August 2015 CPARealtor News

EALTOR NEWS VOL. 6 / ISSUE 8 AUGUST 2015

EDUCATION ~ SERVICE ~ INTEGRITY In this Issue: CPAR Calendar

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Letter from your President

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AE Corner

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CPAR Poker Night Info

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Florida Realtors® News

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New CPAR Members

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July Military Tribute Photos NAR News

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Poker Night—Sponsor Info

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FR Conference & Expo

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Business Partner Spotlight

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CPAR Business Partners

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www.facebook.com/ CentralPascoRealtors @CPARealtors

27642 Cashford Circle ~ Wesley Chapel, FL 33544 www.cparfl.com ~ Phone 813-406-6081 ~ Fax 813-712-2865 ~ info@cparfl.org 1

CPAR Board of Directors PRESIDENT Lynn Mooney

TREASURER Regina Martin

DIRECTOR Louise Richardson

PRESIDENT-ELECT Dwight McDonald

PAST PRESIDENT Toby Caroline

DIRECTOR Robert Kane

Sun ‘n Fun Realty TobyParadise@aol.com

Powers Real Estate Services RobKane76@gmail.com

DIRECTOR Patsy Peterman

DIRECTOR David Chen

djderbes@BHHSFloridaProperties.com

Seagrass Realty Patsy@SeagrassRealEstate.com

Florida Capital Realty DChen4649@yahoo.com

SECRETARY Adam Jonas

DIRECTOR Pete Rundel

BUSINESS PARTNER LIAISON

SouthShore Homes & Properties Lynn@LynnMooney.com

Martin-McQuay Real Estate Brokers GMartin@martinmcquay.com

International Realty Plus-Tampa Bay EmailMyBroker@verizon.net

VICE PRESIDENT Dennis Derbes

Berkshire Hathaway Home Services

Gulf Coast Executive Realty Adam@AdamRJonas.com

Pro-Active Realty LouiseRichardson71@gmail.com

Ruth Peeples

First American Title Company RPeeples@firstam.com

WestBay Real Estate Pete@PetesRealty.com

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NAR Leadership Summit August 10‐11 Chicago, IL

CPAR Mee ng 11:30 a.m.—1:30 p.m.

Pebble Creek Golf Club

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Florida Realtors® Annual Conference & Trade Show August 19‐23 Rosen Shingle Creek, Orlando

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CPAR Poker Night 6:00—10:00 p.m.

Lake Padge Estates East Clubhouse

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From your President a word from the PREZ...

Can you believe it? It is only 21 weeks until Christmas and we have a lot to do to be ready for the end of 2015. Are your databases in order? What is your number of closings goal? Do you have a plan to make it happen? Would you like to have more information on how to do that? Is time management still an issue?

You will be receiving your 2016 dues invoice from the Association.

Also, please check your calendar to see where you can find time to volunteer to help CPAR grow. You will be receiving a form so you can indicate your area of interest.

Lynn Mooney

Tampa Premium Outlets in Wesley Chapel is scheduled for an October 29 opening and will offer 110 stores. How many will open in October isn’t yet known. They will also be having a huge Job Fair on August 27. Check out details here: http://patch.com/florida/landolakes/tampapremium-outlets-job-fair-details-released Check out the mall’s website: http:// www.premiumoutlets.com/outlets/outlet.asp? id=117 Make your reservation now for CPAR’s Poker and Blackjack Night.

Treat yourself to an evening of fun and laughs. Make some new friends.

Don’t forget to make a reservation for the Builder’s Panel program on August 12 – What’s Hot and What’s Not. Until next month...

Lynn Thank you to our 2015 Sponsors Elite My Florida Regional ~ Merri Jo Cowen Platinum Embrace Home Loans ~ Tyler Cain and Scott Slone First American Title ~ Ruth Peeples Gold IERNA’s Heating & Cooling ~ Julie Rinaldi National Property Inspections ~ Lynne Tonte Sandon Mortgage ~ Rick Sandon Security National Mortgage ~ Ray Williams WCR Tampa Chapter ~ April Gayle Gausman

Silver Eagle Mortgage ~ Karen Calhoun Herbert H Landy Insurance ~ Joe Flynn Hillsborough Title ~ Joellyn Robles Market Prime Mortgage ~ John Farris Mason Title ~ Mary Turner Peeples Maintenance Repairs ~ Ron Peeples Prime Protection ~ Joed Hassani Rainbow International Restoration ~ Steve Dumas Tampa Home Inspection ~ Bobb Courtman Two Men and a Truck ~ Eugenia Parlow 3

Louise Richardson Vanessa Frost

AE Corner

The 2016 CPAR Dues Billing Notices have been sent out. Please check your email for your notice. You can pay your Realtor® dues online at www.realtor.org or by sending a check to the CPAR office. Dues must be paid

by Nov. 30, 2015 to avoid a late fee. Click on links below to view 2016 sample invoices.

Primary Member Sample Invoice Secondary Member Sample Invoice

Business Partner invoices have also gone out via email. You may send a check to the CPAR office or pay online through the links below.

Business Partner Primary Member: http://tinyurl.com/bp-primary Business Partner Secondary Member: http://tinyurl.com/cpar-secondarybp

Office Mailing Address: CPAR 27642 Cashford Circle, Ste. 110 Wesley Chapel, FL 33544

If you have questions or need help paying online, please call the CPAR office at 813-406-6081 or send an email to info@cparfl.org.

What’s Due Next?

September 2015 Supra Active Key Renewals Active Key Dues

2015 dues were $173.40; 2016 dues TBA

November 30, 2015 Realtor® Membership Dues Primary

Optional Insurance $25

Secondary

CPAR

$100

Florida Realtors®

$126

National Assoc. of Realtors®

$155

CPAR

$100

CPAR Business Partner Dues

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Primary

$125

Secondary

$35

Bring your game face for

Poker Night!

Friday, August 28th 6:00—10:00 p.m.

Texas Hold’Em

Blackjack

$55 DONATION PER PLAYER with reservation; $65 at the door with no reservation Includes $5,000 in Chips Re-Buys: $20 for $2,500 in chips

$35 DONATION to BUY IN Re-Buys: $20 Prizes available for purchase with your chips at 9:50 p.m.

Texas Hold ‘Em Prizes*: 1st Place: $500 2nd Place: $250 3rd Place: $100 *Prize amounts based on the participation of 50 players

Consolation Table will be available for those whose luck runs out early!

Lake Padgett Estates East Clubhouse 4533 Savanah Way Land O’Lakes, FL 34639 Contact CPAR at info@cparfl.org to reserve your spot!

Visit http://tinyurl.com/cparpoker to pay online in advance.

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Zillow Says it’s Acquiring Transaction Tool dotloop SEATTLE and CINCINNATI – July 23, 2015 – Zillow Group announced it entered into a definitive agreement to buy dotloop, a Cincinnati-based company that operates a paperless, online transaction management tool.

In a release announcing the acquisition, Zillow said it would make the technology "more readily available" to its "broker partners and the agents they represent, as well as our approximately 100,000 real estate agent advertisers."

"One of the primary reasons we're acquiring dotloop is we think the value dotloop provides to brokers is significant," Zillow CEO Spencer Rascoff told Inman News. He said Zillow will be "looking for ways to use dotloop to further improve the value proposition that Zillow Group can provide."

DotLoop was founded in 2009 and has 124 employees at its Cincinnati headquarters and office in San Francisco. The company previously raised $14 million in funding from Trinity Ventures and angel investors.

Dotloop says almost 500,000 users signed real estate docs through the transaction platform each month. A purchase price wasn't disclosed. © 2015 Florida Realtors®

No‐money‐down Green Upgrades Paid Via Property Taxes TALLAHASSEE, Fla. – July 23, 2015 – Under the Florida Property Assessed Clean Energy (PACE) program, homeowners can pay for energy-efficient upgrades with no money down and relatively low interest rates, currently 6.5 to 7.5 percent. Homeowners then pay off the loan in installments as part of their personal property tax bill.

The Florida Legislature created the program in 2010 to help owners make the move to energy efficient products, such as solar energy, windows, doors, air-conditioning units or wind mitigation improvements, such as new roofs. The product must be attached to the house, so appliances don't qualify.

To date, 13 counties have signed onto the program along with a number of cities.

In general, an energy-efficient upgrade can be paid off over its expected life, but the owner could opt for a shorter timeframe if preferred.

Since the loan is paid through a homeowner's property tax bill, any remaining payments for the energy upgrade can be passed off to the next homebuyer, though a seller has the option to pay it off at the time of sale. Under the Florida PACE law, a seller must disclose the existence of any remaining debt, though a record of it will also appear in county tax records.

The program works for both residential homeowners and commercial projects, but some of the details, such as interest rates, vary.

"The program comes at no cost to local governments," says Jonathan Schaefer, program manager for the Florida PACE Funding Agency. He says it can be adopted by either county or city governments.

While authorized by the Florida Legislature, the PACE program doesn't rely on tax money. It's funded and operated privately by agencies, such as the Orlando-based Florida PACE Funding Agency.

Florida PACE Funding Agency Contractor Kirk Francis told The Orlando Sentinel that he sees one big benefit to the program: "A lot of folks don't have the money laying around to make these (energy upgrades). If it's secured by the property, even people who don't have strong credit can possibly qualify."

For more information or see if a Florida county or city participates in the program, visit the consumer-facing PACE website. Information for local governments about the program can be found at the Florida PACE Funding Agency website. © 2015 Florida Realtors® 6

Welcome New CPAR Members (July 2015)

Realtors® BHHS Florida Properties Group—Wesley Chapel Jonathan Matinzi Randall Crews

Bracewell & Associates Realty Group Alexis Hocevar

Charles Rutenberg Realty Geni Doyle

Keller Williams—New Tampa Tonya True

Business Partners Gulf Coast Executive Insurance, LLC Adam Jonas

Ram Home Inspections Rand Mosteller

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Highlights from July’s Military Tribute CPAR’S July General Membership Meeting was a tribute to America and its veterans. CPAR members brought in artifacts from their own or their relative’s time in the military and shared their stories. It was educational, emotional and a great way to celebrate our history.

Keller Williams agent Gregory Dodson spoke about his two deployments with the US Marine Corps and urged those present to thank not him, but those who made the ultimate sacrifice and didn’t return home.

International Realty Plus Broker and CPAR President-Elect Dwight McDonald shared stories of his time as an Army helicopter pilot.

One of his photos portrays him meeting former Secretary of State Colin Powell.

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Seagrass Realty Broker Patsy Peterman brought her father’s World War II collection of currency from different countries, including his “short snorter.” Patsy also displayed a photo of her christening gown, which was made from her father’s parachute after his plane was shot down.

Southshore Homes & Properties Broker and CPAR President Lynn Mooney brought memorabilia from her father’s service in the Army during World War II, including his mess kit.

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Existing‐Home Sales Rise in June as Home Prices Surpass July 2006 Peak WASHINGTON (July 22, 2015) — Existing-home sales increased in June to their highest pace in over eight years, while the cumulative effect of rising demand and limited supply helped push the national median sales price to an all-time high, according to the National Association of Realtors®. All major regions experienced sales gains in June and have now risen above year-over-year levels for six consecutive months.

Total existing-home sales1, which are completed transactions that include single-family homes, townhomes, condominiums and co-ops, increased 3.2 percent to a seasonally adjusted annual rate of 5.49 million in June from a downwardly revised 5.32 million in May. Sales are now at their highest pace since February 2007 (5.79 million), have increased year-over-year for nine consecutive months and are 9.6 percent above a year ago (5.01 million).

Lawrence Yun, NAR chief economist, says backed by June's solid gain in closings, this year's spring buying season has been the strongest since the downturn. "Buyers have come back in force, leading to the strongest past two months in sales since early 2007," he said. "This wave of demand is being fueled by a year-plus of steady job growth and an improving economy that's giving more households the financial wherewithal and incentive to buy."

Adds Yun, "June sales were also likely propelled by the spring's initial phase of rising mortgage rates, which usually prods some prospective buyers to buy now rather than wait until later when borrowing costs could be higher."

The median existing-home price2 for all housing types in June was $236,400, which is 6.5 percent above June 2014 and surpasses the peak median sales price set in July 2006 ($230,400). June's price increase also marks the 40th consecutive month of year-over-year gains.

Total housing inventory3 at the end of June inched 0.9 percent to 2.30 million existing homes available for sale, and is 0.4 percent higher than a year ago (2.29 million). Unsold inventory is at a 5.0-month supply at the current sales pace, down from 5.1 months in May. "Limited inventory amidst strong demand continues to push home prices higher, leading to declining affordability for prospective buyers," said Yun. "Local officials in recent years have rightly authorized permits for new apartment construction, but more needs to be done for condominiums and single-family homes."

The percent share of first-time buyers fell to 30 percent in June from 32 percent in May, but remained at or above 30 percent for the fourth consecutive month. A year ago, first-time buyers represented 28 percent of all buyers.

According to Freddie Mac, the average commitment rate for a 30-year, conventional, fixed-rate mortgage rose in June to 3.98 from 3.84 percent in May, but remained just below 4.00 percent for the seventh straight month.

Properties typically stayed on the market for 34 days in June, down from May (40 days) and the shortest time since NAR began tracking in May 2011. Short sales were on the market the longest at a median of 129 days in June, while foreclosures sold in 39 days and non-distressed homes took 33 days.

Forty-seven percent of homes sold in June were on the market for less than a month — the highest percentage since June 2013 (also 47 percent).

NAR President Chris Polychron, executive broker with 1st Choice Realty in Hot Springs, Ark., says Realtors® are reporting drastic imbalances of supply in relation to demand in many metro areas — especially in the West. "The demand for buying has really heated up this summer, leading to multiple bidders and homes selling at or above asking price4," he said. "Furthermore, tight inventory conditions are being exacerbated by the fact that some homeowners are hesitant to sell because they're not optimistic they'll have adequate time to find an affordable property to move into."

Matching the lowest share since December 2009, all-cash sales were 22 percent of transactions in June, down from 24 percent in May and 32 percent a year ago. Individual investors, who account for many cash sales, purchased 12 percent of homes in June (14 percent in May) — the lowest since August 2014 (also 12 percent) and down from 16 percent in June 2014. Sixty-six percent of investors paid cash in June.

Read more at http://www.realtor.org/news-releases/2015/07/existing-home-sales-rise-in-june-as-homeprices-surpass-july-2006-peak 10

NAR and Move Win Patent Case on Appeal Read the court's decision: Move, Inc. v. Real Estate Alliance Ltd., No. 2014-1657, 2015 WL 4257797 (Fed. Cir. July 15, 2015) In a long running legal battle over patent infringement allegations, the Federal Circuit Court of Appeals affirmed a California federal court’s decision that Move, Inc.’s (“Move”) websites, including REALTOR®.com, do not infringe Real Estate Alliance, Ltd.’s (REAL) patent.

Move operates a number of real estate websites, including REALTOR®.com (owned by the National Association of REALTORS®). In 2007, Move brought a lawsuit against REAL seeking a declaratory judgment that its websites do not infringe REAL’s patents, which allegedly cover a process for locating properties on a map via a computer. REAL filed a countersuit and named a wide variety of defendants across the real estate industry. The trial court entered judgment that Move did not infringe REAL’s patents.

REAL appealed the ruling, however, and the United States Court of Appeals for the Federal Circuit vacated the trial court’s decision based on improper claim construction for one of the patents. The case was remanded to the trial court, and both parties filed for summary judgment. Using the claim construction ordered by the Federal Circuit, the trial court again found that Move’s websites did not infringe REAL’s patent. REAL appealed, and the Federal Circuit affirmed the trial court’s decision, upholding the finding that Move’s websites did not infringe REAL’s patent.

Claim construction is the term of art describing the process courts use to construe the claims of a patent in order to give them meaning. The claim construction is compared to the allegedly infringing device or method to determine infringement or to prior art to determine validity. The trial court originally construed REAL’s patent to require a website user to choose “a geographic area of interest by causing a boundary to be superimposed over the displayed map using [a] selection curser [sic].” In its review of the trial court’s claim construction, the Federal Circuit instead interpreted REAL’s patent to require “selecting an area” and not “defining an area.” In other words, the boundaries of the selected area do not have to be created in any specific manner. Furthermore, the Federal Circuit found that either a human user or a computer could perform the “selecting.”

Using the Federal Circuit’s claim construction, Move argued on summary judgment that its websites do not infringe REAL’s patent. Move submitted its websites do not select an area because only the user may do so via clicking on an area of a map, a point in a map, a zoom bar, or a name in a drop-down menu. In sum, the user does the selecting and Move’s websites merely respond by gathering information. As a result, Move’s websites do not perform the steps set forth in REAL’s patent.

The trial court agreed with Move’s position. REAL argued in its summary judgment motion that a user of Move’s websites only inputs information but the websites ended up selecting the geographic boundaries.

The trial court rejected this position. Instead, the trial court found that there are specific geographic boundaries for zip codes and towns/cities, so the boundaries were not selected by Move’s websites.

Similarly, zooming in or out was a user function. Thus, the websites did not select the geographic area as described by REAL’s patent, and the trial court found in favor of Move on summary judgment.

REAL appealed in March 2012. The Federal Circuit Court of Appeals affirmed the trial court’s decision on July 15, 2015. An affirmed decision by a Court of Appeals means the Court finds the trial court’s decision is correct and will therefore stand as rendered by the trial court.

Move, Inc. v. Real Estate Alliance Ltd., No. 2014-1657, 2015 WL 4257797 (Fed. Cir. July 15, 2015) [This is a citation to a Westlaw document. Westlaw is a subscription, online legal research service. If an official reporter citation should become available for this case, the citation will be updated to reflect this information.]

Source: www.realtor.org

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Will you sponsor our

Poker Night?

Friday, August 28th 6:00—10:00 p.m.

Lake Padgett Estates East Clubhouse 4533 Savanah Way Land O’Lakes, FL 34639

Network with CPAR’s members and guests, and market your business!

Each $100 sponsorship provides you with recognition before and at the event, as well as table space to display your marketing materials.

We are also asking for door prize donations and side items or desserts to make this event spectacular.

For more information or to sign up as a sponsor, please contact Ruth Peeples at 813-240-4277 or rpeeples@firstam.com.

Payment can be made online at http://tinyurl.com/pokersponsor or by sending a check to the CPAR office: CPAR 27642 Cashford Circle, Ste. 110 Wesley Chapel, FL 33544

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CPAR Business Partner Spotlight IERNA’s Heating & Cooling Earns Esteemed 2014 Angie’s List Super Service Award Award reflects company’s consistently high level of customer service TAMPA, FL - IERNA’s Heating & Cooling has earned the service industry’s coveted Angie’s List Super Service Award, reflecting an exemplary year of service provided to members of the local services marketplace and consumer review site in 2014. This is really a very exciting achievement for each and every one of us at IERNA’s.

“Only about 5 percent of the Air Conditioning & Heating companies in Tampa Bay area have performed so consistently well enough to earn our Super Service Award,” said Angie’s List Founder Angie Hicks. “It’s a really high standard.”

Angie’s List Super Service Award 2014 winners have met strict eligibility requirements, which include an “A” rating in overall grade, recent grade, and review period grade; the company must be in good standing with Angie’s List, pass a background check and abide by Angie’s List operational guidelines.

Currently IERNA’s has over 170 reviews by Angie’s List members and maintains an “A” Rating.

Service company ratings are updated daily on Angie’s List. Companies are graded on an A through F scale in areas ranging from price to professionalism to punctuality.

Angie's List helps facilitate happy transactions between nearly 3 million consumers nationwide and its collection of highly-rated service providers in 720 categories of service, ranging from home improvement to health care. Built on a foundation of authentic reviews of local service, Angie's List connects consumers directly to its online marketplace ofservices from member-reviewed providers, and offers unique tools and support designed to improve the local service experience for both consumers and service professionals.

Visit www.IernaAir.com for additional information on IERNA’s Heating & Cooling Systems.

ABOUT IERNA’s Heating & Cooling IERNA's Heating & Cooling is a local, family owned and operated, full service air conditioning and heating contractor serving the entire Tampa Bay area since 2003. IERNA’s Heating & Cooling has been providing the Tampa Bay area with world-class maintenance, repairs, sales and installation for the past 12 years, growing from a husband and wife team, to employ 53 full-time employees, 5 Part-Time Employees and 28 service vehicles on the road daily. IERNA’s business has been built by establishing long-term relationships with customers and the communities they serve. The slogan “IERNA Your Trust, IERNA Your Business.”

Company – IERNA’s Heating & Cooling Phone – 813-948-6355 Website – www.IernaAir.com

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YOUR AD HERE Advertise in the monthly CPARealtor® News. Open to CPAR Realtor® and Business Partner members.

Contact Vanessa at 813-406-6081 or Vanessa@cparfl.com to get started.

Artwork can be changed monthly and must be submitted by the 20th of each month.

Rates:

1/4 Page

1/2 Page

1 issue

$25

$50

6 issues

$120

$240

12 issues

$180

$360

YOUR AD HERE

1/4 page : 5.25” x 4” 1/2 page: 5.25” x 8” 16

Business Partners Thank you for your support!

Tom Rinicker 813‐300‐5027

Tyler Caine, 813‐380‐8487 Sco Slone, 813‐295‐4660

Lisa Starling 813‐750‐1001

Cindy Maxie 813‐961‐3391

Sara Allen 727‐526‐5338

Paul Phillips Home Inspector Professor 813‐299‐1642 Ruth Peeples 813‐968‐5170

George Cooper 813‐340‐8363 Helen Schwetz 727‐329‐2000

Angela Miller 352‐521‐0141

Michael Garmendia Melonny Thompson 813‐518‐7100

Gulf Coast Executive Insurance, LLC

Mitchell Rothenberg 813‐632‐0550

Adam Jonas 813‐922‐1565 James Ward, 813‐770‐8459 Jason Roux, 813‐787‐9590

Rebecca Lynn Walker 813‐390‐0140

Karen Calhoun 813‐966‐3081

Seton Hengesbach, P.A. 813‐683‐1963

Julie Rinaldi 813‐948‐6355

Daniel Borrero 813‐983‐2990 17

Business Partners Thank you for your support!

Bill Hya 727‐415‐8305

Jim Quirk 813‐230‐9487 Lynne Tonte 813‐973‐2004

Joseph Flynn 352‐350‐2477 Rick Sandon 727‐578‐6300

Law Offices of Mercedes Gonzalez Hale Mercedes Gonzalez Hale 813‐973‐8900

Ron Peeples 813‐774‐2386 Paul Pri 813‐838‐1998

Mary Turner 813‐264‐6110

Tampa Home Inspec on Nancy Janosz 813‐774‐2386

Bobb Courtman 813‐909‐9516

Ma Russell 813‐386‐4201

Steve Dumas 813‐907‐0503 Kimberly Mar n 813‐677‐3608

Operation Raven Funding Inc. Home Inspection Bill Doyle 866‐641‐6154

Christopher Thurow 813‐406‐4436

Ram Home Inspections Rand Mosteller 727‐409‐3386

Sco Smith 813‐748‐8008

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Did you know?

NAR allows Local Board of Choice…

Regardless of office location, Realtors® may join any local real estate association they choose.

READY FOR A CHANGE? Contact Dwight McDonald, CPAR President-Elect, for answers to all your CPAR and membership-related questions.

813-629-6954 ~ emailmybroker@verizon.net CPAR offers the same benefits as other local real estate associations: ~ My Florida Regional MLS membership

~ New Member Orientation

~ Supra Active Keys, eKeys, and Lockboxes

~ Social events for fun and networking

~ Professional Development Education and CE credits

~ Public Advocacy

~ Office convenient to North Tampa, New Tampa, Wesley Chapel, and Land O’Lakes

~ Community Service opportunities

Compare and Save!

CLICK HERE

for more information and applications on our website

CPAR 1

Membership Dues & Fees Local Dues (Primary Membership)

~ Fast start for new agents ~ Lower startup costs ~ Orientation for new agents ~ Low primary and secondary dues for transferring brokers

EPAR 3

PRO 4

WPBOR 5

$75.00

$120.00

$115.00

$168.00

$170.00

Florida Realtors® Dues & Issues Advocacy

$126.00

$126.00

$126.00

$126.00

$126.00

NAR Dues & Public Awareness Campaign Assessment

$155.00

$155.00

$155.00

$155.00

$155.00

$356.00

$401.00

$396.00

$449.00

$451.00

Application Fee (Local)

$75.00

$195.00

$110.00

$150.00

$250.00

Application Fee (Florida Realtors®)

$30.00

$30.00

$30.00

$30.00

$30.00

Business Partner/Affiliate Dues (Primary Membership)

$90.00

$195.00

$150.00

$250.00

$250.00

Total Annual Dues

Attention Brokers!

GTAR 2

1

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2

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Information obtained from CPAR 10/1/14 Information obtained from GTAR 10/14/14 3 Information obtained from EPAR 10/28/14

Information obtained from PRO 10/14/14 Information obtained from WPBOR 10/14/14

Central Pasco Association of Realtors® 27642 Cashford Circle ~ Wesley Chapel, FL 33544 www.cparfl.com ~ Phone 813-406-6081 ~ Fax 813-712-2865 ~ info@cparfl.org 19