Maine Educator September 2020 by Maineea

MAINE

Educator

We've GOT

September 2020

YOUR

BACK!

www.maineea.org @maineea

MEA MEMBERSHIP GUIDE PAGE 16

MEA is your support system during difficult times

How to Help Children and Teens Manage Stress Page 8

The Front Lines in our Schools Page 26

YOU DESERVE MORE Like a future worth celebrating

SCAN & GO

You deserve to thrive throughout your retirement, not just make do. NEA Member Benefits provides resources and planning tools that educators like you can use to start choreographing your days ahead â&#x20AC;&#x201D; as early as right now.

The first steps start at neamb.com/retirement

ď&#x20AC;¨ 800-637-4636

RETIREMENT PLANNING CO220920

SEPTEMBER

CONTENTS

Opening Bell

The latest information from around the state to inform and support

Editor's Note

President's Letter

Perspective from Maine Educator editor, Giovanna Bechard highlighting key articles in the current issue

VOLUME 81, NUMBER 1

FEATURES How To Help Children and Teens Manage Stress - Pg. 8 Stress in young people doesn’t always look like stress in adults. But like adults, children and teens can find healthy ways to cope.

A message from your MEA President, Grace Leavitt

Five Things Educators Can Do To Address Bias In Their Schools - Pg. 12

Six Things You Need to Know This Month

How To Help Children and Teens Manage Stress

Career Earnings Data

Five Things Educators Can Do To Address Bias In Their Schools

Fast Facts

Interesting facts and quotes about Association membership and public education in Maine and beyond.

MEA Membership Guide - Pg. 16

Student Engagement and Effective Instruction During Remote Learning

MEA Membership Guide

Should I Refinance My Student Loan?

The Front Lines In Our Schools

Tech Talk

2020 NEA Representative Assembly

MEA Pre-Retirement Seminars

Ideas and tools you can use to help support your digital teaching and learning

Every day, educators, administrators and students carry with them attitudes and beliefs that may affect their understanding of a situation, their interactions with others, and their decision-making.

The Front Lines In Our Schools- Pg. 26 School support staff truly defined the word “support” and showcased their work ethic and dedication to students when they worked tirelessly to feed Maine students in the spring and summer.

September 2020 • www.maineea.org

Opening

BELL

MEA-Retired earns national recognition

Maine Education Association Retired was granted three prestigious awards by the National Education Association Retired at its recent virtual 37th annual meeting assembly.

MEA-Retired Communications Committee Chairperson Jane Conroy of Dover-Foxcroft congratulates Web Administrator Pam Partridge of North Anson for her work on the MEA-Retired website.

The late Tom Curran of Raymond was recognized with distinction as being the recipient of the coveted annual “Distinguished Service” award. During his retirement, Tom served on the Executive Council of the NEA-Retired for eight years, three years as its vice president, and six years as its president. The MEA-Retired website earned “First Place” recognition among all states. The NEA-Retired award was given to Web Administrator Pam Partridge of North Anson. The MEA-Retired bimonthly newsletter, The Clarion, was also awarded “First Place” recognition by NEA-Retired. The newsletter is edited by Kay Grindall of Oakland and delivered into the homes of nearly 5,500 retired educators around the state.

MEA ESP Wins Spot on NEA Board of Directors Congratulations to RSU 71 EA member Gerry French who won a national office within the National Education Association! French will now serve as an AT Large ESP NEA Director. French is a bus driver in RSU 71 and as an ESP NEA Director he will serve as a liaison for other support staff employees around the country to ensure their views and issues are represented at the national level with the NEA.

Maine Educator • September 2020

Social Justice Resources Through the NEA, MEA members have access to comprehensive lesson plans around social justice issues. Lesson plans are available for all grade levels. The purpose of the NEA Social Justice Lesson Plans is to share the stories of the NEA Human and Civil Rights Awards Recipients. Through the sharing of their stories, educators can help students identify traits of these exemplary social justice leaders. Bigger questions in social justice education can be examined and reflected upon. (e.g., What does a person who stands for social justice and human and civil rights do? What actions do they take? What are their contributions to society? How can I become a social justice and human and civil rights advocate? Why is it important and what does it mean to exhibit leadership for social justice?) Four anchor standards related to Social Justice Education identified by Teaching Tolerance, a project of The Southern Poverty Law Center (TOLERANCE.ORG), will also be addressed throughout the lessons plans. To access the lesson plans, visit the Maine Educator Online.

Big Win in Wiscasset The Wiscasset Education Association (WEA) achieved a major victory when their 2019 arbitration award was upheld by the Maine Supreme Court. The arbitration centered around the issue of the district unilaterally adding four workshop days to the teachers’ work year. The WEA Collective Bargaining agreement has a provision for teachers to attend 6 workshop days, in addition to the statutorily required 175 student days to constitute a work year for teachers. When the district sought a waiver of 3 student days from the Maine Department of Education, during the 2018 school year, the district claimed this waiver did not apply to staff, even though the Maine DOE advised the district the waiver applied to both students and staff of the SAU. The district instead moved forward with converting the student days to workshop days for teachers, despite MDOE guidance. The WEA advised the School Board Chair and the Superintendent that their plan for additional workshop days violated the contract and asked the district to not require teachers’ attendance at the workshop days. The School District denied the Association’s request and maintained it was their prerogative to change those student days to workshop days without negotiation. The Association filed a grievance asking for four days pay for the additional four workshop days teachers were now required to attend. The grievance and arbitration were handled by local association leaders Susan Townsend and Brion Controvillas, with help from UniServ Director Rose Mahoney and MEA Director of Collective Bargaining and Research, CJ Betit. The grievance filed and subsequent arbitration resulted in an award for the teachers in Wiscasset, requiring the district to pay each for the additional four workshop days worked. The Wiscasset School Department lawyers appealed this decision first to the Lincoln County Superior Court, and later to the Maine Supreme Court. The Arbitration award was sustained at both levels, and the Arbitration award and remedy for payment for four additional days of work has now been satisfied. Congratulations to the members of the Wiscasset Education Association.

Editorial Staff Managing Editor Rob Walker Editor Giovanna Bechard Layout Design Shawn Berry Leadership President Grace Leavitt Vice President Jesse Hargrove Treasurer Beth French NEA Director Rebecca Cole Board of Directors District A Robert "Bo" Zabierek District B Suzen Polk-Hoffses District C N/A District D Cedena McAvoy District E Ken Williams District F Janice Murphy District G Nancy Mitchell District H Dennis Boyd District I N/A District J Amy O'Brien-Brown District K Tom Walsh District L Rebecca Manchester District M Donna Longley District O Lisa Leduc District P Dina Goodwin Disrtict R Gary McGrane District ESP Gerry French Student MEA N/A Maine Educator (ISSN #1069-1235) is published by: Maine Education Association 35 Community Drive, Augusta, ME 04330-8005 207-622-4418; fax 207-623-2129 POSTMASTER: send address changes to: Maine Educator 35 Community Drive, Augusta, Maine 04330-8005 Non-Profit US Postage paid at Augusta, Maine and additional mailing offices. For advertising rates and information please contact: Shawn Berry 35 Community Dr., Augusta, ME 04330 207-622-4418 ext. 2206

E D I TO R ' S N OT E - S E P T E M B E R 2020

The "Right" Choice

t this point, when I sit down to write these pieces I typically have so many wonderful things to say. So much excitement coming off a great summer. So much wonder and hope for a new school year for my kids. So much positivity. This time, I have a whole lot of anxiety. There are far too many questions with no answers. There’s too much at stake. We’ve had countless conversations in our home, as you all have, about school, work, masks, safety, life, death and risk, what’s safe, what’s not.... the list could go on and on. Never did I think, as a parent, I'd be in a position to consider the question: “If I send my kids to school, could they get sick, die or make us sick or kill us?” That sinking in is horrifying. It’s a reality though that keeps me up at night. What’s the “right” choice here. I’ve come to determine the only right choice is the choice we will make. Whatever we choose to do in terms of school is what we believe is right for us and our children. This isn’t the time to judge what is right or wrong because only you can know what’s right for you. Only you know what your personal situation is and how to navigate your life in the middle of a pandemic.

the benefits of membership-you can find that guide starting on page 16. Additionally, this back to school issue contains information to best support students experiencing stress (pg. 8), cumulative salary information for each district (pg. 10), how to address bias in your schools (pg. 12) and more. Over the course of the end of the strangest school year and over the summer MEA worked to provide the most up-to-date information through regular communications, webinars, virtual meetings and more. The same will be true for whatever comes next. The MEA will always have your back, that’s the benefit of membership-and remember if you need anything contact us, that’s why we’re here.

There are a few things I do know. I've never been prouder to work at the Maine Education Association as I have been in the last few months. The value of membership has never been more apparent than now as everyone at MEA has worked hard to ensure our members are protected, safe and supported. There are no easy decisions in all of this, only more hard work to do the best we can with what we’ve got. It's the making lemonade out of lemons approach I took to summer. Normally, I take the #bestsummerever approach, excited about all the anticipated fun. Instead, like everyone else, plans were cancelled, and milestones celebrated in the best way possible. Still, I find myself feeling fortunate every single day, despite the anxiety. I have a job. We are healthy. Kids are resilient. We will bounce back. As you navigate whatever lies ahead for you, as always, I encourage you to use this magazine as a resource to help you with your work. Enclosed is a new member guide to help you better understand all

Thankful for a kid who always makes lemonade out of lemons, choosing to dress up and smile when he has no camp, nothing to do and it's 95 degrees out....

Giovanna Bechard Editor editor@maineea.org

September 2020 • www.maineea.org

A LET TER FROM THE PRESIDENT MANTR AS This surely is the toughest President’s letter to write that I have been faced with, maybe even the toughest one facing anyone preceding me as well. Likely that is why I am writing it, quite literally, the night before I must submit it, hoping for some inspiration Grace Leavitt, so that I could have some inspiring President words to share with members— educators who have all been dealing with the most daunting tasks, the most difficult months of their careers, all while knowing this disaster that has befallen us is not yet over, will get worse, recovery will take a long time, and even then, things won’t be as they were. Not exactly uplifting so far, is it? Last December, I received a gift--a ‘mantra bracelet’ that said “Nevertheless, she persisted.” I wore it when presenting testimony at legislative hearings, during interviews with reporters, and at meetings I knew would be challenging—like the many meetings when we worked with others and succeeded in reaching agreement on LD 1879, the “ed policy” bill (which MEA will continue to work to get passed, despite the disruption caused by the pandemic! We will persist!). Recently, I was wearing the bracelet and stopped for take-out. Before getting out of the car, I put on my mask and took out my credit card so I would be in the store the shortest time possible, then dropped the card, and in searching for it, lost my bracelet. I didn’t notice until I got home, but when I did, I knew I had to replace it. So online I went. Reading through at least twenty other mantra bracelets on the website, I knew I had to have two more besides the one I was replacing. “Be stronger than the storm” and “Tough times don’t last; tough people do” now accompany “Nevertheless, she persisted”. In solidarity,

Grace Leavitt, President Maine Education Association 888-622-4418 x 2200 6

Maine Educator • September 2020

I suppose it would be prudent to get tattoos with these sayings and not risk losing more bracelets (also running the risk of ‘replacing’ them with even more!), but I’m not one for tattoos (nothing against them or people who have them, mind you!). So as we proceed through what lies ahead, I’ll just keep my bracelets near. We all need to be stronger than the “storm” that continues to swirl around us, our state, our nation, the world. We all need to be tough—while also being kind and compassionate. We will get through this. But we must be strong enough to speak up to be sure the people making decisions that affect us, our students, and our communities are making safety the top priority. We have to be tough enough to be ready to face the challenges ahead—to be sure we not only continue to have a great public education system, but that it is even better, more equitable, more just, more welcoming and inclusive and supportive of all. We have all been working harder than ever before, and we will have to keep doing so—not just to be sure we keep everyone safe, and that our students keep learning, but also to see better times ahead. This November could mean the opportunity for positive changes if we all do what it takes to elect friends of public education. As I looked at my new mantra bracelets, I remembered something my mother so frequently said—what in essence was her mantra throughout her life, a life that had more than its share of tough times. When one of my sisters or I were troubled by something that had happened to us, Mom would say, “This too shall pass”. This tough time we are in, it too shall pass. It is not forever! We will get through this. MEA is strong. Our members are strong. And together we are even stronger, stronger than any storm, even this pandemic. Stay well, stay safe, and stay strong.

Things You Need To Know This Month New Wellness Plan

MEABT has a new wellness plan for members! This plan, called Virgin Pulse, gives you the opportunity to earn up to $250 in incentives just for participating. From physical health and activity, to mental wellness and stress reduction, Virgin Pulse will be your partner as you define your unique journey toward health and overall wellbeing. With over a hundred different points-earning activities you can define what wellness means to you and earn your incentive with your choice of healthy behaviors!

Partnership for Caring

The MEA offers financial support to members who experience an expense connected to a hardship. MEA’s Partnership for Caring has helped members with a wide variety of issues, including house fires and sudden medical issues. Under the Partnership for Caring, the MEA will assist local affiliates to meet exigent expenses of an unpredictable nature incurred by members or their immediate families. Specifically, the MEA can match, dollar-for-dollar, up to $1,500 in contributions raised by a local affiliate or combination of affiliates to meet such expenses. Please email Terry Gordon, (tgordon@maineea.org), to apply for the MEA Partnership for Caring.

Equity Roundtables

To continually support members, MEA is hosting roundtable Zoom discussions on key topics. These discussions will be held through September with topics ranging from implicit bias to combating the digital divide. The discussions will be available to all members and non-members, as the MEA continues to work to reach those who do not yet belong and share the value of membership. Keep an eye on your email to learn more about availability of these programs and be sure to register! You can also contact MEA Professional Development Director Dan Allen (dallen@maineea.org) if you’re interested in participating or facilitating one of these discussions.

MEA Learning & Leading Webinar Series and Virtual Conference

The MEA Learning & Leading Conference is going totally digital this year. While we want you to be safe from COVID-19, we don't want you to miss out on the fantastic content your fellow educators provide. MEA will host a series of webinars between August and October on topics our members need to effectively teach and support students during the pandemic. You'll hear from experts on distance learning tools, social and emotional learning, and creating classroom community during remote learning. The series will culminate on Oct. 24th with a one-day virtual conference where you'll hear from Teacher of the Year, Heather Whitaker. MEA will offer several tracks during the one-day event including: trauma-informed teaching, implementing restorative practices, and equity. Watch your email for more information. If you’d like to present or have a topic to suggest, contact MEA Professional Development Director, Dan Allen (dallen@maineea.org).

FREE Student Loan Forgiveness Support

NEA Member Benefits has partnered with Savi to provide MEA/NEA members a free online student loan evaluation tool to determine their eligibility for federal repayment and forgiveness programs. Just answer a few questions on our secure website, and the Loan Forgiveness Navigator will do the rest. The Loan Forgiveness Navigator checks your loans against free federal repayment and forgiveness programs. The average user finds over $1,500/year in new savings! As an educator, you may also be eligible for special teacher forgiveness programs. The program provides real savings, just ask Sara who said: “I’m an Ed Tech...in the past, I've qualified for paying $0 a month. Using Savi was definitely worth it- having someone who knew what they were doing handle the paperwork helped! Thank you so much.”

Ask a Member to Join

Membership is a year-round effort, but most people join in the beginning of the school year. Our strength as a union is in the power of our collective voice. We saw the power of that collective action when our schools closed and members needed support, including guaranteed pay regardless of hours worked-that’s the power of the MEA. The more members, the greater ability to collectively create teaching and learning conditions that are in the best interest of our educators and our students. Together, we are stronger, and we need members to keep the MEA train on track. So, ask someone who isn’t a member to join. Share with a non-member the work of MEA and ask them to belong. Many non-members say they haven’t joined simply because no one asked—so why not ask? It will make us a better, stronger union if you do! September 2020 • www.maineea.org

How to Help Children and Teens Manage Stress Stress in young people doesnâ&#x20AC;&#x2122;t always look like stress in adults. But like adults, children and teens can find healthy ways to cope. Together, young people and their caregivers can learn to spot the signs of excess stress and, with the right tools, manage it. 8

Maine Educator â&#x20AC;˘ September 2020

Recognize the Signs of Stress Signs of stress in youth can show up in a number of ways:

to play with building bricks or uninterrupted hours to practice music or art. Also, while some children thrive bouncing from one activity to the next, others need more down time. Find a healthy balance between favorite activities and free time.

• Get outside. Spending time in nature is an effective way to relieve stress and improve overall well-being.

• Irritability and anger: Children don’t always have the words to

describe how they are feeling and sometimes tension bubbles over into a bad mood. Stressed-out kids and teens might be more shorttempered or argumentative than normal.

• Changes in behavior: A young child who used to be a great listener is suddenly acting out. A once-active teen now doesn’t want to leave the house. Sudden changes can be a sign that stress levels are high.

• Write about it. Research has found that expressing oneself in

writing can help reduce mental distress and improve well-being. Some research has found, for example, that writing about positive feelings – such as the things you’re grateful for or proud of – can ease symptoms of anxiety and depression.

• Learn mindfulness. In a study of a five-week mindfulness training

program for 13- to 18-year-olds, researchers found that teens who learned mindfulness experienced significantly less mental distress than teens who did not.

• Trouble sleeping: A child or teen might complain of feeling tired

all the time, sleep more than usual or have trouble falling asleep at night.

• Neglecting responsibilities: If an adolescent suddenly drops the ball on homework, forgets obligations or starts procrastinating more than usual, stress might be a factor.

• Eating changes: Eating too much or too little can both be reactions to stress.

• Getting sick more often: Stress often shows up as physical

symptoms. Children who feel stress often report headaches or stomachaches.

Stress Management for Kids and Teens Facing stressors is a fact of life, for children and adults. These strategies can help keep stress in check: • Sleep well. Sleep is essential for physical and emotional well-being. Experts recommend nine to 12 hours of sleep a night for 6- to 12year olds. Teens need eight to 10 hours a night. Sleep needs to be a priority to keep stress in check. To protect shut-eye, limit screen use at night and avoid keeping digital devices in the bedroom.

• Exercise. Physical activity is an essential stress reliever for people

of all ages. The U.S. Department of Health and Human Services recommends at least 60 minutes a day of activity for children ages 6 to 17.

• Talk it out. Talking about stressful situations with a trusted

adult can help kids and teens put things in perspective and find solutions.

How Caregivers Can Help Caregivers have an important part to play, by adopting their own healthy habits and helping children and teens find stressmanaging strategies. Some ways caregivers can take action: • Let kids be problem-solvers. It’s natural to want to fix your child’s

problems. But when caregivers swoop in to solve every little glitch, their children don’t have a chance to learn healthy coping skills. Let your children try to solve their low-stakes problems on their own, and they’ll gain confidence that they can deal with stressors and setbacks.

• Promote media literacy. Today’s kids spend a lot of time online.

Caregivers can help by teaching their children to be savvy digital consumers, and by limiting screen time.

• Combat negative thinking. Children and teens can easily fall into

the trap of negative thinking. When children use negative self-talk, though, don’t just disagree. Ask them to really think about whether what they say is true, or remind them of times they worked hard and improved. Learning to frame things positively will help them develop resilience to stress.

Adapted from the American Psychological Association.

Looking for more resources? Maineea.org

• Make time for fun—and quiet. Just like adults, kids and teens need time to do what brings them joy, whether that’s unstructured time

September 2020 • www.maineea.org

Career Earnings Data

The career earnings measure takes into account the beginning salary, the top salary, how long it takes to get from the beginning to the end, and what the step increments and lane increments are between the beginning and end of the scale. Career Earnings Summary Straight BA 2019-20 #

School District

BA MAX

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26

York Wells-Ogunquit CSD Yarmouth Falmouth Cape Elizabeth Five Town CSD RSU 28, Camden AOS 98 - Edgecomb West Bath South Portland RSU 21, Kennebunk RSU 75, Topsham Bangor Portland RSU 01, Bath AOS 98 - Georgetown Gorham RSU 88, Van Buren Westbrook AOS 93 - Bristol RSU 51, Cumberland Brunswick RSU 07, North Haven AOS 98 - Southport Veazie RSU 35, Eliot AOS 98 - BoothbayBoothbay Harbor CSD RSU 56 - Dixfield RSU 10, Rumford Limestone Community School RSU 39, Caribou AOS 93 - Great Salt Bay CSD RSU 05, Freeport Saco Kittery Brewer St. George AOS 93 - South Bristol RSU 13 Biddeford Islesboro Greenville RSU 14, Windham RSU 26 - Orono RSU 15, Gray RSU 32, Ashland Easton Sanford RSU 08, Vinalhaven RSU 71, Belfast

$73,222 $77,047 $73,896 $76,569 $74,053 $73,837 $73,837 $69,703 $74,455 $66,291 $71,622 $68,800 $70,997 $66,175 $74,674 $71,241 $67,819 $67,430 $69,745 $65,752 $66,559 $73,183 $66,123 $67,546 $71,075 $59,576

27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 10

Cumulative Salary for 30 Yrs $1,987,518 $1,978,799 $1,934,228 $1,930,787 $1,906,704 $1,852,922 $1,852,922 $1,842,600 $1,799,130 $1,794,595 $1,792,796 $1,788,400 $1,780,269 $1,777,858 $1,770,774 $1,762,124 $1,758,591 $1,749,030 $1,747,471 $1,743,965 $1,742,619 $1,732,883 $1,726,433 $1,722,964 $1,715,550 $1,713,280

51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84

85 86 87 88 89 $72,206 $1,712,427 90 $68,331 $1,712,172 91 $68,331 $1,712,169 92 $68,331 $1,710,971 93 $68,331 $1,710,971 94 95 $66,500 $1,706,512 96 $65,091 $1,704,888 97 $66,596 $1,700,360 98 $63,134 $1,700,142 99 $66,682 $1,699,336 100 $66,709 $1,698,741 101 $65,799 $1,691,142 102 $66,425 $1,685,450 103 $63,427 $1,685,346 104 $64,255 $1,681,037 105 $65,346 $1,674,268 106 $68,523 $1,666,760 107 $73,150 $1,660,300 108 $67,450 $1,659,750 109 $61,346 $1,657,785 110 $62,319 $1,656,140 111 $65,421 $1,653,693 112 $68,000 $1,651,003 113 $63,662 $1,650,970 114

Maine Educator â&#x20AC;¢ September 2020

Vassalboro Northport Lewiston Thornton Academy RSU 42, Mars Hill Acton RSU 60, Berwick Glenburn RSU 57, Alfred Lincolnville Dayton Knox Region 8 AOS 91 - Bar Harbor AOS 91 - Mt Desert CSD AOS 91 - Mt Desert Elem AOS 91 - Southwest Harbor AOS 91 - Tremont AOS 91 - Trenton RSU 23, Old Orchard Beach Auburn RSU 29, Houlton RSU 20, Searsport RSU 40, Waldoboro RSU 73, Jay-Livermore RSU 06, Buxton AOS 77 - Perry Madawaska RSU 11, Gardiner AOS 93 - Nobleboro RSU 19, Newport Foxcroft Academy AOS 90 - Baileyville RSU 86, Fort Fairfield AOS 94 - SAD 46, Dexter RSU 54, Skowhegan RSU 49, Fairfield RSU 22, Hampden Fryeburg Academy RSU 33, St. Agatha RSU 82, Jackman RSU 18, Oakland Hermon AOS 95 - SAD 27, Fort Kent Winslow Greenbush Wiscasset AOS 93 - Jefferson Athens Milford Augusta RSU 59, Madison RSU 12, Windsor Lisbon Hope RSU 53, Pittsfield RSU 52, Turner RSU 38, Maranacook RSU 83, Bingham Appleton RSU 72, Fryeburg East Range CSD RSU 24, Sullivan Woodland RSU 02, Hallowell

$67,143 $62,388 $63,888 $59,526 $62,160 $63,601 $63,914 $67,025 $64,400 $65,490 $62,323 $64,255 $64,200

$1,649,705 $1,642,342 $1,640,760 $1,640,687 $1,638,360 $1,635,030 $1,632,626 $1,629,730 $1,624,000 $1,621,532 $1,615,848 $1,612,791 $1,604,600

$64,200 $1,604,600 $64,200 $1,604,600 $64,200 $1,604,600 $64,200 $1,604,600 $64,200 $1,604,600 $60,577 $1,604,580 $59,744 $64,750 $60,607 $64,666 $62,414 $60,850 $59,600 $57,988 $62,061 $57,464 $63,856 $61,706 $62,055 $62,365

$1,604,485 $1,601,250 $1,594,566 $1,585,129 $1,582,919 $1,580,250 $1,567,200 $1,562,394 $1,554,393 $1,546,951 $1,545,602 $1,544,088 $1,538,345 $1,537,047

$65,171 $1,536,527 $64,880 $65,000 $65,121 $59,500 $60,214 $59,806 $67,112 $61,852

$1,535,660 $1,532,500 $1,532,388 $1,532,000 $1,531,530 $1,531,086 $1,527,526 $1,522,016

$58,759 $1,516,251 $70,667 $57,655 $68,870 $60,716 $55,793 $63,250 $66,427 $58,400 $65,873 $59,500 $59,150 $59,969 $59,453 $62,884 $56,518 $59,036 $58,462 $56,000 $57,153 $52,753 $60,757

$1,505,016 $1,504,457 $1,503,685 $1,503,338 $1,502,150 $1,501,450 $1,498,440 $1,497,960 $1,496,057 $1,494,978 $1,494,749 $1,489,895 $1,487,910 $1,486,010 $1,483,858 $1,483,160 $1,481,476 $1,476,000 $1,475,933 $1,474,659 $1,473,168

115 116 117 118 119 120 121 122 123 124 125 126 127 128 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180

RSU 78, Rangeley RSU 58, Phillips RSU 64, Corinth Otis RSU 74, Anson Surry RSU 16, Poland Calais Waldo Region 7 Southern Penobscot Region 4 RSU 61, Bridgton Fayette RSU 55, Porter Waterville RSU 03, Unity RSU 89, Patten AOS 77 - Alexander Winthrop RSU 04, Sabattus Orrington RSU 68, Dover-Foxcroft Washington Academy RSU 50, Island Falls RSU 80, Guilford RSU 25, Bucksport RSU 41, Milo Flagstaff RSU, Eustis Deer Isle-Stonington CSD East Millinocket AOS 90 - Princeton RSU 70, Hodgdon RSU 45, Washburn RSU 09, Farmington RSU 63, Holden Ellsworth Lamoine RSU 79, Presque Isle RSU 31, Howland Cherryfield Medway Moosabec CSD AOS 90 - SAD 30, Lee RSU 87, Carmel RSU 37, Harrington Brooksville RSU 67, Lincoln AOS 77 - Pembroke AOS 96 - Jonesboro Castine Blue Hill Millinocket Brooklin AOS 96 - Machias Hancock AOS 77 - Eastport Sedgwick Southern Aroostook Region 2 Caswell AOS 96 - East Machias AOS 96 - Whiting Penobscot AOS 77 - RSU 85, Lubec AOS 96 - Cutler AOS 77 - Charlotte AOS 96 - Machiasport

$59,320 $61,559 $59,670 $55,640 $54,912 $55,506 $58,000 $57,294 $51,817

$1,470,613 $1,469,019 $1,465,842 $1,464,060 $1,458,871 $1,457,083 $1,453,320 $1,446,680 $1,446,306

$57,100 $1,442,800 $50,936 $58,212 $59,000 $63,580 $55,632 $59,200 $59,300 $58,608 $55,980 $52,751 $60,496 $56,660 $57,200 $57,449 $58,273 $54,473 $53,018

$1,434,108 $1,429,292 $1,427,350 $1,426,300 $1,423,710 $1,421,122 $1,419,000 $1,416,501 $1,411,728 $1,411,252 $1,403,930 $1,399,155 $1,389,500 $1,388,980 $1,383,279 $1,381,773 $1,381,118

$52,650 $1,378,763 $57,913 $55,191 $56,675 $51,466 $56,203 $49,750 $54,000 $51,906 $57,029 $56,000 $51,525 $49,124 $50,371 $55,606 $50,242 $50,878 $45,550 $55,000 $50,965 $49,760 $44,874 $43,267 $50,500 $43,868 $49,962 $46,846 $49,553 $45,673

$1,378,635 $1,377,218 $1,375,250 $1,373,805 $1,367,745 $1,360,250 $1,357,995 $1,354,751 $1,351,457 $1,343,500 $1,343,350 $1,335,271 $1,326,530 $1,322,631 $1,319,150 $1,315,074 $1,304,540 $1,302,000 $1,289,700 $1,282,800 $1,280,458 $1,277,619 $1,273,500 $1,261,074 $1,255,110 $1,252,772 $1,239,945 $1,230,787

$50,890 $1,228,218 $43,000 $50,090 $46,200 $41,050 $47,207 $44,024 $41,770 $45,500

$1,223,500 $1,203,475 $1,197,000 $1,188,750 $1,155,168 $1,127,871 $1,110,283 $1,107,550

Career Earnings Summary Straight MA 2019-20 #

School District

MA MAX

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

York Wells-Ogunquit CSD Falmouth Yarmouth Cape Elizabeth Portland South Portland RSU 51, Cumberland Five Town CSD RSU 28, Camden AOS 98 - Southport AOS 98 - Edgecomb Bangor RSU 21, Kennebunk RSU 75, Topsham Thornton Academy RSU 05, Freeport RSU 35, Eliot RSU 01, Bath Gorham RSU 88, Van Buren West Bath Westbrook Brewer Brunswick RSU 10, Rumford RSU 56 - Dixfield AOS 93 - Bristol Greenville Kittery AOS 98 Georgetown RSU 07, North Haven Biddeford AOS 93 - South Bristol Limestone Community School RSU 39, Caribou Saco RSU 32, Ashland AOS 98 - BoothbayBoothbay Harbor CSD Veazie RSU 14, Windham RSU 15, Gray Islesboro RSU 42, Mars Hill St. George AOS 93 - Great Salt Bay CSD Auburn RSU 13 Easton Lewiston Sanford Lincolnville RSU 57, Alfred RSU 60, Berwick Northport RSU 26 - Orono RSU 71, Belfast Acton

$80,543 $81,257 $82,778 $80,158 $80,164 $86,583 $74,183 $74,785 $77,233 $77,233 $75,989 $72,875 $76,789 $76,022 $73,300 $74,408 $73,642 $65,534 $78,529 $71,682 $72,150 $73,299 $73,304 $72,684 $77,230 $73,455 $73,455 $69,054 $70,467 $68,544

31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58

59 Cumulative Salary for 30 Yrs $2,186,223 $2,105,108 $2,090,137 $2,087,859 $2,075,764 $1,998,768 $1,971,768 $1,958,185 $1,954,744 $1,954,744 $1,938,330 $1,926,450 $1,925,516 $1,924,801 $1,923,400 $1,914,142 $1,888,061 $1,884,620 $1,878,750 $1,874,468 $1,865,190 $1,860,620 $1,854,261 $1,853,265 $1,852,212 $1,840,936 $1,840,936 $1,831,551 $1,827,869 $1,827,181

60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83

$68,776 $1,806,019

84 85 86 87 88 89 90 91

$67,501 $1,800,822

$70,029 $1,799,862

93 94 95

$73,322 $1,824,581

$71,747 $1,796,813 $71,747 $1,796,813 $69,728 $1,794,316 $66,320 $1,792,280 $75,463 $1,791,915 $73,075 $72,062 $72,000 $67,158 $67,133 $69,016

$1,775,550 $1,772,660 $1,770,475 $1,769,885 $1,769,431 $1,767,049

$68,500 $1,766,512 $65,311 $67,925 $66,058 $67,936 $68,564 $68,990 $67,786 $66,909 $64,988 $75,150 $65,862 $66,310

$1,760,425 $1,759,800 $1,754,655 $1,744,720 $1,743,475 $1,726,538 $1,725,577 $1,722,476 $1,720,402 $1,720,300 $1,716,970 $1,716,300

96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121

Vassalboro RSU 23, Old Orchard Beach RSU 08, Vinalhaven Glenburn RSU 61, Bridgton Dayton Knox Region 8 AOS 91 - Bar Harbor AOS 91 - Mt Desert CSD AOS 91 - Mt Desert Elem AOS 91 - Southwest Harbor AOS 91 - Tremont AOS 91 - Trenton AOS 93 - Jefferson Athens RSU 40, Waldoboro RSU 06, Buxton Lisbon Madawaska RSU 20, Searsport RSU 29, Houlton RSU 73, JayLivermore Foxcroft Academy RSU 33, St. Agatha AOS 94 - SAD 46, Dexter RSU 02, Hallowell RSU 49, Fairfield RSU 11, Gardiner RSU 19, Newport RSU 74, Anson RSU 22, Hampden RSU 83, Bingham AOS 90 - Baileyville AOS 95 - SAD 27, Fort Kent AOS 93 - Nobleboro RSU 54, Skowhegan RSU 53, Pittsfield RSU 86, Fort Fairfield Fryeburg Academy RSU 04, Sabattus AOS 77 - Perry RSU 82, Jackman RSU 58, Phillips East Range CSD Augusta RSU 59, Madison RSU 18, Oakland RSU 12, Windsor RSU 72, Fryeburg Wiscasset Hermon Hope Winslow RSU 78, Rangeley Appleton RSU 52, Turner RSU 24, Sullivan Flagstaff RSU, Eustis Milford RSU 38, Maranacook Greenbush Orrington Calais

$69,143 $1,709,704 $63,706 $1,698,435 $69,500 $69,025 $63,230 $64,743 $66,755 $66,950

$1,695,981 $1,689,730 $1,688,773 $1,688,450 $1,687,791 $1,687,100

$66,950 $1,687,100 $66,950 $1,687,100 $66,950 $1,687,100 $66,950 $66,950 $67,981 $62,489 $68,604 $63,850 $66,640 $61,991 $62,879 $66,750

$1,687,100 $1,687,100 $1,683,224 $1,682,420 $1,681,663 $1,676,250 $1,674,378 $1,665,537 $1,662,727 $1,661,250

$65,450 $1,659,134 $66,178 $1,655,984 $64,214 $1,650,720 $68,921 $1,649,033 $67,102 $69,000 $65,561 $67,006 $66,325 $69,513 $61,847 $65,321

$1,643,267 $1,642,000 $1,640,583 $1,640,102 $1,638,457 $1,637,849 $1,637,309 $1,636,320

$62,759 $1,635,981 $60,701 $1,634,104 $68,080 $1,631,660 $64,584 $1,628,352 $65,892 $1,623,842 $62,500 $64,527 $61,100 $62,502 $67,317 $60,500 $71,067 $61,400 $69,112 $68,923 $62,589 $71,775 $63,993 $62,050 $74,253 $62,820 $62,036 $62,153 $60,350 $59,667 $64,580 $64,884 $58,955 $57,360 $60,310

$1,622,000 $1,613,692 $1,612,200 $1,611,961 $1,611,511 $1,611,000 $1,603,118 $1,588,040 $1,587,526 $1,587,278 $1,586,064 $1,583,746 $1,583,144 $1,581,749 $1,581,400 $1,575,613 $1,573,160 $1,568,060 $1,557,897 $1,553,239 $1,547,290 $1,546,009 $1,543,457 $1,538,695 $1,536,392

122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178

Surry RSU 03, Unity Otis RSU 64, Corinth Southern Penobscot Region 4 RSU 89, Patten Woodland Waterville RSU 16, Poland Waldo Region 7 RSU 68, DoverFoxcroft Winthrop RSU 25, Bucksport RSU 55, Porter RSU 50, Island Falls Lamoine Deer IsleStonington CSD Blue Hill AOS 77 - Alexander Fayette Washington Academy AOS 90 - Princeton RSU 80, Guilford RSU 41, Milo Brooksville Brooklin Castine Ellsworth RSU 09, Farmington East Millinocket RSU 63, Holden RSU 79, Presque Isle RSU 45, Washburn RSU 31, Howland AOS 90 - SAD 30, Lee RSU 37, Harrington Medway Cherryfield RSU 87, Carmel Moosabec CSD AOS 77 - Pembroke Hancock RSU 67, Lincoln Penobscot AOS 96 - Machias Millinocket Caswell AOS 96 - Jonesboro AOS 77 - Eastport AOS 96 - Whiting AOS 96 - East Machias Sedgwick Southern Aroostook Region 2 AOS 77 - RSU 85, Lubec AOS 96 - Cutler AOS 96 Machiasport AOS 77 - Charlotte

$58,503 $59,132 $57,720 $61,670

$1,528,915 $1,528,710 $1,526,460 $1,525,842

$60,600 $1,516,400 $62,200 $53,953 $66,330 $60,000 $53,830

$1,511,122 $1,510,659 $1,508,800 $1,508,752 $1,506,703

$64,878 $1,505,657 $61,408 $62,502 $60,800 $60,200 $57,722

$1,500,501 $1,494,146 $1,481,350 $1,479,500 $1,479,018

$56,346 $1,473,572 $52,258 $1,468,698 $60,800 $1,464,000 $59,242 $1,460,192 $58,600 $1,458,975 $57,869 $59,449 $56,473 $51,358 $54,203 $51,760 $56,500 $58,675 $59,113 $51,250 $58,829 $52,466 $58,000

$1,457,558 $1,448,980 $1,444,773 $1,441,572 $1,441,390 $1,437,402 $1,436,785 $1,431,141 $1,418,135 $1,405,500 $1,405,457 $1,403,805 $1,403,500

$57,606 $1,382,622 $53,977 $50,685 $52,625 $51,942 $51,471 $53,934 $50,076 $58,500 $47,700 $53,462 $52,000 $46,000 $50,260 $51,429 $50,700

$1,382,457 $1,382,103 $1,376,351 $1,370,150 $1,359,030 $1,357,020 $1,349,156 $1,346,000 $1,331,250 $1,320,360 $1,318,500 $1,314,000 $1,297,800 $1,296,225 $1,294,200

$53,090 $1,293,525 $46,673 $1,260,787 $51,577 $1,248,249 $50,849 $1,228,350 $46,532 $1,191,108 $49,930 $1,189,825 $43,680 $1,167,928

For more salary information, access MEA's salary database at maineea.org/mea-salary-guide/ September 2020 â&#x20AC;¢ www.maineea.org

Things Educators Can Do to Address Bias in Their Schools

NEA EdJustice

Every day, educators, administrators and students carry with them attitudes and beliefs that may affect their understanding of a situation, their interactions with others, and their decision-making. If these beliefs are colored by negative stereotypes or biases, they can lead to misunderstandings and an unhealthy school climate, if not outright hostility or conflict. Acknowledging, understanding and addressing our own biases is at the core of the work done by Hilario Benzon, a manager in NEA’s Human and Civil Rights Department. We caught up with Benzon recently to discuss how bias can affect educators and students, and how anti-bias work is critical in our schools and our communities.

“We can spend a lot of time on people trying to defend why they did it or explaining their intent. But if the impact is the same, and it had a negative impact, that impacts how safe or included students feel in our classrooms.” – Hilario Benzon NEA Human and Civil Rights Dept.

NAME IT

Bias can manifest itself in many different ways. When an underlying attitude or belief affects your thinking or actions in a way that you may not be aware of, almost subconsciously, it is known as implicit bias. When it is more conscious, and you are aware that you hold this negative belief, and you act on it, it is known as explicit bias. “A lot of our work on bias talks about unconscious or implicit bias,” says Benzon. “One of our most sought-after trainings is one on implicit bias.” He explained that implicit bias could lead to behavior such as unintentional microaggressions or inflammatory statements, directed toward a certain race, gender, ethnicity or other category. For example, if an Asian American who is a native English speaker is regularly told by white colleagues how good his or her English is, that would reflect implicit bias.

Maine Educator • September 2020

“Oftentimes these microagressions are unintentional,” says Benzon. “In many cases, it isn’t exactly what we want to do, but sometimes the mouth is working faster than the brain.” Explicit bias, on the other hand, would include someone willfully using the N-word or other derogatory terms.

UNDERSTAND HOW BIAS CAN MANIFEST ITSELF IN SCHOOLS AND AFFECT STUDENTS

Benzon says the “Name It. Claim It. Stop It.” anti-bias trainings he helps conduct focus on the effect of what people say or do, rather than over-analyzing why they may have said or done it. “We can spend a lot of time on people trying to defend why they did it or explaining their intent,” says Benzon. “But if the impact is the same, and it had a negative impact, that impacts how safe or included students feel in our classrooms.”

“If a student doesn’t feel accepted or seen or heard in their classroom spaces,” he said, “and at a most basic level feel safe, if that’s not being met, then it’s harder for them to actually be ready and be in a place to learn.”

THINK IN TERMS OF "WINDOWS AND MIRRORS"

When doing anti-bias training, Benzon says it’s useful to think in terms of both “windows and mirrors.” When you look in the mirror, it’s personal and interpersonal — you are examining how your own biases may affect your own thinking and how they could affect others. When you look out the window, on the other hand, that is more about examining structural oppression or racism, including how organizational structures, practices or governing documents may affect implicit or explicit bias. This could include discipline policies, graduation requirements, dress codes, acceptable hairstyles, etc.

GET OVER YOUR OWN FRAGILITY – AND FOCUS ON STUDENTS

No one enjoys admitting being wrong. It can be hard for educators to concede that their bias and resulting actions may have negatively affected students. “But it’s not about blame and shame,” says Benzon. In order to address bias at school and in the classroom, we all need to get past our own egos and fragility and, again, focus on how it affects students. “It’s really all about impact.”

“By identifying and addressing our own biases as educators, we have the ability to directly impact the engagement of our students. When students are engaged, they are better learners.”

“In trainings, we spend a great deal of time talking about institutional and structural racism, including the bias of the media,” says Benzon.

– Hilario Benzon NEA Human and Civil Rights Dept.

He cited examples of news coverage about student athletes charged with crimes. “When it’s white athletes, they often show students in their suit and tie on the news website. When they show black or brown individuals, they show mug shots.”

When we say things like “I didn’t mean to say that” or “That’s not what I meant,” we can get caught up in our own defensiveness, explaining and rationalizing why we said something, rather than focusing on its effect on others. “Whether we meant to say it or do it or not,” says Benzon, “we can agree that these things are impacting other people.”

START WITH YOURSELF. AND SIMPLY BEGIN.

When it comes to addressing bias in schools, Benzon says the most common questions he hears from educators are “So what can be done about it?” and “What can I do?” Going back to the windows and mirrors analogy, he tells them the best place to start is with themselves. Look in that mirror. Start trying to identify and confront your own biases. Google “implicit bias.” Read. Talk with colleagues. Go to a training, if possible. Begin addressing bias in yourself first. First steps will lead to next steps and… “In our trainings,” says Benzon, “we are very upfront that it is not about how to change the behavior of students.” When educators go through anti-bias trainings, he explains, one of the biggest changes they see is their ability to identify some of their own biases for the first time. “It’s hard to change your own behavior when you don’t see it.”

For an online training course on implicit bias, head to the Maine Educator Online. The course offers insights into how our minds operate, the origins of implicit associations, and strategies for uncovering and addressing your own biases.

In the end, says Benzon, addressing bias in yourself or in a school community is something that requires practice. With effort and commitment, people get better at it. However, just like practicing for a sport, practice only goes so far. You can read books, you can watch videos, and you can go to trainings. At a certain point, though, you have to jump in. You need to look at and work on your own behavior, you have to call out bias when you see it, and you need to proactively address bias in your own community. “Having to confront things about ourselves that may be detrimental to students’ well-being,” says Benzon, “is something that’s very hard for some educators to do. Doing so, however, ultimately creates a better learning environment for all. “By identifying and addressing our own biases as educators, we have the ability to directly impact the engagement of our students. When students are engaged, they are better learners.”

September 2020 • www.maineea.org

FAST

FACTS Responding to Prejudice, Bias and Stereotypes

INTERRUPT

Speak up against every biased remark—every time, in the moment without exception. Think about what you’ll say so you’re prepared to act instantly.

TRY SAYING

“I don’t like words like that.” Or “That phrase is hurtful.”

As an educator you likely hear things you wish you hadn't. Whether you're exposed to a joke you don't think is funny, racial bias, or something you personally find hurtful do you know what you would do? What you would say in response? These situations in school can be challenging for an educator to both identify and react. First, it's important to learn how to recognize behavior or language you find offensive by being prepared to speak up, react and figure out how to move forward. The following steps, gathered from a guidebook developed by Teaching Tolerance, are intended to help support you as you learn to respond to prejudice, bias and stereotypes.

QUESTION

Ask a simple question in response to hateful remarks to find out why the speaker made the offensive comment and how you can best address the situation.

TRY SAYING

“Why do you say that?” “What do you mean?” or “Tell me more.”

EDUCATE

Explain why a term or phrase is offensive. Encourage a person to use a different expression. Hate isn’t behind all hateful speech. Sometimes, ignorance is at work or lack of exposure to a diverse population.

TRY SAYING

“Do you know the history of that word?”

ECHO

If someone speaks-up against hate, thank her and reiterate her anti-bias message. One person’s voice is a powerful start. Many voices together create change.

TRY SAYING

“Thanks for speaking up. I agree that word is offensive and shouldn’t be used.”

Maine Educator • September 2020

Student Engagement and Effective Instruction During Remote Learning By: Dan Allen, MEA Director of Training and Professional Development According to an MEA survey, Maine educators experienced widely varying levels of student engagement during the three months they were required to teach remotely in the 2019-20 school year. The variations were directly related to the amount of training teachers received, available parental support, the availability of resources to support remote instruction, and access to and ability to use those resources. Student engagement will continue to be an issue and MEA will continue to offer support to its members to help you navigate this process. The following recommendations, developed by the Illinois State Board of Education, may help teachers facilitate improved student engagement while giving you some reasonable parameters for online contact with students. Things to think about when planning remote learning:

• At-home support for students may not be consistent or in some

cases may be non-existent. Provide instructions that students can understand independently as much as possible. Offer office hours where students can ask you clarifying questions about assigned work. • Use headings, bullet points, appropriate fonts, and other text features to make the work easy to follow. • Ask yourself the following: • How will a student know where to start? • How will a student now what to do next? • How will a student know when the work is complete? • How will you know the student completed the activity or assignment? How much time is too much time online? The chart below offers guidelines, but many Maine educators agree that there are no grade levels at which students should be expected to be engaged in remote learning: for the length of entire normal student day as it is overwhelming for the student and difficult for the instructor to maintain. Grade Min. Minutes Pre-K 20 K 30 1-2 45 3-5 60 6-8 15/Total: 90 9-12 20/Total: 120

Max Minutes Rec. Sustained Attention 60 3-5 min 90 3-5 min 90 5-10 min 120 10-15 min 30/Total:180 1 subject area or class 45/Total: 270 1 subject area or class

Principles of Effective Online Instruction Maine teachers have developed many effective approaches to remote learning during the time schools were closed. Still, MEA believes it would be useful to provide a summary of principles to guide instruction. Staff at Hanover Research published a report that outlines best practice approaches to implementation of online courses. The report offers some principles of effective online instruction. While the document addresses college level work, much of the information is pertinent to all levels of instruction. Below is a summary: Actively engage in online instruction • An instructor’s role as a guide, facilitator, and teacher is arguably more important in an online course due to the lack of any face-toface interactions. • Instructors should pay attention to students’ course program, communicate course expectations, and manage students’ learning experience. Practice proactive course management strategies • The level of course management should be adapted based on the instructor, the size of the class, the students, and the demands of the course. It is often challenging for instructors to find the appropriate level of course management that works within their online classroom and works for their own time management. Establish patterns of course activities • The establishment of patterns and routines during an online course can help instructors and students develop a sense of time management to balance the expectations of the online course with their non-course, life activities. • A pattern of activities and timed expectations may assist students in their ability to keep pace with the class requirements. Prepare for potential course interruptions • Communicate any unexpected changes to students in order to reduce the level of stress and anxiety associated with changes to the pre-established course pattern. Respond to student inquiries in a timely manner • The research related to online student satisfaction levels cite instructor connectedness as the most rewarding or frustrating aspect of an online course experience. It is clear the development of online or remote learning courses is not as simple as transferring your current curriculum to a digital environment and that teaching and learning remotely differ substantially from the inperson experience. Knowing that, teachers should not expect perfection from themselves or their students while engaged in remote learning. MEA will continue to provide support in all areas of your career and any questions you have surrounding your work, health and safety in school and beyond.

September 2020 • www.maineea.org

The MEA Advantage: For Your CAREER. For Your RIGHTS. For PUBLIC EDUCATION. For Your WALLET.

When you’re a member of the Maine Education Association you have benefits that reach all aspects of your career and your life. Use this member service guide to make sure you’re making the most of your membership. And share this with others who aren’t members, so they too can understand why MEMBERSHIP MATTERS!

“The Maine Education Association does a fantastic job giving us a voice. Having other people on your team just makes everyday easier. The MEA is the team.” Alan Yuodsnukis Gardiner TA

Maine Educator • September 2020

FOR YOUR CAREER The Maine Education Association is the largest, oldest, and most powerful education association in the state. As a member, you have the power to protect and strengthen public education and your career. MEA allows you to combine efforts and resources with your colleagues and stand stronger together. We are the only education association dedicated to the idea that great public schools are a basic right for every child and the only education association advocating at the state legislature for all students, your profession and public education. MEA exists to support, protect, and strengthen those who nurture Maine children. Through membership you receive many benefits that support you in your career including:

• • • • • • •

Salary, benefit, and pension protections Multiple benefits found in your collective bargaining agreement Legal representation, at no cost, on matters pertaining to your collective bargaining agreement, certification, licensure and more Collective voice on issues that matter to your career and students Free professional development with MEA and NEA FMI: https://maineea.org/conferences_trainings/ Ability to attend local and regional MEA and NEAsponsored trainings, including training in assistance in obtaining National Board Certification Employment liability insurance for both civil and criminal cases, with $1 million coverage for civil damages Training and consultation regarding ESP, special education, and other issues Advice on employment-related statutory rights Subscriptions to Maine Educator & NEA Today magazines and other e-mail newsletters with key information about your career Voting privileges (contracts, officers, etc.) And more!

“ • • • • •

"The MEA is supportive of me in my job. The Association provides me with professional development, a safety net and a collective voice that’s needed for our public schools.” Mallory Cook Hermon EA September 2020 • www.maineea.org

FOR YOUR RIGHTS

A safeguard from financial ruin

Protecting the rights of school employees is at the core of MEA’s mission. MEA provides members with numerous advantages to protect their rights, including legal services and professional liability insurance.

Legal services protect members MEA has a full-time general counsel on staff and also retains prestigious law firms to help protect members’ legal rights in matters arising out of their education employment. MEA’s legal work helps members and local affiliates in the following areas:

• • • • • • • • • • • • •

Wage and hour laws Unfair labor practices Layoff and recall Retirement Fringe benefits Unemployment compensation Education funding Negotiations Discrimination Health and safety Civil rights Contract enforcement Discrimination

“

Chemistry labs, gymnasiums and other school facilities can be dangerous places, and accidents often result in lawsuits. And yes, there are also some litigious people out there, waiting for the next opportunity to sue someone—even their child’s teacher or bus driver. Much in the same way physicians should have medical malpractice insurance as protection against claims, teachers and education support staff need professional liability insurance to protect them from workplace civil and criminal claims. MEA strongly believes that employers should provide school employees with insurance to protect them from personal financial liability stemming from employment-related lawsuits. However, this is not always the case—that’s why MEA provides all members with $1 million in professional liability insurance as a benefit of membership. The NEA Educators Employment Liability program, administered by MEA, protects members from personal financial liability for most incidents arising out of their educational employment activities or duties. The insurance includes attorney’s fees, so members won’t have to pay a dime out of their own pockets to defend themselves from frivolous civil lawsuits related to their employment.

“The Maine Education Association supports all levels of people involved in education from custodians, food service, teachers-all the way up and down the chain.”

Maine Educator • September 2020

Nancy McAdam, Benefit Association of School Employees

It could happen to anyone... The following are true stories of school employees who have benefitted from the high-caliber legal protection offered only to MEA members:

1. A teacher was falsely accused of being heavy-handed with a

student. Other students provided false statements supporting the allegation. The teacher was placed on leave by the School and under investigation by DHHS. Based on little and inconsistent evidence, DHHS found the allegations to be true and began proceedings that would have resulted in revocation of the teacher’s certification. MEA hired an attorney who represented the member in a hearing to challenge the findings. The attorney presented evidence, including the testimony of adult witnesses, established the falsity of the allegations, and the case against the teacher was dismissed.

2. During a relatively short period of time, DOE threatened

multiple members with non-renewal of their certifications due to inadvertent and unintentional errors on their recertification applications being deemed false statements. MEA hired an attorney to assist all of these members. Through the hard work of the members and the attorney, it was demonstrated to DOE that the errors were truly unintentional and, in all of these cases, DOE reconsidered its original determinations, and the members successfully renewed their certifications.

3. During a year in which the DOE waived several student

days due to a large number of inclement weather days, a Superintendent increased the number of teacher workshop days in violation of the CBA. Through the diligence of its Uniserv Director, the local filed a grievance and prevailed in arbitration, resulting in an award providing per diem pay for all of the extra days worked. The School appealed to the Superior Court and the Maine Supreme Judicial Court. MEA hired an attorney to assist in those appeals, and the local prevailed at both levels of appeal.

“

“The Maine Education Association, they support me. No, I’m not a teacher but I’m a custodian and I’m here to learn and get experience.” Avalinda Lindsey Benefit Association of School Employees

September 2020 • www.maineea.org

Empowering Educators Since 1859

FOR PUBLIC EDUCATION Being a Strong Union Helps Students MEA is the strongest and largest professional labor union for public school employees in Maine. With 24,000 members working together to improve educational outcomes for their students and working conditions for school employees, we are a powerful force for Maine students and public schools.

Contract Support Much of what we negotiate about your working conditions has a direct impact on the students we serve. Look closely at your contract, whether it’s safety provisions, length of the school day or many other issues, your working conditions are your students’ learning conditions and the union has a direct impact on these issues through the negotiation process.

“

“The Maine Education Association is the group that’s always going to have my back as a teacher. So many individuals contribute to the success of our students to make our state and our schools the best they possibly can be-I’m proud MEA is part of that.” Kevin Cooper Saco Valley TA

Maine Educator • September 2020

Communication on Key Issues MEA members can connect and stay informed through our social media tools like MEA's Facebook and Twitter accounts. This is just one of many ways members can discuss issues and mobilize around issues facing public education, like mandatory state testing. Communication is key for MEA and the union ensures our members are up-to-date on key education topics through the Maine Educator magazine, our members-only publication, email newsletters, and on the web at www.maineea.org.

Collective Voice Ensuring the collective voice of school employees is heard is one of the most important advantages of MEA. Whether it's at the Capitol in Augusta, in the news media, or in our local communities, it's essential that the opinions and expertise of front-line educators are part of the conversation when anyone talks about public education. Together, our voice is louder and more respected.

“

No matter where you turn, there's an MEA member nearby who's willing to talk, ready to help and ready to act.

The MEA helps teachers and students realize there are people who support them every day.” Chad Hart Portland EA

September 2020 • www.maineea.org

FOR YOUR WALLET One of the biggest benefits members receive is the health care plan, negotiated by the MEA and each employer. The plan most members receive through the MEA Benefits Trust (MEABT) includes medical, pharmacy and wellness benefits and is available to members through bargaining between their local Maine Education Association Union and their employer.

Your Health Plan

The MEABT is committed to providing the best health and wellness insurance plans at an affordable rate for the benefit of all Plan participants. Established in 1993, and headquartered in Augusta, Maine, the MEABT is a not-for-profit, employee welfare benefit plan dedicated to the health of Maine public school employees and their families. An eight member Board of Trustees – all current or retired public school employees – governs the health insurance plan which provides coverage to approximately 65,000 individuals in the State of Maine, including active educators, retired teachers, related personnel and their dependents. Ensuring the highest level of benefits at competitive prices is the key goal of the MEA Benefits Trust. The Standard, Choice Plus, Standard 500 and Standard 1000 Plans all include coverage for: Routine Preventive Care, Screenings and Immunizations, WellChild Care, Inpatient and Outpatient Care, and Emergency Care.

SmartShopper

Through MEA Benefits Trust you have access to SmartShopper. As a SmartShopper member, you can shop for medical care, compare costs and earn a cash reward. Call your Personal Assistant at 1-844328-1582 or visit the member portal at SmartShopper.com to learn more. 22

Maine Educator • September 2020

Wellness Plan

Virgin Pulse is MEA Benefits Trust new wellness program to help you make small, everyday changes to your wellbeing that are focused on the areas you want to improve the most. When you stick to our program, you’ll build heathy habits, have fun with coworkers, and experience the lifelong rewards of health and wellbeing. Plus – you can earn up to $250 in additional incentives for participating! For additional information visit: meabt.org

Endorsed Programs

Your MEA membership provides the value-added benefit of being able to participate in the many endorsed programs through MEA and NEA Member Benefits. Choose from a variety of insurance, financial, legal, and shopping/travel/ personal programs designed with the MEA member in mind — including term life insurance, auto insurance, legal and financial services, car rentals, vacation packages and discount programs. Whether you’re looking to protect your family with insurance programs or simply enjoy a night out seeing the latest blockbuster film, Member Benefits is here for you!

Access to NEA-Financial Services programs including: • Student Loan Assistance Programs • Group automobile insurance discounts • Group homeowner’s insurance discounts • Member Investment programs • Local access to an NEA Financial Services Representative • Debt and credit management • Saving for education and retirement • Life event planning, such as buying a home • ID Theft Protection and Recovery • And MORE!

Working in public schools isn’t easy. MEA provides you with a variety of programs and benefits to help you succeed. When you’re at work, you’re never alone when you’re a member. MEA always has your back! Have a question? Contact us? Maineea.org/ contact-us

September 2020 • www.maineea.org

Should I Refinance My

LOANS?

STUDENT

3 reasons you shouldn’t refinance your student loans

Weigh these 3 pros and 3 cons before deciding whether you should take action. by NEA Member Benefits

ondering if it makes financial sense to refinance your student loans? Three in 10 borrowers say they’ve either consolidated or refinanced their student loan debt. According to the most recent data available, the average amount of student debt currently adds up to $29,200 for most college graduates, and $55,200 for those completing a master’s degree in education. There can be sensible reasons to refinance, but there are also wise reasons not to do so, as well. That’s why it’s so important to fully evaluate the potential advantages and drawbacks. Your goals should be to determine whether refinancing will save you enough money to make the process worthwhile and to ensure you won’t be giving up valuable benefits associated with your current loan programs. COVID-19 UPDATE: Measures taken by the Department of Education (DOE) and through the CARES Act in March 2020 provide student loan debt relief to borrowers with federal student loans. Interest rates are dropped to 0% and payments are suspended through Sept. 30, 2020. Educators who are pursuing a federal loan forgiveness program should be aware that some, but not all, borrowers may still receive credit toward forgiveness during payment suspension, but check to see if your situation applies. If you’ve recently experienced income loss due to coronavirus, check this new tool from our partners at Savi to see what options you may have. Note that those relief options don’t apply to private student loan debt. Because the coronavirus situation and stimulus efforts are still developing, be sure to keep an eye out for any possible additional relief measures before making your refinancing decisions. With all of that in mind, you can assess these pros and cons to help make the best choices for your situation.

First, let’s assess some scenarios in which refinancing may not be the best choice: 1. You may qualify for federal loan forgiveness programs. If you refinance a federal loan into a private loan, you’re no longer eligible for federal loan forgiveness, and you may also forfeit deferment and forbearance options. That’s an important distinction if you’re a public-school educator, because you may qualify for partial or entire forgiveness of your federal student loans through Teacher Loan Forgiveness, Public Service Loan Forgiveness or Teacher Loan Cancellation. The NEA Student Loan Forgiveness Navigator, powered by Savi, can help easily and accurately assess whether you qualify for free federal forgiveness programs, depending on your current situation. In addition, almost every state offers a forgiveness program—and many have several, typically requiring work in an underserved community or profession for a certain number of years. 2. You’re interested in a repayment plan based on income. If you have federal student loans, you may qualify for an income-driven repayment plan that sets your monthly payment based on a percentage of your income and family size. Private student loans don’t offer income-driven repayment plans. Four plans apply to federal student loans: • • • •

Revised Pay As You Earn Repayment Plan Pay As You Earn Repayment Plan Income-Based Repayment Plan Income-Contingent Repayment Plan

Under these options, you may qualify for lower payments—or even be able to defer payments until you’re more financially stable. The NEA Student Loan Forgiveness Navigator, powered by Savi, can help you assess your repayment plan options.

Maine Educator • September 2020

3. You’re still in school or in the grace period before loan payments begin. If you’re just graduating and decide to refinance federal student loans, you may give up the automatic grace period that applies to most types of direct, subsidized loans. Uncle Sam also picks up the interest on subsidized loans while you’re enrolled in school or in the grace period. After you graduate, leave school or drop below half-time enrollment, you have a six-month grace period before you must start making payments. That means if you graduate in May, the initial payment is due in November. That period of time can be important, because it gives you a chance to begin a job, get financially settled and choose your repayment plan. Note that private loans begin accruing interest as soon as the funds are disbursed, and they may not have guaranteed grace periods.

3 reasons you should consider refinancing your student loans

3. You want more flexibility and autonomy in your loan terms. Private student loan lenders offer the choice of fixed or variable interest rates, while rates on federal student loans are fixed. (Fixed interest rates stay the same for the duration of your loan; variable interest rates fluctuate with the market.) Depending on your situation, one option may be more favorable than the other. When refinancing existing loans, the goal is often to secure a lower interest rate. Fixed rates lock in a consistent rate and variable rate choices take advantage of the fluctuations—now or in the future. Some private lenders also allow you to adjust your payment due date whenever you like. In addition, private lenders may also have a wider range of flexible loan terms. With the NEA Student Loan Refinance Program through College Ave Student Loans, for example, borrowers have a choice of 16 different loan terms, ranging from five to 20 years.

If none of those scenarios above describes your situation, then review these reasons for when refinancing may be a good option:

And if you had a co-signer (a parent or family member, for example) on your student loans during college, you may now qualify to refinance in your name only to remove your co-signer’s obligation on your existing loans.

1. You have multiple, private student loans with various rates and payment schedules.

Research your options

When you have private loans, locking in lower interest rates could save you money and allow you to pay them off faster. Say you have a $30,000 loan at a 6% fixed interest rate for 10 years. Over the life of the loan, you’d pay $9,967 in interest along with your $333 monthly payment. If you refinanced at a lower interest rate of 4.75%, you’d pay $7,745.19 in interest, which would save you $2,222.19 over the life of the loan.

When it comes to student loan refinancing, there is no one-size-fits-all answer. Before you decide, weigh the pros and cons and then check to see if it really works for your circumstances.

What’s more, refinancing multiple loans from several lenders consolidates them into one loan—with a single interest rate, monthly payment and due date. Besides reducing the chances of missing payments and incurring late fees, refinancing can help simplify your budget.

You can use the DOE’s loan simulator to find a repayment plan that meets your needs or try College Ave’s student loan refinance calculator to see what you’ll owe and what you’ll save in total based on various types of refinancing plans. And you can learn more about the flexible NEA Student Loan Refinance Program, which offers an additional interest rate discount to NEA members who enroll in autopay.

2. You have stable employment, reliable income and good credit. When Allie K. graduated with a bachelor’s degree in early childhood education and special education about two years ago, she had amassed $50,000 in private student loans with interest rates that ranged from 12% to 16%, plus an additional $25,000 in federal loans. “My total monthly payment was enormous,” she recalls. “I knew I had to get a good job immediately so I could start paying off the loans, but I also knew there had to be a way to lower my payments and get better terms once I did.” Now employed in a job she loves as a third-grade teacher in Virginia, Allie focused on building a solid credit score, saving what she could and exploring refinancing options. Eventually she refinanced her highinterest loans into one loan with a 6% interest rate, which lowered her monthly payments substantially. She also was able to reduce the repayment term from 20 years down to 10 years so she can pay off the debt sooner.

Student debt navigator Members can access, at NO COST, an allin-one tool to help discover real savings on your student loans. Annual average savings is $2,000 with long-term average forgiveness of $34,000! Use the tool to learn how to save today! FMI: neamb.com/GetNavAR September 2020 • www.maineea.org

The Front Lines in our Schools

chool support staff truly defined the word “support” and showcased their work ethic and dedication to students when they worked tirelessly to feed Maine students in the spring and summer. In some cases, our support staff members worked in the dark, when the power was out, to pack bags of food for kids to make sure no one went hungry. Beyond just breakfast and lunch, some districts prepared food pantry deliveries to ensure families impacted by COVID-19 were taken care of as well. Spotlight on Dirigo Education Association District kitchen staff employees, bus drivers, and volunteers (mostly Ed Techs) prepared cooked meals for students to reheat at home. Bus drivers made food deliveries three days a week to the front doors of the 116 families that signed up for the service. Once a week, families that signed up for food pantry deliveries received a bag of food weighing 2030 pounds. The amazing RSU 56 staff prepared and delivered 20,391 breakfasts and 20,391 lunches.

Maine Educator • September 2020

Staff worked in the dark for three hours to prepare meals after a power outage.

Once a week, families that signed up for food pantry deliveries received a bag of food weighing 20-30 pounds. The amazing RSU 56 staff prepared and delivered 20,391 breakfasts and lunches. Top Left: Ed Tech Tricia Fletcher helped to keep the assembly line of packed bags moving along! Bottom Left: Physical Education teacher Nathan Schultz had no problem swapping basketballs for bowls as he happily worked to ensure students were fed. Bottom Middle: Bagged up and ready for delivery, students never went without breakfast or lunch. Top Right: Oops! Custodian and bus driver Bobby Robbins smiles as he accidently spilled the “cheese sauce” the kids love while he took on the role of cook. Right Middle: Support staff with the Dirigo Education Association prepared hot meals for students to reheat at home. Bottom Right: Students received tens of thousands of healthy meals while school buildings were closed.

September 2020 • www.maineea.org

Building RESPONSIBLE

Digital Citizens

e levels at all grad ty in rs to a c u d online, e g and safe dents are th teachin d toward each tu o s b e re g o a m n As ma geare orking to e advice are now w orld. Below is som ew the onlin you create l to help e v le e d gra citizens. le digital ib s n o p s re

2ND GRADE

TECH talk

Talk Privacy & Passwords Kids at this age level can understand basic internet safety and the idea of being kind in online chats and discussions. For example, express the importance of only speaking kindly to each other in an online chat. With more students at this age level using online reading and math tools, teach them about the importance of a “strong” password. Share examples of bad ones and good ones and why it’s important to protect our identity.

3RD GRADE

Cyberbullying Students have already learned about being kind online, so they need to learn what a cyberbullying is and how to deal with one. Discuss what cyberbully may look like, how this can affect a student and the concept of proper online behavior. Create some classroom “norms” for conversations online and post them for all students to see. Think of the norms you see when you join a Facebook group-no foul language, no bullying-and adapt them to be age appropriate.

4TH GRADE

Rights & Responsibilities Digital rights are the idea that you can use the internet, and digital responsibility is what you do with that right. Explain the difference to students and ask them to come up with key ideas for how they can be responsible online.

5TH GRADE

Safety This is a key discussion that will help students, many approaching middle school, understand the types of people that may prey on children online. First, help students understand what types of dangers could be in their neighborhood (elevated stranger danger discussion) and then discuss how this is similar online, reinforcing the idea that in real life you can see a person and know if they are who they say they are, but online that distinction isn’t always clear or truthful.

KINDERGARTEN

Teach the Basics Teach students that protecting their identity is key. Let kids know they shouldn’t use their own picture to identify themselves, instead teach them what an avatar is and let them draw one of their own to use as their digital profile.

1ST GRADE

Define Digital Citizen A digital citizen is someone who develops the skills and knowledge to effectively use the internet and other digital technology, especially in order to participate responsibly in social and civic activities. Review what being a good citizen with good behavior is in our communities and relate it to using technology. Do we look both ways when we cross the street? Of course! So, let’s make sure we are cautious when we are on the internet and only log on to age-appropriate sites. The same is true for usage-we don’t watch 10 hours of TV in a row, so let’s make sure we’re taking a break from being online too. 28

Maine Educator • September 2020

MIDDLE SCHOOL

Social Media Discuss the pros and cons of social media platforms. Make sure you are up to date with the ones students this age use- (hint-it's not Facebook). TikTok is big now, but these platforms change all the time, so ask students what they’re “on” and research these yourself. Turn this discussion into a true debate, where students take sides, prepare speeches and share with the school. Let the students decide, based on the arguments presented, if social media is “good or bad” and the best way to use each platform.

HIGH SCHOOL

Review Before students leave your school system, make sure they understand all the key issues around digital citizenship-the good, the bad and the ugly. Discussing these issues year-round is crucial to ensure students understand all the lessons and remember them every time they log on.

At NEA RA 2020,

By Tim Walker

Educators Vow to Help Lead Nation Through Crisis

Of all the events and activities that ground to a halt amid the greatest public health crisis in the nation’s history, the 2020 National Education Association Representative Assembly (RA) wasn’t going to be among them. On July 2 and 3, the more than 7,000 delegates gathered remotely (of course) and the agenda was streamlined. But the show – the first all-virtual RA in NEA’s history – went on. “We have masks, social distancing, and disinfectant,” NEA President Lily Eskelsen García said, referring to the podium at NEA headquarters she would be sharing only with NEA officers. “Because nothing, absolutely nothing, not even a global pandemic, is going to stop the National Education Association from doing its work.” The RA theme this year was “Our Democracy; Our Responsibility; Our Time.” In 2020, the stakes are just too high for educator voices to go silent. The pandemic has brought the country to its knees, triggering an unprecedented economic crisis that is impacting millions of educators and students. The country may finally be confronting the legacy of institutionalized racism. And the destructive DeVos-Trump school privatization agenda continues to undermine our public education system. As NEA Vice-President Becky Pringle put it in her opening remarks: “Delegates, it’s crunch time.” This year, delegates also had to bid farewell to outgoing NEA President Lily Eskelsen García, whose second three-year term ends on August 31. Video tributes to Eskelsen García (and NEA) poured in from everyone from Michelle Obama, Hillary Clinton, Rep. James Clyburn, AFT President Randi Weingarten, and Trevor Noah, host of “The Daily Show.” Eskelsen García is a leader who is “undaunted by naysayers,” Pringle said in her introduction of the NEA president. “Unfazed by those who believe something is impossible. You are undeterred by those who think you can’t.” In her final RA keynote, Eskelsen García urged educators everywhere to continue doing what they have been doing for decades: to help lead the nation down a more equitable, just, and prosperous path. “We are educators and public servants. We are unionists. We are activists. We’re patriots…. We are called on to act. So, what will you do? What will you do for your colleagues; your students; the families

you love; the communities where you live? What will you do as we face the most dangerous threat to our democracy that we’ve ever faced?”

Celebrating Educators Delegates also heard from three of NEA’s most celebrated members: 2020 Education Support Professional of the Year Andrea Beeman, 2020 National Teacher of the Year Tabatha Rosproy, and 2020 NEA Higher Educator of the Year Elizabeth Davenport.

NEA Higher Educator of the Year Elizabeth Davenport

NEA Teacher of the Year Tabatha Rosproy

2020 Education Support Professional of the Year Andrea Beeman NEA also awarded its highest honor, The Friend of Education Award, to 17-year-old climate change activist Greta Thunberg. “Greta is a rabble rouser, and she’s taking on the world for a better tomorrow,” Eskelsen García said.

Looking to the Future Because the RA was held virtually this year, no new business items were introduced at this year’s RA. Still, the delegates did approve the NEA’s proposed budget and strategic plan for 2021, especially critical as school budgets across the nation are hammered by the severe economic downturn. The U.S. presidential election isn’t the only important vote happening this year. The end of the Lily Eskelsen García era means RA delegates have to elect a new NEA president – and a new vice president and secretary-treasurer, along with new executive committee members. Delegates will also elect several education support professional (ESP) at-large NEA Board Directors and an alternate ESP at-large Director. Members received ballots by mail, to ensure equity in participation and the security and integrity of the democratic process.

September 2020 • www.maineea.org

MEA Pre-Retirement Seminars SESSION

DATE

TOPIC

October 13, 2020

Introduction to MEA-Retired and a presentation by MainePERS

October 14, 2020

Introduction to MEA-Retired, a presentation by Maine Education Association Benefit Trust and the Social Security WEP/GPO program

October 27, 2020

Introduction to MEA-Retired, a presentation by Maine Education Association Benefit Trust and the Social Security WEP/GPO program

October 28, 2020

Introduction to MEA-Retired and a presentation by MainePERS

November 4, 2020

Introduction to MEA-Retired and a presentation by MainePERS

November 5, 2020

Introduction to MEA-Retired, a presentation by Maine Education Association Benefit Trust and the Social Security WEP/GPO program

Due to the Covid-19 pandemic, the 2020 – 2021 Pre-Retirement program will have a whole new format. Where face to face meetings will not be held due to the many restrictions to keep everyone safe and free from the coronavirus, the seminars will be held on Zoom. This season, rather than having 11 regional sessions statewide, the MEA/MEA-Retired will be sponsoring six state-wide seminars – three in the fall and three in the spring – virtually through Zoom meetings in your own home. Each session will be held on two evenings – 5:00 p.m. – 6:00 p.m. You will have the option to choose the individual session which will best fit your schedule.

It's hard to believe it's time to get ready for the new school year. As you prepare for returning students, you should also think about preparing for your own financial future. Supplemental retirement plans offered in your district are one of the best places for you to set aside money for your future. Why participate? • Earnings in the account grow tax-deferred. • You determine how much you want deducted from your paycheck – which you can change at your convenience. • The contributions you make are saved through convenient, automatic payroll deductions – you won’t even miss them. • Any contributions you make are always 100% vested –so the money you save is always yours. Whether or not Horace Mann is an approved provider in your district's supplemental retirement plan,it ’s important that you participate to help prepare for a healthy financial future. Contact your local Horace Mann representative to get more information on how to help protect what you have today and achieve a more secure financial future.

Maine Educator • September 2020

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Visit SmartShopper.com or call the SmartShopper Personal Assistant Team at 844-328-1582. The Personal Assistant Team is available Monday through Thursday from 8 a.m. to 8 p.m. and Friday from 8 a.m. to 6 p.m. ET.

The SmartShopper program is offered by Sapphire Digital, an independent company. Incentives available for select procedures only. Payments are a taxable form of income. Rewards may be delivered by check or an alternative form of payment. Members with coverage under Medicaid or Medicare are not eligible to receive incentive rewards under the SmartShopper program. Anthem Blue Cross and Blue Shield is the trade name of: In Colorado: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Georgia: Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. HMO plans are administered by Anthem Health Plans of New Hampshire, Inc. and underwritten by Matthew Thornton Health Plan, Inc. In Ohio: Community Insurance Company. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin (BCBSWI), underwrites or administers PPO and indemnity policies and underwrites the out of network benefits in POS policies offered by Compcare Health Services Insurance Corporation (Compcare) or Wisconsin Collaborative Insurance Corporation (WCIC). Compcare underwrites or administers HMO or POS policies; WCIC underwrites or administers Well Priority HMO or POS policies. Independent licensees of the Blue Cross and Blue Shield Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc

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Maine Educator September 2020

Articles inside

MEA Membership Guide

How to Help Children and Teens

Editor's Note

Tech Talk

Should I Refinance My Student Loan?

Student Engagement and Effective Instruction During Remote Learning

Career Earnings Data

President's Letter

Opening Bell

Six Things You Need to Know This Month