Jet February 21, 2013

NMITC SAILORS FINALISTS FOR INSTRUCTORS OF THE YEAR PAGE 4 VOLUME 52 NO. 7

FEBRUARY 21, 2013

SERVING NAVAL AIR STATION OCEANA

INSIDEJET

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DAM NECK ANNEX

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Ash Wednesday

Citadel Shield being conducted on Navy installations

COUPLES CELEBRATE THEIR COMMITMENT

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From Commander, Navy Installations Command Public Affairs Office

NEW SERIES: PIECES OF OCEANA’S HISTORY

PAGE 8 The entry deadline for Captain’s Cup Volleyball at NAS Oceana is Feb. 22. The league begins on Feb. 25 at the Flightline Fitness Center and runs through March 31, with a tournament on April 8. For more information,call 433-2200.

NALF FENTRESS

Photo by Harry Gerwien

To mark the beginning of Lent, a traditional Ash Wednesday service was held at the NAS Oceana Chapel of the Good Shepherd Feb. 13. Lt. John Kelly, Catholic chaplain, uses ashes to make the sign of the cross on the forehead of NAS Oceana Commanding Officer Capt. Bob Geis at the service. Lent is the 40-day period of fasting, prayer and repentance leading up to Easter, which this year is celebrated on March 31.

WASHINGTON (NNS) — Commander, U.S. Fleet Forces (USFF) and Commander, Navy Installations Command (CNIC) is conducting an annual Force Protection and Anti-Terrorism (FP/AT) exercise Citadel Shield (CS) 2013 on naval bases and installations throughout the continental United States Feb. 19 - March 1.

This annual exercise is designed to enhance the training and readiness of Navy security forces to respond to threats to installations and units.

The CS 2013 exercise is testing different areas of the Navy’s antiterrorism program and naval security force personnel’s ability to respond to real-world threats.

There is an increase in patrols on and around Navy installations as a result of this planned exercise. Exercise CS 2013 is not in response to any specific threat,but is a regularly scheduled exercise.

Measures have been taken to minimize disruptions to normal base operations,but there may be times when the exercise causes increased traffic around bases or delays in base access.

1,800 and still counting

Navy lieutenant packs up military coin collection

BY REBECCA A. PERRON Naval Medical Center Portsmouth Public Affairs For many service members, transferring from a command means packing up a box or two with family photos and some knick-knacks that once sat on a desk,but for Lt.Carmelo Ayala,who transferred from Branch Health Clinic Oceana on Feb.

13, it meant packing up more than 1,800 military coins.

Ayala, the former head of the Primary Care Clinic at the branch health clinic, began collecting military coins more than 25 years ago, accumulating them over the years and keeping them on display in his office.

His main display rack holds at least 1,300 coins, his secondary about 300. Several smaller racks

he kept on his desk hold between 20 and 50.

Although he hasn’t counted them in a while, he estimates there are at least 1,800 in the collection — a number that grows by the day.

“I really appreciate it when someone gives me a coin,”Ayala said.“It means a lot to me, so I try to do something nice to them in return. Sometimes I have helped them with something already, like — See Military coins, Page 9

2 JET OBSERVER • February 21, 2013

Panetta issues message to DoD workers on sequestration

For questions, suggestions, compliments or concerns about services provided on board NAS Oceana, email the COnnection Line e-mail OceanaPAO@navy.mil.

However, the best and fastest way to resolve a problem is through your chain of command or with the organization directly involved. Please be brief and to the point when using the COnnection Line. Capt. Bob Geis will reply through this column, since topics may be of interest to other readers.

Black History Month Observance NAS Oceana and CNATTU Oceana will host the annual Black History Month Celebration,TODAY Feb. 21 11 a.m., at the NAS Oceana Chapel of the Good Shepherd.The program will include the Montford Point Marines, Tuskegee Airmen,Rev.Geoffrey V.Guns,pastor of the Second Calvary Baptist Church in Norfolk, and the Norfolk State University Step Team. Program is open to anyone with normal base access.

Mission Nutrition The next Mission Nutrition course will be Feb. 26 - 27 at the Shifting Sands Club on Dam Neck Annex, 8 a.m. to 4 p.m. each day. The course assists military members with their nutritional goals and will cover topics such as basic nutrition, weight control, fad diets, planning meals, smart shopping, supplements, sports nutrition and nutrition recovery. Space is limited, so advance registration is required by contacting Mike Morris at 492-7802 or email michael.s.morris@navy.mil.

JET Observer Naval Air Station Oceana, Virginia Beach, VA 23460 Dam Neck Annex, Virginia Beach and NALF Fentress, Chesapeake Commanding Officer - Capt. Robert N. Geis Executive Officer - Capt. Kit Chope Public Affairs Officer - Kelley Stirling Editor - Cathy Heimer Jet@militarynews.com www.oceanajetobserver.com https://cnic.navy.mil/oceana PHONE (757)433-3360

Southside: (757)222-3990 Peninsula: (757)596-0853 Fax: 853-1634

Message to the department from Secretary of Defense your benefits will be protected to the maximum extent Leon E. Panetta on the preparations for potential seques- possible. We also will work to ensure that furloughs are tration on March 1 and furlough notifications executed in a consistent and appropriate manner, and we will also continue to engage in discussions with employee “To All Department of Defense Personnel: unions as appropriate.

“For more than a year and a half, the president, the Joint “Working with your component heads and supervisors, Chiefs of Staff and I have repeatedly voiced our deep con- the department’s leaders will continue to keep you incerns over the half a trillion dollars in automatic across- formed. As we deal with these difficult issues, I want to the-board cuts that would be imposed under sequestration thank you for your patience, your hard work, and your conand the severe damage that would do both to this depart- tinued dedication to our mission of protecting the country. ment and to our national defense.

“Our most important asset at the department is our “The administration continues to work with Congress world-class personnel. You are fighting every day to keep to reach agreement on a balanced deficit reduction plan to our country strong and secure, and rest assured that the avoid these cuts. Meanwhile, because another trigger for leaders of this department will continue to fight with you sequestration is approaching on March 1, the department’s and for you.” leadership has begun extensive planning on how to implement the required spending reductions. Those cuts will be magnified because the department has been forced to operate under a six-month continuing resolution that has already compelled us to take steps to reduce spending.

Chapel of the Good Shepherd, Oceana “In the event of sequestration, we will do everything we can to be able to continue to perform our core mission of Protestant Catholic providing for the security of the United States, but there is Sunday Mass – Tues-Fri, no mistaking that the rigid nature of the cuts forced upon Sunday School - 9 a.m.

11:30 a.m. this department, and their scale, will result in a serious eroWorship (main chapel) Sun. Mass - 9 a.m., 12:15 p.m. sion of readiness across the force.

10:40 a.m.

“I have also been deeply concerned about the potential Chapel by the Sea, Dam Neck - 492-6602 direct impact of sequestration on you and your families.

We are doing everything possible to limit the worst effects Contemporary Protestant Confession Saturday 4 p.m. on DoD personnel — but I regret that our flexibility within Worship Sunday 9 a.m.

Catholic Worship 5 p.m. the law is extremely limited. The president has used his Adult and children’s Bible Study, following 9 a.m. worship legal authority to exempt military personnel funding from Coffee House - Wednesday, 6 p.m. sequestration, but we have no legal authority to exempt civilian personnel funding from reductions. As a result, Naval Station Norfolk should sequestration occur and continue for a substantial period, DoD will be forced to place the vast majority of its Jewish Services - Fri - 7:30 p.m., Naval Station Norfolk - 444-7361 civilian workforce on administrative furlough.

Islamic Services - Fri - 1:30 p.m., Masjid al Da’waj 2nd Floor (Bldg. C-7) “Today, I notified Congress that furloughs could occur under sequestration. I can assure you that,if we have to im- Contact Chaplains: NAS Oceana at 433-2871, CVW-1 at 433-3676 CVW-7 at 433-2247, CVW-8 at 433-2420, CVW-3 at 433-2098, plement furloughs, all affected employees will be provided FRC Oceana at 433-9286 at least 30 days’ notice prior to executing a furlough and

Chapel Schedule of Services

Published every Thursday by Military Newspapers of Virginia, a private firm in no way connected with the Department of Defense or the United States Navy, under exclusive written contract with the Commanding Officer, Naval Air Station Oceana. This civilian enterprise newspaper is an authorized publication for members of the military services and NAS Oceana civilian employees. Contents of the paper are not necessarily the official views of, nor endorsed by, the U.S. Government, the Department of Defense, or the Department of the Navy. The appearance of advertising in this publication, including inserts and supplements, does not constitute endorsement by the Department of Defense or Military Newspapers of Virginia of the products or services advertised.

Everything advertised in this publication shall be made available for purchase, use or patronage without regard to race, color, religion, sex, national origin, age, marital status, physical handicap, political affiliation, or any other nonmerit factor of the purchaser, user, or patron. A confirmed violation or rejection of this policy of equal opportunities by an advertiser will result in the refusal to print advertising from that source.

Editorial content is edited, prepared and provided by the Public Affairs Office, Naval Air Station Oceana, Virginia Beach, Va. Deadline to submit copy is Thursday, noon, seven days prior to publication date.

February 21, 2013 • JET OBSERVER 3

CNO testifies about post-sequestered Navy before HASC From Chief of Naval Operations Public Affairs Office WASHINGTON (NNS) — Chief of Naval Operations (CNO) Adm. Jonathan Greenert joined the Deputy Secretary of Defense, the chairman of the Joint Chiefs of Staff and the Joint Chiefs of Staff to testify before the House Armed Services Committee (HASC) Feb. 13 on the potential impact of sequestration and the lack of an appropriations bill for fiscal year 2013.

During the hearing, Greenert illustrated the significant impacts the combined effects of a yearlong continuing resolution and sequestration will have in reducing the Navy’s ability to achieve his top three priorities of “Warfighting First,”“Operate Forward” and “Be Ready.”

“We’ll have inadequate surge capacity at the appropriate readiness to be there when it matters, where it matters,” Greenert said in his opening statement setting a stark tone of his testimony before the committee.

Greenert said that in order for the Navy to continue being ready when it matters, where it matters, Congress must act-and act fast as the ramifications will be felt, at a minimum, through next year.

“Sequestration and the lack of an appropriations bill will have an irreversible and debilitating impact on the Navy’s readiness through at least 2014,” Greenert said. “We will not be able to respond in the way the nation has expected and depended.”

The chairman of the HASC, Congressman Buck McKeon, asked Greenert to put into operational terms some of what the Navy would no longer be able to do if sequestration went into effect on March 1.

“We [will] have no ships in the Southern Command, so

Photo by D. Myles Cullen

PHOTO, LEFT - RIGHT: Chief of Staff of the Air Force Gen. Mark Welsh; Vice Chief of Naval Operations Adm. Mark Ferguson; Chairman of the Joint Chiefs of Staff Gen. Martin Dempsey; Deputy Defense Secretary Ashton Carter; Defense Undersecretary Robert Hale; Army Chief of Staff Gen. Raymond Odierno; Commandant of the Marine Corps Gen. James Amos and National Guard Bureau Chief Gen. Frank Grass testify before the Senate Armed Services Committee on the impacts of sequestration in Washington DC, Feb. 12. A day later, Chief of Naval Operations Adm. Jonathan Greenert testifed before the House Armed Services Committee. the hundreds of tons of drugs that are being intercepted, there’s nobody to do that,” Greenert said.“And we’re not nurturing future relationships there and keeping stability down there.”

Greenert also pointed out there would only be one aircraft carrier to support strikes in Afghanistan while simultaneously maintaining stability and deterrence in the Arabian Gulf.

Greenert’s picture of a post-sequestration fleet became grimmer as he went down the line cutting operations that would no longer be sustainable such as counter piracy and quick reaction teams in Africa and ballistic missile defense overseas.

Greenert elaborated in detail the material consequences of continued gridlock over the passage of a budget resolution to avoid sequestration.

“The condition and expected service life of our ships and aircraft will further degrade,” Greenert said.“We will be forced to cancel or slow procurement of relevant platforms and systems needed to preserve our warfighting superiority.”

Greenert further illustrated the cascading effect of to-

Navy tax centers open for tax preparation From Judge Advocate General Corps Public Affairs WASHINGTON (NNS) — More than 100 Navy tax assistance centers around the world are now open for business, ready to assist Sailors and their family members with filing their taxes.

Navy tax assistance centers provide Sailors, other active duty military personnel, family members of active duty personnel, retirees and their family members with adjusted gross incomes of less than $57,000,DoD civilians working overseas or deployed with the U.S.Armed Forces, and military reservists (in limited cases) free assistance with filing their taxes with support from IRS-trained volunteers.

The primary purpose of the Volunteer Income Tax Assistance/Electronic Filing (VITA/ELF) Program is to ensure Sailors and their family members receive basic federal and state tax assistance so they can focus on mission execution.This is provided at no cost as one of the current benefits afforded to the Navy legal communities’ clients. Navy tax assistance centers are located at Region Legal Service Offices (RLSOs), select Fleet and Family Support Centers, and select fleet units located around the globe and afloat.

Last year, Navy tax assistance centers aided in the filing of more than 37,000 federal and state tax returns; saving service members and their family members more than $2.2 million in tax preparation fees, and expediting more

day’s fiscal decisions on future readiness and the community.

“The decisions we’ve had to make did not come without significant consequences to our people,to the defense industry, or to local economies. Impacts of funding we realign today cascade into future years,” Greenert said.

Greenert firmly stated to reporters after the hearing that one area he will fight to preserve and protect is family readiness and wellness.

“Family programs are important,”Greenert said.“I do not want those constrained.”

Greenert said during his testimony that he worries about the furlough of civilian employees who support the fleet and specifically the ones employed at the fleet family service centers, child care centers, those who are sexual assault advocates and in sexual assault prevention.

“All of those we worry about,” Greenert said.“And I’m working very hard, and I’ve directed that we will not unfund, [for savings] our programs, our family readiness programs.We will protect those and so I’m watching that very closely.”

than $20 million in tax refunds to individual customers.

More than half of the customers consisted of enlisted Sailors in the paygrades E1-E6.

Following a successful transition to “self-service” assistance at CONUS RLSO tax centers last year, Naval Legal Service Command (NLSC) will expand self-service to RLSO tax centers overseas this year. Fleet units may continue to provide full-service tax assistance at their discretion.

The NLSC self-service program promotes financial accountability and teaches Sailors how to prepare their own taxes — an important and enduring life skill. Under the self-service program, Sailors and their families file their own tax returns using free tax filing software on computers established in Navy tax centers with the assistance of IRS-trained volunteers. Taxes are submitted electronically — See Tax preparation, Page 10

4 JET OBSERVER • February 21, 2013

Navy Training Headquarters Announces 2012 Instructors of the Year Finalists

BY STEVE VANDERWERFF Naval Education and Training Command, Public Affairs PENSACOLA,Fla.(NNS) — Naval Education andTraining Command (NETC) announced the finalists for the training domain’s 2012 Instructors of the Year competition Feb. 13.

Rear Adm. Don Quinn, commander, Naval Education and Training Command will present the winners with the Navy and Marine Corps Commendation Medal and a plaque during a ceremony at the National Naval Aviation Museum on board Naval Air Station Pensacola Feb. 28.

The following personnel are the top two finalists in their respective categories for NETC Military Instructors of the Year for 2012.

Junior Enlisted Instructor of the Year - Intelligence Specialist 2nd Class (EXW) Kasey Helms, Center for Information Dominance’s Navy and Marine Corps Intelligence Training Center, Dam Neck.

- Navy Diver 2nd Class (DSW) Jason Fenn, Submarine Learning Center’s Naval Submarine School, Groton, Conn.

Mid-Grade Enlisted Instructor of the Year finalists - Electronics Technician 1st Class (SW/AW) Gerardo Ceballos, Center for Surface Combat Systems’ Detachment West, San Diego - Electronics Technician 1st Class (SW) Jodi Geibel, Naval Service Training Command’s Recruit Training Command, Great Lakes

Senior Enlisted Instructor of the Year finalists - Chief Machinist’s Mate (SW/AW) Joshua Meyer, Surface Warfare Officers School Learning Site, Great Lakes.

- Chief Air Traffic Controller (AW/SW) Ronesha Nation, Center for Naval Aviation Technical Training’s Naval Air Technical Training Center, Pensacola, Fla.

Officer Instructor of the Year finalists - Lt. Riley Smith, Center for Seabees and Facilities Engineering’s Civil Engineer Corps Officer School, Port Hueneme, Calif.

- Lt. Jeffrey Rasmussen, Center for Information Dominance’s Navy and Marine Corps Intelligence Training Center, Dam Neck.

The training commands within the NETC domain provide individual skills training to more than 30,000 military students on any given day.The training supports operations around the world.

IS2(EXW) Kasey Helms The NETC Military Instructor of the Year program recognizes Navy and Marine Corps instructors and facilitators who exemplify personal excellence and display outstanding instructional and leadership performance.

The program highlights the significant contributions of individuals from throughout the Naval Education and Training enterprise who have been nominated by their command Lt. Jeffrey Rasmussen based on their sustained superior performance over the course of the past year. Nomination packages, highlighting the nominee’s accomplishments,community involvement, and personal and professional growth, are submitted to NETC headquarters in Pensacola, Fla.

75-Day Leave Carry-Over Policy Extended

BY MC2 ANDREA PEREZ Navy Personnel Command Public Affairs MILLINGTON,Tenn.(NNS) —The 2010 law that allowed Sailors to carry over up to 75 days of leave has been extended to 2015, per NAVADMIN 026/13, released Feb. 13.

The 2013 National Defense Authorization Act passed by Congress and signed by President Barack Obama in January, extended the expiration of the 75-day leave carry-over policy from Sept. 30, 2013 to Sept. 30, 2015. Afterward, leave carryover will be reset to 60 days and any leave balance in excess of 60 days will be lost.

Special Leave Accrual for service members assigned to

hostile fire or imminent danger areas, certain deployable ships, mobile units, or other duty remains unchanged and Sailors should review MILPERSMAN 1050-070 for more information.

Further extensions of the 75-day leave carry-over policy are not expected beyond 2015 and therefore, Sailors are encouraged to work with their chain of command to manage excess amounts of leave.

For more information, read NAVADMIN 026/13 available at the Navy Personnel Command website at www. npc.navy.mil or contact the nearest personnel support detachment for clarification of the 75-day leave carry-over policy.

Panetta announces Distinguished Warfare Medal

BY JIM GARAMONE American Forces Press Service WASHINGTON — Defense Secretary Leon E. Panetta has approved a new medal designed to recognize service members directly affecting combat operations who may not even be on the same continent as the action.

The Distinguished Warfare Medal recognizes the changing face of warfare.

In the past, few, if any, service members not actually in a combat zone directly affected combat operations.

These new capabilities have given American service members the ability to engage the enemy and change the course of battle, even from afar, Panetta said at a Pentagon news conference Feb. 13 “I’ve always felt — having seen the great work that they do, day in and day out — that those who performed in an outstanding manner should be recognized. Unfortunately, medals that they otherwise might be eligible for simply did not recognize that kind of contribution.”

Now, the Defense Department does.

“The medal provides distinct, department-wide recognition for the extraordinary achievements that directly impact on combat operations, but that do not involve acts of valor or physical risk that combat entails,” Panetta said.

Technological advancements have dramatically changed how the American military conducts and supports warfighters. Unmanned aerial vehicles, unmanned underwater vehicles, missile defense technology and cyber capabilities all affect combat operations while the operators may not be anywhere near the combat zone.The new medal recognizes the contributions of these service members.

It will not be awarded for acts of battlefield valor, officials said. It will be awarded in the name of the secretary of defense to members of the military whose extraordinary achievements directly impacted — See New medal Page 10

February 21, 2013 • JET OBSERVER 5

6 JET OBSERVER • February 21, 2013

Married couples share a night to remember

BY MC2 ANTONIO P. TURRETTO RAMOS NAS Oceana Public Affairs

at a time,” said Pittman, sharing some wisdom about their marriage.

The Pittmans also have a very large family, boasting 10 children, 23 grandchildren and 11 greatLifelong lovers and recently married couples shared grandchildren with another on the way. a night to remember at the Dam Neck Annex Chapel During the ceremony, couples gathered at the alby the Sea for an annual Vow Renewal Ceremony and tar with their partners and recited their vows lead dinner, sponsored by the Religious Ministries Departby a chaplain of their respected faiths to renew the ment Feb. 8. bond that not only brought them together but also The couples exchanged their vows once again in two groups, one for Protestants and one for Cathosustains their relationship.Whether married for lifelics respectively, and enjoyed a buffet-style dinner at time or a single year, every couple seemed to have the Shifting Sands Club.The ceremony also included benefitted from a renewed vigor and dedication to each other.Although for each couple the ceremony childcare provided by a certified professional volunteer, accompanied by additional volunteers from the means something a little different.

“It’s just a remembrance of our original vows. It congregations.

Photo courtesy of RGB Imaging “Marriage is really the backbone of not just our doesn’t necessarily make our marriage last any lonHolding their daughter Amelia, 3 months, PR3 Ian Montigny from ger, but we like remembering our original vows and Navy but society,” said Lt. Andrew Brod, NAS Oceana VFA-136, and his wife Erin listen as Lt. John Kelly, NAS Oceana chapchaplain.“If Sailors and Marines are happily married, lain (not shown), leads them in renewing their wedding vows during carrying it through,” said Salley Pittman, married 57 and their marriages are strong, they are much more the Vow Renewal Ceremony at Dam Neck Annex Chapel by the Sea years and eight months to her husband Frank.

The Pittmans have been married the longest of mission ready. Part of our job, as chaplains, is to make Feb. 8. the couples who attended the ceremony and have sure that we’re mission ready. By strengthening the been attending the Catholic mass at the NAS Oceana home life of Sailors and Marines it really strengthens the that marriage isn’t about a 50/50 effort. team.”

“We agreed that it wasn’t a 50/50 deal. Never was. It Chapel of the Good Shepherd for the last 49 years.

According to Frank Pittman, he and his wife can agree was always 100/100 from both sides and live it a day — See Vow renewal, Page 12

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February 21, 2013 • JET OBSERVER 7

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8 JET OBSERVER • February 21, 2013

Military Saves campaign OCEANA HERITAGE promotes fiscal responsibility ______ - Pieces of history -

STORY/PHOTO BY MC2 ANTONIO P. TURRETTO RAMOS NAS Oceana Public Affairs

ph

Official Navy photogra

’s Texan pt. Joseph F. Quilter Ca d an at llc He ’s flight on athew wing their historic ADC1 Henry H. H. M llo fo ac rm ta ’s na Ocea sit side-by-side on .

51 Sept. 19, 19 Shortly after Oceana was commissioned as a naval auxiliary air station (NAAS) on Aug. 17, 1943, plans were underway for the eventual expansion of the facility. While Oceana’s expansion was originally intended to provide facilities for Army fighter squadrons, the Bureau of Aeronautics had different intentions.The station was made available for Navy air groups, including 64 patrol squadron aircraft, mostly PB4Y-1 Liberators and PB4Y-2 Privateers.

It was under Oceana Commanding Officer Capt. Joseph F. Quilter’s leadership in 1950 - 51, that NAAS Oceana’s runways were expanded and additional property around the base was acquired to begin changing Oceana from the tightly configured, smaller airfield into a fully-functioning naval air station.

With the introduction of new aircraft such as the AD-4 Skyraider, which most Oceana squadrons began to receive at the end of 1949, expansion of Oceana, especially the runways became a priority. Expansion of the station began in earnest when the runways were closed to military air traffic on Sept. 29, 1950 to extend runways 14 and 23 from 6,000 feet to 8,000 feet.

Expansion also meant the closure of Princess Anne Courthouse Road, which was believed to be the first of many skirmishes between Oceana and city officials. The Navy won the first skirmish by hosting open houses for the public to see the expansion plans and making sure the information was distributed to community planners and residential builders.

Other expansion projects at that time included housing for the base’s executive officer, finished in September 1950 and finishing storage facilities for 10,000 barrels of jet fuel.The coal stoves on the installation’s officer and enlisted quarters were all converted to steam heat. Construction on a rail spur and repairs to the existing track were completed on Nov. 22, 1950.

At the re-opening of the NAAS Oceana’s main runway on Sept. 19, 1951, Quilter was credited as being the first pilot to land on the expanded runway. But that honor actually belongs to Aviation Machinist’s Mate (ADC) 1st Class Henry H.H.Mathews,an aviation pilot. Mathews flew a Grumman F6F-5 Hellcat (Bureau Number 94032), into Oceana, closely followed by Quilter in the North American SNJ-5 Texan (Bureau number 85062). Less than seven months after that flight, the station was commissioned as NAS Oceana on April 1, 1952.

Information obtained from “Mud Flats to Master Jet Base: Fifty Years at NAS Oceana,” by Amy Waters Yarsinske

of government except for the military, the parts we’re involved in, but the federal government does do a good job on some stuff.The Thrift Savings Plan has been one Officer and enlisted leadership partici- of them,”said Mike Leach, retired Fleet and pated in financial management and re- Family Support Center financial educator. sources training during the annual Military Personal testimonials were offered as Saves seminar held at the NAS Oceana’s an example of the power of saving and Officers’ Club Feb. 13. the turn around a Sailor can experience Personnel in leadership positions par- if the problem is addressed early enough. ticipate in the training to keep up-to-date Fleet and Family Support Center was highon the latest strategies and resources avail- lighted as the main resource for leaders to able to be prepared to address problems address any specific problems that Sailors and aid the Sail- may encounter. ors in their Many other resources or “perks of milicharge. tary service” were brought to the C a p t . forefront as a reminder to leadBob Geis, NAS ers of simple suggestions Oceana commandthat can be made ing officer, renewed to subordinates the installation’s comto help fix mitment to promoting problems. The fiscal responsibility for all c o m m i s s a r y, service members in signMoral Welfare ing the 2013 Military Saves and Recreation campaign pledge.Geis stressed (MWR), A wealth of financial to the room full of leaders that information is available through Youth Center now is more important than ever Fleet and Family Support Center. and Navy and that they make sure young military members make good decisions early to foster financial stability in the future.

“Our young Sailors are most at risk I believe, and with positive actions that we can take, I think we have the opportunity to set an example and then to follow through on that and make sure our young Sailors get an opportunity to learn as well,” said Geis.“If those Sailors make good decisions now, they will be able to reap those benefits down the road.”

A panel of subject matter experts spoke about the effects of financial irresponsibly within the military and resources to remedy past discrepancies before they become larger problems that will affect Sailors.

Among those effects are loss of security clearance which can result in a change of rating for enlisted personnel, said Crystal Forehand, NAS Oceana security manager.

Saving programs like Thrift Savings Plan (TSP) were addressed and suggested as the best way for all service members to start saving automatically month-to-month.

“I know sometimes we joke about inefficiencies and problems with all the parts

Marine Corps Relief Society, among others had speakers and representatives present to offer more information about how they can help Sailors not only save money but improve quality of life.

According to the Military Saves website, the campaign is part of the Department of Defense’s Financial Readiness Campaign and has been a partner with Department of Defense since 2003. Military Saves is a social marketing campaign to persuade, motivate and encourage military families to save money every month, and to convince leaders and organizations to be aggressive in promoting automatic savings.

“That whole effort is aimed at getting young folks to take a look and see where they may have an opportunity to start saving something. A little now, a lot later, wherever early on in their lives,” said retired Vice Adm. John J. Mazach, the keynote speaker for the seminar.“In the larger sense it applies to this country, in a smaller sense, a much smaller sense, it applies to the folks in this room and people who work for the people in this room.”

February 21, 2013 • JET OBSERVER 9

Military coins: officer’s collection began in 1987 as a deck seaman — Continued from page 1 putting in an officer package, and this is their way of thanking me.”

For Ayala,the coins are more than a piece of metal.

“It’s a memory,” he said as he stood on a stool, stretching up to scan through some of the coins displayed on the overhead compartment of his desk. “Memories. I have to go back and think about it, but I can tell the story of how I got each one.”

He definitely remembers the first one,his only wooden coin in the collection. Ayala had joined the Navy in 1985 as a deck seaman, later becoming a hospital corpsman and joining the Nurse Corps. He received that first coin in 1987 while stationed on USS Cimarron (AO 177), a now-decommissioned oiler.

“It was a basic coin for Sailor of the Month,”Ayala said.“I was supposed to turn it in to get special liberty. I didn’t need special liberty, so I kept the coin. My second was in 1988 for Shellback initiation. I had collected coins as a child, but I realized this was another level because of the intricate level of detail. I always liked coins, but the cool part is these are all different.”

There’s a range of sizes within the collection, from as small as a quarter up to just fitting in the palm of the hand.There seem to be no limits to the designs. Some are holographic, contain photographs or have

intricate custom cuts. The cuts include a scorpion, spider, syringe, domino, paw print, ship’s wheel, throwing star and deck of cards. Many have a spinner, in which the middle part is cut to spin within the frame of the coin. Some are hand-painted and made with different colors and brush techniques.

Ayala looks for any opportunity to add to his collection,and with the word out about the collection, many are always looking for coins to give him, from family and friends to co-workers and patients.

“I think they believe I work for food and coins,”Ayala joked.

He estimates about 70 percent of the coins were presented to him by the person the coin was made for or by a member of the command the coin represents. The other 30 percent come from those who run across coins they think he would like.

Occasionally, he has purchased coins to add to the collection.

Ayala has his own coin to hand out, and he usually “regifts” duplicates. Only once did he give up a coin he had only one of.

“A fellow officer had a coin stolen from his stateroom while he was on deployment,” Ayala said. “That was the only coin he had gotten in 20 plus years of service.

It was from Adm. Mullen, former chairman of the Joint Chiefs of Staff. When I heard about it, I walked right up to him and gave

Some of the more than 1,800 military coins Lt. Carmelo Ayala has accumulated in his career. Ayala began collecting the coins in 1987 during his first tour as a deck seaman on USS Cimarron (AO 177). His biggest regret is not getting a ship’s coin from Cimarron.

him my only Mullen coin. “’Someone stole your memory, and I wanted to return it,’” Ayala told him as he presented the coin. “To some people, it’s a big deal, especially if you care about the person who gave it to you.”

And plenty of people have cared enough to present them to Ayala.

“I have coins from all branches of service, from ships and from squadrons,”Ayala said.“I even have several master chief petty officers of the Navy — the third, ninth and 10th. About 2 percent of the collection is non-military. Some of the coins I’ve been given are commemorative coins for movies, like Harry Potter,Act of Valor and Hunger Games, or for businesses like Home Depot and Office Depot.”

One of Ayala’s favorite coins is from U.S. Army Europe because of the large size and Lt. Carmelo Ayala intricate detail. But his most treasured coin shows off his favorite is one he always carries with him. coin, which is from “My most treasured is Adm. Boorda’s U.S. Army Europe, coin, especially because it was his Seamanwhile several smaller to-Admiral program that allowed me to becoin holders sit on come an officer,”Ayala said.“The coin was his desk behind him. given to me by the son of one of Boorda’s Ayala, a Navy nurse, former aides.The son had been an intern in served as the head the Flight Medicine Clinic. of the Primary Care “One day, he said,‘I have something speClinic at Branch cial for you. My father said you would reHealth Clinic Oceana until transferring Feb. ally treasure and love it.’He was right,”Ayala said.“It’s the only one I carry with me,along 13. with my own. Not much can beat that. So Photos by when someone challenges me, I can say Rebecca A. Perron ‘What do ya got? You’re going to lose.’”

Ayala sometimes carries the presidential

or Camp David coins, but believes it’s the Boorda coin that brings him good luck.

With so much experience with coins, he has designed several,including his own.His most recent project is updating his coin for his promotion to lieutenant commander on May 1. He has also designed coins for officers in charge, the chiefs mess and the wardroom of the Oceana BHC. With the collection continuing to grow, Ayala is looking forward to using a new display case. Fellow avid collector and wood worker, retired Chief Aviation Boatswain’s Mate (Equipment) Michael Gilberg, made three of the display cases Ayala had in his office.

Gilberg recently presented Ayala with a new case for the collection, a six-foot unit that breaks into two sections. Ayala will use it to house the entire collection when he reports to Naval Hospital Bremerton, Wash., in March.

Despite all of the coins Ayala has attained over the years, he does have one regret — he never got a coin from the ship where it all began.

“I should have gotten a ship’s coin from Cimarron and still have not gotten it,” he added.“I have been trying for many years.

That’s my first ship, but it’s impossible to find them with the ship being decommissioned. I learned a lesson early.

“Now I tell younger folks that it’s your command, it’s a memory, so try to get one and keep it,” he said.“It means a lot to be able to cherish it and remember who gave it to you.”

10 JET OBSERVER • February 21, 2013

Tax assistance: Self service program promotes financial responsibility — Continued from page 3 and refunds are deposited directly into a Sailor’s bank account on an average of two weeks from the date of transmission.

Sailors using a Navy tax assistance center will save money. Commercial tax preparation companies charge, on average, more than $170 for a typical electronically-filed return. There is no charge for VITA/self-service tax preparation.Additionally, access to free and quick tax filing at Navy tax centers provides an important moneysaving alternative to costly “refund anticipation loans” offered by many commercial tax-preparation companies.

Using a tax assistance center also reduces errors. Navy tax center volunteers are trained and certified by the IRS to file taxes and are knowledgeable on military-specific tax issues.

The tax filing deadline is April 15, 2013, and Navy tax assistance centers in the U.S. will be

open through this date to assist customers.

Sailors assigned overseas automatically receive a two-month extension to file their taxes, and overseas tax centers will remain open through that date to assist customers. Sailors deployed to a combat zone or serving as part of a contingency operation automatically receive a 180 day extension to file their taxes from the date of their return. These personnel may contact the closest RLSO for tax assistance.

Customers seeking to file returns “married filing jointly”and seeking to file those returns electronically must be accompanied by their spouse to the Navy tax center. If the spouse cannot be present, the customer must provide a valid power-of-attorney from the spouse authorizing the customer to sign tax forms for the spouse.

Sailors deployed to a combat zone seeking to file“married filing jointly”may do so without the power-of-attorney, but a signed statement from the spouse acknowledging the combat zone status of the Sailor must be attached to the return.

Sailors and their family members who are not assigned near a Navy tax center may access Military One Source online to utilize free tax preparation software.

The Tax Assistance Center at NAS Oceana is located on Oceana in building 320, 799 Hornet Dr. Suite 100, with the Region Legal Services Office, Mid-Atlantic Branch Office. Hours of operation are 8 a.m. to 4 p.m., Monday through Friday.

Call 444-9081 for an appointment.

New medal: Recognizes service members affecting combat operations — Continued from page 4 combat operations, and cannot be used as an end-of-tour award.

“This new medal recognizes the changing character of warfare and those who make extraordinary contributions to it,” said Army Gen. Martin E. Dempsey, the chairman of the Joint Chiefs of Staff. “The criteria for this award will be highly selective and reflect high standards.”

The most immediate example is the work of an unmanned aerial vehicle operator who could be operating a system over Afghanistan while based at Creech Air Force Base, Nev.The unmanned aerial vehicle would directly affect operations on the ground. Another example is that of a soldier at Fort Meade, Md., who detects and thwarts a cyberattack on a DOD computer system.

The medal could be used to recognize both these exceptional acts, officials said.

In the order of precedence, the Distinguished Warfare Medal will be below the Distinguished Flying Cross, and will be limited to achievements that are truly extraordinary.

“The member’s actions must have resulted in an accomplishment so exceptional and outstanding as to clearly set the individual apart from comrades or from other persons in similar situations,” a DOD official said.

The military department secretary must approve each award, and it may not be presented for valorous actions.

“This limitation was specifically included to keep the Distinguished Warfare Medal from detracting from existing valor decorations, such as the Medal of Honor, service crosses and Silver Star Medal,” the official said.

Award criteria will be incorporated into the next revision of DOD Manual 1348.33-V3, Manual of Military Decorations and Awards,Volume 3.

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February 21, 2013 • JET OBSERVER 11

FOR THE 2013 HEROES AT HOME MILITARY SPOUSE AWARDS

All nominees will be recognized by our local business and military communities at the awards luncheon on May 9th where we will announce the 10 finalists and the 2013 Heroes of Home Military Spouse of the Year!

The Heroes at Home Military Spouse of the Year will be chosen from nominees provided by active duty personnel from all branches of the military, spouse support groups, charitable organizations, friends and family.

PRESENTED BY:

2012 Heroes at Home Military Spouse of the Year

TONI E. HALL Spouse of CMSGT Ronald S. Hall Jr., 30th Intelligence Squadron Joint Base Langley-Eustis

NOMINATE YOUR HERO TODAY!

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Following the Vow Renewal Ceremony, Salley and Frank Pittman (left), join PR3 Ian Montigny from VFA-136, his wife Erin and daughter Amelia, 3 months to cut the cake as the longest and most recently married couples at the Feb. 8 ceremony.

The Pittmans have been married more than 57 years and the Montignys are celebrating their ďŹ rst anniversary.

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Vow renewal: way for couples to strengthen commitment to marriage offered a toast to long and prosperous marriages for all, excusing the crowd for couples to dance the night away with a live DJ. To capture the moment to remember, RGB Imaging was on site providing portraits.

The Vow Renewal Ceremony and dinner is one of several programs and services offered by the Religious Ministries Department to assist couples or those considering marriage. For more information about this and other programs and services, contact the NAS Oceana Religious Ministries Department at 433-2871.

- Flexible course schedule during deployment

— Continued from page 6 For Aircrew Survival Equipmentman 3rd Class Ian Montigny of Strike Fighter Squadron (VFA) 136 and his family, the most recently married couple present, the ceremony means much more. Married just shy of one year at the time of the ceremony, they have been apart much of that 12 months, due to deployment.They attended the ceremony to celebrate their very ďŹ rst anniversary. “I deployed a month after we got married,â€? said Montigny. “Missed the whole pregnancy of this little one,â€? chimed in Montigny’s wife Erin, about their three-month-old daughter Amelia, who accompanied them throughout the ceremony. “I came back and walked off the boat and the next day she was born,â€? said Montigny.

At the end of the dinner, the Pittmans and Montignys had the honor of cutting the ďŹ rst slices of a cake as the longest and most recently married couples. Brod then

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Volunteers are needed in support of the 3rd Annual Run for the Dream, May 31 through June 2, in Colonial Williamsburg.

Saturday races include an 8K Run/Walk, 2013 USA Masters 8 km National Championships and a Kids Fun Run. The Run for the Dream Half Marathon is Sunday.

Volunteer positions are available for course marshals, water stations, registration and expo,post-race bash,ambassadors, medical, parking and transportation. No ex-

“

We agreed that it wasn’t a 50/50 deal. Never was. It was always 100/100 from both sides and live it a day at a time,�

— Frank Pittman, sharing some wisdom about his 57-year marriage to wife Salley.

perience is necessary.

All volunteers will receive a volunteer crew T-shirt and commemorative challenge coin, and may attend the post-race celebration with music, barbecue and beverages at the College of William & Mary’s Sunken Garden.

For more information and to volunteer, visit www.RunForAchievableDream.com/ volunteers.

February 21, 2013 • JET OBSERVER 13

FLEET & FAMILY SUPPORT CENTER WORKSHOPS

» » »» » »»» FOREIGN-BORN SPOUSES SUPPORT GROUP Feb. 22, 10 a.m. to noon Join other foreign-born military spouses, network and share resources, discuss the American way of life, develop friendships, receive monthly newsletters, and learn about the many resources available to make your new life experience positive.

CFS REFRESHER TRAINING Feb. 25, 7:30 a.m. to 4 p.m.

Review and sharpen skills learned in Command Financial Specialist (CFS) training which include the financial planning worksheet, solution-focused financial counseling, and developing your CFS program. Learn new presentation skills and techniques as well as discuss current financial hot topics. Open to all trained command financial specialists.

bile lifestyle, pay and allowances, housing, medical and dental care, recreational activities,TRICARE, financial planning and more.

CREDIT MANAGEMENT Feb. 26, 5 - 6:30 p.m.

This workshop provides valuable information on establishing a credit history, choosing and using credit and debit cards, debt-to-income ratio, consumer installment loans, credit reports, and effectively managing your credit.

WELCOME TO THE MILITARY Feb. 26, 4 - 7 p.m.

Are you newly married or getting married soon? Are you new to the area or to the military? Join us at this workshop which provides a wide variety of helpful information about military life, including the challenges of deployment, expectations of the military, preparation for a mo-

CareerConnection is pleased to host a

SAVINGS AND INVESTMENTS Feb. 27, 1- 2:30 p.m.

This interactive program, suitable for all audiences, is designed to develop more in-depth knowledge and skills that will enable participants to save and invest wisely.

Explore various investment options and learn which instrument best suits you and your individual goal.

TSP — YOUR KEY TO FINANCIAL INDEPENDENCE Feb. 27, 2 - 4:30 p.m.

The Thrift Savings Plan (TSP) provides all service members with the opportunity to get an immediate tax break, while saving for their and their family’s future. Learn how to take advantage of this governmentsponsored saving and investment program to build wealth and achieve financial independence.

TRANSITION GPS SAPR ADVOCATE/POC BASIC Weekly, 7:30 a.m. to 4 p.m.

Transition GPS (Goals, Plan, Succeed) is TRAINING a five-day workshop for separating miliFeb. 25 to March 1, 8 a.m. to 4 p.m.

This training prepares command SAPR personnel to coordinate training for the crew, fulfill reporting requirements, assist victims, and manage the advocate program

You’ve served Your Country and now we want to Support you in making the Transition!

tary and pre-retirees. It covers military to civilian crosswalk, financial planning, job search and career validation, federal hiring, resumes,VA benefits and other topics that facilitate a smooth transition from the military to the civilian community. If space is available,spouses may accompany the transitioning member.

All classes are held Monday through Friday with registration on Monday at 6:30 a.m. The course is held in building C-9 at Naval Station Norfolk. See your command career counselor for a quota and workshop requirements to attend.

Fleet and Family Support Center Oceana is located in Building 531. It offers a variety of programs and workshops to assist active duty and their families. Registration is required for most programs. Call FFSC at 433-2912 for more information or registration, unless otherwise noted or register online at www.cnic.navy.mil/navylifema.

C A R E E R FA I R ATTENTION: Transitioning Military Personnel and Military dependents - Employers in our region value your wide range of experience; from A to Z, Administrative to IT, from Biologists to Skilled Tradesmen, and absolutely all levels of Security Clearance.

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14 JET OBSERVER • February 21, 2013

COMMUNITY CALENDAR      GREENBURG’S TRAIN & TOY SHOW Feb. 23 - 24, 10 a.m. to 4 p.m.

Greenburg’s Train & Toy show will take place this weekend at the Virginia Beach Convention Center. Bring the entire family for activities, including trains for kids to operate, real,small-scale steam engines running on a live steam layout, model-train drag races and a hobby marketplace with more than 50 vendors and 250 tables of train-themed merchandise. There will be layouts by the Tidewater Big Trains and Atlantic Coast S Gaugers.

Admission is $7, good for both days and children under 12 are free. For more information, visit www.greenburgshows.com.

RHYTHMS OF AFRICA Feb. 23, 2 p.m.

Rhythms of Africa returns to Nauticus. Learn about the nations of Africa through stories and music presented by Griot Felix Simmons. Included in regular Nauticus admission. More information at 664-1000 or www.nauticus.org.

Nauticus is located at One Waterside Dr., Norfolk.

NORFOLK NOTABLES OF CALVARY CEMETERY Feb. 26, 7 -8 p.m.

Americans interred at Calvary Cemetery. Conservation ADVANCE TICKETS FOR needs for Calvary Cemetery will also be shared. RSVP to 441-2654 or bobette.nelson@norfolk.gov; required by FESTEVENTS AVAILABLE Norfolk Festevents announced that tickets to all paid Feb. 22.The library is located at 111 W. Ocean View Ave., events are now on sale for the 2013 season. Enjoy the cost Norfolk. saving beneďŹ ts and convenience of advance ticket purchases. Take advantage of the reduced-price weekend pass PROGRAM ON AFRICAN AMERICAN CHURCHES for the 24th Annual AT&T Bayou BooFeb. 28, 7 - 8 p.m.

The history and importance of African American church- galoo & Cajun Food reserved es in Hampton is the subject of the Hampton History Mu- Festival, seum’s “Our Story, Our Time� oral history program. During seating and weekend the program, speakers will address the importance of the passes for the 31st black sanctuaries, their impact on the shaping of African- Annual Norfolk Jazz American culture, and their contribution to the building Festival and reserved tables, tasting tickets, of Hampton. boater packages and Speakers include: Dr. Colita Nichols Fairfax, historian and author of Hamp- pr ivate/corporate chalets for the 26th Annual AT&T Town Point Virginia Wine ton Virginia in the Black America Series Dr. Richard W. Wills Sr., pastor, First Baptist Church of Festival.

Guests can purchase tickets online at Festevents.org or Hampton, established in 1863.Wills was the senior pastor by phone at 441-2345. of Dr. Martin Luther King Jr.’s Dexter Avenue King Memorial Baptist Church, Montgomery,Ala. Reserve tickets now for: Rev. Andre P. Jefferson Sr., the 47th pastor of the historic • 7th Annual AT&T Spring Town Point Virginia Wine FesBethel African Methodist Church established in 1864 Dr. William B. Wiggins, former chair of history depart- tival, May 4 - 5 • 12th Annual Virginia Beer Festival, May 18 - 19 ment, Hampton University. • 24th Annual AT&T Bayou Boogaloo & Cajun Food FesAttendees are encouraged to share their own memories tival, June 21-23 to be videotaped for posterity. •31st Annual Norfolk Jazz Festival presented by the City Program admission includes entry into the museum’s galleries. Free for museum members and $3 for non-mem- of Norfolk, July 19 - 21 • A Mid- Summer Fantasy in the Park, July 26 - 28 bers. The museum is located at 120 Old Hampton Lane •25th Annual AT&T Virginia Children’s Festival, Oct. 5 Hampton. For more information, call 727-1610 or visit • 26th Annual AT&T Town Point Virginia Wine Festival, www.hamptonhistorymuseum.org.

Oct. 19 - 20

Pretlow Anchor Branch Library will host Bobi Nelson from the City of Norfolk’s Bureau of Cemeteries’ for a glimpse into the extraordinary lives of notable African

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Classifieds TO PLACE AN AD...

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Call: (757) 222-3990 Monday - Friday 8:30 a.m. - 5:00 p.m.

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DEADLINE: Reader & Display Thursday 5:00 p.m. (week prior)

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Restrictions: • Only 5 ads per week, per household • Renewals, corrections and cancellations cannot be taken by phone and must be resubmitted • Illegible, too long or otherwise do not conform to instructions will not be published and must be resubmitted for the next issue • Automotive ads must begin with make, model and year • Real estate ads must begin with name of city, neighborhood and must be your primary residence.

• Ads will not be accepted via official mailing channels such as guard mail or postage and fees paid indicia.

• Free ads cannot be of a commercial nature (i. e., business opportunities, help wanted, etc) and must be personal property of the eligible member. Should not represent a sustained income or business or listed through agents or representatives.

• When advertising a home for rent or home for sale, the home must be THE PRIMARY RESIDENCE. (All rental properties are considered paid ads.)

WE DO NOT ACCEPT CALLS FOR FREE CLASSIFIED ADS Deadline Thursday, 5 p.m. for the following week’s publications

16 JET OBSERVER • February 21, 2013

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*HOW TO QUALIFY: 1.BE IN CURRENT ACTIVE DUTY STATUS IN THE U.S. MILITARY (NAVY, ARMY, AIR FORCE, MARINES, NATIONAL GUARD, COAST GUARD AND ACTIVE RESERVE) OR A U.S. MILITARY INACTIVE RESERVE (I.E., READY RESERVE) THAT IS PART OF THE INDIVIDUAL READY RESERVE, SELECTED RESERVE AND INACTIVE NATIONAL GUARD. RETIRED MILITARY PERSONNEL ARE NOT ELIGIBLE. 2.PROVIDE VERIFIABLE PROOF OF MILITARY STATUS OR ACTIVE SERVICE AT THE TIME OF PURCHASE: LEAVE AND EARNING STATEMENT OR MILITARY IDENTIFICATION CARD. 3.RECEIVE A SALARY SUFFICIENT TO COVER ORDINARY LIVING EXPENSES AND PAYMENTS FOR YOUR TOYOTA. 4.RECEIVE CREDIT APPROVAL THROUGH A TOYOTA DEALER AND TOYOTA FINANCIAL SERVICES. INCENTIVE OFFERED BY TOYOTA MOTOR SALES, U.S.A., INC. ON FINANCE CONTRACTS INCENTIVE WILL BE APPLIED TOWARD DOWN PAYMENT. ON LEASE CONTRACTS, INCENTIVE WILL BE APPLIED TOWARD THE AMOUNTS DUE AT LEASE SIGNING OR DELIVERY, WITH ANY REMAINDER APPLIED TO THE CAPITALIZED COST REDUCTION. ONE INCENTIVE PER TRANSACTION. NOT AVAILABLE TOGETHER WITH TOYOTA COLLEGE INCENTIVE PROGRAM. FINANCE AND LEASE CONTRACTS MUST BE DATED BY APRIL 1, 2013. THE MILITARY INCENTIVE PROGRAM IS SUBJECT TO CHANGE OR TERMINATION AT ANY TIME. TOYOTA MILITARY INCENTIVE PROGRAM IS AVAILABLE ON APPROVED CREDIT TO WELL QUALIFIED CUSTOMERS FINANCING OR LEASING NEW UNTITLED TOYOTA MODELS THROUGH PARTICIPATING DEALERS AND TOYOTA FINANCIAL SERVICES. SOME RESTRICTIONS APPLY. PROGRAM MAY NOT BE AVAILABLE IN ALL STATES. NOT ALL APPLICANTS WILL QUALIFY. TOYOTA FINANCIAL SERVICES IS A SERVICE MARK OF TOYOTA MOTOR CREDIT CORPORATION AND TOYOTA MOTOR INSURANCE SERVICES, INC. SEE PARTICIPATING DEALER FOR DETAILS. **0% APR FINANCING ON NEW 2012 CAMRY, CAMRY HYBRID AND RAV4; NEW 2013 COROLLA, SIENNA, VENZA, HIGHLANDER, PRIUS PLUG-IN HYBRID AND TUNDRA AVAILABLE TO QUALIFIED BUYERS THRU TOYOTA FINANCIAL SERVICES. APR TERM VARIES BY MODEL. NOT ALL BUYERS WILL QUALIFY. SEE DEALER FOR DETAILS. PRIUS PLUG-IN OFFER ONLY VALID AT PARTICIPATING DEALERS LOCATED IN MARYLAND AND VIRGINIA. SEE DEALER FOR DETAILS. †FINANCE INCENTIVE FROM TOYOTA IN ADDITION TO 0% APR FINANCING WHEN VEHICLE IS PURCHASED AND FINANCED THROUGH TOYOTA FINANCIAL SERVICES. ON FINANCE CONTRACTS, INCENTIVE WILL FIRST BE APPLIED TO THE DOWN PAYMENT. ONE INCENTIVE PER FINANCE TRANSACTION. FINANCE INCENTIVE IS AVAILABLE ON APPROVED CREDIT TO QUALIFIED CUSTOMERS THROUGH TOYOTA FINANCIAL SERVICES. SEE DEALER FOR DETAILS. ††PURCHASERS CAN RECEIVE $1,000 CASH BACK FROM TOYOTA OR CAN APPLY CASH BACK TO DOWN PAYMENT. ***TOYOTACARE COVERS NORMAL FACTORY SCHEDULED SERVICE FOR 2 YEARS OR 25K MILES, WHICHEVER COMES FIRST. THE NEW TOYOTA VEHICLE CANNOT BE PART OF A RENTAL OR COMMERCIAL FLEET OR A LIVERY OR TAXI VEHICLE. SEE PARTICIPATING DEALER FOR COMPLETE PLAN DETAILS. VALID ONLY IN THE CONTINENTAL UNITED STATES AND ALASKA. PRIUS PLUG-IN HYBRID COMES WITH AN EXTRA YEAR OF ROADSIDE ASSISTANCE, FOR A TOTAL OF THREE (3) YEARS FROM DATE OF PURCHASE. OFFERS DO NOT INCLUDE DEALER FEES. OFFERS END 3/4/13.