Buyer Presentation | The Janet Leap Team

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Guide

Buyer's
WITH JANET LEAP

Finding Your Home. It's My Priority!

Whether you are a seasoned investor or first time home buyer, my team wants to make sure you know what to expect when you are buying a property. You're holding a fabulous resource for one of the biggest purchases you'll make in your lifetime - your home!

The Janet Leap Team brings over 25 years of Real Estate experience to work for you. With over 17 years as part of the nation's #1 RE/MAX office, I am proud to be consistently ranked in the Top 5% of Real Estate Agents in Boulder County My team are experts in the Boulder, Broomfield & Weld County Real Estate markets and we are excited to put our expertise to work for you.

Every transaction is different, and exactly why I love this job so muchkeeps me on my toes! Read on for some of the most common questions we get when it comes to home searches ,as well as the broad strokes of the Real Estate buying process.

Thank you for trusting us with this important milestone. Now, let's find your home!

Meet my team Janet Leap, GRI, CRS Real Estate Broker RE/MAX of Boulder Amanda Wember Marketing / Real Estate Assistant Nicole Vallely Transaction Coordinator Amanda Sessa VP/Senior Loan Office SWBC Mortgage Todd Ulrich Owner/Realtor PG Rentals

See what clients are saying

Janet is exceptional: she is an excellent realtor and at the same time a caring and warmhearted person with a strong sense of community. With her help, we saw more places in a weekend than we'd have otherwise in a month She helped us not only find the right house but also a broker who moved quickly so we could make an offer that was just right Janet is really the definition of a superstar Her knowledge of Boulder county market is second to none and she managed everything with incredible professionalism, grace, tenacity, and skill. Put simply, she's the best. L i o r Y | C l i e n t

Janet's seasoned professionalism, creativity in establishing prospects and resourcefulness at 'crunch time' led us to closing on the perfect property in our favorite neighborhood. We have bought and sold homes before, however, we have never experienced such comprehensive excellence from a realtor!

J o h n S . | S e l l e r

We have known Janet Leap for many years, and we are very impressed with her excellent service My husband and I have worked with Janet Leap on the sale and purchase of our home, which she ran so smoothly, making it less stressful, and more of an enjoyable experience for us. Janet is intuitive when it comes to meeting the needs of her clients. She will go above and beyond to satisfy her clients needs, as she did with us! I highly recommend Janet Leap for the sale or purchase of your home.

W i l l i a m & J a n e t W . | S e l l e r / B u y e r

AS YOUR REALTOR

I'm here for you!

Hiring the right real estate agent is a vital part of the home buying journey. As your buyer's Agent this is how I support you in the home purchasing process:

Work & negotiate for YOU, not the seller's best interests

Have access to available properties not syndicated to sites like Zillow and Trulia

Access to RE/MAX of Boulder's VAULT where I can find pre-MLS listings from over 100 agents

Schedule, on your behalf, to tour properties on days and times that work for you

Navigate legal contracts to ensure you are being taken care of, not taken advantage of, when purchasing a home

Aware of ever-changing local and federal laws that are pertinent to home buying

Help you negotiate the best price and best terms so you aren't overpaying for a home

As your buyer's agents I don't collect commission from you - that is already negotiated with the seller's agent and seller. There are no out-of-pocket costs to working together.

Your Realtor for life!

I will be here for you after you purchase your home, for any needs you have down the road. If you need a contractor - call me! If you are considering a new home - call me! You want to invest in Real Estate - call me! My clients don't hesitate to call me and I hope you won't either!

#FINDINGHOME The Path to Find Realtor & Identify Home Criteria 01 02 Get Loan Pre-Approval Tour Homes 03 04 Make An Offer Closing 06 05 Negotiations & Due Diligence Welcome Home! 07

BUYING YOUR HOME

Let's do this!

There is a process to buying a home, that can be simplified with the help of your real estate agent.

Step 1: Let me know when you are ready to start looking.

Step 2: I can recommend a few lenders so you can get pre-approved for a mortgage.

Step 3: We'll go over the perfect house in detail and I will get back to you with available properties. I will continue to sending you possible properties until we find the right one.

Step 4: We get to do the fun part of looking at properties. We can do this as long as you need. My priority is making sure you find the right home.

Step 5: Once you ' ve found your dream house, we will discuss the property and the market to determine the right price to offer.

Step 6: After an offer is accepted, you'll go into a 30-45 day contract period, while your lender works to secure the full loan.

Step 7: During Step 6, home inspections and appraisals are conducted.

Step 8: We will work together to negotiate repair requests for items you'd prefer be taken care of by the seller.

Step 9: If all conditions have been met for your mortgage approval and all parties have agreed to negotiations, then you get to make your way to the closing table. Yay!

Step 10: After the final purchase contract has been signed at the title company, you get to move into your dream home!

Your Dream Home Write everything you dream about your future home having. We'll use this as a reference point during our discussions and house tours! Location // # Bedrooms // # Bathrooms // Square Feet // Garage/Storage // Price Range // School District // When Do You Want To Purchase By // Your Most Important Home Features: I'm listening!

What

commissions
of any liens agains property
fees to clear all documents of record against seller Tax proration for any unpaid taxes at time of trasfer of title Any unpaid homeowner association dues State Real Estate tax fee + sales tax Owner's title insurance premiums Half of document preparation fees Seller's portion of title insurance
PAY*
title policy premium Recording charges for all documents in buyer's name All expenses related to the home loan product Hazard insurance premium for the first year Home inspection Escrow for taxes and insurance BUYERS PAY*
fees state above are usual, but not absolute. Additional costs may arise as each property is individual and unique.
buyers & sellers pay Realtor
Payoff
Recording
SELLERS
Lender's
*The
• FHA Loans - 3% Down • Conventional - 5% Down • USDA - 0% Down • VA - 0% Down • Private Lenders - 0% to 50% down. FINDING THE RIGHT MORTGAGE The mortgage industry isn't cookie cutter.
are a variety of loan programs available to help suit your needs and purchasing power. Janet can provide suggestions of local lenders you can contact to discuss your loan options. It's usually good to speak to a few different lenders. SOME LOAN OPTIONS
There
REAL ESTATE DEFINITIONS Appraisal|Appraiserconductsanappraisalofthevalueofthehome Closing|Thefinalstepinfinancingahomethatinvolvessigningalldocumentsatthe titlecompany ClosingCosts|Theamountpaidtocloseahomeloan,includingtaxes,transferand lenderfeesandanyotherthirdpartyfees DueDilligenceDocuments|SellerprovidesBuyerany/alldocumentspertainingto thehome EarnestMoney|BuyerprovidespersonalcheckorwirepaidtoTitlecompanyor RealEstateoffice Inspection|BuyersmayhireanInspectortoprovidedetailedinformaitononthe systemsinthehome InspectionCredits|Theamountabuyerasksasellertopayorcreditbacktothem atclosingtofixanyissuesthatcomeupunderinspection LoanApplication|Buyertohaveloanapplicationcompleted&returnedtoLeander LoanApproval|Formalauthorizationforthebuyertogettheloanfromthelender Possession|UponcompletionofclosingthisisthedateBuyercantakepossession oftheproperty PropertyTaxes|Annualamountpaidbyalandownertothelocalgovernmentor themunicipalcorporation. RealEstateClosingFees|Thesearefeeschargedbytheltitlecompanyto completetheclosing RealtorFees|Thesearethefeespaidtothelistingandbuyingrealtorwithfeessplit betweenthetworealtors RecordTitleDeadline|AllpartiesreceiveTitleCommitmentfromTitleCompanyfor review Seller'sPropertyDisclosure|Sellerdisclosureofitemsandconditionsthatthey knowabouttheirhome TitleInsurance|Titleinsuranceisaformofindemnityinsurancethatprotectsthe holderfromfinanciallosssustainedfromdefectsinatitletoaproperty

Janet's Circle of Gratitude

Giving back to the local community - and the world at largebrings it full circle. Janet is deeply involved in the community through volunteering and donating to support extraordinary non-profits. A donation to one of these non-profits is made with each real estate transaction.

A Precious Child

I Have A Dream Foundation of Boulder County

Children's Hospital Colorado

Sandy Hook Promise

Dairy Arts Center

CU Conference on World Affairs

Save The Children

Mercy Corps

YMCA of Northern Colorado

ST Judes Children's Research Center

Heifer International

Janet's awards & honors

Licensed Realtor | since 2004

Boulder County Resident | since 1998

Top 5% of Realtors in Boulder County

Graduate Realtor Institute [GRI] | since 2008 Council Residential Specialists [CRS] | since 2010

RE/MAX Lifetime Achievement Award | 2017

RE/MAX Chairman’s Club | 2016, 2017 & 2021

RE/MAX Platinum Club | 2012-2021

RE/MAX Hall of Fame | 2011

MOVING DAY When your move in date is near, you'll want to make sure to collect the proper information for the home to make your transition as smooth as possible. Property Address Electricity Company Trash Company Trash Pick-Up Days Water Company Sewage Company Gas Company Alarm System Garage Code Extra Notes:

NOTES

Janet Leap GRI, CRS 720.938.4197 [call/text] janetleap@boulderco.com www.janetleap.com Finding Your Home. It's My Priority! janetleaprealestate janetleapproperties

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