2024 San Francisco Patient and Family Seminar
April 12 & 13, 2024
What do the dots mean?
More than 1 year since diagnosis
Stem cell transplant recipient
Less than 1 year diagnosed
Care Partner for someone with Myeloma
Friday Agenda
12:00 – 1:00 PM Registration
1:00 – 1:15 PM Welcome and Agenda Review
Yelak Biru President, Chief Executive Officer and 28-year Myeloma Survivor Patient
Robin Tuohy, Vice President, Patient Support
1:15 – 1:30 PM Hot Topics in Myeloma
Joseph Mikhael, MD, MEd, FRCPC, FACP - Chief Medical Officer; Translational Genomics Research Institute, City of Hope Cancer
Center
1:30 – 1:50 PM Shared Decision Making
Teresa Miceli, RN, BSN, OCN - InfoLine Advisor, Nurse Leadership Board; Mayo Clinic-Rochester
1:50 – 2:10 PM Advanced Care Planning
Wendy Thomas, RN, MSN, CHPN – Palliative Care Nurse Specialist, Kansas University Medical Center; Support Group Leader
2:10 – 2:25 PM Myeloma.org: Resource Review
Robin Tuohy
2:25 – 2:45 PM BREAK
2:45 – 3:25 PM Myeloma 101 & Understanding Your Labs
Joseph Mikhael, MD, MEd, FRCPC, FACP & Teresa Miceli, RN, BSN, OCN
3:25 – 4:05 PM Financial Considerations in Myeloma
Erin Bair, Esq., Triage Cancer
4:05 – 4:35 PM Clinical Trials
Joseph Mikhael, MD, MEd, FRCPC, FACP & Yelak Biru
4:35 – 4:50 PM Q & A with Panel
4:50 – 5:00 PM Day 1 Recap, Day 2 Announcements & Evaluations
Robin Tuohy 5:00 – 7:00 PM Welcome Reception & Networking
Foyer A/B
The IMF Support Group Team is Here For You!
Shared Experiences Help to Better Understand the Myeloma Journey
• Support Groups Empower Patients & Care Partners with information, insight, & hope
• The IMF provides educational support to a network of over 150 myeloma specific groups
We are happy to help connect you with an existing support group or help form a new one!
We assist with virtual, in-person, and hybrid options for meetings.
Local Support Groups: You Are Not Alone!
Myeloma Stompers
(Napa/Sonoma)
Meets virtually the 2nd Friday of each month at 10AM
San Gabriel Valley
Myeloma Support Group
Meets in-person the 1st Monday of each month at 6:30PM
Upland, CA
Myeloma Support Group
Meets hybrid the 1st Friday of each month at 10AM
San Francisco Bay Area
Myeloma Support Group
Meets virtually the 3rd Saturday of each month at 10AM
Westlake Myeloma Support Group
Meets virtually the 2nd Saturday of each month at 11AM
San Fernando Valley Myeloma Support Group
Meets in-person the 3rd Wednesday of each month at 7PM
Sacramento Area
Myeloma Support Group
Meets virtually the 1st Saturday of each month at 10AM
Local Support Groups: You Are Not Alone!
San Diego Multiple Myeloma Support Group
Meets hybrid the 2nd Monday of each month at 6:30PM
Inland Empire, CA
Myeloma Support Group
Meets hybrid the 3rd Saturday of each month at 10:30AM
Orange County
Myeloma Support Group
Meets in-person every other month & virtually the alternate months on the 1st Thursday of each month
Los Angeles Multiple
Myeloma Support Group
Meets virtually on the 3rd Saturday of each month at 10:30AM
Santa Cruz Multiple Myeloma Support Group
Meets virtually the 1st Monday of each month at 4:30PM
Rancho Mirage, CA
Myeloma Support Group
Meets virtually on the 1st Thursday of each month at 3PM
Special Interest Virtual Groups
Special interest groups are designed as a supplemental support for specific populations of patients, in addition to their local Support Groups
Las Voces de Mieloma Spanish speaking
patients & care partners
Living Solo & Strong with Myeloma
For patients without a care partner
High Risk Multiple Myeloma
For high-risk myeloma
Patients & care partners
Coming Soon!
Care Partners Only
Designed to address the needs of care partners only
Smolder Bolder
Created for people living with Smoldering Myeloma
MGUS 4 Us
Created for people living with MGUS
MM Families
For patients & care partners with young children
EVALUATION
Please be sure to complete your program evaluation today.
Questions 1 – 5 can be completed before the program begins.
Questions 7 & 8 can be answered after each presentation.
If you are attending Friday program only, we ask that you turn the survey in at the end of the day.
If you are coming back for the Saturday sessions, please hold onto your survey, bring it back tomorrow and turn it in at the end of the program.
We greatly appreciate your time and feedback!
Hot Topics in Myeloma
Joseph Mikhael, MD, MEd, FRCPC, FACP Chief Medical Officer, International Myeloma FoundationProfessor, Translational Genomics Research Institute City of Hope Cancer Center
Teresa Miceli, RN BSN OCN
International Myeloma Foundation - InfoLine Advisor, NLB Member, Support Group Leader (MMSS, Smolder Bolder) Mayo Clinic – Myeloma Nurse Navigator
National Cancer Institute - Myeloma Patient Advocate
Goals
Review Share Decision Making (SDM)
Identify influencing factors to Treatment Decision Making
Discuss strategies to enhance patient empowerment & promote Shared Decision Making
Ineligible Patients Consolidation / Maintenance Continued therapy
Supportive Care Initial Therap y Transplant (ASCT) Maintenance Treatment of Relapsed disease Transplant Eligible Patients Transplant
Individual Care Partner Family Employme nt & Finances Social Network & Obligations
Individual Beliefs & Preference s Quality of Life (QOL) Satisfaction and Adherence
Terpos E, Mikhael J, Hajek R, Chari A, et. al. Management of patients with multiple myeloma beyond the clinical-trial setting: understanding the balance between efficacy, safety and
SDM: Patient-Centered Care
“The aim of shared decision making is to ensure that:
- Patients understand their options and the pros and cons of those options.
- Patient's goals and treatment preferences are used to guide
https://www.ahrq.gov/cahps/quality-improvement/improvement-guide/6-strategies-for-improving/co mmunication/strategy6i-shared-decisionmaking.html#6i1
Steps in Shared Decision-Making
HCP=Health Care Provider
https://www.ahrq.gov/health-literacy/professi
onal-training/shared-decision/index.html
Recognizing and acknowledging that a decision is needed:
The HCP informs the patient that a decision is to be made and that the patient's opinion is important (Choice talk).
Knowing and understanding the best available evidence-based options:
The HCP explains the options and their pros and cons. The patient expresses their preferences, and the HCP supports the patient in deliberation (Option talk).
The HCP and patient discuss the patient's wish to take part in the decision making and incorporate the patient's values and preferences into the decision (Decision talk).
The HCP and patient follow-up:
Stiggelbout AM, Pieterse AH, De Haes JC. Shared decision making: Concepts, evidence, and practice. Patient Educ Couns. 2015 Oct;98(10):1172-9
Review and evaluate the decision, adjust as needed
Advantages to Partaking in SDM
Patients, regardless of age, want to be a part of treatment decision-making
Requires staying informed
Reduces uncertainty and alleviates concerns
Decisions reflect personal and family values
Promotes patient and care partner engagement and sense of empowerment
Positive impact on QOL
Lower demand on health care resources
“The 'efficacy' of treatment means different things to different patients, and treatment decision-making in the context of personalized medicine must be guided by an individual's composite definition of what constitutes the best treatment choice.”
Terpos, et al.
Influencing Factors to Treatment Decision-Making
Disease-derived
Time: Stage, risk stratification, Urgent intervention needed vs time to consider options
Treatment: Availability/access, effectiveness, toxicity, current research
Choon-Quinones, Mimi, Hose D, Kaló Z, Zelei T, Harousseau JL, Durie B, Keown P, Barnett M, Jakab I. Patient and Caregiver Experience Decision Factors in Treatment Decision Making: Results of a Systematic Literature Review of Multiple Myeloma Decision Aids. Value Health. 2023 Jan;26(1):39-49. doi: 10.1016/j.jval.2022.04.003. Epub 2022 May 22. PMID: 35613958.
Patient-derived
Provider-derived
Time limitations
Support for patient involvement
Provider bias and preference
Understanding complex treatment options
Physical and emotional wellness
Comfort in speaking up “Doctor knows best”
Financial, Cultural and Religious factors
Care partner & social network, transportation
https://www.ahrq.gov/sites/de fault/files/wysiwyg/cahps/qua lity-improvement/improveme nt-guide/6-strategies-for-impr oving/communication/cahps-s trategy-section-6-i.pdf
Strategies for Patient Empowerment
Stay informed, understand options
Use reliable and current sources of information
Use caution considering stories of personal experiences
Consider your priorities
Discuss with your care partner
Consider your goals/values/preferences
Be a part of the conversation, create a dialog
Ask questions & Express your goals/values/preferences
Ask for time to consider options, if needed
Arrive at a treatment decision
Know the Members of Your Care Team
Understand their different roles
Myeloma specialist and General Heme/Onc
Primary care: for health screening, general check ups, vaccinations
Sub-specialists: specialty needs
Keep a contact list of your providers
Primary Care Provider (PCP)
Family/Support Network
Subspecialists
You & Your Care Partner
Allied Health Staff
General Hem/Onc
Myeloma Specialist
Prepare
Prepare For Medical Visits
Medications: Bring a current list of prescribed and over-thecounter
Questions: Prioritize questions & concerns including financial issues
Paperwork needing medical signature (ex. FMLA, prior authorizations)
Inform
Updates: Medical or life changes since your last visit
Symptoms: How have they changed (improved, worsened, stable)?
Keep a symptom diary. Bring it along
Communicate effectively so your health care team can help
Follow Up
“Next Steps”: Future appointments, medication changes, plan of care. Ask for the information in writing or on your patient portal
Include a care partner, especially for pivotal appointments
Consider Telemedicine
Prepare For Tele-Med Visits
Check with your healthcare team –
Is telemedicine an option?
What is the process and what technology is needed?
Are labs needed in advance? Do you need an order?
Preparation is similar for “in-person” appointment
PLUS:
Location: quiet, well-lit location with strong Wi-Fi is best
Yourself: Do you need to show a body part - wear accessible clothing
Vital signs (blood pressure, temp, heart rate, weight)
self-serve blood pressure cuff is available at many pharmacies and for purchase
Include a care partner, especially for pivotal appointments
Create a Care Partner Network
Myeloma causes the highest burden of symptoms, most commonly effecting people of older age with other medical issues. Care partner support is valuable in SDM
Care partners assist in many ways
• Attending medical appointments, being present to learn and discuss possible treatment options and alert the medical team of side effects to treatment
• Some treatment options available only if care partner support exists
Care partners can be one person or a rotation of many people (Care Network)
Building a partnership is based in good communication
• Finding the balance:
- helping the patient with needed activities while maintaining a sense of independence
- allowing the care partner to have time for good selfcare Care Partner Tip Card https://www.myeloma.org/resource-library/tip-cardcare-partners
Terpos, et al. 2021; Soong, et al., 2023 Image Credit: https://www.mmtoldtrue.com/community/care-partner-corner
Resource List
Bylund CL, Eggly S, LeBlanc TW, Kurtin S, Gandee M, Medhekar R, Fu A, Khurana M, Delaney K, Divita A, McNamara M, Baile WF. Survey of patients and physicians on shared decision-making in treatment selection in relapsed/refractory multiple myeloma. Transl Behav Med. 2023 Apr 15;13(4):255-267. doi: 10.1093/tbm/ibac099. PMID: 36688466.
Chari A, Romanus D, DasMahapatra P, Hoole M, Lowe M, Curran C, Campbell S, Bell JA. Patient-Reported Factors in Treatment Satisfaction in Patients with Relapsed/Refractory Multiple Myeloma (RRMM). Oncologist. 2019 Nov;24(11):1479-1487. doi: 10.1634/theoncologist.2018-0724. Epub 2019 Aug 1. PMID: 31371520; PMCID: PMC6853123.
Factors in Treatment Decision Making: Results of a Systematic Literature Review of Multiple Myeloma Decision Aids. Value Health. 2023 Jan;26(1):3949. doi: 10.1016/j.jval.2022.04.003. Epub 2022 May 22. PMID: 35613958.
Rifkin RM, Bell JA, DasMahapatra P, Hoole M, Lowe M, Curran C, Campbell S, Hou P, Romanus D. Treatment Satisfaction and Burden of Illness in Patients with Newly Diagnosed Multiple Myeloma. Pharmacoecon Open. 2020 Sep;4(3):473-483. doi: 10.1007/s41669-019-00184-9. PMID: 31605300; PMCID: PMC7426337.
3718 Cytokine Release Syndrome: The Patient, Caregiver and Healthcare Professional Experience. Janelle Soong, Giuseppe De Carlo, Naziah Lasi-Tejani, Sumanjit K. Sethi, Natacha Bolaños, Martine Elias, Yelak Biru, Solène Clavreul, G. Scott Chandler, Klaus Finzler, Yann Nouet, Antonio Giuseppe Del Santo. Blood (2023) 142 (Supplement 1): 3718
Terpos E, Mikhael J, Hajek R, Chari A, Zweegman S, Lee HC, Mateos MV, Larocca A, Ramasamy K, Kaiser M, Cook G, Weisel KC, Costello CL, Elliott J, Palumbo A, Usmani SZ. Management of patients with multiple myeloma beyond the clinical-trial setting: understanding the balance between efficacy, safety and tolerability, and quality of life. Blood Cancer J. 2021 Feb 18;11(2):40. doi: 10.1038/s41408-021-00432-4. PMID: 33602913; PMCID: PMC7891472. Choon-Quinones, Mimi, Hose D, Kaló Z, Zelei T, Harousseau JL, Durie B, Keown P, Barnett M, Jakab I. Patient and Caregiver Experience Decision
https://www.ahrq.gov/health-literacy/professional-training/shared-decision/index.html
https://www.ahrq.gov/cahps/quality-improvement/improvement-guide/6-strategies-for-improving/communication/strategy6i-shared-decisionmaking.ht ml#6i1
Advanced Care Planning
Wendy Thomas, RN, MSN, CHPN
University of Kansas Cancer Center
KC Area Support Group Leader
Advance Care Planning
Wendy Thomas, RN, MSN, CHPNWendy Thomas, RN MSN CHPN
• Outpatient Palliative Care
Nurse Navigator
• Kansas City Area Myeloma
Support Group Leader
About me:
• Nurse 27 years
• 14 years in blood and marrow transplant
• 8 years in palliative care
• 10 years as a myeloma support group leader
• Worked for the University of Kansas
Health System for 17 years
• Based at the Bloch Cancer Care Pavilion, Westwood Kansas
Advance Care Planning
What is Advance Care Planning?
• Discussing and preparing for future medical care decisions
• Important at any stage of life
• Crucial for anyone with a serious illness
• Goes into effect ONLY when you are unable to speak for yourself
Do you have an Advance Directive?
• Who would you want to speak for you if you were unable to speak for yourself?
• Do your family/loved ones know what your wishes would be in a healthcare emergency?
• Do you know what your wishes would be?
• Are you confident they could carry out your wishes?
Advance Care Planning DPOA & Healthcare Directive
CA requires notary or two adult witnesses to signature DPOA
What are your wishes?
Code Status
• What is a Code Status?
– Cardiopulmonary Resuscitation (CPR)
• Why do they keep asking?
– Code status expires at discharge
– Out of hospital DNR
– Living will
• How aggressive do you want care to be?
– ICU
DNR = Do Not Resuscitate ICU = Intensive Care Unit
– Mechanical Ventilation
– Medically administered nutrition
Deciding about CPR CPR
• No pulse, not breathing
• One of the few treatments that patients must choose to NOT have performed
• A physician order is NOT perform CPR
• Older people and people with cancer may have quality of life after CPR
• You can CHOOSE to allow a NATURAL death if you prefer
CPR
Level of Medical Interventions?
Pulse present &/or still breathing
Full treatment – most aggressive
• ICU and intubation with mechanical ventilation
Midlevel treatment – less aggressive
• Antibiotics, fluids, medication to support blood pressure, transfusions
Best supportive care – least aggressive
• Treat with dignity and respect, comfort-focused medical treatment
DNR doesn’t equal non-aggressive care
Out of hospital DNR
• Patients should complete with your healthcare provider
• Requires healthcare provider signature
• Original form stays with patient
• Copy should be provided to all of your healthcare providers/health systems
• Some states have transportable DNR laws
DNR = Do Not Resuscitate
POLST
• Physician Orders for LifeSustaining Treatment (POLST)
• Provides more control over end-of-life care to seriouslyill patients
What to do with Forms & Documents?
• Make certain your family/loved ones know the location
• Give a copy to your healthcare providers/health systems
• Easy to find in case of emergency
• These documents DO NOT belong in your safe deposit box
• Fridge and beside table good locations
Other Practical issues
Planning ahead
• Eases the burden for family/loved ones
• Protects your assets
• Allows you to manage your personal effects
New Complications
• The electronic era brings new challenges
• Cellphones, computers, online accounts, social media and photos
The Most Important Part
Talking with your loved ones about your healthcare wishes brings comfort
National Healthcare Decision Day: April 16th
• Go Wish Cards
• ACP Bubble Map
• Coalition for Compassionate Care of CA
• Social Worker
Myeloma 101 & Understanding Your Labs
Teresa Miceli, RN, BSN, OCN
International Myeloma Foundation Nurse Leadership Board Member
Joseph Mikhael, MD, MEd, FRCPC, FACP Chief Medical Officer, International Myeloma FoundationQ&A with Teresa and Dr. Joe: Understanding Myeloma Basics
Joseph Mikhael, MD, MEd, FRCPC, FACP
Professor, Applied Cancer Research and Drug Discovery, Translational Genomics Research Institute (TGen), City of Hope Cancer Center
Chief Medical Officer, International Myeloma Foundation
Consultant Hematologist and Director, Myeloma Research, Phase 1 Program, HonorHealth Research Institute
Adjunct Professor, College of Health Solutions, Arizona State University
Teresa S. Miceli RN BSN OCN
Mayo Clinic, Rochester, MN
• Mayo Associate
• Assistant Professor of Nursing
• Myeloma Research RN Navigator
International Myeloma Foundation
• InfoLine Advisor
• Nurse Leadership Board
• Support Group Leader
NCI Myeloma Steering Committee
Myel0ma Statistics
Bone Marrow Cells – Good & Bad
Myeloid Progenitor Cell
Hematopoietic Stem Cell
Lymphoid Progenitor Cell
Megakaryocyte Eosinophil Basophil Erythrocytes Monocyte Neutrophil
T Cell B Cell NK Cell
Platelets Dendritic Cell Macrophage
Plasma Cell
Clonal Plasma Cells
(Mono)clonal Plasma Cells
Clonal Plasma Cells
Heavy Chain: G, A, M, D, E
Heavy Chain = M-Spike
65% IgG – most common
20% IgA – associated with AL Amyloid
5% to 10% light chain-only (kappa, lambda)
Uncommon: IgD, IgE, IgM
Normal Ranges vary between labs.
Note the unit of measure (mg/dL vs mg/L): Results adjusted for renal function
eGFR = estimated glomerular filtration rate; M-spike = monoclonal spike; Ig = Immunoglobulin
Spectrum of Monoclonal Protein Disorders
1. Kyle RA, et al. N Engl J Med. 2007;356:2582-90.
2. IMWG. Br J Haematol. 2003;121:749-57.
3. Jagannath S, et al. Clin Lymphoma Myeloma Leuk 2010;10(1):28-43.
• AL-Amyloid
• POEMS
• Light or Heavy Chain Deposition Disease
• MGRS = Renal
• MGNS = Neuro
* In clinical trial
5. Mateos M-V, et al. Blood. 2009;114:Abstract 614.
6. Durie BG, Salmon SE. Cancer. 1975;36:842-854.
7. Durie BG, et al. Leukemia. 2006;20(9):1467-1473.
4. Kyle RA, et al. Curr Hematol Malig Rep. 2010;5(2):62-69.
8. Rajkumar SV, et al. Lancet Oncology 2014; 15:e538-e548.
Testing For Myeloma: Blood & Urine
Test Name
CBC + differential
Complete metabolic panel
Beta-2 Microglobulin (B2M)
Lactate Dehydrogenase (LDH)
Serum Immunofixation and Protein
electrophoresis (SPEP+IFE)
Immunoglobulins (G, A, M, D, E)
Free light chain assay with kappa/lambda ratio
Urine immunofixation & protein
electrophoresis (UPEP+IFE)
What it means
Hemoglobin, WBC, Platelets
Creatinine, Calcium, Albumin, Liver function
Part of staging and risk stratification
Measures the level of normal and clonal protein
Identifies the type of clonal protein
Measures the level of normal and clonal protein
Identifies the type of clonal protein
Testing For Myeloma: Imaging
Imaging:
–Skeletal survey: Series of X-rays; less sensitive than other techniques
–Whole body low dose (CTWB-LD CT )
–Positron Emission Tomography (PET/CT)
–Magnetic Resonance Imaging (MRI)
Healthy bone versus myeloma bone disease
Testing For Myeloma: Bone Marrow
Bone marrow biopsy & aspirate
Bone marrow plasma cells (%)
Congo Red staining if concern for AL-Amyloid
Bone marrow genetics
Cytogenetics
Fluorescence in situ hybridization (FISH)
Next generation sequencing (NGS)
*15-20% of people with NDMM
Staging and Risk Stratification
Revised International Staging System (RISS), adding LDH & FISH
CA = chromosomal abnormalities; LDH = Lactate Dehydrogenase; FISH = Fluorescence in situ hybridization
Myeloma Treatment Schema
Everyone
Drug Class Overview
Bispecific Antibodies
Pipeline
Tecvayli (teclistimab)
Talvey (Talquetamab)
(Elranatamab)
Cevostamab, Iberdomide, Mezigdomide, Venetoclax
Linvoseltamab, LCAR-B38M …………………………………….. MORE TO COME!
* These agents are currently off the market but available through special programs
Measuring Disease Response: IMWG Response Criteria
Kumar, S., Paiva, B., Anderson, K. C., Durie, B., Landgren, O., Moreau, P., ... & Dimopoulos, M. (2016). International Myeloma Working Group consensus criteria for response and minimal residual disease assessment in multiple myeloma. The lancet oncology, 17(8), e328-e346. Flow MRD negative*
Negative by next generation flow (NGF) (minimum sensitivity 1 in 10-5 nucleated cells or higher)*
mCR AND normal Free Light Chain ratio, Bone Marrow negative by flow, 2 measures
CR AND negative PCR
Complete Response: Negative immunofixation (IFE); no more than 5% plasma cells in BM; 2 measures
Very Good Partial Response: 90% reduction in myeloma protein
Partial Response: at least 50% reduction in myeloma protein
Minimal Response
Progressive Disease: At least 25% increase in identified myeloma protein from lowest level Stable Disease: Not meeting above criteria
MRD = Minimal Residual Disease
sCR = Stringent Complete Response; BM = Bone Marrow
When Do I Need A New Treatment?
Not every relapse requires immediate therapy
Each case is different
Asymptomatic: Biochemical relapse on two consecutive assessments
Consider Observation
Monitor Carefully
Asymptomatic with:
• High-risk disease
• Rapid doubling time
• Extensive marrow involvement
Consider Treatment
Patient-/Disease-Specific
Monitor Carefully
Symptomatic or Extramedullary Disease (EMD)
Initiate Treatment
Targets on the Myeloma Cell Surface and Therapeutic Antibodies
Bi-Specific Antibodies
Talquetamab
Antibody Drug
Elotuzumab
Bi-Specific Antibodies
Bi-Specific Antibodies CAR-T
Antibody Drug
Daratumumab and Darzalex Faspro
Isatuximab
TAK-079 MOR202
Immune Therapies
Ide-cel CAR-T
Cilta-cel CAR-T
Teclistamab
Other CAR-Ts
Other Bi-Specific Antibodies
The Evolution of Myeloma Therapy
VD
Rev/Dex
CyBorD
VTD VRD KRD
D-VMP
DRD
Nothing
Thalidomide?
Bortezomib
Ixazomib
Lenalidomide Combinations
ASCT Tandem ASCT (?)
D-VRD
Isa-VRD
D-KRD
Isa-VRD
“More” induction?
Daratumumab?
Carfilzomib?
Lenalidomide + PI
ASCT, autologous stem cell transplant; CAR, chimeric antigen receptor; Cy, cyclophosphamide; d- daratumumab; D/dex, dexamethasone; isa, isatuximab; K, carfilzomib; M, melphalan; PDL1, programmed death ligand-1; PI, proteasome inhibitor; Rev, lenalidomide; V, bortezomib.
Speaker’s own opinions.
Bortezomib
Lenalidomide
Carfilzomib
Pomalidomide
Selinexor
Panobinostat
Daratumumab
Ixazomib
Elotuzumab
Isatuximab
Belantamab mafodotin
Melphalan flufenamide
Idecabtagene autoleucel
Ciltacabtagene autoleucel
Teclistamab, Talquetamab
Elranatamab
CAR T Cell Therapy
Bispecific/Trispecific Antibodies
Cell Modifying Agents
Venetoclax
PD/PDL-1 Inhibition?
Small Molecules
What about Disease Control and Cure in Myeloma?
Biochemical or Symptomatic Progression/Relapse
Control is the immediate priority with active disease
Cure remains the overall goal
Defining “Cure” has many considerations:
Minimal Residual Disease (MRD) Status
Time Off Therapy
Functional Cure
Active Disease
Requiring Treatment Stable or Unmeasurable Disease, Receiving Treatment
Unmeasurable Disease,
Receiving No Treatment
https://seer.cancer.gov/statfacts/html/mulmy.html; dated 2.15.2024
Financial Considerations in Myeloma
Erin Bair, Esq. Staff Attorney, Triage CancerThis presentation provides general information on the topics presented. The authors and presenters are not engaged in rendering any legal, medical, or professional services by its presentation or distribution. Although this content was reviewed by a professional, it should not be used as a substitute for professional services.
No part of this presentation may be reproduced, distributed, or transmitted in any form or by any means, without the prior written permission of the author, except properly attributed, noncommercial uses permitted by copyright law. For permission requests, contact the authors at info@triagecancer.org
Cancer®
About Triage Cancer
Triage Cancer is a national, nonprofit organization that provides free education on the legal and practical issues that may impact individuals diagnosed with cancer and their caregivers.
Triage Cancer’s Free Resources
• TriageCancer.org
• Educational Events
• Triage Cancer Conference: 5/17 & 5/18
• Live & Recorded Webinars
• CancerFinances.org
• Quick Guides & Checklists
• Animated Videos
• State Resources & Chart of State Laws
• Legal & Financial Navigation Program
Contributors to Financial Toxicity
• Health Insurance Status
• Adequate coverage to minimize out-of-pocket costs
• Effective navigation of policies
• Consumer protections and medical bills
• Employment Changes
• To work or not to work - accommodations
• Disability insurance
•
Existing Financial Situation
•
Life Changes
• Marriage/divorce, moving, graduating from school, etc.
Don’t Understand Health Insurance?
Source: 2017 PolicyGenius Health Literacy Survey
Health Insurance Terms: Costs
Cost to Have Health Insurance
•Premium – each month (fixed $ amount)
Costs When You Use Your Health Insurance
•Deductible – each year (fixed $ amount)
•Co-Payment – each time you get care (fixed $ amount)
•Co-Insurance or Cost-Share – each time you get care (%)
•Out-of-Pocket Maximum (fixed $ amount) = deductible + co-payments + coinsurance
Meet Dan
Dan’s Plan:Deductible = $2,000 Co-insurance = 80/20 plan
OOP Max = $8,000
If Dan has a $102,000 hospital bill, what does he pay?
1. His deductible of $2,000
$102,000-$2,000 = $100,000 left
2. His co-insurance amount of 20%
20% of $100,000 = $20,000
But OOP max is $8,000. So, he would only pay the $2,000 deductible + $6,000 of the $20,000 co-insurance amount, for a total of $8,000.
Out-of-Pocket Maximums
Details . . .
There may be a separate out-of-pocket maximum for out-of-network services
Individual vs. Family Plans
•e.g., Individual $5,000 and Family $10,000
Marketplace Plans
•Out-of-pocket max = deductible + co-payments + co-insurance (medical care & drugs)
Some Employer Plans
•Doesn’t include deductibles
• Out-of-pocket max = co-payments + co-insurance
•Doesn’t include deductibles or co-payments
• Out-of-pocket max = co-insurance
•Doesn’t include prescription drugs
• Separate out-of-pocket max for prescription drugs = co-payments + co-insurance
Health Insurance Resources
•Quick Guide to Health Insurance Options
•Quick Guide to Health Insurance Basics
•Quick Guide to Health Insurance Marketplaces
•CancerFinances.org
Health Insurance
•Triage Cancer Blog – Health Insurance
•Recorded Webinar: Understanding Medicare
•Recorded Webinar: How to Choose & Use Your Health Insurance …and many more! TriageCancer.org/HealthInsurance
Where Are There Opportunities to Lower Costs?
Employer-Sponsored Health Insurance
COBRA
• Keep employer-sponsored coverage
• Employers with 20+ employees
• Local and state governments
• Federal employees and church and church-related organization employees not covered by COBRA
• Federal: Temporary Continuation of Coverage (TCC) tracks with COBRA
• Cost up to 102% of applicable employee rate
= Employer amount + Employee amount + 2% fee
Help With COBRA Costs
•Health Insurance Premium Payment Program (HIPP)
• Medicaid eligible recipients with group health insurance through an employer
• Medicaid pays premium for group health insurance
• May have more doctors to choose from and other medical services may be covered through private insurance
• 31 states have this program, including: CA, GA, IA, IL, MA, PA, RI, TX, VA
TriageCancer.org/StateLaws
State Health Insurance Marketplaces
•“Exchanges” = insurance shopping mall
•Benefits:
• Cap on OOP max: $9,450 individual / $18,900 family (2024)
• Financial help
• Premium tax credits
• Cost-sharing subsidies (aka “reduction”) Ins. Co mp any
Government: Medicare, Medicaid, Military, High Risk Pools, etc.
Employer
More Financial Help Now Available
“Four in five customers are able to find a plan for $10 or less a month.”
Beneficiary pays max of $545
Beneficiary pays 25%
When total out-of-pocket drug costs = $8,000
Drug
Beneficiary pays $0
Note: patients who are taking brand name drugs, get credit for the 70% discount that drug companies pay, which helps them reach the total OOP drug costs of $8,000. This means their actual OOP costs = ~$3,333
Inflation Reduction Act of 2022
2025: Caps out-of-pocket drug costs at $2,000
• Applies to both Part D plans and Part C plans with drug coverage
• If plan has a drug deductible, that will count towards the cap
• Cap could increase over time
2025: Medicare Prescription Payment Plan
• Part D plans will allow out-of-pocket costs to be spread out through the year, rather than a lump sum payment (e.g., in January)
Help Paying for Medicare Part D
•Low-Income Subsidy (aka Extra Help): pays some premiums, deductibles, co-payments, and cost-share
• May be automatically enrolled
• Income limit = 150% FPL
• Pay no more than $4.50 for each generic/$11.20 for each brand-name covered drug/no premiums or deductibles (in 2024)
• www.ssa.gov/benefits/medicare/prescriptionhelp
•State Pharmaceutical Assistance Programs (SPAP): pays some premiums or drug costs
• Programs not available in every state
www.medicare.gov/pharmaceutical-assistance-program/state-programs.aspx
Help With Medicare Parts A & B Costs
Medicare savings programs (MSP)
• Helps pay for premiums; and sometimes deductibles, co-payments, & cost-share
• Four types of MSPs:
1. Qualified Medicare Beneficiary (QMB – “Quimby”) Program helps eligible individuals pay for Part A and Part B premiums, as well as deductibles, coinsurance, and co-payments
2. Specified Low-Income Medicare Beneficiary (SLMB – “Slimby”) Program helps eligible individuals pay for Part B premiums.
3. Qualifying Individual (QI) Program helps pay the Part B premiums for certain individuals who are not eligible for Medicaid.
4. Qualified Disabled and Working Individuals (QDWI) Program helps eligible individuals pay their Part A premiums.
TriageCancer.org/QuickGuide-MedicareSavings
Comparing Plan Options
Marketplace Plan 1
Total Annual Cost
Do the Math!
Note: for in-network providers only
Total possible costs for year = 12 months of premiums + OOP max
#1: $200x12 = $2,400 + OOP = $8,000 Total = $10,400
Key Considerations
Cost
• Premiums, co-payments, deductibles, co-insurance, out-ofpocket maximums
Network of providers and facilities
• Check if your providers and facilities (hospitals, labs, imaging centers, etc.) are covered
Prescription drug coverage
• Which drugs are covered (i.e., formulary)?
• Is there a separate out-of-pocket maximum for drugs?
Picking a Health Insurance Plan
TriageCancer.org/video-pickingaplan
TriageCancer.org/Worksheet-HealthInsurance
Managing Medical Bills
From your insurance company: We have received a claim We are processing your claim
Explanation of Benefits
Managing Medical Bills
From your provider:
• The bill
Doesn’t always happen in this order!
• Wait for the EOB before paying any bills
• Keep track and communicate with providers
• Ask questions
• Do you qualify for hospital charity care? Apply for help from Dollar For: https://dollarfor.org/Triage Cancer
• Appeal denials
Consumer Protections: Appeals
Denials of coverage (aka “adverse benefit determination” (ABD))
• Internal appeals
• External appeals (individual and employer plans)
AKA: Independent or External Medical Review
Conducted by an independent medical review organization (IRMO) or independent review entity (IRE)
State Health Insurance Agency: Triagecancer.org/StateResources
Cost: $0 if HHS process. Up to $25 if issuer contracts with IRO or uses state process
Hurdle: Knowledge
Health Insurance Appeals Resources
TriageCancer.org/HealthInsurance
• Quick Guide to Appeals for Employer-Sponsored & Individual Health Insurance
• Quick Guide to Access to Medical Records
• Health Insurance Appeals Tracking Form
• CancerFinances.org – Health Insurance Appeals Module
• Recorded Webinar: Health Insurance Appeals
• Animated Video: When an Insurance Company Says No
Educational events for:
Triage Cancer Conferences
• Individuals diagnosed with cancer
• Caregivers
• Health care professionals
• Advocates & others
Topics:
• Being an Advocate
• Health Insurance
• Finances
• Being Prepared
• Employment
• Disability Insurance
Online:
May 17 & 18
October 25 & 26
TriageCancer.org/Conferences
*Free CEs/Contact Hours for nurses, social workers, & patient advocates
*Free PDCs for HR professionals
Triage Cancer Webinar Series
Upcoming Topics:
• February 27 ~ Managing Medical Bills & Getting Financial Help
• March 26 ~ Improving Access to Fertility Preservation
• April 30 ~ Estate Planning
Full Schedule & Registration: TriageCancer.org/Webinars
Recordings of Past Webinars: TriageCancer.org/Past-Webinars
*Free Contact Hour/CE for nurses, social workers, & patient advocates
*Free PDCs for HR professionals
Legal & Financial Navigation Program
Free, one-on-one help for:
• Individuals diagnosed with cancer
• Caregivers
• Health care professionals
Health Insurance, Employment, Disability Insurance, Finances, Estate Planning, & More
Our Navigation services:
• Explain options
• Provide accurate information
• Empower you to take next steps
Start Online: TriageCancer.org/GetHelp
For Spanish:
TriageCancer.org/ConsigueAyuda
Clinical Trials
Joseph Mikhael MD, MEd, FRCPC Chief Medical Officer, International Myeloma FoundationProfessor, Translational Genomics Research Institute, City of Hope Cancer Center
Objectives
• Provide The Rationale For Clinical Trials
• Outline The Phases Of Clinical Trials
• Discuss The Risks And Benefits Of Clinical Trials
• Listen To Patients Who Have Been On A Clinical Trial
Clinical TrialsOverview
Remember some of the important principles of clinical trials:
• The drive of research has brought us to where we are
• No one is expected to be a “guinea pig” with no potential benefit to them
• Research is under very tight supervision and standards
• Open, clear communication between the physician and the patient is fundamental
Clinical Trials –Why Me??
• Every patient is unique and must be viewed that way
• Benefits of trials are numerous and include:
• Early access to “new” therapy
• Delay use of standard therapy
• Contribution to myeloma world – present and future
• Financial access to certain agents
• Must be balanced with potential risks
• “Toxicity” of side effects
• Possibility of lack of efficacy
Overview of New Drug Development
Identify a target for therapy in the laboratory
Confirm the anticancer activity in laboratory and animal studies
Clinical trials (human studies) to determine safety, dosing and effectiveness
The whole process costs millions of dollars and years of effort!
Even Before Phase I
• Most agents are tested in lab models
• Various “myeloma cell lines” = in vitro
• Next step is animal model
• We are more like mice than you think!!
• Earliest study in phase I is called “First in Human”
• Often uses extremely low dose of drug to ensure safety
Phase 1 Clinical Trials
• All patients receive the experimental therapy
• Phase 1 trials find the optimal dose of a new drug or drug combination
• Patients get higher doses as the study continues
• Determine side effects of new drugs or combinations
• Explore how the drug is metabolized by the body
• Important for all stages of myeloma
Phase 2
Clinical Trials
• Determine if a new drug or combination is effective against the cancer
• May be added to a phase 1 study once the ideal dose is found
• Patients usually receive the experimental therapy
• In some cases, the study may include two “arms” comparing either two different doses or a different treatment (another combination of drugs)
Phase 3
Clinical Trials
• Highest form of clinical evidence. Typically, a large number of patients are required… usually required for full FDA approval
• Patients receive either an experimental therapy (one or more drugs) or the current standard treatment
o The patient is randomly assigned to a treatment—a process called “randomization”
o Neither the physician or the patient can determine which treatment is given
• May be placebo controlled, if no standard treatments are available
• Very closely monitored for effectiveness and side effects
Clinical Trials - Phases
Phase III Tests safety Tests how well treatment works
Compares new treatment to standard treatment
Benefits of Participat ion
Possible benefits:
• Patients will receive, at a minimum, the best standard treatment
• If the new treatment or intervention is proven to work, patients may be among the first to benefit
• Patients have a chance to help others and improve cancer care
Risks of Participat ion
Possible risks:
• New treatments or interventions under study are not always better than, or even as good as, standard care
• Even if a new treatment has benefits, it may not work for every patient
• Health insurance and managed care providers do not always cover clinical trials
Why Do So Few Cancer Patients Participate in Trials?
Patients may:
• Be unaware of clinical trials
• Lack access to trials
• Fear, distrust, or be suspicious of research
• Have practical or personal obstacles
• Face insurance or cost problems
• Be unwilling to go against their physicians’ wishes
• Not have physicians who offer them trials
• Have a disconnect with their healthcare team
Diversity in Clinical Trials
There has been a lack of diverse representation in clinical trials in myeloma.
• In the U.S., approximately 20% of all myeloma patients are of African descent, but only 5%–8% of patients in myeloma clinical trials are of African descent.
This is significant for the following reasons:
• All patients of all races and ethnicities should be able to benefit from clinical trials.
• Diverse patient representation in clinical trials is required to ensure that the outcomes are applicable to all patients.
Reasons for underrepresentation in clinical trials are complex and include:
• systemic racism, accessibility of clinical trials, sensitivity to diversity by medical professionals
• misconduct in medicine in the past, the lack of trust in the system, and more.
Commonly Asked Questions
How does the study work? How often will I need to see my doctor or visit the cancer center?
Will I need to undergo additional tests?
What is currently known about the new drug or combination?
What benefits can I expect?
What side effects should I expect? Who should I notify if I have side effects?
Can I take my vitamins or other medications?
Can I get the treatment with my local doctor?
Will my insurance pay for my participation in the clinical trial?
Considering Entering a Clinical Trial?
• Discuss with your physician if you are eligible for a clinical trial
• Work with your physician to determine the best trial for you
• Meet with the clinical research nurse or trials coordinator to discuss the trial
• Carefully review the provided “Informed Consent”
• Describes the study and any potential safety concerns related to the experimental medication
Panel Q&A
Wrap Up
Day 1 Recap
- Welcome Reception and Networking: Foyer A/B -
Day 2 Announcements
- Saturday breakfast at 7:00 – 8:00 am: Ballroom D (Drake)
- Program begins at 8:00 am
- Hotel check-out is 12:00 pm Evaluations!