Tara Woods - January 2017

THE COLUMNS Vol. 28 No. 1

Tara Woods Homeowners Association – www.twha.us

January 2017

941-349-0194 | ISLAND VISITOR PUBLISHING, LLC | www.islandvp.com

What a wonderful time everyone had at the Tara Woods

Christmas Party. Good food from Beef O’Brady’s, wonderful music by John’s Mobile Music – I don’t think I’ve seen so many people up and dancing as I did that night, and beautiful Holiday decorations on the tables. A huge thank you to the

New England Club and its many members who helped make the Tara Woods Christmas Party a success – especially to Judy Machnicz, the Party emcee. It could not have been as successful as it was without you all!!

Tara Woods Christmas Party

Wishing Everyone A Very Happy New Year!

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Call Today

239-699-1620

WELCOME NEW RESIDENTS Roger and Judy Douard are new part-time residents at 19623 Savannah Road. They are originally from New Hampshire, and Roger is semi-retired. They are the parents of four children and six grandchildren. Judy likes bingo and playing cards.

Vladimir and LuBov Fulmas are new full-time residents at 19319 Amelia Road and are originally from Ohio. They are both retired from the Cleveland Clinic. They are the parents of two

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Greg Girard is a part-time resident at 2609 Macon Circle. Greg is originally from New York and is a retired New York City union carpenter. He has two children and likes golf and exercising.

Stan and Bonnie Lockwood are new part-time residents at 19344

Amelia Road and are originally from New Hampshire. They are still working at teaching/industry. They are the parents of two children and four grandchildren.

They enjoy cards, computers and their grandchildren.

David Rippeth is a new full-time resident at 19671 Pandora Circle.

He is originally from Ohio and has two children and three grandchildren. David enjoys fishing.

THOUGHT FOR THE MONTH “Small things, done in great love, bring joy and peace”.

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children and two grandchildren.

Vladimir enjoys fishing, traveling and remodeling, and LuBov enjoys gardening, knitting, reading, cooking and baking.

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Invite your friends to live at Tara Woods, and you could earn up to $500* when they purchase a new home. Call 239-731-1011 for details! *Referral reward restricted to Hometown America residents. Customer must register the resident who referred them at time of their initial visit. Residents whose referral purchases a new or special-order home will receive up to $500. Residents whose referral purchases a Hometown America-owned inventory home will receive up to $300. Residents whose referral purchases a brokered home will receive up to $100. Residents who refer will receive money after closing of escrow. Other terms and conditions may apply. Call 239-731-1011 for more details.

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www.twha.us • 941.349.0194 • January 2017 • Island Visitor Publishing, LLC

FROM THE PRESIDENT should have received your notice in the mail and have all the information you need to vote on the 2017 Budget and Election of Board members. I hope to see you there.

The Community Opportunity Fair in November was very well received. There were 20 groups represented, with lots of information, food and freebies given away. Thank you so much to all those who participated by hosting a table and to those who came to the Fair. Even though I received many positive comments, I would like your input as to how to make this event even more inviting to everyone. Please put your thoughts in writing and give them to me or e-mail me at janetdaly@ yahoo.com.

The next three months are filled with numerous opportuni-

ties to participate in the active Tara Woods lifestyle. I hope you will take advantage of as many of them as you can. It’s a wonderful way to meet new people and develop friendships within the community.

I wish everyone a Happy, Healthy 2017. Let’s hope the New Year brings peace and reconciliation within our own country and throughout the world

Janet Daly Wishing you 12 months of success, 52 weeks of laughter, 365 days of fun, 8,760 hours of joy, 525,600 minutes of good luck and 31,536,000 seconds of happiness.

ASSISTANTS: Linda Engel, Mary Ellen Gold, and Marcia Poveromo PHOTOGRAPHY: Mark Burke, Ann Kabbas, & Pat Sparany CALENDAR: Polly Brown CIRCULATION: Gail Sanfilippo, Manager COORDINATORS: Stuart & Belle Berman, Bill Black, Agatha Breen, Pat & Lou Dunning, Peggy Gamble, Lloyd & Carolyn Kelsey, Bob Kuhns, Sharie and Norm Libby, Diane & Bob Nunn, Kathy & Roger Rafferty, Ed Simko, George Stelling, Lori Thomas, Susan Uccello, & Julia Wehrung.

ALTERNATES: Claudette & Mark Burke, Joanie Byrnes, Joanne & Bob Byrne, Al Dion, Sandy Schuelke, Vic Sharps, & Sandy Whitaker REPORTERS: Reporters will be noted by their bylines at the end of each article.

Lou Dunning, Tara Woods Homeowners Association Liaison

MANAGER’S CORNER Hello, my name is Darlene Bradley and I am very excited to be here as your manager. I look forward to meeting you.

I come back to Hometown America with much experience in community management. I have been in the industry since the mid-1980’s. I have managed many different types of communities in many states (55 and older, campgrounds, resorts and mixed communities).

My wonderful husband and I

EDITOR: Barbara J. Roland (Barbara_Roland@comcast.net)

moved back to Florida from North Carolina and Oklahoma. We had taken some time off to help take care of ailing parents. We have seven children and twenty-nine wonderful grandchildren, and our first great granddaughter will be here the end of December. Our interests include water sports and outdoor life. We have many hobbies and love to do whatever our grandchildren like.

Darlene Bradley

Activities, Sports & Clubs can be found on pages: 5, 7, 12, 20-22, 25, & 26.

State Club information can be found on pages: 16, 17, and 18.

Please note that the January 2017 Clubhouse Activity Calendar is on page 28. Thank you!

To advertise in print, contact: Bob or Emy Stein at 941-349-0194 or email us at islandvp@verizon.net.

Contributing writers are acknowledged with bylines accompanying their submissions. Attribution for photos are not included unless supplied. We sincerely thank everyone for their contributions. Your articles help showcase the strong and diverse community that makes up Tara Woods. The Columns is published monthly from October through May. Summer issues are condensed: June/July and August/September.

All ads are subject to the approval of the publisher. It is the responsibility of the party placing any ad for publication in The Columns to meet all applicable legal requirements in connection with the ad such as compliance with town, county and state codes in first obtaining an occupational license for business, permitted home occupation, or residential rental property.

DISCLAIMER: Please be aware that when you hire an unlicensed/uninsured person to do work at your home, you accept the liability. Island Visitor Publishing is not responsible for claims made by advertisers

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Thank you to the New England Club for a great Christmas Party!

The food, music and ambiance were perfect for this festive occasion. It was great to see the Clubhouse filled for this annual tradition at Tara Woods.

I hope you attended the New Year’s Eve Party. It was a wonderful way to ring in the New Year with your Tara Woods friends and neighbors.

Now that we have welcomed in the New Year and things are calming down a bit after the Holidays, please put the Tara Woods Homeowners Association (TWHA) Annual Meeting on your calendar for Monday, January 9th at 7:00 PM. If you are a member in good standing of the Association (that means you have paid your dues for 2016), it is important that you attend. You

COLUMNS STAFF

Licensed & Insured

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“A Nite at the Races” Coming to Tara Woods Friday, February 3rd

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Admission: $2.00 Tickets available at Saturday Morning Coffee and Tuesday Night Bingo Starting Tuesday, January 3rd - and at the door.

Doors open at 4:00 PM 1st Race at 5:00 PM Food available: Hot Dogs, Chips, Coffee and Cookies Bring Your Own Beverage Race Tickets: $1.00/Horse 10 Races Scheduled plus Daily Double Social Raffle All Tara Woods and Del Tura residents, friends and family are welcome!

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Contact: Janet Daly, 567-2285 janetdaly@yahoo.com

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www.twha.us • 941.349.0194 • January 2017 • Island Visitor Publishing, LLC

APPRECIATION DAY GAMES The Appreciation Day Games Chairman is looking for volunteers to assist with the various games on Saturday, February 25th from 12:00 to 2:30 PM. The games are variations of: softball toss, bocce, horseshoes, shuffleboard, tennis, basketball foul shots, golf putting and chipping, bean bag toss and beanbag baseball.

There are perks for volunteering; you get to eat early and you receive tickets for the prize drawings to be held that night.

Also, it’s a good way to meet some of your neighbors as they participate in the games.

Each game has a captain who will contact you if you decide to help, so if you can help for ½ hour to 1 hour, there is a sign-up sheet on the bulletin board in the Clubhouse or you can call Mary or Bill Nothnagel at 5671192 or 732-822-6300.

The games are only a success if we have volunteers to oversee them, so give it a thought and help out.

Thank you in advance for volunteering. - Bill Nothnagel

“MAGIC SOFTBALL”

Well, it’s time for what we’ve all been waiting for: another exciting and entertaining softball season.

Your “Magic” softball team has been practicing for more than 2 months now and is brimming with confidence and enthusiasm in anticipation of a successful season.

Our first game is scheduled for

Wednesday, January 4th at 5:30 PM. We’ll be playing Buccaneer on Field 2 at Carmalita Park in Punta Gorda. This is where all our games will be played. We hope that you all will continue the outstanding support you have given us before. Our schedule for this season is as follows:

Continues: on page 7

8-9/17

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2/17

Del Tura Resident

The last month has had a number of items to report on in the Sunshine and Sympathy department.

Our condolences go out to the family and friends of Jerry Bishop, a former resident of Tara Woods, who died on November 1st. Our sympathy is also extended to Hilda Dience’s family on the death of Hilda’s sister, Frieda Hamer, from the effects of a stroke.

Those who have suffered unfortunate events but are recovering at this time are: Ann DeVoy who broke her shoulder Una Bigelow fell and broke her leg Mary Biglin also broke her leg Jean Van Sickle had back surgery George Daly had shoulder surgery In addition, please remember Al Monack who is suffering from a head injury.

New Year’s wishes to everyone for the healthiest, happiest New Year ever! Please take good care of each other, stay well and eat your veggies.

Joanie Byrnes • 715-497-7864 • Joanie.byrnes@gmail.com

TARA WOODS PICTURE DIRECTORIES Did you have your picture taken for the 2016 Directory?

Have you received it yet? We have about 30 directories that still need to be delivered. We’d love to connect you with your directory! These directories are available at Coffee on Saturdays and at Bingo on Tuesday night. If you don’t usually go to these events, please call Joanie Byrnes at 715497-7864 and your book will be delivered to your home.

Newcomers who go to the New Homeowner Orientation meetings will receive a directory.

There is good news for people who did not have their pictures taken, but would like a directory. You may purchase them for $5.00. Please see Ann Millette, Pat Dunning or Joanie Byrnes.

Joanie Byrnes 1/17

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www.twha.us • 941.349.0194 • January 2017 • Island Visitor Publishing, LLC

FMO NEWS I can’t believe it is January already.

I was just getting used to writing 2016 and now it’s 2017. Where has the time gone? I sincerely hope everyone had a happy, healthy and safe Holiday Season.

It’s a new year and the first FMO meeting is being hosted by Tara Woods. Please mark your calendar to be at the Clubhouse on Friday, January 13th, by 1:00 PM. All residents of Tara Woods are invited; you don’t have to be an FMO member. This would

Continuing Magic Softball: Although there are various ways to get to Carmalita Park, we are providing what we feel are the safest directions: U.S. 41 North (approx. 12 miles) to North Jones Loop Turn right, go (approx. 1 mile) to Taylor Road Turn left, go (approx. 2 miles) to Airport Road Turn right, go (approx. 1 mile) to Florida Street Ball Fields are on the left, “Carmalita Park” Please remember to mark this date

CELEBRATING

be an excellent opportunity to ask those burning questions as the District Leadership will be present. Besides the District Leadership, there will be numerous attendees from other Manufactured Home communities from Lee, Charlotte and Collier counties. Anyone for comparing notes?

As previously indicated, the meetings run from 1:00 PM to approximately 3:00 PM. There are raffle drawings, and refreshments are served approximately half way through the meeting. from page

We need donuts, cookies and all kinds of baked goods. Please bring your goodies to the Clubhouse kitchen on Friday, January 13th, between 10:00 and 11:00 AM. I would estimate we will need enough refreshments for 70 – 80 attendees.

Thank you for your contribution and may 2017 bring you good health and happiness.

Thank you.

Stuart Berman

We will continue to sell tickets on Saturdays and Tuesdays until we reach our limit of 200 people.

The Team and I look forward to seeing you at the ballpark and the dinner.

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on your calendar: Thursday, January 19th. The “Magic” will be hosting another Spaghetti Dinner. The response last year was remarkable to say the least. We all enjoyed presenting it and the feedback we received was very positive. Ticket sales started on Saturday, December 17th at Coffee and Tuesday Night Bingo.

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8 | The Columns

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The Inspirational group, Inspirations, is again going to send boxes with cookies, treats and useful items to servicemen and women. We will be packing up the boxes in March, after a coffee meeting, around 9:30 AM. The date will be announced later. We wanted to give you time to give

us names of who you want a box sent to by the meeting on March 11th, at the latest, so we can purchase items, make plans, bake, get the boxes ready, etc. You can give the names, addresses and any contributions to Beth Ferris.

I will be leading this project; feel free to call me with any ques-

tions. Monetary contributions are appreciated for the items and for the postage. There will be a signup list for baking cookies on the bulletin board at the end of February and beginning of March, or call Beth Ferris or Ann Scott.

Every year we receive many thanks for the boxes received and we thank you for your support of this project. You have always been very generous, and we thank you. This is truly a communitywide project and a worthwhile one to show our servicemen and women that we care and are thinking of them. Many times, besides their letters thanking us, they include photos, and say they share with their unit, etc. Thank you for your part in sending out the boxes!

Beth Ferris

4/17

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www.twha.us • 941.349.0194 • January 2017 • Island Visitor Publishing, LLC

2nd Annual Facial Hair for Cancer Causes 5K & 10K Run and 5K Walk Hot off the success of the first Facial Hair for Cancer Causes 5K Run/Walk, Tara Woods will host its second Facial Hair for Cancer Causes Run/Walk on Saturday, January 14th, from 8:00 AM to Noon. In addition to the 5K Run/ Walk, Tara Woods resident and event coordinator, Marie Springsteen, has expanded the 2017 event to include both a 5K and 10K Run along with the 5K Walk.

The event benefits the 4 Words Foundation and 21st Century C.A.R.E., with proceeds dedicated to raising cancer awareness, education and patient financial assistance in the Southwest Florida area.

The goal is to raise $5,000 or more during this event. The first annual Run/Walk exceeded its goal, so confidence is high that the goal will be met.

Movember, Decembeard, Januhairy Facial Hair for Can-

cer Causes In conjunction with the Run/ Walk is the popular Movember, Decembeard, Januhairy Wall of NO SHAVE contest in support of men’s cancer awareness. The contest is open to men and women.

Fake hair as well as real hair is allowed for all entrants. Participants enter photographs on The Wall of “No Shave”, and funds are raised through $1.00 votes for winners in each category. For more information and contest rules, visit www.4wordsfoundation.org .

RACE DAY AGENDA 8:00 AM – Registration 9:00 AM – 10K Run begins 9:10 AM – 5K Run and 5K Walk begins At the conclusion of the Run/ Walk, trophies will be awarded to Movember, Decembeard, Januhairy Wall of NO SHAVE contest winners and medals to the Fa-

cial Hair for Cancer Causes race winners.

Corey Lazar of WINK TV has agreed to return as Emcee once again and current sponsors for the event are: Applebee’s North Fort Myers and Radiology Regional.

First Watch Restaurant will provide breakfast, juice and coffee again this year at the event for the participants and volunteers.

Pink Heals Southwest Florida will be returning with their pink fire truck. 3D Racing will once again be the race timer.

Neff Studio Salon will be returning to the event and providing free trim/shaves to those who would like to have their facial hair taken care of professionally.

CHANCE DRAWINGS Chance drawings will take place after the Run/Walk. SouthContinues:

on page

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Island Visitor Publishing, LLC • January 2017 • 941.349.0194 • www.twha.us

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Continuing 2nd Annual Facial Hair west Airlines has already donated two round-trip tickets. Other items include fragrance gift sets, tickets to Broadway Palm Theatre, Florida Aquarium, Ringling Bros. Circus Xtreme, autographed photos from the Miami Dolphins and World Series Winner Chicago Cubs.

REGISTRATION The first 100 people to register will receive a free t-shirt and gift bag.

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Late Registration Fee (after January 11th): • Adults: $30.00 • Youth (17 and under): $20.00 • Children under 5: no fee

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walkers as they go by are a few of the tasks volunteers will be assigned to. If you’d like to spend an hour or two volunteering, please contact Marie by email at marie@4wordsfoundation.org or by phone at 887-9264.

Special Walking Rate for Tara Woods Residents Only $10.00

Marie Springsteen, President 4 Words Foundation, Inc. 19300 Potomac Circle North Fort Myers, FL 33917

CALL FOR VOLUNTEERS Volunteers are being sought to help during the event and a few residents have already stepped up and volunteered. Tasks such as directing cars to parking areas around the lakes, course marshals to help direct racers and watch for cars, and handing water to racers/

Website: www.4wordsfoundation.org Email: marie@4wordsfoundation.org Phone: 887-9264

On Monday mornings at 10:00 AM we play horse collar for $1.00.

All money is given back to the winners. Everyone is invited to participate. If you have never played before, we will show you how.

Friday league will be starting on Monday, January 6th at 10:00 AM. This is a singles league. You will not

have a partner. Peg Gamble will be in charge of this league. Sign-up sheet is posted in the Library.

Our annual Yard Sale will be held on Saturday, January 28th. Tables are $10.00 each. Sign-up sheet is posted in the Library.

Ken Clark

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AMERICAN ASSOCIATION OF UNIVERSITY WOMEN (AAUW) FT. MYERS/LEE COUNTY BRANCH The 23rd Annual Style Show was held on Saturday, December 3rd at Grandezza Country Club Estates in Estero, Florida

by AAUW Fundraiser. They support the Advancement of Women. The Ft. Myers/Lee County Branch alone has made a difference in Lee County for over 50 years. In addition to annual awards to worthy local programs, the branch has over $90,000 in endowed scholarships.

At 11:00 AM we entered Grandezza to view and bid on raffles and silent auction items. There was a Fashion Show at noontime presented by Chico’s at Bell Tower Shops in Ft. Myers. Following the Fashion Show a most deli-

cious lunch was served. Then the auctions, raffles, money hat and door prizes were distributed prior to the conclusion of the Show.

Approximately 30 area artists and businesses donated products or certificates which made up the many prizes. Five of the lovely models, all of whom are members of AAUW, participated. They certainly did a professional job.

A good time was had by all, especially those who were fortunate enough to win. Our group, consisting of 8 women, were fortunate enough to have 5 winners at our table alone! They were: Marilyn Workman, Carol Andrews, Nancy Wuebbeler, Ann Kabbas, and Lou Cashin.

The lunch, prizes, raffle, and silent auction were most enjoyable thanks to Marilyn Workman who has been an active member for the AAUW Fundraiser for many years and nice enough to include us in this pleasant afternoon affair.

Ann Kabbas

JUDY BRDA CELEBRATING CHRISTMAS WITH HER WATER AEROBICS GROUP On Friday, December 2nd, our traditional get-together Christmas Celebration was held. At this time, and for the first time, we decorated our Water Aerobics Christmas Tree with colorful noodles. Talk about fun! This group really knows how to get things done and done, with enthusiasm. The food and drinks were plentiful and delicious. And as always so was the laughter and fun.

So come, let’s get together; join our Water Aerobics Group on Mondays, Wednesdays, and Fridays at 8:00 AM. You’ll be glad you did, and then you will be just in time to celebrate with us at our semiannual get-together.

Our thanks to Judy for inspiring us, and keeping us fit mentally as well as physically as only she knows how. And another thank you to Mary Costantini who substituted for Judy and to Lori Thomas for her lovely Christmas outfit and gifts to every one of us. How sweet are they? Thanks again.

By the way, I think we convinced Judy to have these celebrations every 4 months! The crowd cheered to this!!! See ya in April.

Hope everyone had a Merry Christmas and a Happy and Healthy New Year – 2017! - Ann Kabbas

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COMMUNITY OPPORTUNITY FAIR The Community Opportunity Fair in November was very well received. There were 20 groups represented, with lots of information, food and freebies given away. Thank you so much to all those who participated by hosting a table and to those who came to the Fair. Even though I received many positive comments, I would like your input as to how to make this event even more inviting to everyone. Please put your thoughts in writing and give them to me or e-mail me at janetdaly@yahoo.com. - Janet Daly

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MID-ATLANTIC CLUB “Potluck” dinner with more delicious food than we could eat!

Gerri Linder was also the winner of one of the “Coolers of Cheer” the Mid-Atlantic Club raffled at the close of the Craft Fair on Saturday, November 4th. The other winner was Tracy Gramm, one of the vendors who keep the Craft Fair a success every year.

We want to thank everyone who worked selling tickets and especially to all those who bought

Holy Trinity Presbyterian Church (239) 567-2246

5/17

Rev. Dr. Valerie Bell - Pastor

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Contemporary Service 8:00 am Traditional Services at 9:30 am and 11:00 am Adult Bible Study at 9:30 am Children’s Sunday School 9:15 am We are a Stephen Ministry Church

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tickets.

The Mid-Atlantic Club had its Christmas Party Buffet at Bianca’s Restaurant on Sunday, December 11th. This was a private party, the restaurant being closed to other diners. We, as always, had a good meal and a great turnout and it was a really fun event!

Our Sunday, January 15th meeting will be a planning and work session in preparation for the community-wide Valentine’s Day celebration on Sunday, February 12th. Mid-Atlantic is sponsoring the event this year with the “Del Prados” providing the entertainment. We are excited about this opportunity to bring one of the favorite singing groups in the area back to Tara Woods. Saturday Morning Coffee on January 14th will be the first day of ticket sales. The tickets always go quickly for this event, so hurry in to reserve your seating.

NEW YORK/ NEW JERSEY CLUB

Our December meeting/Christmas Party was a big success. It was hosted by Carole and Ken Clark and friends. They outdid themselves with the traditional antipasto trays with help from John and Mary Costantini. The Italian pastas and meat dishes were delicious and the desserts were great. I don’t think anyone went home hungry.

Our next meeting will be held on Sunday, January 8th at 4:00

PM and will be hosted by Agatha Breen and friends. It will be our Soup, Stews and Chowder night. Sign-up sheets are on the bulletin board. We would appreciate it if you would sign the sheets and let us know what you are bringing. We will be playing the game Show Me The Money run by George D’Alessandro and friends. It is a lot of fun. Just remember to bring single dollar bills.

I hope to see you there. Wishing you all a Very Happy New Year.

Agatha Breen

Mary Donald, Secretary

1/17

TARA WOODS RESIDENTS

Exp. 4/17

The Mid-Atlantic Club held their regularly scheduled meeting on Sunday, November 20th.

Judy Brda, President, opened the meeting with 33 members in attendance. We welcomed four new members to the club: Cindie Erickson-Herman, Mike and Helen Skrzypczak, and Gerri Linder.

After the meeting we enjoyed a

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www.twha.us • 941.349.0194 • January 2017 • Island Visitor Publishing, LLC

NEW ENGLAND CLUB

The January meeting will be held on Friday, January 13th at 5:00 PM. The Club will be furnishing the meal, which will be a Taco Bar and a dessert. A sign-up sheet will be posted on the bulletin board in the Clubhouse. If you plan on attending, please sign

up so we will be able to determine how much food to purchase.

Also, there has been a change to the February meeting. It will be held at Fishbones Restaurant on Sunday, February 19th at 4:00 PM. There will also be a sign-up sheet posted on the bulletin board in the Clubhouse. If you plan on attending, please sign up so that reservations can be made. More information to come.

Arlene Greene, Secretary

PEACE WITHIN “Today may there be peace within.

May you trust that you are exactly where you are meant to be.

May you not forget the infinite possibilities that are born of faith in yourself and other.

May you use the gifts that you have received and pass on the

1/18

love that has been given to you.

May you be content with yourself just the way you are. Let this knowledge settle into your bones, and allow your soul the freedom to sing, dance, praise and love.

It is there for each and every one of us.”

A huge thank you to the many New England Club members who helped make the Tara Woods Christmas Party a success. We could not have accomplished this without all of you!!

The New England Christmas party was held on Saturday, December 10th, and we were happy to welcome 8 more new members. The club enjoyed a delicious prime rib dinner prepared

by Chef Stew Franklin, and his great assistants: Mike Renzulli and Ron and Sue Proulx. We thank you for all your hard work both in planning and executing this dinner party.

Our tree has to be un-deco-

rated on Saturday, January 7th at 9:30 AM. Please come help if you are able.

Our next club event is Saturday, January 28th. This is our “Glad we’re not in New England” party, where we will enjoy a warm winter menu of New England Clam and Corn chowders as well as cornbread and biscuits prepared by our very special

Chef Stew. Then Mike Renzulli and his team will take over and grill up some great frankfurters with all the fixins’. There is no charge for this party; however, we are asking everyone to bring a dessert. Some great games and raffles will follow as always, Bring Your Own Beverage.

Judy Machnicz

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When You Retire, Where Can You Find Investment Income?

As an investor, your main goals will change at different times in your life. During your working years, you need to grow as many resources as possible for retirement. Once you retire, however, you will likely need to focus more on getting income from your investments. But what are your options?

There’s no shortage of income-producing investments, of course. You might immediately think of bonds, which can provide regular interest payments and probable preservation of principal, provided the bonds are considered “investment grade.” Still, if interest rates are low when you retire – as they have been for several years now – bonds might not provide you with as much income as you need. And just as importantly, the income you receive from most bonds won’t rise over time, leaving you susceptible to inflation and the loss of purchasing power.

Consequently, you may also need to explore other types of income-generating vehicles, including dividend-paying stocks and real estate investment trusts (REITs).

Some stocks have not only paid but also increased their dividends for many consecutive years. These stocks have historically provided the potential for rising income to help combat inflation and are typically well-run companies that strive to reward their investors. Nonetheless, you need to recognize that even these stocks are not obligated to pay you dividends, and they are free to lower or discontinue them at any time without notice.

Now, let’s turn to a second type of potential income-producing asset: Real estate investment trusts (REITs).

Different types of REITs are available. For example, equity REITs invest in and own commercial properties, such as hotels and shopping centers, while mortgage REITs, as the name suggests, own and invest in property mortgages. Is one form of REIT better than another? There’s no simple answer. On the one hand, mortgage REITs are considered riskier than equity REITs. However, mortgage REITs often pay quite large dividends, although the payout can be inconsistent. (Like all REITs, mortgage REITs must pay 90% of their taxable income to investors in the form of dividends. Due to this requirement, REITs generally need to raise capital to finance their growth plans, and this necessity can affect their share prices.)

Other factors, such as changing interest rates, will affect the value of mortgage and equity REITs differently. Specifically, rising interest rates will likely cause the market value of the property mortgages inside mortgage REITs to fall, whereas equity REITs, which own actual buildings, might actually benefit if the Federal Reserve raises interest rates, as such a move would indicate a strong economy, more jobs and greater demand for office space. In the short term, though, even equity REITs can react negatively to an interest-rate increase. But over the long term, this movement can be offset by the benefits of earnings and dividend growth driven by a growing economy.

Clearly, there’s much to think about when considering potential income-producing options such as bonds, dividend-paying stocks and REITs. Ultimately, you will need to weigh the merits and risks of these investments – including interest rate risk, credit risk and market risk – and determine which of them, or which combination of them, are most appropriate for your needs.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

Edward Jones, its employees and investment representatives do not offer estate-planning, tax or legal advice.

“Adam Hromiak AAMS, CRPC is a Financial Advisor with Edward Jones Investments in Cape Coral on 3571 North Del Prado Blvd.

Suite 7 Entrada Plaza, 1/2 mile West of Rt. 41.

He can be contacted at (239) 731-6338” 12/17

20 | The Columns

Island Visitor Publishing, LLC • January 2017 • 941.349.0194 • www.twha.us

ENTERTAINMENT AROUND TARA WOODS BINGO at TARA WOODS

Be one of the winners at our Tuesday night BINGO.

And you can win more than once during the night!

If your eyesight isn’t as good as it once was, now you

can play too. We have really BIG game packs and “Specials” that are 8 ½” x 11” with 2” numbers.

No additional charge for the ticket that can make you the “King” or the “Queen” for the night and earn you even more money on all game sheets.

Game packets are sold with either 6 game squares

per sheet or 9 game squares. The “Special” game papers have 3 game squares. Buy as many as you’d like!

Our Tuesday night BINGO session consists of 14 regular games and 6 “Special” games

We also have “Hot Ball” prizes of $50.00 or more and a “Social” raffle. Sales STOP at 6:45 PM. Come join the fun.

BOCCE Tuesdays at 10:00 AM (With the changing of the clocks which is the first Sunday in November • 9:00 AM during Daylight Saving Time) No need to sign up Don’t need a partner New teams chosen every week ~ Easy to learn Questions: call Frank Millette 543-2954

BRIDGE Looking for all bridge players. We play on Tuesdays in the Card Room – come between 12:30 and 12:45 PM. Call Beth first to come and join our friendly group. Call Beth Ferris, 543-6295, or Rita Sick, 731-1106, if you are interested in joining this friendly group to play bridge.

Ladies and Gentlemen, come join us on the 1st and 3rd Sunday of each month at 7:00 PM in the Card Room. Cost is $3.00.

Will you have the first Bunco or the last, or the most? Will you have the most wins, or the most losses? If you do, the prize money will be yours!

Come join the fun. Questions: call Polly Brown 731-1614

HORSESHOES Every Friday at 1:00 PM At the Horseshoe Pits.

Come join us for fun and laughs.

Questions: contact Eddie and Pat Sparany, 652-3869.

AGGRAVATION Meets in the Clubhouse Card Room at 7:00 PM on Monday and Thursday nights.

The game consists of 11 hands and is easy to learn. Eight quarters gets you in. Come join the fun and play a great card game.

MAH JONGG Come join the Mah Jongg group. Do not know how to play? We teach the first three Mondays of the month. We have a great time.

Come & join us on Mondays 12:00-3:00 PM. The Happy Ladies of Mah Jongg.

Any questions, please contact: Jane DeGuire, 567-0656, or Ruth Zimmer,731-8594.

POKER, ANYONE ?!

LADIES! DO YOU PLAY POKER? How long has it been since you’ve played with friends? Did you know there’s a game every Monday night at the Clubhouse just for the ladies? Well, we really don’t have a “No Boys Allowed!!!” rule, but men usually don’t like to play with wild cards and we do. But they’re welcome to play as long as they are willing to “play like girls”. It is most likely the least stressful and least expensive poker you can play around here! It’s a good night to socialize with the ladies and make new friends with the girls who like to play poker. The stakes are very low. Call Polly Brown, 7311614, if you’d like to join us – she’ll fill you in on the details or answer any questions you may have.

EUCHRE CLUB Meets on Wednesday Nights In the Clubhouse Card Room at 7:00 PM. $.50 to buy in, but offers some “big” prize money!

SUNDAY NIGHT MEN’S POKER Texas Hold’em Style Tournament 7:00 PM in the Craft House If interested contact Bill Black, 636-978-7815

LINE DANCING Just a short reminder for line dancing: Line Dancing Tuesdays at 10:30 AM. Lots of fun and good exercise!

Barbara Goodhue

Book Discussion Club

Thursday, January 5th at 1:30 PM 2760 Steamboat Loop Join us to talk about the books we have been enjoying and maybe borrow one you would like to read.

Newcomers welcome.

Questions: Call Marilyn Workman, 543-1168

HAND and FOOT CARD CLUB Come join the group for a fun-filled afternoon of cards!

We meet on Fridays at 1:00 PM in the Card Room.

Don’t know how to play the game? EASY! We will teach you! It is easy to learn.

Questions: contact George Stelling, 731-6709, or Marty Hradkowsky, 609-709-7717.

MOVIE NITE Saturday, JANUARY 21st - 7:00 PM Featuring: THE INTERN, 70 year old widower Ben Whittaker has discovered that retirement isn’t all it’s cracked up to be.

Seizing an opportunity to get back in the game, he becomes a senior intern at an online fashion site, founded and run by Jules Ostin.

Starring: Robert De Niro, Anne Hathaway & Rene Russo Rated: PG-13, Comedy & Drama Free Popcorn • Drinks 50 cents Lloyd and Carolyn Kelsey

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www.twha.us • 941.349.0194 • January 2017 • Island Visitor Publishing, LLC

Happy Hour Club: Get-together

To determine the mysterious Disappearance of Papa Smurf… amongst other things Wednesday, January 11th - 5:00 PM at The Clubhouse Please bring an appetizer to share along with your choice of personal libations and table settings. Check out the notice on the bulletin board in the Clubhouse for details and please indicate whether you plan on attending. If you know of someone who hasn’t come to the regular monthly Happy Hour, please encourage them to attend.

A $2.00 donation is requested to cover the costs associated with the evening’s specialty drink….the notorious MOOSE MILK is back!

These get-togethers are open to all those staying at Tara Woods and their guests and offers a great opportunity to make new friends. We are looking forward to seeing you there.

BIRTHDAYS IN JANUARY: 1 Karen Cuttell, Mary Ellen Gold, Val Roderick 2 “Chico” Silvo, Rick Virkus 3 Larry Jone, Alan Warner 4 Rich Araujo, Jean VanSicklin 5 Barb Pollitt 6 Larry Noffsinger 7 Helen Sullivan 8 Bob Anderson, Mary Biglin, Jim Ulnick 9 Sharon Davidson, Mike O’Hearn 10 Una Bigelow, George Korince, Royce La Liberty 13 Gloria Diggs 14 Peggy Boncher, Jean Bozick, Irv Buettner, Audrey Perry 15 El Wilson 16 Peggy Flynn, John Goers, Gail Stewig 17 Joyce Elsbury, Louise Letourneau, Bill Perry 18 Eddie Amarando, Dennis Novak, Lynn Porter, Nancy Schoeppner

4 7 13 17 20

20 Henry Gardner, Marti Hradkowsky 93 years, Nancy LeClair, Hannah Montelaro, Judy Pavao, Dave Redgers 21 Diane Ladlie 22 Linda Byrd, Bob Chrzanowski, Lynne Grossner 23 Roy Conner,Vadimir Fulmas, Gail Korince 24 Bill Whitacre 25 Lee Beliveau, Loretta Deerhake, Mike Girty 26 Sal Furia, Judy Holat 27 Chick Jakacki 28 Bette Davis, Jean Schweinert 29 Darrell Dillon, Dom Nataro 30 Phyllis Carr, Carole Clark, Judy Hanson 31 Gerry Gagnon, George Johnston, Ann Kabbas, Karen McKearney, Donna K. Warren, Linda Weibel

ANNIVERSARIES IN JANUARY:

Mary & Rich Kivel Carole & Frank Neveu Jan & Fred Gabriel Judy & Jim Hanson Colleen & Vic Achtelik, Hannah & Paul Montelaro

23

25 27 29

Kathy Hildreth & Ray McKinnon Sheila & Frank Piganelli Joyce & Rick Belcher Carol & Ron Heidmous

Contact Shirley Ringleben, 731-2748, before January 10th for Special Recognition of Anniversaries, 50, 55 or 60+ in February 2017!

TENNIS ASSOCIATION MEETING Our first Tennis Association Meeting of the new season was held on Sunday, November 27th. Some of the items discussed are listed below.

Fred Puhlfuerst and Dick Heffron volunteered to be on the Nominating Committee to select new officers for our Tennis Association.

Frank Neveu will order new net straps, new scoring trees due to last year’s cracking, and two new windsocks. One of the covers on the benches needs repair.

It was reported in last February’s Columns that we would be getting an AED (Automated External Defibrillator) for the tennis courts. Later, we were told by Doug Objartel from the Office that it wasn’t in the budget. Frank will contact Nancy Wuebbeler, a board member of the Tara Woods Homeowners Association, concerning Hometown America purchasing an AED for the tennis courts.

When anyone notices that we are in need of supplies for the First Aid Kit, we are to contact Bill Hampton. Also, Frank Neveu suggested we could contact him, and he would then get in touch with Bill Hampton.

A yearly fundraiser event for community relations, the recruitment of new members, and generating funds for other tennis activities, events, supplies, etc. was voted on.

About half of the meeting attendees agreed that this was a great idea.

The event will be further discussed at the January 22nd meeting.

The ongoing topic of whether or not all league members must become a member of the Tennis Association was discussed again. Glen Fisher, Art Frederick, and Liz Wilson volunteered to have discussions with league captains to promote the benefits that the Tennis Association has to offer to all league players when they become a member.

Fred Puhlfuerst will teach tennis lessons on Fridays at 11:00 AM. There are five new people interested in lessons as a result of the Community Opportunity Fair. Warren Engel has agreed to help Fred if needed.

Dakota Windancer will further discuss tennis opportunities and

competitive tournaments with Pine Lakes. These events would include Del Tura, Tara Woods, Lake Fairways, and Pine Lakes.

Janet and George Daly have volunteered to host the dinner for the January 22nd Round Robin, and Al Dion will provide the courtside refreshments.

For February 26th, Val Roderick will host the dinner, and Fred Puhlfuerst and Janice Johnston will provide the courtside refreshments.

For March 26th, Carol Neveu and Connie Lessard will host the dinner, and Liz Wilson will provide the courtside refreshments.

Our next Tennis Association Meeting is Sunday, January 22nd at 5:00 PM. – Arlene Franchini ROUND ROBIN There were 23 people who came out to play tennis in our first Round Robin of the season on Sunday, November 27th. We had 15 men and only 8 women, but it looked like everyone was having a great time on the courts. The sun was shining and the temperature was warm. Refreshments, supplied by Kathy Rafferty, kept us hydrated and satisfied.

Later, a great dinner of tacos and taco salad, both chicken and beef, was served by Arlene Greene and Janell Wissler. Dessert was Arlene’s homemade brownies—oh, how delicious! The dinner was enjoyed by 38 people. – Linda Engel TENNIS LEAGUES WOMEN’S LEAGUE The Tara Woods Angels have played only two matches this season. We evenly split both matches in November, winning 3 sets and losing 3 sets, against both Pine Lakes and Lake Fairways. To get us through the holidays, three round robins with the other teams in our league were scheduled for early December. We have a bye on January 5th and we won’t play a competitive match again until January 12th against Six Lakes. – Linda Engel MEN’S LEAGUE Red League The Tara Woods Stallions were bridled and tamed in their last two meetings. We had a match with Sabal Springs as visitors to their courts

of clay on Wednesday, December 14th. Our best efforts have been resulting in losses as of late. We are going to have to find how to tap into the “Tara Woods Magic” real soon to turn things around and begin 2017 with winning ways! – Dakota Windancer White League As of press time, the White Team has a win-loss record of 8-10, which equates to about a 44% win. That puts us about in the middle of the pack – BUT – most important, the Tara Woods White Team suffered its most serious loss this month. We lost our illustrious Team Captain, Gerry Gagnon, to---Canada! Gerry and his bride, Terry, decided, due to personal reasons, to sell their home here in Tara Woods and move back to Canada. As luck would have it, they received an offer to purchase their dream home on Kara Circle within 8 days of showing. But, not all is lost; he threatened to return to Tara Woods next season, but as a renter. So, if anyone should know of a reasonable (almost free) rental at that time, I’m sure he would appreciate a call. I know the White Team will miss him. So long for now, Gerry, and God be with you!!!

P.S. An election was held by the White Team players and Royce lost. Guess who the next captain will be…yep…Royce. – Royce La Liberty Blue League The first game of the season was a tough one for some of the players – many, many deuce games and finally a tie breaker. It ended after 1½ hours and the Tara Woods Tigers were victorious. After the first week of play we were in a three-way tie for first place. Then came the second match of the season and we didn’t fare as well as the first match.

This time of year most teams do not have a full roster of regular players – some people are traveling, some have family obligations or doctor visits. This situation should settle down in early January. The bottom line is that everyone had a good time and lots of beer. – Bill Powers Linda Engel

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TARA WOODS COMPUTER CLUB

5/17

We hope everyone enjoyed the Community Opportunity Fair.

It was our pleasure to welcome a new member to join the men in our chorus. We hope he is as happy with us as we are with him.

As we begin the New Year, I am sure you are marking your calendars for the various upcoming events in 2017. We would like to remind you of our performance “An American Celebration”. There will be Patriotic Music, The Music of Broadway and Motion Pictures, and some other surprises.

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The Tara Woods Computer Club provides free computer classes for the owners, renters, and guests of Tara Woods.

These are held at 10:30 AM every Thursday in the Card Room at the Clubhouse. They are open to everyone, and there is no membership fee.

The first and third Thursday of each month is devoted to Computer Basics. This is a complete course on how to use your computer. The second and fourth Thursdays are reserved for General subjects, and cover a single specific topic of interest. If there is a fifth Thursday in a month, it is an open question and answer session where you can ask me almost anything you want.

Our regular season of classes began in December. We selected the topics that we will cover this year, started on the fundamentals of using your computer, and looked at the Windows Essentials software download and Photo Gallery. These subjects will be continued in January. As the season progresses, we plan to include how to work with photos (from buying a digital camera through creating and sharing photo projects), the Microsoft Word word processor, and the Excel spreadsheet

program. This will provide a good basis for almost anything you want to do on your PC. Additional topics will be added as time allows.

It’s never too late to join our group, even if you’re a total novice. This is a great time to learn the Basics; we start at the very beginning and assume that you know nothing about computers. We spend as much time as we need to on each topic, and the next topic to be covered is always posted on the bulletin board in the Clubhouse. Feel free to attend only those classes that appeal to you.

Bring something to take notes with, and your laptop computer if you want to follow along on it. I will answer any question you care to ask me. I also give private lessons and set up or repair computers in your home. I’ve been designing, programming, repairing, teaching, and working with computers since 1968, and can help you with all of your computer needs. Please call me with any questions or comments at 6520488. I’m looking forward to seeing you.

Dave St.Laurent, The Computer Tutor

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3/17

24 | The Columns

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www.twha.us • 941.349.0194 • January 2017 • Island Visitor Publishing, LLC

The Garden Club is looking for volunteers who like to garden; we need one or two people who will care for the butterfly garden located near the Gazebo. The Garden has a watering system that needs to be checked on and the plants in pots need to be watered by hand. New ideas are always welcome. Julian cleans and trims the garden.

Anyone interested please call Rachelle DellaRocca, 322-6386 Rachelle DellaRocca JANUARY WHAT TO PLANT Bedding Plants: Plants that can be added to the garden during the coolest months include begonia, browallia, lobelia, dianthus, dusty miller, and nicotiana.

Bulbs: Winter is a great time to plant bulbs that will bloom this spring. Some to try are Clivia lily, crinum, and agapanthus.

Herbs: Many herbs will thrive now that temperatures are cooler, including tarragon, thyme, dill, fennel, and any of the mints.

Vegetables: Continue planting cool season crops including beet, cabbage, turnip, lettuce, and broccoli.

JANUARY WHAT TO DO Rejuvenate the landscape: After the danger of freezing temperatures, it’s a good time to plant woody shrubs. Water frequently to get new plantings off to a good start.

Irrigation: Plants may need water if temperatures remain higher than normal and rainfall is scarce.

Shrubs and Trees: Prune nonspring flowering shrubs and trees this month to improve form.

Arbor Day: Florida observes Arbor Day on the 3rd Friday of January.

To celebrate, plant a tree in your yard or community.

Cold Protection: If a frost or freeze is predicted, bring sensitive plants like orchids inside. Water sensitive plants in the landscape thoroughly 12-24 hours before a freeze and cover.

Pests: To control scale on citrus, shrubs, and deciduous fruit trees, apply horticultural oil while plants are dormant. Apply copper spray to mangos after bloom.

Excerpts from the University of Florida Gardening Calendar

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It’s a New Year and the Garden Club hopes everyone enjoyed their Holiday.

I want to remind everyone that the donations to the Trash and Treasure make it possible for the Fashion Show to be a Free Event. Please, if you have items that are clean and usable that you are giving away, hold onto them until Friday, March 3rd.

This year’s Trash and Treasure is Saturday, March 4th All Garden Club members, please remember since everyone is busy with the different clubs, we voted to have limited meetings. Our NEXT meeting is Saturday, February 11th, immediately after pancake breakfast.

Please note the date of the meeting; it was incorrect in the December Columns. This is the only meeting before the Trash and Treasure, and we will be planning our luncheon.

A reminder to the new members who signed up during the Opportunity Fair and anyone else who wants to join, please come to this meeting.

To all: We will be collecting dues at this meeting. Dues are $5.00 place in an envelope with your name and contact number.

1/14

THE GARDEN CLUB

ALL MAJOR CREDIT CARDS ACCEPTED

Specializing in Concrete Slabs, Drives, Patios and Sidewalks Spray Crete • Stucco • Landscape Curbing • Keystone

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Backhoe • Grading • Filll • Top Soil • Rock • Bush Bus Hogg

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(239) 543-3700 CELL: (239) 849-5375

3/17 0513

26 | The Columns

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(239) 850-4737

2/17

Mobile Pet Grooming Aaron Nelson

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ENTERTAINING NEWS So Ladies and Gentlemen….. I do want to say congratulations from the Entertainers to our winners from the Opportunity Fair. Chuck Poveromo won 2 tickets to Florida Rep, Ken Clark won 2 tickets to Cultural Park, Bob Cooney won 2 tickets to our play Drinking Habits in March, and winning the champagne with balloons were Lloyd Kelsey, Stu Berman and Sheila Piganelli. We give our congratulations again to the winners and thanks for stopping by our booth. We hope to see you at the next Community Opportunity Fair.

January has arrived and from where I hail from this means snow, cold, sleet and hail. But here in SW Florida it

with your applause and laughter. As a note and reminder: We do not allow food nor drink in the Clubhouse for this production. Also, there will be theater seating up front and cabaret tables for those who choose. Tickets will be on sale one month before the performance and I will let you know the price in later Column articles. So for now (as we are sailing in the Caribbean) take care and keep laughter in your life; it keeps you young.

Volunteers do not necessarily have the time; they just have the heart.

Pat-one, Stage Manager Entertainers

NEIGHBORHOOD WATCH Your NEIGHBORHOOD WATCH is working for you.

The Two primary reasons for the WATCH are the protection of our residents and the observation of our community.

Check on your neighbors who may be housebound or ill. If you

Home & Auto Insurance Medicare Supplements One Call Does It All! Call Us Today For The Facts And All Your

INSURANCE NEEDS!

Dennis Agrusti Agent/Owner

Deltura Resident 20 years experience/ Former Allstate Agent

4518 Del Prado Blvd., Unit 6, Cape Coral, FL 33904 Office: 239-574-7283 Cell: 239-810-6283 AGRUSTIINSAGENCY@GMAIL.COM WWW.INSURANCECALLUS.COM

11/16 2/17

8-9/17

means chilly mornings and warm afternoons, maybe trips to the beach or sitting in the sun enjoying a beverage.

Ahhh, the good life. Another way to look at January is our actors are not using their books while on stage at rehearsal. Also we are fine tuning the bits and pieces that make our productions the work of art that they are; well at least to us we see it that way.

We have high hopes to see a packed house on Friday, March 10th and Saturday, March 11th for our production.

To the new people in our community, we put on one show a year and this is your chance to become part of the production by being in the audience and encouraging our band of merry folks

haven’t seen them for a while, check on them.

If you see something out of the ordinary call and report the problem (911 or 239-477-1000).

THIS MONTH’S TIPS: • Burglars never work in the light. Remember to leave lights on

during the evening.

• Try to have motion activated lights installed on driveway entries.

• Never leave your golf cart key in the ignition.

• Always lock your house and shed, and auto at night Robert Glandorf

The Columns |

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The The

Poolside Pub Located Inside Del Tura Golf & Country Club • Public Always Welcome $4.99 Lunch Specials Every Day 11-3 • Happy Hour Every Day 3-6 STOP IN AND GRAB A CALENDAR OF EVENTS TODAY!

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THURSDAY “All Day/Night” Spaghetti & Meatballs Dinner $6.99 Name That Tune & Trivia Night (6 pm) FRIDAY Live Music Every Friday Night (5 pm) All-You-Can-Eat Fish Fry All Day and Night!

SATURDAY Famous Pot Roast Dinner $8.99, 3-8 pm Karaoke (6 pm) SUNDAY ULTIMATE SUNDAY FUNDAY!!!!!

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