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May 2019
Section 2
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Northern staff come roaring through town Friday afternoon, a caravan of more than 30 cars containing Northern Lincoln Elementary’s exceptional staff paraded through the schools surrounding neighborhoods. The children and parents flocked to the streets with signs, noise makers, and balloons to cheer on the teachers as they drove by. The event was coordinated by building principal, Alec Ciminello. He shared that the reaction from both his staff and the families was overwhelmingly positive. “It was as fun for the staff as it was for the children”, he shared. The community certainly enjoyed ending teacher appreciation week on such a high note. This could not of been possible if it wasn’t for the following staff: Nancy Andrews, Andree Brochu. Tanya Palosi, Donna Rowland, Janet Malenfant, Nicole Daniels, Lori Allen, Terry Hayden, Jen Parent, Cynthia Broulliard, Genna Cookson, Lori Lang, Kristen Bernier, Gayle Provost, Dianne Mohler, Lisa Silvestri, Shelagh Goulis, John Connell, Alec Ciminello, Rhonda Sexton, Kristen Cartwright, Jackie Pringle, Colleen Buffery, Dawn Almstrom, Deb Draper, Jessica Spizzirri, Amy Champi, Cynthia Quinlan, Deb Reddy, Renee Morairty, Anne Bibeault, Cathy Smith, Meaghan King, Joe Mellen, Jaclyn Mellen, Jen Daniels, Patty McKay, Kara Haddad, Margaret Rock, Jenna Bard, Amy Schliecher, Lisa Vaudrain, Cynthia Quinlan. Submitted by Northern PTA. More pictures on page 11
Town Hall 100 Old River Road Lincoln, RI 02865 401.333.1100 www.lincolnri.org
Lincoln Public Library 145 Old River Road 401.333.2422 lincolnlibrary.com Lincoln Police Department 100 Old River Road Lincoln, RI 02865 401.333.8281 www.lincolnpoliceri.com Lincoln Public Schools 1624 Lonsdale Ave Lincoln, RI 02865 401.721.3300 www.district.lincolnps.org Lincoln Rescue Department 115 Main Street Albion, RI 02802 401.333.8455 Lincoln Senior Center 150 Jenckes Hill Road 401.753.7000 Saylesville Fire Department 1 Chapel Street Lincoln, RI 02865 401.728.2960 Family Literacy Center 12 Park Way Manville, RI 02838 401.762.4900 http://flcri.org/ Lincoln Parks & Rec 100 Old River Road Lincoln, RI 02865 401.333.8418 Town Clerk - Tax Collector 100 Old River Road Lincoln, RI 02865 401.333.1100 x8005 www.lincolnri.org
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ABOUT US Office Location: 132 Old River Rod Lincoln, RI 02865 Publisher: Dino Coppolino Hours: 9:00 am - 5:00 pm weekdays. Closed evenings and weekends. Phone: 401-837-0328
READER SERVICES ADVERTISING Contact Dino Coppolino at 401-837-0328 GOT A STORY IDEA For story ideas, contact us at the411papers@gmail.com. CALENDAR OF EVENTS Let our readers know about your events sponsored by your non-profit organization, school or church. • Deadline: Monday at noon • Submit: We prefer to receive news via email. Send yours to the411papers@gmail.com. Receipt does not guarantee publication. Event marketing by forprofit businesses requires paid advertising. You can also mail us your event. ERRORS & OMISSIONS Must be reported within ten days of publication. Only space equal to that of the error will be issued as compensation. THE 411 EDITIONS: The 411 is published monthly with editions in: Coventry, Johnston, Smithfield, Lincoln, Cumberland, Pawtucket and Rehoboth, MA. COPYRIGHT The 411 is published monthly by CGL Printing, Inc. ©2019. All rights are reserved. Neither The 411, nor the advertisers are responsible for any errors in the ad copy. The 411, RI Senior Living Guide and The Real Estate Journal serves the right to refuse any ad from being published in this newspaper. All information is deemed reliable but not guaranteed. All advertising in this newspaper is subject to the Federal Fair Housing Act of 1988 as amended which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, family status or national origin or an intention to make any such preference, limitation or discrimination.” This newspaper will not knowingly accept any advertisement which is in violation of the law. Our readers are hereby informed that all content, stories, advertisements in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-347-3735 or the R.I. Human Rights Commission at 1-277-2661. The 411 news or any of its content may not be reproduced without the written consent of the publisher. The411news.com or its content may not be linked to any other website without the written consent of the publisher. The 411 and The Real Estate Journal are supported solely by advertising dollars. If you enjoy our product and would like to see the newspaper
grow and prosper, visit any advertisers and businesses in our communities. Keep your dollars working at home and shop local.
AskRI adds learning platform for skills development To further aid workers affected by the Covid-19 crisis, the Office of Library and Information Services is supporting workforce development and lifelong learning with free access to Udemy, a provider of high-quality, on-demand video courses, for all Rhode Islanders. Rhode Island is the first state in the country to provide statewide access to this resource. The Udemy service is accessible through AskRI.org, Rhode Island’s Statewide Reference Resource Center. The key to access is your state public library card. Any Rhode Islander who does not have a library card may apply for one online through Ocean State Libraries at www.oslri.org/application. Anyone whose library card expired may also renew their card online. Udemy features more than 4,000 courses taught by worldclass instructors in more than 75 categories. It provides Rhode Islanders with skill development opportunities in areas such as business, technology, and sales to enable their professional and personal success. Available courses include office productivity, finance and accounting, management, marketing, design, coding, IT operations, and data science. Personal development courses are also available, covering personal finance, health, fitness, arts, and creativity. During the sign-up process, users can pick from a number of categories and interests to create custom sets of curated content. “We hope this free resource will help all Rhode Islanders. Whether you are a small business owner, someone out of work or a student, these courses can help grow your skills during this crisis,” said Department of Administration Director Brett Smiley. “Training and workforce development are more important
than ever to remain competitive in an ever-changing business landscape. We want all Rhode Islanders to hit the ground running when they go back to work, with enhanced skills that will position them for professional and personal success.” “Udemy’s courses provide current and relevant content to support the development of technical, business, and personal skills – and it’s far more robust and credible as compared with what people may find on popular internet video sites,” said Karen Mellor, Chief of Library Services. “It provides ondemand learning – available anytime and anywhere, on your computer or on your mobile device, and is a great addition to the learning resources already available on AskRI.” AskRI is the online portal for the Statewide Reference Resource Center funded by the State of Rhode Island through the Office of Library and Information Services; it is managed by the Providence Public Library. AskRI provides access to a variety of online learning and enrichment tools for all ages, including encyclopedias in English and Spanish, reference and research databases, digital magazines, test preparation tools, language learning, and more. About the Office of Library and Information Services The Office of Library and Information Services is Rhode Island’s state library administrative agency. It provides support, resources, and funding for libraries statewide to meet the library and information needs of all Rhode Islanders. The agency is part of the Rhode Island Department of Administration. https://olis.ri.gov/
How to exercise during the pandemic Life changed overnight for millions of people across the your form is correct. globe in the wake of the COVID-19 outbreak, which shuttered · Do some yard work. It might not feel as high-intensity as a businesses and forced many people to follow stay-at-home spinning class or a Pilates session, but yard work can be a great measures issued by their local governments. These measures not workout. Dust off the push mower the next time the grass needs only affected the overall health of those infected with the virus, to be cut, and get to work on pulling weeds in garden beds. The but also those who experienced no symptoms and even tested added benefit to yard work is it provides a great opportunity to negative for COVID-19. get some fresh air without violating social distancing guidelines. In recognition of the mental toll that social distancing and · Go for a jog. Perhaps the simplest way to exercise during stay-at-home measures can take, the Centers for Disease Control the pandemic is to go for a daily jog. According to the Mayo and Prevention advised people to exercise regularly. But opClinic, aerobic exercise repeatedly moves large muscles in the portunities to exercise seemingly dried up when stay-at-home arms, legs and hips while engaging the immune system and guidelines were issued and gyms were shuttered. People without helping it to ward off minor viral illnesses. That makes an early exercise equipment at home suddenly found themselves wonmorning jog an especially valuable, not to mention easily accesdering how they could stay fit and keep their bodies in the best sible, way to exercise during the pandemic. possible condition to fight a virus that has claimed thousands of Exercise can help people maintain their immune systems in lives. Thankfully, there are ways to stay fit and keep immune the wake of the COVID-19 outbreak, and there are many simple systems strong without violating stay-at-home measures. ways to fit in a little physical activity even while social distanc· Access online exercise programs. Many gyms that were ing. forced to close to help stop the spread of the COVID-19 virus began offering exercise tutorials and classes via social media or web30 yrs experience! sites such as YouTube. These videos can be HUNDREDS of properties SOLD! invaluable resources, teaching people how to HUNDREDS of Satisfied clients. stay fit at home even if they don't have weights or other equipment on hand. In addition to gym-sponsored exercise tutorials, the internet is loaded with free exercise videos and advice that can help people without access to a gym get fit or maintain their fitness routines. · Go back to the basics. Many people no doubt recall gym class from their school days. Home Seller Assistant Such classes teach youngsters the basics of Programs could physical fitness without employing dumbSAVE YOU THOUSANDS!! bells or advanced exercise machines. Those Call for appointment today! same basic exercises that work for youngsters, including push-ups, sit-ups and lunges, can be effective for adults as well. If it's been awhile since you've done your most recent push-up, ("sell" phone) access an online tutorial so you can be certain
DAVID COLARDO a REALTOR you can Rely on
401-821-4111
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Granny Squibb joins Cancer and COVID-19 Family Service of RI’s “BE SAFE" Campaign Granny Squibb’s Organic Iced Tea is donating cases of their products to “BeSafe,” Family Service of Rhode Island’s initiative providing free cleaning products, food and other items, as well as free delivery, to Rhode Islanders needing help during the COVID-19 pandemic. “Giving is at the heart of our company,” said Kelley McShane, owner/ managing partner of Granny Squibb’s Organic Iced Tea. “We are so happy to have the opportunity to partner with Family Service of Rhode Island and provide for Rhode Islanders in need.” Anyone wishing to donate to the BeSafe campaign should text BESAFE to 44321, call 401-519-2269, or visit www.familyserviceri.org/besafe. If your company wishes to donate products, please call the phone number or visit the website for more information. People needing help should visit that web address or call 401-5192283. More than 2,000 Rhode Islanders have already benefited by the campaign. In addition to Granny Squibb, Family Service of Rhode Island’s BE SAFE campaign is sponsored by Bank of America, Cardi’s Furniture & Mattresses, the CharterCARE Foundation, Neighborhood Health Plan, the Rhode Island Foundation, Steer LLC, and the United Way of Rhode Island. More information about Granny Squibb is available at www.grannysquibb.com. About Family Service of Rhode Island: FSRI is a comprehensive nonprofit social service agency and essential part of the Rhode Island community. FSRI provides support to children and families from birth to adulthood through services focused on three general areas: physical and mental health, education, and overall well-being. Every program or service FSRI offers is geared towards promoting healthy families and strong communities. If you would like more information about this topic, please contact Will Tregaskis at 401.519.2278 or email at tregaskiswi@familyserviceri.org.
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The COVID-19 outbreak of 2020 caught many people, particularly those in the western hemisphere, off guard. As the virus spread, the lives of hundreds of millions of people throughout North America and Europe changed dramatically and seemingly overnight, prompting many to wonder if they or their loved ones were going to get sick. No one was thought to be immune to COVID-19, though many people were unfortunately believed to be more vulnerable to the disease than others. According to the Centers for Disease Control and Prevention, older adults and people with serious chronic medical conditions are at the greatest risk of getting sick from COVID-19. The American Cancer Society notes that cancer patients, like groups with an elevated risk of getting sick from COVID-19, must do all they can to avoid being exposed to the virus. That's because the immune systems of cancer patients, particularly those in active chemotherapy and bone marrow transplant patients, can be severely weakened. In fact, in March 2020 officials with the Fred Hutchinson Cancer Research Center warned that early data from China and Italy, two countries which experienced early and widespread outbreaks of the disease, indicated that cancer patients would be at increased risk of getting the virus. Are all cancer patients at risk? Dr. Steve Pergram, the medical director of infection prevention at Seattle Cancer Care Alliance, said that patients with blood malignancies are most at risk for COVID-19. Blood malignancies include non-Hodgkin lymphoma, chronic lymphocytic leukemia, acute
myeloid leukemia, acute lymphoblastic leukemia, and multiple myeloma. While people with these forms of cancer may be most at risk of getting COVID-19, it's important to note that all cancer patients, including those who recently concluded treatment, are vulnerable. Those who concluded treatment should know that the aftereffects of treatment can linger long after treatment programs have ended, and those aftereffects may continue to compromise patients' immune systems. What can cancer patients do to protect themselves from COVID-19? Cancer patients should embrace the safety protocols recommended by the CDC, including social distancing measures and limiting direct contact with other people. Seniors in cancer treatment should take advantages of opportunities to limit their exposure to COVID-19, such as visiting grocery stores during seniors-only hours and opting to participate in digital religious services instead of in-person services. In addition, patients can work with their cancer care teams to devise ways to continue receiving treatment without elevating their risk of exposure to COVID-19. Cancer patients also may need to adjust their expectations in regard to visits with their physicians. Dr. Len Lichtenfeld of the ACS noted that cancer patients may need to book virtual follow-up visits with their physicians or even delay preventative procedures aimed at reducing the likelihood of recurrence. COVID-19 does not discriminate, but cancer patients may be among the most vulnerable to getting the virus. Learn more about cancer and COVID-19 at www.cancer.org.
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How COVID-19 is Impacting the Real Estate Market COVID-19, or coronavirus, is all that everyone is talking about. As the world nervously watch-es the spread of COVID-19, it has begun prompting responses from every industry. There are dozens of questions related to it. Is it preventable? How fast is it spreading? How dangerous is it? Will a treatment, a cure or even a vaccine be found in time? The big question I’ve been getting the last few weeks and it’s come in many forms: How will COVID-19 impact the real estate market, especially as we enter what was to be an especially hot spring market? Stay-at-home orders and calls for social distancing have stopped most in-person home tours, and closed city offices to the public, meaning your local clerk’s office can’t process new prop-erty deeds unless it can be filed electronically or dropped off to a designated drop box. While there are people choosing to delay a home purchase or sale and stay in place until the coronavirus pandemic has subsided, whenever that may be, many are still buying, selling and signing new leases. I can tell you that the real estate market is open and remaining strong. New properties are hitting the market everyday! Our market is still thriving, in the last seven of April, 232 new single family homes come on the market for sale in Rhode Island. In addition 193 properties went under contract with a Buyer. In Massachusetts during the same time period, 301 properties have been listed for sale and 230 properties went under contract with a Buyer. I’ve had numerous properties go under contract in the last few days and weeks. My job isn't to push you into a decision you're not comfortable with, but rather to provide hy-perlocal context that may be lost in the national media coverage. As economic uncertainty and personal financial concerns grow, experts are tampering their expectations for the spring and summer market slightly. Here are some possible changes/impacts for the real estate market on the horizon for the rest of 2020. Buying At the start of 2020, many economists expected home buying to remain highly robust throughout the year, bolstered by fairly low mortgage rates, below 4%, though held back slightly over the unknown economic concerns that the future could hold. When the corona-virus first caused stock markets to drop dramatically and the spread of COVID-19 led to wide-spread school and business closings and calls for people to remain in their homes, mortgage rates initially dropped in lenders' efforts to offset the scare. In early March, Freddie Mac reported the average 30-year, fixed-rate mortgage interest rate hit a historically low 3.29%, which led to a flood of would-be buyers and homeowners rushing to apply for a mortgage or refinance. Overwhelmed by interest, lenders raised rates slightly to 3.65% in mid March, but have since fallen again to 3.33% as of April 23, according to Freddie Mac. Even with the temporary increase, mortgage rates are now 0.87% below the rate at the same point in 2019, and they are well below rates from a historical perspective.
STRONG FOR THE FUTURE SUPPORT THE Y’S CRITICAL OPERATIONS & COMMUNITY RESPONSE
Unfortunately, low interest rates haven’t been able to sustain homebuyer activity. While it’s unclear whether this is primarily due to orders to remain at home or concerns about financial stability and employment, it’s likely a mixture of both. I’ve seen the impact of activity from all of this, so it’s not business as usual, but by no means has it stopped entirely. Studies have been conducted on the real estate market during previous pandemics and con-cluded that while home sales dropped during an outbreak, home prices remained the same, some markets even showed slight increase. This makes perfect sense because it’s harder for prices to change when there are few transactions. Simply put, previous pandemics have simply put the housing market on pause. During the SARS outbreak, there was a drop in real estate transaction activity in affected parts of China like we’re seeing today in the U.S. Here, buyer activity fell first and fastest where the virus initially appeared and where isolation measures were first instituted in Seat-tle, then San Francisco and much of the rest of California. A important takeaway from the SARS epidemic is that home prices, and the housing market, weren’t significantly impacted in the long run! Once the epidemic subsided, homebuyer and seller interest returned fairly rap-idly. The question regarding the scale of impact that the housing market and the economy will see, hinges on how prolonged the spread of COVID-19 will be. Selling As homebuyer activity has dropped slightly here in Rhode Island, many sellers have decided to delay putting their homes on the market, both to continue social distancing and eliminate the need to move in the middle of a pandemic. However, not everyone has the luxury of waiting. Fortunately, all is not lost I’m working on a daily basis. Granted activity has decreased, but I am still showing homes either by video tour or in-person with strict showing guidelines, documents are getting signed electronically, Zoom calls to negotiate with the other side of the transaction and closings taking place with only those required to sign the documents present. More importantly homes are still going under contract! In Rhode Island for the month of April, 971 properties sold (closed), with a 98% sales price/ list price ratio. Reports show that the last week of April, compared with the average from February, saw just over 545% increase in agents and sellers making 3D videos for homes on the market. Such videos have actually been part of my normal business practice for years, but are no longer used for that "niche or highend property”. Now, it’s what you need to do if you want to keep getting your home through (the sale) process. Right now, the challenge is to make sure homes that are on the market don’t linger. More now than ever I’m highly focused on making sure properties are price correctly, usually at market value to 10% below market value where 75% of potential buyers will look at the prop-erty. This helps to ensure they don’t sit on the market too long. Prime example, in April I listed a single family home in Coventry at 4% below market value and it The Y is still operating in the wake of COVID-19, with outreach efforts in went under contract on day Lincoln, Pawtucket and Woonsocket. We are providing meals and personal one of the active listing. This necessities to children, quarantined was after a two week “comfamilies, and seniors in need who do not have access or transportation. ing soon” marketing phase We are also supporting families and that re-sulted in 39 buyer the elderly through “Y at Home,” which offers virtual resources for all inquiries and requests for ages and abilities. We are here for you and are preparing our facilities showings both virtually and for reopening. in-person. If you have a need, or would like to The outlook for home support the Y effort, please email ymcapawtucket@ymcapawt.org, sellers after the pandemic, visit us at ymcapawtucket.org, like with buyers, depends on or check us out on social media. how long quarantines and #STAYWITHUS the spread of the virus last. As more homes that would have been on the market at
the start of spring remain unlisted, we can expect to see the market flooded shortly after the pandemic ends. The more financially strained homeowners are, the more houses you’re likely to see for sale and the fewer buyers there will be, which is a typical cycle. Buyers who aren’t affected by layoffs or financial difficulties and have enough savings to afford a down payment will benefit. I’m expecting prices to drop a bit after this, and people to be able to buy maybe their dream home that they wouldn’t be able to buy before this, due to the interest rates being where they are. I am preparing to work through any worst-case scenario housing crisis, but I remain high-ly optimistic that the housing market won’t suffer too long. Renting Renters are expected to be especially hard hit since they account for much of the workforce affected by closed businesses, reduced hours and layoffs. Many first-time homebuyers who are holding off on a home purchase remain renters for now. This means rents could rise in the near future due to continued demand. However, the finan-cial uncertainty caused by COVID-19 is leading to both government and public pressure for landlords to give tenants suffering illness or job loss a break. The U.S. Department of Housing and Urban Development has placed a moratorium on evic-tions for all rental properties insured by the Federal Housing Agency through mid-May. Gov-ernor Raimondo has issued a state-wide moratorium on evictions as of March 20 amid the COVID-19 pandemic. If unemployment remains high in the immediate aftermath of the pandemic, landlords can ex-pect further regulation to help renters get back on their feet and avoid eviction. While affording rent may become a long-term issue if unemployment remains high, landlords of mid- and low-price apartments can expect healthy demand, as people who would other-wise break into homeownership will remain renters. New Construction and Development Since the Great Recession, residential construction has struggled to meet demand, contrib-uting to climbing prices for existing homes throughout the U.S. Slowly, new construction has been ramping up: In 2019, there were roughly 1,370,300 new building permits for privately owned housing, the highest number since 2007. Of course, the coronavirus pandemic changes the outlook for residential construction entirely. In particular, many states have taken widely varied stances on whether residential construc-tion is considered an essential service that will continue throughout the pandemic. Rhode Is-land and Connecticut are two states where residential construction continues, while in Mas-sachusetts, construction has stopped or is limited to roads, bridges, health care facilities and other projects considered part of emergency needs. These varying policies from state to state could lead to vastly different outcomes in terms of available new housing when the pandemic subsides. Lenders are being more cautious about the construction and development projects they con-sider for loans; they don’t want to lend to a project that will struggle to attract tenants or buy-ers in this changing economy. In Closing Ultimately, you have to determine what's right for you as a Buyer or Seller. But I can tell you, current conditions make for a fantastic market for both buyers and sellers still exist—crazy low rates, low inventory and rising home values. If you have any real estate related questions or you want more specific stats on how your market is performing, please reach out to me any-time. For COVID-19-related questions, routinely check the Centers for Disease Control web-site, listen to the Governor’s daily press briefing or contact medical professionals.
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The Pandemic Recovery is Coming. Are You Ready? Six Ways to Prepare Your Business for a Return to [New] Normal By JENNIFER FLATOW Brave River Solutions There's an adage that says, "When the storms rage at sea, the fishermen repair their nets." The storms are raging now as a rapacious virus holds our globe hostage. It's an unprecedented time. But, as we've learned from history, there will likely be a recovery from this epic crisis. The Great Depression, the Great Recession, and World Wars I and II have shown us that. How can you prepare your business to come out stronger when things return to normal? How can you repair your nets? Make good use of this time by strengthening these technological tools, and in turn, your business. Six Ways to Prepare Your Business for a Post Pandemic World 1. Improve Your Website User Experience When customers visit you online, can they quickly find what they're looking for? Is it easy to contact you? Does your website provide a seamless purchasing experience? The coronavirus pandemic has been the ultimate test for many brick-and-mortar merchants who've suddenly had to pivot to online sales in the face of restrictions placed on in-person shopping. One local business, a wine merchant, boasts a large selection but their website features only a fraction of their inventory. It's also confusing to navigate and doesn't show product images. The shop's curbside pickup and delivery orders have skyrocketed during the coronavirus crisis. But the staff has had to handle sales over the phone instead of being able to rely on ecommerce. "We knew our website needed a lot of work. It's something we kind of put on the back burner, so we were caught off guard," said a store representative. If you're a retailer or service business - consider how you can provide your users with the best digital experience: • Is your ecommerce website mobile friendly? • Does your photography and brand imagery give you a competitive edge? • Is your web site's technology up to date? • Are your customers able to purchase everything they normally would? • Should you add a chat bot? • Is it time to build an app? Web design and technology trends change quickly. Whether you build a custom software feature, or purchase something off the shelf, now is the time to implement a design and feature refresh to maximize customer engagement and monetization. 2. Build Your Virtual Office Plenty of businesses employed remote workers before COVID-19. But those who were behind the curve of the virtual office trend have found themselves scrambling to implement WFH (Work from Home) strategies to prevent distruption and stay productive. Developing an effective and safe virtual work environment is not as simple as signing up for Zoom. In addition to beefing up security measures, working virtually requires new modes of team communication and employee training. During the coronavirus crisis, we're partnering with the Rhode Island Governer's office to
help small businesses implement the following reliable WFH tools: • Firewall and VPN configuration • Remote access software • Microsoft Office 365 and Microsoft Teams • Cloud storage and file sharing • Video conferencing • Electronic document signing Many of these solutions require technical expertise to evaluate, set up securely, and learn to use. But they can be onboarded quickly. We're happy to help you put in place a suite of tools that fit your needs. 3. Fortify Your Cyber Security Unfortunately, the latest technologies that make your business more productive and profitable also make it more vulnerable to cyberattacks. These are only becoming increasingly advanced and creative, and cybercriminals are exploiting these chaotic times. What’s at stake? Simply put, your data in the form of intellectual property, customer credit card numbers, employee personal information and more. The list is long of things you can do to protect your data. The bottom line is, if you don’t have a cybersecurity strategy in place, we recommend you do this asap. Tactics should include: • Use of firewall and VPN • Enforcing a strong password policy • Using a secure protocol for wireless networks • Implementation of data backup and protection plan • Updating all software and hardware systems Work with an expert to manage IT security. Like insurance, it's too consequential to ignore, and depending on your industry - it's required by law. 4. Get SEO Healthy Maybe you're already using Google Analytics and Google Search Console to learn how users are interacting with your site. Great. That’s one of the ways to check SEO health. Now is the time to work on improving it. Why? Because actions taken now to boost your SEO won’t increase web rankings right away. Google needs time – weeks to months – to crawl your site and propagate changes made. Not sure if your site is SEO healthy? Consider an SEO audit to analyze technical aspects like sitemaps, server errors, meta data, accessibility, indexing and optimization. Start improving your SEO now so there’s time for improvements to be implemented by the search engines. This will be reflected in your rankings when business picks up. Keep in mind, SEO is never “one and done.” Check SEO health and make tweaks regularly. 5. Leverage Marketing to Let Your Customers Know You're Open Marketing strategies are indispensable for letting customers know how you’re adapting to their needs during a dramatically changing business climate. Are you a retailer now offering curbside pickup? A restaurant switching from dine-in to delivery? For some businesses, it may be important to re-set customer expectations in the wake of interrupted supply chains and shipping delays. If you’ve been underutilizing them, now is the time to leverage key marketing channels and tools to keep your customers informed and your business churning: • Website enhancements like popup mes-
sages and alert bars are a great way to make important announcements and keep customers up to date. • When you consider that 99% of consumers check email daily, it’s not surprising that your customer email list is probably the most valuable marketing asset you own. Why? Because emails don’t compete with other messages and your audience is more engaged because they’ve already opted in to receive your message. Email marketing is a great channel for sales offers or to express customer appreciation. Be sure to include an unsubscribe link or options for recipients to tailor email frequency. • If you rely on local business, it’s essential that you leverage the power of your Google My Business profile to communicate your location and current hours of operation. Your profile can be updated in real time to keep current with frequent changes. • Social media advertising gives you unmatched audience targeting and immediacy. If you’re new to social media advertising, Facebook a great place to start since you can experiment for a relatively low cost to tweak your ads and figure out what works before investing more dollars. And Facebook ad tracking methods allow you to gauge which ads are costeffective. The bottom line is, you should be making it as easy as possible for your visitors to learn that you’re open for business and what to expect. Determine which platforms and tools are the best fit for you and optimize them to engage your audience. 6. Make Your Website Accessible Now is a good time to analyze your website and remediate accessibility issues. Can your website be easily navigated by someone with a physical disability? Can your content be consumed by users with visual, hearing or speech impairments? Disabled individuals use assistive technologies like screen readers when they visit websites. If your website isn't equipped with these tools, you're not engaging the audience of one billion disabled individuals with a spending power of $6 trillion. And your business may be subject to ADA lawsuits and complaints. Fortunately, the ADA and W3C have published guidelines to help sites legally meet accessibility requirements. This doesn’t necessarily mean you’ll need a design overhaul, but you’ll want to conduct an accessibility audit that includes user testing. In complying with ADA standards, you'll also improve your site's overall experience and satisfaction for all users - not just the disabled. One of the silver linings of the current crisis is the push to innovate. To remain viable, businesses need to embrace technology more ably now than ever before. The good news is, leading edge solutions are available and Brave River is working uninterruptedly to help our clients quickly and affordably implement them. Based in Warwick, RI, Brave River Solutions has served as the industry leader in full-service IT Managed Services, web design, digital marketing and software development for 20 years. Brave River Solutions partners with their clients to provide innovative business solutions through state-of-the-art technology and design. To learn more about Brave River’s technology services, please visit our website at www.braveriver.com.
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MoMu Home Staging www.momuhomestaging.com Michele Morrocco | Todd Mueller momuhomestagers@gmail.com 401.450.0737
AMERICAN EYEGLASS CENTER Eye exams • Contact Lenses Eye Glasses Most insurance accepted
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EITHER ORE Jewelers
Eitherorejewelersonline.com Custom Designs
Ralph Manzi President Eitherorej@aol.com 1500 Atwood Avenue Johnston, RI | 401-274-2126
Nancy Ragosta, OD Elio Quaglieri, Optician
1500 Atwood Avenue, Suite #9 Johnston, RI
401-521-0102
Accounting Services, LLC Ronald Amore Jr., Owner Greenville, RI 02828 401-480-1694 www.AMORETAX.com Ron@AMORETAX.com
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John N. Calvino, Esq. Law Associates
401-837-0328
PERSONAL INJURY LAW GENERAL PRACTICE OF LAW
785-9400
David L. Yacino REALTOR®, Sales Associate
RI Monthly Professional Excellence in Real Estate 2019 Award. Member RI Association Realtors, Northern RI Board Realtors, National Association Realtors 5 Star rated Realtor 33 years in Customer Service Profession
CALL ME FOR A FREE MARKET ANALYSIS DYacino@BoucherRealEstate.com Cell: (401) 692-6524 Tel: (401) 766-2200 • Fax: (401) 762-3020 600 Cass Avenue, Woonsocket, RI 02895
373 Elmwood Avenue, Providence 24-Hour Telephone Answering Services Se Habla Espanõl - Nos Falamos Portugûes www.CalvinoLaw.com William A. Filippo* Robert J. Calvino Thomas A. Bucci
Anthony L. DiCenso William Elderkin, Jr.
The Rhode Island Supreme Court licenses all lawyers in the general practice of law. The court does not license or certify any lawyer as an expert or specialist in any field of practice.
“Experience Isn’t Expensive , It Is Priceless” HOME SALES ARE ON THE RISE AND INTEREST RATES REMAIN LOW! Let my years of experience work for you
Established 1975
GREENVILLE NURSERY SCHOOL A Child Enrichment Center 1 Church Street Greenville, Rhode Island 02828 (401) 949-3051
PRESCHOOL PRE KINDERGARTEN Full Day - Half Day Programs School Year - Summer Programs
Contact me for a market evaluation of your home or information on a home purchase
Barbara Scanlon Broker Associate
Town & County
ABR, CDPE, CRS, e-PRO, PMN, SRES
(401) 480-8282
barbara@barbarascanlon.com www.barbarascanlon.com
2016 Remax Lifetime Achievement Award • RE/MAX Hall of Fame Five Star Professional • RE/MAX 100% Club
Call today for a FREE Market Analysis
401-724-8660
www.LaMontagneRealEstate.com
It’s a Family Affair!
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Yacht Club Bottling releases second “Soda Pop Poll” 2Yacht Club Bottling Works, The Official Soda and Water Company of Rhode Island, is getting back into politics for the 2020 presidential election with the return of their Soda Pop Poll. This year people have the choice of two new Limited Release flavors to show their presidential preference: Donald’s Big League Punch and Joe’s Berry-Blue Lemonade. As with the last presidential Soda Pop Poll, Yacht Club will release the results of the poll this fall to see which political pop New Englanders like best. If you’re not interested in “voting” for Donald’s Big League Punch or Joe’s Berry-Blue Lemonade, Yacht Club will be re-releasing last summer’s Limited Release hit Berrymelon Rebellion as the 3rd party flavor choice. In 2016 the palates of New Englanders predicted the winner of the election. Of the 48,048 politically themed bottles sold that summer and fall, 46.3% of them were Donald’s Populist Punch, proving narrowly more popular than Hillary’s Liberal Limeade. “People had so much fun trying our election flavors and ‘voting’ with their taste buds in 2016 that we knew we had to do it again this year, but with new sodas,” said Yacht Club owner John Sgambato. “Donald’s Big League Punch is a new and improved version of 2016’s Donald’s Populist Punch and Joe’s Berry-Blue Lemonade is a lemonade at heart but with a fun twist. Remember, every soda sold is a vote for that candidate to become President of Soda Pop!” As has become the standard for Yacht Club’s Limited Release label art, Sgambato described his concept to nationally syndicated sports, editorial and entertainment cartoonist/artist and Rhode Island resident, Frankie Galasso, who drew both Trump and Biden
labels in his own inimitable caricaturist style. Galasso considers himself “a bit of a soda freak” and enjoys his Yacht Club collaborations. Galasso can be found on Facebook at facebook.com/frankgalassori/. All three Soda Pop Poll flavors are now available at the Yacht Club Bottling Works Factory Store in North Providence—see their Facebook page at facebook. com/yachtclubsoda for updated hours, will be sold at farmers markets and can be found in local stores and restaurants through distribution by McLaughlin & Moran. Plus, Yacht Club has an updated web site at yachtclubsoda.com with online ordering and will ship all their flavors to anywhere in the United States. Donald’s Big League Punch, Joe’s Berry-Blue Lemonade and Berrymelon Rebellion will only be
available through election season, or while supplies last, so don’t miss out on your chance to vote in the Soda Pop Poll! About Yacht Club Bottling Works Yacht Club Bottling Works is a family owned and operated local manufacturer. The facility opened in 1915 with the goal of bringing a premium quality beverage to Rhode Island. A lot has changed over the last 105 years, but Yacht Club, The Official Soda and Water Company of Rhode Island, is still dedicated to providing premium beverages to Rhode Island and surrounding areas. Visit the company store at 2239 Mineral Spring Avenue, North Providence, RI 02911. yachtclubsoda.com | 401-231-9290 | info@yachtclubsoda.com
SERVICE DIRECTORY
TO ADVERTISE PLEASE CALL DINO AT 401-837-0328 • Gift baskets for all occasions
Driveways • Walkways Garage/Basement Floors Stamped Concrete Finishes Fully Insured/RI License #40921
RESIDENTIAL & COMMERCIAL PROPERTIES Natalia Munoz 401-865-0347 Se Habla Español Jonas Chattelle 401-692-8713 Email us at: ConcreteLifeRI@yahoo.com
ConcreteLife401
• Love Pop cards are available at this location. • Wonderful products from eco-friendly makers.
401-480-1694
tigereyegiftshop@yahoo.com 768 West Shore Road, Warwick By Appointment Only
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Accounting Services, LLC Ronald Amore Jr., Owner Greenville, RI 02828 401-480-1694 www.AMORETAX.com Ron@AMORETAX.com
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SERVICE DIRECTORY
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Experience integration of body, mind, heart and spirit. Massage Therapy • Organic Facials & Waxing • Electrolysis Thai Yoga Bodywork • Angelic Messenger Readings • Reiki Energy & Sound Healing • Healing Life Coaching
Choose your path to wellness and be present for every step of the journey. www.healinginharmonywellness.com
401-949-5533 185 Putnam Pike, Chepachet, Rhode Island 02814 1 short mile from Waterman Lake. It’s worth the ride, come see for yourself!
Residentialand andCommercial Commercial Residential JobsBig Bigand andSmall Small Jobs Emergency Service Available Emergency Service Licensed in: Available
Licensed in: Licensed in: MA– 21103 MA– 21103 RI– A004927 RI– A004927 NH-12944M NH-12944M ME– MS600020866 ME– MS600020866
MA– 21103, RI– A004927, NH-12944M, ME– MS600020866
Hope Turenne
43 East Street Providence, RI 02906
Professional Organizer
• Organization and Decluttering Services
401-228-6655
• Packing & Unpacking Expertise Call us to assist you during the moving process.
Free consultation with mention of this ad!
Online booking available through www.43eastsalon.com
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TAKE-OUT & DELIVERY 7 DAYS A WEEK
970 Douglas Pike Smithfield 830-5477
www.biagiospizzeria.com Come and Race your Hot Wheels at the
Auto shop for kids cars
LINCOLN JOHNNY LIGHTNING RACE CLUB
We build & repair, customize & modify Power Wheels and other children's ride-on toys.
at the MacColl YMCA located at 26 Breakneck Hill Rd Lincoln RI on the second Sunday of each month.
For more information contact 401-248-1625 also Like us on Facebook! www.ljlrc.com We offer hair, nails & minor waxing services. New location 491 Mendon Road 401-333-3263 Owner
Jennifer D’Arezzo
Services we offer: • Build, repair, customize & modify • Replacement parts, batteries, & chargers • Performance upgrades such as increasing speed to 18v • Vehicle modifications, lifting/lowering, adding lights and sounds • Diagnostic fee on all brands is $35 an hour • Mobile Service & Repair to RI, Southern MA, & Eastern CT • Assembly of ride-ons • Consignment of children's ride-ons • Removal of unwanted ride-ons
Our website is kskustoms.com
401.426.0778 | 401.447.7769
We meet by appointment 7 days a week between 10 am to 7pm
STATE LINE SERVICE & TIRE CENTER
1209 Social Street, Woonsocket, RI 401-765-0146 Located just 2 miles from Highland cooperate park on the Woonsocket/MA line
Providing quality auto and truck maintenance, service, and repair, on all makes and models at fair prices. All major Tire brands available. 4 wheel alignment for cars thru 1 ton trucks. Hunter road force wheel balancing. Serving all of northern RI and southern MA since 1952. HOURS Monday Friday 7am-5pm, Saturday 7am-12pm
Lisa Figueira Realtor
LisaFigueira@kw.com Facials401.680.2047 & Electrolysis 14 Breakneck Hill Rd Suite 101
• C.B.D./Enzyme and Anti-Aging Facials Lincoln, RI 02865 in MA & RI • Acne / Teen Facials •Licensed Back Facials • Chemical Resurfacing Peels • Remove Unwanted Hair andFacials More! • C.B.D./Enzyme and Anti-Aging • Professional Skincare Products • Acne / Teen Facials •and Back Facials • C.B.D./Enzyme Anti-Aging Facials
Facials & Electrolysis Facials & Electrolysis
• Acne Facialsconsultation. • Back Facials Call for/ Teen a FREE Donna E. Pelletier • Chemical Resurfacing Peels • Chemical Resurfacing Peels Skin Care • $10 Remove Unwanted Hair facial and More! OFF a 1 hour • Remove•Unwanted Hair and More! SpecialistLicensed Professional Products for newSkincare clients only. and Electrologist CallProducts for a FREE consultation. • Professional Skincare Donna E. Pelletier
MULTICULTURAL/ METAPHYSICAL SHOP
Crystals, herbs, oils and much more $10 OFF hour Pfacial Care 185a P1utnam ike (Rt. 44), CLicensed hePaChetSkin , Ri 02814 for new clients only. Specialist Electrologist Call for a FREE consultation. E.Donna) Pelletier 35 East St., Harrisville, RI 401-949-5533 Ext. 2Donna (AskandFor 185 Putnam Pike (Rt. 44), Chepachet, 02814Care healinginharmonywellness.com LicensedRISkin $10 OFF a 1 hour facial (508) 838-6538 401-949-5533 Ext. 2 (Ask For Donna) for new clients only.
Specialist and Electrologist
185 Putnam Pike (Rt. 44), ChePaChet, Ri 02814
401-949-5533 Ext. 2 (Ask For Donna) healinginharmonywellness.com
H&L Home Services
RESIDENTIAL & COMMERCIAL CLEANING Insured & Reliable
401-548-5354
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Northern staff come roaring through town Continued from front Pictured to the left from top to bottom Nancy Andrews, Anne Bibeault, Nicole Daniels, Lisa Silvestri and Rhonda Sexton. Pictured below from top to bottom, John Connell and Dianne Mohler, Jessica Spizziri, Jaclyn Pringle and Kristen Bernier
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To advertise call 401.837.0328 CLUES ACROSS 1. Type of fruit 5. Unit of time 9. Oil company 11. Benson’s “partner” 13. Fictional mob boss Tony 15. Visual record 16. Small constellation 17. Popular family TV series 19. Tough outer layer 21. Cut 22. Vietnamese offensive 23. Horizontal mine passage 25. Greek war god 26. Have already done 27. Six (Spanish) 29. Remarks for the audience 31. Relaxing spots 33. Prevent from seeing 34. Disguised 36. Comedian Rogen 38. Afflict in mind or body 39. Sour 41. People native to N. Mexico 43. No seats available 44. Ned __, composer
GEMINI – May 22/Jun 21 Gemini, you want to have momentum, but something trips you up and slows you down considerably. You have to find a work-around if you want to be happy. CANCER – Jun 22/Jul 22 Older, unresolved issues may bubble up this week and grab at your attention, Cancer. Seek out close companions who may be able to guide you through. LEO – Jul 23/Aug 23 Leo, consistency at work starts to shine through in your career status and progress at the company. Competition seems to fall away, and you take a leadership role. VIRGO – Aug 24/Sept 22 Showcase your talents to people unfamiliar with what you can do, Virgo. This renewed enthusiasm may inspire you and others going forward.
LIBRA – Sept 23/Oct 23 Libra, the longer you let your needs go unaddressed, the more the pressure and stress will mount. Find a way to put yourself first this week. SCORPIO – Oct 24/Nov 22 Your sense of security and routine is put to the test with a new visitor to your household, Scorpio. This visitor may require a few concessions on your part. SAGITTARIUS – Nov 23/Dec 21 Sagittarius, try your best to breeze through interruptions at work this week. Your projects are all on schedule, and you want to keep them going forward. CAPRICORN – Dec 22/Jan 20 Your attention may be drawn to the material things in your life right now, Capricorn. It is okay to focus on the niceties surrounding you once in a while. AQUARIUS – Jan 21/Feb 18 Make some changes at home so that living spaces reflect your personality and desire for comfort and coziness, Aquarius. It can make for more harmonious living. PISCES – Feb 19/Mar 20 You may be at a loss for words because distractions keep pulling you in different directions, Pisces. Stay the course the best you can.
SOLUTIONS ACROSS 1. Pear 5. Year 9. Texaco 11. Hedges 13. Soprano 15. Readout 16. Ara 17. Fuller House 19. Rind 21. Slice 22. Tet 23. Adit 25. Ares 26. Did 27. Seis 29. Asides 31. Spas 33. Seel 34. Veiled 36. Seth 38. Ail 39. Acid 41. Taos 43. SRO 44. Rorem 46. Snit 48. Telekinesis 52. Obi 53. Aniseed 54. Kathyryn 56. Tastes 57. Sanely 58. Step 59. Byes
TAURUS – Apr 21/May 21 It can be challenging to balance private and public life, Taurus. Make a concerted effort to be open, but don’t overshare information, either. Work with others, if necessary.
CLUES DOWN 1. How will it play in __? 2. Grows 3. Swiss river 4. Canadian flyers 5. Affirmative! (slang) 6. Root of taro plant 7. Large, long-legged rodents 8. Recycled 9. Pre-1917 emperor of Russia 10. Sometimes it’s on you 11. Contrary beliefs 12. Remain as is 14. Spicy stew __ podrida
SOLUTIONS DOWN 1. Peoria 2. Expands 3. Aar 4. RCAF 5. Yeah 6. Eddo 7. Agoutis 8. Reused 9. Tsar 10. Onus 11. Heresies 12. Stet 14. Olla 15. Recess 18. Lira 20. Diesel 24. Tipi 26. Deltas 28. Salaries 30. DEET 32. Second 34. Violist 35. Dire 37. Honoree 38. Arenas 40. Desk 42. Sibyls 43. Stat 45. MIAs 47. Tiny 49. Este 50. Keep 51. Stab 55. HNY
ARIES – Mar 21/Apr 20 You may realize a long-term goal over the next few days, Aries. The sense of accomplishment can inspire you to try new things and set new goals.
46. A fit of irritation 48. Ability to move objects mentally 52. Luke’s mentor __-Wan 53. Herbal medicine ingredient 54. Oscar-winning director Bigelow 56. Likes 57. In a sound way 58. Part of a staircase 59. Exemptions from play
15. Play time 18. Italian monetary unit 20. Type of fuel 24. Portable conical tent 26. Yazoo and Mississippi are two 28. What people earn 30. Insect repellent 32. After first 34. Plays the viola 35. Not good 37. Esteemed guest 38. Where rockers ply their trade 40. Office furniture 42. Ancient Greek oracles 43. Quantitative fact 45. Missing soldiers 47. Minute 49. This (Spanish) 50. Maintain possession of 51. Knife 55. What to say on New Year’s Day (abbr.)
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Welcome to Gator's Pub! We are a family restaurant that emphasizes casual dining with a relaxed atmosphere. We are open 7 days a week with a full menu and lots of fun! We also offer catering as well as private functions in our pool room. So come on in and see us and remember there are no strangers at the pub, only friends we haven't met yet! Menu features: • Slamin’ Specialty Burgers • Grilled Flatbread Pizzas • Awesome Appetizers • Exceptional Entrées We smoke all our items. Check out our 14 hour smoked brisket, pulled pork ribs and other meats. Also be sure to check out our daily specials.
Gator’s Pub 1402 Victory Highway, North Smithfield, RI
(401) 769-2220 Everyday: 11:00am - 1:00 am gatorspubri.com
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change a life
YOU
JUST MIGHT
TODAY.
B E N C H M A R K
M
S E N I O R
Smart Referral Guide
aking a referral to a Rhode Island Benchmark community couldn’t be easier, and it’s the smartest choice you can make to change the life of a senior you care about. Your time is as valuable as our residents’ and we’re here to simplify your job. Make a referral anytime, 24 hours a day, 7 days a week.
The Benchmark Difference • Live Now, Live Well™ assisted living, offering fitness, social, and educational opportunities • Live Now, Live Engaged™ memory care, led by a Certified Dementia Specialist • Nurses / Medication Nursing Assistants / Licensed Nursing Assistants in the community 24/7 • Care plans based on needs rather than time • Innovative events, outings, fitness and online learning programs
L I V I N G
ASSISTED LIVING & MEMORY CARE Blenheim-Newport 303 Valley Road Middletown, RI 02842 401-849-0031 edbn@benchmarkquality.com Capitol Ridge at Providence 700 Smith Street Providence, RI 02908 401-521-0090 edcrp@benchmarkquality.com Greenwich Farms at Warwick 75 Minnesota Avenue Warwick, RI 02888 401-737-7222 edgfw@benchmarkquality.com
Contact us today to make a Simple, Smart Referral.
W W W. B E N C H M A R K S E N I O R L I V I N G . C O M
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Town & Country
Let my experience guide you home! As a vital part of the health care continuum, we will continue to accept new residents and offer assisted living solutions to those who need them. Our NUMBER ONE priority is the health, safety and comfort of our residents. To limit their exposure to COVID-19, we have implemented the following: · Any new move-in must be asymptomatic and follow the same isolation guidelines as our residents. · Intentional infection prevention and protocols and enhanced staff training include frequent cleaning and disinfecting at the community. · Doors are secured 24/7. · Visitor limitations are in action, and residents are asked to remain in their apartments. · Communication with family members is being aided by cell phones, computer apps, Zoom, Facetime, Skype, One Day videos and other creative means. · All outings and programs involving outside vendors have been discontinued along with communal dining. Residents are dining in their apartments. · Additional guidance from the CDC and state and local health departments is being continually monitored and followed. Thank you for your SUPPORT as we continue our mission of SERVING seniors in our area and within our COMMUNITY!
Deb Hackett
Cell: (401) 744-4891 debhackett@verizon.net
Please call for a free consultation.
UNLOCK Your Next Adventure! Escape rooms & Teambuilding
Fun, interactive snowy day activity for the entire family!
15% Off
Your Escape Room booking
Tradition • Service • Excellence
1 Cherry Hill Road • Johnston, RI 02919 • (401) 233-2880 • CherryHillBridge.com
Antique Pewter/Copper Beveled knob
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Promo Code OSE411
1428 Hartford Avenue Johnston, RI • 401-808-6308 www.oceanstateescape.com
Antique Pewter/Copper Barrel pull
Your Waypoint® designer has the knowledge, experience, quality cabinetry and details you need to efficiently remodel kitchens, baths or any other living space into a unique expression of your personal style. Visit waypointlivingspaces.com for inspiration and contact your Waypoint® dealer today.
W E M A K E I T E A S Y TO F I N D YO U R S T Y L E. THE KITCHEN CENTER OF RI INC.
THE KITCHEN CENTER OF RI INC.
468 Smithfield Rd North Providence, RI 02904 401-353-8300
468 Smithfield Rd North Providence, RI 02904 401-353-8300
STORE HOURS
Monday, Tuesday Wednesday, Friday 9:00 am to 5:00 pm Thursday 9:00 am to 7:30 pm Saturday 9:00 am to 1:00 pm thekitchencenterofri.com
Living with Chronic Conditions? Now is the time to focus on what truly matters most Our Health.
TAKE-OUT & DELIVERY
Go to mariakishfy.com to learn more about Virtual Evidence-Based Fitness Classes or email Maria at mariakishfy@gmail.com to start a conversation. Let’s focus on restoring some sanity, structure, and smiles today!
970 Douglas Pike Smithfield • 830-5477
7 DAYS A WEEK
www.biagiospizzeria.com
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ASSISTED LIVING • MEMORY CARE
All-Inclusive
Memory Care The Neighborhood, Wingate’s signature memory care program, offers personalized care in a secure, home-like setting that encourages engagement and supports the best possible quality of life for residents.
Prices starting at $5,725 a month with no entrance fee and no security deposit.
For more information or to schedule a tour call 401-273-6565.
353 Blackstone Blvd, Providence, RI 02906 | WingateHealthcare.com
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House washing jargon The definition of Jargon: jar·gon “Special words or expressions that are used by a particular profession and are difficult for customers to fully understand.” With numerous companies entering the exterior cleaning market in RI over the last several years, we are experiencing a renaissance in the trade, or are we ? A standard, yet questionable, tactic new businesses use is to concoct new terms or apply new words to existing technology. Their main goal? Confuse and scare customers into thinking that if you don’t use this magical brand new invention of theirs, bad things will come your way. When I say magical “new” invention, in this case, I’m talking about “soft washing”. You may have heard the term recently, (or have heard it offered as a substitute for power washing) and we want to clarify what this service is exactly, and why it’s not all that it’s cracked up to be. Let’s start with another definition: Wikipedia defines soft washing as “ a cleaning method using low pressure and specialized solutions (typically bleach, water, and sometimes a surfactant) to treat mildew, bacteria, algae and other organic stains on roofs and other building exteriors. An electric diaphragm pump is used at 40-80 PSI.” At first, this sounds great. Low pressure, specialized solutions, we are 100% on board with that. But then, you get to the part where it says they are “treating” your house with an electric pump. That’s when I stop and scratch my head. So let’s get this straight, they are pumping a bunch of chemicals onto your home, but what happens to all that mold buildup and concentrated bleach? Does it just disappear? Would you spray a bunch of dish liquid on your dishes, call them clean and serve dinner on them? Of course not. These electric pumps are not designed for rinsing or washing; their intended use is spraying pesticide treatments on trees and shrubs.
So technically yes, the mold may disappear, but then you are left with a layer of dead mold that has not been adequately rinsed and removed. Not to mention the concentrated chemicals left on your home. This lack of proper rinsing is bad for your siding and leaves a layer of dead mold behind that will retain moisture and lead to faster mold re-growth. Both of which are bad for your home and your wallet. So now, we are left with the question, how will these “soft washers” rinse, if they rinse at all? Odds are, either they won’t rinse (or use the same electric sprayer which is ineffective for removing mold buildup) or they have a power washer they will use. So wait one minute, they are power washing after all? It seems fishy since many of these companies will lead you to believe that power washing will cause damage to your home. This leads us back to our Jargon definition above. Don’t be mislead by gimmicks. At SpringBrook Power Washing, we have been utilizing low-pressure power washing, specialized detergents, and surface-specific pressure to safely clean exterior home surfaces for 16 years. SpringBrook uses state-of-the-art power washing equipment. This is NOT your Grandfather's pressure washer from Home Depot. Our commercial equipment is versatile and can be used at a gentle low pressure to apply detergents to your vinyl siding or deck, AND properly rinse away the soap and dead mold using a high volume of fresh water. Yet when needed, this
same equipment can be adjusted on the fly to clean concrete or hard surfaces using higher pressure effectively. Something that’s not possible for so-called “soft washing” setups. Versatility and proper equipment is the key to getting safe, thoroughly clean results on all the many different surfaces around the outside of your home. We hope this article helps you be better-informed when choosing cleaning services for your home exterior. Don’t buy the jargon or allow yourself to be misled. We all know how gimmicks come and go. Stick with tried and true. Power washing has been around since 1926. Simply put, - it works, and is safe and effective when done in the hands of a professional. You can always count on SpringBrook for upfront, honest advice regarding your project. We clean all exterior surfaces of your home correctly, using safe, surface-specific pressure, state of the art equipment and effective detergents. Having serviced more than 19,000 clients in over 16 years, and garnering over 300 five star reviews online, you can trust SpringBrook Power Washing to provide safe, effective, perfectly clean results you’ll love, and your neighbors will envy.
Wigs and Wellness
Evolve Nutrition & Vitality Wig Boutique
Call for a FREE Consultation with owner
Donna L. Ouellette 401-578-5879
Wigs • Nutrition Life Balance • Essential Oils 1665 Hartford Avenue Suite 35-2nd floor, Johnston, RI www.evolve-nutrition-vitality.com By appointment only
To advertise call 401.837.0328
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Your Health is Your Wealth! Finding Balance and Harmony for your Immune System! As coronavirus continues to spread across the country, having an optimally functioning immune system is more important than ever. Here are some strategies to stay healthy as the threat of coronavirus is among us all. Medical professionals say it is important not to rush to buy supplements and vitamins that promise to enhance your immune system; there isn’t much evidence that such products do any good. Instead, they say, stick with the more mundane, but proven, approaches: • Drink Water. Drink half your body weight in ounces per day. Water increases energy and helps detoxify the body. Add some lemon to your water for extra Vitamin C and to improve your digestive health. • Keep your stress levels down. It’s a bit of a vicious cycle, of course: The more you stress about the virus, the more likely you are to suffer from it. “Stress can certainly hurt your immune system,” says Morgan Katz, an assistant professor of infectious diseases at Johns Hopkins University. “Do not panic, try to minimize stress.” If you continue to feel stressed, the stress hormone cortisol turns off cells in your immune system. Try engaging in activities you find relaxing, such as meditation, talking with a friend, doing crafts, get outside in nature. • Exercise. Low- and moderate-intensity exercise naturally lowers cortisol levels and helps with immune system function. Try to do 30 to 60 minutes of exercise a day. Take a walk or run outside. Hike in nature. But it is important not to go overboard. A recent study found high-performance athletes have an increased risk of infection, says Elizabeth Bradley, medical director of the Cleveland Clinic’s Center for Functional
Medicine. “Exercise helps boost the immune system, but we have to be careful not to over exercise because it can weaken your immune system,” she says. • Get adequate sleep. For adults, that means getting seven to eight hours of sleep a night. Children should get more, depending on their age. Have a wind down plan at end of day and shut off electronics. • Make sure your vaccines are up-to-date, especially the flu vaccine. • Eat plenty of plain yogurt every day. It’s an easy way to boost your probiotics and help support your microbiome. Yogurt helps to support the good bacteria that live in your body, which help to fight bad bacteria or viruses. Other foods that can help support the microbiome include garlic, onion, ginger, sauerkraut, and fermented foods. Here's a recipe for a Green Chia Smoothie 1 c chunk pineapple 2 kiwis (peeled and sliced) 1 avocado (peeled and pitted) 1/4 cup of ice 1/2 cup orange juice 6 ounces of plain yogurt 2 tablespoons mint 2 tablespoons chia seeds Place everything except chia seeds in blender. Process on liquify for 1 minute. Spoon chia seeds into blender and pulse on mix 2 - 3 times. Makes 2 servings • Watch your diet. Stick to a healthful, balanced diet filled with lots of colorful fruits and vegetables to ensure you’re getting enough zinc and vitamin D and other important vitamins and minerals. Most experts say you should be able to get enough of these vitamins
and minerals through your diet, and extra supplementation isn’t necessary. But because vitamin D deficiency is relatively common, experts do recommend supplementation if levels are low. Get outside for 20 minutes of sunshine! Make sure you are eating lots of dark green, leafy vegetables and berries, as well as nuts and seeds, and minimize foods with sugar and trans fats, which aren’t as nutrient-dense. Your immune system needs fuel, so avoid ultralowcarbohydrate diets, experts say. Also, drink lots of water and reduce alcohol consumption, which can disrupt your sleep. • Stop smoking or vaping. Smokers and those with respiratory disease have a higher rate of serious illness and complications from coronavirus. Smoking and vaping will challenge your lungs and will work in the wrong direction with recovery. • Practice Gratitude, Acts of Kindness and Love. Helping others takes the focus off your worries. Love is a powerful emotion - actions speak volumes to those who are struggling during this pandemic. We are all in this together – be part of the solution for better health for yourself and others! Donna Ouellette of Evolve Nutrition and Vitality is a cancer survivor certified in functional nutrition. Her wellness boutique has a full line of health and wellness products, and wigs and accessories to help with hair loss. She offers an eight-week Power to Feel your best class based on an individual's needs. FREE consultation by appointment. For more information call 401578-5879 or email donna.evolvenutrition@gmail.com or visit Evolve-Nutrition-Vitality.com
A Special Report
How to Sanitize Your Home During the Coronavirus Outbreak SANITIZING YOUR HOME FOR COVID-19 IS A TWO STEP PROCESS: STEP ONE: Clean, then disinfect all high-touch surfaces. These include doorknobs, light switches, cabinet handles and pulls, control knobs on appliances and more. STEP TWO: Clean these surfaces thoroughly with a commercial cleaning product or soapy water. Dry them and then apply a disinfectant, allowing it to remain for the required length of time: • A bleach solution containing 1/3 cup bleach in a gallon of water should remain on the surface for at least 10 minutes. • Allow a 70 percent alcohol/water solution to remain on the surfaces for at least 30 seconds.
RESIDENTIAL COMMERCIAL
• Hydrogen peroxide, full-strength, requires at least one minute to do the job. -------------------------------------------------------------------------------------------TIME TO ESTABLISH SOME NEW RULES: • Remove shoes at the door and leave them outside.
• New & Existing Construction
• Remove clothing immediately and put right into the washing machine.
• Fiberglass & Blown-In Cellulose Insulation
• Clean and disinfect all high-touch surfaces at least once per day
• Additional Insulation = Energy Savings!! • 5” and 6” Seamless Aluminum Gutters
THERE IS MORE TO THINK ABOUT WHEN DOING LAUNDRY TOO:
• 26 Different Colors to Choose From
Even if no one in the home is infected, use disposable gloves when handling dirty clothes and linens. Discard the gloves after handling the items and wash your hands with soap and water.
• Shur Flo Gutter Protection System
Call or E-Mail us Today for a Free Estimate
There has never been a more important time for you and your family to have resources you can count on. And even though the social landscape is changing every day my dedication to helping my community has not. Please don’t hesitate to reach out. I am here to help.
Amanda Hannon Broker Owner
401-575-7854
• To avoid dispersing the virus on clothing and linens into the air, don't shake dirty laundry. • Use the hottest water temperature possible. • Dry all laundered items thoroughly at the warmest temperature possible. • Clean and disinfect the clothes hamper daily. Consider using a hamper liner that can be discarded or laundered. The CDC says that "Dirty laundry from an ill person can be washed with other people's items." -------------------------------------------------------------------------------------------NOTE: To remain healthy, the United States Centers for Disease Control suggest that you disinfect your home once a day. If there is a coronavirus patient in the home, please follow these procedures more often.
WWW.PATRIOTINSULATIONINC.COM
401-757-0845
If your property is now listed with a REALTOR® or Broker, please disregard this offer, as it is not our intention to solicit the offerings of other REALTORS® or Brokers. The information contained herein is deemed reliable but is not guaranteed. ©ProspectsPLUS!, Inc. www.prospectsplus.com
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1011 SMITH STREET, PROVIDENCE, RI PERSONAL INJURY AUTO ACCIDENTS WORKERS COMPENSATION DUI / TRAFFIC OFFENSES SOCIAL SECURITY CRIMINAL LAW IMMIGRATION DIVORCE ROBERT V. RUSSO, ESQ. ATTORNEY AT LAW
SULAY MARTINEZ OFFICE MANAGER
401-751-6100
RobertRusso@lombardirusso.com
YOU DON’T PAY ME - UNLESS I PAY YOU! Se Habla Español
INSIDE
Lifestyles&
Hannon Realty Column 2 Top Questions from sellers 3 Springbook Power Washing 10 ohDEER Southwestern 10
HOME
FREE | To advertise call 401-837-0328 Thinking of selling? THE Antonelli Group sells home 72% faster than your average realtor and gets our sellers 5% more per home SOLD! We also have a 98% client RETURN/REPEAT rate!! The consultation is FREE! LET proven results help you with your next MOVE!
CENTRAL REALTOR® | CRS, GRI, ABR
TOP PRODUCER
For All Your Real Estate Needs
Experience You can Trust
#ANTONELLIGROUP, PREMIER REALTY GROUP 401-465-8886 VICKI ANTONELLI
• 100% All Natural • Safe for you, your family and your pets • Neighborhood Discounts!
401.465.0263
REQUEST INFORMATION AT:
www.DaveTTeam.com
Lincoln: Beautiful Colonial in Sablewoods in Limerock, 4 great size beds, 2 1/2 baths, hardwoods, granite & stainless steel kitchen that is open to Living Room and Dining Room. $559,900
Service you deserve
NEW ENGLAND’S ONLY
99% dust free Hardwood floor Resurfacing, sanding and restoration with the best finishes from Loba and Bona. Also Custom and basic installations. We are certified craftsman by Bona, With over 26 years in the hardwood floor industry
H&L
Home Services A Real Estate RESIDENTIAL & COMMERCIAL CLEANING Insured & Reliable
401-548-5354
Wigs and Wellness Making You Beautiful Inside and Out!
1599 Smith Street North Providence, RI Direct: (401) 465-8886 Fax: (401) 288-3600
company you can trust
401-757-0845
401-617-0177
www.hannonrealty.com
EXcel Realty School
Call/Email for FREE Consultation with owner
Donna L. Ouellette 401-578-5879 donna.evolvenutrition@gmail.com By appointment only Evolve Nutrition & Vitality Wellness Boutique Wigs-Hair Enhancement-Safe, Toxin Free Skin Care and Makeup Nutrition - Essential Oils - Life Balance
1665 Hartford Ave., Suite 35-2nd floor, Johnston, RI www.evolve-nutrition-vitality.com
27 KNOWLES STREET, LINCOLN: Over 1,500 square feet of living space, 4 beds and 2, full baths, updated kitchen and newer appliances (2019), updated baths, hardwood floors, lovely, wooded, large lot. Amy Dixon. Keller Williams Realty. 401.524.6968
28 WESTWOOD RD, NORTH SMITHFIELD: This well cared for home is absolutely ready to move into. The living room features a gas fireplace. There are 3 bedrooms and a full bath upstairs with another full bathroom in the basement. . $264,900. Ron Leclair. RE/MAX Town and Country. 401.726.0068
42 RUTH AVE, RUMFORD: 3/4 beds - 2, full baths - updated kitchen with granite countertops and appliances, hardwood floors, 2nd floor laundry room, young, gas heating system. Full, unfinished, dry basement. Amy Dixon. Keller Williams Realty. 401.524.6968
394 GREAT RD # 3, LINCOLN: Remodeled, top unit large 3 bedrooms, updated, full bath, spacious living room able to accommodate larger furniture, dining area, granite countertops, hardwoods, appliances. Amy Dixon. Keller Williams Realty. 401.524.6968
www.ExcelRealtySchool.com CE Shop Affiliate for discounts:
35 LYON ST, PAWTUCKET: 4 bedrooms, a dining area, a formal dining room. a Spacious Living room, a Den/reading room, a sun porch and much much more. Pockets Doors, a sweeping staircase, spacious entry hallway 3 porches. $369,900. Ron Leclair. RE/MAX Town and Country. 401.726.0068
https://excelrealtyschool.theceshop.com
Call or Text: 401-398-8080 Email: Info@ExcelRealtySchool.com
TONY LANNI
Jennifer Lemme Sales Associate
RE/MAX Town & Country
(401) 996-6617 jlemme6@gmail.com
FROM FIND... Darrin Ruzzano
Sr. Mortgage Advisor Province Mortgage Associates
(401) 490-4400 druzzano@provincemortgage.com
NMLS#111578
Let Us Create the Space That Moves You!
TO FINANCE...
Selling?
Call for FREE Home Value!
401-263-5281 TonyLanni.com
Stephen Germani Attorney
For Sale
Germani Title & Closing
(401) 739-9700 stephen@germanititle.com
TO CLOSE! We’ll guide you home! Province Mortgage Associates, Inc. NMLS # 2861 RI Licensed Mortgage Lender and Broker
MoMu Home Staging www.momuhomestaging.com Michele Morrocco | Todd Mueller momuhomestagers@gmail.com 401.450.0737
Real Estate
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How home design trends are evolving for social distancing COVID-19 has brought changes to everything, and home design is no exception. Experts are expecting to see lasting impacts on everything from the materials we use to the rooms we prioritize. Check out these and other noteworthy trends: Houses over apartments: Many people who live in condos or apartments do so to be closer to the action - work, entertainment and shops - and never planned on spending much time at home. But the pandemic has changed that, and more people are going to want a home that offers plenty of room and outdoor space in case they need to self-isolate again. Self-sufficiency: A hard lesson we've learned is that things and services we thought we could count on aren't necessarily a sure thing, so items that increase self-reliance will become very popular. Expect to see more homes with sources of energy like solar panels, sources of heat like fireplaces and stoves, and even urban and indoor gardens that allow you to grow your own produce. Outdoor living: Between playgrounds closing and parks becoming overcrowded, many of us are turning to our balconies, patios and backyards for fresh air and nature. This means we're going to be investing more in our outdoor spaces, with functional kitchens, soothing water features, cozy firepits, and high-quality outdoor furniture to create a much-needed escape. Healthier spaces: Thanks to spending more time
indoors and reprioritizing our health, we'll turn to design to help ensure our homes are safe and healthy for our families. We'll see a rise in products like water filtration systems as well as materials that improve indoor air quality. For new homes and additions, alternatives to wood-framing like insulated concrete forms from Nudura, which offer improved ventilation for healthier indoor air quality and an environment that's less susceptible to mold, will be key. Home office space: Business experts are suggesting many companies will see that working from home is not only possible but offers tangible benefits, like saving money on office space rent. With working from home on the rise, creating a home office space that inspires productivity will be a major project many of us tackle. Luxury home office furniture that feels chic and blends into your
dĂŠcor as well as ergonomic chairs and desks will see a major boost. Custom and quality: With the hit to the economy, people are going to be buying less, but what they do buy will be better quality, while at the same time making an effort to support American businesses. When it comes to design, trends will shift to locally made furniture, custom-built homes and pieces and materials that stand the test of time. Find more information at nudura.com.
From main Street to Your Street Call 401-310-0630
Sal Savastano - Executive Vice President, Ext. 101, NMLS# 201878 John Savastano - Area Manager, Ext. 102, NMLS# 202774 David Travers - Branch Sales Manager, Ext. 103, NMLS# 41681 Vivian Garcia - Branch Ops Manager, Ext. 106 David Campagnone - Branch Manager, Ext. 116, NMLS# 202619 Jennifer Richetlli - Loan Officer, Ext. 107, NMLS# 1721491 Patricia Vargas - Loan Officer, Ext. 109, NMLS# 1433663 Waldy Ripoll - Loan Officer, Ext. 113, NMLS# 1450474 Mike Plummer - Loan Officer, Ext. 114, NMLS# 1606301 Ramon Feliz - Loan Officer, Ext. 117, NMLS# 721887 John Caliri - Underwriter, Ext. 108 Brianna Cunningham - Processor, Ext. 104 Caitlin Barone - Processor Lucy Togher - Processor, Ext. 105 Chacety Lezcano - Processor, Ext. 110 Seana Petrangelo - Closer, Ext. 115 Cristina Costa - Closer
NORTH SMITHFIELD: Custom Build Cape Featuring 3-4 Beds, 2,5 Baths Situated on 2+ Acres First Floor has Master Bedroom w/ Walk-In Closet. Eat in Granite Kitchen Overlooking Cathedral Ceiling Family Room with Custom Stone Fireplace, Dining Room, Bonus FRoom Above Garage, Finished Basement, Hardwoods, Central Air. $459,900
Located at 400 Reservoir Ave., Providence, RI This is not a guarantee to extend consumer credit. Main Street Home Loans NMLS ID #2893 (www.nmlsconsumeraccess.org) MA Mortgage Lender and Broker. RI Licensed Lender and Broker.
Licensed in RI, CT, NH and NJ
Richard Zompa
1417 Douglas Avenue, North Providence
401-353-2600
To advertise call 401.837.0328
Top Questions From Home Sellers By GLEN REICHARD Don’t Make One of These First-Time Home Buyer Mistakes!! Buying a home for the first-time can be an exciting and daunting experience. There is a lot to consider and there are many mistakes which could result in greater expenses down the road. Since you haven’t been through the process before, there are many things which could surprise you and cost more than you had anticipated. I will take a look at some of the common issues and how to avoid these first-time buyer mistakes. How Much Can You Afford to Spend? It can be great fun to imagine yourself living in your dream home, but if you can’t afford the monthly payments, you will need to set your sights more realistically. As a first-time buyer, you don’t want to fall into the trap of overextending your finances. One of the common mistakes of first-time buyers is to not fully understand what they can afford before going house hunting. You will be in for a lot of sleepless nights, worrying about how you can keep up with your mortgage payments if you get this wrong. The solution is to use an online mortgage calculator to make sure you are setting your sights realistically. Visit a mortgage professional to find out how much money could be available to you and see if you can get pre-approved for a loan. This way, you won’t waste time looking at houses you really can’t afford. If your budget only allows to look at properties that need work like fixer-uppers, it is vital that you don’t get in over your head. Make sure you can make any necessary repairs that won’t kill your overall budget. Mortgage Quotes Not all mortgage loans are the same, and if you don’t get multiple quotes you could find yourself paying more than you need to. Lenders offer different interest rates and have varying fees for their services. A slight difference in interest rates is going to add up significantly over the mortgage loan period. While multiple applications for credit can count against you, applying for mortgages only counts as a single credit inquiry as long as it is within a 45day period. So use this to your advantage and get the best mortgage deal you can. Make sure you ask the lender you’re considering lots of questions. It is vital to have a strong understanding of exactly what you are agreeing to. Credit Reports Lenders will take a good look at your credit report when you apply for a mortgage. If there are any errors in your credit report this could have a negative effect on the interest rate you are given. You can get a free credit report, to make sure everything is right, from the top three credit score companies. If you find a problem you can get it corrected. When buying a house your credit score will be one of the most significant pieces of information a lender will use to judge your financial viability. While it is possible to get a loan with bad credit, you should be striving to get your scores up as high as possible before committing to a home purchase. Is Your Down Payment Big Enough? If you are able to pay a larger down payment for the property, your loan will be smaller. This means lower monthly payments and less interest to pay. The problem is that it will take longer for you to buy your first house when you are trying to save for a larger down payment. Home prices are generally on the rise, with occasional corrections, so waiting means that it will gradually become more difficult to afford to buy. The trick is to ensure that your down payment allows you to get affordable monthly mortgage payments. First-Time Buyer Mortgage Programs There are some first-time buyer financing programs that could be available to help you get on the property ladder. These programs do vary from state to state and the programs they have for first-time
buyers can be different. But there are also programs run by the Department of Veterans Affairs and the Department of Agriculture which allow you to purchase without a down payment. The Federal Housing Administration offers loans with a minimum down payment requirement of just 3.5 percent. Do some research to find out if these programs are open to you and what is available in your state. If you are a veteran or are currently serving in the military, a VA loan is an excellent option that allows for no down payment. Paying Discount Points Discount points offered by mortgage lenders allow you to pay fees upfront to reduce your monthly interest rate. This will start to pay off more, the longer you hold the mortgage. The reason for this is a lower interest rate. By paying points up front the lender will lower your monthly interest rate. If you expect to stay in the home for longer than the break-even point, and you have the money, it is worth doing. However, when you are struggling to get the money together for the down payment, this extra expense isn’t worth worrying about. Spending All Your Savings Another significant first-time buyer mistake is not having enough funds in reserve. With any home purchase, there is always the risk of repairs soon becoming required. This is more of an issue the older the house is, but if you have exhausted all your savings, you could be in some real trouble when facing a large bill. To avoid this mistake you should make sure you have saved enough, not only for the down payment but also the moving costs and closing fees. This should ensure that there will be more in the pot should an emergency repair be needed. Credit Applications Before Closing the Sale One of the first-time buyer mistakes you may not have considered is the problem of changing your credit rating before the purchase of the house has concluded. The lender will check your credit when you apply for a mortgage and give you a quote based on that. They will then go back and check your credit rating again when the sale is closing. If your rating has changed you could be denied a mortgage or have to pay a higher interest rate. Make sure not to apply for credit or buy large items on credit prior to your purchase closing! Believe it or not numerous buyers have lost their dream home due to making silly financial mistakes right before a closing. Last thing you want is $20K worth of brand new furniture that fits your new home and no home to put it in. Repair Costs If you are buying a house which needs a few things doing to it, it can be easy to think the costs of repair will be lower than they turn out to be. You don’t want to be surprised by a repair bill which you don’t have the money to pay. When you are looking to get a quote for repairs, don’t just get one. More quotes will give you a more realistic view of the costs involved. Real Estate agents are often preaching about the neces-
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sity of a professional home inspection. It’s vital to have a strong understanding of the condition of the property you are buying. By having a home inspection you will not only learn about all the major systems but discover any issues that should be budgeted for down the road. Underestimating Ongoing Costs It is all too easy to fall into the trap of underestimating how much owning your own home will cost you. It isn’t just the monthly mortgage bill that you will need to cover. Electricity, cable and other household costs need to be factored into your calculations. These are, of course, on top of other costs like car repayments and gas, that could amount to more outgoings than you had been expecting. Ask the real estate agent about local taxes and, if possible, ask the seller about their utility costs. Check your bank statements and make sure you aren’t leaving things out when adding everything up. Final Thoughts Buying a home for the first time gives you a real sense of independence. It’s critical, however, not to make the kind of blunders that will put you in a hole for years to come. Hopefully, you can avoid some of the first-time home buyer mistakes mentioned above and have an excellent buying experience. Make sure you contact me when you’re ready and lean on my experience and willingness to teach you and guide you through every step of the process. Lots of buyers pick an agent at random which can lead to a very miserable experience.
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• 24/7 Professional Concierge • Private Secure Parking • Luxurious Lifestyle Amenities
• Available for Sale or Lease • Furnished Executive Leases • Brokers Protected
Pamela Hogan Sales & Leasing Agent
One West Exchange Street, Suite 3201 Providence, Rhode Island 02903-1083 phogan@residencesprovidence.com Office: 401-406-2626 Mobile: 401-486-7715
RI Real Estate License #: S.40178 RI MLS ID: 34178 www.ResidencesProvidence.com
To advertise call 401.837.0328
549 Branch Avenue, Providence, RI 02904 Email: cdpuleorealty@cox.net Phone: (401)331-8277
Lincoln Meadows Estate PHASE III
Lincoln Meadows Estates is a new community in a country setting, convenient to schools, shopping, highway access. House lots start at $250,000, with gas, water, sewers with underground utilities, also may build to suit. For information call 401-331-8277.
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LAWN CARE “Are You Sick & Tired of Your Lawn Looking Sick & Tired?”
Call Today About Our
FERTILIZING PROGRAM Installation & General Landscaping
Commercial & Residential
We are a Full Maintenance, Lawn Care & Construction Company
John Nagle
“My goal is to make sure that every customer is completely satisfied with the appearance of their property”
800-569-8968 • 401-567-8974 www.jdhomecare.com R.I. Lic#2341 Contractors Lic# 23084
FULLY INSURED
Lawn Care Fertilizing Programs 5,000 sq. ft.- $44 per app 10,000 sg. ft.- $66 per app 15,000 sq. ft.- $80 per app 20,000 sq. ft.- $96 per app
Sign up for our 5 App Program and get Lime at N/C 37 years in Business
We Also Provide: • French Drains • Stone Driveways • Small Excavating
To advertise call 401.837.0328
Fully Insured and Bonded
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Thinking of selling? THE Antonelli Group sells home 72% faster than your average realtor and gets our sellers 5% more per home SOLD! We also have a 98% client RETURN/REPEAT rate!! The consultation is FREE! LET proven results help you with your next MOVE! #ANTONELLIGROUP, PREMIER REALTY GROUP 401-465-8886 VICKI ANTONELLI
PROVIDENCE: Rare find, oversize Ranch in a classic neighborhood, 4 bedroom, 3 full baths 2 kitchens, updates, solar electric, walk to LaSalle, Providence College or RIC…POSSIBLE INVESTMENT OPPORTUNITY!! REDUCED. $339,900
ED WEST
Direct 383-8411 Cell 323-9537 email ewestjr@yahoo.com
1599 Smith Street North Providence, RI Direct: (401) 465-8886 Fax: (401) 288-3600
PREFERRED Call today for a FREE Market Analysis
401-724-8660 www.LaMontagneRealEstate.com
LINCOLN:
Unique reversed LINCOLN: 3 unit home with two LINCOLN: All utilities available. Ranch. Eat-kitchen full bath com- 2 bed units and one 1 bed unit. All Water, sewer, natural gas, electric. pliments the main floor. $379,999 separate utilities. $379,900 200+ ft of frontage. $419,900
LINCOLN: Commercial mixed LINCOLN: Uniquely designed 5 bed colonial with 2.5 baths on corner
use. All utilities available. Corner lot. Huge master plus 4 perfectly sized bedrooms. Open first floor living lot. Tons of possibilities. $150,000 space includes beautifully designed eat-in kitchen. $359,900
To advertise call 401.837.0328
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HAPPY 80th BIRTHDAY ARNEL SALES
COME TO ARNEL SALES AND SEE WHY WE HAVE BEEN SAVING RHODE ISLANDERS ON THEIR HEATING BILLS FOR 80 YEARS.
Fully Welded Window
$300.00 Up to 100 U.I.
• LIFETIME WARRANTY • FREE ESTIMATES • FULL INSURANCE COVERAGE
A1 rating of BBB For details call 351-0460
The Zannini’s Would Like to THANK all their Loyal Customers for all the Referrals Over the Past 80 76Years!
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What to do if you suspect you're sick with COVID-19
The outbreak of the novel coronavirus COVID-19 compelled many people to pay close attention to their personal health. Minor issues that might once have been written off as indicators of the common cold were now being treated with extra caution, as the World Health Organization noted that some of the symptoms of COVID-19 were similar to those of the common cold and influenza. The Centers for Disease Control and Preven-
tion urge people who exhibit certain symptoms associated with COVID-19 to take the following steps to protect themselves and others in their homes and communities. · Stay home except to receive medical care. The CDC notes that the majority of people with COVID-19 have mild symptoms and can recover at home without the need for medical care. The CDC advises people with mild symptoms to stay home except to get medical care and to avoid public areas. Stay in touch with your physician, being sure to call your doctor if you are having difficulty breathing. Persistent pain or pressure in the chest, new confusion or inability to arouse and bluish lips or face are some emergency warning signs of COVID-19, and the CDC advises anyone exhibiting these signs to seek immediate medical attention. · Wear a facemask in certain situations, if possible. The CDC advises people who are sick with
COVID-19 to wear a facemask when around other people, including before entering a health care provider's office. Caregivers also should wear facemasks when in the same room with someone with COVID-19 who is incapable of wearing his or her own facemask. · Cover your coughs and sneezes. Cover your mouth and nose with a tissue when coughing or sneezing, making sure to discard used tissues in a lined trash can. After coughing or sneezing, immediately wash your hands with soap and water for at least 20 seconds. Alcohol-based sanitizer that contains at least 60 percent alcohol can be substituted for soap and water for people who do not have soap on hand. · Clean your hands often. Follow the aforementioned handwashing guidelines frequently if you suspect you have COVID-19, making sure you do so after coughing, sneezing, using the restroom, and before eating or preparing food. Avoid touching your eyes, nose and mouth with unwashed hands. · Avoid sharing personal household items. The CDC urges people who suspect they have COVID-19, as well as those who have already been diagnosed, to avoid sharing dishes, drinking glasses, eating utensils, towels, or bedding with other people in their homes. Wash each of these items thoroughly after use, using soap and water or placing them in the dishwasher if possible. · Clean all high-touch surfaces everyday. People who are isolating themselves from the rest of their household should clean high-touch surfaces, including phones, remote controls, counters, doorknobs, and bathroom fixtures, every day. People infected and those who suspect they're infected should clean these surfaces themselves and allow others to clean remaining surfaces throughout the house. Various strategies can prevent people with COVID-19 or those who suspect they have COVID-19 from spreading the virus to their loved ones. More information about COVID-19 is available at www. cdc.gov.
Safeguard against COVID-19 when grocery shopping
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Supermarkets and other food merchants are allowed to stay open as "essential" retailers amid the mass shutdowns prompted by the spread of the COVID-19 virus. Along with banks, gas stations and takeout restaurants, supermarkets are among the few places that people are allowed to visit to procure the necessities of everyday life. Even with social distancing and other precautions in place, grocery stores remain high-traffic locations. As a result, many people feel concerned about how to best protect themselves when turning to in-store visits or grocery delivery services to stay stocked on food and other essentials. · Maintain a six-foot distance. As with other locations, shoppers should keep a distance of six feet between themselves and other shoppers. Do not hesitate to move back or ask someone to move away if you feel concerned about proximity. Shopping during "off-peak" hours may help thin out crowds and make it easier to maintain social distance. · Shop small retailers. It can be beneficial to visit independently owned retailers, like local markets, delis and specialty food stores. Crowds at such stores will likely be smaller than the crowds at large chain stores. · Wipe down products. Data published in The New England Journal of Medicine that tested how long COVID-19 survived on surfaces found the virus was detected up to 72 hours on plastic, 48 hours on stainless steel, 4 hours on copper, and 24 hours on cardboard. While infection from touch may not be as likely as it is from direct inhalation of COVID-19 from an infected individual, it can be helpful to wipe down surfaces, including non-porous packaging, once items are brought home, as well as counters or tables used to unload packages. Wiping down a shopping cart handle also may be helpful. · Wash produce. Consumer Reports suggests washing fruits and vegetables in a mild soap-and-water solution to eliminate any possible live virus and pesticides. · Avoid direct contact. Whether items are delivered or purchased in-store, avoid personal contact with cashiers or other store employees. Pick up and pack your own groceries. Opt to pay with a credit card or another digital pay option like Apple Pay instead of handing over cash. Use your own pen to sign receipts. Scan your own frequent shopper card or have the cashier use a scan gun, rather than taking your key ring to hold. Delivery services can place the bags outside of your front door. Tips also can be exchanged electronically for delivery services through an app or online or over the phone. Some simple shopping strategies can help people prevent the spread of COVID-19.
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