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Edgewood’s 2nd memory care location opens in Minot By ASH TON GERA RD Staff Writer agerard@minotdailynews.com Edgewood’s memory care facility at Edgewood Vista in Minot has been providing a needed service to people in the community suffering from deteriorating cognitive function like Alzheimer’s or dementia. But with their current memory care almost always full, they needed more options. “As a management team, we asked our owners to buy (the new facility),” Edgewood marketing director Shannon Conroy said. “We wanted to have it and remodel it and it’s been a really good thing for us because our memory care was always full.” As people who do suffer from some form of dementia continue to live in standard assisted living facilities, they can become more and more withdrawn as time goes on. As their deficits increase they become more alone. But with memory care, Conroy has seen people flourish in the new environment and become a whole new person. “There are more one on one staffing and more variety of activities specifically geared to people who have dementia or cognitive loss,” Conroy said. The new memory care location at what is now called Edgewood South was acquired in January of 2019 and now has 28 beds available for those that need them. It is located at 520 28th Avenue. Jodi Keller is the director of the new facility and has previously been with the Alzheimer’s Association and has experience with people living with different
S
SUMMER 2019
enior cene
THE MINOT DAILY NEWS Office located at 301 4th Street SE, Minot, N.D. For inquiries, call: News 857-1950
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forms of dementia. In Minot, Edgewood now has 187 apartments and a total of 50 beds for Memory Care. Edgewood does accept Medicaid and private insurance. “I remember people who had Alzheimer’s who would wander and think people were in their homes or want to go in different rooms and it bothered other residents,” Conroy explained. “In Memory Care, they’re free to walk around. There’s staff to watch them and help them and redirect them so it causes less agitation.” Each bedroom at the memory care facility has its own bathroom, but everything else is open and accessible. The new location has two big living rooms, one with a television for
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those that want to watch it, and an open kitchen area. There is also a big dining area and a gathering space for activities. While the new location is open, they are anticipating a few more cosmetic updates in the future to office areas, nurses stations and the kitchen.
If you have story ideas, suggestions or comments about Senior Scene, please contact Kent Olson by phone at 857-1939 or via e-mail at kolson@minotdailynews.com.
Senior Scene is published quarterly by Minot Daily News. It is coordinated by Kent Olson.
SUMMER 2019
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Announcing Edgewood’s first golf scramble for Alzheimer’s Every year on the summer solstice, people around the world pay tribute to the strength, passion and endurance of those with Alzheimer’s and to the family and friends who care for them; those who live the longest day every day. June 21 is a day of recognition for all those who care for people with Alzheimer’s or other forms of dementia. Every day at Edgewood, we see the strength and determination these caregivers exhibit in order to care for their loved one. They may be forced to give up friends, church, social groups and hobbies to provide the necessary 24-hour daily care. While focusing on caring for their friend or family member, their own health often suffers. Edgewood Minot offers a free caregiver support program the second Monday of each
provided an estimated 18.5 billion hours in unpaid care; a value of nearly SHANNON $234 billion. CONROY One in three seniors dies from Alzheimer’s or some form of dementia. To raise money and Move In & Marketing awareness, Edgewood Director Minot is excited to anEdgewood Senior nounce it’s First Annual Golf Scramble. The tournaLiving, Minot ment will be held on Friday, June 21, at Apple month at 3 pm. Meetings Grove Golf Course. All proare held in the Fireside Bistro at 800 16th Ave. SE. ceeds will be given to the North Dakota Alzheimer’s Did you know? Association to advance reAlzheimer’s is the only search and to provide care leading cause of death in the US that cannot be pre- and support to those affected by the disease. If vented, cured or even you would like to make a slowed. Between 2000 and 2017 donation, it may be sent to Edgewood at 800 16th Ave. deaths from heart disease SE, Minot, ND 58701. decreased by 9% and Edgewood is a senior deaths from Alzheimer’s community that provides increased 145% assisted living, memory Alzheimer’s disease is care, home health, hospice the 6th leading cause of and outpatient therapy death in the U.S. In 2018, U.S. caregivers services in Minot.
( r Senior Living
Formerly Emerald Court
Now Edgewood! The same Memory Care expertise, now with a 2nd Minot location!
Edgewood Memory Care- 520 28th Ave
701.858.9767 | Minot | edgewoodseniorliving.com
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D-I-Y legal services: One-size-fits-all may not fit you We live in a do-it-yourself (DIY) world. HGTV, YouTube tutorials, and the opportunity to save big money at Menards inspire us to take on home improvement projects of every kind. On some projects things go smoothly, and when the work is finished we can enjoy a sense of pride in a job well done. However, on other projects we can quickly find ourselves in over our heads, wondering if we wouldn’t have been better off hiring a professional. In the legal world, DIY services are increasing in popularity. Companies such as LegalZoom, NOLO, and Rocket Lawyer are competing fiercely with one another for the chance to draft Wills and Trusts, form new businesses, and assist with
daughter her car, her house, and all her other real estate. However, the DIANE K. Will lacked a residue LAUTT, J.D. clause, which is the statement that directs where “everything else” goes that is not specifically listed in real estate transactions. the Will. Who gets the As a consumer, you large bank account and would be wise to pause and consider the value of Certificate of Deposit, which are considered perhiring an attorney before trying your luck with DIY sonal property, not real eslegal services. Some peo- tate? Since the Will did ple are drawn to DIY legal not state who receives the remaining personal propservices as a way to save money. They think: “Why erty, the intestate laws of pay an attorney hundreds North Dakota required the personal property to be or thousands of dollars distributed to the mother’s when you can get the legal heirs, which insame thing online for cluded the daughter and $49.99?” Unfortunately, also three grandchildren the old adage, “you get who were the children of what you pay for,” still her deceased son. The rings true. daughter made it clear she Take, for example, the was not happy with this mother who drafted her result. This is a prime exown Will giving her
ample of $49.99 planning. I’ve seen variations of this issue numerous times, including cases dealing with valuable mineral rights. When contemplating the value of DIY legal services versus the value of hiring an attorney, a wise consumer understands that you can’t compare apples with oranges. Virtually anyone can go online, type in their name and a few facts about their property, and minutes later print out a deed transferring farmland to their children. However, after they have done so, virtually no one can explain how the language in that deed meets their legal needs. Nor can they discuss the implications of the Medicaid rules and whether the deed ensures mom does not have to sell the farm if she moves into the nursing home. Further still are the income tax, gift tax, and estate tax consequences of the transfer. There is almost always something wrong with a DIY deed, and the attorney cleaning up the mess must determine if it is a minor mistake, requiring perhaps an affidavit or another deed to fix the problem, or a major mistake, requiring a probate, litiga-
tion, or other costly legal measures. When you hire an attorney to assist you with a legal matter, you will also likely leave the office with one or more legal documents. However, the process of creating that document is completely different than the formdriven, one-size-fits-all process common with DIY legal services. When you hire an attorney, you can be confident that each and every document represents the independent legal judgment of an attorney who understands your goals and is committed to helping you accomplish them. The attorney will meet with you personally to fully understand your goals and concerns and ask questions about issues you may not have considered. The attorney will also likely be able to present you with several alternative options for accomplishing your goals, some of which may be cheaper than you would have expected and less complicated that the product generated for you by a DIY legal service. And finally, once you have decided on a course of action, the attorney will
educate you and explain to you how the documents work together to accomplish your goals. Personalized advice is the most valuable aspect of hiring an attorney, and it is largely lacking if not altogether absent in DIY legal services. In no way do I intend to discourage people from gathering information online that is relevant to their legal needs. The internet can be a useful resource to help identify questions to ask your attorney and to understand legal vocabulary. However, it is not the place to get answers to specific questions about your situation, many of which are driven by state-specific laws. Just as a late-night Google search of “why does my stomach hurt?” cannot replace a head-totoe assessment by your physician, online DIY legal services cannot replace the personalized legal advice an attorney can provide for your specific circumstances. This article does not constitute legal advice. Each individual should consult his or her own attorney.
Hello Seniors LOIS ZAHN
President of the Minot Area Senior Coalition
Thank you for the great turn out to our 23d annual Salute to Seniors. Save the date for the 24th Salute to Seniors, Tuesday, May 12, 2020. Our theme will be salute to our “First Responders.” We are getting ready, for the Harvest Ball, Sept. 13, at the Minot Moose Club. We have a big
dance floor to dance the afternoon away. We will serve pie and coffee; this event is from 2 to 4 p.m. The band will be ZZ Pickin. The cost is $ 5 at the door. There will be a bake sale fundraiser to help raise money for Salute to Senior. Smile, Smile, Smile
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Plan for long-term care Crossroads No one wants to envision spending their later years living in a nursing home or being dependent on the help of others to live at home, yet most Americans will need long-term care at some point in their lives. Planning for long-term care needs is crucial for financial security and peace of mind. Long-term care is an umbrella term for services and supports designed to help people live independently on a daily basis, such as eating, bathing and dressing, either in a care facility or one’s home. A misconception is that health insurance, Medicare or disability insurance cover these services, but they do
BY JANE STROMMEN
NDSU Extension gerontology specialist Jane.strommen@ndsu.edu not. Medicaid does cover long-term care services, but you only qualify if your income and assets do not exceed levels set by your state. You can purchase long-term care insurance, annuities or other hybrid or combination products. The other option is to pay for it with savings, pensions or income from investments. According to the Genworth 2017 Cost of Care Survey, the national median annual cost for long-
term care ranges from $47,934 to $97,455, depending on the type of care needed. Paying for long-term care may be one of the largest financial investments a person or the person’s family will make, adds. To start the planning process, here are some important steps: – Think about your ultimate goals for where you want to live and how you will receive care, should you need it. – Consider your unique needs, such as risk factors for long-term care. Risk factors include age, gender, disability, health status and living situation. – Understand the range
of long-term care services and supports, including home care, adult day care, assisted living and nursing homes. – Do the research so you know the costs of longterm care services in your community. – Determine what financial resources you have to cover long-term care and address any gaps in financing before you need it. The best time to plan is when you are healthy and have time to plan. The earlier, the better, just like with financial retirement planning. Planning for long-term care needs is not just about you. It is really a family plan because it impacts the lives of those who care about you, too.
Consumers at risk from robocall scams While a large majority of Americans suspect that most of the automated telephone messages – or “robocalls” – that they receive are attempts at scams, few are taking actions to protect themselves, according to results of a new survey from the AARP Fraud Watch Network. An estimated 48 billion robocalls came into the United States last year. Nearly half of U.S. adults surveyed said they receive seven or more robocalls every week. There are companies and organizations that use automated call technology for legitimate purposes, such as school cancellation notices. The technology, however, has also made it easier for con artists to reach millions with their fraud schemes. Telephone scams cost U.S. consumers $429 million last year, according to the Federal Trade Commission. AARP’s survey verified that nearly all consumers rely on caller ID when decid-
LYLE HALVORSON
AARP North Dakota Communications Director ing when to answer a call, even though three in four say they know the information that shows up may be fabricated, or “spoofed.” Spoofing has given the criminals the upper hand. Phone numbers that look familiar or local may be neither. The survey found that U.S. adults are more likely to answer a call seemingly from a local number. The survey also found that people are more likely to be victimized by scam calls involving threatened losses – “You owe unpaid taxes” or “You are facing jail time for missing jury duty” – than
those promising rewards – “You’ve won the lottery” or “You qualify for a free vacation.” To help protect against illegal robocalls, consumers should add their telephone numbers to the National Do Not Call Registry at www.donotcall.gov. Only about half of the survey respondents said they have done so. Registering your number will not stop fraudulent calls, but it will make them easier to recognize since most legitimate telemarketers do not call numbers on the registry. Here are other tips to reduce robocalls and to help protect yourself from scams: – Avoid answering calls from unknown numbers, but if you answer what sounds like a potential scam, hang up immediately. If a recorded message asks you to push a button to stop receiving calls, do not do so as it is likely a trick to identify potential targets. Just hang
up. – Avoid answering any personal questions asked by a stranger on the phone, especially if you’re being asked to share account numbers, your Social Security number, or your mother’s maiden name, for example. – If you receive a call from someone who says they represent a company or government agency, hang up and call the entity back, either at the number on your account statement, in the phone book, or on an official website. The AARP Fraud Watch Network is a free resource for people of all ages. Consumers may sign up for “Watchdog Alert” emails that deliver information about scams, or call a free helpline at 877-908-3360 to report scams or get help from trained volunteers in the event someone falls victim to a scam.
There are times when a parent, spouse or family member may come to need assistance in his or her daily life. This can prove to be difficult, emotional, and stressful for all those involved. Many families may find themselves at a crossroads. Thankfully, there are a multitude of tools and support to help aid in these circumstances. One of the simplest places to start is with some basic lists. These lists can aid greatly in the decisionmaking process. Include your parent(s)/spouse in the process whenever possible. It will help them to see that you are cooperating to help find out what will be best for them, rather than as trying to take away their independence. After all, the goal is to help the family member be as healthy and happy as possible, and to assist in living their best life! First, stop and think about your own situation and abilities. Are you willing to learn how to provide the care your parent or spouse needs? Do you live close enough to provide said care? If not, are you willing or able to live with them, or have them live with you? Do you both have the personalities and personal relationship that will foster a healthy environment for all? An honest assessment at this point is requires. If not, you may get yourself into a situation that’s not sustainable. It won’t help either party if you burn out physically or emotionally, or if you start to feel angry or resentful. Next, make a list of everything your older adult needs on a daily, weekly, and monthly basis; and the costs asso-
LIST ST. ONGE
Activities Aide The View on Elk Drive ciated with that. Be realistic about how much help the family is able and willing to provide. It’s important to think in terms of non-going, long-term help. After an honest assessment, you should have some idea of the next steps. If the emotional, physical or financial aspects seem prohibitive, there are options. Assisted living facilities can provide “Goldeners” with a wide range of care for varying abilities. Just a few of the benefits of moving to an assisted living facility such as The View are: Meals, transportation, housekeeping, and group activities are provided. Family can focus on the relationship, rather than on worry and care duties. As your loved one needs more care, either long-term or short-term, services can be adjusted accordingly. Staff is highly trained and knowledgeable regarding health and service needs. Your senior has more opportunities for social interaction, which tend to decrease as we age. Armed with open communication, soul-searching and lists, it can still be an overwhelming and daunting decision. We at The View truly understand, and we can help. For questions, concerns or a tour please call Heather Mongeon; Resident Services Manager at 852-7700.
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Exciting programs at Trinity LOIS ZAHN
Trinity Homes Volunteer Coordinator/Activities
Trinity Homes has programs that are very exciting and beneficial to our residents. – Recently completed certification training for music & memory – Robust PT & OT program for short-term stay residents, including a restorative maintenance program. Trinity Homes is proud of the rate of successful return to home
ASK A PRO
and community from a short -stay is 58% – Recent training completed for two wound care specialists and a certified lymphedema therapist. – Residents always tell me they like our FMP, (Functional Maintenance Program), which is weighted exercise program offered 3-5 times a week. Activities offer a variety of programs, events, and community bus outings to the Zoo, North Dakota State Fair, Nork Hostfest, country drives, variety of restaurants. We are adding evening activities five nights a week including the weekends. Always laugh when you can, it’s cheap medicine.
Dr. Cole Kreofsky, MD
Q: How is Melanoma different from other types of skin cancer? A: There are three major types of skin cancers: basal cell carcinoma (BCC), squamous cell carcinoma (SCC), and melanoma. The first two skin cancers are grouped together as non-melanoma skin cancers and are tend to be less invasive and require less aggressive treatment compared to melanoma. Melanoma often looks like a brown or black mole or birthmark. But melanoma has features that make it different from normal moles and birthmarks. Remember the abnormal features of melanoma by thinking of the letters A, B, C, D, and E: Remember the abnormal features of melanoma by thinking of the letters A, B, C, D, and E: • Asymmetry – One half can look different than the other half. • Border – It can have a jagged or uneven edge. • Color – It can have different colors. • Diameter – It is larger than the eraser on the end of a pencil. • Evolution – Its size, color, or shape can change over time. Therefore, it is recommended to decrease UV light exposure on bare skin. Easy ways to do this are stay out of the sun from 10AM-5PM and wear sunscreen and reapply often; wear appropriate clothing (wide brimmed hats, long-sleeved shirts and pants); and avoid tanning beds.
701-222-6100 • 500 N 8th St, Bismarck • bismarckcancercenter.com
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Genetic testing scams continue in ND The U.S. Department of Health and Human Services Office of Inspector General issued a fraud alert warning the public of a fraud scheme involving genetic testing. “Scammers are offering Medicare beneficiaries cheek swabs for genetic testing to obtain their Medicare information for identity theft or fraudulent billing purposes. Fraudsters are targeting beneficiaries through telemarketing calls, booths at public events, health fairs, and door-to-door visits.” This fraudulent scam is happening throughout North Dakota. The ND Senior Medicare Patrol (SMP) continues to receive calls from Medicare beneficiaries who have divulged personal information along with their Medicare numbers. Medicare will not call you to confirm your personal information, your Medicare number, or ask questions about your health. If you receive a call from someone claiming to be with Medicare or is asking for your Medicare number - hang up. Medicare does not pay for genetic testing unless it is deemed medically necessary by a doctor’s order. Therefore, you could be responsible for costs incurred for this testing. Report suspected Medicare fraud, including the genetic test scam to the ND SMP at 800-233-1737, locally at 858-3580 or email at ndsmp@minotstateu.edu.
PAGE 7 LINDA MADSEN
Project Director ND Senior Medicare Patrol/ND Benefits Enrollment Center Minot Commission on Aging “Helping seniors remain independent and living in their own homes for as long as possible.”
Our Services Café 60 Breakfast Home Delivered Meals Congregated Meals Health/Foot Care Prairie Rose Home Care Services Parker Senior Center The Parker Coffee Shop
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Call 852-0561 for information Or stop by at 21 1st Ave. SE, Minot
From help with daily activities to sharing your favorite music this is home care. At FirstLight® the care we provide goes beyond the basics. Our team, led by owners Kristina and Mike Larson, is made up of extraordinary caregivers who will spend time getting to know your loved one and understanding how to enrich their life.
Schedule a complimentary consultation today.
701-881-0101 NDcentral.FirstLightHomeCare.com
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What will long-term care cost you? Many people are frightened of long-term care costs — for good reason. LIZ Most people over 65 eventually WESTON will need help with daily living tasks, such as bathing, eating or dressing. Men will need assistance for an average of 2.2 years, while Liz Weston is a columnist women will need it for 3.7 years, acat NerdWallet, a certified cording to the U.S. Department of financial planner and author Health and Human Services' Adof "Your Credit Score." ministration on Aging. Email: Many will rely on unpaid care lweston@nerdwallet.com. from spouses or children. However: — More than one-third will Twitter: @lizweston. spend time in a nursing home, where the median annual cost of a private room is now over $100,000, according to insurer Genworth's 2018 Cost of Care Survey. — Four out of 10 will opt for paid Long-term care insurance care at home, and the median anexplained nual cost of a home health aide is http://bit.ly/nerdwalletover $50,000. explains-long-term-care— Overall, half of people over 65 will incur long-term care costs, and insurance 15% will incur more than $250,000 in costs, according to a study by Vanguard Research and Mercer Health and Benefits. when her dad was 68 and her mom was 54. Five years later, he was diMEDICARE WON'T HELP agnosed with Parkinson's disease. Medicare and private health inThe policy paid for $225 of the $260 surance typically don't cover these daily cost of his 24-hour care in the "custodial" expenses, which can final months of his life, she said. quickly wipe out the $126,000 me"My dad's disease could have dian retirement savings for people been devastating financially for my age 65 to 74. People who exhaust mom," Cheng says. "Her mom lived their savings could wind up on to be 94, so my mom could easily Medicaid, the government health have 30 more years in retirement." program for the indigent that pays EVERYONE NEEDS A for about half of all nursing home PLAN and custodial care. People who live alone, are in Everyone approaching retirement poor health or who have a family age should consider their potential history of chronic conditions have a risks and have a plan to deal with greater-than-average likelihood of long-term care expenses, financial needing long-term care. Women planners say. face special risks, since we tend to "The earlier they start planning, outlive our husbands and thus may the more choice and control they not have anyone to provide unpaid have," Cheng says. care. If our husbands need paid The options include: care that wipes out our savings, we — Long-term care insurance . could face years or even decades The average annual premium for a living on nothing but Social Secu55-year-old couple was $3,050 in rity. 2019, according to the American AsCertified financial planner Marsociation for Long-Term Care Insurgarita Cheng persuaded her parents ance. Premiums are higher for older to buy long-term care insurance people, and those with chronic con-
Online:
ditions might not qualify. Policies typically cover a portion of longterm care costs for a defined period such as three years. In the past, big premium hikes forced many people to drop their policies after they became unaffordable. Financial advisors say the insurance is now more accurately priced, although people should still plan on premiums that could rise 50% to 100%. — Hybrid long-term care insurance. Life insurance or annuities with long-term care benefits now outsell traditional long-term care insurance by a rate of about 4-to-1. With these products, money that isn't used for long-term care can be left to heirs. These products typically require you to commit large sums: $100,000 upfront, for example, or paid in installments over 5 to 10 years, although some now have "lifetime pay" options that average about $7,000 a year. — Home equity. People who move permanently into a nursing home may be able to sell their houses to help fund the care. Reverse mortgages may be an option if one member of a couple remains in the home. These loans allow people to tap home equity but must be repaid if the owners die, sell or move out. — Contingency reserve. People with substantial investments could earmark some of those assets for long-term care. The investments can produce income until there's a need for long-term care, and then be sold to pay for a nursing home or home health aide. — Spending down to Medicaid. People who don't have much saved, or who face a catastrophic long-term care cost that wipes out their savings, could end up depending on Medicaid. There are ways to protect at least some assets for spouses, but those typically require planning with an elder law attorney's help. You can get a referral from the National Academy of Elder Law Attorneys. This column was provided to The Associated Press by the personal finance website NerdWallet.
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lub alendar
Alamo Senior Center 528-4881
Business Meeting: 2nd Tuesday, 1 p.m. Social Activities: Birthdays, monthly, last Tuesday Cards: Tuesday p.m., following lunch Senior Meals: Tuesdays, noon Foot Clinic: Odd months, Divide County Health Nurse
Anamoose Senior Citizens 465-3316
Business Meeting: 1st Monday with bingo & speaker Social Meeting: 3rd Friday of month Senior Meals: Every Monday, 11:30 a.m. to 1 p.m. Chair Exercise: Every Monday & Thurs, 9:30 a.m. Free Blood Pressure Check: 1st Monday, monthly Cards & Dominoes: Every Friday, 6:30 p.m.
Berthold Senior Citizens 453-3680
Business Meeting: 3rd Thursday, 3:45 p.m. Cards/Games/Lunch: Tuesdays & Fridays Bone Builders Exercise: Mondays & Wednesdays, 9 a.m. Foot Clinic: 2nd Wednesday, even months (First District Nurses)
Bottineau Senior Center 228-3339 Center is open, Monday
through Friday, 10 a.m. to 3 p.m. Business Meeting: 1st Tuesday, 1 p.m. Board Meeting: 1st Tuesday, 12:30 p.m. Senior Meals: Served daily at noon, Monday through Friday Brunch every 1st and 3rd Sunday from noon to 1 p.m. Sit & Be Fit Exercise: Wednesdays & Fridays, 10:30 a.m. Cards & Pool played daily Potluck Brunch: 1st & 3rd Sundays Birthday Celebrations: Every 3 months Souris Basin Transit service runs daily Monday through Friday, in town. Bus goes to Minot Thursdays. Call 228-2061, for reservations
Bowbells Senior Citizens 337-2376
Business Meeting: 1st Thursday, 2:30 p.m. Social Meetings: (Coffee) Tuesdays, 9 a.m. to 11 a.m.; Thursdays, 2 to 4 p.m. Senior Meals: Every Monday, Wednesday and Friday, 11:30 a.m. Foot Clinic: 2nd Thursday, monthly Cards: Monday evenings, 7 p.m. Bus Service to Kenmare and Minot is available. Burlington Friendly Seniors 838-3561 Business Meeting: 3rd Thursday, 4:30 p.m., Potluck Supper
SUMMER 2019
Social Meetings: Coffee, Monday, Wednesday & Fridays, 9:30 a.m. to 11 a.m. Cards: Thursdays, 1:30 to 4 p.m. Foot Clinic: 3rd Wednesday, odd months, First District Health Nurse Pancake Breakfast: Last Saturday, monthly- January to October, 8 a.m. to noon
Butte Senior Center 626-7243
Business Meeting: 1st Tuesday, 2 p.m., monthly, followed by cards & games Social Meetings: Every Tuesday, cards, bingo, games and programs are planned
Carpio Senior Citizens 468-5908
Business Meeting: 3rd Thursday, 4 p.m. meeting followed by potluck lunch, 6 p.m. Social Meeting: following business meeting with playing cards Senior Meals: Every Monday, Wednesday & Friday, 11:30 a.m. to 12:30 p.m. Call 468-5908 or 240-1150 for reservations, leave message. Foot Clinic: 2nd Wednesday morning, even months, First District Health Unit Pool: Wednesdays, 1 p.m. Whist: Thursdays, 1 p.m.
Crosby Senior Center 965-6964
Business Meeting: 1st Friday, monthly, 1:30 p.m., followed by cards & bingo Social Activities: Potluck meal & cards, 4th Friday, Noon Center is open every Friday for cards, games, and speakers Senior Meals: available through the local hospital program
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lub alendar
Deering Senior Citizens 728-6662
Business Meeting: 2nd Thursday, monthly at City Community Center Social Meetings: Birthday Potluck, 3rd Monday, monthly (winter- noon and summer- 6 p.m.) Senior Meals: Tuesdays, Thursdays and Fridays in Country Store & Cafe Foot Clinic: 2nd Thursday, monthly Bus Trips to many events
Douglas Nifty Fiftys 529-4431
Business Meeting: 4th Tuesday, monthly with potluck Foot Clinic: 4th Monday, even months, First District Health Nurse Social Events: Bingo and lots of visiting City meets regularly at the Center. Quilting Mission: Jan. through May, anyone is invited to help!
Drake Senior Citizens 465-3225
Business meeting: 4th Monday every month. Potluck every 4th Monday every month. Social activities: Nov.-May open to the public. Every Friday afternoon: cards, games, socializing, coffee and snacks. Foot Clinic: every 3 months, 3rd Wednesday. Call 537-5732 for appointment.
Souris Basin public transportation to Minot every Thursday. Call 1-800-9278318.
Esmond Golden Age Club 249-3230
Business & Social Meeting: 2nd Tuesday, monthly, 2 p.m. Activities: Potluck Meals, Bingo, and Readings
Fessenden Senior Citizens 547-3403
Business Meeting: 3rd Tuesday, monthly, with speakers, programs and games Social Activities: Holiday meals and potlucks Senior Meals: Tuesday, Wednesday and Fridays, catered by Wells & Sheridan Aging Council, (home delivered meals available) Birthdays: 1st Monday, monthly
ing at 10 a.m. Meals at 11:30 a.m. 1st Sunday of every month, pancake breakfast from 9 a.m. to 1 p.m. at the center. Meeting to follow breakfast. 3rd Sunday of every month, a birthday potluck at the center starting at 12:30 p.m. Games and cards to follow. Footcare every 3rd Monday. Gatherings every Tuesday morning at the Last Hurrah, 10 a.m. breakfast (brunch) on your own. 2nd Saturday of each month, 11:30 a.m. at a different restaurant in Minot, location to be announced at previous month’s meeting. 3rd Thursday of each month, Last Hurrah, 5:30 p.m. Meal on your own.
Granville Senior Citizens 728-6888
Business Meeting: 2nd
DID YOU
Monday, monthly Social Meetings: 4th Monday, monthly Bingo Afternoon Activities: Daily cards, puzzles and coffee Senior Meals: Monday, Wednesday & Fridays, 11:30 a.m., at Memorial Diner Foot Clinic: 3rd Monday, even months, First District Health Nurse Birthdays: 3rd Tuesday, odd months, potluck meal at 4:30 p.m. Souris Basin Transit Service to Minot: Thursdays
Grenora Senior Center 694-2472
Business Meeting: 2nd Wednesday, monthly, 1 p.m. Social Activities: Annual Burger Fry and Membership Drive, October Cards: Monday, Wednesday & Fridays Senior Meals: Monday, Wednesday, and Fridays, noon
KNOW?
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Foot Clinic: odd months, morning, Divide County Health Nurse
Harvey Senior Citizens
Senior Center is open Monday through Friday, 8 a.m. to 5 p.m. Monthly business meeting 2nd Tuesday celebrating birthdays and lunch served. Bingo at Senior Center every Friday at 1:30 p.m., also card games and visiting. Bone builders exercise Mondays and Wednesdays at 1 p.m. Wells, Sheridan Aging Council serves meals Monday through Friday at noon. Supper night is once a month. Home delivered meals are available. Wells, Sheridan Aging Counci daily bus service to Harvey. Also scheduled bus rides to Minot and Bismarck – call 3244032.
89% of credit union members favor their experience over a bank.
Flaxton Senior Citizens 596-3850
Business Meeting: 2nd Wednesday, monthly Foot Clinic: 4th Wednesday, odd months, First District Health Nurse Pincochle: Every Wednesday Annual Flu Shot Clinic: October
Glenburn Senior Citizens 362-7773
Every Monday, Wednesday and Friday: coffee start-
Get to know the credit union difference. Visit a member service center ter today today.
nsccu.com
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Kenmare Senior Citizens Center
385-4551 Business Meeting: Quarterly, Jan., April, July & Oct Social Meetings: Monday through Saturday, 1:30 p.m.- Games & 3 p.m.Lunch Senior Meals: Monday through Friday, 11:45 a.m. Foot Clinic: 3rd Wednesday, monthly, First District Health Nurse Exercise: Tuesday & Thursday, 9:30 a.m. Birthday Potluck: November through April, Saturday, noon; May through October, Friday, 6 p.m., Games & Social follows Board members meet as needed.
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Lansford Hi Neighbors 362-7483
Business Meeting: 1st Wednesday, monthly, 5 p.m. dinner, Lansford Mall Social Meetings: Activities, Tours, Events as planned Senior Meals: Monday
through Friday, TJ’s Diner in Lansford Mall Foot Clinic: 4th Thursday, odd months, Lansford Mall, First District Health Nurse Souris Basin Transit Bus Service: Thursdays, to Minot Educational activities, tours, and videos throughout the year.
Lignite Senior Citizens Club 933-2855
Business Meeting: 1st Friday, monthly Social Meetings: Card playing, Tuesdays & Thursdays, 1 p.m. to 4:30 p.m. Senior Meals: Monday, Wednesday & Fridays, Noon Foot Clinic: 2nd Monday, monthly, Christ Lutheran Church
Makoti Senior Citizens 726-5757
Business Meeting: 2nd Wednesday, monthly, 7 p.m. Social Meetings: Potluck Supper, 6 p.m., prior to business meeting Frozen Senior Meals: Order the 1st week of the month, 726-5757
Max Over 55 Club 679-2265
Business Meeting: noon,
4th Friday monthly, except 6 p.m. in June and July, potlucks also. Other Friday potlucks coincide with the school year. Check the city calendar for changes.
Mohall
1st & 3rd Friday: Noon potluck, all Invited. 3rd Friday: Business meeting Monday-WednesdayFriday: Bone builders 9:30 am
Newburg Senior Citizens 272-6204
Business Meeting: As needed Social Meetings: As scheduled Senior Meal: Wednesdays, 11:30 a.m., Coffee Cup Cafe, Newburg Mall Foot Clinic: 1st Wednesday, odd months, Community Center, First District Health Nurse
SUMMER 2019 New Town Lakeside Senior Citizens - 627-2818
Business meeting: 1st Friday at noon. Senior meals every Friday at noon followed by cards, dominoes, shuffle board, puzzles etc.
Parker Senior Center 21 1st Avenue SE Minot 852-0561 website: www.minotcoa.com email: mcoapsc@srt.com
Senior Meals: Lunch, Monday through Friday, 11:30 a.m. to 12:30 a.m. in Parker Center Dining Room BINGO: Mondays, 12:15 p.m. EXERCISE: Tuesdays and Thursdays, 9:30 a.m. Birthday Celebration: 3rd Wednesday Other Events: As scheduled
Independent and Enjoy our spacious private apartments, delicious home-cooked meals, caring and dedicated staff, while indulging in a wealth of fun social activities with new friends.
SUMMER 2019
Call: 852-0561 for more information Contact: Deb Leyrer, 852-0561 or debmcoa@srt.com
Parshall Golden Jet Set 862-3444
Business Meeting: 1st Wednesday of each Month at 11:30 am. Home cooked meal every Wednesday at noon. $5.00 Foot Clinic: 4th Wednesday; even months. Activities: Tuesday afternoons at 3:00 pm are open for suggestions by members and the public. Visiting both days; puzzles. Center is available for rent. Call: Karen O, 8623642; Judy J, 862-3852; Terri M. 862-3124 and Marilyn H. 862-3301
day, monthly, First District Health Nurse Souris Basin Transit Bus Service: Thursdays, to Minot Activities: Cards, puzzles, snooker and coffee with treats, anytime! Local papers available, books and TV
Ray Senior Center 568-3946
Business Meeting: 2nd Tuesday, monthly, 12:30 p.m. Senior Meals: 2nd Tuesday, weekly, noon Special events and activities: as planned
Rolla Senior Citizens 477-6421
Business Meeting: 2nd Friday, monthly, 12:45 p.m.,
SENIOR SCENE
followed by bingo & entertainment Senior Meals: Daily, noon; home delivered and frozen meals available Foot Clinic: 3rd Thursday, monthly Exercise: Bone Builders program for seniors Transportation Van: available for rides to medical appointments, shopping and business appointments
Rugby Senior Citizens 776-2240
Center is open daily 9 a.m. to 2 p.m. Business Meeting: 2nd Monday, monthly, 1:30 p.m. Senior Meals: Monday through Friday, 11:45 a.m., Reservations required by 1:30 p.m. day prior.
Bingo: Wednesdays, 1 p.m. Souris Basin Transit Bus Service: Daily, in Rugby and Thursdays, to Minot
Ryder Happy Hours Club 758-2404
Business Meeting: 1st Monday, monthly Breakfast: Monday, Tuesday, Thursday & Friday, 7:30 a.m. to 10 a.m. Foot Clinic: 1st Wednesday, odd months
Sawyer Senior Citizens 624-5256
Potluck meals are planned periodically. Senior meals are served at noon on Mondays,
Plaza Senior Center 497-3320
Business Meeting: 3rd Wednesday, monthly, 3 p.m., followed by cards and potluck meal Senior Meals: Tuesday, Thursday, Friday, at 11:30 a.m., in Plaza Cafe; Monday and Wednesday, Breakfast, in Plaza Cafe Foot Clinic: Every other month, Mountrail County Health Nurse Yoga/Exercise: Three times each week Computer: available for members
Powers Lake Senior Citizens 464-5630
Center is open, Mon. through Saturday, 7:30 a.m. – 8 p.m. Business Meeting: 3rd Saturday, monthly, 5:30 p.m., followed by potluck supper Social Meetings: 2nd Wednesday, monthly, 1:30 p.m. Senior Meals: Monday, Wednesday, Friday, noon; reservations required. Catered by “The Food Barn” Foot Clinic: 3rd Wednes-
Q. I have a Living Trust to help ensure my
assets are handled consistently if I become incapacitated. Who decides if I am physically or mentally incapacitated enough for my successor trustee to take over?
Brad Stai, CTFA
A. Actually, you do - when you set up your Trust.
Your Trust will specify how many and what kinds of doctors need to examine you and verify your capacity to manage your business affairs. This can be as stringent or as lenient as you want to make it. For example, you may only require a statement from your family doctor. You may want an additional concurring statement from a specialist. Or you may want an objective second opinion from an M.D. You can also list the doctors by name. This can help prevent any kind of "conspiracy" by relatives to have you declared incompetent by doctors who don't know you.
Minot’s only Local Trust Department
2200 15th Street SW Minot, ND 58701 857-7150
Wednesdays and Fridays at Sawyer Senior Center. Call 624-5256 for meal reservations. Pool and exercise are available every Monday, Wednesday and Friday morning. Members’ birthdays are recognized the first Wednesday of every month at the dinner and birthday cake is served. Activity night and meetings are held the second Thursday of each month. Foot clinic is offered the second Wednesday of every even numbered month. For information on bus service to Minot, call 8528008. The club email address is sawyerseniorcitizens@srt.com.
PAGE 11 Stanley Golden Age Club 628-2101
Business meeting 2nd Friday 10 a.m. Home-cooked meal every Friday at noon. Birthday party on the 4th Friday of every month; birthday cake and special music. Senior Basin Transit Bus service every Tuesday and Thursday: call for a ride to Minot. Bus: 1-800-927-8318. Surrey Senior Citizens Activity Center 839-8702 surreyseniors@srt.com Senior meals are served at noon on Mondays, Tuesdays, Wednes-
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days and Thursdays. Call center for meal reservations. Home deliveries are available on request. Foot Clinic is available at the center. Call LaVonne at 240-2679 for an appointment. Game night is held every Thursday night starting at 7 p.m. Feb. 1-April 15. Snacks are provided. Game night is open to the public. Yoga class is held every Monday night beginning at 5:30 pm. Class is open to the public. Bingo is played every Thursday starting at 1 p.m. Birthday cake and ice cream are served at 12:30 p.m. on the third Monday of each month. Board meetings are held on the Tuesday before the last Friday of each month beginning at 5:00
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pm Potluck meals are held n the last Friday of each month at 6:30 pm.
Tioga Senior Citizens 664-3425
Business Meeting: 2nd Monday, monthly, 12:30 pm; Board Meeting, 11:30 am Social Activity: Bingo, following monthly meetings Cards: Tuesday and Fridays, 1 pm
Towner Senior Citizens VIP Club 537-5155
Business Meeting: 1st Wednesday every other month, 10 a.m. Coffee every Monday 10 a.m. Cards and games Tuesday 6:30 Bunco first and third Thursday of the month 1:30 Senior Meals: Summer, Monday through Friday; fall and winter, Monday, Tuesday, Thursday, Friday, Sunday
Foot Clinic: third Tuesday, every other month, First District Health Unit Monthly Potluck & Birthdays: Last Wednesday of the month at noon, with pinochle, whist, hand and foot, and Bunco to follow.
Upham 55+ Club 768-2581
Business Meeting: 1st Monday, alternate months Social Meetings: CardsWednesday & Saturday, 1 p.m.; both followed by coffee and snacks, 3 p.m. Foot Clinic: 1st Thursday, odd months; First District Health Nurse
Velva Star City Senior Citizens 338-2628
Business Meeting: 2nd Wednesday, noon, followed by birthday party, 2 p.m. Senior Meals: Monday, Wednesday and Friday, 11:30 a.m., catered by
Souris Valley Care Center. Volunteers serve meals and package meals for home delivery. Exercise room available for members only. Facility is available for rental.
Westhope Senior Citizens 245-6401
Business Meeting: 3rd Monday Center is open Monday through Friday, 2 to 5 pm Senior Meals: Monday through Friday, 11:45 am at Westhope Public School Cafeteria. Home delivered meals are available. Foot Clinic: 2nd Monday, monthly at Senior Center.
Wildrose Senior Citizens 539-2169
Business Meeting: 1st Tuesday, 1 p.m.
SUMMER 2019
Social Meetings: Birthdays, 3rd Tuesday, 1 p.m. Senior Meals: Every Tuesday, noon. Transportation: Wildrose Public Transportation, weekly trips to Crosby, Tioga, Williston and Minot, Call for reservations. Van is also available for special events.
Willow City Senior Citizens Center
Business and social meeting: first Monday of the month at 2 p.m. followed by bingo and lunch. Senior meals served at the Backwoods Cafe every Monday, Wednesday and Friday at noon. Card parties Jan.-March every Monday at 1:30 p.m. followed by lunch Foot clinic: every odd month on the fourth Wednesday at the Senior Center. Call 228-3101 to make an appointment.
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