WE BUY CARS • Local Wirral Service • FREE valuation (no obligation)
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Give us a call on 0151 648 5488 Visit our new website – www.irbymotor.co.uk 9 Mill Hill Road, Irby, Wirral CH61 4UB
The Car Dealers you can trust dealing with their estate, we can offer you trusted, sensible advice and the professional service you will need at this difficult time. Should you wish to proceed, we will collect your vehicle swiftly and FREE of charge. Please do not hesitate to contact us on 0151 648 5488 to discuss how best we can assist you.
As a family business, at Irby Motors we understand that selling a car can sometimes be a difficult decision taken at a difficult time. We take pride in offering a personal service and fair valuation. We often assist customers who have decided they no longer need to own a car because they are moving to a quieter life after retirement. Selling privately can be stressful and complicated, so if this is a decision you are facing, our professional service can take away that worry at a time when you should be focusing on yourself and this new stage of your life. With our reliable reputation in this field, we are regularly contacted to value cars in probate. If you are sadly coping with the loss of a loved one and have the responsibility of
Welcome to the Winter edition of Wirral Well Being Magazine Laura Seymour Editor/Creator Hi Everyone, Welcome to the winter edition of Wirral Well-Being magazine. I hope you enjoy reading. It's packed with some lovely stories and great information for how to keep our community well and thriving. Well it's that time of year again when people can experience a major low so I would like to remind you that if anyone is struggling please reach out to the incredible services we promote here. The hub of hope www.hubofhope.co.uk is a national database for support and can signpost you to any local help you need. If you have seen a service in here and thought about contacting you can go to our digital link and access any
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past publications through www.wirralwell-being.co.uk. My details are below and I do have experience in counselling and am always ready to listen. If we can help just one person through this publication then I feel like it's doing its intended purpose. Finally I would like to wish everybody a Merry Xmas and Happy New Year. Thank you for reading and a huge thank you to all who support me with this publication, advertisers, writers, my amazing designer who I have worked alongside for years and could not do this without, GAD Solicitors our sponsor and so many more to mention that inspire, advise and keep me going. Best wishes, Laura
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HOW TO MAKE A PERSONAL INJURY CLAIM: A SOLICITOR’S GUIDE FOR THE INJURED What Qualifies as a Personal Injury Claim? A personal injury claim arises when you have been injured in an accident caused by someone else’s negligence, such as:
4. Establishing Liability: We will identify the responsible party and work to prove your case. This often involves communicating with insurers, analysing evidence and consulting with experts to build a strong case.
• Workplace accidents: Employers have a duty to keep you safe in the workplace. If you have been injured at work, you could have a claim. • Slips, Trips, and Falls: If you are hurt due to hazard conditions in a public place, such as a wet floor or uneven pavement, you may be able to seek compensation. • Road Traffic Accidents: Whether you are a driver, passenger, cyclist, or pedestrian, you may be entitled to compensation if injured in a crash that was not your fault. We specialise in serious injury claims - accidents which have resulted in serious or long-lasting injuries and disabilities which can include:- brain/neurological, neck and spinal, amputation, loss of use of a limb, serious burns/scarring, chronic pain and serious psychological injuries.
5. Negotiation and Settlement: In the majority of cases we will seek to negotiate with the Defendant’s representatives to reach a fair settlement that covers losses such as medical expenses and loss of earnings in addition to damages for pain, suffering and loss of amenity. With skilled negotiators on your side you are more likely to secure a full, fair settlement.
Step-by-Step Guide to the Personal Injury Claims Process Our team at Gregory Abrams Davidson Solicitors take the mystery out of making a claim, and this is how it works: 1. Initial Consultation: We start with a free, no-obligation consultation to discuss your case. We will review the details of your accident and explain your options. 2. Fact Finding and Evidence Gathering: Solid evidence strengthens your claim, so we will help you collect it. This may include accident reports, CCTV footage, witness statements and photographs. Getting evidence promptly can make all the difference, so it is essential to act sooner rather than later. 3. Medical Reports: Medical records and expert opinion are vital for substantiating the nature and full extent of your injuries. We will arrange for an independent medical examination to provide an assessment of your injuries and prognosis, which will inform the amount of compensation you are entitled to seek.
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6. Going to Court: Most claims settle out of court. In some cases legal proceedings are required. If we need to take your case to court, rest assured that our experienced solicitors will represent you with tenacity, ensuring your case is presented with clarity and strength. Ready to Start Your Claim? Contact Ian Kay at Gregory Abrams Davidson Solicitors Call: 0151 453 9424 Email: personalinjuryclaim@gadlegal.co.uk Visit: www.gadlegal.co.uk and complete the online contact form What our clients say: ‘Thank you for all your hard work and support – I am glad it has been brought to a successful conclusion.’ Client Z received £28,500 ‘Ian Kay has been exceptional, professional and easy to talk to... world class firm, whilst ensuring a personal service.’ Client Y ‘Just a great big thank you it was excellent when I got my cheque for £5200 I was over the moon.’ Client X
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We may not be able to guarantee it will be a white Christmas but we can guarantee that your rent is paid every month whether Santa visits or not. 0151 348 4527 northwooduk.com/wirral wirral@northwooduk.com 78 Telegraph Road, Heswall, Wirral CH60 0AQ 6
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MENTAL HEALTH SUPPORT FOR WIRRAL CHILDREN Local woman wants to make sure no young child experiences
PANDAS (0808 1961 776) runs a free helpline and offers a support
journey with her mental health “has been a rollercoaster” - one
illness, including prenatal (antenatal) and postnatal depression
what she did while growing up. Since a young age, Jessica Trigg’s that continues to be a battle to this day.
service for people who may be suffering with perinatal mental plus support for their family or network.
The 34-year-old, from Hoylake said that as a youngster, she was
Childline (0800 1111) runs a helpline for children and young people
effect and impacted how the entrepreneur expresses her feelings
phone bill.
never sure where she fitted in and felt left out. This had a rippling now, decades.
Jess says “As a child, I never felt like I knew who I was, and I
masked my feelings and emotions daily, which became habitual
as I got older. I found it extremely difficult to talk openly about my feelings, and this became harder as I entered my teenage years. "I was diagnosed with depression and anxiety at 16 and battled on through life without really talking to anyone still. I felt an
overwhelming guilt and the need to hide it. I was ashamed about the way I felt."
Jessica explained that it wasn’t until her mid-20s that she felt
comfortable enough to open up and talk about what she was
in the UK. Calls are free and the number won't show up on your
PAPYRUS (0800 068 41 41) is an organisation supporting teenagers and young adults who are feeling suicidal.
Mind (0300 123 3393) is a charity providing advice and support
to empower anyone experiencing a mental health problem. They campaign to improve services, raise awareness and promote understanding.
Students Against Depression is a website for students who are depressed, have a low mood or are having suicidal thoughts.
Bullying UK is a website for both children and adults affected by bullying.
feeling and thinking inside. She said this comfort made her realise
Amparo provides emotional and practical support for anyone who
had been lifted off my shoulders. Since then, I’ve been trying to
and coroners; helping with media enquiries; preparing for and
she “wasn’t alone after all.” She said: “It was like a massive weight break the stigma and teach others not to be ashamed of their mental health journey.”
In the UK, Jessica isn’t alone in her feelings. According to the
has been affected by a suicide. This includes dealing with police attending an inquest and helping to access other, appropriate,
local support services. Call 0330 088 9255 or visit www.amparo. org.uk for more details.
Children’s Society, 50% of all mental health problems start by the
Hub of Hope is the UK’s most comprehensive national mental
deterioration since 2017. These “alarming stats”, alongside her own
co.uk or text SHOUT to 85258 to find relevant services near you.
age of 14 and nearly 40% of six to 16-year-olds have experienced personal struggles, inspired Jessica to create the Positivity Club.
Launched in 2020, during lockdown, the CIC has helped improve the lives of around 200 children
The club holds workshops in primary schools, with Jessica
teaching the importance of self-love and kindness through
interactive games. She added: “From working with a broad range of children for over 16 years, across early years to teenagers and even teaching in Thailand and volunteering in Australia, I have
developed an understanding of how to make mental health fun. "I believe that creating engaging activities around serious
topics inspires learning and instils coping strategies. When the children learn that I struggled too, it creates a special bond of understanding and like-mindedness.” MENTAL HEALTH SUPPORT FOR ALL. Helplines and support groups
health support database. Download the free app, visit hubofhope. Young Persons Advisory Service – Providing mental health and
emotional wellbeing services for Liverpool’s children, young people and families. tel: 0151 707 1025 email: support@ypas.org.uk
Paul's Place - providing free counselling and group sessions
to anyone living in Merseyside who has lost a family member or friend to suicide. Tel: 0151 226 0696 or email: paulsplace@ beaconcounsellingtrust.co.uk
The Martin Gallier Project - offering face to face support for
individuals considering suicide and their families. Opening hours 9.30-16.30, 7 days a week. Tel: 0151 644 0294 email: triage@ gallierhouse.co.uk
James' Place - supports men over 18 who are experiencing a
suicidal crisis by providing quick access to therapy and support. Call 0151 303 5757 from Monday to Friday between 9.30am and 5.30pm or visit https://www.jamesplace.org.uk/
The following are helplines and support networks for people to talk to, mostly listed on the NHS Choices website
Samaritans (116 123) operates a 24-hour service available every
day of the year. If you prefer to write down how you're feeling, or if
you're worried about being overheard on the phone, you can email Samaritans at jo@samaritans.org.
CALM Campaign Against Living Miserably (0800 58 58 58) is a leading movement against suicide. It runs a UK helpline
and webchat from 5pm to midnight 365 days a year for anyone
Above: Members of the Positivity
Club
Left: Jessica Trigg
who has hit a wall for any reason, who need to talk or find information and support.
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DERRY MATHEWS ACADEMY CIC TO RETURN WITH THE CITY’S LARGEST FREE CHILDREN’S CHRISTMAS PARTY THIS DECEMBER Derry Mathews CIC FREE Family Christmas party for 500 plus children from across the Liverpool city region returns for the third year this December. The event will take place on 15th December 2024 in the Adelphi Hotel on Ranelagh Street, Liverpool City Centre.This year, due a to huge increase in numbers, the Christmas celebrations will take place in the the Banqueting Suite, which is the hotels largest space. Last year's event was a massive success and was attended by nearly 350 kids. Every child in attendance last year received a toy from Santa in the Christmas grotto, a selection box and food and soft drink. The day also included a live pantomime, music, a christmas choir, fun and games and much more – providing a memorable day for all the children that attend. This year will be even bigger and better with some more surprises planned! The local team behind the event includes ex professional boxer Derry Mathews and Stephen Edgerton, who are both Directors of Derry Mathews Academy CIC and Hayley Smitton who is the Events Manager Derry Mathews Academy CIC as well as Mitchell Walsh,Director of Integritas Property Group, who funded last year's event as well as funding this years, The team are now taking on an even bigger project this year titled “Everybody's Christmas” with this year seeing over 150 extra places filled. Hayley Smitton said “Over 500 places were allocated this year in just over one hour! The team is working very
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hard behind the scenes making sure this year’s event is as good, if not better, than last years. The faces of the children last year will live with me forever.” Derry Mathews added “We are really looking forward to December 15th and have had to move into the largest room the Adelphi Hotel has due to the massive demand to attend the event. I would like to take this opportunity to thank our sponsor Mitchell Walsh and his Integritas Property Group who have made this possible by paying for the day from kids toys to all the food and supplies.” The now annual event is now the biggest free Christmas Party event in the region for local children and in these tough cost of living times it is something close to the sponsors heart. Stephen Edgerton said. “Liverpool is one of those special cities where we all like to come together and there isn’t a better time to come together and provide some joy than at Christmas time.” Mitchell Walsh commented “Last year was a great day and to see the faces of all the local kids was fantastic. I am very happy to be working with this great team to make this year's event even bigger with over 500 local kids aged up to 12 in attendance. I would also like to thank Phoenix Money Ltd for combining with Integritas Property Group to fund this fantastic event.” The event will run from 2pm until 5pm on Sunday 15th December.
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Emotional Freedom Begins Here..
Mind21 is about personal growth whatever that looks like for you. Whether you’re aware of a mind that never stops; struggling to keep your emotions in check, or just feel stuck in a rut, Mind21 offers a supportive learning pathway. This digital course has 21 modules that take 30 minutes each day. The best way to accomplish shift is to learn through knowledge & experience because experiential knowledge tackles our patterns at a neurological level. That’s why each day has a minimum of 20 minutes mindfulness practice, fully guided so you just trust the process. For many, just learning to take time out is a massive step forward because it encourages them to break the pattern of constant doing & thinking. There’s over 40 years of research scientifically proving the benefits of mindfulness and Mind21 embraces the best of the best. It includes themes and practices from the mindfulness based stress reduction course and the Google leadership course “Search Inside Yourself”. “As a working mum, Mind21 was a great excuse to escape for 1/2 hour to learn about meditation. It turned out to be so much more with some great education particularly around how the brain manages stress. I now recognise the triggers of my stressed mind and know how to manage them. It's opened my eyes to the power of being present and to recognise the effects my mind has over my body. As a self-diagnosed control freak, this course has allowed me to put ME back in control of my reactions.” Helen - busy Mum and Product Lead
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Julie Perrigo is the founder of Just Breathe Solutions, The Emotional Hustle and Wirral Mindfulness. @theemotionalhustle www.justbreathesolutions.co.uk
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I can't thank the creator of Mind21 enough for this empowering course! The course starts with a gentle introduction to practice and you’ll just enjoy taking time out. However this gentle bodyscan is deliberately crafted to help the mind to steady it’s attention and rest. The educational content is weaved throughout the days with short 2 - 10 minute presentations. They explain how stress & emotional turmoil works so you recognise it sooner and feel empowered to take charge. As the training progresses you increase your capacity to notice automatic reactions and to intercept them - a truly powerful skill to acquire.
Benefits of Mind21 Interrupt the cycle of the overworked mind We believe thoughts are solving problems, but they’re often stuck in a worry loop stopping us from switching off. They stoke up our nervous system. The first week begins training the mind to settle & focus, breaking the pattern of continuous thinking. Emotions on high alert leave us angry or tearful This can be a sign that the stress hormones are not subsiding and we can begin to worry about holding everything together. Left unchecked the mind detects this state and goes into defense, ramping everything up. Mind21 provides simple techniques to bring early awareness to this process and to reset the nervous system. There’s also a 3 minute reset tool, easily accessible when things start to get tough. Noticing our true state Mind21 techniques train us to become more familiar with rising sensations in the body because the body provides true feedback on how we are experiencing a situation, even if it’s not rational. The mind often tells us how we SHOULD be experiencing a situation. Attachment to thoughts & emotions Thoughts are part of who we are, but do not define us. We think they provide the ultimate truth but WE ARE MORE THAN OUR THOUGHTS. Mind21 challenges unhelpful beliefs that keep us trapped in destructive patterns. Ready to find out more? Visit our website below. Mind21 is available with instant access or one to one support.
www.justbreathesolutions.co.uk/mind21
Trusting the process...
I’ve always found it difficult to trust, or maybe the correct term is let go. Planning and controlling every detail gives me a sense of security or a belief that because I’m in control, everything will work out as expected. Luckily, through my mindfulness practice, I’m getting better at loosening that grip. Having rigid expectations can leave us attached to outcomes, many of which are beyond our control. Recognising that we can’t influence everything can be uncomfortable because human beings do not deal well with uncertainty. However, letting go and trusting in the process can deliver surprising results as I found out recently. Having planned a number of events next year, I tried not to panic when there was a problem with the venue. Even though it goes against a lifetime of programming, I tried to tune into that higher wisdom and to trust in the process. Then something wonderful happened. To understand what raised my sloth like pulse a little, we have to go back to the 1920's when my great grandparents arrived on the Wirral after their travels all the way across Ireland from Achill Ireland. They first appear on the 1939 census. It's a long journey by boat and car today, so I can only imagine how long it took them. Julie Perrigo is the founder of Just Breathe Solutions, The Emotional Hustle and Wirral Mindfulness. @theemotionalhustle www.justbreathesolutions.co.uk
They looked after their family by working the land and settled on a farm in Meols called Holmfield. When my gran passed away in the early 1970s the land was passed on to the Hughes family. Roll forward 10 years and my Mum worked on the same land which the Hughes family turned into flower gardens. During the summer holidays my brothers and I would pick berries for Mrs Hughes but sadly never got a slice of those blackberry pies. My Mum picked flowers and stored them in buckets of dye overnight. The buckets were kept in a giant shed and in the corner was an old cast iron bath where they washed their hands in freezing cold water. Just the other day I got to see that very same bath in absolutely pristine condition, fully restored in a thatched cottage just up the lane from Holmfield. The thatched cottage is not original, I phoned my Dad who gave me the backstory. However it is absolutely beautiful and perfectly rustic sitting on the side of a 1.5 acre lake. The cottage is accessed via a railway crossing named "Tolan's Upside" - named after my great grandfather, Patrick Tolan. It was so moving looking around the cottage and hearing about it's history. As soon as I drove down that wooded lane and saw the lake, I knew it would be absolutely perfect for the retreats and of course, I’ll have to stay over this Christmas to test everything first. The more I step back from that habit of wanting to control, the more I find these beautiful moments of serendipity arising. The process of learning to trust feels unnerving at times but can also be freeing. It’s reassuring to believe that perhaps not everything is down to us and comforting to lean into a sense of unconditional support. Things still go wrong, but when things get tough, it’s about understanding what we can and can’t take responsibility for. Happy Christmas x Julie x WIRRAL WELL
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UK’S FIRST FLOATING SAUNA LANDS IN LIVERPOOL AHEAD OF OPENING THIS MONTH Wyld Sauna is home to a 30-person sauna, ice baths, luxury changing
In recent years, Princes Dock has become a popular natural swimming
rooms and direct access to Princes Dock and bookings are live from this
spot, attracting a growing community of open-water enthusiasts since
Friday 8th November!
achieving an ‘Excellent’ rating from the Environment Agency standards.
Wyld Sauna, the UK’s first-ever public floating sauna, will open in the
Wyld will have direct access to the clear water from their private
heart of Liverpool at Princes Dock on Saturday 23rd November.
pontoon making it an ideal location for those seeking a more liberating
Home to a luxurious facility, Wyld Sauna has landed in the city ahead
swimming experience compared to traditional public pools.
of opening, with a 30-person sauna, four ice baths, two cold waterfall
The dock is fitted with four oxygen pumps to maintain water cleanliness,
showers, four heated outdoor showers equipped with salt rubs, beautiful
and the area is regularly tested to ensure optimal swimming conditions.
changing rooms complete with opulent finishes, as well as direct
The water reaches a depth of approximately 2 meters, providing a safe
access into the water at Princes Dock for a refreshing post-sauna dip.
and refreshing plunge. Life guards will be on site at Wyld to ensure the
Luxury changing rooms will also see guests utilise Dyson hair dryers,
safest possible environments.
lockers, mirrors and swimsuit dryers for ease when completing their visit.
Jon Miller, Co-Founder of Wyld Sauna, explained:
Created by long-time friends and sauna enthusiasts, Jon Miller and
“We’ve always believed in the power of saunas—not just for physical
Tom Berendsen, both 42, this unique experience blends the serenity
health, but for building community and creating moments of calm in
of nature with the urban vibrancy of the city, offering a space for
our busy lives. Wyld is our way of making that experience accessible
connection and relaxation.
to as many people as possible. Our mission is to bring the best of the
Jon has a background in architecture and a passion for saunas and
Nordic sauna tradition to Liverpool, where anyone can come, unwind,
cold water swimming, and
and reconnect—whether
designing and building Wyld
it’s their first sauna or their
Sauna has allowed him to
hundredth.”
blend his love for wellness
Tom Berendsen, Co-Founder,
with his design expertise. Meanwhile, Tom has always
added:
made saunas a part of his
”Princes Dock is the perfect
daily life thanks to his Dutch
setting for Wyld. Being on
heritage and father Henk, who
the water adds another
instilled the love of saunas
layer to the experience, with
and its benefits within their
the city skyline on one side
family.
and the calm of the dock on
Wyld, which is an official
the other. It’s a place where
member of the British Sauna
nature and urban life meet,
Society, brings the traditional
which is exactly what Wyld is
Nordic sauna experience to
all about. We’re very excited
modern urban living, creating
to be opening the UK’s first
a communal environment
floating sauna, right here in
that’s accessible to everyone.
the heart of this beautiful city
Wyld Sauna is situated on
that’s steeped in heritage and
Princes Dock as part of
culture.”
Liverpool Waters and is open to all. From novices to long-time devotees, it’ll provide the perfect
Liza Marco, Senior Asset Manager for Liverpool Waters commented:
location to take a break from everyday life.
“We are very excited for Wyld to open at Princes Dock next month. It is
Whether it’s for mental clarity or physical relaxation, Wyld Sauna’s
the perfect location for such a fantastic and luxurious experience on
community can embrace the benefits of hot and cold therapy and find
the water, surrounded by some of Liverpool’s most iconic buildings.
their calm, allowing the stresses of life to simply melt away with each
Princes Dock is a popular and growing destination with more people
visit.
now living and working there, and an increasing number of visitors to its
Floating on water, Wyld Sauna offers breathtaking views of Liverpool’s
bars, cafes, restaurants, and hotels. Wyld Sauna will be a great addition
skyline, fusing Scandinavian tradition with the pulse of the city. Crafted
to the Dock alongside the open water swimming, canoeing and yoga
from Thermal Alder, the sauna is also naturally antimicrobial, free
already on offer there and we look forward to seeing everyone enjoying
from chemicals, and cool to the touch—ensuring both comfort and
themselves in this fabulous location.”
environmental friendliness.
To celebrate the launch of Wyld, there are exclusive pre-booking
Each visit will be unique to each individual guest and carving their own
packages. Early sign-ups through the website can take advantage of
experience is encouraged. Some guests will enjoy a cold water swim,
the intro packages ‘Wyld Cards’, making Wyld an affordable addition to
whilst others will prefer basking in the deeply rejuvenating heat. Each
daily routines. Bookings are available on wyldsauna.com
visit will include access to all facilities so that everyone can decide what they’d prefer to experience, allowing them to breathe and unwind.
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The Wirral Bath Co. AFFORDABLE LUXURY SUPPLIED & FITTED New showroom now open
259 Woodchurch Road Prenton, CH42 9LE 0151 677 6721 | 07855 015366 WIRRAL WELL
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90a Market Street, Hoylake, Wirral 0151 633 2717 | www.babylicious.org
A Magical Holiday Season at Babylicious: Your One-Stop Children's Emporium As we enter the final months of 2024, there's a festive buzz in the air at Babylicious, where we've been helping families prepare for Christmas since the summer. With the holiday season fast approaching, our store is transformed into a wonderland of children's treasures, from practical essentials to magical toys that will light up little faces on Christmas morning. Understanding that the holidays can strain family budgets, we've been offering Christmas payment plans since July. These flexible payment options, available through our social media channels on Facebook and Instagram, help parents spread the cost of their children's Christmas wishes. Haven't joined this year? Make a note to start early in 2025! We also offer year-round savings clubs and prepayment plans on our entire range of products, perfect for expectant parents who want to prepare ahead of their little one's arrival. Our bestselling practical gifts include premium buggies, highchairs, and travel cots – perfect for those family visits during the festive season. Safety remains paramount, especially when it comes to car seats. We proudly stock leading brands including Maxi Cosi, Cybex, BeSafe, and Axkid, with expert fitting services available. Step into our magical toy department and discover: - Beautifully crafted dolls with their own prams, car seats, and wardrobes - Classic wooden toys including shape sorters, puzzles, and imaginative play sets - Enchanting playsets from space rockets to pirate ships and fairy-tale castles - Electric cars, trains, and ride-on toys for little adventurers - Modern favourites like Tonie boxes for interactive storytelling Our collection extends far beyond toys. We offer complete nursery solutions with gorgeous furniture sets, including cot beds, wardrobes, and dressers. Cozy touches like beautiful blankets, bedding, and Grobags ensure your little ones sleep soundly. For daytime comfort, explore our selection of rocking chairs, bouncers, and swings. While our website showcases many items, it can't capture our full range – there's simply too much to display online! Visit our store to experience the full magic of Babylicious,
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where our knowledgeable staff can help you find exactly what you're looking for. From premium prams and travel systems to the perfect Christmas gift, we're here to make your shopping experience special. Come and discover why our customers call us a true children's emporium. There's nothing quite like seeing our wonderful selection in person – we guarantee you'll be amazed by the choice!
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CUT COSTS THIS CHRISTMAS While some of us are planning a return to the indulgence of Christmases past, others will be working hard to celebrate despite an ever-present squeezed budget, but the majority of us will fall somewhere in the middle – just about managing to stay afloat financially. Whatever your Christmas is looking like, you'll find plenty of money saving shopping tactics to help your budget stretch further, from tips and schemes to apps and old-fashioned consumer knowhow! Plan your spend Start by making a budget. We spend around 30% more in December than other months. Check your bank statements for last December to see how much you spent last year. Pretty much everything costs a bit more this year. Break down your plan: how much will go towards gifts, food, drink, leisure and entertainment, in addition to the usual monthly household costs. Don't be afraid to 'cut your cloth' to the size of your budget. Far better to do this than wake up in the new year with a financial hangover. Start early. Keep track of Spending Once you've set a budget, keeping track of your spending means you're less likely to overspend. Whether it’s by using a notebook, an app on your phone or an excel spreadsheet on your laptop, choose a system that works for you. If your bank offers you alerts for when your current account dips below a set amount, opt in. Family gifts or secret Santa If you've got a lot of people to buy for, such as extended family and friend groups, suggesting a Secret Santa (use an app such as elfster to organise) is a great way to keep costs down. Similarly, buying a 'family gift', such as a large box of chocs, a hamper or a board game, can be a great way to gift to a group rather than buying individual presents. These are always on offer in the run up to Christmas, so use google shopping to find the cheapest source and stock up! Plan meals Check in early to find out what your guests really love to eat– and remember to take note of any food intolerances, too. To help you calculate the right quantities for the numbers you’re feeding. Be smart about delivery Book your slot. If you’re planning a
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supermarket delivery close to Christmas, bag a cheaper time slot by placing just a few items in your virtual trolley well ahead of time. As the big day approaches, the cheap slots vanish, and you end up having to throw money at the problem later on. When Christmas gets closer, add special offers and your usual goodies to the list. Stock up early Avoid the pre-Christmas crush and spread the cost by making the most of your freezer. Most of the Christmas meal can be frozen, including the pigs in blankets, stuffing and even the gravy. If you spot a bargain, especially on joints of meat or the turkey, buy it now and freeze it. Add discounts automatically Use the browser extensions to keep a constant eye out for the cheapest prices for you. There are plenty of options and you can download and install more than one. So check out voucher codes, deal finder etc.. Be post savvy Be sure to make a note of 18 December – the last date for sending Christmas cards by second-class post – you could save as much as £10 by posting early rather than using first-class. Get free delivery Why pay for store deliveries when you don’t have to? Some last order dates for free delivery are as early as 16 December, so it pays not to leave it too late to order online. Find the cheapest way to send a parcel If you're posting presents this year, do your research to find the most costeffective option. Sending a medium parcel (2kg) to a UK address costs £5.89 second-class with Royal Mail via your local post office. However, if you sent it by courier with Evri, it would only be £4.37 for the same parcel. It's also worth checking different delivery and courier firms at comparison site. Save with own brands It’s an industry secret that own-brand products can come from the same manufacturers as the big brands but are simply packaged differently. You could save as much as 60% compared with big brands. Don’t blow budget on streaming Whether it's Home Alone or Love Actually, we all have our favourite
Christmas movies. There are plenty of free streaming services on mainstream broadcaster platforms and other streaming services. So check out what's on before splashing out on paid for streaming. Check out BBC's. Amazon has a free service called freevee. Recycling or regifting Around £42m worth of unwanted Christmas presents are sent to UK landfill each year, so what’s more green than recycling them. Recycling is to be applauded and it’s certainly gratifying if an unwanted gift finds its way into appreciative hands and doesn’t go to waste. Second-hand You can buy pre loved quality gifs online or from Charity shops keeping cost low which also helps the environment. Homemade. Make your own gifts, personal, memorable ,gift baskets, baked goods, knitted, woven or sugar treats. Tree to last More than 5m real trees were sold in the UK in 2024, says the British Christmas Tree Growers Association (BCTA) – and many were pre-cut firs that ended up as compost or in landfill come January. This year, why not invest in a real tree with roots that you can keep outside for the 11 months it’s not needed, then bring it inside for its Christmas performance? You’ll save money and your tree will stay green right through to Twelfth Night. Avoid buy now pay later Tempting as these schemes are in the heat of the moment, try to avoid them unless you have a plan in place for repaying the loan within the interest-free period. Otherwise, after the 0% phase ends, you’ll be charged an aggressive interest rate and that new sofa, outfit or TV could end up costing you far more. Not only will it end up costing you more in the long run but it could have a negative impact on your credit score if you default on payments. If you really need to borrow, check out cheaper options, such as 0% credit cards or 0% overdrafts. But do remember that one of the greatest gifts you can give anyone is your time by volunteering or simply spending time with the ones you love.
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Recruiting Now It’s time to care
• Flexible Hours
• Training & Support
• Rewarding Work
• Competitive Rates of Pay
• Full & Part-time
• Career Progression
Find out more:
Bluebird Care Wirral wirral@bluebirdcare.co.uk Tel: 0151 647 8676 bluebirdcarecareers.co.uk/DonnaWinstanley 22
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She's my lovely blue angel
Care in your home, just as you like it. You love your home and you feel safe there. Needing additional care and support shouldn’t change that. With our well-trusted care service, you can remain at home surrounded by loved ones and beloved pets and still enjoy your home, garden and community. You may be in a situation where you need an extra pair of hands to help with daily chores, or you may have complex needs that require more dedicated care. We build our care packages around you and your individual needs which means that you and your family can rest assured you’ll receive care and support exactly as you need. With such a personal service, you’ll want to engage with people you can trust, who are highly trained, who listen, understand and show compassion. Our team deliver all of this and more.
Call our friendly team today to see how we can tailor a care package for you. Bluebird Care Wirral 0151 647 8676 bluebirdcare.co.uk/Wirral donnawinstanley@bluebirdcare.co.uk WIRRAL WELL
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404 CLUB - A SAFE SPACE FOR MALE BUSINESS OWNERS TO TALK ABOUT MENTAL HEALTH Are you one of the 40.4% of men who are reluctant to talk about your mental health? Are you frequently still awake at 4.04am because your mind won’t let you rest ? Do you sometimes feel like when you try to ‘refresh your page’ your mind slaps you with the dreaded 404 PAGE NOT FOUND error message ? Welcome to THE 404 CLUB, a new initiative for male business owners founded by Daryl Vickers, founder of networx4business, with the invaluable assistance of Gavin Eastham and Rhys Parry, owners of Cobra Life Marital Arts Academy and the Marketing Monk respectively. Where Sleepless Nights Find a Voice Are you a man in business or an entrepreneur who's ever found yourself awake at 4.04am, overwhelmed with stress, anxiety, or the weight of running a business? You’re not alone. The 404 Club is a judgement-free space designed specifically for men in business who are struggling with mental health issues like stress, burnout, overwhelm, anxiety, or depression. This is a place where you can speak openly, share your experiences, and connect with others who understand exactly what you're going through. Daryl, Gavin and Rhys know what it’s like. All three have faced their our own battles with mental health, from depression and anxiety to sleepless nights and beyond. That’s why they have created The 404 Club, because every man deserves a safe space to be heard, to share, and to find support in a community that truly gets it. First Meeting Details: Date: Thursday, 23rd January Time: 18:30 Location: Tithe Barn, Hawarden (opposite the entrance to Gladstone Library Car Park) Meetings will always be free to attend! This is a casual, sit-down meeting where everyone will have the chance to share for a few minutes. You can express whatever you’re comfortable with, and others may
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ask questions or offer support from their own experiences. There’s no pressure—just an opportunity to release some steam and connect. Tea, coffee, and a supportive atmosphere will be provided. You can choose to just observe if you prefer. Whether you come to talk or just listen, The 404 Club is a space for men in business to find strength in community, free from judgement. Together, we can create a network of support that extends beyond the meeting itself. No need to RSVP, just show up. If you have any questions or would prefer for us to know that you will be attending please email Daryl: daryl@networx4business.co.uk We look forward to seeing you there and building a space where sleepless nights finally find a voice.
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Non-surgical anti-ageing for men & women: visible, results from Venus “North of England Clinic” Face & Body • Venus skin tightening • Facial lifting & toning Lines & wrinkles • Radio Frequency Micro Needing fantastic anti aging line and wrinkle treatment • Age & sun spots • Sagging skin, jaw, eyelids • Millia, warts, skin tags red veins & much more • Dermaplaning • Medical LED light therapy • IPL/laser • Fat freezing & popping for body, HIFU, skin tightening, cellulite, lifting, inch loss
FREE SKIN CONSULTAION with every facial Booking deposit required
Next generation • STRONGER • FASTER • BETTER Not all CACI treatments are equal! Next Generation CACI face & neck lifting. Great results!
BEAUTY THERAPY TREATMENTS Manicure • Pedicure Tinting • Lycon Waxing Massage • Spray Tanning and much more 26
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Tel: 0151 625 6256
162 Banks Road, West Kirby CH48 0RH www.serenity-clinic.co.uk
Hair today, gone tomorrow! This can be a reality “Unwanted facial hair is just that, so don’t live with it!” Contact Serenity Clinic today on 625 6256 The most common places that facial hair appears are to either side of the mid-chin or around the outer edges of the lip. Hair growth in these areas is typically hormonally stimulated consisting of – in most cases – thick hairs called ‘terminal’ hairs. This type of hair is deeply rooted, with a rapid regrowth. Unfortunately, most start to pluck these hairs when they first appear. Don’t! This just encourages blood supply, in essence ‘feeding’ them and enabling hair to grow stronger. Fortunately for us ladies, facial hair doesn’t just appear all at once. It tends to start with the odd one and increases over a long period of time. Most people will start by plucking ‘rogue’ hairs every week or so, but then ‘hey presto’ – before you know it, you’re plucking every day.
Ultrasound: Developed in 1996, it uses sound waves and static energy to damage/destroy the hair at its root. Good for downy or fine hairs.
Just a short 10-minute electrolysis appointment with a registered and licensed electrologist such as SERENITY CLINIC could stop this from happening.
Threading: Using a knot in cotton same results as above
Most of us lead busy lives, so we often put off doing things for ourselves, such as tackling those unwanted hairs. So, if you’re plucking or shaving, contact us today for professional advice and a lasting solution. While electrolysis is still the only procedure that can state the word ‘permanent’, there are other hair reduction and removal techniques available, Just remember a patch test and consultation are required for some treatments. IPL: Intense Pulse Light is a quick solution to treat unwanted facial hair. This treatment is very targeted and, therefore, ideal for permanently reducing coarse terminal hairs.
Alkaline wash: Ideal for ‘vellus’ (fine downy or peach fuss ) hair that tends to grow over larger areas of the face. Dermaplaning: designed for deeper skin exfoliation but has the same hair removal results as alkaline was just not as deep. Waxing: Typically using a blend of beeswax and resins to produce a slightly viscose liquid, hot wax can be used on the face we use Lycon wax a superior wax for delicate areas. Hollywood & Brazilian, warm wax is traditionally used on legs and larger areas where hair removal is required.
Our highly experienced team will advice on the best removal methods for individuals permanent removal or hair management treatment plans.
Laser: This burst onto the scene in the 1990s and there are now many different versions on the market (some more effective than others). It can produce good results, but there is some controversy over whether it actually stimulates growth in certain individuals. Electrolysis/Diathermy: Using short-wave diathermy this is the most widely used method, providing excellent results quickly. It takes an average 12 sessions to regulate growth. it is still the only method of hair removal that can state the word ‘permanent’. Blend Diathermy (electrolysis) using galvanic current to produce a chemical reaction in the skin: we offer both diathermy and blend we will recommend the best suited removal for individuals.
Tel: 0151 625 6256
162 Banks Road, West Kirby CH48 0RH www.serenity-clinic.co.uk
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FINANCIAL WELLBEING ADVERTISING FEATURE
Are your financial affairs in order – for yourself, your business and your employees? Financial wellbeing is that feeling of being secure and in control of your finances, both now and in the future. It’s the peace of mind that you have funds for everyday expenses, can deal with the unexpected, and are on track for a healthy financial future. Have you taken time to check in with your financial wellbeing? Were you aware that many businesses would cease trading in under a year if a key person died or became critically ill? Loss of profit or sales, the cost of finding and training a replacement and the potential loss of customers and suppliers are just some of this issues you could face if a key member of staff was your main contact. Key Person Protection can help to provide financial stability in the event of a key member of staff being critically ill or dying. Are you an SME that feels that you don’t have the time or money for wellbeing initiatives? Increased investment in employee wellbeing has been linked to greater productivity and staff retention. It goes hand-in-hand with financial and commercial success. Employee wellbeing can be approached in different ways, depending on your organisation’s budget and set up.
With the announcement of an increase to National Insurance contributions for employers with effect from 6th April 2025, there may be ways which could help your business reduce the impact of this. Salary Sacrifice for pensions are simply an arrangement between you and your employee, where your employee agrees to a reduction in their cash remuneration (salary) in lieu of an employer pension contribution being made to their pension scheme. Company profit extraction for business owners – Make use of annual tax-efficient allowances for pensions and ISAs, maximising these before Corporation Tax assessment. I’m Remco, an advising Partner at Ricketts Financial Planning and I specialise in talking to businesses of all sizes, guiding you through current financial needs and longer-term objectives with holistic, ongoing support for you, your business and your employee’s financial wellbeing.
Employee Benefits packages have the advantage of increasing the appeal of your business when recruiting, help you to retain talent within your business and can provide savings to both you as an employer and your employees. Financial Benefits include Private Medical Insurance, Life Insurance, Critical Illness Cover and Sickness Cover, all of which support the financial wellbeing of both you and your employees. A Relevant Life Plan is a life assurance plan which can include significant illness cover, that provides benefits for employees, including the directors of a business. While the contributions will be paid for by the company, they will not be treated as a benefit in kind so will not be taxable on the life assured for whom the plan has been established. This can provide a significant tax saving, particularly for higher and additional rate taxpayers. The contributions paid to fund the plan should be treated as an allowable business expense for the company too. How will the rise in Employers National Insurance from 6th April 2025 impact your business?
Remco Buckley Dip PFS Cert CII (MP) Tel: 0151 305 9995 Email: rickettsfp@sjpp.co.uk
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
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CHRISTMAS TOY APPEAL FOR ALDERHEY CHILDREN’S HOSPITAL We held a fundraiser on Saturday 16th November to Collect toys for Alderhey Children’s Hospital, we will be arranging a VW convoy on the 18th December to drop the toys off at the hospital. We are looking for businesses who would like to contribute. We will need to collect the toys by the Wednesday 11th December we can either collect them from you or you can drop them off at our Liverpool branch at the Cotton Exchange in Liverpool City Centre. Any help will be gratefully received. Jodie’s Story You might recognise her distinctive VW van from its feature on George Clarke's Amazing Spaces (Channel 4, 2021). Each year, Jodie and her team at Sparta Dubs (a Facebook community group) transform their passion for VW vans into a force for good bringing joy to those who need it most. They hold a fundraiser every November to support 2 charities…. All proceeds from ticket sales and their raffle directly support The Lighthouse Centre Wirral's vital work with domestic abuse survivors. This took place on Saturday 16th November and raise £594 for the Lighthouse Centre
bringing their 2024 total to £1831.50 up to now.They also collect toy donations that they personally deliver to Alder Hey Children's Hospital. How You Can Help: We're currently seeking, New toy donations for the children at Alder Hey. Your support would make a meaningful difference to the children who have to spend Christmas in hospital. Last Year's Impact in Jodie’s words: “Last year we filled 3 cages of toys for the children that were spending the Christmas period in Alderhey Children’s Hospital. This hospital is an amazing place, my daughter spent 2 weeks in intensive care when she was 4 years old and wouldn’t be here today if it wasn’t for the care of the fantastic staff any toys left over are used throughout the year to keep the children entertained. Mia, my daughter came home from hospital with lots of things she had made using the crafts they have there, a porcelain money box she painted was her favourite. They have also treated my niece and nephew for life threatening injuries, so Alderhey holds a special place in my heart.”
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10 Tips to maintain your mental health & wellbeing this festive period. The holiday season can be emotionally challenging for many people, for many different reasons, here are some strategies to help maintain mental health during Christmas: 1. Set Realistic Expectations Let go of the pressure to create a “perfect” holiday, embrace imperfections and focus on meaningful moments, communicate with family and friends about what you can realistically commit to, we cannot pour from an empty cup, so protect your own energy levels.
6. Combat Loneliness Reach out to friends, neighbours, or community groups, volunteering can provide connection and purpose, consider alternative celebrations, like virtual meetups or joining local holiday events. 7. Take Breaks Step away from overwhelming environments, a quiet walk or a moment alone can be refreshing & schedule downtime to recharge, especially if you’re an introvert. 8. Focus on Gratitude and Joy Reflect on what you’re thankful for, even if it’s small. Practicing gratitude can shift your perspective, engage in activities you genuinely enjoy, like listening to music, crafting, or watching your favourite movies.
2. Plan Ahead
9. Seek Professional Support
Create a schedule for shopping, cooking, and socializing to avoid last-minute stress, budget carefully to avoid financial strain, focus on thoughtful, not expensive, gifts, top tip buy everyone a lottery ticket, it could be the best present you ever give.
If feelings of stress, anxiety, or depression become overwhelming, consider reaching out to a therapist or counsellor, many support lines and organizations like the Samaritans offer help during the holiday season, call 116 123.
3. Prioritize Self-Care
Reduce exposure to stressful triggers like excessive social media scrolling, excessive alcohol consumption or generally excessive anything! Stick to a routine that includes time for rest and relaxation.
Self-care isn’t selfish, take time to rest, and continue to follow the routes to wellness, like exercise, nutrition, mindfulness and sleep! Overindulgence can lead to physical and emotional exhaustion. 4. Manage Social Interactions Spend time with supportive and uplifting people. Politely decline invitations that feel overwhelming, set boundaries with family or friends if past interactions have been stressful.
10. Limit Overstimulation
The key is to prioritize your well-being and create a holiday experience that feels good to you, rather than conforming to societal expectations, so from everyone at Kaizen Wirral Mindset CiC We wish you a merry Xmas, and a happy new year.
5. Acknowledge Your Feelings It’s okay to feel sad, anxious, or lonely and we must allow ourselves to grieve if you’ve experienced a recent loss or change of family circumstances, journaling or talking to a trusted friend or therapist can help process emotions.
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