24700 SW Stafford Summit Ct - Buyer Due Diligence Information by John DeCosta

Customer Service Department 121 SW Morrison Street Suite 300 - Portland, OR 97204 Phone: 503.219.TRIO (8746) Fax: 503.790.7872 Email: cs.portland@firstam.com Today's Date : 10/28/2014

OWNERSHIP INFORMATION Owner Co Owner Site Address Mail Address Taxpayer

: Jachter Family Trust : : 24700 SW Stafford Summit Ct West Linn 97068 : 15170 SW Finis Ln Tigard Or 97224 : Jachter David L & Karen L

Ref Parcel Number : 31E03 01907 Parcel Number : 01704178 T: 03S R: 01E S: 03 Q: County : Clackamas (OR)

PROPERTY DESCRIPTION Map Page & Grid Census Tract Neighborhood School District Subdivision/Plat Improvement Type Land Use Legal

QQ:

ASSESSMENT AND TAX INFORMATION

: 716 E2 : 227.02 Block: 2 : Rural Estates : 003 : Stafford Summit Estates 03 : *unknown Improvement Code* : 400 Vacant,Tract Land Only : 3262 STAFFORD SUMMIT EST #3 LT 26 : :

Mkt Land Mkt Structure Mkt Total % Improved M50AssdValue Levy Code 13-14 Taxes Millage Rate Zoning Exempt Amount Exempt Type

: $678,393 : : $678,393 : : $507,474 : 003004 : $8,112.94 : 16.5949 : : :

PROPERTY CHARACTERISTICS Bedrooms Bathrooms Full Baths Half Baths Fireplace Heat Type Floor Cover Stories Int Finish Ext Finsh

: : : : : : : : : :

Building Living SF 1st Floor SF Upper Finished SF Finished SF Above Ground SF Upper Total SF UnFinUpperStorySF Basement Fin SF Basement Unfin SF Basement Total SF

: : : : : : : : : :

BldgTotSqFt Lot Acres Lot SqFt Garage SF Year Built Foundation Roof Type Roof Shape

: : 13.06 : 568,972 : : : : :

TRANSFER INFORMATION Owner Name(s) :Jachter Family Trust :Jachter David L/Karen L :Community Financial Corp :Standring James D/Patricia A :Erickson Properties LLC :Erickson Michael K

Sale Date :06/09/2014 :11/12/2010 :10/01/2010 :11/09/2006 :04/07/2006 :08/04/2005

Doc# 14 027452 010-072419 010-061862 006-104308 006-031392 005-073871

Sale Price : :$525,000 :$478,260 :$950,000 : :$736,230

Deed Type Loan Amount :Bargain & Sal : :Warranty : :Trustees : :Warranty : :Bargain & : :Warranty :

Loan Type : : : : : :

This title information has been furnished, without charge, in conformance with the guidelines approved by the State of Oregon Insurance Commissioner. The Insurance Division cautions intermediaries that this service is designed to benefit the ultimate insureds. Indiscriminate use only benefiting intermediaries will not be permitted. Said services may be discontinued. No liability is assumed for any errors in this report.

Reference Parcel #: 31E03 01907

Customer Service Department 121 SW Morrison Street Suite 300 Portland, OR 97204 Phone: 503.219.TRIO (8746) Fax: 503.790.7872 Email: cs.portland@firstam.com THIS MAP IS PROVIDED AS A CONVENIENCE IN LOCATING PROPERTY. FIRST AMERICAN TITLE COMPANY OF OREGON ASSUMES NO LIABILITY FOR ANY VARIATIONS AS MAY BE DISCLOSED BY AN ACTUAL SURVEY

Reference Parcel #: 31E03 01907

Clackamas County Department of Assessment and Taxation 150 Beavercreek Rd Oregon City, Oregon 97045 503-655-8671

Property Account Summary Parcel Number

01704178

Situs Address

24700 SW STAFFORD SUMMIT CT , WEST LINN, OR 97068

General Information Alternate Property #

31E03 01907

Property Category

Land &/or Buildings

Property Description

3262 STAFFORD SUMMIT EST #3 LT 26

Status

Active, Locally Assessed

Tax Code Area

003-004

Remarks

Tax Rate Description

Rate

Taxable Value

14.6132

Taxable Fire District Value

1.8911

Property Characteristics Neighborhood

15884: Rural Estates all other

Change property ratio

4XX

Land Class Category

400: Tract Land, Vacant

Related Properties No Values Found Parties Role

Percent Name

Taxpayer

Address

100 JACHTER DAVID L TRUSTEE

Owner

15170 SW FINIS LN, TIGARD, OR 97224

100 JACHTER DAVID L TRUSTEE

Owner

15170 SW FINIS LN, TIGARD, OR 97224

100 JACHTER KAREN L TRUSTEE

Property Values Description

15170 SW FINIS LN, TIGARD, OR 97224

2014

2013

2012

2011

2010

AVR Total

522,698

507,474

492,693

478,343

464,411

TVR Total

522,698

507,474

492,693

478,343

464,411

Exempt

Real Mkt Land

719,330

Real Mkt Bldg

Real Mkt Total M5 Mkt Land M5 SAV

MAV (Market Portion) Mkt Exception

701,785

777,810

678,393

678,393 0

701,785

777,810

522,698

507,474

492,693

478,343

464,411

Active Exemptions No Exemptions Found Events Effective Date Entry Date-Time

Type

Remarks

06/09/2014

Taxpayer Changed

Property Transfer Filing No.: 263476 06/09/2014 by AMANDAOLS

2014-06-19 17:09:00.000

777,810

678,393

AV Exception

701,785

678,393

SAVL (MAV Use Portion)

678,393

719,330 719,330

M5 Mkt Bldg

678,393

06/09/2014 11/12/2010 11/12/2010 10/01/2010 10/01/2010 11/09/2006 11/09/2006 04/07/2006 04/07/2006 08/04/2005 08/04/2005 11/09/2004 04/17/2003 04/17/2003 12/01/2000 12/01/2000 07/01/1999

2014-06-19 17:09:00.000

2010-12-14 09:55:00.000

2010-10-12 17:36:00.000

2006-12-15 16:40:00.000

2006-04-21 09:55:00.000

2005-08-09 14:13:00.000

2005-02-23 16:24:00.000

2003-04-25 11:20:00.000

2000-12-21 16:04:00.000

1999-07-01 12:00:00.000

Recording Processed

Property Transfer Filing No.: 263476, Bargain & Sale, Recording No.: 2014-027452 06/09/2014 by AMANDAOLS

Taxpayer Changed

Property Transfer Filing No.: 210193 11/12/2010 by CINDYSIM

Recording Processed

Property Transfer Filing No.: 210193, Warranty Deed, Recording No.: 2010-072419 11/12/2010 by CINDYSIM

Taxpayer Changed

Property Transfer Filing No.: 208316 10/01/2010 by LAURIEB

Recording Processed

Property Transfer Filing No.: 208316, Trustee Deed, Recording No.: 2010-061862 10/01/2010 by LAURIEB

Taxpayer Changed

Property Transfer Filing No.: 151470 11/09/2006 by AMANDAOLS

Recording Processed

Property Transfer Filing No.: 151470, Warranty Deed, Recording No.: 2006-104308 11/09/2006 by AMANDAOLS

Taxpayer Changed

Property Transfer Filing No.: 139020 04/07/2006 by AMANDAOLS

Recording Processed

Property Transfer Filing No.: 139020, Bargain & Sale, Recording No.: 2006-031392 04/07/2006 by AMANDAOLS

Taxpayer Changed

Property Transfer Filing No.: 123832 08/04/2005 by AMANDAOLS

Recording Processed

Property Transfer Filing No.: 123832, Warranty Deed, Recording No.: 2005-073871 08/04/2005 by AMANDAOLS

Bankruptcy Created

CRONICAN JOHN C & LORI E, Declared Bankruptcy on 11/09/2004, Case# 0442029, Chapter# 13 by JOANALT

Recording Processed

Property Transfer Filing No.: 73597, Warranty Deed, Recording No.: 2003-047464 04/17/2003 by PENNYGAB

Taxpayer Changed

Property Transfer Filing No.: 73597 04/17/2003 by PENNYGAB

Recording Processed

Property Transfer Filing No.: 23953, Warranty Deed, Recording No.: 2000-077670 12/01/2000

Taxpayer Changed

Property Transfer Filing No.: 23953 12/01/2000

Ownership at Conversion

Warranty Deed: 98113679, 11/1/98, $ 495000

Taxes Tax Year

Category

TCA/District

Charged

Minimum

1996

Property Tax Principal

003-004

4,379.78

0.00

0.00 11/15/1996

1997

Property Tax Principal

003-004

4,137.08

0.00

0.00 11/15/1997

1998

Property Tax Principal

003-004

4,722.10

0.00

0.00 11/15/1998

1999

Property Tax Interest

003-004

19.40

0.00

0.00 12/11/1999

1999

Property Tax Principal

003-004

4,363.95

0.00

0.00 11/15/1999

2000

Property Tax Interest

003-004

23.79

0.00

0.00 12/07/2000

2000

Property Tax Principal

003-004

5,282.45

0.00

0.00 11/15/2000

2001

Property Tax Principal

003-004

5,591.34

0.00

0.00 11/15/2001

2002

Property Tax Principal

003-004

5,754.53

0.00

0.00 11/15/2002

2003

Property Tax Interest

003-004

1,432.59

0.00

0.00 08/08/2005

2003

Property Tax Principal

003-004

5,969.11

0.00

0.00 11/15/2003

2004

Property Tax Interest

003-004

489.92

0.00

0.00 08/08/2005

2004

Property Tax Interest

SVCCC0001

8.64

0.00

0.00 08/08/2005

2004

Property Tax Principal

003-004

6,123.99

0.00

0.00 11/15/2004

2004

Sewer District Principal

SVCCC0001

2005

Property Tax Principal

003-004

2005

Sewer District Principal

SVCCC0001

Balance Due Due Date

108.00

0.00

0.00 11/15/2004

6,337.68

0.00

0.00 11/15/2005

99.80

0.00

0.00 11/15/2005

https://ssl.clackamas.us/webtax/(2qqvrnq0nzwjxh55dpebkjfl)/,DanaInfo=web7.co.clacka...

10/30/2014

Page 3 of 4

2006

Property Tax Principal

003-004

6,514.43

0.00

2007

Property Tax Interest

003-004

214.02

0.00

0.00 12/08/2008

2007

Property Tax Principal

003-004

6,879.15

0.00

0.00 11/15/2007

2008

Property Tax Interest

003-004

31.03

0.00

0.00 12/08/2008

2008

Property Tax Principal

003-004

6,982.70

0.00

0.00 11/15/2008

2009

Property Tax Interest

003-004

900.60

0.00

0.00 11/15/2010

2009

Property Tax Principal

003-004

7,505.01

0.00

0.00 11/15/2009

2010

Property Tax Principal

003-004

7,774.70

0.00

0.00 11/15/2010

2010

Sewer District Principal

SVCCCSW7

99.05

0.00

0.00 11/15/2010

2011

Property Tax Principal

003-004

7,966.85

0.00

0.00 11/15/2011

2012

Property Tax Principal

003-004

8,045.10

0.00

0.00 11/15/2012

2013

Property Tax Interest

003-004

36.05

0.00

0.00 05/21/2014

2013

Property Tax Principal

003-004

8,112.94

0.00

0.00 11/15/2013

2014

Property Tax Principal

003-004

8,412.10

2,804.04

8,159.74 11/15/2014

8,412.10

2,804.04

8,159.74

TOTAL Due as of 2014/10/30

0.00 11/15/2006

Receipts Date

Receipt

Amount Applied

Amount Due

Tendered

2014/06/09

3661153

36.05

36.06

0.00

2014/05/21

3659550

2,704.31

2,740.37

2,704.31

0.00

2014/02/19

3637205

2,704.31

5,408.62

2,704.31

0.00

2013/11/08

3525471

2,704.32

8,112.94

2,704.32

0.00

2013/05/14

3457790

2,681.70

0.00

2013/02/05

3435320

2,681.70

5,363.40

2,681.70

0.00

2012/10/31

3287490

2,681.70

8,045.10

2,681.70

0.00

2011/11/15

3179179

7,966.85

7,727.84

0.00

2010/11/18

3011006

16,279.36

16,043.15

0.00

2008/12/08

2625113

9,520.80

0.00

2008/02/07

2436065

2,293.05

4,586.10

2,293.05

0.00

2007/11/13

2330057

2,293.05

6,879.15

2,293.05

0.00

2006/11/16

2194869

6,514.43

6,319.00

0.00

2005/11/21

2025765

6,437.48

6,244.36

0.00

2005/08/08

1906677

14,132.25

0.00

2002/11/14

1423419

5,754.53

5,581.89

0.00

2001/11/21

1296643

5,591.34

5,423.00

0.00

2001/05/21

1167173

23.79

23.48

0.00

2000/12/07

1127841

5,282.45

5,305.93

5,282.45

0.00

2000/05/19

981745

19.38

0.00

1999/12/11

949168

4,363.97

4,383.35

4,363.97

0.00

1998/11/15

480593

4,722.10

4,580.44

0.00

1997/11/15

480592

4,137.08

4,012.97

0.00

1996/11/15

480591

4,379.78

4,248.39

0.00

Change

Sales History Transfer Date Recording Number Sale Amount Deed Type Grantee

Grantor

06/04/2014

2014-027452

0 S

JACHTER DAVID L TRUSTEE

JACHTER DAVID L & KAREN L

11/08/2010

2010-072419

525,000 S

JACHTER DAVID L & KAREN L

COMMUNITY FINANCIAL CORPORTION

10/01/2010

2010-061862

478,261 S

COMMUNITY FINANCIAL CORPORTION

STANDRING JAMES D & PATRICIA A

11/06/2006

2006-104308

950,000 S

STANDRING JAMES D & PATRICIA A

ERICKSON PROPERTIES LLC

03/17/2006

2006-031392

0 S

ERICKSON PROPERTIES LLC

ERICKSON MICHAEL K

08/02/2005

2005-073871

736,230 S

ERICKSON MICHAEL K

CRONICAN JOHN C & LORI E

04/03/2003

2003-047464

535,000 S

CRONICAN JOHN C & LORI E

EVANS MARTHA J TRUSTEE

11/01/1998

1998-113679

495,000

12/01/1995

1995-079716

700,000

https://ssl.clackamas.us/webtax/(2qqvrnq0nzwjxh55dpebkjfl)/,DanaInfo=web7.co.clacka...

10/30/2014

Page 4 of 4

Property Details Living Area Sq Ft Manf Struct Size

Year Built

Improvement Grade

Stories

Bedrooms

Full Baths

Half Baths

https://ssl.clackamas.us/webtax/(2qqvrnq0nzwjxh55dpebkjfl)/,DanaInfo=web7.co.clacka...

10/30/2014

Map Data is deemed reliable but not guaranteed. First American accepts no responsibility for accuracy.

Aerial Taxlot Subject 10/30/2014

SW NICOLE

ST 19TH

OSTM AN

BEXHILLS

JAMIE CIR

APRIL C

R T

TTE SWIF TS

CHERY

6T H

L DR

E AV

ED R

FALL S

8T H

H 15T

HORE CIR

TD U

WI LL A

HO R

N ID

SWIFTS

B R ITTON ST

S EPH FIELDS ST

SHERRI

ERLY W AY PPM E

HI L LH O USE

Fields Bridge Park

SHO RT

F I EL

DS DR

205

16TH

§ ¦ ¨ § ¦ ¨ 205

ROYAL CT

NOLA N LN

NIC O

RS T

A NN C

18TH ST

WENDY CT

R CI

HEIGHTS ER

BLANKENSHIP

BR AN

DO LLA

MIC HAEL

BO N

B ERLY DR

KI M

E AV

SC H AE F F

Map Data is deemed reliable but not guaranteed. First American accepts no responsibility for accuracy.

Aerial Taxlot Subject 10/30/2014

205

RY ER

S T

NICOLE

18TH ST

MICH AEL

N LN

§ ¦ ¨ NOLA N LN

D AN RL BO

SHERRI

JAMIE CIR

APRIL C

SCH

AEF

MO UN TA IN

BIG

FIR

BRI T

TON ST

19TH

F T RD

H ILL H O U SE

Fields Bridge Park

FER

PET ES

Map Data is deemed reliable but not guaranteed. First American accepts no responsibility for accuracy.

n o c Æ 10/30/2014

Community Taxlot County Line Subject City Limits μ Fire Station Hospital ² Schools Library

½ ¹

Reference Parcel #: 31E03 01907

ILL

R4.5 TE

FA L

MU SN ID OW

R10

FF10

Map Data is deemed reliable but not guaranteed. First American accepts no responsibility for accuracy. AGF

Zoning Taxlot Subject 10/30/2014

CLACKAMAS COUNTY ZONING AND DEVELOPMENT ORDINANCE

310

FARM FOREST 10-ACRE DISTRICT (FF-10)

310.01

PURPOSE Section 310 is adopted to implement the policies of the Comprehensive Plan for Rural areas.

310.02

AREA OF APPLICATION Property may be zoned Farm Forest 10-Acre District when the site has been designated as Rural by the Comprehensive Plan; the criteria in Policy 11.3 of the Rural section of Chapter 4 of the Comprehensive Plan are satisfied; and the criteria in Section 1202 are satisfied.

310.03

PRIMARY USES The following are primary uses in the Farm Forest 10-Acre District: A.

One detached single-family dwelling, residential home, or manufactured dwelling. A manufactured dwelling shall be subject to Section 824.

Current employment of land for general farm uses, including: 1. Raising, harvesting, and selling of crops; 2. Feeding, breeding, selling, and management of livestock, poultry, furbearing animals, or honeybees; 3. Selling of products of livestock, poultry, fur-bearing animals, or honeybees; 4. Dairying and the selling of dairy products; 5. Preparation and storage of the products raised on such lands for man's use and animal use; 6. Distribution by marketing or otherwise of products raised on such lands; and 7. Any other agricultural use, horticultural use, animal husbandry, or any combination thereof;

Propagation or harvesting of a forest product. Inside the Portland Metropolitan Urban Growth Boundary, refer to Subsection 1002.03 regarding a development restriction that may apply if excessive tree removal occurs;

Public and private conservation areas and structures for the conservation of water, soil, forest, or wildlife habitat resources; 310-1

Last Amended 10/13/14

CLACKAMAS COUNTY ZONING AND DEVELOPMENT ORDINANCE

310.04

Fish and wildlife management programs;

Public and private parks, community gardens, campgrounds, playgrounds, recreational grounds, hiking and horse trails, pack stations, corrals, stables, and similar casual uses provided that such uses are not intended for the purpose of obtaining a commercial profit;

Bus shelters under the ownership and/or control of a city, county, state, or municipal corporation, subject to Section 823;

Utility carrier cabinets, subject to Section 830; and

Wireless telecommunication facilities listed in Subsection 835.04, 835.05(A)(2), or 835.05(A)(3), subject to Section 835.

ACCESSORY USES The following are accessory uses in the Farm Forest 10-Acre District:

310.05

Uses and structures customarily accessory and incidental to a primary use;

Home occupations, including bed and breakfast homestays, subject to Section 822;

Produce stands, subject to the parking requirements of Section 1015;

Signs, subject to Section 1010;

Guest houses, subject to Section 833;

Solar energy systems;

Rainwater collection systems;

Electric vehicle charging stations for residents and their nonpaying guests; and

Family daycare providers.

CONDITIONAL USES A.

The following are conditional uses in the FF-10 District, approval of which is subject to Section 1203. 1. Churches, subject to Section 804; 2. Schools, subject to Section 805, except as restricted by Subsection 310.06(C); 3. Daycare facilities, subject to Section 807; 310-2

Last Amended 10/13/14

CLACKAMAS COUNTY ZONING AND DEVELOPMENT ORDINANCE

4. Cemeteries, subject to Section 808; 5. Service and recreational uses that exceed the limits of Subsection 310.03(F), subject to Section 813; 6. Operations conducted for the exploration, mining, and processing of geothermal resources, aggregate and other mineral resources, or other subsurface resources, subject to Section 818; 7. Sanitary landfills and debris fills, subject to Section 819; 8. Hydroelectric facilities, subject to Section 829; 9. Bed and breakfast residences and inns, subject to Section 832; 10. Composting facilities, subject to Section 834; 11. Wireless telecommunication facilities listed in Subsection 835.06(A), subject to Section 835; 12. Kennels, provided that the portion of the premises used is located a minimum of 200 feet from all property lines; 13. Aircraft land uses; 14. Public and private parks, campgrounds, recreational grounds, hiking and horse trails, pack stations, corrals, boarding or riding stables, and other similar uses intended for the purpose of obtaining a commercial profit; 15. Commercial or processing activities that are in conjunction with timber and farm uses; and 16. Home occupations to host events, subject to Section 806. 310.06

PROHIBITED USES The following are prohibited uses in the Farm Forest 10-Acre District: A.

Uses of structures and land not specifically permitted;

A subdivision or partition within the Portland Metropolitan Urban Growth Boundary resulting in the creation of one or more lots or parcels of less than 20 acres in size; and

Schools within the areas identified as Employment, Industrial, and Regionally Significant Industrial on the Metro Region 2040 Growth Concept Map.

310-3 Last Amended 10/13/14

CLACKAMAS COUNTY ZONING AND DEVELOPMENT ORDINANCE

310.07

DIMENSIONAL STANDARDS A.

Purpose: The dimensional standards are intended to: 1. Provide for and protect the unique character, livability, and scenic quality of rural areas of the County; 2. Provide for fire safety and protection of all structures; 3. Protect the privacy and livability of dwellings and yard areas; and 4. Preserve, within urban growth boundaries, large parcels of land for future development at urban densities.

310.08

Minimum Lot Size: New lots of record shall be a minimum of 10 acres in size, except as restricted by Subsection 310.06(C) or as modified by Section 902 or 1013. For the purpose of complying with the minimum lot size standard, lots that front on existing county or public roads may include the land area between the front property line and the middle of the road right-ofway.

Minimum Front Yard Setback: 30 feet; however, there shall be no minimum front yard setback for bus shelters and roadside stands of no more than 400 square feet in area and no more than 16 feet in height.

Minimum Side Yard Setback: 10 feet.

Minimum Rear Yard Setback: 30 feet; however, accessory structures shall have a minimum rear yard setback of 10 feet.

Scenic Roads: Structures built on lots adjacent to roads designated as scenic on Comprehensive Plan Map 5-1, Scenic Roads, should be set back a sufficient distance from the right-of-way to permit a landscaped or natural buffer area.

Exceptions: Dimensional standards are subject to modification pursuant to Section 900.

Variances: The requirements of Subsections 310.07(B) through (E) may be modified pursuant to Section 1205.

DEVELOPMENT STANDARDS A.

General: Development shall be subject to the applicable provisions of Sections 1000 and 1100.

Manufactured Dwelling Parks: Redevelopment of a manufactured dwelling park with a different use shall require compliance with Subsection 825.03. 310-4

Last Amended 10/13/14

CLACKAMAS COUNTY ZONING AND DEVELOPMENT ORDINANCE

[Amended by Ord. ZDO-224, 5/31/11; Amended by Ord. ZDO-245, 7/1/13; Amended by Ord. ZDO-246, 3/1/14; Amended by Ord. ZDO-248, 10/13/14]

310-5 Last Amended 10/13/14

ILL

FA L

SN ID OW

Map Data is deemed reliable but not guaranteed. First American accepts no responsibility for accuracy.

Transit Bike Route

Street Car

Blue Line

Bus Line

Red Line

I 1 Ă

Yellow Line

A I

Park and Ride

WES Com Train

I 3

Transit Center

Green Line

10/30/2014

Bus Stop Max Stop

Map Data is deemed reliable but not guaranteed. First American accepts no responsibility for accuracy.

Natural Taxlot Subject Contour Wetlands

10/30/2014

100 Yr. Flood

Utilities

The utility information for this property is not available or is not specific to the parcel(s) being researched

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

/DWLWXGH /RQJLWXGH

$QQXDO 5DWH

1XPEHU

3HUFHQW

3RSXODWLRQ E\ 6H[ 0DOH )HPDOH

3RSXODWLRQ E\ $JH 7RWDO $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH

3RSXODWLRQ +RXVHKROGV +RXVLQJ 8QLWV

3RSXODWLRQ E\ 5DFH 7RWDO 3RSXODWLRQ 5HSRUWLQJ 2QH 5DFH :KLWH %ODFN $PHULFDQ ,QGLDQ $VLDQ 3DFLILF ,VODQGHU 6RPH 2WKHU 5DFH 3RSXODWLRQ 5HSRUWLQJ 7ZR RU 0RUH 5DFHV 7RWDO +LVSDQLF 3RSXODWLRQ

$JH $JH 0HGLDQ $JH E\ 6H[ DQG 5DFH +LVSDQLF 2ULJLQ 7RWDO 3RSXODWLRQ 0DOH )HPDOH :KLWH $ORQH %ODFN $ORQH $PHULFDQ ,QGLDQ $ORQH $VLDQ $ORQH 3DFLILF ,VODQGHU $ORQH 6RPH 2WKHU 5DFH $ORQH 7ZR RU 0RUH 5DFHV +LVSDQLF 3RSXODWLRQ

'DWD 1RWH +LVSDQLF SRSXODWLRQ FDQ EH RI DQ\ UDFH &HQVXV PHGLDQV DUH FRPSXWHG IURP UHSRUWHG GDWD GLVWULEXWLRQV 6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL FRQYHUWHG &HQVXV GDWD LQWR JHRJUDSK\

2FWREHU Â&#x2039; (VUL

3DJH RI

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

+RXVHKROGV E\ 7\SH 7RWDO +RXVHKROGV ZLWK 3HUVRQ +RXVHKROGV ZLWK 3HRSOH )DPLO\ +RXVHKROGV +XVEDQG ZLIH )DPLOLHV :LWK 2ZQ &KLOGUHQ 2WKHU )DPLO\ 1R 6SRXVH 3UHVHQW

:LWK 2ZQ &KLOGUHQ 1RQIDPLO\ +RXVHKROGV $OO +RXVHKROGV ZLWK &KLOGUHQ 0XOWLJHQHUDWLRQDO +RXVHKROGV 8QPDUULHG 3DUWQHU +RXVHKROGV 0DOH IHPDOH 6DPH VH[ $YHUDJH +RXVHKROG 6L]H

/DWLWXGH /RQJLWXGH

)DPLO\ +RXVHKROGV E\ 6L]H 7RWDO

3HRSOH

3HRSOH $YHUDJH )DPLO\ 6L]H 1RQIDPLO\ +RXVHKROGV E\ 6L]H 7RWDO 3HUVRQ 3HRSOH 3HRSOH 3HRSOH 3HRSOH 3HRSOH 3HRSOH $YHUDJH 1RQIDPLO\ 6L]H 3RSXODWLRQ E\ 5HODWLRQVKLS DQG +RXVHKROG 7\SH 7RWDO ,Q +RXVHKROGV ,Q )DPLO\ +RXVHKROGV +RXVHKROGHU 6SRXVH &KLOG 2WKHU UHODWLYH 1RQUHODWLYH ,Q 1RQIDPLO\ +RXVHKROGV ,Q *URXS 4XDUWHUV ,QVWLWXWLRQDOL]HG 3RSXODWLRQ 1RQLQVWLWXWLRQDOL]HG 3RSXODWLRQ

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

2FWREHU Â&#x2039; (VUL

3DJH RI

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

)DPLO\ +RXVHKROGV E\ $JH RI +RXVHKROGHU 7RWDO +RXVHKROGHU $JH

/DWLWXGH /RQJLWXGH

1RQIDPLO\ +RXVHKROGV E\ 5DFH RI +RXVHKROGHU 7RWDO +RXVHKROGHU LV :KLWH $ORQH +RXVHKROGHU LV %ODFN $ORQH +RXVHKROGHU LV $PHULFDQ ,QGLDQ $ORQH +RXVHKROGHU LV $VLDQ $ORQH +RXVHKROGHU LV 3DFLILF ,VODQGHU $ORQH +RXVHKROGHU LV 6RPH 2WKHU 5DFH $ORQH +RXVHKROGHU LV 7ZR RU 0RUH 5DFHV 1RQIDPLO\ +RXVHKROGV ZLWK +LVSDQLF +RXVHKROGHU

+RXVHKROGHU $JH +RXVHKROGHU $JH +RXVHKROGHU $JH +RXVHKROGHU $JH 1RQIDPLO\ +RXVHKROGV E\ $JH RI +RXVHKROGHU 7RWDO +RXVHKROGHU $JH +RXVHKROGHU $JH +RXVHKROGHU $JH +RXVHKROGHU $JH +RXVHKROGHU $JH +RXVHKROGV E\ 5DFH RI +RXVHKROGHU 7RWDO +RXVHKROGHU LV :KLWH $ORQH +RXVHKROGHU LV %ODFN $ORQH +RXVHKROGHU LV $PHULFDQ ,QGLDQ $ORQH +RXVHKROGHU LV $VLDQ $ORQH +RXVHKROGHU LV 3DFLILF ,VODQGHU $ORQH +RXVHKROGHU LV 6RPH 2WKHU 5DFH $ORQH +RXVHKROGHU LV 7ZR RU 0RUH 5DFHV +RXVHKROGV ZLWK +LVSDQLF +RXVHKROGHU +XVEDQG ZLIH )DPLOLHV E\ 5DFH RI +RXVHKROGHU 7RWDO +RXVHKROGHU LV :KLWH $ORQH +RXVHKROGHU LV %ODFN $ORQH +RXVHKROGHU LV $PHULFDQ ,QGLDQ $ORQH +RXVHKROGHU LV $VLDQ $ORQH +RXVHKROGHU LV 3DFLILF ,VODQGHU $ORQH +RXVHKROGHU LV 6RPH 2WKHU 5DFH $ORQH +RXVHKROGHU LV 7ZR RU 0RUH 5DFHV +XVEDQG ZLIH )DPLOLHV ZLWK +LVSDQLF +RXVHKROGHU 2WKHU )DPLOLHV 1R 6SRXVH E\ 5DFH RI +RXVHKROGHU 7RWDO

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH

2FWREHU Â&#x2039; (VUL

3DJH RI

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

7RWDO +RXVLQJ 8QLWV E\ 2FFXSDQF\ 7RWDO 2FFXSLHG +RXVLQJ 8QLWV 9DFDQW +RXVLQJ 8QLWV

/DWLWXGH /RQJLWXGH

+RXVHKROGV E\ 7HQXUH DQG 0RUWJDJH 6WDWXV 7RWDO 2ZQHU 2FFXSLHG 2ZQHG ZLWK D 0RUWJDJH /RDQ 2ZQHG )UHH DQG &OHDU $YHUDJH +RXVHKROG 6L]H 5HQWHU 2FFXSLHG $YHUDJH +RXVHKROG 6L]H

2ZQHU RFFXSLHG +RXVLQJ 8QLWV E\ 5DFH RI +RXVHKROGHU 7RWDO +RXVHKROGHU LV :KLWH $ORQH

)RU 5HQW 5HQWHG QRW 2FFXSLHG )RU 6DOH 2QO\ 6ROG QRW 2FFXSLHG )RU 6HDVRQDO 5HFUHDWLRQDO 2FFDVLRQDO 8VH )RU 0LJUDQW :RUNHUV 2WKHU 9DFDQW 7RWDO 9DFDQF\ 5DWH

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

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH

2FWREHU Â&#x2039; (VUL

3DJH RI

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

/DWLWXGH /RQJLWXGH

$QQXDO 5DWH

1XPEHU

3HUFHQW

3RSXODWLRQ E\ 6H[ 0DOH )HPDOH

3RSXODWLRQ E\ $JH 7RWDO $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH

3RSXODWLRQ +RXVHKROGV +RXVLQJ 8QLWV

3RSXODWLRQ E\ 5DFH 7RWDO 3RSXODWLRQ 5HSRUWLQJ 2QH 5DFH :KLWH %ODFN $PHULFDQ ,QGLDQ $VLDQ 3DFLILF ,VODQGHU 6RPH 2WKHU 5DFH 3RSXODWLRQ 5HSRUWLQJ 7ZR RU 0RUH 5DFHV 7RWDO +LVSDQLF 3RSXODWLRQ

'DWD 1RWH +LVSDQLF SRSXODWLRQ FDQ EH RI DQ\ UDFH &HQVXV PHGLDQV DUH FRPSXWHG IURP UHSRUWHG GDWD GLVWULEXWLRQV 6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL FRQYHUWHG &HQVXV GDWD LQWR JHRJUDSK\

2FWREHU Â&#x2039; (VUL

3DJH RI

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

+RXVHKROGV E\ 7\SH 7RWDO +RXVHKROGV ZLWK 3HUVRQ +RXVHKROGV ZLWK 3HRSOH )DPLO\ +RXVHKROGV +XVEDQG ZLIH )DPLOLHV :LWK 2ZQ &KLOGUHQ 2WKHU )DPLO\ 1R 6SRXVH 3UHVHQW

:LWK 2ZQ &KLOGUHQ 1RQIDPLO\ +RXVHKROGV $OO +RXVHKROGV ZLWK &KLOGUHQ 0XOWLJHQHUDWLRQDO +RXVHKROGV 8QPDUULHG 3DUWQHU +RXVHKROGV 0DOH IHPDOH 6DPH VH[ $YHUDJH +RXVHKROG 6L]H

/DWLWXGH /RQJLWXGH

)DPLO\ +RXVHKROGV E\ 6L]H 7RWDO

3HRSOH

2FWREHU Â&#x2039; (VUL

3DJH RI

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

)DPLO\ +RXVHKROGV E\ $JH RI +RXVHKROGHU 7RWDO +RXVHKROGHU $JH

/DWLWXGH /RQJLWXGH

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH

2FWREHU Â&#x2039; (VUL

3DJH RI

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

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

/DWLWXGH /RQJLWXGH

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH

2FWREHU Â&#x2039; (VUL

3DJH RI

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

/DWLWXGH /RQJLWXGH

$QQXDO 5DWH

1XPEHU

3HUFHQW

3RSXODWLRQ E\ 6H[ 0DOH )HPDOH

3RSXODWLRQ E\ $JH 7RWDO $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH $JH

3RSXODWLRQ +RXVHKROGV +RXVLQJ 8QLWV

3RSXODWLRQ E\ 5DFH 7RWDO 3RSXODWLRQ 5HSRUWLQJ 2QH 5DFH :KLWH %ODFN $PHULFDQ ,QGLDQ $VLDQ 3DFLILF ,VODQGHU 6RPH 2WKHU 5DFH 3RSXODWLRQ 5HSRUWLQJ 7ZR RU 0RUH 5DFHV 7RWDO +LVSDQLF 3RSXODWLRQ

'DWD 1RWH +LVSDQLF SRSXODWLRQ FDQ EH RI DQ\ UDFH &HQVXV PHGLDQV DUH FRPSXWHG IURP UHSRUWHG GDWD GLVWULEXWLRQV 6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL FRQYHUWHG &HQVXV GDWD LQWR JHRJUDSK\

2FWREHU Â&#x2039; (VUL

3DJH RI

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

+RXVHKROGV E\ 7\SH 7RWDO +RXVHKROGV ZLWK 3HUVRQ +RXVHKROGV ZLWK 3HRSOH )DPLO\ +RXVHKROGV +XVEDQG ZLIH )DPLOLHV :LWK 2ZQ &KLOGUHQ 2WKHU )DPLO\ 1R 6SRXVH 3UHVHQW

:LWK 2ZQ &KLOGUHQ 1RQIDPLO\ +RXVHKROGV $OO +RXVHKROGV ZLWK &KLOGUHQ 0XOWLJHQHUDWLRQDO +RXVHKROGV 8QPDUULHG 3DUWQHU +RXVHKROGV 0DOH IHPDOH 6DPH VH[ $YHUDJH +RXVHKROG 6L]H

/DWLWXGH /RQJLWXGH

)DPLO\ +RXVHKROGV E\ 6L]H 7RWDO

3HRSOH

$YHUDJH )DPLO\ 6L]H

1RQIDPLO\ +RXVHKROGV E\ 6L]H 7RWDO 3HUVRQ 3HRSOH 3HRSOH 3HRSOH 3HRSOH 3HRSOH 3HRSOH $YHUDJH 1RQIDPLO\ 6L]H 3RSXODWLRQ E\ 5HODWLRQVKLS DQG +RXVHKROG 7\SH 7RWDO ,Q +RXVHKROGV ,Q )DPLO\ +RXVHKROGV +RXVHKROGHU 6SRXVH &KLOG 2WKHU UHODWLYH 1RQUHODWLYH ,Q 1RQIDPLO\ +RXVHKROGV ,Q *URXS 4XDUWHUV ,QVWLWXWLRQDOL]HG 3RSXODWLRQ 1RQLQVWLWXWLRQDOL]HG 3RSXODWLRQ

2FWREHU Â&#x2039; (VUL

3DJH RI

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

)DPLO\ +RXVHKROGV E\ $JH RI +RXVHKROGHU 7RWDO +RXVHKROGHU $JH

/DWLWXGH /RQJLWXGH

+RXVHKROGV E\ 5DFH RI +RXVHKROGHU 7RWDO +RXVHKROGHU LV :KLWH $ORQH +RXVHKROGHU LV %ODFN $ORQH +RXVHKROGHU LV $PHULFDQ ,QGLDQ $ORQH +RXVHKROGHU LV $VLDQ $ORQH +RXVHKROGHU LV 3DFLILF ,VODQGHU $ORQH +RXVHKROGHU LV 6RPH 2WKHU 5DFH $ORQH +RXVHKROGHU LV 7ZR RU 0RUH 5DFHV +RXVHKROGV ZLWK +LVSDQLF +RXVHKROGHU

+XVEDQG ZLIH )DPLOLHV E\ 5DFH RI +RXVHKROGHU 7RWDO

+RXVHKROGHU $JH +RXVHKROGHU $JH +RXVHKROGHU $JH +RXVHKROGHU $JH 1RQIDPLO\ +RXVHKROGV E\ $JH RI +RXVHKROGHU 7RWDO +RXVHKROGHU $JH +RXVHKROGHU $JH +RXVHKROGHU $JH +RXVHKROGHU $JH +RXVHKROGHU $JH

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

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH

2FWREHU Â&#x2039; (VUL

3DJH RI

&HQVXV 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

7RWDO +RXVLQJ 8QLWV E\ 2FFXSDQF\ 7RWDO 2FFXSLHG +RXVLQJ 8QLWV 9DFDQW +RXVLQJ 8QLWV

/DWLWXGH /RQJLWXGH

+RXVHKROGV E\ 7HQXUH DQG 0RUWJDJH 6WDWXV 7RWDO 2ZQHU 2FFXSLHG 2ZQHG ZLWK D 0RUWJDJH /RDQ 2ZQHG )UHH DQG &OHDU $YHUDJH +RXVHKROG 6L]H 5HQWHU 2FFXSLHG $YHUDJH +RXVHKROG 6L]H

2ZQHU RFFXSLHG +RXVLQJ 8QLWV E\ 5DFH RI +RXVHKROGHU 7RWDO +RXVHKROGHU LV :KLWH $ORQH

)RU 5HQW 5HQWHG QRW 2FFXSLHG )RU 6DOH 2QO\ 6ROG QRW 2FFXSLHG )RU 6HDVRQDO 5HFUHDWLRQDO 2FFDVLRQDO 8VH )RU 0LJUDQW :RUNHUV 2WKHU 9DFDQW 7RWDO 9DFDQF\ 5DWH

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH

2FWREHU Â&#x2039; (VUL

3DJH RI

'HPRJUDSKLF DQG ,QFRPH 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

6XPPDU\

/DWLWXGH /RQJLWXGH

&HQVXV

3RSXODWLRQ

+RXVHKROGV

)DPLOLHV

$YHUDJH +RXVHKROG 6L]H 2ZQHU 2FFXSLHG +RXVLQJ 8QLWV 5HQWHU 2FFXSLHG +RXVLQJ 8QLWV 0HGLDQ $JH 7UHQGV $QQXDO 5DWH 3RSXODWLRQ +RXVHKROGV

$UHD

6WDWH

1DWLRQDO

)DPLOLHV

2ZQHU ++V

0HGLDQ +RXVHKROG ,QFRPH

+RXVHKROGV E\ ,QFRPH

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

0HGLDQ +RXVHKROG ,QFRPH $YHUDJH +RXVHKROG ,QFRPH 3HU &DSLWD ,QFRPH

&HQVXV

3RSXODWLRQ E\ $JH

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

&HQVXV 5DFH DQG (WKQLFLW\

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

:KLWH $ORQH

%ODFN $ORQH

$PHULFDQ ,QGLDQ $ORQH $VLDQ $ORQH 3DFLILF ,VODQGHU $ORQH

7ZR RU 0RUH 5DFHV

+LVSDQLF 2ULJLQ $Q\ 5DFH

6RPH 2WKHU 5DFH $ORQH

'DWD 1RWH ,QFRPH LV H[SUHVVHG LQ FXUUHQW GROODUV 6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL IRUHFDVWV IRU DQG

2FWREHU Â&#x2039; (VUL

3DJH RI

'HPRJUDSKLF DQG ,QFRPH 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

/DWLWXGH /RQJLWXGH

7UHQGV $QQXDO 5DWH LQ SHUFHQW

$UHD 6WDWH 86$

3RSXODWLRQ

+RXVHKROGV

)DPLOLHV

2ZQHU ++V

0HGLDQ ++ ,QFRPH

3RSXODWLRQ E\ $JH

3HUFHQW

+RXVHKROG ,QFRPH . .

. .

3HUFHQW

. .

3RSXODWLRQ E\ 5DFH

. .

:KLWH

%ODFN

$P ,QG

$VLDQ

3DFLILF

2WKHU

7ZR

3HUFHQW +LVSDQLF 2ULJLQ

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL IRUHFDVWV IRU DQG

2FWREHU Â&#x2039; (VUL

3DJH RI

'HPRJUDSKLF DQG ,QFRPH 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

6XPPDU\

/DWLWXGH /RQJLWXGH

&HQVXV

3RSXODWLRQ

+RXVHKROGV

2ZQHU 2FFXSLHG +RXVLQJ 8QLWV

5HQWHU 2FFXSLHG +RXVLQJ 8QLWV

$UHD

6WDWH

1DWLRQDO

)DPLOLHV $YHUDJH +RXVHKROG 6L]H

0HGLDQ $JH 7UHQGV $QQXDO 5DWH 3RSXODWLRQ +RXVHKROGV )DPLOLHV

2ZQHU ++V

0HGLDQ +RXVHKROG ,QFRPH

+RXVHKROGV E\ ,QFRPH

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

0HGLDQ +RXVHKROG ,QFRPH $YHUDJH +RXVHKROG ,QFRPH 3HU &DSLWD ,QFRPH

&HQVXV

3RSXODWLRQ E\ $JH

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

&HQVXV 5DFH DQG (WKQLFLW\

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

:KLWH $ORQH

%ODFN $ORQH

$PHULFDQ ,QGLDQ $ORQH

$VLDQ $ORQH

3DFLILF ,VODQGHU $ORQH

6RPH 2WKHU 5DFH $ORQH

7ZR RU 0RUH 5DFHV

+LVSDQLF 2ULJLQ $Q\ 5DFH

'DWD 1RWH ,QFRPH LV H[SUHVVHG LQ FXUUHQW GROODUV

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL IRUHFDVWV IRU DQG

2FWREHU Â&#x2039; (VUL

3DJH RI

'HPRJUDSKLF DQG ,QFRPH 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

/DWLWXGH /RQJLWXGH

$QQXDO 5DWH LQ SHUFHQW

7UHQGV

$UHD 6WDWH 86$

3RSXODWLRQ

+RXVHKROGV

)DPLOLHV

2ZQHU ++V

0HGLDQ ++ ,QFRPH

3RSXODWLRQ E\ $JH

3HUFHQW

+RXVHKROG ,QFRPH . .

. .

3HUFHQW

. .

3RSXODWLRQ E\ 5DFH . .

. . . .

:KLWH

%ODFN

$P ,QG

$VLDQ

3DFLILF

2WKHU

7ZR

3HUFHQW +LVSDQLF 2ULJLQ

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL IRUHFDVWV IRU DQG

2FWREHU Â&#x2039; (VUL

3DJH RI

'HPRJUDSKLF DQG ,QFRPH 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

6XPPDU\

/DWLWXGH /RQJLWXGH

&HQVXV

+RXVHKROGV

)DPLOLHV

2ZQHU 2FFXSLHG +RXVLQJ 8QLWV

5HQWHU 2FFXSLHG +RXVLQJ 8QLWV

$UHD

6WDWH

1DWLRQDO

3RSXODWLRQ

$YHUDJH +RXVHKROG 6L]H

0HGLDQ $JH 7UHQGV $QQXDO 5DWH 3RSXODWLRQ +RXVHKROGV )DPLOLHV

2ZQHU ++V

0HGLDQ +RXVHKROG ,QFRPH

+RXVHKROGV E\ ,QFRPH

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

0HGLDQ +RXVHKROG ,QFRPH $YHUDJH +RXVHKROG ,QFRPH 3HU &DSLWD ,QFRPH

&HQVXV

3RSXODWLRQ E\ $JH

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

&HQVXV 5DFH DQG (WKQLFLW\

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

1XPEHU

3HUFHQW

:KLWH $ORQH

%ODFN $ORQH

$PHULFDQ ,QGLDQ $ORQH

$VLDQ $ORQH 3DFLILF ,VODQGHU $ORQH

6RPH 2WKHU 5DFH $ORQH

7ZR RU 0RUH 5DFHV

+LVSDQLF 2ULJLQ $Q\ 5DFH

'DWD 1RWH ,QFRPH LV H[SUHVVHG LQ FXUUHQW GROODUV 6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL IRUHFDVWV IRU DQG

2FWREHU Â&#x2039; (VUL

3DJH RI

'HPRJUDSKLF DQG ,QFRPH 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ PLOH UDGLXV

/DWLWXGH /RQJLWXGH

7UHQGV $QQXDO 5DWH LQ SHUFHQW

$UHD 6WDWH 86$

3RSXODWLRQ

+RXVHKROGV

)DPLOLHV

2ZQHU ++V

0HGLDQ ++ ,QFRPH

3RSXODWLRQ E\ $JH

3HUFHQW

+RXVHKROG ,QFRPH . .

3RSXODWLRQ E\ 5DFH . .

. . .

3HUFHQW

. .

. . . .

:KLWH

%ODFN

$P ,QG

$VLDQ

3DFLILF

2WKHU

7ZR

3HUFHQW +LVSDQLF 2ULJLQ

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL IRUHFDVWV IRU DQG

2FWREHU Â&#x2039; (VUL

3DJH RI

0DUNHW 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJV PLOH UDGLL

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

/DWLWXGH /RQJLWXGH

PLOH

'DWD 1RWH +RXVHKROG SRSXODWLRQ LQFOXGHV SHUVRQV QRW UHVLGLQJ LQ JURXS TXDUWHUV $YHUDJH +RXVHKROG 6L]H LV WKH KRXVHKROG SRSXODWLRQ GLYLGHG E\ WRWDO KRXVHKROGV 3HUVRQV LQ IDPLOLHV LQFOXGH WKH KRXVHKROGHU DQG SHUVRQV UHODWHG WR WKH KRXVHKROGHU E\ ELUWK PDUULDJH RU DGRSWLRQ 3HU &DSLWD ,QFRPH UHSUHVHQWV WKH LQFRPH UHFHLYHG E\ DOO SHUVRQV DJHG \HDUV DQG RYHU GLYLGHG E\ WKH WRWDO SRSXODWLRQ 6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL IRUHFDVWV IRU DQG (VUL FRQYHUWHG &HQVXV GDWD LQWR JHRJUDSK\

2FWREHU Â&#x2039; (VUL

3DJH RI

0DUNHW 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJV PLOH UDGLL

+RXVHKROGV E\ ,QFRPH +RXVHKROG ,QFRPH %DVH $YHUDJH +RXVHKROG ,QFRPH +RXVHKROGV E\ ,QFRPH +RXVHKROG ,QFRPH %DVH

/DWLWXGH /RQJLWXGH

PLOH

$YHUDJH +RXVHKROG ,QFRPH 2ZQHU 2FFXSLHG +RXVLQJ 8QLWV E\ 9DOXH 7RWDO

$YHUDJH +RPH 9DOXH 2ZQHU 2FFXSLHG +RXVLQJ 8QLWV E\ 9DOXH 7RWDO $YHUDJH +RPH 9DOXH

'DWD 1RWH ,QFRPH UHSUHVHQWV WKH SUHFHGLQJ \HDU H[SUHVVHG LQ FXUUHQW GROODUV +RXVHKROG LQFRPH LQFOXGHV ZDJH DQG VDODU\ HDUQLQJV LQWHUHVW GLYLGHQGV QHW UHQWV SHQVLRQV 66, DQG ZHOIDUH SD\PHQWV FKLOG VXSSRUW DQG DOLPRQ\ 6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL IRUHFDVWV IRU DQG (VUL FRQYHUWHG &HQVXV GDWD LQWR JHRJUDSK\

2FWREHU Â&#x2039; (VUL

3DJH RI

0DUNHW 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJV PLOH UDGLL

3RSXODWLRQ E\ $JH 7RWDO

/DWLWXGH /RQJLWXGH

PLOH

3RSXODWLRQ E\ $JH 7RWDO

3RSXODWLRQ E\ 6H[ 0DOHV )HPDOHV 3RSXODWLRQ E\ 6H[ 0DOHV )HPDOHV 3RSXODWLRQ E\ 6H[ 0DOHV )HPDOHV

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL IRUHFDVWV IRU DQG (VUL FRQYHUWHG &HQVXV GDWD LQWR JHRJUDSK\

2FWREHU Â&#x2039; (VUL

3DJH RI

0DUNHW 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJV PLOH UDGLL

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

/DWLWXGH /RQJLWXGH

PLOH

'DWD 1RWH 3HUVRQV RI +LVSDQLF 2ULJLQ PD\ EH RI DQ\ UDFH 7KH 'LYHUVLW\ ,QGH[ PHDVXUHV WKH SUREDELOLW\ WKDW WZR SHRSOH IURP WKH VDPH DUHD ZLOO EH IURP GLIIHUHQW UDFH HWKQLF JURXSV 6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL IRUHFDVWV IRU DQG (VUL FRQYHUWHG &HQVXV GDWD LQWR JHRJUDSK\

2FWREHU Â&#x2039; (VUL

3DJH RI

0DUNHW 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJV PLOH UDGLL

3RSXODWLRQ E\ (GXFDWLRQDO $WWDLQPHQW 7RWDO /HVV WKDQ WK *UDGH WK WK *UDGH 1R 'LSORPD +LJK 6FKRRO *UDGXDWH *(' $OWHUQDWLYH &UHGHQWLDO 6RPH &ROOHJH 1R 'HJUHH $VVRFLDWH 'HJUHH %DFKHORU V 'HJUHH *UDGXDWH 3URIHVVLRQDO 'HJUHH 3RSXODWLRQ E\ 0DULWDO 6WDWXV 7RWDO 1HYHU 0DUULHG 0DUULHG :LGRZHG 'LYRUFHG &LYLOLDQ 3RSXODWLRQ LQ /DERU )RUFH &LYLOLDQ (PSOR\HG &LYLOLDQ 8QHPSOR\HG (PSOR\HG 3RSXODWLRQ E\ ,QGXVWU\ 7RWDO

/DWLWXGH /RQJLWXGH

PLOH

$JULFXOWXUH 0LQLQJ &RQVWUXFWLRQ 0DQXIDFWXULQJ :KROHVDOH 7UDGH 5HWDLO 7UDGH 7UDQVSRUWDWLRQ 8WLOLWLHV

,QIRUPDWLRQ )LQDQFH ,QVXUDQFH 5HDO (VWDWH 6HUYLFHV 3XEOLF $GPLQLVWUDWLRQ

(PSOR\HG 3RSXODWLRQ E\ 2FFXSDWLRQ 7RWDO :KLWH &ROODU 0DQDJHPHQW %XVLQHVV )LQDQFLDO

3URIHVVLRQDO 6DOHV $GPLQLVWUDWLYH 6XSSRUW 6HUYLFHV

%OXH &ROODU )DUPLQJ )RUHVWU\ )LVKLQJ &RQVWUXFWLRQ ([WUDFWLRQ ,QVWDOODWLRQ 0DLQWHQDQFH 5HSDLU

3URGXFWLRQ 7UDQVSRUWDWLRQ 0DWHULDO 0RYLQJ

6RXUFH 8 6 &HQVXV %XUHDX &HQVXV 6XPPDU\ )LOH (VUL IRUHFDVWV IRU DQG (VUL FRQYHUWHG &HQVXV GDWD LQWR JHRJUDSK\

2FWREHU Â&#x2039; (VUL

3DJH RI

0DUNHW 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJV PLOH UDGLL

+RXVHKROGV E\ 7\SH 7RWDO +RXVHKROGV ZLWK 3HUVRQ +RXVHKROGV ZLWK 3HRSOH )DPLO\ +RXVHKROGV +XVEDQG ZLIH )DPLOLHV :LWK 5HODWHG &KLOGUHQ 2WKHU )DPLO\ 1R 6SRXVH 3UHVHQW

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

/DWLWXGH /RQJLWXGH

PLOH

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

2FWREHU Â&#x2039; (VUL

3DJH RI

0DUNHW 3URILOH 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJV PLOH UDGLL PLOH

/DWLWXGH /RQJLWXGH PLOH

PLOH

7RS 7DSHVWU\ 6HJPHQWV

6RFFHU 0RPV $

6DYY\ 6XEXUEDQLWHV '

7RS 7LHU $

*UHHQ $FUHV $

6DYY\ 6XEXUEDQLWHV '

,Q 6W\OH % %ULJKW <RXQJ 3URIHVVLRQDOV

6RFFHU 0RPV $

([XUEDQLWHV (

&RQVXPHU 6SHQGLQJ $SSDUHO 6HUYLFHV 7RWDO $YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[

&RPSXWHUV $FFHVVRULHV 7RWDO $YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[ (GXFDWLRQ 7RWDO $YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[

(QWHUWDLQPHQW 5HFUHDWLRQ 7RWDO $YHUDJH 6SHQW

)RRG $ZD\ IURP +RPH 7RWDO $YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[ +HDOWK &DUH 7RWDO $YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[

++ )XUQLVKLQJV (TXLSPHQW 7RWDO $YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[ ,QYHVWPHQWV 7RWDO

$YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[ 5HWDLO *RRGV 7RWDO $YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[ 6KHOWHU 7RWDO

$YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[

79 9LGHR $XGLR 7RWDO $YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[ 7UDYHO 7RWDO $YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[

9HKLFOH 0DLQWHQDQFH 5HSDLUV 7RWDO $YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[

6SHQGLQJ 3RWHQWLDO ,QGH[ )RRG DW +RPH 7RWDO $YHUDJH 6SHQW 6SHQGLQJ 3RWHQWLDO ,QGH[

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

2FWREHU Â&#x2039; (VUL

3DJH RI

6LWH 0DS 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJV PLOH UDGLL

/DWLWXGH /RQJLWXGH

2FWREHU Â&#x2039; (VUL

3DJH RI

7UDIILF &RXQW 0DS 6: 6WDIIRUG 6XPPLW &W :HVW /LQQ 2UHJRQ 5LQJ 0LOHV

/DWLWXGH /RQJLWXGH

6RXUFH Â&#x2039; 0DUNHW 3ODQQLQJ 6ROXWLRQV ,QF

2FWREHU Â&#x2039; (VUL

0DGH ZLWK (VUL %XVLQHVV $QDO\VW ZZZ HVUL FRP ED 7U\ LW 1RZ

3DJH RI

First American Title Company of Oregon 121 SW Morrison St, FL 3 Portland, OR 97204 Phn - (503)222-3651 (800)929-3651 Fax - (877)242-3513

Order No.: 7000-2340958 October 29, 2014 FOR QUESTIONS REGARDING YOUR CLOSING, PLEASE CONTACT: WYN HENDRICKS, Escrow Officer/Closer Phone: (503)350-5005 - Fax: (866)656-1602- Email:whendricks@firstam.com First American Title Company of Oregon 5335 SW Meadows Rd #100, Lake Oswego, OR 97035 FOR ALL QUESTIONS REGARDING THIS PRELIMINARY REPORT, PLEASE CONTACT: Sarah Walters, Title Officer Toll Free: (800)929-3651 - Direct: (503)790-7857 - Email: sawalters@firstam.com

Preliminary Title Report County Tax Roll Situs Address: 24700 SW Stafford Summit Court, West Linn, OR 97068 Proposed Insured Lender: TBD Proposed Borrower: 2006 2006 2006 2006

ALTA Owners Standard Coverage ALTA Owners Extended Coverage ALTA Lenders Standard Coverage ALTA Lenders Extended Coverage

Endorsement 9, 22 & 8.1

Liability Liability Liability Liability

$ $ $ $

TBD Premium Premium Premium TBD Premium

$ $ $ $

TBD

Premium $

100.00

Govt Service Charge

Cost $

City Lien/Service District Search

Cost $

Other

Cost $

TBD

We are prepared to issue Title Insurance Policy or Policies of First American Title Insurance Company, a Nebraska Corporation in the form and amount shown above, insuring title to the following described land: LOT 26, STAFFORD SUMMIT ESTATES NO. 3, IN THE COUNTY OF CLACKAMAS AND STATE OF OREGON; TOGETHER WITH ACCESS OVER THE PRIVATE ROAD EASEMENT AS SHOWN ON THE RECORDED PLAT. and as of October 22, 2014 at 8:00 a.m., title to the fee simple estate is vested in: David L. Jachter and Karen L. Jachter, Trustees (or any successor Trustee) of the Jachter Family Trust under Agreement dated June 4, 2014, as amended, with David L. Jachter and Karen L. Jachter as Trustors

This report is for the exclusive use of the parties herein shown and is preliminary to the issuance of a title insurance policy and shall become void unless a policy is issued, and the full premium paid.

Preliminary Report

Order No.: 7000-2340958 Page 2 of 7

Subject to the exceptions, exclusions, and stipulations which are ordinarily part of such Policy form and the following: 1.

Facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or by making inquiry of persons in possession thereof.

Easements, or claims of easement, not shown by the public records; reservations or exceptions in patents or in Acts authorizing the issuance thereof; water rights, claims or title to water.

Any encroachment (of existing improvements located on the subject land onto adjoining land or of existing improvements located on adjoining land onto the subject land), encumbrance, violation, variation, or adverse circumstance affecting the title that would be disclosed by an accurate and complete land survey of the subject land.

Any lien, or right to a lien, for services, labor, material, equipment rental or workers compensation heretofore or hereafter furnished, imposed by law and not shown by the public records.

The exceptions to coverage 1-5 inclusive as set forth above will remain on any subsequently issued Standard Coverage Title Insurance Policy. In order to remove these exceptions to coverage in the issuance of an Extended Coverage Policy the following items are required to be furnished to the Company; additional exceptions to coverage may be added upon review of such information: A. B. C.

Survey or alternative acceptable to the company Affidavit regarding possession Proof that there is no new construction or remodeling of any improvement located on the premises. In the event of new construction or remodeling the following is required: i. Satisfactory evidence that no construction liens will be filed; or ii. Adequate security to protect against actual or potential construction liens; iii. Payment of additional premiums as required by the Industry Rate Filing approved by the Insurance Division of the State of Oregon

Water rights, claims to water or title to water, whether or not such rights are a matter of public record.

Taxes for the year 2014-2015 Tax Amount Unpaid Balance: Code No.: Map & Tax Lot No.: Property ID No.:

$ 8,412.10 $ 8,412.10 , plus interest and penalties, if any 003-004 31E03 01907 01704178 First American Title

Preliminary Report

Order No.: 7000-2340958 Page 3 of 7

Covenants, conditions, restrictions and/or easements; but deleting any covenant, condition or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin to the extent such covenants, conditions or restrictions violate Title 42, Section 3604(c), of the United States Codes: Recording Information: April 09, 1927 as Book 189, Page 13 Also Recorded: June 04, 1929 as Book 201, Page 478 Also Recorded: July 01, 1929 as Book 202, Page 24

10.

11.

Water Hook-Up Agreement, including terms and provisions thereof. Recorded: September 08, 1988 as Fee No. 88037154

12.

Covenants, conditions, restrictions and/or easements; but deleting any covenant, condition or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin to the extent such covenants, conditions or restrictions violate Title 42, Section 3604(c), of the United States Codes: Recording Information: February 28, 1989 as Fee No. 89008574 Modification and/or amendment by instrument: Recording Information: January 22, 1990 as Fee No. 90002918

13.

14.

Water Hook-Up Agreement, including terms and provisions thereof. Recorded: May 16, 1990 as Fee No. 90022535

15.

Restrictions shown on the recorded plat/partition of STAFFORD SUMMIT ESTATES.

16.

Restrictions shown on the recorded plat/partition of STAFFORD SUMMIT ESTATES NO. 2.

First American Title

Preliminary Report

Order No.: 7000-2340958 Page 4 of 7

17.

18.

Restrictions shown on the recorded plat/partition of PARTITION PLAT NO. 1991-107.

19.

Road maintenance provisions, and the terms and conditions thereof, contained in instrument: Recording Information: July 03, 1995 as Fee No. 95038580

20.

Covenants, conditions, restrictions and/or easements; but deleting any covenant, condition or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin to the extent such covenants, conditions or restrictions violate Title 42, Section 3604(c), of the United States Codes: Recording Information: December 26, 1995 as Fee No. 95079716 Modification and/or amendment by instrument: Recording Information: August 12, 1997 as Fee No. 97061314 Modification and/or amendment by instrument: Recording Information: August 12, 1997 as Fee No. 97061315 Modification and/or amendment by instrument: Recording Information: August 12, 1997 as Fee No. 97061316

21.

Restrictions shown on the recorded plat/partition.

22.

Driveway encroachment as delineated on the recorded plat of Stafford Summit Estates No. 3.

23.

Easement as shown on the recorded plat/partition For: Public utilities Affects: Ten feet in width outside of, parallel with and adjoining the boundary of all private access and road easements

24.

Easement as shown on the recorded plat/partition For: Public utilities Affects: Ten feet in width outside of, parallel with and adjoining all public right-of-ways

25.

In order to insure a transaction involving the herein named trust, we will need to be provided a Certification of Trust pursuant to ORS 130.800 through ORS 130.910. - END OF EXCEPTIONS -

NOTE: We find no matters of public record against TBD that will take priority over any trust deed, mortgage or other security instrument given to purchase the subject real property as established by ORS 18.165. First American Title

Preliminary Report

Order No.: 7000-2340958 Page 5 of 7

NOTE: According to the public record, the following deed(s) affecting the property herein described have been recorded within 24 months of the effective date of this report: Bargain and Sale Deed recorded June 09, 2014 as Fee No. 2014 027452, David L. Jachter and Karen L. Jachter to David L. Jachter and Karen L. Jachter, Trustees (or any successor Trustee) of the Jachter Family Trust under Agreement dated June 4, 2014, as amended, with David L. Jachter and Karen L. Jachter as Trustors

THANK YOU FOR CHOOSING FIRST AMERICAN TITLE! WE KNOW YOU HAVE A CHOICE!

RECORDING INFORMATION Filing Address:

Recording Fees:

Clackamas County 1710 Red Soil Ct, Suite 110 Oregon City, OR 97045 $ 53.00 First Page (Comprised of: $ 5.00 per page $ 5.00 per document - GIS Fee $10.00 per document - Public Land Corner Preservation Fund $11.00 per document - OLIS Assessment & Taxation Fee $22.00 per document - Oregon Housing Alliance Fee) $ 5.00 E-Recording fee per document $ 5.00 for each additional page $ 5.00 for each additional document title, if applicable $ 20.00 Non-Standard Document fee, if applicable

First American Title

Preliminary Report

Order No.: 7000-2340958 Page 6 of 7

First American Title Insurance Company SCHEDULE OF EXCLUSIONS FROM COVERAGE ALTA LOAN POLICY (06/17/06) The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13, or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b).

ALTA OWNER’S POLICY (06/17/06) The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risks 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A.

SCHEDULE OF STANDARD EXCEPTIONS 1. 2. 3. 4. 5.

Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records; proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. Facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or by making inquiry of persons in possession thereof. Easements, or claims of easement, not shown by the public records; reservations or exceptions in patents or in Acts authorizing the issuance thereof; water rights, claims or title to water. Any encroachment (of existing improvements located on the subject land onto adjoining land or of existing improvements located on adjoining land onto the subject land), encumbrance, violation, variation, or adverse circumstance affecting the title that would be disclosed by an accurate and complete land survey of the subject land. Any lien" or right to a lien, for services, labor, material, equipment rental or workers compensation heretofore or hereafter furnished, imposed by law and not shown by the public records.

NOTE: A SPECIMEN COPY OF THE POLICY FORM (OR FORMS) WILL BE FURNISHED UPON REQUEST

First American Title

TI 149 Rev. 7-22-08

Preliminary Report

Order No.: 7000-2340958 Page 7 of 7

Privacy Information We Are Committed to Safeguarding Customer Information In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand that you may be concerned about what we will do with such information - particularly any personal or financial information. We agree that you have a right to know how we will utilize the personal information you provide to us. Therefore, together with our subsidiaries we have adopted this Privacy Policy to govern the use and handling of your personal information. Applicability This Privacy Policy governs our use of the information that you provide to us. It does not govern the manner in which we may use information we have obtained from any other source, such as information obtained from a public record or from another person or entity. First American has also adopted broader guidelines that govern our use of personal information regardless of its source. First American calls these guidelines its Fair Information Values. Types of Information Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect include: Information we receive from you on applications, forms and in other communications to us, whether in writing, in person, by telephone or any other means; Information about your transactions with us, our affiliated companies, or others; and Information we receive from a consumer reporting agency. Use of Information We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or service you have requested of us; or (2) as permitted by law. We may, however, store such information indefinitely, including the period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality control efforts or customer analysis. We may also provide all of the types of nonpublic personal information listed above to one or more of our affiliated companies. Such affiliated companies include financial service providers, such as title insurers, property and casualty insurers, and trust and investment advisory companies, or companies involved in real estate services, such as appraisal companies, home warranty companies and escrow companies. Furthermore, we may also provide all the information we collect, as described above, to companies that perform marketing services on our behalf, on behalf of our affiliated companies or to other financial institutions with whom we or our affiliated companies have joint marketing agreements.

• • •

Former Customers Even if you are no longer our customer, our Privacy Policy will continue to apply to you. Confidentiality and Security We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those individuals and entities who need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled responsibly and in accordance with this Privacy Policy and First American's Fair Information Values. We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Information Obtained Through Our Web Site First American Financial Corporation is sensitive to privacy issues on the Internet. We believe it is important you know how we treat the information about you we receive on the Internet. In general, you can visit First American or its affiliates’ Web sites on the World Wide Web without telling us who you are or revealing any information about yourself. Our Web servers collect the domain names, not the e-mail addresses, of visitors. This information is aggregated to measure the number of visits, average time spent on the site, pages viewed and similar information. First American uses this information to measure the use of our site and to develop ideas to improve the content of our site. There are times, however, when we may need information from you, such as your name and email address. When information is needed, we will use our best efforts to let you know at the time of collection how we will use the personal information. Usually, the personal information we collect is used only by us to respond to your inquiry, process an order or allow you to access specific account/profile information. If you choose to share any personal information with us, we will only use it in accordance with the policies outlined above. Business Relationships First American Financial Corporation's site and its affiliates' sites may contain links to other Web sites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites. Cookies Some of First American's Web sites may make use of "cookie" technology to measure site activity and to customize information to your personal tastes. A cookie is an element of data that a Web site can send to your browser, which may then store the cookie on your hard drive. FirstAm.com uses stored cookies. The goal of this technology is to better serve you when visiting our site, save you time when you are here and to provide you with a more meaningful and productive Web site experience. -------------------------------------------------------------------------------Fair Information Values Fairness We consider consumer expectations about their privacy in all our businesses. We only offer products and services that assure a favorable balance between consumer benefits and consumer privacy. Public Record We believe that an open public record creates significant value for society, enhances consumer choice and creates consumer opportunity. We actively support an open public record and emphasize its importance and contribution to our economy. Use We believe we should behave responsibly when we use information about a consumer in our business. We will obey the laws governing the collection, use and dissemination of data. Accuracy We will take reasonable steps to help assure the accuracy of the data we collect, use and disseminate. Where possible, we will take reasonable steps to correct inaccurate information. When, as with the public record, we cannot correct inaccurate information, we will take all reasonable steps to assist consumers in identifying the source of the erroneous data so that the consumer can secure the required corrections. Education We endeavor to educate the users of our products and services, our employees and others in our industry about the importance of consumer privacy. We will instruct our employees on our fair information values and on the responsible collection and use of data. We will encourage others in our industry to collect and use information in a responsible manner. Security We will maintain appropriate facilities and systems to protect against unauthorized access to and corruption of the data we maintain.

Form 50-PRIVACY (9/1/10)

Page 1 of 1

First American Title

Privacy Information (2001-2010 First American Financial Corporation)

JuIy

19,

1993

Ziegler Investment l-85L7 SW Brynant Lake Oswego, Oregon

97035

PORT FOR AN ON-SITE EVALUATION SEWAGEDISPOSAL SYSTEM

J SU

ECT:

Lot 26, Tax Lot Range 18, W.M. Acreage l-0 acres

f have nrade an evaluation single 4 bedroon building site sewage disposal. Based on the results feasible through the SYSTEM, as described setback sheetsPlease tested syst

Section of

Township

35,

98.6

above for a described of the property in the area you proposed for onsite

appears sewage disposal of this study, D SEWAGEDISPOSAL of a STAN construction and detail construction in the attached

specific is site approval note that this of and does not address the feasibility elsewhere on the property.

to the locating

area the

system can sewage disposal of a subsurface Before construction of Building from the office it must be obtained take place, B pâ&#x201A;Ź can installer property a licensed or Only the owner Services. A system or part thereof. sehtaqe disposal construct a subsurface must be plan of the proposed development plot to-scale detailed, it application. with the pe submitted

?ieglar July L9, 1993 Fage 2

lt iseuance State rulee,

of a pe it becauee t t!r*n this app val nill

lnfo Technical upon re est.

Hillian Buildi

ation

ak - Soil t{. Section

/ep Snclosure c:

AsBeasorrs offiee

pertaining

Scientist

be ccnsidered

to thie

soil

teet

nr.ll-L and void.

available

D/r'l' I

I { SC I I EC K : R E P A I , RI

A1:;tJ. 'llax

L()l I

SccIlon

ACI{IJAUJj:

2,,6 Y o r r r s L t e l t ; t s l r c c n f o u r r < 1B u l t a l r l e for a S T A N D A R D0 N - S I T E S U , ! r | A c B l ) i l i l ' ( ) S A l , t i Y S ' f l i l .' 1 ' l ' h e I o l l o u l n g const:ructlon epeclflcetlons shall appl.v. ank

slrn11 have SaIl0rIri,

a mlnlruum lJ"q,u1d capaclty

rneasurcd Irorrr rrtrLurrl ground

Burfoce.

be rtsqulred per 150 gallone feet of dlsposal treuch wlll For your propoeed nr;rx.[nrtrp n r r r j e c t - c r l r la 1 . [ y s e . 11nea1 feet of dleposal d c v r : I u p r r e r r l , a n r l . r r l r n u roaf be coneLrucced ' lJlsposal Erenches thsII Llr::rt:h 1r; rcr;ulretl, 2 - f e e l : w l d e o r r l 0 f o o t r n l n l r n u r nc e n L e r g w l t . h n o l I n e e x c e e d plpe The trenches and perforated trrli l25 fccc In lCu1L 1l:. and conLoured Lo . s l r a l l b e l n . s L ; r L l r r r lw l u l r l r t o n e 1 i l c h o f l e v e l L l r c r t i r L r r r : a l g, r o u n t l s u c f a c e . A 1 5 r ' o r r r r t l w n L r I: rr t - c r { ] c l ) t o r 'flrts rJysfcrn. iuterceFtor try Inclrcs clcep wltlr

as part of thlB is requlfed nuat be consLrucLed l2 lnchee lnches of cleart gravel

br: cxlrnu*itcrl by ;r rro:r-Pcrforated Llrc |Jilttrc .sy$Lel1r. An ctflucnL dralrrfleld

Llne

p r r m Pn a y b e n e c e a e a r y IltL lrr thc approved 6rea at !he

below

and away fron

Eo co$atEucL Ehâ&#x201A;Ź correcE rlepth. musE be replecentenc the orlgl-

eysrern(s), adequete area I r or L t r c i l b o v c d c s c r l b e d systen a:ld d complete avall able tnr Lhe orlgtnal Thc t'r:plrtccmctl! systert| 1s to be ueed 1f sye !e$. reaSon. rral systerrt falls for some llou-tepelrable 'fhe

corrdIt.lorrs of

approval

are

wlde

aa follows:

-0r

sirrrlLiltlt}ll l,t|rl]()$ea, rhe rnlnlmun LoE elzs s I u 1 1l c b u l l < . l I r t 1 ; B l L c l u

for

thls

k,:

TlrIs lot supply.

Blze

wlll

lspoaal

atr off-81Ee

requlre

wlIl

not

conmunlEy waEer

be pernrif Eed on

1o excese of

slopes

.l)ercellL. No part

'3.

Speclal

of tf(

systen

shall

wlt'h1n the be lnstaLled eaaemenE t l gh !-o f -ttay .

Condlttorte: .!

DATE:

REPAIR:RECHBeK!-

64,4et4tt

Appli t''

Twp.

SE9IAGE DISPOSAIJ

ITEMS REQUIRlNG 9ETBACK (as marked)

AREA OR

(1)

(werrs; ndwater Supplies -1' rrngs Upslope from system Downslope from systen Surface Public waters(2) sYstem For Sand Filter rmittent Groundwater

(onlY)

str"ams(3)

-/"'

TREATHENT AND DlSTR.IBUTION UNITS**

100|

50t

50 1 100r

50 1 50 1

100r 50 1

50 1 501

50 1

501

201

101 501

l_0 t 25.

f El

Cuts Manmade'"'

(6)

tffi,arp*"',t=

Curtain Drains Upslope frorn sYstem Downslope fron sYsten

101 501

l_o I

Lines

10r

101

10r

1"0t

10r

rty

Lines lng Foundations (aI1)

W.l.t.

rnterceptott(4)

On a slope 3t or less on a slope grealer than 3* - upslope fron sYstem - downslope from sYsten /-V

Rng.;

trenches, drainfield Includes area. and replacement

diversion

val"ve-box'

water

a Period

for

modified

sloPe

soil scientist

'rbottoillessrr

etc.

exceeds

greater

th:

50 Percenl

25.

sand

filterr

Eeepage beds

5.* Soil Metrix Color, % Coarse Fragmsnts,Boots, Slructure, Layer Lirniling E{fectiveSoil Depth Etc

l c d

!1lt

r l

tlnt

l n c h e s( M i n j m u m ) , l -

^ / / ( \

Comments

CCP-Pffi?

(te

10/83)

SW Cor, LC No 6t Cor

MAP 2

N L I N E U - CN O

rE 34DC

Ff, 3

P A FC E L ' { r 2 r , 6 9cA ) GROSS

PARTITION

l 9 9 l- t o 7 /rt ^f

N.coRl qg olc rqo

t27

I\JC.I

502 ?3.0OAc. p '

,/, /

/ -'

fJ"

"oogS

?a 2

.) ' Ur ).( -a

.94'r.

o+o

4"1;9,'"o., 601 20.00Ac 25t52 \

olAc

\ \<

,t, .v.

,4f

.it,l

/o6 ?o ooAc ,9

{

n./\ i

roo2

r-rifu.

5 974c

A5 cDzx, 4s 247* P s

r ll

+tt

Seao 1t't?"Y

703 l312Ac

( LoT2l a.ot--f zeezt. ?:=,=l

$;+ $

t 4