Lincoln Center Chronicle October 2017

Page 1

OCTOBER 2017

Meet your Coaches Page 15

One Woman's

Courageous Journey Page 22

Sisters in Fashion Page 8

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LINCOLN CENTER CHRONICLE

October is one of my favorite months…a grounding month as I like to call it. I enjoy the promise of the changing seasons and the bustling at the Center as our merchants gear up for the busiest time of the year.

374 Lincoln Center Stockton, CA 95207

PHONE

209.477.5917

FA X

It also seems like a natural time to reconnect, recharge and appreciate the many good things happening here in our community.

EMAIL

October is Breast Cancer Awareness Month. We all know someone affected by this terrible disease and Lincoln Center continues to show our support for Pink October with a few articles on women’s health and breast cancer awareness. Check out Leann GalvinThompson’s moving story on page 22, and learn how our very own Tony Vice (owner of Fleet Feet Sports) is making an impact and how you can get involved in the “Real Men Wear Pink” feature on page 20.

209.478.1404 Chronicle@LincolnCenterShops.com

ONLINE

LincolnCenterShops.com

PUBLISHERS

Phil Johnson Patrick Dobson

PUBL ICATION DIRECTOR Carrie Sass

EDITOR

Tara Rushing

MANAGING EDITOR

Stephanie Forbus

COMMUNITY EDITOR

Katie Drebert

CREATIVE DIRECTOR Conrad Borba CREATIVE STAFF Cesar Larios Gloria Waters CONTRIBUTING WRITERS Jennifer Tudor Katie Kishi Mike Klocke CONTRIBUTING PHOTOGRAPHERS F3 Photography Free Byrd Photography Helen Ripken Photography Deadline to submit newsworthy information from non-profit and charitable organizations is the 1st of each month for the following month’s issue. Submitting information does not guarantee it will be featured in print. Submit information online at LincolnCenterShops.com. The Lincoln Center Chronicle is published monthly by Lincoln Properties, Ltd. and is distributed free of charge to more than 65,000 homes in Stockton, Linden, Lockeford, Lodi and Woodbridge. Lincoln Properties, Ltd. does not assume responsibility for the authenticity or accuracy of news materials furnished for publication.

We have many amazing merchants. Aside from running their businesses, they make a conscious decision to support something bigger than themselves. For 31 years sisters Lisa Dixon and Deanne Garibaldi, owners of FINA, have provided forward-thinking, creative fashion trends here at the Center. See the article on page 8. Congratulations to them both! I am big time sports fan — especially college sports. In fact, last month, I was in Nebraska watching a Husker's football game with my friend Larry Watts in support of his son, Matt (St. Mary’s High Graduate), who is on the team. There is really something special about attending a college game, and we are lucky to have competitive collegiate sports right here — at University of the Pacific. Pacific is the oldest chartered university in California and has been a gem in our very own backyard for over 88 years. Our cover this month showcases Damon Stoudamire. The second season men’s basketball head coach took time out of his busy schedule to sit down with us and chat about the upcoming season and how he is liking it here. Read about Damon and all the head coaches on page 15. Let’s go Tigers! Fall is officially here and it is not too early to start updating the wardrobe, prepping the house for the holidays, and planning your dinner reservations for office and family gatherings. It is also a terrific time to get involved and lend your support to help end breast cancer, and check out a sporting event at UOP. Sincerely,

Phil Johnson, President

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Trick or Treat? See's Candy Chocolate

bars 1 oz. on sale for

$1.49

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Store Hours: Sunday - Saturday 8am - 8pm 104 Lincoln Center • 951-0234 PodestosMarket.com

SATURDAY, OCTOBER 14

Remount Event & Million Dollar Diamond Sale All pieces specially priced for event. All Diamonds Sold at Brokerage Prices. 750+ Styles to choose from! DeVons now proudly offers a NEW choice in diamonds, PURE GROWN DIAMONDS. These diamonds are certified, sustainable, eco-concious and 30-40% lowerTHE in price than diamonds. I NEED COPY TOmined GO HERE TYPED.

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LINCOLN CENTER CHRONICLE | OCTOBER 2017


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Check Out the Specials at Bud’s! Come join us for WINE WEDNESDAYS

$10 OFF ANY bottle of wine!

MERCHANT NEWS FAREWELL, ED! Ed Samorano retired this August from the Lincoln Center Maintenance team with 28 years under his belt. We are sad to see Ed go, but are extremely thankful for all the hard work he has displayed over all these years. Here’s to relaxing and enjoying your days off!

(House Wine Not Included)

TRUNK OR TREAT IN LINCOLN CENTER SOUTH The first ever Trunk or Treat in Lincoln Center South will take place in front of Squeeze Burger Friday, October 27 from 5:00 - 8:00 pm. Stop by for fun, safe trick or treating with the kids. Prizes will be awarded for best costume and make sure to spin the prize wheel for the chance to win gift certificates from various Lincoln Center merchants.

WINE NIGHTS Visit Papapavlo’s Bistro & Bar on the following dates, 6:00 – 9:00 pm, for wine tasting and specials by the glass and bottle.

DAILY DINNER ENTRÉE SPECIALS Available after 4pm while quantities last! Served with garden salad or cup of chowder, seasoned rice or rosemary red potatoes, fresh vegetable medley & sourdough bread

SATURDAY

WEDNESDAY

Bud’s Beef & Prawns $26.00

House Made Salmon Cakes $21.00

SUNDAY

THURSDAY

Cabernet Braised Shortribs $21.00 Shrimp Jambalaya $21.00

MONDAY

Shrimp Jambalaya $21.00

House Made Coconut Prawns $24.25

FRIDAY

Bud’s Authentic Cioppino (Fresh & Homemade) $31.00 Crab Cakes (Our Own Recipe) $28.00

TUESDAY

8oz. Lobster Tail Dinner Only $22.50

314 Lincoln Center • 209.956.0270 • www.BudsSeafood.com Reservations of Any Size Accepted.

6

October 2: Dry Creek October 9: ZD October 16: Prisoner October 23: Frank Family October 30: Cherry Pie

PILL TAKE BACK AT CODE 3 WEAR The San Joaquin County Sheriff’s Office is holding a “Pill Take Back” event at Code 3 Wear on October 28 from 10:00 am – 2:00 pm. They are providing the public a way to properly dispose of any unused pills. No syringes or liquids will be accepted.

WOMEN’S HEALTH EVENTS AT PACIFIC COMPOUNDING PHARMACY In honor of Women’s Health month, Pacific Compounding Pharmacy is holding numerous in-store educational events. Make sure to join them on the following dates from 12:30 - 1:30 pm. October 3: Lose Weight While Staying Sane (Take Shape for Life program) October 6: Size Does Matter... for Your Bra! Bra Fittings with Theadora Boutique October 10: Indulge Your Senses with doTerra Essential Oils October 13: Reverse the Clock! Anti-Aging Skin Care with Dr. Cockerham October 17: Bring Balance Back to Your Hormones with Bio-Identical HRT with Dr. Cottman October 20: Self Defense with American Martial Arts October 24: To Test, or Not to Test. That is the Question! Basics of Saliva Testing October 27: Reverse the Effects of Stress Adrenal Support for Women LINCOLN CENTER CHRONICLE | OCTOBER 2017


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FEATURED MERC HANT

Sisters Stay Trending in Lincoln Center By: Katie Kishi

F

or sisters Lisa Dixon and Deanne Garibaldi, owning a business is like fashion – things are always changing and new ideas are always sprouting. As the owners of FINA for 31 years, they know what it’s like for their business to grow with the fashion industry. Lisa and Deanne’s interest in fashion started at a young age, growing up around their father’s downtown Stockton retail store, Mariani’s. Their department store experiences throughout college gave them the knowledge and desire they needed to start their own business. FINA’s success came from the sisters’ perseverance. “At the time, it was really hard to get a spot in the Center, but when we found out that there was an opening, we went for it,” said Lisa. After signing the lease, they had just two weeks to get inventory before opening the store. FINA is beloved by many regulars in Lincoln Center since its origin. After opening on the Brickwalk in November of 1986 and moving to the Atrium about 5 years later, FINA settled in its current location

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Deanne Garibaldi and Lisa Dixon

LINCOLN CENTER CHRONICLE | OCTOBER 2017


FEATURED MERC HANT seven years ago. “There’s no other place that’s as safe as Lincoln Center. It’s a place where there’s always been upscale shopping and a loyal customer base,” said Lisa. Upon opening, Lisa and Deanne quickly realized they were going to have to integrate marketing into their business plan. Since there was no social media then, the sisters sent out mailers to local residents explaining who they were. Within weeks, people started arriving at the store and the rest is history. FINA has now become a trailblazer in social media marketing and continues to strive for excellence by dropping their products right into people’s hands daily. They started out with only two brands in their store, and now carry clothing and accessories from various high-end names. FINA is the exclusive retailer in the area for the latest styles from A.G. Denim, Vince and Joie. In addition, they are always bringing in new brands to keep up with fashion’s innovative cycle. “You have to change and evolve with fashion and try new lines,” said Deanne. In the beginning years, they would buy sets of things, such as pants to match a shirt or a belt to match a bag. Now that rules are almost extinct in the fashion industry, they are free to purchase everything separate. Their ability to change with the industry adds to their success. FINA’s loyal customers are what keeps them going. The sisters mention that some people come in every week looking for something new. Lisa says that they are constantly reading their customers’

desires. “We always have to try new things each season to keep people interested,” added Deanne. The duo’s dedication to customer service, relationships and community keeps people coming back to FINA and Lincoln Center. Lisa and Deanne help customers put outfits together and take the time to listen – something that sets them apart from other retailers. Through every decision, move and purchase, Lisa and Deanne have used their unique talents to grow FINA’s success, and plan to continue the journey together for years to come. “We can’t ever get rid of each other because we’re sisters,” Deanne joked. “We both have different talents and strengths that complement each other,” added Lisa. Now that their original customers’ children have become customers, Lisa and Deanne have had to evolve with the times. Their true fashion sense – from the clothes they wear to their paralleled growth with customers – has allowed FINA to stay on trend for 31 years. n

240 Lincoln Center (209) 478-5670 Monday – Saturday: 10:00 am – 6:00 pm Sunday: 12:00 – 5:00 pm

Take a decorated cake to your next party.

with the purchase of 3 bundtlets

Stockton

128 Lincoln Center Stockton, CA 95207 (209) 957-2253 HOURS OF OPERATION Mon-Sat: 9am-6pm Sun: 10am-5pm NothingBundtCakes.com Expires 11/30/17. Coupon must be presented at time of purchase. Limit one free bundtlet with the purchase of three bundtlets per guest. Multiple free bundtlets with purchase of multiple bundtlets is not permitted. Valid only at the bakery listed. No cash value. Coupon may not be reproduced, transferred or sold. Internet distribution strictly prohibited. Must be claimed in bakery during normal business hours. Not valid with any other offer.

17-ANR-0131-09051_Stockton_Fall_9-5x6-6.indd 1

LINCOLN CENTER CHRONICLE | OCTOBER 2017

9/5/17 4:54 PM

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BRIGHTSIDE

e c a l P r u O to Be M

y friends and I enjoy coming to Lincoln Center to eat, hang out and walk around. We all attend St. Mary’s High School and love how close the Center is to school. We spend time here during our lunch break and after school before our sporting events! Some of our favorite things to do are going to Jamba Juice, getting lunch from Podesto's Market, stopping in Zuester's and just hanging out on the Brickwalk. My grandparents own Podesto’s Market so I have been coming to the Center my entire life, but it’s fun to be enjoying the Center now on my own!

Is a b e l la P od e s to

Victoria Estrella, Giana Duncan, Izzy Estrada, Isabella Podesto, Madi Ramirez, Karina Rocha, Alexandra Infante

STO P BY F O R G R EAT DEALS DUR IN G THE SIDE WALK S ALE S ATUR DAY , O CTO B ER 7 !

Who Are Your Beneficiaries? Don’t Leave It to Chance If you want to make sure your assets are distributed according to your wishes when you pass away, it’s important to review your beneficiary designations regularly. Major changes to tax laws or major life events, such as marriage, divorce, birth or adoption of a child, or a death in the family, could mean a change is needed.

Why is it important to designate beneficiaries? Designating beneficiaries is one of the easiest and most direct ways to get your assets to the people and/or organizations you desire. Beneficiary designations may also help avoid probating your assets upon your death. We can work with you, your estate-planning attorney and your qualified tax advisor – your estate-planning team – to ensure your account registrations and beneficiary designations support your wishes. Questions to consider before making, or updating, your beneficiary designations include: • Who are my current primary and contingent beneficiaries? • Do my current beneficiary designations reflect my wishes? • Do I have any accounts without beneficiary designations that I want to update? • Have I discussed any beneficiary special needs and the legal and tax consequences of my beneficiary designations with my estate-planning team? I would be happy to sit down with you to discuss your current beneficiaries and potential next steps.

Please call or stop by today to schedule an appointment. Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should consult your estate-planning attorney or qualified tax advisor regarding your situation.

Kate Lindell, AAMS® Financial Advisor

www.edwardjones.com Member SIPC

.

834 West Benjamin Holt Drive Lincoln Center South Stockton, CA 95207 209-477-1334

( 2 0 9 ) 95 6 - 9 25 0

42 9 L IN CO L N CENTER

EST-6892C-A EXP 30 NOV 2019 © 2017 EDWARD D. JONES & CO., L.P. ALL RIGHTS RESERVED.

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LINCOLN CENTER CHRONICLE | OCTOBER 2017


Awesome October Opals all on SALE!

10 Consecutive Years

25 Consecutive Years

320 LINCOLN CENTER • (209) 477-6881WWW.GJLONGJEWELERS.COM


MEE T US @ THE C ENTER

Saturday, October 7 9:00 am – 3:00 pm The oh-so-amazing Semi-Annual Sidewalk Sale is back Saturday, October 7, 9:00 am – 3:00 pm. Shoppers (especially those on the hunt for deals!) won’t want to miss this event that only takes place twice each year! The much-anticipated Fall Sidewalk Sale features clothing, accessories, shoes, gifts, home décor, sportswear, cosmetics, cards and stationary, games and educational supplies – all at amazing prices. Get fabulous deals on finds for you and the whole family. For the best selection, join us at 9:00 am. With more than 20 participating stores, you’re sure to find something you love!

Sunday, October 15 10:00 am – 2:00 pm The 11th Annual lemonade and bake stand put on by Kids Taking a Stand will be held right here in Lincoln Center South in front of David's Pizza. It's a day where many amazing children here in our community gather to raise funds for numerous local breast cancer support programs, including St. Joseph’s Regional Cancer Center. Come out to enjoy a delicious beverage, while supporting our community’s next generation in the fight against breast cancer.

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LINCOLN CENTER CHRONICLE | OCTOBER 2017


MEE T US @ THE C ENTER

Sunday, November 12 11:00 am – 5:00 pm It’s hard to believe the holidays are just around the corner! Our annual Holiday Open House event on Sunday, November 12 is your first opportunity to celebrate the Christmas season. Santa will make his very first appearance, along with his reindeer. Come for a day of shopping, dining and Christmas festivities. Look for more information in the November issue of the Chronicle.

Beginning November 12, be sure to visit Lincoln Center to see the popular Snow Village display again, which promises to rekindle old memories and spark new recollections. This incredible collection will be displayed in the same North Pole location as last year, between Theadora and Carats. Check back in the November Chronicle for more details.

See you at the PRIME STEAKS DRY AGED IN HOUSE

Saturday, October 7th!

PRIVATE DINING ROOM AVAILABLE – ACCOMMODATES UP TO 24

357 LINCOLN CENTER • 209.808.5999 363 Lincoln Center 209.951.5581 zuesters.com LINCOLN CENTER CHRONICLE | OCTOBER 2017

OPEN DAILY AT 4:00 PM

13


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LINCOLN CENTER CHRONICLE | OCTOBER 2017


Pride of the Pacific By Jennifer Tudor

B

eing able to live in a college town and attend D-1 tier athletic match-ups is something to relish. University of the Pacific, with its beautiful tree-lined campus and stellar facilities, is a Stockton treasure. Fans can choose from a variety of competitive sporting events to attend throughout the year, and there is something extra special that is shared by a community when rooting for the “home team.” Pacific's teams compete in NCAA Division-I athletic's and since 2013 have been member institutions of the West Coast Conference (which includes 10 private, faith-based universities similar to Pacific). The athletics department sponsors 18 sports teams — with the Orange and Black competing in the WCC, Mountain Pacific Sports Federation, NorPac Conference and America East Conference. Athletics at Pacific have changed over the years but the traditions have not. The university is proud of its strong ties to Stockton and commitment to building quality sports programs. Pacific continues to increase support of those teams — something all colleges have had to do to remain competitive.

Stoudamire appreciates the community in which he landed. He says it reminds him of growing up in Portland, and that he has felt welcome from day one. “This environment is great. Both Pacific and the surrounding community have embraced me with open arms. Everyone here works hand in hand and is very supportive — from every direction of the campus.” Pacific has a rich 88-year history in Stockton. It is the second largest employer in San Joaquin County. In addition to those economic benefits, local businesses reap commerce generated by visiting teams and fans. Tiger fans frequenting Lincoln Center will often see entire opposing teams, coaches and fans — sporting rival gear — hanging out or dining at their favorite restaurants. The Center even has a special liaison to help coordinate with teams. The camaraderie and partnership that is shared amongst the athletic teams, and the way it extends into the Stockton community and beyond, is one of the reasons Stoudamire chose Pacific – and also why Women’s Basketball Head Coach Bradley Davis loves it here.

Having world-class facilities empowers collegiate athletic programs to recruit and train the best and brightest studentathletes and provides a great fan experience. And Pacific is no different. Tiger fans can watch their favorite sport in some of the finest surroundings on the West Coast — whether it is at the Klein Family Field (baseball), Pacific Field Hockey Turf, Raney Sand Volleyball Courts or the recently completed Eve Zimmerman Tennis Facility. Soccer also has a new field on the horizon, and the Janssen-Lagorio Gymnasium received state-of-the-art upgrades last Spring. The support and commitment extends to the hiring and retaining of the very best coaches — as evident with the entrance of Damon Stoudamire. Tiger fans were thrilled when Stoudamire accepted the Men’s Basketball head coaching position in March of 2016.

“The UOP athletic community is without a doubt a family. It’s a family that cares deeply about our University as a whole, and it’s a family that truly wants to welcome and be an active part of the Stockton and 209 community as a whole,” says Davis. The recently hired Men’s Baseball Head Coach Ryan Garko agrees. He chose Pacific because he appreciates the entire vision of the university.

Damon Stoudamire inside Pacific's Alex G. Spanos Center

“I feel strongly about the academic and athletic mission here at Pacific. We are offering student athletes that want to excel both on and off the field the opportunity to come to Stockton and find the highest level of support from our faculty, staff and coaches.”

Garko also sees a program steeped in tradition that he can build on. Stoudamire was arguably the biggest coaching “get” in Tiger history. He's a stud. His NBA stardom and charisma make him a huge draw for fans. In just one season, he already achieved what no other Tiger men’s basketball coach had done before — register their first ever WCC tournament victory. Now entering his second season at UOP he is liking it — liking it a lot — and is highly anticipating the upcoming season. “Last year was definitely a transition year for me to get on solid ground, and this season I have a much clearer understanding and direction for my team,” Stoudamire says. “My players left everything on the court for me. What I look forward to the most is developing them as players and young men, and having a winning season.” LINCOLN CENTER CHRONICLE | OCTOBER 2017

“In this first season I am most looking forward to implementing our process and establishing a standard of performance that the Pacific baseball program will be known for moving forward. On game night, I expect to compete on every pitch of every game, and win or lose, make the opponent earn everything on the field.” Few sports experiences can compare with the competitiveness and team spirit found at a collegiate sporting event. As Davis readily states, “Collegiate sports offer the opportunity to watch great athletes compete at the highest level, and to compete for something more than just themselves. Tiger athletes compete for UOP; they compete for Pacific Alum (alumni), and they compete for the Stockton community that come out to support.”

15


the faces of Tiger Athletics Meet the P Coaches

acific Athletics houses 18 D-1 teams: men and women's basketball, soccer, swimming, tennis and water polo; women’s cross country, field hockey, volleyball, beach volleyball, softball, and track and field; and men’s baseball and golf. Some of the seasons overlap so be sure to check out the Tiger website to check out schedules and get more info.

By Jennifer Tudor

RYAN JORDEN

Men's Soccer // 4th Season Jorden continues to build a winning program that is both competitive on the field, and fully committed to the community. The Tigers host programs for disabled soccer players, partner with local schools to promote childhood literacy and healthy lifestyles, and encourage exposure to college for area youth. The 2017 season is off to an exciting start, and the program currently sits in the Top 25.

?

Do you have a quote, motto or mantra? “I want my team to have a fabulous experience in their time here —both athletic and academic — and my goal is to grow these young men outside of their own experience.”

KERRI SCROOPE

GREG GIBBONS

Volleyball // 8th Season Joining the WCC four years ago has created more competitive play for the Orange and Black, but Gibbons continues to build upon his experience and success — they entered the season ranked 4th. October puts them around the halfway point but there are several matches still to catch.

Women’s Beach Volleyball // 4th Season Gibbons enters his fourth season coaching the Pacific Beach Volleyball program after completing his sixth year leading the indoor program. His aim: to continue building both programs and ascending in the WCC ranks.

?

Can you give a fun fact about yourself? “I am a veteran of the U.S. Marine Corps.”

Women’s Soccer // 2nd Season

Achieving much success in her prior coaching positions, Scroope’s vision for her young Tigers is for them to grow in the WCC and on the national stage. She captured back-to-back conference titles at Delaware State and was the most successful coach in the history of the program. Her own collegiate experience includes lettering in both soccer and basketball, which makes her competitive spirit right at home to lead Pacific Women’s Soccer.

?

Can you give a fun fact about yourself? “I served in the Army Reserves.”

JAMES GRAHAM

Men’s Water Polo // 9th Season

Graham became the all-time coaching wins leader last month, and his mark on men’s water polo is unprecedented. Pacific finished last season ranked 4th, and the program is considered one of the elite in the nation. The Tiger run includes more than 106 consecutive weeks ranked in the Top 10, including 88 plus weeks ranked in the Top Five entering the 201718 season. In the 2012 Olympics Graham was called upon by the U.S. Men’s Water Polo team to conduct statistical analysis on every squad, and has co-authored a published study on that subject.

Women’s Water Polo // 6th Season In 2012 Graham was named head coach for the Pacific Women's Water Polo program, becoming the first individual in school history to coach both teams simultaneously. Graham has applied his analyticsbased approach to the team and brought the women's program to new heights, finishing the 2017 season ranked 8th in the nation, and named GCC Coach of the Year.

?

If your team was having a karaoke night, what song would you sing? “Runnin' Down a Dream, by Tom Petty.”

JOSH JONES

Women’s Cross Country // 9th Season 2013 represented the start of a new era for the Pacific Cross Country program, as Jones led his team into the competitive WCC. The team eclipsed several program records that year, and under his tutelage continues to create a solid tradition of growth and accomplishment. Jones believes his team’s future is very bright.

Women’s Track & Field // 5th Season Jones enters his 5th season at the helm of the Track and Field program, and applies the same work ethic and standards to his athletes here as he does to Cross Country. The team continues to improve their overall standings.

?

If your team was having a karaoke night, what song would you sing? “Eye of the Tiger.”

ANDY SMITH

Women’s Field Hockey // 5th Season

Coming off a record-winning 2016 season, Smith describes this year’s team as “the most talented” he has ever coached. For Smith, an accomplished former hockey player, being part of the Pacific athletic community and working with the “most amazing” group of student-athletes, coaches, and administrators is what makes the university so special. His ultimate goal for his Tigers: for people to think of them as “Stockton’s Team.”

?

Can you give a fun fact about yourself? “I am very musical; I was classically trained on violin and clarinet and now play guitar, piano and ukulele.”

A


DAMON STOUDAMIRE

Men’s Basketball // 2nd Season The Tigers’ non conference schedule opens at Spanos Center on November 8 and looks to be a competitive one. Playing top competition only makes you better, and Stoudamire is most looking forward to working on team consistency and increasing the wins this year.

?

What is your favorite shop or restaurant in Lincoln Center? “I have several, but I frequently visit the Tobacco Leaf and there is the sweetest lady who helps me (and has no idea who I am). She is always so kind and friendly.”

BRADLEY DAVIS

Women’s Basketball // 3rd Season Davis is excited to get back into Spanos Center and play before fans. This year’s team is fast and perfectly suited to his coaching style. During Davis' 11 year tenure at Pacific, the Tigers have been among the top of their conference in scoring offense. Davis stresses academics to his players, and ensures they are primed for success in the classroom as well as on the court.

?

If your team were having a karaoke night, what song would you sing? “This would be my worst nightmare…and probably the audience’s as well. I’d have to bug my kids and go with “The Bear Necessities” from The Jungle Book.”

JOHN COOK

Men’s Golf // 3rd Season

Cook has big plans for the Tigers. He came to Pacific with seven years of success at Stanislaus State where he led that program to back-to-back conference championships, advanced to the NCAA Division II Regionals every season, made four appearances in the NCAA Championships, and was named the CCAA Coach of the Year four times. He is continually amazed by the supportive environment at Pacific and from the Stockton community.

?

If your team was having a karaoke night, what song would you sing? “Don’t Stop Believing, by Journey.”

RYAN GARKO

Baseball // 1st Season

The newcomer to UOP is excited and ready for his first season at the helm. Garko was an All-American, Johnny Bench Award winner at Stanford and a professional player in the big leagues so he has the credibility as a player with his team. He is an adept recruiter, with experience in coaching college baseball,and has also managed in the minor leagues. Garko is poised and ready to build a winning Tiger baseball program.

?

Do you have a quote, mantra or motto? “Be thankful and help others.”

BRIAN KOLZE

Softball // 25th Season

PETER RICHARDSON

Coming off of last year’s strong season, Kolze is looking forward to leading an experienced team that he calls “a perfect balance of speed and power.” He attributes his tenure as a Tiger head coach to strong community support, family-like camaraderie amongst the coaches and staff, and an institution that continues to expand its athletic landscape.

Men’s & Women’s Swimming & Diving // 6th Season

ATHLETICS It was a homecoming of sorts when Richardson returned to UOP to head the Swim Program. He had a stellar career as a Tiger, and has always felt part of the Stockton community. The Tigers' historic 2016 season saw 23 school records broken under Richardson's tutelage, giving him 43 total records in just five seasons at the helm.

?

Can you give a fun fact about yourself? “My wife and I have twins, and I am also a twin.”

RYAN REDONDO

?

TINA SAMARA

Women’s Tennis // 2nd Season

Men’s Tennis // 8th Season

Redondo is looking forward to getting in the trenches with his team this year. He describes them as very young, and potentially the most talented “top to bottom” team Pacific has ever had. As a collegiate player Redondo collected many accolades, and has taken that winning spirit to lead Men’s Tennis with an impressive record: the Tigers advanced to the semifinals of the WCC Championship in back-to-back seasons and have 23 dual match wins.

?

What is your favorite shop or restaurant in Lincoln Center? “I take every recruit to Market Tavern. It’s a fantastic restaurant that I really appreciate. I also frequent the health food store in the center as well for certain items I need seasonally.”

Can you give a fun fact about yourself? “Since I am from here, one of my first jobs as a teenager in the 70’s was working at the Lincoln Center drive-thru dairy and market.”

Samara was named the head coach in June of 2016. Her success as a player, coach and recruiter brings the Tigers what they need to continue to build a dynamic, powerhouse program. And with the recent completion of the new tennis facility and clubhouse, the future is very bright.

?

Do you have a quote, mantra or motto? “Work hard, play hard, nap hard.”


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KNOW YOUR NEIGHBOR

LYNDA WINTER Owner, Great Spectacles What is your favorite sport? Football – I have been a 49er fan for many years, good years and the bad ones. I’m hoping for a positive turn around for the 17-18 team. What is one thing you are most proud of? In the late 1970’s I started a running program, averaged about 40 plus miles a week. I finished 6 marathons with a best time at the San Francisco Marathon of 3 hours 36 minutes and qualified for the Boston Marathon. I realized I could finish almost anything I set my mind to do. How long have you owned Great Spectacles? 27 years What do you like to do on your days off? I love to cook and usually have company most weekends. I am always on the hunt for antique items and love to change vignettes around the house and at the office. What do you like to do for fun? Relaxing is not my cup of tea – give me gardening, planting, cooking, re-displaying almost anything and I am having fun. What is your favorite thing about working at Great Spectacles? There are wonderful people that we see daily. The variety of eyewear designs are so diverse as are the customers. It is always a joy to find the perfect fresh look for the consumer, something they feel good in and see well out of.

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What’s the current glasses trend for 2017? WOW, the variety in trends this year… large, small, round, gold, simple, flashy, mirror lenses, digital Rx and blue light protection – to name a few. What made you want to get involved in this industry? At age 18 with a child to support I secured a job with an Optometrist. Little did I know this would become my future. I worked and learned from 3 wonderful Optometrists for 20 years. It is amazing to think that I still love what I do after 47 years. I still see many people that have been customers of mine for well over 40 years. How many pairs of glasses do you own personally? Considering I have been in the business for years, I have quite a collection. I have an Rx in all that I wear and add a few styles or current colors to my wardrobe seasonally. Tell us about your recent recognition by INVISION Magazine. What an honor to be in the elite group of “America’s Finest Optical”. INVISION Magazine is a top national trade publication, the annual award is given to 12 Optical Retailers by a selection of national judges. Great Spectacles will be featured in the January issue of INVISION. The selection criteria focus is business acumen, gorgeous offices, creative marketing and passion for what you do. n

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19


WOMEN'S HEALTH

REAL MEN “ WEAR

By: Katie Kishi

T

ony Vice gets to help change lives every day – from those seeking a healthier lifestyle to those fighting for their lives. He’s leading a cause for breast cancer awareness by means of his best subject – fitness. As the owner of Fleet Feet Sports, Tony is an advocate for healthy lifestyles. He and Lincoln Center Vice President Pat Dobson are leading a campaign called “Real Men Wear Pink,” which will raise funds for the American Cancer Society (ACS). On October 7, the team will participate in the ACS Making Strides Against Breast Cancer Walk in Stockton. The team’s goal is to recruit as may pledgers as possible. Each person who donates $25 or more to the campaign receives a “Real Men Wear Pink” t-shirt. While it is not mandatory, donors are encouraged to participate in the walk.

P NK

We are involved not only in raising money but most importantly to promote awareness of the effects of breast cancer and the importance of early detection because ultimately that is the key to saving lives. ~ Patrick Dobson

In addition to the annual campaign, Fleet Feet donates a portion of its sales to ACS all month long. The Mizuno special breast cancer edition shoe will be sold in the store, with $20 of every purchase donated to ACS. For these two Real Men, breast cancer hits home. For Tony, he hopes his wife and young daughter never have to battle the disease, like his aunt did. “Anything that I can do to raise funds to find a cure

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WOMEN'S HEALTH OtHEr Ways to Get Involved Making Strides Against Breast Cancer Nelson Park, Stockton Saturday, October 7, 9:00 am

Register for the 5k walk/run for free at MakingStridesWalk.org/Stockton. Join the Fleet Feet Stockton/Lincoln Center team “Real Men Wear Pink” and help us make a difference!

Wine Down Wednesday and Theadora Boutique’s Battle of the Bras Oak Farm Vineyards Wednesday, October 11, 6:00 – 9:00 pm

You won’t want to miss this fun event featuring extraordinarily decorated bras being auctioned off to raise money for local breast cancer charities!

11th Annual Kids Taking a Stand

Patrick Dobson and Tony Vice

and wipe out breast cancer would be fantastic. Every little bit helps,” said Tony. Pat added, “The reality is these campaigns really do save lives. We are involved not only in raising money but most importantly to promote awareness of the effects of breast cancer and the importance of early detection because ultimately that is the key to saving lives.” Through these efforts, Tony and Pat are able to show their support for women during breast cancer awareness month and beyond. “There’s great satisfaction coming to work every day knowing we’re making a difference,” said Tony. To donate to the “Real Men Wear Pink” campaign, visit MakingStridesWalk.org/Stockton or stop in to Fleet Feet Sports today! n

Lincoln Center South in front of David’s Pizza Sunday, October 15, 10:00 am – 2:00 pm For the 11th year Kids Taking a Stand is holding its lemonade stand and bake sale to raise funds for local breast cancer charities. Stop by and support these kids as they help make a difference in our community!

Stockton Heat Fights Cancer Stockton Arena Saturday, November 4, 6:00 pm

The Heat and the Central Valley community are “Fired Up for Finding a Cure” as Stockton Heat Hockey Fights Cancer on Saturday, November 4, with the team wearing special lavender themed jerseys helping to raise awareness and funds for all forms of cancer!

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WOMEN'S HEALTH

One Woman's Courageous Journey

By: Mike Klocke

W

hen the calendar turns to October, the color pink comes out in abundance during an important 31 days of education and awareness in an ongoing, worldwide battle against breast cancer. Leann Galvin-Thompson would have every right to spend those days in immense pain, having lost the two most important women in her life – her mother and her only sibling – to the disease. But the Galvin Way is to remain positive. The Galvin Way is to do as much as possible to help others. The Galvin Way is to flash that familial smile that fights through the pain while paying tribute to two women whose strength Leann plans to carry forward. Tom and Linda Galvin, Leann GalvinThompson, Melissa Galvin Dobson

“Positivity is important in moving on with life, and I owe it to my mother and my sister to approach life in that manner,” she said. “I think every day is a struggle when you’ve been impacted so much by a single disease.” “I figured I had two choices: crawl into a dark hole or keep my head high and move forward. I chose to go with the second route.” The Galvin family’s plight with breast cancer has been very public. Leann’s mother, Linda, died of breast cancer in 2011 at age 54. A half year later, her sister Melissa was diagnosed with the disease. Melissa later died in 2015 at age 34. n Galvin-Thompson Linda Galvin and Lean

Melissa was a cheerleader for the San Francisco 49ers for 14 years in addition to serving as a co-host for the team’s “Total Access” television show. She also was a dance instructor in Stockton.

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WOMEN'S HEALTH “One of my goals is to keep the legacy of my mother and my sister alive as much as possible, as well as help bring about more awareness for young women and children,” Leann said. She continues to support local non-profits like Kids Taking a Stand, and their effort to raise breast cancer awareness and funds. In 10 plus years, through lemonade stands, baked goods sales and more, over $100,000 has been raised to benefit local cancer charities. “All efforts are very important in battling against cancer, but I like to support the work going on in our community. I want to be able to help make a difference here.” Almost immediately after Melissa’s death, Leann spoke with her doctor about the hereditary tendencies of breast Melissa Galvin Dobson cancer. “I was told ‘you and Leann Galvin-Thompso n need to have a double,’ so I underwent a double mastectomy a few months later as a preventative measure, knowing that it was the right thing to do – taking steps forward to prevent this disease.” Leann and her husband Greg have two daughters. Kendall, 4, and Reese, 3, will have to start undergoing ultrasounds at the age of 16. “The impact, and potential impact, of breast cancer is an everyday thing in our family,” she said. Leann has been encouraged by the strength of her father Tom, a long-time educator and coach at Lincoln High School. “He has given me more strength and exhibited more courage than I can ever state,” she said. “Here he lost his wife and one of his daughters and he’s done everything positive imaginable to help hold us together and move us forward. I am overly proud to be his daughter.” Leann also is proud that her hometown is filled with caring people. “To this day, I’m grateful for the support I received from the community,” she said. “I still get phone calls, texts and emails from people. It keeps me going strong and makes me so proud to be a part of this caring community.” n Greg, Leann, Kendall and Reese Thompson

LINCOLN CENTER CHRONICLE | OCTOBER 2017

23


IN THE C OMMUNI T Y

ORANGE &BLACK BALL The 18th Annual Orange & Black Ball was held on Saturday, August 26, 2017 at the University of the Pacific JanssenLagorio Gymnasium. The entire gym was transformed into orange and black themed everything — from the amazing table décor, to the balloons and ceiling — while each athletic team greeted attendees as they walked in. The event has spectacular activities such as the Lincoln Center Spinning Wheel, filled with prizes from some of our amazing restaurants, as well as the live speed painter — a definite sight to watch! All proceeds from the Orange & Black Ball will go toward the Pacific Athletic Foundation benefiting scholarship opportunities for Pacific student athletes.

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IN THE C OMMUNI T Y

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Go Beyond Pink this October By DeAndrea Sims, MD In this season of heightened breast cancer awareness, keep in mind that when it comes to your breast health, where you choose to receive care matters. St. Joseph’s Breast Center of Excellence has achieved national accreditation in recognition of meeting rigorous standards of high-quality, patient-centered care. Their comprehensive services include 3D mammography, genetic counseling, advanced radiation oncology, as well as reconstructive surgery.

Dr. DeAndrea Sims is a general surgeon with Dignity Health Medical Group - Stockton, a network of health professionals providing high quality and compassionate care. To learn more about Dr. Sims, please visit DHMF.org/Stockton or call 209.946.6800.

When you “Go Pink” this October, commit to doing your regular breast self-exams (BSE), take a moment to schedule a mammogram if you’re due for one, and encourage the women in your life to do the same. To learn more, visit StJosephsCares.org/BreastCenter.

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IN THE C OMMUNI T Y Advancing Women’s Leadership The Advancing Women's Leadership (AWL) forum, held at University of the Pacific on September 12, brought together renowned, diverse world leaders. The guests were inspired by Sheryl Sandberg, COO of Facebook; Janet W. Lamkin, Bank of America California's President and Stockton native; and Jade Smith, who energized the crowd with her riveting piano performance and message. Hosted by University of the Pacific, AWL serves as a collaborative community effort that promotes women's leadership throughout San Joaquin Pam Eibeck, Ron and Dea Berberian County.

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27


C ROSSWORD 1 2 3 7

4

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9

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12

13 14

15

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28

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Answers on page 30

31

ACROSS

DOWN

3 5

1 2

7 12 13 14 18 19 21 22 25 26 27 30 31

Last name of the owner of Great Spectacles The number of years Ed Samorano worked for the Lincoln Center Maintenance team Sport coached by Kerri Scroope This University of the Pacific coach is veteran of the U.S. Marine Corps The type of cancer that took both Leann Galvin-Thompson’s mother and sister Advancing Women’s Leadership Conference featured a speaker from this company The magazine that recently recognized Great Spectacles as “America’s Finest Optical” The month, 31 years ago, in which FINA opened their doors for the first time The Lincoln Center Snow Village will be on display next to this store This men’s sports team at University of the Pacific finished last season ranked fourth and the program is considered one of the elite in the nation This LC restaurant is offering a selection of new bakery items just in time for Fall University of the Pacific has this many sports teams Damon Stoudamire, featured on the cover, is the coach of this Men’s sport at University of the Pacific Santa will return to the same location he was in last year at 265 Lincoln Center, also referred to as this name New service offered at Kym with a Y

4 6 8 9 10 11 15 16 17 20 22 23 24 28 29

FINA is the exclusive retailer in the area for this brand Shoe brand at Fleet Feet Sports that is donating to American Cancer Society with every purchase “The Galvin Way” Number of years Kids Taking a Stand has been supporting local breast cancer charities Breast Cancer Awareness is celebrated in this month The number of marathons Lynda Winter has run The October date of the Lincoln Center Fall Sidewalk Sale The location of Theadora Boutique’s Battle of the Bras event Papapavlo’s is pouring this wine on October 30 Phil Johnson traveled to this state last month to watch a college football game Kids Taking a Stand will be set up in front of this Lincoln Center business on October 15 Colors of the University of the Pacific Athletics fundraiser hosted on August 26 Location for the Walk to End Alzheimer’s on Saturday, October 14 University of the Pacific’s new baseball coach FINA’s second location in the Center was in this area Lincoln Center’s Holiday Open House will feature the one and only… University of the Pacific’s Men’s golf coach, John Cook, has been awarded CCAA Coach of the Year this many times

“Your store...for all occasions” FALL DÉCOR •HOME DÉCOR • JEWELRY • CLOTHING DEPT. 56 VILLAGES • CANDLES • GIFTS • KITCHEN • INVITATIONS 209-478-3220 •

28

LINCOLN CENTER

• BRIDAL/GIFT REGISTRY LINCOLN CENTER CHRONICLE | OCTOBER 2017


R SVP OCT 4

SIGNATURE CHEF AUCTION Who: March of Dimes When: Wednesday, October 4, 5:30 – 10:30 pm Where: Stockton Memorial Civic Auditorium Info: (209) 416-3301

OCT 7

ANNUAL BARBERSHOP HARMONY SHOW “AMERICA THE BEAUTIFUL” Who: Stockton Portsmen Barbershop Harmony Society When: Saturday, October 7, 2:30 pm Where: Bear Creek High School Info: stocktonportsmen.org or (209) 881-7464

OCT 7

ARTIST KAYLA KENNINGTON PRESENTATION

Taste of Pacific FREE Community Health and Law Clinics* and Much More! Advance Registration Required

OCT 9

Who: Hospice of San Joaquin’s Hospice House When: Monday, October 9 - Friday, November 10 Where: Hospice of San Joaquin Info: hospicesj.org/events/poinsettias.php or (209) 957-3888

ANNUNCIATION SCHOOL FALL FESTIVAL

OCT 14

Food Truck Frenzy

ANNUAL POINSETTIA SALE

Who: Annunciation School When: Saturday, October 14, 10:00 am – 9:00 pm Where: Cathedral of the Annunciation Info: annunciation-school.org/fall-festival or (209) 337-1506

WALK TO END ALZHEIMER’S

OCT 14

Join us for Pacific’s Homecoming:

Who: Haute Couture Society When: Saturday, October 7, 9:30 am Where: Danner Hall, Delta College Info: hautecoutureca.org

Who: Alzheimer’s Association When: Saturday, October 14, 8:00 am Where: Weber Point, Stockton Info: (209) 606-2441

OCTOBER 20 – 22, 2017

OCT 14

33RD ANNUAL FESTIVAL OF INTERNATIONAL CUISINE Who: Stockton Shelter for the Homeless When: Saturday, October 14, 6:30 pm Where: Church of the Presentation Community Hall Info: (209) 465-3612

Pacific.edu/Homecoming or 866.575.7229 #PacificHC

– continued on next page

FOR THE ENTIRE MONTH OF OCTOBER $20 of every Limited Edition Mizuno Wave Rider 21 shoe purchased will be donated to American Cancer Society. $10 for every pink ribbon apparel purchase will be donated to American Cancer Society. 15% of all bra sales will be donated to American Cancer Society.

277 LINCOLN CENTER STOCKTON 95207 LINCOLN CENTER CHRONICLE | OCTOBER 2017

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29


R SVP

ST. MARY’S HIGH SCHOOL OPEN HOUSE

OCT 15

Who: St. Mary’s High School When: Sunday, October 15, 11:00 am – 1:00 pm Where: St. Mary’s High School Info: (209) 957-3340, ext. 190 or admissions@saintmaryshighschool.org

21ST ANNUAL HOUSING AMERICA GOLF CLASSIC

OCT 16

Who: Visionary Home Builders When: Monday, October 16, 9:30 am Where: Brookside Country Club Info: (209) 957-7277

NOV 9

Who: Community Foundation of San Joaquin When: Thursday, November 9 Where: Hutchins Street Square Info: philanthropy-summit.com

49TH ANNUAL EL CONCILIO GALA

NOV 10

OCT 15

Who: Kids Taking a Stand When: Sunday, October 15, 10:00 am – 2:00 pm Where: Lincoln Center South in front of David’s Pizza Info: kidstakingastand@aol.com

COMMUNITY PHILANTHROPY SUMMIT WITH KEYNOTE SPEAKER DON SHALVEY

Who: El Concilio When: Friday, November 10, 6:00 – 9:00 pm Where: Wine and Roses Info: (209) 644-2627

ATHENA AWARDS LUNCHEON

NOV 16

LEMONADE AND BAKE SALE BENEFITING LOCAL BREAST CANCER CHARITIES

Who: Greater Stockton Chamber of Commerce When: Thursday, November 16, 11:30 am Where: Stockton Golf and Country Club Info: (209) 547-2770

3RD ANNUAL WHITE CANE SAFETY/ BLIND AMERICANS EQUALITY DAY

OCT 17

Who: Community Center for the Blind and Visually Impaired When: Tuesday, October 17, 12:00 pm Where: Caldwell Park, Stockton Info: (209) 466-3836 or communitycenterfortheblind.org

Please note the deadline to submit newsworthy community events to be featured in RSVP has changed to the 1st of each month for the following month’s issue. To submit events email information to chronicle@lincolncentershops.com or visit LincolnCenterShops.com/chronicle.

DINING IN THE DARK

OCT 27

Who: Community Center for the Blind and Visually Impaired When: Friday, October 27, 6:00 pm Where: Heritage Dining and Provisions at Waterloo Gun and Bocce Info: (209) 466-3836 or communitycenterfortheblind.org

66TH ANNUAL STOCKTON HOME TOUR

NOV 5

Who: American Association of University Women When: Sunday, November 5 Where: Various Stockton Homes Info: (209) 463-3067

Answers to crossword from page 28 Across

Down

3 Winter 5 TwentyEight 7 Soccer 12 Gibbons 13 Breast 14 Facebook 18 Invision 19 November 21 Carats 22 WaterPolo 25 Payters 26 Eighteen 27 Basketball 30 NorthPole 31 Microblading

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30

LINCOLN CENTER CHRONICLE | OCTOBER 2017


october 7

th


Dream Big! Dream Big! Dream Big!

Home of Credit Credit Home Equity Equity Line Line of AS ASLOW LOWAS AS

1.99 1.99

% % APR

111

APR APR

promotional ratefor forfirst first6 months! promotional rate for first 66months! months! promotional rate

ASLOW LOWAS AS AS

5.00 5.00

% % APR APR APR

then thenvariable variable then variable

STOCKTON STOCKTONLOCATIONS: LOCATIONS:

STOCKTON LOCATIONS:

205 4612 McGaw Street 205Lincoln LincolnCenter Center 4612 McGaw Street 205 Lincoln Center 4612 McGaw Street 209-475-1128 209-475-1128

209-475-1128 Also visit us oror one of of Also visit usininLinden Linden one Also us in Linden or one of our six convenient Lodi locations our sixvisit convenient Lodi locations

our six convenient Lodi locations

1 This promotion is available for a limited time and may be withdrawn at any time. The promotional Annual Percentage Rate (APR) will be 1.99% and will not increase for the first 6 months after the 1 Thisdate promotion is available for a limited period, time and withdrawn time. The (APR) will be 1.99% and will not increase forWall the Street first 6Journal. monthsThe after the of closing. After the introductory themay APRbe is variable andat is any based upon anpromotional index plus a Annual margin. Percentage The APR will Rate vary with Prime Rate (the index) as published in the closing. Afteristhe introductory period, variable andwith is based upon an index a margin. The APR will vary with Bank Primechecking (the index) as published in the Journal. The APR advertised based on an owner occupied primary residence LTVtime. below 70% and plus automatic payments made from a(APR) F&M account. Alternative rates and terms available 1date Thisof promotion is available for a limited timethe andAPR mayisbe withdrawn at aany The promotional Annual Percentage Rate will beRate 1.99% and will not increase for theWall first Street 6are months after the APR advertised is on an owner occupied primary residence with a LTVequity below 70%ofand automatic from payments made from a F&M Bank checkingmay account. Alternative rates and terms are available onbased your As of 6/16/17, theisvariable rate forishome credit 5.00% APR 6.25% Higher apply for lines secured by second homes/ date ofdepending closing. After thequalifications. introductory period, the APR variable and based uponlines an index plusranged a margin. The APR willtovary withAPR. Prime Raterates (the index) as published in the Wall Street Journal. The depending on your qualifications. As of 6/16/17, thepayments variable from rate for home equity lines of credit ranged 5.00% APR to 6.25% APR.70%. Higher maynot apply lines16% secured second homes/ investment properties, lines without automatic a F&M Bank checking account, or with afrom loan-to-value (LTV) at or above Therates rate will varyfor above APR. by Existing F&M APR advertised is based on an owner occupied primary residence with a LTV below 70% and automatic payments made from a F&M Bank checking account. Alternative rates and terms are available investment properties, lines without payments from will a F&M Bank account, or Third with aparty loan-to-value (LTV) at or above 70%. rate willapply. not vary aboveLTV 16%ratio APR. Existing Bank equity loans or lines are notautomatic eligible. Not all customers qualify for checking this promotional offer. fees generally ranging from $150 to The $1,500 may Maximum is 80%. No F&M depending onand your qualifications. As of 6/16/17, the homes. variableAnnual rate for home equity lines of creditthe ranged from 5.00% APR to 6.25% APR. Higher rates may apply for lines daily secured by second homes/ single or double manufactured fee of $75, which is waived inoffer. first year and fees waived in futureranging years if from you maintain outstanding average balance of atisleast Bank co-ops equity loans or lines are notwide eligible. Not all customers will qualify for this promotional Third party generally $150 to an $1,500 may apply. Maximum LTV ratio 80%. No investment properties, lines without automatic payments from a F&M Bank checking account, or with a loan-to-value (LTV) at or above 70%. The rate will not vary above 16% APR. Existing F&M $20,000. Line or hasdouble a 10 year interest-only payment drawAnnual period fee andof a 15 year repayment period. During interest-only principal is not reduced. At the endaverage of this period, your monthly co-ops and single wide manufactured homes. $75, which is waived in the first the year and waivedperiod, in future years balance if you maintain an outstanding daily balance of at least Bank equity loans lines not eligible. Not alleven customers will qualify for this offer. Third feestogenerally from $150 to $1,500 may apply. LTV ratio isthan 80%. No payment will increase, possibly substantially, the interest the promotional same because you will the beparty required payperiod, downranging the outstanding principal balance. Always consider more $20,000. Line has aor10 yearare interest-only payment drawif period and arate 15 stays year repayment period. During interest-only principal balance is not reduced. At the Maximum end of thispaying period, your monthly co-ops and or double manufactured homes. fee $75, which isThis waived in the year and in future years if you maintain an outstanding average balance of at least the minimum payment towide pay down the principal. insurance is required. information is accurate aswaived of to 8/04/17 and isthe subject to change without notice. Ask us forconsider thedaily current indexmore and payment willsingle increase, possibly substantially, even if Property the Annual interest rateofstays the same because youfirst will be required pay down outstanding principal balance. Always paying than $20,000. Line NMLS has a 10 year interest-only payment draw period and a 15isyear repayment period. During the interest-only period, principal balance is notwithout reduced. At theAsk endus of for thisthe period, your monthly margin. 435145. the minimum payment to pay down the principal. Property insurance required. This information is accurate as of 8/04/17 and is subject to change notice. current index and payment will increase, possibly substantially, even if the interest rate stays the same because you will be required to pay down the outstanding principal balance. Always consider payingMember more than margin. NMLS 435145. ©2017 Farmers & Merchants Bank of Central California. All rights reserved. MSR 5494 7/17. the minimum payment to pay down the principal. Property insurance is required. This information is accurate as of 8/04/17 and is subject to change without notice. Ask us for the current index and Member ©2017 Farmers & Merchants Bank of Central California. All rights reserved. MSR 5494 7/17. margin. NMLS 435145.

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©2017 Farmers & Merchants Bank of Central California. All rights reserved. MSR 5494 7/17.

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