August 2016 Real Estate Guide

A PUBLICATION OF CAPITAL CITY WEEKLY | JUNEAU EMPIRE

SOUTHEAST ALASKA

AUGUST 2016

ON THE COVER

5030 POND VISTA DRIVE OFFERED BY, POWELL REALTY SEE INSIDE FRONT COVER

TABLE OF CONTENTS On the cover: Photo by Hadassah Nelson 2 Powell Realty 3 Southeast Alaska Real Estate 4 Ricker Real Estate Consulting AlaskaUSA Mortgage: Minerva Carandang Nancy Hudson RE/MAX: JoAnn Birt 6 Residential Mortgage 8 True North Federal Credit Union 9 Southeast Alaska Real Estate: Karen Wright Valley Auto Parts 10 Coldwell Banker: Gwendolyn Place 11 State Farm: Malia Hayward 13 First Bank Mortgage 15 Exit Realty AlaskaUSA Mortgage 16 Southeast Alaska Real Estate

The Southeast Alaska Home & Real Estate Guide is a publication of Capital City Weekly and Juneau Empire, divisions of Morris Communications www.capitalcityweekly.com www.juneauempire.com 3100 Channel Drive Juneau, AK 99801 Capital City Weekly: 907-523-2250 Fax 907-789-9097 Juneau Empire: 907-586-3740

GARAGE

SALE KITS MAKE YOUR SALE A HIT!

YOUR KIT WILL INCLUDE:

✔ Classified Ad in Juneau Empire (3 lines, runs on Thursday and Friday) ✔ Online Ad Thursday, Friday, and Saturday ✔ (3) 2-sided signs with Metal Stakes ✔ (3) balloons ✔ 2-pocket Change Apron ✔ Permanent Marker ✔ 140 Pre-Priced Labels DEADLINE FOR AD RESERVATION IS 10AM ON THE WEDNESDAY PRIOR TO YOUR SALE

CALL 523-2229 CALLSHANDRA ELANA 523-2229

ALL FOR ONLY

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AUGUST 2016

•YAKUTAT

N CHILKOOT•

HAINES•

•SKAGWAY

•GUSTAVUS ELFIN COVE• PELICAN• HOONAH• •JUNEAU TENAKEE SPRINGS•

•SITKA

•ANGOON •KAKE •PETERSBURG •WRANGELL

CRAIG•

•KLAWOCK HYDER•

•KETCHIKAN •HYDABURG METLAKATKA•

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TRY THIS ON THE GRILL PHOTOS BY METROCREATIVE

Citrus Recado Chicken Breasts with Avocado Mango Salsa

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Backyard barbecues provide the perfect opportunity for grillmasters to experiment with their favorite foods.

Those who want to give grilled chicken a tasty twist can whip up this recipe for “Citrus Recado Chicken Breasts” from Eric Treuille and Birgit Erath’s “Grilling” (DK Publishing).

Citrus Recado Chicken Breasts Serves 4 2 1 1⁄2 1⁄2 1⁄2 1⁄2

garlic cloves, crushed teaspoon chili powder teaspoon dried oregano teaspoon dried thyme teaspoon ground cumin teaspoon ground coriander

AUGUST 2016

HOW TO...

MAKE SUMMER SORBET Kiwi Fruit Sorbet

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limes, quartered

In a small bowl, mash the zest with 1 teaspoon of the sugar to release the oils.

Combine the remaining sugar and water in a small saucepan and bring to a boil, stirring to dissolve the sugar. Cook until the syrup is clear. Remove from the heat and let cool to room temperature. In a food processor or blender, purée the kiwi fruit with the juice, syrup and sugared zest. Transfer to a container, cover and refrigerate until thoroughly chilled, about 3 hours.

Freeze in an ice cream maker according to the manufacturer’s instructions.

Or, to freeze without an ice cream maker, pour the mixture into a 9-inch nonreactive square pan. Cover with aluminum foil or plastic wrap and freeze just until solid, 2 to 3 hours. Scrape out into an electric mixer or food processor and process briefly until light and fluffy. Serve at once or transfer to a container, cover, and freeze until firm, about 2 hours. At serving time, garnish with a lime wedge to squeeze over each serving.

1⁄2 1⁄4 1 2 2 1⁄4 4

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PHOTO BY METROCREATIVE

Makes about 1 quart 2 teaspoons grated lime or lemon zest 3⁄4 cup sugar, divided 3⁄4 cup water 2 pounds kiwi fruit (about 8 kiwi fruit), peeled and quartered 6 tablespoons freshly squeezed lime or lemon juice

teaspoon black pepper teaspoon ground cinnamon tablespoon dark brown sugar tablespoons canola oil tablespoons fresh lime juice cup orange juice boneless chicken breast halves, slashed Salt recipe Avocado Mango Salsa (optional)

Combine garlic, chili powder, oregano, thyme, cumin, coriander, pepper, cinnamon, sugar, oil, lime juice, and orange juice. Add chicken and toss to coat evenly.

Cover and refrigerate for 30 minutes, turning once. Grill according to instructions below. Sprinkle with salt. Serve hot with avocado mango salsa if you prefer.

Outdoor grill: Grill skin-side down over medium-hot coals until skin is crisp, 7 minutes. Turn and continue grilling until chicken is opaque with no trace of pink, another 5 minutes.

Indoor grill: Preheat broiler. Broil skin-side up until skin is crisp, 7 minutes. Turn and continue cooking until chicken is opaque with no trace of pink, another 5 minutes.

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Dessert and summer are a match made in heaven. Sweltering summer afternoons might not be comfortable, but any discomfort can be quickly washed away with a refreshing dessert, such as the following recipe for “Kiwi Fruit Sorbet” from Lou Seibert Pappas’ “Ice Creams & Sorbets” (Chronicle Books).

To slash the chicken breasts: With a sharp knife, cut 3 parallel slashes through the skin, about 1⁄4-inch deep.

Marinate chicken up to 2 hours in advance. Cover and refrigerate, turning several times in marinade.

Avocado Mango Salsa Makes 12⁄3 cups 1 1 1⁄2 1 1 1 2 2

mango, finely diced avocado, peeled, halved, pitted, and finely diced red onion, finely chopped red chile, seeded and finely chopped tablespoon fresh lime juice tablespoon red wine vinegar tablespoons olive oil tablespoons finely chopped mint leaves Salt Tabasco®

Combine mango, avocado, onion, chile, lime juice, vinegar, oil, and mint. Add salt and Tabasco® to taste.

Cover and let stand for 30 minutes at room temperature to allow flavors to blend. Serve chilled or at room temperature.

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AUGUST 2016

MICHAEL PENN | JUNEAU EMPIRE FILE

A member of Veterans of Foreign Wars Post 5559 throws candy from their float during the annual Juneau 4th of July parade in Juneau.

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CAPITAL CITY WEEKLY IS IN MORE SOUTHEAST ALASKA COMMUNITIES THAN ANY OTHER PAPER ANGOON Angoon Trading Angoon Health Center CRAIG A C Thompson House Annie Betty’s Bakery Cafe JS True Value NAPA Automotive Papa’s Pizza Shaub Ellison The Bread Box The Craig Public Library The Waffle House Tyler Rentals Whale Tale Pharmacy Zat’s Pizza DOUGLAS Breeze In Douglas Café Douglas Library ERA Helicopter Island Pub Mike Hatch Jeep SERRC (Cedar Park) Tanner Marine Service Center EDNA BAY Delivered to 27 Residents ELFIN COVE Delivered to 25 Residents GUSTAVUS Delivered to 240 Residents HAINES AK Sport Alaska Seaplanes Alaskan Liquor Alaska Marine Highway American Legion Big Foot Auto Canal Marine Captains Choice Chilkat Restaurant E & D / Radio Shack Eagles Nest Ferry Terminal Fogcutter Bar Haines Assisted Living Haines Quick Shop Haisler Hardware Halsingland Hotel

Harbor Bar Home Builders Howsers Moose Laundry Pioneer Bar Tesoro Gas The Hair Shop Visitors Center Wings of Alaska HOONAH Alaska Seaplanes Colette’s Cupboard Harbor Master Hoonah Cold Storage Hoonah Liquor Store Hoonah Medical Center Hoonah Senior Center Hoonah Trading Co. Huna Outfitters Icy Straight Lodge Misty Bar Lounge Office Bar Salvation Army Thrift Store Tideland Tackle HAWK INLET Delivered to 25 Residents HYDER Delivered to 145 Residents JUNEAU 1st Bank - 2 locations Action Appliance Airport Mall Alaska Cache Liquor Alaskan Hotel Alaska Job Service Alaska Marine Highway ANB Hall Arctic Chiropractic Asianna Gardens Aspen Hotel Auke Bay Harbor Master Bartlett Regional Hospital Bergman Hotel Best Western - 2 locations Bill Ray Center Blue Jeans Café Breakwater Hotel Breeze In - 3 locations

Bridge Adult Day Care Bullwinkle’s Pizza - 2 locations Cancer Center Care-A-Van CBJ Info Chamber of Commerce Chan’s Thai Kitchen Coldwell Banker Custom Cuts DeHart’s Denali Credit Union Don Abel Building Supplies Donna’s Restaurant Dragon Inn Driftwood Duck Creek Market El Zarape Emporium Mall Exit Realty Extended Stay Hotel Family Health & Birth Center Family Health Care Family Practice Physicians Fireweed Senior Center Foodland IGA Foreign Auto Fred Meyer Frontier Suites Gas-N-Go Gastineau Humane Society GCI - 2 locations Glacier Pediatrics GonZo Gruening Park Admin. Off. Harri Plumbing & Heating Heritage Coffee - 6 locations Home Liquor & Deli Honda Hut Hot Bite J&J Deli Jordan Creek Center Juneau Assembly Building Juneau Arts & Humanities Juneau Bowling Center Juneau Courier Service Juneau Foot & Ankle Juneau Hotel Juneau Airport - in 4 locations Juneau Library

Juneau Pizza Juneau Senior Center Juneau Urgent Care K-Plaza Canton House Kenny’s Liquor Lemon Creek Liquor Les Schaub Tires Little Hong Kong Marine View Bldg.

McDonalds McDowell Group Mendenhall Apartments Mendenhall Mall - in 3 locations Merchant’s Wharf Mi Casa Miner’s Mercantile Moose Lodge Nugget Mall Papa Murphy’s Petco Pioneer Home Powell Realty Prospector Hotel Rainbow Foods Rainy Day Books Rayco Sales Re/Max Rejuvinations Reliable Transfer Safeway - in 2 locations Sandbar Grill Sandpiper Restaurant SEARCH Clinic Senate Building SERRC Shattuck and Grummet Silverbow Bagel Southeast Foot and Ankle Southeast Furniture Southeast Mining Supply St. Vincent de Paul State Farm - 3 locations Super Bear Swampy Acres Temsco Tesoro The Canvas The Rookery Cafe

The Viking Tlingit Haida Bldg.

Tram Travelodge True North FCU - 3 locations Tyler Rental UAS Library UAS Mourant Building University Book Store Valley Lumber Valley Medical Valley Paint Valley Restaurant Washboard Laundry Western Auto Wildflower Court Wingnut Auto Salon Wings of Alaska World Wide Movers KAKE Delivered to 220 Residents KETCHIKAN 1st Bank - 3 locations Alaska Job Service Alaska Public Assistance Office Alaska & Proud Ketchikan Alaska Marine Highway Cape Fox Lodge Cape Fox Mall Community Connections Highliner Laundromat Ketchikan Indian Community Madison Lumber Newtown Liquor Pacific Airways Peacehealth Ketchikan Clinic Pioneer Home Plaza Mall Promech Air Red Anchor Café Safeway Food & Drug Taquan Air Tatsudas Grocery The Landing Tongass Federal Credit Union Tongass Substance Screening UAS - in 2 locations

KLAWOCK Black Bear Klawock Market Klawock Liquor Store Island Air METLAKATLA Annette Island School District Metlakatla Community Council PELICAN Delivered to 125 Residents PETERSBURG Alaska Airlines Alaska Marine Highway Coastal Cold Storage Glacier Laundry Hammer & Wikan Hammers Hardware Hammers Marine Joan-Mei Petersburg Motors Rexall Drug Rockys Marine Scandia House SE Island Fuel Tides Inn Trading Union USFS Office Wings of Alaska POINT BAKER Delivered to 40 Residents SITKA Agave Restaurant CFC City Building Ernie’s Old Time Saloon Gary’s Outboard Repair Hair Loft Harrigan Centennial Hall Lakeside Mall Lyles Market Center McDonald’s Murry’s Pacific NAPA Petro Marine Pioneer Bar Ready Mix Rentals SEARHC

Sea Mart Sitka Airport Sitka Pioneer Home SMC Contractors Spenard Builders Subway Super 8 The Back Door Cafe Tongass Threads Totem Square Westmark SKAGWAY AB Hall Alaska Liquor Alaska Marine Highway Dahl Memorial Clinic Fairway Market Ferry Terminal Garden City Glacier Smoothies Library Mile Zero National Parks Service Petro Marine Sergeant Preston’s Lodge Services Unlimited Skagway Pizza Station Skagway Rec Center Sweet Tooth Westmark Whitehouse Wings of Alaska You Say Tomato SNETTISHAM Delivered to 10 Residents TENAKEE Don Pegues THORNE BAY Thorne Bay Market WRANGELL Bob’s IGA City Market Raymes Stikine Inn Zak’s Café YAKUTAT Delivered to 400 Residents

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AUGUST 2016

MORTGAGES

SMALL MORTGAGES, BIG CHALLENGE

BY MARILYN KENNEDY MELIA

Usually, it’s a high price tag that inhibits home buying.

A recent report finds that very low cost homes can be difficult to sell because lenders are reluctant to make mortgages totaling $50,000 or less.

The report, issued by the Urban Institute, Washington, D.C., examined ten metropolitan ar-

eas, including Scranton, Pennsylvania; Rochester, New York; Tampa, Florida and Jackson, Michigan, where low-priced homes, both single-family and condominiums, totaled eight percent or more of the housing stock.

In 2014, the study found, less than one percent of the total low-cost home supply had a recently originated mortgage.

“Small loans are less profitable” for lending firms, says Bing Bai, co-author of the report.

Since fixed costs for extending mortgages are the similar for both large and small loan amounts, firms are more reluctant to make little loans, agrees Steve O’Connor, senior vice president of the Mortgage Bankers Association, Washington, D.C. Moreover, he notes, “The credit profiles of borrowers seeking lower balance loans may sometimes present challenges.”

Ensure credit issues are resolved before applying, O’Connor says. So, too, is shopping for a willing lender.

“In some cases,” says Keith Gumbinger of mortgage data site hsh.com, “a mortgage broker can help expand your financing sources beyond local offerings.” Brokerage firms extend loans with funds from a variety of firms.

By using the opposite approach – tapping local, independent banks and credit unions –borrowers might find a small loan, Bai says.

Indeed, the median size of mortgages among all lenders is $192,000, but the median for credit unions with a mission to serve low-income members is $148,000, reflecting that they make more small loans, notes Mike Schenk, vice president of the trade group, Credit Union National Association, Madison, Wisconsin. Borrowers must be members of a credit union to borrow, however, explains Schenk.

The CUNA Website, http://www.asmarterchoice.org/, provides information on how to investigate and join. © CTW Features

51%

of millennials serving in the military own their own homes, compared to 34% of non-military millennials.

Source: NAR 2015 Profile of Home Buyers and Sellers

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CCW Sales Rep 523-2290 www.capitalcityweekly.com

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TAKE ADVANTAGE OF THE WARMER WEATHER TO SHOW OFF YOUR HOME

BY ERIK J. MARTIN, FOR CCW Your real estate agent isn’t the only friend you can count on for help selling your home this time of year. Mother Nature also can be a powerful ally in the summertime – if you know how to use her charms to enhance your abode and plan for the season accordingly, insist the experts.

Tracey Hampson, agent with Century 21 Troop Real Estate in Valencia, California, says listing your home between June and August can produce better results than listing at other times of the year.

“The days are longer, allowing more time to show your home, and buyers are more motivated and serious because they have a limited time to search before school starts again,” Hampson says. “The more buyers there are, the more likely you are to have multiple offers – thereby raising the price of your home.”

Sean Kelly, agent with Howard Hanna Real Estate in Pittsburgh, agrees.

“Selling your home in the summertime is more advantageous than the winter, due to the fact that more people are prone to attend open houses and request showings at houses,” Kelly says. “The summertime brings out serious buyers, semi-serious buyers and people not really looking to move at all but want to see what’s going on. That means a lot more attention and publicity is coming to your house in the summer. And even visitors who are not serious buyers might talk about your house to a friend who is more serious.”

Of course, some homes are easier to show during warmer weather months than others, 12

due to preferred outdoor features like a swimming pool, attractive deck or patio or lush garden.

“One of the smart ways to assess whether this season is the best time to list your home is to examine the specific amenities of your property,” says Brad Malow, agent with New York City-based Douglas Elliman Real Estate. “Maybe you have a condo located on a top floor with astonishing sunlight and remarkable views, or perhaps your garden is in full bloom.”

But even if your residence lacks some of these attributes, you can maximize your summertime window to sell faster — and at a more preferred price — if you prepare carefully. Consider these tips: 1. Boost your exterior curb appeal “Keep the lawn cut and edged, keep bushes, trees and other landscaping properly pruned; use fertilizer and plant and maintain flowers for a nice visual touch,” Greg Chaplain, agent with The Real Estate Group, LLC, in Virginia Beach, Virginia, says.

2. Blast the cool air “Make sure you have the air conditioning on high during a showing or open house so that when a potential buyer walks in, he or she can breathe a sigh of relief knowing your home is cool and comfortable,” Hampson says.

3. Let in the summer sun Wash every window in your home, and open up shades and blinds to let in natural light when buyers visit.

4. Provide seasonal refreshments

Have a pitcher of cold iced tea or lemonade ready for visitors or stock an attractive bucket with ice-chilled bottled water.

5. Remove all traces of Old Man Winter “Don’t have shovels or old bags of salt lying out on the front porch, and have all your winter clothes stored away in bins. You want to make sure you have your home staged and decorated for summertime, not winter or spring,” Kelly says.

6. Carefully stage your exterior “If you have great outdoor living space, use it as an asset to sell your house, which makes it feel as if the buyer is getting more home for their money,” Kelly says. “At least put out some nice tables and chairs, create a nice grilling area and perhaps borrow a friend’s fire pit to put on the other side of the yard.”

7. Follow proper home showing protocol Don’t invite anyone in who does not have a scheduled appointment, be sure to depart your home well before a scheduled showing, and be sure your property is in show-ready condition before leaving, Chaplain suggests.

Lastly, don’t forget the seller’s golden rule, regardless of the time of year: Price your home properly.

“Overprice your property and it doesn’t matter what season you choose to list your home in – you’ll have trouble selling,” Malow says. “Have your agent perform a comparative market analysis and be sure your pricing is in line with recent sales.” © CTW Features

AUGUST 2016

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SLEEP RIGHT Adequate sleep is an essential element of a healthy lifestyle. But as beneficial as a good night’s rest is, restful sleep is proving elusive for millions of people across the globe.

According to the American Academy of Sleep Medicine, 10 percent of adults in the United States have a chronic insomnia disorder. That translates to roughly 32 million people in the United States. alone who struggle to fall asleep or stay asleep at least three times per week for at least three months. Sufficient sleep boosts energy levels and makes it easier to focus and concentrate, while insomnia contributes to poor memory, disturbs mood and leads to daytime sleepiness. But insomnia is not just harmful to individuals. The AASM notes that researchers estimate that insomnia costs an estimated $63 billion in lost work performance each year in the U.S. Combating insomnia is no small task, but the following healthy sleep habits may help men and women overcome their bouts of insomnia and get more restful sleep.

• Avoid too many beverages before bedtime.

Drinking water or beverages that include caffeine or alcohol too close to bedtime can interrupt sleep or make it difficult to fall asleep.

Too much water before going to bed may lead to nightly bathroom breaks that interrupt your

sleep. Along those same lines, alcohol consumed too close to bedtime may make it easy to fall asleep fast, but you’re likely to wake up once the effects of the alcohol wear off, which can be very soon after your head hits the pillow. In addition, avoid caffeinated beverages in the late afternoon or evening, as caffeine stimulates the central nervous system and may compromise your ability to fall asleep. Nicotine also serves as a stimulant, so smokers fighting insomnia should avoid tobacco products in the hours before they plan to go to bed.

• Get out of bed if you can’t fall asleep. The AASM recommends getting out of bed if you haven’t fallen asleep within 20 minutes of lying down. The longer you lay in bed without falling asleep, the more likely you are to dwell on your sleeping problems. If you need to get out of bed, spend some quiet time reading a book in another room before returning to bed.

• Dim the lights inside your home. Two to three hours before bedtime, dim the lights in your home. Dim lighting signals to your brain that it should begin making melatonin, a hor-

WHAT ATHLETES SHOULD KNOW ABOUT

PHOTO BY METROCREATIVE

SHIN SPLINTS

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Exercising more is a primary goal for many people, especially those interested in losing weight. Athletes also look to increase the time they spend exercising as new seasons draw near. While additional exercise can benefit many people, those who frequently perform weight-bearing exercises or repetitive motions, such as running, dancing and jumping, may find themselves battling shin splints.

Also known as tibial stress syndrome, shin splints are a condition marked by pain in the shinbone, also known as the tibia. Shin splints are common among athletes and dancers who spend so much of their time on their feet.

The Mayo Clinic says shin splints are caused by repetitive stress on the shinbone and connec-

PHOTO BY METROCREATIVE

A MORE RESTFUL NIGHT’S SLEEP

mone that is closely associated with sleep.

• Eliminate potentially distracting sounds. A poor sleep environment can contribute to insomnia, and distracting sounds can make it hard to fall asleep. Fix distractions such as leaky faucets and close bedroom windows if nearby traffic is compromising your ability to fall asleep at night. If necessary, use a white noise machine that blocks out distractions but contributes to a consistent sleep environment.

• Use your bed only for sleep and sex. Resist the temptation to finish watching a movie, television show or ballgame in bed, using your bed only for sleep and sex. If you grow accustomed to working in bed or watching television in bed, you may have trouble falling asleep once you turn the lights off and close your eyes.

More information about combatting insomnia is available at www.sleepeducation.org.

tive tissues that attach muscles to the bone.

Shin splints typically appear when there is a sudden increase in distance or intensity of a workout schedule.

Shin splints are characterized by tenderness, swelling, soreness, and/or pain along the inner part of the lower leg. While the pain may stop when the body stops exercising, eventually that pain can transform into continuous pain.

Many cases of shin splints can be alleviated through rest, icing and other self-care methods. Wearing proper footwear and modifying exercise routines can help ensure that shin splints are not a recurring problem.

Should shin splints not clear up on their own, or if over-the-counter pain relievers prove ineffective at managing pain, then athletes should contact their physicians. Doctors will likely try to determine if the pain is caused by something other than shin splints.

AUGUST 2016

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APRIL 2015