Help to Buy Cheshire #3

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EVERYTHING YOU NEED TO KNOW M AY – J U LY 2 0 1 6

WHAT’S ON IN CHESHIRE?

PLUS U K IC

P E H

E

E

C LP H E TO S H B IR U E Y

AFFORDABLE HOMES AROUND THE REGION

P

ALL MAPPED OUT

R

CHOOSING BETWEEN HELP TO BUY AND SHARED OWNERSHIP

TRENDS FOR YOUR GARDENS, PATIOS AND BALCONIES

F

THE RIGHT ROUTE

THE GREAT OUTDOORS

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Rural living redefined – DISCOVER YOUR DREAM HOME AMONG THESE FOUR-BEDROOM LUXURY PROPERTIES

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01925 210 021

atrium-cityliving.co.uk

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*The Help to Buy Equity Scheme has specific tterms and conditions and is subject to affordability criteria ass prescribed by the homes and communities agencyy.. Subject to specific mortgage lender conditions and qualifications. Not to be used in conjunction with another purchase assistance scheme. YOUR HOME MA AY Y BE REPO REPOSSESSED OSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MO OR RTGA TGAGE OR ANY OTHER DEBT SECURED ON ITT. The specification cation shown is correct at the time of going to presss,, dependent dent on build stage and development. Bovis Homes is continually reviewing and updating the specifiication on all housetypes and therefore reserves the right to change specification details. For full details regarding current nt specification and finishess,, for the plots you are interested in, please refer to our sales advisorr..

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CONTENTS

Help to Buy CHESHIRE

WELCOME

THIS ISSUE

TO HELP TO BUY CHESHIRE MAGAZINE ISSUE #3

MAY | JUNE | JULY

11

EDITOR’S NOTE Welcome to the brand new issue of Help to Buy Cheshire.

If you’ve been spending the springtime trying to decide where to buy your brand new home, or you just can’t decide which affordable scheme is best to assist you on to the property ladder then fear not – we’re here to help!

In this edition we’ve scoured the region to pinpoint where some of the key developments are bringing affordable new homes to the market.

Plus we take a look at how both the government-backed Help to Buy initiative and Shared Ownership work, and hear from new homeowners about how the schemes have helped them.

Now that the (hopefully!) sunnier, warmer months have arrived, we’ve also turned our attention to the great outdoors with plenty of tips and trends to spruce up exterior spaces of all sizes.

If that’s not enough, you can fill your social calendar from now until the end of July with our guide to what’s on.

hristine CHRISTINE TONER EDITOR

THE RIGHT ROUTE SHARED OWNERSHIP OR HELP TO BUY WHICH OPTION IS BEST FOR YOU?

14

KEY DEVELOPMENTS A ROUND-UP OF NEW SITES ACROSS CHESHIRE

SANDY KELLY HELP TO BUY NORTH WEST

24

WELCOME The government-backed Help to Buy equity loan and now more widely available Shared Ownership scheme are continuing to assist buyers across the country onto the property ladder.

Cheshire is no exception and it’s encouraging to see aspiring homeowners throughout the area being given affordable options as well as a whole range of new build homes to choose from, no matter what their housing needs are.

As this issue of Help to Buy Cheshire sheds light on just some of the varied housing developments being brought to the market across the area, and also catches up with some happy new homeowners who have recently fulfilled their dreams of buying a property thanks to Help to Buy and Shared Ownership, we can’t wait to see what the coming months will bring.

OUTDOOR SPACE MAKING THE MOST OF YOUR GARDEN, PATIO OR BALCONY

Television funnyman, Jimmy Carr

30

WHAT’S ON? CHESHIRE EVENT GUIDE

COVER IMAGE courtesy of Bloor Homes

CONTRIBUTORS CLAIRE LANCASTER CHESHIRE MUM

Follow us...

HELP TO BUY CHESHIRE MAGAZINE EDITORIAL & DESIGN EDITOR Christine Toner EDITORIAL Natasha Young, Lawrence Saunders DESIGN & PRODUCTION Mark Iddon ADVERTISING COMMERCIAL SALES MANAGER Catherine McCarthy ADVERTISING SALES MANAGER Dominique Jones MEDIA SALES Natalie Holden, Rachael Clark ENQUIRIES 0151 709 3871 EMAIL post@movepublishing.co.uk

5

@helptobuymag Add us....

helptobuymagazine Copyright Move Publishing Limited. All rights reserved. No part of this publication may be reproduced copied or transmitted in any form or by any means or stored in any information storage or retrieval system without the publishers written permission. Although every effort is made to ensure the accuracy and reliability of material published, Move Publishing can accept no responsibility for the veracity of the claims made by advertisers. The views expressed are not necessarily the views of the publisher.

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ADVERTORIAL

YOUNGER PEOPLE HAVE THE ADVANTAGE OF TIME WHEN IT COMES TO PENSIONS AND SAVINGS START EARLY AND SAVE BIG - PENSIONS AND SAVINGS ADVICE Director Julia Brown

Catterall Keating alongside fellow director Karen Catterall.

She recently recieved her award at a graduation ceremony at the CII’s office in London and said: “I am delighted to have achieved Chartered status as this shows my dedication and commitment to the industry and all my hard work over the years has paid off.”

for a much more financially secure future.

The firm is directly authorised by the Financial Conduct Authority (FCA). They attribute their reputation to the result of recommendations from existing clients and the firm’s practical and friendly approach.

For more information call Catterall Keating Financial Planning Limited on 07788 289 089.

“Being Chartered demonstrates my high level of technical ability.”

A Cheshire-born financial expert has achieved Chartered status after meeting high industry standards.

The status, which is said by the CII to be awarded to individuals and organisations which “meet strict qualifying criteria”, has been welcomed by Catterall Keating as it continues to grow and develop a strong reputation amongst clients.

Julia Brown, a director of Catterall Keating Financial Planning Limited, was awarded the status by the CII (Chartered Insurance Institute).

Fellow director, Karen, adds 33 years of experience after joining the industry in 1982 and is responsible for the Compliance and Operations area of the business.

Julia, hailing from Northwich where she still resides today, has 23 years of experience in the financial services industry and established

Together, the duo are confident their expertise can relieve the pressures associated with planning and allow their clients to start saving

CONTACT US NOW TO CONSIDER YOUR PENSIONS AND SAVINGS As we all lead such busy lives, it can be difficult to see beyond this to take )me to review our finances. Perhaps you find it so complex, you simply would not know where to start.

At Ca*erall Kea)ng Financial Planning Limited, we are confident that our exper)se will relieve the pressure and help you to start planning a future that is much more financially secure.

Our personal service allows us to work with you to understand your exis)ng arrangements, current situa)on and your future plans. We can then assist in reviewing, amending or pu+ng in place plans in line with your needs. We may even save you money in the process.

To arrange a FREE consulta'on call Karen Ca(erall or Julia Brown on

07788 289 089

Email karen@ckfp.co.uk or julia@ckfp.co.uk

Our growth and reputa)on is as a result of recommenda)ons from exis)ng clients who comment on our approach being prac)cal and friendly.

Authorised and Regulated by the Financial Conduct Authority 625059 Directors • Karen Ca*erall • Julia Brown Registered in England and Wales 09010613

Director Karen Catterall

Our range of services include: RETIREMENT • Auto Enrolment • Group Personal Pensions • Op)ons in Re)rement • Pensions & Divorce • Personal Pensions • SIPP (Self Invested Personal Pension) • SSAS (Small Self­Administered Scheme) • Stakeholder Pensions

SAVINGS AND INVESTMENTS • ISAs (Individual Savings Account) • Investment Bonds • JISAs (Junior Individual Savings Account) • OEIC (Open Ended Investment Company) • Regular Saving Plans • Unit Trusts

PROTECTION

• Business Protec)on (Shareholder & Keyman Cover) • Cri)cal Illness Cover • Death in Service • Decreasing Term Assurance • Mortgage Protec)on • Permanent Health Insurance (Income Protec)on) • Private Medical Insurance • Term Assurance • Whole of Life Plans

ESTATE PLANNING

• IHT (Calcula)ons and Planning) • Trusts • Will referrals

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5% deposit

You’ve found your forever home 0845 075 8299

MALPAS, DEPENBECH RISE

The Glenmore - 4 bedroom detached home £334,950 - Plot 45 The Hollandswood - 4 bedroom detached home £389,950 - Plot 58 This distinctive four-bedroom detached home comes complete with detached double garage. The Hollandswood has a welcoming entrance hall which leads to a light and airy living room, an open-plan kitchen/breakfast/family room, which combines abundant space for casual dining with areas for chilling out with the family. The kitchen is fitted with premium Smeg appliances and the living room has French doors leading to the secure rear garden. Downstairs, there is also a dining room with bay window for more formal occasions, a separate utility room, and cloakroom.

For those who prefer their family living room to look out into their own secure rear garden, this is the house for you. The Glenmore is an impressive four-bedroom detached home which offers an interesting ‘sense of arrival’ as you walk into its spacious entrance hall with offset feature staircase. On the ground floor, French doors set within a bay protrusion in the bright and airy living room provides direct access to the garden.

Available with†: • Help to Buy • Sell your home in 5 days

Available with †: • Help to Buy • Sell your home in 5 days

Help to Buy Buy now with just 5% deposit Help to Buy is a product in the Government’s HomeBuy range designed to help buyers in England buy your new home in an affordable way. Help to Buy gives you the chance to buy a new home with the assistance of an equity stake. The value of the stake is a maximum of 20% of the full price of the property. The maximum full purchase price is set at £600,000.

The Laurieston - 5 bedroom detached family home with duplex garage £429,950 - Plot 21 This perfectly proportioned five-bedroom detached home comes complete with detached double garage. The Laurieston has a spacious entrance hall leading to a lavish open-plan kitchen and family room, which combines abundant space for casual dining with areas for chilling out with the family. The kitchen is fitted with premium Smeg appliances and the family area has French doors leading to the secure rear garden for al-fresco dining. Downstairs, there is also a beautifully appointed living room with another set of French doors leading to the garden, a dining room for more formal occasions, a separate utility room, and cloakroom.

Available with†: • Help to Buy • Sell your home in 5 days

Showhomes open

Thursday to Monday 10.00am to 5.00pm depenbechrise@stewartmilne.com

We are proud to be awarded

5 Star Home Builder

in the HBF annual consumer survey 2015

†Offers detailed are not combinable and are available on selected homes only. Offers are subject to status. Terms and conditions apply. See website for details, subject to contract and status. Images shown reflect the varying styles and sizes of typical Stewart Milne homes and are intended to illustrate typical styles and finishes only. Elevation treatments and specification may vary from those shown. Please refer to architectural drawings for details. Please ask for details. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY DEBT SECURED ON IT. * Help to Buy price is calculated based on the reduced 80% mortgage with the other 20% as part of the government equity. Offers detailed above may not be combinable and are available on selected homes only. ** Help to Buy is only available on selected homes at selected developments in England. Eligible applicants will be offered an equity loan of up to a maximum of 20% of the full market price. The Homes & Communities Agency will hold the second charge on the property. Applicants are required to fund at least 80% of the purchase price by means of a mortgage and any deposit where required. For the first five years there is no fee charged on the equity loan component. At the start of year six a fee is collected of 1.75% of the market value of the property at the time the loan is entered into multiplied by the outstanding percentage under the equity loan, the annual fee of 1.75% will be uplifted by RPI +1% p.a. The equity loan is provided by the Homes and Communities Agency and developer as a second charge.

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Offices throughout Cheshire with a National coverage

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Get a helping hand with Help to Buy in Sandbach JUST

£12,625 DEPOSIT

Elworth Hall Farm, Sandbach

Visit or call 0844 875 1319*

Wrenmere Close, Sandbach CW11 1XS

4 bedroom detached homes from £252,500 to £344,995 Marketing Suite open Monday & Friday 10.30am-5.00pm Saturday & Sunday 10.30am-5.30pm

Plot 60 The Holbrook – FREEHOLD 4 bedroom detached home with garage

Priced at just £252,500

follow us online rowland.co.uk *Calls cost 7p per minute plus your phone company’s access charge. ^Terms and conditions apply to all offers and schemes, please ask Sales Executive for full details.

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OAK MEADO OW I WARMINGHAM L ANE I MIDDLEWICH I CW10 0HL

Be amazed...

You only need a £7,900 deposit with Help to Buy*.

Oak Meadow, Middlewich is set in a stunning location and close to excellent transport links.

Fantastic 3 & 4 bedroom ho h mes available.

Prices from £157,995 or £126,396 with Help to Buy y*

HELP TO BUY* Buy with just 5% deposit Based on a purchase price of £157,99 , 5.

• You pay a 5% deposit of £7,900 • Own 100% of your home • 20% interest free equity loan of £31,599 is provided by the Government • You only need to securre a 75% mortgage of £118,496 Help to Buy is available to all new homebuyers, not just first time buyers.

Call: 01606 834 213 Click: www w .bellway.co.uk Visit: Monday, Tuesday, Wednesday & Friday 10am to 5pm. T hursday 10am to 7pm.

S aturday and Sunday 1 1 am to 5pm.

Prices correct at time of going to press. Images are for illustrative purposes only and may include optional upgrades at additional cost. Specification on site may dif fer. *YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTG AGE OR ANY OTHER DEBT SECURED ON IT. Available on new build homes up to £ 60 0,0 0 0 subject to the Government ‘Help to Buy’ terms and conditions and only available to customers where a primar y mor tgage is secured. Not available on second or additional homes, buy-to-let and let-to-buy proper ties. HomeBuy agent eligibilit y check required. T he equit y loan is interest free for the first five years and needs to be a minimum of 10 % of the purchase price up to a ma ximum of 20 % . Af ter five years, an annual fee of 1.75% of the outstanding equit y loan is charged. T his is increased annually by RPI plus 1% . Subject to status, terms and conditions apply.

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CASE STUDIES

Help to Buy CHESHIRE

THE RIGHT ROUTE SHARED OWNERSHIP OR HELP TO BUY

WITH THE GOVERNMENT-BACKED HELP TO BUY SCHEME AND SHARED OWNERSHIP HELPING BUYERS ONTO THE PROPERTY LADDER, THOSE LOOKING FOR AN AFFORDABLE HOME IN CHESHIRE HAVE OPTIONS. WE CAUGHT UP WITH TWO NEW HOMEOWNER COUPLES IN THE REGION TO FIND OUT HOW BOTH INITIATIVES CAN HELP.

SHARING THE COSTS Cheshire couple Lucy and Bryn bought their first home through Shared Ownership and are now enjoying life as homeowners.

According to 26-year-old Lucy the initiative, enabling buyers to purchase shares in a property ranging from 25% to 75% depending on how much they can afford, helped them to realise their dream of owning their own house.

“I was constantly looking for homes when I came across one offering Shared Ownership,” says Lucy.

“I’d heard of Shared Ownership but never looked into it and never thought you could buy a newbuild property with it, which is what we wanted.”

Through Shared Ownership a housing association owns the remaining share, with buyers paying a reduced rent on it. This means a smaller mortgage can secure the purchase and a smaller deposit is also required.

Lucy and Bryn found a twobedroom home available through Plus Dane Housing at £28,750 for 25%.

“I saw Plus Dane was having an open day and mortgage advisors

would be there so I took the afternoon off work and went along,” adds Lucy. “The mortgage advisor went through our income and expenditure and was really positive so I came away thinking we could actually do it.”

The couple went ahead with the purchase and are now paying just £218 rent and £110 mortgage.

Shared Ownership also brings the option to purchase more shares when ready, known as staircasing. The rent to pay on the unsold share will reduce accordingly, and if staircasing to 100% there will be no rent to pay.

“We never wanted to just rent as it’s money wasted,” explains Lucy.

“Now we’re paying rent and a mortgage there’s a goal at the end, the property is becoming ours. And because our payments are low enough we’re hoping to staircase in the next two years so we’ll reduce the rent we’re paying and increase the mortgage.

“I see friends struggling to save for a full mortgage and I think why stress? With Shared Ownership you can get onto the property ladder and work towards that goal, it’s such a good option.”

MORE FOR LESS Crewe parents-to-be, Kris and Anne Wood took the Help to Buy route onto the property ladder – and ended up with a larger home than they expected.

The couple, both 28, had initially set out to buy a threebedroom house together, however the government-backed scheme made it possible to afford four bedrooms instead.

The initiative enables buyers to purchase a home with just a 5% deposit and a 75% mortgage, as the government covers the remainder with a 20% equity loan which is interest free for the first five years.

Now teacher Kris and special needs teaching assistant Anne, who are expecting their first child in August, could not be happier after moving into their property at Bloor Homes’ Saxon Gate development on Parkers Road.

“The Help to Buy scheme was a big incentive,” says Anne. “It meant we could save less for a deposit and also get more house for our money.

“In the end we were only saving for a deposit for just under 18 months, which is definitely quicker than we thought.

“At first, we thought that a three-bedroom house is all we would be able to afford, so it was great to find out that with Help to Buy we could buy a bigger four-bedroom house instead.”

According to the couple, both Bloor and the Help to Buy scheme made the whole process simple too.

“Bloor’s sales advisors were lovely and a really big help,” adds Anne. “We also found the financial advisors which Bloor offered so helpful. If I was to give one piece of advice, I’d say people should make the most of their help as we didn’t have to do a lot in terms of paperwork as a result.

“It’s a great feeling now being homeowners. It’s nice to sit in our house and think ‘this is ours’ and unlike with a rental property, we don’t have to ask anyone’s permission to do anything within it.”

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Luxury living in the finest locations

Chatsworth Park

Cheerbrook Gardens

Four Oaks

Rope Lane, Shavington CW2 5DA Telephone: 01270 567277

Off Cheerbrook Road, Willaston, Nantwich CW5 7EN Telephone: 07747 840622

Chester Road, Oakmere CW8 2HB Telephone: 07747 840622

Located in the sought after village of Shavington, this superb scheme offers a collection of stunning 3, 4 and 5 bedroom family homes.

Cheerbrook Gardens is a charming residential development offering a range of 2, 3, 4 and 5 bedroom family homes situated in a prime location in Willaston, just three miles from Crewe and two miles from the market town of Nantwich.

Four Oaks at Oakmere is a charming residential development of 3, 4 and 5 bedroom executive homes designed to reflect the local architecture and style of neighbouring properties, located in the heart of the Cheshire countryside adjacent to Delamere Forest, with excellent rail and road links to the wider North West.

The development is also ideally placed for commuting with the A500 trunk road giving access to the national motorway network and the mainline railway station at nearby Crewe offering direct links to London Euston, and all the major towns and cities throughout the UK. Prices from £279,950

The village of Willaston boasts a vibrant local community and provides all the local amenities you would require including school facilities.

Prices from £179,950

• Buy with as little as 5% Deposit using the Government backed Help to Buy* scheme.

• Part Exchange† and other schemes available.

Part Exchange

Only three 4 and 5 bedroom homes remaining Prices from £369,950 “Pride in the Job Award” Winner

STUNNING SHOWHOMES AVAILABLE FOR VIEWING. For further information please contact the Sales & Marketing Suites open Thursday to Monday inclusive 10 a.m. – 5 p.m. Tuesday & Wednesday contact Head Office on 01925 859650 or visit www.wainhomes.net. (for Cheerbrook Gardens please contact the Sales Office at Four Oaks) *Help to Buy is available on selected plots only, subject to qualifying criteria. Full details available from the Sales Executive on request. †Part exchange is available on selected plots only, subject to status. Terms and conditions apply. Ask Sales Executive for full details.

Prices correct at time of going to press. Photographs for illustrative purposes only.

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CHESHIRE DEVELOPMENTS

NEW DEVELOPMENTS IF YOU’RE LOOKING TO STEP ONTO THE PROPERTY LADDER WITH A BRAND NEW AFFORDABLE HOME THERE ARE PLENTY TO CHOOSE FROM IN CHESHIRE. WE’VE ROUNDED UP SOME OF THE DEVELOPMENTS BRINGING PROPERTIES TO THE MARKET ACROSS THE REGION. Bloor Homes

Seddon

Bovis Homes

17 5

ROWLAND HOMES 1

• Runcorn

Four-bedroom detached homes  96 homes at the site • Frodsham

4

• Helsby

LANCET HOMES

• Northwich

8

MERE’S EDGE HELSBY Two-bedroom luxury apartments and two, three and four-bedroom homes  Phase two released

• Warrington

23

ELWORTH HALL FARM SANDBACH

2

2

18

3 10

9 • Chester

19

STEWART MILNE

• Tarporley

TOP GRANGE DAVENHAM 3 HILL Three, four and five-bedroom luxury homes  Due for release in May 2016

4

COOKES MEADOW NORTHWICH

5

BOWERS PLACE FARNWORTH, WIDNES

Three and four-bedroom homes

Three and four-bedroom homes  Available for June

6

DEPENBECH RISE MALPAS Four and five-bedroom executive homes

PADDOCKS ALSAGER 7 THE Three and four-bedroom family homes

 Available to move in from June 2016

6 • Malpas

13 •N

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Help to Buy CHESHIRE

BOVIS HOMES 8 9 10

FOREST EDGE CUDDINGTON

LEA SANDBACH 11 SAXON Three, four and five-bedroom homes

Three, four and five-bedroom homes 16 homes released in the latest phase

More than 20 properties released in second phase

MEADOW CONGLETON 12 LOACHBROOK Three, four and five-bedroom homes

CROWN PARK CHESTER Three and four-bedroom homes Seven homes remain available

More than 20 homes released in second phase

WATERS NANTWICH 13 MALBANK Three, four and five-bedroom homes

HONEYVALE GARDENS MOULTON Three, four and five-bedroom homes First phase just released

16 homes released from first and second phase

BLOOR HOMES GATE CREWE 14 SAXON Three and four-bedroom luxury homes 100 homes in latest phase

WOODLANDS GOOSTREY 15 THE Four and five-bedroom luxury family homes 35 homes at the site

16 • Knutsford

KINGFISHER PARK SOMERFORD Five-bedroom luxury family homes Two plots remain on-site

VALE WARRINGTON 17 WILLOW Three, four and five-bedroom family homes 32 homes in the first phase

• Macclesfield h

15

16 11 21 1

ELAN HOMES

12

18

• Congleton

HALL GARDENS LOWER WALTON Four and five-bedroom executive family homes Five of the 14 homes remain available

BIRCHES TARPORLEY 19 THE Three, four and five-bedroom family homes

• Sandbach 14 20 22 7

Nine homes remain available

• Crewe

20

VICARAGE FIELDS HASLINGTON Four-bedroom family homes 10 of the 31 homes remain available

13 • Nantwich

SEDDON POINT SANDBACH 21 CAMPION Four and five-bedroom homes Four homes remain available

22

RUNCORN 23 MOSAIC Two, three and four-bedroom homes Six properties available

LIMEACRE ALSAGER Three, four and five-bedroom homes Six properties remain available

For all homes available through Help to Buy in Cheshire, visit www.helptobuynw.org.uk

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N E W. BUT WITH ADDED

YOU. When you’ve been building homes for as long as we have, you learn a thing or two about what people want.

They want everything to be perfect. They want quality.

They want attention to detail. And they don’t want to worry about a thing, even if it’s long after they’ve moved in.

That’s why a Bloor home is built around you.

R E SE A RC H . V I SI T. COM PA R E . C A L L .

H E L P T O B U Y * AVA I L A B L E A T: WIRRAL, Eastham Green 3 & 4 bedroom homes from £254,995

01244 456514 BROUGHTON, Parc Jasmin 3 & 4 bedroom homes from £172,500

01244 456514 CREWE, Saxon Gate 3 & 4 bedroom homes from £170,995

01270 897443 GOOSTREY, The Woodlands 4 & 5 bedroom homes from £445,000

01477 518519 WARRINGTON, Willow Vale 3 & 4 bedroom homes from £249,995

01925 398539 Come and see what NEW with added YOU feels like.

Open daily from 10am – 5pm

*Help to Buy and all Bloor Homes’ incentives and schemes are subject to terms and conditions and are available on selected developments and selected plots only. Help to Buy is only available on developments in England, up to the value of £600,000 subject to contract, status and eligibility. Help to Buy – Wales is only available on developments in Wales, up to the value of £300,000, subject to contract, status and eligibility.

Prices and availability correct at time of going to press. Images shown for illustrative purposes only.

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RATED 5+ FOR CUSTOMER SATISFACTION

Discover your dream home with Miller . . .

Stunning new sites in Cheshire, coming soon from Miller Homes.

Weaver Grange, Moulton. Standing in the picturesque village of Moulton, Weaver Grange offers an exclusive and exciting range of 3, 4 & 5 bedroom homes in beautiful surroundings.

Eaton Meadow, Congleton. Sheltered by mature woods alongside the River Dane, Eaton Meadow is an attractive selection of 3, 4 & 5 bedroom homes that integrate traditional appeal with modern, energy-efficient design.

Heathlands, Sandbach. Heathlands is an exclusive development of 3, 4 & 5 bedroom traditional homes in a variety of styles, built to accommodate the needs of both first time buyers and families alike.

Don’t miss your opportunity to experience one of these beautiful developments for yourself. Call 03300 375 729 to register your interest now or visit www.millerhomes.co.uk to find out more.

You can count on us for the best service, standards and levels of customer satisfaction.

We call it the Miller difference.

03300 375 729 | www.millerhomes.co.uk Availability correct at the time of print. Artist’s impression for illustration purposes only. Photography represents a typical Miller Homes’ interior. Carpets and floorings are not included in our homes as standard.

11:22

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Buy your own home with Shared Ownership

Purchase from

25% to75% share in your home

Shared Ownership provides an affordable and practical way to buy a home.

You can simply purchase a share in a home from 25%-75% and pay a reduced rent on the part you don't own to a Housing Association. In most cases you can buy more shares until you own the home outright.

Buying this way means you will need a smaller deposit and mortgage to own your own home.

call us on

0300 790 0570

For more info visit

www.helptobuynw.org.uk info@helptobuynw.org.uk

@helptobuynw

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Whatever you want: You’ll find it at Radley Park!

At Radley Park you’ll find a wide range of exciting new homes.

And when you’ve chosen your dream home, choose one incentive from each of the three options below.

Or, see if we can take your existing home in Part Exchange.

Option 1 Carpets or Blinds or Furniture Pack

Option 2 TV or iPad or Washer & Fridge-freezer

Option 3

Part Exchange Available*

£1,000 Legal Fees or Estate Agents Fees Paid

Radley Park, Lowfield Lane, St. Helens, Merseyside, WA9 5TA 3 & 4 bedroom homes £147,995 to £259,995 Help to Buy Available*

Help to Buy

Showhomes & Marketing Suite Open Thursday to Monday 10am - 5:30pm Call: 0844 243 4504† www.stmodwenhomes.co.uk

@StModwenHomes

*All offers are subject to Terms & Conditions. The pictures shown are indicative images of St. Modwen homes. As we do our best to build a wide variety of homes on every development, the external materials, design features, and landscaping may differ to those shown in the image. Interior photography shows a typical St. Modwen home interior and may include upgrades that do not come as standard. Help to Buy is a government-led scheme and availability is subject to qualification. Full terms and conditions can be found at www.helptobuy.org.uk. †Calls will be charged at seven pence per minute from a BT landline and may cost considerably more from mobile and other phones. Contact your service provider for more details. Prices and offers correct at time of print.

HTB magazine 32pp.qxp_x 25/04/2016 14:19 Page 23

GRAB LIFE BY THE DOOR HANDLES

Looking for your next home? You could afford more space than you think because Help to Buy* is available to second time buyers!

We have a superior range of 3, 4 & 5 bedroom homes in ideal locations around Cheshire, including Cuddington, Tarvin and Tarporley.

EDEN GRANGE Cuddington, CW8 2SX 4 & 5 bedroom homes from £339,995 Tel: 01606 530 363 SAXON HEATH Tarvin, CH3 8NE 3, 4 & 5 bedroom homes from £249,995 Tel: 01829 700 203

MULBERRY PLACE Tarporley, CW6 9HH 3, 4 & 5 bedroom homes from £249,995 Tel: 01829 700 309

BECAUSE YOUR TIME IS NOW Visit taylorwimpey.co.uk/cheshire For information on our opening times, please visit our website.

*Eligible applicants will be offered an equity loan up to a maximum of 20% of the purchase price (based on the open market value). Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings and any deposit where required. For the first fi ve years there is no fee charged on the equity loan component. At the start of year six a fee of 1.75% is payable on the equity loan, which rises annually by RPI inflation plus 1%. The equity loan is provided by the HCA and held as a second charge.

Terms and conditions apply and full details will be provided on request. This offer is subject to status and only available on selected properties in England only. It is not offered with any other promotion. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Photographs show typical Taylor Wimpey homes. Prices and details correct at time of going to press.

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INTERIOR DESIGN

OUTDOOR SPACE

BY CLAIRE LANCASTER CHESHIRE MUM WWW.CHESHIREMUM.CO.UK

MAKING THE MOST OF YOUR GARDEN, PATIO OR BALCONY

OUTSIDE SPACES COME IN MANY DIFFERENT SHAPES AND SIZES. BE IT LARGE, SMALL, GARDEN, BALCONY OR PATIO, YOURS CAN BECOME A NEW LIVING AREA. WITH THE RIGHT FURNITURE, LIGHTING AND A FEW ACCESSORIES YOU CAN HAVE A NEW FAVOURITE PART OF YOUR HOME TO DINE, ENTERTAIN AND RELAX IN. DESPITE THE UNPREDICTABLE BRITISH CLIMATE, WE ALWAYS HOPE AND PLAN FOR BETTER WEATHER AHEAD AND SUNNY DAYS TO SPEND OUTDOORS. It’s important to think about how you want to use your outdoor space, even the smallest garden or balcony. It could be entertaining guests, playing with your kids or simply ‘me time’ with your favourite music or a good book.

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SPACE FOR EVERYONE STACKABLE, FOLDABLE FURNITURE

CLAIRE LANCASTER REVEALS HER TOP TIPS FOR MAKING THE MOST OF YOUR OUTSIDE SPACE.

1

GET THE LOOK >> • Industrial foldable garden chair with silver finish, £69, and matching foldable table, £99, www.barak7.co.uk

SIZE IS IMPORTANT - MEASURE UP!

Consider the space you have, think about how often you will use it and what you will be doing in the space. Measure up accurately and you will be off to a great start as you will be looking for the right size of garden furniture for your space. Maybe you need folding chairs and a table to store away, or the addition of a small cafe style or half moon table that fits your space will make even the smallest balcony feel roomy, but squeezing in a garden sofa or sunbed because you set your heart on them will never work!

GET THE LOOK >> • Cream Half Moon Garden Table, £85, www.miafleur.com

Stackable chairs and stools are perfect for those extra guests popping over for an impromptu BBQ. My chair of choice is the Philippe Starck Kartell Masters chair - it’s stackable, works both in and outdoors and is available in white, grey, sage green, yellow, mustard, rusty orange and black.

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A foldable table can be stored easily in your home or in a garden shed and gives you the flexibility you need when visitors arrive. This beautiful table and chair with its worn wood slats and silver metal will add an industrial look and is ideal for a barbecue on a balcony or small patio.

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Help to Buy CHESHIRE

3

GET THE LOOK >>

SOFTEN WITH TEXTILES

• 10 Multi Coloured LED Lantern Solar Lights, £9.99, LEDHut.co.uk

Finishing touches with fabrics and cushions aren’t only for indoors. You can use textiles outside and bring softness and texture to your space.

Outdoor rugs are also perfect for styling your space. There is a huge range of beautiful and extremely durable outdoor cushions, pouffes and rugs from Dash & Albert Europe.

GET THE LOOK >> • Selection of Indoor Outdoor cushions, from £58 and pouffes, from £249, www.dashandalberteurope.com

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LIGHT UP - CREATE ATMOSPHERE WITH LIGHTS, LAMPS & CANDLES

Create evening atmosphere with light. Try hanging solar Chinese lanterns across your garden or wrapping them round your pergola, fence or even a tree and enjoy that festival feeling without the hassle of electrical cables as nature takes care of it all.

Lighting pathways prevents trips and falls as well as looking great. Opt for solar powered LED lights – they last longer than traditional alternatives. The LUMiLife solar LED light is a no wire solution which after a day of absorbing sunlight will deliver enough to see out a night of entertaining family and friends.

Candlelight is unbeatable for creating a romantic setting to your summer space. Protect candle flames from the evening breeze by adding lamps and lanterns. Tea lights placed in empty jam jars in different sizes grouped together can look fantastic too.

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ABOUT CLAIRE

HEAT UP, KEEP WARM AND STAY OUTDOORS

Claire Lancaster is a North West based blogger who writes at www.cheshiremum.co.uk.

Originally starting life in 2007 as a personal parenting blog cheshiremum.co.uk has now graduated into a lifestyle site featuring places to go, shows to watch, events to attend and restaurants to try.

There is plenty of homes and interior inspiration as Claire redevelops her family home in Cheshire.

There are lots of options for keeping warm and toasty on cool summer evenings. Halogen patio heaters are kinder to your carbon footprint than gas heaters. This tabletop heater is a great addition to any patio, deck, or balcony to enjoy those lovely, yet a little cooler, evenings for longer. Chimneas and firepits are great for larger outdoor spaces and an artisan firepit is on my wish list for an all year round stunning centrepiece to a garden.

GET THE LOOK >> • Magma Fire Pit, £1,200, www.magmafirepits.co.uk

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Weaverham High School Lime Avenue, Weaverham, Northwich, Cheshire, CW8 3HT

T 01606 852120 | W www.weaverham.cheshire.sch.uk

Why Weaverham?

77% of pupils achieved 5 A*-C including English and Maths in 2015 Top 10% of schools nationally for value added Outstanding extra-curricular provision Over 100 pupils every year complete Duke of Edinburgh awards

“ A number of very significant strengths including students’ high attainment and outstanding achievement... ...The after school clubs are amazing, they really enhance the formal learning.

- Ofsted

”

To arrange a visit to the school contact 01606 855926

ORE

TM FIND OU

scan me

HTB magazine 32pp.qxp_x 25/04/2016 14:20 Page 29

Buy your £1 festival guide now www.lightnightliverpool.co.uk

Open your mind on a Friday night.

13 May 5pm — late

Liverpool’s late-night arts festival 09:52

Get on the property ladder with Shared Own nership from Pe eak Living Reserve your future home today t Astbur A b y Place l ĞǀĞůŽƉĞĚ ďLJ DŽƌƌŝƐ ,ŽŵĞƐ

A b Astbury Pl Place Place, C Co ongleton ongleton, l CW12 2AB -T Two wo and thre ee bed homes, h available Marc ch 2 2016 - Prices starting fro om m £60,000

Octavia Gardens, Chapel-en-le-Frith, SK23 S 9SR -T Two wo and thre ee bed homes h available Marc ch 2016 2 - Thre ee bed homes av vailable June 2016 - Prices starting fro om m £60,000

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HTB magazine 32pp.qxp_x 25/04/2016 14:20 Page 30

CHESHIRE EVENT GUIDE

WHAT’S ON? ODDSOCKS PRODUCTIONS: MUCH ADO ABOUT NOTHING 3 JULY GAWSWORTH HALL, MACCELSFIELD Oddsocks Productions returns once again to one of Britain’s most picturesque theatres following last year’s hugely popular production of ‘Twelfth Night’.

This July the long established troupe will put its uniquely witty stamp on one of Shakespeare’s most cherished comedies, ‘Much Ado About Nothing’.

To find out more and to order tickets visit www.gawsworthhall.com

JIMMY CARR: THE BEST OF, ULTIMATE, GOLD, GREATEST HITS TOUR

WARRINGTON PRETTY MUDDY 5K

16 JULY THE PLAZA, STOCKPORT

7 MAY

TV funnyman Jimmy Carr stops off in Stockport as part of his mammoth UK tour with a selection of his very best jokes alongside some brand new material.

There’s sure to be plenty of laughs and a few shocks from a man who has perfected his stand-up craft over more than a decade and half on the road.

For more information and tickets visit www.stockportplaza.co.uk

VICTORIA PARK, WARRINGTON A 5k like no other, Race for Life Pretty Muddy is an obstacle course for women of any ability to climb over, crawl under or charge through - all in the name of raising money for cancer research.

The course at Victoria Park is flat and covers a mix of grass and tarmac meaning there is no excuse not to take part!

For more information and to sign up visit raceforlife.cancerresearchuk.org

CHESTER REGATTA 11 JUNE SANDY LANE PARK, CHESTER First held in 1733, the Chester Regatta is the oldest rowing event of its kind anywhere in the world and a standout occasion on Chester’s social calendar.

Spectators are free to attend the competition which attracts entries from rowing clubs across the North West.

For more information visit www.chesterregatta.org

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Help to Buy CHESHIRE

THE LOST CARNIVAL 2016 28 - 30 MAY QUEENS PARK, CREWE For three short nights only, families are invited to step into a world unlike any other with this large-scale outdoor theatre experience. Expect a mysterious mix of drama, circus, music and visual trickery from the awardwinning producers behind the popular Wild Rumpus and Just So festivals.

To find out more head to www.thelostcarnival.org.uk

BUCKLE & BOOTS COUNTRY MUSIC FESTIVAL

COMEDY TOUR

MARK WATSON – I’M NOT HERE

24 – 26 JUNE WHITEBOTTOM FARM, ETHEROW COUNTRY PARK, STOCKPORT Never mind Glastonbury’s Worthy Farm; Whitebottom Farm is the place to be this June when the inaugural Buckle & Boots Country Music Festival will be held in its picturesque surroundings.

US chart-topping powerhouse Phil Vassar heads up a bill which will also feature the cream of UK country talent.

Yeehaw!

For tickets and more information visit www.buckleandboots.co.uk

12 MAY PARR HALL, WARRINGTON

RHS FLOWER SHOW TATTON PARK 20 – 24 JULY TATTON PARK, KNUTSFORD One of the most celebrated dates on Cheshire’s cultural calendar, the RHS Flower Show Tatton Park is an event the whole family can enjoy.

Innovative show gardens, talks, demonstrations, advice, trade stands and exhibitors are all combined in a friendly festival atmosphere.

To find out more visit www.rhs.org.uk

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Star of ‘Live at the Apollo’, ‘Mock the Week’ and his own Radio 4 series, Mark Watson hits Parr Hall with the follow-up to his highly successful ‘Flaws’ tour.

Expect an inordinate number of jokes mixed with Watson’s unique brand of audience participation and all sorts of fun.

For tickets visit www.pyramidparrhall.com

HTB magazine 32pp.qxp_x 25/04/2016 15:23 Page 32

RESERVE NOW AND RECEIVE

£ 10,0 0 0 D I S C O U N T P L U S YO U R S TA M P D U T Y PA I D*

Our remaining 4 bedroom detached homes all have stunning countryside views and are perfectly placed in the beautiful village location of Haslington, prices from £274,995 or just £219,996 with Help to Buy*.

HASLINGTON

SHOW HOME OPEN: THURSDAY – MONDAY, 10AM - 5PM

Vicarage Road, Haslington CW1 5RS

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PLUS STAMP DUTY PAID AND FLOORING & TURF WHEN YOU PRESENT THIS VOUCHER TO THE SALES EXECUTIVE AT VICARAGE FIELDS *Offer valid until 31st May 2016 and cannot be used in conjunction with any other offer including Part Exchange. Subject to terms and conditions.

*Reservations must be made on or before 31st May 2016. Terms & Conditions apply and may only be available on selected plots and cannot be used in conjunction with any other offers, please speak to Sales Executive for full details. Calls cost 7p per minute plus your phone company’s access charge.

Images are representative only. Stamp Duty only paid on basic rate and is subject to terms and conditions please speak to Sales Executive for further details.

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