Home Market September 2019 by MinotDailyNews

September 2019 Identifying Your Kitchen Style Tips To Nail The Latest home design trend

A MINOT DAILY NEWS PUBLICATION

The ‘Good Enough’ Home May Be Just Perfect Tips For Tackling Disorganized Areas Of Your Home ASK A DESIGNER: Choosing The Right Rug For The Room Mapping Out Your Homebuying Journey

708 FOXTAIL, MINOT

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Financing that goes beyond traditional Buying a home is a uniquely personal experience. For you, it may be the first place that’s all your own. Maybe it means getting your dream house or making a smart investment. Once we understand the big picture, our experienced mortgage bankers will take the time to guide you through the options. Let’s see what we can do together. Learn more at bremer.com.

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Congratulations, Janet

Schelling,

Watne, REALTORS Top Producer of the Month for July 2019. Janet has always lived in the Minot area and enjoys helping people realize their dream of a new home, a vacation home, or downsizing! For professional assistance with your next real estate move, call or text Janet at 701 240-7537 or email her at janet@minothomes.com.

Congratulations, Judy

Hoskin,

Watne, REALTORS® Sales Professional of the Month for July 2019. For professional assistance with your next real estate move, call or text Judy at 701-721-3837 or email her at judyh@minothomes.com.

HOME MARKET September 2019

Featured

Home of the Month

708 Foxtail Drive 4 bedroom 2 bathroom + family room 1780 sq ft Large trapezoid windows in the family room, electric fireplace with mantle and TV mounts above Hardwood cherry spice cabinets, Stainless appliances include side by side fridge with ice and water, built in cabinet microwave and oven, electric glass cook top and dishwasher. 2 car garage, multi level patio and very large deck, raised gardens with watering system. 7 year old home in great condition! Call Lance Kennedy or Alex Skarsgard 701-852-0249 or 1-800-872-4120 www.liechtyhomes.com

125,000 4030 HWY 83 S Minot, ND 58701

www.liechtyhomes.com (701) 852-0249 1-800-872-4120

September 2019 HOME MARKET 3

Identifying Your

KITCHEN STYLE W

With the variety of options available, it can sometimes become more of a hassle than a fun improvement on your home. However, these different kitchen design styles can help you decide what suits your home while also fitting your personal style.

FAMILY FEATURES

Transitional

ith so many different styles of kitchens and cabinets, sometimes it can be hard to decide on a favorite. While you may see kitchens in a variety of styles and find them all beautiful in their own way, finding inspirations for your dream kitchen often requires sorting through many different considerations. Aside from the look of each style, many aspects must be considered such as its compatibility with the rest of the home and whether it will endure the test of time. For example, Wellborn Cabinet can accommodate nearly any design style with a wide variety of kitchen cabinetry products.

Transitional styling blends the comfort and warmth of traditional design with the clean profiles and understated colors of the contemporary look. The result is often gracious, streamlined spaces that radiate harmony. Taking advantage of this style allows you to choose a simple door style, often a shaker, and pair it with an appealing paint color. Neutral paints, such as white, gray and even a venture into the blue color palette, are popular among transitional cabinetry. With decorative pieces usually at a minimum, the emphasis is placed on modest details. Maybe you like some characteristics of the traditional styling but enjoy the simplicity of contemporary. Transitional style encompasses the

HOME MARKET September 2019

best of both worlds and fits the style of many homes because of its versatile traits.

Mediterranean Primitive and cozy – but with an edge – the Mediterranean design style makes a statement and is tied together with a rustic feel. Mediterranean styling is characterized by wrought iron, exposed wood beams, multi-colored cabinetry and a mix of metals providing its unique ethnic flare. To tie it all together, Wellborn Cabinet’s Sandia, Wellington and Modesto Square door styles can strengthen the design. Color palettes may vary from darker shades of brown to whitewashed tones of neutral colors. The decor typically features hand-crafted, salvaged or repurposed items made of wood, leather, natural fibers, wicker and wrought iron.

Modern Modern design employs a sense of simplicity in every element. Sleek is a collective term to describe modern design. Every element exudes crispness in shape, simplicity in generally muted color and fundamentals in materials such as glass, metals and wood. Frameless cabinetry is typically the norm for modern kitchens. Colors are explored in soft tones with an accent or two taking center stage. The modern style embraces simplicity, clean lines, technology and the bare minimum required to appropriately handle functional and aesthetic demands.

Industrial With its raw, utilitarian appeal, an industrial design style can give modern homes a sophisticated edge. The main feature of industrial styling is the unfinished look that focuses on combining bare and rough surfaces with a clean and flat finish. Industrial style revels in the drama of differing materials such as wrought iron accents, glass doors and brick. To help put a contemporary twist on industrial styling, Wellborn Cabinet’s Chelsea and Antigua door styles are a perfect match for industrial kitchen design, which celebrates a bold starkness with its blend of different metals. Whether your preferences fit perfectly into one category or a combination of several, the goal of creating your dream kitchen is to listen to what style speaks to you. For more kitchen and home remodeling ideas, visit wellborn.com.

Creating the Look More than just a space for cooking and eating, the kitchen is where a lot of the action in the home takes place. Whether you’re renovating, redecorating or simply updating your space, get inspired to transform the area with these style secrets. Transitional style updates the classic, time-tested appeal of a traditional look without sacrificing elegance. Consider adding shaker cabinetry, a neutral color palette – or blue, which adds a subtle hint of color – marble or quartz countertops, natural wood accents, cleanlined furniture and subway or hexagon tile for a neutral backsplash.

Mediterranean style is known for its colorful tiles, natural woods and wrought iron details. To create a stylish, inviting kitchen using Mediterranean elements, consider warm colors with cool accents, incorporating colorful decorative tile, featuring reclaimed wood, choosing black hardware in a contemporary shape, adding open shelving and contemporary lighting. Modern style is characterized by aesthetics, efficiency and functionality. Modern styling doesn’t worry about characterless kitchen design, though. It has the habit of turning rooms into showcases. Common amongst modern styling is a clutter-free space, and in doing so, everything is hidden behind the cabinet

doors making storage solutions vital. To get the modern look, consider adding a geometric backsplash and natural wood accents, ditching cabinet hardware and installing technology into the space. Industrial style is often the design of choice in warehouse conversions and loft remodeling because of its celebration of unfinished and hard-working elements. A little rough, but by no means dull, the industrial style can be created using an individual unfinished wall made from concrete or masonry, a neutral color palette such as grays and browns with “cold” metals (not gold or brass), muted or matte-finished appliances and wirehung metal chandeliers.

September 2019 HOME MARKET 5

Tips to nail the latest home design trend

WHEN YOUR PLANS ARE READY, SO ARE WE! Take the first step, apply online for a home loan and see if you pre-qualify.

Lauri Hopwood, NMLS #608984 lauri.hopwood@dacotahbank.com

dacotahbank.com Minot | (701) 852-1200

HOME MARKET September 2019

(StatePoint) Redecorating? Experts say to keep in mind that the days of matching metals used for lighting, cabinet hardware and plumbing are over. Today’s rule: mix it up! When done right, combining colors adds visual interest and depth to a space. “Mixing metals makes a statement in a room,” says Jennifer Kis, director of marketing communications for Progress Lighting. “It’s not considered unusual anymore, and our customers are comfortable with it and confident about trying it in their homes.” There’s a simple recipe for success: pick a dominant metal finish for the room and coordinate it with accent metals. Try for a 70/30 ratio. To easily nail the look, consider starting with a significant fixture that’s already finished in a mixed metal combination. For example, the lighting fixtures from Progress Lighting come finished in mixed metal combinations, such as matte black accented with gold, polished chrome with brushed brass, and even white accented with brushed nickel plus a touch of blue. Then, match cabinet hardware, appliances, plumbing fixtures and accessories to one of the finish colors from the lighting fixture. When selecting finishes, use contrasting tones. Warm metals such as brushed brass, antique bronze, and gold give a vibrant pop of color when mixed with cool metals like chrome, nickel and silver. And don’t forget black — it is one of the trendiest finishes on the market today, and mixes beautifully with most metal colors. Take the room’s color palette into consideration. Combine warm metal finishes (like brass, bronze, and copper) with warm hues (like beiges and browns). Use cool metal

finishes (such as chrome, nickel and silver) with cool tones (such as blues, greens and grays). For a neutral color palette, add metallic accents to achieve warmth, texture and color. With a white or gray color scheme, for example, add a stunning gold chandelier to make your room come to life. Kitchens typically contain the most metal in the house, and there are many ways to harmonize elements. Try placing mixed metal pendant lighting over the kitchen island, then match an accent metal finish from the fixture to coordinate with the cabinet and plumbing hardware. For a consistent look, pair finishes on metals that appear within the same line of sight: for example, the sink faucet and cabinet hardware should match. In bathrooms, blend lighting choices with metallic accessories like a metal-edged mirror, soap dispensers and wall hangings, for seamless style. Lighting finishes don’t have to match hardware, but remember to choose complementary, contrasting metal tones. Larger spaces, like living and family rooms, are ideal for mixing metal accents. As one of the most significant accessories in the room, start with your lighting fixture. Then add decorative elements — mirrors, wall art, tables — in contrasting metallic tones to make a dramatic statement. In the bedroom, overhead lighting is often a prominent feature. Choose either a mixed metal fixture or one with a dominant finish color, then select subtle metallic touches for table lamps, sconces, furniture and wall décor to provide a cohesive flow. Today, metals are meant to be mixed. Keep in mind the 70/30 rule for the perfect mixed, but not mismatched, look.

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GREAT NEIGHBORHOOD! - *4 bedroom, 2 bath home *2 car attached garage *additional detached garage *large laundry Danielle room *Private deck *Fenced Delzer 852-1156 back yard #191615

NEW LISTING! - *4 bedroom, 2.5 bath home *covered front patio *open concept *kitchen island *pantry *stainless steel Carrie appliances *master suite with Montoya walk in closet and full bath *fenced backyard #191798 240-0709

LOOK HERE! - *3 bedroom, 1.75 bath home * 2 car attached garage * stockade privacy fence *concrete patio *storage shed * Ali 22x26 detached garage *new Ryan electrical *new furnace 720-9004 and a/c #191668

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ONE OWNER HOME!- *4 bedroom, 3 bath home *2 car attached garage *open concept *large backyard *newer shingles and gutters *composite deck *stainless steel appliances *new flooring in dining room #191737

NEW LISTING! - *3 bedroom, 2 bath home*1 car attached garage *24x28 detached garage *new furnace and a/c *new windows *fresh exterior paint *original hardwood *large lot #191794

MUST SEE!- *3 bedroom, 1.75 bathroom condo *High ceilings * Open concept *Private back deck *Master bedroom access to deck *Updated Danielle bathroom *Updated paint *Walk-out basement *New carpet *Fenced backyard Delzer 852-1156 *1 stall garage #191491

$116,900

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Janet Schelling 240-7537

$289,000

Lenora Stevenson 263-7757

TRI LEVEL HOME!- *4 bedroom, 3.5 bath *2 stall attached garage *2 stall detached garage *Open Concept *Stainless Steel appliances *Upstairs laundry *Backyard privacy fence *Master bathroom has a jetted tub, 2 walk in closets, and vaulted ceilings #191395

SMALL TOWN LIVING!- *2 bedroom, 1 bath home *15 miles from Minot *Huge back yard *Large kitchen and bathroom *Unfinished basement with plenty of storage *2 car garage #191292

INVESTMENT OPPORTUNITY – Well kept, fully occupied 4-plex. Updated floor coverings, countertops & appliances. All units have 2 bedrooms, 1 bath, air conditioning & dishwasher. Balconies on upper floor. Coin operated washer & dryer. Security cyber-locks

MOVE IN READY - 5 bedroom, 1¾ bath ranch home. Kitchen has tiled backsplash. Deck off dining room. Family room in remodeled lower level. New roof, gutters and soffits. Attached garage. #190941

GREAT LOCATION – 2 bedroom, 1 ¾ bath condo with open floor plan. Large pantry in kitchen. Master Suite. Main level laundry. Daylight lower Judy level family room. Double Hoskin Garage. #190897 721-3837

Ali Ryan.......................... 720-9004 Beth Ringen................... 429-0326 Blake Krabseth ............. 720-1786 Brian Henry ................... 228-4290 Carrie Montoya ............. 240-0709

Ric Montoya 240-0749

PENDING

Danielle Delzer .............. 500-3732 Geri Beede..................... 509-1773 Gracia Eman.................. 263-1295 Janea Martell ................ 320-333-5264 Janet Schelling ............. 240-7537

on exterior doors. Owner/Agent. #191200

COUNTRY SETTING - 3 bedroom, 1 ¾ bath home near Turtle Lake. Large kitchen with breakfast bar, island and walk-in pantry. Gas fireplace, French doors in dining room to outside. Minutes from fishing. Attached triple garage plus detached single. #190893

Judy Hoskin .................. 721-3837 Kevin Connole............... 833-7003 Leigh Ann Perdue ......... 641-0150 Lenora Stevenson ........ 263-7757 Matt Watne .................... 720-5700

Equal Housing Opportunity

Matt Watne 720-5700

$249,900

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September 2019 HOME MARKET 7

AP Photo

The ‘good enough’ home may be just perfect By BARBARA MARQUAND NerdWallet

One of the bathrooms has outdated salmon-pink tile. “I thought, well, it’s not beautiful but it’s clean and functional,” she says. “This isn’t going to be the house I’m in forever, but it’s Constructed from aspirational Instagram feeds and reality good enough for now, and I love it.” TV, the dream home floats in the imagination like a castle in the IT FITS YOUR LIFESTYLE sky but dissolves in the rain of hard numbers. Roth tells of a couple who fell in love with a home that Chasing the dream can lure buyers to overextend themselves financially. Or the high prices can lead first-time home- looked like a dream. But the commute to work ‚Äî 90 minutes buyers to delay a home purchase ‚Äî and the opportunity to each way ‚Äî became a nightmare. “They bought it in August and sold it in March,” Roth says. start building home equity. “Good” is personal. A big yard could be a must for a family For many homebuyers, buying a “good enough” home can be a sounder strategy, particularly for those most eager to be- with a dog, but a pain if you hate yardwork. And a good home matches your timeline. It should meet come homeowners. “I’d rather see people buy a good enough home versus buy- your needs for the years you plan to live there, which probably ing a dream home and being cash-strapped over the next 20 isn’t forever if it’s a first home, Roth says. years,” says Alyssa Lum, certified financial planner and founder of Luminate Financial Planning in Herndon, Virginia. IT DOESN’T SQUEEZE YOUR BUDGET A good enough home has a reasonable price for your budget. Here’s the beauty of a good enough home. Lum recommends keeping your debt-to-income ratio under 30%. That’s the percentage of gross monthly income that goes IT HAS THE ESSENTIALS toward debt payments, including the mortgage. A good enough home may not have artisan tile or stainless Lenders will qualify buyers with considerably higher ratios. steel appliances, but it has the essentials. Look for a home that’s well-maintained, has “good bones” But that may not leave much for other expenses, says Trey and is in a good location, says Kelly Roth, a real estate agent Reed, a loan officer with MVB Mortgage near Washington, D.C. “Maxing out (debt-to-income) is something I see people do, with Pearson Smith Realty in Ashburn, Virginia. A well-mainbut not something I recommend,” Reed says. tained home in a good location will likely increase in value and A good enough home leaves you with enough money for probably won’t be a money pit. Buyers tend to home in on cosmetic upgrades, Roth says, other priorities, such as saving for retirement and emergencies, but she advises focusing on basics, like windows, the roof, and and for all the costs of ownership besides the mortgage. That inthe heating and air conditioning system. Then you’re less likely cludes home insurance, property taxes, utilities and maintenance. to face surprise repairs just to make the house functional. Fifty-five percent of homeowners ‚Äî 68% of those ages 21 If you can’t have it all ‚Äî and most people can’t ‚Äî list the features you want, and decide where you’re willing to com- to 34 ‚Äî had regrets about their preparation for the home-buying process, according to Bank of the West’s 2018 Millennial promise. Amber Miller, a certified financial planner with The Plan- Study. The top regret for all age groups: costly maintenance. Miller says to budget about 1% to 3% of the home’s value anning Center in the Minneapolis-St. Paul area, bought her first nually for maintenance. home two years ago. It has features she wanted, such as hardwood floors and a separate dining area, but isn’t flawless.

HOME MARKET September 2019

IT CAN BE TRANSFORMED

Over time, you can add dreamy features. When shopping for a home this year in Leesburg, Virginia, Jenny and Mike Virbickis found a beautifully upgraded house priced $75,000 more than they planned to spend. They kept looking and found a home that fit their budget. “I’d rather have a house my family can grow into and we can fix up to make it our own rather than something we can’t afford,” Jenny says. Their home has space for their toddler to play, is structurally sound and is in the neighborhood they wanted. Eventually, they’ll make home improvements. But for now, it’s perfect. After a block party in their cul-de-sac recently, Jenny says, “I came home and said, ‘This is where we were meant to be.’”

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This article was provided to The Associated Press by the personal finance website NerdWallet. Barbara Marquand is a writer at NerdWallet. Email: bmarquand@nerdwallet.com. Twitter: @barbaramarquand .

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NerdWallet: Tips for first-time homebuyers

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Watne Realtors Announces their

Meet Your REALTOR® ®

Judy Hoskins

Being a REALTOR® for 20 plus years has been one of the most rewarding things in my life. The people I’ve met, the things I’ve learned, have made me a better person and I hope a better REALTOR®. Buying a home is a huge investment in your life. When things change and you have to sell, that is another important change. I enjoy helping with either process. When making your next move, I hope you will consider a long time REALTOR® with lots of experience. I can be reached by calling 701 721-3837 or by email judyh@minothomes.com.

408 North Broadway • Minot, ND 58703

701-852-1156 • www.minothomes.com

September 2019 HOME MARKET 9

Tips for tackling disorganized areas of your home (StatePoint) While we all know that minimalism is “in” right now, thanks to Japanese cleaning guru Marie Kondo and her “Tidying Up” show on Netflix, decluttering your whole house can feel daunting. Instead, start small with these tips for tackling the areas that tend to collect the most dirt and clutter. 1. Purge your refrigerator weekly. The day prior to garbage collection, clean out your fridge of all leftovers and expired foods, and wipe down the shelves to prevent stickiness and mold from leaking containers. Pro Tip: Line refrigerator trays and drawers with a protective, dishwasher safe layer, such as Clear Classic EasyLiner Brand Shelf Liner, to make it easy to wipe spills clean. 2. Add order to kitchen cupboards. When organizing cabinets, place everyday items such as cups and dishes in easily ac-

cessible cupboards, and store things that you use less frequently, like fine china, on the harder-to-reach shelves. When it comes to the pile of cookie sheets and cupcake pans shoved in that hard-to-reach cabinet, use a basic file organizer to create a neatly organized bakeware zone. 3. Categorize your pantry. Store your food by category, such as breakfast or baking, with the items that are most-used placed front and center. If you have kids, set up a snack zone, so they don’t rifle through other shelves. Pro Tip: Ensure small items don’t fall through the spaces in wire racks by laying down a base on the shelves, such as Solid Grip EasyLiner Brand Shelf Liner. 4. Organize the junk drawer. Eighty percent of Americans report that they have at least one junk drawer in their home, but the average household actually

10 HOME MARKET September 2019

has three of these catch-all drawers, according to Duck brand research. To wrangle this chaotic space, install bins or trays to keep similar contents together and make it easy to see what’s actually in there. For larger pieces, shelf liners with a grip surface and grip bottom provide cushioning, hold items in place and protect the drawer bottom. Plus, they’re removeable for easy cleaning. 5. Declutter your linen closet. To make the linen closet as functional as possible, utilize adjustable dividers to sort textiles and fold sheets into pillow cases to ensure bedding sets stay together. Additionally, ensure your linens are protected from potential damage by installing shelf liners. Melamine or veneer shelves can cause fabric to yellow, and textiles that are laid directly onto wire shelves

inevitably form crease lines, but a layer of multi-purpose liner can preserve linens and even add a pop of color or style to your closet. Whether you tackle it as part of a purging effort or to simplify your life, the best way to handle decluttering is in stages.

September 2019 HOME MARKET 11

ASK A DE SIGNER:

Choosing the right rug for the room

12 HOME MARKET September 2019

By MELISSA RAYWORTH

Associated Press A warm, cozy rug can make a room look and feel more appealing on even the chilliest fall night. And the right rug can be a source of comfort year-round. “They’re also great in the summer, if you think about it, because your shoes are off, you’re in your shorts, the house is air conditioned,” says designer Michelle Gerson, founder of Michelle Gerson Interiors , based in New York. “You love to put your toes in a big cozy rug.” How do you choose the perfect rug for your space? The latest options include everything from century-old Moroccan rugs to trendy, open-weave “sweater rugs” available at the click of a button. Here, three interior designers ‚Äî Gerson; Texas-based Ashley Moore ; and Lauren Buxbaum Gordon, design director of Nate Berkus Associates ‚Äî offer advice on choosing rugs and using them strategically to add color, texture and warmth to a room.

NEUTRAL, BOLD OR BOTH?

Gordon and Moore both advise clients to consider rugs as beautiful, neutral backdrops for the rest of a room. “Instead of being bold on pattern and color,” Gordon says, she prefers to get creative with the look and texture of the material. She might choose a flat-weave jute rug in a neutral color, or “mohair, woven-knit rugs that look like sweaters,” depending on the room and the client. Really lush materials like alpaca can make a dramatic statement without bold color or pattern. Moore’s approach is similar: “I tend to have it as a neu-

tral palette, because it tends to be one of the most expensive pieces in the house,” she says. If a client is seeking pops of bold color or pattern, she brings that in through items like pillows and accessories that can easily be changed if the homeowner wants something new. “It’s easier to change a pillow,” Moore says, “than it is to change a 12-by-14 rug.” If you’re craving a bit of color in the rug, flat-woven kilims that are mainly neutral but have some color can be a good compromise, especially if they are vintage and the hues have softly faded.

LAYERING

Layering rugs can give you both looks in one: a larger, neutral base with something striking, like a thin Moroccan rug with a colorful, intricate pattern, laid on top. Moroccan rugs “look good anywhere,” Gerson says. “You can put one in a fancy Parisian apartment and it makes it look cool. Or you can put it in your kid’s dorm room and it makes it look cool.” Moore uses one as a runner on her kitchen floor to add a burst of color. She also says they can be great if you’ve bought a home with wall-to-wall carpeting that you don’t love but aren’t ready to actually pull up. “My carpet in the bedroom is actually really dark, so I have a bright rug on it now,” she says. Beyond adding color, the smaller rug helps “define the space,” she says. If you’re layering, make sure the rugs are the right size, Gerson says. “Type into Pinterest ‘layered rugs,’” she says, and search for pictures you love. Note the sizes of the rugs and their placement, so you can create the right balance in

your own space.

SOFTNESS AND DURABILITY

Many people are particular about what their feet touch first thing in the morning, Gordon says. So a thick rug of mohair or soft, fluffy wool can be a great choice. But in houses with young children or pets, an openweave rug may soon look worn. Many wool or mohair rugs also shed, especially less expensive ones. That may be a worthwhile tradeoff: If you’re buying a rug for a child’s room and know you’ll be redecorating in just a few years, Gordon says, you might be “fine with knowing that it may shed.” But while “no one wants to pay the price tag for a fivefigure custom rug,” she says, sometimes that is the wiser long-term investment. Not sure about the durability of a rug you find online? Read the comments, Moore says, to see what other shoppers have experienced. And consider going vintage: If a rug has already survived a long time and still looks good, Moore says, it will probably weather the wear you will give it too. Natural fibers like wool and silk are surprisingly easy to clean, these designers say. Just make sure you clean them the right way. Fight the urge to wipe a stain (which can rub it in further), and instead grab your vacuum cleaner hose to lift the stain up, Gerson says. And protect rugs before stains happen: These designers suggest having rugs (and upholstery, too) professionally sealed. Many companies offer the service because, Gerson notes, “everybody spills.”

September 2019 HOME MARKET 13

Mapping out your homebuying journey and generally the market is holding steady.

(StatePoint) The weather is warming, the days are longer, flowers are popping up… and so are “For Sale” signs in yards nationwide — making summer a great time of year to take the step of buying a home. The process of buying a home can be thought of in the same way as taking a summer road trip. You have to map out your journey, create a playlist, and assemble your co-pilots. To make your journey less stressful and more successful, experts are offering the following tips:

Make Your Playlist

Before hitting the road, get a lay of the land by understanding the current market. The median home price is $249,500, up 3.6 percent from last year. It is also useful to know that there is 3.5 months of housing inventory on the market, which means supply is low. What does all this mean for you? Competition is high, rates are historically low

A road trip is no fun with the wrong people. Be sure to pack your car with trusted professionals who’ll help you avoid bumps in the road. If this is your first time hitting the road, you may want the company of a housing counselor, whose services are often available at little or no cost and can help assess your

Mapping Out a Plan

Like having the perfect soundtrack for a road trip, buying a home requires building a “homebuying playlist” of sorts and the order of the playlist matters. Getting familiar with the essential homebuying concepts — ahem playlist tracks — such as down payments, credit scores, pre-approval letters and closing costs, can help you enjoy smoother sailing (and maybe even dancing).

Assemble Your Co-Pilots

financial situation and educate you on the process. Other people to invite with you on your journey include your lender, responsible for helping you secure the best financing options for your situation, a home inspector who can spot problems with the property, a closing agent, who will oversee the closing or “settlement” of your loan and help you avoid closing day jitters, and last but not least, your real estate agent, who rides shotgun. Your realtor should be at your side helping you navigate and readily available to answer all your questions throughout the journey. Get to know your team well and ask questions. It’s their job to support you on this adventure. If all goes as planned, at the end of your road trip, you will be a homeowner. But remember, half the journey is getting there, so keep your eyes on the road and stay focused.

When it comes to your Real Estate title needs, we’ve got you covered. So give us a call - We’ll take care of the rest! - 701.838.1907 1835 16TH ST. SW - MINOT 14 HOME MARKET September 2019

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701-805-0006 or 701-721-5889 September 2019 HOME MARKET 15

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NEW LISTING!- 4 bedroom 2.75 bath home on large corner lot. Attached single stall garage. Family room has beautiful leaded glass windows and a wood fireplace. Breakfast nook with bay window. Formal dinning room. Second living room with wood fireplace. Basement has bar, Janet game room, and another fireplace. 10x20 storage Schelling shed. Backyard is like a park with mature trees 240-7537 and fire pit area. #191834

MUST SEE!- 3 bedroom 3 bath brick home 15 minutes from Minot. 8.81 acres with option to purchase another 9 acres. Attached garage and detached heated double garage. Additional single detached garage. 40x80 Quonset and 40x72 shop. Patio with great view of Souris River Valley. #191815

LOOK HERE!- 3 bedroom 2.5 bath Ranch home. Double attached garage. Large fenced yard. Main level laundry. Master bedroom suite with half bath, built in dresser and closets. Basement was properly cleaned after 2011 flood, documents to show. #191816

INVESTMENT!- 1 bedroom 1 bath home on 7.60 acres just minutes from Minot. 3 car insulated and heated garage. Rural Water. Replaced septic system. #191795

NEW LISTING!- This spacious

quality build condo is waiting for you. 4 Bedrooms and 3 Baths with 1,611 sf on the main level. Full finished basement with daylight windows. Hickory Judy woodwork, Hard surface laminate Hoskin flooring, many built-ins, a pantry and 721-3837 abundant storage. #191879

INVESTMENT OPPORTUNITY!3 bedroom, 1.5 bath with a lot of potential. Attached 2 car garage with new shingles. New windows. New Danielle deck boards and railing. Some new Delzer drywall. Building materials included 852-1156 in sale. SOLD AS IS #191630

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$175,900

BEAUTIFUL!- 4 bedroom, 3 bath split foyer home in Stonebridge Farms. Attached 2 car garage. Large entry way. 9ft ceilings upstairs. Breakfast bar. Fenced backyard. Master bedroom has full master Thad bath. Finished basement with second living Tarasen 240-6737 room. #191566

GREAT LOCATION!- 2 bedroom, 1.75 bedroom townhouse. 2 car garage. Over 1400 sq. ft.. Quiet cul de sac. Close to shopping, restaurants, and schools. Open kitchen, dining room, and living room area. Lots of counter space Janet and cabinet storage. Master bedroom walk in closet. Maintenance free porch. Sprinkler System. Schelling 240-7537 New Shingles! #191540

CHECK THIS OUT!- 3 bedroom 1 bath. Close to school and shopping. Well maintained. New cabinets, appliances, countertops, kitchen flooring, siding, and windows in 2014. New furnace and air conditioning in 2015. New carpet in 2018. Unfinished basement. #191547

$599,900

$314,900

$49,900

Janet Schelling 240-7537

$69,900

$349,000

Blake Krabseth 720-1786

$152,000

Janet Schelling 240-7537

COUNTRY LIVING CLOSE TO TOWN!4 bedroom 4 bath home on 2 acers. Tall vaulted ceilings. Open living room, kitchen, and dining room. Quartz counter tops. Stone faced gas fire place. Walk in closets. Master bath has spa tub and tile shower. Bathrooms have tile flooring and tile tub surround. Patio and front of house plumbed for natural gas. 4 stall garage with Â˝ bath. Heated floors in basement and garage. 36x40 Shop. #191567

STUNNING!- 5 bedroom 2.75 bath multi-leverl home. Quiet cul-de-sac. Master bath has double sinks and walk in closet. Walk out deck. Gorgeous kitchen. Walk out basement with 9ft ceilings and gas fireplace. New carpet with memory foam padding in

Thad Tarasen 240-6737

2017. Triple stall garage #191498

16 HOME MARKET September 2019

Thad Tarasen 240-6737

SMALL TOWN LIVING!- 3 bedroom 1.5 bath home. Needs TLC, good investment property. 3 season porch. Nice kitchen and formal Janet dinning room. Great living room with Schelling fireplace. 1 car garage. Large 2 lots 240-7537 with mature trees. #191501

Judy Hoskin .................. 721-3837 Kevin Connole............... 833-7003 Leigh Ann Perdue ......... 641-0150 Lenora Stevenson ........ 263-7757 Matt Watne .................... 720-5700

Equal Housing Opportunity

Janet Schelling 240-7537

Ric Montoya .................. 240-0749 Susanne Hoskin ............ 833-0160 Thad Tarasen................. 240-6737