4 minute read
CHAPTER 7 POINTS EARNED AFTER BONUS OFFERS
from Travel Hacks
Chapter 6:
Card Selections
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Once you have made your decision to apply for a credit card for rewards there are a few things you want to think about. Do you have an idea of where your next adventure will take place? What months are you interested in traveling to your destination? For how long? Are you traveling solo, with a partner, or in a group? These are the first few questions you normally think about anyway. The only component added is how many miles or points are needed to get you to this wonderful destination with the least amount of out-of-pocket expenses. If possible, you don’t want to wait last minute to apply for these cards. Consider applying for a card with great offers as soon as possible. It makes things easier when you have points on standby for an impromptu vacay!
If you don’t have any points on hand that’s okay too! We are just going to begin planning now. There are some amazing cards that allow for you to transfer points between hotels and airlines. During the transferring process you will find some hotels or airline transfer at a higher ratio. For example, the transfer ratio may increase to 1.5 instead of 1. Allowing for you to save some points! These cards that allow for this flexibility are absolutely the best!
After you have made your card selections, met the minimum spending requirements, and paid your balance in full, the bonus points will be deposited into your account. Now it is time to move forward with plans on using those points toward your next vacation. Exciting news! You did it! You have taken the initial steps necessary to ensure you did not break the bank with funding your next vacation and allowed for credit to do the work for you. Once you make the purchase with your points and miles you will feel so relieved and extremely excited about your trip!
Chapter 7:
Points earned after bonus
Once you have made your decision to apply for a credit card for rewards there are a few things you want to think about. Do you have an idea of where your next adventure will take place? What months are you interested in traveling to your destination? For how long? Are you traveling solo, with a partner, or in a group? These are the first few questions you normally think about anyway. The only component added is how many miles or points are needed to get you to this wonderful destination with the least amount of out-of-pocket expenses. If possible, you don’t want to wait last minute to apply for these cards. Consider applying for a card with great offers as soon as possible. It makes things easier when you have points on standby for an impromptu vacay!
If you don’t have any points on hand that’s okay too! We are just going to begin planning now. There are some amazing cards that allow for you to transfer points between hotels and airlines. During the transferring process you will find some hotels or airline transfer at a higher ratio. For example, the transfer ratio may increase to 1.5 instead of 1. Allowing for you to save some points! These cards that allow for this flexibility are absolutely the best!
After you have made your card selections, met the minimum spending requirements, and paid your balance in full, the bonus points will be deposited into your account. Now it is time to move forward with plans on using those points toward your next vacation. Exciting news! You did it! You have taken the initial steps necessary to ensure you did not break the bank with funding your next vacation and allowed for credit to do the work for you. Once you make the purchase with your points and miles you will feel so relieved and extremely excited about your trip!
Good news! If you don’t have quite enough points to fund your vacation with bonus points, you can still earn points and miles with each purchase made. Each card allows for you to earn points each time the credit cards are used.
Chapter 7:
Points earned after bonus
The number of points vary based on usage at restaurants, grocery stores, gas stations, etc. In addition, each credit card company decides how many points they will allow per transaction.Here’s a key, you want to know which of your cards allows the most rewards for each swipe. This will allow for you to earn more points!
Once you have used the sign on bonus points issued after meeting the minimum spending requirement, it will of course take longer to earn more rewards. Do not be discouraged by this process as the number of points will still add up! Allowing enough time for you to build up enough points toward your next vacation! Remain consistent paying with reward credit cards instead of with cash, check, or debit cards. In no time you will see the points adding up, so keep your eye out for your next destination to explore!
Bonus: Companies allow for you to purchase points if needed for your future trip. Something you can do is purchase points if there is a promotion. The better promotions will give you a 50% bonus on the points purchased. This will help make up the difference in points needed for next trip a little faster.
