MAY 2022
Magazine
Vesting
e xtended PAGES 10 -11
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Nuffield learning still resonates
June Edition: May 27, 2022 August Edition: July 29, 2022 September Edition: August 26, 2022 October Edition: September 23, 2022
Merrigum dairy farmer Jamie Snell has never been shy about verifying facts and wanting everything in order.
A
s he and sonographer wife Anne enter generational change with son Michael and daughter-in-law
Jane, Jamie’s Gardiner Nuffield Scholarship experience in 2007 is holding him in good stead. “I’ve always had a natural curiosity and from the Nuffield I tend to question things a lot more and always tell people not to be scared to ask a question,” he said. Jamie’s Nuffield research centred on family farm succession, success in farm business and opportunities
November Edition: October 28, 2022
for new entrants.
December/January Edition: November 25, 2022
remain the same,” he said.
February Edition: January 27, 2023 March Edition: February 24, 2023 April Edition: March 24, 2023 May Edition: April 28, 2023
Leesa Muir
GENERAL MANAGER & ADVERTISING
Zoe McMaugh
SENIOR JOURNALIST
“If I was to re-write my report today, I suspect it would be significantly different but some of the fundamentals “When I looked at the definition of succession planning, it’s basically plan, communicate, affirm, implement and then review and those topics are still relevant and you can flesh them out.” In what Jamie describes as generational change, Michael and Jane have taken on a sharefarming role and will have more opportunities to grow their stake in the herd and land.
Michael and Jane are responsible for management of the farm and herd, while Jamie oversees the irrigating and cropping. His other children — Katherine, Xavier and Matt — have also been involved in the discussions. At 63, Jamie thinks a successful succession plan will give him time and capacity to do what he wants while keeping a hand in the business. He also wants an opportunity to transfer knowledge and encourage the new generation to build good relationships with suppliers and bankers. “While I want to step back and slow down, I don’t want to let go of what I’ve got while I’m healthy enough to do it. “I see an opportunity to transfer knowledge and give an opportunity to grow equity and wealth. “While I still have ownership and some input into the business, if further opportunities arise to expand, we’ve got the ability to leverage the total amount of the business and my relationships. “Michael and Jane are aware they couldn’t afford to buy the business outright within a short time frame, and I couldn’t get the same return on investment if I had that
“When I looked at the definition of succession planning, it’s basically plan, communicate, affirm, implement and then review and those topics are still relevant and you can flesh them out.” JAMIE SNELL
Nicole Fraser
Jack Bartlett
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Ged Munro
GRAPHIC DESIGN
GRAPHIC DESIGN
Information contained in this magazine is presented only after being carefully researched. However, there are differences in state and regional regulations and conditions. Farmers are asked to check with their own advisors. FARMtalk can assume no responsibility for the contents.
MAY 2022
FARMtalk • 3
Nuffield Scholarship: When Merrigum dairy farmer Jamie Snell undertook a Gardiner Nuffield Scholarship in 2007, he didn’t know that it would still resonate 15 years later.
money in the bank instead of in the farm and the cows, particularly in the last three years when the value of the farm and the cows has gone up so much.” Jamie is a strong believer that sharefarming is one of the best routes for getting a foothold in the industry. The Snell farm covers nearly 350 hectares and milks about 400 cows. It is well placed for change. “We’ve been able to expand, consolidate and put scale to the farm business, which is important if you’re going through generational change,” Michael said. “Ultimately, we will see a change in the farm business and we have to plan for that.” Jamie has always encouraged young farmers and says those with questions on their mind should consider applying for a Nuffield scholarship. “Nuffield is a fantastic way to do research and it opens many doors,” he said. “I’ve sat in rooms with senior American and UK government bureaucrats, I’ve been at a function with
Arnold Schwarzenegger, then I was out in the paddock with mud on my gumboots looking at irrigation in California with a contact I tracked down through Nuffield.” And the Nuffield experience still resonates. “I had been heavily involved with agricultural politics before the Nuffield but I didn’t get involved afterwards because I felt more attached to bigger issues,” Jamie said. He sat on a government drought response group, was organising chairman of the Australian Dairy Conference and linked into European Dairyfarmers, opening more doors for contacts and hosting young people on his farm to share knowledge and give them a start in the industry. Applications for the 2023 Nuffield Farming Scholarship close on Friday, June 17. For more information about the Nuffield scholarship program, visit: nuffield.com.au
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MAY 2022
FARMtalk • 5
Interns to help leave a Legacy Legacy Packing has welcomed four interns from the University of Melbourne.
P
hantira Wang, Sharon Vanessa Witan, Shan (Qiaoshan) Lu and Prakhar Debata are all undertaking a masters degree at the university, and will be working on two major projects with assistance from NorVicFoods. The two major projects will focus on sustainable packaging and waste management. The students were shown around the citrus farms in Berrigan and Barooga, and the packing shed located in Cobram to gain a full understanding of citrus production and packing. Legacy Packing general manager Dean Trembath said it was a fantastic opportunity for both the business and the students. “We are delighted to work with the University of Melbourne and NorVicFoods on these projects, and we look forward to receiving their recommendations,” Mr Trembath said. NorVicFoods executive manager Lisa Birrell said it was a terrific opportunity for the interns to gain further insight into their studies. “NorVicFoods is excited to be working with Legacy Packing to explore sustainable packaging options for the citrus and stone fruits business,” she said. “The interns are currently undertaking their masters’ in food science and food and packaging innovation, and I am sure they will contribute positively to Legacy Packing’s business. NorVicFoods is a jointly funded initiative between the University of Melbourne’s faculty of veterinary and agricultural science and the Victorian Government. NorVicFoods works with agri-food businesses across the Hume region through helping to solve challenges or explore business questions using masters students from many faculties throughout the university. Legacy: Sharon Vanessa Witan, Shan Lu, Phantina Wang and Prakhar Debata are undertaking a masters degree at the University of Melbourne and will be working on two major projects with assistance from NorVicFoods.
Subscribe Home delivery to your letterbox from $5.50 per edition. Contact us Leesa Muir, Nicole Fraser & Jack Bartlett, Display & Digital Marketing P: 03 5881 2322 E: farmtalk@denipt.com.au Zoe McMaugh, Senior Journalist P: 03 5881 2322 E: farmtalk@denipt.com.au
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WE’LL FIND THE FINANCE YOU NEED TO GROW
Darren Tapper 0438 633 522
Chantelle Shevels - 0427 629 522 Leigh Carter - 0475 180 713
grassrootsfinance.com.au
MAY 2022
FARMtalk • 7
How a broker can help your business With numerous amounts of finance options offered through multiple lenders across Australia, it can be a challenging exercise to find the best fit for your business.
T
his poses several questions for hopeful small business borrowers, especially those who are time poor (and who isn’t?):
•
Explain any financial and legal terms in the documentation.
•
Assist throughout the loan application and settlement process. Provide ongoing support during the life of the loan.
•
What kind of loan product do I need?
•
How much can I afford to borrow and repay?
•
•
Where can I get the best interest rate and other conditions?
•
How can I compare the available loans?
•
What does all the technical jargon mean?
Finance brokers act for the borrower, not the lender, but in the vast majority of cases it is the lending financial institution, not the borrower, who pays the broker’s commission fees.
As a business owner, it can be tempting to seek short cuts to find your best-fit financial loan. The internet offers you an overwhelming range of options, but it can be tricky to work out the right solution to suit your business needs. This is where the finance broker comes in. A finance broker is a valuable guide to help businesses determine which finance solution is the best fit for your company. They’re an intermediary between the lender and borrower, arranging a loan in return for a fee.
How can a finance broker help you? Capable finance brokers: •
Have a detailed knowledge of the loan market.
•
Are independent and not tied to any particular lender.
•
Can assess your financial situation and needs and find suitable loan products with competitive interest rates.
What to do before meeting your broker It is a good idea to do some preparation before your first meeting with your broker, to get the best results from this session. You should be able to explain clearly what your business does, how it is structured, and who your main competitors are. Think about your business goals and targets, opportunities and risks, so that you can communicate these clearly. Be prepared to outline the purpose of the funds you hope to borrow – that is, provide details of how you will use the cash to help your business prosper. There are a few documents you should bring to the meeting with you: •
•
Latest financial statements, such as your balance sheet, profit and loss statement, your cash flow statement, any management accounts, your budget or forecast for the coming year. Business tax returns - the last two years’ returns.
•
Business Activity Statement - take a years’ worth of BAS. It could be the last annual statement, or the last four quarters’ statements.
What to ask your broker Your finance broker will certainly be asking you many questions, but there are also lots of questions you need to ask in return, including: •
Would a line of credit, a term loan, lease finance, or some other form of finance suit my particular needs best?
•
If you think a term loan is best, what term do you recommend?
•
How much do you think my business can afford to borrow and repay?
•
Will I need to offer property as security for the loan? If yes, will it need to be my home or commercial property?
•
Should I be looking for a fixed or variable interest rate?
•
Do you have testimonials from previous customers?
•
How much is your commission, and who will pay it, me or the lender?
While your broker may not be able to answer all of these questions at the first meeting, you should expect full responses before you commit to the recommended finance.
Chantelle Shevels (pictured) is an authorised finance broker and owner of Grass Roots Finance.
Rob Brown
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Delivering advice and solutions to our region since 1958 Contact the team at Peppin on 03 5881 1866 or email solutions@peppin.com.au
“We wanted to show the students how rice is harvested by taking them to a local crop, and watching the header go through. They were also taught about the process afterwards.” STEPHEN BALL
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MAY 2022
FARMtalk • 9
An agricultural education A special program designed to teach students where food and fibre comes from is being undertaken at Mayrung Public School.
A
t the end of term two, students were treated to a ‘farm to paddock’ project focusing on how rice gets from the farm, to the supermarket shelves and part of a staple diet. In coming weeks, the program will showcase cotton farming. The program, which includes visits to local farms, has been coordinated by local ricegrower and Mayrung P&C member Stephen Ball. Mr Ball said the rice day was well received by the students, who got to hear from some of the most knowledgeable people in the industry. “We wanted to show the students how rice is harvested by taking them to a local crop, and watching the header go through. They were also taught about the process afterwards. “Peter McDonnell from SunRice helped explain how the rice goes from the plant, gets milled and then packed and then put on supermarket shelves and other rice goodies.” Supported by the Ricegrowers Association of Australia, the program also included a visit to ricegrower Graeme Barker’s property. “Students and teachers watched the header in action,” RGA Landcare coordinator Janet Manzin said. “(Graeme) arrived with the header and explained to the children how the rice is grown and how it is harvested. They were pretty impressed with the harvester. “We then went to where the crop hadn’t been harvested and Peter talked to them about the growing cycle from sowing to harvesting and about what happens when the rice is delivered to SunRice. “The kids had lots of fun running in the rice and were fascinated by how the husk comes off the grain. “RGA is always happy to be involved with educating children on the importance of rice growing and its benefits to our community.” Mayrung School principal Julie Eason said the students were very engaged and asked lots of questions.
Mrs Eason said importantly, this special program also highlights the importance of the agricultural industry to the community. “Our students here at Mayrung Public School are learning about food production in the area and how local farmers in the Deniliquin locality play an important part in the provision of food sources not only for Australia but internationally,” she said. Local farmer Stephen Ball organised the visit to the rice farm, which is a pre-cursor to a two-day event which will occur in the latter half of the year. “Thank you to Peter McDonnell from SunRice who showed samples of some rice varieties and explained the different stages of milling.”
“The kids had lots of fun running in the rice and were fascinated by how the husk comes off the grain.” JANET MANZIN
MAY 2022
10 • FARMtalk
Vesting extended The NSW Government has announced a five year extension on its rice vesting arrangement with the NSW Rice Marketing Board.
T
he agreement has been welcomed by SunRice Group, which gives the RMB licence for ‘sole and exclusive’ export on all rice grown in NSW, sold under the SunRice brand. NSW produces 99 per cent of the country’s rice. “As our Riverina rice growers harvest the largest crop in five years, this decision from the New South Wales Government is a major vote of confidence in our industry and will enable SunRice to continue to navigate increasingly complex global rice markets,” SunRice chairman Laurie Arthur said. The agreement primarily promotes competitiveness in overseas markets - currently numbering 50 for the brand - where rice is predominantly exported.
Australia recently adopted a free trade deal with the United Kingdom, which imports 100 per cent of its rice. SunRice is working on similar trade deals with Korea, Taiwan and Japan. Duty MLC for Murray and National Party member Wes Fang attended the announcement in Deniliquin in late April, along with NSW Deputy Premier Paul Toole and Agriculture Minister Dugald Saunders. The dignitaries were given a behind the scenes look at the Deniliquin Rice Mill – the largest in the southern hemisphere – as part of the day. “We grow some of the best rice in the world right here, and when we market it under a single brand, that
Rice vesting: SunRice Deniliquin site manager Craig Bulmer explains to visitors Federal Senator Perin Davey and NSW Agriculture Minister Dugald Saunders how rice is sorted at the mill.
maximises the return for the growers here. And that return is then spent locally,” Mr Fang said. “So maximizing that return for what is some of the best rice in the world is important to us, because it’s important to our communities.” While the industry suffered somewhat during the 2020/21 financial year due to a range of factors including COVID-19 and weather patterns, SunRice has recorded its largest crop in five years for 2021/22. The Rice Growers’ Association of Australia Inc has also approved of the agreement because it provides “security” to rice farmers.
SunRice: Rice grains being sorted based on size, colour and quality.
MAY 2022
FARMtalk • 11
Rice vesting: NSW Agriculture Minister Dugald Saunders, Duty MLC for Murray Wes Fang, Deputy Premier Paul Toole, SunRice chairman Laurie Arthur, Federal Senator for NSW Perin Davey and Rice Growers’ Association chair Rob Massina.
RGA president and local ricegrower Rob Massina said an “overwhelming majority” of rice farmers were in favour of the extension. “It was these sentiments supported by motions from all RGA branches and further research into the benefits that guided the RGA’s submission into the review in support of the continuation. Members were also encouraged to have their own say about the marketing arrangements of rice in New South Wales,” said Mr Massina. The exclusivity agreement has been in place since 1983. The NSW Government plans to commission an additional report to consider issues raised in the 2021 Review into the rice industry. Mr Massina has called on the state government to “engage early” with stakeholders and experts in the field. “It will be essential for the consultants to have a thorough knowledge of how rice is traded globally and in Australia,” he said.
“As our Riverina rice growers harvest the largest crop in five years, this decision from the NSW Government is a major vote of confidence in our industry and will enable SunRice to continue to navigate increasingly complex global rice markets.” LAURIE ARTHUR
SunRice: Recent tour of Deniliquin SunRice.
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Helen Dalton MP INDEPENDENT MEMBER FOR MURRAY
Independence Day
In March, I resigned from the Shooters, Fishers and Farmers Party. Here’s why. Last December, the National Party made a sneaky law change that allowed big corporate Northern Basin irrigators to take excessive amounts of water via floodplain harvesting. This reduces water allocations for Southern Basin irrigators and disadvantages Lower Darling communities. Shooters Party MPs had a chance to overturn that law change in Parliament in February. But they refused to do so. They didn’t even turn up to vote. That was the last straw for me. I couldn’t stay in a party that’s betrayed my electorate. So, I’ll remain in NSW Parliament, but as your Independent MP. I won’t be aligning with any other party - not Labor, not the Coalition, not the Greens. I will always vote according to what my community wants. My offices in Griffith, Deniliquin and Buronga will remain open, and our team remains dedicated to helping the public. Please contact my office if you have any questions or concerns. Regards
Helen Dalton MP for Murray Authorised by Helen Dalton MP, Funded using Parliamentary Entitlements. www.helendalton.com.au
HelenDaltonMP
helendalton22
helendalton.mp
P 03 5881 7034 • E murray@parliment.nsw.gov.au • 228 Cressy Street, Deniliquin NSW 2710
MAY 2022
FARMtalk • 13
Spotted anything unusual? Unusual things sometimes occur with livestock.
W
hat would you do if you had an increased rate of deaths or sudden death in your livestock? How about, if you saw signs of blisters, erosions or ulcers around the mouth or feet of sheep, cattle or pigs? Or if you saw unusual lumps on the skin of cattle, unusual nervous signs in your stock, or an increased rate of abortions? It can be difficult to determine whether illness is due to something common or something more sinister such as an Emergency Animal Disease (EAD). An investigation by a veterinarian is the only way to know for sure. EADs are a category of diseases which have the potential to cause significant impact on animal health, trade, livestock production, human health and/or the environment. EADs can be: •
A known disease that does not occur in Australia (exotic disease) such as Foot and Mouth Disease, Lumpy Skin Disease, and African Swine Fever.
•
An established disease within Australia, which if it became widespread, would have national impact such as Anthrax or Hendra virus.
•
A serious infectious disease which may be entirely new or unknown.
Early detection and reporting of all suspect EADs is essential in preventing the establishment and spread of disease.
By reporting as soon as you suspect a notifiable pest, disease, or event, you can play a vital role in protecting livestock and preventing disease spreading to other animals and possibly even humans. So, what should you do if you spot anything unusual? To report pests and diseases in animals (including livestock, wildlife, birds, and aquatic animals) phone the Emergency Animal Disease Watch hotline on 1800 675 888. The EAD hotline is available 24 hours a day, seven days a week and can be called from anywhere in Australia, provided there is phone service. If you are unsure if what you are seeing is unusual for your livestock, you can call your local district veterinarian first to discuss what is going on. Even if you are unsure of whether you have seen signs of an exotic or notifiable pest or disease, you should report your concerns immediately to your district veterinarian or via the hotline. For more information regarding EADs contact your local district veterinarian on 1300 795 299 or visit the NSW DPI website at www.dpi.nsw.gov.au and search emergency animal diseases.
Katelyn Braine (pictured) is a district veterinarian with Murray Local Land Services.
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Setting the Scene with Winter Reads
MAY 2022
FARMtalk • 15
Not Just the Wife of the General Manager Life in the Outback and a Whole Lot More Sally Warriner A rollicking memoir of one woman’s life on outback cattle stations, and homage to the many unsung women like her. This is a story about adventure, resilience, the unexpected journeys we need to go on to find ourselves, and having the courage to do something for yourself. In Sally’s words: ‘Life’s like that fellas. You may spend a lifetime trying to find yourselves, but, at the end of the day, you’ve been there all along.’ $32.99
The Kelly Hunters Grantlee Kieza The hunt for the Kelly Gang became a fierce battle of egos between senior police as they prepared for the final shootout with Australia’s most infamous bushrangers, a gun battle that etched Ned Kelly’s physical toughness and defiance of authority into Australian folklore. $34.99
Revised edition Great Properties of Country Victoria The Western Districts Golden Age
Horticulture Award: The Horticulture Award changes must be followed for all full pay periods starting on or after April 28. Photo by Megan Fisher.
New minimum rates kick-in
Richard Allen and Kimbal Baker Forward by Geoffrey Blainey Through their early histories we follow their fortunes and see the splendour of these great homes. It is a tribute to the past, when elaborate mansions and grand gardens were established, and to the present, with owners who have so lovingly preserved their properties’ architectural heritage. The new edition of this bestselling title brings the history of the estates up to date, including five fully revised chapters, with new photography scattered throughout. $59.99
These great titles and more available instore. We post direct to you, contact us today to discuss getting your copies posted* *Postage and Handling fees apply.
Deniliquin Newsagency Office Choice 249 Cressy Street, Deniliquin. Phone 5881 2080. www.deni.com.au
Big changes to the Horticulture Award came into effect on April 28.
T
he changes include: a minimum wage for pieceworkers (casual adult level 1 employee is $25.41/hour); new piecework definitions, which mean ‘competent’ workers must earn at least 15 per cent more per hour than the minimum rate; and new record-keeping obligations. The award changes must be followed for all full pay periods starting on or after April 28. The Australian Workers’ Union celebrated April 28 as a great day for fruit pickers. “Now, at the end of each day, every (casual) picker should be assured that their work netted at least $25.41 an hour. If not, their employer is stealing from them and breaking the law,” AWU national secretary Daniel Walton said. “This ruling is a huge advance for this industry and for all the farmers who are already doing the right thing.” The changes were brought about by a Fair Work Commission decision in February, after the AWU argued the Horticulture Award should be altered to ensure every worker is entitled to a minimum casual rate of pay, currently $25.41. Full details of the changes can be accessed on the Fair Work Ombudsman’s horticulture showcase: ttps://horticulture.fairwork.gov.au/ By Daneka Hill
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• 1100 x 2900 • 60 x 30 Rail • 6 Rail • With Pins
Round Bale Cradle Feeder
Square Bale Cradle Feeder • Fully Galvanised • Australian Made
• Fully Galvanised • Heavy Duty Construction • Australian Made • Suits Round Bales
800each
680each
$
$
Top Hats
157each
$
• Heavy Duty Construction • Suits Big Square Bales
800each
$
Roofing Iron ALUZINC CORRUGATED STOCK LENGTHS
C/Z100 - 15 $9.90 L/M C/Z150 - 15 $13.35 L/M C/Z200 - 15 $16.50 L/M Ordered cut to Length and Punched, No extra cost or we keep Standard Lengths of C-Purlin in Stock at 6.1m, 7.62m, 9.14m
40mm x .48 - 7.5m 50mm x .75 - 7.5m 64mm x .75 - 7.5m 75mm x .75 - 7.5m 96mm x .75 - 7.5m 120mm x .75 - 7.5m
$24.30 $43.35 $49.05 $55.05 $68.80 $86.30
Stock Lengths as Listed or Order cut to your Length
2440m (8 foot) 3050m (10 foot) 3660m (12 foot) 4270m (14 foot)
$29.75ea $37.20ea $44.65ea $52.10ea
4880m (16 foot) 5500m (18 foot) 6400m (21 foot) 7620m (25 foot)
$59.50ea $67.10ea $78.08ea $91.45ea
COLORBOND $16.50 L/M Ordered cut to Length in your colour ZINCALUME $12.50 L/M Ordered Cut to Length
Cnr Wakool Road & Kelly Street
DENILIQUIN
Ph: (03) 5881 5541 Mobile: 0427 203 334 Fax: (03) 5881 6146