Lincoln Center Chronicle August 2017

AUGUST 2017

F R I D AY, A U G U S T 1 8 Page 17

Fuel Your Body

With Healthy Snacks Page 8

Take a Hike in Nor-Cal Page 14

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LINCOLN CENTER CHRONICLE

W

elcome back from what I hope has been a fun-filled summer. With record high heat indexes here in the Central Valley, I have had a fantastic summer trying to stay cool by exploring the many wonders of living in such close proximity to the Sierras, the beach, Tahoe and San Francisco.

374 Lincoln Center Stockton, CA 95207

PHONE

209.477.5917

Although many are back in school — or getting ready to start on their college journey — there are still many days left to enjoy the warm weather, and at the Center, we have some fun things for you to check out in this month's Chronicle.

FA X

209.478.1404

EMAIL

PUBLISHERS

Our final summer event — the Classic Car Show — is fast approaching on Friday, August 18. This year more than 220 classic automobiles will be on display.

The Classic Car Show benefits the Lincoln Center Scholarship Fund, which awards monetary support to San Joaquin County High School seniors with a 3.0 or higher. For more details on deadlines and the application process visit LincolnCenterShops.com/scholarship-program.

PUBL ICATION DIRECTOR

A big thank you to Dan Cavagnaro, owner of Cavagnaro’s Shoe Repair, for providing us with a stunning photo of his classic 1938 Ford Fordor Deluxe for the cover shot this month. See page 16 for more details on our cover model, and it's history.

Chronicle@LincolnCenterShops.com

ONLINE

LincolnCenterShops.com Phil Johnson Patrick Dobson Carrie Sass

EDITOR

Tara Rushing

MANAGING EDITOR

Our featured merchant this month is Debbie Bond and her business, American Hearing Aids. Debbie was named "Small Business Person of the Year" by the Greater Stockton Chamber of Commerce and has been a loyal Lincoln Center tenant for 15 years. She has been very instrumental in our Classic Car Show and bringing in the annual Flag Day event. Thank you, Debbie, for all you do in our community.

Stephanie Forbus

COMMUNITY EDITOR

Katie Drebert

CREATIVE DIRECTOR Conrad Borba CREATIVE STAFF Cesar Larios Gloria Waters CONTRIBUTING WRITERS Christiana Ferrari Cort Carlson Jennifer Tudor Katie Kishi CONTRIBUTING PHOTOGRAPHERS Jon and Jess Photography Sonia Avila Photography Steffi R. Photography Ulmer Photo Deadline to submit newsworthy information from non-profit and charitable organizations is the 1st of each month for the following month’s issue.

Submitting information does not guarantee it will be featured in print. Submit information online at LincolnCenterShops.com.

The Lincoln Center Chronicle is published monthly

by Lincoln Properties, Ltd. and is distributed free of charge to more than 65,000 homes in Stockton, Linden, Lockeford, Lodi and Woodbridge.

It is always nice to be recognized for a job well done. Our merchants strive hard to deliver the best product and service to their customers every single day — big congratulations to those who were chosen as winners in the annual,"Best of San Joaquin" by San Joaquin Magazine. Please see the full list on page 7 .

In other exciting news, Ben Mackie Spin and Movement will be opening in our Atrium area in mid-August. Located across from Bud’s Seafood Grille, the new studio will be offering Spin, Barre and Yoga classes in this new state-of-the-art studio.

This month’s "Know Your Neighbor" features Maria Frederico of Nspire Nutrition. If you haven't tried one of their tasty and nutritional smoothies — they're a must. And they are served up in just about any flavor you can dream.

If you are feeling more like getting in touch with nature and exploring some great day hikes, we've found the best around, all within a short drive from the Big L. Check out our story on page 14. We sought the recommendations from some of our adventurous patrons on their favorites, and you'll find something for every level.

Summer exploring in the Central Valley can take you well into the fall months — so whether you want to simply meander around the Center, take in one of our special events this August, or take off on a day hike — I hope you enjoy this issue of the Chronicle.

See you at the Center!

Phil Johnson, President

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Lincoln Properties, Ltd. does not assume responsibility for the authenticity or accuracy of news materials furnished for publication. ©Lincoln Center Chronicle 2017

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NEW @ LC

COMING SOON

308 LINCOLN CENTER Ben Mackie Spin & Movement is set to open mid-August and will be enjoyed by exercise enthusiasts! Ben Mackie's newest venture includes Spin, Barre and Yoga. Download the Mind Body App for iPhone or Android to book your spot for the various indoor cycling classes, or stretch it out in the yoga and Barre classes. Ben Mackie Spin & Movement offers a little something for everyone – be sure to check it out! For more information, visit @benmackiefitness on Instagram and Facebook.

0% OFF 2 E V I E TO REC ding designer D A S I H lu NT ES – inc M MENTIO A R F e, Dior, c K a C s r O e T V S , ANY IN n, Oakley a B y a R e frames lik more! d n a o o h Jimmy C 828 W. Benjamin Holt Dr. Lincoln Center South (across the street from Starbucks) 209.476.0913

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BUY ONE ADULT ENTRÉE AND GET A CHILDREN'S ENTRÉE FREE! Must present coupon, offer not valid with any other offers or promotions.

DOMO HAPPY HOUR 4:30pm – 6:00pm • Sun. – Thur.

354 Lincoln Center • Stockton • 209 451 9775

www.shopsassypants.com

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300 Lincoln Center, Stockton www.domostockton.com • (209) 451-3654 L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

 SALE

Located at 345 Lincoln Center

209-477-2222 Located at 345 Lincoln Center

Monday – Saturday 10:00 – 6:00, Sunday 11:00 to 5:00



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$20.00 Coupon good towards your purchase of $60.00 or more

$20.00 Coupon good towards your purchase of $60.00 or more

Womens Department

Mens Department

I Valid thru August 31, 2017

Valid thru August 31, 2017

Coupon must be presented at time of purchase. 1 coupon per customer.

Not valid on previous purchases other coupons and or other promotions.

Coupon must be presented at time of purchase. 1 coupon per customer.

Not valid on previous purchases other coupons and or other promotions.

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$10.00 Coupon good towards your purchase of $20.00 or more

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$5.00 Coupon good towards your purchase of $10.00 or more

Boys Dept. size 8 to 20

Shoe Department

Valid thru August 31, 2017

Valid thru August 31, 2017

Coupon must be presented at time of purchase. 1 coupon per customer.

Not valid on previous purchases other coupons and or other promotions.

Coupon must be presented at time of purchase. 1 coupon per customer.

Not valid on previous purchases other coupons and or other promotions.

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Not valid on previous purchases other coupons and or other promotions.

$5.00 Coupon good towards your purchase of $10.00 or more

Lingerie Department

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Valid thru August 31, 2017 Coupon must be presented at time of purchase. 1 coupon per customer.

Not valid on previous purchases other coupons and or other promotions.

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Valid thru August 31, 2017 Coupon must be presented at time of purchase. 1 coupon per customer.

Not valid on previous purchases other coupons and or other promotions.

BACK

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Backpack Repair Zippers • Straps • Rips

Sale

Cavagnaro’s

Shoe Repair

ON SELECT MERCHANDISE! WE ARE MAKING SPACE FOR NEW MERCHANDISE ARRIVING DAILY!

411 Lincoln Center • 477-1578 Tues. - Fri. 8am-5:30pm, Sat. 8am-1pm, Closed Sun. & Mon.

BEFORE

AFTER

Now offering 3D brows/ Microblading Gift Certificates Available 209.952.2299

Luxurious Facials, Massages & Waxing Microblading

307B Lincoln Center • www.kymwithayorganicspastudio.com

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42 9 L IN CO L N CENTER

Enjoy Lunch at Bud’s

Linden Shady Lady Tomatoes Try them while they’re in season!

Featuring Fried Green Tomato Appetizer, Ultimate BLT, Tomato Shrimp Vinaigrette Salad, and many more!

Reservations of Any Size Accepted 314 Lincoln Center • 209.956.0270 www.BudsSeafood.com

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MERCHANT NEWS 2017 BEST OF SAN JOAQUIN

Katie Davis and Jane Davis of Squeeze Burger with Alesha Pichler and Mike Donaghy of Emergency Food Bank

SQUEEZE OUT HUNGER Squeeze Burger held their 2nd Annual Squeeze Out Hunger event on Saturday, June 10. 15% of the proceeds from the day were donated to the Emergency Food Bank of San Joaquin to help with their mission of building a stronger community by providing a safety net of healthy food, nutrition education and hope to residents of San Joaquin County who find themselves in need.

The event raised $516 and awareness for the Emergency Food Bank and their services.

CONGRATULATIONS ARE IN ORDER! This spring, Lisa Harrington of State Farm Insurance and her husband Tim welcomed baby Caileigh Marie Harrington into the world! Their little bundle of joy was born on April 30, weighing 8 lbs.

11 oz. and was 20 inches long. Older brothers Brendan (7) and Tristan (3) are already so in love with their baby sister.

Caileigh Marie Harrington

NEW TO SALON MICHELLE Please join us in welcoming the newest stylists to Salon Michelle – Angie Archineque, Donna Johnson and Rebecca Armstrong.

Together they bring many years of experience and passion to the salon. Angie specializes in hair cutting, vivid coloring, blowouts and makeup artistry. As an instructor of cosmetology Angie Archineque, Donna Johnson and barbering theory, Angie and Rebecca Armstrong is always on the lookout for the latest trends! Donna is a wonderful addition to the salon.

With over 25 years of experience in the industry, she offers a full range of hair coloring services! Rebecca brings twenty years of experience as a hairstylist. She offers a realm of color services and specializes in formal styling.

L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

u o y k Th a n for voting

Lincoln Center Best Shopping Center

Congratulations to the following Lincoln Center merchants who won: American Hearing Aids Artesian Natural Foods Ben Mackie Fitness Best Wishes Bud’s Seafood Grille C.R. Porter Home Collection Carats Central Valley Dermatology Dennis Shea Shoes F&M Bank FINA Gary J. Long Jewelers Great Spectacles Kym with a Y Organic Spa Market Tavern Meyers Fashion Optical Midgley’s Public House Nothing Bundt Cakes Papapavlo’s Bistro & Bar Planet Beach Automated Spa Podesto’s Market, Deli & Bakery POMP Salon Prime Table Sassy Pants Children’s Boutique Silveria’s Flowers & Gifts Squeeze Burger Theadora Venetian Pet Hospital Zuesters

WINE NIGHTS Visit Papapavlo’s Bistro & Bar on the following dates, 6:00 – 9:00 pm, for wine tasting and specials by the glass and bottle.

August 7: J Vineyards August 14: Louis M. Martini Winery August 21: Flora Springs August 28: BV Vineyards

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SPEC IAL FEATURE

Maintaining 2 a

Balanced Diet with

Ben Mackie By: Christiana Ferrari

R

ecently we caught up with Lincoln Center’s very own health and fitness guru, Ben Mackie, owner of Ben Mackie Fitness and the new Ben Mackie Spin and Movement. He has plenty of simple tips for staying healthy and hydrated in this hot Stockton heat. Not to mention all the necessary food, supplements and accessories needed can be found in the Center at Artesian Natural Foods, Podesto’s Market, McCaulou’s, Fleet Feet, Trader Joe's and more! Who knew eating healthy could be this fun and simple?

1

“There is no doubt about it, fat filled foods are satisfying, but the notion that fat makes you literally fat is outdated.” Healthy fats can be found in avocados, nuts, seeds, extra virgin olive oil and pesto. Eating more foods rich in healthy fats also help you absorb a host of vitamins, fill you up and of course taste good too!

3

Toss in a “Good” Carb

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Don't forget about your water!

5

Supplements and Vitamins Too!

“Contrary to popular belief – not all carbs are bad. You don't need to nix carbs altogether.” Try opting for small portions of fiber packed grains such as oats, quinoa or starchy veggies like skin on potatoes, squash and fresh fruit. Podesto’s Market is your one stop shop for the freshest, local produce and grains, that will keep you feeling full longer and your energy high!

“Failing to drink enough water is a major problem, especially during our hot valley summers. You need to constantly consume fluids to replace the ones you lose through sweating.” As a matter of fact, it is very important to drink plenty of water well before you even get to the stage of feeling thirsty. McCaulou’s offers the popular Hydro Flasks which are the perfect solution to keep your water cool as you run around town.

Fleet Feet also has a variety of electrolyte replenishment options to keep you hydrated as well!

Choose Lean Protein

“As always, your diet plays a key role in your health and wellness, and a few added ingredients will keep you feeling your best.” Choosing lean protein is vital in maintaining a balanced diet.

Not only do proteins like eggs, seafood, chicken, poultry and Greek yogurt speed up your metabolism, but they ward off hunger better than carbs and fats. Stop by Podesto’s Market to find the freshest selection of lean proteins!

Don’t Forget to Add in Healthy Fats

“Supplements and vitamins are a great way to fill in the gaps of a balanced diet.” Studies have shown the health benefits and effectiveness of supplementing missing nutrients. Protein shakes are a great way to not only fight hunger, but can also be a source of vitamins you may not have been able to get through your food. Nspire Nutrition offers a variety of protein filled shakes, sure to cool you down! The staff at Artesian Natural Foods is extremely knowledgeable about any additional vitamins you many need to add to your diet. n

HaiRevolution @pompsalon 8

#pompsalon L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

SPEC IAL FEATURE

Lunch Box available at Sassy Pants and Water Bottle available at McCaulou's

Lunch Box available at Zuesters and Water Bottle available at McCaulou's

Lunch Box Shopping and Tips on What to Fill Them With!

With summer well underway, it is time to start thinking about back to school shopping for your children. Lincoln Center is your place to shop for school uniforms and of course new lunch boxes and backpacks.

Zuesters, Sassy Pants, and McCaulou’s have the cutest lunch boxes and water bottles that your kids will love and have just as much fun picking out. Come and get them before they are all gone! Parents, you can't forget that packing your children's new lunch boxes with healthy

food is the most important part! Just like parents, children should stick to similar principles when it comes to a balanced diet. Ben Mackie suggests, “Moms, try to stay away from sugary snacks that are convenient and attractive to kids, and try substitutes like healthier dairy products instead. Water is just as important for children too. As they run around on the playground they need to replace what is lost, try to avoid packing sugary drink packs.”

Healthy Eating on the GO!

Sometimes we don’t always have time to put together a healthy meal. Whenever you are in a pinch but still looking to eat healthy try the Market at Market Tavern! A variety of different items are available, ranging from cobb salads, snack packs, to even fresh chicken, veggies, and quinoa! They come in microwave and oven safe trays, making them convenient for your busy schedule.

209.472.1600

LOWEST PRICE AVAILABLE ANYWHERE!

ONLY $795 FOR SEBASTIAN

HAIRSPRAYS L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

9

FEATURED MERC HANT

A Driving Force in the Community By: Katie Kishi

D

ebbie Bond had no intention of running a hearing aid business until 23 years ago, when an employee in the industry suggested she check it out. Now she is the owner of American Hearing Aids, but most importantly, a positive force in the community.

Bond has been helping patients through her business for 15 years, and was recently named Small Business Person of the Year by The Greater Stockton Chamber of Commerce.

“It’s humbling. I firmly believe that being successful is easy as long as you know who to ask and you surround yourself with the right people,” said Bond. “It felt good to represent small businesses in Stockton and Lincoln Center.”

Douglass Willhoit, Debbie Bond and Bakul Patel

Many of Bond’s patients and family members are veterans. This past June, she honored them with her Flag Day event, where she collected unserviceable flags from the community and gave them to the American Legion Karl Ross Post to dispose of properly. Nearly 130 flags were collected, and Bond donated $1,000 to the Karl Ross Post. Several other businesses matched the donation, allowing the Post to continue the work they do for veterans.

Thank You

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FOR VOTING US THE BEST!

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State Farm County Mutual Insurance Company of Texas Dallas, TX

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FEATURED MERC HANT “It was very successful. Everybody’s already asking about next year. These patriotic events are always very moving,” said Bond.

Her Flag Day event is just one of the many things she does for the community. She also helps organize We can either the Lincoln Center complain about the Classic Car Show world or we can ask, every year. Her ‘What can I do?’. father, Gary Cox, started the annual Not everybody can event in the late do everything, but I 1960’s, which he think everybody can continued for 13 do one thing. years. Bond helped Debbie Bond her father as a child, ~ and after an 18-year hiatus, she revived the car show and now he helps her organize volunteers for the event.

Debbie has enjoyed working by her dad’s side for the Car Show’s entire history and watching the event grow. When there were fewer cars during the event’s early years, her father would drive them in to place himself. Now that the car show has more than 220 classic car entries, the father/ daughter duo now oversees a volunteer

crew of 20+ people who help park all the classic cars.

Each entry fee costs $25 and funds the Lincoln Center Scholarship Program, which Bond is very proud of. Her passion for the community fuels her service to both her business and the people of Stockton.

Giving to veterans and kids through these two events are among the many things Bond does to serve the community. She said, "We can either complain about the world or we can ask, ‘What can I do?’. Not everybody can do everything, but I think everybody can do one thing." n

880 W. Benjamin Holt Dr. (209) 227-6386 americanhearingaids.biz Monday – Friday: 9:00 am – 5:00 pm

Debbie Bond, her father Gary Cox and her son Scott Bond

P L AY

Discover the NEW PANDORA Colors of Paradise Collection at:

CARATS

260 Lincoln Center Stockton • 209.955.0715 CaratsJewelry.com

© 2017 Pandora Jewelry, LLC • All rights reserved

L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

260 Lincoln Center | Stockton, CA 95207 (209) 955-0715 www.caratsjewelry.com

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KNOW YOUR NEIGHBOR

MARIA FEDERICO T

his month we caught up with Maria Federico, health enthusiast and owner of Nspire Nutrition. Maria shared some of her favorite things to do and a few of her inspirations.

What is one thing you are most proud of?

I am most proud of my three children: my son Devin, 32, is a set designer living in New York, my daugher Danielle, 30, is living in Santa Barbara and going to nursing school and my daughter Tayl'r, 24, is a FitCoach here at Nspire. I also have three stepsons, David, Ryan and Eric, two daughters-in-law, Isis and Anna, and four grandchildren, Madison, Natalie, Kayden and Keira. I love that my business gives me the freedom to be able to spend time with all of them.

What do you like to do on your days off?

On my days off I like to hang out with my husband Ernie and our friends. We love going out to eat, to the movies and going out for a drive.

Describe yourself using three words.

Fun, adventurous, and driven.

Do you have any pets?

I have a Jack Russel Terrier named Taco.

How long have you lived in San Joaquin County?

I have been here for about 45 years!

What’s on your bucket list?

I would love to travel to every baseball stadium to watch the Oakland A’s play! It would be so fun to follow the team around the United States.

What do you like most about working alongside your daughter, Tayl’r, every day?

She “Nspires” me to push and grow our business. We build each other up to achieve our goals. She's my mini me!

Tell us about one of your favorite customer transformations.

One customer started taking the shakes, had more energy, felt great, continued exercising and lost 34 pounds. She built muscle and shed body fat, she looks and feels amazing.

We’ve heard about your free Fit Camps that you do for the community. Tell us about it.

Our team encourages the community to come out and have fun with fitness in the park every Wednesday at 5:30 pm at Swenson Park across from Lincoln High School. It's a fun way to meet new people with your same goals and encourage a healthy new you.

What made you want to open Nspire?

I was invited to a Club in Lodi, "BRIX," where I saw the transformation of so many people's lives. I loved the happy, healthy environment and when I found out I could make money doing this I said, “Sign me up!”

What’s your favorite shake on the menu?

There is a shake for everyone but I would have to say my favorite is on the secret menu – rainbow sherbet! I really like the Snickers and Orange Julius shakes as well!

What would you tell or recommend to a firsttimer at Nspire?

Just try it! Our cellular nutrition feeds your body like no other. If you're looking to surround yourself with happy, healthy people try our 3-day trial.

What makes your post workout shakes different from your regular shakes?

Our 24Line is NSF certified which is the highest standard in our industry, endorsed

by Nobel Laureate, Dr. Louis J. Ignarro. Our tri-blend has 24 grams of protein whey and casein. It's a comprehensive performance nutrition line empowering athletes 24 hours a day. It has surpassed industry standards of pre, during and post workout nutrition. And it tastes amazing to boot! n

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145 LINCOLN CENTER (209) 952-8787

www.artesiannaturalfoods.com L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

wants to celebrate all our lovelies for your love and loyalty these past three years!

Enjoy discounts and savings throughout the month of August!

Don’t forget to enter our "Strike a Pose" contest on Instagram and Facebook for a chance to win a $100 gift certificate from Theadora in celebration of our birthday!

apparel • lingerie • bra fitting • jewelry

(209) 474-7407 • 270 lincoln center • stockton monday - saturday 10am-6pm • sunday 12-5pm

HAIR. MICROBLADING. WAXING Call/Text 610.0610

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Everything You Need to Know Mount Tamalpais State Park

Approx. travel time from the Big L: 2 hours 12 minutes Located just north of the Golden Gate Bridge in Mill Valley. Offers breathtaking panoramic views from its 2,571 peak. 60 miles of scenic trails that weave through a variety of terrains including forests, woodlands and grasslands. There is no entrance fee but some trailheads have parking fees.

Moderate Hard

Level: Moderate to Hard Beginner Tip: Verna Dunshee Trail and Plank Trail at the East Peak is an easy 1.3 mile loop.

Dog Friendly: No

S

tockton is a gateway to dozens of amazing day hikes and adventures – suitable for every skill level. Whether you are an avid outdoors person, an occasional hiker or have never done more than a stroll around your neighborhood, there are many opportunities to get outside and soak up some amazing scenery!

A few years ago, if you had suggested to Cindy Clarke that she would be getting up in the early morning hours of New Year’s Day to go hiking, she would have laughed.

“Our first hike, ever, was New Year’s morning 2015. We had decided to do a Sunrise hike with friends. We left at 3 am, drove to Mount Tam [Mt. Tamalpais in Mill Valley], and set off — in the dark — with flashlights, layers of clothing, snacks and water,” says Clarke. “Kind of crazy, but it was amazing. We made it up the mountain just in time to see the sunrise.”

She and husband, Glenn, were hooked. Over the last two years, the Clarkes have taken over 20 hikes — often with friends; sometimes

Mount Diablo | Walnut Creek

Lodi Lake Nature Trail Approx. travel time from the Big L: 21 minutes Perfect for the beginner hiker and families.

Easy

Level: Easy Dog Friendly: No

just the two of them — and most are an easy drive from their Lodi home.

Many locals share their passion. “We are so fortunate to live in an area that offers great hiking opportunities no matter which direction you head,” says Stockton resident Ben Blackmun. His “go to” hike is Mount Diablo. “We get up early, pack supplies and are there in about an hour,” Blackmun says. His passion for hiking began a little more than a year ago when he and his wife, Denise, decided to start exploring the multitude of day-trip offerings around their hometown. The Blackmun's loosely plan a hiking destination every other Sunday, and often with other friends.

Four years ago, Robin Mesa began hitting the trails soon after some friends shared hiking stories with her. Mesa loves the social aspect of hiking, and finds it to be good exercise, relaxing, and outstandingly beautiful. Her favorite hike is largely dependent on the time of year.

“In the cooler months, one of my favorites is Mission Peak — located at the backside of Ohlone College in Fremont; it is an easy drive, and dog friendly. But in the summer, I love the coastal trails. I recently hiked south of Carmel along the coast and it was gorgeous.”

Mission Peak Regional Park | Fremont Approx. travel time from the Big L: 1 hour 15 minutes The 6-mile full ascent can take an average 2-5 hours.

When you reach the peak make sure and celebrate with a photo — where the “Mission Seeker” pole anchors the top.

Approx. travel time from the Big L: 1 hour 45 minutes This range is visible on a clear day from Stockton, and offers many options for the novice to experienced hiker. On a clear day, from the top of the summit, you will have unparalleled views of Northern California.

Easy

Hard

Level: Easy to Hard Beginner Tip: Before or after your hike, visit the Summit Visit Center, which is open daily from 10:00 am – 4:00 pm.

There is an observation deck equipped with telescopes.

Dog Friendly: No

Level: Easy to Hard Easy

Hard

Beginner Tip: Park at Ohlone College ($4 fee; free on Sundays and Holidays) Dog Friendly: Yes

About Hiking Locally

By: Jennifer Tudor

China Gulch Trail | Ione

Tahoe National Forest | Olympic Valley Approx. travel time from the Big L: 50 minutes This 3.2 mile lollipop trail is located on the North Shore of Lake Comanche and is complete with grazing cows, poppies and wildflowers.

Easy

Level: Easy Beginners Tip: It is an open trail so dress lightly, and go early or late in the day when it is not hot.

Dog Friendly: No

Like Mesa, Clarke loves the closeness to nature and her hiking buddies.

“When we are hiking, we are usually conversing — but we always take the time to turn and appreciate where we have just been. And I absolutely love the fact that in a single day and a short drive, I can be hiking, enjoying beautiful scenery, then back home and out to dinner,” laughs Clarke.

Almost every hiking destination we have featured has numerous trailheads and paths — some dependent on your level — others on view or terrain preference. “For instance,” Clarke explains, “My favorite (hike) is at Mt. Tam — it is a different one than our Sunrise Hike — it is a combination of 7 miles of trails. We start at the Matt Davis trailhead — cross over to Steep Ravine, and then Stinson Beach. It is unbelievably beautiful — redwoods, grasslands, coastal views, meadows, creeks, a waterfall and even a 10’ ladder to climb.”

Whatever your preference of landscape, terrain or difficulty — a hiking adventure awaits in just a short drive away — no matter which direction you decide to take. n

Approx. travel time from the Big L: 2.5 hours You can ride the aerial tram to High Camp and choose any number of trails, or start at the base of Olympic Valley. Shirley Lake is a popular 4.1 mile out and back trail featuring waterfalls and a lake — it is rated as difficult. Or choose an easier path and meander through a wildflower meadow, visit the historic Watson Monument, and take in unparalleled views.

Easy

Hard

Level: Easy to Hard Beginners Tip: It is always a good idea to confirm a hiking destination is open. Increment weather can affect conditions and closures.

Dog Friendly: Yes

HIKING CHECK LIST Water: up to one liter per 6 miles Sun protection: sunscreen, sunglasses & hat — made in the shade

Upper Natural Bridge Trail | Angels Camp

Map: to stay on track Bug Repellent: no one likes a bugga-boo Flashlight: are you afraid of the dark?

Snacks: always bring extra First Aid Kit: better safe than sorry Knife: for any twisted situations

Approx. travel time from the Big L: 1 hour Starting out downhill, this unique 2-mile roundtrip hike will take you through limestone caverns carved out by Coyote Creek. Bring shoes that can get wet, and consider bringing some sort of flotation device to float through the tunnel!

Easy

Level: Easy Beginner Tip: Bring a picnic lunch and get there early — it gets crowded in the summer.

Dog Friendly: Yes

Boots: appropriate footwear is crucial — trust us You can also download multiple apps like All Trails, visit websites and buy informational books that will help you be well prepared for your hike.

Most hiking locations will have a Ranger station with maps, directions, a full list of trails and more.

Happy trails!

ON THE C OVER

D

an Cavagnaro, owner of Cavagnaro Shoe Repair, continues the Cavagnaro legacy of being involved with the upcoming Lincoln Center Classic Car show. He is revving up to showcase not only his own fleet of classic cars, but encourages his many carbuff friends to participate as well!

On the cover is Dan's 1938 Ford Fordor Deluxe. It boasts a Chevy Corvette 35 TPI and has a cherry paint job that turns heads wherever he goes.

"My dad got this car when I was in high school", states Dan. "Together we rebuilt it three times. The first time because it needed it, the second because dad was bored with it and he needed a new project, and the third – well, that was because my mom wrecked it and we had to rebuild it."

Dan has four other classic cars and drives them regularly. They are on a weekly rotation – a different one parked outside the store every day. His favorite car is the 1930 all original Model A. He loves driving it around town – maxing out at 45 miles per hour. But when he needs to leave town he takes his ‘38 Ford. It is the most fun car to drive and has air conditioning, so it's much more pleasant!

Now current president of the Franklin Syndicate, the oldest active car club in California, Dan has followed in the footsteps of his late

father, John Cavagnaro, who served as president multiple times throughout his life.

Dan is passionate about the Lincoln Center Classic Car Show as his dad was involved from the very beginning. The legacy continues as Dan now invites his friends and customers to hang out at the shoe repair business during the Car Show.

Dan's dad was the original owner of Cavagnaro's Shoe Repair – being bought out by his uncle, Leonard in the 1990's. Now Cavagnaro's Shoe Repair has gone full circle with Dan at the helm as owner. n

David J. Benkle, O.D. COMPREHENSIVE EYE CARE

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LINCOLN CENTER

• BRIDAL/GIFT REGISTRY L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

ic Car Show

lassic Show Y, A U G U S T 1 8 , 6 Car - 9 F R I D AY, A U G U S T 1 8 , 6 - 9 MEE T US @ LC C A R S H O W LO G O CO LO R

A R S H O W LO G O CO LO R C A R S H O W LO G O CO LO R

F R I D AY, A U G U S T 1 8 , 6 - 9

Y, A U G FURSI D T AY, 1 8 ,A6U G -U 9ST 1 8 , 6 - 9 It’s time for our last summer event of the season!

The much-anticipated Classic Car Show is Friday, August 18, 6:00 – 9:00 pm.

Musical tunes provided by: Whiskey Kiss at the main stage near Aaron Brother’s Group Therapy of Lodi near Midgley’s Beer & Food Garden New and Used on the Brickwalk

• • • • • •

More than 220 Classic Cars Shaved Ice & Free Popcorn Midgley’s Beer and Food Garden Tio Pepé’s to-go food D.A.D.’s Hot Dogs Podesto’s Market BBQ

240 LINCOLN CENTER 209 478 5670 MON–SAT 10–6 SUN 12–5

This year’s honoree is Astronaut Jose Hernandez! He will browse the show and select his favorite car, which he will announce 7:45 pm on the main stage. Attendees will also be able to witness a 1966 Top Fuel Dragster start and new this year, a 1964 Ford Thunderbolt — 1 of 100 made in the U.S.A.! It’s an experience you won’t want to miss!

Thank you to our sponsors:

Pizza by the Slice Available Daily 11am-5pm REGISTER YOUR CLASSIC CAR If you have a classic car (1976 or older), you can register to show your car at the Classic Car Show on August 18. All vehicles must be registered by August 7. Registration takes place at State Farm Insurance in Lincoln Center North. Proceeds go towards local student scholarships.

lincolncentershops.com davidspizzalincolncenter.com For more coupons, visit our website

L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

17

BRIGHT SIDE

C A R S H O W LO G O B / W

Classic Car Show F R I D AY, A U G U S T 1 8 , 6 - 9 BACK TO SCHOOL STARTS HERE! 363 Lincoln Center 209.951.5581 zuesters.com

Love at First

C A R S H O W LO G O CO LO R

The team at Market Tavern: Phil, Jeff, Arezou & Nick

F R I D AY, At allUstarted G U SonTa hot1 8August , 6night - 9in 2007. Two strangers, Mark and

I

Cathleen Olson, embarked on their path to marriage and a family all in the name of the Lincoln Center Car Show and a blind date that led them to their future. Cathleen's cousin, Andrea Peters (now Meinbress), was dating Mark's best friend at the time. After Andrea had spent some time with Mark, she knew he was a perfect match for her cousin. The two finally met on the night of August 17, 2007, and the rest is history! Now ten years later, they've been married for six years with two girls, Aubree, age 4 and Addison, age 2 1/2. Every August, they make it a tradition to head back head to the Classic Car Show and then go out for pizza, bringing their girls, parents and the like! n

Two Private Rooms Available For Your Celebrations Library Room: Accomodates Up To 12 Fireplace Room: Accomodates Up To 42 Make Your Reservations Today!

236 Lincoln Center

(209) 932-8001 | Open Weekdays at 11:00am Weekends at 10:00am www.Mark e tTav ernS tk.com

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L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

304 Lincoln Center (209) 910-0063 www.code3wear.com Mon - Sat: 10am - 6pm Sun: 12pm - 5pm

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TOO COOL FOR SCHOOL

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856 BENJAMIN HOLT DR. LINCOLN CENTER SOUTH SQUEEZEBURGER.COM (209) 473-2222

FINE WINES OF STOCKTON

ANNOUNCES

RETIREMENT

SALE

“Best Burgers in Town!”

SALE BEGINS AUGUST 1

WINE ACCESSORIES WINE RACKS MAPS ALL ON SALE

Join us for

Happy Hour Monday - Friday

3-6pm

Buy one get ONE 1/2 OFF any of our

22 ontap! beers

Follow us on FB to see our weekly lunch specials!

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866 W. Benjamin Holt Lincoln Center South (209) 478-2589 finewinesofstockton.com

L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

SPEC IAL FEATURE

Ride On!

Port Stockton Motorcycle Club By: Cort Carlson | Photos courtesy of Port City Motorcycle Club

F

or someone who spent most of his free time in high school as “computer lab manager,” few may have guessed Cesar Larios would one day become the Vice President of Port Stockton Motorcycle Club, one of the oldest clubs of its kind in Stockton.

Cesar, web designer at SASS! Public Relations, located here in Lincoln Center, said his fascination with all things two-wheeled began during his childhood when he spent hours riding (and sometimes falling off) his BMX trick bike, jumping over tractor wheels and dreaming of a motorized future beyond his Los Angeles roots. As life took him northward to Stockton, Cesar’s chromestudded, rumbling visions of grandeur took a “sidecar backseat” while he continued to grow in his professional career as a graphic designer.

High on his bucket list has always been to buy a motorcycle – an all-black Suzuki S40, and he did just that a little over year ago. Shortly after, Cesar joined the Port Stockton Motorcycle Club upon a neighbor’s suggestion and one year later he still enjoys the social benefits and philanthropic aims of the Club he helps run.

With eighteen active members, the club was established in 1937 and was one of the first of its kind to allow women to join with full membership and when the men were away at war the women kept the membership active. This earned the club national recognition from the American Motorcycle Association. Cesar says the club is family-oriented and open to all.

As Vice President, Cesar helps organize “runs” where members get together and ride through the foothills and historic highways of California, stopping at “hole in the wall” eateries along the way. His favorite run so far, called “Trucking for Hospice,” snaked through Gold Country and benefitted the end-of-life care facility here in town. The club has also raised funds for Habitat for Humanity and many others. The club’s 80th Anniversary Run to Lake Tahoe will take place this August 26 and 27 and will benefit the Lincoln Highway Association which helps maintain the historic road built before Route 66 which once spanned the nation.

The father of a six-year-old daughter, Cesar said he is sure to be careful on the road and is intent on bringing awareness to road safety when it comes to riding. “My daughter and I like to play a game of counting motorcycles while we drive in the car,” Cesar said. “That way she has fun seeing how I ride on the weekends and it helps her be aware of road safety, all at once.”

Cesar’s dream bike is an Indian Scout. He loves the vintage “Café Racers” as well as the all-time American classic “Bobber” styles of bikes. One day he would like to participate in the international “Distinguished Gentleman’s Run” trading the leather vest for a fancy tweed suit alongside hundreds of other riders hoping to recapture the cool man’s look of the 1930s.

In the meantime, Cesar is happy with his S40 and has plans to fit the handlebars with grips modeled after the bicycle from his childhood days where it all began. Ride on! n

Cesar Larios at Trucking for Hospice in 2017

Trucking for Hospice in 2017

L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

21

Located at 345 Lincoln Center

Located at 345 Lincoln Center209-477-2222

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L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

IN THE C ENTER

Lincoln Center hosted the much-anticipated Wine Stroll on Friday, June 16, benefiting Haven of Peace through Junior League of San Joaquin County. We had 24 wineries and breweries placed throughout your favorite shops in the Center. The crowd enjoyed music from local favorites, Lovers Riff, Mondo, Riley Jane and William Sconce. Our summer event sponsors, Big Valley Ford Lincoln and Mercedes Benz of Stockton brought out their best in class cars for all to see. The evening was a big success for everyone, especially Haven of Peace, as proceeds from the event will allow them to continue their mission.

Lovers Riff preforming on the Brickwalk

Stockton Fire Department

Roz Knight, Diane Bertilacchi, Starr Donati of Flair Boutique and People's Choice Winner, Rachele Spaletta of Intercoastal Wine Company

Dancing Coyote Wines pouring in Zuesters

Mondo preforming in the Plaza

Ashley Brais, Deanna Aguilar, Jaylene Hess, NIcole Newman and Madelyn Pinlac

Georgette Guerrero and Kasha Russell

Receive a trial-sized A.M./P.M. skin care routine plus an exclusive terry headband.

BRILLIANT-C MOISTURIZER FINE LINE MINIMIZER

872 W Benjamin Holt Drive

NIGHTTIME RECOVERY CREME

(209) 910-0262

ENERGIZING CONCENTRATE

MON - THURS 7am - 7pm

merlenorman.com

FRI & SAT 8am - 3pm

SUN 10am - 2pm

L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

Merle Norman Cosmetics in Lincoln Center Merle Norman Cosmetic Studios have been independently owned and operated since 1931.

142 Lincoln Center (209) 474-0314 Monday–Saturday: 10AM–6PM Sunday: 12–5PM

*Free with the purchase of two or more Merle Norman cosmetic products. Cosmetic accessories not included. Offer valid while supplies last at participating Merle Norman Cosmetic Studios beginning August 1, 2017.

Limit one per customer. We reserve the right to substitute individual components of gift. © 2017 Merle Norman Cosmetics, Inc.

23

C ROSSWORD 1 5

6

7

8

9

2 10

12

3

4

11 13

14

15

16

17 18 19 20

23

24

21

25

22

26 27

28

ACROSS

DOWN

2 One of the two sponsors supporting Lincoln Center summer events.

9 Mark and Cathleen Olson met at the Classic Car Show in 2007, how many years have they been married?

14 Number of classic cars Dan Cavagnaro has.

15 Name of Debbie Bond’s father.

17 Cesar Larios’ vintage dream bike.

19 Name of State Farm Insurance’s Lisa Harrington’s daughter born in April.

20 The name of Nspire owner, Maria’s dog.

21 Hiking App very useful for finding trails near you.

23 Dan Cavagnaro’s favorite car.

25 First name of this year’s Classic Car Show Honoree.

26 The second sponsor supporting Lincoln Center summer events.

28 Maria from Nspire’s favorite drink.

1 3 4 5 6

Hike between San Francisco and Walnut Creek.

What position does Cesar Larios hold for the Port of Stockton Motorcycle Club?

The number of tips to remember when maintain a balanced diet.

When packing lunches for your children, make sure to avoid this.

The new Ben Mackie Spin & Movement studio is located in this Lincoln Center location.

7 “Your Store for All Occasions” was named best of San Joaquin.

8 This hiking trail is approximately 1 hour and 45 minutes from the Big L. 10 Schedule classes at Ben Mackie Spin & Movement by downloading this app on your phone.

11 Ben Mackie’s choice for healthy eating on the go.

12 When maintaining a balanced diet, this good carb is okay to consume in small portions.

13 Salon welcoming three new stylists on board this summer.

14 Papapavlo’s will feature this wine on August 21.

16 McCaulou’s offers _______, the perfect solution to keep your water cool.

18 Number of years Debbie Bond has owned and operated American Hearing Aids.

22 When hiking, always bring extra of these.

24 When hiking you should drink, _______ liter(s) per 6 miles.

27 The number of years Squeeze Burger has hosted their Squeeze Out Hunger event.

Answers on page 26

Now offering custom built outdoor kitchens, pergolas, custom patio covers and much more!

211 Lincoln Center 24

(209) 475-9931

L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

for a dental exam, x-rays and cleaning ($275 value)

Call to schedule your appointment today and mention this $99 special.

22ND ANNUAL STUCK IN LODI CLASSIC CAR SHOW

AUG 5

$99

R SVP Who: The American Steel Car Club of Lodi When: Satuday, August 5, 10:00 am – 3:00 pm Where: Downtown Lodi, School Street Info: americansteelcarclub.net or (209) 396-1634

New patients only. Expires 9/30/17.

Steven M. Otani, D.D.S. General Dentistry

• Accepting New Patients

618 Lincoln Center (209) 478-0568

• Over 20 Years Experience

• Spanish Speaking

AUG 5

30TH ANNUAL MOONLIGHT GALA Who: American Cancer Society When: Saturday, August 5, 5:30 – 10:30 pm Where: Schrum Estate, Morada Info: kellie.ryan@cancer.org or (209) 941-2679

AUG 12

MICKE GROVE ZOO 60TH BIRTHDAY CELEBRATION

Redeem this coupon for

50% OFF any

Hotworx package. *Hotworx mat & towel available for purchase or rent.

www.planetbeach.com

226 LINCOLN CENTER

209.477.4726

GET TO KNOW US MIXER

AUG 19

1st session of Hotworx FREE!

Who: Micke Grove Zoo When: Saturday, August 12, 11:00 am Where: Micke Grove Park & Zoo Info: kmorris@sjgov.org or (209) 331-2010

Who: The Junior League of San Joaquin County When: Saturday, August 19, 2:30 – 4:30 pm Where: Oak Farm Vineyards Info: (209) 470-1982

– continued on next page

Lincoln Center South 6507 Pacific Ave. Stockton, CA 95207 P. 209.957.3067 store1452@theupsstore.com theupsstorelocal.com/1452

Store Hours: Mon-Fri: 8:00am - 6:00pm Sat: 9:00am - 5:00pm

L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

25

R SVP AUG 19

MOONLIGHT SIP AND STROLL

STOCKTON PRIDE FESTIVAL

AUG 26

FOR LIFE’S MOBILE HICCUPS

Who: Hospice of San Joaquin Stockton Butterfly Auxiliary When: Saturday, August 19, 6:00 pm Where: Heron Lakes Drive in Brookside Info: hospicesj.org or (209) 957-3888

Who: San Joaquin Pride Center When: Saturday, August 26, 11:00 am Where: Downtown Stockton, Weber’s Point Event Center Info: sjpridecenter.org

SEPT 7

HARVEST MOON BENEFIT DINNER Who: Aspire Public Schools When: Thursday, September 7, 5:30 pm Where: Wine and Roses Info: (916) 749-6950

We Repair… Phones, Tablets and Computers!

We Offer… New phone accessories and repairs with limited lifetime warranty!

We buy, sell and trade used phones!

SEPT 9

A TASTE OF THE WOODS Who: O’Connor Woods When: Saturday, September 9, 5:00 pm Where: O’Connor Woods Info: sue.rokoszewski@oconnorwoods.org or (209) 956-3421

(209) 242-9550

832 W. Benjamin Holt cellphonerepair.com/stockton

SEPT 9

ST. MARY'S 30 YEAR CLASS REUNION Who: Saint Mary’s High School Class of 1987 When: Saturday, September 9 Where: AVE on the Mile Info: (209) 403-9593

SEPT 12

ADVANCING WOMEN’S LEADERSHIP

Save money while helping the environment!

Many people know about recycling, but not many people know how to recycle.

If Republic Services provides your service, it’s fast, easy and convenient. Best of all, it can save you money! Make the most of your curbside recycling service by sorting and placing recyclables such as paper, plastic, cans, glass and scrap metal inside your recycling cart instead of your trash cart.

(209) 466-3604 26

www.republicservices.com

Who: Facebook COO and author Sheryl Sandberg When: Tuesday, September 12, 7:30 am Where: University of the Pacific Info: go.pacific.edu/tickets

Please note the deadline to submit newsworthy community events to be featured in RSVP has changed to the 1st of each month for the following month’s issue.

To submit events email information to chronicle@lincolncentershops.com or visit LincolnCenterShops.com/chronicle.

Answers to crossword from page 24 Across

Down

2 BIG VALLEY FORD 9 SIX 14 FIVE 15 GARY COX 17 INDIAN SCOUT 19 CAILEIGH 20 TACO 21 ALL TRAILS 23 MODEL A 25 JOSE 26 MERCEDES BENZ 28 RAINBOW SHERBET

1 MISSION PEAK 3 VP 4 FIVE 5 SUGAR 6 ATRIUM 7 BEST WISHES 8 MOUNT DIABLO 10 MIND BODY 11 MARKET TAVERN 12 POTATOES 13 SALON MICHELLE 14 FLORA SPRINGS 16 HYDRO FLASKS 18 FIFTEEN 22 SNACKS 24 ONE 27 TWO

L I N C O L N C E N T E R C H R O N I C L E | AU G U S T 2 0 1 7

F R I D AY, A U G U S T 1 8 , 6 - 9 More than 220 classic cars Live music by: Whiskey Kiss, Group Therapy of Lodi & New and Used New this year: Spectacular Fireworks Show!

Midgley’s Public House Beer and Food Garden SPONSORED BY

Proceeds from the Classic Car Show benefit the Lincoln Center Scholarship Fund. The Scholarship Program was created to promote and support the educational growth of students in San Joaquin County and has awarded more than $15,000 in scholarship funds. For more information, visit lincolncentershops.com/scholarship-program.

REGISTER YOUR CLASSIC CAR AT STATE FARM INSURANCE 718 LINCOLN CENTER THROUGH AUGUST 7th

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Home Equity Equity Line Line of Home of Credit Credit AS LOW AS ASLOW LOWAS AS AS

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promotional promotional rate rate for for first first 6 6 months! months! promotional rate for first 6 months!

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5.00 5.00

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1 then then variable variable1 1 then variable

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STOCKTON STOCKTON LOCATIONS: LOCATIONS: STOCKTON LOCATIONS: 205 Center 4612 205 Lincoln Lincoln Center 4612 McGaw McGaw Street Street

209-475-1128 205 Lincoln Center 209-475-11284612 McGaw Street 209-475-1128 Also Also visit visit us us in in Linden Linden or or one one of of our six convenient Lodi our sixvisit convenient Lodi locations locations Also us in Linden or one of our six convenient Lodi locations

1 This promotion is available for a limited time and may be withdrawn at any time. The promotional Annual Percentage Rate (APR) will be 1.99% and will not increase for the first 6 months after the 1date Thisofpromotion is available for a limited timethe and mayis be withdrawn any time. will beRate 1.99% will as notpublished increase for theWall firstStreet 6 months afterThe the closing. After the introductory period, APR variable and isatbased uponThe an promotional index plus a Annual margin.Percentage The APR willRate vary(APR) with Prime (theand index) in the Journal. date of closing.

After the introductory period, the APR is variable and is based upon an index plus a margin.

The APR will vary with Prime Rate (the index) as published in the Wall Street Journal.

The APR advertised is based on an owner occupied primary residence with a LTV below 70% and automatic payments made from a F&M Bank checking account. Alternative rates and terms are available APR advertised is based on an owner occupied with LTV below 70% automatic payments made a F&MAPR. checking account.

Alternative and terms are available depending onisyour qualifications.

As of 6/16/17, the rate for home equity lines ofand credit ranged fromPercentage 5.00% APRfrom to 6.25% Higher rates may for linesrates secured by second homes/ 1 This promotion available for a limited time andprimary mayvariable beresidence withdrawn ataany time.

The promotional Annual Rate (APR) Bank will be 1.99% and willapply not increase for the first 6 months after the depending on your qualifications.

As automatic of 6/16/17,payments the variable ratea for home lines of credit ranged from 5.00% APR(LTV) to 6.25% APR. Higher ratesrate may apply for lines secured by second homes/ lines without from F&M Bankequity checking orawith a loan-to-value atwith or above will notpublished vary above APR. Existing F&M The date investment of closing. properties, After the introductory period, the APR is variable and is based upon an account, index plus margin.

The APR will vary Prime70%.

RateThe (the index) as in 16% the Wall Street Journal. investment properties, lines without automatic payments from a F&M Bank checking account, or with a loan-to-value (LTV) at or above 70%.

The rate will not vary above 16% APR. Existing F&M equityisloans or lines not eligible.

Not all customers will with qualify for this promotional Third payments party fees made generally ranging to $1,500 may apply.

Maximum is 80%.

No APR Bank advertised based on anare owner occupied primary residence a LTV below 70% and offer. automatic from a F&Mfrom Bank$150 checking account.

Alternative ratesLTV andratio terms are available Bank equity loans or or double lines are not manufactured eligible. Not allhomes. customers willfee qualify for which this promotional Third party fees generally ranging from to $1,500 may apply.average Maximum LTV ratio isof80%.

No co-ops andyour single wide Annual of $75, is waived inoffer. the first year and waived in future yearsAPR. if you$150 maintain an outstanding daily balance at least depending on qualifications.

As of 6/16/17, the variable rate for home equity lines of credit ranged from 5.00% APR to 6.25% Higher rates may apply for lines secured by second homes/ co-ops and single double wide manufactured homes.

Annual feea of $75, is waived in the first the yearinterest-only and waived period, in futureprincipal years if balance you maintain outstanding average daily balance ofmonthly at least $20,000.

Line has aor10 year interest-only payment draw period and 15Bank yearwhich repayment period.

During is The notan reduced.

At the endabove of this period, your investment properties, lines without automatic payments from a F&M checking account, or with a loan-to-value (LTV) at or above 70%. rate will not vary 16% APR. Existing F&M $20,000. Line has a 10 year interest-only payment draw and a 15 yearthe repayment period.you During the interest-only period, balance principal is not reduced.

At the end of this period, your monthly will increase, substantially, even if theperiod interest rate stays same because will beparty required pay downprincipal the outstanding balance.

Always consider paying more than No Bankpayment equity loans or lines possibly are not eligible.

Not all customers will qualify for this promotional offer.

Third feesto generally ranging from $150 to $1,500 may apply.

Maximum LTV ratio is 80%. payment will increase, possibly substantially, even if the interest rate stays the same because you will be required to pay down the outstanding principal balance.

Always consider paying more than the and minimum to wide pay down the principal.

Property insurance is required. information is accurate aswaived of 7/03/17 and isyears subject to change without notice. Askaverage us for the current index co-ops singlepayment or double manufactured homes.

Annual fee of $75, which isThis waived in the first year and in future if you maintain an outstanding daily balance ofand at least the minimum payment to pay down the principal.

Property insurance is required.

This information is accurate as of 7/03/17 and is subject to change without notice. Ask us for the current index and margin.

NMLS 435145. $20,000.

Line has a 10 year interest-only payment draw period and a 15 year repayment period.

During the interest-only period, principal balance is not reduced.

At the end of this period, your monthly margin. NMLS 435145.

Member payment willFarmers increase, possibly substantially, even if the interest rate stays the same because Memberthan Š2017 & Merchants Bank of Central California.

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MSR 5494 7/17. you will be required to pay down the outstanding principal balance. Always consider paying more Š2017 Farmers & Merchants Bank Central California. rights reserved.

MSR This 5494information 7/17. the minimum payment to pay down theofprincipal.

PropertyAll insurance is required. is accurate as of 7/03/17 and is subject to change without notice. Ask us for the current index and margin. NMLS 435145.

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