FREE ROTORUA/TAUPO E DITION: 1 | 2021
7 steps to
emotional health
Simple ways to improve your headspace
Dollars and sense The big financial mistakes older people make
Mind over matter How to connect with your inner creativity
staying
connected online
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Serving Our Community with Sincerity and Dignity Since 1979 We provide prompt and dignified care for the deceased, while respecting all cultures and religions. With integrity and sincerity, we can offer various options for consideration and extend professional guidance in creating a personalised and fitting funeral service.
(07) 378 9636 TAUPO.FUNERAL@XTRA.CO.NZ
117 RICKIT STREET, TAUPO, WAIKATO www.taupofuneral.co.nz
Coastal Motor Lodge Nestled away in the breath-taking scenery at the gateway of the Coromandel Peninsula, Coastal Motor Lodge is a fourstar Motel located five minutes from Thames town centre. Accommodation is set amongst beautiful lush grounds directly opposite the Hauraki Gulf, which provides a convenient base camp to those endeavouring to explore the Coromandel peninsula. There is a great selection of quality accommodation choices on offer, including elevated sea-view studio chalets, a family room, access rooms and kiwi cottages. The Lodge has a BBQ and outdoor eating area for motel guests to enjoy. The Coastal Motor Lodge also caters to businesses who require a home away from home for valued employees.
In-house services: • Washing machine and dryer • Sky satellite tv
• Complimentary Wi-Fi • Daily room servicing • Household amenities
Guests that visit the Coastal Motor Lodge are enchanted by the native fauna and flora which can be spotted around the surrounding area and on the many stunning walks in the area. From the beach to bushwalks, guests will certainly find that there is plenty to occupy them during their stay. What’s more, the Hauraki Gulf on the doorstep of Coastal Motor Lodge is a great snapper fishing area. The mussel farms North of Thames are where the snapper love to hang out and feed on the mussels. Several charter boat operators will take you on half or full day trips with rods and bait included. Located just 45 minutes from the Coastal Motor Lodge, The Coromandel Mussel Kitchen is also a must stop off if you enjoy fresh mussels from the Coromandel mussel farms. So, if you would like to tick the Coromandel off your bucket list, be sure to book the Coastal Motor Lodge for your next holiday!
Book with us today 07 868 6843 info@coastalmotorlodge.co.nz |
@coastalmotorlodge.co.nz
Coastal Motor Lodge is a four star
motel located five minutes from Thames town centre at the gateway of the magnificent Coromandel Peninsula.
Accommodation is set amongst beautiful lush grounds directly opposite the Hauraki Gulf and provides a range of quality accommodation including elevated sea view studio chalets, family room, access rooms and kiwi cottages. Under new management since April 1st 2021.
10% discount for Gold Card holders.
608 TARARU, STATE HIGHWAY 25, THAMES, COROMANDEL PENINSULA, NEW ZEALAND
WWW.COASTALMOTORLODGE.CO.NZ
Contents
Inside
this issue
REF#P21R1 ROTORUA/TAUPO EDITION: 1 | 2021
LIVING WELL AND AGEING GRACEFULLY IN A MODERN SOCIETY
Navigating change There’s good reason why old sayings survive to be ‘old’ and that’s because they tend to be true. One such utterance is “The only constant in life is change”. If Heraclitus was still with us, he’d probably be a big fan of the past couple of years due to the Covid pandemic constantly forcing change upon us - to the point where we’ve had to adjust some of our most basic, ingrained behaviours. So, in the spirit of another old saying, “If you can’t beat ‘em, join ‘em” this issue of Plusliving looks at ways you can act, and things you can change, in order to better navigate your way through days of change. We look at simple ways to improve your headspace, how to connect with your inner creativity, the art and craft of goal setting, breaking bad habits, the big financial mistakes older people make, easy ways to stay connected to friends and family online, and much more. Enjoy.
JonathonTaylor
Editor
Quaterly distribution: FREE distribution maximises readership Publisher: The Job Agency Ltd T|A Markat 38 Lowe Street, Addington, Christchurch 8011 Managing Director: Gary Collins GM of Operations: Kylie Palermo Sales: Angela Elley (03) 961 5184 | sales@markat.co.nz Editor: Jonathon Taylor (03) 961 5098 | editor@markat.co.nz Production: Amber Mundy (03) 961 5075 | amber@markat.co.nz Accounts: Jo Pritchard (03) 961 5161 | accounts@markat.co.nz
4 | Plusliving+ www.plusliving.co.nz
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The 13 traits of persuasive people
Four ways to improve your health
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12
14
15
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Seven steps to emotional health
Connecting with your inner creativity
Financial mistakes older people make
The art and craft of goal setting
Reaching out online
Breaking bad habits
Think ‘Napier!’ for your next holiday
Welcome to Plusliving – the magazine dedicated to living well and ageing gracefully in modern society. Aimed at the 50+ age group, you’ll find articles covering all aspects of contemporary life, including physical health and wellbeing, mental health and acuity, home life, working life and finances, technology, travel, self-improvement and more. Our aim is to provide information anyone can use, on any given day, so you can get more out of life.
Does your company have any information or products you would like to feature in an upcoming edition of Plusliving+? Please contact us to discuss getting your business in print Disclaimer This publication is provided on the basis that The Job Agency Ltd T|A Markat is not responsible for the results of any actions taken on the basis of information in these articles, nor for any error or omission from these articles and that the firm is not hereby engaged in rendering advice or services. The Job Agency Ltd T|A Markat expressly disclaim all and any liability and responsibility to any person in respect of anything and of the consequences of anything done, or omitted to be done, by any such a person in reliance, whether wholly or partially upon the whole or any part of the contents of this publication. Advertising feature articles are classified as advertising content and as such, information contained in them is subject to the Advertising Standards Authority Codes of Practice. Contents Copyright 2020 by The Job Agency Ltd T|A Markat. All rights reserved. No article or advertisement may be reproduced without written permission.
Lifestyles
Lifestyles
Sutton three-seat sofa The Sutton three-seater is a funky green sofa that features a mid-century form and classic fabric upholstery. This material makes the sofa very comfortable to sit on. It also has foam cushions on springs and webbing on a lacquered rubberwood base, making it cosy and perfect for any environment.
By Natasha Parrant
RRP: $2,399 www.nood.co.nz
iPhone 13 Pro The iPhone 13 Pro has a smooth and super responsive display. It has a massive camera, is more powerful, ultrafast, and has a longer-lasting battery life with up to 22 hours of video playback. The bigger the camera upgrade, the bigger the photo possibilities.
JBL T760 Wireless On-Ear Noise-Cancelling Headphones The black JBL T760 wireless, noise-canceling headphones suit someone who prefers having over-the-ear, comfortable, loud and lightweight headphones. It blocks out background noise, can connect with two Bluetooth devices simultaneously, and has two hours of extra battery life after charging it for five minutes.
RRP: $1,799 - $1,999 www.warehousestationery.co.nz
RRP: $199.95 www.noelleeming.co.nz
Grove Studio Arch Mirror The Grove Studio Arch Mirror is a nice glass mirror with a black metal frame that can go alongside anything in the house. The mirror can either be mounted on the wall or placed on the floor while leaning on the wall. The mirror is 170 cm tall and 65 cm wide. RRP: $599 www.loftfurniture.co.nz
LG 75” NANO75 4K Smart TV The stunning 4K display gives customers an excellent cinematic experience and a world of entertainment as it has Netflix, Apple TV, Disney +, Amazon Prime, Twitch, Game Optimiser, and Sports Alert. RRP: $3,399 www.harveynorman.co.nz
www.plusliving.co.nz Plusliving+ | 5
Wellbeing
Seven steps to emotional health A healthier diet and regular exercise are arguably the most common personal aspirations, but improving your emotional and mental health shouldn’t be ignored, because exercise, diet and other tangible goals are then easier to meet. The reason we make resolutions in the first place is to be happier, more creative, more aware of our direction in life and improve our sense of wellbeing. Arguably the largest obstacles to these are negative emotional states. Negative emotions are hugely toxic to our health. It’s now commonly accepted that holding onto stress, resentment, anger and fear for years at a time can lead to myriad health problems, including high blood pressure, thyroid diseases, hair loss and heart disease. In fact, it has become accepted by health professionals that most diseases in some way have a stress-related component. It’s surprising, then, that more of us don’t focus on improving our state of mind.
Seven resolutions to improve your headspace: 1. Prioritise your happiness and health It’s important to decide for your health and happiness as number one. As simple as it sounds, if you don’t have these, you are not in a position to contribute to others or yourself. Everything stems from here. 2. Spend more time with the right people Rather than resolving to spend more time with everyone – which can be exhausting – spend time with people who are naturally positive and uplifting, and who are going in the direction you want to go in. You’ll find these people have an energising effect on you. 3. Deal with toxic relationships You can identify relationships by the way they make you feel. Stand your ground, set your boundaries and make it clear to them what behaviour you won’t accept – even with family. You may need to disengage altogether from particularly toxic people. Your health will thank you for it. 4. Reassess your happiness at work This is must for those in a negative work culture that’s leaving them feeling overworked, uncertain of their future, anxious or stressed. It’s important to know that as an employee you can address the issue with your manager. If you know you can’t, it may be time to look for a healthier work environment.
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5. Review your daily routine It takes courage to admit there are decisions we ourselves make that deflate us emotionally – from accepting a job with a long commute, to running around too much, to not giving ourselves enough ‘down’ time every day, to spending too much and putting ourselves in financial stress. By resolving to develop a strategy to solve them, you can be in an entirely different place by the end of the year. 6. Don’t let any negative emotions control you Negative emotions – however small – can overwhelm anything positive. Resolve to develop awareness of when you’re feeling upset or frustrated before it spoils your day. Examine what can you do personally to make yourself feel better. Each time you begin to feel down, take a walk in the park or go out in the sun to help centre you. Nature and movement nurture positive emotions. 7. Strengthen your relationships Deep and meaningful relationships, not just with your life partner, but with all those close to you, are important for a fulfilling life. Make a list of all the factors you need for a meaningful relationship, identify what you do not want, and stick to your guns.
The13traits of
persuasive people Persuasive people have an uncanny ability to get you leaning toward their way of thinking. Their secret weapon is likeability. They get you to like more than their ideas; they get you to like them.
1
They’re pleasers Persuasive people never win the battle only to lose the war. They know how and when to stand their ground, and yet they are constantly making sacrifices that help their cause.
2
They aren’t pushy Persuasive people establish their ideas assertively and confidently, without being aggressive or pushy.
Wellbeing 3 They aren’t mousy, either On the other hand, presenting your ideas as questions or as though they need approval makes them seem flawed and unconvincing. If you tend to be shy, focus on presenting your ideas as statements and interesting facts for the other party to mull over. 4
They know their audience Persuasive people know their audience inside and out, and they use this knowledge to speak their audience’s language. 5 They paint a picture Research shows that people are far more likely to be persuaded by something that has visuals that bring it to life. Persuasive people capitalise on this by using powerful visual imagery. 6 They use positive body language Being cognizant of your gestures, expressions, and tone of voice (and making certain they’re positive) will engage people and open them up to your arguments. 7 They smile Persuasive people smile a lot because they have genuine enthusiasm for their ideas. This has a contagious effect on everyone they encounter.
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They use your name Persuasive people make certain they use others’ names every time they see them. You shouldn’t just use someone’s name only when you greet him or her.
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They form connections No matter how compelling your argument, if you fail to connect on a personal level, he or she will doubt everything you say.
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They are genuine No one likes a fake. People gravitate toward those who are genuine because they know they can trust them.
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They know when to pull back Urgency is a direct threat to persuasion, so tread lightly. When you try to force people to agree instantly, studies show that they are actually more likely to stand by their original opinion.
8 They acknowledge your point of view An extremely powerful tactic of persuasion is to concede the point. Admit that your argument is not perfect. This shows that you are open minded and willing to make adjustments, instead of stubbornly sticking to your cause. 9 They ask good questions People like to know you’re listening, and something as simple as a clarification question shows not only that you are listening but also that you care about what they’re saying. You’ll be surprised how much respect and appreciation you gain just by asking questions.
www.plusliving.co.nz Plusliving+ | 7
Healthy Living
Little changes with big consequences
Four simple ways to improve your health Simply examining a few health facts and implementing some simple lifestyle changes each day can make a difference to your overall health. 1. Meditation minimises disease Meditation is a phenomenal way to instantly take control of your health. Studies indicate that a mere 20 minutes of quiet time a day can halve the risk of heart attack or stroke by reducing high blood pressure and cholesterol. In countries such as India and China, meditation has been used for centuries as a way to lower stress levels and improve concentration. Scientists have found that transcendental meditation, which promotes deeper relaxation through mantras, is even more beneficial for the mind and body.
Tests show that sufferers of atherosclerosis were able to reduce their risk of a fatal heart attack or stroke by 47 percent, compared to those who simply followed a healthy diet and exercise program.
2. Replace hazardous laundry detergents Certain liquid laundry detergents contain cancer-causing chemicals. Research shows that these harmful cleaning aids contain around 25 volatile compounds, which may make people sick. Fumes from washing machines and dryers release harmful chemicals, such as acetaldehyde, into the atmosphere, which may also find their way into the water supply. Shop for safer, less dangerous detergents which will help your health and the environment too.
3. Juice your own fruits and vegetables for better health Buying a carton of juice from the store can be hazardous to your health. Just because the label says “100% pure” or “freshly squeezed” does not mean it is true. In processing orange juice, for example, most manufactures remove all the oxygen molecules from the liquid, which allows the juice to be stored for up to a year. As this process strips the juices of their flavors, juice companies then add fragrance and flavor additives to the product. Avoid processed, stored products and take the time to juice your own fruits and vegetables as a great kick-start to better health.
4. Reduce beer consumption and drink alcohol in moderation Heavy beer drinkers risk liver damage and a bigger beer belly. According to experts who studied the health of more than 500,000 people between the ages of 35 to 70, it was found that those who drank 30g of pure alcohol a day from beer had a massive 75 percent increased risk of developing stomach cancer. Worse still, heavy beer drinkers with a particular gene variant in the cluster of three genes that metabolize alcohol have an even greater chance of getting stomach cancer, according to the American Association for Cancer Research. Ideally, all alcohol should be taken with food, such as a glass of wine with a meal, and spirits should be enjoyed in moderation. Article kindly provided courtesy of NaturalNews.com
8 | Plusliving+ www.plusliving.co.nz
Healthy Living
Sittingitis
- the new taboo
Despite numerous health warnings on the negative effects of prolonged sitting, people continue to sit too much. It is known that sitting too much increases the risk of obesity, diabetes, heart diseases, poor mental health and even certain cancers. Some 78 percent of office workers feel they sit too much, but only 41 percent of office workers actually stand for more than 30 minutes per day at work. The term sittingitis is the new taboo; most people know they sit too much, but the majority do nothing about it. This may be down to work-placed habits and routine leading to sedentary repetition, or the lack of understanding on solutions to break the taboo.
There are three steps that will help turn inactive days into active days. These include:
1. Taking phone calls and meetings standing up It not only gets your blood flowing faster, it increases your confidence and you’ll actually get through the call quicker than taking it sitting down.
2. Have a walk and eat lunch in the open air Fresh air really picks you up, your step count will increase and that little walk back to the office will help your blood sugar decrease, reducing afternoon dips in energy.
3. Adopt a standing desk Using a standing desk has been proven to help reduce blood sugar, improve mental wellbeing and reduce the risk of cardiovascular disease and using a standing desk for just 30 minutes per day can reduce your body weight by a staggering 5.2lb per year.
www.plusliving.co.nz Plusliving+ | 9
Self-Improvement
Mind over matter - how to connect with your inner creativity Hmmm… thinking. Too much of it can create problems which weren’t there in the first place and too little may mean missing out on a good opportunity. But what happened to a little downtime and those “eureka!” moments? Instead of forcing your brain to conjure up creative genius “on demand” you need to create thinking space where your mind can rest and let the magic flow.
Here are a few ideas to get your magic happening: Write – although you shouldn’t expect answers to show their pretty little face immediately after you have asked a question, jotting down your thoughts allows you to de-stress, clarify your thoughts and solve problems (fingers crossed). Writing a pros and cons list can also help to evaluate and make better decisions. Choose a location – it’s been said that some of the greatest ideas are thought of while walking. A simple change in scenery, whether it be a brisk walk around the block, working out at the gym, relaxing in the botanical garden or quiet place, can give you a mental boost and change your mood.
Avoid “eating al desko” – and don’t pretend you don’t do it. You’re probably reading this at your desk right now, aren’t you? It may be easy to drop your elbows onto your desk and munch away while scouring the Internet for interesting reads, but you’ve just been staring at the computer since 7.30am. Take longer showers – think of a shower as an incubator. It makes you feel all fuzzy with warmth and essentially creates the right conditions to let our minds trigger creative wanderings. It’s an unwritten rule; give it a go and you might be surprised. Stare into space – we’re not talking about people-watching out of your office window, although this may amuse and stimulate you for a couple of minutes. Concentrating takes a lot of our energy, so we need to focus more energy on doing, actually, nothing at all and generally just let your mind wander for a while. Take your mind away from automatic tasks – our inner ninja is ready to pounce on emails, voicemails, messages and paperwork that come our way, and we keep pushing back relentlessly until it’s a full-on workout before you know it. Stimulate your mind and take yourself away for a while: play a game of cards, listen to music, and chat with friends or colleagues, anything that isn’t already in your routine.
Kiwilaw
Bereavement is hard - but the pain of the legal work can be softened by Kiwilaw If you want a no nonsense, empathic approach to probate then you should definitely contact Cheryl Simes, Kiwilaw director and lawyer. Following the loss of a loved one, Kiwilaw makes your probate paperwork easier, less expensive, readily accessible, and still legally accurate. Evolving from a lifetime’s interest in computers and systems, communications, and the law, not to mention Cheryl’s commitment to ‘doing things better’, Kiwilaw offers a unique online approach to create the legal probate documents you require. If there’s no will, no worries, the online process is similar but the documents are slightly different and cost a little more to prepare. It really is that straightforward. Answer a series of simple questions online. Any concerns will be followed up, usually via email. Then court-ready documents arrive at your door, complete with instructions on what needs to be signed, how, where, by whom, and by when. With little to no overheads and advanced document automation that saves time, these savings are passed on to you - the client. With Kiwilaw there are no hidden costs.
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Legal Adivce
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Does another lawyer hold the will?
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Kiwilaw offer a cost-effective probate service - nationwide
It really is straightforward. An initial no-obligation screening checks the will and any complications. If extra fees are required, you are told at that point. To go ahead, you answer questions in a simple online interview. Courtready documents then arrive at your door, complete with instructions on what needs to be signed, how, where, and by whom, and how to send everything to the High Court for processing. Usually, Kiwilaw’s fee is $490
and you pay the $200 High Court fee direct.
For more info: www.kiwilaw.co.nz/probate
www.plusliving.co.nz Plusliving+ | 11
??? Self-Improvement
Setting yourself up Many of us have good intentions or some idea of where we would like to be in 10 years, but only three to five percent of people have clearly defined, established goals set in place. It is crucial to set definitive long-term goals for ourselves to ensure we have the appropriate sailing attire ready for when that sunset finally arrives. If you haven’t yet written your goals down (and it’s the writing down that’s the critical bit) use these steps and get started – it’s easier than you think:
forsuccess 2. Think as far into your future as you can. At least a year out and ideally much further ahead. What do you want your life or business to look like in five or 10 years?
3. Write your goals down. Many people question the significance of this, but the reason for it is that putting your thoughts down on paper forces clarity. Similarly, there is nothing more rewarding or motivating than physically ticking off your goals one by one. When writing goals many people tend to focus on only the professional aspects of their lives. It pays to look at the bigger picture, as for many of us, our work and home lives are intertwined, especially if running a business from home. Structure helps us think.
4. Don’t limit yourself. Forget ‘realistic’ for now. Nothing 1. Find a quiet spot. Whether it is your office or bedroom or favourite park, you need to be somewhere you feel comfortable and where the ideas will flow. Limit interruptions; don’t attempt it while other people are trying to engage with you, and remember to turn off your phone.
is too small or too large. Dream big. It isn’t your imminent tasks or relatively easy projects we’re interested in at this stage.
5. Be very specific. Goals need to be specific and larger goals should be broken down in to small, achievable blocks that you can work towards on a weekly or monthly basis.
Build your new lifestyle with Signature Homes Tauranga & Bay of Plenty Here at Signature Homes Tauranga & Bay of Plenty, we pride ourselves on providing our customers with a bespoke experience, building homes that feel uniquely theirs. Owners Debbie and Craig Williams know a thing or two about building beautiful Kiwi homes – they’ve been doing so in the region for more than 30 years. You’re almost guaranteed to enjoy your build experience with the Signature Homes Tauranga & Bay of Plenty team, who, since 2008, have won the National Client Survey award eleven times.
Build with confidence From the get-go, you’ll have your own team by your side who will take care of all the nuts and bolts, so you can relax and be confident your home is in good hands with award-winning builders from start to finish. Plus we’ll provide you with the best building guarantees in the country.
12 | Plusliving+ www.plusliving.co.nz
Time to be inspired Capturing picturesque views and modern living were the motivators behind the design and build of Diane and David’s new home. The couple opted for a Signature Homes pre-designed Caloundra plan from our Pacific Collection. Diane and David chose this plan because it prioritises outdoor living, maximises indoor-outdoor flow, and celebrates the stunning harbour views. “The planning process was the most satisfying element of the build and we’re so pleased with our new build.”
Ready to start? Wherever you are in your building journey, we can help. Contact one of the Award Winning team today on 0800 102 105, or visit signature.co.nz for more information.
Home Design
Build your
New life yle
Build with confidence Signature Homes Tauranga & Bay of Plenty offer a variety of duplex and terraced home plans that are ideal for low maintenance living - allowing you to claim back your weekends. We have a range of single and double-storey plans available for inspiration and will work with you to ensure you maximise the value of your site. Contact us today for a free, no-obligation site visit. 0800 102 105 | signature.co.nz Omokoroa Showhome: Cnr Stingray and Ridge Drive, Harbour Ridge, Omokoroa. Open Tue-Sun 1pm-4pm* Palm Springs Showhome: 16 Montiicola Drive, Palm Springs, Papamoa. Open Tue-Sun 1pm-4pm* *Dependant on Covid 19 restrictions
B U I L D I N G TO G E T H E R F O R A B E T T E R F U T U R E
www.plusliving.co.nz Plusliving+ | 13
Self-Improvement
Breaking bad habits
Five steps to break free
We all have our own little habits – the good and the bad - and it’s these habits that make us who we are. But whether we are willing to acknowledge it or not, many of us have one (or maybe a few), bad habits that would do us good to break. We might perceive our habits to be small, insignificant compulsions, but when repeated continuously our actions do have a significant impact on who we are as people. And whether we like to admit it or not, our habits mould us into the people we are. From drinking excessively or routinely staying up all night, resulting in poor performance at work the following day, to procrastination, overspending, swearing, or binge eating - whatever the vice - if it is having a harmful effect on your work and personal life, it is time to break free of the negative behaviour pattern.
Here are five tips to help break free.
1
Create a plan - Once you’ve acknowledged the problem and got yourself into the right state of mind to tackle the habit, a plan can be useful to disrupt the automatic response to it. Plan your approach by answering the following questions: What day do I start? Will I go cold turkey? How will I hold myself accountable for
my actions? Who else will be involved in the process? What rewards for success will I give myself? A clear plan with create the discipline needed to succeed.
2
Identify your trigger - Understanding what fuels your bad habit is the key to overcoming it. Identify the trigger, whether it is people or a place, which enables the habit and avoid it.
3
Change your environment - If you repeat the same behaviour in the same place every time, then the environment can prompt the undesirable behaviour. Avoiding the environment that triggers your habit can help towards kicking the cycle.
4
Retrain your thoughts - Even if we know a habit is damaging us physically or emotionally, we continue to do it. Why? Because despite the obvious drawbacks, it still provides us with some sort of satisfaction or psychological reward that entices us to repeat the behaviour again and again. Reframing your mind to put emphasis on the negative aspects should, over time, diminish the psychological reward received from acting out the habit.
5
Be patient - Be patient with yourself and don’t beat yourself up too much if you slip up and fall back into the habit – it’s called a habit for a reason. Established habits can be hard to break as they are ingrained into your life. It may take several attempts to make a change so be patient and persist.
• Servicing • Maintenance • WOF Inspections • Diagnostics, Electrical and Mechanical Repairs • Trailers • Motorcycles • Diesel and Petrol • Tyres • Quotes • Welding
Phone: 07 348 5138 • Unit 2, 179 Lake Road, Rotorua Email: autobuckley@gmail.com (next to Rotorua Windscreens in the Jay Car parking lot) 14 | Plusliving+ www.plusliving.co.nz
Money Matters
Dollars and sense Spending too much - Pretty obvious, do your homework and budgeting. Be smart and find independent advice to help you monitor how fast you are spending your money. Then if you “live too long” hopefully you won’t have to live out your golden years in poverty.
Spending too much on housing - Not much good owning a $500,000 house and having only $50,000 in the bank to supplement your (rather lean) government super. Don’t get to retirement living in a castle with too little cash to supplement your super.
Worrying too much - The news media will drag you into the
The big financial mistakes older people make Not getting on-going financial and planning advice leading up to retirement - If you fail to plan, then plan to fail. Get advice – if it costs say $150 to $200 pa that is peanuts compared to what it might do for you. It might get you organised and might even save you tens of thousands.
Failing to understand what diversification really means - You can’t pick the hot investments; no one can. Rather diversify properly, and you will make good money in good times, and survive the bad times pretty well too.
mire. Turn the news off and get out and about.
Not learning enough about investment before retirement - Knowledge is power. Learn about investments as
Not living and spending too little - You can’t take it with you. Get advice and find out how much you can safely spend if you are worried.
you save for retirement, and probably avoid the disaster some people incurred when they put all their money into one or to finance companies.
Believing that you can (or the “experts” can) pick the hot investments - No one can – buy quality and
Helping children too much and leaving yourself short - Love them or not, they may have 25 to 40 years
diversify widely. Beware of some apparently wonderful companies as the costs can be too high. After all someone has to pay for their big buildings and glossy brochures – and it will be you.
of working life in front of them, you don’t. Be careful; keep enough money back for yourself.
Diesel Truck Mechanical Repairs and Maintenance, Taupo Central North Island Pre COF Checks Mobile Servicing Pre WOF Checks Vehicle Repairs in Taupo A, B and C small and large vehicle servicing 974 Rakaunui Road, Taupo Ph: 027 272 2912 E: s.i.r@xtra.co.nz www.truckservicing.co.nz
www.plusliving.co.nz Plusliving+ | 15
Technology
Staying connected Keeping in touch with your loved ones, even when they’re far away, has never been easier. While nothing can quite beat face to face communication, technology has made it so you can connect with who you want in real time. So here are different options for online communication that you can use with your computer or on your smart phone, from video chatting to messaging.
FaceTime - From the ever-popular iPhone to devices such as the iPad and MacBook, chances are someone you know and care about uses an Apple device. That’s the beauty of FaceTime, Apple’s video chat software that comes preinstalled on all their devices (at least from 2010 onwards); you can easily video chat with anyone that has an Apple device, no matter where they are in the world. If you have one, open up your iPhone, iPad or Macbook and log into your Apple ID account. If you’ve already set up your device before this, use FaceID or TouchID to log into FaceTime. To make a FaceTime call, either search the name if they’re already in your contacts, or type in their number or email.
Facebook Messenger - With over 2.4 billion monthly active users, Facebook is the most popular social network site worldwide. Beyond the website, did you know that the Facebook Messenger app makes it easy to message, video chat and call your friends?
One great thing about Facebook Messenger is it’s not limited to just iPhones – anyone with a smartphone and a Facebook account can download it. Once you have an account, sign in and set up your contact list, also known as your Facebook friends. If you don’t have a smartphone or don’t want to download the app, you can also video chat through the website.
Skype - Skype was one of the first video chat websites and apps popularised worldwide. Owned by Microsoft, it comes preinstalled to your computer if you have a PC. If you have a Mac, it’s easily available for download. You can also download it on your Apple or Android device. Another feature that makes Skype unique is you can affordably and easily make international calls to people who don’t have Skype. For example, 0800 numbers are free to call. If you don’t have an account already, you can create one for free. Alternatively, you can use your Microsoft/Hotmail/Outlook account to sign in. Once you’re all set up, search for friends and family who already use Skype.
WhatsApp - The Facebook-owned app recently hit two billion users worldwide. What makes it so popular was that it was the first to offer messaging, voice calls and more exclusively for smartphones when it arrived in 2009. Mainly people use WhatsApp for texting, especially while abroad. The best thing about WhatsApp is its ease of use. All you need for your account is to enter your Apple or Android devices telephone number, and it verifies who you are through that. If you change your mobile number, you can change that as well to keep your account up to date. From there, WhatsApp accesses your contacts for you and connects you to people who already use the app, making it a streamlined process
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Staying safe around the home The old expression ‘home is where the heart is’ is well and good, just so long as you watch your step! Injuries in and around the home are the biggest cause of ACC claims – accounting for over 40 percent of all new claims received in 2011. What may surprise many is the risk associated with seemingly benign objects, such as rugs and power cords, which can cause a fall-related injury at any time of the year. It’s not just older and younger people who fall at home – over 40 percent of all home falls happened to people aged 25-64 years. An injury can completely change your life for a while. It can stop you from doing the things you enjoy, like catching up with friends or playing with your children. People often need to take time off work too, affecting their income. ACC figures show 10,000 people are off work for a week or more because of a fall at home. The good news is there are some simple things you can do around the home to greatly reduce the risk of you or someone in your family having a fall.
Safe Living
Toptips on creating a safer home
Remove moss • Waterblast, scrub or spray mossy areas with moss removal products • Cut trees and shrubs back to prevent shade – conditions which moss thrives in • Build new decks with grooved timber. Secure power cords • Get cords out of harm’s way, with cord clips, quick-release power cords or multi-boxes • Secure loose cords or wires to the wall. Fasten rugs and mats • Secure them with anti-slip tape, or spray on a non-slip coating • Use carpet grips for mats • Repair damaged carpet on stairs • If you’re buying a new rug, look for one with a non-slip backing. Avoid using chairs as ladders • Use a ladder or step ladder to reach high objects • Store heavy, regularly used objects down lower • Use long-life smoke alarms and light bulbs so you don’t have to change them often. Wipe up spills • Wipe up spills as soon as they happen, with mops, sponges or cloths • Use floor mats to absorb excess water • If renovating, install non-slip flooring in wet rooms (bathroom, kitchen and laundry).
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Social Services
Independence
& peace of mind
The care you need at your place
After 40 years living in the Bay of Plenty, Patricia and Charles reached that stage in life when they chose to move into a local retirement village. They love their self-contained unit which is surrounded by manicured gardens and sits close to waterside boardwalks. However, as various health issues began to affect their ability to complete tasks around the home, they feared they might have to move.
We searched around and heard about Visionwest. The moment we met with them we were impressed by their desire to do whatever it took to keep us in our home.
“We searched around and heard about Visionwest. The moment we met with them we were impressed by their desire to do whatever it took to keep us in our home. They have been coming for over two years now and we’ve got to know our Support Workers so well that they are like a part of our family.” Patricia and Charles’ carers are part of a team of over 1,300 Visionwest Support Workers who are fully trained and chosen for their commitment to client wellbeing. A few times a week, they visit Patricia and Charles’ home to complete household chores that would otherwise remain undone. “We love our home, and we love our life,” says Charles, “and it’s all capped off by the wonderful support from Visionwest. They are so adaptable with staff that have obviously been well trained because they are so competent and professional. We would thoroughly recommend them.” Visionwest is a private charitable trust based in Auckland and working in regions throughout the central and upper North Island to provide a full in-home healthcare service. This includes help with household cleaning and personal tasks, respite care, medication oversight, disability support and individualised funding.
We love our home, and we love our life, and it’s all capped off by the wonderful support from Visionwest. “For us,” says Charles, “it was about remaining independent for as long as possible in a home we love. There are other great retirement complexes, we know that, but this one has an atmosphere which we haven’t seen anywhere else. It was hard to come to terms with thinking that our health might mean we had to move away.” Patricia and Charles’ dilemma is one faced by many people who are older or who live with a disability. It’s the dilemma of deciding when it’s the right time to leave the home you love and move into a situation where more structured care is provided. Because that was a decision Patricia and Charles weren’t ready to make just yet, they began to look for a home healthcare provider who could help them with the tasks they were unable to do for themselves.
18 | Plusliving+ www.plusliving.co.nz
Each of Visionwest’s 7,000-plus home healthcare clients experience the independence and sense of security that comes from receiving regular in-home support from carers like Kathleen who says that alongside the necessary training, Support Workers need to be, “caring, kind, a good listener, and a good talker.” It’s no wonder they come to be like family. If you or a loved one needs in-home healthcare, contact Visionwest Home Healthcare to talk about how they can meet your requirements, email: healthcare@visionwest.org.nz or phone: 0800 222 040.
Social Services
The care you need at your place
Our skilled team of trained staff are committed to providing quality in-home healthcare support. Our services include: Personal Care
Private Care
Home Help
Disability Support
Respite Care
Individualised Funding
Chronic Long Term Support
Medication Oversight
homehealthcare.org.nz/rotorualakes
0800 222 040 ROTORUA/LAKES ROTORUA/LAKES J1887 Plus Living Magazine.indd 1
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Hawke’s Bay and Napier
Eastern appeal
Think ‘Napier!’ next time you head off on holiday As you wind down the golden hills from Taupo, you’ll begin to see snippets of coastline and the ocean – a panacea from the hot road behind you. Esk Valley welcomes you. The first hints that you’re in wine country are the rows of vines splayed out before you. Linden Estate and Petane wineries both have cellar door opportunities. If you’re keener on a beer, consider stopping for a cold pint at Zeelandt who often open the doors of their brewery to thirsty travellers. Arrive in the evening and Crab Farm is the perfect place to pop in for something to eat. Most weekends a band will be playing amidst the fairy lights. The atmosphere is rustic, welcoming, relaxed and friendly; you’ll immediately feel like Hawke’s Bay is your home away from home. A short drive into Taradale and you’ll find Mission Estate Winery, the oldest winery in New Zealand, established by French monks in 1851 who brought the first vines with them from France. Here you’ll find a collection of old photographs of Napier that will give you a good perspective of what the land mass was like before it was changed significantly by the devastating 1931 Hawke’s Bay earthquake.
If you’ve arrived in your camper, RV or towing your caravan, then Marine Parade offers a couple of spots to park up for a picnic. From there you can see the whole of Hawke’s Bay, from Mahia to Cape Kidnappers. It’s a great way to get your bearings and enjoy the beauty of this special place known as Te Matau a Māui – The Hook of Māui – which, legend tells us, Māui used to fish up the North Island. A great place to start your adventuring is the Napier i-Site. It’s full of passionate and knowledgeable Napier champions. Not only do they know their stuff, they also love Napier. They live and breathe visitor attractions. They’ll be able to guide you to the best attractions and put together an itinerary bespoke to you. They can also book tickets, accommodation, events and experiences so set aside some time to have a chat and nut out your perfect schedule, all with no booking fee. Right next door is mini-putt at Par2 Mini-Golf; what a great way to have some fun and indulge your competitive streak. Once you’ve got the lay of the land, set off for Napier itself, a bustling, vibrant city centre with excellent shopping and dining opportunities. The majority of stores are independently owned and operated, with ‘big box’ retail being kept on the city edges. This means the city itself is a pleasant and ‘stroll-able’ mini-metropolis with cute boutique offerings.
Another star attraction and a must-see while you’re in Taradale is Ōtātara Pā. This is an 800-year-old pā site and one of the best in the country. It is a short walk up a hill, but for those who are eager, it provides a wonderful view of history with ancient middens and kumara planting beds clearly in site.
Photo: Ōtātara Pā.
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Hawke’s Bay and Napier There’s classic menswear, posh frock shops, quirky bookshops (both second-hand and new), craft co-ops, dealer galleries, antiques and collectables, gifts and trinkets, vintage stores… and more cafes, restaurants and bars than you could squeeze into one weekend away. The best place to stay is Kennedy Park, with an accommodation option to suit all requirements: powered sites, cabins and motel suites through to two-bedroom villas, Kennedy Park resort has it sorted. They’re all ‘geared’ up for cycle holidays with bicycle repair stations (hopefully you won’t be needing one!) as well as EV charging stations, and a heated pool complex to soak in after a day’s adventuring. Kennedy Park is centrally located and a great place to base yourself. It’s well suited to people with mobility challenges, disabilities and those travelling with young children. Napier is the perfect destination for a long weekend, a midweek getaway or a week long mini-break. It’s also a great place to base yourself while you explore all that the greater Hawke’s Bay region has to offer. You can spend a whole day just exploring Napier’s seaside village Ahuriri. Pootle around this cute port town, pop in to the antique and curios stores, lunch at Milk and Honey, stock up on supplies at European food emporium Vetro, enjoy a cool beverage at the Urban Winery before seeing a film at the Globe Theatrette. There’s a range of bars peppered along the dock where the fishing boats pull up, and you can often see the large ocean-going waka (canoe) moored here between journeys across the Pacific.
MTG Hawke’s Bay. There’s a day’s worth of fun too for art, history and heritage buffs. Napier is of course the heart of Art Deco in New Zealand. Most of the buildings in the central city are of this era having been built directly after the earthquake and in the style of the time. You’ll see not just prime examples of art deco architecture and facades but stripped classical and art nouveau also. A walk around the city, with your eyes fixed on the decoration and detailing of this iconic time, will give you a glimpse into the past. In February, the city steps back in time to host the annual Art Deco festival with events for every taste and budget all over the city. Many fans come each year with their picnic hampers packed with tasty treats and their vintage cars polished and shiny. Cloches and boaters are a must, along with flapper dresses and plenty of pinstripe!
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Hawke’s Bay and Napier to try out scootering, skating or roller blading. They can hone their tricks or get to grips with the basics. If you begin your walk at the end closest to the port, you might like to hire a bike, maybe even a tandem. For those of you who prefer, there are also e-Bike options. A quick zip down the waterfront will bring you all the way to the National Aquarium of New Zealand. And what a way to get there! Nothing says ‘holidaaayyy’ better than the wind in your hair and an ice cream in your hand! Art deco sites on your cycling trails by John Cowpland, Alphapix Photography.
Napier’s history is on show too at the Faraday Centre with toys, tools, vehicles and machines from the past. There’s plenty of hands-on opportunity to explore and experience everyday objects and gadgets from yesteryear.
If you’re travelling with your own bikes you may like to explore even further with pedal power. Take the day and cruise right around the bay all the way to Hygge café on the water at Clifton at the far end of Cape Kidnappers. There are hundreds of kilometres of cycle trails all over Napier and wider Hawke’s Bay.
Heritage and history adventures continue at MTG Hawke’s Bay. This is Napier’s main museum and gallery and makes for a wonderful respite from a sunny summer day.
Predominantly flat, Napier offers easy-ride limestone tracks and plenty of stunning scenery along the way.
Combine a visit to MTG’s earthquake exhibition with a guided tour from one of the many providers, including the popular vintage car tour, which is bookable through Napier i-SITE or Art Deco Trust.
Hawke’s Bay Trails are among the Great Rides around New Zealand and the best, year-round cycling destination. We’ve got friendly weather, friendly hospitality and easy terrain all sorted here.
Discover Napier’s Art Deco heritage in style in a luxurious 1930s vintage car. Your journey will take in Napier’s famous Art Deco Quarter, historic Port Ahuriri and a delightfully quaint Art Deco residential suburb.
We’re set up for social or recreational riders, families and people who have just recently started biking.
Your tour includes visits to the world-renowned Municipal Theatre or the Bluff Hill Scenic Lookout. The tour will last 1.5 hours and includes plenty of opportunities to stop for photographs at a selection of Napier’s most well-known Art Deco landmarks. Marine Parade itself also offers a full day of fun. From the city centre, journey along the waterfront, through stunning gardens and striking public art works that give lots to look at as you stroll. If you’re travelling with youngsters get them to check out Bay Skate. It’s got everything they need
You can tackle as much as you like of nearly 200 kilometres of scenic trails and enjoy views of the Pacific Ocean, winding rivers, orchards, vineyards and mountains. Plus, plenty of cafes, country pubs and world-class wineries for refreshing stops on the way (you can walk or run the trails too, if you’re really keen!). Set your sites on Napier next time you leave town. It’s got something for everyone; days of adventuring, quiet corners to put your feet up and enjoy the views, plenty of delicious wine and dine offerings, opportunities to shop till you drop, and lots of places to just sit and chat. Head our way: we’re ready to welcome you and show off everything Napier has to offer.
Cycling in Napier at Perfume Point - by A Cauldwell.
22 | Plusliving+ www.plusliving.co.nz
Hawke’s Bay and Napier
Napier i-SITE Is it time to start planning your next Kiwi holiday? Could you use a helping hand – one which won’t cost you a thing? Some people seem to take as much pleasure researching and booking trips as they do with their destination – but if you’re not one of them, it may be time for you to get in touch with the friendly and well-informed staff at Napier’s i-SITE. They have many years of experience in the industry and knowledge between them, says manager Jane Libby, and they have visited almost every corner of Aotearoa. With all this first hand knowledge about places
to go and things to do, you can trust the advice you’re being offered is sound.
With all this first hand knowledge about places to go and things to do, you can trust the advice you’re being offered is sound.
As specialists, they can tailor your bookings just for you, book any activity, tour or accommodation nationwide – all with no booking or credit card fees. They can cater for every need, whether you’re travelling as an individual, a duo, a family unit or in a group. They are definitely in the know when it comes to special deals, including combos and multi-tour booking discounts. For your convenience the i-SITE, located on Marine Parade, is open 7 days a week, 9am to 5pm. Or give them a call on 834 1911, or email info@napiernz.com
Looking after our local community and domestic travellers is a top priority, says Jane. “Apart from flights, we can help you whatever your needs – if you’re curious about a farm stay or a particular rail trail, prefer luxury or no frills, easygoing or thrillseeking adventures,” says Jane.
“Once you’ve told us a little about what you like, or prefer, we may also be able to suggest some hidden gems, the ones that are well worth checking out but for whatever reason tend to fly under the radar.”
Our local experts will have your next NZ getaway sorted! From the top of the north to the bottom of the south - we’ve been there, done that, plus some more.
Our local experts will have your next NZ getaway sorted! From the top of the north to the
Meet Marion. Meet Manette. Let her book you She can plan a trip bottom of New the south for - we’ve there, on a Great you to been the Bay Zealand Walk. of Islands, including the best scenic Meet Richard. Meet Manette. photo He loves She canlocations. plan a exploring and trip for you to any specialises in destination in New accommodation. Zealand, including the best scenic photo locations.
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100 Marine Parade 100 Marine Parade 0800 84 74 88 0800 84 74 88 napiernz.com napiernz.com
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Super Gold
Super savings with SuperGold SuperGold helps you stretch your money further, offering instant discounts and special offers on everyday essentials and more. Explore the many ways you could save, locally and nationwide. What is the SuperGold Card? SuperGold - or the ‘gold card’ as some people know it - gives you golden opportunities to stretch your money further. There are thousands of instant discounts and special offers. You will find all sorts of ways to make instant savings every day – near you, across New Zealand and in Australia.
The card gives you:
Applying for a SuperGold Card If you do not receive or are not eligible to receive New Zealand Superannuation, you can still apply for a SuperGold Card. You must be 65+ years old and be a New Zealand resident. Simply fill in the SuperGold Card application (PDF 255KB) and return it to us. Call: 0800 25 45 65 (Monday – Friday, 8am-5pm) Email: information@supergold.govt.nz SuperGold Centre PO Box 5054 Wellington 6145 www.supergold.govt.nz
Veteran SuperGold
• Instant savings on everyday essentials like electricity, insurance, food and healthcare
Veteran SuperGold is a specially branded SuperGold Card to recognise service to our country in the Armed Forces.
• Discounts on entertainment, travel and in retail stores
Once your Veteran’s Pension has been granted, the Ministry of Social Development (MSD) will automatically send your SuperGold Card in the mail. This usually only takes a few weeks, but you may have to wait a month or two if you apply for New Zealand Superannuation prior to your 65th birthday.
• High value special offers • Free off-peak public transport.
Getting the SuperGold Card Getting an automatic SuperGold Card
Get the SuperGold app
Once your New Zealand Superannuation or Veteran’s Pension has been granted, the Ministry of Social Development (MSD) will automatically send your SuperGold Card in the mail.
The fast and easy way to find discounts and offers when you’re out and about is to use the SuperGold app. If you have a smartphone or tablet, download the SuperGold app from the Apple Store or Google Play.
This usually only takes a few weeks, but you may have to wait a month or two if you apply for New Zealand Superannuation prior to your 65th birthday.
Office for Seniors
SuperGold is one way the New Zealand government and business communities can say ‘thank you’ or ‘tēnā rawa atu koe’ to older New Zealanders for the work they have done raising families, supporting communities and contributing to Aotearoa.
The Office for Seniors is working to improve the lives of older people across New Zealand. Their website and regular email newsletter provide helpful information, news, and stories for older people. Visit: www.officeforseniors.govt.nz
0800 25 45 65 (Mon-Fri, 8am-5pm) Email: information@supergold.govt.nz Call:
Frequently asked questions about SuperGold Can I use my SuperGold Card to travel free on public transport?
How does the Community Services Card work with SuperGold?
Yes. Most areas off-peak is usually 9am to 3pm and from 6.30pm to the end of service on weekdays, and any time on weekends and public holidays. In most areas you will also need a smart card from the Regional Council to access free off-peak travel.
If you have a current Community Services Card at the time you are granted New Zealand Superannuation, and you may continue to qualify for a Community Services Card, you will need to complete a Community Services Card application form to get a new SuperGold/Community Services Combo Card. It will have the initials CSC on the back and an expiry date.
How do I order a replacement card? If your SuperGold Card is lost, stolen, damaged or if you change your name, call or email us to order a replacement card. You will need to let us know your full name, date of birth, current residential and postal address and SuperGold Card client number if you have one (found on the back of your SuperGold Card). You should receive a replacement card within three weeks – free of charge.
When will I receive my SuperGold Card? You will be automatically issued a SuperGold Card when you’re granted New Zealand Superannuation or a Veteran’s Pension or a main benefit at age 65 or over. Your New Zealand Superannuation will need to be approved at least three weeks before turning age 65 if you wish to receive your SuperGold Card by your 65th birthday.
Is SuperGold connected to my New Zealand Superannuation? Once your New Zealand Superannuation or Veteran’s Pension has been granted, the Ministry of Social Development (MSD) will automatically send your SuperGold Card in the mail. If you do not receive or are not eligible to receive New Zealand Superannuation, you can still apply for a SuperGold Card.
What if I am already receiving a main benefit? If you are turning 65 and receiving a main benefit from the Ministry of Social Development, your SuperGold Card will arrive at least three weeks after you are granted New Zealand Superannuation on your 65th birthday. If you are not applying for New Zealand Superannuation then you will need to call or email us to advise you have turned 65 so the MSD can send you a new SuperGold Card.
www.supergold.govt.nz
Your new combo card’ replaces your Community Services Card. You can use this card for both health subsidies and SuperGold discounts.
Does my SuperGold Card have an expiry date? Since May 2010, the only SuperGold cards with an expiry date are those which double as both a Community Services Card and SuperGold Card. These ‘combo cards’ have an expiry date because entitlement to a Community Services Card can change over time. If the back of your card includes an expiry date (EXP) and this date has expired, call 0800 25 45 65 or email information@ supergold.govt.nz to arrange a replacement card.
Can I still get SuperGold if I am not a resident? If you are not normally a resident in New Zealand and do not intend to stay here, you will not qualify to receive a SuperGold Card.
Information provided courtesy of and copyrighted to the Ministry of Social Development: www.supergold.govt.nz.
Super Gold
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Dentistry
Smile with confidence all year round! Modern Dental is a family oriented and advanced dental clinic based in Rotorua. Modern Dental, formally known as Grant Wells Dental, was established over 40years ago. It endeavors to provide you excellence and high-quality dental care in a more advanced and modernized way. Their team is experienced and passionate about helping people through their dental journey. For the elderly, treatment is more specific to their needs. Whether you have all of your teeth or some of your teeth. Do you have loose or missing teeth? Loose or uncomfortable dentures? Modern Dental can assist in finding a solution best suited for you and your needs.
Services We can offer you all the general dental treatments such as fillings, crowns or bridges, simple/surgical extractions including wisdom teeth, partial or full dentures and the most advanced form of dentistry
which is Dental Implants. We offer single tooth implants, implant supported dentures and All on 4 treatments. Implant supported dentures or All on four treatments means making a whole new set of teeth that rest on the implants. This can either be removeable or fixed. We also offer Conscious Sedation which is ideal for those who are anxious about dentistry or have dental phobia. So, this means why should we have to put up with lack of confidence when eating or smiling when it comes our teeth? Give us a call 07 348 3895 to come and see how we can keep you smiling with confidence all year round! Modern Dental are always welcoming new patients! For more information on the practice, their services, team and treatments please visit their website www.moderndental.co.nz
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Free Winz Quotes Free DHB Services for 13yrs to 18yrs Email office@moderndental.co.nz Address is Floor 7, Hinemoa Tower, 1154 Hinemoa Street, Rotorua
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NZ Association of Optometrists ???
Don’t get
blind sided
by eye disease
Every year, thousands of New Zealanders needlessly live with vision problems that affect their everyday lives. Poor vision can lead to higher rates of depression, more falls and fractures, increased need for community and/or family support, and earlier need for institutionalised care.
The New Zealand Association of Optometrists wants people to know that visiting an optometrist does not mean you will require a new pair of glasses.
According to the World Health Organisation, at least 2.2 billion people around the world have a vision impairment, of whom at least one billion have a vision impairment that could have been prevented or is yet to be addressed.
Optometry is about ensuring the ongoing health and well-being of people’s eyes. To find out about the nine-step comprehensive eye exam, talk to your local optometrist or visit: saveoursight.co.nz.
Some 85 percent of the world’s blindness is preventable and 20 percent of the people accessing services for the blind had lost their sight from preventable causes. In New Zealand the total number of people with severe to moderate functional vision loss is estimated to be 180,000 and increasing with the aging population. Eye diseases can often develop without early warning signs, making early detection a vital step in avoiding or limiting permanent damage to the eyes. For eye conditions that result in blindness, the only way to find them early is to have a comprehensive eye exam. New Zealand optometrists actively promote eye health to remind Kiwis how precious their sight is and the importance of a nine-step comprehensive eye examination for maintaining good eye health. Glaucoma, macular degeneration, cataract, and diabetes are the main causes of impaired vision and there is a growing occurrence of these eye health issues as the New Zealand population grows older. Even children and young adults with perfect vision can find their eyesight and eye health changes as they get older. Those with gradual loss or change in vision can be most at risk as they do not realise what is happening to their eyes.
Glaucoma Glaucoma NZ report that 10 percent of people over 70 will have glaucoma. Loss of vision occurs because of damage to cells in the retina.
Cause: The cause is not fully understood, but high pressures in the eye and poor blood supply to the optic nerve are part of the condition. Genetics and age are also thought to be important factors.
Symptoms: Usually glaucoma progresses gradually and painlessly without symptoms. Rarely, glaucoma may occur rapidly with blurred vision, loss of side vision, coloured halos around lights and painful or red eyes.
What you can do: Have regular eye exams and if there is a family history of glaucoma, see the optometrist for an eye examination every year. During the eye examination the optometrist will measure the internal pressure of both eyes and examine the health of the optic nerve.
The good news: If detected early, glaucoma can be managed and loss of vision prevented to a greater extent. Unfortunately, at least half the people with glaucoma are not having treatment because they do not know they have glaucoma. If glaucoma is not detected, it can lead to permanent blindness.
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AllergyRate allows you to rate restaurants and cafes according to how well and how willing they are to accommodate the needs of people with allergies. FREE DOWNLOAD VIA YOUR PREFERRED APP STORE TODAY! 30 | Plusliving+ www.plusliving.co.nz
NZ Association of Optometrists ??? Age-Related Macular Degeneration (AMD) AMD is the leading cause of blindness and is caused by deterioration of cells in the macula (the part of the retina that is responsible for clear, sharp vision). Vision that is lost as a result of AMD cannot be restored.
Cause: Mainly heredity but smoking is also a contributing factor. There is increasing evidence that diet and high levels of exposure to bright sunlight may also play a part.
Symptoms: The gradual loss of ability to see clearly, distorted vision, a gradual loss of colour vision and a dark or empty area appearing in the centre of vision.
What you can do: Have regular eye examinations so as to be aware of any development of degenerative disease. Don’t smoke. Eat a healthy diet containing fruits and vegetables high in vitamin C, vitamin E, beta-carotene, lutein and zeaxanthin. Keep overall fat intake low and eat lean meats and fish – omega 3 fatty acids are best. Milk, wholegrains and wheat germ will also provide zinc, which is also important. Smokers should avoid taking supplements containing beta-carotene, but spinach is good for everyone.
The good news: There are now treatments for some forms of wet AMD and new research is pointing to treatments for the dry forms being developed as time goes on.
Cataracts
Diabetes Related Retinopathy People with diabetes are at risk of blindness and loss of vision because of the disease. There are over 240,000 people with diabetes in New Zealand with an estimated 100,000 additional people who have it but don’t know.
Cause: Diabetes causes changes in the cells of the retina that result in weakness in the walls of the blood vessels. These tiny blood vessels at the back of the eye begin to bulge and leak oozing blood into the eye. Cellular changes can also cause fats and fluid to leak into the surrounding tissues. Resulting damage to the eyes can lead to permanent loss of vision.
Symptoms: Although there may be no obvious signs in the
These are the result of chemical changes in the lens of the eye and cause the clear lens to turn cloudy. Cataracts are the leading cause of vision loss.
early stages of the disease, as it progresses people will notice rapid changes in vision and may have difficulty in achieving stable vision. They may also experience sensitivity to glare and reduced night vision.
Cause: Advancing age, heredity, injury, or disease.
What you can do: It is important for people with diabetes to
bright sunlight.
keep their blood glucose levels under control, maintain a healthy weight, and get regular exercise. They need to be enrolled in the annual diabetes get checked program and take part in yearly screening for eye disease. If eye screening is not available then they should see their optometrist every year for a full eye exam.
The good news: Most people who undergo cataract surgery
The good news: People who maintain a healthy lifestyle and
Symptoms: Blurred or hazy vision, increased sensitivity to glare or the feeling of having a film over the eyes.
What you can do: Don’t smoke and avoid over-exposure to
have significantly better vision afterwards. Optometrists can assess cataract and monitor the condition. At some stage surgery will be indicated but until then changes to spectacles or contact lenses can help people get the most out of their remaining eyesight.
control blood glucose levels are less likely to develop diabetes related retinopathy. With annual screening any threats to sight that do develop can be detected and treated promptly minimizing the risk of permanent loss of vision.
www.plusliving.co.nz Plusliving+ | 31
Your Home
Making it
feel natural
As the trials of Covid continue, our homes have become a refuge from modern day stresses and nowhere is this more important than the bathroom. These spaces have gone from ‘rooms’ to ‘in-house resorts’ that connect us to nature by the way they make us feel via colours, materials and the experience of water.
“Bathrooms are private spaces for relaxing showers or rejuvenating baths, so it makes sense that our interior design ideas shift from décor to destination,” says Andy Grigor, head of Design and Innovation at Methven. For homeowners with a desire to connect with nature, plants are a go-to. Plants that tolerate high humidity are best suited to bathrooms, including peace lilies and ferns for rich green foliage, or orchids that have bright vibrant flowers.
“Treated timbers and tiles that have the appearance of stone, or are glazed in natural tones, will ground the space in nature,” Andy says. Introducing metallic elements through taps, shower systems, hand rails and cabinetry hardware will add to this effect, while matte blacks can further embody deep rock hues. “Methven’s range of taps and shower systems have been designed to mimic the New Zealand landscape, drawing inspiration from the white sand beaches of Maitai Bay in the North, to the powerful Clutha River, which carves through the South Island from the Alps.”
We specialise in custom made window furnishings. Drapes,Sheers, Tracks and Roman blinds. Wooden or Aluminium Venetians & Roller Blinds.
Call me to book a Free measure and quote
Christine McNeill
32 | Plusliving+ www.plusliving.co.nz
OPEN
P : 07 377 1070 M : 027 693 2868 E : candbtaupo@yahoo.co.nz
Mon- Fri 9am - 4.30pm
13 Tamamutu St, Taupo 3330
www.taupo.info
Home Design
Tailored for your lifestyle Built to last a lifetime Originally established to construct everything from window frames and staircases to kitchens and furniture, Interior Fittings has been producing quality joinery for over 75 years. Evolving over the years, the business now specialises in the design and manufacture of a range of custom joinery from residential kitchens, sculleries and laundries, wardrobe fitouts and study nooks to commercial fitouts for retail shops, offices and businesses. Centrally located in Rotorua, Interior Fittings welcomes customers to its modern showroom facilities displaying kitchens, laundries and wardrobes along with an extensive colour studio. “The customer’s requirements are discussed with our design and colour consultants who develop a concept that fits within the customer’s budget,” says General Manager Josh Anderson.
Indeed, the customer’s kitchen will go through the hands of a number of professionals before finally fitted in their home. Interior Fittings’ team of qualified joiners completely assemble the project in-factory, ensuring the project is completed to a high standard to pass through stringent quality control. Within 48 hours of completion the customer’s new kitchen, scullery or other custom cabinetry will be en-route for installation, with the majority of projects completed on-site within a day. “We pride ourselves on end-to-end service from design and colour consultancy to manufacturing, installation and maintenance. “Staying at the forefront of technology by implementing the latest machinery and computer software, allows us to maintain costs, ensuring our clients get the most competitive prices,” says Josh.
We offer inspirational design and a quality build of the perfect kitchen to match your lifestyle and budget.
07 348 1041 • www.interior.co.nz www.plusliving.co.nz Plusliving+ | 33
Home Improvement
Avoiding DIY disasters Home DIY projects are as much part of the Kiwi summer as jandals or barbeques, but they need a bit of planning.
While some rules around home renovation have been relaxed in recent times, it always pays to check the fine print before breaking out the tools and launching into a project. First of all, you should always find out if the planned work needs either building or resource consent, and check what you can do versus what needs a qualified tradesperson. Worth remember is building work is covered by both the Building Act and Resource Management Act, so both need checking. Ensuring DIY work is compliant will also help property owners
ensure they don’t compromise any future property sales. It’s also important to think about how you build, especially how you clean up afterwards, as building activity can have a real impact on the environment. What goes down drains will end up in the sea via the stormwater system, so it is important to keep the drains just for the rain. Concrete waste, paint, and even soil particles can have a devastating impact if they get washed into the stormwater system, streams or the sea.
When to paint
According to the renovate website, villas have been the most common house design since a century ago, and people still require renovation and maintenance to their villas to this day.
Resene suggests that ideal weather for painting includes a gentle breeze, humidity between 70-80 percent and temperatures between 15-20°C. As a rule of thumb, Resene suggests that if clothes on the line aren’t drying, neither will your paint finish.
Paint brushes should be washed with running water onto open ground which will absorb the waste water and prevent the chemicals from reaching more vulnerable stream or marine environments.
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Home Improvement
The
5
keys to create a healthy home
Most buildings are built or renovated with functional design in mind, and today this is especially so regarding health, wellbeing and comfort.
By positioning your windows correctly, you can enjoy the benefits of natural ventilation that will rapidly improve the indoor air quality in your home.
So here are five key components to creating a healthy home.
2. The right amount of daylight at the right time
1. Correctly positioned windows make the most of fresh air open windows No one can live without fresh air − and the same goes for your house.
Waking up to natural morning light, plenty of daylight throughout the day and darkness at night are crucial to our health and comfort.
More often than not, we cannot sense pollutants in indoor air, but they will affect our health and wellbeing.
Light and darkness are key elements in keeping our internal body clock and circadian rhythm synchronised.
This is why our houses should offer protection from the hidden pollutants we discharge when we cook, or that are given off from building materials and furniture.
So investing in appropriate measures at home to provide daylight and darkness, such as windows and blinds, can pay big dividends.
Expert residential house painters Bay Decorators 2012 limited are an interior and exterior painting and decorating company specialising in residential and light commercial properties. The company is based in Rotorua and the Bay of Plenty. Owner, Don McCarrison has been a painter for more than 50 years. He handles insurance work, private homes and new homes. There are ten staff in total including Joanne who runs the office, a team of painters and wallpaper hangers. Residential house painters, wallpaper hangers, and commercial painting contractors use high-quality products to do the job. Another good thing about Bay Decorators is the team is local to the Bay region so they know their way around and what works for local houses.
The team is filled with professional experts who rely heavily on good preparation to make sure customers are happy with the final product. Bay Decorators are also one of the many painting companies in the region that are Dulux accredited, which means they can give customers a five-year guarantee on all jobs involving Dulux paint products. If customers decide what paint colour or wallpaper to use, Bay Decorators will come to do the job and use the customer’s products. If customers are not sure what they need, the team are happy to give their advice, as they’ll have paint and wallpaper samples available. For more information contact Bay Decorators on 07 343 6960, or 027 490 7522, or enquire online at www.baydecorators.co.nz
3. Bring nature inside Living in close contact with nature improves your mood, creates better health and reduces stress, which is why we need to bring nature inside our houses. When building a house, it is worth considering having at least one outdoor or semi-outdoor space − such as a garden, terrace or balcony. Another option is to make sure that the house provides you with a generous view of the sky and ground; this brings nature inside too. 4. Rid your home of stressful noise Apart from being a source of irritation, unwanted sounds, like loud traffic, can cause stress and have a direct negative impact on our wellbeing.
External noise from rowdy neighbours, and internal noise from heating/cooling or ventilation systems, should therefore be kept to a minimum. And even lower noise levels are needed at night. 5. Take control of indoor temperatures One of the factors most crucial to our indoor comfort is avoiding unpleasant indoor temperatures. We spend 90 percent of our time indoors, so make sure that indoor temperatures follow the same rhythm as those outdoors, which rise during the day and fall at night. Because our bodies are designed to follow the rhythms outdoors, this will automatically achieve what we feel is the most comfortable indoor temperature.
EXPERIENCED PAINTERS & DECORATORS
Our team are expert residential house painters, wallpaper hangers and commercial painting contractors working with high-quality products.
Servicing Rotorua and the Bay of Plenty Ph: 07 343 6960 | Mob: 027 490 7522 71 Pururu St, Mangakakahi, Rotorua www.baydecorators.co.nz www.plusliving.co.nz Plusliving+ | 35
Home Improvement
Home hacks
rag with some salt on top. Rub it on your copper item and repeat until you’ve covered the whole surface. Rinse it off and it’ll look brand new!
Flip your wine glasses for more space A life hack is a clever technique adopted in order to manage life’s tasks in a more efficient way. Below are some life hacks for your home to give you some much-needed short cuts to free up your time.
Some people like their wine glasses face up, while others like theirs facedown. Why not both? By alternating your glasses by top and bottom, you can nestle a lot more wine glasses closer together.
Remove small furniture scratches with toothpaste
To keep your ventilation and air conditioning fresh and clean, put your HVAC vent registers in the dishwasher. Put them through a quick rinse cycle and then dry them thoroughly before reinstalling.
Instead of getting your couch refinished, try using toothpaste to get the marks out. Use a pea-sized amount of non-gel toothpaste and rub the scratch in a circular motion until buffed out. Clean the remainder up with a damp towel.
Polish copper with tomato sauce When your copper is looking tarnished, put some tomato sauce on a
Wanting a quality reliable electrician in the home, office or workshop? Look no further! No job is to small. Call now for a no obligation quote
Clean HVAC vent registers in dishwasher
Suspenders to keep a fitted sheet in place Your fitted sheet slipping off the corners of your bed is an annoyance that can be perplexing to fix. An easy way to solve the problem is to take a pair of braces for your trousers and clip each end to each corner under the mattress. That way, you sheet will definitely stay put.
Adventure City Electrical Wanting a quality and reliable electrician in the home, office or workshop? Look no further than your local electrician, Adventure City Electrical, Rotorua; an electrical company with a difference that guarantees friendly and professional customer service, whilst also excelling in all of your domestic and commercial needs. Covering everything from new builds, right down to replacing that dodgy power point you’ve been avoiding – no job is too small for the team at Adventure City Electrical.
027 335 4888
/adventurecityelectrical
36 | Plusliving+ www.plusliving.co.nz
Offering the best price in town with guaranteed workmanship for all underground trenching and cabling – the team at
Adventure City Electrical even have a trencher to get power to that new home or shed. Adventure City Electrical take immense pride in providing high quality, reliable electrical services to an ever-growing list of satisfied customers. Indeed, the electricians at Adventure City Electrical are passionate about using their skills and expertise to ensure that their customers receive the soundest advice and solutions for their needs. You can always expect professional, reliable and friendly service from all the team at Adventure City Electrical. So, to get the job done, and the job done right; give them a call. Proudly servicing homes and businesses throughout Rotorua
DW Landscapes
After following in his father’s career footsteps as a teenager, a Taupo landscaper took a leap of faith when he decided to take on the challenge of running his own business. With there being no shortage of landscapers in the Central North Island town, 29-year-old Daniel Weston, struggled with the decision to branch out on his own, especially running in competition with his father, Brendan. Brendan had run his own landscaping business for years and would put Daniel to good use when needed. At the age of 17, Daniel stepped out of his high school uniform and was put straight into a pair of work boots, where his 12 years in the landscaping industry began. When 19-years-old, Daniel took a job in Wellington with one of the biggest landscaping companies there, but family commitments had him return to Taupo only after a year.
It wasn’t an easy decision to make with no jobs planned and no clientbase but, nevertheless, Daniel started off 2019 as his own boss - and his only employee. Within a few months, Daniel has his first official staff member for DW Landscapes and, also, a calendar filled with work. Daniel and his staff pride themselves on their work, especially timber features. The biggest job to date they have done, is a curved seating at one of the local schools. Two full weeks were spent there, dismantling an archgola, lifting and relaying cobblestones, building planter boxes, ramps, and also the curved seating feature. “It was a big job, there were a lot of hours spent there, but it was a job we all enjoyed doing,” Daniel says. It hasn’t all been smooth sailing for Daniel though, with concerns rising during the 2020 Coronavirus pandemic and the nation-wide lockdown, but Daniel said he has been one of the lucky ones as business has remained steady.
After 10 years spent working as a landscaper for Brendan, Daniel started thinking about going out on his own.
Now, only two and a half years in, Daniel manages a team of six.
“I had decided I wanted to expand to bigger and better things, so, two years ago I finally took the plunge.”
“I’ve definitely been lucky and I have an awesome team who has made the past couple of years possible.”
022 401 5739 | dwlandscapes@outlook.co.nz TA U P O T O W N D I S T R I C T, N E W Z E A L A N D 3 3 3 0 www.plusliving.co.nz Plusliving+ | 37
Home Improvement
Wasteless ways
Did you know that every Kiwi produces 3,200kg When you visit the deli or butchers, bring your own containers to take your meat home in. That way, you can drastically reduce the amount of of waste per year? In total, that’s 12.5 million plastic you’re collecting from the supermarket alone. tonnes of waste each year, according to Recycle Repair your things NZ. As a nation, we only recycle 28 percent of Back in the good ol’ days, our parents would make sure they got the this waste. most use out of something before throwing it away.
One of the biggest ways you can lessen your impact on the planet is reducing your waste and reusing – or upcycling – the things in your home. With that, we can minimise our impact on the planet and keep New Zealand beautiful, especially as China stopped accepting our recycling in 2018 due to China’s National Sword policy banning the import of most plastics and materials heading for recycling processors.
Bring your own containers
In the era of the disposable, we’ve lost this way of thinking and instead have been throwing out things that could be easily fixed instead of repairing them. Be it your clothes – a hole in your pants, a button pops off – or your clock stops working, spend a few minutes checking to see if you can fix it rather than throwing it straight in the bin.
All the supermarkets in New Zealand have moved to a zero plastic bag policy, reminding shoppers to bring their own reusable bags to take their groceries home.
Remaining conscientious and aware of the waste you create every day is the best way to reduce your waste and impact on this place we call home.
However, there is still a lot of plastic waste from the way meat is packaged to the way we bring home vegetables in little plastic bags. Did you know you can also bring your own containers?
This paradigm shift can take a bit to get used to, but being mindful of how we interact with objects and waste is the best way to keep New Zealand green.
AT THE HEIGHT OF CONSTRUCTION Whether you are a home owner, property developer, construction company or contract builder – we are able to help with professional advice if your project involves working at height. Builder Access Ltd follows the Best Practice Guidelines for Working at Height in New Zealand.
Our Services As access specialists, you can trust us to recommend, supply and correctly install the right solution for your project. We are proud to use and recommend the INTAKS system as we believe it to be the most innovative and best access solution currently available in New Zealand.
• Scaffolding • Roof Edge Protection • Safety Netting
P. 027 340 1658 E. reuben@builderaccess.co.nz A. 50 Miro Street, Taupo, 3330 builderaccess.co.nz
38 | Plusliving+ www.plusliving.co.nz
Quality Scaffolding Founded by Reuben Crook in 2019, Builder Access has steadily built a reputation for meeting deadlines along with the quality of scaffolding and workmanship. “Building relationships and partnerships with building companies is key for us. Our clients can trust us to do what we say we’re going to do. “
edge protection system. So, when clients use Builder Access, they are supporting local. “The Intaks system is erected faster than other systems, it’s stronger and more user friendly and more enjoyable for the builder or painter to use on site,” Reuben adds.
Operating throughout the Central Districts and further, we deliver, erect, and remove scaffolding on worksites for builders, roofers, and painters.
Reflecting on Builder Access’s success over the last two years of operation, Reuben says it is about always following through and doing what is promised along with the quality and safety of the scaffolding.
“We also provide and erect edge protection for roofers if they are doing a new roof or scaffolding around a two-storey building for the painters and are also able to provide safety netting.”
“Working along side the building company and managing their time frames to help them remain on schedule is definitely something that we are good at.
Locally designed and manufactured, Builder Access uses the Intaks scaffolding and
“We also offer market competitive prices as well that keep us relevant for the market.”
Home Improvement
Lighting up new homes Taupo based company servicing the greater lake area, BJM Electrical, was founded in 2019 by owner Blair McFarlane, over the years our client base has grown and we would like to keep on lighting up new homes. We are a Taupo Electrician company with a great customer service experience. Our team at BJM Electrical can offer the solutions and services you need for any electrical difficulties. We are also proud to offer our customers the highest quality of workmanship. We can guarantee that all work will be executed on time and to fit your budget. Contact us today for an estimate or to book a job We provide a wide range of electrical work including commercial, residential, renovations, bathroom and
kitchen alterations, farm sheds, new homes, heat transfer kits, maintenance and repairs. Customer satisfaction is very important to us, we hear what our customers have to say and we can provide a solution to get the job done in a timely manner. Director and electrician, Blair McFarlane has over ten years electrical experience, Blair is a qualified electrician who began his electrical career in Wellington in the commercial, residential and maintenance sectors of the industry. Eventually moving back to his hometown Taupo, Blair has been in business for over a year now and looks to grow BJM Electrical with passion, him and his fantastic team take pride in all their work and strive to make sure all of his customers are satisfied.
form of advertising you can measure, then increase or decrease, so you can manage your workflow accordingly! You’ve probably heard people talk about digital marketing, Google AdWords, online traffic, SEO and social media. Then on top of all that, you need to have a lead generating web presence with good traffic etc. This can sound complicated – but it doesn’t have to if you talk to the right people.
Let’s start with the basics Right now there are people looking for a business just like yours. However, if you don’t have AdWords, there’s a very good chance they’ve just clicked one of your competitors’ websites. Most businesses would benefit from Google AdWords. It’s simple to set up, it’s fast, you set the monthly budget, and you can see the results immediately. Included is a complimentary call tracking service to measure daily results, plus you get a monthly report that’s explained in as much detail as you like.
Blair McFarlane
We offer a wide range of electrical services from new builds to renovations. Offering the highest quality service and the highest customer satisfaction , get in touch and we can see how we can help you today. Our business hours are from 8am - 5.30pm, Monday - Friday.
www.bjmelectrical.co.nz
Call us now! 021 231 6885 blair@bjmelec trical.co.nz
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www.plusliving.co.nz Plusliving+ | 39
Property Management
Modernising our rental laws By Jen Baird, chief executive of the Real Estate Institute of New Zealand
The Residential Tenancies Act (RTA) was introduced in 1986 when the world was a very different place. Most people owned their own homes and only a relatively small proportion of people rented. Fast forward nearly 20 years and more people rent than ever before (around 35%), which is why the Government announced a number of changes via the Residential Tenancies Amendment Act 2020, most of which came into effect on February 11, 2021. The amendments introduced a number of positive changes for those renting, including a ban on rental bidding, limiting rent increases to once every 12 months, and making rental properties safer and more liveable for tenants. This has given tenants more certainty than they had in the past.
The removal of the 90-day no-cause termination notice will influence landlords and property managers’ decisions around choosing tenants, including tenants who have caused only minor issues in past tenancies. In the vast majority of circumstances, landlords used “no-cause” termination notices as a way of bringing a tenancy to an end for serious issues. Competent landlords always prefer to have a property tenanted, and would prefer to fix problems raised by tenants and work through issues proactively, so in the past they would have only used the 90-day notice when absolutely required. The changes will have already caused huge administrative costs for property managers/landlords over the last several months, plus the time it takes to completely understand the changes, has likely meant that some landlords have been deterred from leasing properties at all. REINZ considers a better approach would have been to provide higher exemplary damages, to penalise landlords who abused the no-cause terminations. The other key change causing concern among industry professionals is the automatic conversion of fixed-term tenancies to periodic tenancies. Under this change, tenants have up until 28 days before the end of a fixed-term lease to let the landlord or property manager know whether or not they are wanting to stay in the property and convert to a period agreement.
However, as can be the case with new legislation, there are some changes which have caused concern.
Essentially, this decision is up to the tenant; the landlord no longer has the automatic right to end the tenancy at the end of the fixed term agreement – this can now only be done via the same processes that one would go through to terminate a periodic tenancy.
The most significant and controversial proposal was the recommendation to end the no-cause 90-day notice. For many landlords, the 90-day notice was only used as a last resort when there was antisocial, aggressive or threatening behaviour by a tenant (or those they associate with). Often that behaviour has a detrimental impact on others living in the neighbourhood.
REINZ continues to provide feedback on the implications of the changes to the Ministry of Business, Innovation and Employment, and the Ministry of Housing and Urban Development, and will continue to work with the appropriate government agencies to help streamline the transition and provide clear messaging on the changes.
Tokoroa My passion for helping people buy and sell property is still strong so I still take an active role in sales and would welcome your inquiry if I can help you sell or buy property. I work with a highly motivated and dedicated team and together we strive to make your dreams a reality. I have achieved many National awards over my career that put me up with the very best in NZ and also hold my Certificate in Real Estate, Diploma in Real Estate and I am also an Associated Member of the Real Estate Institute of New Zealand.
Ben Johnson AREINZ
MANAGING DIRECTOR SALES CONSULTANT - LICENSED REAA 2008
www.harcourts.co.nz/People/32511/Ben-Johnson-AREINZ
M 021 429 957 | E ben.johnson@harcourts.co.nz 31 Swanston Street, Tokoroa 40 | Plusliving+ www.plusliving.co.nz
Ben Johnson -
Harcourts
In the ever-changing world of real estate one thing remains the same – people. People make the market tick and even through these uncertain times people are making decisions based on their circumstances relating to property. Here at Harcourts Tokoroa we take people’s needs seriously and although at present demand is far outweighing supply we are doing our best to find the property people are looking for.
Tokoroa offers a relaxed lifestyle like no other and is a perfect retirement option. With many activities right on your doorstep from world renown mountain bike tracks through to some great golf courses and a short drive to other towns and cities.
With the construction of a new dairy factory in Tokoroa this will create employment for the district along with more people wanting to live in our thriving town.
People in the community are friendly and welcome newcomers to our town – you may get a surprise when locals are saying good morning to you while you stroll through town with your morning coffee. So as I eluded to earlier it is all about the people.
While this will also put a strain on housing it will also mean there will be opportunities for developers to create much needed new housing in potential subdivisions in town.
If you are ever considering a change in pace or would like more information regarding property in Tokoroa contact us at Harcourts Tokoroa today.
Personalised experiences with
Precision Property Management
Precision Property Management in Rotorua provides many services for its clients such as personalised, property maintenance, three monthly reports, tenancy screening, three monthly inspections, advertising and marketing, rental appraisals, and property management. A team of three knowledgeable and experienced women work for Precision Property Management. Carol Defarias is a property consultant who has had a passion for property since she worked in sales in 1999. After working as a letting consultant/property manager for a property management company in Rotorua and getting promoted after years of hard work, Carol then bought the company five years later as she had found her niche. 14 years later she sold the company to explore more opportunities.
of places outside of work. She got into the industry after answering calls at the age of 16 while she was working with her mum. Leah loves building relationships and helping people achieve their goals. Property manager Sarah Savage is a mother of three and enjoys spending time with family and going to the gym. She started as a receptionist in property management and then accepted a position as a property manager in 2013 with Professionals where she was trained by Carol. She started working for this company in 2016 and is pleased her role keeps her challenged.
Carol knew there’s a lack of hands-on property managers and boutique-style businesses within the sector. Eventually, she established Precision Property Management intending to provide a personalised experience for clients.
The team aim to provide excellent services as it’s all about informing clients, building relationships, communicating well, and doing their best to exceed expectations.
Alongside Carol, property manager Leah Newson is a mother of five and enjoys spending time with family, and adventuring out to all sorts
More information about listings, services, background, and contact details can be found on their website www.precisionproperty.co.nz/index.php.
A COMPREHENSIVE PROPERTY MANAGEMENT SERVICE
A LOCALLY OWNED AND OPERATED BOUTIQUE SERVICE
www.precisionproper ty.co.nz PHONE CAROL 027 244 3949
195 R anolf Street, Glenholme, Rotorua 3010 www.plusliving.co.nz Plusliving+ | 41
Making your house a healthy home Your property lives and breathes just like you do. A lot of people don’t actually realise that your property can get sick, and it can make everyone living in it sick too. The Healthy Homes Standards were introduced to improve living conditions for tenants. Understanding the standards can be tricky, and compliance may depend on various factors. Property Brokers can help you meet these requirements faster by working smarter. Property Brokers is always on the lookout for smart, simple ways to add value. Our team of 90+ professional rental property management specialists manage over 6,200 rental properties throughout provincial New Zealand. Throughout the years, Property Brokers’ focus has always been on reducing the risks associated with property management as well as delivering our clients with exceptional service; this won’t change. By getting a licensed property manager on the job, they can prevent issues before they begin occurring, saving you hassle, stress and money down the line.
At Property Brokers we’ll save you time and money so that you can make the most of yours. We’re excited to be working with the talented team at Tether to monitor and measure whether your managed buildings are meeting the Healthy Homes Standards requirements. We do this using reliable smart technology, with no additional cost or disruption to yourself or your tenants. Just one more way that Property Brokers is reducing your risks and maximising your returns. You can trust us to make sure that you home or property is up to the highest standards. This protects you or anyone else residing in the building, making sure you’re all happy safe and healthy. No matter if the job is big or small, we would love to hear from you. For Provincial property management, talk to us today 0800 367 5263 or pb.co.nz/pm
With great service guaranteed, we’re keeping Mike and his investment property on track. We stand by our service guarantee, with no rent arrears, guaranteed tenancy, and great service every time, or we’ll pay. We’ll save you time and money, so you can make the most of yours. For provincial property management, talk to Joy Hoera today.
Joy Hoera
Property Manager
M 027 406 8654 P 07 281 7715 E joyh@pb.co.nz
Property Management
*Terms and conditions apply | Property Brokers Licensed REAA 2008
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Gardeners Landscape Supplies Rotorua’s only locally owned landscape supplies company, offering a wide range of products for landscaping. Whether it be done by the bagful or by the tonne, the company supplies home gardeners, trade, and can deliver throughout Rotorua. Products come from all over New Zealand, as the team enjoy using natural New Zealand made products. Check out the website www.rotorualandscapesupplies.co.nz to shop for products and getting measurements. Gardening and landscaping products vary in prices and may change depending on supply costs and availability.
customers know they’re getting exactly what they pay for. The website explains how to measure when covering an area, when using timber, bagged materials and cement. Wanting inspiration? Check out Garden Design and Landscaping Gallery online. Visit the team in store today and the friendly staff will be happy to answer anyone’s questions. Contact 07 346 8030, or head to the store at 159 Sala St in Rotorua, or make an online enquiry on the website.
Buckets are certified in accordance with the Weights and Measures Act and Weights and Measures Regulations. Find a whole list of products on the website.
Gardeners Landscape Supplies can provide advice on almost anything related to landscaping.
In terms of how much is needed, it can sometimes be hard to know. Gardeners Landscape Supplies provide some basic calculations to help customers get what they need.
The store is open seven days a week: Monday to Friday from 7:00AM until 5:00PM, Saturdays and Public Holidays from 8:00AM until 4:00PM and Sundays from 8:30AM until 2:00PM.
The team uses equipment certified in accordance with the Weights and Measures Act and Weights and Measures Regulations, so
However, the store is closed on Christmas day, Boxing Day, New Years, Good Friday and Easter Sunday. Enquire now!
OPEN 7 DAYS We stock bark, compost, paving stones and river stones. 159 Sala Street, Rotorua Phone: 07 346 8030 Email: g.landscape@xtra.co.nz rotorualandscapesupplies.co.nz www.plusliving.co.nz Plusliving+ | 43
Real Estate
What to look for in a real estate agent By Jen Baird, chief executive of the Real Estate Institute of New Zealand
Great real estate agents are well connected, therefore asking family and friends if they know an agent they would recommend is a great start; referrals are often the best way to find an agent with a proven track-record, and not just someone who knows how to say the right things at the right time. When asking for recommendations, remember to ask what factors their recommendation is based on. Did they get the level of communication they wanted? Did they think the agent used the marketing spend effectively? Did they manage any challenges through the process well?
Your home is often your largest personal asset so selling it can be both exciting and stressful at the same time.
Agents are usually more than happy to come to your property, share their knowledge and talk you through your options for selling. We recommend meeting a few agents before you choose who to work with.
That’s why having an agent that you can trust to help you achieve the best price and conditions possible for your home – all while being transparent and ensuring all parties are comfortable and aware of the processes, will make a big difference.
Take a look online and see how agents are using social media and digital marketing to increase coverage for the properties they are selling, and therefore see what you could expect for your home. Many agents will also use advanced technology to help market and sell your home, which can often reach a broader audience.
Certain attributes differentiate a great agent from a good agent. We recommend that you look for agents who demonstrate a great deal of professionalism, local knowledge and have a good reputation.
Try not to select an agent based solely on their commission fee, but it is important to understand what the fees are. While these do vary by agency, our advice is to choose an agent you trust and whose previous work gives you confidence.
Look for someone who understands the kind of people who will be interested in your home. This will help with the marketing of your home and communicating the benefits of your property to potential buyers. Local agents often have a network of potential buyers that they have been working with or regularly communicate with, who are ready and able to provide the best price for your home.
Ben Johnson If you own a rental property in Tokoroa and want peace of mind that your property is being looked after look no further than the property management team at Harcourts Tokoroa. A phone call from a tenant with a burst hot water pipe is something many property investors are all too familiar with. As the Government adds more regulations to landlords’ responsibilities, growing numbers are turning to property managers, rather than doing it themselves due to the Residential Tenancies Amendment Act 2020 updating rental regulations. Landlords can be up for penalties if they don’t get things right in this environment. Paying a property manager is better than paying a fine, it’s about having the ambulance at the top of the cliff.
Harcourts
More times than not if you privately manage your investment property and there is an issue that needs to be resolved that requires the services of a trade person you would find yourself waiting in an endless job queue for them to attend to your issue The benefits of having a property management company looking after your investment is that they have developed good relationships with all forms of trades people and can often get any problems sorted quickly, without the long wait because they offer the trades people regular work so the business relationship is reciprocated. If our property management team can be of assistance to you please do not hesitate in contacting us. 021 429 957 ben.johnson@harcourts.co.nz
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Try visiting open homes they are hosting to understand how they present their vendor’s property. This will help you get a feel for how they will work to get the best for your property.
Great agents can achieve a better price for your property by understanding the best strategies according to different market conditions. At the end of the day, the person you choose is going to be a big part of your life while you sell your home, so it is important that you feel comfortable with them and that you can trust them to get the job done.
confidence, pride
List with sell with Born and raised on a beef farm in Scotland, Chris feels at home on the land. After school, Chris went on to study hotel management and catering at Glasgow College of Food Technology. Her success in the hospitality industry was the result of long hours, good client care, communication, commitment, honesty, and attention to detail. Chris moved to Manchester in England to further her hospitality career where she met and married Eamon. Their four sons were all born in Manchester. The family emigrated to New Zealand in June of 2006. The typical Kiwi lifestyle and friendly disposition of the local people made Rotorua
an easy choice and allowed the family to settle and adapt easily. As her sons grew up and gained independence Chris felt it was time to follow her dream. Real Estate has been a passion for years buying and selling properties and managing rentals both here and in the UK. In 2016 Chris began in Real Estate and is fully aware that people’s homes are usually their biggest and most precious asset and prides herself on her professionalism showing compassion, support, and integrity throughout the real estate process. Chris loves a challenge, and she has thrived on building her reputation while enjoying great success winning various awards but more importantly getting fantastic results for vendors and purchasers alike.
Real Estate
WHEN TRUST IS IMPORTANT TO YOU
cathy.wolfgram@harcourts.co.nz
HARCOURTS ETB REALTY LICENSED AGENT REA 2008
Self-driven, motivated and determined is what you would expect to see from Shelley. For all your real estate inquiries, please remember to ask for Shelley so that you can be assured of the excellent service she known for.
SHELLEY MCKENZIE
R E S I D E N T I A L S A L E S C O N S U LTA N T
www.shelleymckenzie.propertybrokers.co.nz M 021 116 0779 E shelley.mckenzie@pb.co.nz www.plusliving.co.nz Plusliving+ | 45
End-of-life Planning
Windsor Industries Windsor Industries has been focused on manufacturing and supplying beautifully crafted caskets to the funeral industry throughout New Zealand for over twenty five years. They are committed to maintaining the reputation of excellence and reliability that has been earnt over many years. On offer is the largest range of caskets of any of the casket manufacturers in New Zealand, this includes both traditional and contemporary styles to suit the requirements of every family. The timbers used include sustainable pine, recycled rimu, heart rimu, macrocarpa, as well as imported timbers such as mahogany and oak. Windsor Industries do not sell direct to the public, but instead make their range available to Funeral Homes throughout New Zealand. They are proud of their connection with the industry and support both the FDANZ and NZIFH. Recently Windsor began including regular deliveries to Taupo and Rotorua – most of the range is now available on request from your local funeral home.
Windsor Industries is the only casket manufacturer in NZ to hold an Environmental Choice NZ licence – this was awarded to the Waterford Sustainable pine range with its non-toxic water-based finishes.
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Windsor Industries is the only casket manufacturer in NZ to hold an Environmental Choice NZ licence – this was awarded to the Waterford Sustainable pine range with its non-toxic water-based finishes. To qualify for the certification was a rigorous process, the source of the raw materials was investigated and checked to ensure no hazardous substances were used in the processing or included as an ingredient. According to feedback from Environmental Choice, client feedback and a growing environmental consciousness amongst staff was essential in the company developing eco-friendly products. Not only that, but Windsor Industries plant a tree through Trees That Count for every solid timber casket purchased as a living memorial. There are also timber ranges suitable for natural burials, this requires that the caskets be made from locally sourced, untreated timber. The team are passionate about helping to build a sustainable New Zealand and are focused on waste reduction and reducing power consumption in their manufacturing processes. As the only manufacturers in NZ of the premium Buckingham couch – New Zealand’s most premium casket – Windsor Industries caters to customers to make sure their loved ones have the best of the best. Made from premium quality Sapele Mahogany, Heart Rimu, Dark Oak without knots or environmentally sourced River Rimu, it takes Ming a week to produce from raw timber to the assembled couch. It then has to undergo a further five processes, including grain filling and surface preparation, before the final high gloss coats are added. This process takes a further week. In addition to that, the Windsor team can create a custom painted casket or urn just for you, matching any memorabilia, be it a classic car, jewellery, clothing or anything you love. Just let your Funeral director know the colour you require. Most families choose to have the caskets painted in a high gloss finish with either a flat or raised lid. Located in Pahiatua, Windsor Industries strives on working together with funeral homes to honour you or your loved one in the best way they can – through creating pristine, premium caskets. Feel free to contact your local funeral home to discuss or visit the website to learn more at www.windsorindustries.co.nz.
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Funeral Directors
Afarewell meaningful By David Moger, Funeral Directors Association NZ CEO
Covid has taught us many things as it has impacted upon so many areas of our lives over the past 18 months, however not all the lessons have been new ones. The classic one is also the line in Jodi Mitchell’s song Big Yellow Taxi, “You don’t know what you’ve got ‘til it’s gone”. Last year, Covid reminded us of this very starkly when at Level 4 Lockdown, funerals were not allowed. To make matters worse, neither were viewings. In fact, the reality for over 4,000 families was that they were unable to say goodbye to their loved ones in the way they wanted to. Funeral Directors Association NZ CEO, David Moger.
They were denied the basic human right of grieving with the deceased, of seeing a loved one laid to rest, of placing a flower on a coffin surrounded by family and friends. From research, we know that to deny a meaningful farewell leads to a poor grieving process and subsequent issues with mental well-being. The New Zealand Influenza Pandemic Plan recognises this, stating that funerals should not be cancelled because of the medium to long-term mental health impact. Yet they were, and only time will tell if the price those families paid was worthwhile. The line of that song rang true for them as much as it has done for other families in recent times. We have all seen the desperation of the Pike River families to be able to farewell their loved ones, something currently denied to them. We saw the bravery of the New Zealand Defense Force personnel venturing back to Whakaari/White Island to try and recover the bodies of those lost in that tragedy. History is littered with examples of people determined to be able to farewell their loved ones and yet still that line from Big Yellow Taxi haunts us.“Stick me in a box and throw me over the side”. “Don’t waste my money on my funeral - use it more productively”. “Don’t bother with a grave or a headstone. I’ll be gone, just move on”. These are all phrases that we hear regularly from people talking about their own funeral and it is this that has driven the rise of a term over recent years called “direct cremation”. Direct cremation is as basic and raw as it gets. The body is removed from the scene of death, put in as cheap a box as possible, burnt and the ashes put in a container and given back to the family.
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Usually within 24 hours. That description makes it sound brutal and it is. Brutal for the person who has died and whose memory is extinguished so abruptly, but even more brutal for the family left behind. Ask Jane Godfrey (see her video here: www.funeraldirectors.co.nz/aboutus/takethe-time-to-talk. ) Jane’s mum used very much the sort of phrases above and was insistent that there be no funeral for her. Jane and her family followed her wishes and paid a price for the following five years, struggling to come to terms with the loss. When her dad was taken ill, he said the same thing and Jane said “no, that’s not fair!”. Fortunately, her dad listened and Jane was able to plan and prepare a meaningful farewell for her and her family. She speaks passionately about the need she had for that and the difference it made to her grieving and mental well-being. Someone else I know also used those same phrases – me! Before joining the Funeral Directors Association, my family were under no doubt – “stick me in a box and throw me over side and if you can get away without a box, all the better – it doesn’t matter to me, I’m gone, so save the money and spend it on something else”. This was a statement I made regularly to my wife and two sons. I am a reasonably intelligent person, reasonably well travelled and reasonably thoughtful, but I now realise how wrong I was. Fortunately, I have found out in time. I have now said to my family that they need a meaningful farewell and that can be whatever they want and not what I want. When I shared this with them, my wife cried because she did not want to throw me over the side and my two sons went quiet. Later that week, my eldest son called, “did you mean what you said, Dad?” he asked. “Yes, son,” I replied. “Good.” He said.
Funeral Directors
Basic steps to planning a funeral Planning a funeral for a loved one is something that no one ever wants to experience; it is an emotional, unsettling and often costly process.
Funeral home
There are 100 decisions that have to be made and there is no rulebook.
The following list outlines some of the steps that are often included in a traditional funeral service, which may help with making the planning process a little bit easier.
Funeral director
Pre-arrangements
Things like where and when the service will be held, cremation or burial, or transportation of the body are all some of the ways that they can help.
Because of the difficult nature of the conversation many people choose to avoid having the conversation in the first place, which may mean you are left with a lot of different options to consider and not a lot of guidance. While often difficult to make decisions at a time when you are grieving, funerals help family and friends to remember and honor the person’s life, while also providing people with the opportunity to say goodbye.
Before you begin planning the funeral it is important to look at whether the deceased wrote down their wishes in the form of a funeral plan or spoke to someone about what they were wanting. If their wishes were never spoken about, these steps may help with some of the planning.
When it comes to what funeral home to use, there is no right or wrong. It all comes down to your budget and the different services they provide.
A funeral director is the first place to start, they can help with the logistics of planning the funeral, so you’re not having to do it all on your own.
Personalisation of the funeral These days funerals are becoming a lot more personalised, helping to reflect the deceased’s life and personality.
Some of the options you can look out is whether the deceased was religious. If they were, there are ways of representing this through various elements, including hymns or scripture readings. Were they musical? Maybe they were in a band or loved a particular style of music. If they had a particular type of music that they enjoyed this could be played at the service. While this isn’t an exhaustive list, hopefully it helps with some of the planning involved. If you are having to organize a funeral for a loved one, make sure you are looking after yourself and reaching out for support when you need it too.
Specialists in memorial work and offer a wide range of styles from traditional memorials and plaques to bespoke one-off creations. It can be an emotional and sensitive time, they understand this and with your loved ones in mind they work with you, to your budget to create the most fitting tribute.
www.taupomonumental.co.nz • info@taupomonumental.co.nz
Call us now! 07 213 2115 1 1 8 S p a R o a d , Ta u p o • P O B o x 5 0 2 , Ta u p o
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Service that’s as elevated as your standards. Whether you’re considering selling the long-held family home, downsizing, moving to a lifestyle block or a retirement village – any change to your living situation at any stage in life is likely to cause some trepidation and emotion. As you can see in the feedback from my satisfied clients, my main goal is to look after you as we walk through this process together – no matter what move you’re making. I’m a Waikite Valley lifestyle-block dweller with an upbringing in the UK and an occupational background in farming and cabinetmaking. Prior to representing the finest Rotorua real estate at New Zealand Sotheby’s International Realty, I worked in management and leadership roles at large stately homes in the UK, serving aristocracy and members of the Royal Family. Naturally, my background enables me to relate to people from all walks of life and build genuine connections – particularly when it comes to representing special homes. I insist on providing an elevated level of service to all my clients, always keeping in mind that major property moves are personal. Whatever move you are making, it’s my pleasure to guide you through it – with honesty and integrity. Contact me for trustworthy guidance in real estate.
Carolyn Morris M +64 21 292 2891 carolyn.morris@nzsir.com
SOLD 143A TE KOPIA ROAD
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SOLD 22A PEGASUS DRIVE
Not only did she do a brilliant job at selling dad’s house, it was done in an extremely considerate manner. Always checking with dad that he was ok with the whole process. I cannot praise Carolyn enough. She is wonderfully warm, funny, honest and hard working. She made the ordeal of buying and selling a house for a private, mobility restricted, elderly man an enjoyable process. A diamond in the mine field of real estate agents. – ANN THOMSON (UK)
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Carolyn has the perfect balance of professionalism, genuine character and knowledge of the industry. She blew our socks off! – HEIDI AND ALIAS
“ SOLD 777 CORBETT ROAD
Carolyn Morris sold us our “one day” dream lifestyle property. She found us exactly what we wanted and needed. She’s professional, a go getter yet warm and friendly and she knows lifestyle blocks inside and out. You will not be disappointed with Carolyn as your agent. – ANDY AND MONIQUE
N Z S O T H E B Y S R E A L T Y. C O M Each office is independently owned and operated. SRLD Limited (licensed under the REAA 2008) MREINZ.
List with confidence, Sell with pride. Chris prides herself on delivering outstanding service throughout your real estate journey. While building her career Chris has enjoyed great success but for her, the biggest reward is achieving and exceeding client expectations.
chris@rotoruaproperty.co.nz
027 366 0611 E Chris O’Donoghue - Rotorua First National 1280 Pukuatua Street, Rotorua, 3010, New Zealand