inhouse Feb/Mar 2012 Edition
Where better homes are found
PROPERTY SERVICES Featuring properties in Chigwell, Loughton, Buckhurst Hill, Woodford Green, Epping, Theydon Bois, Abridge and surrounding areas
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20-21 Clear Designs What can an Architect do for your home?
4 Welcome… …to the latest inhouse.
5 Get in… If you’re a first time buyer the last day to save up to £2,500 is March 23rd 2012.
6-15 Lawlors Chigwell Office A selection of the finest homes currently available through our Chigwell Office.
26-27 Life doesn’t have to begin at 40… The average age of the first-time home buyer could hit 40 before the end of the decade, experts warned, as the Government prepared to unveil its plan to help millions of people unable to get on to the property ladder.
32-33 Fabrica 1 & 2 bedroom apartments & duplexes off Lambourne Road, Chigwell Row.
34-43 Lawlors Woodford Office
16-17 Lawlors Repton Park - Chigwell Office
A selection of the finest homes currently available through our Woodford Office.
A selection of the finest homes currently available in this exclusive development.
42 Haven House Children’s Hospice An exclusive evening with Barry Hearn & Steve Davis.
18-31 Lawlors Loughton Office A selection of the finest homes currently available through our Loughton Office.
Woodford: 457 High Road, Woodford Green, Essex, IG8 0XE Chigwell: 116 High Road, Chigwell, Essex, IG7 5BJ Loughton: 165 High Road, Loughton, Essex, IG10 4LF Lettings Department: 1st Floor, 165 High Road, Loughton Lettings Managementt: 1st Floor, 165 High Road, Loughton
44-48 Lawlors Lettings A selection of the finest homes currently available to rent.
t: 020 8506 0828 • e: property.woodford@lawlors.co.uk t: 020 8281 0123 • e: property.chigwell@lawlors.co.uk t: 020 8502 5588 • e: property.loughton@lawlors.co.uk t: 020 8502 3388 • e: lettings@lawlors.co.uk t: 020 8418 1986 • e: lettings@lawlors.co.uk
What is this? A QR Code (Quick Response Code) is a barcode. Smartphones with cameras can read these and will take you directly to a website. Lawlors have invested in the future and you will find QR Codes on all our properties which link directly to the full details. So when browsing our magazines make sure you have your smartphone handy to scan our properties.
For properties in excess of £1,000,000 pick up our Lawlors Elite Homes magazine © Leycol Publishing 2012. All rights reserved. Reproduction is forbidden except by express permission of the Publishers. Leycol Printers Limited/Leycol Publishing 5 Hancock Road London E3 3DA Tel: 020 8880 6000. For all publishing & print sales enquiries please contact Elizabeth Baxendale on 07715 496 853 or elizabethb@leycol.com. For all property section advertising sales enquiries please contact Tom Clayton on 07791 496 204 or tom@somethingmediauk.com.
Welcome
to the latest edition of our new look inhouse magazine.
With so much property to choose from on our books, we have decided to produce a new version of inhouse magazine featuring the best of local property from first time buyer starter homes to properties valued at one million pounds. This new edition allows us to include even bigger displays to showcase your home with supporting features and helpful advice on how to get the best from your property. Our 52 page magazine features an outstanding selection of apartments, terraced houses, semi-detached and detached homes covered by our three centrally based offices at Chigwell, Loughton and Woodford Green. We produce 17,000 copies of our magazines, which are distributed to the principal roads in the area, giving your property the best chance of being seen by local buyers. Our separate Elite Homes magazine is also available for buyers seeking properties in excess of one million pounds. As we confidently move into 2012 we believe we are the best equipped agent to sell your property in the area. Call any of our offices TODAY for an up–to–date assessment of the value of your home.
Elliott Lawlor, M.N.A.E.A. Partner
PROPERTY SERVICES
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Getin… By March 23rd 2012!!!
If you’re a first time buyer the last day to save up to £2,500 is March 23rd 2012. The government has exempted first time buyers from paying Stamp Duty of 1% on purchases up to and including £250,000…. that’s the good news. The bad news is that this exemption will expire at midnight March 23rd 2012; therefore if you are a first time buyer and wish to get on the property ladder with a potential saving, you need to complete your purchase by the above deadline. There is no time to lose and even if you start searching for a property as late as February you could still make the deadline with our help. For immediate action you need to contact your nearest Lawlors Branch; either Chigwell, Loughton or Woodford Green; and advise the Manager that you require ‘Fast-Track Treatment’. We will do our utmost to get you into your new home before the budget deadline. We have an excellent selection of properties ready to be sold, excellent connections to finance and an array of Solicitors to help you get your deal through on time.
Don’t delay, call us today and beat the deadline.
www.lawlors.co.uk
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PROPERTY SERVICES
Roding Lane North, Woodford Green £619,995
Coolgardie Avenue, Chigwell £547,500
Offered chain free if this five/six bedroom semi-detached property. The property includes a kitchen/dining room, a lounge, TV/family room, en-suite, a family bathroom, a ground floor shower room.
An extended four bedroom semi-detached house which benefits from an open plan lounge/dining room, fitted kitchen, breakfast room, cloakroom/WC, utility room, a family bathroom as well as a separate shower room.
Emmaus Way, Chigwell
£534,995
Woolhampton Way, Chigwell Row £469,995
This delightful detached four bedroom house is offered chain free an offers three reception rooms, a kitchen/breakfast room, guest cloakroom, en-suite to the master bedroom and a double length garage.
A much improved detached house which benefits from a lounge/diner, fitted kitchen, guest cloakroom, three double bedrooms and a four piece bathroom suite. This property has approved planning permission to extend.
Hazeleigh Gardens, Woodford Green £369,995
Merlin Grove, Chigwell/Hainault £339,950
This well presented four bedroom semi-detached house offers a lounge, dining room, a spacious kitchen, downstairs shower room as well as a family bathroom and an approximate 70ft rear garden.
A double fronted semi-detached bungalow which offers an open-plan kitchen/diner, lounge, bathroom and a separate shower room and three bedrooms on the ground floor. On the first floor there is a loft room currently being used as a double bedroom. Chain free.
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PROPERTY SERVICES
Hoveton Way, Oakwood Gate £562,500
Oak Lodge Avenue, Chigwell £549,995
This five bedroom detached residence includes two reception rooms, fitted kitchen, conservatory, utility room, guest cloakroom, two en-suites and a family bathroom, There is a garage currently being used as a utility room and storage area.
Offered chain free is this three bedroom link detached property which benefits from two reception rooms, fitted kitchen, guest cloakroom, family bathroom and an approximate 90ft South facing rear garden.
£569,995
Coolgardie Avenue, Chigwell £499,995
The Bowls, Chigwell
A spacious three bedroom first floor apartment with lift which offers a lounge with balcony dining room, kitchen, guest cloakroom, bathroom, en-suite bathroom and dressing area and a garage-en-bloc.
A three bedroom semi-detached family home which offers a lounge/diner, kitchen, guest cloakroom, a newly fitted family bathroom, a well maintained rear garden and a garage.
Retreat Way, Chigwell Row £239,995
Roding Hall, Abridge
A modern first floor apartment which is well presented throughout and provides a good sized lounge/diner, fitted kitchen, two bedrooms, a bathroom, one allocated parking space and no onward chain.
A ground floor two bedroom apartment benefiting from en-suite shower room to the master, lounge with open-plan fitted kitchen, guest bedroom, family bathroom, balcony with remarkable views.
Chigwell Office: 020 8281 0123
£295,000
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PROPERTY SERVICES
Grange Crescent, Chigwell
£649,995 SOLE AGENCY An attractive four bedroom semi-detached residence which is ideally situated for access to Grange Hill Central Line Station and local shops. Internally the property provides a large lounge, dining room, a good size kitchen, master bedroom with an en-suite shower room and a family bathroom. Externally the property offers an approximate 85ft rear garden which is mainly laid to lawn whilst the frontage provides a block paved driveway providing parking for several vehicles as well as an integral garage.
Manor Road, Chigwell
£724,995 SOLE AGENCY A fantastic opportunity has arisen to purchase this two bedroom detached bungalow with lounge-diner, conservatory and detached garage located on a large corner plot (in excess of 100ft). Planning permission has been approved to develop the property and is offered to the market chain free.
Orchard Way, Chigwell
£699,995 SOLE AGENCY A unique four bedroom contemporary detached house situated within a semi-rural location being close to Hainault forest. This modern property benefits from lots of natural light throughout and includes a spacious entrance hallway, lounge, sitting/dining room, a stunning kitchen, guest cloakroom, en-suite to the master bedroom plus a family bathroom. To the side of the property there is a detached garage and off-road parking. There is also the potential to build a two bedroom detached property to the side of the house, subject to planning permission.
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Chigwell Office: 020 8281 0123
Buying your freehold One of the most interesting developments in leasehold ownership, in recent years, has been the area of collective freehold acquisition. Essentially, groups of leaseholders agree to work together to acquire the freehold of their block of flats. Why is it worth buying my freehold? It is usually the case that all of the leases in a block of flats have the same term and therefore all need extending together when that term starts to get low. Whilst an individual leaseholder will have the right to extend their lease, for various reasons it can be more efficient and cost-effective to collectively buy the freehold, and then grant yourselves lease extensions as a separate step once the freehold purchase completes. But won’t the freeholder just refuse to sell to us? If your group can meet certain criteria, you can demand the freehold and the current freeholder cannot refuse to sell. The key point to remember is that the qualifying criteria works on a “per building” basis. If your development is made up of many buildings, you need to consider each building separately. Based on the numbers participating, you may find some buildings qualify, and some don’t. It is possible to acquire one building separately, which in effect “severs” the freehold. The number of participators must be at least 50% of the flats in the building. Where there are only two flats, both must participate. Can’t the freeholder just set the price so high that it isn’t worth buying? No – if the price cannot be agreed, it will be determined independently by the Leasehold Valuation Tribunal. The calculation of the price can be complex. It is based on a number of factors, such as the market value of the flats, the length of their lease terms remaining and the ground rents currently paid.
Does this mean I won’t have to pay ground rent any more? The group of leaseholders who participated in the process can elect to stop charging themselves ground rent if they wish. They will be able to charge ground rent from all the leaseholders who did not not participate. They can grant themselves lease extensions and, depending on the structure of the leases, sometimes take over management responsibilities for the site. Isn’t it difficult to get a group of leaseholders to agree on such a process? It can be. A number of issues should be addressed: • Attending “group session” meetings where the process is explained, documents are signed and questions are answered. • Using a Participation Agreement to ensure participators remain committed to the process throughout. • Forming a limited company to acquire the freehold, which is usually appropriate in all cases except for the smallest freehold acquisitions. • Establishing “group liaisons” who channel information both ways between lawyers and participators. What is the next step? Once a group has decided to go forward with the project, they will need to appoint lawyers with specialist knowledge of this area. Thirsk Winton LLP have been dealing with these projects for a number of years, ranging in scope from two leaseholders, to groups of nearly one hundred participants. Contact us now for more information.
www.thirskwinton.co.uk
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PROPERTY SERVICES
All Saints Close, Chigwell Row
£645,000 SOLE AGENCY A spacious four double bedroom detached property with potential to extend, subject to planning permission. The accommodation on offer includes a lounge, dining room, kitchen, utility room, guest cloakroom, en-suite to the master bedroom, family bathroom and a wet room. There is a 140ft rear garden and to the front there is off-road parking for several vehicles and an attached garage.
Tomswood Road, Chigwell
£599,000 Offering excellent living accommodation is this three bedroom detached bungalow having ample opportunity to develop, subject to planning. This property benefits from a spacious lounge/diner, kitchen/breakfast room, sitting room, laundry room, bathroom and a shower room. There is an approximate 75ft rear garden and a frontage having ample offstreet parking and a garage. Being chain free viewings are highly recommended.
Fontayne Avenue, Chigwell
£599,995 SOLE AGENCY Offering spacious living accommodation is this extended five bedroom, two bathroom detached family home. The ground floor comprises; lounge, large fitted kitchen/diner, study, utility room and guest cloakroom. On the first floor there are four bedrooms leading off a spacious hallway with a four-piece en-suite bathroom to the master and a family bathroom. The second floor benefits from two good size rooms which are being used as a bedroom and dressing area with ample under-eaves storage space. The exterior of the property allows off-street parking for two cars and has a rear garden of approximately 50ft.
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PROPERTY SERVICES
Chester Road, Chigwell
Lee Grove, Chigwell
£1,249,000 SOLE AGENCY
£924,995 SOLE AGENCY
We are pleased to offer this exceptional Six Bedroom Detached executive residence which has been extended and decorated to the exacting standards of the current vendors.
Situated on one of Chigwell's premier roads is this four bedroom detached house being close to the Central Line Station and shops at Brook Parade.
The accommodation is arranged over three floors and comprises: a spacious kitchen/diner, guest cloakroom, three reception rooms, six bedrooms two en-suites, a Jack & Jill family bathroom and a further bathroom on the second floor.
The property comprises; four reception rooms, kitchen/breakfast room, guest cloakroom, utility room, two bathrooms and a secluded 130ft Southerly aspect rear garden. There is a block paved driveway to the front offering off-road parking as well as an integral garage.
Tysea Hill, Stapleford Abbotts
Lechmere Avenue, Chigwell
£734,995 SOLE AGENCY
£895,000 SOLE AGENCY
Situated within a semi-rural location this property covers an area of approx 2000 sq.ft.
This substantial six bedroom semi-detached house has been arranged over three floors.
This home includes two reception rooms, a large kitchen/breakfast room, guest cloakroom, four double bedrooms, a five piece white en-suite bathroom to the master, a Jack and Jill shower room accessed from bedroom two and bedroom four plus a family bathroom. The rear garden measures 105ft approx and a detached garage housing a utility area.
The downstairs accommodation comprises; lounge, kitchen/breakfast room, shower room, utility room, sitting room and a dining room. On the first floor there are five bedrooms, two en-suites and a family bathroom, and on the second floor sits the loft room/bedroom six. The rear garden houses an enclosed swimming pool, shower room and pump room.
Chigwell Office: 020 8281 0123
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PROPERTY SERVICES
The Shrubberies, Chigwell
£599,995
An exceptional four bedroom semi-detached house boasting a lounge/diner, kitchen/breakfast room, utility room, guest cloakroom, en-suite to master bedroom plus a family bathroom and 110ft South facing garden.
Station Road, Chigwell
£424,995
This delightful two bedroom semi-detached cottage is offered chain free. The benefits include two reception rooms, fitted kitchen, guest cloakroom, en-suite shower room, a separate bathroom, and off-road parking.
Abridge Heights, Abridge
£394,995
A modern two bedroom first floor apartment offered chain free which includes an open plan kitchen/lounge area with balcony, utility room, en-suite to the master bedroom and a separate bathroom.
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Lambourne Road, Chigwell
£499,995
A four bedroom semi-detached home which includes a lounge, conservatory, kitchen, dining room, guest cloakroom, a family bathroom, a triple length detached garage/workshop to the side and is offered chain free.
Knights Walk, Abridge
£299,995
Located within a quiet turning is this semi-detached two double bedroom bungalow offering a fitted kitchen, a four-piece bathroom suite, lounge/diner and a detached garage. Potential to extend, subject to planning.
The Bowls, Chigwell
£484,995
Benefiting from stunning views is this three bedroom third floor apartment. The accommodation includes a lounge with a balcony, dining room, kitchen, guest cloakroom, bathroom and garage-en-bloc.
Chigwell Office: 020 8281 0123
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PROPERTY SERVICES
Hainault Road, Chigwell
£1,149,000 SOLE AGENCY An immaculate six bedroom detached residence which benefits from a fantastic 122ft landscaped rear garden backing directly onto Chigwell's golf course. The accommodation boasts a large open plan living/dining area, kitchen, study, utility room and ground floor cloakroom. On the first floor there are three bedrooms with the master having an en-suite and walk-in dressing room, there is also a family bathroom. The second floor has three bedrooms and a shower room.
Great Owl Road, Chigwell
£912,500 SOLE AGENCY An ideal opportunity to acquire this extended family home situated within a cul-de-sac location being close to Chigwell's Central Line Station and village shops at Brook Parade. This spacious four bedroom detached house includes four reception rooms, a modern fitted kitchen, utility room, guest cloakroom, master bedroom with an en-suite and dressing room as well as a balcony overlooking the secluded rear garden, en-suite to bedroom two and a family bathroom. There is a 140ft Southerly aspect rear garden with a block paved carriage driveway to the front offering off-road parking.
Brook Way, Chigwell
£849,995 SOLE AGENCY Occupying a corner plot is this three double bedroom detached family home which overlooks the Brook and being ideally located close to Chigwell's Central Line Station. This property includes four reception rooms, a conservatory, fitted kitchen, utility room, guest cloakroom, family bathroom, en-suite to bedroom two and an eaves room complete with shower and hand basin and has potential to extend, subject to planning permission. Offered chain free.
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PROPERTY SERVICES
Chigwell Park Drive, Chigwell
£749,995 SOLE AGENCY This family home is located close to Chigwell's Central Line Station and is situated on the ever-popular Chigwell Park Estate. This five bedroom detached house benefits from having two reception rooms, kitchen/breakfast room, utility room, guest cloakroom, two bathrooms, garage, an approximate 60' Southerly aspect rear garden and off-street parking.
Coolgardie Avenue, Chigwell
£839,995 SOLE AGENCY This attractive detached house is situated within the sought-after Chigwell Park Estate having been extensively refurbished by the current owner yet retaining potential to extend, subject to planning permission. The property is offered chain free and is within easy access to Chigwell's Central Line Station, local shops and amenities. The benefits include four bedrooms, three reception rooms including a stylish open plan kitchen/living room, utility room, guest cloakroom, en-suite shower to the master bedroom, family bathroom, a large secluded rear garden and off-street parking with a block paved frontage.
Brook Rise, Chigwell
£749,995 Just a short walk to Chigwell's Central Line Station and local shops is this stunning Four Double Bedroom Detached property situated within a quiet location. This detached residence is beautifully presented and benefits from a modern spacious lounge/diner, a fabulous fitted kitchen/breakfast room, utility room, study, cloakroom/WC, family bathroom and a landscaped Southerly aspect garden with decked patio area. There is a carriage driveway with off-road parking for several vehicles.
Chigwell Office: 020 8281 0123
www.lawlors.co.uk
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Repton Park
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Claybury Hall, Repton Park
Montague House, Repton Park
£825,000 SOLE AGENCY
£599,995 SOLE AGENCY
Set behind impressive wrought-iron gates sits Claybury Hall featuring elegant period architecture within 235 acres of beautiful wooded parkland.
This stunning two bedroom second floor apartment sits behind its own private gates and benefits from fabulous views.
Offering both privacy and security with the benefit of a concierge service and panoramic views across to the City of London. The property provides four bedrooms, en-suite to master, bathroom, cloakroom, fitted kitchen/breakfast room and lounge/dining room. Garage and allocated parking provided. Offered chain free.
This immaculate well-presented apartment boasts a lift, spacious lounge, a modern high spec kitchen/diner, master bedroom with en-suite shower room and four piece white bathroom suite. There is also the added benefit of under floor heating. Allocated parking and ample parking for visitors.
Wentworth House, Repton Park
Elderberry Close, The Avenue
£379,995 SOLE AGENCY
£329,995 SOLE AGENCY
This luxury two bedroom apartment is situated on the first (top) floor and is presented in excellent condition throughout.
This delightful two bedroom end of terrace house is situated within this popular gated development and is offered chain free.
The accommodation on offer includes a spacious lounge with views over the communal grounds, a good size kitchen/diner and a four piece white bathroom suite. This apartment comes with two allocated underground parking spaces and has the benefit of being chain free.
The property benefits include a lounge, fitted kitchen, guest cloakroom and a three piece white bathroom suite. The exterior offers one allocated parking space and a secluded rear garden.
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Chigwell Office: 020 8281 0123
Repton Park
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Arlington House, Repton Park £499,000
Devonshire House, Repton Park £474,995
Two bedroom apartment with lounge, a modern fitted kitchen, guest w/c, and bathroom suite including a fitted shower cubicle. Two allocated parking spaces are provided.
Two bedroom top floor apartment boasting a master bedroom with en-suite, bathroom, lounge with stunning views overlooking communal grounds. Two allocated parking spaces. Chain free.
Wentworth House, Repton Park £429,995
The Manor, Repton Park
Two double bedroom first floor apartment with well-proportioned lounge, kitchen/diner, en-suite shower room to the master, bathroom and two allocated parking spaces. Chain free.
Two bedroom ground floor apartment in a gated development with en-suite to master, lounge with balcony, underground parking with lift to all floors. Chain free.
Hazel Lane, The Avenue
£399,950
Three double bedroom semi-detached house offering a lounge, dining room, fitted kitchen, guest w/c, en-suite shower room to master bedroom, bathroom, garage and parking for two cars.
Chigwell Office: 020 8281 0123
Tavistock House, Repton Park
£424,995
£287,500
Offered chain free is this One Bedroom Apartment situated on the second floor. This benefits include a large entrance hallway, lounge/dining room, guest cloakroom, kitchen, en-suite and one allocated parking space.
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PROPERTY SERVICES
Woodcote Mews, Loughton
£475,000 SOLE AGENCY This three bedroom end of terrace property is set within a cul-de-sac location within the popular gated development of Great Woodcote Park. The property boasts spacious living accommodation throughout and comprises; two reception rooms, a conservatory, kitchen/breakfast room, guest cloakroom, en-suite to the master bedroom and a family bathroom. This property has been maintained to a high standard.
School House Gardens, Loughton
£299,999 SOLE AGENCY This Three Bedroom Semi-Detached Property in good decorative order, set within a quiet location and just a short walking distance to the Station is perfect for first time buyers and purchasers looking to downsize. The property boasts; kitchen/diner, lounge, three bedrooms and modern family bathroom. Externally there is a garage and south facing rear garden, the rear of the garden features a part-finished outbuilding which could potentially be used as a study.
York Hill, Loughton
£350,000 SOLE AGENCY This beautifully presented Period Three Bedroom Cottage is situated in the conservation area of York Hill, one of Loughton's most sought after locations. The property itself benefits from; main reception, kitchen/diner with door leading to the courtyard garden and utility area, master bedroom with dressing room, two further bedrooms and family bathroom. We strongly recommend an internal viewing to truly appreciate what a stunning property this is.
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Loughton Office: 020 8502 5588
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PROPERTY SERVICES
Hubbard Court, Loughton
£245,000
Octave House, Theydon Bois
£219,950
This immaculately presented ground floor apartment is being offered to the market Chain Free boasting two double bedrooms, en-suite to master, modern kitchen and contemporary design.
This One Bedroom Modern Apartment is offered to the market Chain Free. The property offers; a large bedroom, lounge, separate kitchen, and allocated parking.
Aragon Lodge, Buckhurst Hill £385,000
Copperbeech Court, Loughton £285,000
We are pleased to offer this chain free Three Bedroom Executive Apartment. Property offers; Lounge, kitchen, video entry phone system, master bedroom with en-suite and family bathroom.
A beautifully presented chain free Two Bedroom Penthouse. The property boasts: spacious lounge, separate kitchen, two double bedrooms, garage-en-bloc.
Purlieu Way, Theydon Bois £450,000 In need of modernisation is this chain free Three Bedroom SemiDetached Property. The property offers good size accommodation, off-street parking and ideal location.
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Englands Lane, Loughton
£310,000
This Three Bedroom Semi-Detached Property situated in Loughton is being offered Chain Free. The property has three double bedrooms, kitchen/diner, good size lounge and a large rear garden.
Loughton Office: 020 8502 5588
PROPERTY SERVICES
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fer f rO e d
Harvest Lane, Loughton
ÂŁ950,000 An exceptional Five Bedroom Detached family residence offered Chain Free updated to the exacting standards of the current vendor. Situated within this exclusive gated development with landscaped grounds, ponds and porterage. Modern kitchen/breakfast room, utility room, cloakroom/WC, garden room, sitting room, dining room, galleried landing, master bedroom with en-suite shower room, bedroom two with en-suite shower room, family bathroom, integrated audio system throughout the house, integral double garage, off-street parking & landscaped South facing rear garden.
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Loughton Office: 020 8502 5588
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PROPERTY SERVICES
Connaught Avenue, Loughton
O.I.E.O ÂŁ895,995 SOLE AGENCY A unique opportunity to acquire this Double Fronted Period Property located in the heart of Loughton and just a short distance to Loughton Central Line Station and High Street. The property currently occupies a good size plot offering: four bedrooms and three reception rooms. The current owners have planning permission to extend the property to six bedrooms, two en-suites, which will turn this into a truly stunning home. We strongly recommend an internal viewing to truly appreciate what this property has to offer.
Loughton Office: 020 8502 5588
www.lawlors.co.uk
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Life doesn’t have The average age of the first-time home buyer could hit 40 before the end of the decade, experts warned, as the Government prepared to unveil its plan to help millions of people unable to get on to the property ladder. You won’t be surprised to learn that new figures show nearly two-thirds of first-time buyers receive financial help to get on the property ladder with the average age of a first time buyer already 33. The number of first-time buyers in the UK has plummeted compared with pre-financial crisis levels. There are now around only 200,000 a year compared with around 500,000 before 2008, the Council of Mortgage Lenders (CML) says. Rightmove even suggests that First-Time Buyers stepping onto the property ladder will be an “endangered species” in 2012. So how do you get your life and that extra room back without breaking the bank?
Parental Guarantee Mortgage • Available up to 100% of the purchase price. • Guarantors provide a guarantee secured against their residential property – requiring no cash in the form of a deposit. • The amount of guarantee will be capped, meaning the guarantors liability cannot exceed the original agreed amount. • The maximum guarantee period will be 10 years, at which point it will expire (and the charge against the guarantors property will be released). Monthly mortgage repayments are based on the full mortgage amount borrowed and applicants must have enough income to support the full monthly repayments. Repayment must be on a capital and interest basis. Example 1
Of course, in the first instance you can help your child by gifting them a deposit. There are now mortgages available at 95% so that could be as little as a 5% contribution. Or, you could act as a guarantor but this won’t help with the deposit requirement. Don’t panic if you don’t have the cash or simply don’t want to hand it over, there are other ways to show support, you could set up a mortgage which is offset by your savings so that the interest levels are reduced and payments smaller. Something very new, courtesy of Lawlors... We are delighted to offer the services of Chatsworth Klein who have access to mortgage products from the whole of the market. And we think this is an exciting new way to help your child onto the property laddder without tying up your savings or guaranteeing another mortgage. In plain english; Your child can borrow up to 100% of the property purchase price or valuation. A guarantee will be required from a parent, step parent or grandparent for the amount of mortgage above 75% LTV. The guarantee will be secured by a 2nd charge on the guarantors’ residential property and the amount of guarantee will be capped at the original agreed amount. It really is that simple.
Susan wants to buy her first property and has found a flat close to where she works valued at £100,000. Having spent several years repaying her student loan she only has modest savings, which after taking account of the costs of buying the property, leaves enough for a £3,000 deposit. She can afford a £97,000 mortgage to make up the remainder of the purchase price. Susan’s parents aren’t able to gift a deposit, but have a mortgage free property so choose to give a guarantee for the amount of loan in excess of 75%, in this case for £22,000, secured by a collateral charge on their residential property. Their residential property is valued at £180,000 and they know that their total liability cannot exceed £22,000, equal to just 12% of their residential property value. The maximum guarantee period will be 10 years, at which point the guarantee will expire (and the charge against the guarantors property will be released) unless demand has been made under the guarantee and moneys remain outstanding, in which case it will expire when outstanding money is paid in full. The need for a substantial deposit to qualify for a mortgage has led many a prospective first time buyer back to Mum and Dad for financial support. Fortunately our preferred Mortgage Broker; Chatsworth Klein has advised us of a few good options that are currently available in the mortgage market. Please call them for a more tailored solution to your circumstances. For more information call them on 0845 680 9768 or email mortgages@lawlors.co.uk
to begin at 40… Example 2 Meet David and Alison who want to buy their first house and have found a suitable property valued at £140,000. Both have good jobs and adequate income; however like many young couples starting on the property ladder they don’t have a sizeable deposit. Alison’s parents have sizeable savings and have considered gifting a deposit. However, knowing that David and Alison can afford the full mortgage amount, they choose to retain their savings and instead give a guarantee for the amount of loan in excess of 75%. Their residential property is valued at £270,000 with a modest £62,000 mortgage outstanding, so they have sufficient equity to support the guarantee, which equates to £35,000. The guarantee is secured by a collateral charge on their residential property and they know their liability is capped at the original amount of the guarantee. The maximum guarantee period will be 10 years, at which point the guarantee will expire (and the charge against the guarantors property will be released) unless demand has been made under the guarantee and moneys remain outstanding, in which case it will expire when outstanding money is paid in full. Please call 0845 680 9768 for more information on this exciting new way to help your children fly the nest!
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PROPERTY SERVICES
Orchard Barn, Stanford Rivers
£985,000 SOLE AGENCY This truly individual Brick Built Barn is set with its own grounds approached via electric private gates. The barn has been converted to a very high standard by the present owners, offering four/five spacious bedrooms, three bathrooms, two/three reception rooms, oak flooring and oil fired heating. It has a working wood burner in the dining room. Set within 2 acres of private land, has a double cart lodge with loft area, outbuilding with changing rooms, wet room and boiler room for the heated 33' swimming pool.
Rosebarn Cottage, Fiddlers Hamlet
£975,000 SOLE AGENCY An exceptionally well presented Four Bedroom Detached Character Barn situated in this semi-rural location. The property has been totally renovated by the current vendors. The property is offered Chain Free and offers good living accommodation including: charming reception hall, bespoke fitted Kitchen/breakfast room, lounge, dining room. Stunning vaulted master bedroom with en-suite, with three further bedrooms and luxury family bathroom. Externally the property also boasts carriage driveway and secured entry via electric gates, carport with attached workshop and extensive landscaped rear gardens.
Forest View Road, Loughton
£850,000 An opportunity to acquire this Four Bedroom Detached Property located in a highly desirable area of Loughton. The property itself currently has five reception rooms including open plan lounge, sitting room and dining room. Externally the property has ample off-street parking with access to the integral garage. The rear garden offers a beautiful back drop to the forest where direct access via a gate is available. Full planning permission has been granted for a complete rebuild of six bedrooms and five bathrooms. View details online at www.eppingforestdc.gov.uk - using ref: EPF2047/10.
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Newnham Close Loughton
The Barn, Theydon Bois
£650,000
O.I.E.O £695,000 SOLE AGENCY
Set in a quiet cul-de-sac location which lies within great local school catchments is this immaculately presented Four Bedroom Semi-Detached Family Home.
A unique chance to acquire this stunning Three Double Bedroom Detached Converted Barn.
The property offers; a generous sized contemporary kitchen/diner, family bathroom and en-suite shower room to the master bedroom. The rear garden is approximately 110ft with stunning views to fields in the distance, garage with spacious driveway offering ample off-street parking.
The Barn is the only detached property set within this small development of Thrift Hall Farm and has been converted to the very highest standard by the current owners. The property itself offers large kitchen, reception room, en-suite to master whilst externally the property has two rear gardens, garage and off-street parking.
Westfield, Loughton
Algers Road, Loughton
£749,950
£640,000 SOLE AGENCY
We are very pleased to offer for sale this well presented Five Bedroom Detached Residence, boasting accommodation which briefly comprises; Entrance hall, ground floor cloakroom, study, open plan lounge/diner and a fitted kitchen.
This Two/Three Bedroom Detached Property is situated in one of Loughton’s premier locations; Alger’s Road.
On the first floor there is an en-suite, with a walk-in dressing area to the master bedroom, family bathroom, along with three further double sized bedrooms and a single. The cloakroom, family bathroom and en-suite have marble flooring, with Duravit furniture in both the family bathroom and cloakroom. The property further benefits from a garage with driveway, with a sweep-around garden.
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The property itself offers ground floor study with en-suite, good size lounge, and well-manicured garden. Whilst externally the property offers plenty of off-street parking. The property is located just a stone’s throw from Loughton Central Line Station.
Loughton Office: 020 8502 5588
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PROPERTY SERVICES
Roebuck Lane, Buckhurst Hill
£549,995 This Three Bedroom Semi-Detached Property is situated in one of Buckhurst Hills premier roads; Roebuck Lane, offering great potential to extend (STPP). The property consists of two spacious reception rooms, plus a kitchen/diner, guest cloakroom. The property also benefits from a rear garden measuring approximately 70ft. With garage and off-street parking for two vehicles and the added benefit of being located just a short walk from Buckhurst Hill Central Line Station.
Nicholl Road, Epping
£649,995 This outstanding Four Bedroom Detached Chalet Bungalow has much to offer; with good size bedrooms, spacious lounge and a fitted kitchen/breakfast room and study. The property boasts; a swimming pool with decking and patio area, along with a gymnasium and ample off-street parking. Perfectly located; this property is only a stone's throw from local amenities and Epping Central Line Station. The first floor offers three bedrooms including en-suite to the master bedroom. An internal viewing is highly recommended to appreciate what the property has to offer.
Roding Lane, Buckhurst Hill
£575,000 SOLE AGENCY Offered chain free is this immaculately presented Four Bedroom Detached House, located within just a short walk to Buckhurst Hill Central Line station and the ever popular Queens Road. The property has been well maintained by the current vendor and has many benefits, the property offers; two reception rooms, en-suite to the master bedroom, off-street parking and 100ft rear garden. We strongly recommend an internal viewing to appreciate what this property has to offer.
Loughton Office: 020 8502 5588
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Princes Avenue, Woodford Green, Essex
ÂŁ1,100,000 SOLE AGENCY This Six Bedroom Two Bathroom Detached family home has been lovingly renovated by its current owners. The accommodation offers a modern living space in the heart of the popular Monkhams Estate. The property has been neutrally decorated throughout and features a master suite with en-suite bathroom and walk-in wardrobe. The ground floor features a large open kitchen/family room. The kitchen is modern and stylish featuring Corian work surfaces. The property has parking for three cars to the front and the rear garden extends to around sixty feet in length.
The Glade, Woodford Green, Essex
ÂŁ900,000 SOLE AGENCY Situated on one of Woodford's most sought after turnings is this Four Bedroom Three Bathroom Detached Family Home. Updated to a very high standard by the current owners, this home features two reception rooms, a large kitchen/diner and garage. Outside the rear garden is mainly laid to lawn and is perfect for al fresco entertaining. The front of the property offers parking for up to three cars. Ideally located for both Bancrofts school and Woodford underground station this home is one not to be missed.
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Knighton Drive, Woodford Green, Essex
ÂŁ875,000 SOLE AGENCY Located in one of the most sought after roads on the Knighton Estate is this well presented Four Bedroom Detached house offering three bathrooms, three receptions, Miele kitchen, cloak room and utility room. The master bedroom benefits from a walk-in wardrobe and en-suite bathroom. Bedroom three also has an ensuite bathroom. There is a garage and further off street parking for two cars and a beautiful 100ft landscaped garden, complete with unique, bespoke garden room. There is potential to extend this property, planning permission for which has already been granted.
Barclay Oval, Woodford Green, Essex
ÂŁ745,000 This beautiful three bedroom, (formerly four), two bathroom, two reception Edwardian home features a stylish master suite and two further bedrooms on the first floor, along with a luxury bathroom. The ample entrance hall leads to good sized reception rooms and the kitchen/diner provides modern integrated appliances and a dining area overlooking the garden. To the exterior of the property there are two parking spaces to the front and the rear garden is mature and perfect for relaxing. It has the added bonus of overlooking the Wells Cricket Ground.
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PROPERTY SERVICES
Monkhams Lane, Woodford Green, Essex
£849,995 Situated on the popular Monkhams Estate, lies this five bedroom, three bathroom, two reception detached Family home. The property offers large, flexible living and bedroom accommodation perfect for the modern family. Externally the property offers off-street parking for approx. three vehicles and the rear features a garden room suitable for use as a games room or home office. This home was undergoing a significant refurbishment program, however the project is largely unfinished and offers the opportunity to finish it to your own taste.
Derby Road, South Woodford, London
£849,999 SOLE AGENCY A rare opportunity has arisen to purchase this large Victorian family home in the heart of South Woodford. Currently used as a Seven Bedroom home with Three Receptions this property offers spacious and flexible accommodation over four floors with many period features. The lower ground floor offers a kitchen/diner as well as two further rooms, suitable for use as bedrooms or reception rooms. The upper ground floor has three receptions and the upper two floors house the remainder of the bedrooms and bathrooms.
Princes Avenue, Woodford Green, Essex
£699,999 Located upon a premier road on the Monkhams Estate lies this three double bedroom semi-detached family home. The superb location of this home allows for easy access to local amenities and central line stations. The property is presented to a pleasant standard throughout and the accommodation includes: a sizeable open-plan reception area, large kitchen/diner and integral garage. Externally, the property comprises a mature rear garden measuring approx. 60ft along with parking for several vehicles making this an ideal home.
Woodford Office: 020 8506 0828
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PROPERTY SERVICES
Nesta Road, Woodford Green, Essex
£699,995 SOLE AGENCY Situated in one of Woodford's most desirable locations, this four bedroom semi-detached family house is beautifully presented throughout. The focus of this home is the large air conditioned conservatory that adjoins the kitchen and overlooks the mature garden. There are two further reception rooms on the ground floor. Upstairs there are four bedrooms and a modern family bathroom. The property has a double garage to the rear currently used as a workshop with potential for conversion to a games room. To the front there is parking for three cars.
Mornington Road, Woodford Green, Essex
£699,950 SOLE AGENCY Located on a private road at the bottom of Mornington Road, is this well presented Detached Bungalow offering through reception, kitchen, conservatory, three bedrooms and two bathrooms. The property also offers extensive off street parking to the front, garage and a seventy foot south facing garden. The property may be extended to the side (stpp) and is ideal for the discerning buyer wanting to live within a quiet location close to Woodland.
Newlands Road, Woodford Green, Essex
£675,000 SOLE AGENCY A delightful four bedroom detached family home in a sought-after road which is perfectly located for easy access to local schools, shops and the central line station. The property has been recently re-decorated to the exacting standards of the current vendors and offers a fitted kitchen/breakfast room, conservatory and separate utility room. Further benefits include: integral garage, downstairs cloakroom and a secluded well-tended rear garden. The property is being offered to market chain free.
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PROPERTY SERVICES
Princes Avenue, Woodford Green, Essex
£725,000 SOLE AGENCY Lawlors are pleased to present this three bedroom, two reception mock Tudor home in the heart of the popular Monkhams Estate. Internally the house is well presented throughout with ample bedroom space, modern kitchen, reception rooms that are perfect for entertaining as well as a ground floor WC. The garden is terraced over three levels with carp ponds and a decked barbecue area. To the front, the property offers off street parking as well as a range of plants.
Oakland Place, Buckhurst Hill, Essex
£599,999 SOLE AGENCY Situated within the highly sought after Oakland Place Development, we are offering this exquisite four bedroom, two bathroom residence. This home offers a fully fitted kitchen with granite tops, reception room, integrated sound system throughout the ground floor, and guest cloakroom. On the first floor there are four bedrooms with the master bedroom having an en-suite bathroom featuring rain shower. To the rear there is a garden and a garage to the side.
Chiltern Way, Woodford Green, Essex
£910,000 SOLE AGENCY Needing a loving new owner is this five bedroom detached home situated in a peaceful cul-de-sac moments away from Bancrofts School, with five bedrooms, two bathrooms, two receptions and a spacious kitchen/breakfast room and cellar. The property boasts a 38ft indoor swimming pool and Jacuzzi. The garden is approx. 100 ft in length by 100 ft in width with outdoor buildings. There is also a garage and further off street parking to the front. This home has potential for a sizeable extension (stpp). Offered Chain Free.
Woodford Office: 020 8506 0828
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PROPERTY SERVICES
Cleveland Road, South Woodford, London
£189,950 SOLE AGENCY This One Bedroom First Floor Apartment set within a Victorian house makes a perfect first time or investment purchase. Set on a quiet residential turning, the property features open plan kitchen and living room, shower room and bedroom, all of which are well presented. The property is close to amenities at South Woodford including shops, bars and the central line tube station. Offered Chain Free.
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Honeysuckle Court, Buckhurst Way, Buckhurst Hill, Essex
£269,995 SOLE AGENCY Ideally located for Roding Valley Underground Station is this immaculately presented Two Bedroom First Floor Apartment. Comprising of a spacious entrance hallway, two good size bedrooms, family bathroom and a spacious open plan living area benefitting from a fully-fitted kitchen and a Southerly-facing Juliette balcony. Allocated parking behind security gates. Chain Free.
Walsingham House, Forest View, Chingford
The Albany, Woodford Green
£275,000 SOLE AGENCY
O.I.E.O £309,995 SOLE AGENCY
We are pleased to offer this delightful Two Bedroom Top Floor Apartment situated within this prestigious development with panoramic far reaching views across Chingford Golf course.
OPEN TO OFFERS - This generously proportioned Three Bedroom, Two Bathroom First Floor Apartment in the beautiful and secluded development of The Albany boasts ample living accommodation.
The apartment is offered Chain Free and benefits include: kitchen with integrated appliances, sitting room/dining room, two bedrooms, family bathroom, allocated parking and security entry phone system. Ideally located for locally amenities and rail links.
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Consisting of a spacious entrance hall, double bedrooms, good size family and en-suite bathrooms, 23' lounge-diner, separate kitchen with views over Woodford Green Golf Course and surrounding forest. Complete with garage-en-bloc.
Woodford Office: 020 8506 0828
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PROPERTY SERVICES
The Albany, Woodford Green
Clementine Walk, Woodford Green
£399,999 SOLE AGENCY
£289,999 SOLE AGENCY
Lawlors are proud to offer this Three bedroom Ground Floor Apartment in one of Woodford's most desirable locations of Sunset Avenue.
A stunning contemporary apartment in a sought-after development.
The apartment has been refurbished to a very high standard and offers a large reception, kitchen, bathroom and walk-in shower, parking to the front and own garage (en-bloc). There are well maintained communal gardens to the front with views over Woodford Golf Course.
The property comprises two spacious double bedrooms, two modern bathrooms, separate fitted kitchen, lounge with a full length balcony overlooking the communal gardens with floor to ceiling doors and intercom system. Additionally, there is a loft that has been fully boarded out. The apartment building has a lift and there is an underground allocated car parking space.
Prospect Road, Woodford Green
Cranfield Court, Sunset Avenue, Woodford Green
O.I.E.O. £400,000 SOLE AGENCY
£399,999 SOLE AGENCY
A recently refurbished Five Bedroom, Two Bathroom Chalet Bungalow with large kitchen/diner, utility room and off street parking.
OPEN TO OFFERS – This Two Double Bedroom Apartment is finished to a high standard throughout.
This property offers flexible accommodation and is set on the ever popular Prospect Road offering easy access to both Woodford Green and Buckhurst Hill. The property is offered Chain Free.
Woodford Office: 020 8506 0828
With a spacious reception area and beautiful views over Woodford Golf Course and surrounding countryside. This third floor apartment (with lift) benefits from ample off-street parking, garage-en-bloc and secure entry phone system. This property is SHARE OF FREEHOLD and offered to the market Chain Free.
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LETTING SERVICES
£1,500pcm
York Hill, Loughton
Hainault Grove, Chigwell
• Beautiful Victorian Cottage • Three Bedrooms • Kitchen With Separate Utility Room • Courtyard Garden • Situated In The Conservation Area Of York Hill
• Available March • Off Street Parking • Two Reception Rooms
Sutherland House, Woodford Green £1,850pcm
Coopers Close, Chigwell
• Available February • Two Double Bedrooms • Three Parking Spaces
• Available End of January • Off Street Parking • En-suite To Master
• Fully Furnished • Two Bathrooms
The Manor, Woodford Green
£2,200pcm
• Two Bedroom Ground Floor Apartment • En-Suite to Master Bedroom • Kitchen/Diner • Two Underground Parking Spaces • Large Lounge
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Firs Drive, Loughton • Available Now • Off Street Parking • Newly Refurbished
£1,850pcm • Four Bedrooms • Unfurnished
£2,000pcm • Unfurnished • Four Bedrooms
£2,450pcm • Five Bedrooms • Three Bathrooms
Lettings Office: 020 8502 3388
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LETTING SERVICES
y tB e L
£2,500pcm
Chigwell Rise, Chigwell • Available Now • Two Reception Rooms • Furnished/Part Furnished
• Four Bedrooms • Conservatory
Highwood Brook Rise, Chigwell • Four Bedrooms • Two Reception Rooms • Gated
Harvest Lane, Loughton • Available Now • Three en-suites • Off Street Parking
£3,000pcm
• Available Now • Three Bathrooms
£3,600pcm • Five Bedrooms • Four Recption Rooms
Lettings Office: 020 8502 3388
£2,650pcm
The Chase, Loughton • Gated Development • Off Street Parking • Modern Fitted Kitchen
• Garage • Conservatory
Brandesbury Square, Woodford Green • Immaculate Throughout • Off Street Parking • Integral Garage
• Two En-suites • Close to Esporta Gym
Alderton Mews, Loughton • Available January • Part Furnished • Gated
£3,200pcm
£4,000pcm
• Five Bedrooms • Swimming Pool
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LETTING SERVICES
Coopersale Street, Fiddlers Hamlet, Epping, Essex CM16 7PG
£4,500pcm Lawlors are pleased to offer you this beautiful five bedroom detached home. This property has been completley renovated throughout and decorated to a very high standard. Split over three floors this family home offers five double bedrooms, four bathrooms, large country kitchen, two/three reception rooms • Available Now • Four Bathrooms • Beautiful Decor
• Five Bedrooms • Car Port • Unfurnished
Chigwell Park Drive, Chigwell, Essex IG7 5BD
£4,800pcm STUNNING... We are pleased to offer this amazing chalet/bungalow. This property has undergone extensive renovation, and has been finished to a very high standard, benefiting from four large double bedrooms, all with en-suites. • Available Now • Unfurnished • Off Street Parking
• Four Bedrooms • Four Bathrooms
Courtland Drive, Chigwell, Essex IG7 6PN
£5,000pcm Lawlors are pleased to offer this spacious five bedroom detached executive residance. This property boasts five double, bedrooms four en-suites, fitted wardrobes to all bedrooms, family bathroom, four reception rooms and a large kitchen/diner. • Available Now • Four Reception Rooms • Gated
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• Five Bedrooms • Unfurnished
Lettings Office: 020 8502 3388
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LETTING SERVICES
Alderton Hill, Loughton, Essex IG10 3JB
£6,500pcm NEW BUILD........ We are pleased to offer this modern home. This property has just been completed and is finished to a high standard, and benefits from five double bedrooms all of which have en-suites, two reception rooms, and a large kitchen/diner. • Available Now • Five Bathrooms • Five Bedrooms
• Unfurnished • Gated
Lambourne End, Romford, Essex IG7 6EL
£7,500pcm Set in three and a half acres of secluded grounds is this Five Bedroom Detached Executive residence. The property provides an indoor swimming pool, tennis court, sauna, cinema room, sitting room, family room, study, kitchen, sun room, utility room, cloakroom/WC, master bedroom with en-suite and dressing room, bedroom two with en-suite, bedroom three with en-suites. • Available Now • Garage • Swimming Pool
Lettings Office: 020 8502 3388
• Five Bedrooms • Master Suite • Unfurnished
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LETTING SERVICES
Guide prices between ÂŁ2,450pcm
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- ÂŁ4,950pcm
A selection of luxury 2 & 3 bedroom apartments to rent in Chigwell.
These splendid two and three bedroom apartments have been furnished to the highest standard. Their exceptional interior ranging from bespoke beds and furniture to beautiful bathrooms fitted with integrated TV's. Each apartment features a state of the art entertainment system provided by KEFF & BOSE. There are a number of duplex apartments to choose from some with access to private garden areas or large terraces. There is CCTV fitted throughout the development and intercom system to each apartment. These are sure to go quickly so call now to avoid disappointment.
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ProPerty CALL US NOW
Woodford 457 High Road, Woodford Green, Essex, IG8 0XE t: 020 8506 0828 • e: property.woodford@lawlors.co.uk Chigwell 116 High Road, Chigwell, Essex, IG7 5BJ t: 020 8281 0123 • e: property.chigwell@lawlors.co.uk
Loughton 165 High Road, Loughton, Essex, IG10 4LF t: 020 8502 5588 • e: property.loughton@lawlors.co.uk Lettings Department 1st Floor, 165 High Road, Loughton t: 020 8502 3388 • e: lettings@lawlors.co.uk