B1
A3
A4
LIDER DE NOTICIAS EN ESPAÑOL El Centro de la Comunidad The Hispanic Press
www.laprensahispananewspaper.com
www.thehispanicvoice.com
Regresó el Programa de Hipoteca “Mi Comunidad”
www.thehispanicpress.com - www.puertashispanas.com
Linda Evans New La Quinta Mayor A
SANDY FLORES
Linda Evans was sworn in as the new Mayor of La Quinta this week. After having served on the La Quinta Council for several years, Linda comes well prepared for the leadership position. Evans who has forged strong community ties will be well prepared for the leadership role. Our very best to Linda.
T
City. “We are making it easier to do business in La Quinta,” states Mayor Evans. The La Quinta Chamber of Commerce recently moved from the Library and is now located within City Hall. Attendees will have the opportunity to see their new space and learn about their plans for an interactive Visitor’s Center. Tours of City Hall will be given and – in tune with La Quinta’s “Healthy Eating Active Living” program – fresh, healthy appetizers will be served. ‘Tis the season to give and there is much to celebrate. Donation boxes are on site for the La Quinta Police Toy Drive and Shelter From the Storm. An unwrapped toy for those in need would be welcomed.
Clima
Lun
Vie
Mar
Dic 12
Sáb
Dic 13
Dom Dic 14
67° 48°
Lluvia matutina
68° 47°
Soleado
68° 47°
Semi Nublado
Dic 15
Dic 16
Mie
Dic 17
Jue
Dic 18
Certified
A full distribution newspaper - Serving the Coachella Valley
“Enfoque Inmobiliario” Blog de la Experta Sandy Flores sobre temas actuales en el mercado de bienes raíces que afectan a nuestra comunidad
he City of La Quinta will hold a holiday open house for the public on Tuesday, December 16, from 5:00-6:00 p.m. at City Hall. This event will serve as a meetand-greet with the City Council, which includes newly elected Mayor, Linda Evans, and Council Members, John Peña and Robert Radi, along with Mayor Pro Tem Kristy Franklin and Lee Osborne. The City will also showcase its new Customer Service Center. The City has dedicated itself to enhancing customer service, while decreasing wait time by incorporating a onestop shop. All permitting and licensing is processed at the permits counter, rather than individual departments throughout the
Indio Ca. del 12 al 18 de Diciembre, 2014
68° 48°
Semi Nublado
horrar para juntar el pago inicial de la compra de una casa es un paso importante para convertirse financieramente en comprador preparado de vivienda. Para la mayoría de primeros compradores, el juntar los fondos para el pago de la cuota inicial siempre ha sido considerado uno de los obstáculos más grandes para comprar una casa. Sin embargo Hoy tenemos muy buenas noticias con el regreso del Programa Hipotecario Mi Comunidad. Las más grandes empresas patrocinadas por el gobierno, Fannie Mae y Freddie Mac anunciaron sus programas hipotecarios de préstamo con relación Préstamo-Valor del 97%, en el intento más reciente del gobierno para expandir la elegibilidad del crédito para más propietarios de viviendas. En octubre, la Agencia Federal de Financiación de la Vivienda anunció una serie de medidas políticas dirigidas a aumentar la disponibilidad de crédito hipotecario para acceder a más consumidores. Estas nuevas directrices hipotecarias entraron en efecto hoy por Fannie Mae y Freddie Mac y permitirán a los prestatarios solventes que pue-
Columna
den pagar una hipoteca, pero carecen de recursos para conseguir un considerable cuota inicial, que puedan ahora obtener una hipoteca con sólo 3% de cuota inicial bajo My Community Mortgage Program. Este Programa de Fannie Mae estará disponible a través de calificaciones directas que es una herramienta de elegibilidad que ofrecen las instituciones financieras a partir del fin de semana del 13 de Diciembre de 2014. Fannie define un Primer comprador como alguien que no ha tenido residencia principal en los últimos tres años. Los sistemas de suscripción de Fannie Mae y Freddie Mac incluirán así mismo factores compensatorios para evaluar la solvencia de un prestatario que puede pagar una hipoteca. Estos productos vienen en el momento justo, en que los economistas predicen el 2015 como un año positivo e importante en el mercado hipotecario. Esperamos que estos cambios impacten significativamente el mercado hipotecario, y podamos ver más Primeros Compradores hacer realidad el Sueño de su Casa Propia después de años de exageradas regulaciones en el sistema regulatorio de los crédito
Columna
by California Hispanic Media, Inc.
The Hispanic Voice AL VASQUEZ Opinion Journalist thehispanicvoice.com alvasquez@aol.com
Surrender Prevents War
I
n a ha,ha moment, Democrats in the Senate released a barrage of indiscriminate information meant to chastise the CIA. Senate Democrats understanding they will be hard pressed to move their agenda once Republicans take control in January are hurriedly minting new forms of sabotage against American institutions. This is nothing more than a symptom of our cultural slide towards socialism and eagerness to surrender to prevent Islamic war. This is demonstrative of the contemporary love affair of anti-American sentiments originating within our own walls of government. In the past five years there has been a serious decline of traditional understanding of American principles and values. Our current administrations radical approach towards the dismantling of the status quo is symptomatic of a much greater philosophical, emerging change taking place in our nation. Keeping America safe is an integral part and responsibility of our president and congressional representatives.Taking a parting shot at the agencies tasked to do this by outgoing Democrat committee chairpersons is a clear indication of where their loyalties lay. Political party takes precedence over nation. Never in the history of this nation have we been so vulnerable from surreptitious attacks against ourselves. The entire excuse for the release of classified information, after a questionable investigation in which NONE of the CIA leadership was questioned is in essence a siding with the enemy; this is derived from a neatly packaged Democrat ploy which fits snugly into their own biases. For a great number of Americans there was never critical concern about who our president really was; therefore we should not be appalled about who he is. Shielding himself within the semblance of a lawful government, the perception of civil rights and an array of condescending political yes men including legislative representatives, our government has led the American spirit into a downward spiral. We have been for the past five years subjects of a conniving government who is determined to change the course of a free nation. It becomes increasingly shameful to witness our elected representa-
Espectáculos
Deportes
A8
Tigres piensa en America
tives and media condoning an echo chamber mentality and responding not with die hard patriotism but rather the ludicrous notion of appeasing evil. Appeasing evil by diminishing America is either the product of cynical minds intent on our defeat or a psychotic group mentality who actually believe the devil has ethics. Today Americans on foreign soil are less safe, 6,000 Marines have been placed on full alert, CIA operatives have been instructed to stand down, our intelligence allies are reassessing how committed they will be to partner against mutual enemies, all embassies have doubled their security and security teams are bracing for potential explosions. In the Senate led by Democrats there is a climate of rehashed revelations about Americas stringent interrogation of captured enemies; in which no one died. This will reignite terrorism activity around the world against America. But, pretending the whipping of ourselves will discourage or stop kidnappings and the beheadings of innocent civilians in Islamic nations or by ISIS is a stunning betrayal of our sensibilities. Such behaviors merit a relentless acceleration of conservative efforts to take control of a leadership too weak to protect, too arrogant to lead and too engrossed in party politics to encompass the will of a free nation. Seventy three percent of Americans believe we as a nation are heading in the wrong direction. We live in fear of enemy reprisals, we live in fear of hooded terrorists, we live in fear of what the Islamic world thinks of us and we live in fear of our own capabilities. It is difficult to comprehend the felicity of our strength until it is gone. Officially China has overtaken America as the worlds leading economy and soon we will be relinquishing to ISIS the title of most feared army. The Democrat Party has evolved into an unrecognizable American institution causing millions to conclude “ I did not leave the party, the party left me”! You must value logic to understand the value of logic. We do not have to accept change and we can change the things we cannot accept. We can save America in 2016.
Cocina
66° 49°
Chubascos
68° 48° Semi Nublado
70° 47°
Soleado
Jorge Hugo
A4
Cesar Leo Marcus
A5
Tigres vs. Joan?
B1
Churros con Cajeta
B6