EPUB:LONESTARSHOPPER 12-1-2021

DECEMBER 1, 2021

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www.lonestarshoppertx.com • 903-865-7002 PAGE 3

Make Safety a Priority f o r H o l i d a y Tr a v e l

(Family Features) As more and more Americans hit the road and return to traveling for the holidays, concerns around road safety are top of mid.

Nearly half of Americans (47%) plan to travel in the next six months, including 51% with plans to travel for Christmas, according to a survey by 3M. A majority (76%) plan to travel by c a r, b u t m o r e t h a n a third of travelers are as concerned about road safety as they are about contracting COVID-19.

“Especially after spending an extended period closer to home, many people are likely to have some trepidation about getting back out on the road,” said automotive expert

Lauren Fix, “The Car Coach” and 3M spokesperson. “Being conscious of issues like visibility and distracted driving are important ways to protect yourself and your passengers.”

Consider these tips to enhance the safety of your holiday travel.

B e f o r e Yo u G o Check your tire pressure and the condition of your tread.

Properly inflated and adequate tires can keep you safe on the road, especially in slick conditions.

Visibility is important so you can see the road and other drivers.

Make sure you have properly functioning wiper blades and carry extra washer fluid.

Check your headlights

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PAGE 4

DECEMBER 1, 2021

COMING SOON OUR ANNUAL CHRISTMAS SONGBOOK This special edition will be a collector ’s edition.

It will be full of stories about how the Christmas Carol came to be plus other factoids about Christmas.

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Cutting Cost This Holiday Season

Dear Dave, We’re doing our best to stick to our cash Christmas budget this year.

Are there any traps to avoid, and do you have other advice on ways we can cut costs during the holiday season?

René Dear René, If you’re getting out of debt, the phrase “extra money” probably isn’t even in your vocabulary. Regardless, stores will do everything they can to convince you to toss a couple of extra items into your cart when Christmas rolls around. Their festive

marketing is everywhere, and most of it tries to get you to spend extra on things you don’t need or can’t afford.

It might be Christmas, but that doesn’t mean you need to buy a bunch of high-end electronic gadgets for everyone. Any way you slice it, electronics add up to be way more than most people want to spend. Try focusing on more personal—and less expensive—gifts that will be truly meaningful to the ones receiving them.

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Set a reasonable budget, determine what’s fair for each person and stick to it. Be sure you’re following realistic gift guidelines before you go out shopping. If you have kids, don’t let their Christmas lists dictate how much you spend. Your budget should do that. Look out for sneaky buys that drain your wallet, too. Some people spend as much on stocking stuffers as they do regular gifts under the tree.

Whether you’re shopping online or out and about, remember that extended warranties are not a good deal.

Neither are store credit cards and the accom-

panying “discounts.”

It seems everyone from big-box retail stores to mom and pop operations have their own store credit card these days. Sure, they’ll be happy to offer you 10 to 20 percent off a $7 purchase of socks if you’ll just open an account. But there’s a good chance you’ll still be paying off this year’s Christmas next December.

If gift wrapping at the store is complementary, go for it. If not, just do it yourself. Sure, it takes a little time and effort, but you’ll save a ton of money buying a few rolls of wrapping paper at the local dollar store. Don’t wait until December 20th to order your Christmas presents, either. Plan ahead — like right now — so you don’t have to worry about expensive overnight shipping rates.

Finally, I know many folks want to send

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Christmas cards to everyone they know every year. Some people go completely over-thetop, with their family (including the dog and cat) dressed to the nines and a photo taken by a professional photographer. Come on! You can cut costs by sending cards to just your closest friends and family. It’s okay to be a little selective here, and the cards don’t have to be expensive.

I hope this helps, René! * Dave Ramsey is a seven-time #1 national best-selling author, personal finance expert, and host of The Ramsey Show, heard by more than 18 million listeners each week. He has appeared on Good Morning America, CBS This Morning, Today Show, Fox News, CNN, Fox Business, and many more. Since 1992, Dave has helped people regain control of their money, build wealth and enhance their lives.

He also serves as CEO

PAGE 5 for Ramsey Solutions

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Page 6

Factors to consider before booking a holiday wedding

Holidays are conducive to festive atmospheres.

W h e t h e r i t ’s s e a s o n al celebrations for Chrismas or C h a n u k a h or summertime soirees on Fourth of July or Labor Day weekends, t h e r e ’s n o d e n y i n g festive vibes tend to prevail when holidays turn up on the c a l e n d a r.

We d d i n g s a l s o a r e marked by festive atmospheres, and many couples are tempted to make their nuptials even more jovial by saying “I do” during holiday weekends. Before making that decision, couples may want to consider a host of factors as they try to determine if a holiday weekend wedding is for them.

Av a i l a b i l i t y Guest availability is a big consideration for couples as they try to decide if holiday weekend weddings are a good fit.

Many families have holiday traditions that they might be reluctant to give up.

For example, families who build their annual vacations around the Fourth of July may already have booked their trips by the time the wedding date is announced.

Couples who anticipate inviting a sizable number of guests may want to avoid holiday weekend weddings to ensure all of their friends and family members will be in attendance.

Travel Travel is another potential red flag for holiday weekend weddings. Asking guests to travel during weekends that are notoriously busy in regard to travel may be asking too much or it might

make things more convenient for some guests.

A 2019 report from the Transportation Security Admini s t r a t i o n i n d i c a t e d that nearly 27 million passengers were expected to pass through airport screening checkpoints during that y e a r ’s Thanksgiving travel period.

Some guests may be reluctant to travel on busy holiday weekends, while others who are already traveling to the wedding destination may see holiday weddings as a great way to see their families and attend a wedding without having to pay for separate flights. In addition, some guests may be more likely to travel during a holiday weekend knowing they can return home

at their leisure since they don’t have to work on M o n d a y.

Couples can gauge their guestsÕ temperatures on holiday weekend travel before making their decision.

Cost Cost is always a consideration when planning a wedding, and it merits consideration for couples toying with the idea of getting married on or around a holiday a s w e l l . Ve n u e s t e n d to be less expensive on Fridays and Sundays, so couples who tie the knot on holiday weekends when no one has to work on Monday might save a considerable sum of money by tying the k n o t o n S u n d a y. B u t venues and vendors may charge couples more if they get married on the Saturday of a holiday weekend. Competition for venues and vendors also may be greater during holiday weekends as people cele b r a t e t h e h o l i d a y.

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Av a i l a b i l i t y Guest availability is a big consideration for couples as they try to decide if holiday weekend wed-

Tome medidas

YEAR-ROUND

NATIO

dings are a good fit.

Many families have holiday traditions that they might be reluctant to give up.

For example, families who build their annual vacations around the Fourth of July may already have booked their trips by the time the wedding date is announced.

Couples who anticipate inviting a sizable number of guests may want to avoid holiday weekend weddings to ensure all of their friends and family members will be in attendance. ends.

c a l e n d a r.

We d d i n g s also are marked by festive atmospheres, and many couples are tempted to make their nuptials even more jovial by saying ÒI do during holiday weekends.

Before making that decision, couples may want to consider a host of factors as they try to determine if a holiday weekend wedding is for them.

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more to book their desired venues and vendors if they hope to get married during holiday weekends.

Couples must consider a host of factors as they try to determine if holiday weekend weddings are right for them.

Holidays are conducive to festive atmospheres. Whether itÕs seasonal celebrations for Christmas or Chanukah or summertime soirees on Fourth of July or Labor Day weekends, thereÕs no denying festive vibes tend to prevail when holidays turn up on the

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b y D r. J e a n Buzby (NAPSI)— H e r e ’s a c o o l idea: A clean, well-organized refrigerator can help your family prevent food waste.

ly to go bad when you use the more perishable and older items first.

Also, storing food in clear containers can help you see what you have available in your fridge and pantry and can help you avoid buying food you already have.

In the fridge, extend the life of your food by putting it in the right place. For example, the temperature in the refrigerator door fluctuates more than the cabinets or the back of the unit so don’t store such perishable foods as milk in the d o o r.

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Keep your refrigerator well organized and it can help you keep your health and wealth.

T h r e e Wa y s To F i g h t F o o d Wa s t e 1.Know and, if nece s s a r y, reorganize your fridge and pant r y. K e e p y o u r r e frigerator and pantry clean and organized so you can see what needs to be eaten first. If fresh food is “out of sight, out of mind,” it may be f o rg o t t e n u n t i l i t ’s no longer fresh and so ultimately wasted. Food is less like-

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Marketing Institute, and Cornell University jointly created FoodKeeper, which is available free at the Google Play or iTunes stores, or v i a d e s k t o p a t w w w. usda.gov/foodlossandwaste.

FoodKeeper provides guidance on safe handling, preparation, and storage of more than 650 foods and beverages. With the app, you can track storage times for different foods, see cooking tips, watch helpful videos, and get information on food recalls.

Users can also set up calendar reminders for when products are nearing their recommended storage date.

3.Love your leftovers. Give leftovers a makeover when you reuse them in recipes.

Add broccoli stems to a salad or omelet or blend overripe fruit and peels into

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a low-fat smoothie. My favorite alltime smoothie was made from aboutto-expire chocolate yogurt and wilting blueberries and raspberries. Make broth from vegetable and/ or meat trimmings, and freeze what you don’t plan to eat r i g h t a w a y.

Be creative while keeping leftover safety in mind. If you cook often and typically have loads of leftovers, consider having one dinner a week designated as Leftover Night.

Many foods can also be safely frozen ind e f i n i t e l y, s o i f y o u can’t use something perishable before it may spoil, pop it in t h e f r e e z e r. C h e c k the FoodKeeper app to see if your item may be frozen.

Mindfulness about food and food waste prevention in general can also help save y o u t i m e a n d m o n e y.

USDA estimates that each year at the consumer level, around $1,500 of food goes uneaten per famil y o f f o u r. I m a g i n e what your family could do with that k i n d o f m o n e y.

• D r. B u z b y i s t h e USDA Food Loss and Wa s t e L i a i s o n i n t h e Office of the Chief Economist.

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