Whathouse Property section - Issue 45 MIE by Made In Essex

R AL E

Heritage garrison home for sale, P29

C P A om LO P E TY M .c TH ER RO se OP F PR ou th ha w

EDITION AUGUST 28 2015

Attention!

AGES

40 20| |WWW.WHATHOUSE.COM WWW.WHATHOUSE.COMMORTGAGES

hanges to mortgage rules

if you have ill health. Or if you’re posting

in 2014 have made it more difficult to get a home loan.

about a messy separation on Facebook, but you told the lender you’re applying on a

Lenders are now asking

joint income.”

HIDING INFORMATION COULD LAND YOU A TERM IN PRISON

While it may make sense for you to be

discreet with your private life, Lipnicki stresses that the answer is not to hide

more questions as part of your mortgage interview and are analysing your

spending habits more closely than they have ever done before in order to ensure your new mortgage is affordable to you. A report in the Daily Mirror has also

important facts from the lender. He adds:

revealed that lenders are turning to social media to check that applicants are telling

“Clients should be aware that lying on an application form is committing mortgage

the truth in their applications. So, how could your LinkedIn profile or Instagram

fraud. It’s not just a case of being turned

account sabotage your mortgage application

down, it could be much more serious.” Keith Osborne, editor of new homes

– or even send you to jail.

website Whathouse.com agrees. He says:

“Tweaking your application to make it look

USING SOCIAL MEDIA TO IDENTIFY MORTGAGE FRAUD

more favourable to a lender might seem innocent enough but it could land you in

Specialist trade magazine Mortgage

big trouble. Pretending you have fewer children to meet affordability

Why your mortgage lender Why your might mortgage lender might e checking you out onbesocial checking media you out on social media Solutions has revealed that lenders are increasingly turning to social media to

rules or exaggerating your job is

establish that mortgage applicants are

considered mortgage fraud and if

telling the truth. Underwriters at banks and building societies are browsing your

you are caught you could end up in

Facebook, for Instagram, LinkedInmake and other applying a mortgage, sure

prison.” He adds: “Trying to pull the social wool over a mortgage, make sure your media

prison.” He adds: “Trying to pull the wool over a

ou’re your If you’re socialapplying media for a social media accounts to make sure that the lender’s eyes often won’t work, especially elations don’t scupper your chances, warnsrevelations Nick Parkhouse don’t scupper your chances, warns Nick Parkhouse information you give to them is correct.

if they can access information about you ortgage broker The Daily Dominik Mirror Lipnicki recently says: reported on athe case internetMortgage can be available brokerto Dominik everyone. Lipnicki says: social on media. the internet canidea be available to everyone. through A better is to

ether you’re where applying a lender for found a joban or applicant you claiming Take your job“Whether history on you’re LinkedIn. applying Lenders for a job change or you your Take your habits job history onyou LinkedIn. Lenders spending before applyingto forbefinance, a UK resident especially only a ever big postedcan photos see if you’ve are applying just recently for finance, resignedespecially after a big for a mortgage can see ifand you’ve just your recently resigned after apply to keep mitment of like Dubai a mortgage, on their what Instagram you put account. saying you’recommitment in full employment, like a mortgage, or even whatcurrent you putaccount saying you’re in full employment, or even in good order.”

IUM

VIRIDIUM

rrey

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lender’s eyes often won’t work, especially if they can access information about you through social media. A better idea is to change your spending habits before you apply for a mortgage and to keep your current account in good order.”

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DE VELOPMENTS

AREA FOCUS WWW.WHATHOUSE.COM | 21

ong before the wannabes of TOWIE brought the town to national fame, Brentwood has regularly been the home of celebrities from the worlds of television, sport and music. It remains a sought-after area to live

but as our ‘picks’ below prove, you don’t have to be rich and famous to realistically aspire to a new home in and around Brentwood. The town’s appeal is surely its ‘best of all worlds’ qualities – set in pleasant countryside, only a short commute by rail into London, close to the M25, and with superb local amenities and excellent schooling. Land Registry figures showed capital appreciation rising 13% on average in Brentwood in 2014, and many property industry professionals predicts further

You don’t have to be a star... Famed for its celebrity connections, Brentwood has some great options for every fan of new build property

significant increases as the launch of Crossrail approaches in 2018. Real estate experts JLL reported at the beginning of this year that property calues in Brentwood are likely to increase by 43% over the next five years, partly due to these improved rail services to and through London. With the property market in the area dominated by family detached and semidetached homes, this is likely to benefit homeowners more than traditional buy-to-let investors who target flats. While Brentwood

Managing director: Daniel Hill Editorial director: Rupert Bates Editor: Keith Osborne ko@whathouse.com Assistant editor: Stephen Maunder sm@whathouse.com Designer: Peter Rogers peter@39zero.co.uk Contributors: Fiona Brandhorst, Nick Parkhouse Sales director: Adrian Talbot at@globespanmedia.com Sales manager: Murad Paloda mp@whathouse.com Property supplement published by: What House Digital Limited, 291-299 Borough High Street, London SE1 1JG; 020 7940 1070 info@globespanmedia.com www.whathouse.com Printed by 39zero © 2015 What House Digital Limited om .c se ou th ha w

L R CA PE LO PA E TY TH ER OM OP FR PR

EDITION AUGUST 28 2015

Attention! Heritage garrison home for sale, P29

Cover picture: Cover picture: Military Road, Colchester from William H Brown, £700,000 01279 755400

Borough Council recognises that the private rented sector is small, there will certainly be increased demand for rented property if the predicted effects of Crossrail come true. The council’s Objectively Assessed Housing Needs report from December 2014 indicates that Brentwood needs around 350 new homes a year to keep up with demand, mostly from ‘migrating’ residents attracted to the area. As with many other satellite towns around London, Brentwood will be a target for families finding themselves priced out of suitable homes in the capital and wanting the kind of work/life balance that Brentwood provides. If you aspire to buy a new home in Brentwood, now could be exactly the right time to consider your options and make the move.

WhatHouse? picks...

2. The Galleries (City & Country Group)

3. Brindles Close, Hutton (Hilbery Chaplin)

Pilgrims Hatch is a sought-after area, not least due to its proximity to two country parks (Weald and Bishop s Hall) and two golf courses, Brentwood Golf Club and Bentley. These new homes have an appealing, traditional weatherboarded exterior. The three-bedroom semi-detached property (priced at £450,000) opens from the side to a hallway with cloakroom; off one side is the lounge and the other is the kitchen, with an L-shaped worktop arrangement. Upstairs are two double bedrooms, with built-in wardrobes to the master bedroom, a single bedroom and family bathroom.

The Galleries has won numerous awards – including those from WhatHouse? – but availability is now low at this collection of one-, two- and three-bedroom conversion and new build apartments on the site of the former Warley Hospital, on the outskirts of the town. Each conversion apartment offers a wealth of period features coupled with contemporary living, while the new build apartments are designed to sit inconspicuously alongside. All homeowners can enjoy the beautiful landscaped grounds, with open lawns and enclosed, formal planted gardens. The station and shops are under a mile away. Prices start at £420,000.

Find out more at www.countryplaces.co.uk 01277 204768

Find out more at www.cityandcountry.co.uk; 01279 817 882

This new development of just three highquality four-bedroom detached executive homes is due for completion this winter. These new homes are situated in a cul-desac off Hanging Hill Lane. Among them is ‘Vine Cottage’ which comprises hallway, bay-fronted living room, open-plan kitchen/ family room, utility room, ground floor cloakroom and integral garage, four wellproportioned bedrooms, en suite to the master and a family bathroom. With the properties within the catchment area for the popular St. Martins School and only a short distance from Shenfield mainline railway station there’s great appeal to commuters and families. Guide price is around £650,000. Find out more at www.hilberychaplin.co.uk; 01277 218387

1. Hatch Road, Pilgrims Hatch (Country Places)

What House? @What_House

NHBC – the mark of a quality home

...Buying a new home is a big decision, so you’ll want to know that your property is of good quality and your investment well protected. Only builders approved and registered by NHBC can offer Buildmark, and they must build to the detailed technical standards we have been developing and updating for more than 75 years. It will give you peace of mind to know that all new homes with NHBC’s Buildmark have been independently inspected at key stages during construction, and come with 10 years’ warranty and insurance. This gives you the reassurance that, on the rare occasion when something does go wrong, we’re here to help you.

So, before you buy a new home, make sure it has Buildmark.

Talk to us...

Call us now on 0844 633 1000 and ask for ‘Customer Services’. Or visit www.nhbc.co.uk/myhome H82 02/14

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19/02/2014 12:15

URBAN HOMES WWW.WHATHOUSE.COM | 23

Talk of the town Living in the centre of the action has its advantages. Fiona Brandhorst shows committed townies the door

Witham BRIDGE STREET Croft House is a beautiful Grade II listed property built in the

the family room, with French doors leading out to the rear

breakfast room and custom made conservatory. Packed with

garden. Upstairs there are four double bedrooms and the master

original features this family house has ample parking, a double garage with electric door and a well-stocked and bespoke-

and guest bedroom have en suite shower rooms. The family

designed rear garden that includes a Second World War air-

bathroom features a Thomas Crapper high-level cistern WC and Victorian-style roll-top claw-foot bath. To the front, there

raid shelter. Price: £985,000

is off-street parking for two vehicles and access to the well-

Selling agent: William H Brown 01245 262266

established rear garden enclosed by red brick walls. Price £550,000 Selling agent: Fenn Wright 01245 292100

18th century, set on a large plot with many historic features throughout including original doors and fireplaces, exposed

Saffron Walden

beams and sash windows. There are five bedrooms in the

MYDDYLTON PLACE

former dairy, three reception rooms and an Aga in the kitchen. The garden has a superb array of mature trees, shrubs and

Formerly two cottages, this quaint Grade II listed period

borders, including vegetable patches and a natural spring that

NEW LONDON ROAD This high-end apartment is situated centrally in Chelmsford with access to both the city centre and station. Finished in

townhouse is of timber-frame construction with rendered and pargetted elevations under a peg-tiled roof. The accommodation

runs through. There is off-street parking for several cars and a workshop.

COMMUTER TIMES • Witham to Liverpool Street, just over 40 minutes • Whittlesford (Saffron Walden) to Liverpool Street, fast trains from 60 minutes • Chelmsford to Liverpool Street, around 36 minutes • Colchester to Liverpool Street, fast trains in just over 50 minutes Included in the sale is Little Newmans, a detached bungalow situated to the rear of the main house, providing handy accommodation for relatives or to rent out. It has its own driveway and parking and a section of garden. Croft House is a stone's throw from Witham town centre as well as walking distance to the mainline station. Price: £595,000 Selling agent: Haart 01376 510710

comprises a large dining hall with inglenook fireplace and oak beam. The kitchen/breakfast room has a vaulted ceiling with exposed timbers and a door to the courtyard garden. The sitting room has a central open fireplace. The family bathroom is located on the ground floor with the master bedroom and adjacent shower room on the first floor. Stairs lead up again to the two top floor bedrooms. The rear courtyard garden is a delightful retreat with walled with raised beds, a brick-built garden shed and log store. There is parking for two cars. Price: £550,000 Selling agent: Mullucks Wells: 01799 520520

2006, the property was built to blend in with the surrounding period properties. The apartment boasts period style features such as high ceilings and sash windows. A modern, wellequipped kitchen is complemented by two equally impressive bathrooms, one en suite, and living room. Outside there is residents’ parking and communal gardens. Price £275,000 Selling agent: William H Brown 01245 262266

Colchester

Chelmsford MILDMAY ROAD Located in the favoured Old Moulsham city-centre location, this substantial Victorian detached home was completely refurbished by the current owner. It now offers five en suite bedrooms, three large reception rooms, a bespoke kitchen/

HENRY LAVER COURT NEWLAND STREET This attractive four-bedroom detached Victorian property offers a great deal of charm and character, set back from the road behind ornate gates, approximately 0.5 miles to Witham mainline railway station. Packed with period features, this convenient townhouse has an impressive entrance hall that retains the original tiling. The white wooden kitchen has a Rayburn cooker and butler’s sink. Adjacent to the kitchen is

An immaculately presented two-bedroom, ground-floor apartment in a very central location, ideal for a first-time buyer or investor. The spacious lounge opens out onto the fully fitted kitchen with integrated appliances. There are two double bedrooms, one of which has an en suite, as well as a family bathroom. Secure, gated underground parking is included and there is no onward chain. Price £160,000 Selling agent: William H Brown 01206 577772

Carter’s Quay, Poole

Creating new communities across the South

Inland Homes are currently regenerating areas across the South providing quality homes with an emphasis on design and sustainability. Visit our fabulous range of Showhomes to discover more.

Charterhouse Mews, Chelmsford

DEVELOPMENTS INCLUDE: Carter’s Quay, Poole 1 & 2 bedroom apartments and 2, 3 & 4 bedroom houses Vista, Drayton Garden Village, West Drayton 2, 3 & 4 bedroom houses St John’s, Chelmsford 2 & 4 bedroom houses

Alexandra Gardens, Iver 2, 3 & 4 bedroom houses Park House, Loudwater Studio & 1 bedroom apartments

Charterhouse Mews, Chelmsford 1 & 2 bedroom apartments and 2 bedroom houses

The Comptons,Wooburn Green

Vista, Drayton Garden Village

For further details call 01494 762 450 or email sales@inlandhomes.co.uk Showhome open at this development

COMING SOON: The Comptons, Wooburn Green 1 & 2 bedroom apartments and 3 bedroom houses

Please check website for current availability. Computer generated illustrations are indicative only and subject to change.

St John’s, Chelmsford

www.inlandhomes.co.uk

26 | WWW.WHATHOUSE.COM SPEND OR SAVE

itchens and bathrooms are two of the most important selling points of a property, and are also among the most popular update and extension projects. Just how

much value an extra bathroom will add depends on the number already in the property, their current condition and whether they are conveniently located, but it can be as much as 6%. Whether you want to add a new bathroom to maximise value, ease pressure on the existing facilities in the peak morning rush, or simply to indulge in a touch of luxury, it makes sense to ensure the project is cost effective, says Michael Holmes, spokesperson for The London Homebuilding & Renovating Show. Here Michael shares his top tips on where to spend and where to save... 1. Is it necessary to spend a large amount of money on plumbing? Getting the layout right is vital for a well functioning bathroom and this will usually mean altering the plumbing unless starting from scratch, even though this will usually add to the cost. If you want to fit oversize showerheads, power showers and mixer taps

Spend or save... ON BATHROOMS

successfully, you will require good water

it in which plumbing can be concealed is

will be beneficial in the long term, as they

8. Is panelling the be-all and end-all for

pressure (at least 3 bar) and a plentiful supply of hot water, so discuss this with your

a simple tidy solution, built using either timber or metal studwork covered in tile

will be less susceptible to wear and tear.

your wet room? Panelling can be cheaper than laying ceramic

plumber as you may need to upgrade your current heating and hot water system. Solutions include fitting a high-output combi-boiler providing high-pressure hot water on demand, a large pressurised ‘unvented’ hot water cylinder, or at least adding booster pumps to the flow from your existing hot water cylinder.

backing board, or plasterboard. Steel frame modules for wall mounted basins, WCs and bidets are a worthwhile investment, reducing costs through ease and speed of installation. Modules for a WC or basin cost from £150-£400 when you use ranges from Geberit Duofix, Grohe Rapid or Screwfix. VERDICT: SPEND – To ensure the best possible use out of your space, house plumbing in a service void behind a false wall.

6. Mirror, mirror on the wall, does it pay to invest? A cleverly sized and positioned mirror is a great way to make a bathroom appear more spacious. This inexpensive feature is also a necessity. The best way to create the illusion of space is to have mirrors cut to fit wall to wall and or floor to ceiling. Some fit a mirror under the vanity unit, or to the side of a bath too. Mirrors are not expensive but having them template and predrilled for mixer taps or light fittings will add to the cost. Where a bathroom has no windows, a large mirror and good lighting will compensate. VERDICT: SAVE – Mirrors are not an expensive feature, although having a fitted mirror templated and predrilled for mixer taps or light fittings will add to the cost.

tiles on your wall to achieve a watertight decorative finish. Traditional wainscot tongue-and-groove boards or Georgian raised panelling are currently popular as is v-grooved moisture resistant MDF that looks like wainscot panelling. Any timber material must be painted to seal it from moisture if it is to last in wet conditions. VERDICT: SAVE – A designer look for less than the cost of ceramic tiles, and easy for the DIYer to install.

VERDICT: SPEND – It will be more expensive if you have to replace plumbing due to poor quality fixtures or installation problems. 2. Is there a difference between top range bathroom ceramics and discount pieces? When it comes to ceramic plumbing fixtures, it’s hard to tell the quality of simple white sanitaryware simply by looking at it. Most sinks, lavatories and toilet bowls appear to be manufactured in the same way and just the design counts. Even if you don’t opt for expensive pieces, if you mix and match your ceramics with high quality taps and fittings from different suppliers, you can successfully enhance the aesthetics of your bathroom. VERDICT: SAVE – Evaluate the deals that each supplier provides and then select the items to suit your budget and taste. 3. Can I conceal the plumbing in my bathroom? If you are looking for a clean, uncluttered look in your bathroom that will maximise the sense of space, then concealing the plumbing runs, WC cisterns, and the body of shower and tap mixers will all help, as will using wall mounted sanitaryware, frameless shower screens and large mirrors. A false wall with a 100mm clear void behind

4. Is flooring important? Flooring can be relatively inexpensive with vinyl and ceramic tiles costing as little as £6 to £8 per square metre. These surfaces can be installed on a DIY basis providing you take your time and practice first and ensure the substrate is well prepared. Ceramic tiling is a DIY skill you can master, buy ensure you buy the correct adhesive, grout, tile spacers and tools, including hiring a good quality tile cutter. VERDICT: SAVE – Tiles are a hardwearing finish and you don’t need to spend a fortune to get a great look. 5. Are expensive showers worth it? Shower trays and enclosures, if not installed correctly, can leak around the seals which can damage floor finishes and structure and the ceiling, decoration and furniture in any rooms below. It’s worth buying quality and making sure the installation is exactly in accordance with manufacturer’s instructions (especially for wet room trays, which can leak easily if the timber floor structure around it moves at all). VERDICT: SPEND – Investing in a high quality shower tray and enclosure or door

7. What’s the fuss about underfloor heating? There’s nothing like stepping out of the bath or shower onto a lovely warm floor, especially in the winter months when a tiled floor could be chilly, which is why underfloor heating is a must-have luxury in a bathroom update project. Electric tile warming systems range from around £25 to £45 per square metre, and as they are only 3-6mm deep they can be installed beneath ceramic tiles or engineered wooden flooring without significantly increasing the finished floor height. Another form of heating such as a radiator or heated radiator towel rail is still likely to be necessary in a smaller room without much floor area. VERDICT: SPEND – An inexpensive luxury that you can’t afford not to install.

9. Is stylish brassware worth it? Poor quality taps wear out incredibly quickly and inferior metal castings can sheer in no time requiring replacement of the whole fitting and the result can be a messy leak and expensive repairs. It’s worth paying for quality brassware with ceramic disk valves. VERDICT: SPEND – Focus your budget on the things you will use most. 10. Should there be light? Bright lighting can help a bathroom feel fresh and hygienic and it needn’t cost much money to upgrade from the typical single central pendant light fitting to a multidirectional spotlight fitting with four or five bulbs. Make sure your new light fitting is fitting is IP-Rated (waterproof) for use in bathrooms. A dimmer switch fitted outside can allow you to change the atmosphere from wake-up bright, to relaxing twilight and is a simple and inexpensive (£25-30) replacement for a conventional switch. VERDICT: SAVE – You can upgrade a single pendant to a multiple spotlight fitting and dimmer for well under £100.

Show homE opEn

wEEkEndS only from

march 7th-29th between

11am-3pm

prices from £610,000

Eight unique Grade II listed 2, 3 and 4 bedroom barns converted to a high specification, retaining many original features. All properties have private gardens with plots 1, 2 and 8 having the added benefit of a paddock. ‘The Barns’ Merton Grange is situated in an idyllic rural location on the edge of Gamlingay in South Cambridgeshire. The approach is via a private drive with far reaching views either side across fields.

Specification includes: A range of contemporary and traditional kitchens  Stoves Richmond 900EI Stainless Steel Range Cooker*  Stainless Steel Cooker Hood  Integrated Neff appliances  Integrated Prima wine cooler Utility rooms (not applicable to plot 3) come with either a washer/dryer or washing machine and tumble dryer  Bathroom and En-Suites have contemporary bathrooms with Ideal Standard Sanitaryware and are fully tiled with Porcelanosa tiles  

 Floors are finished with Porcelanosa floor tiles to Kitchen, Utility, Bathroom, En-suite, Cloakrooms and Carpets to all other areas*  Oak panelled internal doors with pewter finished door handles  Built in wardrobes to most bedrooms – please refer to sales layouts – with oak panelled doors and pewter finished door handles  Air Source Heating, offering reduced running costs, with under floor heating to all ground floor areas and radiators to upper floor rooms with 5 year service and warranty package.

*Where possible we will be able to offer buyers variations and choices on the internal finishes, although the availability of this will depend upon the stage of construction that each property has reached when a reservation is made. For full specification details please see the brochure.

Tel : 01923 251799 Email: sales@leavalleyhomes.co.uk www.leavalleyhomes.co.uk

28 | WWW.WHATHOUSE.COM NEW HOMES

he current WhatHouse? Housebuilder of the Year, City & Country Group, is set to launch a new development in Colchester, Angel’s Courtyard, based on a collection of historic buildings in the heart of the town. The developer specialises in the high-quality conversion of period (often

listed) buildings into high-quality new homes, retaining their heritage and character while re-

Angel delight High-quality conversion properties are just about to hit the market in central Colchester

purposing them as desirable residential developments. Angel’s Courtyard comprises a selection of one-, two-

The development is taking shape within a collection of seven historic buildings, some of them Grade II listed. City

specification including Hacker kitchens, integrated Neff and Smeg appliances and stone worktops. Bathrooms are

and three-bedroom apartments which are located just off

& Country is restoring and redeveloping the site in addition

fitted with Laufen sanitaryware, Crosswater brassware and porcelain tiles. In keeping with modern expectations, the homes are based around open-plan living, kitchen and dining areas, which feature whitewashed oak-style flooring and 100% wool carpets, making them excellent entertaining spaces. “With their town centre location and stylish interior specifications, we expect these properties will appeal to young professionals and downsizers,” says Suzanne Aplin, sales and marketing director at City & Country. “The tranquil central courtyard has been attractively landscaped providing residents with a delightful, private outside space, yet it is moments from the shops, restaurants and indeed the train station.” The properties at Angel’s Courtyard are expected to cost

the High Street and concentrated around a landscaped

to the former council offices located behind the High Street.

from £150,000 to 500,000. The sales suite at the site will open in September 2015, but you can already register your

courtyard. Most of the homes offer a balcony or terrace overlooking this tranquil open space, which also features a

Two commercial spaces on the site are already being leased to The Royal British Legion and Bill’s restaurant.

interest in being one of the first to view this unique scheme. Find out more at www.cityandcountry.co.uk;

bespoke sculpture and water feature.

These new homes will boast a luxurious interior

01279 817882

Now on Sale:

an exciting range of 2, 3, 4 and 5 bedroom homes in Brierley Hill. Choose from 10 different designs! Artisan’s Walk is a whole new community, perfectly placed almost equidistant from Wolverhampton and Birmingham, just off Brettell Lane, with views towards the Clent Hills. Beautifully built to an exacting specification using energy saving technology, all the homes at Artisan’s Walk will be economic to run. The careful design and well thought out interiors will make them practical and comfortable to live in too.

Ask about our launch incentives 2, 3, 4 & 5 bedroom homes from £155,000

Showhome open daily 10.00am - 5.30pm

Artisan’s Walk, off Delph Road, Brierley Hill, DY5 2RP Call: 0845 873 2887 or visit: www.lioncourthomes.co.uk

Help to Buy

38 | WWW.WHATHOUSE.COM NEW HOMES

HERITAGE HOME WWW.WHATHOUSE.COM WWW.WHATHOUSE.COM 33 HERITAGE HOMES WWW.WHATHOUSE.COM|||29 29 SECRET ESSEX

King’s Maiden over L Tpeach S Standing to attention SECRET ESSEX

rue to aon rock-star ocated proudly Militarylifestyle, this historic property, owned Road, this property is onesince of a the 1980s by Steve Harris, thebuilt bassist of Iron Maiden, row of Victorian houses

Right up

offersfor a fantastic variety in the 1860s the Ministry of of facilities for entertaining on a Defence serving Garrison grand scale – including its own pub! Offi cers, and it overlooked your street?

As wellstretching as aworth bespoke indoor heated Colchester’s tentedon garrison, Properties situated “Lanes” are swimming pool with unique handunbroken down to the River Colne. over £100,000 more than those on a ‘Street’ painted tiles and Originally built for the Colonel, the property according to new research by Barclays wall murals, there’s awas split-level galleried recording by studio, cinema room built as an data, "upstairs/downstairs" house Mortgages. The generated findings and private and fully equipped pub, The Horse and Cart, with the servants quarters to the right hand provided by property specialists Hometrack,

that 64% of Londoners use the Tube Rock legend Steve Harris of Iron Maiden calls time on his Essex mansion, Sheering Hallto get to

work; over a lifetime, Londoners will spend three-bedroom coach house, a whopping 417 days travelling to and from extensive garaging and workshop. work. Other data from the Greater London

Time is running out to buy a highquality new Redrow home in Lexden

complete with ale with on tap! In theaddress grounds side ofthat the house aofseparate entranceyou’ll find a floodshows the first line your lit tennis court and football pitch. where a back staircase ran up to the really can say something about the value of Sheering Hall is an medieval country house quarters and down to eight-bedroom the cellar. your home. ofHomes around 11,000 sq ft full of character and period features. The house was initially without deeds, on “Lanes” come in with a ince its offi cial launch in on the site everything It’s Grade II listed: there has been a house since in between,” she says. “They as these were not required for governmentresounding victory at an average property January, sales have been brisk all recognise that the development offers a the Domesday Book parts Enjoying of thethe house date back to owned at and thehigher time. value of properties £245,906 (22% than at Redrow’s King’s Park, a winning combination of high-specification 1427. accommodation levels, this national average),across homesseveral on “Streets” development of 31 homes in homes in a sought-after village location with Surrounding entrance hall with its exposed beams expertly renovated six-bedroom home has an come towards thethe bottom of the list, with the village of Lexden, just west good local amenities and strong commuter and open fireplace are theofthree main reception rooms. The impressive 4,600 sq feet floor space. The properties averaging £142,374 (29% under of Colchester. Now, just seven links. These factors have helped make King’s sitting room andhas drawing both basement alone including afine detail and the national average –nine androoms aroom whole 42%have lower homes remain for sale – five houses and two Park a success and now that availability character with floor-to-ceiling, oak-panelled butler's room and the slate bin winewalls and high than “Lanes”) across theoriginal UK. apartments – so opportunities to buy a peach is limited we’re encouraging would-be ceilings with ornate cornicing. The drawing cellar, still in use, viewed through a window room boasts Just “Ways” and of a behind home at“Lanes” the siteare arethe now limited. homeowners to contact us without delay.” afrom grand carved fireplace with wood burner. The thewooden butler's room. The old servants' “Roads”, average values £218,742 Withwith prices ranging fromof£278,995 to With everything from a two-bedroom kitchen from aby four-oven Aga and raised breakfast bells arebenefits still there although no longer and £212,717, followed “Closes” and £674,995, there’s plenty of variety, however, apartment to three- and four-bedroom area, and from the kitchen there is access to the playroom, working, positioned outside the butler's “Avenues” £204,964 and £192,344. which isat bound to interest a diverse range of homes available, there are also two crucial boot room and utility area. room, for his attention. One of the bells was descended stairs and was ready for his Regionally, the biggest dividesales between expensive atthe £309,415 followed by “Drives” buyers, says Kerry Jenkins, director assistance schemes on offer from Redrow.at From the entrance hall, the main wood-panelled staircase connected to the stair post at the bottom of glass of sherry. street name prices occurs in the South East £246,517. Which justscheme goes toisprove the for Redrow Homes (Eastern). The Help to Buy openthat to all leads up to There the first floor to are the an principal bedroom, dressing the stairs. was a revolving wooden top only Many original is features still exist in where properties “Lanes” average “way” Essex! “King’s Parkon continues to attract a good buyers onreally properties under £600,000, room enmore suiteexpensive bathroom. There areon seven further to£137,145 thisand stair post, which, when turned rang this splendid period home with stunning of than those mix of purchasers ranging from first-time offering the chance to buy with a 5% deposit bedrooms, a family bathroom and three shower rooms as and the "sherry bell" outside the butler's room. It fireplaces, somecommute original working window east “Streets”. the East of England, which also buyers In to growing families, downsizers and Go thanks to a government-backed equity loan well as staff accommodation. Additionally there is a separate indicated to the butler that the Colonel had shutters and wide plank wooden floors to Londoners spend over a year of their lives includes parts of Essex, “Ways” are the most

Sheering is in aStreet highly Authority shows that Hall Liverpool and sought-after area and occupies by a heavy Stratford were the 6th and 7th busiest

a secluded and rural position, wooden door, the tack room tube stations inwas 2014 with 73.6million and approximately 35 miles from with its wooden pegs still lining the49% wall. 59.3million passengers, up 14% and London andwas 11.6 miles from The present kitchen the original stable. respectively. However, the quietest station Stansted Airport. Nearby Beneath the courtyard is a cistern, still was positively peaceful Roding Valley in in Sawbridgeworth station hasonly original except the had pump, Zone 4 on condition the Central Line for which direct trains to London Liverpool which is long gone. The enclosed rear2014. 260,000 people pass through it during Street taking 41 minutes. Bishop’s And breathe.

Stortford is six miles away, of 20% of the property price. This means Redrow’s Hertford Mastermove optionand means they’ll 13 miles Cambridge Happy inlocal Havering work with agents to fi nd a buyer you a lower initial payment and then lower 39 Happy miles. At Home Index forfor Rightmove’s 2015 monthly mortgage payments, as the loan is – and pay their fees, so you won’t have to. The area as offers a wide selection has“Whether placed Havering the fifth happiest interest-free for five years. you’re an aspiring first time of state and private schools place live in the UK. Nearly people For homeowners struggling to sell their buyertoor a homeowner looking25,000 to move up including St distinct Nicholasfactors School, were asked to rank 12 existing property – or simply wanting the property ladder we can help makeabout your Felsted School, Haileybury College, where live including safety, contentment to avoid the hassle of selling on the open dreamthey move a reality,” adds Jenkins. Bishops Stortford College and andThe décor with Havering votedoffi ince asatthe market – a part exchange might be the show homes and sales King’s Mount Prep School. There are also a number good many rooms. The bedrooms are Heath arranged garden is mainly laid to lawn withofof raised on the Tube, suggests a new survey from fifth happiest London borough out 33. answer. With this, the housebuilder makes Park are open from 10.00am to 5.30pm, golf courses within driving distance, including the Royal fl owerbeds. To the front of the house there over the fi rst and second fl oors and a shower OnePoll TheonWatchHut, whichvaluation, also People weretoalso asked to rate the following is on offerand based an independent Thursday Monday. Worlington and Hanbury Manor. ample off-road parking and a carwho portlive with room is located in the tower room at the very reveals commuters from the east ofchain the statement: “Generally, the people in which that if accepted, eliminates a buying Sheering Hall has a guide price of £3.95million through roller door. top of the house. capital have you the second commute my area friendly and polite”. Havering and allows to stay shortest in your old home at Find outare more at http://whathou.se/NoUIhJ Hamptons www.hamptons.co.uk; The in property is oninthe market for £700,000 A garagebeaten is to the rear, originally the 27 minutes only by commuters from International, came third place London behind the until your new one is ready. Alternatively, 01206 430241 01483 572864 with William H Brown: 01279 755400. coach house, and attached to it, accessed the south at 24 minutes. The poll also showed City of London and Richmond upon Thames.

A former Colonel’s home retains the grandeur of yesteryear, discovers Fiona Brandhorst

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30 | WWW.WHATHOUSE.COM NEW HOMES

Wild things A wildlife haven of bugs, hedgehogs and wild flowers is being encouraged in Ingatestone

urchasers and residents at CALA Homes’ exclusive Trueloves Grange development will be given a selection of wildlife habitat for birds, insects and hedgehogs to attract wildlife to their new gardens in support of the RSPB’s Give Nature a Home campaign. Each kit includes two bird nest boxes, a ladybird bug house and a hodgitat hedgehog shelter, all made from regulated timber. Michelle Relton, sales manager for CALA Homes says: “It’s so important to give nature a helping hand when we can, so we want to do our bit to help take care of local wildlife and make it fun at the same time.” The RSPB campaign urges residents to provide a place for wildlife in their gardens and outside spaces. Whether it’s installing habitats like bug boxes, hedgehog homes and nest boxes, or planting wildflowers – little actions can make a massive difference.

RSPB’s top tips for encouraging wildlife • Give the mower a rest - The flowering plants that bugs and beasts love to hide in will benefit and longer grass won’t dry out so quickly • Grow flowering plants - Pollinating insects will be attracted by planting a variety of traditional plants such as cornflowers, foxgloves, honeysuckle, guelder rose and English lavender • Build a bug hotel - A wildlife stack – made from crates, canes, newspaper, and plant pots provides insects with somewhere to live • Create nature corridors - Plant a mix of trees and flowers on your doorstep to create corridors for wildlife to move and get from place to place • Add some water - A water feature with different depths is great for wildlife. Shallow areas are used by bathing and drinking birds, dragonflies and amphibians to lay eggs. Deeper areas help aquatic insects survive cold spells and are good for newts

Discover the heart of Trueloves Grange TRUELOVES GRANGE is a bespoke gated development of five, six and seven bedroom detached family homes in an idyllic setting overlooking beautiful open countryside. Each home is built to CALA’s high quality design and specifications with between 3,217 and 4,970 square feet of living space. Prices start from £1,695,000. Ingatestone, on the edge of Fryerning, is a charming village surrounded by open countryside. Its thriving centre offers all the essential shops, pubs and cafés and is neatly located between Brentwood and Chelmsford, so it’s is easy to swap rural charm for cosmopolitan glamour. Trueloves Grange sales office and showhome is open daily from 10am to 5pm, call 07823 341611 or visit www.cala.co.uk.

38 | WWW.WHATHOUSE.COM NEW HOMES

INTERIORSWWW.WHATHOUSE.COM WWW.WHATHOUSE.COM| |33 33 INTERIORS

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King’s peach S O

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floor includes a stylish contemporary kitchen with a convenient separate utility room, lounge with French doors leading to the rear garden, study and dining room off the kitchen. The first floor has three double bedrooms, including the master bedroom with its ‘must-

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D&D’s CHOREessential POINT guide to have’ dressing area with built-in wardrobes If your house is on the market at the moment some of today’s most stylish en suite. Two further double bedrooms and you’re expecting to keep itpreparation tidy while the Food has never been so much fun and – or Buyers are giving the thumbs up to Arcadia and a family bathroom are found on the chair designs schoolsto are buy still outa think again. This year’s the latest RPI inflation figure. is However, Time running out highfast – thanks to the latest mixers and blenders. top floor with far reaching views from the the new BloorcanHomes in Annual Pocketso Halifax Money survey shows that Essex commuters feel doublydevelopment smug as Discover&Deliver (www.discoverdeliver.com ) picturesque attic-style windows. quality new Redrow home in Lexden Richenda Oldham getsdesigned a slice the by Nigelof Coates, made action by GTV. EJ5 Corona Chair designed by Poul M Volther, made by Laindon on Basildon the number of children expected to work for their Lehnstuhl fare rises on onethe of theoutskirts country’s five of busiest Long suffering commuters will get some

comfort from the news that 2016 fare increases will be pegged at 1%, in line with

commuter routes from Shenfield to Liverpool

is a luxury lifestyle boutique dedicated to pocket money, by doing household chores, has

Erik Jørgensen. Prices start‘The from £2,703. Priced at £499,995, Willerby’ comes

Prices start from £1,371.

nding and researching the most beautiful, n the doorstep of the local beautyfispot Langdon The kMix from Kenwood makes reduced the past 12 with just under Street areofince among lowest. Annual its the official launch in season everything inin between,” shemonths, says. “They baking a piece cake with Hills Country Park, with its panoramic views over interesting and sought-after furniture, itstickets 4.6 litre bowl and special three-fi fths (59%) of kids now expected willJanuary, cost an extra £28.68 on this sales have been brisk all recognise that the development offers a to work fold function. It even stopsthe Thames Estuary and across to London, lighting &more accessories, as seen in global in return for their weekly allowance, a reduction route beaten only by Dartford to London automatically when the head is King’s Park, a at Redrow’s winning than half of the homes at Arcadia arecombination already sold,of high-specification design destinations. lifted, £399.99, www.amara.com

with a sought-after double garage plus an impressive six parking spaces – ideal for families with teenage drivers and ample

room for when friends and family visit. of in sixa percentage points compared 2014 (65%). Bridge at £23.36. development of 31 homesjust in announced. homes sought-after village locationtowith with new releases ‘The Osterley’, a three-bedroom detached Founders Isabel Rutland and Stephanie Bedroom tidyingand remains the most common of task the village of Lexden, just west good local amenities strong commuter 20% of the property price. This means Redrow’s Mastermove optionwill means they’ll Families, retirees and young professionals arereviewing house priced at £307,995 be available Mähl began by the best-designed CHAUFFEUR, SO GOOD that children have Sleek and glossy is theto do, with 64% of children work with local agents to fi nd a buyer for you of Colchester. Now, just seven links. These factors have helped make King’s a lower initial payment and then lower being wooed by the select range of just 98 three-, soon closely followed by two three-bedroom best way to describe and restaurants aroundundertaking the world, Fancy getting celebrity treatment from Parkhotels who expected to that do chores theare Bugatti Vela Food homes remain for the sale – fiand ve houses and two a success and now availability monthly mortgage payments, as the loan is – and pay their fees, so you won’t have to. fourfive-bedroom character many homes with semi-detached homes, ‘The Studland’ and by This prize-winning architects and It features a a local estate agent? If that sounds too good thisblender. job. is followed by washing up (35%), apartments so opportunities to of buy a peach is limited we’re encouraging would-be interest-free for fi ve years. “Whether you’re an aspiring fi rst time landscaped–gardens and plenty parking. ‘The Chastleton’ townhouse. four-speed control and leading interior designers. to be true, test drive the new VIP service cleaning (35%) and pulse function that is vacuuming (30%). However, of aLaindon home atstation, the sitewith are now limited. homeowners to contact us without delay.” For homeowners struggling to sell their buyer or a homeowner upare trains to Fenchurch Street every 15 minutes, Specifications for alllooking homes to at move Arcadia perfectcall for blending They it their “voyage of puremoney paid at launched by Balgores Property Group which with the average amount of pocket anything isWith a major plus for commuters and retail on hand atfrom soups high with aladder choicewe of kitchen prices ranging from £278,995 to therapy is With everything from a two-bedroom existing property – or simply wanting the property can helpunits, makeworktops your discovery”, uncovering lighting and shakes to cocktails is aiming to stop buyers missing out on £6.20 a week it could be furniture, cheaper than a cleaner! Basildon’sthere’s popular Eastgate Shopping Centre, just a 10-minute drive and tiling those buyers reserving early £674,995, plenty of variety, however, apartment to threeand four-bedroom to avoid the hassle of selling on the open dream movefor a reality,” adds Jenkins. smoothies, £170, andand design-objects by the most skilled of their dream homes as demand continues www.redcandy.co.uk away.is Southend-on-Sea is only a short drive and golf clubs there are also two crucial in the construction stages. open which bound to interest a diverse range of away homes available, market – a part exchange might be the The show homes and sales Arcadia office atis King’s craftsmen. toaexceed supply in Essex. By signing upclose by, so and range of sporting amenities are also keeping fit is daily from 10.00am to 5.00pm, The Russell Hobbs 14012 buyers, assistance schemes on offer from Redrow. answer. With this, the housebuilder makes Park are open from 10.00am to 5.30pm, Flag Halyardsays Chair Kerry designed Jenkins, sales director and five sleek in South Woodham it is taking seven days toJthe VIP Buyers Club you will get a call dropHere, in theIsabel number of Stephanie properties pick for sale, will not be able to compete with those that ‘Essentials’ is a simple to PP usefor bydefinitely Hans Wegner, made by an option new residents. for Redrow (Eastern). The Help to Buy scheme is open to all on offer based on an independent valuation, Thursday to Monday. lightweight juginHomes blender with a Møbler, as seen Hotel Fasano chairs whose designers have revolutionised before newrelease properties are advertised widely a five-bedroom down by 36% year-on-year, followed by and in Hornchurch 11 days, so getting to are. In this current market, most vendors The latest is ‘The Willerby’, useful pulse function to help at Arcadia São Paulo. Prices start continues from “King’s Park to attract a good buyers on properties under £600,000, which Diz if accepted, eliminates a buying chain Chair designed by Sérgio Rodrigues made by the world of product design. “These youand breakwait down big of £5,542. Find more atbuyers forchunks it “chauffeured viewings” areof a prime Romford (-32%), Hornchurch (-22%) andpieces the front of the new instructions queue is look that areisaccepting offers from For a nostalgic backed upout by 21st-century precision, thenwho the double-fronted detached home London villa, LinBrasil, as seen in Hotel Janeiro. Prices food,of £19.99, www.argos.co.uk mix purchasers ranging fromreminiscent first-time offering the chance to buy with a 5% deposit and allows you to stay in Fasano your Rio olddeBLF01PBEU home Findwww.bloorhomes.com out at http://whathou.se/NoUIhJ Acapulco Chairshown designed Design, aswhich seen in the is a Fifties-style retro more model, hereby inOK pastel blue, are one of the things that makes mankind among the benefi ts. Upminster (-21%). the key. Martin Gibbon from Balgores has have already sold their home and who are start from £2,383. Allset prices excludethree VAT and across floors. Spacious living accommodation on the ground W Barcelona. Prices start from £315. has four speeds and three preset programmes,£146.37, www.smeg.com 01268 857834 buyersfrom to Discover&Deliver. growing families, downsizers and thanks to a government-backed equity loan until your new one is ready. Alternatively, 01206 430241 delivery According to the agent’s own research, The agent also they says that further advice: “Unless buyers are in a financially and legally prepared.” magnifi cent!” say...properties are buyers in Chelmsford have seen the largest selling in Romford in just five days, while good position to purchase a property, they

Electrolux Group: N ew research from a building society has found that demand for high loan-to-value mortgages remains strong with the average homebuyer in the last year having a deposit of 29%. The survey from the Nottingham Building Society has revealed that almost half of people who bought a property in the last 12 months or plan to do so soon had a deposit of less than 20%. Research from the Nottingham has found

demonstrating their commitment for a deposit as highlighted by the average 29% they are able to put down. “Many will be using the equity they have built up in their home but it is also clear that people saving for deposits are succeeding in the market as well with nearly half of those putting down 20% or less. Securing a deposit is of course only the first step as buyers then need mortgages and prices can vary

their mortgage, a figure that drops to 40% of those aged 35 to 44, 28% who are 45 to 54 and 33% aged 55 to 64. Gibbons adds: “There is undoubted growing use of brokers. Seeking an independent view on the best deal available to a customer is a very sensible approach.”

Industry Leaders in Household Durables for eight consecutive years.

In fact,eighth more than a quarter year actually bought withDow a down consecutive in the latest Jones payment of under 10%, discovers Nick Parkhouse Sustainability Indices.

that thousands of homebuyers still need a considerably depending on the LTV high loan-to-value mortgage when it comes is why searching the market is so Electrolux is the only company inwhich the Household Durables category to qualify to buying a property. The average deposit important.” for Dow Jones Sustainability Indices and has that beencash included last year was 29% although 48% had a The World, study also found buyers in areDJSI every since20% theand index in a1999. deposit of year less than justwas over launched a still force in the market – around one in quarter (27%) of buyers completing had eight people (12%) who have bought in the a deposit of less than 10% of their house past year or plan to buy in the next two For more information, go to www.sustainability-indices.com price. years say they do not need to borrow. Demand for low-deposit mortgages The research from the Nottingham also therefore remains strong, and the choice of found that, of the borrowers who have 90% and 95% loan-to-value mortgage deals taken out a mortgage in the last three has increased from 325 in November 11 to years, mortgage brokers were the most around 605 now. popular way of securing a home loan. Ian Gibbons, Nottingham Mortgage Over the past year more customers are Services senior mortgage broking turning to intermediaries, with half of COVER STORY: use this Molly Mutt dog bed duvet to cover an old manager, says: “Homebuyers are 25-bed to 34-year-olds using brokers to source dog bed or fill it with redundant pillows to make a smart new

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‘‘

Sustainability is an integral part of the Electrolux Group’s strategy, and we are therefore especially proud to have achieved the highest score of the Household Durables category for our efforts in the environmental area.

‘‘

Almost half of homebuyers Electrolux has retained its position as Industry have less than 20% deposit Leader in the Household Durables category for the

Henrik Sundström

Head of Sustainability Affairs at Electrolux.

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Mark

Offering competitive fees for both let only and full Newman management, Barringtons offer a free market appraisal of your rental property without obligation and in addition until end of August, offering free annual Landlordâ&#x20AC;&#x2122;s thethe difficulties andareconfrontations that much of its emphasis on finding the rent insurance and legal protection (subject to terms and might otherwise arise. right tenant. All properties can be conditions)

market, an independent lettingWith agency links to London. Through each found listed on website Rightmove. the demand from prospective tenants for new homes So Landlordâ&#x20AC;&#x2122;s, why not let us tailor a bespoke service based in Ingatestone strives to ensurenow the rapidly surpassing stage, starting withofthe property who hasneeds been in the the supply new instructions, onMark, your individual 01277 600business 400 arevaluation urgently seeking properties to rent up in the right tenant fits the right home.Barringtons through to drawing for 18 years, said: â&#x20AC;&#x153;What makes us Alistair, who has been in the business Brentwood, Shenfield , Billericay, Hutton, Ingatestone and Hutton Mount Shenfield - ÂŁ3250 pcm agreements ??????????????? pcm ????????????? tenancy and providing a - ÂŁ925different from other firms is you will - ÂŁ575 forpcm 21 years, said: â&#x20AC;&#x153;We are personal and surrounding villages. pte capes omactalarior ut aude A beautifully presented 4 bedroom house set on a 2 bedroom mid terraced picturesque cottage on a A refurbished studio apartment situated within In the 41 years Alistair Carter and maintenance serviceprivate through their own be dealing with the same person we care. â&#x20AC;&#x153;We are passionate about what omnihi liemnius licaeliam taEt gated plot within close proximity of Shenfield High road with a short distance of the mainline easy reach of Brentwood main line station. Newman ofStreet Barringtons have throughout the whole process, from we do. â&#x20AC;&#x153;At the end of the day, we would destus. VivivivemMark inat, quo and mainline station. trusted list of decorators, station.plumbers and shared in the rental property market, electricians, landlords will have the the valuation to the end of the Tenancy. not put someone in your home that Brentwood Office Maldon Offi ce

01277 600 400 01621 280 the pair have built a wealth of local benefit of dealing with either director â&#x20AC;&#x153;In other firms the individual you we wouldnâ&#x20AC;&#x2122;t have in ours! â&#x20AC;&#x153;We realise High Street, Ingatestone The Toll House, Maldon knowledge, leaving them well-placed one-to-one. see at the start could very well be a and understand we are dealing with Email Website ! !,& to provide expert ! !,& advice for both the different person that looks after the peopleâ&#x20AC;&#x2122;s most valuable commodities enquiries@barringtonsproperty.co.uk www.barringtonsproperty.co.uk potential landlord and prospective By holding all records of rental management and the collection of the and itâ&#x20AC;&#x2122;s important they are looked

tenant. payments and outgoings, the annual rent. â&#x20AC;&#x153;We make it more personal and after. â&#x20AC;&#x153;That means you have got to // // /"(+" + / /// tax return becomes simple and stress are on hand 24-hours a day.â&#x20AC;? have someone looking after it you can The pair, who look after over 150 free. And the pair are keen to highlight The agency, which offers property for trust. â&#x20AC;&#x153;We know we are doing a great properties in Brentwood and the importance and benefits of their rent across Brentwood, Chelmsford, job because for many of our clients, we Exclusively Yours arringtons Ingatestone, offer a bespoke and skills as third party mediators between Ingatestone and Billericay, describes are on first name terms with and donâ&#x20AC;&#x2122;t seamless rental management service tenant and landlord, removing some of itself as â&#x20AC;&#x153;exclusively yoursâ&#x20AC;? and places hesitate to recommend us.â&#x20AC;?

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Stars in your eyes? Join the celeb-studded neighbourhood of Chigwell with this glamorous and unique property

or those looking to escape the hustle and bustle of London, Weston Homes is assisting with the re-sale of ‘Woodlands’, a unique retreat in Chigwell Row, Essex. Located in a private road, this contemporary, architect-designed, fivebedroom house, presented to an immaculate standard of specification and interior finish, is positioned behind a high automatic gate and set in terraced landscaped gardens, with a private woodland walk leading directly to

award winning company was crowned Housebuilder of the Year at the WhatHouse? Awards in 2010, the WhatHouse? Awards judges acknowledged that Weston Homes “builds and designs very well”; demonstrating “boldness and initiative”. They even went as far as describing Weston Homes as “salt of the earth with a sprinkling of stardust”. But ‘Woodlands’, which backs onto Hainault Forest Country Park, is a particularly special property. The ecologically friendly L-shaped house

sauna and glass-walled wine display/store, the property offers parking for five large vehicles with a detached double garage with feature glass walls, a large parking forecourt that can accommodate three cars and a separate bicycle store/tool shed. The terrace serves as a spacious outside room with an entertaining and dining area bordered by a custom-designed outside brick-built barbeque kitchen with cooking appliances, hot and cold water, gas, electricity, storage and drinks/food bar. Built to the property industry’s Code

architect-designed executive house was bespoke designed and provides spectacular entertaining space and family accommodation. Unique for a property in the local area, the house combines luxury with eco-chic credentials and for security reasons has a discreet and private location behind existing family housing off Lambourne Road.

a 336-acre country park. What’s more, the property was bespoke designed three years ago for the chairman of Weston Homes, Bob Weston. As one of the UK’s leading property developers, the Essex-based housebuilder is used to building, marketing and selling some of the country’s finest homes. Reflecting on Weston Homes and the new homes that they offer, after the multi-

provides 3,900 sq ft of luxurious accommodation which consists of 3,200 sq ft of internal living space over lower ground, ground and first floor and a single-storey side wing; with folding glass walls opening onto a 700-sq-ft outside entertaining terrace, complete with landscaped gardens. Aside from benefitting from extensive entertaining space and lifestyle amenities, including private cinema, gymnasium,

Level 5 for sustainable homes, this property is packed with environmentally friendly features, including sunlight-/heat-capturing argon-filled triple glazing; brownwater recycling; rainwater harvesting; solar power generation; and ground source heat recovery. Jonathan Lewis, sales and marketing director at Weston Homes, says: “Backing directly onto the country park, this

“The local area is known for its celebrity and City broker residents and this house is ideal for a high-net-worth or high-profile individual who wants security and privacy for their family.” The asking price for this one-off gem is £1.6m. Viewing is strictly by appointment by contacting either Weston Homes on 01279 873 333 (www.weston-homes.com) or Dream Pad on 01992 661120.

ELEGANCE & ARTISTRY CR AF TED RESIDENCES IN HISTORIC SMITHFIELD, EC1 PRICES FROM £815,000* 020 7726 8995 | BARTSSQUARE.COM

*Price correct at time of going to press. Computer generated image of Barts Square.

0661 BartsResi_ad_WH_FP_01June_ART.indd 1

27/05/2015 17:55

38 | WWW.WHATHOUSE.COM SO YOU WANT A HOME...

ssex maybe one of the prettiest Home Counties but it’s also one of the most reasonable to buy a family home. According to haart estate agents, average prices in London are up 16.7% annually to £536,286, driven by 20 prospective buyers chasing each property. No wonder buyers are flocking to Essex! Here’s what on offer if your budget is a cool half-a-million.

1 Grace and favour This turn-of-the-century detached home in the suburbs of Harlow is perfect for family buyers looking for space and charm with its five bedrooms and plethora of original features, including fireplaces, wooden floors and sash windows. Families love space, so the two separate receptions rooms will be well used, as well as an eat-in kitchen with wood-burning stove and butler sink. A utility room leads off with a door to the garden. The first floor has four double bedrooms, one en suite, and a family bathroom. The master bedroom is a loft conversion on the second floor and is a wonderful retreat for parents, with its own dressing room and en suite. Located on the popular Kingsmoor Road, there is a spacious garden to the rear and plenty of off-street parking along with a carport for two cars. Harlow is well connected to the city by train in 30 mins. Guide price £500,000. Selling agent: haart Harlow 01279 443311

2 Designer dream Time is precious, so moving to a highspecification state-of-the-art home means no DIY and more downtime with family and friends. This five-bedroom detached home in a quiet close of executive houses in Great Totham, near Maldon, has been extended and modified to appeal to the families where commuting is on the agenda. Trains take around 45 minutes to London Liverpool Street from nearby Witham. A highly impressive, huge open-plan kitchen/ lounge/dining room with up-to-the-minute, on-trend bi-folding doors has been created opening on to the rear garden with two decked patios. The kitchen offers integral appliances and an island unit with induction

So you want a home...that costs around £500,000 Fiona Brandhorst finds out what’s on the market to make your wish come true

3 ...average prices in London are up 16.7% annually, driven by 20 prospective buyers chasing each property. No wonder buyers are flocking to Essex! hob and inset sink. A separate living room overlooks the front garden. The ground floor features wooden flooring and underfloor heating. Five bedrooms, with an en suite to the master, are to the first floor, as well as a family bathroom with free-standing bath. Good local schools will score highly with families looking to move to the area. Priced at £499,950. Selling agent: Church & Hawes in Maldon 01621 855195

3 Escape to the country Set to appeal to the aspiring country living set, this detached home in Little Clacton has

1 COVER STORY: use this Molly Mutt dog bed duvet to cover an old dog bed or fill it with redundant pillows to make a smart new bed for your pooch, £16.99, www.easyanimal.co.uk

the wow factor in abundance, with plenty of space within and the added bonus of a converted double garage annex space. With lush green grass, blooming foliage and a steaming hot tub, it’s the perfect setting for summer BBQs and lazy weekends. Set in almost one-third of an acre, the free-flowing accommodation oozes charm with its muted colour palette and shabby chic ambience. The double-aspect lounge opens on to the dining room which links through to the kitchen. A study to the front of the property and conservatory to the rear of the property give privacy when it’s needed.

On the first floor there are four spacious bedrooms, with the master enjoying its own full bathroom, and a separate family shower room. The garden is mainly laid to lawn and enclosed with panel fencing. A canopied area houses a Jacuzzi which is to remain for the new owner. With some of the county’s finest beaches (Frinton-on-Sea, Walton-on-the-Naze and Clacton-on-Sea) within in a short drive and Thorpe-Le-Soken’s main line station nearby, this home offers a sought-after lifestyle change. Offers in excess of £500,000. Selling agent: haart Little Clacton 01255 222666

RETIREMENT WWW.WHATHOUSE.COM | 35 39

What kind of properties can buyers expect from Churchill Retirement and who is eligible to buy one? We pride ourselves on building beautiful, quality, purposebuilt one- and two-bedroom retirement apartments in desirable locations across the UK for people aged 60 and over, who are looking for an independent lifestyle.

Home from home

What kind of pr

Retirement and We pride ourselv

built one- and tw

desirable locatio over, who are loo

What's the advantage of a Churchill home over an

What's the adva ordinary new-bu

ordinary new-build? Our developments are specifically designed to meet the

Our developmen

needs of active, independent retired people. Apartments have spacious rooms throughout, with a combination of design

needs of active, i

spacious rooms and functionalit

and functionality. Our fully fitted, stylish kitchens include a built-in fridge and freezer, hob and

a built-in fridge an oven, all loca

an oven, all located at an easy-reach height. All of the properties benefit

height. All of th

from illuminated light switches for

from illuminated

added convenience. Owners also enjoy ultimate peace of mind from a fitted

added convenien

ultimate peace o camera entry sy

camera entry system, offering the highest level of security, and a 24hour emergency call system. We also offer a range of communal

highest level of s hour emergency We also offer a

facilities for owners, such as the owners’ lounge, which hosts regular

facilities for own owners’ lounge,

social events, and a guest suite for when friends and family visit. We also have wellbeing suites on selected developments and new to 2015 are coffee bars and fitness rooms. A huge difference to an ordinary

Whathouse.com speaks exclusively to Greg Hilton, regional social events, an when friends an managing director (Eastern) of Churchill Retirement Living, also have wellbe to talk about the benefits of a brand new home on a purpose-developments an coffee bars and fi built development for older buyers

new-build is that all our retirement developments benefit from a lodge manager, who is there to provide support for

Alternatively, our Home Exchange service provides a simple and effective alternative to selling on the open

owners and run the building on their behalf, acting as a good neighbour.

market. It means homeowners can move into their new property far faster, and takes away the hassle of selling an existing property.

What sort of people do your developments attract? When downsizing into one of our properties, people often want to stay in the area they’ve lived for many years. However, we also see people moving areas, perhaps to be closer to their families or to be near the sea in their retirement years. Location is really crucial in our business to ensure we’re providing customers with everything they need, right on their doorstep. We won’t build developments more than a reasonable level walk from a town centre with a good range of facilities and services. It's often a long process for someone to leave a cherished family home later in life - what do you find are the main concerns of older buyers? Leaving a family home is never an easy decision but for many of our buyers, removing the hassle and stress involved with maintaining a larger, older property is a huge relief. I often hear owners say they wished they’d made the move years ago and how moving to a Churchill development has given them a whole new lease of life. The idea of selling a home and going through the buying process again is the main concern for many older buyers, but we offer a number of packages to help make it a stressfree move and our highly trained consultants are on hand to guide them through every step of the process. Are there ways in which you can help buyers sell an existing home and make the move smoothly? Our ‘Selling Made Easy’ service takes away the stresses and strains associated with selling a property. We deal with estate agents on the purchasers’ behalf to help ensure that the property is being well marketed and viewings are being arranged to secure a sale as quickly as possible, at a good market price. We also offer significant sums toward estate agents’ fees and panel solicitors’ fees. In addition we can help pay for standard home removals, including packing and unwrapping.

What do you think the appeal of Essex is, as a place to live, and particularly the locations you're currently selling in? Essex has always been a popular place to seek that more relaxing way of life. It offers a rich tapestry of everything that makes Britain great – which makes it an excellent place to live. The county has an abundance of picturesque towns and villages such as Saffron Walden and Waltham Abbey, all with their own individual history and character. The coast is terrific, with something for everyone and there are a whole host of places to visit and things to do, from spectacular old houses and gardens such as Audley End, to country parks and nature reserves. The larger towns such as Chelmsford also offer fantastic amenities with great shopping and leisure facilities on your doorstep. Quality of life is especially important later in life - what does a Churchill development offer in this respect? A great deal of thought, research and planning goes into selecting the location of every development. We ensure our retirement properties are built in central locations within easy access of public transport links, shops, local facilities and essential services, all reducing the need to travel by car. Alongside this, other benefits include companionship and a community which reduces isolation, loneliness and depression. Our apartments help to maintain an independent lifestyle and heath and general wellbeing. The safety and security features we have as standard also reduce anxieties and worries experienced by many elderly people. What are your current schemes in Essex and what others are in the pipeline? We currently have three selling developments, King Henry Lodge in Chingford, Saffron Lodge in Saffron Walden and King Harold Lodge in Waltham Abbey. King Henry Lodge in Chingford has just one apartment remaining and Saffron

A huge differe Lodge launched last year and is already over 70% sold,new-build with is tha a wonderful, lively community now well established there. from a lodge ma We’ve just welcomed our first owners at King Haroldowners and run Lodge, which is a new development of 28 apartments ingood the neighbour. lovely market town of Waltham Abbey. Construction work has also just started on a new What sort of peo development of 55 one- and two-bedroom apartments on New downsizin When London Road in Chelmsford. We’re hoping to release the want to stay in t first homes for sale here in April 2016. However, we also We have exciting plans to increase our presence in Essex, be closer to their with contracts recently exchanged on a development site retirement years 200 yards from Hornchurch High Street and further land to ensure we’re p purchases to come on the Essex coast. We have a big growth need, right on th phase planned in the Eastern region, so watch this space as than a reas more Churchill will be increasingly active in the years to come. good range of fa

Churchill in Essex

It's often a long family home lat concerns of olde Leaving a family many of our buy with maintainin I often hear own years ago and h given them a wh The idea of sel process again is but we offer a nu free move and ou Saffron Lodge, Saffron Walden guide them thro Saffron Lodge is a development of 31 one- and two-bedroom apartments situated in the picturesque town of Saffron Are there ways Walden. The development is over 70% sold with one-bedroom apartments available priced from £255,940. (01799 282 635)existing home a King Harold Lodge, Waltham Abbey Our ‘Selling Mad King Harold Lodge is located on Broomstick Hall Road in the and strains asso popular market town of Waltham Abbey. The development estate agents on offers 28 purpose-built apartments with one-bedroom the property is b apartments available from £244,950 and two-bedroom arranged to secu apartments priced from £348,950. (0800 458 1847) For more information on either development, visit the showmarket price. W complexes, which are open daily from 10.00am to 5.00pm, or agents’ fees and find out more at www.churchillretirement.co.uk. pay for standard unwrapping.

before new properties are advertised widely and wait for it “chauffeured viewings” are

down by 36% year-on-year, followed by Romford (-32%), Hornchurch (-22%) and

and in Hornchurch 11 days, so getting to the front of the new instructions queue is

are. In this current market, most vendors are accepting offers from buyers who

among the benefits. According to the agent’s own research,

Upminster (-21%). The agent also says that properties are

the key. Martin Gibbon from Balgores has further advice: “Unless buyers are in a

have already sold their home and who are financially and legally prepared.”

buyers in Chelmsford have seen the largest selling in Romford in just five days, while WWW.WHATHOUSE.COM MORTGAGES

Are fixedewdeals the cheapest research from a building in the market this summer, society has found that demand for high loan-to-value mortgages or variable? asks remains strong with the average Nick Parkhouse homebuyer in the last year having a

good position to purchase a property, they

Revealed: the cheapest type of mortgage deal

deposit of 29%. The survey from the

“A variable-rate tracker mortgage can

demonstrating their commitment for a

their mortgage, a figure that drops to 40%

no longer be considered the best way

deposit as highlighted by the average 29% they are able to put down.

of those aged 35 to 44, 28% who are 45 to 54 and 33% aged 55 to 64. Gibbons adds: “There is undoubted

to ensure lower monthly repayments,” says Charlotte Nelson, finance expert at

growing use of brokers. Seeking an independent view on the best deal available to a customer is a very sensible

the research. In addition, with the Bank of England suggesting that an interest rate

“Many will be using the equity they

have built up in their home but it is also clear that people saving for deposits

Nottingham Building Society has revealed f you’re thinking of taking that almost half of people wholow bought a advantage of record interest

are succeeding in the market as well

property rates in theyou lastgenerally 12 months or plan have the to do so soon had a deposit of less than choice of two types of deal: a20%.

20% or less. Securing a deposit is of course only the first step as buyers then

Researchfixed fromrate the or Nottingham a variable has rate.found Over recent months the costs

need mortgages and prices can vary

with nearly half of those putting down

approach.”

Almost half of homebuyers have less than 20% deposit of both types of product have

Moneyfacts, the analysts who carried out

rise is on the way the gap between the cost of the deals could increase. “Borrowers on a variable rate will certainly notice a difference in their monthly repayments when the inevitable happens and base rate rises,” she adds. Calculations from the financial analyst

fallen sharply - but what deals

show that the average borrower chose the

currently represent the best value?

lowest 60% variable-rate product today it would cost £442 a year more than the lowest

Six months ago, if you had

In fact,wanted more than a quarter actually bought with a down to choose the very cheapest mortgage the chances payment ofrate under 10%,arediscovers Nick Parkhouse

two-year fixed rate if the base rate goes up by just 0.5%. As well as offering low repayments,

that you would have picked a variablethousands of homebuyers stillwere need a ratethat deal. At that time, variable deals

considerably depending on the LTV

high loan-to-value mortgage when it comes 0.28% cheaper than fixed rates with the to buying a property. The average lowest 60% loan-to-value variable rate deposit being

which is why searching the market is so important.”

last compared year was 29% although 48% had a 1.09%, to the best fixed-rate deal deposit of less than 20% and just over a at 1.37%.

The study also found that cash buyers are still a force in the market – around one in

to pay a premium for that security but now you can benefit from not only peace of mind

quarter (27%) of buyers completing had Now, while the cost of both types of deal deposit aofrecord less than their house hasareached low,10% the of difference price.between the two types of deal has in price Demand low-deposit mortgages shrunk and for variable deals may not now

eight people (12%) who have bought in the

but also a better deal.

years say they do not need to borrow. The research from the Nottingham also

considering taking out a new mortgage deal should move fast. She says: “These

therefore remains and the choice offer the lowest rates. strong, In many cases, a fixed of and 95% loan-to-value mortgage deals rate90% product is now cheaper than a variable

found that, of the borrowers who have taken out a mortgage in the last three

highly competitive fixed-rate mortgages will only be on the market for so long and

has increased fromyou 325will in November alternative, meaning not only 11 to around benefit from605 thenow. security of a fixed-rate deal

years, mortgage brokers were the most

once they’re gone, they’re gone. Mortgage

popular way of securing a home loan.

holders therefore need to act fast to secure

Nottingham Mortgage but Ian alsoGibbons, lower repayments. Services senior mortgage broking manager, says: “Homebuyers are

Over the past year more customers are turning to intermediaries, with half of 25- to 34-year-olds using brokers to source

the best deals while they have the chance.”

past year or plan to buy in the next two

fixed rates also give you the security that you know exactly what your mortgage payments will be for a set period of time. In previous years you have generally had

Ms Nelson advises that anyone

Found a house you love?

We’ll find you the perfect We’ll find you the perfect mortgage to match. mortgage to match. We specialise in all types of

We specialise in all types of mortgages including: mortgages including: • • • •

• New Home purchases

New purchases • FirstHome time buyers First time buyers • Remortgaging Remortgaging • House Moves House Moves

• Self employed

••Self employed Landlords ••Landlords Buy to Let ••Buy to Let bespoke options Specialised • Specialised bespoke options

whathouse.com/mortgages whathouse.com/mortgages Prolific Mortgage Finance Ltd is a registered company in England & Wales under company number 06334944. Prolific Mortgage Finance Ltd is an Appointed Representative of Home Counties Mortgage Protection and Finance Ltd who is

Prolific Mortgage Finance Ltd is a registered company in England & Wales under company number 06334944. Prolific Mortgage Finance Ltd is an Appointed Representative of Home Counties Mortgage Protection and Finance Ltd who is authorised and regulated by the Financial Conduct Authority. There may be occasions where we may charge a fee which will depend on your circumstances. In these situations we will inform you at an early stage, the fee typically being no authorised and regulated by the Financial Conduct Authority. There may be occasions where we may charge a fee which will depend on your circumstances. In these situations we will inform you at an early stage, the fee typically being no more total loan amount.YOURHOME HOMEMAY MAYBE BEREPOSSESSED REPOSSESSED IF IF YOU YOU DO DO NOT NOT KEEP KEEP UP SECURED UPON IT. IT. The actual premium for for protection products will depend more thatthat 1%1% of of thethe total loan amount.YOUR UP REPAYMENTS REPAYMENTS ON ONAAMORTGAGE MORTGAGEOR OROTHER OTHERLOAN LOAN SECURED UPON The actual premium protection products will depend upon individual circumstances. Please askususforfora aspecific specificcustomer customerillustration illustrationbe be contacting contacting us us by by completing *The above mentioned products areare notnot regulated by the FCAFCA andand accordingly upon individual circumstances. Please ask completing our our enquiry enquiryform formor ortelephone telephonethe theoffice officedirectly. directly. *The above mentioned products regulated by the accordingly the protection normally afforded does not apply. the protection normally afforded does not apply.

Unlock your holiday home’s potential Take the first step today and find out how we can make your property a success.

 01237 426 712

Bideford - North Devon

£735,000

• Stunning elevated position • Long private gated drive • 5 Bedrooms / 3 en-suite

• 2.6 Acres

• 3 Reception rooms

• Detached one bed. annexe

• Breathtaking river views

• EPC E

For full details, or to view more of our portfolio, visit our website

morrisandbott.co.uk 01237 459 998 | Grenville Wharf, 6a The Quay, Bideford EX39 2HW

Morris and Bott - HC - What House.indd 1

29/04/2015 15:08

We’re open for business, whatever the climate.

For the last 40 years, through all market conditions, we’ve consistently lent to residential property developers. So if you’re looking for funds, you won’t find a more experienced, flexible and reliable business partner. To find out how we can help your development, please call Close Brothers Property Finance on 020 7655 3655 or visit closepropertyfinance.com

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