CHAPTER 1 TRAVEL HACKING

Introduction:

Welcome to the introduction to travel hacking! This e-book is going to provide information that is going to change your way of thinking about traveling. There are several ways travel hacking can help you build credit, save money, and enjoy luxurious vacations all while using travel hacks. This discovery is simply amazing and is something anyone can benefit from. Whether you are a traveler who spends a week or two on vacation, enjoys overnight stays, or are beginning your traveling journey, the information in this e-book is for you.

Imagine looking at different vacation destinations online, and you notice these beautiful, but expensive hotels in Maldives. You have always dreamt of vacationing to this majestic island, but never thought in a million years you could afford to do so without spending close to $10,000 for 7 days. Or maybe Maldives is not your dream destination, but Honolulu, Hawaii is. Typically, a 6-day trip to Hawaii would cost approximately $5,000 including 2 round-trip airline tickets. Be mindful that the prices will fluctuate depending on your initial destination. The prices can be more or less expensive, but the objective is to travel in luxury without paying the original price per vacation.

This e-book is intended for anyone who finds joy in adventure, learning about other cultures, or discovering new getaway spots while remaining financially conscious. Everyone has the right to escape home for a few days and enjoy a nice vacation without emptying your bank account to pay for trips. Travel hacks will allow you the opportunity to sleep well at night knowing you did not have to use billing funds or borrow money to go on your dream vacation. Some investigative and organizational skills may be required for this new discovery, but it is definitely worth it!

Chapter 1:

Travel Hacking

What are travel hacks? Travel hacks are ways to use credit cards and other resources to pay for those once unimaginable vacations. You may have credit cards in your wallet at this very second that could fund your next vacation but don’t have a full understanding of the benefits or how this is possible. What is being discussed here are those points and miles that are associated with credit cards. If you don’t use those points and miles, you are just throwing away money! The rewards attached to credit cards are very important because they will help you save lots of money when booking those flights and hotel rooms. Before you book your next adventure make sure to read through this e-book in its entirety to save money!

Every person would or should at least, like to take a breather from reality and just enjoy a wonderful vacation for a couple of days. Most people feel like the expenses that come along with vacationing only leads to more financial worry. Everyone has researched beautiful hotels to only settle for the less desirable location due to associated costs. Maybe the costs wouldn’t put such a strain on your finances, but you just cannot see yourself spending thousands of dollars on one vacation. With travel hacking you can plan in advance, stay at your dream hotel, and book your flights with little to no money.

Before we begin, let’s give a real example of how points have been used. We are talking about planning a trip to Key West, Florida. The room rates were ridiculous, and the flights were not the cheapest either. The total of approximately $2,300.00 for 3 nights was shocking! Instead of purchasing the tickets and hotel room with a debit or cash back credit card, the point system was leveraged. Travel hacking made it easy to bypass the $2,300 ticket price and only pay a total of $260.00. Yes, you read correctly $260.00 was the amount for hotel for 3 nights and 2 airline tickets! This was incredible! Not only an amazing trip to Key West, FL was booked, with hardly any out-of-pocket expenses, but other flights have been booked with zero cost except for taxes and fees by using the point system.

Chapter 1:

Travel Hacking

The Point system is a system that utilizes credit card points and miles to book vacations. Traveling with points and other rewards is by far one of the greatest hacks known to man. Once you have finished reading this e-book, you will have a greater understanding of how these rewards can save you money while improving your credit score.

Many people were taught you only used credit cards in times of emergencies. It almost seemed unthinkable to use credit cards! You were probably told using them would ruin your credit score. To be completely transparent, if you do not pay your balances on those statements by the due dates your credit can be impacted. However, if you are responsible your credit score can soar by using credit cards! We will discuss how you can leverage these cards to improve your scores in a moment. Most people were taught negative things about credit utilization, which is the amount of credit used to make purchases, but there are some great benefits to using those cards! Let’s dive headfirst into why credit cards can be a great thing.

For anyone who may be curious about the benefits credit cards can bring, we must mention that their usage should only be explored if you are currently responsible with paying your monthly bills on time. If paying those everyday household bills is currently a challenge, take a breather, learn the information, and strategize on getting yourself to a healthy financial space. If you are searching for ways to increase your credit score, credit karma is a free website that can be used to gain a credit score foundation. Credit karma provides history on your credit, showing any payment collections you may have. Research and contact those collection agencies and determine how you can have the discretions removed from your credit report. Please keep in mind that credit karma will not provide your exact credit scores, but it is a free website with pertinent information to get you started.