Inhouse March 2006 Edition

Ash Green, Loughton see Personal Choice: page 12

produced by Lawlors Property Services

produced by: Lawlors Property Services

inhouse h o us e inh

contents 2

Professional Contributors

3

Life In… Loughton

4/5

Woodford

6/7

Chigwell

8/9

Loughton

10/11

Vantis

12

A Personal Choice

13

Ruskin Camway

14

Manor Landscapes

15

Lettings

16

Feature - Spaces Interior Design

17

Elite Home - Monkhams Lane

18

Savills Private Finance

19

Radiant Flooring

20

Sunday Hotline

> STAFF FEATURED: LOUGHTON OFFICE (MAIN GROUP PIC) L to R: Yvonne Martin, Elliott Lawlor (Technical Award), Richard Zeff (Manager), Adam Capal (Lettings Manager) and Tina George (Lettings Assistant).

dedicated to property

Ash Green, Loughton see Personal Choice: page 12

produced by Lawlors Property Services

professional contributors What a fantastic start to the year. The market is obviously improving on a daily basis; even the media at large are recognising that 2006 is going to be a big property year. We received an enormous response to our last magazine, which was distributed to approximately 20,000 homes.

We are pleased to be the only exclusively property related magazine in the area that is operated by an Independent Estate Agency. We pride ourselves on the quality of our presentation and the wide selection of exclusive property that is currently available on our books.

This month we have yet more ‘personal choice’ property recommendations and a thought provoking article from Vantis regarding Equity Release Schemes. A special feature from “SPACE” Interior Designer’s offering unique ways to improve your property and invitations by Ruskin Camway to the remaining apartments at Roebuck Heights, Buckhurst Hill.

Review the latest heating innovations with Radiant Flooring and seek expert financial advice from Savills Private Finance, who are our exclusive mortgage providers. Finally, with spring fast approaching why not contact Manor Landscapes for fantastic designs for your garden.

We bring the best experts to your home and we hope you house - THE property magazine of your enjoy our latest edition of inh local area.

Many thanks Sandra and James Lawlor FNAEA Partners, Lawlors Property Services

life in

. . . loughton

Since acquiring the entire building at 165 High Road, Loughton, we have wasted no time in expanding into all available space. There are many plans in place of which more will be revealed in coming months, but in the meantime we have been busy creating a better environment for both our staff and customers to ensure that we offer the highest level of service.

In this feature we will introduce you to our experienced staff, so that when you call it will be easier to put a face to a name.

Now that Marks & Spencer’s is open adjacent to our office and the car park has once again been reopened it is obvious that this part of Loughton is thriving. Since the start of January this year we have achieved an exceptionally high level of business which we predict will continue throughout the Year. The supply of available property in Loughton is steadily improving, although we predict that demand throughout the year will be higher than supply so now is the time to buy… It is inevitable that prices will rise.

Demand for all types of property at all price levels is constant at the moment but more property than ever is required to satisfy the growing demand .

For immediate attention to all your property needs, do not hesitate to contact any member of our staff.

as we know it!

Lawlors Lettings goes global

Part of my responsibility as the company’s Group Manager, is to make every single individual that works for Lawlors Property Services effective when dealing with both vendors

Recently Lawlors Lettings have seen a notable increase in activity, with a constant supply of new investors eager to receive the correct level of service.

At Lawlors our careful marketing and considered advice has allowed us to provide well referenced tenants without delay, from all ends of the market.

At the high end, we have been dealing with a number of relocation companies, all eager to house their clients with us in our local area. The football transfer market has also been very good for business.

We have found our expert marketing has managed to reach professional tenants from all ends of the spectrum, with enquiries from as far as Russia!

There doesn’t appear to be any signs of a slow down in the current market. The market is as always extremely competitive, and in some cases a considered approach to each individual property is needed. This is where our bespoke service stands out.

For immediate attention and a free assessment of the rental value of your home contact me at your convenience Regards AdamCapal - Lettings Manager

and buyers .

With the market improving quickly and with regulations governing Estate Agency changing almost daily our priority is training our Staff. As a Company we have made a promise to our Clients that all our Staff will be qualified under the National Association of Estate Agents new qualification, the “Technical Award.”

Our staff are working extremely hard, keeping up with the demands of the market place and committing to taking extra hours studying for this Award. They have been assisted by various in-house training courses learning all aspects of Residential Estate Agency including topics such as Market Appraisal and Building Construction, Health and Safety, Law and Practise of Residential Sales. After completing their studies and training they will all take a 4 paper examination to qualify for the Technical Award. We believe that our clients demand and expect the highest level of service, knowledge and integrity when instructing an Agent to sell their home. Lawlors Property Services are committed to providing this exacting standard . Our Clients can be assured that when instructing our Company your sale will be handled by qualified experts.

Gary Rosenbaum M.N.A.E.A Group Manager

LAWLORS have a vacancy at Chigwell office, due to internal promotion, for an experienced Estate Agency Sales Secretary. The individual would need to have excellent secretarial skills, an enthusiastic attitude and be effective as part of a team.

Contact Mrs Donovan, on 8281 0123 or email your CV to property.chigwell@lawlors.co.uk

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LAWLORS PROPERTY SERVICES

WOODFORD OFFICE

specialising in sales and lettings:

457 High Road, Woodford Green, Essex, IG8 0XE t: 020 8506 0828 f: 020 8506 9101 e: property.woodford@lawlors.co.uk

Woodford Green, Sth Woodford, Buckhurst Hill, Nth Chingford and Wanstead

ONLY TWO PENTHOUSES REMAINING

MORNINGTON ROAD WOODFORD GREEN £610,000 Three Double Bedroom Detached residence in Mornington Road with fantastic views over Epping Forest. Benefits include Two reception rooms, conservatory, kitchen, garage, off street parking, utility room, beautifully landscaped gardens with access to Epping Forest.

INGATESTONE ROAD WOODFORD GREEN £349,995 Three bedroom semi detached property situated in the popular Churchfield's school catchment. Completely re-furbished throughout by the current vendor and is offered with immediate vacant possession. Property benefits include a through lounge, kitchen and family bathroom, garden and external utility room.

BUCKHURST GATE BUCKHURST HILL £POA Offered to the market are these two bedroom luxury apartments. Set within a secure gated development the property and benefiting from en-suite to master bedroom, video entry phone system, fully fitted kitchens and finished to a high specification. Viewings by appointment only

BARCLAY OVAL WOODFORD GREEN £645,000 Set in the heart of Woodford Wells is this stunning five double bedroom semi detached Victorian residence built in 1895. Benefits include: Many original features, sitting room, dining room, cloakroom/ W.C, conservatory, kitchen / diner, Cellar, en suite to master bedroom, rear garden approximately 80ft.

THE CHARTER ROAD WOODFORD GREEN £575,000 Immaculately presented Five bedroom Semi Detached, benefits include five bedrooms, two with en suite bathroom, L-shaped lounge/diner, playroom, cloakroom, kitchen/breakfast room, off street parking and rear garden. Stunning views.

THE WATER GARDENS WOODFORD GREEN £345,000 Offered to the market is this immaculately presented three bedroom luxury apartment in the sought after development of The Water Garden. The apartment benefits from, sitting room with private balcony, en-suite to master bedroom, communal gardens, own garage and parking.

TUDOR CLOSE WOODFORD GREEN £870,000 Situated in the sought after cul de sac of Tudor Close on the prestigious Monkhams Estate, we are delighted to offer this splendid five bedroom detached executive residence. The property has undergone considerable redevelopment and refurbishment and offers the more discerning purchaser one of the area's premier properties,

GROSVENOR HEIGHTS CHINGFORD £379,500 Lawlors are delighted to offer for sale this stunning ground floor Two double bedroom luxury apartment with magnificent views over Chingford Golf Course. Only a few minutes walk to Chingford Station and many bars, restaurants and designer boutiques.

CHILTERN WAY WOODFORD GREEN £639,995 Beautifully presented four bedroom detached residence. Set behind a privately gated driveway servicing a large courtyard with ample parking and detached double garage, this commanding property offers many features including three reception rooms, large kitchen with dining area, study and cloak room.

EPPING NEW ROAD BUCKHURST HILL £400,000 Offered for sale is this delightful two bedroom detached cottage built circa 1935. The property benefits from, lounge, kitchen with utility room, en-suite to master bedroom and further family bathroom , rear garden and detached garage.

THE DELL WOODFORD GREEN £749,995 A stunning four bedroom detached family residence situated in this ever popular residential turning of The Dell. The property is full of character and offers three reception rooms, kitchen/breakfast room, four bedrooms to the first floor one with En-Suite, family bathroom and garage. There is also a 65ft mature rear garden.

QUEENS ROAD BUCKHURST HILL £625,000 Spacious six bedroom semi detached property situated in the ever popular Queens Road, benefiting from lounge, dining room, t.v room, kitchen and utility room, en-suite to master bedroom, family bathroom, rear garden, off street parking and garage.

PARK AVENUE WOODFORD GREEN £650,000 A four bedroom family home in the quiet cul de sac of Park Avenue on the Monkhams Estate. The property is in need of updating but has many original features including Oak parquet flooring and benefits from two reception rooms, integral garage and a well established south westerly facing rear garden.

TUDOR CLOSE WOODFORD GREEN £915,000 Situated in one of Woodford Greens most prestigious roads, A fabulous Tudor style five bedroom detached family residence. Offered for sale with four receptions plus kitchen/diner, ground floor shower room, family bathroom and further en-suite, off street parking and garage.

MONKHAMS AVENUE WOODFORD GREEN £725,000 Situated on the Monkhams Estate is this five bedroom detached residence within easy access to Woodford central line station and local amenities. Property benefits include a large 'L' shaped lounge/diner, fitted kitchen with separate utility room , guest cloakroom plus rear garden.

MORNINGTON CLOSE WOODFORD GREEN £699,995 Offered on to the market this demanding five bedroom detached residence situated in a cul -de-sac position in Mornington Close. The property benefits include three receptions good sized rear garden, garage and off street parking.

Sunday Hotline 10am - 2pm 07736 234422 04

house march 06 inh

Sunday Hotline 10am - 2pm 07736 234422 h o us e march 06 inh

05

LAWLORS PROPERTY SERVICES

CHIGWELL OFFICE 116 High Road, Chigwell, Essex, IG7 5BJ t: 020 8281 0123 f: 020 8281 0222 e: property.chigwell@lawlors.co.uk

specialising in sales and lettings:

Chigwell, Abridge, Repton Park, Lambourne End and Stapleford.

GRANGE CRESCENT CHIGWELL £455,000 Three bedroom semi-detached property including oak paneling to walls, exposed beams to ceilings. Boasting: lounge, dining room, kitchen/breakfast room, utility room, conservatory, cloakroom/WC, study, landscaped rear garden & off-street parking. NO CHAIN.

CHAPEL MEWS, REPTON PARK £409,500 Two Bedroom mews-style house being chain free and finished to the highest standard throughout.

Lounge, detached single garage & allocated parking & guest parking.

THE MANOR REPTON PARK £725,000 The Manor has everything from the unique location to the quality of the craftsmanship. Set within 235 acres of glorious parkland and ancient woodland and offering: lounge, kitchen, master bedroom with ensuite bathroom, bedroom four/study, family bathroom, bedroom two with en-suite & allocated parking.

BRACKEN DRIVE CHIGWELL £697,500 Four bedroom detached chalet-bungalow situated in Bracken Drive which lies just off Stradbroke Drive, Chigwell. Lounge, dining room, sitting room, kitchen/breakfast room, master bedroom with en suite shower room, family bathroom, second bathroom, single garage, carriage driveway & off street parking.

HOVETON WAY OAKWOOD GATE £469,995 Four Bedroom property boasting: Cloakroom/WC, lounge, study, kitchen/breakfast room, utility room, master bedroom with en-suite shower room, family bathroom, detached single garage & offstreet parking.

OAK LODGE AVENUE CHIGWELL £499,995 Extended Four Bedroom Semi-Detached property ideal for modern-day family living offering: cloakroom/WC, lounge, conservatory/dining room, kitchen/breakfast room, utility room, master bedroom with en-suite shower room, single garage & off-street parking.

DOLPHIN COURT CHIGWELL £619,995 Four Bedroom, Ground Floor Apartment, boasting video security entryphone, lounge, dining room, kitchen/breakfast room, master bedroom with en-suite bathroom, family bathroom & cloakroom/WC.

DACRE CLOSE CHIGWELL £439,995 Three Bedroom Detached home which would lend itself well to further extending (subject to the usual planning consents). Cloakroom/WC, lounge, study, kitchen/breakfast room, family bathroom, single garage & carriage driveway. No Chain.

TAVISTOCK HOUSE REPTON PARK £469,995 Two Bedroom, Ground Floor Apartment being initially the show flat and therefore built and furnished to the highest standard. No on-going chain we highly advise early viewing on this particular abode.

Utility room, lounge/diner, kitchen/breakfast room, two en-suites, allocated parking & private garden.

CHIGWELL RISE CHIGWELL £925,000 Four Bedroom Detached residence offering all the qualities and many original features you would find of a property build in the 1930's. No on-going chain & offering: cloakroom/WC, lounge, dining room, kitchen/breakfast room, family bathroom, garages & rear garden in excess of 130ft.

DEVONSHIRE HOUSE REPTON PARK £499,995 Four bedroom, top floor apartment boasting: Lounge, kitchen/breakfast room, master bedroom with en suite shower room, bedroom two with en suite shower room, family bathroom & communal gardens.

GRANGE CRESCENT CHIGWELL £469,995 Three Bedroom Semi-Detached property with potential to extend to the side of the property as well as the current vendors having gained planning permission already for a two-storey extension. No on-going chain & offering: lounge, dining room, kitchen, utility area, garage, family bathroom & off-street parking.

STRADBROKE DRIVE CHIGWELL £1,999,995 Six Bedroom, five bathroom imposing Detached family residence. Incredible sweeping carriage driveway, 22' marble tiled entrance hallway. Solid Oak doors, staircase and flooring (to reception areas), are to name but a few of the many stunning features this luxurious home offers.

HAINAULT ROAD CHIGWELL £1.45M Backing onto the exclusive Chigwell Golf Course with picturesque views, lies this Five Bedroom Detached residence boasting: lounge, dining room, TV room, kitchen/diner, utility room, cloakroom/WC, master bedroom with ensuite dressing room & bathroom, family bathroom, loft room/bedroom five, carriage driveway & garage.

THE BOWLS CHIGWELL £380,000 Third Floor, Two Bedroom Apartment which has been recently refurbished by the current owners to a superb specification. Boasting a South-facing balcony, single garage, cloakroom/WC, dining room & allocated Parking.

MAXWELL COURT CHIGWELL ROW £372,995 Four Bedroom ‘New-build’ property situated in a semi-rural location with no on-going chain & offering: cloakroom/WC, lounge, kitchen, dining room, master bedroom with en-suite, family bathroom, cloakroom/WC.

Sunday Hotline 10am - 2pm 07736 234422 6

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Sunday Hotline 10am - 2pm 07736 234422 h o us e march 06 inh

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LAWLORS PROPERTY SERVICES

LOUGHTON OFFICE 165 High Road, Loughton, Essex, IG10 4LF t: 020 8502 5588 f: 020 8502 5802 e: property.loughton@lawlors.co.uk

specialising in sales and lettings:

Buckhurst Hill, Theydon Bois Epping, Loughton and Ongar.

PENTHOUSE WARREN HALL £735,000 Three-bedroom duplex penthouse apartment situated within exclusive gated development.

Stylish interior. Sitting Room 25'1, Balcony, Master Bed 17'10, Bed Two 14'8, Bed Three 14'6, Landscaped Communal Grounds with Pool, Garage, Parking & Lift

PETERSON COURT LOUGHTON £175,000 Well maintained, two bedroom, first floor apartment. Meticulously re-modernized fitted kitchen and GCH. Kitchen 9'1 x 10'4. Lounge 15'2 x 12'2. Bedroom One 15'8 x 10'9. Bedroom Two 8'11 x 15'3. Bathroom. Garage En Bloc. Chain free. Excellent value. Long lease.

RAVENSMERE EPPING £835,000 Deatched 4 bedroom home in Epping. We are advised by owners set in third of an acre. Stunning views of London. Cul de sac location. Reception one 23'. Reception two 25'. Kitchen breakfast room 18'. G/F cloakroom. Garage. Excellent condition.

HILL HALL THEYDON MOUNT £595,000 Maintained to a meticulously high standard. Kitchen/Dining Room 23'11, Sitting Room 19'5, Master Bedroom 16'9 with En Suite Bathroom, Bedroom Two, Bedroom Three, Parking, Garage, Communal Grounds.

RICHMOND PARK LOUGHTON £1,350,000 Detached residence on Great Woodcote Park. Large L-Shaped landscaped garden with panoramic views. Covered swimming pool, Five Bedrooms, Study 13'0, Lounge. Four receptions. Detached double garage. Chain free.

LITTLE PLUCKETTS WAY BUCKHURST HILL £1,199,995 'Stunning five/six bedroom detached mock tudor family home. Carriage brick block paved drive.

Four/five receptions.Reception one 28'. Dining room 15'6. Kitchen 15'6. Within reach of Buckhurst Hill station and shops and boutiques.

CHURCH LANE LOUGHTON £699,995 Four bedroom detached residence situated in a prime position on Church Lane. Four Bedrooms, Dining Room 12'4, Family Room 10'11, Lounge 21'1, Shower Room, Kitchen 16'0, Master Bedroom 13'8, En Suite Bathroom, Swimming Pool, O.S.P . Two Garages.

PALMERSTON ROAD BUCKHURST HILL £650,000 Magnificent four storey, five bedroom, semi-detached period home. Many original features. Three receptions, five bedrooms and two w.c.'s, over four floors, spacious and comfortable family living, prime location close to Buckhurst Hill station, shops and amenities.

CAMPIONS LOUGHTON £750,000 Extended family residence situated within this prestigious development. Maintained to an excellent standard. Four bedrooms. Kitchen 17'0, Sitting Room17'1, Dining Room 18'7, Master Bedroom 17'0 with En-suite Bathroom, Garden Room 17'1, O.S.P. Integral Garage.

HILL HALL THEYDON MOUNT £675,000 Outstanding duplex apartment. Maintained to a high standard. Own courtyard patio area with brick wall surround. Three Bedrooms, Galleried area reception 14'9, Lounge 22’8, Kitchen/Diner 21'4, Master bedroom 14'8, Garage en-block.

PUMP HILL LOUGHTON £665,000 Family residence within this prestigious location with superb views overlooking London. Access to Epping Forest and the shopping facilities of the High Road. Kitchen 15'11, Dining Room 16'0, Study, Garden Room, Sitting Room 19'3, Master Bedroom with En suite, Garage, O.S.P.

THE LODGE WARLIES UPSHIRE £620,000 Amazing Period Property with original features. We are advised the property is set in approximately one quarter of an acre with mature garden featuring a Summer House and Out Building. With three bedrooms, two bathrooms. Lounge 16'2, Dining Room 17'4. Garages and off street parking.

GREEN HILLS BUCKHURST HILL £239,995 share of freehold Spacious two bedroom apartment. Benefiting from communal grounds, allocated parking space and garage en-block. Access to Buckhurst Hill underground station. Chain free. Kitchen, and a spacious lounge/diner. Lounge 20'10, Kitchen 11'1, Master Bedroom 14' 11, Bedroom Two.

FALLOW FIELDS LOUGHTON £374,995 Immaculately presented three bedroom semi-detached property situated within this prestigious gated development with porter and communal grounds. Kitchen 10'3, G/F Cloakroom, Sitting Room 17'9, Conservatory 14'10, Master Bedroom with En suite, O.S.P. Attached Garage.

BALDWINS HILL LOUGHTON £385,000 Well maintained two bedroom cottage in a very sought after location within the conservation area of Loughton. Two Bedrooms, Kitchen 13'0, Lounge 16'4, Conservatory/Dining Room, Off Street Parking, Rear Garden, Attached Garage.

LITTLE STREET WALTHAM ABBEY £265,000 Detached House with three bedrooms and en-suite. Double glazing, gas central heating and integral garage. The property is in Meridian Park. Lounge 18’3, Kitchen 11’3, Dining Area 8’7, Three Bedrooms, Garage, O.S.P. Chain free.

Sunday Hotline 10am - 2pm 07736 234422 8

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Sunday Hotline 10am - 2pm 07736 234422 h o us e march 06 inh

9

Feature - Equity Release Scheme

The Main Schemes Explained Home Reversion Schemes What happens here is that you sell all or part of your home to a finance company, usually at some discount to its market value depending on your age. You then enter into a contract with the finance provider to ensure that you can remain in the property rent free until you die. You also remain responsible for repairs and maintenance to the property.

Upon your death, the finance provider takes a pro rata sum representing its stake in the property (i.e. if the provider bought the entire property, upon death it will be sold with the entire proceeds going to the finance company.).

This Scheme may not seem particularly popular with the recent history of soaring house prices.

• Alternatively, many schemes allow you to ‘roll up’ the interest, i.e. no monthly interest payments are made and the interest gets added to the original loan which is repaid from the ultimate sale of the house.

How often do you hear this? It seems particularly true of those on a pension.

Many people, when they retire, sell their family home and downsize to release equity. But why should they if that doesn’t suit the circumstances?

The first action to take is to make sure that all available benefits are being claimed, for example Pension Credit and Council Tax Benefit. It may even be possible to claim a disability Benefit.

But there is another way! However, extreme care is needed to make sure this is suitable.

One answer could be an Equity Release Scheme (also known as ‘Lifetime Mortgages’).

It goes without saying that any Equity Release Scheme contemplated should be with a member of SHIP. All the schemes available are designed to release either a lump sum or regular income or even both. It works by the mortgage company lending a part of the home’s current market value in return for repayment when the lender dies or moves into a care home or sheltered accommodation. Equity Release Schemes will seldom release more than 50% of the value of a person’s home and is only generally recommended for those aged 60 and over although some companies make schemes available at age 55.

The funds that are released by these schemes can be used for many purposes such as: • Necessary home improvements* • Adapting the property to enable the individual to continue to live at home*

Pro’s and Con’s Like all things that sound good there are disadvantages and Equity Release Schemes are not recommended for everyone.

As the idea of the early Equity Release Schemes was basically a sound one but lacked the necessary controls, the leading mortgage lenders formed a nonprofit association called Safe Home Income Plus (SHIP) and introduced a code of conduct through which customers would be guaranteed that certain protections would be in place.

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house march 06 inh

• Some schemes provide a lump sum or monthly income, whilst some can provide both. The benefits provided are yours to use as you wish.

• Some schemes require, or allow, monthly repayment of interest. Where this is the case, the loan will eventually be repaid from the sale of the house and your estate receives the balance.

Don’t Rush In Always seek independent financial advice as well as legal advice before entering into an Equity Release Scheme.

Advantages • Access to a lump sum or extra monthly income

• There is no need to move house. You can continue to live in your home until the day you die (or earlier sale).

• A gift of a lump sum can save Inheritance Tax under the right circumstances whilst helping your family at critical times in their lives.

• A lump sum can be used to pay for care bills without the upheaval of selling your home.

Factors to check are: • Is there a penalty if you decide to sell your home and repay the loan early?

• Does the scheme allow both you and your spouse/partner to remain living in the house for the rest of your lives?

• Can you move house in the future without incurring a penalty?

• Is there a guarantee that the loan never exceeds the value of the house on death?

• Can you borrow more money at a later date if necessary?

Disadvantages • Because the amount of the lump sum borrowed can double over 10 – 15 years ones’ family may not inherit as much as they planned. Therefore any equity release scheme needs to be discussed with other members of your family

At Vantis our independent financial advisers Vantis Financial Management,who are authorised and regulated by the FSA will be pleased to help you.

Please give Jan Rickler or David Kirkwood a ring on 020 8502 0411 if you need any more information.

• A new car • A holiday abroad • That world cruise you always promised yourself • To just meet the day to day bills that we have to pay

These schemes have been around since the 1980s but falling house prices and high interest rates meant some individuals were forced to sell their properties.

This situation could not continue and legislation was enacted in 1990 to prevent some types of arrangement being sold.

These are slightly different in that the sum released is a normal mortgage, which is set up on Interest Only basis. The maximum amount which can be borrowed will depend on the lender’s own criteria and your age. There are different types of Lifetime Mortgage, the main ones being:

• Some unusually constructed homes may not be acceptable • Additional income produced may affect social security benefits & Tax credit

• The lump sum is tax-free but tax may be payable on any income it produces

Lifetime Mortgages

• Interest rates are still slightly higher than normal mortgage rates

• Assisting children or grandchildren with the expensive things in life such as education and a deposit on a house of their own.

This article represents our understanding of current law and Inland Revenue practice. Levels, bases of and relief from taxation are those currently applying – and they are subject to change.

* Enquiries as to whether the home owner would be eligible for a local authority housing grant should be made prior to consideration of an Equity Release Plan.

If you need further advice please contact Jan Rickler or

Whilst some of these items appear selfish it is not uncommon for ones’ children to be better off than their parents in income terms. Also the idea of using some of the money to make gifts to children and grandchildren can provide a useful way of reducing Inheritance Tax in the future.

Jan Rickler - Client Partner VANTIS

David Kirkwood - Client Partner VANTIS

3rd Floor Crown House 151 High Road Loughton IG10 4LG

3rd Floor Crown House 151 High Road Loughton IG10 4LG

Email: jan.rickler@vantisplc.com Web: www.vantisplc.com

Email: david.kirkwood@vantisplc.com Web: www.vantisplc.com

Dave Kirkwood in our Loughton office on 020 8502 0411.

Previous Vantis articles can be read on-line at www.lawlors.co.uk/publications.asp h o us e march 06 inh

11

A s h G re e n , L o u g h t o n

£POA Ta i l o r s C o t t a g e s , High Road, C h i g w e l l

by James Lawlor

£725,000

PARTNER F.N.A.E.A.

After the runaway success in our last edition of “Personal Choice”, I have picked out a few more properties with exciting accommodation that I believe reflect excellent value.

My first choice is the exceptional property featured on our front cover, Ash Green at Baldwins Hill, Loughton. This property is a real hidden treasure as it is set discreetly behind mature hedges and secure gates, which perfectly conceal this exceptionally large family residence. With six large family bedrooms, various bathrooms and six impressive reception areas, this is truly a large property. In addition to this accommodation there is an indoor swimming pool complex and a fully detached self contained garage block with staff/office accommodation over. This property will be ideal for multiple family occupation and is therefore my one number choice of available property at this time. £POA.

S t M e ry n , C h i g w e l l

Another intriguing and unusual detached property is Tailours Cottages, in High Road, Chigwell. This really unusual property is positioned on a delightful plot with extensive views over green belt countryside. The property has been sensibly modernised, yet retains much of its “olde world” charm and character, which make this property so special.

The owners have recently found a tenant, but it is still their intention to sell, so this is a unique opportunity for someone to buy with the benefit of a helpful extended completion. £725,000.

£1,350,000

Hot off the press from our Chigwell office are two fine properties, the first being a spectacular four bedroom detached house on the corner of Grove Lane and Manor Road, Chigwell, called “St Meryn”. This fabulous house has the benefit of superb accommodation including ground floor steam and sauna, T.V. room, study, lounge separate dining room, luxury kitchen/breakfast room and music room over the garage capable of conversion to a self contained annexe (subject to planning persmission). This fabulous property is fresh to the market and must be seen immediately. Priced competitively at £1,350,000.

Alternatively, if the older style property is your choice, we have a fabulous 1930’s built detached residence, boasting a 60ft frontage to Chigwell Rise, with an impressive 130ft rear garden. The property offers excellent scope for further extension and beautiful character features through-out. This property is ideally priced at £925,000 and, like St Meryn, is exclusive to our Company.

For full information on these and many other interesting properties, please check our website at www.lawlors.co.uk. I hope you enjoy my personal choice.

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SO LD

SO LD

SO LD

LAWLORS: successfully selling your home...

Chigwell Rise, Chigwell

£925,000

First Floor, 165 High Road, Loughton, Essex, IG10 4LF t: 020 8502 5588 f: 020 8418 7814 e: lettings@lawlors.co.uk

LATEST

LETTINGS Field Close, Buckhurst Hill MANOR ROAD, CHIGWELL £P.O.A • Five Bedrooms • Detached House • Enriched with character • Spacious throughout • Stunning landscaped garden • Viewing recommended Chigwell 020 8281 0123

GARDEN WAY, LOUGHTON £2100 pcm • Four bedrooms • Detached house • Modern fitted kitchen • Redecorated • Spacious • Available now Loughton 020 8502 5588

• Six bedroom detached house • Four bathrooms • Conservatory

£POA

Wo o d f o rd 0 2 0 8 5 0 6 0 8 2 8

G re a t Wo o d c o t e P a r k , L o u g h t o n • Three bedroom semi detached house • Redecorated • Garden Loughton 020 8502 5588

£1400 pcm

Maple Gate, Loughton • One bedroom ground floor apartment • Fully furnished • Patio Loughton 020 8502 5588

RODING VIEW, BUCKHURST HILL £1200 pcm • Three bedrooms • Semi detached house • Refurbished • Conservatory • Close to underground • Viewing recommended Loughton 020 8502 5588

MANFORD WAY, CHIGWELL £1200 pcm • Two Bedrooms • Second floor apartment • High spec throughout • Tastefully furnished • Stunning views • Available now Chigwell 020 8281 0123

£1100 pcm

L o n g G re e n , C h i g w e l l • Five bedroom detached house • Three bathrooms • Close to underground Chigwell 020 8502 5588

£1800 pcm

C h i g w e l l R o a d , S o u t h Wo o d f o rd • Two bedroom ground floor flat • Spacious • Close to underground

£920 pcm

Wo o d f o rd 0 2 0 8 5 0 6 0 8 2 8

B o l e y n C o u rt , B u c k h u r s t H i l l HIGH ROAD, LOUGHTON £P.O.A • Five Bedrooms • Victorian style • Bar/Games room • Tastefully furnished • Redecorated • Viewing recommended Loughton 020 8502 5588

MANOR ROAD, CHIGWELL £2000 pcm • Three bedrooms • Detached house • Stunning golf course views • Refurbished • Prestigious location • Available now Chigwell 020 8281 0123

• Three bedroom first floor apartment • Furnished • Available now Loughton 020 8502 5588

£1295 pcm

T h u r l b y H o u s e , Wo o d f o rd G re e n • One bedroom first floor apartment • Unfurnished • Excellent decorative order

£POA

Wo o d f o rd 0 2 0 8 5 0 6 0 8 2 8

Oak Hill Road • Stunning four bedroom bungalow • Excellent decorative order • Swimming Pool Loughton 020 8502 5588

CHIGWELL ROAD, SOUTH WOODFORD £920 pcm • Two bedrooms • Ground floor apartment • Balcony • Furnished • Communal gardens • Close to Underground Woodford 020 8506 0828

£1700 pcm

REPTON PARK, WOODFORD GREEN £3750 pcm • Six bedrooms • Detached house • Four bathrooms • Amtico flooring • Detached Garage • Viewing recommended Chigwell 020 8281 0123

Sunday Hotline 10am - 2pm 07736 234422 h o us e march 06 inh

15

Feature - Interiors

Monkhams Lane - Elite Home

a grand stand

view

Your home is what you make it...

What could be nicer than the sound of leather on willow on a hot Summer’s afternoon?

In an unpredictable property market, it can be hard to assess whether to move or hold off and restyle.

Could your home benefit from a fresh eye to help it sell more quickly at the asking price? Or, would it benefit from a stylish refurbishment or renovation?

Carve a clear path through the confusing world of property. Let spaces… interior design company guide you. Our consultants are highly qualified interior designers, whose aim is to listen to their clients’ needs and work with them to develop tailor-made systems.

Prospective buyers make instant decisions based on first impressions. Our job is to entice them in and keep them interested, both inside and out.

Budget is always a consideration, but restyling costs can be justified when you seek the knowledge of spaces… professionals. With their knowledge of interior design, your home can be transformed to invite prospective buyers through the door, or to simply help you achieve your dream home.

Dreams can be turned into reality. spaces… offers thoughtful design solutions which, despite swings of fashion, can satisfy personal taste. These are achieved by thorough assessment of clients’ requirements during home consultations, which result in individually designed packages to revitalise or sell your home. Written reports will confirm all suggestions made.

spaces’… room dressing service is ideal for clients working within limited budgets. The team will come and show you how to make your existing home interior work more efficiently, give it new life, and provide you with alternatives options.

Shopping for furniture and accessories can be

16

house march 06 inh

stressful and tiring. For that personal touch, spaces’ sourcing service, using their extensive knowledge of specialist suppliers, will find those unique items not always easily available.

What our clients say...

Iris Morgan - Maldon My house now truly looks like a showhouse - in fact I ended up taking it off the market, I loved the end result so much. Spaces consultants were friendly and professional and I wouldn’t hesitate in recommending them.

Rachel Sedgewick - Stansted I had an unusual storage unit in mind but couldn’t find it in the shops. Spaces found me lots of options and finished up designing a perfect lounge.

Sharon Jobson - Northweald We tried all different furniture ideas but never got it right. spaces… showed us how to change the look of the room and use floor space better.

Your home is what you make it; anything can be achieved with enthusiasm and a little inspiration. Ideas can be found anywhere – and there are rules for design and rules for selling. Spaces… can guide you to achieve your ideal home.

Call one of our consultants for your free, no-obligation consultation on 01279 721 594, or 0794 169 8763. Rebecca@spacesinteriordesign.co.uk, or view our website on www.spacesinteriordesign.co.uk.

This is just the sound that the Timm’s family have enjoyed over a twenty year period living next to the manicured grounds of the Woodford Lawn Tennis and Cricket Club. In fact it was a condition of purchase many years ago that any owner of the Gables, Monkhams Lane should have an involvement with the club. It is no longer a condition but it is certainly a desirable and unique opportunity for any new owner.

Discreetly set back from the road, this excellent, detached, architect designed character house offers not only unique views in a beautiful location, but excellent accommodation including a dining room with oak panelled walls, four bright bedrooms, substantial loft space, and a delightful secluded garden. A real character home in one of Woodford Greens premier locations.

Full details are available on our Website and immediate viewing is strongly recommended.

SOLE AGENTS

£825,000 Please contact our Woodford office on 020 8506 0828.

h o us e march 06 inh

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DOING ANYTHING THIS

SUNDAY?

WHY WAIT UNTIL MONDAY TO VIEW THE HOUSE OF YOUR DREAMS? SOMEBODY ELSE MAY HAVE GOT THERE FIRST! DON’T DELAY - VIEW TODAY! CALL 10.00 - 2.00pm

LAWLORS SUNDAY HOTLINE: 07736 234422 WHERE BETTER HOMES ARE FOUND