Mike Hughes Team Hughes Residential
48 Eddy Street Newton, MA www.MikeHughesTeam.com www.48Eddy.com 617-433-9225
48 Eddy Street Newton, MA DESIGN Style Built/ Reno. Rooms Bedrooms Baths Living Area
Colonial 1914/ 2008 5 2 1.5 1,000
STRUCTURE Color: Blue Wood Shingles Slate Roof Unfinished Basement Covered Front Entry
Scan To View Interactive Floor Plan & Room Planning
APPLIANCES Range Dishwasher Disposal Washer Dryer Refrigerator Microwave
LIVING AREAS Living Room Dining Room Kitchen Master Bedroom attached full bath Bedroom Full Bathroom Half Bathroom Basement Storage
UTILITIES Heat Gas Water City Sewer City Cable/ Internet Disclosures: See MLS Sheet
Sales offerings are made subject to errors, omissions, change of price, prior sale or withdrawal without notice. Buyer is responsible for all due diligence. All Brokers/Salesperson represent the Seller, not the Buyer in the marketing and negotiating and sale of property, unless otherwise disclosed. However, the Broker or Salesperson has an ethical and legal obligation to show honesty and fairness to the buyer in all transactions.
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48 EDDY STREET Newton, Massachusetts CONTENTS ■ MLS Listing Sheet ■ Mortgage Rate Sheet ■ Floor Plans ■ GIS Property Map ■ Condo Questionnaire ■ Lead Paint Notification ■ Seller’s Information Disclosure ■ 02465 Statistics and Demographics ■ Critical Newton Phone Numbers ■ G&N Insurance Contact Information ■ Select Home Warranty (Included) ■ CRS - “Your Home” Newsletter ■ Also visit www.48Eddy.com Proudly Presented By: Mike Hughes with Mike Hughes Team Hughes Residential 617-433-9225 Sellers@MikeHughesTeam.com
Mike Hughes - (MLS) Open House & Property Search: www.MikeHughesTeam.com MLS # 72250174 - New Condo - 2/3 Family 48 Eddy St - Unit 48 Newton, MA 02465-2134 Middlesex County Unit Placement: Unit Level: 1 Grade School: Horrace Mann Middle School: Day High School: Newton North Outdoor Space Available: Yes - Common Handicap Access/Features: Directions: Watertown St. => Eddy OR Washington St. => Eddy
List Price: $500,000 Total Rooms: 5 Bedrooms: 2 Bathrooms: 1f 1h Master Bath: Fireplaces: 0
Remarks Wanting to live in both Newtonville and West Newton? Here's your rare opportunity to have easy access to both ... this renovated 2 bedroom, 1.5 bath condominium offers all the modern conveniences with character and charm that buyers wish for. The open floor plan flows from front to back; an abundance of natural light through large windows, combined with high ceilings, creates an extra sense of spaciousness. Hardwood flooring throughout, granite counters and stainless steel appliances ... this is the one! The massive shared yard is conveniently fenced and terrific for entertaining or play. Moments from coffee shops, restaurants, the train and everything else that makes this one of the most desirable neighborhoods in the area. (Ample parking, exclusive use laundry machines and loads of additional storage in the basement and more.) Call-today!
Property Information Approx. Living Area: 1,000 Sq. Ft. ($500/Sq. Ft.) Living Area Includes:
Approx. Acres: 0.26 (11,297 Sq. Ft.) Heat Zones: 1 Hot Water Radiators, Gas, Individual, Unit Control Cool Zones: 0 None
Living Area Source: Measured Living Area Disclosures: Floor plan available. Disclosures: Statement of condition available, city just replaced sewer line to street.
Garage Spaces: 0 Parking Spaces: 2 Off-Street, Improved Driveway, Stone/Gravel, Paved Driveway Levels in Unit: 2
Complex & Association Information Complex Name: 46-48 Eddy Street Condominium Trust Association: Yes Fee: $140 Monthly Assoc. Fee Inclds: Master Insurance, Reserve Funds Special Assessments: No
Units in Complex: 2 Complete: Yes
Units Owner Occupied: 2 Source: Owner
Room Levels, Dimensions and Features Room Living Room:
Level 1
Dining Room:
1
Kitchen:
1
Master Bedroom: Bedroom 2: Bath 1:
1 1 1
Bath 2: Laundry: Foyer:
1 B B
Size
Features Ceiling Fan(s), Flooring - Hardwood, Flooring - Wood, Main Level, Cable Hookup, Exterior Access, Open Floor Plan Closet/Cabinets - Custom Built, Flooring - Hardwood, Flooring - Wood, Main Level, Open Floor Plan Bathroom - Half, Flooring - Hardwood, Flooring - Wood, Pantry, Countertops Stone/Granite/Solid, Countertops - Upgraded, Main Level, Cabinets - Upgraded, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Hardwood, Flooring - Wood, Main Level Closet, Flooring - Hardwood, Flooring - Wood Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Main Level, Remodeled Bathroom - Half, Flooring - Hardwood, Flooring - Wood, Main Level, Remodeled Dryer Hookup - Electric, Washer Hookup Flooring - Hardwood, Flooring - Wood, Main Level, Exterior Access
Features
Other Property Info
Area Amenities: Public Transportation, Shopping, Swimming Pool, Park, Walk/Jog Trails, Golf Course, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, University Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer Basement: Yes Full, Interior Access, Bulkhead, Concrete Floor, Unfinished Basement Beach: No Construction: Frame Docs in Hand: Master Deed, Rules & Regs, Floor Plans Electric Features: Circuit Breakers Energy Features: Insulated Windows, Prog. Thermostat Exterior: Shingles, Wood Exterior Features: Fenced Yard, Fruit Trees, Garden Area, Screens, Gutters Flooring: Wood, Tile, Hardwood Hot Water: Natural Gas Insulation Features: Partial, Unknown Interior Features: Cable Available Management: Owner Association Pets Allowed: Yes w/ Restrictions # Species Limitations (See Remarks) Roof Material: Slate Sewer Utilities: City/Town Sewer Water Utilities: City/Town Water Utility Connections: for Gas Range, for Gas Oven, for Electric Dryer, Washer Hookup, Icemaker Connection Waterfront: No
Disclosure Declaration: Yes Exclusions: Laundry Features: In Building Lead Paint: Unknown UFFI: Warranty Features: Included Year Built/Converted: 1914/2008 Year Built Source: Public Record Year Built Desc: Approximate, Renovated Since Year Round: Yes Short Sale w/Lndr. App. Req: No Lender Owned: No
Tax Information Pin #: S:21 B:037 L:0018A Assessed: $382,300 Tax: $4,251 Tax Year: 2017 Book: 51512 Page: 235 Cert: 00126540 Zoning Code: MR1 Map: Block: Lot:
The information in this listing was gathered from third party sources including the seller and public records. MLS Property Information Network and its subscribers disclaim any and all representations or warranties as to the accuracy of this information. Content Š2017 MLS Property Information Network, Inc.
PROPERTY Financing PROPERTY DESCRIPTION Wanting to live in both Newtonville and West Newton? Here's your rare opportunity to have easy access to both . .. this renovated 2 bedroom, 1.5 bath condominium offers all the modern conveniences with character and charm that buyers wish for. The open floor plan flows from front to back; an abundance of natural light through large windows, combined with high ceilings, creates an extra sense of spaciousness. Hardwood flooring throughout, granite counters and stainless steel appliances.
FINANCING DETAILS Loan Options
30 Year Fixed
30 Year Fixed, 5% Down-No PMI
15 Year Fixed
INTEREST RATE/APR*
4.000%% / 4.019% 4.500% / 4.518%
3.250% / 3.259%
TERM IN YEARS
30
30
15
SALES PRICE
$500,000
$500,000
$500,000
DOWN PAYMENT
$100,000
$25,000
$100,000
DOWN PAYMENT %
20.00%
5.00%
20.00%
LOAN AMOUNT
$400,000
$475,000
$400,000
UP-FRONT MORTGAGE INS.
N/A
N/A
N/A
MONTHLY P&I PAYMENT
$1,909.66
$2,477.82
$2,810.68
MONTHLY HOA FEES
$140.00
$140.00
$140.00
MONTHLY HAZARD INS.
$30.00
$30.00
$30.00
MONTHLY MORTGAGE INS.
N/A
N/A
N/A
MONTHLY PROPERTY TAX
$354.25
$354.25
$354.25
TOTAL MONTHLY PAYMENT
$2,433.92
$3,002.07
$3,334.93
PROPERTY DETAILS 48 Eddy St #48 Newton MA 02465 PROPERTY TYPE
Condominium
SALES PRICE
$500,000
*APR = Annual Percentage Rate This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Loans are subject to credit and property approval. Other limitations may apply. Rates, terms and availability of programs is subject to change without notice.
M ik e H u g h e s
Jason Evans
Realtor
NMLS#: 21205 Senior Loan Officer
617-433-9225 office 617-610-0716 cell Mike@MikeHughesTeam.com www.MikeHughesTeam.com License: 9534693
(508) 850-4348 office (315) 569-7338 cell 102 Elm Street Walpole, MA 02081 jevans@loanDepot.com www.loanDepot.com/jevans MA LIC # MLO21205
loanDepot.com, LLC. NMLS #174457 (www.nmlsconsumeraccess.org). loanDepot is a Mortgage Lender in Massachusetts License #MC174457. For more licensing, please visit www.loandepot.com/licensing.
Porch 4'-6" x 8'-0"
Bedroom 14'-0" x 9'-6"
Pantry
UP
Powder Room
Closet
DN
H/W D/W
Kitchen 11'-6" x 12'-6" China
F
Ref
Dining Room 12'-10" x 13'-6"
Bath 5'-0" x 12'-6"
Storage / Utility 40'-0" x 10'-0"
Closet
Bedroom 11'-0" x 12'-6"
Electric
Common Entrance
Foyer 6'-0" x 3'-10"
Living Room 14'-9" x 11'-4"
Porch 7'-6" x 16'-0"
Basement Plan
UP
First Floor Plan
E S
W
1
N
48 Eddy Street Newton, MA 02465 Completed: November 2017 Note: Dimensions are not guaranteed and are provided for informational purposes only. Individual room dimensions are not used to calculate overall square footage.
(800) 328-0217
GIS Map
0
50 feet
Property ID: Address: Owner:
21037 0018A 46-48 EDDY ST #48 GRIFFITH JOHN L JR
MAP FOR REFERENCE ONLY NOT A LEGAL DOCUMENT Because of different update schedules, current property assessments may not reflect recent changes to property boundaries. Check with the Assessors' Office to confirm boundaries uses at the time of assessment.
48 Eddy St. Newton, MA - 46-48 Eddy Street Condominium Trust Frequently Asked Questions Q. What is the current condo fee for this unit and what is included in that fee? A. $140 - Master insurance, reserve fund (all common cost shared 60%/ 40% with this unit responsible for the 40% share Q. A.
How much money is in reserves? Approximately $5,000
Q. A.
Are there any special assessments or projects coming up? No
Q. A.
When was the last special assessment and what was it for? None
Q. A.
What is the age of the roof and heating system? Unknown
Q. A.
What is the owner occupancy? 100%
Q. A.
Are there any pending lawsuits? No
Q. A.
Does any owner own more than 10% of all units? No
Q. A.
Is a washer and dryer allowed in the unit? Installed in basement and will remain with sale
Q. A.
Are there any rental restrictions? Permitted with approval from other unit owner; 6 month minimum
Q. A.
What is the parking arrangement? There are 2 exclusive spaces
Q. A.
Master Insurance Company Information Bridge Insurance Associates (Scott Baratz); 617-965-1777
PROPERTY TRANSFER NOTIFICATION CERTIFICATION
This form is to be signed by the prospective purchaser before signing a purchase and sale agreement or a memorandum
of agreement, or by the lessee-prospective purchaser before signing a lease with an option to purchase for residential property built before 1978, for compliance with federal and Massachusetts lead-based paint disclosure requirements. Required Federal Lead Warning Statement:
Every purchaser of any interest in residential property on which a residential dwelling was built prior to 1978 is notified that such property may present exposure to lead from lead-based paint that may place young children at risk of developing lead poisoning. Lead poisoning in young children may produce permanent neurological damage, including learning disabilities, reduced intelligence quotient, behavioral problems and impaired memory. Lead poisoning also poses a particular risk to pregnant women. The seller of any interest in residential real property is required to provide the buyer with any information on lead-based paint hazards from risk assessments or inspections in the seller's possession and notify the buyer of any known lead-based paint hazards. A risk assessment or inspection for possible lead-based paint hazards is recommended prior to purchase. Seller's Disclosure
(a) Presence of lead-based paint and/or lead-based paint hazards (check (i) or (ii) below):
(i) U Known lead-based paint and/or lead-based paint hazards are present in the housing (explain).
(ii) 1^ Seller has no knowledge of lead-based paint and/or lead-based paint hazards in the housing. (b) Records and reports available to the seller (check (i) or (ii) below);
(i) Q Seller has provided the purchaser with all available records and reports pertaining to lead-basedpaint and/or lead-based paint hazards in the housing (check documents below).
[]Lead Inspection Report; Q Risk Assessment Report; Q Letter of Interim Control;[]Letter of Compliance (ii) ^ Seller has no reports or records pertaining to lead-based paint and/or lead-based paint hazards in the housing.
Purchaser's or Lessee Purchaser's Acknowledgment (initial)
(c)
Purchaser or lessee purchaser has received copies of all documents checked above.
(d)
Purchaser or lessee purchaser has received no documents.
(e)
Purchaser or lessee purchaser has received the Property Transfer Lead Paint Notification.
(f)
Purchaser or lessee purchaser has (check (i) or (ii) below):
(i)[J
received a 10-day opportunity (or mutually agreed upon period) to conduct a risk assessment or
^ction for the presence of lead-based paint and/or lead-based paint hazards; or waived the opportunity to conduct a risk assessment or inspection for the presence of lead(ii) ins
based paint and/or lead-based paint hazards.
Agent's Acknowledgment (initial)
(g)
Mph-i
Agent has informed the seller of the seller's obligations under federal and state law for lead-based
paint disclosure and notification, and Is aware of his/her responsibility to ensure compliance.
(h) Agent has verbally informed purchaser or lessee-purchaser of the possible presence of dangerous levels of lead in paint, plaster, putty or other structural materials and his or her obligation to bring a property into compliance with the Massachusetts Lead Law - either through full deleading or interim control - if it was built before 1978 and a child under six years old resides or will reside in the property. Certification of Accuracy
The following parties have reviewed the information above and certify, to the best of their knowledge, that the information they have provided Is true and accurate.
^ Seller
10/30/2017 20:16:19
^foMU VdrfWU ^
10/30/2017 20:09:39
Date
Seller
Date
Jason Varney
Nancy Varney
Purchaser
[sj! Agent
1{P^^^017
Purchaser
Date
Agent
Date
08:46 PM EDT
Date
Property Address: 48 Eddy St, Newton, MA 02465-2134 10 CLPPP Form 94-3, 6/30/94, Rev. 9/02 Produced with zipFormÂŽ by zipLogix 18070 Fifteen Mile Road, Fraser, Michigan 48026 www.ziDLPOix.com
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SELLER'S REAL ESTATE INFORMATION STATEMENT THE INFORMATION CONTAINED IN THIS STATEMENT HAS NOT BEEN VERIFIED BY ANY BROKER REPRESENTING THE SELLER, NOR IS ANY SUCH BROKER LEGALLY OBLIGATED TO INVESTIGATE THE CONDITION OF THE PROPERTY. THE LISTING OF VARIOUS PROPERTY CHARACTERISTICS IN THIS STATEMENT IS NOT MEANT TO SUGGEST THE ABSENCE OF ADDITIONAL MATTERS WHICH MAY BE OF CONCERN TO THE BUYER. THE SELLER IS ADVISED TO OBTAIN WHATEVER ASSISTANCE MAY BE NECESSARY IN ORDER TO PROPERLY COMPLETE THIS STATEMENT. THIS STATEMENT CONCERNS THE REAL PROPERTY HAVING AN ADDRESS OF 48 Eddy St, Newton, MA 02465-2134 IT IS NOT A WARRANTY OF ANY KIND BY THE SELLER OR ANY BROKER AND IS NOT A SUBSTITUTE FOR ANY INSPECTIONS OR WARRANTIES THE BUYER MAY WISH TO OBTAIN. SELLER'S INFORMATION The Seller provides the following information with respect to the property and hereby authorizes any Broker representing any party in this transaction to provide a copy of this statement to any person or entity in connection with any actual or anticipated sale of the property. THE FOLLOWING ARE REPRESENTATIONS MADE BY THE SELLER AND ARE NOT THE REPRESENTATIONS OF ANY BROKER. THIS INFORMATION IS NOT INTENDED TO BE PART OF ANY CONTRACT BETWEEN THE BUYER AND THE SELLER. The Seller
X is
The Property is:
is not occupying the Property. Single Family
The Property is currently rented:
X Condominium Unit Yes
Multi-Family
Other
X No
A. The following is a list of items included in the sale, if checked, and whether any of the checked items are not working. Included Range Oven Microwave Oven Dishwasher Garbage Disposal Trash Compactor Refrigerator Washer Dryer Built in Air Conditioner Window Air Conditioner Intercom Burglar Alarms Audio/Visual Equipment TV Antenna Satellite Dish Window Treatments Fireplace Stove Gas Log Fireplace Apparatus Generator Sump Pump Water Heater
Not Working
Included Not Working Whirlpool/ Hot Tub Window Screens Storm Windows Built in Barbecue Propane Tank Gazebo Above Ground Pool Pool Heater Pool Equipment Yard Shed Garden Statues Yard Fountains Play Equipment/ Swings Basketball Hoop Underground Lawn Sprinkler Firewood Automatic Garage Door Opener (s) 1 - Living Room Light-Fan Number of Remotes ______
MANUFACTURER'S OR DEALER'S WARRANTIES COVERING ANY OF THE ABOVE INCLUDED ITEMS AND ANY ADDITIONAL WARRANTIES RELATING TO THE ROOF OR OTHER COMPONENTS OF THE PROPERTY WILL BE FURNISHED IF AVAILABLE. COPYRIGHT©2001 GREATER BOSTON REAL ESTATE BOARD Form ID: RA167 PD:05/01-5000
All rights reserved. This form may not be copied or reproduced in whole or in part in any manner whatsoever without the prior express written consent of the Greater Boston Real Estate Board.
Hughes Residential, 275 Grove Street; Suite 2-400 Newton, MA 02466 Phone: (617)433-92251 Michael Hughes Produced with zipForm® by zipLogix 18070 Fifteen Mile Road, Fraser, Michigan 48026 www.zipLogix.com
Fax: (617)433-9225
Varney - Sale
B. The Seller is aware of possible defects of items checked below: Doors Windows Roof(s) Insulation Floors Exterior Walls Driveways Walkways Walls/Fences Exhaust Fans(s) Electrical Systems Foundation Slab(s) Plumbing/Sewers/Septic Systems Chimney/Fireplace Central Heat/Central Air Other
Interior Walls
Ceilings
If any ofthe above are checked, additional details are as follows and on any attached additional sheets:
C. The Seller's knowledge regarding certain characteristics of or other matters affecting Property is as follows: Ves
No
Don't Know
1. Underground Storage Tanks
N
2. Features of the Property shared in common such as walls, fences, and driveways 3. Additional or structural modifications or alterations during the period of the Seller's
□
ownership 2016 - Replaced Sewer Line 4. 5. 6. 7.
Fire or other casualty damage during the period of the Seller's ownership Water penetration in basement during the period of the Seller's ownership Homeowner's Association which may have any authority over the Property Notice of any Special Assessments from any Homeowner's or Condominium
N
Associations
8. "Common Areas" (Facilities such as pools, tennis courts, walkways, or other areas co-owned in undivided interest with others)
N
9. Notice of violation or citations against the Property
10. Pending lawsuits by or against the Seller tlireatening or affecting the Property, including any lawsuits alleging a defect or deficiency in the Property or "common areas" 11. Roof warranty in effect (approximate age of roof if known: years) If any of the above items are checked yes, additional details are as follows and on any attached sheets:
Moisture in basement has occurred during major storms when road flooding, etc. occurs HOA - Common areas, Each unit has one trustee. Shared driveway, yard, exterior (see condo docs, for details)
Replaced entire sewer line from the house to street in 2016 The Seller certifies that the information herein is true and correct to the best of the Seller's knowledge as of this date.
Seller
\/gvr~^ie.w
Cy 10/30/2017 20:16:15
Date
P 10/30/2017 20:09:37
Date
Jason Varney
sa\er'Ndnr,u Vnrrwu Nancy Varney
BUYER ACKNOWLEDGEMENT
The Buyer acknowledges receipt of this REAL ESTATE INFORMATION STATEMENT.
Buyer
Date
Buyer
Date
Produced with zipFonm® by zipLogix 18070 Rfleen Mile Road, Praser, Michigan 48026
www.zioLQQix.com
V«mey-S«le
02465 COMMUNfTY REPORT
Market Analysis Quick Facts Avg Listing Price
Avg Sales Price
$2,903,342
81,234,460
Massachusetts
5645,792
$491,448
United States
$377,189
8337,600
Area
02465 is an atfluent area with a middle-age population in West Newton, Massachusetts.
02465
tt is family friendly with high population density. The climate is wet with cold winters and hot summers. On
average, residents spend 24 minutes getting to work
and most frequently by car.
Average Household Income $146,679 $81,507 UMtRM1.U3
$67,073 >Ma,oi7
27% RENT MA
02465
Age Groups -
Top Occupations
USA
Median Age is 41
% Prart««loMl
I
AdMri. teJQport
I
Other tervtoec
Top Employment Industries
Attended
College
0-19
20-39
40-64
65*
26%
21%
38%
15%
Total Population I 5^209
71 52%
iib
11,666
People per sq. mile
Some
Associate's
Bachelor's
Graduate
College
Degree
Degree
Degree
3%
20%
25%
4%
'lioe 1 • 2 2017 Move Inc. All nohts teser^'ed
02465 COMMUNfTY REPORT
Category
02465
Average Listing Price
52,963.342 ' '
MA
USA
5645,792
5377,189
1 1
Average Sales Price
51,234,460
5491,448
5337.600
Own / Rent%
73% / 27%
65% 1 35%
67% / 33%
5146,679
581.507
$67,073
Median Household Income
599,754
561,653
$50,007
Top Occupation 1
Professional
Professional
Admin. Support
Top Occupation 2
Admin. Support
Admin. Support
Professional
Top Occupation 3
Other Services Site
Managers
Other Services Site
Top Employment Industry 1
Service
Service
Service
Top Employment Industry 2
Retail Trade
Retell Trade
Retail Trade
Top Employment Industry 3
Construction
Manufacturing
Manufacturing
Total Population
11,666
6,664,320
313,513,964
People per sq. mi.
5,209
820
82
Median Age
41
38
36
52%
42%
37%
Average Household Income
Attended College Overall %
Page 2 2 Š2017 Move. Inc. All rights reserved.
City of Newton Newton City Hall Customer Service: 617-796-1000 or dial 311 from a landline
Department Numbers Assessing
617-796-1160
Board of Aldermen
617-796-1210
Citizens Assistance
617-796-1102
City Clerk
617-796-1200
Consumer Affairs
617-796-1292
Cultural Affairs
617-796-1540
Elections
617-796-1350
Engineering
617-796-1020
Fire Department
617-796-2210
Health and Human Services
617-796-1420
Housing Authority
617-552-5501
Human Resources
617-796-1260
Inspectional Services
617-796-1060
Newton History Museum
617-796-1450
Law
617-796-1240
Library
617-796-1360
License Board
617-796-1090
Mayor’s Office
617-796-1100
Motor Vehicle Excise
617-796-1165
Parking Violations
617-796-1344
Parks and Recreation
617-796-1500
Planning & Development
617-796-1120
Police Department
617-796-2100
Public Buildings
617-796-1600
Public Works
617-796-1000
Purchasing
617-796-1220
Retirement
617-796-1095
School Administration
617-559-6000
Senior Center
617-796-1660
Treasury/Tax Collection
617-796-1330
Veterans
617-796-1090
Water & Sewer Billing
617-796-1040
Water & Sewer Service
617-796-1640
NEW! Insufficient Maintenance Now Covered R-410A Upgrade Included
Your Best Defense Against the Unexpectedâ„¢
FREE SELLERS COVERAGE
P.O. Box 850 Lincolnshire, IL 60069-0850 T: 888-492-7359 F: 888-492-7360 www.hwaHomeWarranty.com
your *
home N O V/ D E C 2 017
Tips and tre nd s for homeow ners, buyers and sellers
FOUR HOME CARE MISTAKES YOU DON’T EVEN KNOW YOU’RE MAKING
Using glass cleaners on mirrors Spraying can lead to “black edge,” when liquid seeps beneath the reflective backing and stains your mirror. Instead, use a lint-free microfiber cloth dampened with warm water. the wrong 2 Using caulk There are as many caulks as there are glues, and you wouldn’t use a glue stick to fix broken pottery, according to HouseLogic. Similarly, you wouldn’t use silicone caulk on bricks because it’s made for non-porous surfaces. Check online or at a home improvement store to ensure you’re using the right caulk. Over-mulching Mulch 3 is great for your home, but don’t pile it on too thick. No more than 3 inches should do the trick. Otherwise, you may prevent water from reaching roots and suffocate plants. Piling firewood 4 against your exterior wall Firewood against the exterior wall of a house is an invitation for termites. Stack your wood at least 20 feet from your home.
1
HANDY
Undertaking a home renovation is stressful, even with the best contractors. Unfortunately, not all are trustworthy and many homeowners are scammed. In 2016, more than 32,000 scams were reported to the Better Business Bureau (BBB). On average, homeowners lost $1,400 from shady contractors, painters and repairmen, according to the BBB. 1. Verify the contractor’s license, insurance and at least three references. Make sure you ask for the contractor’s license number upfront. With this information, you can verify the license with your state. Also, ask for at least three references. Even a scammer may have had a couple projects go well in the past, so getting many references reduces the likelihood you’re dealing with one.
scam
2. Ensure the contractor is an active member of a reputable industry organization. Vendors who are part of the National Association of the Remodeling Industry (NARI) and/or the National Kitchen and Bath Association (NKBA) must undergo a certain level of scrutiny to join, plus they pledge to uphold a code of ethics. This also demonstrates a level of commitment to their business and the industry as a whole. 3. Check the contractor’s reputation online. Even if you check a contractor out online, don’t be satisfied with a quick Google search. Make sure you look for news articles, read reviews and ask neighbors on sites like Nextdoor.com. Also, search the name of the company, the address, the owner and any other employees you meet.
BROUGH T T O Y OU B Y Y OUR A GEN T, A MEMBER OF T HE C OUNCIL OF RE SIDEN T I A L SPECI A L IS T S
IL
*
*
EFER R
A
LS!
ER OV
EQUAL HOUSING
DO YOU KNOW SOMEONE WHO IS THINKING ABOUT BUYING OR SELLING A HOME? PLEASE MENTION MY NAME. This newsletter is for informational purposes only and should not be substituted for legal or financial advice. If you are currently working with another real estate agent or broker, it is not a solicitation for business.
OPPORTUNITY
Tips and trends for homeowners, buyers and sellers
PRE-LISTING checklist
There’s a lot that needs to be done when you sell your home, from repairs to cleaning to staging. Before you talk to a REALTOR® and prep for your first open house, do these three things on your own and set yourself up for a successful sale.
❏
❏
Research your home online. Most buyers start their home search online, so know that information about your home is already out there before you officially list. Google your home and see what comes up, what it looks like and if it has an estimated value. Now is the time to fix any errors. You can contest estimated values you see on your home on sites like Zillow.
SAY YES TO CRS
List every repair and improvement you made, no matter how small. Walk through your house and write down everything you can think of. Did you buy a new fridge? Install a new hot water heater? Rebuild your deck? Replace the roof? You also want to list any problems you have addressed, and then talk to a professional about what and how to disclose.
❏ Note the obvious flaws. Maybe there’s a ding in the wall from moving a piece of furniture. Or perhaps your landscaping needs a major refresh. Note the obvious, fixable problems that could affect the sale of your home in order to have an idea of what you’ll need to do to get it market-ready. This information will also be helpful when speaking with a qualified REALTOR®.
Buying or selling a home can seem like an overwhelming task. But the right REALTOR® can make the process easier—and more profitable. A Certified Residential Specialist (CRS), with years of experience and success, will help you make smart decisions in a fast-paced, complex and competitive marketplace. To earn the CRS Designation, REALTORS® must demonstrate outstanding professional achievements—including high-volume sales—and pursue advanced training in areas such as finance, marketing and technology. They must also maintain membership in the National Association of REALTORS® and abide by its Code of Ethics. Work with a REALTOR® who belongs in the top 3 percent in the nation. Contact a CRS today.
Additional Qualifications EDUCATION & PROFESSIONAL MEMBERSHIPS • CRS, Certified Residential Specialist • CHMS, Certified Home Marketing Specialist • CBR, Certified Buyer Representative • Loss Mitigation Certification (LMC & SFR) • Greater Boston Real Estate Board • Massachusetts Association of Realtors • National Association of Realtors • Council of Residential Specialist • The Institute for Luxury Home Marketing • Sandler Sales Training • Mike Ferry Agent Network & Business Planning • Bachelor of Science, Bentley University
ATTORNEY REPRESENTATION Scott Taylor, Esq. Kriss Law 617-964-3788 STaylor@KrissLawAtlantic.com www.KrissLawAtlantic.com
REAL ESTATE CAREER ACHIEVEMENTS • 2014 - 2015 - RE/MAX Platinum Club; Hall of Fame • 2014 - MA Young Professionals Network Committee • 2014 - Awarded RE/MAX Hall of Fame Membership • 2013 - Council of Residential Specialist, Programs Chair • 2012 - 2013 RE/MAX 100% Club • 2012 - Ranked in the TOP 15 in RE/MAX New England • 2011 - Massachusetts Association of Realtors, Technology Chair • 2009 - Team leader ranked in the TOP 25 in RE/MAX New England • 2009 - RE/MAX Platinum Club • 2008 - RE/MAX 100% Club
More Support
HOME INSPECTOR Todd Caisse Pillar to Post Home Inspections 508-699-0934 Todd.Caisse@PillartoPost.com www.PillartoPost.com MORTGAGE PROFESSIONAL Jason Evans Sr. Loan Officer LoanDepot 508-850-4348 JEvans@loanDepot.com www.loanDepot/JEvans
He is well-informed about the vagaries of the real estate market in general, and the localities he serves in particular. He buttressed his advice to me with factual data and statistics, and answered all the questions I threw at him. He knows the market and understands the psychology of selling and buying, the strategies he devised to market my house were canny and meticulous in detail. - Alice Morrish Thanks again for helping me buy and sell my last home! I know that it was a tough market and I really think that we were able to get out from under the house because of your efforts and unique approach. More importantly, your help when we originally purchased the house made it financially possible for us to sell at the price we did. You kept your word with the “Love-it-or-leave-it” program - thanks! - Brian Chapman
PROFESSIONAL REAL ESTATE SERVICES
Mike Hughes
Mike Hughes is a full-time agent who consistently employs traditional and new marketing techniques to benefit his clients and maximize their home value. Mike offers the most comprehensive marketing system with aggressive follow-up, advanced technology and market analysis to place his clients ahead of their competition. This strong commitment and work ethic, coupled with his endearing personality, vast market knowledge and ready accessibility, make Mike the ultimate go-to resource for all your real estate needs. Mike is married to Jennifer F. Hughes, Ph.D, they have two children Eden and Henry Hughes.
Realtor, CRS
C: (617) 610-0716 O: (617) 433-9225 Mike@MikeHughesTeam.com
Individual commitment to a group effort that is what makes a team work … - Vince Lombardi
Joined together to increase and improve the client experience and ultimately the success of the sale. The Mike Hughes Team is designed to leverage individual strengths to collectively benefit the home buyer or seller. By leveraging a team approach, we are able to be in multiple places at once while professionally managing the countless behind-thescene activities require to help our buyers find great value or maximize our seller’s greatest asset.
Connect With Us
www.MikeHughesTeam.com
It was a pleasure working with you ... we followed your suggestions to the letter, and that’s the reason for the very successful sale. - Maureen Bonazoli Thanks for introducing us to the area and helping us find the right place. I know that we looked at a ton of property and you really helped us keep priorities in mind. Obviously, we didn’t expect to move so soon after the purchase - everything from your professional stager and photos to online promotion placed us ahead of the competition. We’re thrilled that you were able to help us sell so quickly. - Mark & Amanda Huefner