Stay Connected
Get the latest news, property updates & more online.
/mmjrealestatewollongong #mmjrealestate @mmjrealestate /mmjrealestate
be part of something big This October @ MMJ
MMJWollongong.com.au
MMJNorth.com.au
6-8 Regent Street, Wollongong P 4229 5555 E ressaleswollongong@mmj.com.au
Daniel Hastings David Geary 0416 283 876 0418 423 782
Phil Jones 0418 421 468
Sam O’Halloran 0423 825 072
Geoff Jones 0418 421 074
Chris Black 0418 999 001
251-253 Princes Highway, Corrimal P 4285 5999 E mmjnorth@mmj.com.au
Tim Jones 0409 456 299
Daniel Frazer 0408 944 434
Greg Ellul 0412 421 214
Travis Machan 0447 300 800
Amy Andersen 02 4253 2743
Glenice McMahon Jade O’Byrne 0407 293 466 0405 180 593
Troy Phipps 0412 425 801
Roger Hughes 0412 424 071
Greg Truebody 0412 626 964
MMJSouth.com.au
231 Windang Road, Windang P 4296 4444 E mmjsouth@mmj.com.au Natalie Lowe 0401 745 678
Yenson Mui 0421 882 541
Maurice Bertapelle
0412 029 131
George Szymkiewicz
0448 046 450
MMJDapto.com.au
Adam Martin 0408 411 723
59 Princes Highway, Dapto P 4261 3822 E mmjdapto@mmj.com.au
Luke Collins 0401 405 874
Dimitty Tabor 0434 745 520
Caroline Ash 4296 4444
MMJshellharbourcity.com.au
57 Central Road, Oak Flats P 4256 6666 E shellharbourcity@mmj.com.au Bradd O’Brien 0400 002 255
John Tisma 0409 612 000
Alan Chaffers 02 4261 3822
Ian Fitzgibbon 0418 333 149
Greg Edwards 0438 613 822
Dale Whittaker 0414 376 720
Check out the website for more info.. mmjoctober.com.au
Mark De Cresci 0422 744 097
Joyce Mantuano 02 4256 6666
P lan Ahead
Scan this qr code to check out what’s open this weekend.
Julie Taylor 0415 160 683
mmjoctober.com.au
Be part of something biG This October @ MMJ investment seminar
Meet the Team
pink ribbon pledge
showcase auction
6pm Wednesday, 23rd October 2013
MMJ will be making appearances in local shopping centres around the Illawarra so you can put a friendly face to our brand and get some up-to-date market information on your home or investment property.
MMJ have been an invested supporter of the National Breast Cancer Foundation for a number of years. Supporting the community who support our business is a number one priority.
6pm Wednesday, 30th October 2013
We can provide you with up to date market information, comparable sales, current interest rates, changeover costs and more.
During the month of October each local MMJ office will be donating $100 from every exchanged sale to the National Breast Cancer Foundation.
MMJ’s FREE Investment Seminar will give you the facts on the current market, finding the perfect investment property, financial planning for investing and property depreciation. We have gathered together the best local businesses to provide you with all you need to know about investing in the Illawarra. Head to mmjoctober.com.au to register your seat now. Seats are limited - register by 16th October 2013.
Wit h thanks to our sponsors
MMJ South & MMJ Shellharbour @ Stocklands Shellharbour Thursday 10th & Friday 11th October 2013
NAB . KPMG . Quantum Property Group
We look forward to making a meaningful donation at the end of October that will hopefully help put an end to a number of Breast Cancer suffers struggles.
To finish off the month MMJ will be hosting the Showacse Auction at one of Wollongong’s premier venues, the Wollongong Golf Club, offering you the chance to snap up some great properties. In line with MMJ’s Showcase Auction, our generous sponsors have provided a number of lucky door prizes for auction attendees! Head to mmjoctober.com.au to see what properties are going to auction.
Wit h thanks to our sponsors
Wollongong Golf Club . Corban Automotive . Figtree Gourmet Kitchen & Brian Hastings Finance
MMJWollongong.com.au
MMJNorth.com.au
MMJdapto.com.au
MMJsouth.com.au
MMJshellharbour.com.au
ressaleswollongong@mmj.com.au
mmjnorth@mmj.com.au
mmjdapto@mmj.com.au
mmjsouth@mmj.com.au
shellharbourcity@mmj.com.au
4229 5555
4285 5999
4261 3822
4294 4444
4256 6666
mmjoctober.com.au
Villa style house KANAHOOKA, 46 Ashmore Crescent • Open plan lounge and dinning overlooks the rear yard • Two extra enclosed utility rooms • Perfect retirement home or for easy living • Reverse cycle air-conditioning unit • A unique and private location
Townhouse style unit 3
1
1
Offers above $349,990 View Contact Email Web iD
By Appointment David Geary 0418 423 782 david.geary@mmj.com.au mmj.com.au/3P4159
First time advertised! CONISTON, 5/10 Mackie Street • Fully tiled bathroom with two separate toilets • Maintenance free court yard with a humble garden • Located in a prime position, shops, schools, parks • Quiet and peaceful location, book your inspection now
MMJ Wollongong | 4229 5555 ressaleswollongong@mmj.com.au www.mmj.com.au
• • • • • •
As new kitchen with stainless steel appliances New bathroom with ceiling high tiling Own separate entrance / cosy design Air-conditioning unit Great lock up garage Trendy townhouse-style unit
2
1
1
for sale $289,000 View Contact Email Web iD
By Appointment David Geary 0418 423 782 david.geary@mmj.com.au mmj.com.au/3P4129
Castle behind the wall 2
• Two excellent size bedrooms both with build in wardrobes
WOLLONGONG, Unit 6/45 McKenzie Avenue
1.5
1
offers above $379,000 View Contact Email Web iD
Saturday 12:00 - 12:30pm Chris Black 0418 999 001 chris.black@mmj.com.au mmj.com.au/3P2037
WARILLA, 129 Shellharbour Road • • • • • •
Fully renovated home with all the extras 3 excellent sized bedrooms with storage, 2 spacious bathrooms Garage space for boats cars and workshop Entertain the family with an undercover area Disabled friendly home / ramps / fittings Close to schools, shops, parks, beach and shopping
3
2
3
Offers above $399,990 View Contact Email Web iD
Saturday 10:30 - 11:00am Chris Black 0418 999 001 chris.black@mmj.com.au mmj.com.au/3P4165
BE PART OF SOMETHING BIG This October @ MMJ
perfect for the first home buyer!
contemporary executive home 5
cordeaux heights, 51 Taminga Cres
3
2
• Located in a quiet cul de sac in a family orientated suburb • Impressive separate entrance foyer with high ceilings • Huge open plan living and dining featuring Blackbutt flooring • True chef’s kitchen with poly cupboards, granite tops & butlers pantry • All sited on a 1447sqm garden block with plenty of room for the kids
by neg $755,000 - $795,000 View By Appointment
single level executive residence by the beach woonona, 8 Pat Geraghty Place • Located just a short stroll from beautiful beach and cycleway • Offers the option of a home office plus 4 genuine bedrooms • Formal living plus family room and of course an ensuite to main • Easy care level lawns with covered outdoor living • Selling below replacement - fabulous opportunity that won’t last!
5
2
2
by neg $700,000 - $740,000 View Contact Email Web iD
Sat 05/10 12.00 - 12.45pm Roger Hughes 0412 424 071 roger.hughes@mmj.com.au
mmj.com.au/4P3960
Contact Greg Ellul 0412 421 214 Email greg.ellul@mmj.com.au Web iD mmj.com.au/4P3861
tarrawanna, 92 Caldwell Ave
2/3
by neg $430,000 - $460,000 View Sat 5/10 10-10.45am
Contact Glenice McMahon 0407 293 466 Email glenice.mcmahon@mmj.com.au Web iD mmj.com.au/4P3969
large workshop & showroom
CBD Living! wollongong, 7/66 Kembla St
2
1
1
• Spacious 2 bedroom unit in Wollongong CBD • Features large living room with access to North facing balcony • Defined dining area, polyurethane kitchen with granite benchtops • Bathroom with spa, separate toilet & laundry, double size bedrooms • Ideal for the owner occupier or investor alike. Currently rented $385pw
by neg $375,000 - $390,000 View By Appointment
MMJ’s FREE Investment Seminar is here to give you the facts on the current market, finding the perfect investment property, financial planning for investing and property depreciation.
Contact Greg Ellul 0412 421 214 Email greg.ellul@mmj.com.au Web iD mmj.com.au/4P3934
corrimal, 64 Albert Street • Workshop occupied by The Works Joinery with small truck access • Bathroom showroom tiled & carpeted along with 3 offices • Another 240sqm of storage/workshop on this level, total of 440sqm • Currently rented at $595pw (plus gst) plus $3520pa outgoings • Located on a 695sqm IN2 Light Industrial zoned block
For Sale $500,000 View By Appointment
Contact Greg Ellul 0412 421 214 Email greg.ellul@mmj.com.au Web iD mmj.com.au/4P3939
Li m te d! Se at sA re
Are you ready to invest in property?
MMJ Investment Seminar When 6pm Wednesday, 23rd October 2013 Where Wollongong Golf Club RSVP Register by the 16th October
We have gathered together the best local businesses to provide you with all you need to know about investing in the Illawarra.
Head to mmjoctober.com.au to reserve your seat! With thanks to our sponsors..
1
• Quality timber floors throughout, modern kitchen/dining • Living area has reverse cycle air conditioning • Large undercover deck overlooking the fully fenced backyard • The internal laundry has an extra toilet, stair access to attic space • Walk to schools, shops and transport
WHAT DO THE WORLD’S RICHEST pEOPLE HAVE IN COMMON? The all invest in property!
1
Need we say more? berkeley, 53 Winnima Way • Top home in an ultra-convenient location • Exceptional opportunity for any investor • Three generous bedrooms, built-in robe to main • Walk to shops, transport and Berkeley sports club
Chic Coastal Retreat warilla, 45 Osborne Parade • Lifestyle Choice - A breath of fresh SEA air • Tastefully designed with modern influence • Appealing from the moment you open the door • Hassle & maintenance free exteriors – HURRY!
BIG IS BEAUTIFUL berkeley, 5 Whimbrel Avenue • A monster in construction with a touch of Europe • Big enough to comfortably sleep 16+ adults • Designed to impress and built to out last • They just don’t make them like this anymore
Enjoy that summer breeze lake illawarra, 5/78 Addison Avenue • Chic style living spoilt by modern contemporary design • Large sundrenched balcony wrapping from West to East • Large combined dining, kitchen and lounge area • Top of the complex, crème of the crème location
3
1
1
Guide above $330,000 View Contact Web iD
3
Saturday 11:00am - 11:20am Adam Martin 0408 411 723 adam.martin@mmj.com.au Luke Collins 0401 405 874 luke.collins@mmj.com.au mmj.com.au/6P1806
3
Separate living
8
blackbutt, 15 Lyrebird Close
2
Guide above $480,000 View Contact Web iD
By Appointment Adam Martin 0408 411 723 adam.martin@mmj.com.au Dimitty Tabor 0434 745 520 dimitty.tabor@mmj.com.au mmj.com.au/6P1531
3
2
2
1
windang, 18 Fern Street
Guide above $360,000 View Contact Web iD
By Appointment Adam Martin 0408 411 723 adam.martin@mmj.com.au Luke Collins 0401 405 874 luke.collins@mmj.com.au mmj.com.au/6P1491
blackbutt, 4 Dunnart Place
View By Appointment
3
7
By Appointment Adam Martin 0408 411 723 adam.martin@mmj.com.au Dimitty Tabor 0434 745 520 dimitty.tabor@mmj.com.au mmj.com.au/6P1739
1
OSP
View Contact Web iD
By Appointment Adam Martin 0408 411 723 adam.martin@mmj.com.au Luke Collins 0401 405 874 luke.collins@mmj.com.au mmj.com.au/6P1708
So much potential 4
3
2
Superb property built as owner’s DREAM PROPERTY Immaculately kept show home like presentation Big open space spoiled by the essence of natural light Too much to mention. Come and look, you will be IMPRESSED
guide above $620,000
Saturday 9:40am - 10:00am Adam Martin 0408 411 723 adam.martin@mmj.com.au Dimitty Tabor 0434 745 520 dimitty.tabor@mmj.com.au mmj.com.au/6P1798
Guide above $650,000
• R2 Zoning allows for an array of potential possibilities • 678 sqm (22.3m x 30.4) flat corner block at Lake’s edge • They don’t make property like this anymore – Top SPOT • LOCATION, LOCATION, LOCATION, LOCATION, LOCATION
• • • •
4 View Contact Web iD
Endless Opportunities
High & Mighty
1
$890,000 - $990,000
• Set over multiple levels with flexible open floor plan • Scenic living/dining spaces and stunning European kitchen • Hotel-like master with ensuite and exclusive balcony • Infinity-edge pool with PURE OPULENCE!
Saturday 10:20am - 10:40am Adam Martin 0408 411 723 adam.martin@mmj.com.au Dimitty Tabor 0434 745 520 dimitty.tabor@mmj.com.au mmj.com.au/6P1724
3
View Contact Web iD
Brilliance – Excellence – STUNNING
1
2
Guide above $390,000
• Dual accommodation – perfect for the in-laws or teenager • Fully self-contained are on second floor with its own balcony • Big separate living quarters downstairs with high ceilings • Big single garage with fantastic level yard – CALL TODAY
Guide above $550,000 View Contact Web iD
4
albion park rail, 3 Fir Crescent
Contact Adam Martin 0408 411 723 Dimitty Tabor 0434 745 520 Web iD mmj.com.au/6P1617
primbee, 27 Lakeview Parade • • • •
3
1
1
Charm filled original cottage with lasting impressions Renovate or build brand new – EXCELLENT POSITION Arguably, the most beautiful panorama Primbee has to offer The market is on FIRE! Will sell fast – DON’T MISS IT
guide above $340,000 View By Appointment
Contact Adam Martin 0408 411 723 Dimitty Tabor 0434 745 520 Web iD mmj.com.au/6P1762
new listing - open this saturday!! 4
HORSLEY, 12 Brisbane Grove • • • • •
2
OPEN THIS SATURDAY!!
2
Four bedroom family home main bedroom with ensuite & W/I robe Formal lounge & dining plus a family with an additional rumpus room Enormous kitchen area plus excellent covered outdoor pergola Many extras alarm, dishwasher, spa, garage remotes & R/C air con All located on a low maintenance block in a safe and quite street.
For Sale $469,900 View Saturday 2.00-2.30
coming soon - 1ST OPEN 12.10.13 • • • • •
3
1
View By Appointment
2
View Saturday 12.00-12.30
View By Appointment
Great investment Opportunity!! 3
• • • • •
1
Solid brick veneer and tiled 3 bedroom family home Formal lounge, defined dining and a neat kitchen Modern bathroom with separate toilet, internal laundry Single garage, great backyard, close to school, Aldi store & parks Currently leased at $370.00 per week until April 2014
For Sale $349,900 View By Appointment
• • • • •
3
2
2
This home situated with in minutes from the Dapto CBD The home features Solid timber kitchen with quality appliances Formal dining room and formal lounge, x2 bathroom’s 3 Spacious bedrooms, cover entertaining area, Great yard for the kids, huge double garage, rear lane access
OFFERS ABOVE $419,900 View By Appointment
2
2
• • • • •
Contact Bradd O’Brien 0400 002 255 Email bradd.obrien@mmj.com.au Web iD mmj.com.au/5P1124
4
View By Appointment
2
1
Contact John Tisma 0409 612 000 Email john.tisma@mmj.com.au Web iD mmj.com.au/5P1158
Coming soon- 1ST OPEN 12.10.13 Dapto, 21 Glenview Street • • • • •
4
1
3
The home features private entry foyer, spacious lounge & rake ceilings Defined formal dining (currently study area), spacious kitchen 4 good size bedrooms with bir, modern bathroom includingsep toilet Timber floors throughout, 3 car garage with internal access Private covered entertaining area for BBQ’s with friends and family.
For Sale $379,900 View By Appointment
4
• • • • •
2
Spacious modern 4 bedroom king size comfort executive home Large bedrooms main with ensuite and walk in robe. Modern kitchen, enormous games room & open plan living areas R/C Ducted air conditioning plus double garage with remote Low maintenance landscaped block with all the work done why build.
For Sale $549,900 View Saturday 1.00-1.30
Contact Greg Edwards 0438 613 822 Email greg.edwards@mmj.com.au Web iD mmj.com.au/5P1178
Contact Bradd O’Brien 0400 002 255 Email bradd.obrien@mmj.com.au Web iD mmj.com.au/5P1187
4
2
2
5 year young, single level family home in a cul-de-sac street 4 bedrooms with BIW, ensuite & WIR to the main bedroom Large lounge & dining room, spacious kitchen with stone top Family room at the rear opening onto the covered pergola Double remote garage, approx. 763m2 block, beautiful outlook
For Sale $549,900 View By Appointment
1
for sale $339,900 View Contact Email Web iD
Saturday 11.00-11.30 Greg Edwards 0438 613 822 greg.edwards@mmj.com.au mmj.com.au/5P1141
4
HoRSLEY, 3 Spears Place • • • • •
For Sale $559,900 View By Appointment
Contact Alan Chaffers 4261 3822 Email alan.chaffers@mmj.com.au Web iD mmj.com.au/5P1100
Tarrawanna, 7 Pringle Road • • • • •
Contact John Tisma 0409 612 000 Email john.tisma@mmj.com.au Web iD mmj.com.au/5P1188
3/4
For Sale $599,900 View By Appointment
haywards bay, 20 Penterong Way
View By Appointment
Contact Greg Edwards 0438 613 822 Email greg.edwards@mmj.com.au Web iD mmj.com.au/5P1190
• • • • •
1
Contact John Tisma 0409 612 000 Email john.tisma@mmj.com.au Web iD mmj.com.au/5P1177
FIGTREE, 31 Sorrensen Drive Build your dream home on this large 899m2 block Located in an exclusive estate and surrounded by prestige homes Has an elevated position and enjoys expansive views 18 metre frontage and located in a safe and quite cul de sac Great location handy to schools and westfield shopping centre.
2
Solid brick and tiled family home in quiet cul-de-sac street 4 good size bedrooms, large formal dining, good size kitchen Sunken lounge room at rear of the home overlooking the yard 2 bathrooms, internal laundry, lock up garage with studio room High ceilings, level yard, front patio, side access and more.
1 week away from release!!
For Sale $315,000
2
Individually designed prestigious home, quality & style throughout Formal lounge & dining, stunning kitchen with stainless appliances Great Room with raked ceiling, rumpus, stylish main bathroom Master bedroom with e/s & walk in, 3 double bedrooms & study Covered entertaining area, double garage, landscaped gardens.
build your dream home!! • • • • •
2
GREAT FAMILY HOME!!
kanahooka point, 3 Theatre Terrace • • • • •
1
quality & style!!
2
coming soon!!
Brick & tiled family home located in a great quiet cul-de-sac street 3 bedrooms plus study, formal lounge & defined dining, rear sunroom Large enclosed pergola with built-in BBQ, garage with internal access Separate granny flat type accommodation with kitchenette & bathroom IG Pool and all on a level 866m2 block that backs onto the waterway
For Sale $457,500
Value packed spacious 4 bedroom home you should see right now Lavish new bathroom, modern kitchen plus 2 large living rooms Enormous covered pergola area & large double garage/workshop Large family home offering plenty of room to enjoy your own space Ideal location handy to schools, public transport & Dapto Shopping Mall
HORSLEY, 8 Robins Creek Drive
Contact Alan Chaffers 4261 3822 Email alan.chaffers@mmj.com.au Web iD mmj.com.au/5P1148
ALBION PARK RAIL, 90 Koona Street
Contact Bradd O’Brien 0400 002 225 Email bradd.obrien@mmj.com.au Web iD mmj.com.au/5P1171
cOMING SOON - under renovations!! Dapto, 16 Baan Baan Street
4
quite cul-de-sac street!!
1
• • • • •
KING SIZE COMFORT - OPEN SATURDAY!!
Brand new brick veneer and tile residence with ducted R/C air con Open plan lounge & dining, spacious kitchen, theatre room Master bedroom with e/s & wir, bir to other 3, stylish main bathroom Double garage with internal access & remote door. Covered alfresco outdoor area, generous size secure yard.
For Sale $489,000
4
Dapto, 6 Laver Road
Contact Greg Edwards 0438 613 822 Email greg.edwards@mmj.com.au Web iD mmj.com.au/5P1179
HORSLEY, 33 Flemmings Crescent • • • • •
MUST BE SOLD THIS WEEKEND - open this saturday!!
2
Great landscaped grounds are a fitting introduction to a superb home Immaculate 3 bedroom home all with built in robes & ceiling fans Formal lounge & dining plus family room with R/C ducted air con Including alarm, dishwasher, intercom, solar panels & garage remotes Located in an elevated position with fantastic escarpment views.
For Sale $399,900
Contact Alan Chaffers 4261 3822 Email alan.chaffers@mmj.com.au Web iD mmj.com.au/5P1138
albion park rail, 17 Tongarra Road
1
brand new!!
Situated in a quite street is this single level family home Open plan living consisting of formal lounge and dining Modern kitchen overlooking living area, spacious entry 3 good size bedroom (main with WIR) & 2 way bathroom Double garage and stunning outdoor covered entertaining area
For Sale $389,900
• • • • •
Contact Greg Edwards 0438 613 822 Email greg.edwards@mmj.com.au Web iD mmj.com.au/5P1186
horsley, 14 Karara Avenue
3
HORSLEY, 14 Highcroft Blvd
4
2
2
Building has started on this new 4 bedroom family home Main with ensuite & walk in, ducted air conditioning throughout. Spacious kitchen, with a theatre room and rumpus room Separate family & dining room, double garage access to back yard Tiled outdoor living area with a BBQ space perfect for entertaining.
For Sale $519,900 View By Appointment
Contact Bradd O’Brien 0400 002 255 Email bradd.obrien@mmj.com.au Web iD mmj.com.au/5P1082
just listed - open saturday
open saturday 3
oak flats, 2/9 Madden Street • Renovated 3 bedroom bright, sunny townhouse with 2 car garage • New kitchen with Caesarstone benchtops and dishwasher • Fully renovated bathroom as well as new paint and carpet • Located within close proximity to shops and train station • Don’t miss your chance to secure this prime piece of real estate
1
2
for sale $359,000 View Contact Email Web iD
Saturday 12.00pm - 12.30pm Mark De Cresci 0422 744 097 mark.decresci@mmj.com.au mmj.com.au/8P1212
2
blackbutt, 6/75 Cygnet Avenue • Beautifully appointed kitchen and bathrooms, built-ins in both bedrooms • Parkland and escarpment views from the generous wraparound balcony • Walk to Stockland Shellharbour, cinemas, tavern & enjoy the lifestyle • Currently tenanted to excellent tenants at $400 per week
• Neatly presented, this home has great sized rooms and open plan living • Large kitchen, updated bathroom, beautiful timber floors and ceiling fans • Spread over a 575.4m2 block and with great tenants in place • Short stroll to the local shops, schools and lake side • Only 5 minutes to the major shopping centre, train station and fine dining
1
1
for sale $359,000 View Contact Email Web iD
Saturday 11.00am - 11.30am Mark De Cresci 0422 744 097 mark.decresci@mmj.com.au mmj.com.au/8P1210
low maintenance living
BEST IN THE BLOCK • Superb 2 bedroom unit in the heart of the city
3
oak flats, 78 Bridge Avenue
2
1
for sale EOI View Contact Email Web iD
By Appointment Dale Whittaker 0414 376 720 dale.whittaker@mmj.com.au mmj.com.au/8P1219
2
oak flats, 1/28 Barton Street • No Strata Fees! Beautiful brick and tile residence • Low maintenance living, open plan light filled living, dining and kitchen • Reverse cycle air, electric window shutters and built-in robes • Sunny federation style bathroom, garage with internal access, solar panels • Private undercover area. Central location with access to every convenience
1
1
for sale $369,000 View Contact Email Web iD
By Appointment Mark De Cresci 0422 744 097 mark.decresci@mmj.com.au mmj.com.au/8P1192
ab r i l l i a n t n e wb e a c h s i d e s u b u r bt oc a l l h o me Wa r i l l a ’ s n e we s t p l a c e t oc a l l h o me , S u n s e t P r i v a t e E s t a t e wi l l b e ab r e a t ho f f r e s ha i rt ot h e a l r e a d ye s t a b l i s h e dc o mmu n i t y .
r e g i s t e rn o w f o r s t a g e 3 . s t a g e 1s o l ds t a g e 2s o l d
F i r s tHomeBuy er ss a v eupt o
$25, 000 $5, 000 Ev er y oneel s es a v esupt o
}
R e g i s t e ro n l i n e n o w www. s u n s e t wa r i l l a . c o m. a u
S ubj e c t t opur c has e r sbe i nge l i gi bl ef or s e l e c t e dGov e r nme nt Gr ant s