INTLBM Magazine- Issue 27

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Managing Director

Shashank M

Co-Founder & CEO

Shankar V Shivaprasad

Chief Editor Shankar V Shivaprasad

Editor

Ujal Nair

Assistant Editors

Medhaj Nair

Head of Production

Shank Mendez

Head of Research

Sara Watson

Head of Media Sales

Charles Grey

Media Sales Manager

Chris Young

Advertising contact chris@intlbm.com

Content Managers: Daniel Edwards, Sumana Shankar, Ana Watson

Content Writers: Baldeb Ram

Business Development

Leo Morgan, Alisha Taylor, Jane Sanders, James Smith, Jason Brown, David Johnson, Stella Grace, John Davis, Nancy Miller, Alex Milo

Graphic Designer Chandan R

Video Editor

C Gidieon Sam Issac

Account Manager

Agnes Wong

Registered Adddress: Sharjah Media City (Shams), Al Messaned City, Al Bataeh, Sharjah, United Arab Emirates, P.O. Box: 515000

Office Address: Suite No 502, Al Tawhidi 1 Building, Floor 5, Khalid Bin Al Waleed Road, Bur Dubai, Dubai, UAE.

Email: info@intlbm.com

Phone: +971 55 683 6713

.......Note From EDITORIAL Welcome

Emerging Industries To Watch Out For In 2025

With the commencement of 2025, International Business Magazine sets up a new bar to reveal the year’s most sought-after industries to watch out for. The prominent industries that are making the buzz are: Logistics, Real Estate, Artificial Intelligence, Travel, Luxury Watches, Automotive, Nearshore and more.

This edition sheds critical limelight on how the UAE has emerged as the focal point of logistics and supply-chain hub and bridged the east-west trade divide. The content management team, research wing and editorial guild are constantly analysing how the real estate market has made significant strides, particularly in the Middle East region which has emerged as one of the most sought-after luxury destinations among top global tourist spots.

In this edition, you will read about the new developments in the AI ecosystem, especially by Deepseek. Also, check out the latest AI Readiness Index from Cisco which gives us some new insights about the opportunities in the UAE for Investments in AI.

Our team of content writers have also compiled the transformation of once humble watch industry, which has evolved into a pre-owned luxury watch market that has slowly and steadily become the ‘status quo’ for all.

Nearshoring trends have gained steady popularity. These outsourcing operations, aid firms in eliminating logistical hurdles and utilising renewable sources and the best eco-friendly mobility solutions. Nearshore trends also utilises advanced AI and automation tools to reduce efforts and time management.

International Business Magazine has always been in the forefront to recognise and award the best talents, and entrepreneurs from the global business diaspora and leave no stone unturned to diversify into new areas. Therefore, we are looking forward to possible gems from the new sectors and facilitate them in this year’s award ceremony.

Nominations have begun and are in full flow! Raise the bar, click the nominate button and let us raise a toast to your success in 2025!

Be sure to check out our website at

How to Conduct Internal Audit of a Company in UAE?

Beyond the Dunes: A Roadmap to Success in the UAE’s Logistics and Supply Chain Industry

In the global logistics and supply chain industry, the United Arab Emirates has become a growing regional power and major transit point along key East-West trade routes. One of the reasons for this Gulf country’s rapid rise is AD Ports Group, the Abu Dhabi-based integrated trade, transport and logistics powerhouse.

On the Fast Track of Success

Since its founding in 2006, AD Ports Group has grown to become a leading international industry, commerce, and logistics provider, acting as a strategic gateway between Abu Dhabi and the rest of the world. Oxford Economics estimates that AD Ports Group contributed about 23% of Abu Dhabi’s non-oil GDP in 2022. The

portfolio of AD Ports Group includes 550 square kilometres of economic zones within KEZAD Group, the most integrated trade, logistics, and industrial company grouping in the Middle East, as well as 33 terminals around the world, and 11 in the United Arab Emirates.

The Group’s long-term growth strategy combines a derisked approach with a variety of operating models and complementary development drivers to guarantee robust performance across industry and economic cycles. Its top-investment-grade credit ratings further demonstrate its sound financial standing and wellbalanced capital structure.

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In Q3 2024, AD Ports Group achieved record financial performance, showcasing remarkable growth across key financial metrics. The Group reported a revenue surge of 60% year-over-year (YoY), reaching AED 4.65 billion, an increase of 28%. Earnings before interest, taxes, depreciation, and amortisation (EBITDA) saw an impressive 124% YoY rise, amounting to AED 1.21 billion. Additionally, ADPG’s total net profit climbed by 11% YoY, totalling AED 445 million. These figures underscore ADPG’s robust financial health and its strategic initiatives driving substantial growth and profitability.

Additionally, AD Ports Group teamed up with Adani Ports to purchase a 30% share in TICTS, the company that runs Container Terminal 2 at Dar es Salaam Port. In Angola, AD Ports Group agreed with local partners to manage and develop a major multipurpose terminal in Luanda for general cargo, containers and Ro-Ro, and to launch a logistics business to serve the broader Angolan market.

The accretive acquisitions and organic growth generated by AD Ports Group’s five-cluster business of Ports, Maritime & Shipping, Logistics, Economic Cities & Free Zones and Digital helped drive the Group’s strong Q3 2024 financial results.

AD Ports has strategically expanded its operations through several key acquisitions and concessions. They acquired 100% of APM Terminals Castellón via Noatum and secured three 15-year cruise concessions in Egypt for terminals at Safaga, Hurghada, and Sharm El Sheikh, expected to finalize by Q2 2025. The Group also obtained a 25-year bulk and general cargo concession at Karachi Port in Pakistan and a 60% stake in Dubai Technologies. Additionally, AD Ports Group acquired 60% ownership in Tbilisi Dry Port, expected to be operational by Q1 2025, and 10 offshore vessels from E-NAV to bolster operations in the Middle East and Southeast Asia. The Group secured an 81% ownership to upgrade the Luanda multipurpose port terminal in Angola, with redevelopment expected by 2026, and a 30% stake in a joint venture to establish East Africa Gateway Limited, acquiring 95% of Tanzania International Container Terminal Services.

At the 2024 International Business Magazine Awards, AD Ports Group was recognised with three notable awards for its advancements in logistics and supply chain management. The Group received recognition as the Best Non-Oil Stocks in the Middle East 2024, Best Overall Investment Relations (Large Cap) in the UAE 2024, and Most Successful Long-term Fund Development Strategy in the UAE 2024.

The size of the UAE freight and logistics market is projected to be $20.11 billion in 2024 and rise at a CAGR of 7.01% to reach $30.19 billion by 2030. This substantial percentage has been ascribed to the UAE government’s considerable efforts to promote the growth of its logistics sector through free trade zones, competitive incentives, and foreign investment opportunities.

But in less than two decades since its founding in 2006, AD Ports Group has grown into a global company offering integrated trade, transport, logistics and industrial development solutions in more than 50 countries on five continents. With GFS, the Group now has the third-largest feeder shipping service in the world. Its flagship Khalifa Port in Abu Dhabi, AD Ports Group belongs to an elite group of ports operators that host three of the world’s top five container shipping lines -- COSCO Shipping, Mediterranean Shipping Company and CMA CGM Group.

With strategic holdings in Europe, Africa, Asia, the Middle East and in Central Asia, AD Ports Group is pioneering the new low-impact trade corridors of the 21st century, while helping transport the logistics industry to a sustainable future by introducing innovations such as electric vessels, photovoltaic electricity generation, alternative fuels, and robotics across its footprint.

Planting Seeds for the Future

AD Ports Group aims to diversify the UAE’s economy by reducing its reliance on the oil industry and expanding its global presence. Through strategic infrastructure investments, the adoption of cutting-edge technologies, and supportive government policies, the UAE is transforming into a global logistics powerhouse. AD Ports Group is committed to maintaining these high standards

and providing its customers with unparalleled opportunities. The numerous awards they have received underscore their significant contributions and leadership in the logistics and supply chain sectors. These accolades will continue to motivate them to achieve even greater results and maintain their competitive edge.

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Reasons to Choose the Best Apartment Remodeling Services

Remodeling an apartment is a life-changing experience that extends well beyond cosmetic improvement. Reimagining living environments calls for professional knowledge, smart decision-making, and a thorough grasp of design possibilities. Choosing the correct apartment remodeling services may have a significant impact on how renovation projects turn out, affecting not only the aesthetic appeal of residential spaces but also their long-term worth, functional efficiency, and general quality of life.

1. Professional Expertise and Technical Proficiency

Their extensive professional knowledge and deep technical skill are the foundation of outstanding apartment renovation services. Skilled remodelers approach restoration projects from several angles, integrating technical expertise, creative design, and architectural knowledge that goes beyond simple renovation skills. Their proficiency serves as a crucial distinction in converting typical living areas into remarkable settings that express personal lifestyle goals.

Expert renovation services provide detailed information about material compatibility, spatial dynamics, and design options that individual homeowners could miss. These professionals can create comprehensive restoration programs since they have a thorough awareness of structural factors, technology integrations, and design trends. Their technical expertise is multifaceted and includes smart design conception, accurate engineering calculations, and advanced architectural assessment.

Beyond the urgent need for renovations, the breadth of professional expertise includes forward-looking viewpoints that take into account the long-term worth of the property, functional flexibility, and changing lifestyle demands.

2. Comprehensive Project Management and Coordination

Outstanding project management skills that guarantee smooth, effective, and stress-free renovation experiences set apart effective apartment remodeling services. Sophisticated coordination systems that include several professional disciplines, technical concerns, and logistical obstacles into a coherent transformation plan are necessary due to the complexity of current restoration projects.

Comprehensive management frameworks that address every facet of the renovation process are offered by professional apartment fit out firms. Throughout the project lifespan, homeowners are kept informed and involved through careful planning, accurate scheduling, resource optimization, and ongoing communication channels. One of their key selling points is their capacity to oversee the acquisition of materials, coordinate diverse technical teams, and strictly stick to project deadlines.

The management skills of premier renovation services include risk reduction, adaptive planning, and strategic

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problem-solving in addition to logistical coordination. They create strong backup plans that can handle unforeseen obstacles, technical constraints, and intricate design details with little to no impact on the project’s overall progress.

3. Advanced Technological and Design Innovation

Prominent apartment renovation businesses set themselves apart with their dedication to sophisticated design and technical innovation. These experts remain on the front edge of new design trends, cutting-edge material applications, and technological integrations that turn conventional restoration techniques into progressive living space makeovers.

Comprehensive technical solutions that go beyond aesthetic concerns are provided by contemporary renovation services. In addition to addressing sustainability and operational efficiency, they use energy-efficient systems, smart home technology, and intelligent design concepts to improve living experiences. These developments reflect a comprehensive remodeling strategy that acknowledges the interdependence of lifestyle demands, technology, and design.

Top renovation services’ design innovation capabilities include developing customized solutions that adhere to modern design requirements while reflecting unique living choices. Because of their experience, they are able to build living spaces that are both visually pleasing and highly practical by utilizing technology breakthroughs, implementing innovative design techniques, and developing novel spatial combinations.

4. Regulatory Compliance and Quality Assurance

One significant benefit of using expert apartment renovation services is being able to navigate the complicated regulatory environment. These professionals guarantee that remodeling projects uphold the highest levels of legal compliance and quality assurance since they have a thorough awareness of building codes, municipal rules, and community-specific norms.

Expert renovation services manage the required paperwork, permits, and inspection needs with remarkable accuracy, offering strategic direction through complex regulatory frameworks. Their in-depth understanding of regional building codes allows them

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to create remodeling plans that not only satisfy but frequently surpass legal requirements. Homeowners are shielded by this knowledge from any legal issues, fines, and project delays.

Another essential component of expert remodeling services is quality assurance. These professionals put strict quality control procedures in place to guarantee that every facet of the refurbishment satisfies high requirements for technical execution, material selection, and workmanship. Their all-encompassing strategy includes ongoing observation, thorough evaluation, and dedication to producing restoration results that exhibit the greatest standards of professional quality.

5. Long-Term Value and Investment Protection

A wise investment in long-term property worth and lifestyle improvement is choosing top-notch apartment renovation services. Professional renovation specialists are aware that effective remodeling involves more than just short-term cosmetic changes; it also takes into account longer-term marketability, functional flexibility, and property appreciation. Through thoughtful design decisions, premium material selections, and innovative technology integrations, seasoned remodeling experts create renovation plans that systematically increase property value. Their method combines in-depth market research, knowledge of current design trends, and strategic planning to place remodeled homes in a favorable

position within cutthroat real estate markets. Reputable remodeling services provide investment security by paying close attention to longevity, upkeep, and future adaptability implications. They design restoration solutions that satisfy present living needs while preserving adaptability for any future changes, guaranteeing that the investment will be worthwhile and relevant for a long time.

Furthermore, in order to guarantee comprehensive transformation plans that optimize aesthetic appeal and functional efficiency, these expert services frequently work in conjunction with talented architects and interior designers, producing environments that are both aesthetically pleasing and technically advanced.

Conclusion

Apartment or office interiors dubai remodeling services are much more than just contractors that do renovations. They provide complete experience that blends technical skill, design creativity, regulatory awareness, and longterm value development, making them important partners in the transformation of living spaces. While upholding the highest levels of professional quality, the best remodeling services view every project as a singular chance to create customized living spaces that represent individual goals. Homeowners may turn remodeling obstacles into incredible chances for lifestyle improvement and personal expression by choosing experts that exhibits complete talents across various dimensions.

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How to Conduct Internal Audit of a Company in UAE?

Internal audits are consistently conducted by businesses to achieve their company goals by improving the consistency and effectiveness of their best practices. Internal audit, in contrast to external ones, is conducted to ensure that corporate guidelines and processes are strictly observed.

An internal audit looks at key areas like internal controls, corporate governance, and accounting practices, all of which are essential to the company’s approach to managing risk. By uncovering process flaws, internal audits help management and the board of directors take corrective action ahead of external audits. By using the following steps, you can prevent fraud or improve the efficiency of a business.

The Auditors at Now Consultant will help you in conducting Internal Audit to ensure compliance and operational efficiency.

Identify the Auditing Needed Areas:

It is an impractical way to conduct audits in every process in your organization. A more suitable option is to audit selected zones that can directly affect your organization’s development. A more effective approach is to focus on auditing specific areas that directly contribute to your organization’s growth. Start with a detailed list of areas needing an audit. Internal audits provide a structured way to ensure ongoing development in accounting processes or internal controls. To reach your desired outcomes, it’s important to have clear goals from the very start.

Determine How Often Auditing Should be Done:

Choosing the right audit frequency is essential to determine the correct frequency for conducting them. It is possible to identify that some of the sections need annual audits, while some need half-yearly and some need quarterly reviews. Generally, quality control areas

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typically demand more frequent audits, whereas financial operations usually don’t require them as frequently. For example, while a manufacturing process may require frequent audits, the HR function in your company could require just one audit per year.

Make an Audit Schedule:

Without proper planning and careful scheduling, an internal audit will not achieve success. To provide conflicts, it is a better and more helpful way to prepare an audit calendar in advance. With suitable scheduling, you can confirm the availability of team members who are required for the internal audit. In short, it ensures every area is audited. A structured and organized approach is vital for the successful completion of the audit.

Inform Departments of Impending Audits:

It’s good practice to notify each department about the upcoming internal audit, so they have time to prepare. If the department members are notified in advance, they will be ready with the necessary documents and materials, like supporting action plans. Notifying your team in advance will respect their rights to be informed about actions the organization is taking. However, if the audit concerns suspected activity, you are excused from notifying the team members.

Record and Analyze Audit Findings:

After the internal auditors complete the audit, it’s essential to record the findings to understand if the processes are operating as expected. Further, it can help you determine the areas that need additional development. Once the findings in the audit are documented, you can proceed to identify and analyze the areas that require immediate action and those that must be addressed without delay.

Investigate to Develop and Implement Action Plans:

Next, you should investigate the areas noted in the audit findings, uncover the root cause, and formulate a plan of action based on your findings. The approach to investigation, action plan creation, and implementation changes depends on the risk level of the issues found.

Feel free to select the process you prefer for analyzing the root cause. However, it must be done efficiently, as recurring issues could lead to unnecessary extra overhead costs.

Perform the Effectiveness Review and Audit Follow-Ups:

By conducting an audit follow-up and effectiveness evaluation, the final stage allows for a thorough analysis of the action plan. It’s essential to recognize that the schedule and internal audit procedure play an equally vital role. Moreover, audit follow-ups provide a timely reminder for tasks that require urgent attention. Taking these actions is crucial for ensuring regulatory compliance and maintaining best practices, supported by a consistent and efficient audit framework.

Our Internal Audit and Assessment Services:

Auditors play a key role in managing internal audits by performing detailed assessments and strategic planning, risk identification, and the development of appropriate audit procedures.

This approach a crucial role in their success and improves company performance. By adopting a riskfocused mindset and employing diverse methods, our team employs multiple methods to guarantee precise results and business growth.

With our expertise, organizations can stay ahead of emerging risks, ensure compliance, and optimize efficiency. By optimizing their processes, we help businesses minimize risks and improve productivity, creating a strong foundation for growth and success.

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Top Areas to Buy Luxury Villas for Sale in Dubai

Dubai is a global hotspot for luxury villas, offering a perfect blend of modern living and prime locations. With iconic developments such as Palm Jumeirah, Emirates Hills, and Dubai Hills Estate, the city caters to discerning buyers seeking comfort, privacy, and opulence. From stunning architecture to high ROI potential, villa for sale in Dubai are not just homes but valuable investments in a thriving, tax-free economy.

Why Dubai has become a Global Hub for Luxury Real Estate?

Tax-Free Benefits and Global Appeal

Dubai’s tax-free policies, political stability, and worldclass infrastructure make it a magnet for luxury property investors. No capital gains or property taxes enhance its appeal.

High

ROI Potential

Dubai offers some of the world’s highest rental yields. Luxury villas are sought-after for long-term appreciation and lucrative returns.

Key Features of Dubai’s Luxury Villas

Spacious

Layouts and Premium Materials

These villas feature expansive layouts, Italian marble, bespoke woodwork, and modern glass facades.

Exclusive Amenities

Private pools, landscaped gardens, and concierge services ensure a luxurious lifestyle. Many villas are located in gated communities for added exclusivity and safety.

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Top Areas to Buy Luxury Villas in Dubai

Palm Jumeirah

Palm Jumeirah, a man-made island shaped like a palm tree, is renowned for ultra-luxury beachfront properties. Villas here offer direct beach access, premium finishes, and stunning views of the Arabian Gulf. Signature Villas, Garden Homes, and bespoke private villas are popular options.

Emirates Hills

Known as the “Beverly Hills of Dubai,” this gated community offers sprawling mansions with views of golf courses and lakes. Emirates Hills is synonymous with exclusivity and attracts high-net-worth individuals.

District One, Mohammed Bin Rashid City

This community blends modernity with nature, featuring villas surrounded by crystal lagoons and lush parks. Its central location ensures easy access to Downtown Dubai and major landmarks.

Dubai

Hills Estate

A master-planned community combining luxury and affordability, Dubai Hills Estate offers family-friendly amenities, championship golf courses, and proximity to Downtown Dubai.

Jumeirah Golf Estates

Built around two championship golf courses, this area provides a serene lifestyle. Spacious villas with elegant interiors attract like-minded residents seeking a vibrant yet peaceful environment.

Al Barari

Focusing on eco-conscious luxury, Al Barari features lush greenery, organic farms, and wellness retreats. Its sustainable living approach appeals to environmentally aware buyers.

Bluewaters Island

Home to high-end waterfront villas, this island offers panoramic views of the Arabian Gulf and Ain Dubai. World-class dining and entertainment options add to its allure.

Why Location Matters

Prime locations ensure easy access to major landmarks, schools, and hospitals, enhancing convenience. Strategically located properties promise higher appreciation as Dubai grows as a global city.

Legal Process of Buying a Villa Freehold vs Leasehold Ownership

Foreigners can buy villas in designated freehold areas, offering full ownership rights.

Role of RERA

Dubai’s Real Estate Regulatory Authority ensures transparency and buyer protection throughout the purchasing process.

Tips for Selecting the Right Luxury Villa

• Define Your Budget: Narrow choices to match financial capacity.

• Community vs Standalone Villas: Decide based on privacy and amenities.

• Evaluate Neighborhood Facilities: Choose locations that align with lifestyle needs.

Future Trends in Dubai’s Luxury Villa Market

• Demand for Smart Homes: Properties with advanced technology are increasingly popular.

• Eco-Friendly Developments: Sustainable designs are becoming a priority.

• Growth in Waterfront Properties: Waterfront villas remain highly desirable.

Conclusion

Dubai’s luxury villa market offers unmatched opportunities for investment and high-end living. With diverse options across prime areas, villas for sale in Dubai remain a top destination for discerning buyers seeking opulence and long-term value.

From TechBerry to DeepSeek: The Tale of an Individual Who Transformed the Landscape of AI

It was just some weeks ago that the Chinese startup DeepSeek released its AI model to the entire world, substantially transforming and revolutionizing the landscape of AI. They produced something that was able to efficiently compete with OpenAI’s cutting-edge developments. In addition, training the model cost less than six million dollars and took just two months! These expenses are a significant contrast to what one typically associates with the expenditures of American competitors in this regard, which tend to be much higher.

However, the man behind DeepSeek and its renowned R1 AI model, i.e., its lead developer and founder, is Liang Wenfeng. But this was not Liang’s first venture into the world of AI. As far back as 2014, he was a lead developer at the popular AI trading platform TechBerry. Even by the standards of today, creating an AI-centric trading platform can be a very complex software engineering task.

“Numerous specialists, like myself, have taken part in the AI model’s development. However, even at that point, Liang

Wenfeng’s involvement was more apparent and crucial than that of anyone else, essentially making TechBerry his brainchild. While his departure from the platform eventually did happen, it was always known from the start. However, Liang’s confidence within the platform has yet to wane, and he even went on to say that the monthly trading performance remains optimal, 25% with acceptable risks. He demonstrated this for the whole world to see when he used the AI model in stock trading, which further aided in making his initial fortunes, garnering a massive amount of investment offers. Subsequently, he then secured 150 million dollars in funding, enabling him to focus on other projects that he thought were more promising or interesting. And with his recent foray with the R1 AI model of DeepSeek, we sincerely congratulate him on his efforts!

Relations between the TechBerry team and Liang remain warm, with new developments and ideas constantly being exchanged. Yes, TechBerry has taken its own developmental route and is more focused on attracting private investments for trading. But when private investors

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are concerned, the priorities shift to lowering trading losses as close to zero as possible. However, the drawback that this could pose would be how one would have to deal with reduced platform performance.

In conclusion, it’s worth considering that TechBerry and Liang Wenfeng collaborated together in 2014, which, in turn, produced a rather sophisticated AI product that has become a market leader for ten years now,” said Jason Woods, TechBerry’s CTO, in one of his nostalgic reflections.

BSF Capital And BlackRock Partners To Deliver Innovative Investment Solutions In KSA

Saudi Fransi Capital (BSF Capital), a leading Capital Markets Institution in Saudi Arabia, announced it is partnering with BlackRock, the world’s largest Asset Management firm.

Industry sources added that the partnership is targeted to integrate BSF Capital’s deep local insights and market knowledge leveraging BlackRock’s global expertise in Asset Management and Investment Advisory services. Together, the two firms will introduce a range of multiasset investment strategies with a focus on global exposures designed to align with the evolving financial goals of clients in the Kingdom across all segments.

Commenting on the partnership, Salam Al-Khunaizi, CEO & Board Member of BSF Capital, said: “We are proud to build on our long-standing relationship with BlackRock, which marks an important milestone for BSF Capital. This collaboration strengthens our ability to deliver innovative, client-focused investment solutions that meet the evolving needs of our clients and reinforce our position as a leader in the Kingdom’s financial sector. Aligned with Saudi Arabia’s Vision 2030 and the Financial Sector Development Program; this partnership reflects our commitment to supporting the development of the financial sector through promoting income diversification, boost savings, and offer various investment opportunities.”

Yazeed Almubarak, CEO of BlackRock Saudi Arabia, stated: “We’re delighted to expand our partnership with BSF Capital to bring tailored investment solutions to the Saudi market that help investors meet their financial needs and ambitions. At BlackRock, we share BSF Capital’s steadfast commitment to supporting the delivery of Vision 2030 through expanding the Kingdom’s capital markets and introducing unique and differentiated investment solutions.”

Cisco Announces AI Readiness Index in UAE

Cisco today announced findings from its latest AI Readiness Index, that reveals that 64% of organizations in the UAE have a strategy to deploy AI powered solutions in their organisation. The report highlights that despite increasing urgency in deployment and investment, businesses in the UAE face challenges in adopting, deploying, and fully leveraging AI.

The Index is based on a double-blind survey of 7,985 senior business leaders from organizations with 500 or more employees across 30 markets, including UAE. These leaders are responsible for AI integration and deployment within their organizations. The Index is measured across six pillars: strategy, infrastructure, data, governance, talent, and culture.

Abdelilah Nejjari, Managing Director, Cisco in Gulf and Levant, commented: “Our survey reveals that companies need to prioritize investments in infrastructure and talent to effectively navigate the complexities of AI deployment. Organizations in the region need to prepare their workforce, existing data centres and cloud strategies to meet the AI requirements and harness its full potential.”

Key Findings include:

• Acting with Urgency: AI has become a cornerstone for business strategy, and there is an increasing urgency among companies to adopt and deploy AI technologies. In UAE, nearly all (99%) report an increased urgency to deploy AI, primarily driven by the CEO and leadership team. Nearly all (86%) companies say they only have 18 months to start demonstrating the impact of AI. More than half (64%) give it only 12 months.

• Rising Investment: Businesses in the UAE are accelerating efforts and increasing investments to overcome barriers and embrace AI-driven transformation. Notably, over a third (34%) of organizations plan to allocate more than 40% of their IT budget to AI investments in the next four to five years, a significant increase from 8% of companies who said they are allocating a similar portion of their IT budget to AI currently. Additionally, almost half (47%) of companies indicate that between 10% to 30% of their IT budget is allocated to AI deployments. AI investments focus on three strategic areas: cybersecurity (45%), IT infrastructure (39%), as well

as data management (34%), and data analysis (33%). The top three outcomes they aim to achieve are improving the efficiency of systems, processes, operations, and profitability; the ability to innovate and remain competitive; and growing revenue and market share for the business. However, over 40% of respondents report that the gains from their AI investments have not yet met expectations in augmenting, assisting, or automating current processes and operations.

• Infrastructure Preparedness: Networks are yet to be equipped to meet AI workloads. There are gaps in compute, data centre network performance, and cybersecurity, amongst other areas. Only 14% of organizations have the necessary GPUs to meet current and future AI demands and only a third (31%) have the capabilities to protect data

in AI models with end–to–end encryption, security audits, continuous monitoring, and instant threat response. Positive developments are underway as companies acknowledge the necessity of enhancing their readiness to effectively leverage AI. In the UAE, 54% say improving the scalability, flexibility, and manageability of their IT infrastructure are top priorities, showing they are aware of the gaps that need to be addressed.

• Addressing Skills and Talent Gaps: A lack of skilled talent is a top challenge for companies in the UAE, underscoring the critical need for skilled professionals to drive AI initiatives. Only 37% of UAE organizations claim their talent is at a high state of readiness to fully leverage AI, and 27% say their organizations lack in-house talent necessary for successful AI deployment.

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QFC Digital Assets Lab Core Players Collaborate to Boost Global Blockchain Adoption

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Two key players in the Digital Assets Lab of the Qatar Financial Centre (QFC), a leading onshore financial and business hub in the region, entered into a strategic partnership to accelerate the impact of distributed ledger technologies (DLT) and digital assets across industries. This alliance between SettleMint, the blockchain transformation company, and The Hashgraph Group (THG), a Swiss-based international business, venture capital and technology company, aims to make DLT more accessible for organisations worldwide and drive their adoption on a global scale.

In September 2024, the Lab launched its inaugural cohort, comprising 29 innovators, with the goal of providing them with a comprehensive ecosystem to develop, test, and commercialise cutting-edge solutions addressing industry needs and challenges through digital assets and distributed ledger technologies.

The Lab was established to foster collaboration among start-ups, businesses, and researchers to develop innovative solutions, products, and services in digital assets and distributed ledger technologies.

The partnership between SettleMint and THA marks a milestone for the Lab, highlighting its potential to shape the industry and contribute significantly to the Qatari market.

Yousuf Mohamed Al-Jaida, Chief Executive Officer, QFC, commented on the partnership: “This partnership between SettleMint and The Hashgraph Group is a testament to the QFC Digital Assets Lab’s success in fostering collaboration and driving innovation. By facilitating partnerships like this, the Lab strengthens Qatar’s position as a leader in emerging technologies while contributing to a more dynamic and diversified economy.”

Kamal Youssefi, President, The Hashgraph Association (THA), commented: “The cornerstone of our strategy at THA is strategic partnerships. Our ultimate aim is to empower a thriving community and build up a vibrant Web3 ecosystem that leverages Hedera platform capabilities. We are excited to partner with innovative organisations to co-create value and contribute towards building an empowered digital future. THA

strongly believes in QFC’s vision, and it is strategy to institutionalise Digital Assets and establish Qatar as a leading regional hub for innovative web3 solutions covering Asset Tokenization, Digital Assets, DeFi and Onchain Finance, and we look forward to working with SettleMint and other ecosystem partners to contribute towards Qatar’s 2030 Digital strategic goals.”

Stefan Deiss, Founder and CEO of The Hashgraph Group, said: “We’re thrilled to be both investing in and partnering with SettleMint as we work to integrate Hedera-powered applications for enterprises and organizations in Qatar and globally. The future of Web3 solutions will include the tokenization of Real-World Assets, and the combined forces of Hedera’s energyefficient DLT platform with SettleMint and the futuristic ecosystem at QFC’s Digital Assets Lab will empower enterprises and governments towards a digital economy.

Matthew Van Niekerk, Chief Executive Officer, SettleMint, commented: “The QFC Digital Assets Lab is building a powerful ecosystem that fosters meaningful

partnerships, lasting collaborations, and the next generation of digital asset solutions in the region and beyond. This investment and strategic partnership highlight the Lab’s effectiveness in bringing together industry-leading companies to drive impactful outcomes.”

The formation of this partnership highlights the Lab’s potential to catalyse collaboration and facilitate breakthroughs in the digital assets and DLT fields. This collaboration will empower industries and economies to embrace cutting-edge technologies, fostering sustainable growth and development.

How the Right Employment Agency Can Transform Your Professional Journey

Scenario in today’s dynamic job market is that it feels like an overwhelming task to successfully navigate a career. Maybe you’re new out of school and just starting out in your career; or maybe you’re a seasoned professional looking to take the next step; or perhaps you’re making a switch into a lesser known industry and you aren’t sure how things work on the other side.

Enter the employment agency—an often overlooked but immensely valuable partner in your professional journey. These agencies act as connectors between job seekers and employers, streamlining the hiring process and providing guidance that can propel your career forward. But it’s not always related to getting a good job. The right employment agency can profoundly impact your professional development, opening doors to opportunities you may never have considered. Here’s how.

Access to Hidden Job Markets

Most of these best jobs never end up on public job boards. Companies often rely on employment agencies to fill roles quickly and efficiently, especially for midlevel and senior positions. These hidden job markets are typically accessible only through networks that employment agencies have cultivated over time.

While working with a professional and experienced agency, you get:

• Exclusive job postings not available elsewhere.

• Positions tailored to your skills and aspirations.

• Opportunities within reputable companies that may align better with your career goals than public listings.

This insider access not only saves time but also

increases your chances of finding a position that truly aligns with your expertise and career aspirations.

Tailored Career Advice and Mentorship

Employment agencies don’t just pair up resumes and job descriptions; they take a personal interest in you and advise you. It is a huge value and can even be instrumental in refining your job search strategy, improving your resume and preparing for interviews.

A lot of agencies know industry trends and job requirements deeply. They can provide:

• Resume optimization: Tailoring your resume to highlight relevant skills and achievements.

• Interview preparation: Offering mock interviews and feedback to improve your performance.

• Career trajectory planning: Helping you understand where a particular job can lead within your industry.

Building a Strategic Network

Networking is a critical component of career growth, but building a meaningful professional network takes time and effort. Employment agencies can accelerate this process by introducing you to key players in your industry.

Agencies have established relationships with: Hiring managers and HR professionals across various sectors.

Industry leaders who can offer mentorship or future job opportunities. Peers and colleagues with similar career interests, creating a network of like-minded professionals.

By leveraging these connections, you not only enhance your job search but also position yourself within a broader

professional community, which can be invaluable for future career growth.

Flexibility and Variety in Opportunities

One of the biggest challenges job seekers face is finding opportunities that align with their specific needs, whether that’s flexible hours, remote work options, or contract roles. Employment agencies specialize in understanding these preferences and matching candidates with roles that offer the desired level of flexibility.

Depending on your goals, they can help you find:

• Permanent positions for long-term career growth.

• Temporary roles that offer flexibility and the chance to explore different industries.

• Contract opportunities that may lead to permanent positions or provide valuable experience.

For instance, if you’re a parent returning to the workforce, an agency can connect you with part-time or remote roles that fit your schedule while still advancing your career.

Negotiation Expertise

Salary negotiations can be intimidating, especially if you’re unsure of your market value or feel uncomfortable advocating for yourself. Employment agencies bring negotiation expertise to the table, ensuring you receive a fair and competitive offer.

They provide:

• Market insights: Understanding the typical salary ranges for your role and experience level.

• Negotiation strategies: Advocating on your behalf to secure better compensation and benefits.

• Contract clarity: Reviewing job offers and contracts to ensure you understand the terms and conditions.

By leveraging their knowledge and experience, you’re more likely to secure a role that not only meets your career goals but also offers financial stability and growth.

Support During Career Transitions

Changing careers or industries can be a complex process, filled with uncertainty and new challenges.

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Employment agencies can serve as a guiding light during these transitions, offering support and resources tailored to your unique situation.

Whether you’re:

• Shifting industries to pursue a passion.

• Returning to your work after a career gap, or

• Seeking advancement within your current field.

An agency can help smooth the transition by identifying transferable skills, providing industry-specific advice, and connecting you with roles that align with your new career path.

Enhancing Your Professional Brand

Even in a competitive job market, your personal brand will help you stand out from the competition. Employment agencies can assist in building a strong, professional brand that showcases your strengths, achievements, and potential.

This may include:

• LinkedIn optimization: Ensuring your profile highlights key skills and accomplishments.

• Personalized cover letters: Tailoring each application to resonate with specific employers.

• Professional development: Recommending courses, certifications, or skills that can enhance your marketability.

By enhancing your professional brand, you increase your visibility and attractiveness to potential employers, making it easier to secure interviews and job offers.

Long-Term Career Growth

Working with an employment agency isn’t just about finding your next job—it’s about building a partnership that supports your long-term career growth. Many agencies maintain relationships with candidates long after placement, offering ongoing support and new opportunities as your career evolves.

This relationship can provide:

• Extended career advice as you get advanced in your field.

• Opportunities for advancement within the companies you’ve been placed in.

• Access to a network that grows with you, opening new doors throughout your career.

With a long-term partnership, an employment agency becomes a trusted advisor, helping you navigate the complexities of the job market and achieve your professional goals.

Conclusion

The right employment agency can be a gamechanger for your professional journey. By providing access to hidden job markets, personalized career guidance, strategic networking opportunities, and expert negotiation support, these agencies empower you to take control of your career path.

Whether you’re seeking flexibility, transitioning to a new industry, or aiming for long-term growth, an employment agency can offer the resources, connections, and expertise to help you succeed. In today’s competitive job market, having a trusted partner by your side can make all the difference—transforming your job search into a strategic, rewarding, and ultimately successful endeavor.

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Carbon vs. Ceramic Window

Tint: How to Choose the Best Option for You

Choosing between carbon tint and ceramic tint can be challenging. Both offer unique benefits for your vehicle. Carbon tint provides a sleek matte finish, good heat rejection, and is cost-effective. On the other hand, ceramic tint excels in UV protection, reduces glare, and blocks heat more effectively. It also avoids signal interference. This guide will help you understand the differences and pick the best option for your needs. Explore how each tint improves privacy, comfort, and style. Learn why drivers in UAE trust Car Tinting Experts Dubai for premium window tinting solutions.

What is Window Tinting & Why Does it Matter?

Window tinting involves applying a thin film to your car’s windows to improve comfort and style. It serves multiple purposes, such as reducing glare, blocking harmful UV rays and enhancing privacy. Tinted windows also help maintain a cooler interior by cutting down heat from the sun.

Choosing the right tint is essential to get the best results. High-quality tints not only last longer but also offer better protection and performance. Whether

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you prioritize safety, energy efficiency, or appearance, selecting the right material ensures you enjoy all the benefits of window tinting.

What is Carbon Window Tint?

Carbon window tint is a practical option for those seeking a balance between performance and affordability. Its unique construction incorporates carbon particles that enhance heat rejection, durability, and overall efficiency.

Key Features of Carbon Window

Tint:

Heat Rejection: Blocks up to 40% of infrared heat, helping keep your car’s interior cooler during hot days.

Non-Reflective Finish: Offers a sleek matte appearance that enhances your vehicle’s style without creating glare.

Advantages of Carbon Window Tint:

• Cost-Effective: Provides excellent performance at a lower price compared to ceramic tints, typically ranging from AED 367 to AED 1,468 per vehicle.

• Privacy: Its darker shade improves privacy, with a visible light transmission (VLT) of 5%-50%, depending on the film chosen.

• Environmentally Friendly: Reduces energy use by lowering air conditioning needs, making it an ecofriendly option.

Disadvantages of Carbon Window

Tint:

• UV Blocking: While effective, it offers slightly less protection compared to ceramic tints, which block up to 99.9% of UV rays.

• Signal Interference: Can cause minor issues with GPS, mobile phones, or radio signals due to the carbon particles in the film.

If you’re looking for an affordable, durable, and stylish option that offers great heat and UV protection, carbon window tint is an excellent choice. While it may not outperform ceramic tints in all aspects, its blend of features and price makes it a popular choice among vehicle owners.

What is Ceramic Window Tint?

Ceramic Window Tint is a premium film that incorporates non-conductive, non-metallic ceramic particles, offering superior performance and durability.

Key Features:

• Heat Rejection: Blocks up to 50% of solar heat, significantly reducing interior temperatures.

• UV Protection: Filters out up to 99% of harmful UV rays, safeguarding passengers and preventing interior fading.

• Glare Reduction: Decreases glare by up to 50%, enhancing driving comfort and visibility.

Advantages:

• Enhanced Comfort: Superior heat rejection keeps the vehicle cooler, reducing reliance on air conditioning.

• Health Protection: High UV filtering minimizes the risk of skin damage and protects the car’s interior.

• Clear Communication: Non-metallic composition ensures no disruption to electronic devices.

Disadvantages:

• Higher Cost: Typically priced between AED 1,100 to AED 2,200 per vehicle, making it more expensive than other tint options.

• Availability: May not be readily available in all regions, requiring specialized installation services.

In summary, Ceramic Window Tint offers exceptional heat and UV protection, durability, and maintains electronic signal clarity. While it comes at a higher price point, the benefits often justify the investment for those seeking top-tier performance.

Where Can You Get the Best Window Tinting in Dubai?

If you’re unsure whether carbon tint or ceramic tint is the right choice for your car, the Specialists at Car Tinting Experts Dubai are here to help. We provide tailored advice and high-quality tinting solutions to meet your needs. Whether you prioritize heat rejection, UV protection or enhancing your car’s look, our team ensures you get the best results.

The Role of Senior Living Communities in Promoting Healthy Aging

Senior living communities play a crucial role in combating social isolation, which is a significant health risk for older adults. These communities foster natural opportunities for social interaction through shared spaces, group activities, and communal dining experiences. Residents can form meaningful friendships with peers who share similar life experiences and interests, leading to improved mental health outcomes and enhanced quality of life. The social support network within these communities also provides emotional stability and a sense of belonging, which are essential components of healthy aging.

Physical Activity and Wellness Programs

Modern senior living communities such as St. Andrew’s at Francis Place prioritize active lifestyles by offering structured exercise programs and fitness facilities tailored to older adults’ needs. These might include lowimpact aerobics classes, swimming pools with water aerobics, walking clubs, and specialized strength training programs designed for seniors. Professional fitness instructors who understand older adults’ unique physical requirements and limitations often lead these activities, ensuring safe and effective exercise routines. Regular physical activity helps maintain mobility, reduces the risk of falls, and manages chronic conditions common in older age.

Nutritional Support and Dietary Management

Proper nutrition becomes increasingly important as people age, and senior living communities address this need through carefully planned meal services. Professional dietitians often develop menus that meet the nutritional requirements of older adults while

accommodating various dietary restrictions and preferences. Communal dining spaces encourage regular meal times and proper eating habits while also serving as social hubs. Many communities also offer nutrition education programs and cooking demonstrations to help residents make informed dietary choices.

Healthcare Coordination and Preventive Services

One of the most valuable aspects of senior living communities is their ability to coordinate healthcare services and promote preventive care. Many facilities maintain relationships with healthcare providers and offer on-site medical services, reducing barriers to accessing routine care. Regular health screenings, vaccination clinics, and wellness checks help identify potential health issues early. Additionally, staff members can manage medication and schedule medical appointments, ensuring residents maintain their prescribed healthcare routines.

Safety and Environmental Modifications

Senior living communities implement numerous safety features and modifications to create secure, accessible environments:

• Enhanced lighting systems that include motion sensors, night lights in bathrooms and hallways, and adjustable brightness controls to accommodate varying visual needs while preventing falls and promoting independence during nighttime hours.

• Comprehensive emergency response systems featuring pull cords in bathrooms and bedrooms, wearable alert devices, and 24/7 staff monitoring

to ensure immediate assistance when needed, providing peace of mind for residents and their families.

• Bathroom safety modifications include walk-in showers with zero-threshold entries, raised toilet seats with grab bars, non-slip flooring materials, and adequate space for wheelchair transfers to minimize fall risks during personal care routines.

• Ergonomic design elements such as lowered countertops in kitchenettes, easy-to-grip door handles, rocker-style light switches, and leverstyle faucets that accommodate various physical limitations while maintaining resident dignity and independence.

• Wide hallways and doorways that accommodate mobility devices strategically placed handrails throughout common areas, and gently sloped ramps instead of steps ensure easy navigation for all mobility levels.

Mental Health Support and Stress Reduction

Senior living communities increasingly recognize the importance of mental health in the aging process. Many facilities offer counseling services, support groups, and stress-reduction programs such as meditation and yoga. These communities also provide structure and routine, which can help reduce anxiety and depression common in older adults. The presence of trained staff who can recognize signs of mental health concerns ensures that residents receive appropriate support and intervention when needed.

Through these comprehensive approaches to healthy aging, senior living communities create environments where older adults can thrive physically, mentally, and socially. Integrating various health-promoting elements helps residents maintain their independence while receiving the support they need to age gracefully and maintain a high quality of life.

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Mastering Mobile Trading: A Comprehensive Guide

The world of trading does not stand still and the development of information technology has shown new investment opportunities, and now traders can manage their portfolios from anywhere at any time thanks to mobile applications. Mobile trading has revolutionized the understanding of how to interact with financial markets. Now, thanks to smartphones and tablets, investors can buy and sell financial instruments anytime and anywhere. It is worth considering that mastering mobile trading is not simply downloading an application. It is necessary to understand its features, advantages, and risks to trade effectively and safely.

Let’s analyze the basic understanding of mobile trading in this article.

Advantages of mobile trading

Mobile applications have significantly transformed the interaction of specialists with the financial markets. Let’s highlight the most important advantages:

• Mobile applications have an intuitive and userfriendly interface with clear functions that makes it easy to understand the application and easily track your data in real time.

• Using your phone, you can make transactions quickly and efficiently. You don’t have to go to the office or spend hours at your computer screen. Mobile phones have obviously made trading much easier.

Are there any disadvantages to mobile trading?

Of course, there are disadvantages, although they are insignificant, but we will not discount them:

• Internet connection: During the trading process it is important to be in a place with a high-quality Internet connection so as not to accidentally become a victim of an Internet failure. Mobile

communication is not always stable so there is a risk of interruption of trading activities. It is important to have a backup plan such as a reliable internet connection or a second device to ensure uninterrupted access to markets.

• Security issues: Beware of scammers: your mobile device can easily become vulnerable to cyber threats. Do not share personal information ; keep confidential data under a strong password or twofactor authentication.

How to master mobile trading and succeed in this business?

Obviously, in order to become a master of your craft it is important to learn new knowledge, learn from your mistakes and most importantly, understand that everything comes with experience. It is significant to fill your hand on this path and try to look for the best ways for you personally. And we will offer you tips that you can take into account:

• Explore the various mobile apps from Google Play/ App Store and choose the one that suits your needs. Pay attention to the ease of use, functions, interface, security, and commission Learn to read graphs.

• Check out the different chart templates and technical indexers. Various applications and websites often offer charts such as a EUR USD chart where you can clearly see the current price of the euro against the US dollar.

• Keep up with economic events, follow financial news and market updates.

• Develop a trading strategy that will help you make rational decisions and reduce the risk of financial losses. Outline your goals, strategies, risk limits and entry points.

When trading, be sure to treat your finances with

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security. Never invest more than you can afford to lose! Trading is always about risks, and losing the money is unpleasant. Use stop loss orders to limit potential losses. Beginners can start trading with a demo account to work out their trading strategies and later proceed to more serious things.

Let’s summarize the results

Mobile trading opens new opportunities for traders. Mobile trading has allowed individuals to become traders and investors not only from the comfort of their own home, but also from anywhere in the world where there is an Internet connection. This means that people can trade from work or even on vacation in faraway countries. Whether you are an experienced trader or

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just starting out, mobile trading offers an impeccable and effective way to participate in the financial markets. With the help of modern applications, you can trade anytime and anywhere. However, do not forget the risks, protect yourself as much as possible and be careful about the dissemination of your confidential data. Remember, the key to success is a combination of knowledge, discipline, and practice.

Everything You Need to Know About Buy to Lets in the UK

Buying a rental unit is a great way to start earning a passive income. Not only can you bring in a monthly income on a regular basis, but you also earn more every year as you pay off your mortgage.

Buying a buy-to-let simply means you buy a property specifically to rent it out. This is a unique type of mortgage that needs a deposit, and also things like a business plan or financial reports to help you secure the loan.

It’s different from, say, owning a residential property and then years later wanting to rent it out. In this instance, you’ll also need to swap mortgages, but thanks to the capital you already have in your property it will be much easier to get.

Buying a property specifically to let it out can be a

challenge for new landlords, since their rules and requirements differ from buying a personal residential home. If you aren’t familiar with buy to lets, however, don’t worry, as this guide covers what you need to know:

Mortgage Differences

BTL mortgages are different from residential mortgages, and knowing how they differ is essential to successfully applying for one. To start, expect to put forward a larger deposit for a BTL mortgage than usual. This is particularly true if you don’t have a portfolio and healthy income. In these instances, you may be expected to put forward as much as 40% of the deposit upfront. Your expected rental payments should also bring in 125% of what you pay the mortgage.

Property Differences

You can typically buy any property with a buy-to-

let mortgage, but if you want high returns fast (and lower maintenance costs), you should opt for a new build development. Some, like these Heaton Group developments, can even be purchased under market value. The buildings, and therefore the flats themselves, are not finished being built, and so you can often save a little on the overall price. Once the building is complete you can then get your mortgage re-evaluated. The downside is, of course, that you’ll need to cover the cost of repayments until the property is ready to be rented out.

Rental Changes

As a landlord, you must follow the renter’s rights laws in order to be fully aware of your legal obligations. If you choose a new build issues like Awaab’s law, which extends health and safety regulation to cover damp and mould, won’t necessarily apply to you. If there is

an issue with mould, for example, your property should be covered by builder’s warranty, if it ever gets mould to begin with.

That being said, the Renter’s Rights Bill 2024 bill is bringing forward critical changes, like ending no-fault evictions, and abolishing fixed-term tenancies while also capping rent increases. Keep these in mind and work them into your cost projections before you buy.

It’s More Than Just the Upfront Cost

You will need to set aside money for repairs. Even if the repair isn’t something you need to cover (for example, the damage happened due to a breach of contract) you will still need to cover the charge initially and then recoup the amount from your tenant. By working in a buffer that goes into a repair and maintenance fund, you can better manage your property.

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Reviving elegance: The Rise of The Pre-Owned Luxury Watch Market

As the allure of vintage luxury watches captivates new generations, the pre-owned market is flourishing. With designs that echo timeless craftsmanship, these watches offer both nostalgia and exclusivity. This growing trend reveals a shift in consumer preferences toward sustainable and storied luxury items.

The luxury watch market has evolved significantly over the years, transitioning from purely functional timepieces to symbols of status and sophistication. In recent times, there has been a notable rise in the interest in pre-owned luxury watches. These timepieces are not only admired for their classic designs but also for their impeccable craftsmanship that withstands the test of time. The allure of owning a piece of history, coupled with a commitment to sustainability, has propelled this segment into the spotlight. Richard Mille: Avantgardistisches Design und technische Meisterwerke exemplifies how avant-garde design and technical mastery can enhance the appeal of luxury watches, making them highly sought after by collectors and enthusiasts alike.

The appeal of pre-owned luxury watches

Pre-owned luxury watches offer a unique value proposition that new models simply cannot match. They bring together nostalgia and exclusivity, creating a compelling narrative for buyers who appreciate history and heritage. Such examples illustrate why many collectors are drawn to these one-of-a-kind pieces.

Beyond their aesthetic appeal, pre-owned watches provide a sense of connection to past eras, allowing owners to partake in stories spanning decades. This emotional resonance is a powerful draw for collectors who seek more than just a timekeeping device. Additionally,

the exclusivity factor plays a significant role; acquiring a discontinued or limited-edition model adds significant prestige to one’s collection.

The appeal is further amplified by the financial benefits associated with pre-owned luxury watches. Often available at more accessible price points than their brand-new counterparts, these watches enable enthusiasts to explore high-end horology without excessive expense. This affordability does not come at the expense of quality or authenticity, as reputable platforms ensure thorough verification processes.

Market dynamics and growth factors

The growth of the pre-owned luxury watch market can be attributed to several factors. Firstly, sustainability has become an important consideration for consumers worldwide, leading them to favour pre-owned items that minimise environmental impact. Additionally, affordability allows broader access to luxury, enabling more individuals to indulge in premium experiences.

Digital platforms have revolutionised the way collectors access rare and vintage timepieces. Online marketplaces provide an expansive selection of watches from various brands and independent sellers globally. Chrono24 is an online marketplace dedicated to the buying and selling of luxury watches. It offers a vast selection of timepieces from renowned brands and independent sellers globally, providing a platform for watch enthusiasts to explore, purchase and sell watches.

The role of online platforms cannot be overstated; they have democratised access to previously hard-to-find pieces and expanded consumer reach significantly. With secure transactions and extensive networks

of sellers, these digital avenues ensure buyers can purchase with confidence and convenience.

Consumer trends and preferences

The preferences of luxury watch buyers have evolved considerably over recent years. Younger generations, particularly Gen Z and Millennials, are driving demand for unique and storied pieces rather than opting for mass-produced models. Their influence is reshaping the market landscape, prioritising authenticity over mere brand names.

This shift highlights the importance of provenance in the pre-owned market; consumers want assurance regarding the origins and history of their acquisitions. Authenticity guarantees offered by trusted platforms alleviate concerns about counterfeits, instilling buyer confidence.

Younger consumers are also drawn to personalised experiences that reflect their individual tastes and values. As such, they gravitate towards pre-owned watches that offer distinctiveness and character beyond superficial appearance alone.

Challenges and opportunities

Despite its promising trajectory, the pre-owned watch market faces challenges such as counterfeit risks and valuation complexities. Ensuring authenticity requires rigorous verification processes that both buyers and sellers must adhere to diligently.

However, these challenges present opportunities for growth within emerging markets where demand for luxury goods continues to rise steadily. Furthermore, advancements in technology could enhance authentication methods even further.

The integration of blockchain technology presents exciting possibilities by providing immutable records of ownership history—thus mitigating concerns surrounding authenticity while facilitating seamless transactions across borders effortlessly.

In summary, pre-owned luxury watches captivate modern audiences with their timeless charm combined with contemporary sensibilities emphasising sustainability alongside exclusivity—all elements contributing towards this flourishing sector’s success within today’s dynamic marketplace environment.

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Domasco and Volvo Trucks Unveil Qatar’s FH Electric Truck

Domasco and Volvo Trucks, the global leader in electrification of heavy vehicles, is set to revolutionize Qatar’s transport landscape with the unveiling of the Volvo FH Electric, the nation’s first-ever heavy-duty (FH) electric truck. Hosted at the iconic Fire Station venue— an artistic hub and event space in Doha—the launch signals a bold step forward in Qatar’s sustainability and decarbonization efforts.

The Volvo FH Electric is designed to deliver exceptional performance, offering a seamless balance between power, efficiency, and sustainability. With a Gross Combination Weight (GCW) of up to 44 tonnes and a range of advanced features, it meets the demands of Qatar’s growing industries while contributing to the nation’s green transition.

Specifications include:

• Range: Up to 300 km per charge.

• Charging Time: 2.5 hours (fast charger) or 9.5 hours (overnight charger).

• Power: Up to 666 horsepower with a battery capacity ranging from 180 to 540 kWh.

As the first of its kind in the region, the Volvo FH Electric aligns seamlessly with Qatar’s sustainability strategy, which includes the government’s commitment to reducing environmental impact. Qatar has pledged

to lower greenhouse gas emissions by 25% by 2030 through targeted awareness campaigns and progressive policies.

This launch, driven by Domasco’s initiative to make the Volvo Electric Truck available in Qatar, further reinforces its alignment with the nation’s vision. By supporting Qatar’s government in advancing green mobility across all industries, Domasco underscores the critical role of zero-emission technology in achieving decarbonization targets within the logistics and heavy transportation sectors, paving the way for a more sustainable future.

Ramez Hamdan, Managing Director of Industrial Equipment, commented:

“The launch of the Volvo FH Electric is a testament to our dedication to driving sustainable transformation in the region. By introducing Qatar’s first heavy-duty electric truck, we are not only revolutionizing the logistics and transportation sectors but also setting a new standard for innovation and environmental stewardship.”

This launch highlights Volvo Trucks’ unwavering commitment to innovation and sustainability. With competitors yet to introduce electric models in Qatar, Volvo Trucks is paving the way for a cleaner, more efficient future in transportation.

The Ultimate Guide to Yoga Instructor Jobs: Everything You Need to

Did you know that the yoga market size is projected to reach $218.63 billion by 2032? This shows the growing demand for yoga and wellness-related careers.

To become a yoga instructor can be a fulfilling career. It allows you to share the benefits of yoga with others while also growing personally. To succeed, you need the right training and certification.

In this article, you’ll discover everything about yoga instructor jobs. Read on to start your journey as a yoga teacher today!

Understand Yoga Instructor Certifications

Certification is essential to start your journey toward becoming a yoga instructor. Good yoga certifications cover yoga philosophy, anatomy, and different teaching styles. It’s recommended to complete a 200-hour teacher training program.

There are also specializations like prenatal yoga, children’s yoga, and restorative yoga. These can open up more teaching opportunities. Clients may prefer instructors with these specialties, making you more marketable.

Choosing a respected certification body adds credibility. Certification helps you stand out in the yoga community.

Explore Diverse Career Paths

Teaching yoga offers many career paths. Most instructors start by teaching in studios or fitness centers. Some choose to work in corporate wellness programs. Others may start their own business by offering private lessons. Yoga camps and retreats are great options too. They allow you to deepen your practice and meet likeminded people. These environments can also help expand your professional network.

Know

With online platforms growing, many instructors teach virtual classes to a global audience. This offers flexibility and the chance to reach more people. You can also create your schedule.

Essential Skills for Yoga Instructors

To succeed as a yoga instructor, certain skills are important. Good communication helps you give clear instructions and connect with students. Empathy is also key. Being in tune with your student’s needs creates a supportive atmosphere.

A strong understanding of anatomy and movement is necessary. It helps you adjust poses safely.

Adaptability is also crucial. You may need to adjust your plans for students with different skill levels.

Continuous learning is important to stay up-to-date. Attending workshops and courses can help you grow. It’s essential to keep improving your knowledge and skills.

The Job Market for Yoga Instructors

The demand for yoga instructors is growing. More people are discovering the health benefits of yoga, which boosts its popularity.

However, competition can be tough, especially in cities with many yoga studios. To stand out, focus on developing your own unique style or specialty. Networking with other yoga professionals can also help. Using online platforms can increase your visibility and create more opportunities.

Building a strong personal brand is important. This can help you attract more students. Keep building connections in the yoga community.

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Build Your Brand as a Yoga Instructor

Marketing yourself is key to getting yoga instructor jobs. A professional website can show your expertise and attract students. Sharing useful content like tips or articles helps you become a trusted resource. Starting with free or donation-based classes can help you build a following. Personal connections with your students create a strong community and encourage word-ofmouth. This will help grow your reputation.

Landing Yoga Instructor Jobs

Taking the first steps toward yoga instructor jobs can seem daunting. But with the right training and dedication, it can lead to a rewarding career.

Make sure to research certification programs and consider your teaching goals. With passion and commitment, you can inspire others while continuing to evolve in your practice.

Visit the Rich Heritage of Date Palms through Dubai Desert Safari

The Role of Date Palms in the Desert Environment

Date palms are not just valued for their fruits. They stabilize the desert soil through their root systems, which extend deep into the earth. Their canopies provide a source of shade, adding a cooler microclimate for other plants to survive more easily. These trees are found in many of the gardens and parks in the deserts, adding greenery to the harsh landscape.

Beautiful Desert Gardens and Parks

Desert Safari Dubai gardens and parks in Dubai are created with sustainability in mind. They had droughtresistant plants to design it since it was expected that such plants could survive the hostile climate. These gardens project nature’s beauty in this region, thereby

filling it with local flora like succulents, cacti, and shrubs. The desert gardens form a serene retreat despite their highly hostile environment.

Sustainable Landscaping Practices in Dubai

In Dubai, it started by conserving water using an innovative way to landscape desert gardens. The use of drought-resistant plants minimizes water consumption; the use of efficient irrigation systems like drip irrigation reduces waste. These strategies turn out in lush, sustainable parks that fit nicely with the desert.

Drinking Water Arrangements in the Desert

Water is a lifesaver in the desert and on safaris. The government of Dubai has gone all the way to ensure

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that locals and visitors have access to clean drinking water even in deserts. Hydration stations are set up at designated spots, especially at important locations, to ensure that one is hydrated.

The Importance of Drinking Adequate Water on Desert Safaris

The conditions of the desert are unforgiving, as during daytime its temperature surges to an unbearable height. Water and its consumption are highly advisable to be able to keep up one’s comfort and safety. Guided safari helpers make sure to remind their guest to drink enough water lest this guest starts showing signs of dehydration, especially during dune bashing and camel riding.

Lay-by Sheds for Rest and Refreshment

Dubai’s government has gone the extra mile to provide comfort to safari-goers. Lay-by sheds are strategically placed along popular desert routes. These rest stops offer shade, seating, and drinking water facilities. Tourists and locals alike can take breaks here, cooling off before continuing their desert exploration.

Guest Comfort: Dubai’s Commitment

The government of Dubai is keen on improving every aspect of the desert safari experience, wherever the expedition may lead. Everyone can enjoy the desert with all amenities and convenience, with priority given to their health and well-being.

Support for Local and Foreign Guests

Be they local people or tourists, desert safaris become more pleasant due to the facilities provided by the Dubai government. The facilities include clean drinking water, the provision of shaded rest areas, and beautiful landscaping parks for making the experience more pleasant and safe in the desert. Sustainability focus also implies continuance of such landscapes for times to come.

A Unique Combination of Adventure and Nature

Safaris in the desert of Dubai boast an ideal combination of thrill and nature. From thrilling activities like dune

bashing and quad biking to the peaceful moment of sitting in desert parks, there is something for everyone. Natural beauty of the desert, complimented by utmost planning of parks and gardens, adds to the importance of safaris.

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Enhancing the Safari Experience with Well-Planned Facilities

It adds lay-by sheds and drinking water stations just to make the visitor comfortable in their desert adventure. These facilities thus enable the guests to stay safe and hydrated while appreciating the beauty of the desert. This is a testament to the good infrastructure put in place by Dubai to be sure that its guests’ needs are met.

Conclusion: Experience the Desert Like Never Before

Safaris in the deserts of Dubai are an unforgettable journey into this unparalleled landscape. Of course, the betterment actions initiated by the governmentlike making available drinking water, layby sheds, and sustainable desert gardens—make the journey all the more comfortable. Now, roam around the vast deserts, be fascinated by date palms, and relax in grassy and silent parks. Make your next adventure filled with thrills and comfort!

Managing Financial Risk in Uncertain Markets: A Must-Read Guide

In today’s ever-evolving financial landscape, uncertainty can feel like the only constant. From market volatility to geopolitical tensions, investors and businesses face numerous challenges. Effectively managing financial risk is no longer optional—it’s a critical aspect of survival and success. This guide explores practical strategies to navigate uncertain markets and protect your financial future.

Understanding Financial Risk

Financial risk encompasses the potential loss of capital due to market fluctuations, economic downturns, or unforeseen global events. It can manifest in various forms, including credit risk, liquidity risk, market risk, and operational risk. Identifying and understanding these risks is the first step in building a robust risk management plan.

Diversification: Your First Line of Defense

Diversification is one of the most powerful tools for mitigating financial risk. By allocating investments across various asset classes, sectors, and regions, you lower the likelihood of a single event negatively impacting your entire portfolio. For example, a mix of equities, bonds, real estate, and commodities can help stabilize your investments, especially during periods of market volatility.

Diversification is not just about asset allocation—it’s about ensuring those assets don’t correlate too closely. This minimizes the domino effect of losses during volatile periods.

Leverage the Power of Data and Analytics

In an age dominated by technology, data-driven insights are invaluable. Advanced analytics can help identify patterns, predict trends, and assess potential risks. Tools such as scenario analysis and stress testing enable businesses and investors to model various

outcomes, preparing for worst-case scenarios while capitalizing on opportunities.

Maintain Adequate Liquidity

Liquidity serves as a buffer against unexpected financial shocks. Whether it’s an unforeseen expense, a sudden market downturn, or an urgent business need, having liquid assets ensures you’re not forced into unfavorable sales or loans. A well-thought-out liquidity plan can safeguard your financial stability during periods of uncertainty.

Hedging Against Market Volatility

Hedging involves using financial instruments to offset potential losses. Instruments like options, futures, and swaps allow investors to protect against adverse price movements. While hedging involves its own costs and complexities, it is a critical tool for managing risk, particularly in volatile markets.

Stay Informed and Adaptive

The financial markets are dynamic, influenced by economic policies, global events, and technological advancements. Staying informed about these factors is crucial. Subscribe to reputable financial news sources, attend industry webinars, and follow market trends closely.

Engage Professional Expertise

For individuals and businesses lacking the time or expertise to manage financial risks effectively, consulting professionals is a wise investment. Firms like McAlister & Co provide tailored strategies that align with your goals and risk tolerance, ensuring you’re wellprepared to navigate market uncertainty.

The Role of Emotional Discipline

Uncertainty often triggers fear or greed, leading to impulsive decisions. Emotional discipline is a

cornerstone of effective financial risk management. By setting clear objectives and adhering to a well-defined strategy, you can avoid knee-jerk reactions and stay focused on long-term goals.

Conclusion

Managing financial risk in uncertain markets requires a proactive and multifaceted approach. From diversification and liquidity planning to leveraging data and seeking expert advice, these strategies can help safeguard your financial stability. By staying informed and disciplined, you can confidently navigate the complexities of today’s financial landscape and secure a prosperous future.

Advantages of Hiring Cheap Movers and Packers in Abu Dhabi

Though shifting to a new home or office is considered exhilarating, the area it covers in logistics is seriously overwhelming. Each and every process, right from packaging fragile items to mobilizing furniture safely, requires quick planning. Moving and using movers and packers in Abu Dhabi makes the task quite easier. Getting affordable movers and packers in Abu Dhabi ensures multiple plus points for no cost related to the quality.

Cost-Effectiveness

The cost of relocation can surge in no time, especially when one is relocating a big household or office. Inexpensive Abu Dhabi movers and packers offer skilled services at a fraction of the amount that premium companies quote. Their competitive pricing will assure value for money without over-involvement in expenditure.

Packing and Unpacking Services at Cheap Rates

Among the entire activities related to moving, packing and unpacking seem to be pretty time-consuming. Abu Dhabi Packers and movers will efficiently handle these activities with their skills. They do the packing work by using superior quality materials that are also used to keep your valuables safe during relocation.

Personalized Services

By affordability, it is not meant to imply limitation to services. Cheap movers and packers in Abu Dhabi can present you with bespoke solutions to tailor to your distinct needs. For international relocation or for local moving in town, services have often been tailored regarding the size of your move and the need associated with it so as to perform your move event flawlessly and effectively.

Expertise and Experience

Although affordable, professional movers and packers in Abu Dhabi are efficient for any type of move. Knowledge of their locality guarantees efficiency in planning and execution. They handle fragile items, big furniture, and even electronics skillfully.

Local and International Relocation Options

From local Abu Dhabi moves to international ones, the transition will be smooth with local movers in Abu Dhabi or international movers Abu Dhabi. The affordable movers offer both the services of local and international moving and offer specialized services for each. In case of an international move, they will also assist in customs documentation and compliance to make sure the process is smooth.

Time Efficiency

Relocation often has to do with tight timelines. Quick movers and packers Abu Dhabi are known for their timely services. Their efficient workflow ensures that your belongings get packed, transported, and unpacked at super speed.

Safety and Security

The safety of your goods is very important during relocation. Affordable Abu Dhabi movers can invest in well-maintained vehicles and trained staff for secure transportation. Many also provide insurance options for extra peace of mind in case of unforeseen circumstances.

Reliable Customer Support

Professional moving firms in Abu Dhabi are aware of the communicative aspect. The customer support crew is always ready to respond to your queries to let you know where your move status is. You can definitely entrust this fact to build good trust and relations for a great relocating experience.

Availability of Sophisticated Equipment

Heavy furniture or fragility requires specialization in their movement. The very best Abu Dhabi movers have modern machinery and technology, including hydraulics lifts and packing materials safety, to enact even the complicated tasks with minimum effort.

Environmentally Friendly Practices

Many affordable Abu Dhabi movers and packers strive to be “green.” This means using ecologically friendly

packaging materials and ensuring that the most efficient routes are taken to lower carbon emissions.

Positive Customer Reviews

Affordability doesn’t compromise on quality. Most of the best movers and packers in Abu Dhabi are reviewed by their customers for professionalism, reliability, and cost-effectiveness. You can read such testimonials to select the right service provider.

Support for All Types of Moves

Be it a small apartment, a big villa, or even a commercial space, movers and packers in Abu Dhabi can undertake the task with ease.

Final Thoughts

Cheap movers and packers in Abu Dhabi offer a lot of advantages, ranging from cost savings to professional expertise. Whether it be local shifting or international relocation, these services will efficiently, safely, and stress-free help one in the process. Therefore, movers and packers Abu Dhabi are worth trying out for any moving need, given their competitive pricing, tailored solutions, and commitment to quality.

If you are searching for any reasonable and budgetfriendly moving services, you should think about quick movers and packers Abu Dhabi or an international mover and packer in Abu Dhabi.

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Top Nearshoring Trends to Watch for in 2025

Nearshoring is a business strategy where companies outsource operations to neighboring countries rather than remote ones to take advantage of location, cultural similarities, and time zones.

As we look ahead to 2025, here are some trends that are changing nearshoring:

AI and Automation

AI and automation are the future of nearshoring. They speed up routine tasks like writing code and checking the quality of work. This makes projects faster and keeps standards high.

In sectors like customer service and manufacturing, AI-powered chatbots and predictive analytics tools handle routine tasks. This allows human teams to focus on complex, high-impact tasks.

Cultural and Time Zone Similarities

Companies prefer working with partners in similar time zones and with similar cultures. It makes working together easier and helps everyone get along and understand each other better.

Additionally, businesses are choosing nearshoring destinations due to cost savings and integration with their current teams.

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Going Green

Businesses are paying more attention to being ecofriendly. They want nearshore partners who use renewable energy and have green practices.

This includes reducing carbon footprints, utilizing renewable energy sources, and implementing ecofriendly policies. This is becoming a big factor in deciding who to work with.

Keeping Data Safe

Nearshore companies are increasing their efforts due to concerns about data security. Businesses prioritize partners that can protect sensitive data and adhere to international standards and regulations.

They’re putting a lot of effort into protecting data and following strict rules, especially in finance and healthcare.

Furthermore, companies often rely on secure platforms for data transfer. For more information on a safe browser to support these efforts, it is recommended to download Microsoft Edge.

Better Tools for Teamwork

New tech tools are helping nearshore teams and their clients work together better. These tools help manage projects, allocate resources, and predict risks. These tools make everything run more smoothly.

AI-driven platforms improve project management, resource allocation, and risk prediction. This leads to more flexible partnerships.

For collaborations, many companies are turning to trusted platforms. Find out more about one such solution here.

Focusing on Talent

Nearshoring companies are working hard to keep their best people. They offer good pay, training, and chances to move up in their careers.

Nearshore service providers can achieve long-term client satisfaction by investing in their workforce. This helps them deliver great service and keep clients happy.

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The Business Case for Employee Benefits: Why Investing in Your Team Pays Off

Business owners are trying countless things to achieve long-term success. Some companies are laying people off, and others are closing unprofitable locations. Budget cuts have been seen, and prices are on the rise. Many owners, however, don’t realize that they need to prioritize employee well-being.

Owners often discuss how their employees are their most valuable assets, but these words don’t translate into actions. Less than 30% of employees thrive at work, and only 33% of managers have a strategy for workplace well-being. To turn this around, they need to turn to corporate wellness programs and other opportunities. These programs must go beyond the physical and include workers’ social and emotional well-being.

Why is This Important?

Business owners may say they have other things they need to focus on that are more critical. The well-being deficit, however, affects millions of workers and leads to economic loss. A company with a high well-being score makes more profit, commands a higher valuation, and outperforms the stock market. Why is this the case?

Well-Being Leads to Success

When business leaders measure well-being in the workplace, they need to consider four factors. They

must learn how happy and satisfied their employees are with their jobs. They need to know their stress levels and whether they find purpose in their careers. All four factors must be considered to understand how employees are doing. A company with a high wellbeing score benefits in numerous ways.

Financial Performance

A high well-being score translates to stronger financial performance. These companies generate higher profits and see a superior return on their assets. They are valued higher than their peers with low well-being employee scores. A business owner may assume this is a snapshot of the business’s current state, but the score also helps predict future performance.

Researchers examined how various companies performed on the stock market. Companies with a high wellbeing score significantly outperform stock market indices, both in good times and bad. The data shows that companies with high well-being scores are more resilient than their competitors, even when the market is turbulent.

Happy and healthy employees contribute more to their employers. However, some critics say that a successful company leads to employee well-being, not vice versa. Satisfied employees are more productive, and productive employees benefit the company, so all parties benefit.

Driving Financial Success

Well-being leads to productive employees. Happy employees are often more efficient and solve problems rapidly. Happiness usually comes from the relationships people build when they enjoy their jobs. They have more friends and take part in social activities. These

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relationships allow workers to support one another and collaborate when needed.

People who like their jobs are more creative. Their problem-solving skills increase, and they can provide novel and valuable ideas. They are also healthier, so they miss less time from work. These individuals are less likely to smoke and drink, and they take care of their bodies.

When employees talk about the company they work for positively, others want to work for this company. These

individuals may even be willing to take a pay cut to work for a company that prioritizes employee well-being. When a person gets a job with a high well-being score, they are likelier to stay with that company.

Wellness programs are only one benefit a company should focus on when attracting and retaining top talent. However, every employer must recognize that employee well-being drives financial success. If they want the best employees, they cannot ignore this element when determining compensation, benefits, and perks.

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NBO Launches Graduate Program to Empower Oman’s Future Banking Leaders

The National Bank of Oman (NBO) has launched its Graduate Program (NBO Tomorrow’s Leaders), designed to attract and develop talented graduates from diverse fields. The initiative offers young Omanis an unparalleled opportunity to embark on a discovery journey in the financial services sector, equipping them with necessary skills, technical and interpersonal capabilities as well as the support needed for longterm professional growth.

Speaking on this initiative, Dr. Ali Al Abri, General Manager and Chief Human Resources Officer at NBO, said: “At NBO, we are committed to empower young Omani professionals by offering them the right tools and knowledge needed to thrive and succeed in the rather competitive financial landscape. Our Graduate Program aligns with Oman Vision 2040 and the directives of His Majesty Sultan Haitham bin Tarik to foster a promising generation of exceptional talents. Through this initiative, we aim to inspire, train, and develop the future leaders of the banking sector while supporting the country’s sustainable economic growth and development. Moreover, we encourage aspiring candidates to apply and take the first step toward a bright and successful career in banking.”

Available for Omani graduates with a bachelor’s degree and strong passion for banking & financial services, the program is structured to encourage and nurture skilled professionals who will ultimately contribute to shaping the future of Oman’s economy.

Participants will gain in-depth exposure to banking functions, hands-on experience, and mentorship from industry experts, ensuring they acquire valuable insights into banking operations, financial management, and customer service to prepare them for key roles in the industry.

This initiative underscores NBO’s commitment to investing in the sustainable development of its people and nurturing the next generation of leaders.

e& Egypt Partners With pmaestro To Drive Digital Transformation Across MENA Region

e& Egypt and pmaestro inked a strategic partnership aimed at accelerating digital transformation across Egypt and the MENA region. This collaboration combines the strengths of two industry leaders to fuel innovation, empower businesses, and drive sustainable growth in the digital economy.

The partnership prioritizes Digital Inclusion, bridging the digital divide to ensure equitable access to technology for enterprises, SMEs, and startups. Leveraging e& business’s advanced technology ecosystem—including cloud hosting, connectivity, and smart city solutions alongside pmaestro’s agile expertise in designing and delivering tailored digital solutions, the collaboration is set to create meaningful impact and unlock new opportunities for businesses to grow.

“By joining forces with pmaestro, we are combining e& business (from e& Egypt) cutting-edge technologies with their agile innovation capabilities,” said Mohamed

ElReweny, Enterprise Solution Director at e& Egypt. “Together, we aim to deliver transformative solutions that empower enterprises and startups, ensuring a future of sustainable growth and digital inclusion.”

Mohamed Mounir ElAhwal, Founder and Managing Director of pmaestro, added: “pmaestro’s mission has always been to empower businesses through tailored innovation and digital transformation. This partnership with e& business represents a monumental step forward in creating impactful solutions and driving inclusive growth across Egypt’s digital economy.”

pmaestro remains dedicated to advancing financial inclusion, empowering women and youth, and driving sustainable digital economic growth. Through key partnerships with organizations like the Central Bank of Egypt, USAID, EGYtrans, and Transmar, pmaestro has actively supported startups in sectors such as fintech, logistics, and proptech.

AssetsFX: The Forex Broker Redefining Trading with Innovation, Awards, and a Global Vision

Founded in 2011, AssetsFX has emerged as a dynamic and trusted leader in Forex trading. Built on a foundation of transparency, security, and forwardthinking technology, AssetsFX has grown into a highly respected global brand. Its journey from inception to today’s established position has been shaped by a commitment to reshaping the trading industry, creating a platform where trust and innovation thrive.

Headquartered in Limassol, Cyprus—a major hub for the world’s most reputable brokers—AssetsFX benefits from the regulatory oversight of the Financial Services Commission (FSC) of Mauritius. This blend of a strategic Cyprus location and a rigorous regulatory framework has cemented AssetsFX’s position as a reliable and respected broker, attracting traders from across the globe who value integrity and professionalism.

The Spirit of Innovation at AssetsFX

2024 has been a transformative year for AssetsFX, marked by significant advancements in both design and technology. Embracing a fresh, modern look, AssetsFX recently unveiled a reimagined platform interface that reflects its commitment to an intuitive, user-centered trading experience. This redesign aligns with the needs of today’s traders, providing a streamlined, user-friendly interface that enhances functionality and ease of use.

AssetsFX’s technical innovation is equally impressive. Adopting MetaTrader 4 and MetaTrader 5 platforms— widely regarded as the industry’s top trading tools— offers clients access to advanced analytics, automation features, and an efficient trading experience. Adding to its account offerings, AssetsFX introduced the ZERO ECN and ECN PRO accounts. These account types offer ultra-low spreads, minimal commission fees, and near-instant execution speeds, setting new standards for flexibility and cost-efficiency in trading. By providing a range of account types, AssetsFX ensures that clients can tailor their experience to fit their unique trading strategies and objectives.

Bringing Social Trading to the Platform

Before the close of this year, AssetsFX is set to launch Social Trading Apps. This groundbreaking addition will enable clients to connect, follow, and even replicate the trades of experienced traders. This feature encourages collaboration and shared learning and democratizes access to high-level trading strategies. This addition will be a game-changer for new traders, allowing them to gain insights from seasoned professionals. In contrast, experienced traders will have the opportunity to expand their influence and expertise.

A Commitment to Transparent and Responsive Service

The growing popularity of AssetsFX is no surprise, as it is known for its dedication to transparent service and

exceptional client support. Clients appreciate having direct, dedicated access to account managers who provide reliable assistance for general inquiries or complex technical support. This hands-on, customerfirst approach has led to high levels of client satisfaction, with AssetsFX building a loyal client base in an industry where trust is paramount.

Expanding Presence at Global Events

AssetsFX has solidified its global presence by actively participating in prestigious events worldwide. Recently, the company showcased its services at the Dubai Forex Expo and Money Expo Qatar, providing an opportunity to engage with industry leaders and highlight its latest innovations. Looking ahead, AssetsFX will attend the WikiFX Expo on November 27 and the upcoming IFX Expo next year, demonstrating its dedication to global engagement and industry development.

Awards and Recognition

This year, AssetsFX has been honored with several prestigious awards, a testament to its industry leadership and commitment to excellence. Accolades include “Best ECN Trading Platform Asia 2024” by International Business Magazine, “Most Trusted Forex Broker Asia 2024” by WikiFX, “Best Forex Broker Global 2024” by World Business Outlook, and “Best Global Forex Broker 2024” by ForexDailyInfo. These awards underscore AssetsFX’s dedication to providing a transparent and secure trading environment and highlight its role as a trusted partner in the global trading landscape.

Global Expansion and Localized Support

Driven by an ambition to meet the needs of a diverse client base, AssetsFX has established a growing presence worldwide. The company can offer localized support tailored to regional needs with offices in Cyprus, UAE, India, Pakistan, Bangladesh, and South Africa. Plans are underway to expand further, enhancing AssetsFX’s global footprint and reaffirming

its commitment to providing high-quality, accessible support in every jurisdiction.

A Network of Partners

AssetsFX’s growth would not have been possible without its network of dedicated partners. Across multiple countries, partners have played a crucial role in building the AssetsFX brand, contributing to its operational capabilities and reinforcing its reputation as a trustworthy broker in the Forex industry. These partnerships have accelerated the company’s global reach and helped shape it into a brand synonymous with reliability and client satisfaction.

A Vision for the Future

As the year draws to a close, AssetsFX remains dedicated to advancing its platform and providing a robust, innovative environment for Forex traders. With the introduction of social trading apps, a newly redesigned platform, and a clear focus on client support, AssetsFX is well-positioned to continue its upward trajectory. The company’s commitment to transparency, regulatory adherence, and excellence ensures that AssetsFX will remain a leader in the world of Forex trading, driving positive change in an industry defined by growth and opportunity.

In a fast-evolving market where innovation is key, AssetsFX stands as a beacon of integrity and progress, inspiring traders and redefining standards in global trading.

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