Living Spaces, Sept 6, 2012

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Your Rental, Real Estate, Retail & Services Resource

CORNERSTONE Provided by Chesapeake Homes • See Page 3 For More Information

PAGE 2 | LIVING SPACES | Fall 2012

Cornerstone Location Lures Ben Lowry To Buy! Petty Officer Third Class Benjamin Lowry was in the market to buy a new home. The Navy serviceman, who was recently stationed in Virginia Beach, figured it would be smarter to invest in homeownership than to sink his money into renting. On his wish list? "Once I decided to buy, the most important thing to me was a centralized location somewhere between Norfolk and Virginia Beach," Ben explained. He also wanted something affordable so as not to go outside his monthly housing budget.

The Chanel model Ben chose is one of Chesapeake Homes' newest model offerings at Cornerstone.

Featuring just over 1700 square feet, The Chanel offers three levels of stylish living with a rear-loading garage and deck. Optional choices allow a buyer to have three or four bedrooms and 2.5 to 3.5 baths depending upon how a buyer selects to customize their home.

Ben's not sure what lies ahead for his military career, but one thing is for certain, wherever he ends up, he knows he made the right decision to invest in buying at Cornerstone!

Ben Lowry is excited to be a new resident at Cornerstone, a community by Chesapeake Homes.

An exciting night life, entertainment and shopping are a short distance away at Virginia Beach’s Town Center.

One of the first places Ben checked out was Cornerstone, a Chesapeake Homes' community * located mere minutes from the fun and excitement of Virginia Beach's Town Center, and situated conveniently between Norfolk and Virginia Beach. "In the summer, everyone hangs out at the oceanfront, but in the winter, Town Center is the hot spot," described Ben. "My new home is seconds from the fun, and I really like that!"

For Ben, Cornerstone had just what he was looking for... perfect location, spacious plan in relation to square footage, and an unbeatable price! "I could not believe the amount of space in the model I selected. It's a tremendous value," Ben exclaimed.

Contact Renee Bing 757-639-4379 or Linda Anderson 757-708-2752 if you would like more information about Cornerstone.

Amenities at Cornerstone will feature a Central Park and a Pool with Clubhouse.

Cornerstone is featured on the cover of this publication.

PAGE 3 | LIVING SPACES | Fall 2012

FKHVKRPHV FRP Homes sales by Today Homes Realty, New Homes Division

MILITARY

FALL 2012

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Homes for sale

Your Rental, Real Estate, Retail & Services Resource

Apartments for rent

Publisher:

Creative Director:

Laura Baxter

Tricia Lieurance

18

retail and services

29

222-3964 Graphic Designers: Advertising Coordinator:

Pam Rogers

www.flagshipnews.com

Allyson Garner Kyle Raymer

MNV

222-5363 Business Manager:

MILITARY NEWSPAPERS OF VIRGINIA

www.militarynews.com

Rachel Jones 222-3965

All real estate advertising in this publication is subject to the Federal Fair Housing Act which makes it illegal to advise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, national origin, or elderliness or an intention to make any such preference, limitation or discrimination.”

Published by Military Newspapers of Virginia 150 W. Brambleton Ave. Norfolk, VA 23510 Phone: (757)-222-3990 Fax: (757)-853-1634

This book will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this publication are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. For the Philadelphia regional area, please call 1-215-5972560. The telephone number for the hearing impaired is 1-215-656-3450.

The contents of this special section are not necessarily the official views of or endorsed by the U.S. government, the DoD, the DoT or the U.S. Coast Guard. Opinions of contributing writers do not necessarily reflect the opinions of Military Newspaper of Virginia or The Flagship®.

PUBLISHERS NOTICE:

Rates and specials are subject to change between publications.

PAGE 4 | LIVING SPACES | Fall 2012

Homes FOR SALE

PAGE 5 | LIVING SPACES | Fall 2012

DRIVE ONLY 30 MORE MINUTES AND SAVE OVER $50,000!

Prices starting from

Bath, 4 Bedroom, 2.5 F Appox. 2191 S 74,530 nry St. $2 24218 John He

$224,900 “W love Isle of Wight’s small“We town, country congeniality yet tow nearness to the “big cities,” and ne are with in a 5 min. drive of our ar local stores. Windsor is the perfect lo ttown - The local merchants know us by name! We aare also within a short drive to our children’s home in Williamsburg and Norfolk. Windsor is the best of all W world’s! ~ Homeowner

OPEN WEEKENDS @1 PM Or by Appointment Victoria Wyatt 757-618-3801 Lots of excitement is building in Windsor. Large Lots, LOW tax rates and Excellent Schools are all part of the reason folks are moving to Holland Meadows. PLUS, from Greenbrier, (30 minutes) you can buy the same home and SAVE BIG TIME! (Savings calculated on base price of each model home.)

Directions: I-64 towards Suffolk. Merge onto I-664 N/HAMPTON ROADS BELT towards US-13/BOWERS HILL/US 58/SUFFOLK/US-460/NEWPORT NEWS. Merge onto US-13 S/US-460 W/US-58 W via Exit 13A towards Suffolk. Merge onto US-460 W toward Petersburg and continue for 7 miles. Right on Lovers Lane. Left on Shiloh Drive. Continue approx. 1/2 mile, and Holland Meadows is on the left.

Hollandmeadows.net PAGE 6 | LIVING SPACES | Fall 2012

New Ranch Plan

T Brick Townhouses with Garages from $179,900 T Single Family Condominium Homes 3 - 4 Bedroom + Garage from Low $200s T No Yard Work

T Exterior Maintenance Provided T Closing Cost Paid* T Minutes from downtown Norfolk, the Peninsula & Military Bases

Sales OfďŹ ce Open Daily at Noon 757.966.2340 • FirstWatchatRiverPointe.com Directions: From Norfolk, take the midtown Tunnel and follow 164 to the West Norfolk Road exit.

Turn left at bottom and left again at River Pointe Parkway and watch for signs. *With Approved Lender, see Agent for details. Marketed by Rose & Womble Realty PAGE 7 | LIVING SPACES | Fall 2012

INTEREST RATES ARE STILL AT HISTORIC LOWS! Call us and we will show you how easy it is to achieve your dreams of becoming a home owner!

Examples Of Historic Lows Sales Price of $150,000:

Sales Price of $250,000:

VA 30 Yr Fixed

VA 30 Yr Fixed

3.25% (3.457% APR)

VA 30 Yr Fixed

3.25% (3.442% APR)

P&I Taxes Hazard

$666.84 .

120.00 .

68.00 .

P&I Taxes Hazard

Total Payment

$854.84*

Total Payment

VA loans require NO down payment.**

Sales Price of $350,000: 3.25% (3.4357% APR)

$1,111.41 .

210.00 .

114.00 . $1,435.41*

$1,555.97 .

275.00 .

160.00 .

P&I Taxes Hazard Total Payment

WANT TO KNOW what your home is worth?

$1,990.97*

Call us for a FREE market analysis

*The above are esƟmates and not to be construed as exact quotes, but a reasonable approximaƟon, as of 08/8/2012. **If loan value exceeds $417,000 a down payment may be required. Please call for more details.

June Marshall, REALTOR®

Terri Haynie, ABR, GRI, SFR, REALTOR®

Licensed Agent in the State of Virginia

Licensed Agent in the State of Virginia

(C) 757-406-8287 junemarshall@williamewood.com www.williamewood.com/junemarshall

(C) 757-560-4842 terrihaynie@williamewood.com www.williamewood.com/terrihaynie

Finance opƟons by Jeremy Krupnick Office (757) 366-8690 | Cell (757) 822-9813 | www. dewaterhomefunding.com/jeremy|jkrupnick@ dewaterhomefunding.com Licensed by the Virginia State Corpora on Commission. License No. MC-2166. NMLS# 298409.

Thinking About Selling?

• We know the area, the neighborhoods and the real estate market.

• We are dedicated to close every transaction quickly and efficiently.

• We offer “FREE MARKET EVALUATIONS” for all re-sales.

Thinking About Buyi Buying? ng?

Weddy Carter W Broker/Owner B Direct:

7757-593-4181

• We provide full time SERVICE and RESULTS. • We specialize in Residential home sales throughout Hampton Roads.

• We can show you any homes for sale including all foreclosures.

At ACTION REALTY having a qualified agent to represent you when buying a home does NOT cost you ANYTHING!

Thinking About A New Career?

• We offer a unique training package to help you succeed at no cost.

• We furnish the resources to help you shine.

• We are dedicated and committed to help you achieve your goals.

Rates as low a s 3.75% Call Now !

Action Realty “The Key To Success”

“We Produce Results”

Call Us Today!

BuyorSell@ActionRealtyNow.com | 305 Martha Lee Dr. | Hampton, VA 23666 | 757-249-1400 PAGE 8 | LIVING SPACES | Fall 2012

TXDOLW\ FUDIWVPDQVKLS YDOXH

Currently Building in: Stockbridge at Tanglewood

Lakes of Jolliff

Elizabeth City, NC

Chesapeake

from $179,900 Towne Park at Goose Creek

Chesapeake

from the low $200s

PAGE 9 | LIVING SPACES | Fall 2012

from the mid

$270s

NEW!

Cypress Landing

Moyock, NC

from the mid $250s

PAGE 10 | LIVING SPACES | Fall 2012

CHAPEL HILL ESTATES Models open 7 days a week | www.chestates.com

Starting in the low $300’s A Great Place to Raise a Family Dear Chapel Hill Estates, “We truly are not sure where to start! We picked CHE first because of its location. My wife and I love Chesapeake and the Great Bridge area and all that it has to offer. We are within a short drive from work, shopping and entertainment. The Hickory Schools are more than we could have ever hoped for, The final product delivered to us was beyond all expectations and my family is extremely happy with our new home. WE LOVE OUR HOUSE!!!”

Chapel Hill Homeowner

(757) 650 - 5759

• Special Financing Options Available • Large lots/few restrictions • Generous Closing Cost Assistance • Hickory High School & Hickory Middle • Butts Road Primary and Intermediate • Nearby Interstate Access • Three Award Winning Builders Directions: I-64 towards Chesapeake. Take exit 291-B (Rte. 168 South). Go straight and take exit #11B (Mt. Pleasant Rd. N). Go approx. 5 minutes and Chapel Hill Estates will be on the right.

Model homes are featured for illustration purposes only and may not depict any actual home sold by the builders within Chapel Hill Estates. Please see individual builder’s web sites for a current listing of models and features and home inventories.

PAGE 11 | LIVING SPACES | Fall 2012

2 Awesome Neighborhoods in Great Bridge

Now Open

Coming Soon From the

Low $400s

From the

similar home shown

$270s Super Livable Single-family Homes Suzanne Wells 757-373-6338

All-brick All bi kE Estate t t Homes H 2 & 3 Car Garages - Huge Lots Up to 6 Bedrooms Rob Mitchell 757-285-3139

BROUGHT TO YOU BY

Platinum Homes

PAGE 12 | LIVING SPACES | Fall 2012

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Afternoon Rush Hour Life at Culpepper

S

urrounded by nature, surrounded by fun− minutes from hiking, hi camping, boating, shopping, dining and more. Enjoy an active life at Culpepper Landing! Living here recalls the charm of traditional neighborhoods with large inviting sidewalks, welcoming front porches, cozy parks, and a community pool and fitness center, weaving neighbors and friends into a close-knit community fabric.

We offer customizable single-family homes, attached Villas and Row Homes from the $170s to the $400s.

Open Daily • 757-606-2808 • CulpepperLanding.com From I-64, take exit 296. Merge onto George Washington Highway, South US 17. Travel straight onto Mill Creek Parkway. Enter Culpepper Landing and follow signs. Marketed by Rose & Womble Realty Co.

LOWEST RATES IN YEARS!

Stop Wasting Your Housing Allowance Allowance you could put towards your home E-1 to E-4 E-5 E-6

Monthly $1350 $1450 $1750

1 Year $16,100 $17,400 $21,000

3 Years $48,600 $52,200 $63,000

Take Advantage of Today’s Tax Laws!

Feel the Pride of Ownership!

Keep More of Your Pay! 222 Mustang Trail Virginia Beach, VA 486-2410 (office)

Call Ron at 754-8498 www.RonClark.us PAGE 15 | LIVING SPACES | Fall 2012

Homeownership for under $1,100/mo.*?

Right this way.

Why rent when you can own? At King’s Pointe, you have a choice of quality homes – all affordable, all brand-new and all just minutes from the shopping, dining and conveniences of Chesapeake’s popular Western Branch area.

.com/way

YOUR HOME PAGE

757-606-2999

Payments of $1,033.53 PITI based on $181,900 sales price, VA 30 year fixed rate loan with zero down payment at 3.500% rate (3.6774%APR) (rate and sales price as of 7/27/2012 and are subject to change). Does not include condo fee. Dragas Realty is not a mortgage lender and so you should contact Dragas Mortgage Company directly to learn more about its mortgage products and your eligibility for such products.

PAGE 16 | LIVING SPACES | Fall 2012

PAGE 17 | LIVING SPACES | Fall 2012

Jennifer Smith ★ 757-735-2937 ★ jennifersmith@kw.com You need a local expert working for you! Having worked with many military families throughout Hampton Roads you can rest assure that I will cover all the bases for you.

When you buy or sell with me you receive a Free Home Warranty! Call For Details!

$224,900 PAGE 18 | LIVING SPACES | Fall 2012

PAGE 19 | LIVING SPACES | Fall 2012

Dundale Square RENT FLOOR PLANS 1 Bedroom from $650 2 Bedrooms from $770 3 Bedroom Townhome - $885 4 Bedroom Townhome - $1050 ...our location is just THE beginning!

• Central air/heat

• Military Rental Partnership Program

• On-site laundry facility

• Resident Referral Program

• Private patio on select units

Directions: Take I-64 West to Norview Avenue West exit. Follow to Chesapeake Blvd. and turn right. We are located 1/2 miles on the right, across from Norview High School.

• Private storage areas • Fully fenced community • Private entrances • Eat-in kitchens • Playgrounds • Pets welcome* *restrictions apply

757.855.9177 6600 Chesapeake Blvd. • Norfolk, VA 23513 TT, TTY: 1.800.828.1120 • Fax: 757.855.9177 • Hours: Mon-Fri:8:30-5:30 | Call for weekend hours dundale.square@lawsoncompanies.com • www.lawsoncompanies.com PAGE 20 | LIVING SPACES | Fall 2012

Isn’t it time you lived here?

The Gates of West Bay offers comfortable 1, 2, and 3 bedroom apartment homes with modern amenities. Every apartment has spacious closets, a separate formal dining area and a private patio or balcony. We have the amenities you want at a price you can afford!

• Swimming pool

• Kitchen Pantries

• Playground

• Patio or balcony

• On-site Laundry Facilities

• Washer/Dryer Connections in Select Units

• Wall-to-Wall Carpeting

• Stainless Steel Appliances in Select Units

• Huge Closets

• RPP Welcome

• Energy Efficient Windows • Garbage Disposals

272 West Bay Avenue, Norfolk, Virginia 23503

757.588.1171 • www.gatesofwestbay.com PAGE 21 | LIVING SPACES | Fall 2012

Merrimack Landing MAKE YOURSELF AT HOME.

&

RENT FLOOR PLANS 1 Bedroom from $611-621 2 Bedrooms from $692 3 Bedrooms from $762 4 Bedrooms from $990

• Large pets welcome* • Select homes feature carpeting

• Washer & dryer available • Outside Gate 4, Norfolk Naval Air Station

• Located on Mason Creek *restrictions apply

• Central heat/air • Washer hook-ups • 24 hour emergency maintenance

• Resident Referral Program

• Laundry center • Private entrances • 3 Playgrounds • Recreation Center

757.587.3088 8807 Monitor Way • Norfolk, VA 23503 TT, TTY: 1.800.828.1120 • Fax: 757.480.5441 • Hours: Mon-Fri: 8:30-5:30 • Sat: 10 -4 merrimack.landing@lawsoncompanies.com • www.lawsoncompanies.com PAGE 22 | LIVING SPACES | Fall 2012

Make Your Paint Job Look Better and Last Longer Now that the weather’s turned cooler and you’re spending more time indoors, there’s no better time to paint. It’s one of the easiest and least expensive ways to change the look of your home. It’s also a project that even the most inexperienced do-it-yourselfer can do with confidence. With thousands of colors from which to choose, it’s the perfect way to express your unique style and personality at a fraction of the cost of other home improvement projects. Yet even experienced do-it-yourselfers sometimes neglect the first and most important step in achieving the perfect paint job.

Professional painters know that the key to a beautiful paint job isn’t buying the most expensive paint. They know that one coat of primer and one coat of paint will give themabetter,longer-lastingpaintjobthantwocoatsofpaint.That’swhytheyprime first, then paint.

“Paint is formulated with more pigment than resin to provide rich, beautiful color. Primers are resin-rich to provide the ideal foundation for paint,” says Frank Glowacki, Zinsser Primer brand director at Rust-Oleum. “You can’t expect a paint, or a paint-and-primer-in-one product to do the job of a high quality stain-blocking primer.Havingasealed,stain-freesurfaceisthekeytogettingthebestpaintjobpossible, and this is accomplished by using one coat of primer and one coat of paint.”

Here are just some of the benefits of priming before you paint: * Priming saves you time and money. Primers are formulated to seal the surface and when the surface is sealed, you use less paint. No more multiple coats of paint to get an even, consistent finish. If you tint a quality primer like Zinsser Bulls Eye 1-2-3, one coat of primer and one coat of paint is usually all you need for a greatlooking paint job. Just ask the paint desk to tint your primer toward the color of your paint. Since a gallon of primer is less expensive than a gallon of paint, you’ll

save money too. * Priming makes paint colors richer. Primers hide previous colors - even the darkestbluesanddeepestreds-andpreventthemfromshowingthroughandchanging the color of your paint. Your paint colors will be more vibrant and beautiful if you prime first. * Primers block stains. Most stains - water stains, crayon and marker, lipstick or nicotine - will bleed right through paint.This is where primers earn their reputation: they seal in stains and prevent them from ruining your paint job. New advanced technology water-base primers like Bulls Eye 1-2-3 PLUS take the guesswork out of primer selection because they block all stains - even water stains - so you start your paint job with a clean canvas. * You can paint anything if you prime first. If you’ve ever tried to paint a slick surface like vinyl or plastic with paint alone, chances are it just didn’t stick. Primers are formulated for tenacious paint adhesion to all surfaces, so you can paint anything - even ceramic tile and Formica cabinets - when you use a primer as your first coat. * Primers make your paint job last longer. Primers prevent common paint problems likecracking,peelingandblisteringandyourpaintwillretainitsoriginalcolorlonger, so you’ll have to paint less often.

2 FREE WEEKS! WOODCREEK APARTMENTS RENTAL PROPERTIES CATERING TO THE MILITARY! APARTMENT FEATURES: Carpeting • Reserved Parking • Laundry Facilities Central Heat, A/C • Swimming Pool • Playground RENT & FLOORPLANS: 2 bedroom starting at $780 *Security Deposit same as rent 9620 Chesapeake Blvd • Norfolk, VA 23503

By Appointment Only - Call 757.588.2359

Flex Lease Terms • Military Clause Pets Negotiable • Close to Bases

BEST PRICES & BEST LOCATIONS IN NORFOLK AND PORTSMOUTH!

Capital Associates Property Management

757-625-7110 • 757-623-8383 • 757-588-2359 • capitalassoc.702@gmail.com PAGE 23 | LIVING SPACES | Fall 2012

cozy community, nestled in a wooded setting

RENT FLOOR PLANS 2 Bedrooms from $725 - $775 3 Bedrooms from $825 - $875

• FREE gas for heat and hot water • Double pane windows • Wall-to-wall carpet • Vertical and mini blinds • Laundry facilities • Family Investment Center w/Computer Lab and After School Program • Courtesy patrol • Handicap accessible apartments • Playground • Pets welcome*

• Military Rental Partnership Program • Family Investment Center • Resident Referral Program Directions: Take I-64 West to Chesapeake Blvd. (Exit 278). Turn right on Johnstons Rd., turn left on Oakmont Drive. Rental office is on the left, behind the Family Investment Center.

*restrictions apply

757.855.0672 1324-B4 Johnstons Rd. • Norfolk, VA 23513 TT, TTY: 1.800.828.1120 • Fax: 757.855.7213 • Hours: Mon-Fri:8:30-5:30 | Sat: 10-4 oakmont.north@lawsoncompanies.com • www.lawsoncompanies.com PAGE 24 | LIVING SPACES | Fall 2012

edgefield

Amenities Am men enit n ties ie es you you deserve de ese serv serv ve at rates you’ll love

&

RENT FLOOR PLANS 1 Bedroom from $730 2 Bedrooms from $825 3 Bedrooms from $950

Features: • Excellent Churchland Schools

• Minutes from the Midtown, Downtown and Monitor-Merrimac Tunnels

• Secluded residential neighborhood

• Large Dogs Welcome!* *restricitions apply

• Ceiling fans • Fully equipped kitchen w/pantry • Reserved parking

Ask Us About:

• Wooded playground area

• Military Rental Partnership Program

• Gas for heat, cooking and

• Resident Referral Program

hot water • Private swimming pool • Spacious floorplans • Private laundry facilities

757.484.7440 5699B Craneybrook Lane • Portsmouth, VA 23703 TT, TTY: 1.800.828.1120 • Fax: 757.484.7799 • Hours: Mon-Fri: 8:30-5:30 • Sat 10-4 • Sun Call for Hours edgefield@lawsoncompanies.com • www.lawsoncompanies.com PAGE 25 | LIVING SPACES | Fall 2012

H HARPERS SQUARE A P A R T M E N T S

2007, 2008, 2009 & 2010 AWARD OF EXCELLENCE WINNER

Rent & Floorplans 1 bedroom apartment from $705 | 2 bedroom apartment from $770 2 bedroom townhome from $865 | 3 bedroom townhome from $970 4 bedroom townhome from $1,100

• Military Rental Partnership Program

Features:

• Hospitality suite for residents guests

• 24 hour fitness center

• Pets welcome

• Blinds provided

• Next to Oceana & close to Dam

• Four laundry facilities with brand

Neck military base • Convenient to shopping centers

new appliances • Washer/dryer available

• Corporate Rentals available

• Fenced back yards (townhomes)

• 4 brand new playgrounds

• Close to beach

• 24 hour emergency maintenance

Phanto m Blvd.

Virginia Beach Blvd.

Oceana Blvd.

N

First Colonial Rd./Potters Rd.

264

Harpers Rd.

DIRECTIONS: From I-264, take First Colonial South which merges with Oceana Blvd. Turn right on Harpers Rd. and take 3rd left onto Phantom Blvd.

757.422.1571 TT, TTY : 1.800.828.1120 | Fax: 757.422.2068 | Hours: Mon-Fri: 8:30-5:30 | Sat: 10:00-4:00 | Sun: Closed 1401 E. Intruder Circle | Virginia Beach, VA 23454 | harpers.square@lawsoncompanies.com

www.lawsoncompanies.com PAGE 26 | LIVING SPACES | Fall 2012

MILITARY DISCOUNT available with this ad

PAGE 27 | LIVING SPACES | Fall 2012

Spring Creek

DISCOVER DISCOV OVER COMFORTABLE OV COM MFORT RTA ABLE & CONVENIENT C LIVING

&

RENT FLOOR PLANS 1 Bedroom from $650 2 Bedrooms from $750

Features: • 1 and 2 bedroom floor plans • Private parking

• Centrally located: minutes from ODU, Naval base, Wards Corner, downtown Norfolk and I-64 • Office located at Hampton Creek Apartments (1612 W. Little Creek)

• Patios and balconies • Free individual outside storage • Central heat and air • Walk in closets in select units

Ask Us About: • Military Rental Partnership Program • Resident Referral Program

• Window coverings provided • Laundry facility nearby • Small pets welcome • Close to public transportation

757.451.2288 420 Fort Worth Avenue • Norfolk, VA 23505 TT, TTY: 1.800.828.1120 • Fax: 757.855.7213 • Hours: Mon-Fri: 8:30-5:30 spring.creek@lawsoncompanies.com • www.lawsoncompanies.com PAGE 28 | LIVING SPACES | Fall 2012

Retail

AND SERVICES

PAGE 29 | LIVING SPACES | Fall 2012

Get More Money.

Minus the Wait.

Pioneer Services can get you the money your family needs – fast. Our easy application and approval process means you could walk out with your money as soon as today – even if your credit is less than perfect. And our 15-day, risk-free guarantee makes it all worry free.

If you need to borrow, borrow smarter.

With Pioneer Services.

Stop in and apply today:

Rogers Ave

Loans from $500 - $10,000 Active duty and retired military National Guard and Reserves Easy application, fast turnaround

8401 Hampton Blvd.

PioneerMilitaryLoans.com | 1-800-FOR-LOAN ©2012. All loan applications are confidential and subject to our credit policies. No official U.S. military endorsement is implied. MidCountry Bank is a member FDIC. LPO-046

PAGE 30 | LIVING SPACES | Fall 2012

Luxury Made Easy!

®

Furnish your home without depleting your savings

Special financing for active duty military Responsible purchasing through payroll allotment Low monthly payment No major credit card necessary Fixed payments with defined finish line

800-358-6466 luthersales.com Request your FREE Catalog

PAGE 31 | LIVING SPACES | Fall 2012

PAGE 32 | LIVING SPACES | Fall 2012

FURNISH YOUR ENTIRE HOME. FOR $999 (3 ROOMS)

6 PC CHERRY BEDROOM SETS STARTING AT $299!

ALL FURNITURE 50-80% OFF! EURO TOP MATTRESS SETS $89!

6PC MICROFIBER LIVING ROOM SETS $450!

SIMMONS MATTRESSES • SIMMONS UPHOLSTRY • COASTER • SERTA

757.633.7474 CAN DELIVER • LAYAWAY AVAILABLE PAGE 33 | LIVING SPACES | Fall 2012

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PAGE 34 | LIVING SPACES | Fall 2012

<RX GR LW IRU WKHP :H EXLOW LW IRU \RX ;/, /662 5662 A space for hats, a place for shoes, the spot where you’ll go to escape on the phone.

This cozy nook will see a lifetime of welcoming hugs and galoshes as you brave the outdoors. Puppets will stage shows, toy cars will vroom through, hide and seek will be played and a make believe trusty steed will rest for the night.

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JVTT\UP[PLZ JVTPUN ZVVU =PZP[ ///\U[/VTLZ JVT MVY TVYL PUMVYTH[PVU /(47:/09, .3,5 Hampton Single-Family Homes From the $280’s | 757.224.3876

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Chesapeake Single-Family Homes | Now Selling!

From the mid $200’s | 757-285-9897

>,(;/,93@ (; >/0;, /(33 Williamsburg Townhome-Condominiums From the low $130’s | 757.741.2376

4,90+0(5 7(92:0+, Newport News Townhome-Condominiums From the mid $150’s | 757.595.8510

>/0;, /(33 Williamsburg Single-Family Homes From the upper $210’s | 757.250.3660

),*2>0;/ -(94: Gloucester Single-Family Homes | Now Selling!

From the low $190’s | 804.695.6125

4(@: /6336> Yorktown Single-Family Homes Pricing Coming Soon | 804.695.6125

/0./.96=, Williamsburg Single-Family Homes From the low $220s I 757.645.3575

0UMVYTH[PVU *LU[LYZ 6WLU +HPS` *$99 down offer is only available with certain loan programs and subject to credit approval/ qualifications with preferred lender. Offers cannot be combined with any other offers or incentives.

Actual homes as constructed may not contain the features and layouts depicted and may vary from photos, renderings and plans. Features and options may not be available on all plans or in all communities. Homes depicted may not represent the lowest-priced homes in the community and may be shown with upgraded landscaping and optional features. Prices shown may not include charges for options, upgrades and/or lot premiums. Floorplans, elevations, features, plans, amenities, specifications and related information, and information concerning the pricing, incentives and availability of our homes, are subject to change without notice. See new homes sales executive for details.

PAGE 35 | LIVING SPACES | Fall 2012

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PAGE 36 | LIVING SPACES | Fall 2012