Live Beautifully | June 2017

PRESORTED STANDARD U.S. POSTAGE PAID TARADEL, LLC.

***************** ECRWSSEDDM**** Local Postal Customer

20 17

When it comes to the North Scottsdale lifestyle and area Real Estate, The Luckys are proud to be the eminent source for their clients.

Lisa | Matt | Laura

J U N E

With 100s of millions of dollars in sales under their belts, The Luckys are honored to be reputed as the most proficient and skilled in the industry.

602.320.8415 | Lucky@RussLyon.com View more luxury listings at LisaLucky.com

In This Issue 7 WAYS TO COMMUNITY CONNECTION ________________ MASK (Mothers Awareness on School-Age Kids) REAL ESTATE UPDATE ________________ Can You Negotiate Closing Costs?

offered at

$2,495,000 ________

YOUR HOME ________________ 6 Smart Pool Renovation Ideas

MLS #5592699

Nestled into the boulders of Troon Mountain, this masterful estate will have you “oohing” and “aahing.” The exterior yard is an entertainer's dream with a pool and elevated spa with fire and water features, flanked by a lit gazebo with fireplace and elevated lounge area. The main living areas are enhanced by the elevator access to the lower level theater room, spacious family/game room with wet bar and covered patio, and guest suite with private bath. The chef's kitchen is impeccable with a cantera stone ceiling and hood vent detail, and hand-crafted custom cabinetry. The master retreat has a wet bar in the sitting area, dual-zone fireplace, jetted two-person spa tub, large walk-in shower, and custom built-ins in the oversized master closet.

25003 N. 107th Way, Scottsdale, AZ 85255

Artesano at Troon Village 4 Bed + Den + Bonus 4.5 Bath 5-Car Garage

AROUND TOWN ________________ Scottsdale Events to Enjoy in June NEW & NOTEWORTHY ________________ People, Places & Things to Know About

8,046 SQ FT FEATURED PROPERTY ________________ Entertainer's Dream

keep your cool THIS SUMMER

4. Take a Dunk with a Dolphin – The new Dolphinaris 1. Hike in Comfort – That’s right, just because the sun facility lets guests frolic with bottlenose dolphins all while is scorching this time of year shouldn’t mean that you have to abandon your beloved McDowell Mountain learning more about these popular and intelligent creatures.

Preserve until fall. Take advantage of 5. Ice, Ice Baby – Feel the need to transport the guided Full Moon Hikes at Pinnacle So…it happened. yourself to some faraway land where the Peak Park. A cool, 1.5-mile evening hike It got hot around here. temps are dipping into the chilly 50s? No is just the remedy for those itching to get Although we’re definitely need to travel far, just get yourself to the Ice outdoors. This summer, the hikes will glistening (code word for Den skating rink. Public skating hours all be held 6/9, 7/9, 8/7 and 9/6. shall we say it: sweating), summer long will have your goosebumps we say “Bring it on!” in full force – just what the doctor ordered, 2. Heat up Someone Else’s Kitchen – because we know of right?

Grab your bestie and head over to Sur La plenty of great ideas to Table at Kierland Commons for a hands6. Fore! – For the love of golf, that is. help you stay cool and on, summer-inspired cooking class such as Actually, even non-golfers have a blast at enjoy the summer months their Tropical Tiki Party, Summer Paella or Top Golf’s summer evening program – Top in Scottsdale. Here are a Cooking Without Heat offerings.

Golf Nights. With a DJ pumping lively few that we’d suggest! sounds, cold drinks at the ready, and 3. Hide Out in a Spa – What could misters cooling your personal golfing bay, be more refreshing than a day of you know instantly that this isn’t your father’s golf. air-conditioned bliss inside one of your favorite North Scottsdale spas? Imagine taking in the Cucumber Quench 7. Sometimes It’s a Root Beer Float Kind of Day – Let’s face Body Drench treatment at The Spa at the Boulders or the it – no matter what your day brings you, ice cream is always Moisture Bound Body Wrap including a soothing application the answer. We like The Neighborhood Treatery at Grayhawk of organic aloe vera and prickly pear gel at The Princess’ Plaza because they serve that old favorite, Thrifty Ice Cream!

Well & Being Spa. Remember that?!

CORPORATE OFFICE:

CONTACT:

The Luckys North Scottsdale 7669 E Pinnacle Peak Road Suite 110 Scottsdale AZ 85255

602.320.8415 Lucky@RussLyon.com LisaLucky.com

Can You Negotiate Mortgage Closing Costs?

Lender charges can be found in Section A of your Loan Estimate and include items like processing fees, underwriting fees, origination fees, etc. These fees may be itemized out or they may be listed as a lump sum charge. You may negotiate either a single itemized fee or the total of the lender charges.

Third-party vendor fees can be found in Sections B and C of your Loan Estimate and include items like the cost of your home appraisal, the cost of your home inspection, escrow services, fees from the title insurer and more. Many of these fees are negotiable, while some are non-negotiable (see below).

Are there any closing costs which are non-negotiable?

Yes. A portion of your closing costs are made up of fees which are non-negotiable. These include flood certifications and the cost to the lender of running your credit score and report. The good news however, is that by law mortgage lenders can only charge you the actual costs of these services to the lender – they are not allowed to mark up these fees and pass any padded costs along to you, the consumer.

REAL E S TAT E

Source: BradyHollandGroup.com

update

new

Source: PoolPricer.com

& NOTEWORTHY

FoothillsAnimal.org ABOUT FOOTHILLS ANIMAL RESCUE:

“Foothills Animal Rescue is a cage-free, non-profit (501(c)3) organization that saves lives by rescue, care and adoption of homeless cats and dogs. We are successfully reducing homeless pets in our community through rescue, loving care and able to provide a temporary safe “haven” while working towards finding our orphaned pets a forever home. We are able to shelter 60 animals, relying heavily on our dedicated volunteers to socialize, exercise, groom our animals and help keep our shelter and Adoption Center clean and organized. Foothills Animal Rescue works closely with the community by providing animal welfare resources and education of responsible pet ownership.”

HOW CAN YOU HELP?

• Volunteer at the shelter • Become a foster family to a homeless animal • “Virtually” foster an animal and help facilitate its adoption • Donate items on their wish list • Attend a fundraiser • Shop at the resale boutique

shoes (if they haven’t been chewed up) for

is proud to present 7th Annual Pins for Paws, Saturday July 22 at Brunswick Via Linda Lanes in Scottsdale.

Visit FoothillsAnimal.org to sign up for this fun event!

1. LED Lighting If you have simple floodlight or other basic pool lighting, think about upgrading to LED lights. LED lights can be installed below the water or anywhere in the pool area, and come in all different colors. They make it easy to add your own personal sense of style to your poolscape.

2. Pool Resurfacing If your pool currently has a simple plaster finish, an update could also make your pool look more modern.

These days, many people choose aggregate finishes that come in different colors and incorporate stones, shells, or other materials.

4. Salt Water System A major trend in swimming pools is the move toward salt water systems. These systems use salt to create chlorine in the water so you don’t have to add it via traditional methods. Many people report that the water in salt water pools is easier on the skin and eyes.

animals? Lace up your

Foothills Animal Rescue

Here are a handful of swimming pool renovation ideas aimed at making an outdated (but still functioning) pool look nicer and operate better with a minimal investment.

3. Waterline Tile Simply updating waterline tile can give your pool a more contemporary look. Combine it with deck and/or pool resurfacing, and you might think you have a whole new pool.

Pins 4 Paws Love to bowl and love our four-legged friends!

Feeling a little dissatisfied with that old backyard swimming pool? Maybe you moved into a house that already had someone else’s idea of a dream pool. Or perhaps you installed the pool years ago when styles and standards were different.

50/50 RAFFLE TICKETS FOR SALE! Purchase your tickets for a chance to win cold, hard cash! Contact Laura Lucky 480.390.5044 and she’ll get you set up right away! $20 buys you 25 raffle tickets all in support of Foothills Animal Rescue.

5. Water Features Things like waterfalls, scuppers, and sprayers are often pretty easy to add into an existing pool design. Thus, for a (generally) reasonable installation price, you can breathe some life into a lackluster pool area with motion and sound.

6. Automation Systems Pool technology is continually evolving, and a lot of the newer gadgets can easily be retrofitted to older pools. Some things to consider include robotic cleaners, automatic pool covers, and all-in-one pool automation systems (some of which can be controlled through a smart phone).

JUNE 2, 9, 16 & 23 | SonoranArtsLeague.org

JUNE 17 | ModernGrove.com

JUNE 24 - 25 | MIM.org

Fine Art Fridays

Grand Opening Tribute to Marty Robbins

Spotlight on Johnny Cash and June Carter

The Gallery at El Pedregal is your jumping-off point for this weekly free art walk, from 4 pm – 7 pm. Enjoy browsing six galleries with beautiful artwork on display, as well as featured artist demonstrations.

Presented by the Sonoran Arts League, a non-profit, volunteer-based, arts service organization dedicated to actively advancing art, artists, and art education.

Join local country music star Rollie Stevens as he performs a Tribute to Marty Robbins at the grand opening of two new restaurants, Modern Grove Views and Docktails, at OdySea in the Desert, the new entertainment complex off Loop 101 at Via De Ventura. Tickets are available for $25 for the concert at this intimate new venue, which true to its name features stunning views both from the large viewing window inside as well as on the outdoor rooftop deck.

Wear black and celebrate the lives of Johnny Cash and June Carter at the Musical Instrument Museum (MIM). MIM is dedicating an entire day to the legacies of “The First Family of Country Music” with a curatorial talk, an instrument spotlight, a themed menu at Café Allegro, a MIMQuiz with prizes, and more. Drop in and catch The Johnny Cash Show in the MIM Music Theater, featuring four full-length episodes that feature Johnny Cash’s most popular music.

SAY “ALOHA” TO LUNCH If you want to know what one of the hottest trends for foodies sweeping the nation is, head over to North Scottsdale’s Poke Spot at the Grayhawk Plaza.

The traditional Hawaiian dish of seasoned cubes of raw fish served in a bowl with ingredients like quinoa, zucchini noodles and tomatoes is healthy, delicious and downright fun to order; as you can customize your bowl exactly to your liking. Think of it as deconstructed sushi. Delish!

GOING PLACES The Scottsdale Area Association of Realtors has named our own Laura Lucky among their "40 Under 40" award recipients for her business success, professional leadership, community engagement and industry involvement.

Congratulations Laura!

Additionally, we’re excited to announce that our entire Russ Lyon | Sotheby’s office has relocated to a beautiful new building at Pinnacle Peak & Miller Roads. Come see us!

june

Are closing costs negotiable?

For the most part: yes! There is no specific state or federal law which sets the total amount you’ll pay for closing costs. What is required by law? Mortgage lenders are required by law to provide you with a “Loan Estimate” within three business days of receiving your mortgage application and mortgage lenders are required by law to disclose the fees you’ll pay on your mortgage. Loan Estimates detail out the terms of the loan (including interest rate and your estimated monthly payment) as well as closing costs. Closing costs are generally broken down into several different categories including lender charges, third-party vendor fees and title and escrow charges.

SPOTLIGHT ON

2017

Many home buyers and sellers assume that closing costs are a set part of your total home purchase or sale price, and don’t give these fees (which can sometimes be thousands of dollars) much of a second thought. Whether you are looking to buy or sell a home, you want to make sure that you maximize your financial experience – either saving or keeping the most money possible. You are shopping around for the best mortgage rates and terms right? As part of that why not also shop around for the lowest closing costs?

6 Smart Pool Renovation Ideas

Can You Negotiate Mortgage Closing Costs?

Lender charges can be found in Section A of your Loan Estimate and include items like processing fees, underwriting fees, origination fees, etc. These fees may be itemized out or they may be listed as a lump sum charge. You may negotiate either a single itemized fee or the total of the lender charges.

Third-party vendor fees can be found in Sections B and C of your Loan Estimate and include items like the cost of your home appraisal, the cost of your home inspection, escrow services, fees from the title insurer and more. Many of these fees are negotiable, while some are non-negotiable (see below).

Are there any closing costs which are non-negotiable?

Yes. A portion of your closing costs are made up of fees which are non-negotiable. These include flood certifications and the cost to the lender of running your credit score and report. The good news however, is that by law mortgage lenders can only charge you the actual costs of these services to the lender – they are not allowed to mark up these fees and pass any padded costs along to you, the consumer.

REAL E S TAT E

Source: BradyHollandGroup.com

update

new

Source: PoolPricer.com

& NOTEWORTHY

FoothillsAnimal.org ABOUT FOOTHILLS ANIMAL RESCUE:

“Foothills Animal Rescue is a cage-free, non-profit (501(c)3) organization that saves lives by rescue, care and adoption of homeless cats and dogs. We are successfully reducing homeless pets in our community through rescue, loving care and able to provide a temporary safe “haven” while working towards finding our orphaned pets a forever home. We are able to shelter 60 animals, relying heavily on our dedicated volunteers to socialize, exercise, groom our animals and help keep our shelter and Adoption Center clean and organized. Foothills Animal Rescue works closely with the community by providing animal welfare resources and education of responsible pet ownership.”

HOW CAN YOU HELP?

• Volunteer at the shelter • Become a foster family to a homeless animal • “Virtually” foster an animal and help facilitate its adoption • Donate items on their wish list • Attend a fundraiser • Shop at the resale boutique

shoes (if they haven’t been chewed up) for

is proud to present 7th Annual Pins for Paws, Saturday July 22 at Brunswick Via Linda Lanes in Scottsdale.

Visit FoothillsAnimal.org to sign up for this fun event!

1. LED Lighting If you have simple floodlight or other basic pool lighting, think about upgrading to LED lights. LED lights can be installed below the water or anywhere in the pool area, and come in all different colors. They make it easy to add your own personal sense of style to your poolscape.

2. Pool Resurfacing If your pool currently has a simple plaster finish, an update could also make your pool look more modern.

These days, many people choose aggregate finishes that come in different colors and incorporate stones, shells, or other materials.

4. Salt Water System A major trend in swimming pools is the move toward salt water systems. These systems use salt to create chlorine in the water so you don’t have to add it via traditional methods. Many people report that the water in salt water pools is easier on the skin and eyes.

animals? Lace up your

Foothills Animal Rescue

Here are a handful of swimming pool renovation ideas aimed at making an outdated (but still functioning) pool look nicer and operate better with a minimal investment.

3. Waterline Tile Simply updating waterline tile can give your pool a more contemporary look. Combine it with deck and/or pool resurfacing, and you might think you have a whole new pool.

Pins 4 Paws Love to bowl and love our four-legged friends!

Feeling a little dissatisfied with that old backyard swimming pool? Maybe you moved into a house that already had someone else’s idea of a dream pool. Or perhaps you installed the pool years ago when styles and standards were different.

50/50 RAFFLE TICKETS FOR SALE! Purchase your tickets for a chance to win cold, hard cash! Contact Laura Lucky 480.390.5044 and she’ll get you set up right away! $20 buys you 25 raffle tickets all in support of Foothills Animal Rescue.

5. Water Features Things like waterfalls, scuppers, and sprayers are often pretty easy to add into an existing pool design. Thus, for a (generally) reasonable installation price, you can breathe some life into a lackluster pool area with motion and sound.

6. Automation Systems Pool technology is continually evolving, and a lot of the newer gadgets can easily be retrofitted to older pools. Some things to consider include robotic cleaners, automatic pool covers, and all-in-one pool automation systems (some of which can be controlled through a smart phone).

JUNE 2, 9, 16 & 23 | SonoranArtsLeague.org

JUNE 17 | ModernGrove.com

JUNE 24 - 25 | MIM.org

Fine Art Fridays

Grand Opening Tribute to Marty Robbins

Spotlight on Johnny Cash and June Carter

The Gallery at El Pedregal is your jumping-off point for this weekly free art walk, from 4 pm – 7 pm. Enjoy browsing six galleries with beautiful artwork on display, as well as featured artist demonstrations.

Presented by the Sonoran Arts League, a non-profit, volunteer-based, arts service organization dedicated to actively advancing art, artists, and art education.

Join local country music star Rollie Stevens as he performs a Tribute to Marty Robbins at the grand opening of two new restaurants, Modern Grove Views and Docktails, at OdySea in the Desert, the new entertainment complex off Loop 101 at Via De Ventura. Tickets are available for $25 for the concert at this intimate new venue, which true to its name features stunning views both from the large viewing window inside as well as on the outdoor rooftop deck.

Wear black and celebrate the lives of Johnny Cash and June Carter at the Musical Instrument Museum (MIM). MIM is dedicating an entire day to the legacies of “The First Family of Country Music” with a curatorial talk, an instrument spotlight, a themed menu at Café Allegro, a MIMQuiz with prizes, and more. Drop in and catch The Johnny Cash Show in the MIM Music Theater, featuring four full-length episodes that feature Johnny Cash’s most popular music.

SAY “ALOHA” TO LUNCH If you want to know what one of the hottest trends for foodies sweeping the nation is, head over to North Scottsdale’s Poke Spot at the Grayhawk Plaza.

The traditional Hawaiian dish of seasoned cubes of raw fish served in a bowl with ingredients like quinoa, zucchini noodles and tomatoes is healthy, delicious and downright fun to order; as you can customize your bowl exactly to your liking. Think of it as deconstructed sushi. Delish!

GOING PLACES The Scottsdale Area Association of Realtors has named our own Laura Lucky among their "40 Under 40" award recipients for her business success, professional leadership, community engagement and industry involvement.

Congratulations Laura!

Additionally, we’re excited to announce that our entire Russ Lyon | Sotheby’s office has relocated to a beautiful new building at Pinnacle Peak & Miller Roads. Come see us!

june

Are closing costs negotiable?

For the most part: yes! There is no specific state or federal law which sets the total amount you’ll pay for closing costs. What is required by law? Mortgage lenders are required by law to provide you with a “Loan Estimate” within three business days of receiving your mortgage application and mortgage lenders are required by law to disclose the fees you’ll pay on your mortgage. Loan Estimates detail out the terms of the loan (including interest rate and your estimated monthly payment) as well as closing costs. Closing costs are generally broken down into several different categories including lender charges, third-party vendor fees and title and escrow charges.

SPOTLIGHT ON

2017

Many home buyers and sellers assume that closing costs are a set part of your total home purchase or sale price, and don’t give these fees (which can sometimes be thousands of dollars) much of a second thought. Whether you are looking to buy or sell a home, you want to make sure that you maximize your financial experience – either saving or keeping the most money possible. You are shopping around for the best mortgage rates and terms right? As part of that why not also shop around for the lowest closing costs?

6 Smart Pool Renovation Ideas

PRESORTED STANDARD U.S. POSTAGE PAID TARADEL, LLC.

***************** ECRWSSEDDM**** Local Postal Customer

20 17

When it comes to the North Scottsdale lifestyle and area Real Estate, The Luckys are proud to be the eminent source for their clients.

Lisa | Matt | Laura

J U N E

With 100s of millions of dollars in sales under their belts, The Luckys are honored to be reputed as the most proficient and skilled in the industry.

602.320.8415 | Lucky@RussLyon.com View more luxury listings at LisaLucky.com

In This Issue 7 WAYS TO COMMUNITY CONNECTION ________________ MASK (Mothers Awareness on School-Age Kids) REAL ESTATE UPDATE ________________ Can You Negotiate Closing Costs?

offered at

$2,495,000 ________

YOUR HOME ________________ 6 Smart Pool Renovation Ideas

MLS #5592699

Nestled into the boulders of Troon Mountain, this masterful estate will have you “oohing” and “aahing.” The exterior yard is an entertainer's dream with a pool and elevated spa with fire and water features, flanked by a lit gazebo with fireplace and elevated lounge area. The main living areas are enhanced by the elevator access to the lower level theater room, spacious family/game room with wet bar and covered patio, and guest suite with private bath. The chef's kitchen is impeccable with a cantera stone ceiling and hood vent detail, and hand-crafted custom cabinetry. The master retreat has a wet bar in the sitting area, dual-zone fireplace, jetted two-person spa tub, large walk-in shower, and custom built-ins in the oversized master closet.

25003 N. 107th Way, Scottsdale, AZ 85255

Artesano at Troon Village 4 Bed + Den + Bonus 4.5 Bath 5-Car Garage

AROUND TOWN ________________ Scottsdale Events to Enjoy in June NEW & NOTEWORTHY ________________ People, Places & Things to Know About

8,046 SQ FT FEATURED PROPERTY ________________ Entertainer's Dream

keep your cool THIS SUMMER

4. Take a Dunk with a Dolphin – The new Dolphinaris 1. Hike in Comfort – That’s right, just because the sun facility lets guests frolic with bottlenose dolphins all while is scorching this time of year shouldn’t mean that you have to abandon your beloved McDowell Mountain learning more about these popular and intelligent creatures.

Preserve until fall. Take advantage of 5. Ice, Ice Baby – Feel the need to transport the guided Full Moon Hikes at Pinnacle So…it happened. yourself to some faraway land where the Peak Park. A cool, 1.5-mile evening hike It got hot around here. temps are dipping into the chilly 50s? No is just the remedy for those itching to get Although we’re definitely need to travel far, just get yourself to the Ice outdoors. This summer, the hikes will glistening (code word for Den skating rink. Public skating hours all be held 6/9, 7/9, 8/7 and 9/6. shall we say it: sweating), summer long will have your goosebumps we say “Bring it on!” in full force – just what the doctor ordered, 2. Heat up Someone Else’s Kitchen – because we know of right?

Grab your bestie and head over to Sur La plenty of great ideas to Table at Kierland Commons for a hands6. Fore! – For the love of golf, that is. help you stay cool and on, summer-inspired cooking class such as Actually, even non-golfers have a blast at enjoy the summer months their Tropical Tiki Party, Summer Paella or Top Golf’s summer evening program – Top in Scottsdale. Here are a Cooking Without Heat offerings.

Golf Nights. With a DJ pumping lively few that we’d suggest! sounds, cold drinks at the ready, and 3. Hide Out in a Spa – What could misters cooling your personal golfing bay, be more refreshing than a day of you know instantly that this isn’t your father’s golf. air-conditioned bliss inside one of your favorite North Scottsdale spas? Imagine taking in the Cucumber Quench 7. Sometimes It’s a Root Beer Float Kind of Day – Let’s face Body Drench treatment at The Spa at the Boulders or the it – no matter what your day brings you, ice cream is always Moisture Bound Body Wrap including a soothing application the answer. We like The Neighborhood Treatery at Grayhawk of organic aloe vera and prickly pear gel at The Princess’ Plaza because they serve that old favorite, Thrifty Ice Cream!

Well & Being Spa. Remember that?!

CORPORATE OFFICE:

CONTACT:

The Luckys North Scottsdale 7669 E Pinnacle Peak Road Suite 110 Scottsdale AZ 85255

602.320.8415 Lucky@RussLyon.com LisaLucky.com