JCMFanpage juancitymarket Vol. 8 No. 9 September 2018
Marikina City
Useful tips to prepare your wallet for the 'ber' months
P
eople in the Philippines tend to celebrate Christmas early. The playing of Christmas carols can start as early as September, signaling the upcoming non-stop get-togethers with family and friends, parties, and lots of gift-giving to boot. For the budget conscious, now is the right time with a good three months to go to plan your holidays spending. Here are some tips to keep your wallet healthy for the coming holidays. 1. Prepare a list and a budget. Have a list and a budget to keep
yourself within your spending limit. 2. Start saving. Allocate part of your income each payday for your budgeted list, the amount which will depend on your list and your desired budget. 3. Identify who you wish to give holidays gifts. Prepare a list who you wish to give holiday’s presents and decide early what you want to give each one. The amount of the gift should within your initial budget. 4. Don’t forget to give yourself a gift. Include yourself in the list with a gift that will benefit you like cash that you can spend on yourself or even invest. 5. Schedule your spending. Spread out your spending in the next four months by starting to buy some of the items in your list. 6. Reuse and recycle. Reuse and recycle your old Christmas decorations. Recycle packaging materials and consider using non-traditional packaging, such as magazine covers. to page 2