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THE MINOT DAILY NEWS Office located at 301 4th St. SE, Minot. For inquiries, call: News 857-1950 or toll free 1-800-735-3229 Advertising 857-1963 or toll free 1-800-735-3119
Circulation 857-1998 or toll free 1-800-735-3117
Jill Schramm/MDN
Linn Zander, left, with the Bismarck Cancer Center, explains a how the free colorectal cancer kit works to Lauren Larson at the Senior Expo Sept. 6.
Seniors come to socialize and learn at first expo event 2019 Expo
For information about sponsorships or participation in next year’s Senior Expo, people can contact Minot Daily News Publisher Dan McDonald at 857-1912 or dmcdonald@minotdailynews.com or Advertising Director Jim Hart at 857-1963 or jhart@minotdailynews.com. The date of the 2019 event has not yet been set.
By JILL SCHRAMM
Senior Staff Writer jschramm@minotdailynews.com Joel Hernes of Minot was drawn to the first annual Minot Daily News Senior Expo Sept. 6 by a desire to meet up with other seniors. “The social aspect,” he said of his main reason for participating in an event that drew a crowd to the Sleep Inn & Suites, “and to see if there’s some information we can pick up.” Dick and Cindy Sorensen, newcomers to Minot, were more than pleased after coming to hear a Medicare presentation and walking out with a wealth of information about health services, a bag of freebies and a tour lined up at the Minot Family YMCA. Dick Sorensen, who just retired, said the Medicare information alone was worth attending but they gleaned much more than that. Verdean Hofer of Turtle Lake, who works with the elderly through Senior Companions, said she came looking for information that might be of use to her clients – and possi-
bly for herself too. “It looks like it’s mainly for me,” she said, smiling about the information she was gleaning early on. She added she expects to take back valuable information to help improve the lives of her clients. “If I can keep them in their homes, that’s what I want to do,” she said. She said she lost one client to a care center, but her client is loving the social activities and personal services there. Seniors who attended the expo heard about some of the benefits of assisted living centers, tried out physical exercises for aging well, gained insight into scams and fraud and came away better educated on Medicare. Erina Berg of Minot said she came to check out the new event and wasn’t disappointed. “It’s good information,” she said, noting she wishes the expo had been around to provide the information earlier. “I wish they had it before I retired.” Several Minot businesses and organizations participated in offering booths. Telli Johnson with Johnson’s Eyecare and Eyewear said a medical log brochure for people with di-
All other departments 857-1900 or 1-800-735-3119 Dan McDonald Publisher
Michael M. Sasser Editor
Mandy N. Taniguchi Page Design Editor
Do you have story ideas?
If you have story ideas, suggestions or comments about Senior Scene, please contact Kent Olson by phone at 857-1939 or via e-mail at kloson@minotdailynews.com.
Senior Scene is published quarterly by Minot Daily News. It is coordinated by Kent Olson.
Fall 2018
Senior Scene
abetes and a prize drawing were top attractions at their booth, where people were invited to stop and visit about the importance of eye exams and preventive care. Ed Malazdrewicz with Professional Hearing Services, who spoke on hearing loss, later took seniors’ questions at the agency’s booth. “It’s kind of a neutral environment. People don’t have to make an appointment. People can ask some questions without committing,” he said. “They have fears about the cost of hearing aids. They don’t realize there’s inexpensive alternatives we offer.” Keith Hanson with Town & Country Insurance, who also spoke in the afternoon, found people looking for advice on Medicare and supplements. “I like to help seniors sort this out,” he said. “They hear
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Jill Schramm/MDN
Seniors raise their hands in participating in an exercise demonstration led by Tanya Gillen with Trinity Health Exercise Physiology at the Senior Expo Sept. 6. so many things about what’s what. It may be true for some, but it might not be relevant for them. One size doesn’t fit all.” Seniors who attended also were eligible for prize giveaways and received free refreshments and lunch. The Bismarck Cancer Center was offering a screening for facial
sun damage and potential skin cancer as well as free colorectal cancer home kits. Other expo participants included Trinity Health, Boppre Law, Minot Family YMCA, UND Center for Family Medicine, Edgewood & CaringEdge, Somerset Court and Northland Pace.
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Fall 2018
Welcome, fall produce! How strength training can help you
September is the season of colors. Grass blades are fading away from the green summer hues in tune with oak leaves that have softened to matte shades of auburn, gold, and scarlet red. North Dakota foliage is not the only change happening this season. Fall also brings seasonal challenges and changes in produce selection for seniors. The number on the thermometer outside is beginning to fall below 50 degrees, adding a crisp chill to the air. Dropping temperatures may cause an increase in aches which makes sitting more desirable, but sitting may also cause some soreness. All of this together contributes to a decreased motivation to cook balanced meals. But not all hope is lost for nutritious meals as the temperature continues to drop. Cooking larger dishes that can be portioned into individual serving containers can be frozen to allow easy access and will ensure a filling, nutritious meal on a cool day. This fall, remember to include seasonal produce in those meal plans to add key nutrients such as vitamins A, C, and K as well as folate and fiber. Some of the autumn fruits and
BY MARINA BOKNECHT
Lead Clinical Dietitian Trinity Homes
vegetables to try this season include kale, beets, sweet potato, spaghetti squash, broccoli, Brussel sprouts, apples, pears, and grapes. These fall produce items can be found this time of year at the local farmer’s market. Walking past booths filled with fresh produce and other goodies while visiting the local farmer’s market may spark inspiration to cook a few meals. Also, buying fresh produce and baked goods at local farmer’s markets supports our community and is an opportunity to sneak in some physical activity. Before deciding on a recipe to cook and freeze, review which vegetables freeze well as some vegetables are able to preserve their flavor, texture, and color better than others. A few of these specific types of vegetables are tomatoes, corn, zucchini, celery, carrots, and broccoli. If these vegetables are going to be frozen individually before being made into a meal, it is important to blanch them before freezing for best quality.
Fruits such as strawberries, blueberries, nectarines and peaches are good freezing options also. One of my favorite fall dishes to cook and freeze for future meals is spaghetti squash. Spaghetti squash is nutritious, low calorie, and another vegetable that has a high-water concentration by containing 92% water by weight. This low carbohydrate squash contains a fair amount of key nutrients including vitamin C and vitamin B-6, as well as containing calcium, potassium and fiber. Spaghetti squash can be cooked in 3 simple steps and may be served with chicken or soy chicken patty along with your choice of a green vegetable, which is conveniently located at your local farmer’s market. 1) Cut the spaghetti squash in half. Scoop out the seeds. Drizzle with oil and a small amount of salt and pepper. 2) Bake in the oven, face down, for 30-45 minutes at 375 degrees F. 3) Using a fork, scrape the insides of the squash to break up the spaghetti strands. Optional 4) Mix in a sauce of your choosing, such as garlic alfredo or pesto, and bake for another 20 minutes. Once the squash has cooled, begin distributing the squash into individual or family serving-size containers to place in the freezer. Use within 2-3 months for best quality. After enjoying your delicious spaghetti squash meal, feel free to reward yourself with those seasonal pears, pineapples or plums.
BY JANE STROMMEN
NDSU Extension gerontology specialist Jane.strommen@ndsu.edu With fall just around the corner, many of us are settling into a new routine, so now is a perfect time to consider how to include physical activity into this schedule. Exercise and physical activity are good for everyone, including older adults. For some older adults, getting older seems to involve a loss of strength, energy and vigor. But this does not need to be the case. The frailty and decreased energy we associate with aging, such as difficulty climbing stairs, walking long distances or doing household chores, are largely due to muscle loss. Age-related muscle loss, called sarcopenia, is a natural part of aging. After age 30, we begin to lose as much as 3 to 5 percent per decade. Most men will lose about 30 percent of their muscle mass during their lifetimes. One of the best ways for keeping muscles strong is through exercise called strength training. Research has shown that strength training is one of the best ways to combat the frailty and weakness that can come with age. When done on a regular basis, strength training can build bone and muscle, and help with maintaining strength, independence and energy. These exercises are effective and safe for people of all ages, including those who are in less than perfect health. In fact, individuals with specific health concerns, such as heart disease and arthritis, may benefit the most from an exercise program that includes lifting weights each week. Studies have shown that strength training can help manage and sometimes prevent conditions as varied as heart disease, diabetes, arthritis and osteoporosis. When combined with regular aerobic exercise, strength training can have a major effect on a person’s mental and emotional health. Research also shows that people who exercise regularly sleep better. In addition, strength training exercises can reduce depression and boost self-confidence and selfesteem, and improve one’s sense of well-being.
Submitted Photo
Whatever your motivations for staying strong and fit, figuring out what to do and where to start can be challenging, especially if you are inactive. One useful website to visit is Go4Life (www.nia.nih.gov/Go4Life), a national exercise and physical activity campaign for people 50 and older from the National Institute on Aging. The institute is part of the U.S. Department of Health. This interactive website offers exercises, success stories and free materials to motivate the growing numbers of baby boomers and their parents to get ready, start exercising and keep going to improve their health and achieve a better quality of life. Falling also is a risk associated with muscle loss and poor balance. September is National Falls Prevention Month, and older adults are encouraged to educate themselves about ways to reduce their risk of falls. Stepping on, a fall prevention program offered by North Dakota State University Extension, empowers older adults to adopt healthy behaviors that reduce the risk of falls. Older adults learn balance and strength exercises, and develop specific knowledge and skills to prevent falls. Contact the Ward County office of NDSU Extension, 857.6450, for more information about Stepping On. Strength training can help you stay strong, vital and independent throughout your life. Consider motivating others to join you in the many physical and emotional benefits of strength training.
Senior Scene
Fall 2018
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You can now freeze your credit at no cost to help stop identity theft The battle to protect your identity is getting a little easier – or at least cheaper. A new federal law LYLE going into effect Sept. 21 makes it HALVORSON free to freeze your credit file with the three major credit rating companies. In the past, Equifax, Experian, AARP North Dakota and Transunion have charged fees Communications to freeze your credit reports to Director help protect against fraud. In North Dakota, the freezes cost $5, A credit freeze locks your credit and you needed to pay it to each file, which makes it harder for credit rating agency separately. identity thieves to open new acYou also had to pay to unfreeze counts in your name. You can unand refreeze your credit reports.
freeze your account at any time to apply for new credit, and then freeze it again. It only makes sense for older people to be proactive about protecting their credit histories. Chances are an older person won’t have to “unfreeze” their credit report because they typically have no need to apply for credit. Your home and cars are likely paid for and you probably don’t need another credit card. It’s important to note that a credit freeze does not stop thieves from getting into your current fi-
nancial accounts and wreaking havoc, so you should keep close tabs on banking, credit cards and other financial accounts and monitor them regularly. If you are married, you and your spouse both have to freeze your credit. If you have children, consider freezing their credit, too, until they are old enough to use credit. To freeze your credit, you will need to file a separate request with each of the three consumer reporting agencies: EXPERIAN:
www.experian.com/freeze or call toll-free 888-397-3742. TRANSUNION: www.transunion.com/securityfreeze or call toll-free 888-909-8872; EQUIFAX: www.freeze.equifax.com or call the automated line 800-685-1111. For information about scams and fraud, sign up for the Fraud Watch Network at www.aarp.org/fraudwatchnetwork. You’ll receive free email alerts with tips and resources to help you spot and avoid identity theft and fraud.
Greetings Everyone! We have exciting news from the Alzheimer’s Association International Conference 2018 held in Chicago on July 25, 2018. A significant feature at the AAIC 2018 this year was the first clinical trial to show intensive blood pressure treatment reduces new cases of Mild Cognitive Impairment and Dementia. The Conference also released first ever dementia data in LGB Seniors and women’s Dementia risk related to reproductive history. The first randomized clinical trial to demonstrate that intensive blood pressure treatment reduces new cases of Mild Cognitive Impairment (MCI). The preliminary results of the SPRINT MIND trial presented provides the strongest evidence to date about reducing risk of MCI and dementia through the treatment of high blood pressure which is one of the leading causes of cardiovascular disease
JODI KELLER
LSW/BSW Regional Care Consultant, MNND Alzheimer’s Association worldwide. Researchers found a 19% lower rate of new cases of MCI in the intensive treatment group which means they targeted a systolic blood pressure goal of less than 120 mmHg. This study indicates that there are things you can do to reduce your cardiovascular disease risk factors thus reducing risk of MCI and dementia. Link Between Pregnancy, Reproductive History and Dementia Risk in Women. Almost twothirds of Americans with Alzheimer’s are women
according to the Alzheimer’s Association 2018 Alzheimer’s Disease Facts and Figures. The report also says that 5.5 million people age 65 or older with Alzheimer’s disease, 3.4 million are women. Research reported at the AAIC 2018 indicated: *Women in the study with three or more children had a 12 percent lower risk of dementia compared to women with one child. *Each additional report of a miscarriage was associated with a 9 percent increased risk of dementia, compared to women who reported no miscarriages. *Women who indicated having their first menstrual period at age 16 or older were at 31 percent greater risk than those who reported having their first period at 13 or younger. *Those women who experienced natural menopause at 45 or younger were at 28 per-
cent greater dementia risk. First Dementia Prevalence Data in LGB Older Adults. The first prevalence data from a large population of lesbian , gay and bisexual older adults was also reported at AAIC 2018 in Chicago. (Kaiser Permanente Research Program on Genes Environment, and Health). According to researchers, significant rates of depression, hypertension stroke and cardiovascular disease in the study population may be contributing factors to the level of dementia. *LGB seniors in the study with depression were 2.3 times more likely to develop dementia *Those in the study with heart disease were 69% more likely to develop dementia *Those in the study with hypertension were 56% more likely to develop dementia. The findings highlight the need for culturally competent health care
and practice for older LGB+ individuals at risk for or currently with with Alzheimer’s disease or another type of dementia. Given the concerns of social isolation and sometimes limited access to friend and family caregivers, there is a strong need to create a supportive health care environment and caregiving resources. Clinical studies are essential to finding new treatments and an eventual cure for Alzheimer’s disease. TrialMatch is your opportunity to move cutting-edge research for-
ward. Our database includes more than 225 Alzheimer’s clinical research projects conducted at over 700 sites nationwide. Consider registering with TrialMatch at alz.org/trialmatch today! Also the MNND Alzheimer’s Association will be starting their Fall education series through the Minot Adult Learning Center at 1609 4th Ave NW. Call or checkout the website for schedule at 857-4488 or www.minotadultlearingcenter.com/ or please call the Minot Alzheimer’s Association at 837-0062.
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Senior Scene
Fall 2018
Hello Seniors Hate to say it, but fall and winter will be here soon. We have had a beautiful summer. Trinity Homes have been busy cleaning up the garden after enjoying all the great vegetables. Our apple tree has been producing lots of apples. So, it’s time to get the recipe book out for some old fashion apple crisps or any desserts made from apples. We also will be getting our recipe out for lefse and because the Norsk Hostfest will be here end of September to celebrate Scandinavian heritage. During that
all week and lefse making. A few residents will be attending this great event with volLOIS unteers to escort them to the ZAHN Norsk Hostfest. At Trinity Homes we bring in entertainment every weekend. Plus, Frozen Finger jam sesTrinity Homes sion 2nd and 4th Saturday Volunteer of each month. Music seems Coordinator/Activities to bring people closer together. I feel excitement in the week we celebrate a mini fall air around Trinity Hostfest here at Trinity homes. This will bring back, Homes with all the events many memories for our resi- we will be doing here. Keep that smile on and love in dents, that volunteer or atyour heart. tended the Norsk Hostfest. God bless you. We have entertainment
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Fall 2018
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Why you should compare options for your Medicare prescription drug plan annually It is important to compare options for your Medicare prescription drug plan, also known as Medicare Part D, during the open enrollment period that runs from Oct. 15-Dec. 7 each year. There are no requirements for you to compare your options; however doing so could save you money. Let us review some of the other advantages to comparing your options during the open enrollment period. – Your current prescription drug plan could change due to a number of factors and result in greater out-of-pocket costs. Some of those factors include: – An increased monthly premium amount. – A higher deductible – in 2017, more than half of the prescription drug plans available to North Dakota beneficiaries had the highest allowed deductibles. – Changes to a formulary - any medications covered by your 2018 prescription drug plan are subject to change and may not be included in the 2019 formulary under your prescription drug plan; this may result in you having to pay full price for your prescriptions. Each year, Medicare approves new prescription drug plans to be offered by insurance companies for North Dakota beneficiaries. These plans can change and these changes can result in greater costs to
DAVID ZIMMERMAN
Director, Consumer Assistance Division Director, North Dakota SHIP North Dakota Insurance Department you, the beneficiary. The number of plans available has steadily dropped over the years. For example, in 2010, there were 46 plans available to North Dakota beneficiaries, whereas only 23 plans were available in 2017. Additionally, if the company you have a 2018 prescription drug plan with does not offer the same plan in 2019, they may automatically place you in another plan that they offer if you do not take action first. This change may not fit
your needs and could result in greater out-ofpocket costs. Participating in the annual enrollment period and completing a prescription drug plan comparison provides you with the opportunity to review your current plan or select a new plan that will be the best fit for you. These plans can be very different based upon current medications and pharmacies used. Completing a prescription drug plan comparison during the annual enrollment period is easy and there are variety of ways in which beneficiaries can do so. Individuals can: – Attend one of the North Dakota Insurance Department’s free Medicare Part D Annual Enrollment events hosted across the state from Oct. 16-30. More information about these events can be found online at www.nd.gov/ndins or by calling 328-2440. Volun-
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teers will be available to assist you and answer questions. – Call the Department’s State Health Insurance Counseling (SHIC) program at (888) 575-6611. – Dial 2-1-1 and submit your information over the phone starting on Oct. 1 through Nov.16. – Visit www.medicare.gov to submit your information. No matter what method you choose, be sure to have the following
items available: – An up-to-date list of current medications including the medication name, dosage and number of times taken each day. If the medication is a liquid, such as insulin or eye drops, or if it is delivered by an inhaler, please be sure to specify how long each container lasts. – Medicare card. – Small yellow card received from a SHIC Counselor. If you do not already have a card yet,
please contact SHIC at (888) 575-6611 to receive your free card. It can help speed up the process when completing a prescription drug plan comparison. Finally, just as important as it is for you to compare your prescription drug plan options, it is equally important to remember that the annual open enrollment period is Oct. 15-Dec. 7 and that all plan coverage begins Jan. 1, 2019.
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Medicare open enrollment and potential scams The 2019 Open Enrollment Period for Part D or Medicare Advantage plans runs Oct. 15 - Dec. 7. During this time Medicare beneficiaries can make changes to their 2019 health plan and prescription coverage. Open enrollment is also “open season” for identity thieves. The most common scam is the caller indicating he’s from the Centers for Medicare & Medicaid Services or other government agencies. With the issuance of the New Medicare Cards, the spiel is a bit different. They may claim they need to verify your new number or update sensitive information. Because they still want your Social Security number, they’ll be asking various questions to obtain it.
– Be careful who you give out your personal information to (name, adLINDA dress, date of birth, phone MADESEN and e-mail). – There are no Medicare sales representatives. Do NOT provide any personal Project Director identifying information ND Senior Medicare should someone claim to Patrol be an “official Medicare agent” – it’s a scam. They may also tell you – Do NOT provide inthat you must provide this formation over the phone personal information for to anyone telling you that you to keep your Medicare you must provide personal coverage. Don’t provide it. identifying information to Medicare will NOT call keep your coverage. you and ask for your per– Never let an uninvited sonal information. salesman into your home. Medicare will NOT email If you do, make sure your you, and they will NOT personal papers are put visit your home unanaway out of site, and that nounced to collect/verify you have another person data they already have. with you. Don’t let the How you can prevent salesperson pressure you being taken advantage of into a hasty decision. by these scammers – Guard your Medicare
card (and number) and only show it to legitimate health care professionals at their permanent place of business. (Never use it as ID to enter an educational presentation or event.) – Be a proactive health care consumer by inquiring about items you need and want. Don’t buy items you have not inquired about and don’t need. Better yet, talk to your health care provider about equipment, tests, or services you think you may need. If your Medicare number or Social Security number has been compromised, or if you would like to learn more about Medicare fraud and taking steps to prevent it, contact the ND SMP at ndsmp@minotstateu.edu 1-800-233-1737 or 8583580.
Fall 2018
These money-savings programs can help seniors
Did you receive a letter from Social Security this spring? If you did, it may be because you are enrolled in Medicare, and based on your monthly Social Security benefit, you appear to have an income that qualifies you for two money-savings programs. These programs can help you afford your prescription and health care costs. The Medicare Part D Extra Help program, also known as the Part D Low Income Subsidy, or LIS, helps pay your Part D drug plan premium and saves you money on medications at the pharmacy. If you qualify for Extra Help, you will pay no more than $8.35 for your prescriptions for each drug your plan covers. The Medicare Savings Program pays your Part B premium each month. It also may help pay for other costs in Medicare, such as your Part B deductible and co-pays at the doctor’s office. Social Security does not have access to information about your other income and resources, such as any pension or retirement account you may have. If you apply for Extra Help or MSP, you will be asked for more information about your overall finances. Getting this letter does not mean you automatically qualify for these programs. You still need to fill out an application for each program. To get free, confidential help with an Extra Help/MSP application, you can contact the ND Benefits Enrollment Center (ND BEC) at ndbec@minotstateu.edu or 8583580.
Benefits of a care contract Did you pay your children an allowance for completing certain chores around the house? Perhaps you paid a small sum in exchange for your son or daughter mowing the grass, mopping the floors or looking after a younger sibling. Or, on the other hand, maybe you viewed those chores as an essential part of your child learning responsibility and did not pay an allowance in return for those chores. Do you now find yourself in a similar situation again? Do your adult children assist you with lawn care, snow removal, or errand-running? Most children would not dream of asking their elderly parents to pay them an allowance for the assistance they provide. However, in many circumstances I advise my clients to do just that—pay their adult children for helping them with various tasks. One benefit of doing so is to maintain harmony among family members in the event one or more
DIANE K. LAUTT
Law Office of Diane K. Lautt, PLLC children bear most of the caretaking responsibilities. For example, Son mows the lawn each week during the summer, shovels snow during the winter, performs routine maintenance on the home, monitors Mom’s finances, and takes time off work to drive Mom to weekly medical appointments. Daughter lives out-of-state and is not involved in these day-to-day responsibilities. Mom passes away, leaving a very small inheritance equally for Son and Daughter. Son wonders if it was unfair for his sister to receive anything.
While Son was more than happy to assist Mom, he reflects on the many hours it took away from his own family and job, while his sister did not make the same sacrifices. A second reason for paying an adult child is to purposefully spend Mom’s funds paying Son for his assistance to use up funds that in the future would otherwise be used to pay the nursing home. Consider the same example above, except Mom moves into the nursing home and spends her remaining funds on her care. Mom qualifies for Medicaid five months before her passing and has nothing left to leave to her two children. Son is discouraged that Mom’s funds were exhausted by the nursing home bill, considering he spent so many nights and weekends over the past few years caring for Mom in her home to delay her move into the nursing home in the first place. In both these scenarios, the family would have benefitted from a
written Care Contract between Mom and Son in which Mom agreed to pay Son for his work on her behalf. I always recommend my clients follow the rules of the North Dakota Department of Human Services for what qualifies as a valid Care Contract. That way any payments made from Mom to Son will not penalize Mom if she needs to qualify for Medicaid in the future to help pay nursing home costs. A Care Contract should be in writing and signed by both parties. Although the DHS rules were relaxed recently to not strictly require a written contract, having one in place is always the best practice. Additionally, if Mom is no longer able to sign legal documents, the rules allow her financial agent or trustee (also known as a fiduciary) to sign the Contract, so long as the fiduciary is not the same person who is also providing services to Mom. If that is the case, the Care Contract is only accept-
able if Mom signed it while she still had capacity to sign legal documents. The care provider’s compensation should be consistent with fair market rates for the types of tasks completed, and payment should be made to the care provider promptly. The income received by the care provider must be reported on an IRS Form 1099 and is subject to tax. There are many caveats and special rules that may apply to your situation. As always, follow the specific advice given to you by your attorney and tax advisor. Although you may think your children have outgrown receiving an “allowance” from you, such an arrangement may be exactly what’s needed to protect your hard-earned assets and preserve family harmony. This article does not constitute legal advice. Each individual should consult his or her own attorney.
Senior Scene
Fall 2018
CaringEdge Healthcare CaringEdge Healthcare of Minot, located within the Edgewood Assisted Living Facility, offers expanded healthcare services to all whom reside in the Minot area. Our new healthcare services offer comfort and convenience to Edgewood residents. Each area of the healthcare services we offer allows access to multiple healthcare professionals, as CaringEdge Healthcare providers believe in a holistic approach to healing and service provision. The healthcare services that are offered by CaringEdge include: Outpatient Therapy, Home Health and Hospice. Our healthcare services include the utilization of best practices, designed to uniquely support each person we serve. An overview of each of our services, will provide you with a brief introduction to our multidisciplinary team approach and some of how we may be able to meet your health care needs. Outpatient Therapy: CaringEdge Outpatient Therapy was developed to meet the needs of the orthopedic, neuromuscular and neurologic populations with a devotion to handson manual therapy skills. The CaringEdge team is your perfect partner in health. We provide highly skilled care with a focus on restoring proper body movement and function, pain reduction, and injury prevention to benefit the individual as a whole. As highly educated health care professionals, we help you maintain mobility and quality of life in many cases, without surgery or prescription medications. Home Health: CaringEdge Home Health care provides the opportunity for you to have a
BY MICHELLE ANDERSON
Social Services Supervisor Edgewood Assisted Living Facility skilled clinician come to your home and partner with you to manage your health care needs, help you understand what to expect after a surgery, and give you peace of mind knowing that you have an expert to turn to during your time of need. CaringEdge can provide a skilled nurse to teach you about your new or existing condition and how to best manage your own care. We are passionately dedicated to giving you the best information, care and value for your healthcare investment. Hospice: CaringEdge Hospice is a specialized care designed to provide support to you and your loved ones during an advanced illness. Hospice focuses on comfort and quality of life, rather than cure. The goal of hospice care is to enable you to have an alert, pain-free life‌to live each day as fully as possible. Hospice care affirms life. The CaringEdge Healthcare team invites you to call or stop by our office, with any questions that you may have about our services. The CaringEdge Healthcare telephone number is 1-888-223-4287 and we are located in the Edgewood Assisted Living Facility at 800 16th Ave SE. Minot, ND. The CaringEdge Healthcare team looks forward to meeting you and having the opportunity to serving the Minot area with your healthcare needs.
Alamo Senior Center 528-4881 Business Meeting: 2nd Tuesday, 1 p.m. Social Activities: Birthdays, monthly, last Tuesday Cards: Tuesday p.m., following lunch Senior Meals: Tuesdays, noon Foot Clinic: Odd months, Divide County Health Nurse
Anamoose Senior Citizens 465-3316 Business Meeting: 1st Monday with bingo & speaker Social Meeting: 3rd Friday of month Senior Meals: Every Monday, 11:30 a.m. to 1 p.m. Chair Exercise: Every Monday & Thurs, 9:30 a.m. Free Blood Pressure Check: 1st Monday, monthly Cards & Dominoes: Every Friday, 6:30 p.m. Berthold Senior Citizens 453-3680 Business Meeting: 3rd Thursday, 3:45 p.m. Cards/Games/Lunch: Tuesdays & Fridays Bone Builders Exercise: Mondays & Wednesdays, 9 a.m. Foot Clinic: 2nd Wednesday, even months (First District Nurses)
Bottineau Senior Center 228-3339 Center is open, Monday through Friday, 10 a.m. to 3 p.m. Business Meeting: 1st Tuesday, 1 p.m. Board Meeting: 1st Tuesday, 12:30 p.m. Senior Meals: Served daily at noon, Monday through Friday Sit & Be Fit Exercise: Wednesdays & Fridays, 10:30 a.m. Cards & Pool played daily Potluck Brunch: 1st & 3rd Sundays Birthday Celebrations: Every 3 months Souris Basin Transit service runs daily Monday through Friday, in town. Bus goes to Minot Thursdays. Call 228-2061, for reservations
Bowbells Senior Citizens 337-2376 Business Meeting: 1st Thursday, 2:30 p.m. Social Meetings: (Coffee) Tuesdays, 9 a.m. to 11 a.m.; Thursdays, 2 to 4 p.m. Senior Meals: Every Monday, Wednesday and Friday, 11:30 a.m. Foot Clinic: 2nd Thursday, monthly Cards: Monday evenings, 7 p.m. Bus Service to Kenmare and Minot is available. Burlington Friendly Seniors 838-3561 Business Meeting: 3rd Thursday, 4:30 p.m., Potluck Supper Social Meetings: Coffee, Monday, Wednesday & Fridays, 9:30 a.m. to
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lub alendar
11 a.m. Cards: Thursdays, 1:30 to 4 p.m. Foot Clinic: 3rd Wednesday, odd months, First District Health Nurse Pancake Breakfast: Last Saturday, monthly- January to October, 8 a.m. to noon
Butte Senior Center 626-7243 Business Meeting: 1st Tuesday, 2 p.m., monthly, followed by cards & games Social Meetings: Every Tuesday, cards, bingo, games and programs are planned Carpio Senior Citizens 468-5908 Business Meeting: 3rd Thursday,
4 p.m. meeting followed by potluck lunch, 6 p.m. Social Meeting: following business meeting with playing cards Senior Meals: Every Monday, Wednesday & Friday, 11:30 a.m. to 12:30 p.m. Call 468-5908 or 240-1150 for reservations, leave message. Foot Clinic: 2nd Wednesday morning, even months, First District Health Unit Pool: Wednesdays, 1 p.m. Whist: Thursdays, 1 p.m.
Crosby Senior Center 965-6964 Business Meeting: 1st Friday, monthly, 1:30 p.m., followed by cards
& bingo Social Activities: Potluck meal & cards, 4th Friday, Noon Center is open every Friday for cards, games, and speakers Senior Meals: available through the local hospital program
Deering Senior Citizens 728-6662 Business Meeting: 2nd Thursday, monthly at City Community Center Social Meetings: Birthday Potluck, 3rd Monday, monthly (winter- noon and summer- 6 p.m.) Senior Meals: Tuesdays, Thursdays and Fridays in Country Store & Cafe Foot Clinic: 2nd Thursday, monthly Bus Trips to many events
Douglas Nifty Fiftys 529-4431 Business Meeting: 4th Tuesday, monthly with potluck Foot Clinic: 4th Monday, even months, First District Health Nurse Social Events: Bingo and lots of visiting City meets regularly at the Center. Quilting Mission: Jan. through May, anyone is invited to help! Drake Senior Citizens 465-3225 Business meeting: 4th Monday every month.
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Potluck every 4th Monday every month. Social activities: Nov.-May open to the public. Every Friday afternoon: cards, games, socializing, coffee and snacks. Foot Clinic: every 3 months, 3rd Wednesday. Call 537-5732 for appointment. Souris Basin public transportation to Minot every Thursday. Call 1-800927-8318.
Esmond Golden Age Club 249-3230 Business & Social Meeting: 2nd Tuesday, monthly, 2 p.m. Activities: Potluck Meals, Bingo, and Readings
Fessenden Senior Citizens 547-3403 Business Meeting: 3rd Tuesday, monthly, with speakers, programs and games Social Activities: Holiday meals and potlucks Senior Meals: Tuesday, Wednesday and Fridays, catered by Wells & Sheridan Aging Council, (home delivered meals available) Birthdays: 1st Monday, monthly
Flaxton Senior Citizens 596-3850 Business Meeting: 2nd Wednesday, monthly
Foot Clinic: 4th Wednesday, odd months, First District Health Nurse Pincochle: Every Wednesday Annual Flu Shot Clinic: October
Glenburn Senior Citizens 362-7773 Every Monday, Wednesday and Friday: coffee starting at 10 a.m. Meals at 11:30 a.m. 1st Sunday of every month, pancake breakfast from 9 a.m. to 1 p.m. at the center. Meeting to follow breakfast. 3rd Sunday of every month, a birthday potluck at the center starting at 12:30 p.m. Games and cards to follow. Footcare every 3rd Monday. Gatherings every Tuesday morning at the Last Hurrah, 10 a.m. breakfast (brunch) on your own. 2nd Saturday of each month, 11:30 a.m. at a different restaurant in Minot, location to be announced at previous month’s meeting. 3rd Thursday of each month, Last Hurrah, 5:30 p.m. Meal on your own.
Granville Senior Citizens 728-6888 Business Meeting: 2nd Monday, monthly Social Meetings: 4th Monday, monthly Bingo Afternoon Activities: Daily cards, puzzles and coffee Senior Meals: Monday,
Senior Scene
Wednesday & Fridays, 11:30 a.m., at Memorial Diner Foot Clinic: 3rd Monday, even months, First District Health Nurse Birthdays: 3rd Tuesday, odd months, potluck meal at 4:30 p.m. Souris Basin Transit Service to Minot: Thursdays
Grenora Senior Center 694-2472 Business Meeting: 2nd Wednesday, monthly, 1 p.m. Social Activities: Annual Burger Fry and Membership Drive, October Cards: Monday, Wednesday & Fridays Senior Meals: Monday, Wednesday, and Fridays, noon Foot Clinic: odd months, morning, Divide County Health Nurse
Harvey Senior Citizens Senior Center is open Monday through Friday, 8 a.m. to 5 p.m. Monthly business meeting 2nd Tuesday celebrating birthdays and lunch served. Bingo at Senior Center every Friday at 1:30 p.m., also card games and visiting. Bone builders exercise Mondays and Wednesdays at 1 p.m. Wells, Sheridan Aging Council serves meals Monday through Friday at noon. Supper night is once a month. Home delivered meals are
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Brookdale Brentmoor Minot 3515 10th St. SW Minot, ND 58701 (701) 839-3320 www.brookdale.com/communities/emeritus-brentmoor/
available. Wells, Sheridan Aging Counci daily bus service to Harvey. Also scheduled bus rides to Minot and Bismarck – call 324-4032.
Kenmare Senior Citizens Center 385-4551 Business Meeting: Quarterly, Jan., April, July & Oct Social Meetings: Monday through Saturday, 1:30 p.m.- Games & 3 p.m.- Lunch Senior Meals: Monday through Friday, 11:45 a.m. Foot Clinic: 3rd Wednesday, monthly, First District Health Nurse Exercise: Tuesday & Thursday, 9:30 a.m. Birthday Potluck: November through April, Saturday, noon; May through October, Friday, 6 p.m., Games & Social follows Board members meet as needed.
Lansford Hi Neighbors 362-7483 Business Meeting: 1st Wednesday, monthly, 5 p.m. dinner, Lansford Mall Social Meetings: Activities, Tours, Events as planned Senior Meals: Monday through Friday, TJ’s Diner in Lansford Mall Foot Clinic: 4th Thursday, odd months, Lansford Mall, First District Health Nurse Souris Basin Transit Bus Service: Thursdays, to Minot Educational activities, tours, and videos throughout the year. Lignite Senior Citizens Club 933-2855 Business Meeting: 1st Friday, monthly
Social Meetings: Card playing, Tuesdays & Thursdays, 1 p.m. to 4:30 p.m. Senior Meals: Monday, Wednesday & Fridays, Noon Foot Clinic: 2nd Monday, monthly, Christ Lutheran Church
Makoti Senior Citizens 726-5757 Business Meeting: 2nd Wednesday, monthly, 7 p.m. Social Meetings: Potluck Supper, 6 p.m., prior to business meeting Frozen Senior Meals: Order the 1st week of the month, 726-5757
Max Over 55 Club 679-2265 Business Meeting: noon, 4th Friday monthly, except 6 p.m. in June and July, potlucks also. Other Friday potlucks coincide with the school year. Check the city calendar for changes.
Mohall 1st & 3rd Friday: Noon potluck, all Invited. 3rd Friday: Business meeting Monday-Wednesday-Friday: Bone builders 9:30 am
Newburg Senior Citizens 272-6204 Business Meeting: As needed Social Meetings: As scheduled Senior Meal: Wednesdays, 11:30 a.m., Coffee Cup Cafe, Newburg Mall Foot Clinic: 1st Wednesday, odd months, Community Center, First District Health Nurse Parker Senior Center 21 1st Avenue SE, Minot 852-0561 website: www.minotcoa.com
Fall 2018
email: mcoapsc@srt.com Senior Meals: Lunch, Monday through Friday, 11:30 a.m. to 12:30 a.m. in Parker Center Dining Room BINGO: Mondays, 12:15 p.m. EXERCISE: Tuesdays and Thursdays, 9:30 a.m. Birthday Celebration: 3rd Wednesday Other Events: As scheduled Call: 852-0561 for more information Contact: Deb Leyrer, 852-0561 or debmcoa@srt.com
Parshall Golden Jet Set 862-3444 Business Meeting: Wednesdays, 11:45 a.m. Social Meetings: Wednesdays, 11:30 a.m. Senior Meal: Wednesdays, noon, home-cooked meal Foot Clinic: 4th Wednesday, even months Activities: Tuesdays, 3 p.m., cards, visiting, puzzles Center is available for rent. Call: Judy, 862-3852; Karen, 862-3642; Pat, 862-3642
Plaza Senior Center 497-3320 Business Meeting: 3rd Wednesday, monthly, 3 p.m., followed by cards and potluck meal Senior Meals: Tuesday, Thursday, Friday, at 11:30 a.m., in Plaza Cafe; Monday and Wednesday, Breakfast, in Plaza Cafe Foot Clinic: Every other month, Mountrail County Health Nurse Yoga/Exercise: Three times each week Computer: available for members
Fall 2018
Powers Lake Senior Citizens 464-5630 Center is open, Mon. through Saturday, 7:30 a.m. – 8 p.m. Business Meeting: 3rd Saturday, monthly, 5:30 p.m., followed by potluck supper Social Meetings: 2nd Wednesday, monthly, 1:30 p.m. Senior Meals: Monday, Wednesday, Friday, noon; reservations required Catered by “The Food Barn” Foot Clinic: 3rd Wednesday, monthly, First District Health Nurse Souris Basin Transit Bus Service: Thursdays, to Minot Activities: Cards, puzzles, snooker and coffee with treats, anytime! Local papers available, books and TV Ray Senior Center 568-3946 Business Meeting: 2nd Tuesday, monthly, 12:30 p.m.
Senior Meals: 2nd Tuesday, weekly, noon Special events and activities: as planned
Rolla Senior Citizens 477-6421 Business Meeting: 2nd Friday, monthly, 12:45 p.m., followed by bingo & entertainment Senior Meals: Daily, noon; home delivered and frozen meals available Foot Clinic: 3rd Thursday, monthly Exercise: Bone Builders program for seniors Transportation Van: available for rides to medical appointments, shopping and business appointments
Rugby Senior Citizens 776-2240 Center is open daily 9 a.m. to 2 p.m. Business Meeting: 2nd Monday, monthly, 1:30 p.m. Senior Meals: Monday through Friday, 11:45 a.m., Reservations required by 1:30 p.m. day prior. Bingo: Wednesdays, 1 p.m. Souris Basin Transit Bus Service: Daily, in Rugby and Thursdays, to Minot Ryder Happy Hours Club 758-2404 Business Meeting: 1st Monday, monthly Breakfast: Monday, Tuesday, Thursday & Friday, 7:30 a.m. to 10 a.m. Foot Clinic: 1st Wednesday, odd months
Sawyer Senior Citizens 624-5256 Potluck meals are planned periodically. Senior meals are served at noon on Mondays, Wednesdays and Fridays at Sawyer Senior Center. Call 624-5256 for meal reservations.
Pool and exercise are available every Monday, Wednesday and Friday morning. Members’ birthdays are recognized the first Wednesday of every month at the dinner and birthday cake is served. Activity night and meetings are held the second Thursday of each month. Foot clinic is offered the second Wednesday of every even numbered month. For information on bus service to Minot, call 852-8008. The club email address is sawyerseniorcitizens@srt.com.
Surrey Senior Citizens Activity Center 839-8702 surreyseniors@srt.com Senior meals are served at noon on Mondays, Tuesdays, Wednesdays and Thursdays. Call center for meal reservations. Home deliveries are available on request. Foot Clinic is available at the
Senior Scene
center. Call LaVonne at 240-2679 for an appointment. Game night is held every Thursday night starting at 7 p.m. Feb. 1-April 15. Snacks are provided. Game night is open to the public. Yoga class is held every Monday night beginning at 5:30 pm. Class is open to the public. Bingo is played every Thursday starting at 1 p.m. Birthday cake and ice cream are served at 12:30 p.m. on the third Monday of each month. Board meetings are held on the Tuesday before the last Friday of each month beginning at 5:00 pm Potluck meals are held n the last Friday of each month at 6:30 pm.
Stanley Golden Age Club 628-2101 Business meeting 2nd Friday 10 a.m. Home-cooked meal every Friday at noon. Birthday party on the 4th Friday of every month; birthday cake and
special music. Senior Basin Transit Bus service every Tuesday and Thursday: call for a ride to Minot. Bus: 1-800-9278318.
Tioga Senior Citizens 664-3425 Business Meeting: 2nd Monday, monthly, 12:30 pm; Board Meeting, 11:30 am Social Activity: Bingo, following monthly meetings Cards: Tuesday and Fridays, 1 pm
Towner Senior Citizens VIP Club 537-5155 Business Meeting: 1st Wednesday, 10:30 am Senior Meals: Monday, Tuesday, Thursday & Friday, noon; Saturday, brunch at Ranch House Restaurant Foot Clinic: 2nd Tuesday, even months, First District Health Unit Coffee Ladies: Monday Morning Rolls & Coffee: 3rd Wednesday, 10 am Monthly Potluck & Birthdays:
Q. I have trust provisions setup in my will. Is this not the same as a Living Trust? Brad Stai, CTFA
A. No. Quite often, a trust will be included in a person’s Last Will & Testament for tax planning or asset management purposes, as in the case of minor beneficiaries, those having special needs, or other delicate heirship circumstances. This is called a Testamentary Trust. It does not avoid probate and it does not prevent the need for a conservatorship (guardianship) in the event of incapacity where no power of attorney has been designated. Since a Testamentary Trust is part of a will, it must first go through probate, and cannot take effect until after one dies. Only a Living Trust can avoid probate at death, and is also effective in avoiding conservatorship in the event of disability or incapacity.
Minot’s only Local Trust Department
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Last Wednesday Souris Basin Transit Service: Thursdays to Minot
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Bus
Upham 55+ Club 768-2581 Business Meeting: 1st Monday, alternate months Social Meetings: CardsWednesday & Saturday, 1 p.m.; both followed by coffee and snacks, 3 p.m. Foot Clinic: 1st Thursday, odd months; First District Health Nurse
Velva Star City Senior Citizens 338-2628 Business Meeting: 2nd Wednesday, noon, followed by birthday party, 2 p.m. Senior Meals: Monday, Wednesday and Friday, 11:30 a.m., catered by Souris Valley Care Center. Volunteers serve meals and package meals for home delivery. Exercise room available for members only. Facility is available for rental.
Westhope Senior Citizens 245-6401 Business Meeting: 3rd Monday Center is open Monday through Friday, 2 to 5 pm Senior Meals: Monday through Friday, 11:45 am at Westhope Public School Cafeteria. Home delivered meals are available. Foot Clinic: 2nd Monday, monthly at Senior Center.
Wildrose Senior Citizens 539-2169 Business Meeting: 1st Tuesday, 1 p.m. Social Meetings: Birthdays, 3rd Tuesday, 1 p.m. Senior Meals: Every Tuesday, noon. Transportation: Wildrose Public Transportation, weekly trips to Crosby, Tioga, Williston and Minot, Call for reservations. Van is also available for special events.