Psf magazine 2017

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Magazine 2017

20 years on;

How PSF’s Rwanda International Trade Fair has evolved

Inside: PSF’s Expo has been turned into FDI magnet

50

YEARS

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Expo

Magazine

Contents 12

PSF’s Expo has been turned into FDI magnet

16

Business operators ink big deals during Morocco business to business trip

22

25

28

Private Sector delighted with Infrastructure and Industry focused New Budget

PSF to get a permanent International Trade Fairs and Exhibitions Park

FREE COPY

Magazine 2017

20 years on;

How PSF’s Rwanda International Trade Fair has evolved

How the President’s wooing of investors to Rwanda has paid off

44

Italian Business Association signs agreement with PSF to spur investment

Private Sector Pens deals in Afreximbank Meeting in Kigali

THE Enterprise Magazine TEAM 2017 Edition Content coordinator Eric Kabera Head of Communication & Marketing Published by The Link Publications Ltd on behalf of Private Sector Federation.

Inside: PSF’s Expo has been turned into FDI magnet

35

Private Sector Federation (PSF) P.O. Box 319, Gikondo, Kigali -Rwanda Tel: 2233 or +250 252570650 Email: info@psf.org.rw Twitter: @PSFRwanda1 Website: www.psf.org.rw

© 2017 Private Sector Federation All rights reserved. No part of this publication may be reproduced, stored in a retrieval system or transmitted, in any form or by any means; electronic, mechanical, photocopying, recording or otherwise, except brief extracts for the purpose of review or reference purposes, without the prior permission in writing of the publisher and copyright owner.

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Expo

Foreword

Magazine

Message by PSF CEO Dear Reader,

A

s we celebrate 20 years since Rwanda’s International Trade Fair commonly known as Expo started, I would like to congratulate the business community for your continued support and team work spirit that you have expressed for the last two decades we have organized the expo. Your continued participation is invaluable. As we plan to hold this year’s trade fair, it is good to look back and assess what we have accomplished in regard to hosting International Trade Fair.

In 1998, Rwanda’s International Trade Fair was one year old, it attracted 140 exhibitors with 29 foreigners totaling to 169 a number that has today tripled.

Today the number has increased as the event attracts more exhibitors across the world. Last year only the event attracted 440 exhibitors from different sectors of both local and internationals and more than 266,060 people visited the two weeks event.

The number of exhibitors and visitors has been annually increasing, actually last year the Expo attracted 440 local and foreign exhibitors and over 2,000 temporary jobs were created. The increment in number of exhibitors has been attributed to acquiring of a new semi-permanent home.

Though Private Sector Federation is preparing to shift to another home in few years, the existing tents at Gikondo have immensely played a tremendous

role in hosting of the expo. The growth and evolution of Rwanda International Trade Fair (RITF) have seen the event regarded as a special marketplace that allows exhibitors to promote their products and services, reach new customers and generate new sales to the exhibitors.

The event provides visitors the opportunity to find out about the products and services on display.

It also provides business people with the opportunity to network and exchange ideas and shares experiences. The innovation of RITF has attracted more international business community and this has opened up investment partnerships with our counterparts in different countries.

We are now getting what we had been missing which is the linkages with others and this has expanded our knowledge of doing business.

It is a great honor for us as Private Sector Federation (PSF) to share with you a special edition of The Expo and Enterprise Magazine (2in 1).

In this edition, we assess how Rwanda’s International Trade Fair has evolved for the last 20 years and the impact that has been created.

I hope you enjoy reading this fully packed issue of the Magazine and look forward for your continued collaboration.

Stephen Ruzibiza, CEO PSF

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Enterprise

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20 years on; How PSF’s Rwanda International

Trade Fair has evolved

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Expo

It started as a small event organized in scattered venues in Kigali city including the Amahoro National Stadium, Lycee de Kigali and other different places and that was from 1997 to 2005. This was mainly due to lack of permanent home and this made it complicated to the side of organizers and exhibitors. With a few exhibitors ranging from 150 both local and those from neighboring countries.

Magazine

Right Honorable Prime Minister Anastase Murekezi, The chairman of PSF Benjamin Gasamagera touring the expo.

W

e used paper reed plants to construct the exhibitor’s stands.

It was hectic and disorganized especially during the rainy seasons,� Joel Mugabonake a PSF employee at that time said during the exclusive interview. Mugabonake is currently an administrative assistant at Private Sector Federation.

The Rwanda International Trade Fair in 1998 one year old, it attracted 140 exhibitors with 29 foreigners totaling to 169 a

The minister of MINEACOM Francois Kaimba (L) inspects the RDB stand.

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Expo

Magazine

The minister of MINEACOM Francois Kaimba (L) inspects Expo stand.

number that has today tripled. Today the number has increased as the event attracts more exhibitors across the world.

Last year only the event attracted 440 exhibitors from different sectors of both local and internationals and more than 266,060 people visited the two weeks event.

The number of exhibitors and visitors has been annually increasing, actually last year the Expo attracted 440 local and foreign exhibitors and over 2,000 temporary jobs were created.“It was a new event and people didn’t know about it. It was until we shifted and acquired a

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new semi permanent home that the RITF began attracting many visitors,” Mugabonake further explained.

He further explained that new permanent tents have changed the image of the RITF from a local level to an international scene which is the main reason it has been attracting more foreign exhibitors. In 2006 the organization of Rwanda International Trade Fair started officially at Gikondo Expo Grounds and since then the RITF has turned out to be the country’s annual biggest event that attracts thousands of participants.

Though Private Sec-

tor Federation is preparing to shift to another home in few years, the existing tents at Gikondo have immensely played a tremendous role in hosting of the expo. The growth and evolution of Rwanda International Trade Fair (RITF) have seen the event regarded as a special marketplace that allows exhibitors to promote their products and services, reach new customers and generate new sales to the exhibitors.

The event provides visitors the opportunity to find out about the products and services on display. It also provides business people with the

opportunity to network and exchange ideas and shares experiences.

Bucyana Godfrey a local businessman who has been exhibiting for the last ten years commended the evolution of the Rwanda International Trade Fair for providing a conducive environment for doing business during the event.

“Previously it was a hassle to even get a buyer. The Trade Fair attracted few visitors and its marketing strategy was not vibrant,” He said during the interview “ The EXPO has tremendously changed we can now make money and I wish it could be held

Expo

Magazine

twice in a year,” The regular exhibitor further narrated.

Bucyana who exhibits different commodities observed that with the new innovation coming up in the International Trade Fair, exhibitors will benefit more than before and it will create investment partnerships with international exhibitors.

“The innovation of RITF has attracted more international business community and this has opened up investment partnerships with our counterparts in different countries. We are now getting what we had been missing which

This year’s Expo will attract over 500 exhibitors from over 20 countries especially from Africa, Asia, Middle East and Europe with over

300,000 visitors

is the linkages with others and this has expanded our knowledge of doing business,” Bucyana further commented.

The Chief Executive Officer of Private Sector Federation Stephen Ruzibiza believes that the evolution of the Rwanda International Trade Fair has played a pivotal role in the Rwanda’s economy stressing that with more innovation the event is likely to keep attracting more international exhibitors.

This year’s Expo will attract over 500 exhibitors from over 20 countries especially from Africa, Asia, Middle East and Europe with over 300,000 visitors. “We have seen a tremendous and positive change. Every year we get more exhibitors both local and international. What we are focusing on now is how we can generate more idea to make it great and attract more foreign investors in the country,” PSF CEO said.

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Expo

Magazine

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Phoenix has one of the largest treaties within the region. In Rwanda alone, our Re-Insurance Treaties are amongst the biggest in the local insurance industry and all our operations are backed by very strong reinsurers. This enables us to write big projects including construction risks where we can write up to USD 34,000,000 on PML basis.

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Expo

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PSF’s Expo has been turned into FDI magnet By the Link Team

Rwanda International Trade Fair (RITF) commonly known as “Rwanda Expo” is an annual trade event organized by Private Sector Federation in partnership with the Ministry of Trade Industry and East African Community Affairs (MINEACOM).

T

he event, though it was initially considered a wide market for buying and selling products and services, the attractive event has taken a new twist with now Private Sector Federation looking at it as potential foreign direct investment platform that lures the investors in the country.

Some foreign exhibitors have ended up opening up their businesses in the country and Private Sector Federation has now embarked on the promoting the event as a way of attracting more foreign investors.

Movit Products Ltd a Uganda company is among the foreign investors that have opened up

12

subsidiaries companies in the country and this has created not only employment opportunities but added to the country’s economic growth and development. John Nabirinda the Movit country

distributor believes that Rwanda International Trade Fair attracted the company to invest in Rwanda and added that more events like RITF should be generated to allow more foreign inves-

tors in the country.

“We were attracted by the market. We came as an exhibitor in the Expo and realized there was a good market for our products,” He said in an interview .“We are

Expo

Magazine looking at the regional market and Rwanda is among the attractive markets for our products,” The Movit country manager further explained.

Movit Products Ltd is a Ugandan personal care company based in Kampala, manufacturing personal care products. Its brands include Movit, Radiant (Hair Dye), Pine among others.

Among other foreign companies that were attracted by the local market yet they had come as exhibitors are JKK International from Dubai, which started a construction company; Mukwano Industries, Roofings and Movit, from Uganda which opened branches in Rwanda; China’s electronics vendor, ALINK Technologies, and Yvonne Exclusive Design, an upmarket fashion store.

Others are Egyptian House of Kitchenware, which opened a shop in Kimironko for general trading, and Tanzania’s Dodoma, that makes mattresses, among others.

“The environment is conducive to do business in Rwanda and we have participated in other local exhibitions organized by districts and they provide enormous opportunities for us to investors,” Nabirinda further stressed.

Rwanda has been among the fastest growing economies in the world due to conducive policies established by the government that favors doing business and attract foreign investors.

The 2017 World Bank Doing Business Report actually ranked Rwanda 2nd in Africa after Mauritius. And globally, Rwanda has improved six places ranking 56th out of 190 countries. The rankings also indicated that Rwanda reduced

the gap between the country and Mauritius from 30 places last year to only seven places.

The country was listed amongst the economies with the largest improvements in Business Regulations, following a series of key reforms, a new investment code, and the introduction of the ‘Integrated Electronic Case Management System’ in Kigali courts.

In recent years, the country has rolled out a number of policy directives to improve the business environment most of which have yielded result according to the local and international businesses.

Starting business has been made easy through online registration which offers a one-stop shop as well as streamline post-registration processes such as availing VAT registration procedures online.

Property registration was made easier through the introduction of effective time limits and increasing the transparency of the land administration system.

The Government also eased

trading across borders by removing the mandatory pre-shipment inspection for imported products which significantly reduced multiple requirements and steps.

“Attracting foreign investors has been among our priorities that’s why we look at the Rwanda International Trade Fair as a magnet to attract more investors,” Stephen Ruzibiza the PSF Chief Executive officer said in an interview.

The Private Sector Federation has as well focused on advocating for the conducive environment for doing business in Rwanda.

“We are ready to continue ensuring that the RITF is well organized with innovations and this will provide a better working conditions for our exhibitors both local and international,” The PSF CEO further noted Over 500 exhibitors are expected to grace the event from over twenty countries across the world in Africa, Asia, and Europe among others.

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Expo

Magazine Your Strong Partner

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Business operators ink big deals during Morocco business to business trip

By S. Nzaramba

Rwandan business operators have struck deals after a successful business trip to Casablanca, Morocco organized by Private Sector Federation aimed at linking local traders to their international counterparts. Business to business meetings intended to link traders in different sectors to their counterparts were organized recently as this would boost investment potential in both countries and enhance doing business.

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he purpose of the trip was to explore investment opportunities in the Moroccans market, forge business partnerships, as well as tap into the existing opportunities in one of the World’s emerging and enterprising markets. The delegation was composed of 13 participants from sectors of manufacturing, construction and construction materials, energy development, tourism and hospitality, real estate development and general trading. “Morocco has a potential market for our products especially tea and coffee. It was a successful trip and our business community signed business deals,�

Francine Havugimana the PSF 2nd Vice-chairperson who led the delegation said during the interview.

Among the local companies that signed deals include Kinazi Cassava plant that will be exporting 4 tons of cassava flour every three months to Shungure Parfait, a proprietor of various food stores

Among the local companies thasigned deals include Kinazi Cassava plant that will be exporting

4

tons

of cassava flour every three months to Shungure Parfait, a proprietor of various food stores in Morocco

in Morocco. Sinda Group another general trading company will be importing refined cooking oil from Morocco while Entreprise Continentale dealing in pharmaceutical will be responsible for registration of medical products from Morocco to the ministry of health.

The Vice Chairperson informed the participants that, the EAC where Rwanda is an active member, is a market of over 120 million people with several emerging economic sectors that remain mostly underserved and this presents an opportunity not only for Rwanda and Morocco but also for other corporations.

She encouraged Moroccan investors to extend their investments to Rwanda in strategic sectors such as construction, which is growing at an annual average of 5% and is projected to continue to grow faster over the next five years as newly planned infrastructure projects gradually come online, energy, tourism and health services all holding significant opportunity for growth.

She called upon the participants to build strong partnerships so that together, they can establish sustainable competitive capacity needed to fulfill the aspirations of their businesses.

The Morocco business operators, however, are willing to partner with Rwandans, given that the Rwandans demonstrate that they are financially capable of representing Morocco Factories and industries in Rwanda. The Kingdom of Morocco and Rwandan government have recently signed partnership agreements in different sectors all aimed at strengthening bilateral Cooperation.

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Taking a modern ap p

Taxpayers q​ueu​e up on peak day: E-solutions have made this a thing of the past.

T

he automation of tax processes embarked on by RRA five years ago has delivered exciting results. It has improved efforts aimed at closing tax outages, ease payment of tax and identify challenges to tax compliance by providing reliable information in real time.

The solutions include, among others, e-filing and e-payment, EBM use, M-Declaration and the Electronic Single Window.

“We are trying to facilitate the ease of doing business by providing more convenient solutions for the taxpayer,” says Jean Louis Kaliningabo, the IT Strategic Advisor to the Commissioner General at RRA.

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These smart interventions have led to positive outcomes both for RRA and its clients, including: •

•

•

Improved tax compliance as a result of enhanced ease of paying tax and closing of leakages by e-solutions. Tax revenue capabilities have improved tremendously over the years, from 62.45 bn Rwf in 1999 to 1,086.9 bn Rwf in FY 2016/17, representing 35.9% and 55.6% of the national budget respectively.

Reduced e-filing time from 3 days in the past to a matter of minutes today.

No queues of clients at RRA on peak tax days. RRA no longer needs to divert staff to attend to peak traffic.

RRA’s future IT plans are aimed at improving ease of doing business with RRA, enhancing Cyber Security and utilising data analytics to aid understanding of taxpayer behaviour.

“The use of IT is driving the way RRA thinks about its service delivery and internal processes. The overarching aim is to leverage ICT to push up compliance by facilitating the ease of doing business with RRA.” Mr. TUSABE Richard, RRA Commissioner General.

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p proach to tax administration Results of RRA’s e-solutions at a glance Increased VAT collection

Time saved

EBM use saw VAT collections increase from

Increased uptake of e-payment

Average filing time for tax returns dropped from 3 days to

30.6%

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of total tax revenue in 2012/13 to

By June 2017,

of medium taxpayers and

of small taxpayers

minutes after introduction of e-filing.

32.5%

92.4%

97.5%

82.4% of large taxpayers had paid using the e-payment systems.

in 2016/17.

Improved tax performance

Total revenue collected by RRA for the Central Government for FY 2016/17 grew by

Tax-to-GDP ratio grew from

13.3%

10.2% compared to the previous year while Local Government taxes and fees saw a

18.6%

in FY 2011/12 to

15.7% 13.3%

15.7% in 2015/16

year-on-year increase.

2011/12

2015/16

Highlights of RRA’s Digital Future

Improved Ease of doing business with RRA

Enhanced Cyber Security

Increased use of Data analytics

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Enterprise

Magazine

PSF to get a permanent International Trade Fairs and

Exhibitions Park

By S. Nzaramba

Plans are already underway for the construction of the new Private Sector Federation (PSF) home in Gahanga Sector Kicukiro District in Kigali a new initiative that will as well host the new Rwanda International Trade Fairs and Exhibitions Park (RITEP).

P

SF has already acquired a 13hectares of land along the road towards the new Bugesera International Airport and the feasibility study is being done for the construction of the new project that will host various facilities all aimed at facilitating exhibitors and traders in general.

The Rwanda International Trade Fairs and Exhibitions Park Project (RITEP) is considered to be a highly anticipated project with regard to the building and op-

Infrastructure (roads and garden) at the six halls for fairs and exhibitions

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eration of a modern exhibitions facility that will ensure that Rwanda becomes an attractive location not only for domestic business but also for regional and international business.

The PSF Chief Executive Officer Stephen Ruzibiza is optimist that the new project has surfaced at the right time when the country’s economic transformation is rapidly developing. “It will create efficiency in terms of organizing our normal trade fairs (EXPO) and enhance the way traders

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Overview of six halls for fairs and exhibitions have been exhibiting,” said the PSF CEO “ Our objective is to improve the way people are doing their businesses and I hope if this project is completed it will change the entire face of Rwanda International Trade Fair to meet the international standards,” The RITEP project will not only resolve the space for exhibition issues that we currently face but also complement the Rwanda strategy on Meetings, Incentives, Conferences and Events (MICE Strategy).

From 2005 to 2008, the Annual Rwanda International Trade Fair was taking place at Gikondo Expo Ground in hired big tents. As

The

$45m

project will have six exhibition halls with an area of around 20,000 square meters indoor exhibition space and 16.000 square meters outdoor exhibition space

the hiring of tents was so expensive, the Private Sector Federation (PSF) decided to purchase its own tents in 2008 from China with the aim of organizing the Annual Rwanda International Trade Fair but also to promote different sector-based exhibitions.

At this level and with such facilities PSF could not attract big exhibitions which require international standards like the kind of exhibitions organized in South Africa, Egypt, China (Canton Fair).

Based on the above and the national MICE tourism strategy, the vision of Rwanda International Trade Fairs and Exhibitions Park (RITEP) was born. The $45million project will have six exhibition halls with an area of around 20,000 square meters indoor exhibition space and 16.000 square meters outdoor exhibition space, A Conference hall with an area of 2,000 square meters.

The project will

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Inside the exhibition halls also include, within the complex, a 4-star hotel which will support the running and facilitation of exhibition facilities by providing allround services to exhibitors such as accommodation and catering services.

If completed the, the project is further expected to have an Administrative block for PSF and its chambers and associations, Warehouses to be rented by private or public institutions, Full-fledged Recreation Centre with a total space of 15,000 sqm as well as Small zoo space that can accommodate different wildlife.

Currently, PSF is looking for the potential investors who would raise the funds to construct the facility and construction would com-

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mence immediately after the fund is raised.

The Rwanda International Trade fairs enable exhibitors to share business and investment ideas, which results in opening up of new businesses in Rwanda by foreign participants.

Tremendous efforts have been exerted on availing infrastructure and investment in the new international meeting, conferencing and accommodation products, the iconic Kigali Convention Centre and the development of transport links through Kigali International Airport.

The National MICE strategy is in line with diversifying the current tourism product offering while

complimenting existing gorilla tourism, eco-tourism, cultural and community-based tourism that are the mainstays of Rwanda’s economy.

The new RITEP project is among the targeted projects that would attract more investors in the country and promote the tourism.

Rwanda has enjoyed remarkable economic performance over the last 20 years, growing at an average rate of 8% per annum which is highly driven by the private sector that also employs over 90 percent of the country’s workforce.

With new initiatives to support local traders, Private Sector Federation is bound to continue facilitating Rwandan investors to access both local and external markets.

Expo

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Private Sector delighted with Infrastructure and Industry focused

New Budget

By S. Nzaramba

The Private Sector operators are thrilled with the 2017/2018 budget under the theme “Sustainable growth through infrastructure development and promotion of Made in Rwanda” that focused on development of infrastructure and manufacturing in Rwanda.

T

his year’s budget is so exciting; it focuses on the real issues that affect private sector development. The issue of prioritizing infrastructure and industrial development is appetizing as it will address critical issues of Private Sector community” Noted Nzabandora Edward, an exporter.

The new budget waives taxes on imports needed by local industries such as garments, wheat grains, sugar, public transport buses, trucks, road

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Expo

Magazine The government is to finance

66%

construction machinery and electrical equipments.

To boost local production and support domestic industries, the government has put zero taxation regime on importing goods most needed by local industries such as garments and leather processing machines.

Importing wheat grains, public transport buses, sugar, road construction machines, telecommunications and electrical equipments such as Point of sales and ATM will be exempted.

The tax cuts also excited members

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of parliament who see in them an opportunity for local industries to grow, leveraging access to both imported raw materials and technology. “There are many important projects in the budget that might improve people’s lives if well implemented� said MP Juvenal- Nkusi, the Chairperson of Public Accounts Committee. He welcomed the tax cuts especially in the field of telecommunications and for goods that are most needed by local industries which need to be promoted in line with the Made in Rwanda campaign program.

of the 2017/2018 budget domestically through tax and non-tax revenues, while it expects 17% of the budget to come from both domestically and externally generated loans and the remaining 17% to be obtained from foreign grants

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During the 2017/2018 budget, the government spending will increase from the current financial year’s Rwf 1,954.2 billion to Rwf 2,094.9 Billion. This increment is intended to be invested in the construction and upgrading of roads, airports, rolling out electricity access in more areas, providing cleans water to more citizens and preparing the development of more industrial parks. The planned projects include on-going construction of Bugesera International Airport, expansion of Kigali International Airport, refurbishment of Kamembe Airport.

It will also invest funds towards the

completion of the construction of Kivu belt asphalt road in Western Province and fund electrification lines to boost the current national energy roll-out program.

The government is to finance 66% of the 2017/2018 budget domestically through tax and non-tax revenues, while it expects 17% of the budget to come from both domestically and externally generated loans and the remaining 17% to be obtained from foreign grants. The government aims at continuous reduction of donor reliance. The boost in domestic revenues is attributed to a projected Rwf 118.9 Billion in-

crease in tax revenue collection for the fiscal year, hence targeting to collecting Rwf 1,200.3 Billion in taxes, up from the current fiscal year’s Rwf 1,081.4 Billion. Total grants in next year fiscal year are estimated at Rwf 356.7 billion compared to Rwf 326.6 Billion in 2016/2017 revised budget.

The budget also aroused applause from the civil society, noting that the Government made efforts to engage the grass root leadership and civil society during the budget consultations.

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Magazine

Private Sector Pens deals in Afreximbank Meeting in Kigali

By Noble Ramba

D

uring the just concluded African Export-Import Bank’s Annual General meeting in KigaliRwanda, Private Sector Operators maximized on the opportunity to sign trade deals. Rwanda Development Bank

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(BRD) signed $ 10 Million credit line with the Afriximbank to support trade developments and initiatives in the country. The line of credit gotten will support BRD to implement trade projects and trade infrastructure such as free economic zones, kabuye works and value addition projects to ex-

port oriented sectors of the economy.

In the new financing agreement, co-financing mechanisms will be outlined and this will include joint investment appraisals, identification and analysis. Rwanda development bank (BRD) is to identify big projects and they can

Expo

Magazine

finance jointly with the Afriximbank.

The Annual General Meeting brought together Senior Government officials, Global CEOs and heads of various institutions, academicians, industrialists and Private Sector Practitioners all over the World. During the meeting, participants deliberated on how African countries can strategically invest in trade to boost intra-Africa Trade so as to promote sustainable Economic Development.

The bank’s President and Board Chairperson, Dr Benedict Oramah, said that they are looking at funding a number of initiatives in the country to promote trade. Among the areas of interest

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Expo

Magazine

include development of industrial parks, RwandAir expansion, and Bugesera International Airport construction.

Finance and Economic Planning Minister Claver Gatete said the Government is keen on working with the bank to promote the country’s trade-related activities.

“We have eight industrial parks that are under construction and we would like to discuss with them to see how they can support us.

We are also expanding our airline which will help promote intra-Africa trade, that is an area where we are looking to work with them,” Gatete said.

The funds will also go into the expansion of the local tourism industry as well as med-

30

ical facilities which, Dr Oramah said, present a huge opportunity for the country. Minister

Gatete pointed out that, as a landlocked country, Rwanda was keen on partnership with the

bank to enhance trade opportunities.

In previous years, Afreximbank has disbursed about $155 million to Rwanda through Bank of Kigali and the Development Bank of Rwanda. The funds were injected in the construction of Kigali Convention Centre ($130 million) with the rest going into trade development.

Giving an assessment of the impact of the funds so far disbursed to Rwanda, Dr Oramah said: “We have a very good relationship with Rwanda. We have seen impact in the projects and initiatives that we have supported. We have appetite to do more with Rwanda; we are signing a facility with the BRD as well as other partners.”

BRD accelerating Rwanda’s transformation Rwanda’s sustained high economic growth since 2000 is a result of strategic interventions in sectors with big social impact. This has enabled the country reduce poverty levels to below 40% of the population, thanks to the visionary leadership of President Paul Kagame.

Poverty Reduced

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Agro Projects Funded in 2016

BRD CEO, Alex Kanyankole

Rwf 7 billion Agriculture Sector funding in 2016

6,000 Units

to be constructed in Ndera, Rugarama, Kimisange and Ziniya/Kagarama

Electricity

82.2MW MegaWatts

Rwf 14 billion

Energy Sector funding in 2016

US$185

Billion

To be invested in 5 years

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3,803 Jobs created in this industry

INVEST IN RWANDA

2nd Easiest Place To Do Business in Africa 3rd most competitive economy in Africa

Most reformed country in Africa in doing business Zero Tolerence To Corruption

www.rdb.rw

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How the President’s

wooing of investors to Rwanda has paid off

By Joseph Mudingu

The new global development framework for the next 15 years is built around 17 goals and 169 targets with an anticipated 300 indicators covering a wide range of areas, from poverty eradication and ensuring quality healthcare to achieving gender equality and reducing climate change.

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A

nd, unlike the 2000-2015 MDGs that focused on ending extreme poverty and hunger, and significantly reducing maternal and child mortality rates in developing countries, the new Global Goals cover both developing and developed countries and are seen as more ambitious than their predecessor Goals.

Though they are seen as very ambitious, President Paul Kagame finds no problem with setting an ambitious global development agenda and has always urged countries to begin investing in each other as the key to the continent’s continuous economic growth. Because of his unwavering vision that has demonstrated unswerving commitment towards the social and economic transformation of Rwanda into a middle income country, the president has continued to lure investor to Rwanda Early this month, President Paul Kagame told Israel Investors that doors are open for business in Rwanda and they should start exploiting available opportunities saying that Rwanda is open for business and welcomes private sector delegations from Israel frequently. President Kagame and First Lady Mrs. Jeannette Kagame arrived in Israel on a 2-day state

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visit during which time; they met with Israel President ReuvenRivlin and Prime Minister Benjamin Natanyahu who received them at the President’s residence in Jerusalem.

Both leaders reaffirmed the two countries’ relations especially in the business sector, while President Kagame said Rwanda is ready to share with Israel common interests pertaining citizens. Israel’s partnership with Rwanda mainly focuses on Technology and Agriculture, and other sectors.

Hundreds of Rwandan students are pursuing studies in different disciplines in Israel – the latest being 121 students who left for Israel in August last year.

In 2015, seven Rwandan information and telecommunication technology firms signed cooperation deals with select Israeli ICT firms. Last month, a delegation of 20 chief executives officers (CEOs), managing directors and associates of different companies dealing in technology, health, education and energy met President Kagame in the capital Kigali and announced they finalizing plans to open their subsidiaries in Rwanda.

The visits to China and India by President Paul Kagame in April this year yielded tangible results.All talks centered mostly on mutual cooperation and investment between Rwanda and the two countries respectively. For instance, China’s

Some of the products made in Rwanda. ambassador Hongwei said the 17-18 February visit to China by President Kagame has attracted many Chinese companies to eye Rwanda’s available investment opportunities in energy, transport; mineral and tourism and construction of special economic zones.

Chinese companies have also expressed interest in teaming up with Rwanda Private Sector to promote ‘Made in Rwanda’ campaign through industrial capacity transfer. China has been Rwanda’s biggest export market, the third largest source of imports and the 4th trading partner.

For instance, as of end of last year, China’s non-fi-

nancial direct investment in Rwanda reached over $100 million. Some of these key investments include covering digital television and garment manufacturing industry, C&H garment – an apparel industry producing massively for both local market and for export and creating jobs to Rwandans.

The China Road Bridge Corporation has become an iconic company in construction of roads in Rwanda, currently expanding roads in city of Kigali.

Rwanda and China will share the cost of these roads, $ 76million (Rwf63 billion). Local transport companies are shipping buses from Chinese auto-

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mobile companies to assure smart transport in Rwanda.

Meanwhile, in March 2016, Zhang Dejiang, the Speaker of China Parliament laid a foundation stone for construction of a $26.5 million administrative building that will host the Prime Minister’s office, other ministries and public institutions. The project is sponsored by Chinese government and construction will be completed in 2018.

In January this year, President Kagame was in India’s Western Gandhinagar city as part of a 3-day trip to the country. During the visit, India welcomed Rwanda as the 25th co-signatory country to Prime Minister

Modi’s initiative of the International Solar Alliance.

The two leaders acknowledged the importance of this Alliance in advancing new solar technologies worldwide.

They also recalled the solar electrification of 35 schools in rural Rwanda under a grant from India as an example of south-south cooperation.

Prime Minister Modi and President Kagame expressed confidence that the development of Export Targeted Irrigated Agriculture Project and its expansion under India’s Lines of Credit of US $ 120 million would bring irrigation facilities to more than 41,190 hectares

of cultivable land, and agreed to fast track its implementation.

In February this year, India’s Vice President Shri Hamid Ansari traveled to Rwanda and met President Kagame. The talks between two leaders ended with a commitment for India to push construction of the second phase of Nyabarongo Hydro Electric power project, set to generate an extra 17MW of electricity.

The phase follows a $108.7M first phase of Nyabarongo Hydro Electric power house located in Muhanga district in Southern Rwanda, which was inaugurated by President Kagame in March 2015. The 28MW plant was constructed by two Indian Engineering Companies, Bharath Heavy Electrical Ltd (BHEL) and Angelique International Ltd (AIL), after a bilateral agreement signed on July 8, 2008 between Rwanda and India.

Meanwhile, following Vice President Shri Hamid Ansari’s visit to Rwanda, part of his delegation of investors pledged $1 billion to invest in new technologies that would improve social wellbeing of Rwandans. Under a 2 year program, the $1billion worth of investment will be distributed in over 100 investments.

One of the companies – WaterLife, an Indian water purifying company announced its intention to es-

tablish up to 20 community based water processing facilities each worth $25,000 in the next five to ten years.

Through the company, for the first time, Rwandans will pay between Rwf300 and Rwf400 per jerry can (20 liters) to get clean water, ready to drink without any further treatment.

Still in his unending desire to lure more investors to Rwanda through strengthening ties with countries in Africa, President Paul Kagame in April this year went to Djibouti for a two-day State visit.

This was a reciprocal visit that followed his counterpart Ismael Omar Guelleh’s visit to Rwanda in March last year.

The two leaders then held talks that hugely centered on trade and investment. Djibouti is strategically located near the world’s busiest shipping lanes, controlling access to the Red Sea and Indian Ocean. With its strategic location, Rwanda wants the Horn of African country brought closer to East African Community.

The two leaders recommitted to doing more to advance trade between the two countries, taking integration to the larger Eastern Africa region. President Kagame believes that through coming together, progress is made; the only thing is how fast countries can moveto strengthen the integration of our region.

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Cutting on Trade deficit; what has been the role of Private Sector?

By Neron Ganza

Rwanda’s economy has globally been ranked among the fasted growing not only in the east Africa but across the world. This has been driven by government’s policies established especially by easing doing business in the country. The country for the last few years, has been ranked among the top three in easing doing business in Africa and among the global leader when it comes in attracting the Foreign Direct Investment.

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he main target is to have a private sector led economy and this should be done by encouraging and facilitating more exports as a catalyst to reduce on the imported goods, produce more, consume locally and then export.

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What has PSF done?

In order to export more than the country imports, it connotes there is a need to produce more locally and this cannot be done only by government agencies without the involvement of private sector and other potential players. Oth-

er emerging economies like Brazil, Iran, china and South Africa made successfully moved their economies to attractive economic boom due to promotion of local production.

However for purposes of replicating the same, PSF with other government agencies introduced

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Magazine “Made In Rwanda” Exhibition whereby local producers annually are facilitated to showcase their production potential to the country and their clients.

The Made in Rwanda campaign is a timely initiative whose success stands to boost domestic production and stimulate local consumption habits. It is through the growth of industries that produce high quality goods for domestic use and export that Rwanda’s import bill will be reduced.

It’s through the Made in Rwanda campaign that Rwandans are now developing confidence into locally made products and are now consuming locally made products and this has tremendously slightly reduced the burden of trade imbalance that impedes the economic growth.

Actually the Central Bank statement released during the first eleven months of 2016, shows that Rwanda’s merchandise trade deficit reduced by 5% as exports increased 6.1% and imports reduced 2.4%. These results on the external trade balance compare to earlier projections that exports

Rwanda’s merchandise trade deficit reduced by 5% as exports increased 6.1% and imports reduced

2.4%

would reduce by 2% and imports grow by 17%.

“We have the capacity to produce our own goods instead of importing them from abroad and this can be achieved collectively.

We have seen for the recent few years exports growing and this is a clear manifestation that if we continue promoting the consumption of our locally made goods it will drastically reduce the trade imbalance we have,” said Benjamin Gasamagera the Chairman of PSF. The Monetary Policy Statement released this month by National Bank of Rwanda indicates that the import bill is likely to reduce following the increased domestic production of some products and the government’s “Made in Rwanda” initiative. The expected increase in export receipts and anticipated decline in the import bill will help to lessen the exchange rate pressures, contributing to the ease in inflation, through its dampening effects on imported inflation, which hiked from 1.1 percent on average in 2015 to 4.7 percent in 2016.

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Market accessibility Lack of adequate external market information is regarded among other challenges that have been hindering the Country’s exports. However in order to simplify and facilitate exporters, different Trade missions have been organized in the previous years.

Different trade and Investment agreements with various countries like Turkey, DRC Congo, Morocco, and other Asian and African countries. All these treaties are aimed at promoting Rwanda traders to access the international markets. This is a great “It is an important deal for me.

I am looking forward to help address the issue of shortage as the products I will bring to this market are hard to find now. The region will also benefit as jobs will be created,” Francis Gasana a local trader who landed on a Chinese deal as a result of PSF’s facilitation to the Asian country.

He testifies that “My target, or perhaps my dream, in the near future is to set up my own factory here. But it’s challenging because of raw materials. Bitumen is the key raw material and is not found here.”

In African markets, the focus has now been shifted to the Central and

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Western African region where it has highly proved that Rwandan products could easily be on a high demand.

However as a result of the continued sustainable move to facilitate exporters, a liaisons office was this year established in Congo-Brazzaville the Centre of central and West African markets that Rwanda targets.

“We have had cases where our traders wants to tap into various international markets and ends up failing because of lack of enough information regarding the foreign markets that’s why we have decided to open up an office that will be doing market intelligence and research on behalf of Rwandan traders in Congo-Brazzaville,” Said Stephen Ruzibiza the PSF Chief Executive Officer. Last year, PSF signed a partnership agreement with Group250 and Sawa Citi supermarket to help in distribution of Rwandan products in Congo Brazzaville.

The establishment of a multi-service Centre in Congo-Brazzaville aims at reinforcing market linkages between Rwandan producers, exporters and foreign buyers. This will be achieved through trade promotion, logistics and information sharing.

Group 250 is an anchor company

operating in the Republic of Congo in the sectors of import and export and infrastructure development while Sawa Citi is a supermarket with outlets in Kigali. Sawa Citi Supermarket will facilitate operations by working closely with local SMEs in acquisition of products that will be exported by G250.

“It’s in line with the strategy to grow the country’s exports and reduce the imports to cut the consequences of trade deficits. It’s the first office we have opened and we hope to target other markets all aimed at facilitating trade,” Ruzibiza further explained.

Going forward.

Increasing local production as a driving force to eliminate unemployment among youth and enhancing exports are the next move the federation is set to embark on. In fact, already the agreement has been signed between the Private Sector Federation through the chamber of Young Entrepreneurs and a financing agency Business Development Fund (BDF) where young agricultural projects will be funded at the tune of Rwf10million at lower interests’ rate.

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Enterprise Magazine Magazine

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By Joseph Mudingu

When you go to exhibitions and trade fairs, do you ever wonder if you should be setting up your own stand, instead of attending as a visitor?

Companies stand to gain a lot of potential benefits from having their own exhibition stands.

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his is often a primary concern for new businesses, as well as existing ones that want to expand their market to include new customer demographics. These types of events can be a great opportunity to do just that, but for new companies this can be a big financial commitment.

Crown Industries Ltd, is East Africa’s leading paint manufacturer with a subsidiary in Rwanda. The company that set its foot print in Rwanda in March 2014 opened a distribution channel in Kigali and is now providing high quality paints in the country. According to Bharat one of the managers at Crown Paints Rwanda,

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The experience of participating in Gikondo Expo their first experience in GIKONDO expo offered them an opportunity for their brands to emerge and standout with their exhibition stands and trade show booths and that is why the company has been participating

in the Gikondo Expo since it started doing business in Rwanda. “Because we were new on the market, it was something we had to be part of, unlike other marketing activities, exhibitions and trade shows

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offer a grand platform for a brand to showcase their products and services and communicate their key message” says Bharat.

Bharat says Gikondo Expo attracts a lot of exhibitors and many people from all walks of life flock to the grounds during the two weeks. This is an opportunity for us to create awareness for our brands, exhibitions are organized for brands to showcase or demonstrate their products, technological advancements and services to its target audience.

“It is a platform of face-toface interaction with people who are interested in your

The networking opportunities at fairs and exhibitions can be huge, and if your primary motive for having a stand at such an event is to make new client, customer, and business contacts, then this is a great use of money and time

products and encourages utmost consumer engagements. During these two weeks at Gikondo, our products and our target audience get an occasion to interact and this gives us a chance to say more about our brand and what we offer” says Bharat.

About why people spend a lot of money to exhibit in a trade fair and whether it is worth it, Bharat says yes it is necessary to spend money in order to have compelling exhibition stall to attract maximum visitors to your exhibition stall.

“Though it may cost you a lot of money, the first step is to get your consumers to your exhibition stall and then connect with them through your products and services, which ensures effective communication. The networking opportunities at fairs and exhibitions can be huge, and if your primary motive for having a stand at such an event is to make new client, customer, and business contacts, then this is a great use of money and time” he adds Asked whether being part of the expo increased his sales immediately, Bharat says

setting up a stand at a trade fair or exhibition does not in any way guarantee increased sales.

“The first time, it was about the establishment of network contacts and improving and creating brand awareness. However, over the past few years we have increased our sales due to the fact that we have always been part of an expo that has big brand names. Gikondo Expo attracts a lot of publicity and very year, many visitors attend the expo, and this has impacted on how much we have benefited from exhibiting there” he concludes.

Crown Paints Rwanda specializes in decorative paints, automotive paint, coating adhesives, flooring and niche paint brands such as Silicon, among others.The company brings into the Rwandan market a mixture of products to satisfy clients. We bring over 60,000 shades of paint which clients can pick from. Founded in 1958, Crown Paints has an annual turnover US$ 61.2 million and has the capacity to produce 2.3 million litres of paint per month.

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Italian Business Association signs agreement with PSF to spur investment

By S. Nzaramba

Investment flow between Rwanda and Italy could surge after a new highly needed business agreement was signed between Private Sector Federation (PSF) and an umbrella body of Italian business community known as Confindustria Assafrica& Mediterraneo.

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he association represents and supports Italian companies with business interests in African, Mediterranean and the Middle East countries. According to the agreement signed over the weekend in Turin, Italy, both parties committed to providing sufficient facilitation in terms of promoting investment among the two business communities.

The agreement will see PSF facil-

itate the Italian investors to access the local market by providing all the necessary information regarding potential investment opportunities in the country. Both parties approved that PSF will further assist the ConfindustriaAssafrica and Mediterraneo members and other Italian companies for the approval and implementation of investment and business projects in Rwanda as this is likely to boost Italian investment in the country.

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Magazine The Private Sector Federation Chief Executive Officer, Stephen Ruzibiza who signed the Memorandum of Understanding observed that the new agreement has now officially opened up the market for investors from both countries to access either markets.

“Our main focus is now looking at all potential investment opportunities for our business community, that’s why these agreements are inked. We are targeting all possible foreign markets and this is a good opportunity for Rwandan investors to now start strategizing the best way to tap into Italian market,” he said.

Italy with a population of 60 million people is the third largest economy in Eurozone with the highly developed manufacturing sector, service sector. The country is the world’s largest wine producer and it also has developed energy, finance and transport sectors that would provide immense opportunities for Rwanda’s investors.

“ConfindustriaAssafrica and Mediterraneo will circulate all the relevant Rwandan investment information among its members and other Italian companies to target potential partnerships with Rwandan counterparts,” reads part of the agreement also signed by Pier Luigi d’Agata who leads the Association.

Established in 1980,

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The Private Sector Federation Chief Executive Officer, Stephen Ruzibiza who signed the Memorandum of Understanding observed that the new agreement has now officially opened up the market for investors from both countries to access either markets

The Private Sector Federation Chief Executive Officer, Stephen Ruzibiza

ConfindustriaAssafrica&Mediterraneo is the only inter-sectoral business Association of the Italian private sector dealing with a specific geographical area and a platform for Italian companies in the concerned area with the aim of expanding business contacts of Italian member companies in Africa, Mediterranean, and the Middle East.

Italian business association is the latest to sign cooperation agreements with PSF to boost investment. Other agreements have been recently signed

by African, Asian and other European nations. Italy is among the European countries Rwanda is targeting to enhance trade and investment. The Country like others has a huge market potential for Rwanda’s exports.

After signing the agreement, private sector federation will now mobilize local exporters to strategize how best they can utilize this opportunity and tap into this market. Rwanda exports tea, coffee, and minerals to various European countries however with the new momentum to increase the exports, more local exports are expected to flood the European market especially by leveraging on the existing trade agreement signed by PSF.

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Ultimate Developers Ltd, at the height of Neighborhood Transformation Ultimate developers Ltd (UDL) is a private real estate company leading the way in changing the landscape of property business in Rwanda. Currently, UDL has directly contributed to the social-economic transformation of many Rwandans through implementation of the following project.

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Expo

Magazine Vision City project

The Apartments

ision City is the biggest residential housing project in Rwanda to-date and the flagship in UDL’s portfolio. This unprecedented project is situated in the uptown neighborhood of Gaculiro, just 3 km from the Central Business District and 6 km from Kigali International Airport, and offers a wide range of housing typologies that will leave the discerning property lover spoilt for choice.

B

V

If completed, Vision City will consist of a total 4,500 units in different configurations ranging from luxury villas to apartments to be built in 4 phases. Out of 4,500 planned Units, 504 spectacular homes marked by chic, urban aesthetics and exquisite attention to detail have been completed. But Vision City will be about much more than just the house: it is conceived as a fully self-sustaining neighborhood with easy access to amenities like firstrate asphalt roads and pedestrian walkways, secure open parking, street lamps, a pre-installed fibre-optic network, and safe public spaces that are ideal for your children’s play and communal activities like introductions, weddings, birthday parties etc.

The immediate follow-up phase is the Town Centre at the heart of the development where residents will be able to access retail and commercial activities like shopping and banking; office space, entertainment centers, educational, recreation and sports facilities, and even a hotel.

uilt to the same exquisite standards as all the other Vision City properties, our apartments are the perfect choice for corporates looking for a place to call home, and young families in need of a safe, vibrant, friendly neighborhood to raise their children. Each apartment boasts ample parking space at the periphery of the property.

Ultimate developers have eased payment plans for the potential buyers by being flexible to accept payment in installments. They accept installment payment with a com-

SPECIAL OFFER www.udl.rw

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mitment fee of 30% in year 1 and have gone further to have Memorandum of understandings with various financial institutions in Rwanda to facilitate buyers to access mortgages, if they fulfill their requirements.

The Board and Management of UDL hails the great leadership of His Excellency President Paul Kagame. “He has set a path for us that demands dedication, excellence and quality. As a company, UDL aims not to disappoint. We, remain committed to playing a significant role in achieving the grand vision he has for our country”. UDL Chief Executive Officer, Liliane Uwanziga Mupende Noted.

Expo

Magazine The Luxury Villa

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ision City’s luxury villas are the true definition of the good living, designed to cater to all the needs of the sophisticated homeowner. Each standalone unit is a masterpiece of taste and architecture made with you in mind.

The properties come in two typologies (5- and 4-bedroom), with expansive outdoor terraces that command spectacular views of Kigali.

The semi-detached Villas and Town House

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he Ultimate Developers Ltd has come up with modern, spacious property in a great neighborhood; that combines top-notch facilities, privacy and an open layout, look no further. Their collection of semi-detached villas and town houses will take your breath away with their elegant design and an arrangement meant to celebrate your uniqueness.

The properties come in 4- and 3-bedroom options, and each house has a 2-car garage and expansive outdoor terraces where you can meditate, enjoy an intimate evening with family and friends or simply sit and drink in the scenic ambiance available to you.

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Inkundamahoro Ltd flourishes under Condominium law

“The introduction of the condominium law in Rwanda encouraged us the Rwandan business Men and Women to invest in the construction sector which has improved our social economical welfare. We started in 1996 in the former car/ park in Kigali where we operated in small wooden Kiosks. In the year 1997,the city of Kigali gave Inkundamahoro Ltd a plot of land in Nyabigogo to shift their kioskis too. By then, we were only 56 members with assets not exceeding Rwf 600 Million. When they introduced the condominium law, we came together and put our funds together and invested in commercial buildings and now we are proud to have assets and buildings exceeding 16 Billion Rwf�. Said Mr Mathias Dukuzuwaturemye, the Managing Director of Inkundamahoro Ltd.

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forward to attract over 2300 members from informal markets to operThe condominium ate in the new law supported the building. development of social The comand affordable housing mercial building which has seven both for commercial (7) floors will serpurposes and vice as a multi-purpose complex housing residential a number of activities including but not limited to shops, bars, restaurants, boutiques, hardware shops (quincailleire), haircut salons, market for clothes, banks, insurance companies, company offices and many more. Their main target, are clients that are in Ubudehe category 3 who are mainly still operating in informal sector. The Managing Director, noted that their association has helped the community to address the informal sector issue since now people have legal places where they can operate their businesses.

The current new commercial complex in Nyabugogo

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nkundamahoro Limited is comprised of 160 members who have come together to promote construction of commercial buildings in Rwanda with the objective of reducing the informal housing sector. The association/condominium is based in Nyabugogo in Nyarugenge District.

The members contributed to

fund the construction of projects. The company has developed a state of the Art commercial complex through contributing to the construction of the complex and look

Mr Mathias Dukuzuwaturemye, the Managing Director of Inkundamahoro Ltd.

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View of the new commercial building at night.

“For this new commercial project, we wanted only 2000 new members from Ubudehe but surprisingly we have so far received over 6000 applicants who have been operating in informal sector markets.

This tells you the impact created by our association to the neighboring community” he further noted.

It was highlighted that the importance of people coming together in such associations include improved bargaining power for credit, ease access to member loans, stronger advocacy voice to gov-

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ernment. The association also stands guarantee for members by providing stands as collateral securities.

The association is envisaged to create over ten thousand (10,000) for all categories of people and this is line with the Government’s EDPR2 Policy of job creation. The association intends to continue sharing lessons learnt and promotion of ideas to other potential members and change people’s mindset towards operating in the formal sector.

“In doing this, the government has given us enormous support through putting in place adorable business conducive environment, facilitating business people to get loans, development of favorable laws and provision of construction permits to local investors”. The MD noted. He further highlighted that the new project/commercial complex is envisaged to be launched by July 2017.

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Why the condominium law?

Recognizing the need to encourage real estate investment and to support the development of a more robust legal structure focused on the industry, on May 21, 2014, the government of Rwanda passed the Condominium Law. The condominium law supported the development of social and affordable housing both for commercial purposes and residential. Condominium is a type of joint ownership of either commercial or real

estates in which portions of the property are commonly owned and other portions are individually owned. For the first time, the Condominium Law also provided a legal framework allowing the financing of condominiums. Prior to the Condominium Law, buyers of condominiums paid almost exclusively in cash, as financing options were largely unavailable.

The first commercial buildings.

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Enterprise

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ADFINANCE RWANDA: Fostering Financial inclusion

We link your Microfinance Account to your Mobile Virtual account.

S

ince our inception in 2007, we have been fast-tracking the fusion of digital technologies into financial services, leading to the transforma­tion of the practice and service-delivery in the profession across all 7 countries, which boast our presence, namely Burkina Faso, Niger, Bu­rundi, Comoros, Mauritius, Senegal and Rwanda, with the latest hosting our headquarters in Kigali.

Over 400 micro finance outlets on the continent enjoy our IT solutions and the network is ever growing. We unceasingly strive to innovate, provide reliable solutions and dependable partnership to optimize our technical, functional and industrial specialization to the latest technologies; thus develop life-changing platforms for both MFIs and end users.

Our Promise

Our Mission

Continuous innovation • We shall strive to fuse world-class technology in microfinance by cus­tomizing it to our respective marketplaces

Enhancing financial inclusion in Africa by developing and imple­menting user-friendly digital financial solutions.

Reliability • Our savvy team shall always produce reliable and long-lasting solu­tions that are relevant and efficient to both our clients and benefi­ciaries.

Comprehensive Support • We shall ensure constant, personalized, and timely assistance in the times of need to achieve remarkable convenience for our clients.

Address

Promoting access to tailor-made financial services for small scale businesses

ADFINANCE RWANDA UMOJA Building, 6th Floor +250 252 581 148 | +250 788 503 435 | BP 213 KIGALI

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ahasra is the leading manufacturer of LED lights, indoor and outdoor applications.

The company started in 2012 with trading of LED lights and now have a manufacturing facility in Masoro free zone, Kigali.

With its automated assembly plant, Sahasra has capacity to manufacture more than 100,000 lights per month.

It also has enough infrastructure to enhance capacity as per the market need.

Sahasra also has big government projects to change all public lights in Kigali .

(+250) 787 396 820

Sahasra wishes PSF Rwanda, a happy 20th Expo anniversary.

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Complete IT solutions We offer the following Services; Supply Computers, Networking, Servers, Repairing, and Software

P.o.Box 1257, Kigali KN 56 ST, Avenue de Commerce, Tel: (250) 788304530 / 788743333 website: www.roboticsafrica.com E-mail: roboticskgl@gmail.com, info@roboticsafrica.com

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Magazine

MAGASINE FARUKI TRADING

PHYSICAL ADDRESS KN84ST, opposite AB Oposite Bank and Unguka Bank Main comercial Street, T2000 NeartoEcole Belge. Kigali, Rwanda next Rubangura Buildings oposite Kigali City Towel KN 84 ST, Opposite AB Bank & BCK

Tel: +250 252 575 319 +250 788 606 869 +250 788 526 766 Email: mjasat123@gmail.com mukrimohd@gmail.com

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New Kigali Designers & Outfitters serving Rwandans with Excellence

New Kigali Designers & Outfitters Ltd is a private limited liability company incorporated in Rwanda in 1998. Started by Murebwa Chantal and Derrick Kanyonya as a tailoring company, New Kigali Designers has diversified into the provision and marketing of a range of other goods and services. After successfully dealing in tailoring and supply of security uniforms, the Company embarked on designing, branding and supply of promotional Materials, corporate uniforms and sports wears.

Show room: P. O. Box 376 Muhima Road Kigali-Rwanda | Work Shop: Gisozi Kigali-Rwanda, Shop: Rubangura’s House Shop. No.115 Kigali-Rwanda

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ew Kigali Designers aims to source, produce, process, and market high quality products. Besides that, New Kigali Designers has taken opportunities of entering into agreements with major product manufacturer for both national and regional markets. The Company’s mission is to provide customers with value for money in supply of quality goods and services. Its vision is to become the leading firm in the Rwandan, East Africa and COMESA market in designing, tailoring of all sorts of clothing and promotional items. We will do what we promise to do! We refer to our core product and service rendering as providing real time solutions.

New Kigali Designers Products and Service New Kigali Designers and Outfitters provides a range of products across a number of sectors. New Kigali Designer’s managers have the requisite skills and capacity for identifying, designing,

Magazine

sourcing, developing and procuring products as per customer requirements.

The company deals in various products including corporate uniforms, promotional items, sportswear, security kits, work wear such as overcoats, school outfitters, graduation gowns for Universities, Hotels and restaurants uniforms, uniforms for hospitals, churches, wedding gowns, bridal dresses, crowns, stockings and shoes, interior designs, textile fabric materials and curriers.

New Kigali Designers has executed and continues to execute its contacts professionally and diligently. Among the most recent contracts executed and still being serviced in different segments include but not limited to Banks (BK, BCR, Access Bank, Coge Banque, Ecobank, BRD, Banque Populaire, Urwego opportunity Bank, Sonarwa, Soras, and Soras). Other clients include telecommunication companies, parastatals, security companies, government institutions and NGOs.

Mob: +250 788306161 | +250 788309551 E-mail: Chantal.murebwa@newkigalidesigners.com | atkanyo@gmail.com www.newkigalidesigners.com

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“ The pride of the land of a thousand hills ”

The 1st Industry in Independent Rwanda

Since 1962

Manufacturers of:

2015

Laundry & Toilet Soaps, Powder & Liquid Detergent, Personal Care Products (both Hair & Body Care Cosmetics), Scouring Powder, Packaged Drinking Water, Confectionery, Plastic Moulding & Novelty Items, Corrugated Cartons, Paper Packets, Casseroles & Tin Containers.

Trading - Importers & Distributors 2015

and 52 SKU’s with

Popular brands of Tyres (MRF, Dunlop, Ceat, Falken, Hercules, Triangle etc) & Batteries (Yuasa, Kobe - Sun, FB, Standard, Bosch etc), Automobiles, Automotive Spare- parts, Liquid Petroleum Gas, Cooking Range, Refrigerators,Plastics Novelty items and Imported FMCG Products (PZ Cissons, Bitez etc).

Garage & Machine Shop

Fully equipped executive garage in the centre of Kigali.

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Magazine

SOFARU HARDWARE STORE

S

OFARU HARDWARE STORE is the leading hardware store in Kigali with experience that spans more than 20 years, dealing in electrical, plumbing, general construction materials & Rhino wall master products. ​The company was established in1991 by local businessman, Edouard Ruterana, who doubles as its Managing Director, and started as a small hardware shop but has since grown to become one of the largest hardware stores, serving the entire country. ​With its main retail shop located at Muhima, Nyarugenge District, Kigali City, the firm is known for its quality construction materials, electric cables, tiles, water equipment, and high-quality finishing paints for both residential and commercial buildings. The company also imports most of its products from countries like Kenya, China, Uganda, Mauritius and Dubai, UAE. ​SOFARU is the exclusive representative of Rhino Special Products Ltd, a Kenyan factory which manufactures cement and polymer based wall coating for both residential and commercial buildings.

Address Phone: +250786394551 | +250788300034/ 0788300035 Email: sofaru10@yahoo.fr | Website: www.sofarultd.com KN1Rd48, (Avenue de la Nyabugogo) B.P3290 Kigali----Rwanda

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Magazine

Looking for a soothing stay?

Ubumwe Grande Hotel is the Answer

U

bumwe Grande Hotel (that means unity in Kinyarwanda) brings a touch of 21st century hospitality to the peaceful and serene city of Kigali. The modern design located amidst the Central Business District next to government ministries and banks and makes a strong design statement. The roof top tent design resembles Rwandan mountains and together with the highest infinity pool in Rwanda, makes it clear that Ubumwe Grande Hotel is daringly beautiful. Ubumwe Grande Hotel is young, contemporary and relevant, offering professional hospitality on a true 4- star level with excellent value for money. You will be taken care of by a passionate, professional team that is determined to add a big smile to your day.

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Accommodation All our Suits, Rooms and Apartments are contemporarily designed with high-end features to give you a modern lifestyle with a stunning view of Kigali City. The fully serviced apartments offer you a separate bedroom and living area with a kitchenette.

Facilities

Conferences and Events

Ubumwe Grande Hotel offers several options to enjoy food and drinks like never before in Kigali. Visit our 24 hours Kahawa Coffee-Bar with its outdoor terrace and view of a bustling Kigali for a coffee or all day snacking.

Relax and enjoy the peaceful atmosphere at the all-day dining restaurant with a choice of buffet lunch or a la carte dinning, Or go “sky-high” to our Rooftop Rendezvous Bar and Grill and enjoy a breath taking unparalleled 360 degrees of Kigali City. Our In room dinning is offered 24hrs.

Ubumwe Grande Hotel is the ideal location for business or private functions. The five meeting rooms and a main banquet/conference hall with a capacity of up to 350 people can cater for any conference, workshop, banquet, party or any other event.

Forget your stress; swim in our

temperature controlled rooftop infinity pool or work out in our looking out to the stunning view of Kigali City. Our determination to add new elements to Kigali is underlined by our “Employer of Choice” and eco-friendly philosophy. We embrace cultural diversity in our team with the goal to increase local content.

Address: Plot 1306, KN 67, Kiyovu Cell, Nyarugenge Sector, Dist- Nyarugenge, Kigali, Rwanda.

Mail Us: info@theapdl.com | Phone: +(250) 783-744-755

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7 YEARS OF GROWTH & DEVELOPMENT

UNDER VISIONARY LEADERSHIP

Expo

7 YEARS OF GROWTH & DEVELOPMENT

UNDER VISIONARY LEADERSHIP

MAMU LTD MAMU LTD Magazine

theleading leadingprovider provider of prime the of prime office cespace spaceininKigali Kigali offi For 22 22 years years Eugenie Eugenie For Mushimiyimana and andthethe Mushimiyimana Mother were were thriving thriving Mother business people dealing business people dealing in s s in importation importationofoffoodstuff foodstuff from countries like from countries like Uganda, Kenya and Uganda, Kenya and United Arab Emirates.

United Arab Emirates.

However business started However business getting slow becausestarted of getting slow because increased competition, so of increased they diversificompetition, ed into real so estate, starting ed workinto on areal they diversifi fiestate, ve storeyed building in a starting work on Gishushu suburb, Kigali city, in five storeyed building and seeing it completed Gishushu suburb, Kigaliincity, 2007 after ground breaking and seeing it completed in in 2004.

2007 after ground breaking in 2004.

Mag House

TT

he structure named Mag House has 1,250 Mag House square meters of offi ce he structure named space and a parking Mag House has 1,250 space with handling square meters of office capacity of 28 cars. The successful and building a parking completion space of this with handling encouragedspace Mushimiyimana to capacity of 28 cars.

The successful invest further in the sector.

completion of this building encouraged Mushimiyimana to invest further in the sector.

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7 YEARS OF GROWTH & DEVELOPMENT

UNDER VISIONARY LEADERSHIP

Magazine

M&M plaza And soon, their holding company called MAMU acquired a plot just in the backyard of Mag House, establishing a 10 storeyed structure with 6400 square meters of office space between 2014 and early 2017. The Premise has an inbuilt parking lot measuring 3800 square meters, and an outside parking lot with handling capacity of 65 cars.

Mushimiyimana who is the managing director of MAMU group, attributes this progress to investor friendly government programs and policies which for instance allow one to apply for a construction permit online and get feedback in a week after paying just Rwf60,000 unlike before when it took months, even after making six figure payments.

“Investors running projects worth

Rwf1.2billion plus, are given a tax discount ranging from 5% and 10% by government, and that is encouraging,” she narrates.

Mushimiyimana is also thankful to President Paul Kagame for promoting “HE for SHE” a solidarity campaign for gender equality initiated by UN Women.

In case of any business, please contact us on Mushimiyimana Eugenie, Managing Director KG8 street, next to RDB, Kigali | Tel: +250788307274 | Email: mushimiye@yahoo.fr

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HAVE YOUR SAY ADVERTORIAL

Magazine

RSSB

TOP-NOTCH MEDICAL SERVICES FOR RWANDA’S GROWTH The Rwanda Social Security Board (RSSB) has over the past seven years ensured that Rwandans are in good health to efficiently contribute towards the country’s fast-paced growth, thanks to its health insurance services.

THE

Rwanda Social Security Board (RSSB) has over the past seven years ensured that Rwandans are in good health to efficiently contribute towards the country’s fast-paced growth, thanks to its health insurance services.

Community Based Health Insurance (CBHI) and Maternity Leave Benefits schemes have been constantly improved and conveniently offered to the public to ensure that all Rwandans receive quality medical services, a key enabler driving the country’s growth.

As the nation has vowed in its shared Vision 2020, the target is to create a country where citizens have the best medical services and where life is valuable and worth living.

One pillar central to achieving this vision is creating a social security system that caters for the needs of all citizens, especially the most vulnerable.

RSSB has been able to significantly move Rwanda several steps toward fully implementing the conditions of Article 25 of the Universal Declaration of Human Rights which in part reads, “Everyone has a right to the standard of living adequate for the health and wellbeing of himself and of his family, including food, clothing, housing, and medical care and necessary social services, and the right to social security in the event of unemployment, sickness, disability, widowhood, old age, or other lack of livelihood in circumstances beyond his control.”

RSSB’S COMMUNITY BASED HEALTH INSURANCE SCHEME Taking a closer look at the country’s social security landscape, Rwanda, a country on a continent that is home to most countries categorized as third world has managed to create a universal medical Community Based Health insurance (CBHi) scheme popularly known as Mutuelle de santé marveled at world over.

The ambition to create a national solidarity health insurance scheme was to improve the quality of life for all Rwandans as the main resource

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8 The SERVICEMAG June - August 2017

that enables the country to achieve the envisioned development.

WHO ARE ELIGIBLE MEMBERS OF CBHI? All Rwandans are eligible beneficiaries of CBHI and as such, any person who wishes to register under Mutuelle has to check with their respective area cell office to ascertain which category of Ubudehe they belong to.

Ubudehe is Rwanda’s social stratification programme which categorizes all households along four main classes based on their income levels.

People in category one, who are considered to be in absolute poverty are catered for by the Government and make annual contributions of Rwf2,000 per individual in the family while people in categories two and three have to pay for themselves Rwf3,000 each and those in category four Rwf 7,000 as contribution annually.

CONTRIBUTIONS AND CONVENIENT ACCESS TO HEALTH SERVICES: Contributions to Mutuelle de santé are made per individual but a given family’s members can only be validated if all members in that family have paid their contributions.

Payments are made to an RSSB Account Number in a nearby Sector Savings and Credit Cooperative (Umurenge SACCO), equity banks and Mobicash agents, Bank Populaire du Rwanda and other commercial banks located countywide.

The payment slips are then presented at the CBHI section at health centres where cards can be obtained upon verification of the family’s Ubudehe categorization and whether all registered family members have been subscribed for.

This takes a day provided the subscriber meets all requirements.

With this simplified payment and card validation procedure, CBHI subscribers don’t have to go through hectic procedures to make their contributions.

Expo

ADVERTORIAL Magazine Next, for a member joining the scheme for the first time, medical services can be accessed 30 days after the payment of their subscription fees.

The CBHI scheme year commences on 1st July and ends 30th June of the following year After receiving medical care/health services, beneficiaries of CBHI scheme are required to make a copayment (ticket modérateur) of Rwf200 at health centers and 10% of the medical services cost at district/referral hospitals.

REIMBURSEMENTS OF HEALTH SERVICE PROVIDERS UNDER CBHI As key service providers in this scheme, it is important for RSSB to reimburse health centers and hospitals in a timely manner once invoiced by the latter.

Health centers and hospital invoices are submitted at the CBHI office at the health centers for verification and signature and payment is done within 30 days counted from the day the bill is considered by RSSB and the medical partner.

In light of the above, a national affordable healthcare scheme that is available for all Rwandans, access to quality healthcare is now a dream within reach and the health stipends which formerly weighed heavily on poor households have been reduced significantly thanks to CBHI. Efforts are currently being made to improve the quality of services received by CBHI subscribers will ensure that this universal health insurance option appeals to majority of Rwandans and drive the achievement of nationwide medical insurance coverage and with it, quality of life of Rwandans.

MATERNAL LEAVE BENEFITS SCHEME BY RSSB In order to cater for women, who in the past, would have to choose between raising a child and keep their jobs, the government introduced solidarity based insurance scheme that aims at covering working women to continue earning their full salaries for a period of three months (90 days) after giving birth.

It is a social security scheme that is intended to compensate the female employee who is absent from employment for the purpose of pregnancy, giving birth and subsequently caring for the newborn child and begun its operations in November, 2016 The Law establishing and governing maternity leave benefits scheme mainly deals with: benefits, contributions, eligibility conditions and modalities of payment, all of which are discussed in depth below.

Maternity leave benefits are equal to the last woman’s salary to which the contribution was subscribed as established in article 11 of the aforementioned law.

In the event of death of mother before expiry of maternity leave the Social Security Board, RSSB shall pay to the guardian of the new born child the balance of maternity leave benefits that the deceased was entitled to, upon presentation of justifying documents.

For cases that necessitate prolonged maternity leave, additional benefits for a period not exceeding one month shall be paid by RSSB.

As mentioned above, protecting maternity is not a women’s issue, the whole society has to be involved.

Therefore, in order to ensure the sustainability of the scheme, employers and employees, both male and female, contribute based on the principle of solidarity as the key component of all social security systems.

Contributions are calculated based on the employees’ gross salary plus other fringe benefits.

The rate of contributions is 0.6 % shared between the employer and the employee, to a tune of 0.3% each.

Other statutory deductions (staff contribution to social security and Pay as you earn) are paid by RSSB except those supposed to be paid by the employer.

CONDITIONS IN GETTING MATERNITY LEAVE BENEFITS In order to get maternity leave benefits, the claimant must fulfil the following conditions as established by law: • The woman must be on the maternity leave as evidenced by a prescribed form duly signed by the employer and submitted to the Social Security Administration within six (6) months from date of commencing maternity leave.

• She must have contributed to maternity leave benefits scheme for at least the last month before the month in which she started her maternity leave.

• Presentation of maternity certificate of delivery duly signed and stamped from a recognized healthy facility.

The modality of payment and duration of maternity leave benefits The Social Security Administration pays maternity benefits for the last 6 weeks of the maternity leave. In case of delivery complications certified by an authorized medical doctor necessitating prolonged maternity leave, additional maternity leave benefits are granted but do not exceed one month.

Procedures for prolonged leave are established by the ministerial order relating to maternity leave benefits scheme.

In order to facilitate the payment procedure, the employer remunerates all benefits for the period of maternity leave.

In turn, RSSB reimburses within 30 days upon receipt of request for reimbursement from the employer. The request for reimbursement is submitted within 3 months from the date of the end of the leave.

In conclusion, during the past seven years, RSSB as the government entity charged with management and development of social security has made significant strides; diversifying available schemes as well as improving quality of service delivery of already existing schemes, all of which have significantly contributed to the quality of life of Rwandan citizens

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The SERVICEMAG June - August 2017 9

Rwanda Ltd.

Prime impex, the leading furniture Marts

Prime P O Box .2852 , KN-04-AV, Rwanda Ltd. Impex Burundi PO Box 152, Avenue De La Liberty No. 42 Avenue De La Paix, Kigali – Rwanda Rez De Chausse, BUJUMBURA - BURUNDI, Mobile No : +250-788303520 / +(250) 782 519 595 PBurundi O Box .2852 , KN-04-AV, Prime P O Box .2852 , KN-04-AV, Tel: +(257) Impex 71 526 945, Email : prime_impex_rwanda@yahoo.co.uk E-mail:prime_impex_burundi@yahoo.com PO Box 152, Avenue La Liberty No.Kigali 42 – Rwa Avenue La Paix, Avenue De LainPaix, Rwanda Established 2006,Kigali Prime–Impex Rwanda goods and it would take us weeks, but because of De De Website : primeimpexrwandaltd.com Found Rez De Chausse, BUJUMBURA BURUNDI, Mobile No : +250-788303520 /+ Limited No is a company registered in Rwanda with 782 the519 improvement do everything online Mobile : +250-788303520 / +(250) 595 in ICT, we Tel: +(257) 71 526 945, Email sister companies in Uganda and Burundi is among and a few hours at the border is all it takes says : prime_impex_rwanda@y Email : prime_impex_rwanda@yahoo.co.uk E-mail:prime_impex_burundi@yahoo.com Office the leading furniture marts in the country. Located Paresh.

Website : primeimpexrwandaltd Website : primeimpexrwandaltd.com at KN-04-AV Avenue De La Paix in the heart of KiPrime Impex Rwanda Limited has high quality Counti gali city, company is synonymous with high quality manufactured and imported products that range Micro of products, which has captured the eye of many from office and home furniture’s vertical blind Government organizations, NGO’S, private com- fabric and aluminum. The company also imports Conditi panies and Banks industries to mention but few. all kind of safes, money counting machine and & mo Paresh BHATT, According to the Branch Manager Paresh detectors, refrigerators, freezers electric and gas General Manager, Impex , Flip C Furnitures J.Bhatt, the company in the last seven years has cookers, microwaves ovens , washing and drying flourished due to the policies that are being put machines, vacuum cleaners, television, air conin place to support doing business in Rwanda. ditioners, computers, printers copiers, scanners, Our offic We are thankful for the government of Rwanda projection screens withstands and motorized for implementing good policies that ease doing electronic interactive board, magnetic white business. Previously it was hard to clear imported boards and notice Boards. Rwanda Ltd.

Prime Impex Rwanda Limited

Prime Imp Prime Impex Rwanda Limited

P O Box .2852 , KN-04-AV, Avenue De La Paix, Kigali – Rwanda Mobile No : +250-788303520 / +(250) 782 519 595 Email : prime_impex_rwanda@yahoo.co.uk Website : primeimpexrwandaltd.com

Prime Impex Burundi

PO Box 152, Avenue De La Liberty No. 42 Rez De Chausse, BUJUMBURA - BURUNDI, Tel: +(257) 71 526 945, E-mail:prime_impex_burundi@yahoo.com

C

Founded in 2006, we boost of 10 years of impact in Rwanda through provision of:

Prime Impex Rwanda Limited Paresh BHATT, General Manager, Impex Furnitures

Office & home furniture, Vertical blinds Fabric & Aluminum, Safes , Money Counting Machine and Detectors , Refrigerators, freezers , Electric & Gas Cookers , Microwave Ovens , Washing & Drying Machines , Vacuum Cleaners , Television , Air Conditioners, Computer, Printers Copiers , Scanner , Projection Screens with stand & motorized , Electronic Interactive Board , Magnetic White Boards , Notice Boards , Flip Chart Stands, Chalk Boards.

Founded in 2006

Office & home fu Counting Machin Our office andwe Showroom located O Box 2852, KN-04-AV, Founded in 2006, boost ofis10 years at ofPimpact in Rwanda through provision of: Microwave Oven Avenue De La Paix in the heart of Kigali city.

Conditioners, Co Office & home furniture, Vertical blinds Fabric & Aluminum, Safes , Money Paresh BH ATT, CUSTOMERS SATISFACTION IS OUR PRIDE General Manager, Impex & motorized , El Counting Machine and Detectors , Refrigerators, freezers , Electric Furnitures & Gas Cookers ,, Flip Chart Stand Rwanda Ltd.

Microwave Ovens , Washing & Drying Machines , Vacuum Cleaners , Television , Air

Prime Impex Burundi P O Box .2852 , KN-04-AV, Conditioners, Computer, Printers Copiers , Scanner , Projection Screens with stand OurNo. office PO Box 152, Avenue De La Liberty 42 and Sh Avenue De La Paix, Kigali – Rwanda & motorized , Electronic Interactive Board , Magnetic Boards , Notice Boards Paresh BHATT, Rez DeWhite Chausse, BUJUMBURA - BURUNDI,Avenue Mobile No Impex : +250-788303520 / +(250) 782 519 595 General Manager, Tel: +(257) 71 526 945, , Flip Chart Stands, Chalk Boards.

Furnitures Email : prime_impex_rwanda@yahoo.co.uk E-mail:prime_impex_burundi@yahoo.com CUSTOM Website : primeimpexrwandaltd.com

OurOur office and Showroom is located at P O Box 2852, KN-04-AV, office and Showroom is located at P O Box 2852, KN-04-AV, Avenue the heart of Kigali AvenueDe DeLa La Paix Paix inin the heart of Kigali city city.

Prime Impex Rwanda Limited

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CUSTOMERS SATISFACTION IS OUR PRIDE

Founded in 2006, we boost of 10 years of impact in Rwanda through provision of:

Expo

Magazine

Tanzania Ports Authority

Dar es Salaam Port is one of the East Africa’s leading freight gateway a growing entry and exit point of goods, not only for local Tanzanian market but for many land - linked naaons across East and Central Africa, which are Rwanda, Uganda, Burundi,Democraac Republic of Congo, Zambia, Zimbabwe, Malawi and Comoros.

Dar es Salaam port via Central Corridor is the shortest route to Rwandan Market with single border post

The Director General Tanzania Ports Authority P. O. BOX 9184, DAR ES SALAAM, TANZANIA Tel.: +255 22 2116250 | +250 786 323020 Fax.: +255 22 2130390 Email: dg@ports.go.tz | dm@ports.go.tz Website: www.ports.go.tz

Tanzania International Container Terminal Services

With the improved services, the port:• Assures its customers with security and safety of their cargo • Efficiency and quality services 24/7 a week • Offers compeeeve total route costs • Assures cargo clearence me within 48 hours • Cares its customers The Chief Executive Officer Tanzania International Container Services (TICTS) P. O. BOX 71442, DAR ES SALAAM, TANZANIA Tel: +255 22 2134056 | +250 788 422170 Fax: +255 22 2134019 Email: ticts@ticts.com | customerservice@ticts.com Website: www.ticts.net

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Intra Speed Africa • Company Profile

• Order Control/Indent Monitoring • Documentation Facilities • Live Accurate Transhipment Information • MOBI Enabled – Access Direct from Mobile Phone

• Upgraded Version 3

Intra Speed Africa • Company Profile

Accreditations Based Tracking AccreditationsWebWeb Based Tracking

Web Based Tracking Accreditations

• Upgraded Version 3

• Upgraded Version 3

INTRASPEED: The global freight Our Corporate Strategy: To provide our clients with exceptional service and industry expertise, satisfying their specialists • Order Control/Indent Monitoring

• Order Control/Indent Monitoring

• Documentation Facilities

• Documentation Facilities

• Live Accurate Transhipment Information

• Live Accurate Transhipment Information • MOBI Enabled – Access Direct from Mobile Phone

• MOBI Enabled – Access Direct from Mobile Phone

holistic logistical needs; enabling them to concentrate on their core business.

INTRASPEED is a dynamic entrepreneurial logistics service provider which has positioned itself in the market as a client centric organisation.

Our corporate strategy is to provide exceptional service support to our clients.

We believe in providing our clients with flexible solutions which are tailor made to suit their individual needs. We engage in establishing lead logistic partnerships with our clients enabling them to focus on their core business.

Our astute operational teams employ individuals who share our beliefs and company values. Our intimate client relationships and unique client driven service strategy differentiates us from our competitors.

The INTRASPEED in-country teams share a common vision of offering outstanding service and cost effective freight solutions which is echoed by the owners and senior management.

Our Corporate Stra

INTRA SPEED AFRICA

4

To provide our clients with exceptional service and in Our Corporate Strategy: holistic logistical needs; enabling them to concen To provide our clients with exceptional service and industry expertise, satisfying their holistic logistical needs; enabling them to concentrate on their core business.

Services provided: • • • •

INTRA SPEED AFRICA

4

Sea freight Airfreight Clearing Lead Logistic Services / INTRA Warehousing Our Corporate Strategy:

SPEED AFRICA

To provide our clients with exceptional service and industry expertise, satisfying their holistic logistical needs; enabling them to concentrate on their core business.

RWANDA KIGALI: Chadel Building Ground Floor Avenue De Mille Collines, Kigali INTRA SPEED AFRICA Tel: +25 078 830 2156 | E-Mail: bosco@intraspeedrwanda.com| info@intraspeedrwanda.com

4

Our Corporate Strategy:

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To provide our clients with exceptional service and industry expertise, satisfying thei holistic logistical needs; enabling them to concentrate on their core business.

Quincaillerie

MT Magasin Le Trio Quincaillerie Magasin Le Trio is located at Near Hotel Grolia, Nyarugenge. It has been in business for over 25 years. Magasin le trio has been in existence since 1997. The hardware deals in construction materials specifically plumbing, electrical materials. The hardware’s’ values are to provide quality products and excellent services. For more information, please refer to details below.

OUR PRODUCTS Electrical materials:

Construction Equipment:

Adapters, Electric Cables, PVC Cable conduits, Water heaters, Automatic Voltage regulators, Solar Panels, (Wire) Stripping tools, Sockets, Switches etc.

Safety wear, Hammers, Pliers, Gloves, Screw drivers, etc

Plumbing and Bathroom facilities: PVC pipes, Ceramic and Metallic sinks, Bathtubs, Showers, Shower heads, Soap Holders, Toilet bowls, Toilet seats etc

Lighting: Bulbs, Lamps, Street Lamps, Lamp Holders and so much more

Address Near Hotel Grolia, Nyarugenge Phone: 250 788 300 657

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Dove Hotel: The nest

of leisure and comfort

D

ove Hotel is a premier complex with refined architecture and a comfortable interior located in Gisozi next to Kigali Independent University (ULK).

The nook which sits 15minutes from Kigali International Air Port, boasts of 69 rooms/suites, classy conference facilities with ability to host 4000 people, expansive swimming pool,

restaurant with international cuisines and soft drink bar. It also has an exquisite lounge, gift shop, vast gardens, car park and offers wedding planning services.

The facility has good air conditioning, wifi, and all rooms are fitted with television flat screens. Plus 24hour security.

The management of Dove Hotel would like to wish Expo a happy 20th anniversary.

Email: info@dovehotel.rw | Reception: +250 781 818 791

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EDAL SUPPLY CO. LTD Located in Gisozi, a Kigali City suburb, EDAL SUPPLY CO. LTD, offers products like gypsum boards , PVC ceiling and accessories, plus tiles, cement, MDF boards, PPR pipes, tarpaulins, toiletry and plumbing materials, among others.

It also has clients like Roko Construction, The Mota-Engil Group and Rwanda Defence Force Engineering Brigade.

The Company’s services are also not only top-notch but also affordable.

MD Edmond Mulisa

Some of our products

EDAL SUPPLY CO. LTD PVC Ceilling & Other Construction Materials | Tel: +250 788 632 022/788 790 220 Email: mulisaedmond@yahoo.fr | ADARWA HOUSE GAKIRIRO- GISOZI | Opposite: TWIGA HOUSE, Door No.A011

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Unique Hardware, the fine distributor of plumbing Materials

Sanitaries

PPR pipes and fittings

Located in Gakinjiro-Gisozi, a Kigali City suburb, Unique hardware deals in whole sale of construction materials but majoring in the sale and distribution of plumbing materials in particular.

PVC pipes and fittings

Other products that they deal in include ceramic appliances e.g Wash hand basins, showers, water pipes and fire equipments like fire hydrants, fire horse reel and fire cabinet.

For future booking, please contact

0788388192

PHYSICAL ADDRESS Gisozi-Gakinjiro Adarwa building, shop No.4

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HONEST GENERAL ENTERPRISES LTD proud distributor of Wines, Spirits and Beers

James Rudasingwa, started as a retailer of various items, ranging from tooth paste brands like Colgate, British American Tobacco and Kiwi shoe polish in 1996, before becoming a full time importer.

Ten years later, he decided to take things a notch higher by registering a company but this time specializing in wines and liquor products. Today his company known as HONEST GENERAL ENTERPRISES LTD is a local representative of East African Breweries, dealing in brands like Uganda Waragi, Bond7, Tusker, Senator, Guinness beers plus Smirnoff.

It is also a distributor of fine wines from South Africa.

The company has its headquarters at Kigali City Market, Nyarugenge, but with warehouses opposite Nyabugogo Bus Park.

The firm serves, parts of Kigali, the northern, southern and western zones. Rudasingwa says that if it were not for the Private Sector Federation (PSF), the local business community would not be as far as it is. “PSF has previously successfully organized business study trips for its members to countries like China, Turkey and Morrocco, etc all which have been mind openers,� he says.

Address P.O.BOX 5311 Kigali.

Phone: +250788300908 Email: hgerwanda@gmail.com

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NATIONAL COMPANY OF TUBES (SONATUBES) SONATUBES Ltd was established in October, 1976. Up to now, the main activity is to manufacture within its own factory the high quality PVC Tubes and Plastic Pipes of different sizes and supplying other products including steel profiles.

OUR PRODUCTS • • • • • • • • •

PVCPipes And Plastic Materials For Water Supply Network Extension Tubes And Handheld Products In Steel, Cast Iron And PVC Materials Water Proofing Products Sika & Geotextiles Products Welding Machines, Accessories And Welding Rods Electronics Materials And Components (Legrand) Networking Materials And Components (Legrand) Electrical Materials And Components (Legrand) Woodworking Machines / Panel Saws (Robland) Solar Energy (Thermal &

• • • • • • • • • • • • • •

Photo-Voltaic) KSB Water Pumps & Renson Water Pumps Iron And Steel Metallurgy Products Plumbing Materials And Components High Pressure For Draining Water Solar Water Heater Equipments Lightning Arresters (Indelec) Quick-Step Laminate Floor Pumps And Taps Equipments PVC And Galvanized Pipes Generators (Europower) Construction Products Steel & Iron Products Air Conditioners Ups (High Power)

TECHNICAL SERVICES THAT WE OFFER • • • • • • • • •

Execution and maintenance for construction of water supply network extension Study, Assessment and Evaluation for the quality of Water Drainage System Installation and maintenance of Water Drainage Systems Supplying, installation and maintenance of Electrical and Electronic equipment.

Supplying, installation and maintenance of water Pumps Supplying, installation and maintenance of high quality Lightning Protection Supplying, installation of Construction materials such as quick-step laminate flooring Supplying, installation and maintenance of Wood Machines/Panel Saws Supplying, installation and maintenance of Solar Water Heaters

CONTACT INFORMATION Managing Director : +250784337666 , Technical Director : +250788300736 , Sales Department : +250788777793 E-mail: sonatubes@gmail.com or sonatubestechnics@gmail.com Website: www.sonatubes.com

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Computers Ltd.

Mercury Computers Ltd

H

Computers Ltd.

aving founded its base on 12th September, 2003 and headquartered in Kampala, Mercury Computers offers a wide range of IT services in Uganda & Rwanda. With a team of dedicated professionals, the company soars on providing new and innovative services in fields of Information and Technology. We have grown consistently over the past few years vis-à-vis it’s people and profitability. Ever since its entry in the Rwandan market, Mercury Computers is still growing as one of the leading

‘e-solution’ providers in Rwanda.

Mercury Computers has a focused team on the needs of our customers. Our wide experience in sales and skills of the staff ensure that we have a deep understanding of many latest technologies provided to our customers.

With the achievements reflected in its growth, Mercury Computers looks forward to work closely with its customers and partners to leverage solutions that help people succeed in a rapidly changing and challenging world.

Our Vision • • • • •

To empower organizations to use Information Technology as a potent business strategy by itself.

We aim at being a customer centered company.

To improve productivity of a global corporate market by increased IT resources & maximum productivity with minimum time consumption To provide IT solutions, not only to optimize business procedures but also enhance scalability, reliability and availability of the firm.

We also aim to be the most effective and first choice in IT sales company

Certifications of Mercury Computers Ltd • • • • • • • • • • • • • •

DELL - Registered Reseller HP - Preferred Partner MICROSOFT - Authorized Education Reseller ACER - Authorized Distributer Kaspersky - Authorized Reseller TOSHIBA - Authorized Service Centre APC - Reseller LENOVO - Authorized Volume partner SAMSUNG - Authorized Distributor for IT & Reseller for Telco Products SYMENTIC (NORTON) Reseller MDEMON - Reseller ADOBE - Reseller Cyberoam - Reseller CISCO - Reseller

Our Location Sales Contacts:

Shop # D-48 CHIC Ltd. Nyarugenge Dist. Kigali-Rwanda.

Vishal Thakkar (+250-782-331990) (Corporate Sales Manager) (+250-739-171865) Email: salesrw@mercurycomputerslimited.com

Calm, Freedom, Harmonious

Give your walls the royal treatment

Relax, Inspire, Comfort

Parc Industriel de Gikondo Tel. : 25

2 500

2 57

Tel : 252 500 257 Hotline : 3570 info@amekicolor.com www.amekicolor.com

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Expo

Magazine Your Bank. Your Future.

Banki Yawe. Ejo Heza. www.bpr.rw

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Deposit & Win! Many ways to win!

Deposit Rwf 100,000 & above and stand a chance to win!

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Call our Call Center on 1500 or visit your nearest BPR branch for more information.

@BPR_AtlasMara

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@BPRAtlasMaraRw

BPR_AtlasMara16

BPR ATLAS MARA

BPR Atlas Mara

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About NAEB NAEB is a National Agricultural Export Development Board registered Under Ministry of Agriculture. The Formation of National Agricultural Export Development Board is aimed to improve the balance of payment of Rwanda Economy through increased agricultural exports. The National Agricultural Export Development Board was set up by bringing together three government agencies responsible for the entire Agriculture Export and cash crop base under one management.

VISION: To be a world class agriculture and livestock commodity export development enterprise through innovation.

MISSION: To facilitate the growth of business to diversify agriculture and livestock commodity export revenues.

SORAS TOWERS BUILDING Premium office & commercial space.

Modern design with adequate parking.

SORA

S

TOWERS

SORAS

TOWERS LTD

LETTING FROM NOW

All interested persons are invited to indicate the space needed in square meters specifying the type of business and send it to the following address: Tel: +250 788 30 56 62 Email: sorastowers@soras.co.rw

For Booking Form go on our Website:

www.sorasgroup.rw

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Magazine COST-EFFECTIVE HOUSES FOR FRW 6 - 20 MILLION

WE SUPPORT YOUR INVESTMENT Increase profits from your construction business with Modern Brick Solutions!

Visit us at the Gikondo Expo Model House for more industry information on Modern BrickTechnologies.

COMPETE WITH THE FOREIGN CEMENT INDUSTRY

PROECCO Promoting Off-farm Employment in the Great Lakes Region through Climate Responsive Construction Material Production Kigali Regional Info Center +250.788.385.790 madeingreatlakes.com

The Country Inn The Heart of Serenity Located in Gaculiro, an upscale Kigali suburb, the luxurious boutique hotel is just a 20 minutes drive from the airport.

The nook which neighbors the Tigo service centre, offers services like accommodation, restaurant and bar. All this surrounded by lush gardens.

The rooms are both deluxe and executive, fitted with T.V’s, air-conditioning

facilities, phone and Wi-Fi , plus, some of them have mini-bars.

The restaurant is open for breakfast, lunch and dinner and offers a wide variety of a la carte dishes. The cuisine is both continental and global.

The Country Inn has a vast and perfectly manicured garden.

Which cater for aspects like private barbecue’s and children’s parties.

Kagugu KG 379, ST, Phone Kigali, Rwanda | Tel: +250 784804951| +250 280301966 | +250788323837 Email: reservation@thecountryinnhotel.com | info@thecountryinnhotel.com | tcireception1@gmail.com | Follow on: Facebook, Twitter

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Transforming society through value addition

A PTC is a private company whose strategic objective is to contributes to the socio-economic development of the country through its operations.

The activities of APTC are operated under three subsidiary companies: Rugari Meat Processing Ltd, Nyanza Milk Industries Ltd and Agro Processing Industries (API) Ltd, as well as two projects of fertilizer and seeds (inputs) distribution.

Nyanza Milk Industries is comprised of two business unitsJ Nyanza Dairy Plant and SongaDairy Farm.

Rugari Meat Processing Ltd is in the business of livestock production and processing of quality meat and meat products for both domestic and export markets.

The third company, Agro Processing Industries (API) Ltd,is in crop production— with maize, beans and soya as the main crops in Gabiro.

Agro Processing Trust Corporation (APTC) Ltd is a private company that was created in 2014 with a strategic objective of developing and sustaining a complete food value chain using modern technologies related to agriculture mechanization, modern livestock farming and agro processing; as well as develop a strong research and development unit that promotes other industrial by-products.

RUGARI MEAT PROCESSING LTD

AGRO PROCESSING INDUSTRIES (API) LTD

NYANZA MILK INDUSTRIES LTD

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Royal Express Makes Urban Public Transport efficient

W

ith the vision to streamline public transport system in Rwanda, Royal express opened shop in Kigali in 2012. With new reforms in place, to improve the urban public transport network in Rwanda, Royal express was among the companies awarded tenders by RURA and city of Kigali to operate in Kigali. For the last seven years, the company has made tremendous achievements, providing sustainable means of transport by improving and creating better management techniques says Muneza.

With the plan to build on it’s capacity and respond to the growing number of people in Kigali, Royal Express started with 30 buses in 2012 but today boosts of 180 commuter buses that operate zone 11 in Kigali. The company still has the intentions of adding on other vehicles in the future.

Says Muneza.

We will address the issue of shortage capacity and give passengers a variety. As public transport grows this shows that there is an increase of passengers in the city center, we shall always have to constantly increase our fleet of vehicles’’ he adds Royal Express has since it’s commencement

played a major role in finding employment for both youth and adults in Rwanda. As the company vehicles increase, there is an increase in the number of people employed by the company. The company currently employs over 300 people working as drivers, bus conductors and supervisors and administrators.

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EAX: Ensuring grain farmers access financing, proper storage and market

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he East Africa Exchange (EAX), is a privately funded regional, agricultural commodities exchange company founded in 2013.

It is one of the largest of the kind in Africa and the main goal here is to help farmers access financing, proper storage and market.

The firm which deals in commodities like maize, beans, soya, sorghum and other agricultural produce boosts 11 warehouses in the country and has presence in Kenya and Uganda too.

The services it offers specifically are; collateral management, trade settlement, risk management, electronic ware house receipt, commodity trading and warehouse services.

Its certified warehouses are located at major grain producing districts around

Address

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the country to ease accessibility.

The warehouses are well equipped with facilities that enable receiving, cleaning, drying, re-bagging and weighing, plus storage and undertaking of regular fumigation, among other activities.

EAX’s storage facilities have a capacity to handle between 40,000 to 45,000 metric tonnes per year and the long term plan is to have a handling capacity of 80,000.

Some of its biggest clients are MINIMEX, Africa Im-

proved Foods and the World Food Programme (WFP).

Grain quality improvement is a major goal of EAX. This process ensures that the grains conform to human consumption standards, besides ensuring that their market worth is elevated.

EAX operates a fully automated electronic trading platform powered by Nasdaq, one of the world’s best exchange technology and expertise.

Currently EAX has registered 200 small and large farmer cooperatives covering about 80,000 small holder farmers who are seeking secured storage, quality improvement of their harvest, inventory management and financing, secured markets and better prices.

EAX has 12 regional traders, 17 national traders, 7 brokers, 22 agribusiness traders( national and regional ) and 6 financial institutions namely

The Development Bank of Rwanda (BRD), ECOBANK, Urwego Opportunity Bank, KCB, Equity Bank and GT Bank that have national and regional coverage. The Development Bank of Rwanda (BRD) has provided them with 2.5 Billion Rwanda Francs to be used in the financing of Electronic Warehouse Receipts.

Call: +250 788 197 000 | info@ea-africaexchange.com

Connect 3x weekly to Brussels and to over 22 destinations in Africa, Europe, the Middle East & Asia

(+250) 788 177 000 (24/7) info@rwandair.com

rwandair.com

VICT

Victoria Furniture, the other name for Quality products

MAST

VICTORIA FURNITURES RWANDA LTD

MASTERS IN FURNITURE

MASTERS IN FURNITURE

Visit our showrooms at Muhima Road, Near Old Rwanda Revenue Authority, in the heart of Kigali City.

Our brand is synonymous with high quality of Visit our showrooms Some of our products products that has captured at Muhima Road, Near Established inOld 2009, Victoria furniture eye of many Government organizavertical blind and aluminum. the eyefabric of many; from Rwanda Revenue Home Furniture Rwanda Limited is a company registions, NGO’SOffice private&companies and The company also imports all kind of Government offices, Authority, in the heart of Banks industries tered in Rwanda with parent compato mention but few. safes. We also do all kind of interior Safes NGO’s, Corporates Kigali City. the leading nies in Kenya, is among works likely partitioning, ceiling etc, Vertical And Horizontal Blinds to smallercomputers, units andprinters According to Mr. Suresh furniture marts in the country. Located air conditioners, individuals. metallic Cabinets Chandra,Victoria furniture Rwanda at KN-1-RD32, in the copiers, scanners, projection screens OurMuhima brand Road is synonymous Limited has high quality manufactured heart of Kigaliwith city,high the furniture Shelves quality comof and imported products that range pany is synonymous with high quality products that has captured Partitioning. from office Office and home furniture’s of products, which has captured the

Some of

Offi Saf Ver me She Offi Int

We know mix is con at reason

withstands and motorized electronic interactive board, magnetic white boards and notice Boards.

B.P . 2828, KNI RD 32, RWANDA

the eye of many; from Interior works like Gypsum, Ceiling, Paint etc Government offices, NGO’s, Corporates We RWANDA know the world on the move, the reason B.P. 2828, TEL:is+(250) 782 519 595 our product to smaller units and KNI RD 32, mix is constantly tailored to suit current fashion and trend individuals. EmAIL:victoria_furniture_rwanda@yahoo.com at reasonable prices.

B.P. 2828, KNI RD 32, RWANDA TEL: +(250) 788 303 520 +(250) 782 519 595

EmAIL:victoria

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• Buy or send airtime • Transfer funds • Check your account balance • Request for a mini statement Agent Location • Withdraw Withdraw cash cash at from Equity •

Agent and from ATM Pay bills and so much more

Register for Eazzy 24/7 at your nearest Equity branch or Agent

MUVURA WOOD LTD Muvura wood ltd is a company that deals in the sale of furniture of a high class and it promotes made-in-Rwanda buy producing different products. Their products

include: sofas, beds, doors, dining tables, cupboards, ward robes, among others. These products are not only top-notch but also very affordable.

PHYISICAL ADDRESS: GAKINJIRO-GISOZI, ADARWA BUILDING. CONTACT ADDRESS: 0788426787/0788306787 | EMAIL: muclaire@gmail.com

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BELECOM QUINCAILLERIE LTD BELECOM QUINCAILLERIE LTD Is a general hardware supplier of construction, Electrical and Plumbing materials been established as a General hardware supplier and construction services, our traditional business in Rwanda with ability to the best quality services render quality servicesand to goods delivery as required by our clients all part of the country.

QUINCAILLERIE BELECOM LTD

w: BELECOM LTD one of the leading

Business

Mr. Gapitene BONAVENTURE CEO, Belecom

ral hardware and model als in Rwanda, for To provide the best quality services and goods o render itsdelivery quality as required by our clients from different of the country. fields to ensure client satisfaction.

Purpose: Products To be a Range al hardware supply We supply a variety of electrical, construction and plumbing materials including: services industry Electrical materials: Transformers, switchnhanced services, gears, Changeovers, Inverters, all types of elecofitability.

Mr. Gapitene BONAVENTURE CEO, Belecom

tric cables etc Construction materials: All kinds of construce quality tion services related Materials, from technical tools to gears like gloves, helmets, boots, etc. xpectationssafety of our Plumbing materials: A wide range BELECOM LTD of is high considered to be s. quality plumbing-related materials one of the leading suppliers of general

hardware and construction materials in uild long term Rwanda, for having the ability to render Projects Portfolio our customers its quality services to all parts of the The company has been involved in supply of rovide exceptional country.

s

related materials to various high-level projects

by pursuing like: Rwamagana Solar Energy Plant Project, and organisations of different of different Rubagabaga Power Plant Project and the innovation and Hydro Prime Economic Zone (Free fields to Zone) ensure best quality services and y. perfect goods as required by our clients.

VALUED CLIENTS: believe in treating Some of our major areas ofare expertise respect and faith• We value our relationships with our clients and proud to are; partner with a number of organisations for the supply of electrical, plumbing and construction material.

Among our many esteemed ELECTRICAL MATERIALS: We customers are: Rwanda Energy Group, WASAC, TIEC, reativity, invention Afritech Energy, EGC Ltd, NPD Ltd, Horizon Construction Ltd and Real Constructors Ltd etc supply all electric related materials ranging We integrate from Transformers,switchgears,change and business Address: BELECOM QUINCAILLERIE LTD Tel. (+250) 788304700 Email: bonagap@yahoo.fr, overs,inverters,all types of electric cables cts of our business belecomsarl@gmail.com AVENUE DU TRAVAIL P.O BOX: 379 KIGALI-RWANDA etc CONSTRUCTION MATERIALS: We

expansion in the rdware supply and

supply all kinds of construction related materials, from technical tools to safety gears like gloves, helmets, boots etc.

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business relationship with the following clients;

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RAB/CIAT and Private Sector: FIGHTING MALNUTRITION THROUGH BIOFORTIFIED FOODS: Case for High Iron Beans in Rwanda

By Augustine Musoni, Bean Breeder and Senior Research Fellow, RAB and Emmanuel

O

ver the years, Rwanda has made significant gains in reducing hunger and undernutrition to 38%. But reaching national targets of reducing prevalence of child stunting to 18 percent by 2018; and the complete eradication of hunger and malnutrition by 2050, demands accelerated multiple and interlinked approaches.

Prominent among these is food biofortification.

Biofortification is the process of developing crop varieties with high content of micronutrients, mostly iron, zinc, iodine and vitamins, particularly vitamin A. Lack of these is the major cause of micronutrient malnutrition or “hidden hunger” and stunting. It increases the risk of illness and premature births and death in children, causes abnormal physical growth, delayed mental development, poorer school performance, blindness and reduced productivity in the work force in later years, among others.

Biofortification, therefore, aims at alleviating malnutrition by introducing essential micronutrients in popularly consumed staple crops such as beans, potato, potatoes, maize, rice and cassava, through conventional breeding and selective methods so that they are more nutritious naturally, and less costly than other alternatives.

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High Iron Beans (HIB) The common bean is one of the most widely consumed food staples in Rwanda. Indeed, the country’s annual consumption of beans exceeds 40 kg per capita, one of the highest in the world.

Therefore, up scaling biofortified bean based diets offers a unique channel for alleviating and preventing micronutrient malnutrition.

In addition, the common bean is naturally rich in quality proteins, fibre, minerals and energy. Thus, it is regarded as a near-complete food and vegetable (safe) meat for both the poor and the rich.

Food diversification best

Biofortification research One of the objectives of the Bean Research Programs under the Rwanda Agriculture Board (RAB) was to generate high-yielding climbing or bush bean varieties that are nutritious and market-demanded by clients, farmers and consumers.

The process of breeding and selection of biofortified bean varieties is itself decades old at RAB. In 2000, ISAR, the precursor of current RAB, received grants from the Rockefeller Foundation, and in later years from the Alliance for a Green Revolution in Africa (AGRA). Through the grants, RAB developed and released

Bean breeding by a technician

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farmers and consumers.

The HarvestPlus Project continues to work very closely with the same seed companies and hundreds of farmer cooperatives that produce and commercialize seeds of the HIB varieties across the country.

On its part, RAB continues with research of new varieties, maintains the genetic purity and supplies basic seeds of the existing ones, and offers technical backstopping in terms of training and capacity building of the various bean value chain actors.

Improved bean varieties awaiting distribution to farmers and ptocessors 20 bush or climbing high-yielding and multiple stress-resistant bean varieties in 2010 and 2012. The International Centre for Tropical Agriculture (CIAT) a key collaborator among other partners., As biofortification gained currency in 2011, HarvestPlus became one of a new and important RAB partner and development and release of HIB was prioritized. Considering the time (up to 20 years) it takes to develop new varieties, RAB devised breeding or selection “in retrospect� approach. In Collaboration with HarvetPlus/CIAT and Adelaide University in Australia, analyses were made and RAB 2 bush and 8 climbing bean varieties with high contents of iron were identified among the 20 developed and released bean varieties that are promoted under the HarvestPus project mandate.

Private Sector role RAB has also maintained very close partnerships with the traditional donors and development

FarmFresh: A new bean processing Industry One of the most important developments in promoting HIB is the recent external investment in processing and value addition industry called FarmFresh. This processes and packages thousands of tons of high quality pre-cooked beans for the local and export markets. It is located at Kabuga Township in Kigali.

Way forward

Processed HIB at FarmFresh partners, most notably AGRA, ASARECA and CIAT. AGRA has supported a number of local private seed companies such as RISCO, Win-Win, COAMV, APC, RWASECO that produce certified bean seeds for onward commercialization by agro-dealers and planting by the

RAB will continue to maintain existing partnerships with AGRA, HarvestPlus/CIATand others in the development and promotion of bean varieties with higher yields and contents of iron with greater demand on the market. RAB will also endeavour to strengthen roles and linkages with various clients along the research, production, processing and consumption chains.

Research priority will be on climate resilient climbing beans with potential yields beyond 5.0 MT/HA due to because of need for intensification of production due to existing land pressure and climate change.

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HarvestPlus, Private sector join hands to beat malnutrition

H

arvestPlus, a global challenge Program coordinated by the International Centre for Tropical Agriculture (CIAT) and the International Food Policy Research Institute (IFPRI) works with various partners including national agricultural research systems (NARs) worldwide to develop and deliver nutrient rich staple food crops. The Program focuses on the three most critical micronutrients to human nutrition, namely, vitamin A, iron and zinc.

In Rwanda, the HarvestPlus Program operates under the framework of CIAT with support from the United States International Development Agency (USAID) under the Feed the Future Initiative.

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Over the last decade, the Government of Rwanda has placed emphasis on reducing all forms of malnutrition and child stunting in the country. Specifically, 38% of children under the age of five are estimated to be iron deficient. Among pregnant women, iron deficiency may contribute to anaemia, which increases the risk of pre-term birth and low-birth weight.

In line with the Nutrition Action Plan (NAP) strategic objectives, the Program works in partnership with the Rwanda Agriculture Board (RAB) to develop and distribute biofortified, high iron beans seed, popularly known as HIB through an array of partners including agro-dealers, private seed companies, cooperatives,

non-governmental organizations, UN Agencies and other international organizations.

Through the bio-fortification process, Rwanda Agriculture Board conventionally breeds beans that are richer in essential minerals such as iron.

The HarvestPlus program also tries to develop the HIB value chain through marketing and promoting consumption of the nutritious iron beans by forging partnerships with local private grain traders such as aggregators, wholesalers and retailers in various rural communities in Rwanda.

To date RAB, CIAT and HarvestPlus have released ten iron bean varieties that are being grown and

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HarvestPlus and CIAT work with various local partners across 30 districts of Rwanda to promote the availability, adoption and consumption of high-iron beans.

Rwandan households grow and consume these nutritious bean varieties, which meet up to 50% of daily iron needs for women and children.With the support from USAID, HarvestPlus and CIAT are scaling up high-iron beans within the 16 districts of Feed the Future zone of influence.

An Aggregator store in Nyanza

Engaging the private sector In order to increase the project’s reach and ensure its long-term sustainability, HarvestPlus is engaging the private sector right from distribution of iron-rich bean seed for planting, to marketing the grain after harvest. On the seed side of the value chain, HarvestPlus works with Seed Multipliers and Agro-dealers to get the improved seed out to farmers.

Alexis Nzeyimana, a bean seed multiplier based in Ngoma district, Eastern province, says that he produces about three tonnes of seed from the 65 kilogrammes of certified seed he buys from HarvestPlus per season since 2013.

“I spend Rwf 40, 625 but make a profit of Rwf 585, 375,” he says Emmanuel Karegeya, an agro-dealer based in

HarvestPlus HIB ready for distribution Nyabugogo, Kigali, started working with HarvestPlus 6 years ago. He says that farmers prefer Iron bean seed because they guarantee a much bigger harvest per unit area compared to ordinary bean seed.

“From iron bean seed, one can harvest 2.5 tonnes of beans on one acre compared to just 1.5 tonnes from ordinary bean seedlings.”

High-iron beans are also high yielding, more than 2 Metric Tons per hectare for bush beans and more than 3 metric tons per hectare for climbing beans. They are also tolerant to heavy rains, drought and diseases.

Linking farmers to markets With the support from USAID HarvestPlus and CIAT have recently started investing in the grain side of the value chain that links farmers to market. According to Laetitia Umulisa, Communications Specialist atHarvestPlus, this was a natural result of growing interest in the iron beans.

“The public kept asking us where they could buy the iron-rich beans, while farmers who had gotten abundant harvest due to the improved seed quality needed a market to sell their surplus,” she says.

In response, the Program helped set upgrain

aggregation outlets to buy grain from farmers. The aggregator then sells to retailers in rural and urban areas.

Gerald Ngendahimana, a wholesaler of produce, based in Nyanza district, Southern Provincesells 3040 tonnes in sales of Iron beans per quarter, a fact he puts down to the fact that they are easy to prepare in addition to their other qualities.

“Although I sell a kilogramme of iron beans at Rwf520 compared to Rwf360 for the indigenous, the former always outsell the latter, which shows how much people love them,” Ngendahimana remarks.

Meanwhile, Libertha Muragijimana, a bean retailer at Kimironko market, Kigali, who started dealing in iron beans since 2014 says she sells about three times more of the iron beans than the indigenous variety.

“Buyers keep coming because they know that Iron beans are good for the body,” she says, adding that there is need to step up production of the ironbeans since supply does not meet existing demand.

Rwanda embraced bio-fortification in 2012, becoming one of the first countries on the continent to do so. The 2013-2018 National Food and Nutrition Policy also seeks to promote the production and consumption of bio-fortified foods.

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Champions Investment Corporation, Chic Ltd Champions Investment Corporation, CHIC LTD is a private company in Rwanda and has a total of 52 share holders. CHIC LTD, is one year and four months old of official opening and has obtained consistent high praise ever since.

C

HIC LTD is a commercial complex, offering office and retail space. They host different companies which include: Banks, Insurance Companies, Forex Bureaus, Restaurants, Coffee Shops, Clothes shops, etc.

24h security offered CHIC LTD, has 24h security, complete with surveillance cameras, manned by a Professional Security firm known as Intersec Company LTD (ISCO). They also have a spacious parking yard and it’s also always protected by Security Company and so the

different people who come to CHIC LTD never worry of their cars being robbed or tampered with in any way. Our customers work at peace since even when they work till late, they know everything is very safe.

The corporation has a stand-by generator which is free to all their clients, they don’t hustle with collecting or paying for garbage collection as that is among the after service care the CHIC accords to their clients. The corporation has attained an occupation rate of 83% which is a good indicator of the confidence that the business community has in CHIC.

Avenue KN 2 Nyarugenge, PLOT 1007

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Email: chic_ltd@y.mail.com | Tel: 0788303651 | Website: www.chic.rw

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SPERANZA GROUP LTD

Speranza Group Ltd is one of the leading manufacturers and distributors of alcoholic beverages in Rwanda. Established in 2012, the company currently operates a high-tech manufacturing plant based in Kigali Special Economic Zone on plot UPI 1/02/11/04/2116.

For more info call Sales and Marketing Desk +250786441358 or Production Manager on +250787166307

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F

or the last 5 years, the company has incorporated innovation, highly skilled work force and top-notch technology to produce a wide range of products.

Tangawizi extract. We also have Bakery Products which include: white bread, cakes for all occasions, cookies, biscuits, sandwich bread.

Our Current Status

The Company currently has over 100 employees, it Our Products also has got the latest techRange nology of manufacturing Seven highly popular al- practices: high-tech filling cohol brands, which are: machines, processing and Speranza Waragi, Su- purification machines, high per Gin Ordinary, Super class packaging machinGin No.1, Coffee Rum, Blue ery coupled with a highly Hills Vodka, Millenium Hills skilled work force in finanWhisky, and Golden Sher- cial, production and comry. They also make fruit mercial departments. extracts: Banana extract,

Our Customers Because our products are of a very good quality, and yet quite affordable, they cut across the whole country and all classes of people from the high-end class to the low-end class. We also have different distribution points across the country.

Future plans In order to achieve its aim of becoming the leading beverages manufacturer in the region, Speranza Group Ltd is working on increasing its portfolio in the coming months to include water, carbonated sodas and many others.

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Enjoy our wide range of products.

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Road Number: Plot No: KN 73st KN 3 Av 23 P.O.Box 1035 KIGALI-RWANDA Tel: +252 573 350 Customer Care: 9000 E-mail: infos@sonarwa.co.rw Assurance Company Limited

SONARWA LIFE ASSURANCE COMPANY LIMITED

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Sonarwa Building, Central TownKigali - Rwanda Phone: +250 788 500 144 info@sonarwalife.co.rw

www.sonarwa.co.rw

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4546 Ndamage building 4th Floor, KN 82 st info@igihe.com / marketing@igihe.com @igihe

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Links travel agency (LTA) is based in the heart of Kigali Rwanda and was established in August 2016.We special in providing comprehensive travel management service combining our unsurpassed expertise and vast network of worldwide contacts to create a tailor-made solution for each of our clients.

Renowned for our excellent personal service, we constantly strive to assemble and deliver premium bookings to free independent travelers and corporate clients

Our primary functions are to: • Provide high quality visitor information and booking services • Market our region to prospective visitors • Communicate effectively to all key stakeholders on tourism issues, trends and opportunities Our Services We are able to provide the following corporate travel services: • One point of contact for all flights, airlines & other elements of travel

•

Best possible airfare for travel from All over the world ; Economy, Business & first class.

Product Offering Our clients range from single travelers to multinational corporations, large or small; each receives the same cost saving benefits Our first class account management means we take care of all your travel requirements, allowing you to take care of your business .our ability to provide full and impartial travel advice means that our clients gain access to widest range of travel services and the most up –todate information.

PHYSICAL ADDRESS GRAND PENSION PLAZA STREET KN 7 TEL: +250788775454 | +250738775454 E-MAIL : linkstravelltd@gmail.com

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RWANDA LTD

Mayfair Insurance Company Rwanda Ltd

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ayfair Insurance Company Rwanda Ltd is a subsidiary of Mayfair Insurance Comubsidiary of Mayfair Insurance Company Ltd., pany Ltd, with head office any in Kenya started its operations 12 years in Kenya. Our parent company in Kenya started its operations 12 years back (2010), in November, gional presence to Zambia Tanzania 2005. enya has a credit rating ofSince GCR then, (A-) which the company has extendcompany has also been ranked # 1 by Think ed itsshareholder regional presence to Zambia (2010), o the largest private sector in the Tanzania (2016) and now in Rwanda he largest reinsurers in Africa and has AM BEST (2017). Mayfair Kenya has a credit rating of (A-) which reflects our strong eived regulatory approval to GCR commence its claims paying ability. The company has alsoits been ranked ding Mayfair Rwanda and business strategy# 1 by Think Business – Insurance Survey 2016. Mayfair is also Ltd is a non-life insurer authorized by sector shareholder in thefully largest private asses of non-life business. the COMESA institution, PTA Re which

ompany Rwanda Ltd.

has one of the largest reinsurers in Africa and has AM BEST “B” rating.

Our group company, Mayfair Bank also received regulatory approval to commence its banking operations in Kenya in 2017.

Listed below some key points of interest regarding Mayfair Rwanda and its business strategy and capabilities for your future reference, • Mayfair Insurance Company Rwanda Ltd is a non-life insurer fully authorized by National Bank of Rwanda to write all classes of non-life business.

• Mayfair Rwanda has reinsurance treaties with a consortium of pro-

•

• •

fessional international reinsurers rated by AM Best consisting of Swiss Re, PTA Re & Kenya Re. Mayfair Rwanda’s executive management is led by professionals with work experience in best in class local and international organizations. Thus bringing in global expertise to underwrite complex risks customized locally.

Technology driven and powered by robust and fully integrated IT system.

Electronic premium and claims payment facility through major telecom service providers. Thus, bringing insurance at your fingertips.

eaties with a consortium of professional

MAYFAIR INSURANCE COMPANY RWANDA LTD | 2ND FLOOR MAKUZA PEACE PLAZA BUILDING | P.O. BOX 1380 KIGALI, RWANDA TEL: +250 788125010 | MOBILE: +250 788125011 | EMAIL: info@mayfair.co.rw

t consisting of Swiss Re, PTA Re & Kenya Re.

ement is led by professionals with work

international organizations. Thus bringing in risks customized locally.

bust and fully integrated IT system.

ent facility through major telecom service

our fingertips.

Education is one of the greatest gifts for mankind. Plan early for your child's future.

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Key Milestones in Water Supply and Sanitation

S

ince the institutionalization of Water and Sanitation Corporation (WASAC Ltd), the company undertook the initiative to increase water production, network extension and increase of customer base.

The forwarding infrastructure include mainly: •

Main pipeline of 600 mm of diameter for 5, 4 km

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Main high pressure pump station at Nzove of pumping capacity of 40,000 m3/day,

•

Booster high pressure pump station at Karama of pumping capacity of 40,000 m3/day,

The project will deliver the following outputs:

•

New treated water reservoir at Nzove of 2000 m3 capacity,

1.

Construction of new 40,000 m3/day water treatment plant expandable to 65,000 m3/day

•

New water reservoir at Karama pumps station of 2000 m3 capacity

2.

The construction of new 40,000 m3/day water treatment plant expandable to 65,000 m3/day is ongoing and expected to be completed in December 2017.

•

3.

The works to extend the capacity of Nzove II Water Treatment Plant from 25,000 m3/day to 40,000 m3/day have been completed.

Main water distribution reservoir at Mount Kigali of 5000 m3 capacity, It is worth noting that at the completion of this project (June 2017) water production capacity in Kigali will increase from 65, 000 m3/day (current production capacity) to 145,000 m3/day.

Water Supply in Eastern

Forwarding infrastructure to transit the additional water volume from Nzove to Mount Kigali will be completed in December 2017 2017.

A project which will supply clean water to residents of Gatsibo, Kayonza and Ngoma was completed. 33,201 people will benefit the project. This was done in partnership with JICA and WASAC.

Ongoing project to meet the demand in Kigali City

4.

F

or the last fiscal year 2016/2017 a number of projects to supply clean water were completed in western province especially Rusizi District. A water treatment plant for Nkombo sector inaugurated.

18,000 residents will benefit from this project. Other neighborhood sector of Giheke, Gihundwe,Kamembe and Nkanka got clean water from a complex system of 115km network which will supply 6,000m3 per day.

Sanitation Projects Sanitation projects for Nyagatare, Kayonza and Ngoma Districts have been completed. For Kigali City feasibility study for centralized sewage system was also completed and expropriation still ongoing.

KN 5RD, WASAC Ltd. HQ, Rukiri I Gasabo District, Kigali City, Rwanda P.O Box 2331 Kigali-Rwanda | Email: wasac@wasac.rw Website: www.wasac.rw | Tel:(+250) 788 181 427 Toll Free Line: 3535

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Balton Rwanda, motivated to empower people

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alton Rwanda, since its inception in 2007, has established itself as a pioneering, powerful force within Rwanda’s ever growing economy, bringing the experience and professionalism of the Balton CP Group to Rwanda. Motivated by the passion for empowering the people of Rwanda and coupled with a pioneering spirit for introducing new, cutting edge technologies and knowledge, Balton Rwanda continues to strive to achieve commercially sustainable development in all of its fields of expertise.

The company’s areas of intervention lie in the 4 main strategic areas

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Communication Technology

Using state of the art equipment from many of the leading manufacturers on the world today, Balton Rwanda offers a wide range of ICT solutions to its ever growing customer base. The four main areas of focus are Security, Networking, connectivity and power, and this has led to the successful implementation of complex projects and installations in Banks, Utility Companies, Phone and Internet providers and more across Rwanda.

With the ability to implement solutions requiring technologies such as HF long range wireless, VHF and UHF local systems, complex trunking , microwave and digital systems, GSM mobile technology, PABX and internet communications, CCTV and access

control systems and much more. The Balton Rwanda team has the experience and expertise to create advanced and cost effective solutions for Rwandan customers while empowering people with knowledge and skills needed to maintain the systems for a long run.

Inspired by a drive to constantly upgrade the technologies introduced in Rwanda, in recent years, the Balton group has led the way in the introduction of technology –rich data centers throughout Africa, an initiative brought into the Rwandan market by Balton Rwanda. The company has continued to take a pro-active role in ensuring that the most advanced cyber-security software is available in the Rwandan Market.

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Public Health Balton Rwanda maintains a one stop shop to public Health as in its other field of expertise. As the leading provider of Public Health Services in Rwanda, Balton Rwanda has emerged as a driving force in the fight against Malaria, and pro-active participant in Public Health programs directed by the Ministry of Health and other related institutions. Balton Rwanda provides end to end solutions in the area of Public Health anchored on inputs

certified by WHO, Rwanda Standards Board and Ministry of Health.

The company offers a wide range of services such as domestic pest control

Electrical Engineering While electrical infrastructure continues to develop and improve across Rwanda, Balton Rwanda has emerged as a leader in this field addressing the diverse power requirements of the country. Able to supply electrical generation and distribution equipment and switchgear of the highest quality, the company’s skilled engineers install and maintain an extensive range of machinery and equipment which often required round the clock support.

Alternative power solutions are an integral part of

Balton Rwanda’s electrical engineering activities, representing global leaders, which allow the company to offer environmentally friendly green solutions to our customers in the area of power and solar water heating. In the line of introducing modern technological solutions, Balton Rwanda has developed an expertise in delivering advanced BMS, Building management systems including electrical power generation solutions and unique air conditioning systems.

services in private residences, hotels, restaurants, offices and other public areas, commercial fumigation of cereals and other stored products, professional termite treatment, indoor

residual spray for Malaria vectors, supply of long lasting insecticides, treated bed nets, washroom solutions, bulk water and garbage bins, supply of refugees Kits, potable water supply and supply of chemicals for public health use. Balton Rwanda supplies chemicals and equipment, which fully a bide with the regulations set by World Health Organizations. Our staff have been professionally trained and certified by the British pest control association.

Agriculture Balton Rwanda has remained in the forefront of Rwanda’s ever developing agriculture sector, introducing modern technologies such as drip irrigation, green houses and soluble fertilizers. Establishing itself as Rwanda’s cutting edge one stop shop for farmers, Balton has become the supplier of choice to many farmers, who rely on the company’s high quality seeds, advanced irrigation solutions, agricultural sprayers, high quality agro-chemicals and fertilizers, post-harvest facilities and equipment.

All of the above areas are supported by our extensive experience in project management both in Rwanda and beyond. Thanks to its diverse portfolio, Balton Rwanda has emerged as a positive influence in Rwanda and continues to empower Rwandans with modern technology and knowledge in all of its fields of expertise.

Balton Rwanda is proud to be of service to Rwanda, and believes that it is well placed to continue to support Rwanda as the country continues to grow and prosper.

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SINA GERARD/ENTREPRISE URWIBUTSO© P.O.BOX 3652 Kigali, Rwanda

BANK

Tel: +250-788302999/+250-788305111

E-mail: owner@sinarwanda.com Website: www.sinarwanda.com

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