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NEWHOME Fall 2015

Current Housing Trends Pittsburgh’s Homebuilders

Finance

Know before you owe!

The Rivers Edge

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T.D. Kelly Company

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APR = Annual Percentage Rate. Payment example: The initial payment on a 30-year $100,000 loan amount, 7/1 Adjustable-Rate Loan at 3.375% interest rate and 80% loan-to-value (LTV) is $442.10 with $1,199 due at closing. The APR is 3.315%. Payment amount includes principal and interest; it does not include taxes and hazard insurance premiums. The actual payment amount will be greater. The loan will adjust annually after the initial 7 years. The rate will be determined by adding a 2.25% margin to the one-year LIBOR index in effect on the seven-year anniversary date. The loan will have a maximum adjustment of 5.00% on the first change date and a 2.00% maximum adjustment annually thereafter. The maximum lifetime adjustment is 5.00%. Rate is variable and subject to increase after closing. Terms, conditions and fees are subject to change without notice. All loans are subject to credit and property approval. This is not a commitment to lend. Interest Rate and APR are current as of 06/15/2015 but are subject to change without notice.

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what’s inside NEW HOME 05 FALL 2015

Publisher’s Message

Pittsburgh’s Homebuilders

Looking for a homebuilder? These homebuilder listings are for newcomers, current residents and all professionals in our residential real estate business community.

The best our region has to offer!

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What’s Trending In Our Housing Market The financial crisis is still the genesis of many of our current trends. Combined with changing attitudes of Millennials and Baby Boomers, financial realities, a supply shortage and demographics, our market is set for some unconventional trends for the 2020s.

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Know Before You Owe Replacing good faith estimates with new truth-in-lending disclosure forms.

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Project Profile The River’s Edge of Oakmont This site has a rich history, a great location on the water and walkability to restaurants, shops and the vibrant business community of Oakmont.

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Builder Profile T. D. Kelly Company Maintaining low overhead and efficient operating costs, while focusing on high finishing detail and solid construction has established T.D. Kelly as an excellent value in the luxury home market.

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Residential New Construction Listings New residential developments, locations and home sites. Discover a home to match your lifestyle!

www.greaterpittsburghnewhome.com

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4 GREATER PITTSBURGH’S NEW HOME

| Fall 2015

Publisher’s Message

PUBLISHER

Kevin J. Gordon kgordon@carsonpublishing.com GRAPHIC DESIGN

Jaimee D. Greenawalt PRODUCTION

Carson Publishing, Inc. design@carsonpublishing.com CONTRIBUTING WRITERS

Jeff Burd Melissa McKrell Linda Simon Sarah Tuthill CONTRIBUTING PHOTOGRAPHERS

Michael Haritan Photography Millcraft Realty Services Dan Chmill Costa Homebuilders Rothschild Doyno Collaborative Howard Hanna Real Estate Services T.D. Kelly Company Brooks & Blair Homes Carson Publishing, Inc. Weaver Homes Eddy Homes ADVERTISING SALES

Kevin J. Gordon 412-548-3823 X202 kgordon@carsonpublishing.com SPECIAL THANKS

Celeste Begandy from Millcraft Investments, Tim Kelly and his staff at T.D. Kelly Company, John Thompson and Dan Mancosh from Brooks & Blair Homes, Mike Henry at Dollar Bank Residential Lending, Dave Green of First National Bank, John Carroll at Howard Hanna Mortgage Services, Greg Peluso from Heritage Security and Service Company, Builders Association of Metropolitan Pittsburgh, Coldwell Banker Real Estate, Dollar Bank, Heartland Homes, Howard Hanna Real Estate Services, Northwood Realty, Ryan Homes and Berkshire Hathaway HomeServices.

SUPPLY AND DEMAND

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he aftermath of the financial crisis of 2008 is still affecting our housing industry and the American homeowner. Our younger generation have very different expectations on how they view housing now and how it exists with their lifestyle choices. This financial crisis left too many houses for buyers which caused plunging values and changes in our mortgage market. Credit caution tightened lending and it was harder to afford a home and harder to qualify for a mortgage. These realities helped create a boom for apartment living, a new construction supply shortage and demographics that have changed housing demand.

Read how these trends and new expectations have set the stage for interesting changes in housing construction.

When I started Greater Pittsburgh’s NEW HOME in Fall of 2005, our goal was to create a comprehensive source of market information for newcomers, current residents and professionals in our residential real estate community. Our editorial content presents the best our region has to offer in new housing communities and individuals that showcase homebuilding and remodeling projects for today’s consumer. To that end, this issue of NEW HOME presents Pittsburgh’s Homebuilders, an annual listing of regional homebuilders designed to showcase products and services available in our region. These professionals are passionate about their industry and are assets to our growing regional community.

MORE INFORMATION

Greater Pittsburgh’s NEW HOME is published quarterly by Carson Publishing, Inc., 500 McKnight Park Drive, Pittsburgh, PA 15237; www.greaterpittsburghnewhome.com 412-548-3823 No part of this magazine may be reproduced without written permission by the Publisher. All rights reserved.

This information is carefully gathered and compiled in such a manner as to ensure maximum accuracy. We cannot, and do not, guarantee either the correctness of all information furnished nor the complete absence of errors and omissions. Hence, responsibility for same neither can be, nor is, assumed.

www.greaterpittsburghnewhome.com

Also in this issue of NEW HOME, read about the new beach front development along Allegheny River in Oakmont. This neo-traditional neighborhood is attracting much attention because of its closeness to the river and its enhanced feeling of connectedness to the Oakmont community. There is something for everyone, from upscale apartments to townhomes to attached and unattached single-family homes. Phase 1 broke ground in the Fall of 2014.

Let me also introduce you to Tim Kelly and his staff at T. D. Kelly Company. The son of a brick mason, Tim has been building homes since 1980. Minimizing stressors, responding to concerns, advising when asked and advocating for his clients’ interests is what draws customers in and keeps them coming back. T.D. Kelly is currently building in Meredith Glen, Chatham Court and Wakefield Estates in Adams and Mars Townships.

Until next time... Remember, before you buy, build or remodel, Greater Pittsburgh’s NEW HOME is required reading!

About the cover: A Michael Haritan photo of Millcraft’s Riverview Apartments in Downtown Pittsburgh.

Kevin J. Gordon

www.greaterpittsburghnewhome.com

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Economic cycles roll over every seven to ten years. It’s been that way in the American economy at least since the industrial revolution changed how people worked and where they lived. The many growth-and–recession cycles have an impact on housing – usually because a downturn has an impact on credit – but by and large the housing market is steady. It takes a truly unusual economic change to make a big impact on housing.

6 GREATER PITTSBURGH’S NEW HOME

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WHAT’S TRENDING IN OUR

HOUSING MARKET?

Photography by Michael Haritan. www.greaterpittsburghnewhome.com

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Photography by Michael Haritan.

T

he Great Depression was one such traumatic event, as was the post-World War II Baby Boom and flight to the suburbs. Some 60 years later, loose government credit policy created an unprecedented housing bubble and then a crisis unlike any since the Depression. The economic and regulatory aftermath of the financial crisis of 2008 was a seismic shift for the housing industry and the American homeowner. Against that economic backdrop, a young generation entered adulthood with very different expectations for how housing would serve their lives. This socioeconomic tsunami has created a housing market that has defied conventional rules of supply and demand since 2010 and has set the stage for some unconventional trends for the 2020s.

The financial crisis was the genesis of many of the current trends. The housing bubble left too many houses for buyers, which caused plunging values and led to chaos in the mortgage market. In reaction, regulations and credit caution tightened

8 GREATER PITTSBURGH’S NEW HOME

lending severely. Even as lending conditions have eased, regulations for lenders have tightened. It was harder to afford a home and harder to qualify for a mortgage. Combined with changing attitudes of Millennials and retiring Baby Boomers, the new financial realities created a boom for apartments, a supply shortage that has reached a critical level, and demographics that will alter housing demand. And as all these trends coalesce, the stage will be set for a new suburban housing boom.

The Apartment Boom Whether you live in metro Pittsburgh or another city in the U.S., it’s likely you’ve noticed that new apartments are springing up all over. While it’s easy to trace the apartment boom to the mortgage crisis and recession, there are actually several other factors driving the demand for multi-family living.

A wrenching crisis like the one that rocked the world’s economies in 2008-2009

| Fall 2015

certainly slows down the development and construction of new housing, especially if that crisis was caused by overbuilding and lending to unqualified borrowers. There is a difference between a slowdown and a shutdown, however, and those lenders and developers that survived the financial crisis continued to operate as the recovery began.

Lenders still needed to make their cash work for their depositors and investors and by 2010 the most attractive place to put money to work was in apartment projects.

While homebuilders dramatically overbuilt during the mid-2000s, the need for new housing didn’t go away after the crisis.

America’s population continued to grow by three million people every year and those people needed a place to live. Since singlefamily homes were either losing value or were too difficult to finance, people needing housing looked to rent instead.

Millions of people lost their homes in the recession, but that just meant millions more looking to rent. This surge in apartment demand made developing apartments

a winning proposition, which attracted lenders. By 2011, lenders were hungry for apartment projects and developers were jumping into the market with both feet.

Here in Pittsburgh, there hadn’t been the housing bubble that was experienced in California, Florida or Las Vegas. Prices didn’t spike and therefore didn’t plummet.

But the credit conditions and lending regulations are influenced by national events more than regional conditions, so apartments became more attractive to developers in Pittsburgh too. Just as influential as the market conditions were to apartment development, a cultural phenomenon called New Urbanism helped kick-start multifamily projects in Pittsburgh.

New Urbanism is a movement that values community and sustainability over space and privacy. Those that were attracted to the New Urbanism movement were looking for proximity to culture and wanted an environment where they could live, work and play without getting in a car to do each. New Urbanism looks at land and resources as finite, even in areas where land is available, and its followers value the frugal use of land that comes from denser living arrangements. As single-family development became more difficult, more and more Pittsburghers were attracted to city living. What those interested in urban living found in Pittsburgh was a city ripe for development.

Population in the City of Pittsburgh had declined for three decades prior to the turn of the century. That left prices for land and buildings lower than the suburbs and lower than comparable cities. City and county government had created incentives for urban development, making projects in the city that much more profitable. Pittsburgh also had an inventory of large factories and warehouses that adapted well to multifamily re-use. The stage was set for some interesting changes in construction.

Millcraft Investments is a Washington County-based developer that was instrumental in the success of Southpointe in the 1990s. By the time of the 2009 recession, Millcraft was shifting its focus towards Pittsburgh, looking for opportunities to

Photography by Michael Haritan.

“He was looking at other cities where people were moving back to downtowns. Pittsburgh was behind the curve on that. In Cleveland and Columbus they were already having success at revitalizing the downtowns,” says Andrea Bonivich, a residential broker for Millcraft.

repurpose some of those large but outdated older buildings. Its CEO, Lucas Piatt, had seen the impact of New Urbanism in other cities and was convinced it would work in Pittsburgh.

“He was looking at other cities where people were moving back to downtowns.

Pittsburgh was behind the curve on that. In Cleveland and Columbus they were already having success at revitalizing the downtowns,” says Andrea Bonivich, a residential broker for Millcraft.

Over the next few years, Millcraft undertook some risky projects, converting the former Lazarus store on Wood Street into the Piatt Place Condos and repurposing seven buildings along Fifth Avenue and Market Street into the Market Square Place Apartments. The company’s biggest roll of the dice was purchasing the former 16-story State Office Building to convert it into 218 luxury apartments. The success of these projects was a key to the resurgence of Market Square and the ultimate revitalizawww.greaterpittsburghnewhome.com

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tion of the Fifth/Forbes corridor. Making the projects work was difficult, however, and many observers thought that Millcraft had misjudged the market. Piatt never wavered from his vision of a new downtown neighborhood.

“Lucas said that if people are laughing at you and calling you crazy, you’re probably doing the right thing,” chuckles Bonivich.

Millcraft’s projects were early examples of dozens of apartments that were developed in Downtown and the urban fringe. That’s a wave that continues today.

As of October 1 there were roughly 4,800 multi-family units in the planning pipeline, meaning proposed but not under construction. If completed, these projects would bring the total number of apartments added to the building stock during a threeyear period to roughly 11,000. During the same period, only 8,000 new single-family units were built. That’s a complete reversal of the historical norm.

In metropolitan Pittsburgh, during the time period that the Great Recession impacted the housing market most (20082012), there was an average of 1,811 new single-family detached permits per year and an average of 1,266 attached or multifamily units. Traditional single-family construction made up 58.8 percent of the starts, which was roughly comparable to the 63.7 percent share for single-family during the years 2000-2005. But the boom in apartments since 2012 has changed the market share dramatically. In 2013, only 36 percent of all dwelling units started were single-family detached and last year the share only grew slightly, to 40.4 percent. Through the first three quarters of 2015, the share of single-family has declined again to 36.9 percent.

While some bankers and builders are beginning to worry about apartments getting overbuilt, there is evidence that demand for housing is still growing and may actually still be outstripping supply.

The existing housing stock in metropolitan Pittsburgh correlates one-to-one with the number of jobs, at around 1.07 million.

It’s logical that one job would result in one new household. With that metric understood, the 11,000 new jobs in 2014 should have created demand for 11,000 new dwelling units, a figure that is more than twice the 4,873 units started. Job creation is up roughly 20,000 year-over-year; yet only 3,451 units have started thus far in 2015. There isn’t a one-to-one relationship of jobs and housing starts in any given year, of course, but over the course of five years or so, the correlation should be true.

Instead of that being the reality, there is a significant shortfall in new housing for the jobs created.

Certainly some of the demand for apartments is coming from the younger cohort, the so-called Millennials, who have been attracted to the region by the growth in natural gas and high technology companies working in Pittsburgh. That generation came of age during the mortgage crisis and does not possess the same investment

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10 GREATER PITTSBURGH’S NEW HOME

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mentality about home ownership that other generations have. But it’s also clear that some of the growth in multi-family and other attached housing products is due to the supply problem, only part of which can be traced to pent-up demand from previous under-building. What used to work for the traditional single-family development simply won’t work today. This trend is leading the Pittsburgh market to a place that would have been scarcely imaginable ten years ago: a housing shortage.

The Supply Bust While part of that supply problem is rooted in the lingering aftereffects of the mortgage crisis, there was also a coincidental shift in environmental regulation that was beginning to slow development before the financial crisis. The latter trend had already impacted Pittsburgh before the recession.

“The problem across the nation is that the availability of lots and the ability to develop land is severely restricted by

government regulations on how much land can be developed. That limits the number of lots and drives up the lot cost,” says Jim Eichenlaub, executive director of the Builders Association of Metropolitan Pittsburgh.

“That, coupled with the regulations on financing and appraisals, has had a severe impact on who can finance and develop land. That’s on a national basis but clearly we’re seeing that [in Pittsburgh] too.”

Eichenlaub notes that one of the effects of this trend is that suburban development has become more difficult and helped steer development to the urban centers, where development of dense and often decaying areas are receiving government subsidies to entice new projects.

One significant impediment to development that is not related to market conditions or regulations is the topography of Western PA. As you might expect, builders develop flat land first and work with more challenging sites as flat land is exhausted.

In a mature city like Pittsburgh, suburban sprawl has long since overtaken most farms

within a half-hour commute and growth of new construction over the past two decades has absorbed most of what we describe as “Pittsburgh flat.” That leaves steep sites that are difficult to develop, leave a lower ratio of usable land for lots, and drive the cost of what’s built higher.

This reality has created a higher premium for new construction than the market is accustomed to seeing and has made new construction for first-time buyers untenable. Topography is also dictating higher density for suburban development, meaning townhomes. That’s another trend that Pittsburgh buyers haven’t yet embraced in large numbers.

Another factor influencing development has been the merger of Heartland Homes with NVR Inc. The marriage of the region’s two largest builders created an entity that attracts more than 40 percent of the new homebuyers and is a selling machine. That makes the NVR companies more attractive to residential developers, who logically prefer creating a community that might be

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sold out in two years or less instead of one that may take five-to-seven years.

The makeup of the residential development community in Pittsburgh has also had a slowing influence on new construction.

Scott Blodgett, CEO of Infinity Homes, started his company in early 2013. He has hustled to find land and available lots as he has built Infinity over the past two years.

Blodgett sees the reluctance to develop multi-builder custom home communities as a risk-averse business strategy.

“Inventories go down almost every month from the previous month. Part of that is that when homes come on the market they sell so quickly,” says Howard “Hoddy” Hanna III, CEO of the region’s largest real estate company. “In almost every market we serve, it’s the same. Remarkably, it’s across every price range.”

There will certainly be some winners if demand stays ahead of supply but the net effect for the region isn’t positive. For homeowners, short supply means that the value of their homes will rise more sharply

quickly remedied. Municipal entitlement, state approvals and environmental regulations make the development of land for housing a two-year process. That’s the bad news. The good news is that developers, including some new entities, began reacting to the lack of supply a year or so ago.

New subdivision entitlement is up in a number of communities, especially those in high demand or that are flexible in approving higher-density projects. The cost of development is still a problem so projects that combine townhomes or apartments

“A lot of the bigger developers from back in the day have become more conservative,” Blodgett notes.

“When they were younger, they were more willing to take a risk to make a profit.

Now they are closer to retirement and not willing to take as much risk.”

For those developers willing to take the risk of undertaking a residential project, there has been a much less friendly borrowing environment. While rates have been historically low, most banks have had to work a few – or more than a few – bad residential developments off their balance sheets since the mortgage crisis.

While those deals are all essentially gone, the regulations that followed the crisis have made it unappealing for lenders to do residential development. It’s one more impediment to new housing projects.

Absent new development and with a strong, stable economy, the Pittsburgh region is facing a serious supply problem for housing. The economy isn’t forcing existing homeowners into relocation and new residents are finding little options for home ownership.

Photography by Michael Haritan.

every year. For apartment owners, the lack of single-family inventory will mean continued occupancy and higher rents. For renters, a shortage means higher rents and fewer lifestyle options. This upward cycle will make new construction more affordable at some point but until that happens, a shortage of housing will erode one of Pittsburgh’s principal lifestyle advantages: its affordable housing.

Market forces ultimately will react to the supply/demand imbalance and create opportunities that developers and builders will exploit. But unlike a scarcity of some consumer item, a housing shortage isn’t

with traditional single-family lots are more viable and offer first-time buyers an alternative community. The higher costs have pushed development another step further out from the current suburbs. Plans for new communities in places like Jackson, Lancaster and Lancaster Townships north and east of Cranberry area have been approved and new homes have been under construction for a year. Projects in these Butler County communities are happening on flatter, cheaper land and are making homes more affordable. Thus far, it appears that buyers are accepting the extra five or ten minutes of commuting to save a few dollars on their mortgages.

www.greaterpittsburghnewhome.com

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“With the completion of the Little Creek Road exit, the area north of Cranberry is very accessible for a commute,” notes Bill Weaver, president of Weaver Homes.

“It’s only an eight minute drive from that exit to the Route 228 exit in Cranberry.

If people thought of that far north as the hinterlands, it’s just not the case.”

Weaver, who has successfully developed quad and single-family neighborhoods recently at Bellevue in Cranberry Township and Vista Ridge in Adams Township, has secured land in Lancaster Township and is looking at property in Jackson Township. The Lancaster property is on a hill west of the iconic Log Cabin restaurant just north of Harmony. Weaver sees the highway and infrastructure improvements as keys to unlocking the area between Zelienople and Portersville.

then that there would be a stock market crash in 2008 when the average Boomer reached a more conservative age and began pulling money out of the market. While Dent’s reasoning about the 2008 crash was wrong, his assumptions about the power of the huge demographic activity were spot on. For those wondering about the future trends in housing, the demographic trends hold the key.

“For the next decade or so, that’s where the action in Butler County is going to be,” he predicts.

There is at least one new suburban community that is looking to buck the high-cost trend by building in an urban style. Former Heartland Homes CEO Marty Gillespie and his development partners are proposing Pine Creek, a 250-260 Photography by Michael Haritan. home neighborhood across from Pine Richland High School in Pine Township. Pine Creek will offer smaller Craftsman-style homes and townAs an example, in the early 1970s, when homes on smaller lots. Gillespie expects a large share of the Baby Boomers were in to take three-to-five years to complete the project and is counting on shifting demand their prime renting years, the U.S. saw the largest multifamily construction boom in from different demographics to buy his its history. Then, in the late 1970s, when more traditional American project. From rising numbers of Baby Boomers hit their a demographic standpoint, the timing 30s and they began buying houses in larger couldn’t be better. numbers, the U.S. saw the largest singleThe Demographics of the Future family construction boom of any time until the mid-2000s.

For futurists, there are few influences stronger than demographics. Author and investThe maturation of Millennials, retirement ment guru Harry Dent wrote The Great of Boomers and increasing number of Boom Ahead in 1993, predicting the ecoHispanic Americans will drive household nomic surge of the late 1990s and 2000s formations and housing trends over the that would result from the wealth accumunext 15 years, according to two national lation of the Baby Boomers. He concluded associations.

14 GREATER PITTSBURGH’S NEW HOME

| Fall 2015

The Mortgage Bankers Association (MBA) expects between 13.9 million and 15.9 million of additional households will be formed by 2024. The MBA report, titled “Housing Demand: Demographics and the Numbers Behind the Coming Multi-Million Increase in Households,” predicts that household formation and expected related housing demand will be driven largely by Hispanics, Baby Boomers and Millennials. This new market will be one of the strongest prolonged housing markets in history, demanding between 1.5 million and 1.7 million new units over the next nine years. That’s a huge increase in demand compared to the 820,000 units averaged annually since the 2008 crisis.

Steadily gaining in demographic influence, minority Americans are expected to impact the market for rentals, according to the Urban Institute. Over the next decade, a greater share of household formations will be minorities, whose history is skewed towards renting rather than home ownership.

The Urban Institute predicts that a majority of the 22 million new households formed in the U.S. between 2010 and 2030 will move into rental housing.

Urban Institute also predicts that within the minority demographics, Hispanic Americans will have the largest share of household formations. The MBA forecast is for an increase in household formations by Hispanics of more than five million units by 2024. As Hispanic and minority voters become more influential in electoral politics, Urban Institute expects to see public policy enacted that eases credit for increased home ownership for minorities, which have a wealth gap from non-minority borrowers. Such policies would spark demand for new homes.

As might be expected, Baby Boomers will impact the market dramatically, as that generation retires and ages. The MBA forecasts an additional 12.3 million to 12.9 million new households for those over 65 years old. Because Boomers made such dif-

ferent lifestyle choices than previous generations – and has more wealth to support itself – more retirees are expected to choose a new place to live than previous pensioners. Boomers built the “McMansions” of the previous decades and are accustomed to having living quarters that reflect their current lifestyle needs. That means moving to different housing, although not necessarily downsizing in the traditional way. It also means a boost for new construction.

“If you’re empty nesters looking to do what my sister Helen [Hanna Casey] calls right-sizing, you want to do new construction. You don’t want to go from say a 2,500 square-foot house that is 20 years old to a 2,000 square-foot house that’s also 15 or 20 years old. You want new,” says Hanna.

Hanna notes that the “right sizing” phenomenon often results in the homeowners going into a house that is roughly the same size as the one they are leaving (thus the change from “downsizing”) but with a layout that better meets the needs of their lifestyle. More often than not that means that a custom design is needed as a solution to the buyer’s updated needs. In the current market conditions, there are few, if any, custom options out there because there have been fewer lots available for new construction.

Barrington Homes is one of those custom homebuilders that have seen its business grow during the recent slowdown. Barrington’s founder, Mark Heinauer, says his clientele is spread across all demographic groups so that he hasn’t experienced an increase from the “right-sizers” but he has seen a bump from buyers who have the life experience that can inform decision-making.

centers. This history is why the Urban Institute is predicting that there will be demand for 2.5 million more apartments than normal during the next decade.

As influential as the Baby Boomers have been, their children are likely to be even more impactful, if for no other reason than their sheer size alone. Millennials are already the second largest cohort in the workforce and will overtake Baby Boomers before 2020. The influence of how younger people work is already being felt in how offices are designed. Their desire for more open, sustainable and collaborative space has made offices smaller and greener. Millennial aversion to home ownership is already driving part of the apartment boom.

But it is their impending parenthood that is the next big trend.

One of the world’s largest commercial real estate firms, CBRE, conducted an extensive survey in 2014 to research what it saw as a dramatic change in office usage in recent years. Like many observers, CBRE concluded that the work habits of the Millennials were changing what an office looked like. Buried in the research, however, were some details that shine light on how this younger generation thinks. That thinking was not as different as expected and it may offer a window into how this booming generation will act as it matures.

“Because we design our own houses, we have people come to us in that [emptynester] age bracket that we can create a custom home for,” Heinauer explains. “They aren’t necessarily building smaller but are building exactly what they want.”

For example, Millennial workers replied that they wanted space for quiet, focused work nearly as often as did Baby Boomers or Gen X-ers, with 86 percent looking for private space compared to 91 percent.

More surprising was the fact that Millennials were looking for more formal meetings (54 percent) than informal collaboration (51 percent) and were the lowest respondents looking for interaction through social media (30 percent). In fact, Millennials were twice as inclined towards formal meetings as Baby Boomers. For all of their alleged differences, Millennial workers may not be all that different.

The over-65 crowd is also expected to help provide after burners for the multifamily market. Like minorities, retirees have historically made up a larger share of the rental market, especially within urban

What does this mean for the housing market? Well, for one thing, it means that the largest generation now living in America isn’t all that different from its predecessors.

While cultural and financial factors may be

influencing more renting than buying and delaying marriage and child-rearing among 18-to-35 year olds, it’s more likely than not that Millennials will buy homes and raise children to the same extent as other Americans. That’s good news for an industry that has been under achieving for a decade.

As the next decade unfolds in Pittsburgh, the evolution of retiring Baby Boomers and maturing Millennials could impact the urban area significantly. Retirees have historically been the drivers of New Urbanism but the lion’s share of residents in the new Pittsburgh apartments has been under the age of 35. That means that those new residents are growing accustomed to the lifestyle amenities of neighborhoods like Downtown, East Liberty and Shadyside.

Many have chosen these neighborhoods because they are close to jobs in Pittsburgh’s emerging technology and life sciences industries. When those same young people begin to have children, the attraction to the lifestyle amenities is likely to be an incentive to buy a home nearby. But that motive will clash with one that has historically driven home-buying decisions: the desire to provide the best education for their children.

Perhaps no motive has been stronger for suburban growth over the decades than the draw of better schools. Whether it’s perception or reality, the Pittsburgh Public Schools aren’t viewed as one of the region’s best educational systems. That leaves parents with the options of a less desirable education, private school tuition or relocation to a suburban school district.

Will Millennial parents feel the draw of urban living stronger than the obligation to educate their kids in the best place possible? It’s possible of course but, like with their workplace choices, it is more likely that Millennials will choose parental instinct over lifestyle. In fact, history suggests that it’s most likely that tomorrow’s parents will choose to raise their children in a place like where they were raised. That’s good news for the homeowners in communities like Mt. Lebanon, Upper St. Clair, Hampton Township and the like. NH

www.greaterpittsburghnewhome.com

15

“Know Before You Owe”

16 GREATER PITTSBURGH’S NEW HOME

| Fall 2015

Lenders React to New Mortgage Disclosure Regulations

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Plain language, a little less paperwork, and new ways to compare and understand your mortgage— these are the results of the federal government’s brand-new makeover of the settlement process. On October 3, lenders across the country implemented TRID (TILA-RESPA Integrated Disclosures), two forms that replace the good faith estimate, the truth-in-lending disclosure, and the HUD-1 settlement form.

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Those in the lending industry say that the new “Know Before You Owe” forms are a win for consumers, who previously had to wade through overlapping and confusing documents about their loan terms. But the changes have been anything but simple for bankers, who are still working furiously behind the scenes to roll them out. New Home Magazine spoke with local lenders to explain why two simple documents are making waves throughout the industry—and what that means for homebuyers.

www.greaterpittsburghnewhome.com

17

Introducing the Loan Estimate and Closing Disclosure First, why the introduction of two new forms at all? The answer lies in decades of gridlock resolved by the Consumer Financial Protection Bureau (CFPB), which was created by the Dodd-Frank Wall Street Reform and Consumer Protection Act in 2010. The CFPB was tasked with creating a single mortgage disclosure that met two separate statutes, the Truth in Lending Act (TILA) of 1968 and the Real Estate Settlement Procedures Act (RESPA) of 1974.

Unifying these statutes had been a bureaucratic headache for years: in 1996, both the Department of Housing and Urban Development and the Federal Reserve System acknowledged that they could not combine the requisite forms under each act without legislative action. As a result, homebuyers encountered both the truthin-lending form (TILA) and good faith estimate (RESPA) three days after applying for a loan, and the HUD-1 (RESPA) during escrow.

Beginning in January 2011, the CFPB worked for a year and a half with a small communications firm in Washington, DC, not only to slash the amount of TILA and RESPA paperwork, but to go a step further and design documents that suit the way consumers digest financial information.

The bureau’s report of the work reads less like a bureaucratic missive and more like an enlightened plug for human-centered design. In “Know Before You Owe: Evolution of the Integrated TILA-RESPA Disclosures,” it shares that the ultimate goal was cognitive fluency, or “the ability of the design to give average people the confidence that they can read, understand, and make decisions.”

“At one level, this project was about designing disclosures—plain and simple,” the report reads. “Yet nothing is plain or simple about the consumers who will use these disclosures. In truth, consumers, like all of us, are widely different, frustratingly indifferent to some information, naively trusting at times, frequently unaware of

risks, and often willing to ignore anything that seems overly complex. At the same time, consumers are usually well-intentioned and want to make good decisions… the concept of a ‘good disclosure’ cannot be separated from a deep understanding of consumers: who they are, what they need, what they believe, and how they behave.”

The result? Just two forms, called the loan estimate and the closing disclosure, which were pilot-tested in ten cities across the United States. In both forms, there is an emphasis on showing which costs are fixed and which can change over time.

The loan estimate is a three-page document that shows the basic terms of the loan. In a prominent table titled “Can this amount change over time?” it supplies ‘yes’ or ‘no’ answers and supporting information on how the interest rate, monthly principal and interest, prepayment penalty, and balloon payment will or will not adjust. A projected payments table shows the amount the consumer would pay against the loan’s principal and interest in years 1–5, 6–8, 9–11, and

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| Fall 2015

12–30. Tables called “other costs” and “cash to close” clearly list all fees and services.

The closing disclosure is a five-page document whose design mimics the loan estimate, making it easier for consumers to compare it to their estimated costs. In an expanded cash-to-close section, a column titled “Did this change?” supplies ‘yes’ or ‘no’ answers for types of closing costs and a brief explanation for the change. A “summaries of transactions” section reworks HUD-1 language to explain the distribution of funds.

How TRID Functions in Practice, Not in Theory: What Lenders Think So Far “The forms are very good!” exclaims John Carroll, Vice President of Compliance at Howard Hanna Mortgage Services in Greater Pittsburgh. “The loan estimate isn’t anywhere near as confusing as the old truth-in-lending form, which is like reading Greek.”

But, he says, where the rubber meets the road is in implementation, echoing every single expert interviewed by New Home Magazine. Just before his interview, he was painstakingly progressing through a Mortgage Bankers’ Association webinar that answered 27 new questions about TRID. He jokes that these are the sorts of “mumbo-jumbo” topics that matter only to industry professionals, but which have mushroomed because of a lack of clarity and guidance around implementation.

“We’re replacing forms that have been around since 1974,” he says. “They’ve changed the whole language.”

Others agree: what is black-and-white to the consumer hasn’t been at all as stark for lenders and their partners.

“It’s not that clear-cut,” says Greg Peluso, owner of Heritage Security and Service Company in Aliquippa. He laughs: “My wife is a real estate agent, and she keeps asking me why I haven’t taught one of the TRID classes yet. But I’ve been watching

-

800.382.9967

412.621.4700

f e at u r i n g

people teach them for a year, and what they told us six months ago is no longer true.

I think everybody has the best intentions, but we’re still watching to see how everyone interprets it.”

Peluso, who prepares settlement papers for a wide variety of lenders, says that each of his partners has a different take on who should prepare and deliver the new forms, and differ further on scenarios such as refinancing or new purchases. But he is pleased by how the new regulations will prevent what he calls a “fire drill” for document preparation.

For transactions begun before October 3, it has been common for Peluso to get HUD-1 paperwork from lenders just an hour before closing. But now, the new closing disclosure must be in the homebuyer’s hands at least three days before the closing, preventing lenders from underwriting in the final hour.

He clarifies, “I believe that my lenders were always able to give pretty reliable good-

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SHADYSIDE, PA

SHoPAtfEAtHErS.com

www.greaterpittsburghnewhome.com

19

faith estimates. So it wasn’t like the buyer would say, ‘Oh my goodness, I had no idea about these costs.’ The costs were within the ballpark. The main thing that’s changing is how soon the lenders react to have paperwork for these transactions.”

Indeed, it’s the timing of when the new documents are delivered that has preoccupied much of the industry.

“TRID compliance has required lenders to evaluate and, in many cases, modify their workflow at almost every point from application to close,” says David Green, Senior Vice President and Director of Mortgage Services for First National Bank. “Preparation has been felt by internal systems and resources and vendor relationships, too.”

“TRID compliance has required lenders to evaluate and, in many cases, modify their workflow at almost every point from application to close,” ...

Like Peluso and Green, Carroll is quick to point out that while TRID is beneficial for borrowers, it has required all hands on Closing Disclosure deck from lenders and Closing Information their partners.

Date Issued 4/15/2013 “What most people outside of the industry don’t understand is that even though this appears to be only a change in documents, the reality is that because of the intricacies of the rules, and the requirements to produce the loan estimate and closing disclosure in a particular way, it’s required mortgage bankers and all lenders to overhaul their entire operations for who does what, when, where, and how. It is an exceedingly complex rule.”

Take the loan estimate, for example.

It must be delivered within three days of the consumer’s application, which requires six pieces of information: the consumer’s name, income, Social Security number (so that the

Closing Date Disbursement Date Settlement Agent File # Property Sale Price

bank can pull a credit report), the property address, and the property’s estimated value.

It doesn’t matter if the consumer provides this information on a form or through a conversation; there must be a record of the transaction, and the three-day rule applies.

“It’s an application in the sense that you think it’s an application,” says Carroll.

Carroll’s division has hired additional personnel to process these applications, ensuring that forms not only arrive in a timely fashion, but also meet new regulations for clerical accuracy. One of TRID’s less visible challenges has occurred post-settlement, when applications must be reviewed for errors such as an incorrect property address, or when the lender must remit a small amount of money to the borrower because a fee changed at closing time.

This form is a statement of final loan terms and closing costs. Compare this document with your Loan Estimate.

Loan Information

Transaction Information Borrower

4/15/2013 4/15/2013 Epsilon Title Co. 12-3456 456 Somewhere Ave Anytown, ST 12345 $180,000

Seller

Lender

Michael Jones and Mary Stone 123 Anywhere Street Anytown, ST 12345 Steve Cole and Amy Doe 321 Somewhere Drive Anytown, ST 12345 Ficus Bank

Loan Terms

Loan Term Purpose Product

30 years Purchase Fixed Rate

Loan Type

x Conventional FHA VA _____________ 123456789 000654321

Loan ID # MIC #

Can this amount increase after closing?

Loan Amount

$162,000

NO

Interest Rate

3.875%

NO

Monthly Principal & Interest

$761.78

NO

See Projected Payments below for your Estimated Total Monthly Payment

Does the loan have these features?

Prepayment Penalty

YES

Balloon Payment

NO

• As high as $3,240 if you pay off the loan during the first 2 years

Projected Payments Payment Calculation

Years 1-7

Principal & Interest

Years 8-30

$761.78

$761.78

Mortgage Insurance

+

82.35

+

Estimated Escrow

+

206.13

+

Amount can increase over time

Estimated Total Monthly Payment Estimated Taxes, Insurance & Assessments Amount can increase over time See page 4 for details

$1,050.26 $356.13 a month

This estimate includes x Property Taxes x Homeowner’s Insurance x Other: Homeowner’s Association Dues

— 206.13

$967.91 In escrow?

YES YES NO

See Escrow Account on page 4 for details. You must pay for other property costs separately.

Costs at Closing Closing Costs

$9,712.10

Includes $4,694.05 in Loan Costs + $5,018.05 in Other Costs – $0 in Lender Credits. See page 2 for details.

Cash to Close

$14,147.26

Includes Closing Costs. See Calculating Cash to Close on page 3 for details.

CLOSING DISCLOSURE

20 GREATER PITTSBURGH’S NEW HOME

| Fall 2015

PAGE 1 OF 5 • LOAN ID # 123456789

Changes in key loan terms will also trigger the delivery of a new closing disclosure to buyers, at which point they must wait another three days before the

closing can begin. That’s something of a change, says Mike Henry, Senior Vice President of Residential Lending at Dollar Bank.

“If you’re trying to do a short closing, it makes it more difficult. That’s one of the things that has the real estate community concerned.”

But, he cautions, not all of these changes are dramatically different. Prior to TRID, modifications to terms like the annual percentage rate also required a waiting period of three days before the closing could begin. Other time constraints, such as the minimum requirement of seven days to close, have been in place for a long time.

“A lot of the rules are fundamentally the same,” he says. “There’s just more plan-

software systems, like Dollar Bank, didn’t really have anything to do with the mortgage crisis to begin with.”

Henry believes that TRID is a positive improvement, but that it’s not going to turn the housing industry upside-down.

“The problems with the housing crisis were product-related, not document-related,” he says. “If you’ve ever purchased a home, you know there’s a pile of documents you have to sign. This hasn’t changed the pile, it’s just that some of the documents are a little different.”

How TRID Has Widened the Scope of Fee Estimates TRID rules govern three types of tolerances: zero tolerance, 10% cumulative tolerance,

“Before, we only had to quote our own fees. But now, if it’s in the borrower’s contract, we have to quote it,” says Carroll. “For example, we may be required to estimate the cost of the property inspection even though we don’t know the vendor and we’re not requiring the inspection. So our software has to anticipate these factors.

Some of this is good, but sometimes it’s a little bit of a stretch.”

With these new challenges, lenders were relieved when the original implementation deadline of August 1 was pushed back to October 3, the result of pressure from the mortgage industry and a bipartisan congressional committee. Lenders have also welcomed the CFPB’s grace period for TRID enforcement, which promises to provide “instructive guidance” and delay penalties for companies acting in good faith to implement TRID. The enforcement delay is especially critical because banks were not permitted to test the TRID procedures ahead of time.

“We had to ‘turn on’ the software for the first time on October 3, instead of running the new rules early with a few loan originators and our teams,” explains Carroll. “So we couldn’t see the issues that we could have adjusted in advance. The result is that situations have occurred that regulators were not aware of.”

As lenders take on new staff to accommodate TRID, there is the possibility that fee increases may be absorbed by homebuyers.

Consumers who are mortgage-shopping may also experience delays as lenders work to get up to speed.

ning that is going into the closing process.

And all of this planning is designed to keep the bad lenders from taking advantage of people. Of course, many of those lenders aren’t in business anymore anyway. One downside of the new regulations is that all the lenders who are now changing their

and unlimited tolerance. The new regulations have narrowed some of the requirements around tolerances, putting the onus on the lender to reimburse borrowers if a fee changes at closing. But what has notably changed are the types of fees that a lender is required to list on the loan estimate.

“It is still very early in the roll-out process, and we continue to evaluate the impact of the recent changes,” says Green. “At First National Bank, we are in close contact with realtors and our service partners, and actually host regular seminars and workshops to help our partners more fully understand the new environment and how to succeed in it.

By working together, we have an opportunity to improve the home-buying experience for our clients and to minimize any disruption they may experience as the industry strives to comply with TRID.” NH

www.greaterpittsburghnewhome.com

21

PROJECT Profile

The River’s Edge of Oakmont

22 GREATER PITTSBURGH’S NEW HOME

| Fall 2015

PROJECT Profile

T

Living Elegantly Along Pittsburgh’s Beach

he lyrics to a popular song penned in the 1970s proclaimed that “Everything old is new again.” That notion captures an undeniable trend in home building today known as neo-traditional or new urban neighborhoods, with the latest such offering nestled on a quarter mile parcel of land along the Allegheny River at Oakmont. Called the River’s Edge, this new riverfront community blends the quaint feel of old time Americana with convenient walkability to amenities and easy access to Pittsburgh, all set against a backdrop of scenic splendor. Developed by Brooks & Blair with Rothschild Doyno Collaborative serving as the architec-

tural firm, the River’s Edge embodies the desire that, as the song continues, “Dreams can come true, when everything old is new again.”

Given the interest in homes at River’s Edge, that “dream” lifestyle is appealing to a wide range of folks. According to Darlene Hunter, Vice President and Regional New Home Manager, Howard Hanna Real Estate Services, this neotraditional neighborhood is attracting the attention of local residents as well as garnering interest from those in the eastern suburbs such as Monroeville, Murrysville, and others. “Oakmont is a lovely, charming area with the new Hulton Bridge enhancing accessibil-

ity to Pittsburgh,” she said. “This has relieved the concern about the area’s access in terms of commuting to parts of the city.” Further interest in the River’s Edge has stretched far beyond the southwestern Pennsylvania region.

“Those relocating from other parts of the country are looking for this [neotraditional] type of living,” she added.

“They are more accustomed to this type of neighborhood than those in our region. There’s just a great amount of appeal at River’s Edge for many types of buyers.” She also sees this concept of living in the planned community of River’s Edge as one exuding a quaint neighborhood feel with the similar exterior’s look and charm. www.greaterpittsburghnewhome.com

23

PROJECT Profile

Developers John Thompson (L) and Dan Muncosh of Brooks and Blair Homes.

Tony Ferro, Howard Hanna Real Estate Services – On Site Office for River’s Edge, agrees. “The Oakmont location for this project is blessed with a rich history, a great location on the water, and the walkability to restaurants, shops, the library or movies and the well-known Oakmont Bakery - everything is at your fingertips.”

That also includes the renowned Oakmont Country Club, noted as one of the five top golf courses in the world and host to eight U.S. Opens soon to include one scheduled in 2016. Developer John Thompson, Principal, Brooks & Blair Homes, is no doubt passionate about the River’s Edge project.

He harkened back to the days of the great

24 GREATER PITTSBURGH’S NEW HOME

river towns in which industry hugged the riverfront and homes, particularly larger homes, populated the hills away from the shoreline. Here, Edgewater Steel, a small company producing wheels and more for rail, aviation and aerospace industries worldwide, shaped a way of life along the Allegheny River and aided in the development of Oakmont as a model factory town, according to local historians. After a rich 85-year history, the plant closed its doors in October 2001 with its buildings demolished in 2005. What remained was a large tract of land that was divided into two sections for remediation and redevelopment for varied uses, including greener

| Fall 2015

residential neighborhoods. When both Thompson and his partner, Dan Mancosh, investigated the property that was once part of the Edgewater Steel plant, “we thought this was one of the last places with a waterfront that you could walk out to and dip your toes in the water,” Thompson mused.

Indeed, as the Bell family, one of the first and longest owner of Edgewater Steel, had done - clearing a section of the plant property for a small beach, adding a threehole golf course, a school and other, similar amenities that contributed to a close-knit family of workers - so too was that the intent of Thompson and Mancosh for this current project, only on a grander scale. In

PROJECT Profile

fact, Thompson describes the quartermile property as a kind of beachfront for those who enjoy water views and/or activities on the water. With the city of Oakmont welcoming this project that incorporates green space, fitness trails and attention to detail, Thompson and Mancosh embarked on a “big, exciting plan that focused on a quality product, good value and happy customers.” Calling on Rothschild Doyno Collaborative, with whom Brooks & Blair had a long working relationship, the architectural firm was asked to look at the property and render a plan with a vision of continuing Oakmont’s Allegheny Avenue down to the river. “So much of the river was hidden and disconnected from the town,” explained Ken Doyno, Partner, Rothschild Doyno Collaborative. “Getting a river space at the end of Allegheny Avenue made sense so the buildings were designed to enhance that feeling of connectedness.”

But just what characteristics comprise this seemingly coveted neo-traditional feel? At a basic level, a new urban or neo-traditional build recognizes how structures relate to

“So much of the river was hidden and disconnected from the town,” explained Ken Doyno, Partner, Rothschild Doyno Collaborative. “Getting a river space at the end of Allegheny Avenue made sense so the buildings were designed to enhance that feeling of connectedness.” their location and how the environment is fostered by the new buildings and design.

At River’s Edge, the ideals of the neighborhood are reflected in the homes with their front porches and smaller front yards lending itself to closer ties to the streets where “you can walk past others either on their front porches or also walking,” explained Doyno. “We wanted to make sure that the community is made up of people … with the houses allowing the people to participate in the community.” He proffered that the River’s Edge differentiates itself from other projects on several levels: its closeness to the river, the efficient use of the site itself, greater land space for the river park and tree-lined streets due to less yard space, giving it a more urban feel. Similarly, garages are typically located in the alley side

of the homes so front stoops and sidewalk traffic enjoy fewer traffic interruptions. As Phase I home building comes to fruition, construction of the River’s Edge Clubhouse will ensue with spaces for residents to host social gatherings, an adjoining pool, and fitness facilities. Boat docks, too, will become available for purchase or lease to residents interested in navigating the river for recreational or sporting pursuits. But all can avail themselves of the plethora of existing public spaces and walking trails that entice the casual walker or more adventurous trekker. All in all, Thompson views the River’s Edge as a “change of lifestyle, a whole different way of living than that found in the suburbs.”

At River’s Edge, there is something for everyone from upscale apartments to townhomes to attached and unattached single-family homes. With Phase I groundbreaking in the fall of 2014, the project opened with a structure of 35 luxury apartments, with the potential for an additional 45 units, and single family homes. “We quickly found a niche in the market for townhomes, a product we did not have when we opened,” noted Hunter. But soon thereafter, townhomes were developed and priced in the mid-$380,000s. “Diversification of the project has enabled us to attract a new set of buyers,” she continued.

And it’s no wonder that just over 50 percent of the apartments are leased. The building itself boasts an elevator, interior postal kiosk, interior trash rooms on each floor, garages and a party room “so that everything is self-contained,” Ferro said.

As an added feature, a third floor fitness center overlooks the wooded terrain thanks to glass walls encasing it, taking interior exercise into nature without leaving the building. The apartments themselves range in size from 1,036 to 1,300 square feet

www.greaterpittsburghnewhome.com

25

PROJECT Profile

styled with two bedrooms/two bathrooms; three bedrooms/two and a half bathrooms, or a one bedroom, den and two bathroom option with leases ranging from $1,550 to $2,220 per month. But there’s more!

The fourth floor offers a breathtaking oasis featuring an outdoor courtyard for all residents to relax, socialize or seek some quiet time while enjoying a panoramic view of the river valley.

But if it’s a larger home you’re looking to purchase, the River’s Edge accommodates all in a big way with a range of townhomes and single-family dwellings. Attached and unattached single-family homes specifically designed for the site offer 2,500 to 3,900 square feet of living space and start in the mid-$400,000. Townhomes, also specially designed for the site, hold a generous 2,500 square feet for $390,000. The homes, a “throwback to old Pittsburgh” as Ferro refers to them, are built with 10-foot ceilings, elegantly turned staircases between floors, optional four-piece crown moulding and high end finishes throughout, but all with very adaptable and flexible floor plans. “Each home can be different depending on the customer’s needs,” Ferro stated. “We can create the ideal floor plan based on those needs.” To date, 47 homes

26 GREATER PITTSBURGH’S NEW HOME

have been released for sale in three distinct sections of Phase I: two and three-story attached homes in The Boulevard, ranging from $400,000 to the low $500,000s with easy access to amenities; two story attached single family homes with a first floor master suite in the Creekside section, priced in the mid-$400,000s and offering serene views of the wooded shores of Plum Creek, and two and three-story homes in the Grand Allee, listed in the high $500,000s with the homes surrounding Water View Park, an outdoor area for residents to engage in social activities, exercise or enjoy a cookout in one of the picnic pavilions. For those desiring to live at the water’s edge, 11 lots have been designated. Buyers here may choose their own design and work with the project’s architect. These home sites have a back yard and forego the rear entry garages touted in the other sections of the neighborhood. With ample space starting at 3,500 square feet, and proximity to the water, these properties start at $850,000 for the most discerning of buyers.

But who are the buyers embracing this laidback lifestyle loaded with conveniences just footsteps from their front doors? Hunter and Ferro report that there has been a mix including young professionals, those with

| Fall 2015

established careers, and empty nesters. “We have empty nesters who don’t want to buy a home right now, but want to maintain a residence here so they are leasing an apartment,” Hunter explained.

“They see this as a more economical alternative and customizing the unit as a unique opportunity.

Some want a longer lease, even up to five years.”

Ferro observed that those with established careers, who may be downsizing, may have one residence in the Oakmont project part of the time, and another residence out of state.

And, not only do the single family properties appeal to young families, other planned amenities such as the “Tot Lot”, an outdoor playground devised with a child’s safety in mind, has its appeal, as do the local schools and in-town Carnegie Library, free and open to the public. For all residents, the low Home Owner’s Association fee ($150 a month), ensures a uniform look throughout the neighborhood and covers grass mowing, snow removal, mulching, shrub trimming and other, similar tasks.

A most prestigious turn of events came in the form of an award to River’s Edge presented to Rothschild Doyno Collaborative and Brooks & Blair by the American Institute of Architects – Pittsburgh. The Award for Regional and Urban Design recognized them for excellence in design - one that enhances the quality of life and the uniqueness of the properties. Attention too, has been paid to sound building practices that include the use of Energy Star® appliances, top grade insulation, the extensive use of brick, hardy board and lifetime shingles, among others.

With additional phases planned for the future, both Thompson and Ferro agree that River’s Edge is “truly a destination location.” NH

Builder Profile

Building Homes One Relationship at a Time

28 GREATER PITTSBURGH’S NEW HOME

| Fall 2015

Builder Profile

Tim Kelly at his 18th century farmhouse in Slippery Rock.

Tim Kelly didn’t set out to become a builder, let alone the man behind some of the North Hill’s most upscale homes and communities.

His father was a brick mason and as a young man, Kelly gravitated towards construction projects. However, he majored in industrial psychology in college, a seemingly unrelated field. His studies, paired with his passion for construction projects proved to be a unique combination that, from the beginning, gave Kelly the confidence to take risks. “The first thing I did was borrow everything I could and built a very expensive luxury home… just before the recession of 1980 got worse,” admits Kelly, who couldn’t sell the house for almost two years. So what did he do when it finally sold? He built another one, of course, and sold that one too. Soon, he was experiencing success and earning a reputation for building high quality luxury homes for the discerning buyer, and T.D. Kelly Co. was born 35 years ago.

www.greaterpittsburghnewhome.com

29

Builder Profile

The staff of T.D. Kelly Company (L-R) Tom Funk, Tim Kelly, Amanda Ruckdeschel, Kristina McCullough.

Walking the Walk

of the property was developed. “We were doing green far before it was ‘cool.’”

Today, T.D. Kelly Company continues to be known for its lasting quality and attention to detail, two terms Kelly concedes are over-used in his industry. “So many companies toss those words around so much that they’ve lost their meaning,” he says. “But we do things differently from most construction companies.”

Visit Abby Woods, one of Kelly’s early developments in Butler County and it’s apparent that when it comes to quality, he doesn’t just talk the talk. With large lots, mature trees, and park-like settings, his are not your average subdivisions. “I’m not looking to see how many houses I can squeeze into a community,” Kelly explains.

“Sure, I could have fit 30 or 40 more homes in this development, but I think it’s important to our clients to leave what we can and work around what’s there,” he says. In Wakefield Estates, only 60 percent

30 GREATER PITTSBURGH’S NEW HOME

| Fall 2015

“So many companies toss those words around so much that they’ve lost their meaning,” he says.

“But we do things differently from most construction companies.”

Once inside a T.D. Kelly home, examples of what sets them apart abound. From dramatic ceiling details and lavish moldings to custom cabinetry and unique paneling, impeccable craftsmanship is found at every turn. Unlike some companies that rush through a project to avoid disappointing their clients in the short-term, Kelly says that true quality takes time. “I’d rather get called out for being late than for not getting it done right.”

Many of these details are recreations of oldworld designs, and some are made at their very own woodshop located at the company “headquarters” – a picturesque farm in Slippery Rock where Kelly both works and lives. His home, though not one of his newly modeled masterpieces, is a painstakingly refurbished 18th century farmhouse, complete with all the hand-crafted woodwork and custom cabinetry you’d expect.

Builder Profile Loyal Partnerships A stone’s throw away from Kelly’s farmhouse and woodshop sits the office where some of his loyal employees work. Amanda Ruckdeschel, an accountant, handles all aspects of costs and financing and schedules service work after completion along with Krisina McCullough, the office manager.

“We all have worked together for so long,” says Ruckdeschel, who’s been with T.D. Kelly nearly 10 years. Not only does the company benefit from employee stability, but the clients do too. “I help keep our customers on track with their allowances and budget,” she explains. “Being here so long, I have a good relationship with the banks so I act as the middleman and can help clients through the entire process.”

Out in the field, Tom Funk and Charles “Chooch” Rader have been with the company for 28 years each. Funk is responsible for beginning construction phases including excavation, framing, drywall and exterior work. Rader organizes the completion of the home. “He’s also the guy who designs the fabulous woodwork that sets our homes apart,” Kelly adds.

“If we are going to put our name on it, we want it done right,” says Funk. “The bottom line is we want our customers to be 100 percent happy, and keep them involved through the whole process. “ The constancy of employees like Funk has a great deal to do with T.D. Kelly’s lasting relationships with customers and also its subcontractors and suppliers, some of which T.D. Kelly has worked with for 10, 20 and even 30 years. “The people we work with know what we expect of them,” says Funk. Kelly says these subcontractors

and suppliers are not chosen because they are the lowest cost but because the quality of their work is excellent and consistent with his high standards. “Partners working together year after year create work that dovetails together to build a fine home.

We’re all on the same page, not a bunch of individuals trying to make a quick buck,” he explains. “It’s different.”

to what consumers are looking for. “He does his research,” she says. “He even holds focus groups with people who have lived in his homes so that he can hear what they like and what they would change.”

Another long-term partnership key to T.D. Kelly’s success is with The Maier Team, a mother-daughter real estate duo that has been working with Kelly for over 20 years.

ments,” she shared. Kelly conceptualized Briar Hill because he himself could not find a community in the Jackson Township area that met his needs. He was looking for an upscale home with a big lot but close to restaurants, shopping, and major highways.

“I saw a need for a custom home community in the area, so I set out to build one.”

“We agree with Tim that providing the very best service is essentially about putting our clients first,” says Kim Maier, the daughter of the Berkshire Hathaway HomeServices The Preferred Realty team.

“This means keeping ourselves accessible, being a good listener as well as a good communicator, and responding quickly to your needs.”

Maier attributes much of the company’s success to Kelly’s ability to listen carefully

A dependable relationship between builder and realtor is important to both Maier and Kelly. “We’ve known each other for a long time. In fact, I knew Tim because I grew up in Briar Hill, one of his first develop-

Staying Ahead of the Curve After success at Briar Hill, Kelly went on to develop Abby Woods in Jackson Township and more recently, homes in Meredith Glenn and Chatham Court, both in Adams Township, and Wakefield Estates in Cran-

www.greaterpittsburghnewhome.com

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Builder Profile

berry. “We essentially created a new market, even though it went against the grain,” Kelly says. “Real estate people told us we were taking a huge risk in these ventures by building houses above $750,000 in Butler County.” The risk paid off – they’ve sold ten of 17 multi-family homes in Chatham Court, for example, some of which are up to $1 million. “It’s a small niche but we only need 17 buyers. We would never have built 70 of them.”

One of those 17 buyers is Ron Taylor.

“This is my fifth time building a home,” 32 GREATER PITTSBURGH’S NEW HOME

Taylor says. “All have gone well, but working with Tim has been especially easy.”

Taylor and his wife, who are moving from a house on seven acres of land, were looking for a home with less maintenance, but with all the luxuries of an upscale neighborhood. “There aren’t many to choose from,” Taylor reports. “We just happened to drive by the development, and it was perfect. Chatham Court is one-of-a kind.”

Many agree. In fact, Chatham Court received the 2013 and 2014 Builder’s Association of Metropolitan Pittsburgh

| Fall 2015

(BAMP) Housing Excellence Award for Best Multi-Family Home of the Year over $500,001. This award is judged on the builder’s use of materials and space, interior design, exterior design and curb appeal.

The company also earned the Housing Excellence Award for best single family home from $850k to 1MM in 2014.

Accolades aside, the company’s ultimate goal is to help clients enjoy the process of creating their new homes. “Tim and his team have been extremely accommodating as we worked together to make changes

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and modifications throughout the process,” adds Taylor.

What Brings Them Back Minimizing stressors, responding to concerns, advising when asked and advocating for their clients’ interests is what draws customers in and keeps them coming back. Take Sherryl and Mark Nufer for example, who are finishing up their third project with T.D. Kelly Co. Before moving to Chatham Court, they were at their Abby Woods townhome for eight years.

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33

Builder Profile “I’ll never forget when we walked into that house at Abby Woods,” she recalls. “The finish work, the choice of materials, the hand milled Brazilian cherry floors – it was exquisite. It was as if Tim was reading our minds.”

They loved their first T.D. Kelly home but like the Taylors, the Nufers wanted a lower maintenance villa and had no question that they’d go right back to T.D. Kelly to find one. “We knew the quality we would be getting and who we’d be working with,

because his people have been with him for all these years!”

Maintaining low overhead and efficient operating costs, while focusing on high finishing detail and solid construction has established T.D. Kelly as an excellent value in the luxury home market. “But these are not small financial endeavors,” admits Nufer, who has just completed a basement renovation using Kelly and his crew. “Trust is a key word, and we have utmost trust in them.”

At the completion of every home, Tim Kelly and his crew do a walk through inspection. Maier says it’s unlike any walk through she’s seen. “Each room is inspected wall by wall, inch by inch. Trim, paint and other repairs are completed immediately.

If some paint needs to be touched up, the painter is there. Everything gets done on the spot.”

“I tell Tim that his next development needs to be a high-end assisted living,” jokes Nufer. “We don’t ever want to leave him!”

Latest Developments: Where to find a T.D. Kelly Home

Meredith Glen

Chatham Court

Wakefield Estates

Located in Adams Township, Meredith Glen consists of one to two acre home sites starting at $800,000. These luxury estates are bordered by mature trees and lined with meandering sidewalks. The location offers easy access to major highways and is within walking distance of Mars Area Schools.

Located in Adams Township, Chatham Court is a community of maintenancefree paired villas. With home packages ranging from $600,000’s to over $1,000,000, the T.D. Kelly custom homes there feature European stone and brick facades, first floor master suites and gourmet island kitchens, security systems and lawn irrigation systems.

Wakefield Estates in Cranberry Township is an exclusive forty-acre development near the Cranberry Highlands Golf Course. The tree-lined community consists of only 26 home sites, each over an acre. Home packages range from $700,000 to over $1,000,000.

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35

NEWHOME

2015 Pittsburgh Homebuilders How can you make your dream of owning a new home a realty? The following list of professional builders offer the newest technologies, amenities and creative home designs to help you make informed decisions.

36 GREATER PITTSBURGH’S NEW HOME

| Fall 2015

Bachman Builders Barrington Homes Brennan Builders Brooks & Blair Homes Costa Homebuilders Dan Ryan Builders Douglas Erdley Custom Homes Eddy Homes Executive Developers Heartland Homes John Hobart Miller Infinity Custom Homes Kacin Kaclik Builders Keith Homes LAD Construction Company Millcraft Real Estate Services Paragon Homes Primrose Homes PWCampbell Richland Holdings Rossman Hensley Ryan Homes S&A Homes Schumacher Homes Signature Homes Spagnolo Custom Homes Stambrosky Homes Suncrest Homes T.D. Kelly Company Traditions of America Weaver Homes

Brooks & Blair Homes, LLC

Bachman Builders, Inc 535 Carnot Road Moon Township, PA 15108 T. 412.264.4069 www.BachmanBuilders.com David Bachman, President Info@bachmanbuilders.com

Building with integrity since 1996 isn’t just a motto at Bachman Builders.

It’s a way of life. With a wealth of architectural knowledge and construction technique, Bachman Builders possesses a diverse portfolio of homes within a wide price range. Our clients bring their unique dreams, ideas and budgets to us and together, we develop a truly custom home. Bachman Builders has never built the same home twice. Call us today for your custom homebuilding experience.

Barrington Homes Incorporated 412-655-8999 www.BarringtonHomesPA.com BarringtonHomes@gmail.com

Barrington Homes is a leader of custom luxury homes in the North Hills of Pittsburgh (Allegheny and Butler County). The Builders Association of Metropolitan Pittsburgh awarded Barrington Homes first place in the $1M – $2M category and first place in the $650K-$850K category for the 2014 Housing Excellence Awards. Schedule a meeting today with our designers to discuss your wish list so that they can begin design work on your custom home.

Brennan Builders

800 S Washington St. Evans City, PA 16033 T: 724-865-2929 www.BrennanBuilders.com Tricia Brennan Sales@brennanbuilders.com

For over 55 years we’ve been building high quality custom homes in Northern Allegheny and Butler Counties. Building a new home doesn’t have to be scary, our process makes building fun and easy. In our state-ofthe-art Home Studio, we have brought everything together in one place.

We believe that your home is an expression of yourself and tells your story so we have equipped our Home Studio with everything you can possibly imagine.

310 Seven Fields Blvd.

Seven Fields, PA 16046 www.theriversedgeatoakmont.com T: 724-741-2300 Dan Mancosh dan@ARBuilding.com

Pittsburgh natives, Daniel J. Mancosh and John F. Thompson, Jr., make up the experienced team of Brooks and Blair Homes. Building beautiful homes at affordable prices without sacrificing quality is their expertise.

Daniel Mancosh is currently the President of A.R. Building Company, a large Shadyside firm that specializes in the management and building of hundreds of multi-family homes and commercial buildings. Mr. Mancosh is involved in all aspects of design, planning and management of financial operations of all construction. John Thompson is the Senior Vice President of Construction for A.R. Building Company. He has been in the construction industry for twenty-three years. Mr. Thompson is a hands-on builder who can often be found on the site. Mr. Thompson is responsible for land acquisition, land development and building construction. Brooks and Blair Homes is a perfect partnering of experience, providing affordable quality homes.

Costa Homebuilders

600 Hayden Boulevard (Rt. 51) Jeff Costa Tony Ferrare 412-384-8170 www.CostaHomebuilders.com

Costa Homebuilders Build On Your Lot approach begins with a personal build-on-your-lot specialist who will assist you in locating a lot to build on. If you already own a lot, Costa will work with you to develop the best plan possible in building your dream home. Costa’s New Life Custom Home Building Process with reduce the stress in home building and help you save time and money.

Douglas Erdley, LLC Custom Homes

144 Breakneck Rd Ford City, PA 16226 T: 724-763-3692 www.erdleyhomes.com Douglas Erdley steadybull@windstream.net

We are a third generation home building company tailoring our services to meet our client’s specific needs! With Over 20 years of experience, we have a highly trained team of contractors to complete the building or renovation of your home, whatever the job may be. As general residential contractors, we can expand a kitchen into a dining area, build out an extra closet (or two) and make your home a more comfortable living space for you and your family. We give each project individual personalized service!

Working one on one with our clients to get the house that fits their budget, we offer: Administration and Supervision from Inspection to Completion, Cost Saving Recommendations, Project Scheduling and Quality Control.

Eddy Homes, Inc

242 Station Street Bridgeville, PA 15017 T: 412-221-0400 Eddyhomes.com Jon Moritz JMoritz@EddyHomes.com

Eddy Homes is Pittsburgh’s premier luxury custom home and estate home builder, building and developing custom home communities of the highest quality and value designed to meet your lifestyle and tastes. Our solid reputation is built on our unsurpassed standards for quality craftsmanship, personal service, and integrity. As a family-owned and operated business, we feel privileged to have a hand in the vibrant communities where families work, play, and grow together. Build with Eddy Homes if you want the ideal building experience.

Dan Ryan Builders

1370 Washington Pike Suite 204 Bridgeville, PA 15017 www.DanRyanBuilders.com T: 724.939.1013 Kathy Cooper kcooper@danryanbuilders.com

Pittsburgh’s new builder of choice, Dan Ryan Builders’ brand is built on solid core values of quality, service and price to deliver well built, well appointed, energy efficient homes. Our company ensures the balance between location, price, amenities, and quality of life. We offer single family homes, carriage homes and townhomes in desirable communities surrounding the I-79 corridor to provide you and your family easy living.

Everywhere You Want to Be. Better Value. Better Living.

Executive Developers, LLC 208 Crawford Court Mars, PA 16046 T: 724-935-3932 (EXEC) www.execdevelopers.com Chris Cinker Chris@execdevelopers.com

Executive Developers, LLC has been a custom home builder in the Pittsburgh area for 30 years. Whether you are building a custom home, adding an addition, or remodeling your existing home, we will be there from start to finish. Once you make the decision to work with Executive Developers, you will have the opportunity to work with an architect to custom design the home or addition of your dreams, then sit back and watch as Executive Developers brings those dreams to life.

www.greaterpittsburghnewhome.com

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Heartland Homes

LAD Construction Company, Inc.

KACIN

One Penn Center West Suite 300 Pittsburgh, PA 15276 T: 724-949-0079 www.HeartlandLuxuryHomes.com Jodie and Ann Marie Sales@HeartlandLuxuryHomes.com

3875 Old William Penn Highway Murrysville, PA 15668 T: 724-327-6694 www.KACIN.com Jason C. Corna jcorna@kacin.com

For over 30 years, we’ve been passionately committed to building luxury homes of the highest quality and providing exceptional customer care.

Our goal is to exceed your expectations throughout every step of the homebuilding experience. Whether it’s the art and functionality of our single-family luxury homes, open floor plans and light-filled spaces of our townhomes or uncompromising luxury and innovative designs of our main-level owner’s suites, we always keep you, the owner in mind. We build homes and communities in Allegheny, Washington and Butler Counties – and Morgantown, WV – Monongalia County.

KACIN founder A. Richard Kacin has been building upscale residential homes, condominiums and communities in the Pittsburgh region since 1960. Headquartered in the Pittsburgh suburb of Murrysville, KACIN also manages the design and construction of an array of commercial and industrial facilities throughout western Pennsylvania through our sister company, KACIN General Contractors.

“ Our commitment to quality and customer satisfaction has earned us the reputation that gives us the leading edge in new home construction ”

ILDE

K

, LLC

ded 1985 Foun

John Hobart Miller, Inc.

Consecutive Housing Excellence Award winning, LAD Construction Company, Inc., brings nearly three decades of quality construction to the industry. Leon A. Dwinga, Jr., Master Builder, works directly with the client to custom design a home according to their specifications, lot, and budget and is an on-site, hands on builder that insures every detail is met.

RS

ACLIK

BU

1125 Noblestown Road Oakdale, PA 15071 PA 007781 www.ladconstruction.com T: 412-279-0250 ladco@comcast.net

1344 Freeport Road, Pittsburgh, PA 15238 T: 412-963-8842 www.johnhobartmiller.com John Miller, III johnhobartmiller@comcast.net

Kaclik Builders, LLC

From its beginning as a custom home builder in 1927, John Hobart Miller, Inc. has grown to become a well-recognized benchmark of quality in the Pittsburgh area. This tradition of home building excellence stems from a single-minded, company-wide dedication to quality and customer service.

Dedication to providing classic designs, fine materials and meticulous craftsmanship which has become the trademark of a John Hobart Miller home. Four times they have been awarded the designation of “Pittsburgh Builder of the Year” and received “Pennsylvania Builder of the Year” award.

The John Hobart Miller organization has excellent “in house” design capabilities to accommodate your specific design requirements and desires.

Christopher J. Kaclik, founder, owner and custom builder for Kaclik Builders, LLC, has been creating an impressive portfolio of premier custom homes in both Allegheny & Butler County since 1985. A Pittsburgh native, Chris, along with the experienced staff of Kaclik Builders, is one of the most successful custom home builders in the Pittsburgh area. Chris established Kaclik Builders’ reputation through his broad knowledge of the process, his hands-on approach, and his dedication to his customers. Whether a seasoned new home buyer, or a novice, Kaclik Builders’ team is committed to providing an experience that is both satisfying and pleasant. Kaclik Builders has earned its position in this industry by providing clients with the excellence, service and attention they desire, with results they are happy to live with.

1272 Mars Evans City Rd. Evans City, PA 16033 KaclikBuilders@zoominternet.net T: 724-432-3101 Christopher J. Kaclik, President

Millcraft Real Estate Services Pittsburgh PA 15222 T: 412-471-4900 www.MillcraftRealty.com Live@MillcraftRealty.com Mark Jennings & Racheallee Lacek

As real estate representatives, Millcraft Real Estate Services offers the flexibility to work with our diverse portfolio of home developers, including eco-friendly Terra Building Group, and modern developers R Kyndall Development Group and M Franko Properties. Our experienced team provides assistance throughout the course of choosing and buying new home construction. Alternatively, we have homes from our trusted developers ready for move-in. Our neighborhoods include Downtown, South Side, Lawrenceville and more.

Paragon Homes Infinity Custom Homes

401 Sparrow Court Cranberry Twp, PA 16066 T: 888-424-9424 www.buildinfinityhomes.com Amanda Druschel contactus@buildinfinityhomes.com

Keith Homes

Infinity Custom Homes is the areas premier custom homebuilder. With over 20 years of homebuilding experience Scott Blodgett, Infinity’s owner is committed to building high quality custom homes at an affordable price, all while creating an enjoyable and seamless buying experience.

The Infinity team focuses on customizing each individual customers home based on their specific wants and needs. They are now building in various communities throughout Allegheny, Butler and Washington Counties as well as on your own lot.

38 GREATER PITTSBURGH’S NEW HOME

2455 Park Avenue Washington, PA 15301 T: (724)223-0285 www.keithhomes.net Kim and Cherie info@keithhomes.net

Keith Homes, owned and operated by the Keith Family for more than 20 years, is a small-volume custom home builder committed to continual improvement and customer service while specializing in sustainable building techniques and quality craftsmanship. We concentrate on building a select number of energy efficient houses each year. Buyers who choose Keith Homes will be working directly with the principals of the company to turn their dreams and wishes into a fabulous new home.

| Fall 2015

5949 Steubenville Pike Robinson Township, PA 15136 www.VisitParagonHomes.com Scott Lantz 412-787-8807 Scott@VisitParagonHomes.com

Since 1987 Paragon Homes has been building custom homes that are unmistakably yours. Each Paragon home is designed to uniquely fit the family that calls them home. Since we were founded almost 30 years ago by a home buyer who dreamt of a better way, we have been taking the time to handcraft homes the right way, keeping our focus on the home buyers, helping them create the home of their dreams with an easy, enjoyable process. When quality counts, you deserve a Paragon Home.

Schumacher Homes Primrose Homes Inc.

215 Executive Drive Suite 101 Cranberry Twp., PA 16066 T: 724-778-0010 www.PrimroseHomesInc.com Jeff Martin jeffmprimrose@gmail.com

Founded over a decade ago, Primrose Homes, Inc. continues to be at the forefront of luxury, custom home building and remodeling in the Pittsburgh area. Our merit is unsurpassed in our building excellence, our national recognition, and our professionalism. We believe value is not simply calculated by the price, but by craftsmanship, finishes, and service.

The Primrose team is second to none and our goal is to build you the home of your dreams.

Rossman Hensley, Inc.

340 Greengate Centre Circle Greensburg, Pennsylvania 15601 T. 330-574-4884 www.schumacherhomes.com Mary Becker mbecker@schumacherhomes.com

At Rossman Hensley, our residential division services all of Western Pennsylvania. We have a team of craftsman that specializes in the high end residential market. From condominium build outs in downtown Pittsburgh to new home construction in the suburbs, our goal is to provide Western PA residents with a well built and luxurious home. Please don’t hesitate to contact us for a building experience that incorporates design, customer service, and craftsmanship.

Schumacher Homes, based in Canton, Ohio, is America’s largest custom homebuilder, with operations in 32 markets in 14 states across the country.

The National Housing Quality award winning company and recipient of the National Gold Winning Home of the Year has built over 12,000 homes since its founding by Paul Schumacher in 1992 – each one unique to the needs and lifestyle of the owners. Each Schumacher Homes location includes a one-stop design center that provides everything you need to complete your custom home.

Ryan Homes

Signature Homes

Since 1948, we’ve grown from a small, family-run business to become one of the top five homebuilders in the country. While there are many reasons for our success, they all revolve around three key factors: our commitment to customers, our consistent quality, and our personalized approach. At Ryan Homes, building a better home means continuously raising the bar.

That’s why 98% of our buyers say they would recommend us to family and friends. With over 60 years of experience, trust us to make your dreams come true. Building new home communities in Allegheny, Beaver, Butler, Washington & Westmoreland Counties.

Do you want more time to enjoy life?

All our Carriage Homes and Villas at the Fields of Nicholson have first floor Master Bedrooms. Maintenance free exteriors as well as professionally managed landscaping and grounds means more time to enjoy life: whether it’s a round of golf at one of three nearby private or public courses, a swim in the private pool or entertaining friends in the community’s club house ... the choice is yours. The Fields of Nicholson is located in prestigious Franklin Park Township at the intersection of Route 79 and Route 910.

1426 Pittsburgh Road Valencia, PA 16059 T: 724-443-5353 F: 724-443-5666 Jmartin@rossmanhenlsey.com

PWCampbell

109 Zeta Drive Pittsburgh, PA 15238 T: 800.253.7430 www.pwcampbell.com Dante Fusaro dante.fusaro@pwcampbell.com

PWCampbell is a leading design/build firm headquartered in Pittsburgh, PA with over 100 years of commercial and custom residential experience within the construction industry. A third generation professional organization, we provide homeowners the valuable benefit of a Design/ Build team that seamlessly works together to ensure that your project is coordinated with excellent care and quality from start to finish. Our extensive experience and expert knowledge paves the way for creative solutions to take hold, costs to be minimized, schedules streamlined and efficiencies realized. PWCampbell puts the wants and needs of the homeowner first and works tirelessly to ensure the finished product exceeds your expectations.

Richland Holdings, L.L.C. 1426 Pittsburgh Road Valencia, PA 16059 T: 724-443-4800 F: 724-443-5666 builder.jeff@gmail.com

The owners of Richland Holdings, LLC have a combined work experience of over 75 years in the construction industry. Over the past 10 years, we have overseen the construction of hundreds of multi-family dwellings and single family building lots in the North Hills. We are proud to announce the development of SHOFF FARMS, a 48 unit carriage home community in West Deer Township. Please don’t hesitate to contact us for available lots, floor plans, and financing.

One Penn Center West Suite 220 Pittsburgh, PA 15276 T: 724-249-6835 www.RyanHomes.com Kristen & Melissa ryanhomespittsburgh@nvrinc.com

20421 Route 19 Unit 105 Cranberry TWP, PA. 16066 T: 724-935-4453 www.signaturehomesadvantage.com Dan Sosso Danielsosso@yahoo.com Michael Kamon kamon888@mac.com

S&A Homes

300 Bilmar Drive Suite 290 Pittsburgh, PA 15205 www.sahomebuilder.com T: 1-855-SAHOME1 Lorrie Crummie LCrummie@sahomebuilder.com

S&A Homes offers 40 years of experience delivering high-performance homes throughout the Pittsburgh area. The company has received national recognition for its E-Home™, a high-performance home offering energyefficiency and high-quality products to ensure S&A Homes’ construction standards consistently exceed code. Every home the company builds is an E-home that is, on average, 45% more energy efficient than a new home built to code standards. S&A Homes maintains a 98% customer referral rating, features a true custom home building experience and backs every home up with a comprehensive 10-Year Warranty.

Spagnolo Custom Homes, Inc. 109 Gateway Avenue Suite 202 Wexford, Pa 15090 T: 724-935-7010 Angelo Spagnolo Spagnolochi@zoominternet.net

The Spagnolo Family has proudly been in the quality home building/ land developing business since 1955. Originally started by Carl J. Spagnolo and now headed by sons Angelo and Frank, we continue to strive to make our clients experience in homebuilding a very memorable one. 60 YEARS and still going strong! You can find our fine communities in Allegheny, Butler & Westmoreland Counties.

www.greaterpittsburghnewhome.com

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True Custom Home Building Since 1949

STAMBROSKY HOMES

PO Box 238 Presto, PA 15142 www.stambroskyhomes.com T: 412-257-3500 Danielle Stambrosky Mach 412-302-4184 daniellemach@howardhanna.com

Traditions of America at Sewickley Ridge

Stambrosky Homes was founded by George Stambrosky in 1949. When Stambrosky Homes was in its beginning stages, its focus was on great carpentry and craftsmanship. By 1972, Rick Stambrosky joined his father after graduation from the University of Dayton. From the mid to late 1970’s, father and son grew the company from building homes to neighborhoods. Nevillewood was one of their largest projects and Stambrosky Homes is still expanding themselves today. Current developments are in Peters Twp, South Fayette, and Collier Twp. The company has 12 key personnel that facilitate in the construction of new developments and construction of new homes as well as the original passion of their craftsmanship.

114 Union Court Sewickley, PA 15143 SewickleyLiving.com T: 412-534-4232 Monica Field info@traditionsofamerica.com

At Traditions of America at Sewickley Ridge, you can have it all - the home of your dreams, a luxurious Clubhouse and resort-style amenities - at a great value. What you won’t have? Yard work. Low-maintenance, awardwinning homes in this 55+ community give you the freedom to live bigger, Live Better at Sewickley Ridge.

Weaver Homes

PO Box 449 Mars, PA 16046 T: 724-814-9001 www.weaverhomes.com Kelly Dunn kdunn@WeaverHomes.com

Suncrest Homes, Inc.

3819 Old William Penn Highway Murrysville PA 15668 T: 724-327-1844 F: 724-325-7426 www.suncresthomespa.com J. Michael Ruefle, Jr., President Colleen Ruefle-Haley, Vice President

Suncrest Homes has been proudly building Custom and Semi-Custom Homes as well as room additions for 29 years. Suncrest has always been on the leading edge of new and innovative building concepts and designs. Whether open floor plans, Cottage Villas, Craftsman style homes or traditional living, you can be assured your dreams will be fulfilled by our team of experienced trend setting professionals. Six time Housing Excellence Award winner and members of NAHB, PBA and BAMP Suncrest Homes has homes and communities in Westmoreland and South Butler Counties.

With more than 25 years of design and building experience, Weaver Homes is the premier custom home builder in the Northern Pittsburgh region.

Our goal as a builder is to help make your dream home a reality through allowing you to tailor and expand upon our floor plans to suit your unique needs and desires. By working with only the best professional contractors, we offer the quality, integrity, service, attention to details, craftsmanship, and value you deserve in your forever home. Family-owned and operated, we take a very hands-on approach to our construction process. Building a custom home is one of the most emotional experiences you will ever have, and we take that to heart. We think of our homeowners as family; we believe it’s impossible to build someone their dream home without truly getting to know who they are as individuals, as a family member.

T.D. Kelly Company, Inc. P.O. Box407 Zelienople, PA 16063 T: 724-530-9980 www.tdkelly.com Tim Kelly Info@tdkelly.com

T.D. Kelly Company, Inc. has a history of building luxury homes in the Pittsburgh area for over 35 years. Our employees have been with us from 10 to 30 years. Very few building companies can boast that longevity and experience. Quality and attention to detail are two overused terms in the home building industry, but come and look at a model home that we’ve built. Our work speaks for itself and our homes become sound investments for our customers.

40 GREATER PITTSBURGH’S NEW HOME

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RESIDENTIAL

NEW CONSTRUCTION

NEWHOME can help you discover a home to match your lifestyle.

Custom single-family homes, carriage homes, townhomes or condominiums ‌ new locations and new homesites.

42 City of Pittsburgh 42 Allegheny County 45 Beaver County 45 Butler County 48 Washington County 50 Westmoreland County www.greaterpittsburghnewhome.com

41

CITY OF PITTSBURGH

CITY OF PITTSBURGH 151 First Side Downtown Pittsburgh Condominiums Priced from: $500,000 School district: City of Pittsburgh Agency: 151 First Side 412-586-5970 151firstside.com Angel’s Arms Southside Condominiums Priced from: $199,900 School district: City of Pittsburgh Agency: Northwood Realty Services 412-367-3200 Bedford Hill City of Pittsburgh, Homewood Single-family homes Priced from: $130,000 School district: City of Pittsburgh Agency: Northwood Realty 412-367-3200 northwood.com Columbus Square North Side Single family Priced from: $179,000 to $289,000 School district: City of Pittsburgh Agency: Fourth River Development LLC 412-231-4444 ColumbusSquarePittsburgh.com Hatfield + Home Lawrenceville Single-family homes Priced from: $300,000 to $420,000 School district: City of Pittsburgh Agency: RE/MAX Select Realty Christa Ross 724-779-1437 www.hatfieldandhome.com Hilltop Housing Initiative Beltzhoover Single-family homes Priced from: $89,900 School district: City of Pittsburgh Agency: Northwood Realty 412-367-3200 northwood.com

ALLEGHENY COUNTY

Jailhouse Commons Southside Townhomes Priced from: $399,900 School district: City of Pittsburgh Agency: Howard Hanna Real Estate Services 412-833-3600 howardhanna.com Riverside Mews City of Pittsburgh/South Side Contemporary townhomes Priced from: $545,000 School district: City of Pittsburgh Agency: One80 Real Estate Services LLC 412-318-4139 one80res.com

Summerset at Frick Park City of Pittsburgh/ Squirrel Hill Traditional Neighborhood Development Single-family homes, duplexes, townhomes, condominiums, apartments Priced from: $300,000 School district: City of Pittsburgh Agency: Summerset Land Development Associates 412-420-0120 summersetatfrickpark.com Sweetbriar Village City of Pittsburgh/Mt. Washington Townhomes Priced from: $240,000 School district: City of Pittsburgh Agency: Coldwell Banker Real Estate 412-521-2222 liveatsweetbriarvillage.com Vista Grande City of Pittsburgh/Mt. Washington Condominiums Priced from: $525,000 School district: City of Pittsburgh Agency: Howard Hanna Real Estate Services 412-481-0000 howardhanna.com Washington’s Landing City of Pittsburgh Contemporary Townhouses Priced from: $345,000 School district: Pittsburgh Agency: RE/MAX Select Shadyside 724-933-6300 X110 Wylie Ave. Homes East Allegheny /Hill District Single-family homes Priced from: $140,000 School district: City of Pittsburgh Agency: Northwood Realty 412-367-3200 northwood.com

ALLEGHENY COUNTY Altmyer Fields Marshall Township Courtyard single living Priced from: $330,000 School district: North Allegheny Agency: Weaver Homes 877-836-5320 weaverhomes.com Autumn Woods Moon Township Custom single-family homes Priced from: $330,000 School district: Moon Area Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Avonworth Heights Ohio Township Custom single-family homes Priced from: $425,000 School district: Avonworth Agency: Berkshire Hathaway HomeServices 412-367-8000 thepreferredrealty.com

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Bedner Estates Upper Saint Clair Single-family homes Priced from: $420,000 School district: Upper Saint Clair Agency: Heartland Homes 724-871-1712 HeartlandLuxuryHomes.com The Berkshires South Fayette Township Single-family homes and townhomes Priced from: $229,990 single-family, $189,990 townhomes School district: South Fayette Agency: Ryan Homes 412-914-2031 ryanhomes.com Blackburn Heights Sewickley Custom single-family homes School district: Avonworth Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Brandywine Elizabeth Township Single-family homes Priced from: $170,000 School district: Elizabeth Forward Agency: Maronda Homes, Inc 412-896-1845 www.marondahomes.com Camp Trees Pine Township Single-family homes Priced from: $410,000 School district: Pine Richland Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Castletown Franklin Park Custom single-family homes Priced from: $650,000 School district: North Allegheny Agency: Berkshire Hathaway HomeServices 412-367-8000 thepreferredrealty.com Castletown Franklin Township Single-family estate homes Priced from: $650,000 School district: North Allegheny Agency: Brennan Builders Real Estate Services 724-865-2929 Brennanbuilders.com Centennial Point Collier Township Townhomes and carriage homes Priced from: $210,000 townhomes, $250,000 carriage homes Chartiers Valley Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Chapel Harbor Fox Chapel Carriage homes, townhomes and single-family homes Priced from: $249,900 School district: Fox Chapel Area Agency: Coldwell Banker Real Estate Services 412-963-7655 liveinchapelharbor.com

Chapel Hill Estates Marshall Township Single family homes Priced from: $800,000 School district: North Allegheny Agency: Achieve Realty Chapel Pointe Fox Chapel Condominiums Priced from: $300,000 School district: Fox Chapel Area Agency: Howard Hanna Real Estate

Services

412-963-6085 howardhanna.com Chartiers Landing Robinson Township Single-family homes Priced from: $375,000 School district: Montour Agency: Berkshire Hathaway HomeServices 412-262-4630 thepreferredrealty.com Cimarron Moon Township Single-family homes Priced from: $249,990 School district: Moon Area Agency: Ryan Homes 412-264-5029 ryanhomes.com Cobblestone Ohio Township Single-family homes Priced from: $301,990 School district: Avonworth Agency: Ryan Homes 412-367-1927 ryanhomes.com Cobblestone Ohio Township Single-family homes Priced from: $320,000 School district: Avonworth Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Copper Creek Marshall Township Luxury estate custom homes Priced from: $1,200,000 School district: North Allegheny Agency: Eddy Homes 412-221-0400 EddyHomes.com Courtyards at The Preserves North Fayette Township Detached carriage, patio homes Priced from: $237,900 School district: West Allegheny Agency: Epcon Homes and Communities 412-548-3298 www.epconcommunities.com Cross Creek Hampton Township Single-family homes Priced from: $333,990 School district: Hampton Agency: Ryan Homes 724-443-0190 ryanhomes.com

Deerfield Ridge South Fayette Township Custom single-family homes Priced from: $375,000 Agency: Paragon Homes 412-787-8807 VisitParagonHomes.com Della Strada South Park Single-family homes Priced from: $229,990 School district: South Park Agency: Ryan Homes 412-945-3641 Ryanhomes.com Edgewater at Oakmont Oakmont Single-family homes, condos, townhomes, duplexes and apartments Priced from: $396,900 School district: Riverview Agency: KACIN 412-877-1055 www.KACIN.com E lane @ Carnegie Carnegie Garden style condominiums Priced from: $194,900 School district: Carlton Agency: RE/MAX Select Realty 412-633-9300 ext. 214 724-309-1758 elane.biz Emerald Fields Pine Township Single-family homes Priced from: $590,000 School district: Pine Richland Agency: Berkshire Hathaway HomeServices 724-776-3686 thepreferredrealty.com Emerald Fields Pine township Single-family homes Priced from: $550,000 School district: Pine Richland Agency: Heartland Homes 724-871-1702 HeartlandLuxuryHomes.com The Enclave Fox Chapel Single-family homes Priced from: $950,000 School district: Fox Chapel Area Coldwell Banker Real Estate Services 412-963-7655 pittsburghmoves.com/TheEnclave English Farms Pine Township Custom single-family homes Priced from: $460,000 School district: Pine-Richland Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com The Estates at Jefferson Jefferson Borough Single-family homes Priced from: $275,000 Agency: Coldwell Banker Real Estate Services 412-655-0400 pittsburghmoves.com /estatesatjefferson

Fair Acres Upper St. Clair Custom single-family homes Priced from: $600,000 School district: Upper St. Clair Agency: Prudential Preferred Reality 412- 833-7700 www.fairacresusc.com Falconhurst Forest Fox Chapel Single-family homes Priced from: $700,000 School district: Fox Chapel Area Agency: Howard Hanna Real Estate Services 412-963-6300 howardhanna.com Fayette Farms North Fayette Townhomes Priced from: $191,990 School district: West Allegheny Agency: Ryan Homes 724-218-1015 ryanhomes.com Fayette Farms Estates North Fayette Township Custom Homes Priced from: $400,000 School district: West Allegheny Agency: Keller Williams 412-787-0888

Fields of Nicholson Franklin Park Borough Custom carriage-homes from $553,900, Custom villas from $469,900 School district: North Allegheny Agency: Berkshire Hathaway HomeServices 412-367-8000 thepreferredrealty.com Forest Oaks at Wexford Wexford Single-family Priced from: $199,900 School district: North Allegheny Coldwell Banker Real Estate Services 412-366-1600 pittsburghmoves.com /forestoaksatwexford Forest View Indiana Township Single-family homes Priced from: $500,000 School district: Fox Chapel Agency: Howard Hanna Real Estate Services 724-772-8822 ricciuticonstruction.com howardhanna.com Foxwood Knolls Moon Township Single-family homes Priced from: $259,990 School district: Moon Area Agency: Ryan Homes 412-264-5029 ryanhomes.com

Georgetowne Pine Township Luxury townhomes Priced from: $529,000 School district: Pine-Richland Agency: Berkshire Hathaway HomeServices 412-367-8000 thepreferredrealty.com Grace Manor Robinson Township Townhomes Priced from: $170,000 School district: Montour Agency: Maronda Homes, Inc 412-329-7017 www.marondahomes.com Granite Ridge South Fayette Township Townhomes and single-family homes Priced from: $150,000 School district: South Fayette Agency: Maronda Homes, Inc 412-523-1547 and 724-307-3079 www.marondahomes.com Hampton Woodlands Hampton Township Single-family homes Priced from: $490,000 School district: Hampton Agency: Coldwell Banker Real Estate Services 412-487-0500 www.pittsburghmoves.com/ HamptonWoodlands Hartman Farns Franklin Park Single-family homes Priced from: $490,000 School district: North Allegheny Agency: Heartland Homes 724-949-0079 HeartlandLuxuryHomes.com The Heights of North Park Pine Township Custom single-family Priced from: $900,000 School district: Pine-Richland Agency: RE/MAX Select 724-779-7072 The HeightsofNorth Park.com Hidden Falls Fox Chapel Carriage Homes Priced from: mid $500,000 School district: Fox Chapel Area Agency: Howard Hanna Real Estate Services 412-963-6300 howardhanna.com Highland Country Club Ross Township COMING SOON Single-family homes School district: North Hills Agency: Ryan Homes 724-249-6835 ryanhomes.com

The Highlands Plum Borough Single-family homes Priced from: $249,990 School district: Plum Borough Agency: Ryan Homes 412-793-4797 ryanhomes.com Highpointe II Scott Township Luxury Townhouses Priced from: $274,900 School district: Chartiers Valley Agency: Howard Hanna Real Estate Services 412-833-3600 howardhanna.com Hunters Fields Jefferson Hills Borough Single-family homes Priced from: $200,000 School district: West Jefferson Hills Agency: Maronda Homes, Inc 412-405-9470 www.marondahomes.com HyTyre Farms West Deer Township Carriage Homes Priced from: $224,000 School district: Deer Lakes Agency: Richland Holdings, LLC 724-443-4800 Jefferson Estates Jefferson Borough Carriage homes Priced from: $199,000 Agency: Coldwell Banker Real Estate Services 412-655-0400 pittsburghmoves.com/jeffersonestates Lake MacLeod Pine Township Single-family homes PRICed from: $900,000 School district: Pine-Richland Agency: Achieve Realty 412-720-9033 barringtonhomespa.com Lake MacLeod Pine Township Single-family homes Priced from: $750,000 School district: Pine-Richland Agency: Coldwell Banker Real Estate Services 412-487-0500 or 412-366-1600 lakemacleod.com Langdon Farms Pine Township Single family homes Priced from: $725,000 School district: Pine-Richland Agency: Achieve Realty 412-720-9033 barringtonhomespa.com

Legacy at Nevilleside

Collier Township Carriage homes Priced from: $311,990 School district: Chartiers Valley Agency: Ryan Homes 724-693-8140 ryanhomes.com

Lenox Place Finley Township Villas and townhomes Priced from: $211,900 School district: West Allegheny Agency: Berkshire Hathaway HomeServices 412-262-4630 thepreferredrealty.com

McCormick Farms Moon/Crescent Township Custom single-family homes Priced from: High $400’s School district: Moon Area Agency: Berkshire Hathaway HomeServices 412-262-4630 thepreferredrealty.com

The Links at Deer Run West Deer Golf course community, carriage homes Priced from: $220,000 School district: Deer Lakes Agency: Berkshire Hathaway HomeServices 724-776-3686 thepreferredrealty.com

McCormick Farms Robinson Township Single-family homes Priced from: $240,000 School district: Montour Agency: Maronda Homes, Inc 412-788-3646 www.marondahomes.com

Long Ridge Kennedy Township Single-family homes Priced from: $202,000 School district: Montour Agency: Maronda Homes, Inc 412-458-0678 www.marondahomes.com Longvue Ross Township Townhomes Priced from: $217,990 School district: North Hills Agency: Ryan Homes 412-837-2623 ryanhomes.com Madison Woods Moon/Crescent Township Custom single-family homes Priced from: $350,000 School district: Moon Area Agency: Berkshire Hathaway HomeServices 412-262-4630 thepreferredrealty.com The Manor McCandless Custom single-family Priced from: $575,000 School district: North Allegheny Agency: RE/MAX Select Realty 724-779-7072 ManorCustomHomes.com McCandless Crossing McCandless Township Townhomes Priced from: $289,990 School district: North Allegheny Agency: Ryan Homes 412-364-0414 ryanhomes.com

The Meadows at Hampton Hampton Township First floor living homes Priced from: $399,000 School district: Hampton Agency: RE/MAX Select Realty 724-779-7070 MeadowsAtHampton.com Millennium Woods Bethel Park Coming Soon School district: Bethel Park Agency: Ryan Homes 724-249-6835 ryanhomes.com Newbury South Fayette Single-family homes and townhomes Priced from: $390,000 townhomes, $330,000 School district: South Fayette Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Newbury South Fayette Single family estate homes Priced from: $629,000 School district: South Fayette Agency: KACIN 724-327-6694 www.KACIN.com Noble Woods Moon Township Townhomes Coming Soon!

School district: Moon Area Agency: Ryan Homes 724-249-6835 ryanhomes.com

www.greaterpittsburghnewhome.com

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ALLEGHENY COUNTY

Field Brook Farms Richland Township Single-family homes Priced from: $500,000 School district: Pine-Richland Agency: Howard Hanna Real Estate Services 724-772-8822 howardhanna.com

Foxwood Knolls Moon Township Single-family homes Priced from: $220,000 School district: Moon Area Agency: Maronda Homes, Inc 412-287-6256 www.marondahomes.com

North Park Manor Pine Township Single-family Homes Priced from: $800,000 School district: Pine Richland Agency: Achieve Realty 412-720-9033 barringtonhomespa.com Oakridge Estates Harrison Township Townhomes and single-family homes Priced from: $140,000, $170,000 single-family School district: Highland Agency: Maronda Homes, Inc 724-895-3876 www.marondahomes.com

ALLEGHENY COUNTY

Oakwood Heights West Deer Township Single-family homes Priced from: $219,900 School district: Deer Lakes Agency: Coldwell Banker Real Estate Services 724-776-2900 pittsburghmoves.com/ oakwoodheights Paragon Place Robinson Township Custom estate homes Priced from: $500,000 School district: Montour Agency: Paragon Homes 412-787-8807 VisitParagonHomes.com

Park Place Indiana Township Single-family homes Priced from: $750,000 School district: Fox Chapel Agency: Howard Hanna Real Estate Services 412-963-6300 howardhanna.com Parkview Estates Richland Township Single-family homes Priced from: $307,990 School district: Pine-Richland Agency: Ryan Homes 724-443-0190 ryanhomes.com Pleasant Ridge Pine Township Single-family homes Priced from: $390,000 School district: Pine-Richland Agency: Heartland Homes 724-871-1702 HeartlandLuxuryHomes.com Prestley Heights Carnegie Townhomes Priced from: $183,990 School district: Carlynton Agency: Ryan Homes 412-429-1490 ryanhomes.com

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Private Acreage South Fayette Single-family homes Priced from: $300,000 School district: South Fayette Agency: Paragon Homes 412-787-8807 VisitParagonHomes.com Raintree Manor Hampton Township Townhomes Priced from: $225,000 School district: Hampton Agency: Minnock Construction Company 412-366-4770 Reddington Place Pine Township Single-family homes Priced from: $600,000 School district: Pine-Richland Agency: Berkshire Hathaway HomeServices 412-367-8000 thepreferredrealty.com The Reserve at Fox Chase Fox Chapel Area Patio and carriage homes Priced from: $299,900 School district: Allegheny Valley Agency: Dennis Associates 412-828-7606

The Ridge at Manor Pine Township Single-family homes Priced from: $850,000 School district: Pine-Richland Agency: Howard Hanna Real Estate Services 724-772-8822 howardhanna.com Ridge Forest Franklin Park Single-family homes and townhomes Priced from: $353,990 single-family, $247,990 townhomes School district: North Allegheny Agency: Ryan Homes 724-933-3162 singles 724-934-5822 townhouses ryanhomes.com The Rivers Edge at Oakmont Oakmont Single-family, duplexes, condominiums and apartments Priced from: $500,000 School district: Riverview Agency: Howard Hanna Real Estate Services 412-427-0654 howardhanna.com Sangree Farms Ross Township Custom single-family homes Priced from: $500,000 School district: North Hills Agency: Minnock Real Estate Services 412-369-7253

Seabright North Fayette Township Single-family homes Priced from: $190,000 School district: West Allegheny Agency: Maronda Homes, Inc 412-874-9764 www.marondahomes.com Sewickley Heights Manor Aleppo Township Custom single-family homes Priced from: $300,000 School district: Quaker Valley Agency: Minnock Construction Company 412-366-4770 Silver Pines Pine Richland Townships Single-family homes Priced from: $850,000 School district: Pine Richland Agency: Howard Hanna Real Estate Services 412-934-3400 Stafford Park Robinson Township Single-family homes Priced from: $350,000 School district: Montour Agency: Heartland Homes 724-871-1734 HeartlandLuxuryHomes.com Steeplechase Whitehall Townhomes and carriage homes Priced from: $275,990 School district: Baldwin Whitehall Agency: Ryan Homes 724-249-6835 ryanhomes.com

Venango Trails Marshall Township Single-family homes Priced from: $430,000 School district: North Allegheny Agency: Brennan Builders 724-865-2929 Brennanbuilders.com

Stonebridge Hampton Township Single-family homes, carriage homes Priced from: $500,000 single-family homes; $289,000 Custom carriage homes SCHOOL district: Hampton Agency: Century 21 Town & Country Real Estate Services 724-779-2101 PghPropertyOnline.com

Village At Marshall Ridge Marshall Township Townhomes Priced from: $229,990 School district: North Allegheny Agency: Ryan Homes 724-933-4030 ryanhomes.com

Sturbridge Court Wexford/Franklin Park Single-family homes Priced from: $550,000 School district: North Allegheny Agency: Howard Hanna Real Estate Services 412-772-8822 howardhanna.com

The Summit Marshall Township Single-family homes Priced from: $800,000 School district: North Allegheny Agency: Coldwell Banker Real Estate Services 412-366-1600 pittsburghmoves.com/ thesummit Traditions of America at Sewickley Ridge Ohio Township Single-family homes, 55+ Priced from: mid $200,000 School district: Avonworth Agency: Traditions of America 412-534-4232 SewickleyLiving.com

Venango Trails Marshall Township Townhomes and single-family homes Priced from: $280,000 School district: North Allegheny Agency: Heartland Homes 724-871-1720 HeartlandLuxuryHomes.com Venango Trails Marshall Township Single-family homes Priced from: $390,000 School district: North Allegheny Agency: S & A Realty 1-855-SAHOME1 sahomebuilder.com

Washington Square Jefferson Hills Borough Single-family homes Priced from: $239,990 School district: West Jefferson Hills Agency: Ryan Homes 412-945-3641 ryanhomes.com Whispering Creek Hampton Township Custom single-family homes Priced from: $450,000 School district: Hampton Agency: Century 21 Town & Country Real Estate Services 724-779-2101 PghPropertyOnline.com Willow Farms Fox Chapel Borouth Single-family homes Priced from:$1,200,000 School district: Fox Chapel Area Agency: Coldwell Banker Real Estate Services 412-963-7655 www.pittsburghmoves.com/ WillowFarms Wiltshire Estates Moon Township Townhomes Priced from: $150,000 School district: Moon Area Agency: Maronda Homes, Inc 412-474-3529 www.marondahomes.com Wood Creek Manor Findlay Township Townhomes and carriage homes Priced from: $160,000 School district: West Allegheny Agency: Maronda Homes, Inc 412-474-3529 www.marondahomes.com

Aspen Field Brighton Township Single-family homes Priced from: $200,000 School district: Beaver Agency: Maronda Homes, Inc 412-287-6256 www.marondahomes.com Barclay Hill Estates Brighton Township Villas Priced from: $226,900 School district: Beaver Area Agency: Berkshire Hathaway HomeServices thepreferredrealty.com Clearwater Estates Franklin Township Carriage Homes Priced from: $168,000 School district: Riverside Agency: Howard Hanna Real Estate Services 724-846-5440 howardhanna.com Goldenrod Meadows North Sewickley Township Single-family homes Priced from: $250,000 School district: Riverside Agency: Howard Hanna Real Estate Services 7224-775-5700 howardhanna.com Hickory Woods Chippewa Township Single-family homes Priced from: $270,000 School district: Blackhawk Agency: Coldwell Banker Real Estate Services 724-776-2900 www.pittsburghmoves.com/HickoryWoods Seven Oaks Brighton Township Golf-course community with single-family custom homes and carriage homes Priced from: $229,900 School district: Beaver Area Agency: Berkshire Hathaway HomeServices 724-776-3686 thepreferredrealty.com Sweet Brier Hopewell Township Single-family homes Priced from: $180,000 School district: Hopewell Agency: Maronda Homes, Inc 412-287-6256 www.marondahomes.com

The Village at Timberwood Trace Chippewa Township Carriage Homes Priced from: $168,000 School district: Blackhawk Agency: Howard Hanna Real Estate Services 724-775-5700 howardhanna.com Villas of Economy Economy Borough Condos, Townhomes and Single-family homes Priced from: $249,900 School district: Ambridge Area Agency: Coldwell Banker Real Estate Services 412-366-1600 pittsburghmoves.com/villasofeconomy Whispering Pines Economy Borough Single-family homes Priced from: $190,000 School district: Ambridge Area Agency: Maronda Homes, Inc 412-287-6256 www.marondahomes.com

BUTLER COUNTY Amherst Village Adams Township Single-family homes Priced from: $306,990 School district: Mars Area Agency: Ryan Homes 724-625-4050 ryanhomes.com BelleVue Park Cranberry Township Traditional and estate single family homes Priced from: $300,000 School district: Seneca Valley Agency: Berkshire Hathaway HomeServices 724-776-3686 Blackberry Heights Adams Township Single-family homes Priced from: $286,990 School district: Mars Area Agency: Ryan Homes 724-898-1800 ryanhomes.com Blackthorn Penn Township Single-family home sites/Singlefamily homes Priced from: $66,000/$379,900 School district: South Butler Agency: Northwood Realty 724-282-1313 northwood.com

Blossom Ridge Butler Township Single-family homes Priced from: $300,000 School district: Butler Agency: Coldwell Banker Real Estate Services 724-776-2900 www.pittsburghmoves.com/BlossomRidge Camp Trees Adams Township Single-family homes Priced from: $410,000 School district: Mars Area Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Carriage Manor Cranberry Township Single-family homes Priced from: $700,000 School district: Seneca Valley Agency: Coldwell Banker Real Estate Services 724-776-2900 pittsburghmoves.com/ carriagemanor Chatham Court Adams Township Luxury paired villas Priced from: $650,000 School district: Mars Area Agency: Berkshire Hathaway HomeServices 724-776-3686 thepreferredrealty.com Cherrywood Springs Center Township Single-family log homes .5 to 10 acre lots School district: Butler Area Agency: Northwood Realty 724-282-1313 northwood.com Ehrman Farms Cranberry Township Single-family homes Priced from: $600,000 School district: Seneca Valley Agency: Howard Hanna Real Estate Services 724-452-1150 howardhanna.com Foxmoor Cranberry Township Townhomes and carriage homes Priced from: $230,000 townhomes; $310,000 carriage homes School district: Seneca Valley Agency: S & A Realty 1-855-SAHOME1 sahomebuilder.com Foxwood Estates Cranberry Township Single-family homes Priced from: $850,000 School district: Seneca Valley Agency: Coldwell Banker Real Estate Services 412-366-1600 pittsburghmoves.com/foxwoodestates

www.greaterpittsburghnewhome.com

45

BUTLER COUNTY

Tuscany Ridge Collier Township Single-family homes Priced from: $215,000 School district: Chartiers Valley Agency: Maronda Homes, Inc 412-200-2781 www.marondahomes.com

Walkers Ridge Collier Township Single-family homes Priced from: $270,000 School district: Chartiers Valley Agency: Paragon Homes 412-787-8807 VisitParagonHomes.com

Ashley Ridge Brighton Township Single-family homes Priced from: $249,990 School district: Beaver Area Agency: Ryan Homes 724-218-1015 ryanhomes.com

Traditions of America at Liberty Hills New Sewickley Township/ Economy Borough 55+ Lifestyle Living/ Single-family and garden homes/ Maintenance Free Priced from: $200,000s Agency: Traditions of America 724-869-5595 TraditionsofAmerica.com

BEAVER COUNTY

Summerfield at North Park Pine Township Single-family homes Priced from: $950,000 School district: Pine-Richland Agency: Achieve Realty, Inc. 724-933-1980 X667

Village at Pine Pine Township Single-family homes and townhomes Priced from: $332,990 single family, $250,990 townhomes School district: Pine-Richland Agency: Ryan Homes 724-940-4052 ryanhomes.com

BEAVER COUNTY

ALLEGHENY COUNTY

Stonebridge Hampton Township Single-family and estate homes Priced from: $430,000 School district: Hampton Agency: Heartland Homes 724-871-1708 HeartlandLuxuryHomes.com

Fulton Criossing Adams Township Single-family homes Priced from: $410,000 School district: Mars Area Agency: Heartland Homes 724-949-0079 HeartlandLuxuryHomes.com The Gables Adams Township Carriage Homes Priced from: $370,000 School district: Mars Area Agency: Howard Hanna Real Estate Services 724-934-3400 howardhanna.com

BUTLER COUNTY

The Gables at Brickyard Hill Adams Township Custom carriage homes Priced from: $300,000 School district: Mars Area Agency: Century 21 Town & Country Real Estate Services 724-779-2101 PghPropertyOnline.com

Lakeview Adams Township Townhomes Priced from: $245,000 School district: Mars Area Agency: Howard Hanna Real Estate Services 724-934-3400 howardhanna.com Leslie Farms Connoquenessing Borough Single-family Priced from $200,000 School District: Butler Coldwell Banker Real Estate Services 724-776-2900 Pittsburghmoves.com/ LeslieFarms Leslie Farms Connoquenessing Borough Single-family homes Priced from: $220,000 School district: Butler Area Agency: S & A Realty 1-855-SAHOME1 sahomebuilder.com

Georgetown Square Cranberry Township Townhomes and carriage homes Priced from: $250,000 School district: Seneca Valley Agency: Georgetown Square Associates 412-366-4770

Madison Heights Cranberry Township Custom single-family homes Priced from: $700,000 School district: Seneca Valley Agency: Century 21 Town & Country Real Estate Services 724-779-2101 PghPropertyOnline.com

Indian Meadow Adams Township Custom single-family homes Priced from: $600,000 School district: Mars Area Agency: Century 21 Town & Country Real Estate Services 724-779-2101 PghPropertyOnline.com

Marshall Heights Cranberry Township Single-family homes Priced from: $250,000 School district: Seneca Valley Agency: Maronda Homes, Inc 724-538-3911 www.marondahomes.com

Jackson Crossing Jackson Township COMING SOON Single-family homes School district: Seneca Valley Agency: Ryan Homes 724-249-6835 ryanhomes.com John Quincy Adams Estates Adams Township Single family homes Priced from: $649,000 School district: Mars Area Agency; Achieve Realty Kingsridge Adams Township Single-family homes Priced from: $312,990 Agency: Ryan Homes 724-432-3989 ryanhomes.com Kingsridge Adams Township Custom single-family homes Priced from: $330,000 School district: Mars Area Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com

Meadow Ridge Forward Township Single-family homes Priced from: $250,000 School district: Seneca Valley Agency: Coldwell Banker Real Estate Services 724-776-2900 pittsburghmoves.com/meadowridge Meredith Glen Estates Adams Township Custom single-family homes Priced from: $850,000 School district: Mars Area Agency: Berkshire Hathaway HomeServices 724-776-3686 thepreferredrealty.com Oak Trace Penn and Butler Townships Single-family homes Priced from: $350,000 School district: South Butler Agency: Coldwell Banker Real Estate Services 724-776-2900 www.pittsburghmoves.com/OakTrace

46 GREATER PITTSBURGH’S NEW HOME

| Fall 2015

The Oaks Buffalo Township Single-family homes Priced from: $350,000 Agency: Northwood Realty northwood.com The Oaks Buffalo Township Single-family homes Priced from: $299,900 School district: Freeport Area Agency: Coldwell Banker Real Estate Services 412-366-1600 homesattheoaks.com Park Place Cranberry Township Townhomes COMING SOON: singlefamiky-homes Priced from: $219,990 townhomes School district: Seneca Valley Agency: Ryan Homes 724-778-9946 Park Place Cranberry Township Traditional neighborhood development single-family homes, townhomes, condos, rentals, retail Priced from: $350,000 School district: Seneca Valley Agency: Northwood Realty 724-776-1863 Plantation at Saxonburg Clinton Township Carriage homes Priced from $210,000’s School district: South Butler Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Plantations Lancaster Township Single-family homes Priced from: $410,000 School district: Seneca Valley Agency: Brennan Realty 724-687-9097 The Pointe At Adams Ridge Adams Township Townhomes Priced from: $229,990 School district: Mars Area Agency: Ryan Homes 724-776-5610 ryanhomes.com Poplar Forest Slippery Rock Borough Single-family homes Priced from: $250,000 25 lots from.6 to 5 acres Agency: Northwood Realty northwood.com The Preserve West Cranberry Township Custom single-family homes Priced from: $550,000 School district: Seneca Valley Agency: Century 21 Town & Country Real Estate Services 724-779-2101 PghPropertyOnline.com

Redmond Place Cranberry Township Custom carriage homes Priced from: $370,000 SCHOOL DIstrict: Seneca Valley Agency: Century 21 Town & Country Real Estate Services 724-779-2101 PghPropertyOnline.com Sarvers Mill Buffalo Township Single-family homes Priced from: $250,000 School district: Freeport Area Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Seaton Crest Adams Township Single-family homes Priced from: $360,000 School district: Mars Area Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Shadow Creek Cranberry Township Custom single-family homes Priced from: $500,000 School district: Seneca Valley Agency: Century 21 Town & Country Real Estate Services 724-779-2101 PghPropertyOnline.com Shady Lane Farms Center Township Custom single-family homes Priced from: $300,000 School district: Butler Area Agency: Berkshire Hathaway HomeServices 724-283-0005 thepreferredrealty.com Shannon Mills Connoquenessing Township Single-family homes Priced from: $329,000 School district: Butler Area Agency: Howard Hanna Real Estate Services 724-282-7903 howardhanna.com Sonoma Valley Connoqenessing Township Patio and courtyard homes Priced from: $230,000 School district: Butler Agency: Weaver Homes 877-836-9177 weaverhomes.com Timber Ridge Lancaster Township Single-family-homes Priced from: $430,000 School district: Seneca Valley Agency: Brennan Builders 724-687-9097 Timberlee Connoquenessing Township Single-family-homes Priced from: $300,000 School district: Butler Area Agency: Brennan Builders 724-865-2929 Brennanbuilders.com.com

Timberlee Farms Connoquenessing Township Single-family-homes Priced from: $300,000 School district: Butler Area Agency: Brennan Realty 724-687-9097 The Village at Treesdale Adams Township Custom carriage homes Priced from: Mid-$300’s School district: Mars Area Agency: Howard Hanna Real Estate Services 412-687-0157 howardhanna.com The Village at Treesdale Adams Township Carriage Homes Priced from: $350,000 School district: Mars Area Agency: Brennan Builders 724-865-2929 Brennanbuilders.com The Vineyards Connoqenessing Township Single family homes Priced from: $300,000 School district: Butler Agency: Weaver Homes 877-279-1043 weaverhomes.com Village of Harmony Junction Jackson Township Townhomes Priced from: $150,000 School district: Seneca Valley Agency: Maronda Homes, Inc 724-538-3911 www.marondahomes.com Vista Ridge Adams Township Custom Single-family homes Priced from: $340,000 School district: Mars Area Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Vista Ridge Adams Township Single family homes Priced from: $350,000 School district: Mars Area Agency: Weaver Homes 877-839-1578 weaverhomes.com Wakefield Estates Cranberry Township Custom single-family homes Priced from: $575,000 School district: Seneca Valley Agency: Berkshire Hathaway HomeServices 724-776-3686 thepreferredrealty.com Walden Pond Cranberry Township Estate Homes Priced from: $710,000 School district: Seneca Valley Agency: Heartland Homes 724-949-0079 HeartlandLuxuryHomes.com

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Walkers Ridge Worth Township Farmlettes Priced from: $74,900 School district: Slippery Rock Agency: Northwood Realty 724-458-8800 northwood.com

BUTLER COUNTY

Weatherburn Heights Middlesex Township Single-family homes New Phase COMING SOON School district: Mars Area Agency: Ryan Homes 724-249-6835 ryanhomes.com Wilsons Ridge Single-family homes Priced from: $210,000 School district: Seneca Valley Agency: Maronda Homes, Inc 724-538-3911 www.marondahomes.com Winterwood Butler Southwest Single-family homes Priced from: $300,000 Six wooded lots available Agency: Northwood Realty northwood.com Wyncrest Estates Butler Township Single-family homes Priced from: $250,000 School district: Butler Area Coldwell Banker Real Estate Services 412-366-1600 pittsburghmoves.com/wyncrestestates

WASHINGTON COUNTY

WASHINGTON COUNTY

Anthony Farms Peters Township Single-family homes Priced from: $650,000 Agency: Howard Hanna Real Estate Services 412-276-5000 howardhanna.com Apple Hill Canonsburg Single-family homes Priced from: $190,000 School district: Canon-McMillan Agency: Maronda Homes, Inc 724-873-7455 www.marondahomes.com Bridgeview North Strabane Township Townhomes Priced from: $200,000 School district: Canon-McMillan Agency: Howard Hanna Real Estate Services 412-748-9470 howardhanna.com

48 GREATER PITTSBURGH’S NEW HOME

| Fall 2015

Bradford Run South Strabane Township Townhomes and carriage homes Priced from: Townhomes, $200,000; carriage homes, $290,000 School district: Trinity Area Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Brookwood Manor Peters Township Luxury custom estate homes Priced from: $900,000 School district: Peters Township Agency: Century 21 Frontier Realty 724-941-8680 EddyHomes.com Brookview Peters Township Carriage homes Priced from: $349,900 School district: Peters Township Agency: Keller Williams 412-831-3800 The Brookview Villas Peters Township Custom villa homes Priced from: $350,000 School district: Peters Township Agency: Paragon Homes 412-787-8807 visitparagonhomes.com The Crossings Peters Township Luxury custom villa homes Priced from: $300,000 School district: Peters Township Agency: Century 21 Frontier Realty 724-941-8680 EddyHomes.com Evergreen Village Peters Township Villas Priced from: $400,000 School district: Peters Township Agency: Howard Hanna Real Estae Services 724-941-8800 howardhanna.com Fair Acres Upper St. Clair Custom single-family homes Priced from: Lots, $650,000 School district: Upper St Clair Agency: Berkshire Hathaway HomeServices 724-833-7700 thepreferredrealty.com Ironwood II Cecil Township Single-family homes Priced from: $480,000 School district: Canon McMillan Agency: Heartland Homes 724-871-1738 HeartlandLuxuryHomes.com

Legacy at Sunset Pointe North Strabane Township 1st floor living, single-family homes and carriage homes Priced from: $329,990 School district: Canon-McMillan Agency: Ryan Homes 724-745-3120 ryanhomes.com Majestic Hills North Strabane Township Single-family homes Priced from: $279,990 School district: CanonMcMillan Agency: Ryan Homes 724-745-6410 ryanhomes.com Meadow Ridge Peters Township Single-family homes Priced from: $685,900 School district: Peters Township Agency: Berkshire Hathaway HomeServices 412-833-7700 thepreferredrealty.com Mission Hills Cecil Township Carriage and villa homes Priced from: $228,500 School district: CanonMcMillan Agency: Epcon Homes and Communities 724-223-1844 epconcarriagehomes.com Oakbrooke Estates Cecil Township Single-family homes Priced from: $259,990 School district: CanonMcMillan Agency: Ryan Homes 724-873-3595 ryanhomes.com Orchard Hill Peters Township Single-family homes Priced from: $299,990 School district: Peters Township Agency: Ryan Homes 724-873-3595 ryanhomes.com The Overlook at Peters Peters Township Single-family homes Priced from: $450,000 School district: Peters Township Agency: Howard Hanna Real Estate Services 724-941-8800 howardhanna.com The Overlook/Legacy Villaage At Southpointe Cecil Township Single-family homes and carriage homes Priced from: $319,990 singlefamily, $295,990 carriage homes School district: CanonMcMillan Agency: Ryan Homes 724-745-5083 ryanhomes.com

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49

WASHINGTON COUNTY WESTMORELAND COUNTY

Overlook at Southpointe Cecil Township Single-family homes Priced from: $350,000 School district: Canon McMillan Agency: Heartland Homes 724-949-0079 HeartlandLuxuryHomes.com

Strabane Manor South Strabane Township Townhomes Priced from: $160,000 School district: Trinity Agency: Maronda Homes, Inc 724-229-1470 www.marondahomes.com

Piatt Estates Chartiers Township Single-family homes Priced from: $650,000 School district: Chartiers/ Houston Agency: Howard Hanna Real Estae Services 724-222-6040 howardhanna.com

Summerbrooke North Strabane Township Single-family homes Priced from: $340,000 School district: Canon-McMillan Agency: Heartland Homes 724-871-1719 HeartlandLuxuryHomes.com Summerbrooke North Strabane Township Single-family homes Priced from: $500,000 School district: Canon-McMillan Agency: Howard Hanna Real Estae Services 724-941-8800 howardhanna.com

Piatt Estates Chartiers Township Single-family homes Priced from: $290,000 School district: Chartiers/ Houston Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com Sandy Brae Meadows North Strabane Township Townhomes Priced from: $190,000 School district: Canon-McMillan Agency: Maronda Homes, Inc 724-873-7455 www.marondahomes.com

The Summit Chartiers Township Single-family homes Priced from: $190,000 School district: Chartiers-Houston Agency: Maronda Homes, Inc 724-873-7455 www.marondahomes.com

Tuscany Estates Union Township Townhomes, single-family and patiohomes Priced from: $130,000 $180,000 single-family School district: Ringgold Agency: Maronda Homes, Inc 724-348-6472 www.marondahomes.com Walnut Ridge South Fayette Township Single-family homes Priced from: $319,990 School district: South Fayette Agency: Ryan Homes 412-319-7329 ryanhomes.com Waterdam Farms North Strabane Township Carriage homes Priced from: $300,000 School district: Canon-McMillan Agency: Coldwell Banker Real Estate Services 412-833-5404 pittsburghmoves.com/ waterdamfarms Weavertown Pointe Cecil Township Townhomes Priced from: $209,990 School district: Canon-McMillan Agency: Ryan Homes 724-514-6852 ryanhomes.com

Weavertown Woodlands North Strabane Township Carriage homes Priced from: $300,000 School district: Canon-McMillan Agency: Howard Hanna Real Estate Services 724-222-6040 howardhanna.com

WESTMORELAND COUNTY Acropolis Heights Unity Township Custom single-family homes Priced from: $620,000 School district: Greater Latrobe Agency: Berkshire Hathaway HomeServices 724-838-3660 thepreferredrealty.com Allegheny Woodlands Allegheny Township Custom single-family and cottage villas Priced from: low $200,000 single-family and $180,000 cottage villas School district: Kiski Area Agency: Howard Hanna Real Estate Services 724-339-4000 howardhanna.com

Augusta Penn Township Single-family homes Priced from: Lots, $53,900 School district: Penn-Trafford Agency: Berkshire Hathaway HomeServices 724-327-0444 thepreferredrealty.com Blackthorne Estates Penn Township Single-family homes Priced from: $405,990 School district: Penn Trafford Agency: Ryan Homes 724-863-2542 ryanhomes.com Cedar Hills Rostraver Township Condominiums and villas Priced from: $217,500 School district: Belle Vernon Area Agency: Berkshire Hathaway HomeServices 724-929-7228 thepreferredrealty.com Cherry Knoll Delmont Single-family homes Priced from: $225.000 School district: Greensburg Salem Agency: ReMax Realty 412-856-2000 rasnoznik.net

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50 GREATER PITTSBURGH’S NEW HOME

| Fall 2015

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Cherry Wood Estates Mt. Pleasant Township Custom single-family homes Priced from: $225,000 School district: Mount Pleasant Agency: Berkshire Hathaway HomeServices 724-838-3660 thepreferredrealty.com Everview Estates Ligonier Township Single-family homes Priced from: $299,900 School district: Ligonier Valley Angency: Howard Hanna Real Estate Services 724-832-2300 Foxtail Court at Rolling Ridge Murrysville Single-family homes Priced from: $600,000 School district: Franklin Regional Agency: Howard Hanna Real Estate Services 724-327-5161 howardhanna.com

Greenfield Estates Unity Township Custom single-family homes Priced from: $250,000 School district: Greater Latrobe Agency: Scalise Real Estate 724-539-3525 Hampton Heights (Formerly Carradam Golf Course) North Huntingdon Township One acre homesites Priced from: $400,000 School district: Norwin Agency: RWS Custom Homes 724-861-0571 rwscustomhomes.com Harrington Way at Wendover Hempfield Township Single-family homes Priced from: $249,900 School district: Hempfield Area Agency: Northwood Realty 724-327-5600 northwood.com Hawk Valley Allegheny Township Townhomes Priced from: $120,000 School district: Kiski Area Agency: Maronda Homes, Inc 724-895-3876 www.marondahomes.com Legacy at Sunset Pointe Canonsburg Single-family-homes Coming soon Laurel View Place Derry Township Single-family lots Priced from: $49,900 School district: Derry Area Agency: Northwood Realty Services 724-537-0110 northwood.com

Lindwood Crest Hempfield Township Patio homes Priced from: $189,900 School district: Hempfield Area Agency: Howard Hanna Real Estate Services 724-832-2300 howardhanna.com Mallard Landing Murrysville Single-family homes Priced from: $470,000 School district: Franklin Regional Agency: Howard Hanna Real Estate Services 724-327-5161 howardhanna.com Meadowlane Farm Estates Hempfield Township Single-family homes Priced from: $229,990 School district: Hempfield Area Agency: Ryan Homes 724-216-5737 ryanhomes.com Meadowlane Heights Hempfield Township Single-family homes Priced from: $220,000’s School district: Hempfield Area Agency: S & A Realty 1-855-SAHOME1 sahomebuilder.com Northpointe Hempfield Township C ustom single-family homes Priced from: $270,000 School district: Hempfield Area Agency: Berkshire Hathaway HomeServices 724-838-3660 thepreferredrealty.com Palmer Place Unity Township Custom single-family Priced from: $650,000 School district: Greater Latrobe Agency: Berkshire Hathaway HomeServices 724-838-3660 thepreferredrealty.com Renaissance Heights Rostraver Township Single-family homes Priced from: low $200,000 School district: Belle Vernon Area Agency: Maronda Homes, Inc 724-872-7017 www.marondahomes.com Rivendell Penn Township Single-family homes Priced from: $310,000 School district: Penn-Trafford Agency: S & A Realty 1-855-SAHOME1 sahomebuilder.com

Rolling Hill Farm Rostraver Township Single-family homes Priced from: $210,000 School district: Belle Vernon Area Agency: S & A Realty 1-855-SAHOME1 sahomebuilder.com

The Villas at Grayhawk Unity Township Villa style condominiums Priced from: $219,850 School district: Greater Latrobe Agency: Cedar Ridge Realty 724-832-3501 thevillasatgrayhawk.com

Serenity Pointe Murrysville Single-family homes Priced from: $500,000 School district: Franklin Regional Agency: Howard Hanna Real Estate Services 724-417-1772 howardhanna.com

The Villas of Willow Estates North Huntington Townhomes and grand villas Priced from: $239,900 and $289,900 School district: Norwin Agency: RWS Custom Homes 724-861-0571 rwscustomhomes.com

Siena Ridge Murrysville Single-family homes Priced from : $500,000 School district: Franklin Regional Agency: Howard Hanna Real Estate Services 724-327-5161 howardhanna.com

Weatherton Farm Estates Unity Township Single-family haomes Priced from: $250,000 School district: Greater Latrobe Agency: ReMax 412-856-2000 rasnoznik.net

Summerhill Murrysville Patio townhomes, stacked flats School district: Franklin Regional Priced from: $249,900 Agency: Howard Hanna Real Estate Services 724-327-5161 howardhanna.com Victoria Highlands Unity Township Single-family homes Priced from: $290,000 School district: Latrobe Agency: Bob Shuster Realty 724-864-8884 rwscustomhomes.com Village At Foxfield Unity Township Single-family homes School district: Greater Latrobe Agency: S&A Realty 1-855-SAHOME1 sahomebuilder.com The Village at Palmer Place Unity Township Custom villas Priced from: $349,000 School district: Greater Latrobe Agency: Howard Hanna Real Estate Services 724-832-2300 howardhanna.com The Village at Stonegate Penn Township Villas Priced from: $324,900 School district: Penn-Trafford Agency: Berkshire Hathaway HomeServices 724-838-3660 or 724-327-0444 thepreferredrealty.com Villages at Totteridge Greensburg Villas and manor homes Priced from: Villas, $349,000 and manors, $259,000 School district: Greensburg/Salem Agency: Howard Hanna Real Estate Services 724-327-5161 howardhanna.com

Westmoreland Community Action Jeannette Single-family homes Priced from: $75,000 School district: Jeannette City Agency: Northwood Realty 724-838-9643 northwood.com Westmoreland Community Action Reed Avenue Jeannette Single-family homes Priced from: $63,000 School district: Jeannette City Agency: Northwood Realty 724-838-9643 northwood.com Westmoreland Human Opportunities Monessan Single-family homes Priced from: $70,000 School district: Monessen Agency: Northwood Realty 724-838-9643 northwood.com

WESTMORELAND COUNTY

Glenn Aire Unity Township Custom single-family homes Priced from: $350,000 School district: Greater Latrobe Agency: Berkshire Hathaway HomeServices 724-838-3660 thepreferredrealty.com

Lincoln Hills North Huntington Township Single-family homes, townhomes and grand villas Priced from: mid-$300,000 Single-family, $239,900 townhomes and $289,900 grand villas School district: Norwin Agency: RWS Custom Homes 724-861-0571 rwscustomhomes.com

Willow Estates North Huntington Single-family homes Priced from: $280,000 School district: Norwin Agency: S & A Realty 1-855-SAHOME1 sahomebuilder.com The Woods of Brandywine Penn Township Single-family homes Priced from: $264,990 School district: Penn Trafford Agency: Ryan Homes 724-863-2542 ryanhomes.com Yok Wood Ridge Unity Township Single-family homes Priced from: $190,000 School district: Greater Latrobe Agency: Berkshire Hathaway HomeServices 724-838-3660 thepreferredrealty.com

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51

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