Bermuda Parent Summer 2019

Parent BERMUDA

FREE SUMMER 2019

What Parents are Talking About

Building the ParentChild

Bond Tips

on HOW

TO ROCK

Your POSTPARTUM

Creative

Consequences for Kids SUMMER CAMPS

Look Inside

e c n e l l e c x E g n I n s p i ri p i h s r e d a e L d an

I am determined I am confident I am creative I am curious I am strong I am kind

I am a BHS girl. www.bhs.bm

At BHS, our teachers understand that girls learn differently and they create an environment where girls flourish.

We are not just a school with girls, we are a school where girls are the priority.

Let us show you how.

For more information, please contact Director of Admissions and Inclusion, Mrs. Kurte Loescher: kloescher@bhs.bm or 278-3047 Accredited

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EDITOR’S Note

Parent BERMUDA

PUBLISHER & EDITOR

Katrina Ball

BUSINESS CONSULTANT

Vic Ball

ADVERTISING SALES

Wanda Brown wanda@knbmediagroup.com 333-1925 Alicia Resnik alicia@knbmediagroup.com 236-9218 DESIGN & PRODUCTION

Picante Creative

WRITERS & CONTRIBUTORS

Alicia Resnik, Dr Ayesha PeetsTalbot, Carla Seely, Jill Davidson, Bermuda Centre for Creative Learning, Solstice, Daysha Loppie, HSBC, Open Airways, Kimberley Blaker, Sarah Lyons CONTRIBUTING PHOTOGRAPHERS

Becky Spencer Photography

Bermuda Parent Magazine is published four times a year. Reader correspondence, photo submissions and editorial submissions are welcome. We reserve the right to edit, reject or comment editorially on all material contributed. No portion of this magazine may be reproduced without express written consent of the publisher. The opinions expressed by contributors or writers do not necessarily reflect the opinions of this magazine.

Distribution of this product does not constitute an endorsement of the products or services herein.

Summer's HERE

I recall as a child that summer seemed to take so long to

come. Now having children of my own – it seems like it was in a blink of an eye that summer is back! In this issue we have lots of great articles that will help you to navigate parenthood. Topics on postpartum, miscarriage, household chores and consequences just to name a few.

As always there is an article on summer fun to help your family to build lasting memories.

I hope that you find many of the articles helpful and remember to make lasting memories with your kids today! Don’t skip over the article on ‘Building the Parent-Child Bond’, there is great information in it that will prepare you for the teen years.

Wishing you a happy summer for 2019!

CONTACT US

info@knbmediagroup.com Tel: 504-2937 www.mybermudaparent.com facebook.com/bdaparentmag

Publisher & Editor

CONTENTS 6 Family LIFE 6 Tips on How to Rock Your Postpartum 8 The Road to Parenthood

Parent BERMUDA

FREE SUMMER 2019

What Parents are Talking About

Building the ParentChild

Bond Tips

Teaching Children Household Responsibilty SUMMER CAMPS

Look Inside

on HOW TO ROCK

Your POSTPARTUM

ON THE COVER: Zeudi Hinds, Dale Jackson, Kaylia Jackson Photo By: Becky Spencer Photography

4

BERMUDA PARENT MAGAZINE

10

32

10 Asthma in the Summer

22 Summer Fun!

14 Transforming the Ordinary Birthday

26 Spring Start to Art Exhibitions

16 Hurricane Prep … Be Ready!

28 Building the Parent-Child Bond

18 Math Wizard in the Making

32 12 Creative Consequences for Kids

20 A Lifetime of Playtime

36 Beyond Seeing: Visual Skills

In this ISSUE 30 34 38 44 44

Fab Family Finds Summer Camps Boarding Schools Birthdays BPM Kids

40 It’s Never Too Early to Start Saving for College 42 Cost of Raising a Family in 2019

Hurricane season is here again.

Be prepared with BF&M. BEFORE

AFTER Check everyone’s safety

Prepare an emergency kit Check supplies including a battery-operated radio, flashlights, extra batteries, first aid kit and medications.

Check your policies Make sure your insurance policies are up-to-date.

Have a family plan Develop an emergency plan for your home, property and pets.

Stock up on food and water Have a three-day supply of drinking water and non-perishable food. Fill bathtub and buckets with water.

Charge up Make sure to charge your mobile device and save all emergency phone numbers.

DURING

Ensure all family members, friends and neighbours are safe, especially senior citizens.

Remain indoors Stay in the structurally strongest part of your house, and away from windows and doors.

Secure important documents Store valuables and personal papers (e.g. insurance, medical records, passports, etc.) in a waterproof container.

Count on BF&M 24/7 298-0247 295-5566 bfm@bfm.bm

Stay alert

Follow official instructions Do not go outside unless local authorities announce an evacuation or if it is safe to step out.

Note the damages

Stay tuned to the Government Emergency Broadcast Station FM 100.1 on FM 100.1.

List and photograph all damages sustained. Get two written quotes for repairs.

Protect your property

The BF&M difference? Insurance the way it should be.

For more information visit www.bfm.bm or call 295-5566

Inspect your property Secure your house and property against the possibility of further damage. If you hire anyone for repairs, keep receipts.

Monitor the news

Board up windows. Clear yard of loose objects. Move your vehicle, bike and/or boat to a secure location.

Continue to monitor local news for the latest updates.

Keep the roads clear for emergency vehicles.

Call BF&M Call 295-5566 or the 24/7 Property Claims Hotline at 298-0247 for help with your claims, insurance coverage and emergency repairs.

Family LIFE

Tips on How to

Rock Your POSTPARTUM

BY DR. AYESHA PEETS-TALBOT

(especially if you’re in the 30+ Club)

M

any women are having babies when they are older.

The average age for first time mothers is 26 years, up from 21 in 1972. As I write this I have four friends who are pregnant and they are in their late 30’s to early 40’s. I myself gave birth for the third time at 38 years old.

I didn’t have the pleasure of having kids in my younger years, and something tells me that having kids with a 30+ body is a bit different. I know that the recovery phase would have been easier with a younger body, especially as I juggle my career and young kids.

What’s been most striking to me after delivering my last child is that mom’s don’t get a lot of mother-oriented care tips. The main focus tends to be on baby from the moment of conception.

I would like to share advice on how to get yourself ready to have a baby and also how to recover after your baby is born. I found these tips helpful in my pregnancy and after delivery (postpartum). As a disclaimer some of this advice is backed with scientific research, some by common sense and others by ancient tradition. If you have any questions or concerns related to any of these tips, please consult your trusted health professional.

6

BERMUDA PARENT MAGAZINE

Tip #1 Decrease Your Sugar Intake

Eating less sugar (carbohydrates) in pregnancy and in the post-partum period is helpful in many ways. Too much sugar can cause an imbalance in your hormones. For women, this often means a decrease in estrogen and an increase in testosterone. Your estrogen levels will naturally decline once you deliver your baby, however, you

don’t want them to decline more than they would naturally. If you are 35 years and older, woman the decrease in estrogen can accentuate pre-menopausal or menopausal symptoms, such as, insomnia, vaginal dryness, hot flashes and skin pigment changes.

Focus on eating lots of vegetables, healthy proteins and good fats. I treat my sugar cravings with snacks such as, nuts, seeds and berries.

Tip #2 Do Pelvic Floor Our abdominal and pelvic floor muscles take a big hit during pregnancy and delivery. The abdominal muscles aka the ‘six pack’ can separate during pregnancy causing a condition called diastasis recti. Weakness here can lead to the ‘mommy pouch’ or a hernia. The pelvic floor muscles support the base of your abdominal contents, surround the urinary tract opening, the vagina and the rectum. These muscles become stretched during a vaginal delivery and if they are not strengthened again, you can have issues with holding your bladder (incontinence) and worse, a vaginal prolapse.

A vaginal prolapse is when the bladder, uterus and/or bowel protrudes into the vagina causing the sensation of a vaginal lump. If these issues happen through pregnancy and delivery, rehabilitation is a must. If you think you have diastasis recti or pelvic floor weakness, make an appointment with a physiotherapist who specializes in Women’s Health. They will

PHOTO SUBMITTED

and Core Exercises

guide you along your road to recovery.

It is best to start strengthening before getting pregnant, however, it is never too late to start. I highly recommend a prenatal yoga or pilates class to help you focus on preparing your core!

Tip #3 Placenta Encapsulation After delivery, you can have your placenta dried, ground and filled into gel capsules. You can take 1-2 capsules daily during your postpartum period. By

taking daily doses of your encapsulated placenta, you can help balance your hormones, boost your milk supply and prevent postpartum depression. If you are interested in doing this, you can discuss it with your birth team, including your partner, OB/GYN, doula, and midwife, prior to delivery. Unfortunately, certain women who have infections of their womb will not be eligible to do this. After your baby is delivered, your birth team will have to preserve your placenta and have it delivered to a professional for encapsulation.

I have three more awesome tips for you to rock your postpartum, but I could not fit them all into one article. Tip #4 dives into the importance of Sleep! Tip #5 is about optimizing your recovery with supplementation.

Tip #6 is all about how to take care of your perineum after delivery. You can download my extra tips from www. oceanrockwellness.com/rockingit Wishing you all a healthy, happy pregnancy and beyond!

should be comfortable.

If you are experiencing discomfort or you have concerns about , contact us. mothers We’ve been for over three decades.

Email islandgirl@northrock.bm or check us out on Facebook at La Leche League of Bermuda.

mybermudaparent.com

7

Family LIFE

The ROAD to

PARENTHOOD “You are not experiencing this alone. It’s very common and there should never be any shame associated with miscarrying a child.

It’s not your fault. Talk to other women!” —Z

T

he road to parenthood isn’t always smooth.

According to the American Pregnancy Association 10% to 25% of known pregnancies end in miscarriage. That means all of us probably know someone who’s had one. Miscarriage holds the unusual position of being very common, yet routinely avoided in conversation. Many women skirt the topic, even with their family and close friends. In the aftermath of a miscarriage, many of us struggle with what to do and say. If we don’t discuss it, women feel alone.

In the 24th week (at the time of writing this article) of her 6th pregnancy, Z shares her story in the hopes of dismantling the blame and isolation surrounding having a miscarriage.

“I was 35 going 36 when we decided to start trying. We tried once and were successful. We had a very normal pregnancy and our daughter was born in September of 2013. We decided to try again when our daughter was 2 and got pregnant in January of 2016.”

Before traveling for business Z saw her doctor for genetic testing and an ultra-sound, — tests that are routine for an advanced maternal age (35+).

“I thought I was 13 weeks along. I knew the technician and she said to me ‘Z this is the hardest part of my job’. There was no heartbeat. I’d had a ‘missed miscarriage’. There’d been no bleeding, no pain, nothing. The baby had stopped growing around 10 weeks and I

8

BERMUDA PARENT MAGAZINE

BY ALICIA RESNICK

had no symptoms indicating that anything was wrong.”

She had a dilation & curettage (D&C) the next day. Z says it was emotional but felt it’s what was meant to happen.

“We were disappointed as we thought we’d gotten past the danger zone. I’m a sturdy person with a lot of fortitude and felt this is what was supposed to happen.”

Their doctor told the couple there was no reason why they couldn’t try again. They did and Z got pregnant in August 2016.

“This was my third pregnancy. The day before my daughter’s 3rd birthday, I started bleeding, it was an early miscarriage – about 6 or 7 weeks. My doctor explained that because I was older perhaps my eggs are older, maybe the egg didn’t split properly and/or there were chromosomal issues.”

They tried again and got pregnant in November of 2017. Because of having 2 previous miscarriages, Z says they were nervous, but the pregnancy seemed to be going well.

“I was at a friend’s house in December and thought I was having gas pains. I kept going to the bathroom, looking for blood…, looking for something. I kept having the pains and it wasn’t getting better but there was nothing to indicate anything was wrong. The next day there were no pains at all – we put up our Christmas tree.”

Z says she was sitting at her computer around midnight when her pain resumed, but worse this time.

“I felt this sharp pain again. I googled gas pain and pregnancy and kept thinking wow this is something. Later - I was sleeping, got up, and then found myself on the floor. I remember wondering how did this happen. I got up again, went to the bathroom and woke up on the floor again.”

She’d lost consciousness twice and knew something wasn’t right. Z woke her partner and said they should go to the hospital.

“I was fine during the ride but when we got to the hospital I couldn’t move and passed out again. He ran in for help. I remember hearing my daughter calling me and thinking I can’t move, if anything happens to

her I can’t do anything. They got me into the hospital and I passed out again. I think the doctor instantly knew what was wrong the minute I said we were pregnant. The hospital was amazing. I had a cat scan, an ultrasound and an x-ray within 45 minutes.”

It turned out that she’d had an ectopic pregnancy. The foetus was growing in her fallopian tube, and at 7 weeks the tube ruptured. By the time she got to the hospital, Z’d lost almost 3 litres of blood which was sitting in her abdomen.

“I was rushed into surgery. I met Doctors Robinson and Woods and knew it would be okay, I was in good hands.

I lost my left fallopian tube and my left ovary because they were so damaged. I’d been bleeding out for about 3-4 hours.

By the grace of God, I survived.”

Z says she had to take 6 weeks off from work to recover. After this third miscarriage, she spoke with her doctor to find out what might be going wrong.

Tests concluded there was no physical reason why Z couldn’t carry a baby to full term.

“I said to my doctor I have no left ovary or fallopian tube and she said the other side will kick in. We decided to give my body a break, however I got pregnant unexpectedly in March of 2018. Because of the previous ectopic pregnancy I was told if I miss a period, get checked immediately. The chances of another ectopic pregnancy are greater once you’ve had a previous one. As you can imagine we were again really nervous. I remember my partner saying statistically speaking, this time has to be okay!”

At 8 weeks Z went for an ultrasound.

“There was no heartbeat. They said maybe it was too early, but I knew better. I thought ‘no, if there’s no heartbeat now I know there isn’t going to be one next week.’ I went in the next week and there still was no heartbeat. I said to my doctor I’ve had too many surgeries so I opted for medication instead of a D&C. I had some minor cramping and tissue passed. I went in for an ultrasound and remnants were left so I took more medication. After that –well I’ve never seen so much blood and tissue. I bled for 2 months. I ended up having a D&C because I had what’s called ‘remnants of pregnancy’ and my body did not get rid of all of it Though emotional, I’m not one to burst into tears randomly, but this was particularly hard as it dragged out so long. After the procedure I ended up being anaemic.”

After 4 miscarriages Z says she started feeling that something was wrong with her. At the same time she was encouraged because she was still able to get pregnant with one ovary and one fallopian tube. She decided to take time off and her doctor recommended some more detailed tests.

“My body needed time. I spoke with my doctor. She told me, the only area of concern was that I have a low antimüllerian hormone – this is an indicator of the amount and quality of eggs you have left.

She said there’s no reason why it can’t happen naturally, but at 41 with my hormone rates at the lowest rate for my age, I was doubtful.

There wasn’t a problem getting pregnant, or me carrying a child, but it seemed that it was a problem conceiving a healthy blastocyst.”

Z and her partner began researching IVF. Just as they were planning to go to Canada for treatment, they got

Every woman experiences the grieving process in her own way and at her own pace.

pregnant. Due in July, Z is now 24 weeks pregnant (at the time of writing this article).

“So far, there are no issues. I’m still weary but in terms of genetics and anatomy, all is well. We’ve had a strong heartbeat since 5 weeks. Mentally, I’m worried. But I feel blessed and fortunate to have my first daughter and to be pregnant now. We are encouraged but need to get to the finish line!”

She shares her story so that other women will understand they aren’t alone in this experience.

“So many women go through this and don’t realize how common it is. It’s your body’s way of protecting you, of saying something isn’t right but it doesn’t make it any easier to go through. From the genetic testing we found out that our first pregnancy ended in miscarriage due to chromosomal issues.

We don’t know why the other ones happened, and like most people will never know.”

The emotional effects of miscarriage vary among women. It’s common to experience sadness, anger, guilt and anxiety. There’s no “typical” timeframe for recovery. Every woman experiences the grieving process in her own way and at her own pace. Fathers are also affected by the loss. While it’s important to allow time for grieving, if grief becomes overwhelming — it might be necessary to seek professional help.

“

Holistic Pediatrics uses a mind-body spirit approach to wellness. Band-aids are still great for 'Boo-Boos', but Bandaid medicine should be left in the past. Healthy Kids are Happy Kids - I've developed an integrative holistic approach to help you get them there! I want to share with

“

you my Top 5 Immune Boosting Tips to support your child's immune system.

Visit www.orwkids.com TODAY to get your free copy of my immune boosting tips.

295-5100 oceanrockwellness. com Dr. Peets Talbot, Holistic Pediatrician and Internist

mybermudaparent.com

9

Family LIFE

Asthma in the Summer

BY OPEN AIRWAYS

I

s your child attending summer camp?

Do the camp staff know what to do if your child has an asthma attack?

All camp staff should complete the Open Airways on-line supporting children’s health asthma course – plus first-aid and CPR courses.

Open Airways with sponsorship from Argus and BF & M are proud to now offer this “SUPPORTING CHILDREN’S HEALTH - ASTHMA” course in Bermuda.

The course is free and takes about 45 minutes to an hour to complete, a certificate of completion can be printed after taking the course.

Just an Hour to Help Save A Child’s Life: This free asthma training module covers: • Asthma and its impact on children and young people • How asthma is treated.

• How to recognise an asthma attack.

• What to do in the event of an attack.

• Asthma and inhaler devices.

Please visit Open Airways website www. openairways.com to access the online asthma course.

Let’s keep our children safe during their summer camp experiences by following the steps below: • •

• • •

10

BERMUDA PARENT MAGAZINE

Taking their preventer inhaler (if prescribed) every day to control their asthma.

Make sure your child takes their relief inhaler with them to camp every day plus their preventer inhalers if staying overnight.

Do not forget to inform the camp staff that your child has asthma.

Do the camp staff know what to do if your child’s asthma flares up?

Ask the camp staff if they have taken the on-line asthma course.

Have your child take their preventer inhalers every day to control their asthma.

Every season brings a number of health considerations and summer is no exception.

Asthma is a chronic condition and asthma symptoms can occur at any time of the year. It’s important that people who have asthma continue to take all their asthma medications as prescribed over the summer, even if they don’t have symptoms.

As we enjoy the summer break and the change in our usual routines it can sometimes be all too easy to forget to take your asthma medications especially the preventer inhalers. This can increase the chance of your child having an asthma attack.

Hot weather can be a trigger for asthma attacks, this is particularly the

case if your child’s asthma is triggered by pollen, dust or mould, all of which can be prevalent during the summer.

All children with asthma should be able to participate in any activity. Exercise is more likely to trigger asthma symptoms if your child’s asthma isn’t well managed or controlled.

Summer is a great time to get outside and be active.

Swimming is a great sport for a child with asthma.

All too soon the summer break will be over, and a new school year will be on the horizon.

Here are a few tips to ensure a smooth return to school: • Ensure your child uses their preventer inhaler every day to keep their asthma away.

• Ensure your child has a reliever

•

• • • • •

inhaler and a spacer for use at school.

Make sure your child has an annual asthma review with their pediatrician, and receives a Personal Asthma Action Plan.

Make sure your child understands their asthma.

Make sure your child knows their asthma triggers.

Make sure your child is on the school asthma register.

Encourage your child to eat a healthy diet and get plenty of fresh air and exercise.

The seasonal flu vaccine is recommended for all children with asthma.

Let’s stay safe during the summer by being prepared.

For more information or for a personal consultation, please contact: Open Airways Asthma Nurse - nurse@openairways.com or 232 0264 www.openairways.com

Start them young and be amazed by what they can achieve.

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1:1 lessons for children age 3 and up.

Our focus is to teach competitive stroke technique and survival skills so your child becomes a safe, stylish and efficient swimmer.

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11

Protect it.

You worked hard for it.

You didn’t get to where you are today by taking the easy road. You’ve put in long hours, dedication and hard work. With our unbiased advice, proactive approach and top quality solutions, we can make sure all you’ve worked for is fully protected. Call us and we’ll tell you more.

296 3600 fmgroup.bm

D E PA R T M E N T O F PA R K S

notice

Dogs, Horses and Bonfires

Notice

Dogs and Horses on Public Beaches

Dogs

The Department of Parks is informing the general public The Regulations and Policies regarding Dogs in that as of the 1st November 2012, the 1988 Bermuda Protected Areas are as follows: National Park Regulations have changed regarding dogs• From April 1st to October 31st dogs are NOT PERMITTED to be on any of the public beaches. and horses on the public beaches, under the jurisdiction • Dogs can be walked either on the trails, in parks or on the dunes, of the 1986 Bermuda National Parks Act. in South Shore Park at anytime.

Horses

Dogs are permitted to be on the public beaches until • the 31st March 2013.

• The dogs must be on a leash atHorses all times.

The Regulations and Policies regarding in Protected Areas arethis as period follows: During until the 30th April 2013 horses are • •

NOT onany theyear following beaches at any time: 1st November topermitted 30th April in no person shall take or ride • a horse on 1.

Horseshoe Bay beach in the South Shore Park or on the John Smith’s Bay Park beaches in John Smith’s Bay Park and Elbow Beach Park but may Elbow Beach take or ride2.a horse on all otherPark public beaches below the high • water mark3.at any time; Horseshoe Bay Beach ( South Shore Park )

•

From 1 MayThe until 31 October horses areoperators, NOT PERMITTED to be on cooperation of dog kennel and the owners of dogs, any beach in South Shore Park (inclusive of the following beaches: in abiding by the regulations, is greatly appreciated.

(Port Royal Cove ) Horseshoe Bay, Peel Bay, Butt’s Beach, Wafer Rocks Beach, Chaplin Bay, Stonehole Bay, Jobson’s Cove and WarBermuda ParkBeach Regulations 1988 wick Long Bay) John National Smith’s Bay, Elbow and Shelly Bay.

•

•

Spec relati

Please carry and use theNational DOGIPOT litter pick-up bags as you 1988 Bermuda Park Regulations travel in the designated areas at all times.

1. (1) Subject to paragraph (2), no person shall, in any Dogs must be onprotected a leash at area ALL times.

Dogs are NOT(a) PERMITTED in the Main Show Ring in take a horse other than on designated roadways or t Botanical Gardens. (b) ride a horse in a manner likely to cause danger to Members of the general public are reminded that Botanical any person therein; Gardens is closed to the public at sundown each day. (c) ride a horse at a speed greater than fifteen kilomete For safety and health reasons dogs are NOT ALLOWED on per hour; National Park playgrounds. (d) being in control of a horse leave the horse unattende it is not properly tied to some suitable object, other th tree or shrub;

Bonfires

(e) mindful lead from of horse-back a riderless horse which is not Patrons must be the appropriately bridled; rules and regulations outlined lunge fires or break Nountil person shall, being the and owner of,or inofcontrol a dog – for recreational(f)open From 16.May 31 October owners handlers horsesof, may as in any horse; take or(a) ride the horses on all other(b), public withunleashed the follow-on to mandated by the (g) ride a horse in excess of a slow walk when passing i Bermuda subject to paragraph bringbeaches such dog ing restrictions: owners and handlers can ONLY take or ride the the vicinity of other any protected area; or National Parks Act 1986 and The members of the public using the horses below the high water mark between the hours or 5:00 a.m.

Bermuda National Parks Regulations BERMUDA NATIONAL PARKS AMENDMENT REGULATIONS (b)a.m. bring such dog on to any public beach in a protected area during and 8:00 the period from the 1st April to the 31st October in any year; 1988. or In exercise of the powers conferred upon the Minister by sec See www.bermudalaws.bm.

The cooperation of stable owners, as well as horse owners and 25 of the Bermuda National parks Act 1986, the following reg (c) in subject toby paragraph bring National such dogParks on toRegulaany protected• areaAll bonfires require a special permit which must be obtained handlers, abiding the 1988 (b), Bermuda are hereby made: usingBermuda a leash greater three in appreciated. length, or from the Department of Parks’ Office. tions and 1986 Nationalthan Parks Act,meters is greatly Amendment ofpermit, BR 49/1988 (d) cause, permit or suffer such dog to annoy or disturb any person • Upon obtaining a special patrons will receive all the (2) During the period – conduct within our in any protected area.

NOTE: From January 1st to December 31st Horses and Dogs necessary5information on proper bonfire

are not allowed within any Nature Reserve.

national parks. (a) 1st November to 30th April in any year no perso Also by signs and notice: No dogs in the Main Show Ring at Botanical take or ride a horse on Horseshoe Bay, John Sm Gardens and no dogs in Coopers Island Nature Reserve.

Bay and Elbow Beach but may take or ride a ho all other public beaches below the high water m any time;

(b) 1st May to 31st October in any year no person s take or ride a horse on Horseshoe Bay, Johns Sm Bay, Elbow Beach and Shelly Bay but may take o

Family LIFE

Transforming KEEPING YOU HYDRATED ALL SUMMER LONG! Whether it’s high quality bottled water or piped water, rely on BERMUDA WATERWORKS for your one stop shop.

In a rush? Check out our Bottled Water Drive-Thru!

Fast, friendly & convenient!

www.bwl.bm •

32 Parsons Lane, Devonshire • purewater@bwl.bm • 299-PURE

Happy Valley Child Care Centre 17 Happy Valley Road • Pembroke HM 19 Tel: 295-4087 • Fax: 292-5233 Contact: Andalyn Swan – Coordinator Email: answan@gov.bm

Website: www.happyvalleychildcarecenter.com Facebook: Happy Valley Child Care Centre

14

BERMUDA PARENT MAGAZINE

the Ordinary

BIRTHDAY

BY ALICIA RESNICK

“T

raditional or untraditional – whatever you want, I can create it,” Ms. Barbara Spence, owner and operator of Designer Balloons.

Located in Warwick, Designer Balloons offers everything needed to make your celebration a success. Whether its event decorating, party supplies, teddy bear stuffers or balloons, Ms. Spence can assist you. In addition to creating beautiful balloon arches and columns, she offers table settings, centrepieces and chair covers. What began as a part-time business in her garage, is now a flourishing full-time occupation.

Ms. Spence began her career as a Travel Agent. After seeing the trend of people booking trips online, she decided to start a part-time business in party decorating. “I travelled overseas and took a course in decorating and balloon décor. When I returned, I was inspired to work in this area,” she says. After being made redundant, she decided to pursue her passion full-time.

Designer Balloons was initially located on Lover’s Lane in Paget, but due to rising costs, Ms. Spence decided to make her store home-based.

With 17 years in the event planning profession, Ms. Spence is also an expert in balloon art. “Balloons can be made into all different shapes and sizes.

They can be helium or air. I can personalize them with a picture or a company logo. I can make anything from a simple column to a more complicated arch.”

Ms. Spence says the best part of her job is the creativity, the most challenging is sourcing materials in a timely manner. “I see something beautiful online or in a book and then make it myself.”

Every two years she goes away for training to stay on top of current party trends and new techniques. “Organic balloon arches are very popular right now.”

When clients trust her design knowledge, Ms. Spence says it’s professionally rewarding.

“It’s nice when customers give me free-reign, saying they know I will do something amazing. It’s nice to see their faces when they get a first glimpse of their décor. They’re amazed at how simple pieces can drastically transform a space.”

In 2018 Designer Balloons launched their website, www.designerballoonstudio.com, to enable customers to shop from home. “They can choose from an array of creative balloon displays including bouquets, centrepieces, arches and table arrangements. Customers choose colours, themes or designs based on their event preference.” Ms. Spence says the site was important in updating the business and making it more accessible for customers. “People like being in the comfort of their own homes or office and feel reassured knowing they’re getting exactly what they need in a timely manner.”

For more information, visit www.designerballoonstudio.com; Facebook: Designer Balloons Party Store or Instagram: @DesignerBalloons. To place an order, e-mail: lindaspence41@yahoo.com or call 703-2832.

Check us out for all your Decorating needs and Children Parties or Corporate Event.

We Deliver!

Hours Monday - Friday 1-5pm Saturday 10-5pm It’s best to call in advance to arrange an appointment.

14 Tribe Road No#2 Warwick

Phone: 441 703-2832

Website: designerballoonstudio.com

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15

Family LIFE

HURRICANE PREP...Be Ready!

“H

urricane Season” is June 1st through November 30th.

Are you ready? Protect your home, your family and yourself with these steps.

•

Unplug electrical appliances.

•

If you own a boat, secure it.

•

Fill coolers with ice.

•

Have gloves, tarpaulins, rope and large trash bags on hand.

Before the storm

•

Bring pets inside.

•

Have a household fire extinguisher at hand.

•

Ensure that your insurance premiums are paid.

•

Check on elderly neighbors.

•

Stock up on games, books and puzzles to occupy everyone during the storm.

•

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BERMUDA PARENT MAGAZINE

BY ALICIA RESNICK

Secure or bring inside all outdoor objects that could blow around during the storm - BBQ’s, garbage cans, lawn furniture, bikes and toys.

•

Stock up on drinking water and non-perishable foods. Make sure you have a manual can opener, matches and candles.

•

Make sure you have an adequate supply of all prescription drugs.

Get a first aid kit.

•

Fill bathtubs and buckets with water for flushing toilets.

•

Make sure your portable radio is working. Stock up on extra batteries.

During the storm •

Do not take unnecessary risks!

Stay away from windows and sliding glass doors. Do not go outside.

•

Listen to the radio for updates.

•

Open one window, a couple of inches, on the leeward side of your house away from the approaching storm. When the ‘eye’ passes over the island remember to switch the window because the wind returns from the opposite direction.

•

Check that your flashlights are working and that have extra batteries.

•

Plug down-pipes on the roof to prevent salt water contamination.

•

Close your shutters/blinds and/ or board up windows.

•

Charge cell phones and other electronic devices.

•

Clear your driveway and street of debris to the best of your ability.

•

Fill your car and/or bikes with gas.

•

Do not touch downed power lines.

•

Park all vehicles away from your house and large trees.

•

If you have sustained damages, contact your insurance provider

After the storm

when possible. To help with damage assessment, take photographs and create an inventory of any damages. •

Check on your elderly neighbours.

•

Listen to the radio for updates and road closure information.

Hurricanes can be life-threatening as well as causing serious property damage. Be aware and prepared for hazards such as flooding, storm surge, high winds and tornadoes. Preparation is the best protection!

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17

Family LIFE

MATH WIZARD

BY BERMUDA CENTRE FOR CREATIVE LEARNING

in the Making

L

PHOTO SUBMITTED

18

BERMUDA PARENT MAGAZINE

ife was chaotic for Chris and Juliet Evans in the early years of their youngest son, Henry’s, schooling. There were times as early as nursery school where teachers who worked with Henry detected learning challenges for the youngster. But as the family grappled with having a son with learning differences, they found it difficult to know what to do.

“You can be in denial, and we had many people who said he’s still young he’ll grow up and grow out of it, but if you have your radar on you can detect this sort of thing,” said Mr Evans. “The mistake we made was that we tried to fit this square peg into a round hole and it was too much for him.”

By P2 and into P3, it was clear that Henry, who is now 10, struggled with reading and he was behind in his reading abilities.

“He needed to be taught differently from the majority of the other kids,” said Mrs Evans.

While they tried several different avenues to assist Henry it was the advice of child speech and language therapist Yvonne West that ultimately helped the family and led them to the Bermuda Centre for Creative Learning (BCCL). “She advised us at that time that Henry was pretty unhappy with the current situation and told us to take the pressure off him,” recalled Mrs Evans. “She advised us that the current school situation was not the right environment and she suggested alternative schools, including BCCL.” The family choose BCCL after visiting with co-founders Lindsey Sirju and Cindy Corday and were impressed by their

PERSONALISED LEARNING

professionalism and how prepared they were to listen to their story. “At that point we were going towards desperation and they completely understood where we were coming from,” said Mrs Evans. “They were very calming and the environment of the school was unlike anything I’d ever seen. It was such a great environment that was not like a school and much more mature of an environment for students to be in.”

The school’s size and that the support Henry would need was provided during the school day was also beneficial. “We’re not running around taking him to different appointments for therapy and everyone else at the school is also getting therapy and it’s normal,” said Mrs Evans.

While Mrs Evans said she was hesitant to put her child in alternative

While he still lists reading as one of his challenges, his current goal is to read higher level books. But he added: “I think that I’m good at math because it’s easier to work with numbers than letters.”

The family also makes sure that he doesn’t miss out on any outside activities or his friends from his previous school. The parents tailor their son’s after-school activities to his favourite things including diving, archery, CrossFit, boxing, guitar and computer programming “I like to go to archery, I practice aiming and shooting at targets and plastic animals, and now I also like to read comic books,” said Henry.

His mother added: “We’re in our third year now at BCCL and Henry is a changed child. It took some time to

Bermuda Centre for Creative Learning

BCCL was created for children starting at age 7, who have learning differences and learn best in a non-traditional environment that facilitates each student’s individual learning style.

Prior to enrolling at BCCL, students are required to be assessed on island or away and have been diagnosed with learning differences, such as dyslexia, auditory processing disorder, ADHD and other language-based disorders.

BCCL is recognised as a private school by the Bermuda Ministry of Education.

THE MISTAKE WE MADE WAS THAT WE TRIED TO FIT THIS SQUARE PEG INTO A ROUND HOLE AND IT WAS TOO MUCH FOR HIM. schooling, she said at the end of the day parents have to do what’s best for the child. “You have to take a step back and look at the child and give them the best you can,” said Mrs Evans. Despite the family’s early worries, Henry has thrived at BCCL and now counts himself as a bit of a maths whiz. “My favourite subject is math, and I think it’s pretty easy,” said Henry. I just use my brain to figure things out and my teacher is nice.”

His mum added: “Henry’s learning is tailored to his needs and if we hadn’t gone down the route we did, he would be struggling with something he’s really good at. Now he wants to do maths homework because he really enjoys it!”

“Developing a rapport initially with Henry and allowing him to work at his own pace, was significant for building his confidence. He is learning how to advocate for how he learns best. This approach has changed the way that Henry sees himself as a learner,” said BCCL co-founder Cindy Corday.

get to this place and for him to come out of his protective shell, but he has gained so much confidence, he’s with kids like him, he is being taught at his level and they’ve taken the pressure right off him.”

Along with his growing confidence at school, Henry also feels more comfortable socially. “I was shy when I started, but not anymore. I can talk to people better,” he said.

For other parents unsure of the path to take with their child, the family is adamant that getting help early is essential. “It’s so very easy to be in denial,” said Mr Evans “But you have to open your eyes and realize that what you’re doing might not be helpful.” Mrs Evans added: “It is very important to catch it early. You’ve just got to be so aware and look at the bigger picture.”

For more information about the Bermuda Centre for Creative Learning, visit their website: www.bccl.bm

Contact us

Bermuda Centre for Creative Learning 41 Cedar House North Cedar Avenue Hamilton, Bermuda HM 12 Telephone 1.441.824.1111 Email info@bccl.bm Website www.bccl.bm Charity #985

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19

Family LIFE

A Lifetime of

P laytime

Keeping it fun in adolescence

F

rom the moment a child is born, parents are overloaded with responsibilities ranging from their basic needs to kindergarten enrollment. Parents want the best for their children and feel the stress of keeping up with the laundry list of boxes to check off to provide the best future possible. In the blink of an eye, GCSE’s and A Levels are looming, college applications are threatening, and it’s especially easy to feel lost as children wade through their adolescent years. Teens are confronted with packed schedules, intense futureoriented goals, and high expectations.

Without a doubt, past experience and research show that a balanced approach to these attributes not only support but also lead to a brighter future academically and professionally.

Unfortunately, personal wellness and talking about mental health is often left in the dust, leading many teens to suffer from chronic mental illness such as depression and anxiety.

Adolescence is a critical period for emotional, social skill development, learning to fail and bounce back (resilience) which are especially important and contribute to mental health and wellness. Teens are vulnerable to Registered Dietitians providing Medical Nutrition Therapy

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Prevent and manage medical issues

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Paediatrics: including Poor growth, Behavioural issues, Overweight, Constipation, Allergies, Tube feeding, Weaning

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Improving access to High Quality Nutritional Care 4th Floor Dallas Building, 7 Victoria St Tel: 295-4082 Fax: 295-5245 Email: info@islandnutrition.bm www.islandnutrition.bm

20

BERMUDA PARENT MAGAZINE

Convenient locations including in-office and home visits

IN ISLAND NUTRITION

Ask your healthcare provider for a referral or contact our office

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IN ISLAND NUTRITION

adverse experiences and increased stress which are often related to bullying, identity exploration, pressure to conform with peers, increased independence, and access to technology.

Of course, a wide range of factors such as home life, relationships, and biology determine whether these experiences will contribute to a poor mental health outcomes. Below are several key facts from the World Health Organization on mental health in adolescents: • Half of all mental health conditions start by 14 years of age but most cases are undetected and untreated.

• Globally, depression is one of the leading causes of illness and disability among adolescents.

• Suicide is the third leading cause of death in 15–19 year olds.

• The consequences of not addressing adolescent mental health conditions extend to adulthood, impairing both physical and mental health and limiting opportunities to lead fulfilling lives as adults.

• Mental health promotion and prevention are key to helping adolescents thrive.

While children can be incredibly resilient, they are also susceptible to risk that when unsupported, can lead to devastating outcomes. One area that falls by the wayside is making a conscious effort to make time for fun and play. A goal-oriented focus is important to succeed and grow, but this perspective can distract teens from enjoying life in the moment, which can lead them to feeling jaded or emotionally flat. Teens can become so immersed with the logistics of making it through adolescence that they are unable to experience the present moment. Fun can even be forgotten in sport, which although is often intended to provide a ‘break’ from the stress of academics, have become extremely competitive and add to the pressures teens face!

Below are a few ideas for parents/ caregivers/guardians to encourage fun and support their teens’ mental health and wellbeing: 1. Consistently check-in with your teen on their enjoyment levels in different activities.

2. Designate one night a week for the family to participate in boardgames, cooking, or something else you all enjoy together.

3. Your children model your behaviour – check-in with yourself and your ability to connect with the present moment.

4. Encourage your teen to participate in activities for fun, not just for competition.

5. Emphasize a balance of rest and work, taking time to recharge and reflect is equally important to staying active and intellectually stimulated!

6. Limited screen time and model this when opportunities to connect present themselves 7. If you are concerned about your teen’s mental health or they have expressed feeling overwhelmed, stressed, increased sadness or anxiety, seeking professional support is also advised.

Solstice provides both individual and group support for teens, including a new group!

‘Game Masters’ is designed for teens ages 14-17 to support social skills through role play games like Dungeons & Dragons. Game Masters will be held on Saturday afternoons from 4:005:30pm beginning in the fall! Teens will have the space to express themselves through fictitious characters, learn conflict management, develop empathy for others, and boost critical thinking skills.

If your child is showing behaviors or symptoms of dealing with difficult emotions and could benefit from additional support, contact Solstice at 292-3456, email info@solstice.bm, or visit www.solstice.bm to learn more.

Conscious wellness.

CHILD & ADOLESCENT PROGRAMME INTRODUCES...

H E LP IN G CH I LDRE N CO PE WI TH FAM ILY CH A NG E S

SPLIT OR SOLO S EP AR A T ION | D IV O RC E | D EA T H | S IN GLE PA R E NT & B LE ND ED F A M ILIE S

Ages 9-12 | Saturdays | Fall 2019

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21

ummer S Fun! Family LIFE

S

ummer! Time to kickback and relax. When the kids are bouncing off the walls, get outside! Make a family “bucket list” and try something new every day. Here are some suggestions: •

22

If you like a challenge, try “Geocaching.” Geocaching is a real-world, outdoor treasure hunt.

There are 303 treasure caches hidden all over the island. Register for free online at (www.geocaching.com). Download the clues and coordinates and use a GPS device, or your cell phone, for maps and locations.

BERMUDA PARENT MAGAZINE

•

•

Create a Skink garden. Did you know that Bermuda’s endangered skink (also called a Rock Lizard) is one of the rarest lizards in the world? Take the kids to the library to learn about this unique lizard.

Choose a safe, quiet spot in your yard – an untidy, overgrown area is perfect.

Skinks like hiding places so pile up rocks, bricks, even a few concrete blocks – these cold-blooded lizards love sunbathing.

BY ALICIA RESNICK

They’ll love watching their plants grow. Maybe they’ll eat those green beans when they’ve grown them!

•

Be swashbuckling pirates!

Scaur Hill Fort and Fort Hamilton have plenty of cannons, gun emplacements and ramparts to keep kids busy.

At Fort St. Catherine’s ask the kids to listen for “George the Ghost” whispering through the fort’s corridors!

•

Beach hopping! We’re fortunate to have some of the best beaches in the world. These spots where the water is usually calm are perfect for young swimmers. Try West Whale Bay, Chaplin Bay, Horseshoe Bay Beach, Stonehole Bay, Jobson’s Cove, Elbow Public Beach, John Smith’s Bay, Black Bay Beach, Shelley Bay Park, Clearwater Beach or Tobacco Bay. Bring along your snorkel gear.

•

If you haven’t been there yet, Cooper’s Island has Turtle Bay, Long Bay and Soldier’s

Children love playing in the dirt.

Create a “square foot” vegetable garden.

It doesn’t have to be huge – any type of container with drainage holes will work.

Visit a local nursery for supplies. Let the kids pick out vegetable seeds or seedlings.

State House, the Tucker House Museum, St. George’s Historical Society Museum, Bermuda Heritage Museum, St. Peter’s Church and the Slave Graveyard.

• Search for sea glass at Alexandra Battery Beach.

Around the corner is Drew’s Bay - at low tide there’s a tiny beach that’s perfect for skipping rocks, having a picnic and swimming.

Bay. These three beaches are unspoiled stretches of turquoise water, boarded by bird sanctuaries. Keep a look out for diving turtles!

•

Another quiet spot is Daniel’s Head Public Beach and Park. This secluded beach also has a nearby playground.

Bring along a pair of binoculars. Nearby Somerset Long Bay Park & Nature Reserve is a coastal mangrove area that’s home to resident and migratory birds.

•

Take advantage of summer evenings and camp in your backyard. Build a bonfire, cook dinner and toast marshmallows. Set up a family obstacle course, play tag and “hide and seek.” Star gaze! If outdoor camping isn’t your style – campout indoors. Create your own tent out of sheets, blankets and chairs.

•

There’s tons to do in the Royal Naval Dockyard.

Visit the museums; walk along the Northwest Ramparts to Casemates Barracks, and see the dolphins at Dolphin Quest. View exhibits at the Commissioner’s House and the 1000 square-foot “Hall of History” mural painted by Graham Foster. Stroll through the Bermuda Craft market, Bermuda Clayworks, Bermuda Rum Cake Company and the Bermuda Arts Center. Watch a glassblowing demonstration at Dockyard Glassworks; cool off in the Clock Tower Mall with ice cream, or sample some delicious Bermuda-made fudge. Why not leave the car in Hamilton and take the ferry. Have dinner, watch a movie, and play a round of mini-golf at Bermuda Fun Golf. Take the last ferry home and enjoy the tranquility of no traffic!

•

In St. George’s, show the kids how the first settlers travelled here by touring a replica of the Deliverance on Ordnance Island. Continue your history tour with a visit to Globe Hotel, the World Heritage Center and the Bermuda Perfumery in Stewart Hall. Visit King’s Square (ducking stool & stocks), Town Hall, Bridge House, Old

• Let the kids see what life was like before electronics and visit Verdmont. Built in the 18th century, this colonial home has remained virtually unchanged for 300 years.

• At Carter House in St. David’s learn about farming and life in old St. David’s. Built in 1664 this is one of the oldest homes in Bermuda. Be sure to see the downstairs

Where students are challenged to think critically and apply problemsolving solutions.

Proudly offering the Canadian Alberta Curriculum.

msa.bm

Get to know us at MSA

We inspire the innovators. mybermudaparent.com

23

kitchen and the nearby replica of a Bermuda cottage, with its thatched roof of palm branches.

• If the kids like golfing, hit a bucket of balls at Ocean View golf course. Go bowling at Warwick Lanes or Strykz Bowling Lounge. Play a family “round robin” of Ping Pong at Smash or a game of tennis at the William Joell Tennis Stadium. Try Helmet Diving, Paddle Boarding, Kayaking, Water Bicycling, Scuba, or Jet Skiing.

•

Darkness to Light Stewards of Children Training Contact SCARS for training dates

Email: info@scars.bm Telephone: 297-2277 or go to our website SCARS can bring the training to your organization or home

24

BERMUDA PARENT MAGAZINE

Go hiking. Hog Bay Park has 32 acres of rural countryside to explore. Blue Hole Park has 12-acres and abuts Tom Moore’s Jungle (also known as Walsingham Nature Reserve). Bring a flashlight to check out the caves. At Spanish Point visit Admiralty House Park and Clarence Cove. Hike around the property and find the man-made cave - built in the 1860’s by British convicts. There’s also

stand inside their shark tank and take a ride on the simulated “submarine.” Show the kids stalactites and stalagmites at Crystal Caves & Fantasy Caves. Pop around the corner for ice cream at Bailey’s or enjoy lunch at Swizzle Inn.

a cove for swimming and plenty of rock climbing spots.

•

Hike around Spittal Pond Nature Reserve. This is Bermuda’s largest wildlife sanctuary. Spot a white heron, clamber over rocks and search for crabs in the tide-pools.

Find Portuguese Rock – which bears the inscription from visiting sailors in 1543.

•

With 64 acres, Ferry Reach Park is the second largest park in Bermuda. It has walking trails, forests of endemic plants, Lover’s Lake (a nature reserve) and a small bay called Whalebone Bay Beach.

Martello Tower and the ruins of a magazine are also located here.

•

•

The Arboretum and Botanical Gardens are favorite family spots.

Pack a picnic lunch and let the kids run, fly kites or kick around a football.

•

Walk the Railway Trail. Follow a route from Dockyard to St. George’s. Be warned, there are a gaps – especially between Paget and Devonshire where the trail ends and you have to walk on the main road. The rest of the Railway Trail offers lovely, secluded, traffic-free Bermuda! Don’t miss the newly built bridge by Bailey’s Bay.

W A RW ICK LAN E S PROVIDING FAMILIES WITH HOURS OF BOWLING FUN Mondays - Fridays 4pm - Midnight Saturdays 6pm - Midnight Sundays 2pm - 11pm

Play “tourist” for a day! Climb 185 steps to reach the top of Gibbs Hill Lighthouse. At the Bermuda Underwater Exploration Institute

The Evangelical Church Of Bermuda

Tel: 236-5290

THE INCREDIBLE RACE Time: 6:15 PM until 8:30 PM Children born between 2007-2014 (Age 4, completed pre-school to age 12, completed M1) Date: June 30-July 4 (Sunday – Thursday) Cost: FREE

JUNIOR CAMP Place: Grace Island (Overnight Camp) (Children born 2007-2011) Date: July 8-13 Cost: $300.00 per camper ($275.00 second child) Register online by June 25 (Space is limited) www.evangelicalchurchbermuda.com Email: office@ecb.bm mybermudaparent.com

25

Family LIFE

T

BY DAYSHA LOPPIE

he dimly lit exhibition hall of the Bermuda National Art Gallery hums with inquisitive energy and anticipation on a tender Friday afternoon. It is March and the season of creation has blossomed, so it makes sense that schools like Warwick Academy and Bermuda Institute are having their art exhibitions. People as diverse as the art fill the empty space, not only with their bodies, but with sound. As they walk around the room, looking at the art, they speak to one another. But the art speaks loudest.

26

BERMUDA PARENT MAGAZINE

When having a conversation with the art, it doesn’t always reflect the hard-work, commitment and perseverance behind its creation. Taj Lowery, an IB student at Warwick Academy who is not an art student, remarked that, ‘When you’re not an art student, you don’t realise how much time and effort they put into it.’

Conversations with artists are important. Each artist faces a different set of challenges on their unique journey creating their art— a journey which starts with inspiration.

Inspiration is like the soil that

IMAGE SUPPLIED

ART EXHIBITIONS

Spring Start to

surrounds a seed from which a sprout can grow. Similar to soil, the inspiration each artist had for the pieces ranged. But what did they have in common? Passion— it is great soil for the sprouts of creativity.

McKenzie Furqan, a Bermuda Institute student, explained her inspiration for the setting of her piece ‘A Room in New York’.

‘Well, to be honest… I always wanted to go there [New York].’

The art students at Warwick Academy also spoke about the origins of their inspiration. Similarly to McKenzie, the pieces

by Asia Seymour were prompted by her wanderlust and excitement for travel.

‘My display is about travel… places I want to go… or places that make me, me. I have a lot of islands [in the display] like Bermuda, Haiti and Barbados and

IMAGE SUPPLIED

basically, they make up who I am…

I love traveling.’

Jackson McDonald had another source of ingenuity, however.

‘Many of the pieces I created were inspired by people I know on a personal level…I felt a lot of emotional connection to them… and I was kind of showing that to the rest of the world.’

It’s clear that the people in the lives of the artists are important when it comes to creating— not just for inspiration but for support, especially in Bermuda.

Warwick Academy student Cassie Roberts touched on this as a challenge of being a young artist in this country.

‘Working on the island, it’s difficult to get exposure and opportunities to do art… and sometimes to be creative in such a small space.’

McKenzie Furquan commented, ‘Bermuda is small… but there are a lot of artists [here]. You don’t want to have [your art] too similar to someone else’s…’

Their art is definitely distinctive, but it was not created without adversity.

They had to take a concept budding in their minds and transplant it to a medium. Kirsten Maske, who is the IB Art Student Leader at Warwick Academy, spoke about this regarding her piece ‘Pierce the Veil’.

‘The crosses… it was really hard to get the perspective right. So Mr. DeSilva and I had to build crosses.

[Then] I was able to get the effect [in my art] that I wanted.’

When faced with similar difficulties, there was also another source

of their determination to persevere.

McKenzie recognised the gravity of being successful in her education as a motivator.

‘I did try to quit… but what kept me going… was my grade.’

Of course, when the obstacles were difficult, Asia says that one source of motivation was ‘the support of teachers, family, classmates… telling me that I should keep going.’

The conversation with these students shows that people in the community are a significant part of the artistic experience— not just for inspiration but for support. It was heartwarming to see these special people at the exhibitions.

What young artists have to say is just as important as what their art says to us. Sharing their experiences helps others who aren’t artists understand the hard-work that accompanies the art. When you have listened to the art and the artists, your perspective of their work is refreshed - just like the rain refreshes Bermuda’s greenery.

Math • Reading • Coding & Foreign Languages Small Group Sessions • Qualified Instructors Primary & Middle School Students Limited Spaces Available!

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27

Family LIFE

KERIN ORAL CARE General Dentistry & Oral Medicine Practice

Building the Parent-Child Bond

BY SARAH LYONS

Welcome new patients & emergencies!

We care for you & the little ones too!

Tel: 236-4477 Mon-Thur 8:00am - 5:00pm Fri: 8:00am - 12pm Closed for Lunch: 1:00pm -2:00pm 2 Southcourt Avenue, Paget

www.kerinoralcare.com 28

BERMUDA PARENT MAGAZINE

T

he first and most important relationship we have in our lives is the one with our parents. Children learn how to love, play, interact, and resolve conflict through the bond they form with their parents.

From the moment a child is born, they want their parents love and attention and it helps form their confidence and identity develop as they recieve it.

As they mature, the bond strengthens through shared experiences and by spending quality time together. Here are some easy ways to strengthen the parent-child bond. ♼

Play together

The simplest way to bond with your child is to spend time playing with them. Play comes naturally to children and is a great way to spend quality time with them. Play teaches them life skills such as how to share, resolve conflict,

and how to follow rules. It is also a great way to bond with your child. By playing peek-a-boo, tossing a ball in the backyard, playing house, or making crafts, you are bonding with your child because you are sharing in their joy of those activities. Playtime gives your child a safe place to share their feelings and express worries. By spending time doing what they enjoy, you are showing them they are important and you are there for them. ♼

Find a mutual interest

What is your child interested in? If your child enjoys reading, create a two person book club and discuss the books as you read. If your child loves football, make game night a family event and cheer on your team. If your child is interested in dinosaurs, visit a museum.

Since some of my lifelong friends grew from playing sports or participating

in activities together, the same can be assumed when we are talking about parent-child bonding. If you truly enjoy activities together, a stronger bond will naturally form.

Tell them you love them and why ♥

It is likely your children know you love them but how often do you tell them?

Saying I love you to your child has powerfully positive effects for your child.

Try not just saying you love them, but tell them why. “I love you because you are so fun to be around.” or “I love you because you care about others.” Words of affirmation are powerful tools to give our kids the self confidence they need to face the world and they are a great way to bond with your child. Similarly, snuggling, hugs, kisses, pats on the back, or even tickling and wrestling give your child the physical affection and bonding they crave from their parents and creates a strong bond. ♥

Make them a priority

Put down your phone and talk to your child. Show them that they are your number one priority. If you have a task that needs to be done, ask them to let you finish it and when it’s complete, give your child your full attention. If you have multiple children, it can be hard to spend one-on-one time with them. Set aside time to gon on a “date” with each of your children so you can connect and check-in with what they have going on. Ask them open ended questions and then listen to the answers. When you commit to making

your child a priority, they will feel important and it will help to strengthen your relationship. ♥

Create a helper

For the busy parent, finding the time to make quality moments is a daunting task in addition to all your other responsibilities.. To ease this try incorporating them into your daily tasks.

While you are cooking dinner, doing dishes, or folding laundry ask your child to help and start up a conversation.

Some kids may bond with their parents over fixing the car, painting, gardening, or any household task. Not only are you creating a great opportunity to spend time together but you are teaching them life skills and a good work ethic. ♥

Love them no matter what

One of the best ways to build a healthy bond with your child is to let them know you will love them no matter what. You communicate this by listening to their problems, offering advice when appropriate and then respecting their decisions, even if it will have negative consequences. If your child makes a mistake, let them know you are there to love and support them through the challenges that they may face. Everyone needs to know they have someone in their corner, especially on the bad days.

Most of these ideas are not profound or difficult to do, they just take a little planning and intentionality. Over time, without even trying, the bonds will be built and your child will have a foundation of love and support as they mature.

HAPPY MOMENTS Nursery and Preschool Where Your Child Learns for a Brighter Future Located at 69 North Shore Rd, Hamilton Parish.

Serving families in the Eastern Parishes and beyond since 1998.

Your child‘s day is comprised of opportunities to build an excellent foundation for the early years of education. Our approach to teaching provides our children with sound moral principles, exploratory learning, early literary skills, monthly Early Years programs with the Bermuda National Gallery, Bermuda Gymnastics, Music Classes with Simons Music School and Spanish.

Teachers Qualified ECE, First Aid & CPR Certification, SCARS Trained and Vetted Staff.

Accepting students 18 months to four years of age.

Hours: 7:30 a.m. - 5:30 p.m.

Currently accepting applications 2019/20. Contact us at 737-8385 or happymomentsnews@yahoo.com

mybermudaparent.com

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Fab

FAMILY FINDS

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1. Intex Canopy Island Whether socialising with friends or laying out at the pool, the Intex Canopy Island is perfect for relaxing in luxury while enjoying the water.

The island has a detachable fabric sunshade for protection on hot summer days allowing you to unwind in comfort. Two air chambers for extra safety, two built-in cup holders to keep a beverage nearby and comfortable backrest all add to your relaxation. Pop by The Annex Toys to explore loads of other summer fun items in-store.

2. Little Tikes Cook ‘n Play Outdoor BBQ Hey dad, when you pop by The Phoenix Centre for your grill, be sure to take the escalator up to The Annex Toys to get a grill for your little one!

The Little Tikes Cook ‘n Play Outdoor BBQ is great for creative and imaginary play and promotes social interaction for everyday fun.

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3. Intex Princess Carriage Play House & Float Once upon a time, your little one enjoyed the fun of a cute Intex Princess Carriage Play House and Float you found at The Annex Toys. The pink carriage covered in a vibrant pearlescent hue drawn by a friendly horse ideal for indoor and outdoor play and the pool of course.

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4. Little Tikes Easy Store Large Slide The Annex Toys knows every kid loves to slide repeatedly. The super-fun, Little Tikes Easy Store Slide is a toddler approved option and the perfect size for outside or playroom fun. Plus, the easy-fold design allows for quick set-up and break-down for storage.

5. Cuisinart Snow Cone Maker Visit The Phoenix Centre to create icy, sweet, delicious treats in seconds with the Cuisinart Snow Cone Maker! Whether snow cones, slushies, frozen lemonades or adult party drinks, the unit comes with four BPA-free reusable cones, 12 paper cones and cool recipes.

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6. Little Tikes Sport Racer The Annex Toys has the perfect ride-on toys and wagons to get your kid moving! Sporty speedsters looking for adventure can make fast, tight turns in the Little Tikes Sport Racer. With kid-powered pedals, rear wheel steering and an adjustable seat back, your little one is good to ready…set…race.

7. Real Scientific CBD Hemp Oil Products Real Scientific CBD Hemp Oil Products are a trending natural remedy used for many common ailments including pain and inflammation. Visit The Phoenix Centre to chat with your pharmacist about the wide range of Real Scientific Hemp Oil products in-store including oral applicators, liquids, capsules, edibles, as well as body, hair and facial care.

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8. Quik Shade Expedition 10ft Pop-Up Canopy Stay out of the sun without missing the fun with a Quik Shade Expedition Pop-Up Canopy from The Phoenix Centre. Designed as a take-anywhere outdoor canopy, this pop-up is perfect for the beach, sporting events, outdoor parties and more.

Featuring a 150-denier polyester fabric top for 99% UV protection, water resistance and cool shade, the pop-up only requires one person for easy assembly in minutes. And, when it is time to pack up, place the canopy in the included roller bag for easy transportation and storage.

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9. Step2 Canopy Wagon

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Cart around your toddler, a friend and their stuff in a Step2 Canopy Wagon from The Annex Toys this summer. Features include two contoured seats and cup holders, a built-in storage compartment, a canopy for protection from the sun and seatbelts for added security. You’ll be the best dad ever for sure.

10. Char-Broil Gas2Coal

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Stay home and grill out this summer with a Char-Broil Gas2Coal Grill from The Phoenix Centre. Enjoy the ease of grilling with gas on three burners boasting 40,000-BTU and 420 square inches of cooking surface which easily converts to a charcoal grill in less than 60 seconds. The Char-Broil Gas2Coal Grill features electronic ignition, porcelaincoated cast iron grates, stainless-steel burners and a 12,000 BTU side burner to ensure your place is the summer spot for friends and family.

11 Sol RX

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SolRx WaterBlock sunscreen is a high-performance sun care line dedicated to athletes, competitors, and active lifestyles. SolRx sunscreens use an exclusive WaterBlock technology offering extended protection. The superior sunscreen does not wash off in the water and is non-greasy, oilfree and reef-friendly. Learn more about summer sun care at The Phoenix Stores today.

12. Coleman Sportster Propane Grill Take your grilling game on the road with the Coleman Sportster Propane Grill available at The Phoenix Centre. Its collapsible, wheeled stand makes this 11,000 BTU grill easy to take camping, to the beach or wherever you want.

With an Instastart push-button ignition, a 225 square inch porcelain-coated stamped steel grate and a removable grease tray, you’re good to grill and then keep it moving.

Family LIFE

12 Creative CONSEQUENCES for KIDS

B

efore becoming a parent, • the idea of disciplining children seemed fairly straightforward. It follows logic that if you set limits, use consistency, and respond firmly, but lovingly, children • will learn to correct their behavior. As I became a more experienced mother, I quickly learned that traditional methods of discipline, such as time out, do not work with every child, every time. Thinking outside of the traditional methods of discipline and trying new and creative • consequences may improve behavior.

Here are some ideas: •

Buy it back — Toys left on the floor after the designated pickup time will be confiscated by a parent. Children • will be allowed to buy back each item for $1. (www.notconsumed.com) If the children are not earning an allowance, they may do something • extra around the house to earn the item back.

BY SARAH LYONS

Practice makes perfect — When • chores aren’t done to the parent’s standards, have kids “practice” doing it over and over again until they become an expert. (www.imom.com)

Safety first — It is not safe to drive when people are shouting and making a commotion in the car. If the kids are too rowdy, pull the car over and wait silently until they are quiet.

Silly faces — “If siblings were fighting, they had to make five faces at each other. They would end up laughing and forget what they were fighting about to begin with.” says Marianne Lincoln, mother of five.

•

Take time — If you child is dawdling and makes everyone late, have them sit out of the fun when you arrive for the same amount of time they wasted at home.

•

Early to bed — If the child has a bad attitude and you suspect it’s because they are not getting enough sleep, move up bedtime by 5 minutes each time you need to remind them to improve their behavior.

Team spirit — Siblings who fight can also be assigned projects or chores to work on as a team. By the end of the day, they will have learned to work together.

Open door policy — If your teen • slams the bedroom door when angry, take away the privilege of privacy and remove the door for a week.

Donations — If your kids consistently leave clothing on the floor, collect it for donation to a local charity. If they decide they aren’t ready to donate it • yet , have them pay you what it would cost them to buy it from a thrift store. (www.parenting.com)

Kid’s choice — When children misbehave, try allowing them to choose their own consequence. This method gives them control over their fate, teaches them to think about their actions in the future, and makes imposing the consequence easier.

Stand alone — If the child will not stop tipping his chair at dinner, simply take the chair away and have him stand while he eats. (www.notconsumed.com)

Teach respect — “I have a friend that has her children wash the other’s feet if they are being disrespectful to each other.” says Shannon, mom of three.

With some patience, a sense of humor, and some creativity, parents can use the art of creative consequences to teach their children in a fresh and memorable way that will have lasting results.

•

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BERMUDA PARENT MAGAZINE

Summer CAMP 2019 Explorer Camps BUEI Ocean Discovery Camps are designed to inform, motivate and excite children using hands-on activities, experiments, interactive computer learning, scavenger hunts, arts & crafts and competitions.

Lil’ Explorer Camps immerse children in the exciting ocean world through explorations, fun interactive games, art and play.

BUEI Ocean Discovery Camps are geared towards children aged 7-13 and Lil’ Explorer Camps are for ages 5-6.

Camps are conducted from 9am to 3pm with camp supervision available until 5pm. For more information visit our Education page on www.buei.bm or email education@buei.bm

Lotus This summer, give your little one the gift of flight! Children LOVE our Aerial Arts Camps. Here, they are given the opportunity to learn the fundamentals of Aerial Silks, Lyra, Pole Fitness and Aerial Hammocks.

Sophia Cannonier and her fantastic team provide a safe and fun environment for children ages 5-16 years. Camp is less than $300 per week.

Visit http://lotusbermuda.com/aerial-summer-camp-2019/ for more info or email marketing@lotusbermuda.com to register.

Eagle Hill School Eagle Hill School is a co-educational college preparatory boarding school that provides an individualized education for students identified with language based learning (dis)abilities including Dyslexia, Dysgraphia and ADHD (inattentive type). From late June through early August, Eagle Hill runs a five-week Summer Session for students ages 10-16.

The EHS Summer Session blends the experience of a classic summer camp with our unique approach to educating diverse learners. There are four different program offerings and activities designed to help students have a fun-filled summer while building confidence and paving the road for academic success in the fall.

Eagle Hill School Hardwick, Massachusetts www.eaglehill.school/summer

iSwim iSwim to win! Sign up for iSwim’s summer stroke development intensives or intensive summer swim camp and find out what winning means to you!

All children must be able to swim ten metres unassisted of a recognisable stroke to be eligible for both programmes. All classes take place at the NSC. The stroke development intensives are offered: Weeks of July 1st and July 15th Monday - Friday - 4, 4:30, 5 or 5:30 PM The camp is offered: July 8th - 12th - 8:30 AM - 12:30 PM For more information, contact iswimbermuda@gmail.com

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BERMUDA PARENT MAGAZINE

Hurricane Preparatory Academy Come join Team Hurricane for a summer camp experience infusing academic learning with the arts and sports. Team Hurricane’s summer camp develops students into enriched, empowered and creative thinkers. Activities include: academic enrichment, ceramic arts, dance, moviemaking, swimming. The camp is for ages 6 to 10 and runs Monday thru Friday, 8:30am-5:00pm. Cost: $250 per week. Join before June 1 for $200 Early Bird Special.

Summer camp dates: August 12- 16 August 19 – 23 August 26 – 30 For more information please contact us at hurricaneprep@yahoo.com or call 504-1962

DanceSations Summer Program: Classes in ballet, jazz, modern, and hip-hop. Cost: $175 per term. Dates: Jun 28th- Aug 31st. (Fridays and Saturdays). Price inclusive of all 10 weeks and ends with summer recital. Schedule is located on our website.

Center Stage Dance Camp: Dates Aug 5th – Aug 30th. Monday through Friday 8:30am – 5:30pm. Cost: $180 per week. Dancers can do any week or all 4.

Dancers signed up for all 4 weeks will be included in our summer recital on Aug 31st. Dance classes, outings, arts and crafts, drama, and more!

For more information and to register please visit our website www. dancesations.bm

Bermuda Gymnastics Association Summer Camp 2019 July and August Explore Gymnastics through our Foam Pit, Trampoline, Excursions, games and crafts!

Full Day 9:00 am - 4:00 pm $305 week or Half Day: 9:00 to 12:30 or 12:30 to 4:00 pm $205 week 35 Southside Rd. St. David´s Transportation available!!

VISIT WWW.BERMUDAGYMNASTICS.BM

The Onionpatch Academy Ages 3 months – 5 years • Open 7:30AM – 6PM Tel. 441.29-ONION (296-6466) • Fax. 441.236.5912 www.opacademy.bm • info@opacademy.bm mybermudaparent.com

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Family LIFE

Beyond

Seeing Visual Skills — it’s more than just what you see!

O

ne in four children has a vision problem that affects learning — these vision issues are often misinterpreted as disinterest, sleepiness, dyslexia or ADHD. 70% of the input that comes into our body is through our visual system. And yet, so often this valuable structure is overlooked!

We use our eyes every day to complete most tasks.

Whether it is slicing bread, putting a key in a lock, writing a note, or using a bank machine…our visual system is essential. Part of your child’s yearly checkup with their doctor involves identifying letters on an eye chart. And, almost all P1 students have their vision screened in a similar way by the school nurse. Parents are thrilled to hear “20/20 vision…it’s all good!”. But are we?

As a Pediatric Occupational Therapist with over 20 years in the field, I have come to appreciate and pay more attention to the visual system. I am aware of how it impacts an individual’s

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BERMUDA PARENT MAGAZINE

BY JILL DAVIDSON, OCCUPATIONAL THERAPIST, FUNCTION JUNCTION

function within the classroom or their home environment. 20/20 vision or accurate acuity is one thing…but there is so much more to how our brains process that information. Whether it is developmental, or due to a traumatic brain injury or concussion, there are strategies we can implement to support, strengthen and enhance a strong visual system, which will then impact reading, writing and sports skills.

Symptoms that might indicate difficulty with visual system?

• • • • • • • • •

• Frequent headaches Skipping lines when reading Unable to write on the line No spaces between words when writing Double vision Letter reversals Eye fatigue Head tilt Difficulty copying off the board Balance issues

Visual Skill Terminology • • •

•

• •

Visual Acuity — refers to how well you can see an object up close or at a distance.

Eye Teaming — refers to how well the two eyes work together.

Visual Tracking — Includes pursuits and saccades. Visual pursuits involve closely following a moving object. Visual saccades involve moving both eyes quickly from one spot to another.

Visual processing — is a term that is used to refer to the brain’s ability to use and interpret visual information from the world around us.

Visual perceptual skills — are the skills a child uses to make sense of what he or she sees.

Visual motor skills — are the skills involving the hands and eyes working together.

Fun Visual Activities for Home Tracking skills •

Balloon toss — Toss a balloon back and forth trying to keep it in the air. The slow moving balloon makes

•

•

it easier to track and follow than a regular ball.

Flashlight trails in the dark — In a dark room, both the adult and child have a flashlight.

The adult draws a line on a wall with their light. The child shines their light on the adult’s light…and tries to stay on their trail. Or…turn your light on suddenly…your child must find your light quickly and shine theirs on the same spot. Turn your flashlights off and try it again.

Place a marble in a pie plate…follow it as it rolls around.

Visual-Perceptual Skills • • • • •

•

Puzzles, lego sets Where’s Waldo, Hidden pictures Games such as “Spot it” Parquetry sets “Kim’s Game”- Memory Game — Arrange 5-10 random objects on a tray. Keep it covered until everyone is ready.

Uncover it for 1 minute so everyone can look (and memorize) the objects. Cover it up again. See how many you can write down.

Apps

Visual-Motor Skills • Mazes, dot to dots (Be on the lookout for more challenging dot to dots for older children) • Step by step drawings • Threading beads or macaroni (use a pipecleaner or wooden dowel if a string is too challenging) • Throwing/catching a ball

Classroom Visual Strategies • • • • •

•

Slant board — for reading or writing.

Ruler — Use a ruler under the line you are reading in a book Sit close to the front Ask teacher for a handout copy of what is on the board (or take a photo!)

Decrease the “wall clutter”. Minimize visually busy bulletin boards and classrooms Use the 20/20/20 rule.

When kids are working on a computer - Every 20 mins…Look at something 20 feet away for 20 seconds. Give your eyes a break!

Where can I go for further help?

• Comprehensive eye examination with an optometrist (check acuity & the health of the eye). Many local providers (This is number one on the priority list! Please ensure that your child is able to see well…especially before starting primary school.)

• Vision Therapy — check which local providers offer vision therapy.

• Occupational Therapy evaluation for a Functional Vision Evaluation including; visual perceptual skills, visual tracking skills, visual motor skills, visual memory etc.

• Function Junction - www.functionjunction.bm • Dept. of Health — Therapy Services • www.eyecanlearn.org • FaceBook Parent Chat Groups (great way to share resources with other parents) These lists of symptoms and strategies are certainly not comprehensive. Please refer to a professional to determine what is best for your child. Make sure you know the specific visual skill challenges which are impacting your child, so you can provide the most effective strategies.

Remember 20/20 means that you have good eyesight…it does not mean that your entire visual system is working efficiently.

FUNCTION JUNCTION LO G O U P D AT E S : S E P T 2 0 1 7

Function Junction is a child-centered private practice with the goal of optimizing your child’s abilities and supporting them in reaching their full potential. Here’s what we offer:

Developmental Screenings Full Evaluations Written Reports Home Programmes Individual & Group Sessions Classroom & Home Observations Bike Riding Training and Education Holiday Camps …and more!

Contact us today for more information or to book an evaluation!

336-5455 • admin@functionjunction.bm www.functionjunction.bm • find us on Facebook

mybermudaparent.com

FUNCTION JUNCTION

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Int’l BOARDING SCHOOL BvS: International Schools Fair Bermuda The International Schools Fair Bermuda is the annual opportunity for Bermuda families to meet leading boarding schools from the UK, USA and Canada. It takes place on 18 & 19 September, in the Hamilton Princess, and around fifty schools will be there to showcase the many opportunities – academic, sporting, cultural and social – which they offer. Schools cover the full age range, from 8-19, and are both single-sex and co-educational. They are also extremely diverse in their academic programmes, catering for the most talented students as well as those who may need specialist Learning Support. It is free to attend.

Please register at www.eventbrite.co.uk.

Eagle Hill School Eagle Hill School is a co-educational college preparatory boarding school that provides an individualized education for students identified with language based learning (dis)abilities including Dyslexia, Dysgraphia and ADHD (inattentive type). Eagle Hill is an IB World School that offers the International Baccalaureate Diploma Programme in addition to our traditional high school diploma.

With an average class size of six students, learning is tailored to meet the specific learning needs of each student. The educational objective is that of a traditional liberal arts education: to prepare students for a lifetime of intellectual engagement as free individuals capable of true self-determinations. What makes Eagle Hill School fundamentally different is that we genuinely understand that each student’s path to the future will be unique, and that some of our students will imagine futures for themselves that have never been imagined before—and that we will have to learn alongside them how they will realize those futures. It is our understanding of and appreciation for the vastness of human diversity—sometimes elsewhere understood as disabilities—that is the indispensable idea on which our curriculum and instruction are built.

Rabun Gap-Nacoochee School Founded in 1903, Rabun Gap-Nacoochee School is a college-preparatory boarding school in the beautiful Northeast Georgia (U.S.) mountains for grades 7-12, serving students from more than 50 countries. Boarding students learn with day students in Pre-K-12th grade.

Rabun Gap has a strong college-prep curriculum. Our graduates attend the top colleges & universities in the U.S. and around the world. The 1,400 acre campus provides opportunities for experiential, outdoor learning. Rabun Gap has a strong athletic and arts program. 75% of students receive financial aid. Learn more at www.rabungap.org.

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BERMUDA PARENT MAGAZINE

Pursuing an education can be a complex experience

An Education Loan at HSBC can help take care of your banking needs, wherever your studies may take you.

Apply online and save $200 Competitive variable interest rates Choose a repayment term from one to seven years Use the money right away. Once your loan is approved, the money is immediately deposited into your HSBC account, or we can send the funds through a wire transfer to another bank.

Special Offer

Apply for an HSBC Education Loan between 1 May – 31 August 2019, have your bank negotiation fee waived and receive a $50 P-Tech gift card.

Click www.hsbc.bm/educationloans Call 299 5959

Together we thrive @HSBCBermuda

@HSBC_Bda

*Terms and Conditions apply. A loan is subject to formal credit approval with HSBC. Variable rates are subject to change without notice. Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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6/7/19 11:09 AM

Family LIFE

It’s never too early to start

saving for college

ou may not have $5,000 dollars to drop into an investment account, but saving every month can make all the difference in the long term.

Planning for your child’s education and setting clear goals is one of the most important decisions a parent can make and while it may sound simple, it’s not necessarily easy. Expenses such as rent or mortgages, car payments or utility bills as well as the unexpected can seriously distract savers from their plan.

HSBC can help. The first steps to best manage your money is to sit down with an HSBC Premium Banker, who will help you review your finances and determine your short and long term goals. They will also help you to work out a budget and examine what you spend your money on regularly. This process will help you to understand the choices you make and why you are making them. If you’re serious about long term savings for your child’s education, it may mean re-organising

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BERMUDA PARENT MAGAZINE

some of the “wants” and focus more on the “needs”.

This is where an HSBC Premium Banker can assist. They listen to your goals and assist you to develop a plan for important milestones in your life, including your child’s education.

Firstly, we recommend setting aside a few dollars every month for an emergency fund, so when life events happen, you can cover your costs. There is no set amount. Just as you pay your rent or mortgage every month, make sure you pay yourself by setting aside money in your emergency savings. Your emergency fund should be able to cover all of your costs for 6 months, if something were to happen.

Now that we’ve discussed an emergency fund, you can start to focus on savings for your child’s education.

You can open a new Quarterly Bonus Saver (QBS) Account with a minimum initial deposit of $100 which offers great returns on your savings account; the QBS is available in BMD, USD and CAD currencies. The QBS gives you the flexibility to deposit any amount, whenever you want. You will receive interest in your account on a monthly basis and if you don’t make any withdrawals from the account for three consecutive months you will receive a bonus interest for sticking to your savings goals. The QBS is a great way to

jumpstart your child’s education savings as you can add money at any time without any minimums.

If you don’t mind taking a little bit of risk and can afford to stick to a monthly minimum, HSBC’s LifePlan is a great solution. You can make monthly deposits, as little as $100 a month, and we will get your funds working for you.

Regular investing puts the power of compound growth on your side and the earlier you start, the more you may have. HSBC’s LifePlan makes it easier for you to invest and get more for your money.

Over time when priorities shift, it’s most important to keep reviewing your financial plan and document what has happened so that your savings plans can be adjusted to your life’s circumstances and still allow you to reach your financial goals. When life’s unexpected financial challenges show up, make an appointment with a personal banker right away to discuss your circumstances.

It’s having a plan in place and preparing for large and unexpected expenses that’s key. Having a plan and knowing that you’re working toward funding your child’s education means you’re well on your way to accomplishing your financial goals.

Your child has big dreams, at HSBC we can help achieve them. Call +1 441 299-5959 to book an appointment.

When saving every day is the ultimate gift, go with it

HSBC Quarterly Bonus Saver, ready for your every unexpected With a minimum deposit of only $100: Earn an additional BONUS INTEREST for no withdrawals within each qualifying 3 month period Easy access to your funds; withdraw without penalty

Earn up to

2.0%

AER standard and bonus interest combined*

(minimum balance criteria applies)

Open an account today online at www.hsbc.bm/bonussaver Together we thrive @HSBCBermuda

@HSBC_Bda

*BMD and USD only. Interest rate is subject to change. Terms and Conditions apply.

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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6/7/19 11:08 AM

Family LIFE

COST of Raising a Family in 2019

R

aising children is rewarding and sometimes challenging, but one thing is certain: bringing up a child is expensive! Whether you plan to have a small family or a large family, making sure you can afford the family size you choose is key.

In Bermuda, when it comes to maternity leave, most companies offer 3 months leave, however you may not get full salary during that period of time.

It’s important to check in advance what benefits your company offers so you can factor that into your financial equation. After your maternity leave is up,

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BERMUDA PARENT MAGAZINE

if you don’t have the luxury of a stay-at home parent you will need to consider child care costs, which is upwards of $250 per week.

Child care costs and education represent a significant portion of expenses related to children, but food, transportation, medical insurance, clothing and extra-curricular activities add up just as quickly. Some additional expenses that parents sometimes forget to consider can include having to sell their existing home and buy a larger home to accommodate a growing family or the additional costs of raising a child with special needs.

BY CARLA SEELY

The real cost of raising a child does vary depending on parent(s) income, current savings and goals for their children. Calculators like http://www.babycenter.com/baby-cost-calculator can be a good place to start when calculating the costs of becoming a parent.

Creating a budget during your child’s infant years will start you on the road to creating and implementing a financial plan in relation to raising a child. You might have to cut back in certain areas to make your budget work or save up to cover the expenses if one person is staying home to look after the children. Some financial cuts will come

naturally as your life changes to accommodate a growing family, while others can be a little harder to digest. You probably won’t be going out for dinner or heading to happy hour as often as you once did since your finances are now being allocated differently. Creating a budget is one thing but sticking to it is another!

As the children get older the cost of providing for them increases, and the challenges of paying school fees drains the already tight budget.

Of course some parents can choose whether they want their children to be educated in a public or private school.

But for most parents it’s not a choice, with private schools in Bermuda currently at an approximate $25,000 per year (including fees, uniforms, books and extra-curricular activities) that can’t even be an option. Regardless of whether you choose one over the other, the most important thing to understand is what your options are early on.

Dedicating a portion of your budget from day one towards saving for education will help you in the later years when you need to start drawing from it.

A great way to dedicate funds for long term savings for children is to make additional voluntary contributions to your company pension plan.

Most companies provide this option and allow for the members to withdraw the money from their pension in order to fund these types of expenses down the road. Make sure to check with your Human Resources Department that this is an option and that you can withdraw funds when needed. If that is the case,

then simply elect for the additional amount (perhaps 2 or 3% of your salary, for example) to be transferred directly from your paycheque into your pension account.

The next important area which is often overlooked is life insurance.

Protecting your child by creating an estate in the event of your death is very important. It’s not a great topic to think about, but it is reality. If you did pass away before your children were educated and financially independent, would your partner or spouse be able to support your family on their income alone? Not likely. If you are a single parent, what would be the financial impact of your death on your children and the guardian who will be left financially raising them? Fortunately, you can plan for this contingency too and it does not have to be expensive.

The future is our children and a parent’s obligation is to financially support their family until that future arrives. There is no golden rule or handbook when it comes to raising children, but making sure you can afford to have a family and then giving your children every opportunity possible takes responsibility and careful planning.

Carla Seely is the Vice President of Pension, Life and Investments at Freisenbruch-Meyer. If you would like any further information on this or any other financial topic please contact cseely@fmgroup.bm or call 441 297 8686.

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Happy Birthday!

Birthdays

Celebrate your child’s birthday!

Athena Stowe Sept 4 Happy Birthday!

Mia White Happy 4th birthday Mia White we love you so much mom and dad

Ava Campbell July 24 Happy Birthday!

Olivia July 21 Happy birthday Olivia!

Love Mom, Dad and Madi

Isabelle July 4 Happy 1st Birthday Isabelle ‘Belle’ (Firework)!

Love from Mommy, Daddy and the Family!

Luanne & Seth 25 September Happy 5th Birthday Luanne and Happy 1st Birthday Seth!

BPM KIDS

Send photos/messages to photos@knbmediagroup.com 44

BERMUDA PARENT MAGAZINE

(Please keep at 24 words or less)

These tips will help you save energy and money without compromising the comfort of your lifestyle. Give them a try and save more today!

TRIED & TESTED ENERGY SAVING TIPS

COOK SMALL

COVER UP

FILL THE FRIDGE

Cook or reheat food in a toaster oven or microwave to use up to 50% less energy than large ovens and stoves.

Cook with lids to reduce cooking time. Lids contain heat better, saving you energy and money.

Keep your fridge at temperature by keeping it full. Cold food insulates other foods which keep energy usage down.

BOIL LESS

USE LED

TURN OFF THE OVEN

When using an electric kettle or oven, boil only the amount of water you need to save time, energy and money.

They’re difficult to break, last up to 20 years and use 1/3 of the energy of incandescent mini lights.

Turn oven off 10 minutes before the end of the cooking time.

The oven will keep the same temperature.

DEFROST

LIGHTS OUT

ENERGY STAR

Defrost frozen food in the fridge overnight to reduce cooking time.

Turn off the lights in rooms you are not using. See how quickly you can make it a habit and start saving today.

Buy ENERGY STAR® products.

ENERGY STAR® products use less energy, save money and help protect the environment.

USE TIMERS

SET TEMPS

UNPLUG IT

Save an additional 5%-12% of energy by installing a water heater timer. Timers only heat water during set times.

Set your fridge to 40° F and your freezer to 0° F to save money.

Settings too cold can use up to 25% more energy.

Unplug small appliances and electronics that are not in use as they still use energy when plugged in.

belcobermuda

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