Ka Leo Issue

Page 1

A K LEO T H E

FRIDAY, SEPT. 30 to SUNDAY, OCT. 2, 2011 VOLUME 106 ISSUE 29

Serving the students of the University of Hawai‘i at Mānoa.

V O I C E

LOWEST PRICE GUARANTEED STUDENT SPECIALS 1610 Kalakaua Ave. Honolulu, HI 96826 808-955-1550

FAST FRIENDLY SERVICE PART/SERVICE/ACCESSORIES/ HELMETS/LOCKS

3065 Kapiolani Blvd. Honolulu, HI 96826 808-735-5995

STARTING

www.mopedplus.net

LEZLIE STERLING/SACRAMENTO BEE/MCT

Students in need of health insurance may have less to worry about, thanks to the Affordable Care Act of 2010. The act allows parents to claim their children as dependents on their health plans until age 26.

President Barack Obama’s health care reform was one of the major political stories last year, but what do students really know about the Affordable Care Act of 2010? “Not that much, honestly. It doesn’t really matter to me,” said Marc Elliott, a junior business major. “My mom works for a healthcare and insurance company, [so] I get coverage from her.” Elliott is one of the few lucky students who doesn’t have to worry about health insurance, and he won’t have to for a while thanks to the new act. Of the many changes the Affordable Care Act has instituted,

one is that parents are allowed to declare children as dependents on their insurance until the children are 26 years old, seven years longer than they could in 2009. Any student, regardless of marital status, fi nancial dependence and alternate plan eligibility, can receive coverage from a parent. The act also offers coverage to persons who would otherwise not be able to get insurance, such as people with pre-existing conditions. National statistics released on Sept. 21 by the National Center for Health Statistics at the Centers for Disease Control and Prevention showed that during the fi rst quarter of 2011, the number of young adults from ages

1295 S. Beretania St. Honolulu, HI 96814 (808) 626-5202

UH SPECIAL Free Fries & Drink with burger purchase with coupon or UH ID.

$888

00

www.kaleo.org

Health insurance for students more accessible

DAVID TER AOK A Staff Writer

@

19-25 with health insurance rose 3.5 percent. This translates into about 1 million more young adults with health insurance than before the Affordable Care Act. At the University of Hawai‘i at Mānoa (as well as Chaminade University), students are eligible for coverage from HMSA, an affiliate of the Blue Cross. “The HMSA plan is a preferred-provider plan, so if you go to a participating provider, which is about 95 percent of the doctors in the state of Hawai‘i, you’ll be covered,” said Stephanie Yoda, student insurance coordinator at UH Mānoa. “If [students] go to the mainland, as long as they go to a Blue Cross or Blue Shield provider, they’re covered.” Students enrolled at least half

time are eligible for yearlong coverage through the UH System. Physician and medication services are covered, as well as specialty procedures like X-rays or surgery. Students can enroll online or mail in an application for spring 2012 coverage, which begins on Dec. 2. Rates for the next three semesters range from $629.64 to $1300.38 per semester, depending on the semester and type of plan. “On average, for the student, [annual cost] is about $2500. Our most expensive plan is medical with prescription drug with repatriation and life insurance ... for the whole year, $3,367,” said Yoda. Given the cost, students who can be covered by their parent’s plans might decide not to purchase health insurance through the university plans. Hawai‘i has always been ahead of the curve in healthcare. In 1994, President Bill Clinton put the Hawai‘i Prepaid Health Care Act in effect, which aimed to extend Medicaid benefits to almost 100,000 uninsured citizens. Today, the nonprofi t healthcare provider AlohaCare covers 75,000 people and is the third-largest healthcare plan in the state. Coverage is offered to state residents who make less than $2,000 a year, as well as those on Medicare. For some, AlohaCare is all they are able to get. “Sometimes, when it was offered to me at a job, I had healthcare,” said one student, a junior who wished to remain anonymous.

WEEKEND

VENUE

‘MONEYBALL’ More than just money and baseball

PRESIDENTIAL PARENT Ann Dunham featured at the EastWest Center

5 6

WEEKEND EVENTS

Oktoberfest, Eat Health care: for a list of student the Street, PetWalk health insurance options, go to and Friday Night Jazz

9

» www.kaleo.org/news

Report

FRIDAY N: W: S: E:

3 - 5+ f t. 1- 3+ f t. 0 - 3 f t. 2- 5 f t.

SATURDAY N: W: S: E:

3-5+ f t. 1-3+ f t. 0 - 3 f t. 2- 5 f t.

SUNDAY N: W: S: E:

2- 5 f t. 1-3 f t. 0 -2 f t. 2- 5 f t.


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.