Homeseeker 2 Jan (2014)

02.01.2014

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Why buyers love the new properties at Taylor Wimpey’s Cherry Tree Gardens P3

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Should you invest in a buy-to-let property?

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Roger Punch on last year’s market and what to look forward to in 2014 P2

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omeSeeker

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HomeSeeker

■ Julian Partridge of Julian Marks

Why buyers should get to know their estate agent WHETHER you are looking to buy a one-bedroom flat or a six-bedroom detached family home, getting to know your agent can help to secure the best property.

The relationship with your estate agent is a widely underestimated part of the home-buying process.

However, it is important to develop it by taking the time to meet them face-to-face, maintaining regular contact and asking about premium buyer services that include early access to properties new to the market.

Whatever your reason for buying – you may be relocating due to work, downsizing, or making an investment – the chances are, you’ll be using an estate agent to find a home to buy.

Making sure that you have the right relationship with your estate agent is vital to the home-buying process.

While estate agents are paid by the seller, a buyer’s relationship with the estate agent is equally as important.

Here are some tips to help you get the most from estate agents when buying a property: ● Demonstrate that you are serious – a ‘hot’ buyer will be in the front of estate agents’ minds when suitable properties to buy become available, so demonstrate how keen you are and how serious you are about your intention to purchase. ● Tell the estate agent which of your property requirements are fixed and which aspects you can be a little more flexible about. ● Don’t waste time – avoid looking at properties that are out of your budget range, or that you have no intention of buying, as this will not endear you to an estate agent. ● Give feedback – after viewings, provide as much feedback to the estate agent as possible, so that they have the best idea of what you like and dislike.

Try to avoid making the mistake of thinking the estate agent is no longer of use once you’ve found your new home and the offer has been accepted.

It is worth keeping in touch with the agent as they can help further into the home-buying process, such as with access to the property for surveys and mortgage valuations.

In essence, the agent is the lynchpin and should liaise between you and the seller at every stage of the propertybuying process.

Meet the team Jolyon Stiff Account manager 01752 293035

Mike Wainwright Head of product 01752 293168

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news

New year, new home?

Keep up-to-date on property news with Myra Butterworth, web content editor at Zoopla.co.uk

Sam Arberry Telesales executive 01752 293084

The Herald, Thursday January 2 2014

Gillian Adams Property editor 01752 293137

■ Mark Slade of Maitlands

■ Roger Punch of Stags

Denise O’Leary talks to estate agents about last year’s property market and what to look forward to in 2014...

THE dawn of a new year prompts pundits to make predictions about everything from the economy to the climate and one of the hottest topics of conversation seems to be property prices.

Small wonder when around seven out of ten of the nation’s 25 million are homes-owner occupied and a large portion of the rest represents a significant investment for buy-tolet landlords.

The last 12 months have seen a significant improvement in property values, particularly in London and the South East, and headlines towards the end of the year carried predictions from respected organisations such as the Royal Institution of Chartered Surveyors of increases of eight or nine per cent even in the South West.

Local experts, however, are quick to point out that such statistics do not give an accurate reflection of what is happening in the Plymouth area as they include the booming markets of Bristol and Bath.

Estimates for the city and its surrounding areas are much more conservative.

“We are anticipating a good 2014 and we are optimistic about the future,” said Roger Punch of the Plymouth office of Stags.

“But it is still crucial that properties are priced accurately because even though the market has improved we haven’t seen huge increases in values that have been seen in other parts of the country like London and the South East and I think prices here will remain fairly stable.

“We are, however, seeing more buyers with money to spend and a return of buyers

coming from outside of the area, people wanting to move to the region because they are retiring or wanting a second home, not just those having to move here for work purposes.

“This is particularly good news for the waterside market.

“We are looking forward to the New Year but we have to remember that when people talk about the South West they are including places like Bristol and Bath where prices have been climbing consistently.

“We haven’t seen that kind of level of increase here.

“It’s a diverse region and many areas of the West Country have not had the strong improvement in property prices that have been seen in some parts.”

Overall, however, 2013 has been a good year for the property market in the Plymouth area, particularly towards the latter part of the year.

“The market started off slowly but it was very strong at the end of the year and we have every reason to be confident of a good start to the new year,” said Mark Slade of Maitlands who is chair of the Plymouth Area Property Professionals Association.

“There has been an increase in activity across the whole market and sales strengthened towards the end of the year, a trend which we believe will carry over into the year ahead and continue to strengthen throughout 2014.

“We don’t want to see any artificial spikes in prices, just steady growth and I have been very encouraged by what I have seen in the past few months and believe that will continue.

“We are continuing to see improvements in employment levels and that will make property and moving home more affordable and make people more confident about taking the next step up the property ladder.

“Government incentives such as the Help to Buy schemes are also encouraging people to enter the property market and that is important.”

Julian Partridge of Julian Marks estate agency in Plymstock echoed his sentiments and emphasised the need for caution.

“Schemes such as Help to Buy are helping more people to enter the market and we still have a strong core market both in this area and increasingly throughout the rest of the city and surrounding areas which I think is going to continue for this year,” he said.

“But we are not expecting any huge price rises, just a steady, gradual growth.

“We have to remember that the market – like the economy – is still fragile so we have to continue to be sensible about pricing.

“If people start reading headlines about eight to nine per cent price rises they may have unrealistic expectations about the value of their property.

“We are starting to see prices increase, but it is happening slowly so be prepared to listen to the advice of your agents.”

One of the key factors for the market in the year ahead is the number of properties coming to the market as there is still a shortage.

“Last year just got better and better as confidence increased and we have no reason to expect any change in the year ahead unless we don’t see more properties coming onto the market,” said Roger Punch.

“We have had a very good end of year and we start the New Year anticipating a revival in instruction levels. I think that will happen.

“We are talking to a lot of people who have been giving serious thought to putting their house on the market in 2014 and we have every confidence that they will.”

Julian Partridge added: “I feel that it is going to be a good year but that is because I am still hoping that our property stock levels will improve as confidence starts to return to the market and people who have been holding back from moving decide that it is a good time to put their house up for sale.

“The market got stronger towards the end of the year with a couple of properties selling in the final week or close to the asking price within a short time of being put on the market.

“We need good quality property to replace the houses that are being sold as there are not enough houses on the market to meet the demand and there is always a risk that could create an artificial rise in prices.

“It is very very difficult to predict what is going to happen in the year ahead but we are confident that the year is going to be a good and stable one.”

The Herald, Thursday January 2 2014

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herry ppickings ickings CCherry Family homes in a great location ■ An artist’s impression of the two-bedroom Belford at Taylor Wimpey’s Cherry Tree Gardens development

DISCERNING buyers looking for their perfect property in Plymouth have been making a bee-line for the new homes at Taylor Wimpey’s Cherry Tree Gardens development.

Attracted by the development’s location, eager purchasers have snapped up 17 plots within the very first few months of the new homes being released for sale.

And with interest in this collection of two-, three-, and four-bedroom houses showing no sign of slowing, anyone hoping to find their ideal home at Cherry Tree Gardens is advised to act without delay, or risk missing out.

Janine Copleston, regional sales and marketing director for Taylor Wimpey, says: “Since the launch of the development in August, we’re delighted that 17 families have already decided to make Cherry Tree Gardens their home.

“They are taking advantage of the host of benefits which come with reserving a property off-plan at this early stage of development, as customers can take their pick of the plots and ensure their home is completed to their personal specifications by choosing from our stunning range of interior options.

“And given the continuing high interest in

homes at the development, I’d advise wouldbe buyers to get in quick before it’s too late!”

There’s a stunning selection of homes currently available at Cherry Tree Gardens, including the two-bedroom Belford from £164,995, the three-bedroom Flatford from £179,995, and the four-bedroom Midford from £241,995.

The two-bedroom Belford has proved exceptionally popular with purchasers, and features an open-plan kitchen/living/dining room opening through French windows to the private rear garden, plus a guest cloakroom and a storage cupboard off the entrance hallway.

Upstairs, the landing leads to two double bedrooms and a main bathroom, while outside, the property benefits from allocated parking.

Cherry Tree Gardens boasts a convenient location off Ham Drive close to a wealth of facilities for day-to-day living.

Families will appreciate the choice of schools for children of all ages within easy reach, including Pennycross Primary School just round the corner which was rated as ‘good’ in its most recent Ofsted inspection.

For older students, Plymouth University lies within easy reach and is the largest university in the south west of England.

Mortgage Best Buys For more information visit www.thisismoney.co.uk SCHEME TYPE

For the weekly shop, there are three supermarkets within two miles of Cherry Tree Gardens, and one less than half a mile away, while Plymouth city centre offers an excellent choice of high street names and independent stores.

Commuters will enjoy quick access to the A386 for Plymouth city centre, while Plymouth railway station is two miles from home, providing services to Truro, Exeter and London Paddington.

Meanwhile, the new homes are just a short drive away from both Dartmoor National Park as well as the stunning Devon coastline.

There are also plenty of opportunities to enjoy a host of outdoor activities nearby, including kayaking, canoeing, sailing and windsurfing, as well as climbing, abseiling and caving.

To join the sales rush at Cherry Tree Gardens, property-seekers can visit the Sales Centre, located in Pennycross Close, off Ham Drive, Plymouth, PL2 3NX, open Thursday to Monday from 11am to 5.30pm.

Alternatively, the sales executive can be contacted on 01752 421768.

Further information about new Taylor Wimpey homes across the region is available by calling 01392 367267.

BUYERS in Plymouth have given new homes from David Wilson Homes a warm welcome following the launch of the housebuilder’s first development in the city.

The five-star housebuilder has unveiled The Moorings in Hooe and sales director Lee Monk said the reaction from visitors has been extremely positive.

“We are offering a range of four- and five-bedroom homes at The Moorings and visitors to the showhomes have been impressed by the quality and design together with the great location,” said Lee. “Our research has shown there is demand for family homes in this area which makes the launch perfectly timed.”

Homes at the new development are priced from £320,000 and for buyers looking to move up the housing ladder David Wilson Homes is offering part exchange and Help to Buy at The Moorings.

Part exchange enables buyers to take their next step on the property ladder quickly and easily.

It removes all the uncertainty associated with a move.

David Wilson Homes is a guaranteed cash buyer – so there is no chain, no last-minute price haggling and no hidden costs and people can stay in their old property until their new home is ready.

Buyers moving up the housing ladder can also take advantage of Help to Buy which provides new-build homebuyers with a 20 per cent equity loan from the Government, with no interest payable for the first five years for homes valued up to £600,000.

“Many people think that government schemes are only available to first-time buyers but Help to Buy is proving just as vital to those moving to a larger home,” said Lee. Situated in a delightful village location overlooking Hooe Lake, The Moorings benefits from a number of local amenities, including a shop, a post office and a primary school all within walking distance.

It is situated only a few miles away from Plymouth’s city centre and provides excellent transport links.

For further details of The Moorings, call David Wilson Homes on 0844 5710385.

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■ This incredibly stylish and modern detached three-double-bedroom property in Saltash offers open-plan living and absolutely stunning views of the River Tamar...

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KEY

Facts Location: Saltash Price: £325,000 Bedrooms: 3 Agent: Fox and Sons Contact: 01752 847151

Chic home with river views

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STYLISH and modern, this detached, three-double-bedroom home in Culver Road, Saltash, has great river views from its balconies.

Key features include an open-plan layout, an en-suite master bedroom and a double garage, with underfloor heating for the entire ground floor.

The garage has an electric roller door, power and lighting, with steps leading up through the landscaped front garden to a deck with inset low-voltage lighting.

The hallway features solid-wood flooring

and has a fitted airing cupboard and a double utility cupboard with space and plumbing for a washing machine and a tumble dryer.

A modern suite including a bath and a large separate shower cubicle with a power shower equip the family bathroom.

The master bedroom accesses the balcony and the large deck and has a comprehensive range of bedroom furniture.

Its en-suite shower room mirrors the decor in the main bathroom, with a tiled floor and

a white suite with a corner shower cubicle.

There are two other double bedrooms.

The first-floor living space has solid wood flooring and vaulted ceilings.

The main living area is a light and airy space and has floor-to-ceiling windows and double doors to a balcony.

The versatile snug is currently used as a second lounge.

The spacious kitchen area looks out to the rear garden and has a breakfast bar.

There is a range of modern wall, base and display units with roll-edge work surfaces,

under-unit lighting, tiled splashbacks and a one-and-a-half bowl drainer sink with mixer tap.

Integrated appliances include a wine cooler, a fridge, a freezer and a dishwasher, with space for double-width range oven with cooker hood.

A spacious dining area is accessed from the kitchen area and enjoys river views.

The private rear garden is laid to level lawn with a patio and space for a garden shed.

Available from Fox and Sons (01752 847151) for £325,000.

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Modern flat has garden access THIS two-bedroom ground-floor flat in St Judes is newly-modernised and redecorated and has a large rear garden.

It has double glazing and central heating, a new bathroom with a separate wc, a modern fitted kitchen and a living room with access to the rear garden.

The entrance hall has new carpets, a deep understairs storage cupboard and panelled doors to the principal rooms.

The living room has a door to the rear garden, built-in storage cupboards, a chimney breast, TV and telephone points.

Fitted in the kitchen is a modern

range of matching base and wall-mounted units with rolledge work surfaces and an inset stainless-steel sink with a drainer and tiled splashbacks.

Appliances include an inset four-ring gas hob with a canopy extraction hood and a light above and an electric oven and grill beneath.

There are spaces for a fridge/ freezer and a washing machine.

Both double bedrooms have windows to the front and TV points.

The bathroom has a panelled bath with shower and a folding glass screen.

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There are also a pedestal wash hand basin, tile-effect flooring, tiled splashbacks, a stainlesssteel heated towel rail, a built-in storage cupboard and an extractor fan.

The separate wc also has tileeffect flooring.

The flat has steps and a gravelled garden at the front, while the large rear garden includes productive fruit trees.

Available from Fulfords (01752 223355) at a price reduced from £119,950 to offers in excess of £110,000.

Spacious penthouse apartment AMAZING views are to be enjoyed from this huge penthouse suite in Saltash.

The high-specification apartment boasts open-plan living accommodation, a master bedroom suite with an en suite, a dressing area, a sun room and a balcony, plus two more en-suite bedrooms.

The property in Fore Street also comes with a utility room and a garage.

The tiled entrance hallway is a conservatory-style room with windows overlooking the River Tamar and countryside beyond.

A fitted utility room has space and plumbing for both a washing machine and a tumble dryer, and houses the gas boiler.

The large sitting, dining and kitchen area has double sliding doors to a balcony with superb views and a built-in modern marble fireplace.

High-gloss white fitted units in the kitchen are complemented by luxury built-in appliances including an American-style fridge/freezer with an ice machine, an eye-level double oven, a fitted coffee machine, a five-ring gas hob and a one-anda-half bowl sink with a drainer set into a granite work surface.

The kitchen island has a granite work surface with a range of built-in storage cupboards under and an integral dishwasher.

The master suite includes a large bedroom, a sun room, a balcony

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with a hot tub, a dressing area with a range of wardrobes and bedroom furniture, including shoe storage and an amazing en-suite bathroom.

This has solid granite flooring, a panelled spa bath in marble surround, a separate shower cubicle with full marble panelling to the splashback areas and a waterfall-style shower.

There are ‘his and hers’ vanity units with marble tops.

One of the other two double bedrooms has an en-suite shower room and the other an en-suite bathroom with spa bath.

Available from Bradleys (01752 845488) for £625,000.

6 THX-E01-S3

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Should you invest in a buy-to-let home?

INTEREST in the buy-to-let market has been on the up at a time when savings rates are poor and borrowing is cheap amid the low interest rate environment.

The Council of Mortgage Lenders reported that £4.2 billion worth of buy-to-let mortgages were advanced in the first three months of 2013, showing a 14 per cent year-on-year increase.

Investing in a buy-to-let property is one way of helping to boost a pension, especially at a time when many people are finding they are not getting the retirement income they had hoped.

Many people have also become accidental landlords as the tough economy has made it harder to sell their homes in recent years.

Strong demand in the private rental sector from tenants who have struggled to get onto the property ladder has pushed up rents – and the potential returns for landlords.

Like the property sales market, the performance of the rental market varies strongly according to where you live, so check out how much money rental properties are making locally before making a decision.

The renewed interest in buy-to-

let has meant more inexperienced landlords entering the market, so make sure you are fully aware of what you are taking on.

The Electrical Safety Council recently urged landlords to make sure they comply with legal obligations to ensure that electrical installations are safe.

Failing to do so could result in fines of tens of thousands of pounds and having your insurance invalidated – as well as putting tenants at risk.

A guide for landlords and tenants on their electrical safety responsibilities is at www.esc.org.uk/landlords.

Landlords ‘bullish’ about coming year ACCORDING to new research, nearly a quarter of landlords are looking to buy more property in 2014 and are feeling bullish about the new year, after falling rent arrears and rising rents during the last 12 months.

The study, conducted by Makeurmove.co.uk, an online letting agent, shows that the vast majority of landlords have experienced good rental yields with 59 per cent achieving between 4-8 per cent, while 25 per cent achieved a yield of 8 per cent or more this year.

What’s more, nearly a third of landlords are enjoying sizeable equity in their property, with a loan to value ratio of 20 per cent or less and almost 60 per cent of landlords expect to see property values continuing to increase in 2014.

One blot on the horizon are interest rates and nearly half of landlords believe they will rise in the next two years.

Richard Francis, director and founder of Makeurmove.co.uk, commented: “Our research demonstrates that landlords are feeling positive about the buy-to-let market, having hopefully seen the back of restricted finance and rising rent arrears.

“The news that buy-to-let lending will reach £25 billion by the end of 2014, which represents a 25 per cent increase on lending in 2013, is an indication that the buy-to-let market is starting to grow again.

“Rents are rising across England and Wales, hitting record levels in September, with the average price paid by private tenants reaching £757 a month.

With a growth is demand for quality rental accommodation from the fastest growing group of private tenants, 35-44 year olds, landlords can look forward to a more profitable year ahead if they capitalise on this market opportunity.”

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IN PLYMSTOCK Two bed roomed ch/dg upstairs at to rent from beg.

January, in Horn Lane.

No pets Telephone for more details ÂŁ500 pcm plus bills

Tel: 01752 401525

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STOKE VILLAGE

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Extra lge room in 4 bed, renovated house. 3 communal rooms, modern kitchen/breakfast room, 2 bathrooms. GCH. DG. Ample parking. Suit mature, working profs.

Luxury large 2 double bed apartment/flat. Newly decorated. New carpets.

New posh kitchen inc cooker, fridge and freezer.

New boiler. Off road parking. DG. CH. Prefer long let. No smokers/ pets. Must be employed.

ÂŁ350 inc bills pcm

Tel: 07968 876302

St Budeaux Lovely 3 Bedroomed house.

Just decorated. New carpets.

Living room, dining room, ďŹ tted kitchen. Bathroom, separate WC. Gch, storage.

Good sized gardens. ÂŁ605 pcm

Tel: 07715 115512

STOKE

LIPSON ROAD Double rooms to let. Near to City centre, WI - FI. Suit working people. All bills included. ÂŁ70 pw

Tel: 07594 541716

2 double bedroom flat, ground floor, with enclosed courtyard and off street parking. Well presented, modern kitchen, living room, GCH, DG, security entrance, suit working professional. ÂŁ550 pcm

Tel: 07968 876302

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MUST VIEW Lodger required to share home with owner.Own single room.Modern kitchen,bathroom,2wcs.Own tv & Wi ďŹ . ÂŁ75 inc bills

Tel: 07974 427455

MUTLEY AREA For contract workers, professionals, any length of stay. No deposit required, no pets. Rooms from ÂŁ65pw and En suite rooms. ÂŁ90 inc bills pw

Tel: 07909 877296 or 07864 028385

ST JUDES Dbl rooms in clean, friendly house. Fully furn. With parking. C/H. Flexible agreement. From ÂŁ290 inc bills pcm. Call or text.

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Superb 1 bedroom fully furnished first floor flat available, recently decorated, new carpets.

Suit non smoking professionals, sorry no pets. Deposit required.

1 BEDROOM FLAT Modern 1 bedroom at in Blandford RD near Militry lane. Gas central heating.

Bath with electric shower.

Own entrance with big garden. Outside shed.

Available from the 13th of January.

Unfurnished 1 Bed Ground Floor Flat with private entrance & shared garden with outside storage.Fitted kitchen, lounge, bath/ shower. GCH, DG. On street parking. Deposit & references required. ÂŁ450 plus bills pcm

Tel: 07816 250098 or 01752 772825

Tel: 07803 907983

ÂŁ450 pcm plus bills

Tel: 07914 056969

EFFORD Unfurnished 3 bed semi detached house. GCH. DG. Easy to manage lawned garden. Inc water rates.

Refs essential.

Sorry no dogs.

Please call after 7pm.

ÂŁ300 pcm

Tel: 01752 514734 or 07896 170984

4 bed 3 story end terrace house, redecorated, brand new bathroom, new carpets, massive kitchen with dining room. Shower/utility room, lounge, DG, GCH, courtyard, ample parking.

Tel: 07968 876302

ÂŁ570 pcm

Tel: 01752 215111

SALTASH Waterfront Setting 1 bedroom unfurnished at.

No deposit.

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Home has five double bedrooms THIS substantial home in Elburton, built c1900, has five double bedrooms, period features and large south-facing gardens with countryside views.

On the ground floor is an entrance hall with high ceilings and stairs to the first and lower ground floors.

The sitting room has a square bay window to the rear featuring original, leaded stained-glass.

There is also a fireplace with a cast inset featuring a flameeffect gas fire.

The dining room also has a fireplace with a cast inset, plus built-in book shelving.

The study has built-in storage to either side of the chimney breast.

Bedroom four is a spacious guest double bedroom to the rear of the house overlooking

the garden and countryside beyond.

There is built-in storage and an en-suite shower room.

On the lower ground floor is a kitchen/breakfast/family room fitted with a range of kitchen cabinets with matching fascias and roll-edged work surfaces.

Thereâ&#x20AC;&#x2122;s ample space for table and chairs, plus feature whitewashed stone walls and access to the basement cellar.

There is also bedroom five/ reception room on this level.

On the first floor is bedroom one with built-in wardrobes.

Bedroom two has built-in storage and there is a further bedroom.

The bathroom has been recently re-fitted with a white suite comprising a bath, pedestal wash

hand basin, wc and a separate enclosed shower cubicle.

The walls are fully-tiled to the picture rail.

Outside the house is approached via a concretestamped driveway providing ample off-road parking.

The front garden is paved with shrub borders.

The rear garden is a superb feature of this property with a southerly aspect and offers a generous outside space, being laid to lawn and bordered by hedging with shrub beds.

At the bottom of the garden there is a landscaped area with paved pathways, raised beds and chippings together with a timber storage shed.

Available through Julian Marks (401128) for ÂŁ365,000.

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