Home Market February 2018

February 2018

1520 72ND ST. SE., MINOT ND $444,900 - MLS #180147

Home Market Signal Realtors Announces their

NextHome Announces Their

Meet Your REALTORÂŽ

Meet Your REALTORÂŽ 400 4th St SW, Minot, ND 58701

Joyce Kuntz HELLO THERE! “Make Joyce your 1st Choice� is my motto. I’ve been a Realtor since April 2004 and work with Nexthome Legendary Properties (formerly Preferred Minot Real Estate).

After my 31 years as a civilian with the USAF , I retired, with my last assignment at Andrews AFB in Washington DC area. After retiring, I moved back to my hometown, Minot, to help my parents. I then pursued a long time passion of mine-Real Estate career. I’m thrilled I did for I have met great Realtors and awesome clients who I feel are friends forever!! I graduated from Bishop Ryan and attended MSU until I married and lived in several states throughout the years. My greatest joy, of course, are my 3 children and 10 grandchildren and soon to be a great grandchild! I have been active with the Board of Realtors as a secretary, President Elect and President and have resided on State Board Committees. I am active on several committees at St Johns Church, a Committee Chair for the Hostfest and a former Lions member. I work hard to make the buying and selling process go as smoothly as possible.

Give me a call at 701-720-9315 or email me at kuntzj@minot.com so I can help you too !!!

Linda Zimbelman Linda Zimbelman has spent almost 33 years at Signal Realtors. In these 33 1541 South Broadway years, Linda has experienced many changes in real estate, always adapting Minot, ND 58701 to those changes to insure her clients’ needs were met. Her clients were and remain her #1 priority. Their satisfaction has always been very important to her. Linda and her husband, Curt, have spent many years, giving of their time, to help make Minot and the surrounding community a place where you would want to live and raise your families. They are the proud parents of four children and seven grandchildren. For all of your real estate needs, call Linda.

(701) 852-3505 * (701) 721-9308 Email: lynzim50@hotmail.com

Watne Realtors Announces their

Coldwell Banker 1st Minot Realty Announces their

Meet Your REALTORÂŽ

Meet Your REALTORÂŽ

Geri Erven-Beede Once again a new year is in full swing!

I would like to thank all my past and present clients in Minot and the surrounding communities for another successful year! I invite all new FOLHQWV ZKR DUH ORRNLQJ WR UHQW SXUFKDVH WKHLU Âż UVW KRPH RU FOLHQWV looking to sell their current home and upgrade to a larger home to give me a call. I am committed to working for you, navigating through negotiations right up to closing and will strive to make the process enjoyable, educational and stress free. Give me a call today and let us make 2018 Your year together! Call me at 701 509-1773 or reach me by email at geri@minothomes.com.

219 S. Main St. Minot, ND

701 720-7769

Real Estate gives me the satisfaction of helping the people of Minot with their home, farm and commercial needs. Thank you for the trust placed in me. Customer Service is my number 1 goal! I look forward to many more years of helping the Minot community build & progress. Trust experience! Call me for all of your Real Estate needs! 701-721-4996 or email at Seibold@srt.com

408 North Broadway • Minot, ND 58701

701-852-1156 • www.minothomes.com

Alliance Real Estate’s

Brokers 12, Inc. Announces Their

Meet Your REALTORÂŽ

Ashley Dhuyvetter Schaan

Kalli Swanson

Has Earned the NAR’s Military 9LSVJH[PVU 7YVMLZZPVUHS *LY[PÄ JH[PVU I am a Minot native and graduate of Minot High School. I attended North Dakota State University receiving a double major in Marketing and Management. Upon graduation, I’ve served the Minot community working over 5 years at the North Dakota Center for Persons with Disabilities doing what I do best- helping people! After purchasing my ¿ UVW KRPH LQ , UHDOL]HG , ZDV YHU\ SDVVLRQDWH DERXW UHDO HVWDWH I enjoyed the entire process and decided I would love to assist others to meet their real estate needs as a REALTOR Ž. I’m excited for a new career helping people to have a painless and positive experience when buying and/or selling a home. Call/Text me at 701-240-2717 or email me at AshleyD.Alliance@gmail.com and let me help you meet your real estate needs.

Hello! I’m a full-time Realtor Ž and Broker/Owner at Brokers ,W LV P\ JRDO LV WR KHOS \RX ¿ QG WKH SHUIHFW KRPH WKDW ¿ WV \RXU OLIHVW\OH %X\LQJ RU VHOOLQJ D KRPH LV RQH RI WKH most important transactions you will make in your lifetime.

It requires a great deal of trust, both in yourself and your real estate agent. I will serve as your trusted advisor and make your real estate transaction a hassle-free, positive experience. For an experienced, dedicated, and hardworking professional to handle the sale or purchase of your home, give me a call today.

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1829 South Broadway, Minot • 701-839-2217

SIGNATURE PROPERTIES Announces Their Meet Your REALTORÂŽ

Shauna Forshner

1701 S. Broadway Minot, ND 58701 Thinking about Buying in 2018? There are vital steps in the Home Buying process in addition to viewing homes online. Let me help you navigate this process. I provide NO COST to Buyer representation, there are never any franchise or transaction fees, I can show ANY listing in our area (YOU CHOOSE your REALTORÂŽ), and am a FHUWLÂż HG 0LOLWDU\ 5HORFDWLRQ 3URIHVVLRQDO DGGLWLRQDO WUDLQLQJ WR EHWWHU serve active duty military buyers and sellers, as well as veterans.).

8SJUDGLQJ GRZQVL]LQJ H[LVWLQJ FRQVWUXFWLRQ RU QHZ ¿ UVW KRPH lake home, lots & condos too; BUYING or SELLING real estate – I am here to assist YOU! Contact Shauna at 701.833.2099 or minothouses@gmail.com or on Facebook!

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HOME MARKET

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FEBRUARY 2018

Century 21 Action Realtors Announces their

Meet Your REALTORÂŽ Action Realtors 500 20th Ave SW Minot, ND 58701

Jan Tucker

Jan Tucker has been a full time realtor with Century 21 since 2009. Born and raised in Williston ND, Jan has a background of teaching at Williston State College as instructor/coordinator of the Interior design program. Relocating to Minot she owned and managed Professional Business Interiors, specializing in commercial design. Jan has over 25 years in sales and design. Her most important job is as a mother and grandmother to 4 children and 12 grandchildren.

If you are looking for a great realtor, either in residential or commercial properties, give Jan Tucker a call at 701-340-6664. She will be dedicated to ¿ QGLQJ WKH ULJKW SURSHUW\ IRU \RX 0DNH LW D JUHDW GD\ Jan Tucker Real Estate Agent Century 21 • janatucker_72@yahoo.com • 701-340-6664

BOARD of REALTORS®

Home of the Month

Alliance Real Estate 1829 South Broadway Minot, ND 58701 839-2217

Broker “12”, Inc. 1201 South Broadway Minot, ND 58701 852-3757

Century 21 Action Realtors 500 20th Ave SW Minot, ND 58701 839-0021

Coldwell Banker 1st Minot Realty 219 South Main Minot, ND 58701 852-0136

Elite Real Estate 1829 S. Broadway St #1 Minot, ND 58701 852-3648

IMM Inc. 700 N. Broadway Miont, ND 58703 852-3648

Keller Williams Inspire 12 S. Main St Minot, ND 58701 701-838-6800

NextHome Legendary Properties 400 4th St. SW Minot, ND 58701 852-8151

Signature Properties 1701 South Broadway Minot, ND 58701 839-1999

Signal Inc., Realtors 1541 South Broadway Minot, ND 58701 852-3505

Watne Realtors 408 North Broadway Minot, ND 58703 852-1156

1520 72nd St. SE, Minot

A beautiful home that has been updated and upgraded!! Newer seamless steel siding, windows and doors...You walk up to a wonderful front porch/deck and into a large foyer with a walk in closet...Newer kitchen with soft close cabinets and quartz counter tops...very large island gives you more seating and work space...dining area has serving area with lots of cabinets...also features a huge walk in pantry...

AND the kitchen features double stove/ovens and 2 hood microwaves! 2 bedrooms on the main floor...The master bedroom is very large with a walk in closet and full bath...also off the master bedroom is a small deck...Such a pretty main floor that is sunny and bright...the lower level features a family room with a wood fireplace...the closet next to the wood burner is designed for firewood storage and has an exterior shoot for convenience...in the lower level is also 3 large bedrooms all with walk in closets...laundry room is very large...down one more level is an extra room that could be used for an office/exercise room or a non-egress bedroom.. This is like country living!! 3.73 acres!! Backyard is fenced with outbuildings...

BONUS!! With an acceptable offer, sellers will leave the NEWER riding mower (valued at $4K) with trailers!!

MLS#180147

$444,900 Listed by Holly Nelson Call: (701-833-2185) or email hollywatsonc21@hotmail.com

500 20th Ave SW, Minot (701) 839-0021 | MinotSells.com FEBRUARY 2018 H O M E

MARKET 3

Retro-Modern

3 Ways to Throwback Style

W

FAMILY FEATURES

hen it’s time for a bathroom or kitchen upgrade, some of the greatest inspiration may come from another time entirely. Some of the most on-trend styles of today are actually throwbacks to bygone eras.

Learn how to make your updated spaces pay tribute to re-emerging trends and add your own modern touches with these three new-again looks.

Retro-Modern

A retro-modern design is unique in every way, with elements transitioning from the historically unfitted 1920s to 1950s charm and eccentricity. The result is a space that represents many eras and design styles, and the kitchen is the perfect space to bring this look to life.

Start by establishing a focal point for your retro-modern design, such as a functional nod to the past. Long before modern refrigeration, iceboxes were used in many of the homes in the early 20th century to keep foods fresh. It’s possible to mimic this look with the Wellborn Cabinet Premier Series, to achieve an icebox look that actually functions as storage space.

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HOME MARKET

FEBRUARY 2018

Use contrasting finishes, colors and textures to uniquely define a small space. For example, a modern cabinet scheme in a dark stain or paint contrasts beautifully with stainless steel hardware and a pop of color to break up the cold nature of stainless steel.

Then bring some uniformity with an option like Shaker decorative legs, which adds to the multi-era design feel. Deriving from the Shaker lifestyle and tradition, the tapering effect offers a beautiful yet simple design feature. Integrate the look across multiple elements, such as a wooden-style tapered leg icebox, along with stainless steel tapered legs on wall and peninsula cabinets, which can pair nicely with stainless-steel hardware and a 1950s Malt Shop grooved countertop.

Accessories are an important part of kitchen design, which is why they should be kept top of mind when building or designing that dream space. Features such as removable under-sink baskets and a double wastebasket kit lend ultimate practicality.

No matter the era, lighting is a must for a functional kitchen space. A carefully crafted, multi-layered lighting design is an essential component of a dream kitchen. An option like Hafele lighting, now offered through a partnership with Wellborn Cabinet, makes it possible to illuminate cabinetry, delivering ambient, accent, task and decorative lighting to create the right mood for any space.

Elegant A beautiful, ornate bathroom with plenty of traditional features can truly be an interpretation of elegance in design. Plan for an abundance of luxurious, spa-like elements to achieve this look. Incorporate features such as warm hickory covering every inch of the walls and built-in lighting to set the tone for a relaxing atmosphere.

Then incorporate antique-styled mirrors and glass hardware to create contrasts amongst the rich tones and texture.

You can create a distinctive alcove effect by situating the sink vanities directly between matching cabinet ends and recessing two mirrors into the wall. A decorative arch valance can add beauty and function, as this is an ideal place to tuck away lighting that provides depth and visibility.

Let a large soaking tub take center stage between the sink vanity and a custom makeup area. While you can rely on cabinetry for functional features, it’s also a way to continue adding elegant touches, such as a beautifully crafted tub skirt and arch that complements the vanity area.

No luxury bathroom is complete without a stand-alone makeup alcove outfitted with unique features like drawer dividers (perfect for hair accessories) and countertop hideaway cabinets.

Consider creating a focal point using rounded spindles to create depth and allow the custom makeup section to stand out in the design. Lastly, embellish the distinguished look with molding options that highlight the feature areas and create a defined line around the room.

An elegant, spacious master bathroom is luxurious and functional, proving that practicality can be used in a glorious way.

Elegant

Retro

Retro

Going to the extreme with your aesthetic with a retro design is all about fun, with features such as pops of color in the tile behind the vanities or fun and whimsical wallpaper. A 1950s-style bathroom lets you play on your childlike senses. From bright colors to mixed metals and textures, this unique design style pays respect to the era of Car Hops, Airstream Travel Trailers and Lucille Ball.

The key to making a throwback-styled design work for your contemporary needs is all in the modern elements. Think along the lines of illuminated drawers and cabinets and base pull-out wire baskets. These fun twists of technology paired with retro-styled elements make for a winning solution.

When it comes to the vanities and cabinetry, remember that both style and color can bring your retro design together. Don’t be afraid to step outside more traditional wood tones, and use unexpected colors such as the pink hue available in Wellborn Cabinet’s ColorInspire program. For the woodwork, look for details such as conical-styled, slender legs that add to the 1950s feel.

Reminiscent of days past, a fabulous ’50s bathroom is the ultimate definition of an eccentric design.

There’s no time like now to begin planning your on-trend home upgrades. Explore the latest styles and home design options at wellborn.com.

FEBRUARY 2018 H O M E

MARKET 5

When it comes to your Real Estate title needs, we’ve got you covered.

So give us a call - We’ll take care of the rest!

- 701.838.1907 1835 16TH ST. SW - MINOT

Feel at home with our Mortgage Lending Team

Juliene Mowan Kiernan Bullinger Ann Klein Pam Degele

firstwestern.bank

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HOME MARKET

FEBRUARY 2018

REALTORS In The News

Congratulations to

Tamie Dunn was the Agent of the Month for

Team Rockstars

December at Coldwell Banker 1st Minot Realty.

Tamie can be reached at 701-720-1723 or 701-852-0136 or emailed at tdunn@srt.com.

Brokers 12, Inc. Broker of the Month for December 2017!

DelRae Zimmerman can be reached by calling 701-833-1375 or by email at delrae@teamrockstars.com.

Aisha Vadell was the Agent of the Month for December at Coldwell Banker 1st Minot Realty. Aisha can be reached at

701-240-3780 or 701-852-0136 or emailed at aisha@coldwellbanker.com

Congratulations to

Lori Soltis

Tim Knutson was Watne Realtors Top Producer of the Month for December 2017.

Brokers 12, Inc. Salesperson of the Month for December 2017!

Lisa Jameson was Watne Realtors Sales Professional of the Month for December 2017.

Sammy Herslip

Lori can be reached by calling 701-721-6455 or by email at lori@brokers12.com

Tim can be reached by calling 833-8951 or 852-1156 and by email at tim@minothomes.com.

Congratulations to

Lisa can be reached by calling 500-0499 or 852-1156 and by email at lisa@minothomes.com.

Readers’ Choice Awards - Voted Minot’s #1 Realtor

Sammy can be reached by calling 701-340-9615 or by email at sammy@brokers12.com

Dale Lawson was the Agent of the Month for December at NextHome Legendary Properties. He can be reached at 701-833-8150 or dalelawson7@gmail.com

Congratulations to

Brokers 12 Real Estate

Michelle Hoff was the Listing Agent of the Month for

Readers’ Choice Awards - Voted Minot’s #1 Real Estate Agency

December at NextHome Legendary Properties.

1201 South Broadway | 701-852-3757 | info@brokers12.com

She can be reached at 701-720-1797 or mhoff97@gmail.com

Congratulations to

Nathan Stremick

Residential Salesperson and Salesperson of the Month for December 2017 at Signal Realty Nathan can be reached @ 500-3890 or 852-3505 or Email: nathans.minot@gmail.com

Congratulations to

Melissa Parmer

Realtor and Sales Person of the Month for December, 2017 at Century 21 Action Realtors Melissa can be reached at (701) 578-4065 or 839-0021 or Email: melissaparmer@me.com

Brokers 12 agents that attended the North Dakota Association of Realtors quarterly meetings in Bismarck on January 9th-10th were:

Kalli Swanson

DeLynn Weishaar

Lori Soltis

- Gov’t Affairs Committee

- Gov’t Affairs Committee

- Member Involvement Committee

Alyx Pederson

Shari Anhorn

- Professional Development

Gov’t Affairs Committee, Professional Development Committee, Chair-Elect Member Involvement Committee and NDAR Director

FEBRUARY 2018 H O M E

MARKET 7

Kelseyville makes the most of a sloped lot Kelseyville

By Associated Designs PLAN 30-476

Patio 13'4'' x 12'

lowest level. Entry and foyer are

more light and provide access to a

half a flight up, as are secondary Dining partially covered patio.

Main Floor 1849 sq.ft.

Vaulted The 15'8'' bedrooms. BothGreat have direct access 12'6'' xDue to the upslope, the patio is Upper Kelseyville’s Floor 640 sq.ft.CraftsmanRoom style front is intriguing.Storage to a two-section bathroom. at ground level here. Double doors 17' x 22'6'' Living Area facade 2489 sq.ft.

Stone veneer wainscoting and colAnother half flight of steps access a large storage area, ideal Garage 735 sq.ft.

Up umns draw eyes to the brings you to a bright and spacious for gardening equipment, barbecue Dimensions 55'10''x 54' lower sec-

Utility

Utility

Bedroom tions, while shake-textured siding vaulted great room, where win- grills, etc.

2000 SERIES 11' x 11'2'' andwww.AssociatedDesigns.com decorative supports highlight dows fill most of the rear wall. A The dining room is every bit as low gables on four different levels. set of atrium doors admit still Kitchen bright as the great room. Colorful Up Dn This multilevel plan flames and warmth in the fireplace is designed for concan be enjoyed from either side.

Foyer Covered struction on land that A wide opening links the great Vaulted Patio Deck Nook 13'4'' x 12' slopes up at the rear. A Bedroom room to a 9'6'' largex 9' kitchen, expanded 12' x 11' 12'8'' x 11' two-car garage is at the by a sunny nook. Storage and counDining Vaulted ters wrap around three sides, and a Vaulted 12'6'' x 15'8'' Entry Great Room large walk-in pantry fills one corner.

Storage Porch 17' x 22'6'' © 2018 Associated Designs, Inc. A long work island with Up Dn Up built-in prep sink is at center.

Sliders in the nook access Bedroom Garage 11' x 11'2'' a covered deck, 27' x 24'8'' ideal for Vaulted warm weather meals. Potted Owners’ Suite Kitchen 15' x 17'4'' plants are sure to thrive in Up Dn Dn the windowed triangle in Foyer Covered front of the sink.

Vaulted Deck Nook The Kelseyville’s vaulted Bedroom 9'6'' x 9' Vaulted 12' x 11' 12'8'' x 11' owners’ suite is yet another Owners’ Suite 15' x 17'4'' half flight up. Soft light filVaulted Entry ters into thePatio luxurious bathroom Porch through glass blocks x 12' in the spa Kelseyville alcove. In13'4'' front of the sleeping PLAN 30-476 30-476 PLAN area, it’s delightful to imagine MainFloor Floor 1849 1849sq.ft. sq.ft. reading or daydreaming in the Main Vaulted © 2018 Associated Up UpperFloor Floor 640 640sq.ft. sq.ft. wide window seat.

Designs, Inc. Upper Great Room Storage Associated Designs is 17' the x 22'6'' LivingArea Area 2489 2489sq.ft. sq.ft.

Living Garage original source for the Garage 735sq.ft. sq.ft.

Garage 735 27' x 24'8'' Up more Kelseyville 30-476. For Dimensions 55'10''x54' Dimensions 55'10''x54' information or to view other Bedroom 2000 2000 SERIES SERIES designs, 11' visit x 11'2''www.Associated www.AssociatedDesigns.com www.AssociatedDesigns.com Designs.com or call 800-6340123.

Kelseyville

Up

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FEBRUARY 2018

Dn

Foyer

Estate-sized Avalon has European style Avalon Family 17' x 20'

By Associated Designs

right. A den (or home office) is to the right, and a large dining room Owners’ is to the left.Suite Ahead, at center, is a The Avalon is evocative of a Kitchen large living French Nook country estate. Its steeplyLiving 18' room x 22'9''anchored by a 15'roof x 16'8'' 16'6'' fireplace on one end. pitched lines, stone veneer22'2'' fa- xmasonry cades, keystone lintels, and arched Atrium or French doors open out entry all bespeak European influ- onto a large covered patio.

Informal living spaces ences.

Inside, it ofUtil. cluster together on the left, fers lavishly spaDining in a large, free-flowing cious living quar13'4'' x Avalon Up space thatDen holds a family ters, ideal for fami16' PLAN PLAN 30-306 30-306 14'6'' x and nook.

Entry room, kitchen lies who enjoy en- First Floor Garage First Floor 3482 3482sq.ft. sq.ft. The totally 13' open kitchen guests x 29'8'' ers’ tertaining 39'2'' Second Floor 1473 sq.ft.

Second Floor 1473 sq.ft.

(21'8'' deep at 3rd bay) has every convenience, inon a grand scale. te 770 Storage 770sq.ft. sq.ft. cluding a large rectangular 22'9'' Entering, you Storage step into a two- © 2018 Living LivingArea Area 5725 5725sq.ft. sq.ft. work island rimmed by a Associated Designs, Inc. bar on two story foyer with a Attic AtticStorage Storage 173 173sq.ft. sq.ft. raised eating Attic sides.

Plenty of natural graceful balustrade Garage 1089 Garage 1089sq.ft. sq.ft. light washes in through curving up to the Dimensions Dimensions 92' 92'xx79' 79' wide windows in the nook.

ESTATE ESTATE SERIES SERIES More light spills into the Storage 25' x 32'6'' www.AssociatedDesigns.com www.AssociatedDesigns.com family room through winDen

Avalon

Family 17' x 20'

14'6'' x 13'

Nook 15' x 16'8''

Attic

Owners’ Bedrm x Suite 13'8'' x Living 15'8'' 18' x 22'9'' 14'2'' 22'2'' x 16'6''12'8''

PLAN 30-306 dows on two sides, and a home enFirst Floor sq.ft.into the tertainment center 3482 nestles Secondnext Floorto the 1473fireplace. sq.ft. rear corner, Laundry are close at Storageappliances 770 sq.ft. hand inLiving a large Area utility 5725 room sq.ft. with a wealth Attic of storage Storage cabinets 173 sq.ft.and two long counters for folding Garage 1089 sq.ft. clothes.

This space also has a pull-down Dimensions 92' x 79' ironing board and a built-in desk ESTATE SERIES facing a window. www.AssociatedDesigns.com A curved window bay expands the sitting area in the Avalon’s luxurious owners’ suite. Luxury amenities abound, Bedrm from the huge Bedrm closet to the well-appointed bath15'8'' x 13'8'' x 12'8'' room.

Early morning or late at 14'2'' night, the owners will appreciate coming awake or winding down in the hot tub onDn their private patio.

Associated Designs is the origiExercise nal source for the Avalon 30-306.

12'6'' x For17'10'' more information or to view Bedrm other designs, visit www.Associated 13' x 13' Designs.com or call 800-634-0123.

Bedrm Kitchen

Attic

Dn

Dn

Util.

Dining

Exercise 13'4'' x 16' 12'6'' x Garage 17'10''

Storage 25' x 32'6''

39'2'' x 29'8'' (21'8'' deep at 3rd bay)

Bedrm 15'8'' x 12'8''

Bedrm 13'8'' x 14'2''

Up Entry

Den 14'6'' x

Storage 25' x 32'6''

Exercise 12'6'' x 17'10''

Bedrm 13' 13' x 13'

Bedrm 13' x 13'

© 2018 Associated Designs, Inc.

FEBRUARY 2018 H O M E

MARKET 9

NEW HOMEOWNERS 6 New Year's resolutions for

By BETH BUCZYNSKI NerdWallet

We all make New Year's resolutions, but let's be honest: Most are wishful thinking. By February, that "lose 20 pounds" or "learn Spanish" resolution has gone right out the window.

But not for you, new homeowner. This year is different.

Your first 12 months of homeownership set the tone for the entire journey. With just a few smart decisions, you can save money now and get more out of your investment later.

So make room on that list between "run a 5K" and "travel more."

Here are six essential New Year's resolutions for new homeowners.

1. START AN EMERGENCY FUND Homeownership has a funny way of costing more than you think. An emergency savings fund provides a financial safety net, and your new home is the perfect reason to start one.

Remember, if the furnace quits on a cold night, there's no landlord to call. Laid off unexpectedly or surprised by major car repairs?

Mortgage payments are still expected on time and in full. Without an emergency fund, these expenses could force you into credit card debt or worse.

Ideally, your emergency fund should cover several months of expenses, but it's OK to start small.

Set aside a portion of every paycheck with the goal of saving $500 as quickly as possible, and then contribute as much as you can moving forward.

2. TAKE A CLOSER LOOK AT YOUR HOMEOWNERS INSURANCE Just because a standard homeowners insurance policy satisfied your lender doesn't mean you're adequately covered.

"Homeowners insurance isn't one-size-fits-all. There are unique coverage options and, more importantly, 'exclusions' that homeowners need to be aware of," says Ryan Andrew, president of The Andrew Agency, an independent insurance agency in Richmond, Virginia.

Does your policy cover the full cost of your jewelry or other valuables? Are disasters like earthquakes and floods excluded? Will

the policy pay if your dog bites the new mailman?

"Your home is usually your biggest asset," Andrew says.

"Spend a few minutes reviewing your coverage and exclusions, and ask questions so you understand your policy."

3. GET AN ENERGY EFFICIENCY AUDIT Heating, cooling and powering a home isn't cheap. Why be uncomfortable or spend more because your house wastes energy?

After the dust settles, you may notice more about your home, particularly if you bought new construction, says Jessie Ferguson, director of operations at Renewablue, a home energy consulting company. Maybe the air smells funny or one bedroom is colder than the others. She recommends getting an energy efficiency audit rather than guessing at the problem.

Using blower door tests and infrared cameras, energy audits measure air leaks and detect air infiltration or missing insulation.

Audits are performed by utility companies, city governments and some contractors.

"An energy audit is an inexpensive way to get real information about your house. They'll tell you which fixes will deliver the best bang for your buck," Ferguson says.

In addition to lowering your utility bills and making you more comfortable, a more efficient home may end up putting free money in your pocket, thanks to local, state and federal rebates.

4. CONSIDER A HOME WARRANTY If the appliances in your new home are near the end of their life cycles, a home warranty may help shield you from the cost of replacement.

Also called home service contracts, home warranties are annual agreements that offset the repair or replacement cost of major home components and appliances.

Approach home warranty companies with caution, however.

Read customer reviews and avoid gimmicks that seem too good to be true. Like insurance policies, home warranties are full of fine print, and homeowners often fail to realize what's excluded until they try to make a claim.

"They can be helpful in the first

10 H O M E M A R K E T FEBRUARY 2018

year of homeownership, when another place that's easily accessiyou have so many other things to ble if you have to evacuate. think about and pay for," Ferguson 6. MAKE A PLAN TO says of home warranties. "Just BUILD EQUITY make sure you know exactly what Unless you bought your home you're getting." with cash, it will be many years 5. CREATE A DISASTER until you own it outright. Make KIT WITH A HOME plans now to build equity faster so INVENTORY you can unlock more benefits of Your new home is your castle, homeownership even sooner.

Equity is a fancy word for "how but it's not indestructible. A disaster kit that includes financial doc- much of your house is paid off." uments and a home inventory will Home equity is a valuable asset; speed up recovery if the unthink- accrue enough and you can use it to finance major renovations or able happens.

A home inventory can be as pay off student loans.

You can build equity slowly simple as snapping pictures of bigticket items in your home, or you just by making your monthly could record items, brands, origi- mortgage payments, or you can nal prices, ages and condition in a find ways to speed up the process.

For example, take on smart home spreadsheet.

No matter which method you improvements or switch to bichoose, a home inventory is the weekly payments to get "equity best way to make sure you have rich" even faster. enough insurance coverage to reThis article originally applace your valuables, Andrew peared on the personal finance says.

Store the inventory, along with website NerdWallet. Beth Buczyncopies of your personal identifica- ski is a writer at NerdWallet. bbuczyntion, credit card information, vehi- Email: Twitter: cle records and other important ski@nerdwallet.com. documents, in a fireproof safe or @bethbuczynski.

Let us put your home in Mindt condition!

• All Types of Siding • Cabinetry • Shingling • Additions • Windows • New Homes • Garages • Concrete #11 54th Ave SE | Minot, ND | 701.839.1624

Mortgage Decisions Made Easier Complete line of mortgage products, including: • • • • • •

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Chad Vogel NMLS #213256 857-6206 cavogel@bremer.com Minot • 852-3361

Contact me today or visit BremerMortgage.com.

Member FDIC. Equal Housing Lender. Certain restrictions apply. Subject to credit approval. © 2018 Bremer Financial Corporation. All rights reserved.

FEBRUARY 2018 H O M E

M A R K E T 11

Economical Kent charms with simplicity

By Associated Designs

Vaulted Porch 10' everx 5'4" designation

Entering, you step through one you chose, this home is charming. And being of the two atrium doors into a surKentlarge and sunny vaulted People who feel drawn to sim- small, it’s as economical to build prisingly PLAN 30-498 Kitchen great room.

Windows line much of plicity will find much to appreciate as it is to maintain.

Living Area 960 sq.ft. and a kitchen with a Slender wooden posts support the side wall, in the Kent. Call it a cabin, a bun40' xisland 47'4'' fills the rear. If a large work and define a long front porch that Dimensions galow or a Study 1000 or SERIES gas flame stove is part of wraps around to the right. Ex- wood vacation re9' x 10' Vaulted your dream, the front corner by the posed rafter tails along the roof’swww.AssociatedDesigns.com treat. WhichPorch edge create visual interest there, door is an ideal location.

Vaulted while 10' x 5'4" Standing at the kitchen’s fourcedar Great Room burner stove, you can easily serve up shake shingles 16' x 31' give a rustic hot soups, cocoa, coffee and assorttexture to the ed culinary delights to family and Kitchen exterior, above friends perched on stools along the Bedroom the batt and raised eating and conversation bar.

12'8" x 13' Vaulted A stacked washer/dryer is nearby, board siding.

Porch Study hidden behind doors that front 10' x 5'4" 9' x 10' the hallway leading to the back porch. Shelves fill the Kent other half of the alcove. Its PLAN 30-498 Vaulted Kitchen Vaulted Great Room Covered Porch Living Area 960 sq.ft. lower half could be outfitted with a folding counter atop 16' x 31' © 2018 Associated Dimensions Designs,40' Inc.x 47'4'' storage cabinets. More storage Study 1000 SERIES is available in a smaller alcove 9' x 10' www.AssociatedDesigns.com across from the bathroom.

Bedroom Two rooms fill the rest of 12'8" x 13' Vaulted the left side. The Kent’s front bedGreat Room room is larger and boasts a wide 16' x 31' closet. The second room could be used as a study or another bedroom.

A pull-down ladder there provides Bedroom handy attic access.

12'8" x 13' Associated Designs is the origiVaulted nal source for the Kent 30-498. For Covered Porch more information or to view other designs, visit www.AssociatedDe© 2018 Associated Designs, Inc. signs.com or call 800-634-0123.

Kent

Vaulted

Covered Porch 12 H O M E M A R K E T FEBRUARY 2018

© 2018 Associated Designs, Inc.

Owners’ Suit 15'6'' x 14'

Manor Heart is evocative yet contemporary © 2018 Associated Designs, Inc.

By Associated Designs Owners’else, Suite anything 15'6'' x 14'

Vaulted Great Room 20' x 17'

Covered Deck 12'6'' x 12'

Dining Vaulted 11'4'' x 14'4''

Covered Deck 12'6'' x 12'

Manor Heart Manor Heart PLAN 10-590 PLAN 10-590

Living Living Area Area 2283 2283 sq.ft. sq.ft.

Bonus Room Bonus Room 286 286 sq.ft. sq.ft.

Garage 599 Garage 599 sq.ft. sq.ft.

Dimensions 74' Dimensions 74' xx 64' 64' 2000 2000 SERIES SERIES www.AssociatedDesigns.com www.AssociatedDesigns.com Bedroom 11' x 11'4''

Utility

Utility

More than Great Room it’s the keystone-accented 20' x 17' Dining Bedroom stone lintels that inspired the Owners’ Suite 11'4''Dn x 14'4'' 11' x 11'4'' name of this traditional 15'6'' x 14' Up ranch-style home: Manor Heart. The liberal application Dn Bedroom Up 11' x 11' of stone veneer also plays a Entry Kitchen role in the visual drama of its Bedroom 11' x 11' front facade, as do the Entry Kitchen Den wrought iron railing and stone 11' x 13'4'' Covered Porch caps on the column supports.

Den 11' x 13'4'' While the exterior is tradiCovered Porch Garage tional, the interior is totally contem23' x 23'6'' porary. Bright and spacious gather( 25'6'' Deep atGarage Storage) ing spaces fill its core, and private 23' x 23'6'' ( 25'6'' Deep at Storage) rooms are off to the right and left.

Double doors in the entry open Manor Heart © 2018 Dn Storage into what could be a den or home PLAN 10-590 Associated Designs, Inc. Storage office. is ideal for Dining LivingThis Area location 2283 sq.ft.

Dn Dining running small home business that14'8'' x 14'4'' BonusaRoom 286 sq.ft.

14'8'' x 14'4'' Bonus requires meetings with Garageoccasional 599 sq.ft.

Room clients or associates.

Bonus Dimensions 74' x 64' 12' x 21' Room Just past the coat closet, you tally private toilet. Bed12' x 21' 2000 SERIES emerge into the naturally bright rooms on the opposite side www.AssociatedDesigns.com vaulted great room. Media cabinets Alternate Crawl Space of the house share a twoDining Room LayoutCrawl Space Alternate and/or bookcases flank the fireplace section bathroom. Nearby, Dining Room Layout centered on one wall. Across the the Manor Heart’s passway, this room flows into the dinthrough utility room links ing room, which is open to the rounded conversation bar. Work the house to a two-car garage with kitchen. Sliding glass doors in the surfaces and storage areas are both extra storage space. A bonus room dining room open wide to offer generously supplied, the latter sits above. easy access to a covered deck that boosted by a roomy walk-in pantry.

Associated Designs is the origicould be screened.

The owners’ suite boasts an even nal source for the Manor Heart 10Counters and cabinets wrap deeper walk-in closet. In the luxuri- 590. For more information or to around three sides of the large ous bathroom, a deep soaking tub view other designs, visit www. kitchen, encircling a wide work is- nestles into a windowed alcove be- AssociatedDesigns.com or call 800land rimmed on one end by a tween the walk-in shower and a to- 634-0123.

FEBRUARY 2018 H O M E

M A R K E T 13

Alt Di

View our New 2018 Model Homes at 4030 Hwy 83 South.

FINANCING AVAILABLE

$59,900

NEW LISTING

1325 27th St SE, Lot #621 4 Bedroom, 2 Bath plus Family Room. Over 2,000 S.F. Large Kitchen with built ins and Stainless Steel Appliance Package.

NEW LISTING

$27,000

Minot’s Premiere Manufactured Home Community Move in Ready New & Used Homes in Minot, ND

406 31st Ave SE Lot #117 3 Bedroom, 2 Bath, 1,190 S.F. Nice Entryway/Mud Room, 2 Lawn sheds and Big Deck.

PRICE REDUCED

$129,900

$109,000 3997 Aster Loop

1325 27th St. SE, Lot #224 2013 4 bedroom 2 bath 2,128 sq ft. 28 x 76 home.

Move in ready!

3 MONTHS FREE LOT RENT

$153,000

$84,900

STANLEY, ND 603 Wagon Trail Lane

802 Dogwood Drive

3 Bedroom, 2 Bath PLUS bonus room & large deck.

Great floor plan, AVAILABLE NOW!

3 bedroom, 2 bath, 2 car garage, great kitchen with beautiful hardwood cabinets, built in oven & microwave, electric fireplace, lino throughout home.

3 bedroom 2 bath plus bonus room, front & back deck, lawn shed, nice lot next to playground.

PRICE REDUCED

$69,000

$69,900

1325 27th St SE, Lot #135

4028 Blue Bell Drive

New 3 Bedroom, 2 Bath + Bonus Room Garden Tub, Large Walk-In Closet & Washer & Dryer

New, 3 Bedroom, 2 Bath, Bonus Room, Unique Floor Plan, Garden Tub & Deluxe Cabinets

Ask About FREE Lot Rent!

$32,900

PRICE REDUCED

$63,900

800 31st Ave SE, Lot #504

3887 Aster Loop

3 Bedroom, 2 Bath, 16x80, new Carpet & Paint Great Location

New 3 Bedroom, 2 Bath, Large Great Room & Open Floor Plan

Ask About FREE Lot Rent!

PRICE REDUCED

FREE Furniture Package

$234,900

$109,900

5305 Zaharia Drive

801 Buttercup Lane

New 3 Bedroom, 2 bath, 1,800 S.F. Garage, Beautiful Location, 30 Year, Mortgage Available.

3 Bedrooms, 2 Bath, plus family room 1,568 S.F., 2 Patio Doors, Large Deck

James McNamara (701) 852-0249 1-800-872-4120

PRICE REDUCED

Call or stop in at our sales lot to visit with one of our Sales Professionals Lance Kennedy 4030 HWY 83 S Minot, ND 58701

14 H O M E M A R K E T FEBRUARY 2018

$40,000

PRICE REDUCED

4046 Blue Bell Drive 3 Bed 2 Bath, Landscaped yard, large deck, lawn shed, Large kitchen with peninsula and eating bar.

Garden tub in master bath MOVE IN NOW!

www.liechtyhomes.com

Monday-Friday 8am-5:30pm Saturday 8am-4pm

FEBRUARY 2018 H O M E

M A R K E T 15

$179,000

$249,900

$47,500

CONVENIENT – 2 bedroom, 1 ¾

FAMILY SIZE – Totally refinished 5 bedroom, 1 ½ story home. Large kitchen. 12x26 deck off dining room.

Main level has 1 bedroom, 2 upper level Blake bedrooms and the finished basement Krabseth has the master bedroom plus another 720-1786 bedroom. Triple garage. #180020

2 bedroom, 1 bath, 1040 sq ft home on 4 lots in Donnybrook. Good size kitchen with newer appliances, new laminate and free standing wood stove in living room. 12x16 storage shed and room

ENJOY SMALL TOWN LIVING –

$3,000,000

$259,900

to build a garage. #180149

$499,900

bath townhome with everything on one level. Kitchen has lots of cabinets and pantry. Master bedroom suite, Janet 2nd bedroom and a bonus room.

Maintenance free front porch. Double Schelling 240-0479 garage. #180077

MOTIVATED SELLER – Sharp 3 bedroom, 2 bath home in SE Minot. Open floor plan with gas fireplace in living room, gourmet kitchen has quartz counters Melissa and pantry. Private fenced back yard, Leier covered patio. 4 car garage. Reduced price. Seller/Agent related. #172292 720-9640

INVESTMENT OPPORTUNITY – Price Reduced $500,000! 48 unit complex in

RANCH STYLE – Spacious 4 bedroom, 3 bath home in SW area. Kitchen has lots of storage and island. Master bedroom suite. Lower level family room, bedroom and ¾ bath. Double garage. Close to shopping and entertainment. #172632

$149,900

$250,000

$209,900

Tioga. Built in 2012. Primarily furnished.

36 units-1 bed/1bath, 12 units-2 bed/ Janea 2 bath. Two commercial laundry roomswashers/dryers included. Elevator, office, Martell common areas and parking. #171849 320-333-5264

MOVE TO YOUR LOT – 2016

IN RAY – 3 bedroom, 2 ½ bath home.

Main level laundry. Maintenance free deck off dining. Lower level family room, 2 non-egress bedrooms and ¾ Leigh Ann Perdue bath. Updated windows, vinyl siding and roof. Double garage. #171522 641-0150

NICELY UPDATED – Ranch style home with 3 main floor bedrooms, updated kitchen and dining room. Walkout basement with large master suite, laundry and workshop. Extra large city lot with great views. #171344

$108,000

$109,900

$154,500

modular home ready to be moved.

Never lived in, 3 bedroom, 2 bath, 2088 sq ft of living space. Open floor Tim plan, 9’ ceilings, master with huge en suite, fireplace and walk-in closet. Buyer Knutson 833-8951 responsible for moving. #180123

IN KENMARE – 2 bedroom, 1 ½ bath home. Large living room. Nice kitchen. New hardwood, carpet and paint. Full basement with bath and laundry. Large yard with alley access.

Attached garage. #171139

PRICE REDUCED – 4 bedroom, 2 bath manufactured home in Prairie Bluffs.

Electric fireplace in living room, large family room, deck off dining, and kitchen with island. Detached double garage. Nice country views. #172440

IN STANLEY – 4 bedroom, 1 ½ bath, 2 story home. Main level master , 3 bedrooms and full bath in upper level. Hardwood floors. Lower level laundry. Fenced back yard. 2 car garage. #180044

Ali Ryan........................720-9004 Blake Krabseth ...........720-1786 Carrie Montoya ...........240-0709 Colleen Johnson .........721-4536 Gary Kramlich .............721-0526

Judy Hoskin

721-3837

Geri Beede...................509-1773 Janea Martell ..............320-333-5264 Janet Schelling ...........240-7537 Judy Hoskin ................721-3837 Leigh Ann Perdue .......641-0150

Ric Montoya

240-0749

Lisa Jameson ..............500-0499 Matt Watne ..................720-5700 Mel Bartsch .................240-0479 Melissa Leier ...............720-9640 Ric Montoya ................240-0749

Equal Housing Opportunity

16 H O M E M A R K E T FEBRUARY 2018

Susanne Hoskin 833-0160

Thad Tarasen 240-6737

Carrie Montoya

240-0709

Ali Ryan 720-9004

Susanne Hoskin ..........833-0160 Thad Tarasen ..............240-6737 Tim Knutson ................833-8951