Home Venture April 2020

April 2020

HOME VENTURE HOME FINANCING OPTIONS BY TCCU PG 4

ARDELLA COULD HOUSE TWO LINKED FAMILIES PG 6

CRANBROOK IS A COZY DUPLEX WITH PRIVACY PG 10

COMPACT BELLAIRE IS SPECIOUS, GRACIOUS PG 9

SPACIOUS HILLCREST COMMANDS ATTENTION PG 12

WHAT’S BEST FOR FIRST-TIME HOME BUYERS? PG 14

A Minot Daily News Publication - View more at: www.minotdailynews.com

Mike Lindquist NMLS#: 213449 Cell: 701-578-0478

1408 20th Ave. SW, Ste 3, Minot, ND 58701 Fast & Free Preapproval VA and FHA Financing

Apply Online at eLendingNow.com • 701-838-3247

WELCOME TO THE HOME VENTURE MAGAZINE! WE HOPE YOU FIND THIS GUIDE USEFUL WHEN YOU DECIDE TO BUY, SELL, BUILD, OR REMODEL YOUR HOME. IN THIS PUBLICATION YOU’LL FIND QUICK TIPS, HELPFUL ARTICLES, & THE BEST OF THE BEST OF THOSE TO HELP YOU ON YOUR OWN HOME VENTURE JOURNEY!

Personnel ADVERTISING DIRECTOR: ELAINE GUNDERSON ADVERTISING COORDINATOR: KATIE HAWKINS

Correspondence PLEASE SEND ALL CORRESPONDENCE REGARDING EDITORIAL CONTENT, IDEAS, OR COMMENTS TO KATIE HAWKINS 701-857-1926 K.HAWKINS@MINOTDAILYNEWS.COM

Home Venture YOUR BUYING, SELLING, & REMODELING GUIDE

Index of Advertisers E-Lending......................................... 1 Liechty Homes ................................. 2 Town & Country Credit Union ......... 4 Watne, REALTORS® ....................... 5 Bremer Bank .................................... 7 Alliance Real Estate ........................ 7 Board of Realtors ............................ 8 Dakotah Bank .................................. 8 First Western Bank .......................... 11 Aspire Credit Union ......................... 13 Financial Directory .......................... 15 Watne, REALTORS® ....................... 16

Table of Contents Home financing options by TCCU .................................................. pg 4 Ardella could house two linked families .................................................. pg 6 Compact Bellaire is spacious, gracious .................................................. pg 9 Cranbrook is a cozy duplex with privacy .................................................. pg 10

To Advertise TO PLACE AN AD IN THE MONTHLY HOME VENTURE MAGAZINE, PLEASE CALL YOUR MINOT DAILY NEWS SALES REPRESENTATIVE AT 701-857-1900

2

HOME VENTURE April 2020

Vicksburg Has Bright, Spacious Hillcrest commands attention ............... pg18

FEATURED

Home of the Month

®

3515 Buckskin Drive NE

This beautiful property offers the best of both worlds, space to roam on 2 acres for privacy and great views; and close enough to town for all of Minot’s amenities.

Picture yourself snuggling in front of the stone fireplace with flames blazing to stay toasty warm.

Vaulted ceilings expand the space as you walk around the kitchen, dining and living room area. With beautiful cabinets, a large island, black and stainless steel appliances and a stunning window view, this kitchen is wonderful.

You’ll find the master en-suite, 2 additional bedrooms, laundry and full bathroom on the main floor, and a completely finished and carpeted basement with huge family space, 2 egress bedrooms and the third bathroom.

The attached 2-car garage is heated. The detached 4-car garage is not only finished and heated, it also offers a floor drain, 220 v, workbench, and RV hookup.

Custom fire-pit and benches are a great place to sit around a bonfire and enjoy the gorgeous ND sunsets and stars.

MLS#200538 Call Janea Martell for a showing today!

320-333-5264 www.MinotHomes.com $

372,500 April 2020 HOME VENTURE 3

HOME FINANCING OPTIONS Deciding to purchase a home is a big decision and for most potential buyers, it will be the biggest purchase of their life, which can make the process seem overwhelming. Plus with the number of mortgage programs available, it can be hard to know where to start.

Fortunately, that’s where trained mortgage lenders come into play. Before you start house hunting, it makes sense to get pre-qualified for a home loan by a lender. Getting prequalified usually includes completing an online application followed by an in-person meeting with your local lender to discuss what programs you qualify for, how much you can borrow, your potential interest rate, and more.

There are several types of loans that can provide borrowers with different benefits. While you don’t need to be an expert in home financing, understanding all of your options is important. Here’s a breakdown of the most common home financing programs:

FHA Loan An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA).This program provides a financing option for low-to-moderate income borrowers with lower credit scores and higher debt to income ratios. An FHA loan requires 3.5% down to finance a home and there are programs to help with this down payment. FHA loans require mortgage insurance that is issued by FHA.

#1 Mortgage Lender IN WARD COUNTY

*

Jocelyn Walz is an Executive Mortgage Officer at Town & Country Credit Union.

To contact Jocelyn or get more information on prequalification, visit www.townandcountry.org.

Town & Country Credit Union is an Equal Housing Lender, NMLS# 704437.

VA Home Loan The U.S. Department of Veterans Affairs offers loans to qualified service members, veterans and their families. VA guarantees a portion of the loan which allows borrowers to purchase a home with zero money down. There may be a VA Funding Fee charged on these loans.

USDA/Rural Housing Home Loan The U.S. Department of Agriculture (USDA) provides a loan program for rural borrowers which is insured by USDA but financed through a lender. It is offered to rural residents who have a steady, low or modest income and are unable to obtain home financing through a conventional loan. It also allows borrowers to finance up to 100% of the purchase price with no down payment required.

Conventional Home Loan A conventional home loan is different from the loans above as it’s not insured by the federal government. Conventional loans generally have a fixed rate and are a common financing option for many buyers. For a first home, a conventional loan generally requires borrowers to put down at least 3% and for a second home, like a lake or vacation home, borrowers should expect to put down at least 10%. Lenders require buyers to purchase mortgage insurance if financing over 80% of the purchase price. This insurance is issued by third party private mortgage insurance companies and is designed to protect the lender should a borrower default on the loan.

Jocelyn Walz NMLS# 1674445

Lisa Thuner NMLS# 200018

Renata Buen NMLS# 789467

Over 38 years of combined experience.

Let us help you Make Home Happen!

(701) 420-6795

4

*Based off North Dakota Guaranty & Title 2019 reports.

HOME VENTURE April 2020

Your First Step: Pre-Qualification Getting pre-qualified with a local mortgage lender will allow you to learn what program or type of loan you qualify for and how much you can afford to finance. Additionally, being pre-qualified shows real estate professionals and sellers that you are a serious buyer. In addition to the programs mentioned above, there are programs available for first time home buyers along with incentives like down payment and closing cost assistance available for qualified buyers. Get pre-qualified today and be ready to put an offer on your dream home when you find it!

®

$104,000

$221,900

$234,900

800-568-5311 · 701-852-1156 · 408 N B roadway · M inot, N D 58703

MOVE IN READY! -

TIOGA ND - *4 Bedrooms, 2

*Located in Stanley ND *2 Bedroom, 2 Bath Townhouse *2 Car Detached Garage *Stainless Steel Appliances *Excellent Condition #200306

Baths *One Owner Home *Large Attached 2 Car Garage *Vacant Lot on North Side is Included *Heated Workshop *Underground Sprinklers

SURREY ND - *Silver Springs Development Area *3 Bedrooms, 2 Baths *3 Stall Garage *Open Concept *Deck in Back *Vaulted Ceilings *Lots of Storage #200485

Leigh Ann Perdue

Leigh Ann Perdue

$37,000

$194,000

GOODRICH ND - *Small Town Community *2 Bedrooms *Oversized Single Ali Ryan Car Garage *Metal Roof & Lana Berman *Wrap Around Cedar Deck 701-720-9004 & #200124 909-581-5428

INVESTMENT OPPORTUNITY - *Duplex *4 Bedrooms, 2 Baths *Deck Off Dining Room Area *Double Blake Attached Garage *Convenient Krabseth Location #200473 701-720-1786

$372,500

701-240-6737

$89,9000

701-641-0150

Thad Tarasen

$159,900

$149,900

701-641-0150

#200531

WELL KEPT CONDO - *2 Bedrooms, 2.5 Baths *Oversize Single Car Garage *Steel Siding *Newer Water Heater *Laminate Flooring Throughout #200443

GREAT POTENTIAL!

MOVE-IN READY! - *5 Bedrooms, 3 Baths *Located on 2 Acres *Stone Fireplace *Attached, Heated, 2-Car Garage Janea *Additional Detached Heated Martell 4-Car Garage #200538 320-333-5264

MOVE IN READY! - *Located in Lansford ND *3 Bedrooms, 2 Baths *Additional Detached 24x28 Garage *New Pella Windows, New Furnace, New Central Air Unit

- *Nice Size Lot *Upper Level Master Bedroom Suite, Full Bath *Remainder of House is in

Blake Krabseth 701-720-1786

$275,000

Remodeling Process #192410

$469,900

Carrie Montoya 701-240-0709

$119,400

#200343

Janet Schelling 701-240-7537

GREAT INVESTMENT OPPORTUNITY! - *3

ONE OF A KIND CUSTOM HOME - *4 Bedrooms, 3 Baths *Attached Oversize 3 Car Garage *Completely Remodeled *High End Features Throughout #192349

TIOGA ND - Uniquely

Bedroom Split Foyer Home Gracia Eman & *Attached 2 Car Garage * Lots Blake Krabseth of Natural Light *Spacious Home 701-509-1773 & *Very Large Backyard #200138 701-720-1786

Ali Ryan....................................701-720-9004 Beth Ringen.............................701-429-0326 Blake Krabseth .......................701-720-1786 Carrie Montoya .......................701-240-0709 Danielle Delzer ........................701-500-3732

Geri Erven-Beede ...................701-509-1773 Gracia Eman............................701-263-1295 Janea Martell ..........................320-333-5264 Janet Schelling .......................701-240-7537 Jim Bowman ...........................808-462-2173

Lana Berman 909-581-5428

Designed 3 Bedroom, 3 Bath Home *Skylight *Deck *Hot Tub *Cedar Fenced Yard *Curved Staircase *Underground Sprinklers *Attached 2 Car Garage #200319

Judy Hoskin ............................701-721-3837 Kevin Connole.........................701-833-7003 Lana Berman...........................909-581-5428 Leigh Ann Perdue ...................701-641-0150 Lenora Stevenson ..................701-263-7757

Equal Housing Opportunity

Leigh Ann Perdue

701-641-0150

Matt Watne ..............................701-720-5700 Ric Montoya ............................701-240-0749 Susanne Hoskin ......................701-833-0160 Thad Tarasen...........................701-240-6737

April 2020 HOME VENTURE 5

Ardella could house two linked families

By Associated Designs

with a linked mother-in-law unit

Bedroom Bedroombehind.

Kitch./ x 9'2'' Raised brick detailing highThe Ardella is versa10'a xuniquely 11'6'' 9'8'' Nook tile and multi-faceted home. Tech- lights both 9' x the 10'4''chimney and the

nically, it’s a single-story ranchstyle plan, but the custom brickGarage 11'8'' xthat 27'4'' work covers the front façade gives it a much more traditional appearance. What’s more, it could be viewed as either a five-bedroom home with excellent separation Garage of space, or a three-bedroom home 19'4'' x 19'8'' © 2020 Associated Designs, Inc.

Bedroom 9'8'' x 9'2''

© 2020 Associated Designs, Inc.

Ardella

30-785 PLAN 30-785

Main House 1799 sq.ft.

Guest Cottage 674 sq.ft.

Living Area 2473 sq.ft.

Garage 734 sq.ft.

Dimensions 92' x 78' 2000 SERIES www.AssociatedDesigns.com www.AssociatedDesigns.com

HOME VENTURE April 2020 Vaulted

Sitting

Kitchen

Utility

Garage 19'4'' x 19'8''

Kitchen

Garage 11'8'' x 27'4''

6

2000 SERIES It boasts a his-and-hers walk-in area, and a bathroom with a dual vanity. Nearby, two more bedrooms share another bathroom.

A covered walkway links the main house to the guest cottage and Sitting three-car Ardella’s Vaulted garage. TheBedroom 7'2'' x 9'6'' guest cottage has its own Owners’ 10'4''covered x 13'8'' Suite porch.

One door there leads into the 13'6'' x 16' garage, and another opens into the cottage’s great room. An eating nook and kitchen are at the rear of this open space, while a bathroom and two bedrooms are off to the left.

The larger bedroom has Dn a walk-in Sitting Covered closet.

Vaulted 7'2'' x 9'6'' Bedroom Patio Vaulted Owners’ Entry Bedroom Associat10'4'' x 13'8'' 10'8'' LivingSuite ed Designs 13'6'' x 16' x 10'6'' 13' x 17'6'' is the original source Dining for the Ar12'2'' x 15' della 30-785.

For more information or Dn to view other Vaulted designs, visit Entry Bedroom 10'8'' Living www.AssociatedDesigns. x 10'6'' 13' x 17'6'' com or call 800-6340123.

Utility

Bedroom 10' x 11'6''

bold column that supports a gently arched entry porch. Inside, the Great Room bedroom wing 13' x 10'8''is straight ahead.

An arched opening on the left Entry feeds into the vaulted living room, where a fireplace graces the exteriCovered or wall.

A wide passageway at the Porch rear flows into the dining room.

That opening also runs past a raised pass-through Kitch./ counter that fronts Nook Covered the kitchen sink.

9' x 10'4'' Patio The counter then segues into an eatGreat Room 13' x 10'8'' ing bar that bounds part of the dining Entry room. A large skyDining Covered light 12'2'' x 15' brightens the Porch kitchen, which has

counters on three sides. Laundry Ardella appliances and a roomy pantry are PLAN 30-785 mere steps away. The utility room Main House 1799 sq.ft. to a covered offers direct access patio, which can also be reached Guest Cottage 674 sq.ft. through the dining Living Area 2473 sq.ft. room’s double doors.

Garage 734 sq.ft.

In the bedroom wing, a vaulted Dimensions 92' x the 78' owners’ suite. ceiling expands

www.AssociatedDesigns.com closet, a private sitting

Financing that goes beyond traditional Buying a home is a uniquely personal experience. For you, it may be the first place that’s all your own.

Maybe it means getting your dream house or making a smart investment. Once we understand the big picture, our experienced mortgage bankers will take the time to guide you through the options.

Let’s see what we can do together. Learn more at bremer.com.

EQUAL HOUSING

Member FDIC LENDER

1401 11th Ave SW Suite #2 - Minot

701-839-2217

Jan Hoge Broker

Ashley Dhuyvetter-Schaan

Cell: 701-226-3140

Cell: 701-240-2717

AllianceRE.net

Becky Bertsch Cell: 701-833-3536

Bill Dean

Evan Halden

Cell: 701-471-9506

Cell: 701-833-3337

Dave Lehman Cell: 701-400-4495

Our Experts, Your Dream Home “We Are Alliance” April 2020 HOME VENTURE 7

Minot Board Of REALTORS Alliance Real Estate 1401 11th Ave SW • Minot, ND 701-839-2217

Century 21 Action REALTORS 500 20th Ave SW • Minot, ND 701-839-0021

Brokers 12 1201 South Broadway • Minot, ND 701-852-3757

Coldwell Banker 1st Minot Realty 219 South Main • Minot, ND 701-852-0136

Elite Real Estate 1829 S. Broadway St #1 • Minot, ND 701-838-4040

EXP Realty 3369 45th St. S • Fargo, ND 701-289-7315

IMM Inc. 700 N. Broadway • Minot, ND 701-852-3648

DID YOU KNOW?

Many lawns contain a mixture of the roughly one dozen types of different grasses.

According to the lawn care experts at Scotts®, knowing which type of grass they have in their yard can help homeowners more effectively manage and care for their lawns. But with so many lawns containing a mixture of grasses, how can homeowners know exactly what's making up that green carpet in their yards?

Scotts® notes that lawns typically fall into one of two categories: warm-season grasses and cool-season grasses. Warm-season grasses are those that thrive in regions where the climate tends to be especially warm, such as the southern United States. Cool-season grasses are those that are at their best in climates that experience extreme temperature fluctuations. For example, cool-season grasses are most likely to be found in the northern United States, as much of this area of the country experiences cold winters and warm, and in some places very hot, summers. Homeowners who are uncertain about which type of grass they have can consult a lawn care professional for advice. Homeowners who learn which type of grass is in their yard can use that information to determine how frequently they should mow and water their lawns and which type of fertilizer is best-suited to their lawns.

Keller Williams Inspire 12 S. Main St • Minot, ND 701-838-6800

NextHome Legendary Properties 400 4th St. SW • Minot, ND 701-852-8151

Preferred Partners 2050 38th Ave. SW • Minot, ND 701-852-HOME (4663)

Remax 2915 10th St. SW • STE A-Minot 701-838-8300

WHEN YOUR PLANS ARE READY, SO ARE WE! Take the first step, apply online for a home loan and see if you pre-qualify.

Signal Inc., Realtors 1541 South Broadway • Minot, ND 701-852-3505

Signature Properties 1701 South Broadway • Minot, ND 701-839-1999

Lauri Hopwood, NMLS #608984

Watne Realtors 408 North Broadway • Minot, ND 701-852-1156

701 Realtors 8

24 1st St NE • Minot, ND 701-852-7653

HOME VENTURE April 2020

lauri.hopwood@dacotahbank.com

dacotahbank.com Minot | (701) 852-1200

Compact Bellaire is spacious, gracious

By Associated Designs

Screened Porch 8' x 20'10''

Screened Porch 8' x 20'10''

Screened Porch 8' x 20'10''

trances to the generous living and ers’ suite, the sleeping area boasts a dining rooms, ideal for entertaining large bayBellaire window. A spa tub is nesa smaller bay with glass The Bellaire is a large yet com- and family events. But for every- tled intoPLAN 11-050 2020 Associated Inc. members gravitate day life,Designs, family block walls. And yet another bay pact family home, designed ©for Family First Floor 1314 sq.ft. construction 15' onx 18'6'' a narrow lot. to the spacious and relaxed family creates a bright sitting area. Flames Second Floor 1321 sq.ft.

Courtyard at the back. Bay winfrom the see-through fireplace can Arched windows, tile roof, and a room/kitchen 26' x 15'4'' Living Area 2635 sq.ft. in the stucco exterior give the plan a con- dows expand the nook and family be enjoyed from anywhere room, creating an open atmosphere, suite,Screened and Porch an L-shaped temporary MediterraneanNook flavor.

167 sq.ft. walk-in closet offers ample storage space Outside, hanging plants drape filled with light.

11'10'' x 10'2'' Garage 456 sq.ft.

Amenities in the comfortable for the most extensive wardrobe. the upper edges of the balcony, Dimensions 50'x 58' Associated Designs is the origimaking the stately stucco entry kitchen include a walk-in pantry, 2000 Kitchen for SERIES the Bellaire 11-050. more welcoming.

Inside the entry, built-in oven, microwave and dish- nal source www.AssociatedDesigns.com Living washer, plus a long work island For more information or to view sidelights Utility flank the door, transom 12'6'' xsink 19' and range. Utiliother designs, visit www.Associated windows rim its top, and the ceiling with Up vegetable stretches two stories up. More light ties, along with a sink and a counter Designs.com or call 800-634-0123. spills in from a narrow-arched win- for folding clothes, are just a few Owners’ is also Suite dow on the upper level. A built-in steps away. The utility room Dining 15' x 19'10'' Bellaire 12'8'' xwhen 11'8'' Entry accessible from the garage.

The bench here comes in handy PLAN 11-050 PLAN 11-050 long-screened porch is large enough shedding dirty shoes. © 2020 Associated Designs, Inc. Sitting Garage Family Graceful archways mark the en- for outdoor dining and lounging.

First Floor 1314 First Floor 1314 sq.ft. sq.ft.

17'6'' x 23'6'' 15' x 18'6'' Porch In the Bellaire’s luxurious ownSecond Second Floor Floor 1321 1321sq.ft. sq.ft.

Courtyard 26' x 15'4'' Living Living Area Area 2635 2635 sq.ft. sq.ft.

Screened Porch 167 sq.ft.

Screened Porch 167 sq.ft.

Nook Designs, Inc. © 2020 Associated Family 11'10'' x 10'2'' Garage 456 Garage 456 sq.ft. sq.ft.

Study/ 15' x 18'6'' Courtyard Guest Dimensions 50'x Dimensions 50'x58' 58' Kitchen

26' x 15'4''

Nook Utility 11'10'' x 10'2''

Up

Kitchen

Living 12'6'' x 19' Bedroom 11'4'' x 10'8''Sitting

Living

Utility

12'8'' x 11'8''

Garage 17'6'' x 23'6''

www.AssociatedDesigns.com www.AssociatedDesigns.com

Sitting Entry Porch

10'2'' x 11' 2000 2000 SERIES SERIES

Bedroom 11'2'' x 11'8'' Owners’ Suite 15' x 19'10''

Dining 12'6'' x 19' 12'8''Up x 11'8'' Entry Garage Dining 17'6'' x 23'6''

Dn

Owners’ Suite 15' x 19'10''

Study/ Guest 10'2'' x 11'

Dn

Porch Bedroom 11'4'' x 10'8''

Balc.

Bedroom 11'2'' x 11'8''

Study/ Guest 10'2'' x 1

Balc.

Dn Bedroom 11'4'' x 10'8''

April 20211'2'' 0 HOME x 11'8'' VENTURE 9 Bedroom

Balc.

Covered Patio 11' x 6'

Up

Up

Kitchen

Up

Kitchen

Garage

Covered Patio 11' x 6'

Garage 11'9" x 25'4"

Garage 11'8" x 25'4" Dining 14' x 7'

© 2020 Associated Designs, Inc.

Dining 14' x 7'

Dn

Living 14' x 10'

Living 14' x 10'

Porch

Alte Basem

Porch

Cranbrook is a cozy duplex with privacy

By Associated Designs

Bedroom 10'6" xCovered 11' UNIT A Patio steps.

Stove, sink 11' x 6'

Covered Patio 11' x 6'

UNIT B

B 1

1000 SERIES

Dining © 2020 14'www.AssociatedDesigns.com x 7' Associated

Dining 14' x 7'

Living 14' x 10'

Living 14' x 10'

Designs, Inc.

Dn

Bedroom 11'8" x 11'6"

UNIT A

10 HOME VENTURE April 2020

UNIT B Porch

Kitchen Kitchen

Garage

Garage

Cranbrook and refrigerator sit UpUp Up Up PLAN 60 -009 in a tight triangle, The Cranbrook is a townhouse Kitchen Kitchen DUPLEX UNIT A UNIT B duplex with the look of two cozy while a stacked Dn Dn country cottages. These two-story pantry offers plen- First Floor 470 sq.ft. 470 sq.ft. units stand side by side, but not too ty of storage space Second Floor 429 sq.ft. 429 sq.ft.

Dining Garage Garage close. The garage between them for staple foods, 10'6'' x 7' Living Area 899 sq.ft.

899 sq.ft.

B Bedroom Dn 11'8" x 25'4" 11'9" x 25'4" Dining goods, serves as a sound buffer, and its canned 1 11'8" x 11'6" Livingx 7' Garage 300 sq.ft. 300 sq.ft.

10'6'' spice collections, driveway creates a comfortable disDining Dining Dn 14' x 10' Total Dimensions 54' x 40' and the like. tance between the entry porches. 14' x 7' 14' x 7' © 2020 Associated Alternate Living Natural Designs, light Inc. In each unit, the front porch is 1000 SERIES Basement Stairs 14' x 10' easily wide enough to hang an old- filters in through www.AssociatedDesigns.com Living Living rightAlternate across from a sliding glass doors fashioned porch swing or laze away 14' x 10' 14' x 10' for bike parking. a summer afternoon on a chaise at the rear. They access a covered storage area ideal Basement Stairs Two bedrooms, a bathroom, lounge. Slender posts support the patio, ideal for outdoor dining porch and frame the front door. A when the weather is inviting. Each and linen closet are upstairs in each of the Cranbrook’s units. The unit’s patio is well- separated from Porch half wall wraps around to the side.

Porch Entering, you stand at the edge the other and could be screened, if front unit is slightly larger, but of the living room. Once the door desired, for protection from pesky both bedrooms have wide, gridded windows. closes, you can hang outerwear in flying insects.

Bedroom Bedroom Associated Designs10'6" is thex 11' origiA small bathroom is also at the the closet behind 10'6" x 11' it. The dining UNIT UNIT B of the Cranbrook 60-009. source area is completely open to the liv-A rear, near direct access to the ga- nal ing room, and only a half wall sep- rage. Utilities are in the garage, For more information or to view Cranbrook other designs, visit arates it from the PLAN 60 -009 www.AssociatedDesi compact kitchen.

Covered Covered UNIT A DUPLEX UNIT B gns.com or call 800This kitchen is dePatio Patio Dn Dn 11' x 6' 11' x 6' 470 sq.ft. 470 sq.ft.

First Floor 634-0123. signed to minimize UpSecond Floor 429 sq.ft. 429 sq.ft.

Up Kitchen Kitchen Living Area 899 sq.ft. 899 sq.ft.

Bedroom Bedroom 11'8" x 11'6" 11'8" x 11'6" Garage 300 sq.ft.

300 sq.ft.

Bedroom Bedroom Garage Garage 10'6" x 11' 10'6" x 11' Total Dimensions 54' x 40' 11'9" x 25'4" 11'8" x 25'4" Dn

Bedroom 11'8" x 11'6" Porch

Helping dreams come true.

For most of us, our home is the biggest purchase we’ll ever make. I love helping my customers with their mortgage so they can get into their home and on with their dreams.

Juliene Mowan AVP Mortgage Lending NMLS #: 665251

REALTORS®

in the news

Congratulations, Carrie

Montoya,

Watne, REALTORS® Top Producer of the Month of February 2020.

“I was born and raised in a small town in Nebraska and always cherished my upbringing in rural America. My husband and I are both retired from the Air Force and had the opportunity to live in many areas of the US and overseas, but we chose to remain in ND due to the warmth of the people, not the weather. I have been a full time sales professional in Minot for over 17 years and enjoyed every minute of it. Helping people realize their dreams of home ownership, commercial/investment goals and building lasting relationships are all rewarding endeavors. I would like to say Thank You to all my past, current and future clients for your confidence and friendship. You can contact me at 701-240-0709 or email me at carriecornhusker@aol.com.”

Congratulations, Judy

Hoskin

Watne, REALTORS® Top Sales Professional of the Month of February 2020.

“I have been a professional real estate agent for over 20 years. The best part is the many wonderful people I have met and friends I’ve gained. Helping people achieve one of the most important goals of buying or selling a home is very rewarding. The knowledge I’ve gained with each transaction is just waiting for the next person that chooses me to help them make that important move in their life. Call me anytime, Judy Hoskin, 701-721-3837 or 701-852-1156 at Watne, REALTORS® or email me at judyh@minothomes.com.”

April 2020 HOME VENTURE 11

Spacious Hillcrest commands attention

Vaulted Nook

Patio

Hillcrest

PLAN 10-557

3957sq.ft.

Vaulted Dining 100'x71'

Recreation Room 34'8'' x 19'8''

Media Room 18' x 19'4''

Vaulted Family 18' x 19'4''

Vaulted Living 12'8'' x 15'

Hillcrest

PLAN 10-557

Bedroom 11'6'' x 11'7''

x 3000 SERIES13'2'' 13'2'' www.AssociatedDesigns.com

Owners’ Suite 16' x 16'8''

Living Area Dimensions

3957sq.ft.

100'x71'

3000 SERIES www.AssociatedDesigns.com

Library/ Den 12'8'' x 13'2''

Bedroom 11' x 12'1''

Dn

Recreation Room 34'8'' x 19'8'' © 2020 Associated Designs, Inc.

12 HOME VENTURE April 2020

Patio 8' x 21'

© 2020 Associated Designs, Inc.

Utility

Patio

Living Area Dimensions

family room and eating nook are vaulted and richly glassed. Nestled into the back corner is a fireplace with a TV niche above the mantel, but owners might prefer to locate Media Room their main TV in the large Patio media 18' x 19'4'' room on the right.

A third fireplace graces the owners’ suite. The bathroom in this adult retreat boasts a spa tub andVaulted an Patio Dining Bedroom oversized shower, plus a deep 13'2'' x 11'6'' x 11'7'' walk-in closet. Double doors offer 13'2'' direct access to the Hillcrest’s wide rambling patio.

Owners’ Associated Suite Designs is the origiVaulted Bedroom nal source the Hillcrest 10-557.

16' x for 16'8'' Living 11' x information 12'1'' For more or to view 12'8'' other designs, visit www.Associated x 15' Designs.com or call 800-634-0123.

Utility

Kitchen

Families will find plenty of room for everyone and everything in this grand contemporary chateau.

With nearly 4,000 square feet of living space, not counting patios, how could this not be true? And having all of it on one level makes the Hillcrest ideal for aging in place as well. Patio Exterior textures are intriguing.

Most of the walls are an unusual split face concrete block, except for the cultured stone veneer that Owners’ Suiteand the entry covers the chimneys 16' x 16'8'' porch front gable.

Inside, classic hardwood floors are the norm, with a few practical exceptions. A large library/den is to the right of the high-ceilinged entry, and a vaulted living

room is to the left, where it is brightened and expanded by a rectangular window bay. Near the window, a freestanding woodstove Vaulted offers warmth when the weather Nook Vaulted turns chilly.

Family Patio Arched openings at18' thex 19'4'' rear of the living room open onto a transverse hallway. Matching arches on the opposite side feed into an exVaulted pansive Diningvaulted dining room. Its window 13'2'' x bay makes an excellent 13'2'' for a wide window seat. location A kitchen with a generously sized walk-in pantry is right around Library/ the corner. All appliances are built Den Vaulted in. A raised and angled eating bar 12'8'' x 13'2'' Living bounds 12'8'' the kitchen and the comDn fortably large family room. The x 15'

Kitchen

By Associated Designs

Patio 8' x 21'

1430 South Broadway PO Box 3160 Minot, ND 701-837-5353 aspire.creditunion

April 2020 HOME VENTURE 13

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Prairie Bluffs

Move in Ready New & Used Homes in Minot, ND NEW LISTING $125,000

$249,000

$79,900

700 Foxtail Drive

4408 Crocus Point

802 Coneflower Drive

3 Bdrm, 2 ½ Bath, 1,780 Sq. Ft.

3Bdrm, 2 bath, Attached heated Garage. Awesome View

3 Bdrm, 2 Bath, Eat In Kitchen, Dining Room, Living Room, Family Room

SALE PENDING $63,900

6 MONTHS FREE LOT RENT!

$69,900

$89,900

6 MONTHS FREE LOT RENT!

3887 Aster Loop

4028 Blue Bell Drive

New 3 BR, 2 Bath

New, 3 BR, 2 Bath

802 Dogwood Dr. 3 Bed 2 Bath + Bonus Room 2 Car Heated Garage

NEW LISTING $169,900 READY TO BE MOVED 2018 Schult Freedom 17 3 Bdrm, 2 Bath, 2,204 Sf. Ft.

$43,900 3612 Fillmore Street 2009 Schult 3 Bdrms, 2 Bath, 1.190 sq. ft.

$9,900 OBO 3100 11th Ave SE Lot #3

1986 Medallion Used 3 BR, 2 Bath

$117,000 1325 27th St. SE, Lot #224 2013 4 BR 2 bath 2,128 sq ft.

LAND HOME PACKAGES STARTING AT $219,000 (701) 852-0249 • 1-800-872-4120 • www.liechtyhomes.com 4030 HWY 83 S, Minot, ND 58701 • Monday-Friday 8am-5:30pm • Saturday 8am-4pm

14 HOME VENTURE April 2020 Lance Kennedy

Alex Skarsgard

FINANCIAL DIRECTORY Banks • Credit Unions • Savings & Loan Associates • Mortgage Lenders

Locations in Minot, ND 900 South Broadway

852-3711 2200 15th St. SW

857-7220 2105 16th St. NW

852-8200

20 1st St. SW, Minot 701-852-3361 bremer.com

Member FDIC

1017 South Bdwy & 924 31st Ave. SW, Minot

857-8400 or 857-4444 April 2020 HOME VENTURE 15

®

$324,900

$369,900

$210,000

800-568-5311 · 701-852-1156 · 408 N B roadway · M inot, N D 58703

SUPER NICE CONDO - *4

COUNTRY LIVING! - *3 Bedroom, 2 Bath Home *Wood Burning Stove *Large Deck *3 Car Garage *Fenced Yard #200525

MUST SEE! - *3 Bedroom,

#191491

Danielle Delzer 701-500-3732

Danielle Delzer 701-500-3732

$154,000

Carrie Montoya 701-240-0709

$170,000

Judy Hoskin 701-721-3837

1.75 Bath Condo *High Ceilings *Open Concept *Private Deck *Walk-Out Basement *Fenced Backyard *Single Garage

$165,900

Bedrooms, 3 Baths *Very Spacious *Quality Mindt Build *Open Floor Plan *Hickory Woodwork *Maintenance-Free Deck *Beautiful Backyard #200257

CHECK THIS OUT! - *3

Benedict ND - *Great Starter Home *Beautiful Open Floor Plan *10 Acres *Great Location *2 Bedrooms, 1 Bath #200463

SOUTH OF TIOGA ND – *3 Bedroom Modular Home *One Owner *Wood-Burning Stove *Many Mature Trees Leigh Ann *1,200 Sq. Ft. Insulated, Perdue Heated Shop #192336 701-641-0150

Bedroom Home *Kitchen remodeled 2014 *New Siding/Windows 2014 *New Furnace/AC 2015

$110,000

$128,000

$149,900

*New Carpet 2018 #191547

Janet Schelling 701-240-7537

KENMARE ND - *Historical Home *3 Bedrooms, 2 Baths *2 Car Heated Insulated Garage *Custom Woodwork *Original Hardwood Floors *Wood-Burning Fireplace *Vintage Lover’s Dream #181558

BOTTINEAU ND - *Grand Tudor Home *Wood-Burning Fireplace *Original Woodwork *Beautiful Windows *Hardwood Floors *3 Bedrooms *Single Car Garage #192227

TO BE MOVED! - *Move

Ali Ryan

$180,000

$199,900

#190080

$164,900

701-720-9004

Janet Schelling 701-240-7537

to Your Own Lot *2016 29X72 Modular Home (Not Manufactured) *Never Lived in *9 Ft. Ceilings *3 Bedrooms

MOHALL ND - *3 Bedrooms, 1.75 Baths *Spacious Home *Large Deck & Stone Patio *2-Car Garage *Great Location #190792

COUNTRY LIVING CLOSE TO TOWN! - *Manufactured Home Located in Max, ND *4 Bedrooms, 2.5 Baths *Double Detached Garage *Fenced Back Yard *Large Corner Lot #192230

GREAT LOCATION! - *2 Bedroom, 1.75 Bath Townhouse *Attached 2-Car Garage *Over 1,400 Sq. Ft. *Maintenance Free Porch *Sprinkler System #191540

Janet Schelling 701-240-7537

Ali Ryan....................................701-720-9004 Beth Ringen.............................701-429-0326 Blake Krabseth .......................701-720-1786 Carrie Montoya .......................701-240-0709 Danielle Delzer ........................701-500-3732

Geri Erven-Beede ...................701-509-1773 Gracia Eman............................701-263-1295 Janea Martell ..........................320-333-5264 Janet Schelling .......................701-240-7537 Jim Bowman ...........................808-462-2173

16 HOME VENTURE April 2020

Danielle Delzer 701-500-3732

Judy Hoskin ............................701-721-3837 Kevin Connole.........................701-833-7003 Lana Berman...........................909-581-5428 Leigh Ann Perdue ...................701-641-0150 Lenora Stevenson ..................701-263-7757

Equal Housing Opportunity

Blake Krabseth 701-720-1786

Janet Schelling 701-240-7537

Matt Watne ..............................701-720-5700 Ric Montoya ............................701-240-0749 Susanne Hoskin ......................701-833-0160 Thad Tarasen...........................701-240-6737