Koru Recruitment Booklet

EXPERIENCE DIFFERENT

UNLOCK YOUR POTENTIAL

JOIN THE INDUSTRY INNOVATORS AT KORU RISK MANAGEMENT

WHO WE ARE

KORU MEANING

We are a thriving agency headquartered in Newport Beach. Our clients rely on our expertise, entrepreneurial spirit and superior service. Koru Risk Management thinks differently about risk transfer. We have extensive knowledge of the evolving insurance marketplace and have established key partnerships with industry innovators. Together, we are pioneering the future of insurance. Our outlook positions us to be a true advisor our clients can depend upon to put their needs first. We consider each facet of our dynamic clients’ operations in order to develop sophisticated solutions that protect their balance sheets. Let us do the heavy lifting so you can do what you do best, managing your successful business.

The New Zealand Koru, which is often used in Māori art as a symbol of creation, is based on the shape of an unfurling fern frond. Its circular shape conveys the idea of perpetual movement, and its inward coil suggests a return to the point of origin. Koru embodies new life, growth, strength, peace, and harmony.

CAPABILITIES

What we do.

When choosing an Agency to partner with, it’s important to know the strengths and areas of focus. At Koru, we pride ourselves on making the client experience one that outshines the competition. Being insurance

“customers” ourselves, we know the pitfalls and angst of our clients. That’s why we’ve developed meaningful services that create a smooth and easy transition.

• Relationships with all major carriers

• Online Administration

• Payroll integration capability

• Compliance Assistance

• Claims Resolution

• Onsite and Virtual Enrollments

RELATIONSHIPS with All Major Carriers

ONLINE Administration

PAYROLL Integration Capability

COMPLIANCE Assistance

CLAIMS Resolution

ONSITE AND VIRTUAL Enrollments

Carrier Partners / Payroll Partner

Who you partner with says a lot about who you are as a person. The same is true for businesses. At Koru, we work with the topmost sought after insurance carriers in order to bring you best in class programs and solutions to fit your needs. You’ll immediately notice the “Koru Difference”

In depth knowledge of insurance company nuances allows for seamless transitions. Koru’s insurance partners are at the forefront of industry innovation. Through strong relationships, we structure sophisticated risk management with precision. Our solutions are efficient and cost effective because we think beyond traditional risk transfer.

Our clients enjoy significantly reduced payroll pricing. Setting up payroll integration has never been easier!

Integration / Online Platform

Administrating your benefits program should not be YOUR full time job. Afterall, you have a business to run. We set you up for success by providing online benefits administration. In addition, as a Koru client you have the opportunity to integrate your payroll with your benefits program.

When you integrate your benefits package with payroll the advantage is unmatched. We have this down to a science!

Are you inputting employee data in multiple systems?

Let us show you how to reduce this tedious and often flawed practice.

Have you thought about automating your management systems?

Reduce the amount of human error and increase your efficiencies.

Compliance Checklist

The insurance industry is not lacking in the areas of requirements, laws and regulations for those offering insurance to their workforce. We pride ourselves on the fact that we shoulder the timelines of these responsibility on your behalf. You’ll have the peace of mind knowing that your programs and processes are fully compliant; you’ll have a clear understanding of deadline requirements as well as submission assistance.

As a client of Koru, you will be furnished with a compliance checklist. Many employers aren’t aware they aren’t in compliance! However, the financial penalty can follow you for years. By taking advantage of the checklist we provide, you won’t have to guess. Does your new-hire waiting period adhere to the law? Are your employees furnished with an Initial COBRA notice when they are offered benefits?

LEARNING MANAGEMENT

Learning Management System (LMS)

In the spirit of compliance, California employers are also required to provide Workforce Training on an annual basis. As a client of Koru, your company will have access to these courses whereby you can keep track of employee logins as well as their certificate of completion.

Training Courses Include:

• Sexual Harassment Prevention

• Workplace Health & Safety

• Anti-Discrimination & Diversity

ONLINE Administration

Services offered:

Employee Benefits and Commercial

We are experts in the insurance industry. You can rest assured knowing that your Koru team has the bases covered and your best interests in mind. We guide you through each renewal, carrier transition and amendment that needs to be made. With clear expectations your insurance programs, important dates and timelines will help keep your programs running flawlessly.

Employee Benefits: Commercial Insurance:

Fully Insured

Self-funded Medical Dental Vision

Chiropractic/Acupuncture

FSA / HSA

Group Life

Voluntary Plans

Group Disability

Accident

Critical Illness/Cancer Plans

Property General Liability

Auto Liability && Fleet Management

Umbrella and Excell Liability

Directors and Officers Liability and Corporate Governance Risk

Errors and Omissions, Network Security and Cyber Liability

Product Liability

Workers’ Compensation

Professional Liability

Marine and Aviation Exposure