Whathouse Property section - Issue 44 MIE by Made In Essex

R AL E

The perfect Bake Off kitchen, P29

C AP om LO P E TY M .c TH ER O R se OP F PR ou th ha w

EDITION AUGUST 21 2015

Nice as pie

For the the latest latest on on the the property For property market market

@What_House @What_House

Dream move Stepping up

housing housing associations associations 35 35 WITH OUR AWARD WINNING LETTINGS SERVICE WE HELP THOUSANDS OF LANDLORDS LET THEIR PROPERTIES SUCCESSFULLY EVERY YEAR

ith average on the remaining share to the housing these types of mortgages. Some ith average on the remaining share to the housing these types of mortgages. Some first-time buyer association, who then in effect become providers will allow you to borrow first-time buyer association, who then in effect become providers will allow you to borrow deposits soaring your landlord. As and when you’re up to 95%, meaning you only need a deposits yourtolandlord. you’re up to 95%, meaning you only need a to over 30% soaring of the able afford it,Asyouand canwhen take steps 5% deposit to secure the next slice of to over 30% of the able to afford it, you can take steps ownership. 5% depositSpeak to secure next slice of property value, to buy additional shares until you own to antheindependent property value, to buy additional shares until you own ownership. Speak to an independent affordable house purchase schemes 100% of your home. This is known mortgage advisor to find out what affordable house purchase schemes as100% of your home. This is known options mortgage have rocketed in popularity. staircasing. you advisor have. to find out what have rocketed in popularity. as staircasing. options you have. owner, although For example Help to Buy has helped As an outright For example Help to Buy has helped As an outright although Do all housing associations offer over 88,000 buyers, and over 40,000 you no longer needowner, to pay any Do all housing associations offer you no longer need to pay any over 88,000 over 40,000 people have buyers, taken and advantage of staircasing? rent on the property, it is worth noting people have taken advantage of staircasing? rent on the property, it is worth noting solutions, such as Most housing associations will as leaseholder of an apartment, you’re landlords and tenants and it’salternative fabulous tohousing be alternative housing solutions, such as as leaseholder of an apartment, you’re Most housing associations will shared allow their tenants to staircase still required to pay management able to build the business and guideownership. it in a new shared still required pay rent, management allow their tenants to staircase The ownership. G15, a collaboration of up charges, such as to ground as the to three times, until you reach direction.” The G15, a collaboration of charges, such as ground rent, asthe the up toownership. three times, until asyou reach housing association will remain London’s largest housing associations, 100% As well owning Keeley is just one of manyincluding new franchise London’s largest housing associations, housing association will remain the 100% ownership. As well as owning Genesis, collectively manages more of your home, staircasing freeholders of the land. If you’ve including Genesis, affordable collectively manages freeholders of the land. If you’ve owners for Belvoir who have been a410,000 successful more means of your home, staircasing over homes also the amount of rent bought a house, the freehold can over 410,000 affordable homes a house, freehold can lettings agency with an award winning service for also pay means the amount rent bebought and build 10,000 more annually, you transferred to youthe upon reaching decreases, so it canof help and buildhow 10,000 more be transferred to you upon reaching you up pay more decreases, so it can help illustrating popular theseannually, options free nearly two decades. of your disposable 100% ownership. illustrating popularownership these options free up Asmore disposable 100% ownership. are Shared in income. Offices across the UK such as becoming. the onehow Keeley the of rentyour is affordable • Be given the best advice -make no one knows more are becoming. Shared ownership in What would I need to do when I income. the rent is affordable particular has both short-term and from the Asstart, it should runs in Basildon, are individually owned by local Whatto would I need to do when I particular benefi has both short-term and about come sell my shared ownership your local property market than Belvoir! from the start, it should make long-term ts for those who want it easier to save money towards people, which the company believe ensures the come to sell my shared ownership long-term benefi ts for those who want home? it hot easier to save- no money to get on the property ladder but are • Be property one towards finds you more reliable further staircasing. best combination of knowledge andon marketing home? to get theraise property ladder are further staircasing. struggling to a deposit or but secure When you want to sell the property, than Belvoir! effectiveness, such as the franchisee’s familiarity tomortgage. raise a deposit or secure tenants When want to you sellown the through property, astruggling traditional Will staircasing cost me? you can you sell the share • Be a Belvoir Landlord a traditional mortgage. with the local schools and facilities; knowing the Will staircasing cost me?- no one has youhappier can sell the share you or own through your housing association, if you’ve Purchasing further shares works much How does shared landlords than Belvoir! your housing association, or sell if you’ve better areas to live in and why some houses are ownership staircased up to 100%, you can it in Purchasing further shares works much like a typical house purchase, with How does shared ownership work? staircased to 100%, you can it in more attractive to locals whilst others will attract on the openup market, through an sell estate like a typical house purchase, with valuations required for each ‘step’, work? on the open market, through an estate agent of your choice. When you sell newcomers to an area. valuations forneed eachto ‘step’, Providing you meet the criteria and you willrequired of course pay agent of your choice.percentage When youyou sell home, the greater Providing you ownership meet the schemes criteria the and legal you will course to pay your “I always felt strongly supported by the (see P32), shared fees,of and anyneed mortgage your home, the greater percentage you (see shared schemes the iflegal fees, and mortgage aP32), great way ownership to get onto the fees, applicable, too. any On the plus own, the more profit you will make if staff and the management atare Belvoir’s Central own, theofmore t you make if value yourprofi home has will increased, are a with great wayandto you get may onto find the side, fees, you’ll if applicable, too.toOnpay the any plus the property ladder not need Office and have good relationships them, the value of your home has increased, so there’s a benefi t to staircasing in property ladder and you may fi nd side, you’ll not need to pay any can buy a bigger so the decision to become a you franchisee once the home than you Stamp Duty on staircasing up to 80% getting benefit back to staircasing morea equity when youin you canotherwise buy a bigger Stamp Duty 80% so there’s would have home been than able you to ownership if on thestaircasing value is up lesstothan possibility arose was an easywould one,” Keeley says.have been able to ownership if the value is less than sell getting up. more equity back when you otherwise afford, especially with the opportunity £125,000. www.belvoirlettings.com “I couldn’t wait to be part ofof a network. I would sell up. afford, especially with the opportunity £125,000. staircasing. How you fund the purchase recommend anyone looking of into a Lettings email: staircasing. How you shares fund is the purchase When you first buy a new home basildon@belvoirlettings.com of additional up to you, Franchisee role to contact Belvoir’s head office When you firstinbuy a new home of additional shares up through to you, through shared ownership, you although typically this isisdone Tel: 01268 411110 / 01702 334466 / 01708 730077 through ashared you aalthough typically is donebuilding through Find out more at www.genesisha.org.uk; purchase share ofownership, the property, Grantham, they’ve been fantastic.” mortgage lenderthis – most Find out4000 more at www.genesisha.org.uk; purchasebetween a share of the property, 3000 BelvoirBasildon a mortgage lenderstreet – BelvoirBasildon most typically 25-75%, paying rent societies and high banksbuilding offer 033 Keeley adds: “I am very enthusiastc about typically between 25-75%, paying rent societies and high street banks offer 033 3000 4000 growing Belvoir Basildon and its future.”

Moving house needn’t be a nightmare makeexplains your move with Belvoir. Made Tony Harker Harker of ofjust Genesis how shared Tony Genesis explains how shared speak to Belvoirto Basildon’s new ownership can caninbe beEssex the perfect platform ownership the perfect platform to Franchisee and director Keeley Taylor become a fully-fl edged owner-occupier

become a fully-fledged owner-occupier With 16 years of lettings industry experience, and five years working for Belvoir, 30-year old Keeley Taylor was the perfect candidate to take over as franchisee of the Belvoir Lettings Franchise in Basildon. She is now director of Belvoir Basildon which covers the territories of Basildon, Romford and Southend-on-Sea. Her loyalty to the Belvoir brand and love for all things lettings meant that she elected to take over the business when the franchise became available. “It really felt like the right step for me when I was offered the chance to become the Franchisee,” she explains, “having worked at the office in Basildon since 2006 (primarily when it was known as ‘Let it Be and then as part of Belvoir when it was bought out by them in 2010). The company initially started nine years ago and it was just the director and me at that time. We had no properties and strived to create and grow a client-base. Since then the business has grown tremendously.” Keeley’s contacts have held her in good stead. “I’ve worked at the office for so long so I have some great relationships with the existing

COMING SOON COMING SOON

London London has has been been our our home home for for over over 150 150 years. years. Make Make itit yours. yours.

St John’s Way SW11 St John’s Way SW11 A new way of life is emerging Ainnew way ofoflife is emerging the heart Battersea in the heart of Battersea 1, 2 & 3 bed apartments 1, and2 &3 &3 bed 4 bedapartments triplexes and 3 & 4 bed triplexes Prices coming soon Prices coming soon

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peabodysales.co.uk peabodysales.co.uk

SO YOU WANT A HOME WWW.WHATHOUSE.COM | 21

So you want a home... that costs around £750,000 Fiona Brandhorst finds three fabulous homes with a price tag of around £750,000

room leads to a raised dining room and the snug opens onto the living room. A conservatory opens on to the garden with far-reaching views to the Nazeing Park House estate. There are three bedrooms on the first floor with an en suite to the master, as well as a family bathroom. The well-established gardens extend to around a quarter-of-an-acre, with various outbuildings including a garage, stable and

3 1

spacious store room. The cottage is around three miles from Broxbourne’s mainline station (London Liverpool Street and Tottenham Hale for connections to London underground) and about five miles from the M25 Junction 26 at Waltham Abbey. PRICE £730,000 Selling agent: Hetheringtons 01992 440000

2 Managing director: Daniel Hill Editorial director: Rupert Bates Editor: Keith Osborne ko@whathouse.com Assistant editor: Stephen Maunder sm@whathouse.com Designer: Peter Rogers peter@39zero.co.uk Contributors: Fiona Brandhorst, Nick Parkhouse Sales director: Adrian Talbot at@globespanmedia.com

Polstead Farm, Bures oozes charm and period features, a striking four-bedroom detached Grade II listed farmhouse which enjoys an idyllic setting within the Stour Valley on the north Essex borders. With its exposed timbers, inglenook fireplaces and leaded windows, the property has been beautifully modernised to provide a gracious family home. There are three reception rooms with the open, dual-aspect kitchen/ breakfast room being of particular note, with its terracotta tiled flooring throughout and feature wattle-and-daub exposed timberwork. On the first floor, the master bedroom has a triple-aspect and en suite bathroom. There are three other double bedrooms and a family bathroom. Outside, there is parking for several cars, a car port and detached barn, utility room and workshop. Equestrian facilities include

Set back from the road, this classic mockTudor, semi-detached family home features an open-plan sitting room and dining area with mood LED lighting, swish kitchen/ breakfast room with granite work surfaces, breakfast bar and adjoining utility room to the ground floor. Upstairs there are four double bedrooms and a family bathroom. To the rear of the property there is a landscaped garden with terrace, raised water feature and summer house, while to the front there is parking for up to three cars. Coppice Row is ideally located for the amenities of Theydon Bois, and is approximately halfa-mile from Theydon Bois Underground station on the Central Line with trains to Liverpool Street in just over half an hour. PRICE: £750,000 Selling agent: Hetheringtons 01992 815314

Property supplement published by:

L R CA PE LO PA E TY TH ER OM OP FR PR

2 Never mind the paddocks

Sales manager: Murad Paloda mp@whathouse.com

EDITION AUGUST 21 2015

1 One of the Bois

six stables and a tack room. The gardens and paddocks extend to around 5.68 acres. Nearby Bures station has rush trains to London Liverpool Street in around 1 hour and 15 minutes changing at Marks Tey. PRICE: £750,000 Selling agent: David Burr 01206 263007

3 Staying the course King Harold’s Cottage is found to the southwest corner of Nazeing’s historic Common in an area of considerable rural appeal, enjoying beautiful views to the rear over the adjoining golf course. The chocolate-box cottage is said to date from the 17th century, providing beautifully presented accommodation which retains much of its original character and period charm. The cottage-style kitchen has an adjoining utility room, while the sitting

Nice as pie The perfect Bake Off kitchen, P29

Cover picture: Aythorpe Grange in Aythorpe Roding from Crest Nicholson, from £885,000 01279 216907 What House? @What_House

NHBC – the mark of a quality home

...Buying a new home is a big decision, so you’ll want to know that your property is of good quality and your investment well protected. Only builders approved and registered by NHBC can offer Buildmark, and they must build to the detailed technical standards we have been developing and updating for more than 75 years. It will give you peace of mind to know that all new homes with NHBC’s Buildmark have been independently inspected at key stages during construction, and come with 10 years’ warranty and insurance. This gives you the reassurance that, on the rare occasion when something does go wrong, we’re here to help you.

So, before you buy a new home, make sure it has Buildmark.

Talk to us...

Call us now on 0844 633 1000 and ask for ‘Customer Services’. Or visit www.nhbc.co.uk/myhome H82 02/14

H82_What House? advert_v1.indd 1

19/02/2014 12:15

NEW HOMES WWW.WHATHOUSE.COM | 23

A major third

ALA Homes, awarded a Silver for Best Medium Housebuilder at last year’s WhatHouse? Awards, has a national reputation for building executive homes of quality. With Astwood Gate, it has taken a superb location off Herbert Road in Emerson Park and created a cul-de-sac of just three detached, five-bedroom properties. The last for sale is Plot 2, ‘Montagu House’, a three-storey home with a triple garage. It is

With quartz worktops in the kitchen and utility room, an range of integrated appliances including a dishwasher, coffee machine and two fridge-freezers, and a tap providing instant running steaming hot and filtered cold water, the kitchen is brilliantly and stylishly equipped. Upstairs, the master bedroom is a luxuriously appointed oasis, with a dressing room and an en suite with twin basins, separate shower and bath - and a recessed TV for the bath! There’s also a family bathroom on this floor, though two of the other three bedrooms each have an en suite shower room too. On the second floor is another en suite bedroom, a study, shower room and large games room.

priced at £1.75million, with a special offer to the buyer pay their stamp duty paid, or accept their current home in a part exchange deal. Regional sales manager Michelle Relton says: “This final home has the build quality

The development is one mile from Hornchurch town centre and within easy reach of Upminster and Romford. Lakeside and Bluewater shopping centres are just 11 and 16 miles away respectively.

and attention to detail you would expect from a CALA home, as well as luxury features including a sumptuous master bedroom suite with an adjoining dressing room and contemporary en suite – ideal at the end of

Commuters will appreciate the excellent transport links, with Emerson Park station 12 minutes’ walk away, with connections to the Liverpool Street and Fenchurch Street lines, and the M25 is just five miles away.

a busy day. There is also a spacious games room on the second floor – perfect for teenage children to make their own.” Accommodation stretches to over 4,200 sq ft, so it gives the busy family plenty of privacy as well as some spacious rooms to enjoy together. It’s a great party home too, with an impressive kitchen/breakfast family room that opens out onto the patio, and a variety of reception rooms for entertaining.

There are a number of excellent schools nearby including Ardleigh Green Junior School, Emerson Park Secondary School (co-educational) and Campion School (for boys), as well as Goodrington and Raphael independent schools. Viewings of this home are available by appointment only. Find out more at www.cala.co.uk; 01708 473500

Carter’s Quay, Poole

Creating new communities across the South

Inland Homes are currently regenerating areas across the South providing quality homes with an emphasis on design and sustainability. Visit our fabulous range of Showhomes to discover more.

Charterhouse Mews, Chelmsford

DEVELOPMENTS INCLUDE: Carter’s Quay, Poole 1 & 2 bedroom apartments and 2, 3 & 4 bedroom houses Vista, Drayton Garden Village, West Drayton 2, 3 & 4 bedroom houses St John’s, Chelmsford 2 & 4 bedroom houses

Alexandra Gardens, Iver 2, 3 & 4 bedroom houses Park House, Loudwater Studio & 1 bedroom apartments

Charterhouse Mews, Chelmsford 1 & 2 bedroom apartments and 2 bedroom houses

The Comptons,Wooburn Green

Vista, Drayton Garden Village

For further details call 01494 762 450 or email sales@inlandhomes.co.uk Showhome open at this development

COMING SOON: The Comptons, Wooburn Green 1 & 2 bedroom apartments and 3 bedroom houses

Please check website for current availability. Computer generated illustrations are indicative only and subject to change.

St John’s, Chelmsford

www.inlandhomes.co.uk

Last Chance to Buy in Century Tower Essex Riverside, Chelmsford CM2 OFQ A flurry of discerning purchasers

have quickly snapped up the 62 stunning apartments with only three apartments left with one month to official handover. The John Lewis furnished Show Apartment with touches of London scenes, has enticed commuters keen for a more tranquil lifestyle with the business district of the City in easy reach.

Local artwork kindly donated from Chelmer Fine Art, Chelmsford takes the spotlight on the Show Apartment walls with the River Thames and cultural snapshots. In addition to the many benefits of living in Century Tower, with Virgin Active next door and a free one week

membership for every purchaser, you have your new lifestyle at your fingertips. Prices from ÂŁ285,500 for a two bedroom with balcony, with high gloss kitchen and porcelanosa tiles. For more information and to book a viewing contact la@midcity.co.uk

26 | WWW.WHATHOUSE.COM PROPERTIES CLOSE TO V

V will rock you! Get into the groove with this great line-up of homes close to this weekend’s V Festival in Hylands Park, says Fiona Brandhorst

GARDEN FESTIVAL

room. To the first floor there is the family bathroom and five-bedrooms with and en suite to the master bedroom. Externally there is a wide frontage, private drive leading to an integral double garage with both side and rear gardens. The property is located approximately three miles south of Chelmsford within the school catchment area for Beehive Lane Community Primary School and Great Baddow High School. Price: £600,000 Selling agent: Fenn Wright 01245 292100

Set in the highly sought-after, picturesque village of Writtle, within a private gated development of just two properties, is this impressive five-bedroom detached family home. The property was designed and built by Cromwell Homes and has been upgraded to an exceptionally high standard and backs onto open fields. Features include a striking hallway,

BARN TO DANCE To the front of the house, the block-paved drive provides ample parking and a double garage. The side garden features a koi pond with raised decking and patio area leading to a lawn and summer house. A beautiful area for entertaining is to the rear comprising a patio with hot tub and pergola with mature wisteria and grape wines. There is easy access to the A12 and Chelmsford where trains to London take 35 minutes. Price: £580,000 Selling agent: William H Brown 01245 262266

spacious lounge, luxury kitchen/diner, three luxury en suites and a family bathroom. Outside there is a double garage and huge rear garden with fantastic views over open farmland. Trains services to London Liverpool Street take 35 minutes from Chelmsford which is just 2.5 miles from Writtle. Buses run every 30 minutes to the station from the village. Price: £1.175million

BUILT FOR SOUND Ideal for budding rock stars, this five double-bedroom family home comes with a built-in studio space to the ground floor. Occupying a private mews position, near to Galleywood

Selling agent: Beresfords 01245 807302

receptions, an orangery, a detached double garage with games room above and a further detached studio/annex. The property will appeal to horse lovers as it also includes

LIGHT FANTASTIC Immaculately presented, this four-bedroom detached family home is on a secluded corner plot in a sought-after cul-de-sac location. The property offers a contemporary kitchen-diner featuring touchscreen underfloor heating and a handy wine chiller. There is a spacious lounge with French doors to the garden and a utility room to the ground floor. Upstairs there are four bedrooms, with an en suite to master bedroom, and a family bathroom with tiled flooring inset with LED lights.

Thought to date back to the 1930s, this traditional family home has been improved and extended over recent years. Positioned in idyllic grounds of around two acres, the property offers five spacious bedrooms, four generous

excellent equestrian facilities which can be accessed from a separate entrance to the west of the plot and could therefore be used as livery if preferred. A detached three-bay stable block and tack room along with a hay barn and further storage barn are all located adjacent to the post and rail

Common nature reserve, the well-planned accommodation is arranged over two floors comprising three reception rooms, studio, study, kitchen/breakfast room and utility

paddock. A further three acres of premium pasture land can be rented if required. Chelmsford mainline train station is a nine-minute drive away. Price: £1.45million Selling agent: Beresfords 01245 807265

Show homE opEn

wEEkEndS only from

march 7th-29th between

11am-3pm

prices from £610,000

Eight unique Grade II listed 2, 3 and 4 bedroom barns converted to a high specification, retaining many original features. All properties have private gardens with plots 1, 2 and 8 having the added benefit of a paddock. ‘The Barns’ Merton Grange is situated in an idyllic rural location on the edge of Gamlingay in South Cambridgeshire. The approach is via a private drive with far reaching views either side across fields.

Specification includes: A range of contemporary and traditional kitchens  Stoves Richmond 900EI Stainless Steel Range Cooker*  Stainless Steel Cooker Hood  Integrated Neff appliances  Integrated Prima wine cooler Utility rooms (not applicable to plot 3) come with either a washer/dryer or washing machine and tumble dryer  Bathroom and En-Suites have contemporary bathrooms with Ideal Standard Sanitaryware and are fully tiled with Porcelanosa tiles  

 Floors are finished with Porcelanosa floor tiles to Kitchen, Utility, Bathroom, En-suite, Cloakrooms and Carpets to all other areas*  Oak panelled internal doors with pewter finished door handles  Built in wardrobes to most bedrooms – please refer to sales layouts – with oak panelled doors and pewter finished door handles  Air Source Heating, offering reduced running costs, with under floor heating to all ground floor areas and radiators to upper floor rooms with 5 year service and warranty package.

*Where possible we will be able to offer buyers variations and choices on the internal finishes, although the availability of this will depend upon the stage of construction that each property has reached when a reservation is made. For full specification details please see the brochure.

Tel : 01923 251799 Email: sales@leavalleyhomes.co.uk www.leavalleyhomes.co.uk

28 | WWW.WHATHOUSE.COM NEW HOMES

ince its inception nearly 100 years ago, the Marconi works have been synonymous with our county town and one of its most widely known icons. Now, the site is being transformed by developer Bellway, which is building a

Electric dreams

New homes are transforming part of an historic site and a Chelmsford icon

collection of contemporary apartments and houses there. Named Marconi Evolution as a salute to the world’s

first wireless factory, the development will also feature landscaped public spaces, cycleways and gardens for the enjoyment of all residents. Already, the development has proved popular with both owner-occupiers and investors. Its central location seems perfect for a diverse range of would-be residents: it’s within an easy walk of everything from the station and shopping centre to two grammar schools and Anglia Ruskin University business school, so there’s immediate appeal to commuters, families, students and even downsizers. Local agent Balgores Property Group’s research has found

A photo from the fac

tory’s yard

property price appreciation at around 19% in Chelmsford over the past year and rents rising 4-5%, so the attraction

Prices at Bellway’s Marconi Evolution start at £196,995

for buy-to-let investors is also clear. Divisional sales manager for Bellway Homes Essex, Gemma Bannister, says: “The extensive development and the

units, integrated appliances, gas central heating, builtin wardrobes and en suite shower rooms to the master

Crossrail effect too is having an impact and boosting house

suites, and white sanitaryware and chrome fittings to the

prices in the area. Investors are also jumping in quickly as they see rental values are more affordable for renters than in

bathrooms and en suites. The sales and marketing suite at Marconi Evolution is

central London yet the returns are potentially greater.”

open daily from 10.00am to 5.30pm, with late night opening

Prices at Marconi Evolution currently start from £196,995 for a one-bedroom apartment. For that, expect an open-

on Tuesday and Thursdays until 7.00pm. Find out more at www.bellway.co.uk/new-homes/essex/

plan kitchen/living/dining area and modern fitted kitchen

marconi-evolution; 01245 269208

Now on Sale:

an exciting range of 2, 3, 4 and 5 bedroom homes in Brierley Hill. Choose from 10 different designs! Artisan’s Walk is a whole new community, perfectly placed almost equidistant from Wolverhampton and Birmingham, just off Brettell Lane, with views towards the Clent Hills. Beautifully built to an exacting specification using energy saving technology, all the homes at Artisan’s Walk will be economic to run. The careful design and well thought out interiors will make them practical and comfortable to live in too.

Ask about our launch incentives 2, 3, 4 & 5 bedroom homes from £155,000

Showhome open daily 10.00am - 5.30pm

Artisan’s Walk, off Delph Road, Brierley Hill, DY5 2RP Call: 0845 873 2887 or visit: www.lioncourthomes.co.uk

Help to Buy

38 | WWW.WHATHOUSE.COM NEW HOMES

HERITAGE HOME WWW.WHATHOUSE.COM WWW.WHATHOUSE.COM || 29 33 SECRET ESSEX

King’sMaiden over Tpeach S SECRET ESSEX rue to a rock-star lifestyle, this historic

property, owned since the 1980s by Steve Harris, the bassist of Iron Maiden, offers a fantastic variety of facilities

Right up your

for entertaining on a grand scale – including its own pub! street?

As wellare as aworth bespoke indoor heated Properties situated on “Lanes” swimming pool with unique handover £100,000 more than those on a ‘Street’ painted tiles and according to new research by Barclays wall murals, there’s

that 64% of Londoners use the Tube Rock legend Steve Harris of Iron Maiden calls time on his Essex mansion, Sheering Hallto get to

a split-levelThe galleried recording by studio, cinema room Mortgages. data, generated findings and private and fully equipped pub, The Horse and Cart, provided by property specialists Hometrack,

Time is running out to buy a highquality new Redrow home in Lexden Sheering Hall is an eight-bedroom medieval country house

complete ale on tap! theaddress grounds you’ll find a floodshows thatwith the first line of In your lit tennis court and football pitch. really can say something about the value of

your home. ofHomes around sqcome ft full character and period features. on11,000 “Lanes” inof with a incethere its offi cialbeen launch in on the site everything It’s Grade II listed: has a house since in between,” she says. “They resounding victory at an average property January, sales have been brisk all recognise that the development offers a the Domesday Book and parts than of thethe house date back to value of £245,906 (22% higher at Redrow’s King’s Park, a winning combination of high-specification 1427. average), homes on “Streets” national development of 31 homes in homes in a sought-after village location with Surrounding entrance hall with its exposed beams come towards thethe bottom of the list, with the village of Lexden, just west good local amenities and strong commuter and open fireplace are the three main reception rooms. The properties averaging £142,374 (29% under of Colchester. Now, just seven links. These factors have helped make King’s sitting roomaverage and drawing both fine detail and the national – and aroom whole 42%have lower homes remain for sale – five houses and two Park a success and now that availability character with floor-to-ceiling, oak-panelled walls and high than “Lanes”) across the UK. apartments – so opportunities to buy a peach is limited we’re encouraging would-be ceilings with ornate cornicing. The drawing room boasts Just “Ways” and of a behind home at“Lanes” the siteare arethe now limited. homeowners to contact us without delay.” a grand with wooden carved fireplace with wood burner. The “Roads”, average values £218,742 With prices ranging fromof£278,995 to With everything from a two-bedroom kitchen benefits from aby four-oven Aga and raised breakfast and £212,717, followed and £674,995, there’s plenty “Closes” of variety, however, apartment to three- and four-bedroom area, and at from the kitchen there is access to the playroom, “Avenues” £204,964 and £192,344. which is bound to interest a diverse range of homes available, there are also two crucial boot room and utility area. Regionally, the biggest dividesales between expensive at schemes £309,415on followed by “Drives” buyers, says Kerry Jenkins, director assistance offer from Redrow.at From theprices entrance hall,inthe main wood-panelled staircase street name occurs the South East £246,517. Which just goes to prove the for Redrow Homes (Eastern). The Help to Buy scheme is openthat to all leads up to the first floor to are the an principal bedroom, dressing where properties on “Lanes” average only “way” really is Essex! “King’s Park continues to attract a good buyers on properties under £600,000, room and enmore suiteexpensive bathroom. There areon seven further of £137,145 than those mix of purchasers ranging from first-time offering the chance to buy with a 5% deposit bedrooms, athe family andwhich threealso shower Go rooms as and commute east “Streets”. Eastbathroom of England, buyers In to growing families, downsizers and thanks to a government-backed equity loan well as staff accommodation. Additionally there is a separate Londoners spend over a year of their lives includes parts of Essex, “Ways” are the most

COVER STORY: use this Molly Mutt dog bed duvet to cover an old dog bed or fill it with redundant pillows to make a smart new bed for your pooch, £16.99, www.easyanimal.co.uk

work; over a lifetime, Londoners will spend three-bedroom coach house, a whopping 417 days travelling to and from extensive garaging and workshop. work. Other data from the Greater London Sheering is in aStreet highly Authority shows that Hall Liverpool and sought-after area and occupies Stratford were the 6th and 7th busiest

a secluded position, tube stations in 2014and withrural 73.6million and approximately 35 miles from 59.3million passengers, up 14% and 49% London and 11.6 miles from respectively. However, the quietest station Stansted Airport. Nearby was positively peaceful Roding Valley in

stationhad hasonly Zone 4 on Sawbridgeworth the Central Line which direct trains to London Liverpool 260,000 people pass through it during 2014.

Street taking 41 minutes. Bishop’s And breathe. Stortford is six miles away, of 20% of the property price. This means Redrow’s Hertford Mastermove optionand means they’ll 13 miles Cambridge Happy inlocal Havering work with agents to fi nd a buyer you a lower initial payment and then lower 39 Happy miles. At Home Index forfor Rightmove’s 2015 – and pay their fees, so you won’t have to. monthly mortgage payments, as the loan is The area as offers a wide selection has“Whether placed Havering the fifth happiest you’re an aspiring first time interest-free for five years. of state and private schools place live in the UK. Nearly people buyertoor a homeowner looking25,000 to move up For homeowners struggling to sell their including St distinct Nicholasfactors School, were asked to ladder rank 12 the property we can help makeabout your existing property – or simply wanting Felsted School, Haileybury College, where live including safety, contentment dreamthey move a reality,” adds Jenkins. to avoid the hassle of selling on the open Bishops Stortford College and andThe décor with Havering votedoffi ince asatthe show homes and sales King’s market – a part exchange might be the Heath Mount Prep School. There are also a number good on the Tube, suggests a new survey from fifth happiest London borough out ofof33. Park are open from 10.00am to 5.30pm, answer. With this, the housebuilder makes golf courses within driving distance, including the Royal OnePoll TheonWatchHut, whichvaluation, also People weretoalso asked to rate the following Thursday Monday. on offerand based an independent Worlington andstatement: Hanbury Manor. reveals that commuters from the east of the “Generally, the people who live in which if accepted, eliminates a buying chain SheeringatHall has a guide price of £3.95million through capital have the second shortest commute my area are friendly and polite”. Havering Find out more at http://whathou.se/NoUIhJ and allows you to stay in your old home Hamptons International, www.hamptons.co.uk; 27 minutes only by commuters from came in430241 third place in London behind the 01206 until your beaten new one is ready. Alternatively, 572864 City of London and Richmond upon Thames. the south at 24 minutes. The poll01483 also showed

30 | WWW.WHATHOUSE.COM HERITAGE HOME

ne of the UK’s top conservation

and woodlands. There is also a private gate

architects is selling his magnificent, partly moated

and footpath to the parish church. Twentyfour peacocks are available to buy separately.

former hall house, set in a

“It’s a beautiful, ancient house to live

mature seven-acre setting in Halstead. Once owned by the

in,” Shelton explains, “and because of my training and career, I’m in the fortunate

Fry chocolate family, the Grade II listed property was bought by the parents of the

position of knowing how to restore it

current owner Roderick Shelton in 1970

‘rediscover’ the house from within a mass of

when he was an architectural student. Stambourne Hall is believed to have been

thorns and brambles. Now it has a look I like to call ‘chocolate-box gothic’.”

properly. After my parents died, I had to

built around 1348, although the original manor house existed before 1088. The stunning home offers two-storey living accommodation with an extensive range of refurbished outbuildings including a huge 45ft thatched barn with a staircase to the first floor – ideal for parties or events subject to planning. The house itself has an impressive reception hall with shelved drinks cupboard

To the manor born Restored and resplendent, Stambourne Hall is ready for the next generation

The stunning home offers two-storey living accommodation with an extensive range of refurbished outbuildings including a huge 45ft thatched barn with a staircase to the first floor There are number of state and independent primary and secondary schools nearby. Braintree Station is just over 10 miles away

and open fireplace, three further spacious

the first floor there is a master bedroom

two-hole “thunderbox” or outside toilet, a

and Stansted Airport 14.9 miles.

reception rooms to the ground floor as

suite and four further bedrooms each with

Victorian thatched rotating summerhouse,

well as a contemporary Gaggenau kitchen breakfast room and original scullery. On

original exposed timbers and views across the gardens. The outbuildings include a

stables and a cart lodge. The grounds are predominately meadow with wild flowers

Stambourne Hall has a guide price of £1.65million through Bedfords

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32 | WWW.WHATHOUSE.COM NEW HOMES/MORTGAGES

RETIREMENT WWW.WHATHOUSE.COM | 39 NEW HOMES WWW.WHATHOUSE.COM | 39

Have your cake Helping P M and eat hands it

& Stone, restigecCarthy developer CALABritain’s Homes – a leading specialist developer of former WhatHouse? Housebuilder private homes for retirees, is of the Year and a Silver winner of employing a team of no fewer Best Medium Housebuilder at the thanAwards 26 local–construction 2014 WhatHouse? is holding an workers as it shapes its new of exclusive, invitation-only VIPdevelopment preview event apartments on Raglan Road, Frinton-on-Sea. this weekend, where it is unveiling the new Victoria Gardens, which will bring 14 new show home at Foxwood, its new development brandGreat new flatsBritish for over-60s to theOff resort, is The Bake (#GBBO) is back on our screens – in the village of Little Canfield. using the expertise of many local contractors. Foxwood be an exclusive address,kitchen is ideal for ambitious bakers and thiswill Essex show home A fine summer has seen strong progress at featuring just 12 three-bedroom semithe site, which is expected to welcome its first detached and four-bedroom detached houses. residents in early spring 2016. The ‘Hatfield’ show house will be open on ocated the sought-after village incorporating quality textured ‘Vevey Lave Michael Hall, sitein manager at McCarthy Saturday 15 and Sunday 16 August, giving of Aythorpe Roding, about 10 Tortana’ base units with Vitro dark grey and Stone’s North London region, believes house-hunters the first opportunity to see miles northwest of Chelmsford, glass. The kitchen is also fully equipped that local talent is a vital factor in achieving the specification and finish at the scheme is Crest Nicholson’s exclusive with a range of fashionable, integrated the companies ambitious expansion plans first-hand. for the coming years. of five-bedroom collection SMEG appliances, all of which have a good Chris Roads, sales and marketing director “The sheerexecutive importance and value of local homes – Aythorpe eco-rating. This includes two mirror-fronted for CALA Homes North Home Counties, says workforces cannot be underestimated Grange. Thesimply luxury development is finished electric ovens, an integrated microwave/ interest in the development is strong, even at when comes standards, to housebuilding,” says to the it highest comprising steam oven, integrated dishwasher and a this early “We havebeen already received Hall. “I’mstage: proud to have ablecladding, to recruit all attractive brickwork and timber five-ring induction hob. an exceptionally high numberemployees of enquiries a team full- and part-time set in a of beautiful rural location. Prices start Under-cabinet LED lighting and white into our new homes at Foxwood and urge from the local area for Victoria Gardens at £885,000. stonework surfaces complete the luxurious those interested to register their inAn Frinton, and in weviewing are actively Aythorpe Grange kitchenrecruiting is the perfect contemporary look, while pull-out recycling interest order to in attend our VIP preview skilled in tradesmen the local as the place for you to re-create yourarea favourite bins are in place to ensure kitchen waste event.” site progresses, including carpenters, Bake Off masterpieces. Incorporating the is disposed of efficiently. A free-standing, The attraction the development the electricians and of plumbers, to name aisfew. latest technologies, you’ll find a modern, American-style fridge-freezer is conveniently high reputation of the district in “Each and every oneUttlesford of the employees, contemporary kitchen equipped with the located within an island in the kitchen, and which it sits and the way thatlaying the location from the construction teams bricks, The new two-bedroom apartments come and fully-fitted kitchens with integrated latest appliances for maximum energyis perfect for coping with family-sized food gives buyers a perfect work-life balance, to the sales teams in the office, plays an says from the company’s Platinum Range, where appliances. Each property also has a number efficiency and lower running costs. storage. Roads: homes at Foxwood are ideal active “The role in turning the McCarthy and for the specification has been raised to include of emergency call points. The properties are Designed by Commodore Kitchens, Find out more at www.crestnicholson.com/ families and downsizers looking for a lowStone vision into a reality.” underfloor heating, oak-veneered doors located just moments from Frinton’s seafront. they are finished to a high specification aythorpegrange ; 01279 216907 maintenance lifestyle in a rural location, but

Local talent is creating new retirement property in Frinton-on-Sea

which acts as theissocial hub of the entire The ‘Hatfield’ a four-bedroom house which scheme, where neighbours can meetlayout, each set offers a contemporary open-plan other, and friends and family. There’s out over three floors. The property also features a a concierge, can help residents with fully fittedwho kitchen/breakfast room, a sitting errands and ensure the smooth running of room, study and WC on the ground floor; the development. master bedroom with en suite bathroom, two Elaine Stratford, sales and marketing further bedrooms and a family bathroom on director for McCarthy and Stone North the first floor; and another spacious bedroom

on the top floor. After the weekend, the

The sheer importance and value of local show home will be open to the public from workforces simply cannot be underestimated Thursday to Monday, 10.00am to 5.30pm. Little Canfield is positioned between Great when it comes to housebuilding

New homes launch – Foxwood, Little Canfield

Residents get the benefits of with goodalso connections to the capital, which communal facilities such as some delightful is only 36 miles away, as well as the local landscaped gardens and a club lounge, surrounding areas.”

CALA Homes opens the doors to a new show house this weekend

Dunmow and Bishop’s Stortford, surrounded by forestry land and the National Trust’s London region, adds: “As the only Hatfield Forest. This ancient hunting forest housebuilder to have achieved the coveted dates back to the Norman kings, is just one Housebuilding Federation’s (HBF) five mile away from the development. star status for the tenth year in a row – a The Uttlesford district scores customer satisfaction awardfrequently which is scored highly in national quality-of-life surveys, not independently by our own customers – we least for the range of well-regarded schools are confident that by investing in high in thelocal area,talent and its transport links. quality andexcellent skilled tradesmen, can Liverpool weCommuters will continue toreach deliver stunningStreet in just 53 minutes from thedevelopers station at Stansted developments which other Airport, two miles away. can hold upjust as an example of theThere’s kind ofalso easy access tothat the A120 andgenerations the M11. accommodation our older Prices at Foxwood range from £344,950 to truly deserve.” £549,950. Find out more at For a VIP invitation to the launch and to www.mccarthyandstone.co.uk find201 out4811 more, visit www.cala.co.uk; 0800 01707 861 690

JUST 5% Government launches review to VIRIDIUM DEPOSIT* improve the quality of mortgage advice

ity minister Harriett Baldwin has announced the Financial Advice Camberley, Surrey Market Review, saying that it will “examine Luxury how financial advicecollection of 1,2 & 3 bedroom apartments. The government has announced that it is to launch a review into making high-quality mortgage could work better for advice more accessible, says Nick Parkhouse consumers, building on the government's pension reforms which have allowed people real choice and products, including pensions, savings Review could 'radically change the advice Roxburgh, director general of financial freedom over their savings and given them and insurance, and will report ahead of the landscape’ services at the Treasury, and Tracey access to free and impartial guidance”. 2016 Budget. The review will be chaired by Charles McDermott, who takes over as interim The review could ensure that chief of the Financial Conduct Authority in professional mortgage advice is more September. easily accessible, encouraging consumers McDermott says: “Ensuring that people to make more informed decisions. have the appropriate information and Closing the ‘advice gap’ advice in order to make important financial A new review is seeking to close the decisions is a priority for the FCA. Changes 'advice gap' and ensure that more people in the rules around mortgages and the have access to proper financial advice. introduction of the new pension freedoms The City minister said that the review will mean that more people than ever before consider ways to encourage people to seek are looking for or are in need of financial financial advice, addressing unnecessary advice. barriers that currently deter them. “The review is an opportunity to look at Baldwin said: “Making sure that our how the market is working right across • Award winning development 2015 FTB awards financial services sector supports working the piece and has the potential to radically people at every stage of their lives is a key change the advice landscape to the benefit Gated entrance with parking part•of our long term plan. of both firms and consumers.” “That's why we've launched a major new As part of the government's plan to • Stunning spacious apartments with Balcony or terrace review to explore what more can be done support working people at all stages of to make sure consumers their lives, it also intends to consult later • Carpets included can access high quality and affordable advice so they can this year on how the current statutory • Luxury fully fitted kitchens bathrooms make informed decisions with theirand hardarrangements for the provision of free and earned money.” impartial financial guidance (including the • Help to Buy available As well as mortgages, the review will Money Advice Service and Pension Wise) consider other types of retail financial can be made more effective.

Prices from £285,000

To book an appointment call: 01276 66693

HODSON

*Available with Help to Buy subject to terms and conditions

DE VELOPMENTS

01252 356000 your property, our business

Ethical Leasehold Management – leading the way in leasehold property management Ethical Leasehold Management – leading the way in leasehold property management

Why choose ELM Group? • Higher sales & rental values achieved with our outstanding property management service • We advise & assist with RTM & self-enfranchisement setup for our clients • We offer bespoke leasehold property management to our clients • Advisory head-lease setup service for developers

• ELM Group are regulated by the Financial Conduct Authority and the Homes & Communities Agency • Two months FREE property management fees on a minimum fixed one year contract We are proud to present our partner for sales & lettings in the South East of England www.elmgroup.org.uk enquiries@elmgroup.org.uk

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INTERIORS WWW.WHATHOUSE.COM | 35

“Aged but not old” sums up the increasingly popular interior style of “shabby chic”. Richenda Oldham shows how to achieve the look

Distress to impress

habby chic is a style that we Brits are extremely good at. The faded florals, dusty velvets and peeling paintwork that epitomise this look is something

that we seem to have an affinity for. Getting shabby chic right, when it has to appear effortless, is not as easy as you might think. After all this is not about antiques, it’s about interiors and accessories that look old or worn yet with a touch of informal elegance. Faded pretty country florals, rustic charm and an appreciation of imperfections (as long as they have style) add to the attractiveness of this flea market vogue.

Comfort Big sloppy armchairs and sofas in distressed leather or chintzy washable slipcovers are just the ticket to flop out in after a hard day’s work. The key here is informality and

Pretty floral fabrics and pastel coloured china, have been combined here with distressed painted wooden furniture for an informal but utterly charming look, www.directblinds.co.uk Pretty vintage cups and saucers have been used as tea light holders in this appealing teatime table setting, striped tablecloth £40, www.ochreandochre.com

comfort, where the odd dog hair or feet on the sofa will not cause undue alarm.

Colour

This white distressed mirror would make a marvellous centrepiece in a Shabby Chic interior, £95, www. livelaughlove.co.uk

The colours associated with shabby chic are deliciously soft hues such as mint, aqua, dusty rose, biscuit, sand, ivory, cream, pistachio, sky blues and pale greys. These can be offset by crisp white, which accentuates them beautifully. Mix and match these colours as they all complement each other superbly. Silver is a wonderful shade that can be used to add sparkle particularly in accessories, from photograph frames to ornaments.

Furniture While precious antiques are not part of shabby chic, good design, form and style are definitely important. So attractively shaped vintage furniture discoveries, with distressed paint finishes, fit the bill perfectly. It is pre-loved individuality that you are seeking rather than conformity. The great thing about shabby chic style is that it is ideal for anyone on a tight budget. So a plain piece of furniture can be transformed with a peeling paint effect or colour washes.

Accessories Smell, believe it or not, has a role to play in shabby chic, so flower arrangements are ideal, as are scented candles - choose ones with notes of rose, lavender and amber. Put the flowers in your best vase and let the aromas of the candles fill your home and contribute to making it a warm and welcoming place.

Soft ivory and biscuit hues form part of the Shabby Chic palette and are used here with faded florals to create an alluring, romantic bedroom, that is both simple yet charismatic, www.houseoffraser.co.uk

With its subtle leopard print rug, antlers and painted bureau, this room has a touch of the colonial about it, www.kelaty.com

ELEGANCE & ARTISTRY CR AF TED RESIDENCES IN HISTORIC SMITHFIELD, EC1 PRICES FROM £815,000* 020 7726 8995 | BARTSSQUARE.COM

*Price correct at time of going to press. Computer generated image of Barts Square.

0661 BartsResi_ad_WH_FP_01June_ART.indd 1

27/05/2015 17:55

38 | WWW.WHATHOUSE.COM NEW HOMES

INTERIORSWWW.WHATHOUSE.COM WWW.WHATHOUSE.COM| |33 33 INTERIORS

28 | WWW.WHATHOUSE.COM NEW HOMES

King’s peach S O

Oh,You sit spin Work, rest and playdown! me round

If you want a professional high performance machine then take a look at the Herakles 8G-R. This powerful stand mixer will crush anything from fruit ‘n’ veg to ice fast at the touch of a button, £184.06, www.klarstein.com

floor includes a stylish contemporary kitchen with a convenient separate utility room, lounge with French doors leading to the rear garden, study and dining room off the kitchen. The first floor has three double bedrooms,

including the master bedroom with its ‘mustD&D’s essential guide to have’ dressing area with built-in wardrobes some of today’s most stylish en suite. Two further double bedrooms Food preparation has never been so much fun and – or Buyers are giving the thumbs up to Arcadia and a family bathroom are found on the chair designs Time is running out to buy a so highfast – thanks to the latest mixers and blenders. top floor with far reaching views from the the new Bloor Homes development in Discover&Deliver (www.discoverdeliver.com ) picturesque attic-style windows. quality new Redrow home in Lexden Richenda Oldham gets a slice of the action EJ5 Corona Chair designed by Poul M Volther, made by Lehnstuhl designed by Nigel Coates, made by GTV. Laindon on the outskirts of Basildon is a luxury lifestyle boutique dedicated to Erik Jørgensen. Prices start‘The from £2,703. Prices start from £1,371. Priced at £499,995, Willerby’ comes

nding and researching the most beautiful, n the doorstep of the local beautyfispot Langdon The kMix from Kenwood makes its official launch in everything in between,” she says. “They baking a piece ofince cake with Hills Country Park, with its panoramic views over interesting and sought-after furniture, its 4.6 litre bowl and special January, sales have been brisk all recognise that the development offers a fold function. It even stopsthe Thames Estuary and across to London, lighting &more accessories, as seen in global automatically when the head is King’s Park, a at Redrow’s winning than half of the homes at Arcadia arecombination already sold,of high-specification design destinations. lifted, £399.99, www.amara.com

with a sought-after double garage plus an impressive six parking spaces – ideal for families with teenage drivers and ample

room for when friends and family visit. development of 31 homesjust in announced. homes in a sought-after village location with with new releases ‘The Osterley’, a three-bedroom detached Founders Isabel Rutland and Stephanie the village of Lexden, just west good local amenities and strong commuter of 20% of the property price. This means Redrow’s Mastermove optionwill means they’ll Families, retirees and young professionals arereviewing house priced at £307,995 be available Mähl began by the best-designed Sleek and glossy is the work with local agents to fitwo nd athree-bedroom buyer for you of Colchester. Now, by justthe seven links. These factors have helped make King’s a lower initial payment and then lower being wooed select range of just 98 three-, soon closely followed by best way describe hotels andto restaurants around the world, the Bugatti Vela Food homes remain for sale – fiand ve houses and twocharacter Park homes a success and now that availability monthly mortgage payments, as the loan is – and pay their fees, so you have to. fourfive-bedroom with semi-detached homes, ‘Thewon’t Studland’ and many by prize-winning architects and blender. It features a apartments so opportunities to of buy a peach is limited we’re encouraging would-be interest-free for five years. “Whether you’retownhouse. an aspiring first time landscaped–gardens and plenty parking. ‘The Chastleton’ four-speed control and leading interior designers. pulse function that is buyer or a homeowner upare of aLaindon home atstation, the sitewith are now limited. homeowners to contact us without delay.” For homeowners struggling to sell their trains to Fenchurch Street every 15 minutes, Specifications for alllooking homes to at move Arcadia perfectcall for blending They it their “voyage of pure anything isWith a major plus for commuters and retail on hand atfrom soups high with aladder choicewe of kitchen prices ranging from £278,995 to therapy is With everything from a two-bedroom existing property – or simply wanting the property can helpunits, makeworktops your discovery”, uncovering furniture, lighting and shakes to cocktails Basildon’sthere’s popular Eastgate Shopping Centre, just a 10-minute drive and tiling those buyers reserving early £674,995, plenty of variety, however, apartment to threeand four-bedroom to avoid the hassle of selling on the open dream movefor a reality,” adds Jenkins. smoothies, £170, andand design-objects by the most skilled of www.redcandy.co.uk away. Southend-on-Sea is only a short drive away and golf clubs in the construction stages. Arcadia open which is bound to interest a diverse range of homes available, there are also two crucial market – a part exchange might be the The show homes and sales office atis King’s craftsmen. and a range of sporting amenities are also close by, so keeping fit is daily from 10.00am to 5.00pm, TheHalyard Russell Hobbs 14012 Jenkins, sales director buyers, says Kerry assistance schemes on offer from Redrow. answer. With this, the housebuilder makes Park are open from 10.00am to 5.30pm, Flag Chair designed Here, Isabel and Stephanie pick five sleek ‘Essentials’ is an a simple to PP usefor new residents. bydefinitely Hans J Wegner, made by option for Redrow (Eastern). The Help to Buy scheme is open to all on offer based on an independent valuation, Thursday to Monday. lightweight juginHomes blender with a Møbler, as seen Hotel Fasano chairs whose designers have revolutionised The latest release is ‘The Willerby’,buyers a five-bedroom useful pulse function to help at Arcadia São Paulo. Prices start from “King’s Park continues to attract a good on properties under £600,000, which Diz if accepted, eliminates a buying chain Chair designed by Sérgio Rodrigues made by the world villa, of product design. “These pieces you break down big chunks of £5,542. more precision, at For a nostalgic is Find backed upout by 21st-century then the double-fronted detached home London LinBrasil, as seen in Hotel Janeiro. Priceslook that food,of £19.99, www.argos.co.uk mix purchasers ranging fromreminiscent first-time of a prime offering the chance to buy with a 5% deposit and allows you to stay in Fasano your Rio olddeBLF01PBEU home Findwww.bloorhomes.com out at http://whathou.se/NoUIhJ Acapulco Chairshown designed Design, aswhich seen in the is a Fifties-style retro more model, herebyinOK pastel blue, areon one ofground the things that makes mankind start from £2,383. Allset prices excludethree VAT and across floors. Spacious living accommodation the W Barcelona. Prices start from £315. has four speeds and three preset programmes,£146.37, www.smeg.com 01268 857834 buyersfrom to Discover&Deliver. growing families, downsizers and thanks to a government-backed equity loan until your new one is ready. Alternatively, 01206 430241 delivery magnificent!” they say...

Electrolux Group:

Industry Leaders in Household Durables for eight consecutive years.

Electrolux is the only company in the Household Durables category to qualify for Dow Jones Sustainability Indices World, and has been included in DJSI every year since the index was launched in 1999. For more information, go to www.sustainability-indices.com

‘‘

Sustainability is an integral part of the Electrolux Group’s strategy, and we are therefore especially proud to have achieved the highest score of the Household Durables category for our efforts in the environmental area.

‘‘

Electrolux has retained its position as Industry Leader in the Household Durables category for the eighth consecutive year in the latest Dow Jones Sustainability Indices.

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Head of Sustainability Affairs at Electrolux. COVER STORY: use this Molly Mutt dog bed duvet to cover an old dog bed or fill it with redundant pillows to make a smart new bed for your pooch, £16.99, www.easyanimal.co.uk

ORIES 38 | WWW.WHATHOUSE.COM ACCESSORIES

A hound und night’s sleep t’s sleep

Richenda Oldham goes in search of canine comfort and finds thereSNUG areASsome A BUG: for dogs who love to sleep seriously luxurious beds out there for discerning dogs... under a cover then a bed with a cosy pocket

f canine comfort and finds there are some for discerning dogs... f you were to spend around 12-14 evaluate your dog and his needs first before

to burrow under is ideal, Charley Chau snuggle bed, £65, www.charleychau.com

features. It’s also important to control fleas hours each day sleeping, you’d going shopping. Even if your dog is allowed by keeping the bed clean. make sure you chose a comfortable to share your chairs and bed, there will be Check to see whether a dog bed is machine ate your dog and his needs first before (with a cover that is already attached) is features. It’s also important to control fleas bed, wouldn’t you? Well, that’s how times when you won’t want him to, but if he washable, or at the very least if its cover can shopping. Even your dog actually is allowed as it allows the dog to burrow beneath bedbed clean. longifdogs spend asleep. by Forkeeping has athe great of his own, he might actually ideal be washed. are your chairs and bed, there will be the cover. Check to see whether a dog bed is machine 30% of the day they are awake, but prefer to sleep there... when you won’t wantwhich him to, butjust if he For old dogs with stiff joints, a wellor at the very could least if inactive, leaves 20% towashable, run A simple checklist be:its cover can DESIGN around andown, exercise. • Breed It’s important you choose a style thatout great bed of his he might actually padded bed thatthat is easy to climb in and be washed. it makes sense to improve the quality • Size your dog. It’s not a simple case the r to sleep So there... of suits is essential, while forjust a dog that feels of a dog’s life by • Age of big bed forbed big(off dog the andflsmall bed for ple checklist could be:providing them with the DESIGN cold, a raised oor and out of best possible bed, based on the simple (but • Habits small dog. Some dogs like to curl up tight ed It’s important that you choose a style that draughts) with high sides, will help keep it commonsense) principles of warmth and in round beds with raised ‘doughnut’ sides, e suits your dog. It’s not just a simple case warm. softness. CLEANLINESS which makes them feel secure, while others e of big bed for big dog and small bed for For anyone tempted by a ‘designer’ sofa There are an unbelievable number of Unless you are prepared to buy a new dog like to stretch out, in which case a mattress bits dogsyour likepet’s to curl tighttoo style bed, which have a solid different types of dog bed on the market,small dog. bed Some every time bed up becomes or pillow designwill is a generally better choice. Other in round beds with raised ‘doughnut’ sides, frame, covered in either leather, or fabric, from pads and mattresses to solid foam ‘nest’ dirty and smelly to bear, then washability dogs like to sleep under a blanket, in which which them feel secure, while others that ANLINESS style beds or even sofas, so it’s a good idea to makes has to be top of a list of must-have dog bed make casesure a ‘cave’ bedyour dog isn’t a serial

s you are prepared to buy a new dog very time your pet’s bed becomes too and smelly to bear, then washability o be top of a list of must-have dog bed

like to stretch out, in which case a mattress or pillow design is a better choice. Other dogs like to sleep under a blanket, in which case a ‘cave’ bed

SNUG AS A BUG: for dogs who love to sleep under a cover then a bed with a cosy pocket to burrow under is ideal, Charley Chau snuggle bed, £65, www.charleychau.com

(with a cover that is already attached) is ideal as it allows the dog to burrow beneath the cover. For old dogs with stiff joints, a wellpadded bed that is easy to climb in and out of is essential, while for a dog that feels the cold, a raised bed (off the floor and out of draughts) with high sides, will help keep it warm. For anyone tempted by a ‘designer’ sofa style bed, which will generally have a solid frame, covered in either leather, or fabric, make sure that your dog isn’t a serial chewer. The same applies to rattan beds, which are irresistible to some dogs.

sist snuggling up

what dog could re chewer. The same applies to rattan beds, by FURRY FRIEND: g bed? Fofo bed x Silver Fox fur do fau k s o.u iou s.c ur es lux sin s which are irresistible to some dogs. thi , £129.99, thepetbu Sasha & Me

t snuggling up on at dog could resis wh : ND d by IE FR Y FURR dog bed? Fofo be ux Silver Fox fur fa us o.uk rio s.c xu es lu sin is th .99, thepetbu Sasha & Me, £129

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minister Harriett Are fixed dealsity the cheapest Baldwin has announced in the market the this summer, Financial Advice Market Review, saying or variable? asks that it will “examine Nick Parkhouse

how financial advice

could work better for

consumers, building f you’re thinking of taking on the government's advantage ofpension record reforms low interest which have allowed people real choice rates you generally have the and freedom over their savings givena them choice of two typesand of deal: access to fixed free and guidance”. rateimpartial or a variable rate.

Government launches review to Revealed: the cheapest improve the qualitydeal of mortgage advice type of mortgage “A variable-rate tracker mortgage can

no longer be considered the best way

to ensure lower monthly repayments,” says Charlotte Nelson, finance expert at

Moneyfacts, the analysts who carried out

the research. In addition, with the Bank of The government has announced that it is to launch a review into making high-quality mortgage England suggesting that an interest rate advice more accessible, says Nick Parkhouse rise is on the way the gap between the cost products, including pensions, savings and insurance, and will report ahead of the 2016 Budget.

Review could 'radically change the advice landscape’ The review will be chaired by Charles

The review ensure that Overcould recent months the costs professional mortgage advice is more of both types of product have easily accessible, encouraging consumers fallen sharply - but what deals to make more informed decisions. currently represent the best Closingvalue? the ‘advice gap’ A new review is seeking the Six months ago,toifclose you had 'advice gap' and ensure thatthe more wanted to choose verypeople

of the deals could increase. “Borrowers Roxburgh, director general of financial on a variable rate will certainly notice a services at the Treasury, and Tracey difference in their monthly repayments McDermott, who takeshappens over as and interim when the inevitable base rate chief of the Conduct Authority in rises,” she Financial adds. September. Calculations from the financial analyst McDermott says: “Ensuring thatchose people show that the average borrower the have the60% appropriate information lowest variable-rate productand today it advice order to make wouldincost £442 a yearimportant more thanfinancial the lowest decisions a priority FCA. two-yearisfixed rate iffor thethe base rateChanges goes up inby the rules around mortgages and the just 0.5%.

have access to proper financial advice. cheapest mortgage rate the chances are The City minister said that the review will that you would have picked a variable-

introduction the newlow pension freedoms As well asofoffering repayments, mean that more people than ever beforethat fixed rates also give you the security

to encourage to seek rateconsider deal. Atways that time, variable people deals were financial advice, unnecessary 0.28% cheaper than addressing fixed rates with the barriers that currentlyvariable deter them. lowest 60% loan-to-value rate being Baldwin said: sure that our 1.09%, compared to“Making the best fixed-rate deal

are looking for or are in need financial you know exactly what yourof mortgage advice. payments will be for a set period of time.

financial services sector supports working at 1.37%. people at every stage their lives a key Now, while the cost of of both types ofis deal

“The reviewyears is an you opportunity to lookhad at In previous have generally how the amarket is working across to pay premium for that right security but now the piece hasfrom the potential radically you can and benefit not onlyto peace of mind change the landscape to the benefit but also a advice better deal.

of our long term haspart reached a record low,plan. the difference “That's whythe we've major in price between twolaunched types of a deal hasnew

of both firms and consumers.” Ms Nelson advises that anyone As part of the government's to considering taking out a newplan mortgage

review to variable explore what can now be done shrunk and deals more may not to the make surerates. consumers cancases, accessahigh offer lowest In many fixed

support working people at allsays: stages of deal should move fast. She “These their lives, it also intends to consult later highly competitive fixed-rate mortgages

and advice can ratequality product is affordable now cheaper thansoa they variable make informed decisions alternative, meaning you willwith not their only hard-

this themarket currentfor statutory willyear onlyon behow on the so long and arrangements for the provision ofMortgage free and once they’re gone, they’re gone.

earned money.” benefit from the security of a fixed-rate deal As lower well asrepayments. mortgages, the review will but also consider other types of retail financial

impartial financial guidance (including the holders therefore need to act fast to secure Money Advice and Pension the best dealsService while they have theWise) chance.” can be made more effective.

Found a house you love? Found a house you love? We’ll find you the perfect We’ll find you the perfect mortgage to to match. match. mortgage We specialise in all types of We specialise in all types of mortgages including: mortgages including: • New Home purchases • •New purchases FirstHome time buyers • •First time buyers Remortgaging • •Remortgaging House Moves • House Moves

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whathouse.com/mortgages whathouse.com/mortgages Prolific Mortgage Finance Ltd is a registered company in England & Wales under company number 06334944. Prolific Mortgage Finance Ltd is an Appointed Representative of Home Counties Mortgage Protection and Finance Ltd who is Prolific Mortgage Finance Ltd is a registered company in England & Wales under company number 06334944. Prolific Mortgage Finance Ltd is an Appointed Representative of Home Counties Mortgage Protection and Finance Ltd who is authorised and regulated the FinancialConduct ConductAuthority. Authority.There Theremay maybe beoccasions occasionswhere where we we may may charge charge aa fee fee which which will will depend the feefee typically being nono authorised and regulated byby the Financial depend on on your your circumstances. circumstances.InInthese thesesituations situationswe wewill willinform informyou youatatananearly earlystage, stage, the typically being more that total loan amount.YOURHOME HOMEMAY MAYBE BEREPOSSESSED REPOSSESSEDIFIFYOU YOUDO DO NOT NOT KEEP KEEP UP UP REPAYMENTS REPAYMENTS ON products willwill depend more that 1%1% of of thethe total loan amount.YOUR ON A A MORTGAGE MORTGAGE OR OR OTHER OTHERLOAN LOANSECURED SECUREDUPON UPONIT.IT.The Theactual actualpremium premiumforforprotection protection products depend upon individual circumstances. Pleaseask askususforfora aspecific specificcustomer customerillustration illustrationbe becontacting contacting us us by by completing completing our our enquiry enquiry form byby the FCA and accordingly upon individual circumstances. Please form or or telephone telephone the the office officedirectly. directly.*The *Theabove abovementioned mentionedproducts productsare arenot notregulated regulated the FCA and accordingly protection normally afforded doesnot notapply. apply. thethe protection normally afforded does

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