Plus Living+ Magazine, Nelson/Marlborough Issue #1

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FREE NELSON/MARLBOROUGH E DITION: 1 | 2020

Mind over matter How to connect with your inner creativity

Breaking bad habits 5 steps to break free

Dollars and sense

The big financial mistakes older people make

The 13 traits of persuasive people

7 steps to emotional health

Simple ways to improve your headspace

Setting yourself up for success The art and craft of goal setting

staying

connected online


Planning for your future Simplicity Funerals Nelson have an information pack entitled “My Life, My Funeral� which contains a number of pamphlets with information about pre-planning your own funeral, and an application form for the FDANZ funeral trust.

This is a useful tool for all of us as we plan for the future. Much like making a Will, completing the information on the form provides peace of mind for families when faced with bereavement.

ANNA LOACH Manager & Funeral Director

Contact us for more information or to receive this free information pack. 69 Haven Road, Nelson 7010

www.simplicity.co.nz

03 539 0066


Energy Online Get the real deal on your power Looking for a better deal on power? With many different providers to consider and their seemingly great incentives to sign-up, are some deals just too good to be true? Here are the main pitfalls to be wary of. Welcome gifts – you might get a free TV, or bill credit when joining, but you’ll probably be paying for it with higher base prices on your power and a contract. Watch out for hefty exit fees if you want out early. Daily ‘free’ power – sounds great right? But only if you’re prepared to put in the effort to increase your

usage at just the right time each day to earn the reward. If not, best find a cheaper everyday rate elsewhere. Bundling – getting broadband with your power sounds convenient, provided you don’t mind your power company being a jack-of-alltrades. Hopefully they’ll still have time to answer your call. Consider Energy Online as the solution to all this confusion. Energy Online has 20 years’ experience in making energy simple, easy, and gimmick free. With no contracts or early exit fees, competitive prices and flexible payment options, you’ll spend less time worrying about power, more time enjoying life. Sound good? Sign up in 5 mins at energyonline.co.nz or call 0800 086 400 today.

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Join online at energyonline.co.nz or call us on 0800 086 400


C o n te n t s

REF#P20N1 NELSON/MARLBOROUGH E DITION: 1 | 2020

Inside Navigating change There’s good reason why some sayings survive to be ‘old’ and that’s because they tend to be true. One such utterance is “The only constant in life is change.” If Heraclitus was still with us, he’d probably be a big fan of 2020 due to it moving the goalposts on the entire planet to the point where we’ve had to adjust some of our most basic, ingrained behaviours. So, in the spirit of another old saying, “If you can’t beat ‘em, join ‘em” this issue of Plusliving looks at ways you can act and things you can change, in order to better navigate your way through days of change. We look at simple ways to improve your headspace, how to connect with your inner creativity, the art and craft of goal setting, breaking bad habits, the big financial mistakes older people make, easy ways to stay connected to friends and family online, and much more. Enjoy.

Jonathantaylor

Editor

Biannual distribution: FREE distribution maximises readership Publisher: The Job Agency T|A Markat 38 Lowe Street, Addington, Christchurch 8011 Managing Director: Gary Collins GM of Operations: Kylie Palermo Sales: Angela Elley (03) 961 5184 | sales@markat.co.nz Editor: Jonathon Taylor (03) 961 5098 | editor@markat.co.nz Production: Jessica Ann (03) 961 5088 | design@markat.co.nz Accounts: Jo Pritchard (03) 961 5161 | accounts@markat.co.nz

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this issue

LIVING WELL AND AGEING GRACEFULLY IN A MODERN SOCIETY

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T h e 1 3 t r a it s o f p e r s u a s iv e p e o p le

C o n n e c t in g w it h y o u r in n e r c r e a t iv it y

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S e v e n ste p s to e m o t io n a l h e a lt h

S e t t in g y o u r s e lf u p fo r su c c e ss

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F E A T U R E P R O F IL E

D o lla r s a n d sense

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- H id d e n g e m s in o u r o w n b a c k y a r d

Welcome to Plusliving – the magazine dedicated to living well and ageing gracefully in modern society. Aimed at the 50+ age group, you’ll find articles covering all aspects of contemporary life, including physical health and wellbeing, mental health and acuity, home life, working life and finances, technology, travel, self-improvement and more. Our aim is to provide information anyone can use, on any given day, so you can get more out of life.

Does your company have any information or products you would like to feature in an upcoming edition of Plusliving+? Please contact us to discuss getting your business in print Disclaimer This publication is provided on the basis that The Job Agency T|A Markat is not responsible for the results of any actions taken on the basis of information in these articles, nor for any error or omission from these articles and that the firm is not hereby engaged in rendering advice or services. A-Mark Publishing expressly disclaim all and any liability and responsibility to any person in respect of anything and of the consequences of anything done, or omitted to be done, by any such a person in reliance, whether wholly or partially upon the whole or any part of the contents of this publication. Advertising feature articles are classified as advertising content and as such, information contained in them is subject to the Advertising Standards Authority Codes of Practice. Contents Copyright 2020 by The Job Agency. All rights reserved. No article or advertisement may be reproduced without written permission.


L ife s t y le s

Lifestyles

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1. Colony Pendant Designed by Alex Buckman in Wellington, the Colony Pendant is made out of CNC machined aluminium surrounding an LED component. This award-winning 3D-printed shade, consisting of geometric shapes, will stun whether it’s lit or dormant. RRP: $390 www.alexbuckman.com

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2. Zig Zag 120 wall storage The Zig Zag wall unit is a modern storage solution to anything you’d like to showcase in your home – books, plants or whatever your heart desires. Made out of white and natural oak and created right here in New Zealand, the Zig Zag shelf and wall storage is available in Danske Mobler.

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RRP: $1949 www.danskemobler.co.nz

3. DeLonghi La Specialista Manual Coffee Machine in Red The La Specialista brings barista quality coffee to your kitchen. The sleek and modern design packs a powerhouse punch, with sensor grinding technology and active temperature control so your coffee is made to perfection for the best extraction. The advanced latte system lets you choose between hot milk or frothy milk. RRP: $899 www.delonghi.com

4. Sony HTG-700 3.1ch Soundbar

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The HTG-700 is a Dolby Atmos and DTS:X soundbar that brings the immersive cinema experience straight into your home in a slim package. When you hit the Immersive Audio Enhancement button, any TV or movie gets the surround sound treatment no matter the original audio settings. RRP: $999 www.sony.co.nz

5. Oakley Hall Table This new contemporary table from Danske Mobler released post-lockdown is made from solid and veneer oak with a clear lacquer finish and matte black legs. This stylish rendition of a hall table comes from the Oakley line, where it was made here in New Zealand at Danske Mobler’s Mt Eden factory.

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RRP: $1999 www.danskemobler.co.nz

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W e llb e in g

Sevensteps to emotional health A healthier diet and regular exercise are arguably the most common personal aspirations, but improving your emotional and mental health shouldn’t be ignored because exercise, diet and other tangible goals are then easier to meet. The reason we make resolutions in the first place is to be happier, more creative, more aware of our direction in life and improve our sense of wellbeing. Arguably the largest obstacles to these are negative emotional states. Negative emotions are hugely toxic to our health. It’s now commonly accepted that holding onto stress, resentment, anger and fear for years at a time can lead to myriad health problems, including high blood pressure, thyroid disease, hair loss and heart disease. In fact, it has become accepted by health professionals that most diseases in some way have a stress-related component. It’s surprising, then, that more of us don’t focus on improving our state of mind.

Seven resolutions to improve your headspace: 1. Prioritise your happiness and health It’s important to decide for your health and happiness as number one. As simple as it sounds, if you don’t have these, you are not in a position to contribute to others or yourself. Everything stems from here. 2. Spend more time with the right people Rather than resolving to spend more time with everyone – which can be exhausting – spend time with people who are naturally positive and uplifting, and who are going in the direction you want to go in. You’ll find these people have an energising effect on you. 3. Deal with toxic relationships You can identify relationships by the way they make you feel. Stand your ground, set your boundaries and make it clear to them what behaviour you won’t accept – even with family. You may need to disengage altogether from particularly toxic people. Your health will thank you for it. 4. Reassess your happiness at work This is must for those in a negative work culture that’s leaving them feeling overworked, uncertain of their future, anxious or stressed. It’s important to know that as an employee you can address the issue with your manager. If you know you can’t, it may be time to look for a healthier work environment.

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5. Review your daily routine It takes courage to admit there are decisions we ourselves make that deflate us emotionally – from accepting a job with a long commute, to running around too much, to not giving ourselves enough ‘down’ time every day, to spending too much and putting ourselves in financial stress. By resolving to develop a strategy to solve them, you can be in an entirely different place by the end of the year. 6. Don’t let any negative emotions control you Negative emotions – however small – can overwhelm anything positive. Resolve to develop awareness of when you’re feeling upset or frustrated before it spoils your day. Examine what can you do personally to make yourself feel better. Each time you begin to feel down, take a walk in the park or go out in the sun to help centre you. Nature and movement nurture positive emotions. 7. Strengthen your relationships Deep and meaningful relationships, not just with your life partner but with all those close to youare important for a fulfilling life. Make a list of all the factors you need for a meaningful relationship, identify what you do not want, and stick to your guns.

The13traits of

persuasive people Persuasive people have an uncanny ability to get you leaning toward their way of thinking. Their secret weapon is likeability. They get you to like more than their ideas; they get you to like them.

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They’re pleasers Persuasive people never win the battle only to lose the war. They know how and when to stand their ground, and yet they are constantly making sacrifices that help their cause.

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They aren’t pushy Persuasive people establish their ideas assertively and confidently, without being aggressive or pushy.


B e h a v io u r 3 They aren’t mousy, either On the other hand, presenting your ideas as questions or as though they need approval makes them seem flawed and unconvincing. If you tend to be shy, focus on presenting your ideas as statements and interesting facts for the other party to mull over. 4

They know their audience Persuasive people know their audience inside and out, and they use this knowledge to speak their audience’s language. 5 They paint a picture Research shows that people are far more likely to be persuaded by something that has visuals that bring it to life. Persuasive people capitalise on this by using powerful visual imagery. 6 They use positive body language Being cognizant of your gestures, expressions, and tone of voice (and making certain they’re positive) will engage people and open them up to your arguments. 7 They smile Persuasive people smile a lot because they have genuine enthusiasm for their ideas. This has a contagious effect on everyone they encounter.

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They use your name Persuasive people make certain they use others’ names every time they see them. You shouldn’t just use someone’s name only when you greet him or her.

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They form connections No matter how compelling your argument, if you fail to connect on a personal level, he or she will doubt everything you say.

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They are genuine No one likes a fake. People gravitate toward those who are genuine because they know they can trust them.

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They know when to pull back Urgency is a direct threat to persuasion, so tread lightly. When you try to force people to agree instantly, studies show that they are actually more likely to stand by their original opinion.

8 They acknowledge your point of view An extremely powerful tactic of persuasion is to concede the point. Admit that your argument is not perfect. This shows that you are open minded and willing to make adjustments, instead of stubbornly sticking to your cause. 9 They ask good questions People like to know you’re listening, and something as simple as a clarification question shows not only that you are listening but also that you care about what they’re saying. You’ll be surprised how much respect and appreciation you gain just by asking questions.

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H e a lth y L iv in g

Little changes with big consequences Four simple ways to improve your health By simply examining a few health facts and implementing some simple lifestyle changes each day can make a difference to your overall health. 1. Meditation minimises disease Meditation is a phenomenal way to instantly take control of your health. Studies indicate that a mere 20 minutes of quiet time a day can halve the risk of heart attack or stroke by reducing high blood pressure and cholesterol. In countries such as India and China, meditation has been used for centuries as a way to lower stress levels and improve concentration. Scientists have found that transcendental meditation, which promotes deeper relaxation through mantras, is even more beneficial for the mind and body.

SICK of dealing with restaurant 4.1

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Fumes from washing machines and dryers release harmful chemicals, such as acetaldehyde, into the atmosphere, which may also find their way into the water supply. Shop for safer, less dangerous detergents which will help your health and the environment too.

3. Juice your own fruits and vegetables for better health Buying a carton of juice from the store can be hazardous to your health. Just because the label says “100% pure” or “freshly squeezed” does not mean it is true.

4. Reduce beer consumption and drink alcohol in moderation Heavy beer drinkers risk liver damage and a bigger beer belly.

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Certain liquid laundry detergents contain cancer-causing chemicals. Research shows that these harmful cleaning aids contain around 25 volatile compounds, which may make people sick.

Avoid processed, stored products and take the time to juice your own fruits and vegetables as a great kick-start to better health.

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2. Replace hazardous laundry detergents

In processing orange juice, for example, most manufactures remove all the oxygen molecules from the liquid, which allows the juice to be stored for up to a year. As this process strips the juices of their flavors, juice companies then add fragrance and flavor additives to the product.

staff that just don’t quite understand? 2.6

Tests show that sufferers of atherosclerosis were able to reduce their risk of a fatal heart attack or stroke by 47 percent, compared to those who simply followed a healthy diet and exercise program.

According to experts who studied the health of more than 500,000 people between the ages of 35 to 70, it was found that those who drank 30g of pure alcohol a day from beer had a massive 75 percent increased risk of developing stomach cancer. Worse still, heavy beer drinkers with a particular gene variant in the cluster of three genes that metabolize alcohol have an even greater chance of getting stomach cancer, according to the American Association for Cancer Research. Ideally, all alcohol should be taken with food, such as a glass of wine with a meal, and spirits should be enjoyed in moderation. Article kindly provided courtesy of NaturalNews.com

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H e a lth y L iv in g

Sittingitis

- the new taboo

Despite numerous health warnings on the negative effects of prolonged sitting, people continue to sit too much. It is known that sitting too much increases the risk of obesity, diabetes, heart diseases, poor mental health and even certain cancers. Some 78 percent of office workers feel they sit too much, but only 41 percent of office workers actually stand for more than 30 minutes per day at work. The term sittingitis is the new taboo; most people know they sit too much, but the majority do nothing about it. This may be down to work-placed habits and routine leading to sedentary repetition, or the lack of understanding on solutions to break the taboo.

There are three steps that will help turn inactive days into active days. These include:

1. Taking phone calls and meetings standing up It not only gets your blood flowing faster, it increases your confidence and you’ll actually get through the call quicker than taking it sat down.

2. Have a walk and eat lunch in the open air Fresh air really picks you up, your step count will increase and that little walk back to the office will help your blood sugar decrease, reducing afternoon dips in energy.

3. Adopt a standing desk Using a standing desk has been proven to help reduce blood sugar, improve mental wellbeing and reduce the risk of cardiovascular disease and using a standing desk for just 30 minutes per day can reduce your body weight by a staggering 5.2lb per year.

We are a 22 bed “Unique” establishment aiming to provide a positive, caring, friendly environment within a family atmosphere where residents receive quality care. Wakefield Homestead’s point of difference is that we are a family of welcoming friends that provide an emotionally and intellectually safe, secure, and stimulating environment in which people can continue to grow.

Mob: 027 440 9083 Phone: (03) 541 8995 10a Edward Street, Wakefield, Nelson Email: tuiglen.23@xtra.co.nz

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S e lf-Im p ro v e m e n t

Mind over matter - how to connect with your inner creativity Hmmm… thinking. Too much of it can create problems which weren’t there in the first place and too little may mean missing out on a good opportunity. But what happened to a little downtime and those “eureka!” moments? Instead of forcing your brain to conjure up creative genius “on demand” you need to create thinking space where your mind can rest and let the magic flow.

Here are a few ideas to get your magic happening: Write – although you shouldn’t expect answers to show their pretty little face immediately after you have asked a question, jotting down your thoughts allows you to de-stress, clarify your thoughts and solve problems (fingers crossed). Writing a pros and cons list can also help to evaluate and make better decisions. Choose a location – it’s been said that some of the greatest ideas are thought of while walking. A simple change in scenery, whether it be a brisk walk around the block, working out at the gym, relaxing in the botanical garden or quiet place, can give you a mental boost and change your mood.

Avoid “eating al desko” – and don’t pretend you don’t do it. You’re probably reading this at your desk right now, aren’t you? It may be easy to drop your elbows onto your desk and munch away while scouring the Internet for interesting reads, but you’ve just been staring at the computer since 7:30am. Take longer showers – think of a shower as an incubator. It makes you feel all fuzzy with warmth and essentially creates the right conditions to let our minds trigger creative wanderings. It’s an unwritten rule; give it a go and you might be surprised. Stare into space – we’re not talking about people-watching out of your office window, although this may amuse and stimulate you for a couple of minutes. Concentrating takes a lot of our energy, so we need to focus more energy on doing, actually, nothing at all and generally just let your mind wander for a while. Take your mind away from automatic tasks – our inner ninja is ready to pounce on emails, voicemails, messages and paperwork that come our way, and we keep pushing back relentlessly until it’s a full-on workout before you know it. Stimulate your mind and take yourself away for a while: play a game of cards, listen to music, and chat with friends or colleagues, anything that isn’t already in your routine.

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Grey power discounts 11 Salisbury Rd, Richmond Phone: (03) 544 1989 Email: reception@days.co.nz


S e lf-Im p ro v e m e n t

Setting yourself up

forsuccess 2. Think as far into your future as you can.

Many of us have good intentions or some idea of where we would like to be in 10 years, but only three to five percent of people have clearly defined, established goals set in place.

At least a year out and ideally much further ahead. What do you want your life or business to look like in five or 10 years?

3. Write your goals down. Many people question the

It is crucial to set definitive long-term goals for ourselves to ensure we have the appropriate sailing attire ready for when that sunset finally arrives. If you haven’t yet written your goals down (and it’s the writing down that’s the critical bit) use these steps and get started – it’s easier than you think:

significance of this, but the reason for it is that putting your thoughts down on paper forces clarity. Similarly, there is nothing more rewarding or motivating than physically ticking off your goals one by one. When writing goals many people tend to focus on only the professional aspects of their lives. It pays to look at the bigger picture, as for many of us, our work and home lives are intertwined, especially if running a business from home. Structure helps us think.

4. Don’t limit yourself. Forget ‘realistic’ for now. Nothing is too small or too large. Dream big. It isn’t your imminent tasks or relatively easy projects we’re interested in at this stage.

1. Find a quiet spot. Whether it is your office or bedroom or favourite park, you need to be somewhere you feel comfortable and where the ideas will flow. Limit interruptions; don’t attempt it while other people are trying to engage with you, and remember to turn off your phone.

5. Be very specific. Goals need to be specific and larger goals should be broken down in to small, achievable blocks that you can work towards on a weekly or monthly basis.

Montec Mobility The Freedom Chair difference! Robert shares his story. Having purchased a Freedom Chair in March 2017, Robert hails it as life changing. “I have lost almost all mobility on my right side due to Multiple Sclerosis.

“I previously had a large powerchair that I used inside the house and for outdoor trips. However, because of its size and weight, it was time consuming, difficult for my wife Sharon to load in and out of the car and hard to manoeuvre without impacting those around us.

A power chair with a difference

Experience one of New Zealand’s lightest and most versatile power chairs, designed for indoor manoeuvrability, outdoor terrains and easy travel.

The Freedom Chair has given me my life back. I am now FREE! - Robert

“It only takes a few seconds to load the Freedom Chair into the car; we no longer need a ramp and I can go almost anywhere to see family and friends. We even took it on our holiday from New Zealand to Germany. It made the trip so easy.

Get in touch with Paul for your free demonstration

www.freedom-chair.nz 0800 466 626 paul@freedomchair.nz

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S e lf-Im p ro v e m e n t

Breaking bad habits We all have our own little habits – the good and the bad – and it’s these habits that make us who we are. But whether we are willing to acknowledge it or not, many of us have one (or maybe a few) bad habits that would do us good to break. We might perceive our habits to be small, insignificant compulsions, but when repeated continuously our actions do have a significant impact on who we are as people. And whether we like to admit it or not, our habits mould us into the people we are. From drinking excessively or routinely staying up all night, resulting in poor performance at work the following day, to procrastination, overspending, swearing, or binge eating – whatever the vice – if it is having a harmful effect on your work and personal life, it is time to break free of the negative behaviour pattern.

Here are five tips to help break free.

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Create a plan - Once you’ve acknowledged the problem and got yourself into the right state of mind to tackle the habit, a plan can be useful to disrupt the automatic response to it. Plan your approach by answering the following questions: What day do I start? Will I go cold turkey? How will I hold myself accountable for

Five steps to break

my actions? Who else will be involved in the process? What rewards for success will I give myself? A clear plan with create the discipline needed to succeed.

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Identify your trigger - Understanding what fuels your bad habit is the key to overcoming it. Identify the trigger, whether it is people or a place, which enables the habit and avoid it.

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Change your environment - If you repeat the same behaviour in the same place every time, then the environment can prompt the undesirable behaviour. Avoiding the environment that triggers your habit can help towards kicking the cycle.

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Retrain your thoughts - Even if we know a habit is damaging us physically or emotionally, we continue to do it. Why? Because despite the obvious drawbacks, it still provides us with some sort of satisfaction or psychological reward that entices us to repeat the behaviour again and again. Reframing your mind to put emphasis on the negative aspects should, over time, diminish the psychological reward received from acting out the habit.

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Be patient - Be patient with yourself and don’t beat yourself up too much if you slip up and fall back into the habit – it’s called a habit for a reason. Established habits can be hard to break as they are ingrained into your life. It may take several attempts to make a change so be patient and persist.

Dunns Training Is your driving licence due to expire soon?

DUNN’S

TRAINING LEARN SKILLS FOR LIFE Delivering Defensive Driving Courses

Garry Dunn ph: 03 547 3818 | cell: 027 206 4451

email: info@dunnstraining.co.nz

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Driving concerns for yourself or someone else? I’ve been a driving instructor in Nelson for over 10 years and previously had 20 years’ experience in road policing.

I can take you for an on-road driving assessment and provide you with a report for your doctor so they can more easily make the decision around issuing the medical certificate to renew your licence.

I can take you for an on-road driving assessment and provide you with a report for your doctor so they can more easily make the decision around issuing the medical certificate to renew your licence.

Call me to arrange a time that suits you. I’ll come to you, we’ll take your car, on roads that match your own driving needs. Call today to book.

I will give an honest assessment of your driving performance and work with you as much as possible to make sure you are safe to continue to drive.

Dunn’s Driver Training Nelson, Stoke, Richmond 03 547 3818 027 206 4451 info@dunnstraining.co.nz


S a fe L iv in g

Staying safe around the home

Toptips on creating a safer home

Remove moss • Waterblast, scrub or spray mossy areas with moss removal products • Cut trees and shrubs back to prevent shade – conditions which moss thrives in • Build new decks with grooved timber.

The old expression ‘home is where the heart is’ is well and good, just so long as you watch your step! Injuries in and around the home are the biggest cause of ACC claims – accounting for over 40 percent of all new claims received in 2011. What may surprise many is the risk associated with seemingly benign objects, such as rugs and power cords, which can cause a fall-related injury at any time of the year. It’s not just older and younger people who fall at home – over 40 percent of all home falls happened to people aged 25-64 years. An injury can completely change your life for a while. It can stop you from doing the things you enjoy, like catching up with friends or playing with your children. People often need to take time off work too, affecting their income. ACC figures show 10,000 people are off work for a week or more because of a fall at home. The good news is there are some simple things you can do around the home to greatly reduce the risk of you or someone in your family having a fall.

Secure power cords • Get cords out of harm’s way, with cord clips, quick-release power cords or multi-boxes • Secure loose cords or wires to the wall. Fasten rugs and mats • Secure them with anti-slip tape, or spray on a non-slip coating • Use carpet grips for mats • Repair damaged carpet on stairs • If you’re buying a new rug, look for one with a non-slip backing. Avoid using chairs as ladders • Use a ladder or step ladder to reach high objects • Store heavy, regularly used objects down lower • Use long-life smoke alarms and light bulbs so you don’t have to change them often. Wipe up spills • Wipe up spills as soon as they happen, with mops, sponges or cloths • Use floor mats to absorb excess water • If renovating, install non-slip flooring in wet rooms (bathroom, kitchen and laundry).

The Joiner Shop Here at The Joiner Shop we pride ourselves on providing quality joinery to suit all budgets. We design, manufacture and install a wide range of joinery including kitchens, wardrobes, laundry and bathroom joinery, stairs and much more.

workshop in Kaikoura. We can also help with other aspects of your new build or renovation, be it garage doors, internal doors or glass showers. So contact us today to get your project underway.

We are locally owned and operated and have proudly been serving the Kaikoura district community and further afield for the last 20 years.

We are locally owned and operated and have proudly been serving the Kaikoura district community and further afield for the last 20 years. We can help you refine your ideas to provide the best practical solution for your home or project. The Joiner Shop 03 319 5562 Our joinery is not mass produced 021 244 8005 and our cabinetry and timber info@thejoinershop.co.nz joinery is made right here in our www.thejoinershop.co.nz

QUALITY KITCHENS AND JOINERY TO SUIT ALL STYLES AND BUDGETS

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H o m e L ife

Home hacks

rag with some salt on top. Rub it on your copper item and repeat until you’ve covered the whole surface. Rinse it off and it’ll look brand new!

A life hack is a clever technique adopted in order to manage life’s tasks in a more efficient way. Below are some life hacks for your home to give you some much-needed short cuts to free up your time.

Some people like their wine glasses face up, while others like theirs facedown. Why not both? By alternating your glasses by top and bottom, you can nestle a lot more wine glasses closer together.

Remove small furniture scratches with toothpaste

To keep your ventilation and air conditioning fresh and clean, put your HVAC vent registers in the dishwasher. Put them through a quick rinse cycle and then dry them thoroughly before reinstalling.

Instead of getting your couch refinished, try using toothpaste to get the marks out. Use a pea-sized amount of non-gel toothpaste and rub the scratch in a circular motion until buffed out. Clean the remainder up with a damp towel.

Polish copper with tomato sauce When your copper is looking tarnished, put some tomato sauce on a

Flip your wine glasses for more space

Clean HVAC vent registers in dishwasher

Suspenders to keep a fitted sheet in place Your fitted sheet slipping off the corners of your bed is an annoyance that can be perplexing to fix. An easy way to solve the problem is to take a pair of braces for your trousers and clip each end to each corner under the mattress. That way, you sheet will definitely stay put.

Te Piki Oranga

Everything health for your whanau. Te Piki Oranga is a kaupapa Maori health service providing a wide range of free and confidential services Make a referral online or by contacting the hubs below directly

WHAKATU / NELSON

17 Bishopdale Ave, Nelson 7011 Ph: 03 546 9099

22 Queen Street, Blenheim 7201 Ph: 03 578 5750

MOTUEKA - MOHUA/GOLDEN BAY

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As the only Māori health provider in Te Tau Ihu (top of the south), if anyone in your whānau has anything health-related to talk about, contact us. We can help work out what services Koroua and Kuia need, and then help access these services.

WAIRAU / BLENHEIM

117 Pah Street, Motueka 7120 Ph: 03 528 1046

“Working with Te Piki Oranga has changed my life. My diabetes was really making me sick, but I didn’t realise how sick. I am so glad I made that call.”

www.tpo.org.nz

Whether it is diabetes management, stopping smoking, vision and hearing issues, fitness programmes, immunisations, or

Working with Te Piki Oranga has changed my life. My diabetes was really making me sick, but I didn’t realise how sick. I am so glad I made that call.

medical appointments, the first step is to make contact with us, and we can go from there.

You can either make an online referral at www.tpo.org.nz or directly contact one of our three hubs - Wairau (Blenheim), Whakatū (Nelson) and Motueka.


Wasteless ways

H o m e L ife

Did you know that every Kiwi produces 3,200kg When you visit the deli or butcher’s, bring your own containers to take your meat home in. That way, you can drastically reduce the amount of of waste per year? In total, that’s 12.5 million plastic you’re collecting from the supermarket alone. tonnes of waste each year, according to Recycle Repair your things NZ. As a nation, we only recycle 28 percent of Back in the good ol’ days, our parents would make sure they got the this waste. most use out of something before throwing it away.

One of the biggest ways you can lessen your impact on the planet is reducing your waste and reusing – or upcycling – the things in your home. With that, we can minimise our impact on the planet and keep New Zealand beautiful, especially as China stopped accepting our recycling in 2018 due to China’s National Sword policy banning the import of most plastics and materials heading for recycling processors.

Bring your own containers

In the era of the disposable, we’ve lost this way of thinking and instead have been throwing out things that could be easily fixed instead of repairing them. Be it your clothes – a hole in your pants, a button pops off – or your clock stops working, spend a few minutes checking to see if you can fix it rather than throwing it straight in the bin.

All the supermarkets in New Zealand have moved to a zero plastic bag policy, reminding shoppers to bring their own reusable bags to take their groceries home.

Remaining conscientious and aware of the waste you create every day is the best way to reduce your waste and impact on this place we call home.

However, there is still a lot of plastic waste from the way meat is packaged to the way we bring home vegetables in little plastic bags. Did you know you can also bring your own containers?

This paradigm shift can take a bit to get used to, but being mindful of how we interact with objects and waste is the best way to keep New Zealand green.

WASTE DISPOSAL AND RECOVERY SPECIALISTS

Working with you for a greener tomorrow.

Ph 03 547 0662

nelson.admin@envirowaste.co.nz www.envirowaste.co.nz w w w .m a rk a t .c o .n z

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M o n e y M a t te rs

Dollars and sense Spending too much - Pretty obvious, do your homework and budgeting. Be smart and find independent advice to help you monitor how fast you are spending your money. Then if you “live too long” hopefully you won’t have to live out your golden years in poverty.

Spending too much on housing - Not much good owning a $500,000 house and having only $50,000 in the bank to supplement your (rather lean) government super. Don’t get to retirement living in a castle with too little cash to supplement your super.

Worrying too much - The news media will drag you into the

The big financial mistakes older people make Not getting on-going financial and planning advice leading up to retirement - If you fail to plan, then plan to fail. Get advice – if it costs say $150 to $200 pa that is peanuts compared to what it might do for you. It might get you organised and might even save you tens of thousands.

Failing to understand what diversification really means - You can’t pick the hot investments; no one can. Rather diversify properly, and you will make good money in good times, and survive the bad times pretty well too.

mire. Turn the news off and get out and about.

Not learning enough about investment before retirement - Knowledge is power. Learn about investments

Not living and spending too little - You can’t take it with you. Get advice and find out how much you can safely spend if you are worried.

as you save for retirement, and probably avoid the disaster some people incurred when they put all their money into one or to finance companies.

Believing that you can (or the “experts” can) pick the hot investments - No one can – buy quality and

Helping children too much and leaving yourself short - Love them or not, they may have 25 to 40 years

diversify widely. Beware of some apparently wonderful companies as the costs can be too high. After all someone has to pay for their big buildings and glossy brochures – and it will be you.

of working life in front of them - you don’t. Be careful; keep enough money back for yourself.

113 Raven Quay, Kaiapoi Ph: 03 327 7884 Membership $30 per year 1st April – 31st March

Phone 06 357 6022 E: admin@pncossieclub.co.nz W: www.pncossieclub.co.nz

The Kaiapoi Club & M.S.A is an affiliated club situated in the heart of Kaiapoi, offering a great range of dining, social, entertainment, facilities and groups. The Kaiapoi Club is formally known as the Kaiapoi Working Mens Club & M.S.A which holds a Permanent Charter and is affiliated to Clubs New Zealand (Inc) and therefore we welcome members from other affiliated Clubs throughout New Zealand and Australia. Situated in the heart of Kaiapoi and offering the following: • Two Large Open Area Bars (featuring regular entertainment) • Bistro and Restaurant (Mon & Tues Closed, Wed – Sun Open 12pm) • Function and Meeting Rooms • Bottle Store (Members Only) • TAB (Full Service) • Pool and Snooker Tables • 18 Gaming Machines • Sky Television

www.facebook.com/PNCossieclub

• Golf • Big Screen TVs • Snooker • Darts • TAB

• Indoor Bowls • 8 Ball • Fishing

Membership starting at $30 a year

OPEN 7 DAYS 18 Gaming Machines

Housie Thursday afternoon Restaurant Tuesday - Sunday Buffet: Friday evenings & Sunday lunch Piranis Restaurant

22 Linton St, Palmerston North

Affiliated members, guests & visitors welcome

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M o n e y M a t te rs

Saving made simple Whether you’re trying to pay off a debt or build your savings, sometimes saving money is simply about changing your mindset and bad habits to achieve financial freedom in the long term. Here are a few money traps to avoid: Coffee/lunch - $4.50 for a latte or $8.50 for a Panini may not sound like much, but if you’re buying them everyday the total weekly cost is fairly significant. Times this by four and then by 12 and the yearly expenditure comes to around $3,000! Treat yourself every now and again, but think about where you’re better off spending your money. Dining out - Sometimes we tell ourselves that we deserve a treat and say this at the end of every week just because it’s Friday. Eating out

can be a fine thing, and eating at home takes effort and planning, but at least you know exactly what’s going into your food. And your bank balance will thank you for it. Not checking what you spend - Many of us probably don’t bother to check receipts and often leave them to decay at the bottom of our bags until we find them a month later and discard them accordingly. If you can’t be fussed handling a draw full of receipts, at least check your bank account online to keep an eye on exactly what you’re spending. If money is leaving your account and you don’t even recognise where it’s gone, be mindful when you spend from now on. Don’t be influenced - Will Smith said, “We spend money that we do not have, on things we do not need, to impress people who do not care.” Just because your friend bought the latest flat screen TV doesn’t mean you have to follow suit. Don’t be a sheep and follow your own path.

Zero percent Interest rates? Sick of the hassle of rental properties? With a raft of change to laws around owning rental property, many people sell due to the hassle of ownership. Yet with zero percent returns on term deposits, it has people searching for alternatives to mange their savings.

regions and industries. This can either be done through your own means or as part of a managed fund (such as KiwiSaver but there are many examples that are similar but not locked in to age 65)

But the same fundamental investment principles apply now as they always have, which are effectively:

Alternatives to term deposits are answered by ticking the above principles off. Most people are exposed to KiwiSaver now which in effect should be set up according to the above basics, and you would have seen a better than bank return as a result over the last number of years.

Time How long before you need to start drawing on large amount of your savings? This will drive your investment strategy ie conservative? Aggressive? Somewhere in the middle?

Probably the most important thing to do with concerns or queries is to seek quality advice from professional advisors.

Asset allocation Shorter time frames mean more conservative investments, longer term means you can afford the ups and downs associated with more growth investing such as property and shares. The terms such as Conservative, Balanced and Growth refer to this asset mix of conservative and growth investments.

Mark Sheehan is a Certified financial Planner and Authorised Financial advisor. Advice is of a general nature and not intended as personalised advice. Disclosure statement available on request and free of charge.

Diversification

Ph 03 548 2752 E mark@sheehanfinancial.co.nz www.marksheehanfinancial.co.nz

Diversification across investments, countries,

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P lu s liv in g + | 17


???

1f TOUCHSTONE HOMES BUILT WITH HONESTY AND INTEGRITY

I

CRAFTED WITH PASSION

Ready to discuss your options? Great - let's have a chat. Call us today on 027 220 6558 I Landline: 03 961 6046 www.touchstonehomes.co.nz

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???

Investing in property - the wise choice History tells us that from Every Moment Of Adversity Or Adjustment Comes Opportunity The question you need to ask yourself, is "What am I going to do to make the best of now?" Our advice is invest in property. Here's why: For more than 20 years we have built hundreds of homes for New Zealanders, both for investors and home owners. We've seen Recessions, Currency Crisis, Terrorist attacks in New York, the Global Financial Crisis, Earthquakes and now a Pandemic. In the face of such uncertainty, the big question is: what should we do next? A new beginning At every downturn we hear the DoomSayers of economic reality cry "the end is near". But it never is... And it doesn't have to be this way. From every period of crisis has come a period of change and sustained growth. The same DoomSayers predicted financial Armageddon. Then they tell us it can't last. It's unsustainable. We can't expect it to go on and not pay the price. And yet we do go on and from every moment of adversity or adjustment comes opportunity. Then they went on to say: "the property market sales dropped to their lowest levels in 17 years!" I don't suppose this was be cause you couldn't buy a home during lockdown, let alone settle with a purchaser? So, now we are seeing value growth and sales numbers increasing steadily. Now the DoomSayers are saying it won't last. That's simply not true. Here's why to build new and invest People are actively looking to get on with the things they have wanted to do. With 8 weeks to think about it, they are ready to build. Given the aftermath of hidden damage and poor repairs that still affect thousands of Christchurch homes, why wouldn't you want to build new?

Andrew O'Donoghue of Touchstone Homes

Investors are back looking for opportunities. And why wouldn't they?

We can build a quality fully completed 4-bedroom home in the Rolleston Township for

$585,000

At 2.5% interest you are paying $13,375 P.A in interest. Rates $2,500 and insurance $1,650 The Weekly rent would be $500 per week or $26,000 per year.

After expenses the profit in your pocket is

$8,475 P.A!

The property could be paying itself off!

Check out our show homes at: 49 Prestons Park Drive, Marshlands, Christchurch and 15 Falcon Road, Rolleston Lets explore your options - contact Andrew today on 027 220 6558

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Te c h n o lo g y

Staying connected Keeping in touch with your loved ones, even when they’re far away, has never been easier. While nothing can quite beat face to face communication, technology has made it so you can connect with who you want in real time. So here are different options for online communication that you can use with your computer or on your smart phone, from video chatting to messaging.

FaceTime - From the ever-popular iPhone to devices such as the iPad and MacBook, chances are someone you know and care about uses an Apple device. That’s the beauty of FaceTime, Apple’s video chat software that comes preinstalled on all their devices (at least from 2010 onwards); you can easily video chat with anyone that has an Apple device, no matter where they are in the world.

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If you have one, open up your iPhone, iPad or Macbook and log into your Apple ID account. If you’ve already set up your device before this, use FaceID or TouchID to log into FaceTime. To make a FaceTime call, either search the name if they’re already in your contacts, or type in their number or email.

Facebook Messenger - With over 2.4 billion monthly active users, Facebook is the most popular social network site worldwide. Beyond the website, did you know that the Facebook Messenger app makes it easy to message, video chat and call your friends? One great thing about Facebook Messenger is it’s not limited to just iPhones – anyone with a smartphone and a Facebook account can


Te c h n o lo g y download it. Once you have an account, sign in and set up your contact list, also known as your Facebook friends. If you don’t have a smartphone or don’t want to download the app, you can also video chat through the website.

Skype - Skype was one of the first video chat websites and apps popularised worldwide. Owned by Microsoft, it comes preinstalled to your computer if you have a PC. If you have a Mac, it’s easily available for download. You can also download it on your Apple or Android device.

was the first to offer messaging, voice calls and more exclusively for smartphones when it arrived in 2009. Mainly people use WhatsApp for texting, especially while abroad. The best thing about WhatsApp is its ease of use. All you need for your account is to enter your Apple or Android devices telephone number, and it verifies who you are through that. If you change your mobile number, you can change that as well to keep your account up to date.

Another feature that makes Skype unique is you can affordably and easily make international calls to people who don’t have Skype. For example, 0800 numbers are free to call.

From there, WhatsApp accesses your contacts for you and connects you to people who already use the app, making it a streamlined process.

If you don’t have an account already, you can create one for free. Alternatively, you can use your Microsoft/Hotmail/Outlook account to sign in. Once you’re all set up, search for friends and family who already use Skype.

WhatsApp - The Facebook-owned app recently hit two billion users worldwide. What makes it so popular was that it

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K J Morgan Plumbing Ltd

11 Purkiss Street, PO Box 925, BLENHEIM 7240

t: 03 578 0060 f: 03 578 0994 www.morganplumbing.co.nz w w w .m a rk a t .c o .n z

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Destinations

South

By Claire Wright

Hidden gems in With international travel off the table for the foreseeable future, there’s never been a better chance to explore our own backyard. New Zealand is home to a diverse range of climates and microecosystems, from subtropical places in the far North Island during the summer to snowy alpine areas inland on the South Island during the winter. We all have our favourite haunts, but how many times have you stepped off the beaten track to find some place new? We’ve curated a few suggestions for you below.

Motunau - Located in the Hurunui district just over an hour north of

Curio Bay, the Catlins - The Catlins, located at the bottom

Christchurch, Motunau is a sleepy village with a beach unlike those seen on postcards and in travel magazines. It’s less tamed, with giant cliffs and rock fragments, as well as the Motunau River that runs next to its only campsite.

tip of the South Island, boasts stunning views in a remote region. With abundant wildlife and a wide range of waterfalls, forests, beaches and farmland, the area has a lot to offer with less foot traffic.

Nearby sits Motunau Island, a crucial refuge for many creatures including seabirds, geckos and over 5,000 little blue penguins. Access to the island is restricted to research only – permits issues by DOC – but you still view the island from afar on the beach or by boat.

Curio Bay in particular showcases lush marine wildlife and glimpses of the past – like yellow-eyed penguins, Hector’s dolphins, fur seals and sea lions – as well as a 180 million-year-old Jurassic fossil forests. It’s one of only three accessible fossil forests in the world.

For more information about the area, camping grounds and more, visit: www.hurunui.govt.nz.

For more information about Curio Bay and the Catlins, visit: www.southlandnz.com.

HOME DELIVERY FROM THE HOME OF REAL MILK

We now deliver free range eggs too!

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Order online today at oaklandsfarm.co.nz

• Plumbing & Drainlaying • Repairs & Maintenance • After hours emergency service • Free Quotes • Grey power discounts FIND US ON FACEBOOK 2 2 | P lu s liv in g + w w w .m a rk a t .c o .n z

Nelson 03 547 4532 E: office@timmillerplumbing.co.nz


Destinations

our own backyard

North

Whangaroa Harbour - Located in Northland, Whangaroa in

Putangirua Pinnacles - In the southern Wairarapa area

the Bay of Islands is a staggering place to explore by boat or through the various walkways and trails.

only a short drive from Wellington sits the Putangirua Pinnacles Scenic Reserve, the “badlands erosion” where the Putangirua Stream has exposed ancient layers of gravel through rain and flood, forming “hoodoos” or individual pinnacles.

The Whangaroa Harbour is an old river system, drowned when the sea level rose about 6,000 years ago. Ancient volcanic rocks make up its steep rocky outcrops. You can visit the harbour two ways – by land or by sea – and it has three wharves, as well as two boat launching ramps. It’s home to small but important areas of mangrove and saltmarsh wetlands, as well as tidal rivers. For more information on Whangaroa Harbour, visit: www.whangaroa.co.nz.

The Putangirua Pinnacles also feature as a backdrop in the Lord of the Rings: Return of the King film, where Aragorn, Legolas and Gimli ride to meet the Army of the Dead. For more information on the Putangirua Pinnacles, visit: www.wairarapanz.com.

Like us on

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Queenstown House Boutique Bed & Breakfast

At Queenstown House we pride ourselves on our kiwi-hospitality and our ‘home away from home’ feel. We have recently had a refurbishment of the property and we are excited to welcome you here. Our boutique hotel is ideally located out of the hustle and bustle of town with picturesque views of the surrounding mountains and Lake Wakatipu. We have luxury rooms to suit all. From charming queen rooms to spacious apartments, we can cater for you.

Upon arrival, you will be complimented with a bottle of Central Otago wine in your suite. Enjoy a glass whilst admiring the view from your room. Every morning, our excellent chef will cook you a delicious breakfast from our seasonal menu. Whilst waiting for your breakfast, you can sit back in our dining room which overlooks the lake and sample our homemade baked goods from our buffet selection. Our knowledgeable staff are always on hand if you need any restaurant or activity recommendations or if you have any queries regarding the area.

40% OF F

UN NOVE TIL MB 2020 ER,

Boutique Bed and Breakfast & Villa Apartments Where every guest is treated as an honoured friend and feels every bit at home!

!

Completed a post covid spruce up

69 Hallenstein Street, Queenstown, New Zealand | Ph: 03 442 9043 E: stay@queenstownhouse.co.nz | www.queenstownhouse.co.nz 2 4 | P lu s liv in g + w w w .m a rk a t .c o .n z


P u b lic S e r v ic e s

Nelson Public Libraries “ Nelson Public Libraries – bringing our library to you The library is a space for everyone. However not everyone can come to us – so we have a number of outreach services where we bring our library to you and your space. The aim of these services is to not only promote the library and the activities we offer, but also show people how to use and access our e-resources and to share the connections, physical items and lifelong learning that can happen at libraries.

A prime example of this is our home delivery service, where our wonderful volunteers take books and resources, including a fantastic range of large print and audiobooks, to people who are housebound and cannot come to the library. Items are selected for each customer by the home delivery team, who also have a large set of memory boxes which can go to rest homes. Programmes aimed at older adults such as our dementia friendly book group are also facilitated by this team. The service is free, and available for any Nelson resident who is housebound. If you want to know more about this service then please contact our Home Delivery team, Chris, Megan and Sue at homedelivery@ncc.govt.nz.

A prime example of this is our home delivery service, where our wonderful volunteers take books and resources, including a fantastic range of large print and audiobooks, to people who are housebound and cannot come to the library. Items are selected for each customer by the home delivery team, who also have a large set of memory boxes which can go to rest homes. Programmes aimed at older adults such as our dementia friendly book group are also facilitated by this team. The service is free, and available for any Nelson resident who is housebound.

For all other library enquiries please check our website (www.nelsonpubliclibraries.co.nz), or contact us on: library@ncc.govt.nz or 546 8100.

Elma Turner Library Mon, Tue, Thu, Fri: 9:30am - 6pm Wed: 10am - 6pm Sat: 10am - 4pm Sun: 1-4pm 27 Halifax Street, Nelson Phone 03 546 8100 Email library@ncc.govt.nz www.nelsonpubliclibraries.co.nz

Stoke Library Mon, Tue, Thu, Fri: 9:30am - 5:30pm Wed: 10am - 5:30pm Sat: 10am - 4pm Sun: Closed 35 Putaitai Street, Stoke

Nightingale Library Memorial Mon, Wed, Fri: 1 - 4:30pm Tue, Thu, Sun: 10am - 2pm Sat: Closed 2 Beach Road, Tahunanui

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W o rk in g L ife

Five tips

to avoid a New Year cash flow hangover

Obviously the Christmas-New Year break is a wonderful time of the year, but when it comes to cash flow in the New Year, seasonal cheer can turn into a nasty hangover if businesses are not prepared. Accounting software provider MYOB has five simple tips for avoiding the cash flow crash that will help mitigate the impacts of business seasonality.

1. Make hay while the sun shines “During peak times, we see countless businesses crammed full of customers and people lined out the door waiting to be served. A lot of small businesses get very busy during the high season and miss sales opportunities because they haven’t catered well enough for the bump, meaning people end up going elsewhere,” says MYOB head of small business, Ingrid Cronin-Knight. “Make every sales opportunity count. This is a time of year when customers are willing to spend money, so be ready to cater for that increase in traffic. Gear up in advance with staff and stock so you can keep the cash registers ringing.”

2. Stash the cash To help your business during low cash flow periods, make sure you build up a reserve of cash when cash flow is good. It is easier to build a decent cash reserve for the down times if you have taken advantage of every customer dollar while the register is running hot. “Setting money aside will tide you over the quite periods when foot traffic dries up and the phones stop ringing,” Ingrid says. “Put some money aside for paying business taxes when they fall due. Don’t fall into the trap of spending all your cash during the peak times, only to leave the cupboard bare during those lean months when the taxman comes knocking.”

3. Look ahead Like a ship’s captain on the deck peering through a telescope, business owners should be able to spot storms on the horizon when sales start to drop and cash flow is tight. Good owners, especially if they have been in business for more than a year, should plan drops in sales and delays in getting paid. “Talk to your customers and try to pick where business confidence is going. The summer period is a great time to do some study and get a read on trends in your industry. “There is some great business writing out there and it’s worth having a look at what the Reserve Bank is saying about where the economy, inflation and interest rates are heading.

KPPLASTERING YOUR SATISFACTION IS OUR PRIORITY We work closely with our clients to customize the services we provide based on their specific needs and circumstances. We’re proud to be a professional finishing company servicing our Clients on Malta and Gozo area. We are willing to go the extra mile whenever and wherever we’re needed. Contact us today to get in touch with our team of experienced professionals.

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“Understanding your own business patterns alongside the wider economy will help you spot the peaks and troughs to come – and provide for them in advance.”

4. Keep a few promotional aces up your sleeve Smart promotional discounts during the slower months can help boost flat sales. Create some targeted marketing campaigns in advance that you can quickly promote to your customer base if needed. Smart and quick sales campaigns can give your business a vital boost in cash flow when all your competitors are struggling. Being proactive can start cash flowing again in your business – and digital marketing campaigns can reach your customers no matter if they’re on the beach or around the BBQ.

5. Hire a flexible work force For most businesses, labour cost is their largest expense. If you are in an industry with big swings in customer demand, it makes sense to get your rostering right. Make sure you have a labour model that allows you to be flexible with your staff during peak periods as well as during the lull. “It also means being upfront and transparent with staff about what will be required of them through the summer months. Your employment contracts should accurately reflect the demands of your workplace,” Ingrid says.

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Stayin control

L e g a l P ro te c tio n

An Enduring Power of Attorney (EPOA) is a legal document in which you name a trusted person or persons to have the power to be able to make decisions about your property and your personal care and welfare when you are no longer able. • Your personal care and welfare EPOA will only come into force if you become mentally incapable. It covers such things as your health and wellbeing and includes decisions regarding your accommodation • Your property EPOA is able to come into force either upon signing or upon mental incapacity and covers all of your personal property such as your finances and real estate. Discussing the possibility of becoming mentally incapable and the preparation of EPOAs need not be intimidating. Our team of experienced senior law practitioners will take the time to listen to your requirements and tailor make documents that apply to you and your family’s specific situation, while making sure you are provided plain English advice so you fully understand the documents and their function. Taking the time now to ensure your personal and property affairs are in order will provide both you and your family with peace of mind, and allow you to enjoy your retirement knowing you have a plan in place for the smooth management of your affairs.

Legal protection for your family through the stages of life Making a plan to ensure that everything you own, now and in the future, goes to the people you care about is one of the most important things you can do. Inheritance/estate planning and wills Advice on retirement village and aged care facility contracts

Rest home care and residential care subsidy applications Enduring powers of attorney PPPR applications

Nelson: 78 Selwyn Place, Nelson Ph: +64 3 548 8349 Richmond: 66 Oxford Street, Richmond Ph: +64 3 543 9090 www.pittandmoore.co.nz

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D a ily L ife

A fate worse than death A study of people’s worst fears placed death at number seven. It seems we find at least six things to be far worse than death, with the most feared of all being speaking to a group. Countless surveys and studies over the years have placed the fears in different order, but the number one fear never changes – fear of public speaking. In one study over 40 percent of people ranked it top of their list. The vast majority of professional roles involve some level of public speaking, from participating in meetings to giving presentations to clients. It is rare for a professional to divulge this fear to their employers so it goes undetected and untreated, with the result being ongoing inferior performance in this area, or complete avoidance of the situation. It is quite common for someone to call in sick on the day of a presentation. And if left unaddressed, this fear can carry though for the entirety of someone’s life. One size does not fit all when it comes to treating this problem. It’s essential to look beneath the fear and find the contributing factors. One common contributor is the loathing many sufferers have of being looked at or being the focus of attention.

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Underneath this will be yet another contributing factor, often the fear of being judged or falling short of the task. Underpinning this will be the core issue, which will be unique to the individual, as we all have different life experiences. Sometimes the core issue is a time we have failed in front of other people in the past, often in childhood. For many it is not something obvious, like having given a poor speech in the past. Far more common with sufferers is a situation in the past when they got something wrong and everyone looked at them. The feelings of embarrassment and humiliation remain in the subconscious mind waiting to be triggered by the next time they are looked at by a group of people. That ‘group of people’ may be any situation where more than one person is present.

If more than 40 percent of people rank their worst fear as speaking to a group, it’s likely that someone in your workplace and or sphere of influence is hampered by it. Are you?

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P: 03 538 0224 / 021 350 999 • E: les.atr@xtra.co.nz

COMMERCIAL | RESIDENTIAL

121 Pascoe Street, Tahunanui, Nelson, 7011 www.alltransport.co.nz

Office: 03 541 8665 Mobile: 027 581 1621 www.carterandsonsconcrete.co.nz

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L e is u re

My Ride Richmond

My Ride Richmond is a locally owned independent bike sure situated in the heart of Richmond. We are open seven days ready to service all your biking needs including sales, service, repair and advice. We can help you with purchasing the right bike for your needs from balance bikes to e-bikes. We stock Scott, Avanti, Rocky Mountain, Raleigh, Malvern Star and Forbidden bikes. Our experienced service team and fully stocked workshop will help to keep your stead running smoothly. My Ride Richmond also stocks a wide range of bike accessories including clothing, shoes, tools and a great range of elbow and knee protection. Our very experienced team will help you to select the accessories you need to be comfortable and safe while enjoying the many great tracks and roads that the Nelson/Tasman has to offer. Call in and talk to the team at My Ride Richmond for all you biking needs.

BIKES FOR LIFE We stock great brands including Scott, Avanti, Pro, Shimano, Kenda, Volta, Rocky Mountain and heaps more. We have our own fully equiped Shimano and Park tool workshop ready for your bike to be serviced.

203 Queen Street, Richmond | 03 544 5429 richmond@myride.co.nz | www.myride.co.nz

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D a ily L ife

Daily planning made simple Ask most people about how they manage their ‘to do’ lists and you’ll find that few use lists (if they have them), in a way that gets the best results. Most people begin with the easiest tasks. What this means is that, at the end of the day, they’ve run out of time for the big or more difficult jobs. Why do people do it this way? ‘I like to cross things off,’ or ‘It gives a sense of satisfaction,’ or ‘I’m getting up momentum for the harder jobs’. The reasons are many. The following very simple process has helped hundreds of thousands maintain focus and clarity.

1. At the beginning of the day (Or the night before), make a list of everything you want to do, in no particular order.

2. Identify the top five tasks Number them one through five, wherever they are on the list. Don’t bother to number the rest – just the top five.

FREE YOURSELF of Unwanted Hair Permanently! With over 30 years of experience, and private clinics in both Nelson and Richmond, Anne Michelle has become one of New Zealand’s leading electrologists, offering a specialized one-on-one service that includes - facial and body hair removal, skin tag and small wart elimination, and red vein treatment.

Anne Michelle / 0274 393 503 anne@amelectrolysis.co.nz Website: www.amelectrolysis.co.nz Email:

FREE Consultation for the month of May

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3. Start at number one

Don’t stop until you’ve finished, gone as far as you wish to go (you may have set a time limit), or as far as you’re able to go.

4. When interruptions come As they always do, ask yourself, ‘Is this more important than the activity I’m working on?’ If not, add it to your list, put it out of eye-range so it doesn’t distract you, and stay focused on the more important activity. However, if it is more important, put the other task aside, work on the new job, and when completed go back to your list.

5. Each time you move down the list Review it quickly. If something that’s jumped on the list is of higher priority than the activity you’d planned to do, give it lead position.

6. If there’s any day left Once the top five and relevant queue jumpers have been handled, go back to the list and number off another five. This saves time at the beginning of the day prioritising things you may never get to. Keep your planning simple, but most importantly, do it every day.

Anne Michelle

Electrolysis

Anne Michelle Electrolysis offers a science-based hair removal technique that is quick and gentle on skin, with results designed to last. The process is completely safe and relatively pain free. Anne Michelle has found that by employing both thermolysis and galvanic methods, she achieves a far more effective result, with the greatest comfort level for her clients. Anne Michelle Electrologist works from clinics in Nelson and Richmond. Not as frightening as it might sound, electrolysis is a tried and tested treatment that originated in England over 100 years ago – and while other forms of treatment have waxed and waned in favour,

electrolysis remains a constant. Why...? Simply because it works! Electrolysis is still considered by all the major cosmetic and medical bodies as the only permanent hair removal system. It works by passing a low-level electrical energy pulse through a tiny needle into the hair follicles in the skin’s surface. There are different forms of electrolysis – Anne Michelle uses thermolysis and galvanic electrolysis. The former method heats moisture in the hair follicle to the point where it effectively cauterizes the follicle, while the latter alters the chemical structure of the moisture in the follicle, creating a caustic solution that destroys the hair germ cells around the follicle.


C le a n in g

SteamCleanz

It ‘aint clean until it’s SteamCleanz! SteamCleanz is a Marlborough based cleaning company specialising in both residential and commercial cleaning. The company was founded 10 years ago by Roger Nicholls who started what was then a ‘one man band’ set up, using a portable steam cleaning system. Over the years and with strong support from wife and co-director Rosemarie, the company has successfully grown, and today has over 120 regular clients and includes a staff of 45 people. “Our team are professional, trustworthy and experienced cleaners, many of whom have been cleaning 20 years or more,” says Roger. “We focus on the small detail and our staff take pride in their work which really makes a difference.”

For residential customers, the company provides a full house clean service such as estate cleans, tenancy exits, when a house is bought or sold, or a post-renovation clean up. “We do a lot of work with aged care companies and the older folk directly. Offering a one stop shop – cleaning premises from top to bottom. Often a full steam clean of ceilings and walls can significantly reduce the cost of a repaint, or sometimes even the necessity to redecorate at all.”

For queries and quotes or more information visit www.steamcleanz.co.nz or have a message taken by Call Care on the landline 03 573 8924.

We do a lot of work with aged care companies and the older folk directly. Offering a one stop shop – cleaning premises from top to bottom. Often a full steam clean of ceilings and walls can significantly reduce the cost of a repaint, or sometimes even the necessity to redecorate at all.

SteamCleanz Marlborough

Professional, friendly & experienced cleaning services in the Marlborough region. Domestic Cleaning / New Build, Total House, Presale and Moving Out Cleaning / Commercial Cleaning Unit 4, 9 Auckland St, Blenheim 7201 | 03 573 9841 sales@steamcleanz.co.nz | www.steamcleanz.co.nz

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H o m e L ife

The pros and cons of working from home Working from home has been seen as a very attractive option for many people. It offers great flexibility and a work-life balance that we all dream of. And as more people seek a better-balanced lifestyle, an increasing number of professionals are turning this dream into a reality.But with the Coronavirus on the march, many of us may find ourselves working from home as a necessity, not a choice. So here are a few of the pros and cons of working at home to consider to help make the adjustment, should it be necessary

Advantages

Flexibility- Working from home opens up a world of possibilities.

Having the freedom to choose your own work hours is one of the most notable changes, but there are many other elements that you’ll have control over. For example, working from home gives you the freedom and flexibility over your work environment which encompasses the temperature, lightening, sound, such as the choice to play music or not, and your overall comfort and atmosphere.

Substantial savings- There are many hidden costs associated

with working in a traditional office environment, from the cost of fuel

used driving back and forth to work, parking charges, the temptation to buy expensive lunches and pricey work wardrobes .

Higher work output

- Removed from the distractions and stresses of the workplace people often feel a lot happier and as a result, work more efficiently and at the end of the day, are more productive.

Disadvantages

Interruptions - Although you’ve eliminated office distractions, a

whole new raft of distractions emerge when working at home - and they can often be worse. These can include children, friends, pets, neighbours or the temptation to get chores around the house done.

Loneliness - One of the main disadvantages of working from home

that isn’t often anticipated is the isolation experienced working alone. People often miss the hive of social interaction at the workplace. For many people it is their primary environment to meet people and make friends. Professionals working from home often feel disconnected, isolated and depressed.

Work doesn’t end - If you fail to create a clear separation between

your work and home life, you can be at risk of working endlessly. Because there is no one enforcing a strict nine to five work day, people who work from home often find themselves working longer hours.

NEED WINDOW & DOOR REPAIRS? we fix windows and doors Window handles, seals, hinges & stays • Security locks for windows & doors Sliding and bi-fold door rollers, locks & handles • Retractable insect screens

Local family business servicing Nelson & Blenheim Call free anytime

0800 37 37 10 3 2 | P lu s liv in g + w w w .m a rk a t .c o .n z

www.exceed.co.nz


Tra n s p o r t

Nelson City Taxi Society Ltd The Nelson City Taxi Society Ltd was established in 1962 and maintains a market share of 70 percent of all taxi related services in the Nelson and Tasman regions. They are home to Nelson’s largest taxi fleet and complete over 17,000 rides every month. Nelson City Taxis has five Total Mobility hoist vans for all wheelchair requirements. All the drivers have first aid certification and are NZQA accredited to provide a high standard of customer care. The vehicles are regularly checked and maintained to ensure safety. Nelson City Taxis Mobility fleet offers a door to door service and assists customers where its help is needed. The vans can fit up to three wheel chairs and four passengers and can transport mobility vehicles and cloud chairs. They are also available for charter hire for outings with your loved ones on an hourly rate and pre bookings are available. You can use your Totally Mobility card to receive up to a $10 discount fare or you can enquire about TaxiCharge, particularly useful for organisations. TaxiCharge NZ Ltd is New Zealand’s only specialist, nationwide taxi billing solution for taxi travel. With a range of products to choose from including a booking pin system, individualised taxi charge cards or pre-loaded voucher cards. TaxiCharge taxi billing

solutions provide entirely itemised statements to make keeping track of your taxi usage completely seamless. You can visit Nelson City Taxis website to open an account. Locally, Nelson City Taxis has remained the industry leader throughout its almost 60 year history. They are committed to maintaining this lead by adopting the latest technology to benefit not only its customer’s journey, but to improve their service and ease of access. Nelson City Taxis were the first in Nelson to install computerised GPS dispatch facilities, continue to provide a 24-hour call centre, provide mobile EFTPOS and credit card terminals in all vehicles and has launched the iHail app to make booking a taxi even easier. The Nelson City Taxi Society is a member of the nationwide Blue Bubble Group, offering superior taxi services and standards throughout New Zealand. It is also a member of the New Zealand Taxi Federation (NZTF) and all Nelson City Taxi drivers are certified in accordance with New Zealand standards. They are contracted to the Nelson City Council, Ministry of Education, NZ Post, ACC, DHB organisations and Nelson Airport, for passenger services and time critical services. Customer critical services include, Nelson Marlborough Area Health and associated laboratories, New Zealand Post and Ministry of Education School Support. For further enquires contact: enquiries@nelsontaxis.co.nz

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H o m e L ife From tube on palette comes paint by Gennadiy Poznyakov.

Get crafty How to start acrylic painting

By Claire Wright

So you’ve decided you’re going to start painting with acrylics. There’s a misconception that the medium is hard to master, but it’s one of the most accessible methods for beginner painters. You don’t need a lot of supplies, and this guide will help getting the proper materials so you can unleash your creative side.

inexpensive tool to help you mix paint colours efficiently – you can even use the knife to apply paint to a surface. You can use a brush, but it wears out your brushes sooner. When you’re ready to start, adding a dab of each primary colour to your palette – along with black and white – gives you more than enough to mix and experiment as you please. Make sure to leave white space for extra colours.

Different surfaces A cheap way to get started is to use canvas paper as opposed to actual canvas. That way, you can save up funds and build up confidence.

Types of acrylic paint There are two different types of acrylic paints: 1. Fluid acrylics – the paint is thinner and drips out of the tube. Fluid acrylics are great for detail work, staining and dry-brush work – think dreamlike landscapes. 2. Heavy body acrylics – the paint is thicker and retains brushstrokes. Heavy body acrylics are great for colour mixing and blending, as well as heavier statement pieces like Van Gogh used to paint. For colours, start with the basics: blue, red, yellow, black and white. From there you can mix any colours you need or can imagine.

Brushes & palettes Typically, acrylic brushes are longer and more substantial than watercolour brushes. To start out with, you need: • One large round brush • One small round brush • One large flat brush • One small flat brush. Once you become a more advanced painter, consider investing in more brushes that suit your style. To mix different colours of paint, you need a non-stick surface. Try out palette paper or a traditional palette. Also, a palette knife is an

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If you have an easel available, it’s a good place to set up your canvas or board – it’s not essential though if you’re starting out. Having scrap paper available to wipe away extra paint or colours will help you test out your ideas.

Treat your surface If you’re using canvas paper, you can skip this step. If you’re painting directly on canvas, however, you’ll want to treat it before you get started. Please note that not all surfaces require treating, so make sure to check the manufacturer’s suggestions. If so, treat it with gesso, a type of white paint mixture that prepares surfaces like wood panels, canvas and sculptures for painting.

Paint to your heart’s content Try out different painting styles and ways of using your different brushes, or even your palette knife. Look at your favourite painters and try to emulate them. The whole point of painting is enjoying yourself. It’s okay if you’re not a natural genius at it. The fact of the matter is that almost no one is. Develop technique and don’t be too hard on yourself. With time, you’ll become better than you thought you could be.


E n te r ta in m e n t

Club Waimea Club Waimea is your one stop shop for entertainment in Nelson. Become a member NOW! For members, their guests, and affiliated members, we have a whole raft of facilities and entertainment options, from bar, restaurant, weekly live music, TAB, gaming, recreational sections such as cards, snooker, pool, indoor bowls, darts, singing, fishing, line dancing, rock ‘n roll, golf, rugby supporters, and more. There’s something for everyone.

We have a whole raft of facilities and entertainment options, from bar, restaurant, weekly live music, TAB, gaming, recreational sections such as cards, snooker, pool, indoor bowls, darts, singing, fishing, line dancing, rock ‘n roll, golf, rugby supporters, and more. There’s something for everyone.

On the function front, our staff can help organise every aspect of every social occasion you could want. Club Waimea has room for any sized work group with the hall seating up to 350 people or their two function rooms which can hold up to 50 people each. There is also an all-weather outdoor bowls green, along with pavilion that comfortably seats 100 people, with its own bar facility and kitchen.

Whether you want platters of finger food, a buffet or a set menu, we can co-ordinate your event or function so it runs like clockwork. If you’re after entertainment for your wedding, birthday or anniversary celebration or even a little workplace team building through sport, Club Waimea has what you want. So now’s the time to come on down, become a member and start having some FUN.

FRIENDLY, SOCIABLE AND COMMUNITY MINDED SPIRIT

Club Waimea is a friendly place for Members to meet up with friends and family & Guests. There is something for everyone with over 14 Recreational Sections, great restaurant, bar, gaming, TAB, weekly entertainment, conference/party facilities. Come join us now.

Ph 03 543 9179 | reception@clubwaimea.co.nz | www.clubwaimea.co.nz w w w .m a rk a t .c o .n z

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G la s s S e r v ic e s

Abel

Glass “

z

www.abelglass.co.n

We’re your One-Stop-Shop for Auto, Home and Commercial glass.

Ph 03 528 5010 abelglass@xtra.co.nz 10 Old Wharf Road, Motueka, Tasman 7120

Abel Glass has been serving the good people of Nelson and Tasman for the last 15 years.

During this time, we have built a solid reputation of reliability, great workmanship and competitive rates. We are happy to offer all Grey pPower members a 15 percent discount on all products. We are also able to help with all insurance claims, be they broken windows, broken windscreens, or anything else glass-related that may have accidently been broken. Call us first and we will be happy to help you every step of the way!

Exceptional windows & doors Renovations and new homes Competitive prices Free quotes

Talk to Window Works on 03 544 6001 or info@windowworks.co.nz, stop by 11 Cargill Place, Richmond or visit us online at windowworks.co.nz 3 6 | P lu s liv in g + w w w .m a rk a t .c o .n z

We’re locally owned and operated and offer Grey Power discounts. We’re your One-StopShop for Auto, Home and Commercial glass.

Some of the services we can provide you: • Windscreen repairs and replacements • Mirrors • Broken window reglazes • Shower screens • Cat/dog doors • Picture frame glass • Splashbacks • Double glazing.


EliteConcreting Ltd Elite Concreting Ltd is a team that works hard and well together to obtain the same goal, that is to get a job well done and have satisfied customers.

finish of your choosing, adding value and style to your home, we have the team to get it done. Honest and friendly, we can also provide expert consultation and guidance, for those that are not quite sure what they envision, along with the provision of a free tailored quote.

The name may have changed but our objective has not. Over the many years of service given, we have had countless satisfied clients, all over the Nelson region.

The name may have changed but our objective has not. Over the many years of service given, we have had countless satisfied clients, all over the Nelson region.

All jobs are done to the personal requirements of each individual client, which includes full onsite preparation. For new builds and even if it’s time for a refresh, such as the removal of worn out old concrete or asphalt and replacing with a fresh new

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Elite Concreting Limited Whether you Color & Cut finish, Exposed Aggregate, smooth or textured Plain Concrete, or any other finish you can think of, Elite Concreting Ltd can help.

027 680 2419

Email: info@eliteconcretingltd.co.nz www.eliteconcretingltd.co.nz

Contact Rachael Gillard 0276802419 or check out our website @ www.eliteconcretingltd.co.nz

Delivering Quality Solutions

SURFACING

DRAINAGE

TENNIS COURTS

19 McPherson Street, Richmond, Nelson 7020 Phone: 03 541 0385 Email: jarrod@asphaltandconstruction.co.nz / jason@asphaltandconstruction.co.nz johnny@asphaltandconstruction.co.nz

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P ro p e r t y M a n a g e m e n t

Modernising our The Residential Tenancies Act (RTA) was introduced in 1986 when the world was a very different place. Most people owned their own homes and only a few people rented. Fast forward nearly 20 years and more people rent than ever before which is why the Government has announced a number of proposals to bring the RTA up to date. Broadly speaking the proposals will bring about a number of positive changes for those renting. However, it’s important that as much balance as possible is achieved in terms of both tenants’ and landlords’ rights – particularly with the raft of legislation landlords have had to deal with over the past 18-24 months. Proposals such as a ban on rental bidding, limiting rent increases to once every 12 months and making rental properties safer and more liveable for tenants are likely to bring about positive changes for tenants’ lives and will give them more certainty than they’ve had in the past. However, as with any legislation, there are some aspects to the proposed changes to the Bill which have caused some concern. The most significant and controversial proposal is the recommendation to end the no-cause 90-day notice. The removal of the 90-day notice will likely influence landlords’ and property managers’ decisions around choosing tenants and could see tenants who have had small issues in past tenancies not selected.

rental laws

In the vast majority of circumstances, landlords use “no-cause” termination notices as a way of bringing a tenancy to an end for serious issues. Competent landlords always prefer to have a property tenanted, and would prefer to fix problems raised by tenants, so only use the 90-day notice as a last resort. Under the proposals, tenants will have up until 28 days before the end of a fixed-term lease to let an owner know they are not going to renew their fixed term agreement – even if the landlord does not want the tenancy to renew. This change could significantly affect areas that have strong student populations such as Christchurch, Hamilton, Auckland, Wellington and Dunedin. Under the proposal, students could let their tenancy rollover to a periodic contract throughout the Christmas period. Then in the New Year, after university has started back, the tenant could give notice to leave and the landlord will have missed the student market for a whole year. In our view, a tenant’s desire for security of tenure needs to be carefully balanced against a landlord’s need to manage business assets.

Article by Bindi Norwell, chief executive of the Real Estate Institute of New Zealand.

Pukeko Rental Managers Nelson Pukeko Rental Managers Nelson is owned and operated by Debra Robson – your local property management specialist. Having been both a tenant and an investor she understands the ins and outs in what both tenants and landlords need. Pukeko Rental Managers is not a one shoe fits all property management service – it can be tailored to what you need. Being an independent property manager your

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property’s care is her only priority, limiting the number of properties under management so that each property and tenant get the time and attention they need. Debra’s aim is to be the preferred property manager in the region – always offering a high level of service and adding value to your investments and keeping you up to date with all legislative requirements. FREE quarterly inspections, NO tenant finding fees and NO letting fees.


P ro p e r t y M a n a g e m e n t

RENTAL PROPERTY MANAGEMENT SPECIALISTS Tenants moving on? Purchased a new investment property and need help finding a tenant? Tired of feeling like your rental property is just another number?

Removing the risk for Property Owners

2020 Pukeko Rental Managers Franchise Award winner - Landlord and Tenant satisfaction and Rising Star

DEBRA ROBSON NELSON & TASMAN REGION

Ph 027 580 5104 debra@pukekorentalmanagers.co.nz www.pukekorentalmanagers.co.nz

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P ro p e r t y M a n a g e m e n t

Ray White Billy Kerrisk Property Management Ray White Golden Bay Property Management Hey landlords! Are you ready for the first Healthy Homes deadline in Dec 2020? Have you seen the new RTA Amendments Act coming Feb 2021? Do you want some free advice, support or information to help you prepare? Our resources and support can help protect both you and your asset - leaving you more time to just enjoy life. Call our NZQA qualified Property Manager today! Jenna Bowden - 027 525 7229 - jenna.bowden@raywhite.com

Golden Bay may be remote, but our service is top class. With over 180 Ray White Property Management offices in NZ tenanting over 19,000 investment properties, our group provides legal and practical support to us, so that we can confidently support our landlords through the many changes Residential Tenancy Law is facing.

As you may have realised, owning an investment property is no longer simply a matter of collecting the rent each week! It is a full time job keeping up with changing legal requirements, regular property inspections, detailed record keeping whilst keeping positive tenant relationships. Get it wrong, and you leave yourself open to potential difficulties including hefty penalties. We can help protect you and your assets. Give Jenna, our NZQA Property Manager call on 027 525 7229 or email jenna.bowden@raywhite.com

After 22 years in the harbour we’re a little bit different. When you live, play

and work in the same area for this long you get to ‘know’ things that only come with ‘hands on’ experience. So if you are now thinking a change of direction what better direction to go in than to our very own beautiful bays. Still a well kept secret. Just a few kms over the hills or through the tunnel, and you are there. We have the experience, the reputation and the insights that can help you to achieve what you want. Call us today, we’re here to help.

One of the many hidden gems in the bays

Min Sarginson Real Estate Ltd MREINZ Licensed REAA 2008 53 London St Lyttelton P 03 328 7273 E lyttelton@min.nz W www.min.nz

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R o o fi n g S o lu tio n s

Turner Roofing Ltd Turner Roofing Ltd is a proudly owned and operated Kiwi family business. Established here in Nelson, Turner Roofing has been producing high quality workmanship and expert advice with over 16+ years’ experience and knowledge in the roofing industry, covering the Nelson Tasman region. Ben Turner, proud owner-operator and licensed building practicioner, is constantly striving to produce the highest quality service, with an emphasis on excellent customer relations and communication to ensure your roof if tailored to your specific requirements. Striving to exceed customer expectations on providing a highly qualified service backed by reliability, efficiency, quality materials and exceptional attention to detail.

Striving to exceed customer expectations on providing a highly qualified service backed by reliability, efficiency, quality materials and exceptional attention to detail.

Turner Roofing has an extensive variety of roofing solutions available for all your new roof, re-roof and cladding requirements with health and safety paramount in all areas of our services.

A full warranty on all workmanship and products. For all your enquiries please contact directly to Ben Turner. Phone: 027 340 8287 Email: turnerroofingltdnz@gmail.com

Specialising in: • Long run COLORSTEEL • 5-rib • 6-rib • Corrugate • Alpine tray

• • • •

Standing seam tray Clear light Wall cladding Fascia gutter.

Phone: 027 340 8287 | Email: turnerroofingltdnz@gmail.com w w w .m a rk a t .c o .n z

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Tra ffi c M a n a g e m e n t

Nelson Marlborough Traffic Management Limited Our mission statement

Nelson Marlborough Traffic Management Limited is a family owned and operated traffic management business wholeheartedly dedicated to working with excellence and integrity to deliver cost effective and competitive traffic management solutions tailored to local businesses and specialising in forestry and civil contracting sectors in the Nelson Marlborough Districts. We take care of the legal, contractual and onsite traffic safety needs, providing our clients with everything from traffic management plan approvals to temporary traffic management, sign and equipment hire and Level 1 STMS and TC Training & Mentoring. All work is carried out in accordance with the New Zealand Code of Practice for Temporary Traffic Management (COPTTM).

We do what we say we’re going to do. We deal openly and honestly with everyone. We understand our reputation is critical to our long-term success.

Our values

INTEGRITY - We do what we say we’re going to do. We deal openly and honestly with everyone. We understand our reputation is critical to our long-term success. RELATIONSHIPS - We believe in developing positive alliances with principals, contractors, staff, the travelling public and our community. QUALITY - We value a “can do” attitude. We will provide traffic management solutions on a how, when and where required basis and at a competitive price. SAFETY - “Safety first on every traffic management job.” We are committed to providing a healthy and safe working environment in accordance with NZTA and Local Authority standards for road users with the least disruption to our contractors harvesting operations. We hold Sitewise Green Status with Site Safe.

Do you have work to do on or near a road? Providing traffic management solutions for a wide range of clients including civil work contractors, forestry operations and local trades work near any street, road or highway across Nelson, Tasman and Marlborough. We are council approved and offer Traffic Control Training Courses TTM Worker, TC, L1STMS & Mentoring.

Traffic Management Plan | Road control application & permits | Hazard reporting | Manual Road Control

P: 03 928 0475 M: 027 3190 956 E: admin@nmtraffic.nz www.nmtraffic.nz

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E n te r ta in m e n t

Clubs of Marlborough In the heart of Blenheim, nestled on the banks of the Taylor River, sits the Clubs of Marlborough. Opened in 2007, this iconic building incorporated three different organisations – The Marlborough Club, the Marlborough Returned and Services Association and the Blenheim Workingmen’s Club. The amalgamation of the three gives the club a diverse range of members and facilities. Being in the heart of Blenheim, the Clubs of Marlborough boasts panoramic views of the Taylor River and out to the Richmond Ranges. The services we offer to our members are extensive including 17 different sections you can join catering for a wide range of sports and activities. We have a fully equipped fitness centre with excellent instructors to assist any fitness level. A rifle range catering to our shooting section, a sports lounge containing snooker and pool tables, dart boards with full bar service, a full-service TAB and 30 gaming machines to list but a few of the facilities we have to offer. A main hall complete with bar facilities, which is multi-functional, rooms both large and small can be hired for meetings, conferences, and various events.

Our Club Bar and entertainment area, which is the main hub, has live music at weekends and flows through to our various dining areas including our recently revamped Taylor Bar and Eatery complete with its own private deck. There is even a children’s play area for those family diners. We have a wonderful deck area overlooking the Taylor River where you can relax and enjoy a drink or café food from the Terrace Café. The Clubs of Marlborough really is the place to visit when in Blenheim, with reciprocal visiting rights. It is a great place to unwind and enjoy our hospitality in the heart of the community.

The Marlborough RSA Lounge is a relaxing space with its own bar and deck. This area is extensively used by RSA members as a place to come and enjoy the comradery of their friends and visitors. The Marlborough RSA memorabilia room is definitely worth a visit.

Sections

Facilities and Entertainment

• Snooker • Pool • Darts • Cards

• Full Bar Facilities • Café Daily from 10am • RSA • Bridge Rooms

• Dance • Fishing • Golden Oldies

• Bistro Mon-Tue 5pm-7pm and Wed-Sat 5pm-8.30pm

• Golf • Indoor Bowls • Rugby

• Sports Lounge (Pool, Snooker and Darts) • TAB • 30 Gaming Machines

• Kings and Queens • Shooting

• Function Rooms • Meeting Rooms • Children’s Play Area

• Outdoor Bowls • Underwater

• Housie Wed 7pm Thu 12.30pm • Quiz night Wednesday 7pm

• Basketball • Football

• Regular Live Music • Raffles Wed-Sat 5pm-7pm Saturday 11.30am-1pm

COME AND SEE FOR YOURSELF

Clubs of Marlborough, 42 Alfred Street, Blenheim Phone 03 578 1059 | www.clubsofmarlborough.org.nz w w w .m a rk a t .c o .n z

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R e a l E s ta te

What to look for in a real estate agent Selling your home, which is often your largest asset, can sometimes be stressful or overwhelming.

It is important that you work with an agent that you can trust and that will help you achieve the best price and conditions for your property, all while making sure you are aware and happy with how the process is going.

When asking for recommendations, remember to ask why – what factors did they base their recommendation on? Did they feel the agent was trustworthy? Did they think the agent used the marketing spend wisely?

It’s good to look for agents who can demonstrate knowledge of your local area and community, as this will help them with the marketing of your home and explaining the benefits of your home, such as the location, to potential purchasers.

We often recommend meeting a few agents before you choose who to work with. We also recommend visiting open homes they are hosting to understand how they present their vendor’s home.

Local agents also tend to have a network of potential buyers that they have been working with, or that they have access to through colleagues - ensuring your property is best positioned and marketed to potential buyers. Many agents leverage technology to help market and sell your home, which can often reach a broader audience, for example: • Virtual Reality tours or 3D walkthroughs are one of the options that increase the accessibility of an open home to a wider range of potential purchasers, particularly out of town buyers • Augmented Reality can help potential purchasers rework the layout of furniture in the home so they can better picture themselves and their belongings in the home. Asking family and friends if they know of an agent they would recommend is also a good course of action. Referrals are often the best way to find an agent with a proven trackrecord, and not just someone who knows how to say the right things at the right time to get you to sign on the dotted line.

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This will help you get more of a feel for how they work to get the best for your property. You can also look online and see how agents are using social media or digital marketing to increase coverage for the properties they are selling, and therefore see what you could expect for your property. While it is advisable to not select an agent based on their commission fee, it is definitely worth understanding what each of the fees are. While these do vary by agency, our advice is to choose an agent on wider factors than just commission, as good agents can often achieve a better price for your property and understand the best strategies according to different market conditions. At the end of the day, this individual is going to be a big part of your life when selling your home, so it is important that you feel comfortable with them and that you can trust them – this often comes down to gut instinct and trusting your intuition.


R e a l E s ta te

Nina James No. 1 Bayleys Nelson Residential Salesperson 2016/2017/2018/2019

Nina is known for her strong negotiation skills and setting benchmark sale prices. Nina James has achieved phenomenal results since entering the real estate industry. The recipient of several real estate sales awards, including New Zealand Rookie of the Year, Nina has an exemplary reputation and an impressive track record. Nina attributes her ongoing success to one essential element: Truly believing in and loving what she does. Her extensive industry knowledge, brilliant sales skills and magnetic personality are just a few of the reasons why Nina continually exceeds her client’s high expectations. More than 80 per cent of Nina’s business is gained from personal references, a testament to her hard work, dedication and client-focused approach. Nina takes pride in providing her clients with an honest, transparent and highly professional service. As a residential specialist Nina achieves excellent results for her clients - whether she is selling million-dollar properties, small houses or anything in between.

HIGHER EXPECTATIONS GENUINE CONNECTIONS EXCEPTIONAL REPUTATION

Vining Realty Group Limited, Bayleys, Licensed under the REA Act 2008

BAYLEYS SALES TOP 5% OF PEOPLE 2019/2020

021 293 7725 nina.james@bayleys.co.nz w w w .m a rk a t .c o .n z

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R e a l E s ta te

Kat Campbell & Co. Real Estate The dedicated team at Kat Campbell & Co. Real Estate offers integrity, transparency, and communication in everything they do. “We’re straight talkers, we’re approachable and we keep things simple but effective to deliver outstanding results,” says Kat. After 10 years establishing her personal brand and reputation as an award-winning real estate agent within national real estate companies, Kat started her own business in 2019. “We continue to deliver strong results for our clients while growing our team of experienced salespeople and administrators. “A key element of our team’s success are our shared values. Our clients trust us. They value our knowledge and experience and know that we will ensure we will get the best sales price for them.”

Outstanding Service

Kat did an incredible job selling our house. Her professionalism, experience, communication and partnership with us throughout the whole process was outstanding. We would have no hesitation recommending her to help you buy or sell your home. Thanks Kat!

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Being a local business, we can set our own fee structure – which our clients appreciate. We don’t have the overheads of franchises; therefore we don’t pass on the cost to our clients. We are thankful to our clients and customers for their continuing support. Over 90 percent of the company’s business is returning clients or recommendations of their friends, family and associates. “That’s the best endorsement we could receive.” We understand that selling your home can be an emotional and sometimes daunting task. However, our team has many years’ experience and we pride ourselves on taking care of all aspects of the selling process, we are here to walk you through it. When you choose Kat Campbell & Co. Real Estate, the marketing campaign the team creates for your property will be tailored to suit your needs and budget. We have access to all the best marketing platforms to attract local, national, and international buyers to your property.

Exceptional Knowledge

Selling a home is easy with Norm. His knowledge of the local property market is exceptional. He is always willing to take a phone call and work through any questions you may have. We have now sold two houses with Norm and we would confidently recommend his services to anyone.

Skilled Real Estate Expert

We were pleased to work with Helen Ruston this year to sell a home she originally sold us eight years ago. We couldn’t recommend Helen highly enough – she is always available to take your call or answer your email. We are grateful to know a skilled real estate expert who is also kind and generous.


R e a l E s ta te

Norm Pierce 027 441 1237

Kat Campbell 027 528 2746

Helen Ruston 027 561 5973

50 Vanguard St • Nelson office@kcandco.nz www.kcandco.nz Kat Campbell & Co. Real Estate Ltd. Licensed Agent REAA (2008)

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P ro p e r t y M a n a g e m e n t

Cold comfort Why are so many Kiwi homes unhealthy?

Despite millions in spending and research, there is still a large amount of substandard housing in New Zealand, with respiratory illnesses increasing every year and very clear links between healthy housing and respiratory health. This is the view from building science and architectural engineering experts Oculus, who’ve released a Healthy Home Guide to help Kiwis make simple changes to their homes, and ask questions about whether the spaces they live in are healthy enough, especially as the country recovers from the COVID-19 pandemic. As part of their philosophy of questioning governance and the building industry about these issues, while educating people about how buildings should be operated by their occupants in ways that are healthy, comfortable and affordable, Oculus saw a gap in the delivery of adequate information - which is where the new Healthy Home Guide comes in. The guide outlines the science behind how buildings work: Explaining heating, ventilation and moisture in simple terms, dispelling myths and providing suggestions for healthier ways to live in a home.

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Examples include the fact that contrary to popular opinion, heating and ventilation are healthier and more effective at removing moisture than dehumidifiers or opening windows, and that studies have shown leaving heat pumps on to regulate temperature can be up to 13 percent more efficient than turning them on and off. However, while the suggestions in the Healthy Home Guide will help, Oculus co-director and architectural engineer, Shawn McIsaac, says the problems with Kiwi housing run deep, and now more than ever is the time to address this. Respiratory illness statistics continue to rise every single year. There is a well-researched link between healthy housing and respiratory illness so this suggests the information in the public about healthy housing either isn’t being followed or is incorrect. Oculus believes both of those are true.” Oculus co-director and structural engineering expert, James Powers, says it comes down to Kiwis just not being well enough informed about healthy homes. “We find there is this market assumption that ‘code minimum’ homes operate themselves and don’t require user intervention, but nothing could be further from the truth. Our current building stock requires enormous amounts of user input to function correctly,” James says. The Oculus Healthy Home Guide is available in the resource section of their website at www.oculusltd.co.nz/resources, and be distributed via LinkedIn and social media. The team also welcomes direct enquiries if people require additional advice.


P ro p e r t y M a n a g m e n t

Bayleys Property Management At Bayleys Property Management, our aim is to make owning an investment property a highly rewarding and profitable experience for you. Expert advice, tenant sourcing, and arranging maintenance make for the all-inclusive Bayleys’ package. Our team takes every possible precaution when choosing tenants for your rental properties. We make sure you get quality tenants who not only pay promptly and regularly, but also take care of your property. Rest assured that Bayleys Property Management conduct extensive background checks, credit checks, and find out whether a tenant has been to the tenancy tribunal in the past.

of any infringements on the part of the tenant (e.g. noise control, not paying rent, complaints from neighbours). Our team also takes care of bond lodgements and refunds, maintenance, and re-tenanting when a current tenant gives notice (we start the process early, aiming for no or little vacancy periods). As part of one of New Zealand’s largest real estate companies, Bayleys Property Management has an in-depth knowledge of the local property and rental market as well as access to the latest property research and trends. This means we can make sure you get the best return on your investment. Call us today for a rental appraisal and learn how we turn your property into a passive investment, so you can relax and enjoy life.

We then do a full property inspection within six weeks of your new tenants moving in, followed by inspections every three months. We collect rent automatically and our property managers take care

Why choose Bayleys Property Management? People often fear that buying an investment property comes with hard work of managing tenants. With Bayleys we do all that for you so you can relax and just watch the money come in. To ensure maximum returns on your rental property in Nelson and Marlborough, high occupancy is fundamental. That’s where finding the best tenants comes in. We source tenants who are able to pay their rent on time, maintain your property as if it was their own and advise us immediately if repairs are required. We carry out comprehensive tenancy application forms to authorise us to carry out background checks as well as reference checks to reduce risk of future problems.

Bayleys Property Management has strong systems and procedures in place to ensure that rent is collected on time and that any missed rental payments are promptly identified and pursued. We have zero-tolerance to rent arrears and educate our tenants thoroughly at the start of the tenancy.

We arrange reliable, competitively priced contractors or work with the contractor of your choice. We carry out regular maintenance inspections including detailed reports four times a year to ensure your property is well-maintained, and that the tenants are caring for your asset appropriately. We also undertake incoming and outgoing inspections with a detailed pre-tenancy inspection report with photos and final inspection for each tenancy. Call us today for a rental appraisal and learn more about how we can provide you with a happy hands-free service.

Bayleys Property Management has strong systems and procedures in place to ensure that rent is collected on time and that any missed rental payments are promptly identified and pursued. We have zero-tolerance to rent arrears and educate our tenants thoroughly at the start of the tenancy. Payments are electronically transferred to your bank account fortnightly or monthly. Use our free personalised online service to view your statements online, get invoices emailed and receive an annual income and expenditure summary for your accountant. It is important that maintenance issues are attended to promptly in order to prevent keep your investment safe, keep your tenants happy, and legally comply with the Residential Tenancies Act 1986.

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R e a l E s ta te

Tall Poppy Real Estate

-Penelope Rollston

Penelope Rollston is an awardwinning real estate professional. She is performance orientated, caring and has delivered outstanding results for her vendors over 15 years selling real estate in Nelson and Tasman. Her special interest is in assisting her valued clients with their next adventure ahead in life, helping them where needed every step of the way. Penelope brings honesty, determination and transparency to the real estate process. She has an open communication style, is supportive, and ensures that this process is completed with professionalism, integrity, and the best result possible for all parties.

“

Penelope went out of her way to provide a stress free andrelaxing experience. She arranged for the photographer and listing promptly andproceeded to handle the numerous enquiries with ease.

Penelope went on to get the absolute best price for our sale. We were kept up to date with the process at all times. She has a very pleasant personality and makes you feel at ease. We would recommend Penelope to anyone wishing to sell their house.

So call Pen if you are looking to sell, and see how her diverse skillset and passion for people can help you achieve your property goals.

�

- Netta and Terry

Excellence and Outstanding Results Penelope Rollston MARKETING CONSULTANT

M 027 359 4558 E penelope.rollston@tallpoppy.co.nz TESTIMONIAL - By Gayle & Brendan (vendor) SELLING YOUR PROPERTY STRESS FREE!!! When we decided to sell our home after 27yrs we met with Penny who took us on a very successful journey, keeping us informed of viewings without too much intrusion on our personal lives. Her Market knowledge is amazing, we were kept informed on all aspects of the task she had taken on our behalf. Penny was professional in all matters and certainly exceeded our expectations and would recommend her to anyone wanting to sell their property.

Your Local Award Winning Real Estate Agent Contact me now for your free appraisal. No up front marketing costs.

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P a in tin g & D e c o ra tin g

Decorating Marlborough Limited Decorating Marlborough Limited are your local friendly painters who work together with you to give your home a revamp or to take care of your home maintenance needs.

We are registered Master Painters and offer a free colour consultation service if you need any advice. Co-owner Sandy Knight said, “We love what we do! The team is really passionate about their trade and they all take great pride in their work, which means our clients are always very happy.”

Our team of nine is respectful, friendly, honest and professional – so you can trust that we will look after your home and furnishings with the utmost care.

If you are thinking about painting and decorating your home, give Sandy Knight a call on 022 017 6691 and she will come and see you to discuss your requirements.

We have redecorated hundreds of lovely homes throughout Marlborough. Our clients are always so grateful for the colour advice and great service we provide. Whether your home requires painting on the inside or the outside, we are here to take care of it all, including wallpapering. If your house is looking tired and dated, we can come and make your home look almost new again with our quality painting service and guaranteed workmanship.

Our team of nine is respectful, friendly, honest and professional – so you can trust that we will look after your home and furnishings with the utmost care.

Excellence In Residential Home Painting & Decorating Interiors | Exteriors | Decorating | Kitchens | Bathrooms | Airless Spraying Feature Walls | Sunrooms | Concrete & Exteriors

Email: info@decoratingmarlborough.com Phone: 022-017-6691 or 021-022-96207 www.decoratingmarlborough.co.nz

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A c c o u n tin g

Harris Taylor As part of the accounting team at Harris Taylor, we welcome new clients. I find a number of modern business professionals loathe to give helpful professional accounting advice on real issues that matter. People today need advice around wealth, succession, taxation and structure. Contracting, investment, trusts and business employment are complex issues nowadays and with straightforward advice, it can be made easier to plan and profit in the business world. At Harris Taylor we pride ourselves on the ability to provide our clients with positive action and then create positive results, our company motto. Professionals owe it to our clients to work hard for their success where legislation, finance, taxation and governments can often be difficult areas to navigate. That is the area where sound advice is so valuable, enabling business people to work smarter not harder to gain more. I find this area of accounting practice the most satisfying, seeing hard working clients really grow their wealth and get the rewards they deserve from their endeavours. I live in Marlborough and have clients throughout NZ with our practice based in Taranaki. I have been an accountant for 30 years and have extensive commercial and public practice experience.

The accountancy world is constantly changing and highly competitive. At Harris Taylor Ltd our challenge is to stay ahead of the competition by providing the best possible service, whilst ensuring that client satisfaction remains our primary motivation and ultimate goal.

Our Services ACCOUNTING • Preparation of Annual Financial Reports • Preparation of Management Accounts • Preparation of GST Returns

TAXATION • Taxation Planning and Compliance • Consultancy SHARE VALUATIONS •​ Preparation of Share Valuations for Purchase, Sale or Restructuring

• Business Mentoring • Profit Maximisation • Benchmarking OWNERSHIP & BUSINESS STRUCTURE • Family Restructuring • Estate and Succession Planning • Estate and Trust Administration • Family Trusts • Companies

SECRETARIAL SERVICES • Word Processing, Newsletters, Minutes • Company Annual Returns

FEASIBILITY STUDIES • Property Acquisition and • Dairy Conversions • Investment Analysis • Financial Forecasting • Arranging Finance

BUSINESS APPRAISAL & ADVICE • Strategic Planning • Preparation and Development of Business Plans

BUDGETING & FORECASTING • Preparation of Budgets and Cashflows • Monitoring Progress

To Our Clients:

To Our Firm & Team:

We will achieve our targets, provide high-quality accountancy services in a timely, effective and efficient basis and maintain the highest standard of professional integrity. Our clients can make direct contact with a team member who has the ability to understand and anticipate their unique needs, therefore building an enduring professional relationship.

We will promote an enjoyable, supportive working environment based on open communication and mutual respect to encourage initiative, innovation, teamwork, and loyalty. We will strive to improve while celebrating our accomplishments. We will achieve practical, creative and effective solutions and seek to demonstrate professional excellence and positive attitude.

Tel: 06 278 5058 | 67 High Street, Hawera, 4610 | www.harristaylor.co.nz 5 2 | P lu s liv in g + w w w .m a rk a t .c o .n z


P o s itiv e A g e in g S u p p o r t

Age Concern Nelson Tasman Age Concern Nelson Tasman is the go-to agency for people 65 plus across Nelson Tasman.

At the heart of all our work is a passion and commitment to keeping older people free from harm and connecting them to relevant support services. We promote positive ageing and community-led support for our region’s older people. With a staff of seven based in Richmond, we run a wide range of services, including Elder Abuse Response, a volunteer visiting service, carer respite and a number of projects aimed at reducing social isolation and loneliness under the banner of AgeConnect.

Every summer we put on a free six-week outdoor activity programme, offering Tai Chi, gentle walks and other opportunities to keep moving. With over 170 volunteers helping us deliver our services, we are a growing and thriving agency, and are committed to making Nelson Tasman the most age-friendly region in Aotearoa. Find out more at www.ageconcernnt.org.nz, or give us a call on 03 544 7624.

Recently we’ve been introducing fun weekly activities to our newly refurbished hall, such as singing, gentle exercise and SpinPoi. We also offer regular workshops and presentations on a number of relevant topics – from safe use of e-bikes through to scam awareness and legal issues. We are working hard to help digitally upskill older people. Our intergenerational project Tea & Tech matches teenagers and older people together to help them use their smartphones and tablets better. We also run celebratory events to mark events such as International Day of Older Persons and Elder Abuse Awareness Week.

Age Concern Nelson Tasman is the go-to agency for people 65+ across Nelson Tasman.

Helping put smiles on the faces of older people since 1976 62 Oxford Street, Richmond, Nelson | Phone 03 5447624 | www.ageconcernnt.org.nz w w w .m a rk a t .c o .n z

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R e tire m e n t V illa g e s

Making the move

Moving to a retirement village is a big decision — it’s important to get independent advice. Deciding whether to live in a retirement village Most intending residents release equity from their home or other savings to help purchase occupation rights to a retirement village unit and to supplement their superannuation. We suggest breaking your decision-making into three parts:

Be clear about your personal and family circumstances - And future lifestyle preferences. It’s not just about whether the village is right for you. Know if you are the right fit for the village community.

Understand the costs - Of entry, costs while you are there, and exit costs. You must be comfortable with the financial implications of becoming a resident, relative to your unique financial position.

Work out how much equity - You may need to retain for the lifestyle you want.

Consider how your assets might be needed If you have a change of circumstances later on and require full-time residential care.

Be honest - About whether you fully understand and accept the legal regime, occupancy model and key consumer protections of living in a registered retirement village.

Tips for choosing a retirement village Don’t rush it! You’re more likely to choose the right retirement village if you don't make a quick decision: • Think ahead and consider what you might need in the future – will you be able to continue to live there if your health or mobility declines?

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• Imagine the ideal lifestyle in a retirement village, and make a list of the things that are most important • Visit different villages and find out about the lifestyles they offer, including housing options, facilities and services • Talk to the residents – they know better than anyone what life is like in the village they live in • Take time to read the documentation associated with buying into, living in and leaving the village, including the disclosure statement and occupation right agreement • Find out the total costs. How much is payable on entry? What are the ongoing expenses? Will you share in any capital gain when you leave? Will you have to pay for any capital loss? How will these affect your future and the choices you have? • Get independent financial advice from a financial planner or accountant with experience in retirement villages • Get independent legal advice from a lawyer with experience in retirement villages. Ask them about the different legal titles and what they mean • Involve family or friends in the decision.

Retirement village costs There are usually significant costs when entering and leaving a village or transferring within it, as well as ongoing expenses while living there. It’s important to know what the charges cover and exactly how much they will be. These will vary from village to village, so comparing the ‘deals’ will help you find out the potential upside and downsides of different offers. Your needs may change in the future, so keep this in mind when working out the financial details of moving to a retirement village.

“Information sourced from: www.govt.nz/browse/work/retirement/retirement-villages.”


N e w H o m e B u ild s

At Milestone Homes they pride themselves on helping clients achieve their living and financial goals through property, and with the current financial climate this has become a real focus for many people.

General Manager Adam Hills joined the business in 2007 and together with Richmond-local Simon Collett has overseen the growth of the business with over 300 homes built in that time. Adam has his own take on the reasons for their success. “We aren’t driven by being the biggest home building company, nor do we need to win awards to get satisfaction from what we do.” “We have a great team who strive to achieve the best outcome for our clients. We know what we do, we know who we build for, and we do it well. Or, as we sometimes say ‘stick to your knitting.’ Our aim is that no matter their budget, every client will be given good advice, enjoy the experience and get a great home at the end of it.”

If you’re thinking of downsizing then a new home is ideal, you can ensure it includes everything that is important to you and you can also be sure that you’re creating an asset, which isn’t always the case with other retirement / lifestyle options. With increased heating and cooling options as well many advantages to building new! With exclusive relationships enabling them to identify and secure land, the team at Milestone Homes are here to help from the very beginning and helping you decide whether or not building is the right option for you.

Milestone Homes take as much of the hassle and apprehension out of the building process as possible.

“Our aim is that no matter their budget, every client will be given good advice, enjoy the experience and get a great home at the end of it.”

0800 645378

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Richmond Showhome; 58 Berryfield Drive – Open 7 days, 1PM - 4PM | a rkmilestonehomes.co.nz w w w .m a t .c o .n z P lu s liv in g + | 5 5


F lo o rin g & C a rp e tin g

Floorpride

‘Taking pride in your home.’ Floorpride’s newest addition, a mobile showroom, is dedicated to reaching those in the top of the south, from Kaikoura, Marlborough Sounds all the way over to Nelson and beyond. COVID-19 has brought unprecedented times upon us all, to which we have evolved and now offer a top of the south mobile showroom service. Providing you with a ‘perceptive’ range of carpets, tiles, vinyl,

Floorpride is a 100 percent family-owned and operated business in Blenheim, enjoying a reputation of serving our customers with genuine respect, quality, expertise, and innovation since 1987. We offer the best products, likewise a broad assorted range of samples and services.

laminates, curtains, blinds and awnings. Our mobile showroom is a way for those who are unable to see us in-store to still receive our great service and competitive pricing. Floorpride is a 100 percent family-owned and operated business in Blenheim, enjoying a reputation of serving our customers with genuine respect, quality, expertise, and innovation since 1987. We offer the best products, likewise a broad assorted range of samples and services. Our growth over the years has come from our commitment to provide quality to all our valued clients. From advice, quotations, supply, manufacture and installation. Floorpride will do it all. Being one of the largest independently owned flooring and window ware retailers in the top of the south, we are sure to have or can source what you are looking for, so you can take pride in your home.

To arrange for a FREE consultation, please contact us on 03 578 1159 to establish further details.

Need New Flooring or Window Ware? Top of the south, We will come to you! Book an IN-HOME Consultation today.

Largest range of Carpet, Tiles, Laminate, Vinyl and Vinyl Planking. We also do Curtains, Blinds and Awnings.

03 578 1159 100% Family owned & Operated 5 6 | P lu s liv in g + w w w .m a rk a t .c o .n z


F lo ris t S e r v ic e s

Lily&May Richmond’s florist and gift shop Although the name Lily&May makes you think that this is a joint venture between two creative ladies with the same names, you would be ‘almost’ correct in thinking so. Lily&May Florist & Gift shop is proudly owned and operated by local Richmond residents, Cathy Evans and Wayne Chaston. Cathy is both the front person and the driving force behind this up and coming local business venture. Her creativity and spirit came at an early age with the dominant influence of her two grandmothers, Lillian Marsh and May Lord, hence the name Lily&May.

Cathy’s vision is not only to produce beautiful flower arrangements but also to go to whatever effort is required to create a customer’s requirements. The flowers are as fresh as possible due to buying directly from the markets, with overnight deliveries five days per week, and will always pass on a great deal. We also endeavour to support local growers where possible. Not only are the flowers fresh and affordable, but you will discover an array of giftware which fit into every budget. You will find the team at Lily&May to be fun, very approachable, helpful and honest. So much so that even if you leave empty handed, you will have a smile on your face. We are the only florist shop that offer a full floral service by qualified florists seven days per week.

OUR STORY Lily&May is your friendly local Richmond Florist Nelson located in the Richmond Mall, Nelson. We have a full range of locally sourced fresh flowers, goods, and gift baskets. We are open Seven days a week and also take phone orders. Providing local Richmond deliveries and options to deliver in the Tasman region, call us for more information. Whatever the occasion might be, come and see us in the Richmond Mall opposite the FreshChoice Supermarket. We look forward to seeing you soon, Cathy and the team from Lily&May.

Cathy’s vision is not only to produce beautiful flower arrangements but also to go to whatever effort is required to create a customer’s requirements. The flowers are as fresh as possible due to buying directly from the markets, with overnight deliveries five days per week,

YO U R F R I E N D LY R I C H M O N D F LO R I S T N E L S O N

We Have Unlimited Flower Collections At Lily&May, we do fresh bouquets, flowers arrangements and small plants – all made to order. We also have a fantastic variety of gifts including chocolates, soft toys, soaps and gift baskets! Whatever the occasion, come and see us in our store in the Richmond Mall. We look forward to seeing you soon!

Weddings | Corporate | Funerals | Special Occasions | Hampers | Giftware Fresh Market flowers | Weekly door specials | ONLY florist open 7 Days a week

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GOLD CARD

%

DISCOUNT

Richmond Mall, Richmond 7020 • Ph: 03-544 2510 • Mobile: 027 776 7077 • lilymayorders@gmail.com w w w .m a rk a t .c o .n z

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F u n e ra l S e r v ic e s

Choosing a funeral director

who’s right for you By David Moger, Funeral Directors Association NZ CEO

One thing that seems to surprise New Zealanders the most is that Funeral Directors in New Zealand do not have to legally meet any standards and there are no requirements to be able to act as a funeral director. This means that anyone can decide they want to be a funeral director, pop down to the car auction to pick up a cheap station wagon, buy a cheap mobile phone, set up a free Facebook account, fill in a simple form for the local council and start trading. They do not need to know anything about funerals or how to care for the deceased. It seems crazy but it’s true and is a real concern for those who want their loved one cared for respectfully and decently by trained and experienced professionals. This is why it is so important to choose a funeral director that is a member of the Funeral Directors Association of New Zealand (FDANZ).

Helping others cope with loss and grief Whether it’s an elderly relative or the unexpected loss of a young child, the loss of a loved one, be it in the family, a friend or colleague, is always a time of trauma and sadness for those left behind. At times grief can be an all-consuming sadness.

Support for people in mental health crisis An increase in mental health related emergency ambulance responses is cause for great concern according to the Royal Australian and New Zealand College of Psychiatrists (RANZCP). A recent report released by St John, states that over the past six months St John has responded to nearly 20,000 people who have been experiencing some form of mental health crisis. Chair of the RANZCP New Zealand National Committee – Tu Te Akaaka Roa, Dr Mark Lawrence, says “An increase of 10 percent in mental health related incidents is a clarion call to the mental health sector. “These statistics are a clear wake up call to improve our mental health services to avoid people reaching crisis point. Our whānau should not be reaching this level of crisis. “There is no denying, as a nation, we need to work together to address this. St John can’t do it alone, nor can whānau, nor can psychiatrists.

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To be a member of FDANZ, funeral homes have to adhere to a Code of Ethics, a Code of Professional Conduct, have NZQA recognised qualified staff and undertake ongoing professional development to keep their knowledge and skills up to date. FDANZ members undergo regular inspections, have access to technical resources for any unusual circumstances and 135 other member firms around the country to share information and best practice. When you deal with a FDANZ member you will be given a written estimate of the costs based upon your individual requirements and a written contract so you know you will be getting exactly what you asked for. They are your only real assurance of receiving a quality service. What’s more, even if something does not go well, all FDANZ members submit themselves to an independent complaints process. They are confident that it will not be necessary but you have the added assurance of knowing the process is there just in case. This is an assurance of quality that is not available elsewhere. Making the right choice of funeral director is critical in ensuring you have a meaningful funeral as part of a healthy grieving process. Our members are your best assurance of that.

Visit www.fdanz.co.nz today to find a FDANZ member firm near you.

Together however, we can – and must – make a real difference.” The RANZCP emphasised that the best way to combat this increase in mental health call outs was for emergency and mental health services to work together. “Let’s work together,” says Dr Susanna Galea-Singer, chair of the New Zealand Faculty of Addiction Psychiatry Subcommittee. “We need to do more to prevent people reaching crisis point and this can be done by “getting the right people, in the right places, at the right time. “In practice, this means seeking interventions proven to work – whether they are new and innovative or tried and trusted – then putting them into use with the funding required for their success. “Community and peer support are crucial elements in the mix,” Dr Galea-Singer says. “Today’s mental health services are facing more complex cases: patients with multiple health issues. This makes service provision particularly challenging.” Dr Lawrence also affirmed that while the figures are concerning, the situation is not entirely hopeless and there is still much we can all do. “Our first step should be ensuring we keep a clear person-centred/ whānau-centred approach. Viewing health and mental health holistically, there are successful, cost-effective interventions that improve access, that work for Māori, and that can prevent issues from escalating to a crisis state.”


F u n e ra l S e r v ic e s

Marsden House Funeral Services and Waimea Richmond Funeral Services Thinking ahead for peace of mind. The advantages of planning ahead… One of the most thoughtful things you can do for your family is to pre-plan your funeral ahead of time. This allows your family and loved ones unnecessary worry about arrangements in their time of grief. With the opportunity for great personalisation, a funeral or memorial service can truly reflect the uniqueness of the life it honours and pre-planning allows you to place your individual touch on exactly how you wish for it to be. There is no age limit – young or old, the best time to plan is now. Pre-planning leaves nothing to chance and gives you one less thing to worry about. Since the 1920s, the Day family has been assisting the people of the Nelson and Tasman communities with their funerals. Their funeral planning offers flexibility to make alterations to your arrangements at any point in time. Pre-paid Funeral Trusts are also available to take that extra worry off your shoulders. Marsden House Funeral Services and Waimea Richmond Funeral Services offer a variety of flexible options, a range of venues, fully trained and caring staff, catering for every need and budget.

Our Services We offer a variety of flexible services, options and facilities to ease your family’s time of grieving. We will take responsibility off your hands – we offer personalised individual care to suit your needs and can help with: • Planning an appropriate funeral service or cremation at your chosen time and venue including providing a casket, a hearse, choice of venues and caring and professional staff • Liaising with clergy, celebrant, cemetery or crematorium officials • Organising the music and musician • Inserting notices in local, national and international newspapers • Arranging flowers and other tributes • Purchasing of a cemetery plot and organising the interment • Facilitating the purchase of a headstone • Collating official forms from the doctor or coroner • Filing of death registration forms.

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WaimeaRichmond FUNERAL SERVICES

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F u n e ra l S e r v ic e s

Funerals ... who wants to know about them, who wants to talk about them? Some of us do, some of us don’t, but no matter what there will be a time when we (or our loved ones) need to face that day, and answer questions about family history that perhaps only you know the correct answers to.

want to happen on your final journey, and how much you are able to put aside, is a sure way of easing stress and angst later. Record how you would like to be farewelled, and Sowmans will make it happen.

Do you quiver at the thought of how much the farewell is going to erode your savings away by? You might be surprised what Geoffrey T Sowman Funeral Directors can offer you, and how they can work within your budget to achieve the best outcome for everyone, and creating lasting memories of a special farewell.

Geoffrey T Sowman Funeral Directors have been in the funeral industry for over 150 years, covering from Kaikoura to Rai Valley (and further if required) and know what they are doing. Their staff are local, professional, caring and empathetic. ‘Serving the community’ has long been a focus of Sowmans whose generosity to the Marlborough community continues with some past donations being: restoration of various Marlborough war memorials in the lead-up to ANZAC Day’s historic 100year centenary, the war monuments at Grovetown and Seddon, and the ‘Marlborough Memorial Wall’ outside the Clubs of Marlborough which was revealed in November 2016.

By planning and prepaying now, making your wishes known as to what you

Aside from the war memorials, also donated are the plaques for the

ongoing and evolving Taylor River Writers’ Walk, the soldier at Fairhall Cemetery, sponsorship for the water fountain in the Taylor River by the riverside amphitheatre, the bird bath at Wairau Hospital and the glass backdrop at the main entrance foyer, restoration work on the Band Rotunda in Market Place, to name a few. Memorial stones are also available with a showroom and workshop on site, and Sowman’s are the only registered monumental masons in Marlborough. So why not call on 03 578 4719 and arrange a time to talk, over a cuppa? The planning process will be made easy for you, making sure that on your final journey, you will be farewelled in the way you want to be, and at an affordable price. Grey Power and Gold Card discounts offered.

A professional and trusted business takes time … Sowman’s has been here since 1869

Local people supporting the local community

Alistair

Barry

Faye

Graeme

Thelma

Bob

Paula

Terry

Feel safe in the knowledge that you are working with a professional and experienced team who have been caring for the Marlborough community for generations. Corner Hutcheson & Parker Streets, Blenheim | 03 578 4719 | www.sowmans.co.nz 6 0 | P lu s liv in g + w w w .m a rk a t .c o .n z


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“There’s a whole network of bike trails on my doorstep, so you won’t catch me napping in front of the TV.” If you’re the kind of person who loves to seize every day, there’s a new kind of 65+ lifestyle in town. It’s built around personal freedom and the joy of doing more. Curious? Call Kerryn on 021 351 934 or 0800 924 632

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Summit Property Management Summit Property Management is the largest and longest serving property management company in the Nelson Marlborough region, from small beginnings in the 1990s Summit Property Management has grown from excellent word of mouth and referral of new clients. We have always focused on the core areas of customer service and industry leading systems to do our upmost to provide a personal yet professional service with communication as the key. At Summit Property Management we have offices in each local town, Nelson, Stoke, Richmond, Motueka, Blenheim and Picton – this way we have our property managers looking after a small geographic area and as our property managers are local they are able to keep a close eye on their clients rental properties and be there when we are needed. This gives our clients real peace of mind that things are being well looked after. The property managers at Summit are all put through NZQA training and also keep up to date with all the latest legislation so as they can professionally carry out their roles and give real value to the service provided whilst our clients can keep their investments at arm’s length.

This is a busy department we have and being Nelson Marlborough’s largest property management provider, we get great deals from trades people and service people to pass onto our clients often at trade rates. Also, we can get repairs and maintenance arranged quickly to avoid deterioration and keep our tenants happy – happy tenants equals happy landlords! If you are looking for great communication from a property manager then look no further than the team at Summit; we make a real effort to make personal phone calls to our clients rather than just send off e-mails and that way we can hold open discussions and often work out solutions together. Currently we are experiencing a high demand for rental properties by good tenants, a number of whom are in our other properties already. We have a comprehensive background checking system and take care of all the pesky paperwork for you. We also provide regular written routine property inspections which are now a requirement from most insurance companies covering rental properties. Right now we are offering a special deal for new clients and offering the first two months management service for free and this includes where we transfer the management of your rental property from another company fully on your behalf and we also have great discounts for owners of more than one rental property. For more information hop onto www.summitrentals.co.nz or call and we can catch up for a chat.

We currently have a high demand for available rental properties!

PROPERTY MANAGEMENT LTD | MREINZ

Excellent service for a fair fee. Ask us about our multi-property rates! The Summit Property Management team are currently seeking properties for our list of waiting tenants. Get in touch with us today and we can provide information on our services, plus your first two months of management is on us! Visit summitrentals.co.nz. Nelson 546 9290

Stoke 547 2476

Richmond 544 2900

Motueka 528 4001

Blenheim 578 0404

Picton 573 6166


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