Muchmor Magazine Issue 33

muchmor Canada

issue 33 aug 08

subscribe at www.readmuchmor.com to receive your FREE copy direct to your inbox every month

Winnipeg the heart of North America The limestone

City of Kingston HDTV what does

it mean to you?

Off the beaten path in Manitoba Renting property in Canada

So you want to be a Realtor eh?

Veggie delights Film classifications Women in business and the difference from men subscribe online at

Buying a car in Nova Scotia Testicular cancer why don’t men talk about it more? www.readmuchmor.com

2 Advertisement

@EM@K< PFLI 8LEK@< KF G8:B ?<I JK<K?FJ:FG<%

N\Ëm\ jki\Xdc`e\[ k_\ `dd`^iXk`fe gifZ\jj kf _\cg 8cY\ikX d\\k `kj cXYfli [\dXe[j `e X mXi`\kp f] `e[ljki`\j% K_`j `j ^i\Xk e\nj ]fi pfl Xe[ pfli i\cXk`m\j Y\kn\\e k_\ X^\j f] )( Xe[ +,# n`k_ gfjk$j\Zfe[Xip \[lZXk`fe Xe[ gifÔZ`\eZp `e <e^c`j_ fi =i\eZ_% K_\ 8cY\ikX @dd`^iXek Efd`e\\ Gif^iXd `j k_\ hl`Zb\jk nXp ]fi pfl kf jgfejfi X i\cXk`m\ Xe[ ]fi k_\d kf Y\Zfd\ X g\idXe\ek i\j`[\ek f] 8cY\ikX% K_\p _Xm\ k_\ fggfikle`kp kf Yl`c[ X ZXi\\i Xe[ c`]\ `e k_`j ^i\Xk gifm`eZ\ Xe[ pfl ^\k kf Y\ Zcfj\ kf k_\ g\fgc\ pfl cfm\% =fi X Zfdgc\k\ c`jk f] Zi`k\i`X# m`j`k nnn%XcY\ikXZXeX[X%Zfd&X`eg

Contents 3 From the Editor.....

Muchmor Muchmor Media 17 Woody Woodward Lane Corbyville RR1 Ontario K0K 1V0 Canada Tel: 1 613 396 5531 Fax: 1 613 396 5531 www.muchmormagazine.com Advertising: sales@muchmormagazine.com Editorial: editor@muchmormagazine.com

Muchmor Magazine is a publication of Muchmor Media. All rights reserved in all media. No parts of this publication can be reproduced in any form, copied of stored electronically for commercial use without prior permission in writing from the publisher. Storing for personal use is acceptable.

We are happy to make every effort to verify all the information we publish, but products and prices do change. Muchmor Magazine cannot accept responsibility for any errors or omissions or for any losses that may arise as a result, but it is our policy to correct any errors of fact whenever we can.

The opinions of readers and their letters are not necessarily the opinions of Muchmor, and we cannot be held responsible for their comments.

Is it really August already? I don’t know where the year is going, soon the kids will be back at school (see page 25) and we will be thinking about winter weather and Christmas. But, I’m getting ahead of myself. Let concentrate on the now!

In this months issue we have all your usual favorites and for our readers who are moving from overseas an update on the latest immigration changes can be found on page 26.

We learn about the hidden gems in Manitoba and feature Winnipeg this month. In coming issues we will be looking at other Manitoba cities and towns amongst many other things.

So until next time….

Jane Toombes, Editor

Contents…

Real life - A dream rebuilt Sold on Donna

Discover Canada The limestone city of Kingston 4 Off the beaten path in Manitoba 8 Winnipeg - the heart of North America 14 Lifestyle Veggie delights I have a complaint Top Canadian Understanding film & DVD classification The coming of HDTV Back to school shopping Moving to Canada Immigration changes Alberta Provincial Nominee Remedy for hotel room cramps Claiming points for a Canadian relative Renting property in Canada Project to help new Brits in Nova Scotia Obtaining police certificates When in Canada

18 20 21 22 23 25

26 27 28 29 30 32 34 35

36 39

Working Life So you want to be a Realtor eh?

40 POWE - Women in business 42 Motoring Buying a car in Nova Scotia 44 Kidzone Plan a backyard treasure hunt Top kids stuff Activities for the summer Summer puzzle Health and Wellness Walk with a goal Change lifestyle to stop snoring Testicular cancer

46 47 48 49

50 52 53

Home and Garden The changing Alberta property market 54 How to reface kitchen cabinets 56 Getting started in container gardening 57

4 Discover Canada

The limestone city of Kingston

Discover Canada 5

Fort Henry

City Hall, Kingston

Kingston in Ontario is known as the Limestone City because of the many historic limestone buildings found there. Located along the shores of Lake Ontario, Kingston was the first capital of the united Canadas between 1841 and 1844, well before the confederation. It currently has a city population of 117,207 and a metropolitan area population of 152,358 according to the 2006 census.

Kingston is located between Montreal and Toronto and is only a short drive from the United States border. It also has its own airport which was originally built as an air force station for the British Commonwealth Air Training Program in 1940 to train pilots during World War II. It was transferred to city control in 1974.

Currently around 70,000 people fly to and from Kingston every year. The city also has Via Rail links as well as being on the

main highway 401 corridor. The city is surrounded by beautiful countryside and is a short boat ride to the famous 1000 Islands area.

Tourism Because of its location and its history Kingston is a popular tourist destination in Ontario. Whatever your tastes, Kingston will have something to interest you.

The city lies where the St Lawrence River, the Rideau Canal and Lake Ontario meet so is a great spot for water lovers.

One of the most popular tourism pastimes is a cruise along the St Lawrence River to the 1000 Islands. You can join in one of the many boat tours cruising along the river, taking in the sights and sounds of the waterway.

If history is your thing then there is plenty to keep you occupied. As we mentioned before, Kingston is famous for its limestone buildings and one such building is City Hall. It was constructed in 1844 and is a designated historic site.

St George’s Cathedral

Another popular building is St George’s Cathedral dating back to the 1820’s. Originally known as St George’s Church it was enlarged in 1838 and became a cathedral in 1862. It was gutted by fire in 1899 and restored over the following eighteen months. Thousands of people visit the building every year.

Fort Henry, a UNESCO World Heritage Site and National Historic Site of Canada is a must see for history buffs. It was originally built in 1812 during the war between Great Britain and America. A second fort was later built between 1832 and 1837 and this is the fort we see today.

The forts were built to protect the Royal Navy Docklands and the entrance to the St Lawrence River. After the completion of the Rideau Canal in 1832 it was used to protect this too.

After falling into disrepair it was restored under the direction of Ronald L. Way as a living historic museum in 1936 and opened as a museum two years later.

You can visit Fort Henry and see how life was back in the 1800’s.

6 Discover Canada

Ontario Street, Kingston

There are many such historic sites in and around the city, so no excuses for not being enlightened.

Kingston is also popular with ghosts and you can take one of the evening haunted walks in the city. You can experience the ghosts said to haunt this city as well as those who grace Fort Henry. If you are around during Halloween then you are in for an even scarier treat.

Economy For those looking at more than visiting Kingston and are perhaps considering a move to this city then you will be interested in the more day to day living aspects.

The economy of a location can be a great benchmark for the prosperity of an area and if you are reliant on work to making a living then the economy will have a baring on where you choose to settle.

Kingston is considered one of the top 25 cities in Canada. It has a diverse economy but 60% is accounted for by the private sector. The two largest private company employers are StarTec Canada and Invista Canada, each with around 1,200 employees.

The largest employers are within the public sector and include the Canadian Forces Base Kingston with nearly 8,000 employees, Queen's University with 4,200 employees and Kingston General Hospital with 3,400. Other large public employers in the city include Limestone District School Board, Correctional Services of Canada, the City of Kingston and Hotel Dieu Hospital.

Areas of strength are knowledgebased innovation in biotechnology, health sciences and fuel cells, information technology, transportation and logistics, business outsourcing, warehousing and distribution.

The average unemployment level in Kingston is 5.6% this year with average weekly earnings of $770.

Sports and Recreation

Collins Bay Marina

hiking, walking, cycling, cross country skiing and horse-back riding.

Another great trail is the Waterfront Pathway which follows the shores of the St Lawrence River and Lake Ontario. It is 8 km in length and can be completed in around 2 hours at average walking speed.

Being close to many waterways means boating is a key recreational pastime for many residents and visitors.

The city has several marinas and harbours.

It is also a favourite with scuba divers as there are many shipwrecks within the waters of Lake Ontario.

Kingston has several areas which are used as venues for concerts, sports and community events. The latest addition is the Kingston Regional Sports and Entertainment Centre or K-Rock Centre which opened early this year. Events being held this year include Shrine Circus, Canada DanceSport 2008 and Kingston Metro BMX Jam. Concerts include Sheryl Crow, Blue Man Group and Great Big Sea.

There are lots of opportunities to enjoy sporting activities within the city.

Several swimming pools are available both indoor and outdoor. There are also skating, hockey and nearby skiing Shopping opportunities.

Kingston also has many parks as well as the K&P Trail, a 15 km multi-use trail As with most large cities Kingston extending from Little Cataraqui Creek to has its fair share of shopping Orser Road. The trail can be used for opportunities. The downtown area offers

Discover Canada 7 Queen’s university

Downtown Kingston many streets brimming with retail therapy as well as the large Cataraqui Town Centre Mall. The mall has over 140 stores and services and is the largest shopping mall in the area.

Large out of city center shopping can be found along Bath Street, Princess Street and Gardiner’s Road. Here you will find big name stores such as Canadian Tire, Chapters, The Brick, Home Outfitters and many more.

Queen’s was first established back in 1841 and was the earliest degree-granting institution in the united Province of Canada, and the first to establish a student government. Queen’s has over 20,000 students including over 1,000 international students.

The Royal Military College of Canada is a bilingual institution giving students the professional and personal skills required to progress in a career as an officer in the Canadian Forces.

The city is also the location of the St Education Lawrence College, a community college If you are thinking of making Kingston which also has campuses in Brockville and Cornwall. home and have children then education will be high on your list of priorities.

Health The Limestone District School Board is responsible for the public schools in the area. There are 23 elementary schools in Another important consideration the city and 6 secondary schools as well when relocating is the health care system. as many other schools within the The largest hospital in the area is the immediate area.

Kingston General Hospital, a 456 bed The Algonquin and Lakeshore teaching hospital which is affiliated with Catholic District School Board serves the Queen’s University. KGH provides an Catholic community. There are 13 array of specialized acute and ambulatory elementary and 4 secondary schools clinical services including trauma, cardiac, within the city. stroke, pediatric, perinatal, end stage Two francophone secondary schools renal and stem cell transplants. It is also are also available within the area as well home to the Cancer Centre of as four private schools.

Southeastern Ontario which provides Kingston is also home to two services for cancer patients including universities: Queen’s and the Royal prevention, screening, diagnosis, Military College of Canada.

treatment, support, education and research in cancer.

Another large hospital is the Hotel Dieu Hospital which is an ambulatory care teaching hospital. Services include pediatrics, diabetes, day surgery, urgent care, mental health and opthalmology.

Housing During the first quarter of 2008 the average selling price of a single family home in the Kingston area was $225,281, up 5.6% on the same time last year.

The average monthly rent for a twobedroom property is $863.

Climate Kingston enjoys four seasons with average January temperatures of around -7℃ and average July temperatures of 20℃. Snow can fall anytime between October and April and in December you can expect around 50 cm to fall. Rain is most prevalent during the summer and fall months.

The lake effect moderates the local weather, so the area does not see some of the extremes experienced in other nearby locations.

8 Discover Canada

Off the beaten path in Manitoba

Discover Canada 9 There are many things to discover about Manitoba, but some are more unusual than others.

Here we take a look at some of the great things to discover as well as some of the more unusual and quirky things about Manitoba.

History Lessons

Old Pinawa Dam

Ukranian church

Whiteshell Provincial Park

A Bridge Over the River Nile: The Arlington Street Bridge in the heart of Winnipeg was originally built to span the Nile River in Egypt. When that project was cancelled, the local engineering firm who built the bridge used it to cross the Canadian Pacific Railway yards along Arlington Street instead. Both residents and tourists find the bridge’s steep incline, great height and the traffic light at its apex intriguing. (For directions: toll free 1-800-665-0040) Ghost Towns of Manitoba: Once thriving communities where businesses flourished and families lived, worked and played, these abandoned homesteads now lie still beneath the prairie sky. Discover the ghost towns of Manitoba, eerie reminders of a bygone era – buoyed by a sense of mystery and intrigue. Tourists eager to visit these rural haunts are encouraged to purchase “Ghost Towns of Manitoba,” written by H. Mulligan and W. Ryder – an indispensable resource that’s available at most libraries and bookstores. (For information: 1-800-665-0040.)

Old Pinawa Dam: The ancient ruins of a hydroelectric dam built in the early days of the 20th century can be found in Manitoba’s spectacular Whiteshell region in Old Pinawa Dam Heritage Park (off Provincial Road 520). The original 1906 structure suffered considerable damage after being used by the military as an artillery testing range during the 1950s. Yet the historic dam’s magnificent colonnades and majestic arches provide a breathtaking setting for swimming, hiking or photography. Take Provincial Road 211 to the Town of Pinawa, a delightful community surrounded by waterways and forests, and home to the Pinawa Heritage Sundial, possibly the largest in Canada. (For information on the Old Pinawa Dam Heritage Park: 204-945-6784, toll-free 1-800-214-6497, www.gov.mb.ca/ conservation/parks/popular_parks/pinawa_dam; Sundial: 204-753-5174, toll-free 1-800-806-0412, www.mts.net/~sabanski/ sundial/sundial.htm) Pictographs & Petroforms: Some 1,500 years ago, First Nations peoples designated their sacred places with designs depicting wildlife, people and traditional objects. They are painted in red ochre on cliff faces (pictographs) and outlined with rocks on the forest floors (petroforms). Pictographs can be found on rock cliffs lining many of Manitoba’s waterways, including Tramping Lake on the Grass River and upstream from Artery Lake on the Bloodvein Canadian Heritage River. Traces of petroforms can still be seen today in Whiteshell Provincial Park, particularly at Bannock Point, north of Pine Point Rapids. Because these sites are sacred to the Aboriginals, they must be respected by visitors and not disturbed in any way. (For more information: 204-945-6784, toll free 1-800-214-6497, www.gov.mb.ca/ conservation/parks/popular_parks/petroforms)

10 Discover Canada

Sara the Camel, Glenboro

Mosquito, Komarno

World’s Tallest Painting on an Easel, Altona

The Longest Undefended Border in the World: The world’s longest undefended border stretches between Canada and the U.S., running partially along the 49th parallel before crossing the Great Lakes into the St. Lawrence River. Manitoba shares its southern border with the states of North Dakota and Minnesota. Travel south on Highway 10 (near Turtle Mountain Provincial Park) to find the International Peace Garden straddling the border, commemorating almost two centuries of peace between Canada and its southern neighbour. Alive with rich and varied hues of colour, from the lush, emerald green vegetation to the floral spectrum of purple, red, yellow and blue, the International Peace Garden is a celebration of peace and harmony. (For information: toll free 1-888-432-6733, www.peacegarden.com) The Republic of New Iceland: Icelandic immigrants, driven from their homeland by famine and overpopulation, arrived in Manitoba in great numbers during the 1870s. They created the Republic of New Iceland along the western shore of Lake Winnipeg. The republic, whose official language was Icelandic, was divided into three separate districts, with elected representatives to its assembly. The capital was Gimli, a picturesque lakeside community that remains one of Manitoba’s favourite get-away destinations. When Manitoba’s boundaries extended north, the republic was incorporated into the larger province. Visitors can explore the heritage of New Iceland in the towns of Gimli, Arnes, Arborg, Hnausa, Riverton and Hecla (along Highways 8 and 9), which remain the cultural heartland for the largest Icelandic population outside of the homeland. (For information on the Icelandic Festival: 204-642-7417, www.icelandicfestival.com)

Something a Little Different

Chuck the Catfish, Selkirk

Philip’s Magical Paradise: There’s a magical quality about this museum, located off Provincial Trunk Highway 12 (on Provincial Road 311) near Giroux, Manitoba. Built to fulfill the dying request of Gordon and Marilyn Hornan’s

magician son, Philip’s Magical Paradise boasts a sword illusion display, lock and key collections, magic trick equipment and two special coins – one from Houdini, one from Doug Henning – and the Blue Room Transformation Chamber. Prepare to be amazed. The museum is open from midMay to end of September, Monday to Friday, 7:00 p.m. to 9:00 p.m., Saturday and Sunday, 1:00 to 8:00 p.m. (other times, by special appointment). Admission by donation. (For information: 204-326-1219) Souris Swinging Bridge: Canada’s longest, free-suspension footbridge is located in the scenic community of Souris (along Highway 2 in southwestern Manitoba). After navigating the swinging bridge, which spans the waters of the Souris River, take some time to visit the town’s museums, tea room, bird sanctuary or plan a trip to the Souris Agate Pit. Situated in Manitoba’s Turtle Mountain region, this pit boasts the widest variety of semi-precious stones in North America. Pay a fee at the Rock Shop on 1st Street South to begin your own private collection of these natural gems. (For information: 1-866-270-8747, www.sourismanitoba.com) Town Statues of Manitoba: Driving from town to town in rural Manitoba, you’ll notice a considerable number of unique statues gracing many of these rural communities. They serve as visual markers for the locals and conversation pieces for visitors. A few of the more unusual include: the World’s Tallest Painting on an Easel in Altona, the Largest Cookie Jar in the World in Deloraine, the Northwest Mounted Police Constable in Emerson, the Viking in Gimli, Flintabbety Flonatin in Flin Flon, Gilbert the Golfer in Gilbert Plains, the Happy Rock in Gladstone, Sara the Camel in Glenboro, the Mosquito in Komarno, Alpine Archie in McCreary, the Mushrooms in Meleb, the World’s Largest Coke Can in Portage la Prairie, Chuck the Channel Cat in Selkirk, the World’s Largest Smoking Pipe in St. Claude, the Oil Derrick in Virden and Winnie-the-Bear in Assiniboine Park in Winnipeg.

Natural Attractions Birds Hill Cedar Bog: Situated on Highway 59, northeast of the city of Winnipeg, Birds Hill Provincial Park offers a

Discover Canada 11

Limestone cliffs

Pisew Falls Provincial Park rarity in Manitoba – a cedar bog. Along the Cedar Bog Self-Guiding Trail (about 3.5 km) is the aromatic scent of fresh pine needles, tamarack trees and cedar. The Birds Hill cedar bog is blanketed with rich, heavy peat moss and the area’s cool, damp environment – unusual in Manitoba – makes a unique, appealing picnic setting. (For information: 204-945-6784, toll free 1-800-214-6497, www.gov.mb.ca/ conservation/parks/popular_parks/ cedar_bog/spring_summer_fall.html) Caves of Manitoba: The steady dripping of water echoes along the cavernous walls of the dark, musty tunnels descending into the underground caves in Manitoba’s Whiteshell, Interlake and northern regions. While it is not advised to explore these secluded, dangerous and ecologically fragile geological formations alone, Manitoba’s caves continue to attract interest by many spelunkers (people who have love to explore caves as a hobby). Some of the province’s best caves can be found at the Caddy Lake Rock Tunnels in the Whiteshell and the Manitoba Lowlands region near the town of Grand Rapids. Another great

destination is Clearwater Lake Provincial Park just north of The Pas, where the Caves Self-Guiding Trail features open rock fissures that are not true caves but fractured bedrock. (For information: Speleological Society of Manitoba, www.cancaver.ca/prov/man; Clearwater Lake: 204-945-6784, toll free 1-800-214-6497, www.gov.mb.ca/ conservation/parks/popular_parks/ clearwater_pp)  Fossil Hunting: A bustling biological centre of activity for the past 100 million years, Manitoba is alive with ancient relics still recognizable to the untrained eye. The province is home to the famous Tyndall stone, a form of mottled calcitic and dolomitic limestone used in the construction of some of Canada’s most celebrated buildings. Manitoba boasts a rich natural history that can provide a day of fun and education through the fossilized remains of monstrous creatures and prehistoric life. In Winnipeg, check out fabulous fossils and dinosaur skeletons at the Manitoba Museum. (For information: 204-956-2830, www.manitobamuseum.ca) The Canadian Fossil Discovery Centre in

Caddy Lake Rock Tunnels Morden offers a chance to take part in an actual excavation of new fossils through the Public Paleontology Program. (For information: 204-822-3406; website: www.discoverfossils.com) Visitors can also go fossil hunting on their own in numerous places throughout the province where you can find Tyndall stone or limestone rocks encrusted with fossils and other such remains. Possibly the most famous areas are the quarries in the Interlake region in the towns of Garson and Tyndall (northwest of Winnipeg on Highway 44). Amid the primordial rock, you will find everything from fossilized cephalopods to traces of corals and prehistoric vegetation.

The Ancient Beach: Along the Ancient Beach Self-Guiding Trail (2.1 km), visitors can sense the remains of the venerable beach created by the gigantic glacial Lake Agassiz, which covered much of southern Manitoba over 8, 000 years ago. The ancient beach is now hidden by a thin layer of soil, fallen leaves and pine needles, but if you dig down a few inches, you will discover wonderfully fine sands of the past. Part of the Belair Moraine, this

12 Discover Canada

Polar Bears at Churchill

Bison

Northern Lights

ancient beach can be found in Grand Beach Provincial Park, north of Winnipeg on Highway 59. (For information: 204-945-6784, toll free 1-800-214-6497, www.gov.mb.ca/ conservation/parks/popular_parks/ grand_beach The Grass River Karst Spring: Shrouded in a mist of secrecy, the origin of the Karst Spring has baffled visitors since the early 20th century. A steady stream of water gushes out of the solid sedimentary rock cliff of the Manitoba Lowlands before flowing into the Grass River. Surrounded by boreal forest and carpeted with rich moss, the Karst Spring Self-Guiding Trail (3.2 km) is a true delight for any nature lover. Located in Grass River Provincial Park, a 45minute drive northeast of The Pas, the Karst Spring is a true oddity. (For information: 204-945-6784, toll free 1-800-214-6497, www.gov.mb.ca/ conservation/parks/popular_parks/ grass_river) The Kettle Stones: Located in the heart of Kettle Stone Provincial Park (northeast of Swan River, on Provincial

Road 268), the Kettle Stones are large concrete-like limestone boulders. They were formed in three stages beginning with the Cretaceous period between 70 million and 135 million years ago, culminating 8,500 years ago with the retreat of the last Ice Age. Buried under layers of sand and silt, gradual wind erosion exposed these large rocks to plain view, some of which measure up to 15 feet in diameter and weigh up to 14 tons.

Accessing the park and the Kettle Stones requires the right road conditions and guidance from park officials. (For information: 204-734-3429, toll free 1-800-214-6497, www.gov.mb.ca/ conservation/parks/popular_parks/ kettle_stones) Spirit Sands: The famous Spirit Sands are just a 1½ hour drive west of Winnipeg along Highway 1 (the Trans Canada) and south along Highway 5. This desert-like area has long been viewed as a place of great spiritual significance for the Aboriginal peoples of Manitoba. Hike to the Devil’s Punch Bowl or climb the dunes along the Spirit Sand’s Self-guiding Trail. The sands are protected within Spruce Woods Provincial Park, where visitors can also enjoy camping, swimming, biking and canoeing in a beautiful setting. (For information: 204-945-6784, toll free 1-800-214-6497, www.gov.mb.ca/conservation/parks/ popular_parks/spruce_woods)

Wildlife Attractions From Bears to Belugas: The high pitched chirps of beluga whales and low grunts of polar bears are part of everyday life in Manitoba’s North. An exciting destination, accessible by air or rail only, is the northern port town of Churchill. This must-do Manitoba adventure features unique Arctic wildlife and birds, spectacular Northern Lights (aurora borealis) and an amazing fur-trade history.

Churchill is occupied each July and August by an army of more than 3,000 beluga whales who come to feed and calve in the Churchill River Estuary. In October, the great white polar bears congregate in Churchill waiting for the ice to form. The area’s commanding view of the Churchill River led early Hudson’s Bay

Discover Canada 13

Company traders to establish Prince of Wales Fort, an 18th century stone structure. Destroyed by the French in 1782, the stone remnants of the Fort provide a majestic backdrop for photographers and the splendour of its blackened walls give the ruins a dramatic air. (For information: 1-800-665-0040) North America’s Largest Urban Bison Herd: Located in the heart of Winnipeg, accessed from McCreary Road, the Fort Whyte Centre boasts the largest urban bison herd in North America on its 70-acre Bison Prairie. Get up close and personal with Manitoba’s proud provincial symbol, which once roamed freely across the plains. Hunted to near extinction in the late 1800s, these truly magnificent creatures are definitely worth seeing. Fort Whyte is also home to one of the largest waterfowl preserves in Manitoba as well as an interpretative centre, hiking trails and much more. Be sure to check out the Manitoba Fish Aquarium, stocked with species that can be found in provincial waterways. (For

information: 204-989-8355, www.fortwhyte.org) World’s Largest Snake Pits: Hhhhissssss! Located between the towns of Narcisse and Inwood, red garter snakes emerge from their winter hibernation each spring to perform a frenzied mating ritual that is an amazing slithery spectacle. There are close to 5,000 male snakes for each female.

Typically, the best viewing times are the last week of April and the first three weeks of May. Find the Narcisse Snake Dens six km north of Narcisse on Highway 17 in Manitoba’s Interlake Region. Turn at the sign to reach the parking lot. (For information: 204-945-6784, toll free 1-800-214-6497, http://www.gov.mb.ca/conservation/ wildlife/index.html

Manitoba Useful Weblinks Travel Manitoba www.travelmanitoba.com Province of Manitoba www.gov.mb.ca Manitoba Parks www.manitobaparks.com Manitoba Museum www.manitobamuseum.ca Manitoba Conservation www.gov.mb.ca/conservation/

14 Discover Canada

Winnipeg the heart of North America

Destination Winnipeg Inc / Juncatta International

Destination Winnipeg Inc / Juncatta International

Discover Canada 15

The Forks Market, Winnipeg

Winnipeg lies at the geographic centre of North America. Winnipeg is the capital city of Manitoba, a resource-rich province of 1.2 million people bordered by Ontario to the east, Saskatchewan to the west, and North Dakota and Minnesota to the south. The city is just 100 km (62 miles) from the United States border and is the major Canadian centre closest to Mexico.

Winnipeg’s history is the tale of a prime meeting place at the junction of two rivers – the north-flowing Red and the east-flowing Assiniboine. Winnipeg is a welcoming gateway, a centre of commerce and trade, a centre for arts and culture, with a rich history and growing economic opportunity.

Economy Winnipeg has one of the most balanced, highly diverse and stable urban economies in Canada. In recent studies by Moody’s Investor Service and the Conference Board of Canada, Winnipeg has been viewed to have one of the most

diverse economies of any major city in Canada. Winnipeg’s aerospace, finance and insurance, transportation, agribusiness, information technology, furniture and apparel industries provide a solid economic base, which serves the community well. Overall, Winnipeg's diverse economy provides a stable workforce, low unemployment rates and a cushion against major fluctuations based on downturns in the economy.

Winnipeg has the most diversified manufacturing sector in Western Canada.

Manufacturing outputs range from food and beverage to tractors and other farm equipment, municipal and inter-urban buses to specialty steel products, electrical components, aerospace components, chemicals, plastics, furniture and much more. Manufacturers can source many of their inputs from other firms and draw on a large pool of skilled labour; much of the manufacturing activity is export oriented.

The bus and tractor manufacturers export most of their output making motor vehicles one of Manitoba’s largest categories of export.

Winnipeg also has a long history as a major financial centre. Manitoba’s financial services sector, concentrated in Winnipeg, contributes nearly $4 billion to Manitoba’s gross domestic product and is a major

The Forks

client of ICT firms. Winnipeg is the headquarters for some of Canada’s prominent investment firms and insurance companies.

Approximately 25,000 people are directly employed in the finance, insurance and real estate sector in Winnipeg, representing about three-quarters of Manitoba’s total.

Winnipeg has a low unemployment rate of just 4.1% as of June 2008, well below the national average of 6.2%.

Shopping Winnipeg has several shopping districts including the Forks Market which is located at the historic junction of the Red and Assiniboine Rivers. The Forks is home to a public market, year round riverside walkways, fine boutiques, a National Historic Site and year-round entertainment, sports and cultural activity.

Cityplace is a retail and office complex in downtown Winnipeg. It has two levels of retail space with food court and is connected to the Winnipeg Skywalk network.

The Exchange District offers outdoor shopping areas, including art galleries, cafés, fashion, furniture, markets, museums, night clubs, restaurants and

Destination Winnipeg Inc / Harv Sawatsky

Destination Winnipeg Inc / Gord Peters

16 Lifestyle

Skating in the park traditional pubs. During spring, summer and fall numerous festivals of music and entertainment add to the atmosphere.

Other shopping areas include Portage Place which spans three town blocks and Winnipeg Square where the shops are connected by a climatecontrolled walkway.

Sports and recreation The city has many opportunities for sports and recreation with over 10,000 acres of parkland. Winnipeg’s parks and open spaces, lush and green in summer, become perfect sites for winter recreation enthusiasts. The city features wellmaintained areas for cross-country skiing and tobogganing, and skaters can enjoy many rinks in addition to ploughed areas on both major rivers. Western Canada’s largest winter festival, Le Festival du Voyageur, celebrates the joie de vivre of the voyageurs for 10 days each February with traditional cuisine, dog races, snow sculptures, and nightly entertainment for the whole family.

The city also has 26 golf courses, 30 indoor arenas, 20 curling rinks, 13 indoor swimming pools and 9 recreation centres.

There are several sports teams located in the city such as the Winnipeg Blue Bombers (football), Manitoba Moose (hockey) and the Winnipeg Goldeyes (Baseball).

Education There are six school divisions within the city which are responsible for the public schools in the area. There are also a number of private schools in the city.

Established in 1877, The University of Manitoba is Western Canada’s oldest university. It is currently the most research-intensive university with 24 faculties and schools, including all the professions.

The University of Manitoba has had over 165,000 students graduate from its programs throughout the years and presently has over 27,000 students in degree programs, including 23,935 undergraduates students and 3,260 graduated students. The university offers

Skyline at night

Esplanade Riel 82 degrees, diplomas and certificates, 51 of which are at the undergraduate level.

The University of Winnipeg is the only university in Canada with a high school located on campus. The Collegiate at the University of Winnipeg offers courses at the Grade 10, Grade 11, and Grade 12 levels. Located in the heart of downtown, the intimate campus has more than 8,900 undergraduate students and 600 high school students.

Collège universitaire de SaintBoniface was established in 1818, and is today not only the oldest but the only French-language post-secondary educational institution in Western Canada. Located in the community of St. Boniface in the heart of Winnipeg, it offers university (arts, science and education) as well as vocational (childcare, business administration, data processing and office management) programs. The Collège is affiliated with the University of Manitoba and offers U of M degrees.

Red River College is the largest and most comprehensive applied learning institute in the province and provides high-quality education and training to

Destination Winnipeg Inc / Harv Sawatsky

Lifestyle 17

Winnipeg Waterfront 32,000 full and part-time students each year. With a main campus located near the Winnipeg International Airport, a downtown digital media campus and various regional locations, Red River College is committed to staying current and responsive to the demands of the marketplace.

Health There are nine hospitals within the city limits with a total of nearly 3,000 beds.

Concordia Hospital is located in Winnipeg and is one of the leading hospitals for hip and knee joint replacement. The hospital has over 250 beds available.

The Grace Hospital is a Salvation Army hospital with 270 beds providing surgical, mental health, medicine, emergency and critical care programmes.

Seven Oaks General Hospital was established in 1981 and has 275 beds. It offers surgery, critical care, mental health programmes amongst others as well as spiritual care.

Victoria General Hospital is the fourth community hospital in the city and has 231 beds.

There are also two teaching hospitals in the city: St. Boniface General Hospital and Health Sciences Centre.

Rain falls mainly during the summer months with June and July being the wettest months when frequent thunderstorms can be experienced.

Housing According to the Winnipeg Real Estate Board, Winnipeg is enjoying a robust market at a time when other areas of Canada are experiencing a slowdown.

New listings were up 16% in June on the same time last year. Unit sales of 1,564 worth $317 million make it a record-breaking result.

The average selling price of a single family detached dwelling in June was $217,292 with two-thirds of homes selling for above list price.

Average rental cost in the city are $750 per month for a two-bedroom property. A three bedroom property will cost in the region of $900 per month.

Climate The average July temperature in Winnipeg is 25.4â&#x201E;&#x192;, whilst the average January temperature is -12.9â&#x201E;&#x192;.

Winnipeg has an average of 2,372 hours of sunshine every year which is one of the highest of any Canadian city.

Information kindly provided by Destination Winnipeg.

Winnipeg useful links Destination Winnipeg www.destinationwinnipeg.ca Travel Manitoba www.travelmanitoba.com Chamber of Commerce www.winnipeg-chamber.com City of Winnipeg www.winnipeg.ca Province of Manitoba www.gov.mb.ca

18 Lifestyle

Veggie delights Crispy BBQ Tofu Slices Ingredients: Serves 4 448 g extra firm tofu 45 ml olive oil 1 egg white 15 ml barbeque sauce 125 g all-purpose flour 6 g salt 1 g pepper 235 ml barbeque sauce Drain tofu, and slice into strips. Place in a plastic bag or container, and freeze overnight. This will give the tofu a meatier texture. Thaw tofu strips, and blot with paper towels to dry. Heat olive oil in a large skillet over medium heat. In a small bowl, whisk together the egg white and 1 tablespoon of barbeque sauce. Dip tofu slices into the egg mixture, then fry in the hot oil for about 1 minute on each side, until golden brown. Just fry enough at one time so they are not crowded. Remove from the oil to paper towels to drain and cool. Preheat the oven's broiler. Brush tofu slices with additional barbeque sauce, and allow to marinate while the broiler heats up. Arrange them on a broiler pan, or wire rack set over a cookie sheet for best results.

Position the oven rack about 6 inches from the heat source. Broil for 5 minutes on each side, or until browned and crisp, watching closely so as not to burn them. Serve warm with the remaining barbeque sauce for dipping.

Vegetarian Bean Curry Ingredients: Serves 8 30 ml olive oil 1 large white onion, chopped 95 g dry lentils 2 cloves garlic, minced 20 g curry powder 2 g ground cumin 0.2 g cayenne pepper 1 (28 ounce) can crushed tomatoes 1 (15 ounce) can garbanzo beans, drained and rinsed 1 (8 ounce) can kidney beans, drained and rinsed 80 g raisins salt and pepper to taste Heat the oil in a large pot over medium heat, and cook the onion until tender. Mix in the lentils and garlic, and season with curry powder, cumin, and cayenne pepper. Cook and stir 2 minutes. Stir in the tomatoes, garbanzo beans, kidney beans, and raisins. Season with salt and pepper. Reduce heat to low, and simmer at least 1 hour, stirring occasionally.

Lifestyle 19

Sesame Noodles Ingredients: Serves 4 225 g linguine pasta 3 cloves garlic, minced 40 g sugar 45 ml safflower oil 45 ml rice vinegar 45 ml soy sauce 15 ml sesame oil 5 ml chili sauce 3 green onions, sliced 2 g sesame seeds, toasted Bring a pot of lightly salted water to boil. Add pasta, and cook until al dente, about 8 to 10 minutes. Drain, and transfer to a serving bowl. Meanwhile, place a saucepan over medium-high heat. Stir in garlic, sugar, oil, vinegar, soy sauce, sesame oil, and chili sauce. Bring to a boil, stirring constantly, until sugar dissolves. Pour sauce over linguine, and toss to coat. Garnish with green onions and sesame seeds.

Pot Pie Ingredients: Serves 6 30 ml olive oil 1 onion, chopped 225 g mushrooms 1 clove garlic, minced 2 large carrots, diced 2 potatoes, peeled and diced 2 stalks celery, sliced 1/4 inch wide 200 g cauliflower florets 110 g fresh green beans, trimmed and snapped into 1/2 inch pieces 710 ml vegetable broth 5 g kosher salt 2 g ground black pepper 15 g cornstarch 30 ml soy sauce 1 recipe pastry for double-crust pie Preheat oven to 425 degrees F (220 degrees C). Heat oil in a large skillet or saucepan. Cook onions, mushrooms, and garlic in oil for 3 to 5 minutes, stirring frequently. Stir in carrots, potatoes, and celery. Stir in cauliflower, green beans, and vegetable broth. Bring to a boil, then turn heat down to a simmer. Cook until vegetables are barely tender, about 5 minutes. Season with salt and pepper. In a small bowl, mix the cornstarch, soy sauce, and 1/4 cup water until cornstarch is completely dissolved. Stir into vegetables, and cook until sauce thickens, about 3 minutes. Roll out 1/2 of the dough to line an 11x7 inch baking dish. Pour the filling into the pastry lined dish. Roll out remaining dough, arrange over the filling, and seal and flute the edges. Bake in preheated oven for 30 minutes, or until the crust is brown.

20 Lifestyle

I have a complaintâ&#x20AC;Ś...

Make sure you keep a record of the call with details of who you spoke to including their name and job title, the date of the call and the response.

If a phone call does not resolve the matter then you need to put your complaint in writing. The letter should be addressed to a company manager, by name if known. You should detail the nature of your complaint and give details of the phone calls made to the company and their response. You should include copies (not originals) of receipts, Legislation: The first steps to making contracts, evidence of complaint such as a legitimate complaint is to be aware of photographs of damaged goods etc. You the legislation that will affect your should also include details of your complaint. You need to be sure that the required resolution: this might be a refund, thing you are complaining about is replacement product or further covered and not exempt or expired. compensation. It is also worth adding a Check warranties, licences, contracts etc date by which you require a response: ten or go to the companyâ&#x20AC;&#x2122;s website for business days is reasonable. information.

Always keep a copy of the letter and Documentation: You should make documentation sent and sent the letter by sure you have all the supporting registered post. documentation regarding your complaint.

Most companies will try to resolve This can include receipts, bills of sale, your complaint this stage however if you licence, warranties, proof of payment, still do not receive a satisfactory response photographs, contracts etc. or indeed no response at all then you Complaint procedure: Always make might be able to register your complaint sure your complaint is timely. If there are officially with the organizing body which warranties or guarantee dates make sure regulates that particular company. you are registering your complaint in good time as if you delay it could prevent you Regulatory Bodies from receiving adequate compensation.

Always contact the company direct in Most industries are covered by a the first instance as most complaints can regulatory body, however some are not. be resolved at this level. If you are Here are some of the most common complaining about a product first contact regulatory organizations in Canada. the company from which it was purchased, not the manufacturer. If the Vehicles: The Canadian Motor complaint cannot be resolved with the Vehicle Arbitration Plan is a program retailer, then you can progress to the where disputes between consumers and manufacturer. vehicle manufacturers about alleged In the first instance try to contact the manufacturing defects or implementation company by phone. Explain your problem of the manufacturers' new vehicle and dissatisfaction and try to resolve the warranty can be put before a neutral third issue. If you have no success with the first party (arbitrator) for resolution. person you speak to try to escalate the Financial Services: All banks, retail call to a manager. Again if you have no associations and federal trust, loan and resolution escalate again to their manager insurance companies must, by law, have or the head office. a complaint-handling process in place for

Most of us have cause to complain about something at some time or another. We are not talking about moaning when your husband leaves his socks lying on the bedroom floor or your wife burns the dinner. We are talking about complaints about products or services and how you handle that complaint.

consumers. The Financial Consumer Agency of Canada (FCAC) not only gives consumers information about financial products but also has an excellent complaint-handling process tool on their website. Simply enter the name of the financial institution you are complaining about and it will give you step-by-step instructions on how to complain.

Food: The Canadian Food Inspection Agency is responsible for the safety of the food we eat. They have regional offices in each province. Their website gives details of their services as well as contact details for each relevant office.

Insurance: The General Insurance OmbudService (GIO) is an independent dispute resolution service that is responsive, thorough and focused on the successful resolution of consumer complaints of home, automobile and business insurance.

The Canadian Life and Health Insurance Ombudsman (CLHIO) can help you with concerns and complaints about life and health insurance products and services that you are not able to resolve by dealing directly with your insurance company.

Air Travel: The Air Travel Complaints Program is an informal process that attempts to resolve travellers' complaints about air carriers in a manner consistent with the carriers' tariffs, the Canada Transportation Act and related regulations and, where applicable, international conventions (the carrier's legal obligations).

Advertising: Advertising Standards Canada (ASC) is a self-regulatory body. If you have a concern about an ad you see or hear currently running in Canadian media, you can submit your complaint to ASC. General complaints: The Canadian Council of Better Business Bureaus promotes ethical relations between businesses and consumers. They will handle a complaint for you as long as it meets their terms and conditions.

Lifestyle 21 .

Top Canadian…

1.

2.

3.

4.

5.

6.

7.

8.

9.

10.

TV shows

You Can Dance (Wed) - 1.41 Canadian Idol 6 (Mon) - 1.30 You Can Dance (Thu) - 1.26 CTV Evening News - 1.09 C.S.I. New York - 1.07 House - 1.02 Law & Order: CI - 0.99 Big Brother 10 (Sun) - 0.97 Canadian Idol Results - 0.95 Law & Order: SVU - 0.93

11.

12.

13.

14.

15.

16.

17.

18.

19.

20.

Bones - 0.91 Flashpoint 0.90 Big Brother 10 (Tue) - 0.97 Criminal Minds - 0.82 C.S.I. - 0.82 C.S.I. Miami - 0.81 Young & the Restless - 0.80 Wipeout 0.80 CBC Sunday Movie - 0.79 CTV Evening News (wkd) - 0.77

CD’s 1.

2.

3.

4.

5.

Viva La Vida, Coldplay Modern Guilt, Beck Camp Rock, Soundtrack Real Animal, Alejandro Escovedo Tha Carter III, Lil Wayne

6.

7.

8.

9.

10.

Mama Mia, Soundtrack Good Girl Gone Bad, Rihanna Where the Light Is, John Mayer Jonas Brothers, Jonas Brothers Rockferry, Duffy

DVD’s 1.

2.

3.

4.

5.

The Bank Job Vantage Point Step Up 2 the Streets 10,000 BC Drillbit Taylor

6.

7.

8.

9.

10.

Penelope The Ruins College Road Trip Shutter Charlie Bartlett

Fiction paperbacks 1.

2.

3.

4.

5.

Hill

Late Nights on Air, Elizabeth Hay Water for Elephants, Sara Gruen Bones to Ashes, Kathy Reichs Divisadero, Michael Ondaatje The Book of Negroes, Lawrence

6. Mister Pip, Lloyd Jones 7. Lean Mean Thirteen, Janet Evanovich 8. Navigator, Cussler & Kemprecos 9. High Noon, Nora Roberts 10. Step on a Crack, James Patterson

Fiction hard cover 1. The Host, Stephanie Meyer 2. Fearless Fourteen, Janet Evanovich 3. Careless in Red, Elizabeth George 4. Devil May Care, Sebastian Faulks 5. Thousand Splendid Suns, Khaled Hosseini

6. The Cellist of Sarajevo, Steven Galloway 7. World Without End, Ken Follett 8. The Miracle at Speedy Motors, Alexander McCall Smith 9. Bright Shiny Morning, James Frey 10. The Enchantress of Florence, Salman Rushdie

22 Lifestyle

Understanding film & DVD classification All films shown in Canadian theaters must be given a classification code by the relevant provincial or territorial classification board. There are seven boards across the country and all except Quebec have the same rating system as the Canadian Home Video Rating System.

British Columbia also classifies films and videos for Saskatchewan and Yukon Territories. Alberta classifies for the Northwest Territories and Nunavut. Nova Scotia looks after Prince Edward Island and New Brunswick. Ontario, Manitoba and Quebec each have their own classification boards and Newfoundland and Labrador does not participate in the classification system.

So what exactly do the ratings mean?

18 Accompaniment Persons under 18 years of age must view these motion pictures accompanied by an adult. Motion pictures in this category will contain horror, explicit violence, frequent coarse language or scenes that are more sexually suggestive than in the 14A category, or any combination of them.

Restricted - Restricted to persons 18 years of age and over. Persons under 18 years of age are not permitted to attend under any circumstances. These motion pictures are “adult motion pictures”, as defined in the Act, and may contain explicit sexual General - Suitable for viewing scenes, violence or scenes referred to in by persons of all ages.

Section 5(3) of the Act, or any Occasional violence, combination of them. The director will swearing and coarse assign this classification to motion language, and the most innocent pictures if the director considers that the of sexually suggestive scenes and nudity, theme, subject matter or plot of the adult are permitted in this category. motion picture is artistic, historical, political, educational or scientific.

Parental Guidance - Parental guidance advised. Theme or Adult - Restricted to content may not be suitable persons 18 years of age for all children although there and over. Persons under is no age restriction. Motion 18 years of age are not pictures in this category may contain less permitted to attend under any subtle sexually suggestive scenes and circumstances. These motion pictures are nudity and a more realistic portrayal of “adult motion pictures”, as defined in the violence than in the General category; Act, and may contain explicit sexual coarse language may occur more often scenes or scenes of brutality or torture to than in the General category. persons or animals, or any combination of them, that are portrayed in a realistic and 14 Accompaniment explicit manner; however, the scenes Suitable for persons 14 would, in the director’s opinion, be years of age or older. tolerable to the community.

Persons under 14 years of age must view these motion pictures In Quebec the Régie du cinéma is accompanied by an adult. Motion pictures responsible for classification of all films. in this category may contain violence, They have a slightly different rating coarse language or sexually suggestive system to the rest of Canada. scenes, or any combination of them.

General - The film is appropriate for viewing, rental or purchase by persons of all ages.

Although there may be some nudity, love scenes remain rather discreet.

Depending on the context, some expletives are tolerated.

Teenage - The film may be viewed, purchased or rented only by persons 13 years of age or older.

Children under 13 may be admitted only if accompanied by an adult. Violence, eroticism, coarse language or horror may be more developed and may constitute a dominant characteristic of the film.

Young Adult - The film may be viewed, purchased or rented only by persons 16 years of age and over.

Films with this rating present troubling themes, situations or behaviours and adopt a more direct point of view about things. They may therefore contain scenes where violence, horror and sexuality are more graphic.

Adult - The film may be viewed, purchased or rented only by persons 18 years of age and over.

Films reserved for adults most often deal primarily with the representation of explicit sexual encounters. They may also be extremely violent, showing scenes of hyperrealistic cruelty, torture and horror.

Lifestyle 23

The coming age of HDTV - what does it mean to you? by: Lloyd Howard HDTV - high-definition television: it is something that has been discussed for some time now, however not everyone has a strong sense of what it is and why he or she would want to have it.

Because all television stations in the United States will be required to broadcast a digital signal after February 17, 2009, many viewers in the USA and Canada are beginning to ask a lot more questions about how the new digital age of television will affect their personal viewing experience. They want to know whether or not their television set will be compatible, whether or not they will have to replace it, and what steps they will have to take in order to keep watching their favorite shows.

How to identify if your television is an analog TV Analog television has been with us since the inception of television broadcasting. Analog is the old way of processing a television signal.

Television technology took a big leap in the 1960's with the transition from television tubes to circuit boards, but that conversion failed to bring with it any major strides in the quality of the television picture.

If your current television does not have a logo on its front that indicates DTV (Digital TV), EDTV (Enhanced Definition TV), or HDTV, then your television set is an analog TV.

Understanding the transition from an analog signal to the new digital signal

Digital image processing is a technology that began in earnest during the 1970's, when Japanese technology companies began to explore the concepts of HDTV. The Japanese TV manufacturers were exploring ways to improve the picture quality of the television image, as a way to find more customers for their television products.

While Americans were busy playing with building the computer industry, the Japanese were hard at work trying to build a better television set. The first HDTV systems developed by the Japanese still relied on the old analog system of sending a broadcast signal to their televisions, but they were still able to produce a better television viewing experience.

Researchers soon understood that they would need to push at least part of the television signal in a digital format to make sure that HDTV could be transmitted within the limits currently allotted to the television broadcasters. By the time they had finished their work, the Grand Alliance had created a system that was 100% Digital.

Although most television stations have been broadcasting a Digital Television Signal now for a few years, analog

television owners have been none the wiser. But that will all change in the USA on February 17, 2009 and for Canadians in August 2011.

Will my analog television stop working in 2009?

In Canada we have until August 2011 until channels have to broadcast in digital, however anyone in Canada who watches US channels using an analog set will be unable to receive them after February 2009. But that does not mean that you will have to buy a new television in order to get the new digital broadcasts. While you may not need to replace your television set, you may have to make changes in how you get your television signal.

There are in fact three ways that the average consumer can continue to get a television signal using their old television set: 1. Subscribe to a cable television service (and use their digital television converter); 2. Subscribe to a satellite television service (and use their digital television converter); or

24 Lifestyle 3. Buy a DTV converter (Digital TV Converter) to receive signals from your analog antenna and to convert that signal back to analog, so that you can continue to use your analog television.

Understanding the three facets of the new digital technology 1. Lines Of Resolution: The newer digital technology is all about Lines Of Resolution. With more lines of resolution, the viewer will receive more image information, therefore bringing the viewer much more picture clarity and detail.

When the Japanese rolled out HDTV on the Japanese mainland, the lines of resolution numbered 1080. To put this into perspective, the standard analog TV signal exhibits 330 lines of resolution.

This makes it more than clear that the original analog HDTV format really was a real issue for television broadcasters in North America. To produce a resolution of 1080 lines on a system designed for 330 lines would have literally required three times the bandwidth of the current analog system.

Here are the standard television resolutions: * Analog Television - 330 Lines of Resolution * VCR's - 240 Lines of Resolution * DVD's - 480 Lines of Resolution * EDTV - 720 Lines of Resolution * HDTV - 1080 Lines of Resolution There is a caveat to this chart though.

The minimum requirement is that broadcasters must produce a minimum of 720 Lines of Resolution. As a result, some broadcasters like ABC chose the 720resolution, and yet they can still legally call their programming standard, HDTV. Other broadcasters like PBS opted for the higher 1080 format. Good for them.

In 1998, when the first HDTV's became available to the buying public, the Headline News newscasters were joking that with the rollout of HDTV, we the audience would be able to see every blackhead and blemish on their faces. Of course, they were probably correct in that

assumption. The detail of the HDTV-signal is absolutely amazing.

2. Aspect Ratio: Another factor connected to the new HDTV-format is the Aspect Ratio.

In a standard analog television, the Aspect Ratio is a 4-by-3, which nearly looks square. The 4-by-3 ratio means that it can be measured 4-parts wide to 3-parts high.

With the new HDTV format, the Aspect Ratio has been changed to the same format seen in the movie theatre - a 16-by-9 Aspect Ratio, or 16-parts wide to 9-parts high.

3. Sound Quality: The third factor connected to the new HDTV-format is Sound Quality. In fact, most HDTV programming will carry with it Dolby Digital 5.1 surround sound, as frequently heard on DVD's. So long as you have a surround sound unit attached to your television set, the surround sound will enable to the television viewer to be immersed in the sound, so much so as it often feels as if you are in the middle of the action happening on your television set.

In conclusion...

While it is true that you do not need to upgrade your television from the analog

format to the new digital format, you might seriously consider doing so anyway.

Now that we are quickly approaching the end of the analog-television era, the cost of HDTV television sets has fallen considerably. Whereas five years ago, the average HDTV cost in the range of $3-4,000, the cost of most HDTV's has fallen to under $1,200 today.

Although it will be possible to convert the digital television signal to analog, you will lose the extra picture detail on the conversion. So, if you stick with your analog television, you will be restricting yourself to the quality of picture you are currently receiving, even after the change in television broadcasting formats is complete.

Although color-technology was first introduced to audiences with the release of The Wizard Of Oz in 1939, color television did not become mainstream until the late-1960's. And although the technology of color was mainstream, black-and-white televisions were still being manufactured and sold well into the 1980's.

Fortunately, this transition will be a bit quicker than the conversion from blackand-white to color. Under the rules for the transition to digital television, television manufacturers were required to include a digital tuner in all television sets manufactured after March 1, 2006.

This conversion is much like the transition from AM to FM as the standard listening medium in the radio industry.

Radio listeners could not listen to FM stations until which time they had upgraded their radio from AM to the AM/ FM format. The same thing will happen here as well. If you want to receive the beautiful, high-quality HDTV images, you will need to upgrade to a television set capable of displaying the HDTV images.

If you have any lingering doubts about the better HDTV standard, all you need to do is to visit your local television store and see for yourself just how awesome of a picture HDTV actually produces. Just as Dolby Digital Surround Sound enables the listener to feel as if they are in the middle of the action on the television, HDTV permits the viewer to feel as if they are standing in the same room as the actors, on the sidelines at the football game, or on the same beach as the models - it really is that good of a picture.

Lifestyle 25

Back to school shopping Although it doesn’t seem like five minutes since the kids were finishing school for the summer break, it is now time to start thinking about that return to school. Do they have the books, pencils, pens and general stationary they need? Is last years calculator still cool or will they need a new one? Is that backpack still okay or will you need to buy a new one? These are questions that parents all over Canada are asking.

Of course if you ask the kids themselves they will probably want everything new, after all, last years backpack is so - well - last year! How can they possibly turn up at school with the same one? Unfortunately most parents find that their bank balances tell another story. So how do you get the best bang for buck when it comes to back to school?

Make a list early on with your child or get a supplies list from their teacher so you know exactly what is needed and cross the items off as they are purchased.

Check the requirements against last years supplies, can anything be salvaged? Even if something will only be good for part of the year, it means you have less to buy now and can help spread the costs a little.

Make sure you start to shop early, there is nothing worse than last minute shopping the week before they return to school. Not only will you be stressed, but many of the items you want may be sold out. Most of the shops selling back to school items have sales on throughout the summer months so make sure you use the sales to your advantage. You can save money by buying some items in bulk.

Although your child might only need one spiral notebook, no doubt many more will be required throughout the year, or even into the following school year, so by

buying in bulk you will save money in the long term.

Will last years backpack survive another year, or even part of the year? If you can get a few more months out of it this will spread some of your costs. Likewise if you send your child to school with a packed lunch, are the boxes, bags etc still useable?

When buying these types of items it is easy to be swayed by your child wanting the latest Hannah Montana or Batman Gloria York Tel: 613 634 0199 backpack or www.sendoutcards.com/45008 Send a card on me it's FREE lunch box.

However, if you can get away with buying more general wear, gym, sports etc. Again wait generic items this will save money in the for sales and buy one get one half price future when that particular idol is no longer offers, particularly if you have more than the “in thing”. one child.

When buying school clothes, It is also a good idea to shop without purchase them throughout the year, so the kids as they will tend to see other that you do not have a sudden need to things they ”need” and you may feel under completely replenish their wardrobe all at pressure to buy. once. As long as your child has seasonally Remember you do not have to appropriate clothing to start the school replace everything for the first day back. year with, other items can be added later.

By buying only the items that are Perhaps treat them to a first day back absolutely essential to start with you can outfit instead. Some clothing items need spread the cost of the non essential items changing more often such as footwear, so and purchase them when you have more make sure they have good fitting shoes for money available.

26 Moving to Canada

Immigration changes - latest We promised to keep Muchmor Canada readers informed about the changes that Citizenship and Immigration Canada (CIC) have planned for immigrants, so here is the latest update.

The changes to the bill mean that CIC can now choose the type of immigrants they allow into Canada as permanent residents. As part of changes to the Immigration and Refugee Protection Act they have agreed to consult with all provinces and territories to come up with a list of required skills.

Under the old system all applicants were processed in order that their application was received. Unless the applicant failed to meet certain criteria they were guaranteed residency. Under the new system, CIC will have the power to select applicants who meet skill shortages and put others on the backburner. Some may even be refused completely if their skills are not required.

Although these changes were requested by CIC many months ago and they had the chance to prepare and consult with provinces and territories well before the bill was passed this did not happen. Instead, only now are CIC preparing the consultations.

During July meetings have been taking place with regional representatives to ascertain the immediate labour needs in each area. Unfortunately these meetings are closed to the public and the media.

Citizenship and Immigration Canada spokeswoman Karen Shadd-Evelyn said the sessions are closed to the media and general public "in order to avoid creating expectations or misleading impressions about what the ministerial instructions might be before they are issued." She said the intent is to allow for "focused discussions with experts and stakeholders from industries."

Shadd-Evelyn assured applicants Prince Edward Island that all categories not affected by the new July 15: Vancouver, British Columbia legislation will continue to be processed in July 16: Edmonton, Alberta the usual way. This includes all July 17-18: Winnipeg, Manitoba (and applications received before February 27th Saskatchewan) 2008 and those received after this date July 21-22: Toronto, Ontario coming through the Provincial Nominee July 10: Nunavut Programs, family and refugee categories, Quebec skilled workers, and the Federal The dates for Northwest Territories and Skilled Worker category if the applicant Yukon were not disclosed. Quebec will already has arranged employment. only have informal consultations as under Any applications received under the the Canada-Quebec Accord the province federal skilled worker category after exercises its own jurisdiction over th February 27 2008 will be considered for immigration. processing once the new instructions The themes of these discussions will have been agreed. be the role of the immigration program in Critics are worried that one round of assessing labour market needs, the short consultations will be inadequate as and long term occupations required along Canada’s labour needs change on a with their skill levels and accreditation regular basis and six months down the requirements. They will also discuss the line a different set of requirements may be prioritization of applications received after needed.

February 27th 2008.

Some officials has voiced concerns A roundtable meeting will be held on about their own Provincial Nominee August 15th to discuss the findings of Programs (PNP). They are concerned that these consultations. changes at federal level may impact on PNP’s and want assurances from CIC that federal policies will not overshadow their own. They want provincial recruitment to take priority over federal policy.

During July Settlement.Org provides the following you with information and consultations took answers to settle in Ontario. place: July 7: St. John’s, Visit www.settlement.org for information about Newfoundland Finding a Job, ESL Classes, Housing, Health and much more... and Labrador July 9: Halifax, Nova Scotia July 10: Fredericton, New Brunswick Citizenship and Citoyenneté et Funded by: Immigration Canada Immigration Canada July 11: Managed by: Ontario Council of Agencies Serving Immigrants (OCASI) Charlottetown,

Are you new to Ontario?

Do you need help?

Are you helping newcomers to settle?

final changes June 2, 2005

Moving to Canada 27

@EM@K< PFLI 8LEK@< KF G8:B ?<I JK<K?FJ:FG<%

N\Ëm\ jki\Xdc`e\[ k_\ `dd`^iXk`fe gifZ\jj kf _\cg 8cY\ikX d\\k `kj cXYfli [\dXe[j `e X mXi`\kp f] `e[ljki`\j% K_`j `j ^i\Xk e\nj ]fi pfl Xe[ pfli i\cXk`m\j Y\kn\\e k_\ X^\j f] )( Xe[ +,# n`k_ gfjk$j\Zfe[Xip \[lZXk`fe Xe[ gifÔZ`\eZp `e <e^c`j_ fi =i\eZ_% K_\ 8cY\ikX @dd`^iXek Efd`e\\ Gif^iXd `j k_\ hl`Zb\jk nXp ]fi pfl kf jgfejfi X i\cXk`m\ Xe[ ]fi k_\d kf Y\Zfd\ X g\idXe\ek i\j`[\ek f] 8cY\ikX% K_\p _Xm\ k_\ fggfikle`kp kf Yl`c[ X ZXi\\i Xe[ c`]\ `e k_`j ^i\Xk gifm`eZ\ Xe[ pfl ^\k kf Y\ Zcfj\ kf k_\ g\fgc\ pfl cfm\% =fi X Zfdgc\k\ c`jk f] Zi`k\i`X# m`j`k nnn%XcY\ikXZXeX[X%Zfd&X`eg

28 Moving to Canada

A remedy for the hotel room cramps – traveling with 4 kids

by Andrea Lamond Does the thought of staying in a cramped hotel room with your entire family (husband and 4 kids) make you think twice about traveling? A friend of mine is looking to go to Vancouver for a few days to visit her working husband.

He is currently living with three guys in a one bedroom apartment to cut costs while away from his family. The guys all live in small rural towns and are just in Vancouver to make some money to send home. Six to eight months of hard work can keep their families going for awhile but the kids need to see their dad occasionally too.

“There’s just no room to relax with everyone in one hotel room,” my friend said. “Sleeping in the same room, let alone the same bed with the kids makes the odds of getting a good night's sleep a million to one. Not to mention the fact that you constantly have to quiet the kids so they don’t disturb the neighbouring rooms, stop them from shouting while they’re running up and down the hallways, and having to go out or get take out for every meal. Vacations cost a small fortune these days!”

Being in the travel industry I have to agree. It’s difficult enough to find a hotel room that can sleep six so my friend would most likely have to find two rooms side by side, thereby doubling the price.

With an average nights stay running $189 per night for an economy twin room, that’s $378 for her family per night.

Finding adjoining rooms is not always possible either which can create even more challenges.

Most hotels in the larger cites also don’t come with kitchenettes, so going out to eat or ordering takeout would be required. Breakfast, lunch and dinner

add up fast for a family of six even if you do buy some snacks at the local grocery store. If you’re staying in a big city downtown, sometimes just finding a grocery store can be a difficult task.

That’s when I suggested taking at look at vacation rentals instead. You can rent an entire house for practically the same or less that those hotel rooms. On OwnerDirect.com for example, an 1,100 square foot 2 bedroom plus den house in Coquitlam, only 15 minutes from Vancouver’s downtown is going for $210 per night and can sleep 6. It has a full kitchen, living room, laundry, large deck and a yard for the kids to play in too. A much more comfortable solution to staying in cramped hotel rooms.

If they wanted to be right downtown Vancouver, a 2 bedroom apartment that

can sleep up to 6 goes a grand total of $864.28 for a 3 nights stay ($285/ night plus tax). It’s got a full kitchen, living room, two bathrooms, and the apartment complex offers a swimming pool, whirlpool and fitness room. Hotel rooms at $300 per night would end up costing $1200 plus tax and most likely wouldn’t have a kitchen or living room.

For larger groups or families, vacation rentals offer so much more than small hotel rooms can. There is also the possibility that owners will offer discounts for children under a certain age. Thanks to the Internet, the travel industry is competitive which means better value and lower prices can be found if you know where to look.

Donna McNeil Exit Realty Metro 2055-1658 Bedford Highway, Bedford Nova Soctia, B4A 2X9.

Cell: 902-222-4937 Fax: 902-835-4539 email: donnamcneil@exitmetro.ca email: donna@relocationnovascotia.com Web: www.donnamcneilatexit.ca

Moving Scotia ? I have successfully Be one to of Nova the many families Lots of Questions? helped relocate to the Halifax, Nova Scotia area.

For Information meet me at Emigrate 2008 I can assist your first fact finding trip to the March 1 & 2from - 2008 Stand 118purchase of your new home.

Sandown Racecourse Esher, Surrey

Moving to Canada 29

Claiming points for Canadian relative may not succeed

By Guidy Mamann Q: We have a pending immigrant application to Canada and we wanted to obtain points for having a relative in Canada.

To prove that my husband’s aunt is residing in Canada, the visa post has asked us for the following: Pay slips issued to your relative by a Canadian employer in Canada, Canadian income tax documents (recent notice of assessment) credit card and bank statements from the past six months showing transactions that occurred in Canada. Utility bills and property ownership documents will not be accepted as conclusive evidence of your relatives living in Canada.

My aunt-in-law and her family just recently landed in Canada and do not have tax assessments or pay slips.

Her husband has a credit card statement for the past 2 months. Although she is a cardholder on the account her name doesn’t appear on the statement.

She has a bank statement but no transactions on it. Can we still get points for them?

A: You may be in a delicate situation, but not for the reasons that you think.

First, the basics. A person who is applying for permanent residence to Canada under our skilled worker category needs to score at least 67 points in addition to meeting all of the other requirements of our immigration laws.

Although you cannot be sponsored by your husband’s aunt, you are entitled to an award of 5 points simply for being related to her provided that she is living in Canada. She will not be in any way

responsible for you financially, or otherwise, after you arrive in Canada.

To claim these points you must simply prove that she is a Canadian citizen or permanent resident, that you or your husband are related to her, and that she resides in Canada.

The burden of proving these facts rests squarely on your shoulders. Our laws do not specify what documents must be shown to prove these facts. Accordingly, you can use any documents that are available to you in the circumstances of the case. The officer must act reasonably when considering them and cannot reject your application simply because you can’t comply with his/her request. A copy of your aunt’s PR card will show her landing date and so the officer can’t expect you to provide proof of residence before this. I would suggest that you do include documents such as a deed, lease agreement, utility bills etc. to prove her residence even though these documents, in and of themselves, are not considered conclusive proof of residence. I would also include a sworn declaration of your aunt and her husband and perhaps of a neighbour, clergyman, landlord, or other responsible person who can attest in writing to the fact that she is living here.

Hopefully, the officer acting reasonably will consider these to be sufficient in the circumstances.

However, there may be a more serious problem.

You can only claim points for those facts which existed at the time that your application was filed and which continue to exist at the time that your visa is issued. If your aunt was not a permanent resident or was not living in Canada on the date you filed your application you will not be entitled to any relative points.

Similarly, if she leaves Canada before your application is decided, you will not be entitled to these points.

Since your aunt only recently arrived, I am worried that if you applied before she arrived here you may not be able to claim the five points that you might need to achieve a passing score.

Guidy Mamann practices law in Toronto at Mamann & Associates and is certified by the Law Society of Upper Canada as an immigration specialist.

Reach him confidentially at 416-862-0000 or at info@migrationlaw.com.

30 Moving to Canada

Renting a property in Canada

By Helen Parnell - Alberta property relocation specialist Most people who move over to Canada initially would like to rent a property. Often the reasons for this are that some want to be able to look around to see where to buy and some want to make sure the move is right before committing to a major expense.

Others have been unable to sell their home in the UK and so do not have the funds yet available to buy.

If you have nowhere to go when you arrive I would recommend that you consider furnished accommodation as itâ&#x20AC;&#x2122;s often cheaper than a hotel and is somewhere to go to from the airport.

Furnished short-term accommodation is available but at a price! If you allow for

the cost in your planning then it can be the better move. They are cheaper than hotels and if it is just for one month it would give you somewhere to sleep that first month and be able to look around for a more suitable rental to meet your needs. If you have children then you can look for suitable schools and rent in those areas.

You can also buy and move into a house within a month. Why rent for 6 months or a year and wait to buy a house when you can be in it straight away!

If you are going to rent long term then most accommodation that is rented on a longer-term basis is unfurnished.

The landlord usually demands a one-year lease initially and then thereafter the arrangement usually defaults to a monthto-month rental. Of course everything is negotiable, asking for a short-term 3month rental in September is hard as that takes you through to December when the landlord would find it hard to rent out again. Asking in December to move out in March is much more feasible.

Different parts of Canada have different demands. In Calgary if you want to rent a nice house in a nice area, then you have to act quickly, if something becomes available. Not only check the websites, but local papers and phone local Property Management companies to be put on their waiting list.

Most landlords will ask for a reference check. If you are coming from the UK, and have not rented before, just get a letter of reference. It could be from a neighbour who can vouch for you. Some professional property management companies will insist on a credit check. As you will not have a credit rating, I would recommend that you get one from the UK and photo copy it for them. (Getting a credit check report is good to have, before you leave the UK as it can help with banking, getting a credit card or loan). Most professional property managers will accept this. Some, including myself, just want confirmation that you are working in Canada.

Moving to Canada 31 All rents are negotiable. Just don’t expect a reduction as a right. It all depends on how desperate they are to rent, the current market situation and how long has it been available to rent etc. I would suggest that you ask for a lower rent and see if they accept it. You have nothing to lose. If they say no and you want to rent it, then you have to pay that amount.

Landlords usually ask tenants for a security deposit, sometimes called a damage deposit. It cannot be more than the equivalent of one month’s rent at the time the tenancy starts. The security deposit cannot be increased as rent increases. Landlords must deposit all security deposits in an interest-bearing trust account in a bank and must pay interest to the tenant at the end of each tenancy year unless both parties agree otherwise. If the landlord and the tenant agree in writing, interest may be compounded annually and paid to the tenant at the end of the tenancy.

Make sure you know what the rent covers. If you are in an apartment then the rent may cover utilities. If the rent is short term then it should also cover the cost of utilities. If you are renting for a month then it is hard to change over utilities for such a short time. Property tax is the responsibility of the owner and you do not need to pay it.

When moving in you will have to pay the damage deposit (if not already paid) and the first months rent. You pay on the 1st of each month for that month. You have a legal obligation to pay the rent and can be evicted if you are constantly late.

(Even if you always pay it eventually).

When you move into the property, you and the landlord will do a "walk through," during which you will inspect the property, observe the condition that it is in, note any flaws in writing, and both sign copies of the written document.

If you want to have the necessary leverage to ensure that your damage deposit is returned to you when you vacate the property, it is important for you to keep a copy of the inspection worksheet that you and the landlord signed.

Landlords cannot make any deduction for damages or cleaning costs from the security deposit when the tenant

MOVING 2 ALBERTA

Contact Helen Parnell a property relocation specialist who has helped many expats settle here after making the move herself.

Free assistance on • Accommodation • Real Estate • Insurance • Mortgages • Airport meet and greet • Serving Calgary and South Alberta

Tel: 001 403 932 5670 Email: Helenparnell@shaw.ca www.moving2alberta.com

moves out if the inspection report requirements have not been met.

Many landlords do not permit pets, especially large ones. I would recommend that you phone the landlord personally and ask them if they would accept your pet for an additional rent. I know one family who agreed for the landlord to keep $500 from the damage deposit to have the house professionally cleaned after they leave. I write into the contract that the carpets have to be professionally cleaned if pets have been allowed.

Just a word of advice. If you are planning to move to a small town then the rental market may be tight. I currently live in Cochrane and only recently have we had a choice of nice houses to rent. This is due to owners not being able to sell their house and so are renting them out.

Short term furnished rentals get taken very quickly. If you are offered a shortterm rental whilst still in the UK and don’t wish to commit to it then you may find it rented to someone else almost immediately. In recent years I have offered nice properties to rent to Britain’s prior to them moving over. They have refused them because they wanted to see them first. Then when they have arrived there has been nothing to rent and they have ended up staying in a hotel for longer than planned whilst they tried to find a suitable rental. This extra cost can

become quite substantial, as hotel accommodation is not cheap and often unsuitable for newly arrived families.

Rentals normally run from the 1st of the month. If you are arriving on the 15th then most of those available from the 1st of the following month may have already been taken. Today is July 23rd and I have already arranged rentals for September 1st. If you do secure a place whilst in the UK and you are arriving in the middle of the month, then you may be asked to pay for the whole month.

All laws concerning landlords and tenants are covered under Provincial law.

This article is Alberta based and most provinces have similar laws.

Helen Parnell is real estate expert for Calgary and Southern Alberta. She can help with all your real estate needs. See her list of services at www.helensellshomes.ca Helen is also a relocation specialist, so if you are moving to Calgary or Southern Alberta from another area of Canada or from overseas Helen can help with everything from meeting you at the airport and finding a property to arranging your mortgage. See her relocation services at www.moving2alberta.com

32 Moving to Canada

Project to help new Brits ... WE NEED YOU

By June Spindloe - Relocation Nova Scotia Maybe you have recently arrived in Halifax and you don't yet have a work permit so your partner is working and you are not. This may seem attractive for the first few weeks but as time goes on its hard to stay motivated. when you donâ&#x20AC;&#x2122;t even know where to begin making new friends. Volunteering and networking is so easy to do here in Halifax. This month I'm going to talk about our latest venture.

One of the best ways to make new friends and become involved in your local community is to join a group or Association. That is of course if you can find out which ones are actively seeking members and whether you would be able to support the aims and goals of whatever group you choose to join.

Mark and I have been involved in helping new families settle in Halifax for many years and are always encouraging people to become involved in something worthwhile but we have never joined any particular Association. But, after a recent article was published in our local newspaper about us and the growing number of Brits arriving in Halifax we received a telephone call from the president of The Royal St George's Society, here in Halifax. Imagine my surprise when I had to tell him that I had never heard of The St George's Society which was founded to honour the patron saint of England and promote good fellowship!! Were these people for real...as it turns out they were and they needed our help.

We were invited to meet with Basil Grogono who was retiring as President of the society and his wife Sonia. They explained to us that they were worried that the society was declining in membership numbers and that as most of

Mark new Vice President and New President of St George's Brian Penney with Donna McNeil showing off her new hat the members were well over the age of sixty five that the Society was in danger of dying out. They wanted us to help rejuvenate the society by joining forces with them and getting some younger members with families involved and creating some new events. Apparently most of the membership was generated by word of mouth, that could explain why we had never heard of it. The other major issue for Basil was having a website that was functional and could be accessed by anyone.

We were only too pleased to become active members and set about recruiting as many of our newly landed families as possible with a view to injecting some new life into the society which was founded in 1786. Its goals then were to "assist Englishmen in distress and to promote good fellowship with each other".

We and four of our new families were special guests at the Annual Dinner on St George's Day on April 23rd. Mark and I were introduced to The Lieutenant Govenor of Nova Scotia Hon Mayann E. Frances, she is a patron of the society.

There were some mixed feelings about

celebrating being English when lets face it we wanted to get away from the very fabric of a society that seems to be slowly going down the tubes, but surprisingly the aims of the society was really geared to celebrating being English in Nova Scotia.

This is something that was close to our hearts as we love the Maritime culture and we have embraced the respect for each other and the courtesy that we find people extend to each other here. There were many of the older members at this event and we were the youngest!

Basil was due to retire and we were asked to go along to the Annual General Meeting to make a presentation about our business Relocation Nova Scotia and what its aims and ideas were. One thing that became immediately apparent to me was how many of the members could still relate to my presentation when I explained that we had initiated a networking group for new arrivals as itâ&#x20AC;&#x2122;s hard to make new friends and also hard to leave family and friends behind. During the meeting Mark was nominated as Vice President along with a new President Brian Penney. .

Moving to Canada 33

Donna with Anthony Kawalski and Ange & Jeff Phillips - see page 39

Some of the Older Generation enjoying a glass of wine

Yes Realtors here actually socialize with their customers

Vice President Mark with President of St Georges Brian Penney

There are St George's Societies all over Canada and each one has a different approach but with the same aims and goals.

Meet us - June & Mark Spindloe online at the Canadian Government’s portal: We feel very www.bfic.net Or email us: info@relocationnovascotia.com honored to be given this Besides help with purchasing property we can save opportunity to you hours of research, time and money. make a difference. We These are just some of the benefits Relocation Nova Scotia clients enjoy!

• Tailor Made accommodation solutions for your Fact Finding Trips and hope that over a on landing, choice of B&B or one of our short term rentals. period of time we • We will provide meet and greet at Airport when landing with a large enough vehicle for your family and luggage. can inject some • Meet with professional Immigration Consultant based here in Halifax new life into this on your fact finding trip and receive free consultation.

• Foreign exchange specialist will make moving your money overseas wonderful Society. easy. Fast Track services to obtain day-to-day banking, mortgages, To date we have credit cards and financial services from one of Canada’s leading Banks, with a one to one service from your own personal banker. attended a • Competitive rates for Car Rental, Car Insurance and purchasing a Garden Party and vehicle.

• Canadian Mobile phones, SIM cards delivered to you before you we are organizing land and pay using a UK credit card. our very first • Unique women’s network providing friendship and advice. family event to raise money for Please visit www.relocationnovascotia.com and register. the new website.

Call June or Mark on 001 902 446 0766 and we’ll call you back.

We are always on the lookout for new members active or non active - we need you to join forces We have always tried to promote with us and put something back into the everyones obvious and hidden talents community here in Halifax Nova Scotia. If within our own circle of influence. This has you are planning on relocating here or are resulted in referrals for work and reading this and are here already please character references for resumes. Never drop us a line and get involved. Here’s a turn down an opportunity to talk about special mention for some of our newest yourself and don't be surprised at who recruits. We have Ange and Jeff Phillips might be standing next to you at a BBQ or who arrived in May organizing the garden party. It’s just not like the UK newsletter as they have hidden talents on where we used to feel that there were the computer and Ange is an ardent scrap some social events that we wouldn't feel booker! John and Pat Day who arrived a comfortable with. Mark is enjoying his new year or so ago will be helping at the BBQ. found fame and has been busy planning a Nicky who is a talented novelty cake British Beer Night at our local - not sure if baker will make a St George's Cake and all the original St George's Members will Rob Place who is a web designer will attend but I know a few new members soon have our new St George's web site that will! up and running. Let’s not forget that you To contact us about settling in Nova don’t have to be from the UK to join. Our Scotia or becoming a member of The own good friends Donna and Mike McNeil Royal St George's Society please who are Canadians can be seen mingling email Mark or June by going to our with the best of the Brits at the garden website at www.relocationnovascotia.com party.

34 Moving to Canada

Obtaining police certificates Anyone wishing to immigrate to Canada is required to provide police certificates. The point at which you need to provide this will depend upon your application type and will be clarified in the appropriate immigration guide.

A police certificate is a record of your criminal history. Obviously if you have no criminal record then the certificate will show this. Different countries and jurisdictions may refer to them by different names such as good conduct certificates, clearance certificates, judicial records etc. All countries keep records of criminal activity and Citizenship and Immigration Canada (CIC) requires this information to prevent people who pose a risk to Canadian security from entering the country.

Anyone looking to enter Canada as a permanent resident who is over 18 years of age (16 years in some cases) is required to provide a police certificate from every country they have resided in for six consecutive months or more. The certificate must be an original and be no more than three months old. It must also be in either English or French and if the original is in another language it must be translated by an accredited translator. The translation along with the original must be submitted.

The list below gives details of where to obtain police certificates for some of the top immigration source countries - in no particular order.

United States of America: You will need to get a cover letter and fingerprint card from the FBI. Fingerprints can be taken at local police departments or private fingerprinting services upon proof of identification. You then mail the completed cover letter and prints to the FBI along with a fee of $18US. Allow 16-18 weeks for processing. Details at www.fbi.gov/hq/cjisd/fprequest.htm.

People’s Republic of China: Applicants should obtain police certificates from the local Public Security Bureau, which should be then notarized by the PRC Notary Public office.

United Kingdom: (England, Channel Islands, Isle of Man, Scotland, Wales and Northern Ireland). A new police certificate is now available replacing the old Subject Access report. To apply, download the application form and supporting information at: www.acpo.police.uk/ certificates.asp The cost is £35 and you should allow 10 days for processing. Premium threeday processing is available for £70.

Until the end of this year, either the Subject Access or the Police Certificate will be accepted when you apply for a visa, but any certificate issued after December 31, 2008, must be in the new format.

India: Applicants should contact the local Senior Superintendent of Police/ Commissioner of Police. Police clearance certificates from the regional passport office (RPO) are also acceptable.

Philippines: Applicants should apply in person and pay applicable fees at the local National Bureau of Investigation (NBI). Fingerprints and photographs will be taken at the time of application. The certificate must have a thumbprint and include a dry seal. Details at www.nbi.gov.ph/ France: Applicants need to obtain a Bulletin No 3. from the Casier Judiciaire National. Further information and online

applications can be found at www.cjn.justice.gouv.fr Pakistan: Applicants should apply for a Character Clearance Certificate or a Police Clearance Certificate at the local district office of the Senior Superintendent of Police (SSP) of the Police Security Branch.

Iran: All applicants aged 16 years or over require a police certificate.

Applicants can apply to one of seven Penal Records Office in Tehran. Full details can be fount at www.cic.gc.ca/ english/information/security/police-cert/ mid-east/iran.asp Republic of South Korea: Applicants should request a Criminal History Information Record (CHIR)/Bumjoi Gyung-ryuck Jaryo Hoibo-seo from the nearest police station.

Columbia: Applicants should apply for a Certificado Judicial y de Policía in person at the Departamento Administrativo de Seguridad, provide two 3x3 cm photographs and their national identification card/cedula de ciudadanía, and pay the applicable fees.

Sri Lanka: Applicants should apply in person to the main Police Headquarters in Colombo - 01. On the application form, in the section concerning the coverage of the period of the police clearance, applicants should request “other” and specify “since the age of 18.” See full details here: www.police.lk/divisions/ clearence_ready.asp Romania: Romanian nationals can obtain a Certificat de Cazier Judiciar by applying in person to the police station where they are registered. Applicants will be required to present their identity card and provide a fiscal stamp for the processing fee (available at any post office).

Other countries: If you require a police certificate from another country you can find information, forms and other details by selecting your preferred country at this link www.cic.gc.ca/english/ information/security/police-cert/index.asp

Moving to Canada 35

When in Canada There are certain phrases and words that you need to know when making a new life in Canada. Some may be familiar, but others are strictly Canadian, so here goes….

Eh - you cannot call yourself Canadian if you don’t have this word in your vocabulary. It can have several meanings such as an affirmed response, continued interest, agreement e.g. it’s a lovely day eh!

Toque - A knitted hat, close fitting often with tassels or pompoms (bobble hat).

Bunny Hug - Hooded jacket, referred to as a kangaroo jacket if it has a front pouch.

Poutine - A serving of french fries topped with cheese curds and gravy.

Butter tart - A tart filled with butter, brown sugar, eggs and raisins.

Loonie - One dollar coin.

Toonie - Two dollar coin.

Soother - A plastic item given to a baby to suck such as a ring or teat. Also called a pacifier.

Winter road - Road only passable during winter, often made of compacted ice and snow.

Pot light - Small light recessed into ceiling.

Wrench - Tool for tightening bolts (known as a spanner in the UK).

Trunk - Rear compartment of a vehicle used for storage.

Pogo - Hotdog covered in batter then deep fried and served on a stick.

Bumwad - Toilet paper.

Inukshuk - A human figure made of stones used as a marker or guide for travellers.

Century house - House of around 100 years of age Hydro - Electricity.

Chip wagon - roadside eatery serving french fries and other snacks and drinks.

ATV - All terrain vehicle known as a quad bike in the UK, Australia and New Zealand.

Collector - A transfer lane of a highway, separate from main highway used to enter and exit without interrupting traffic flow.

Gas - Gasoline, known as petrol in the UK. Muffler - Part of exhaust system on vehicles used to reduce noise. Also known as a silencer.

Cookie - Known as a biscuit outside North America.

Biscuit - Similar to a scone often served at breakfast.

Resume - Similar to a UK Curriculum Vitae (CV) but with some differences.

Icewine - Sweet wine made from grapes that are frozen when picked and still frozen when pressed.

Double-double - Coffee served with double servings of cream and sugar.

Regular - Coffee served with one serving of cream and sugar.

Anglo Pacific made it easy When we moved to Canada Anglo Pacific took care of everything

Over 500,000 satisfied customers have already trusted their possessions to Anglo Pacific, Britain’s leading international movers. We deliver our promises, so whatever you need to move, wherever in the world, we’ll deliver your goods safely, securely and on time. So call us now for a free home survey and quotation, and get the facts from our friendly experts.

FREEPHONE 0800 234 6188 www.anglopacific.co.uk. London, Manchester, Glasgow, Nationwide

36 Moving to Canada

A dream rebuilt We first introduced you to Sue and Barry in our February 2008 issue. In this story (Shattered Dreams) we heard how the couple had enlisted the services of an immigration company who promised to find Barry a job in Canada so they could get work permits and eventually make a new life here. Instead the family found that not only were there no jobs on offer but that they may not get permanent residency due to their daughter suffering from asperger syndrome, a form of autism. The family had paid the immigration company a considerable amount of money and had seen their plans to move to Canada shattered. This month we continue their saga which as you will see takes a drastic and very unexpected turn.

Sue takes up the story After our story featured in Muchmor in February we finally had contact from the immigration company we were using.

They agreed that they had not done a reasonable job of trying to find work for Barry and agreed to refund our money.

This was a huge relief as we had thought that we would not get this back and £3,600 ($7,200 CAD) is a lot of money to loose with no results. Of course this still meant that Barry had no job and that we were unlikely to get to Canada.

One morning in May one of our children (who shall remain nameless) decided to run the water in the downstairs bathroom. Normally this would not be a problem, however when you combine that with the flannel covering the overflow and the fact the said person then fell asleep it resulted in flooding. I awoke at 7 am to the sound of running water - our entire ground floor was ankle deep in water and as I was beginning to think that this just wasn’t our year the phone rang. I paddled across and answered: it was a company offering Barry a job. Yippee, you all shout, they are finally on their way to Canada, but no, this job was in Abu Dhabi in the United Arab Emirates.

The job was an amazing opportunity and came with great pay and lots of extras such as child care and accommodation etc. After careful consideration we decided he should take the job and the family would move out to Abu Dhabi . As for Canada, well that would have to go on the back-burner and what happens - happens.

From this…..

Things happened very quick after this and we decided that Barry would travel to Abu Dhabi first and start his job and I would tie up loose ends in the UK and follow with the kids later.

When it came time for Barry to leave it was very emotional. Although we are a military family and used to goodbyes, by now the kids were older and they really got upset to see their dad leave. it was so emotional I couldn't imagine, our teenager was in floods of tears and she wont cry in front of anyone. She decided at that point she didn't hate her dad after all and the younger two could barely breathe for sobbing. I hadn’t bargained on this part.

Even though I knew it was only going to be a few short weeks I could barely see for the tears myself. The drive home was miserable. The funny thing was, the children - bless them - acted like their father had died, they ran home got all the

family photos out and took about twenty each and posted them all over their rooms and were totally distraught all day.

The flood damage was supposed to have been repaired and sorted before Barry left, but as is usual with insurance companies this turned out not to be the case. A week after he left we had to pack up the house and move into temporary accommodation whilst the work was completed. The hotel we were put in was really awful and all sorts of undesirable things were going on. I complained and we were moved to another location but this was just as bad. We were then moved a third time to yet another really bad hotel and this time my parent stepped in and allowed us to move in with them.

This was a huge relief after hotel hopping on school days. We finally had peace and quite and some sort of normality.

Moving to Canada 37 The builders and insurers then got into a dispute which ended up in our furniture being sent back to the house before the work was complete. Also some of the stuff such as my daughters DJ decks were damaged and the insurers refused to give new for old, so she was devastated.

Anyway, back to Barry in Abu Dhabi.

He finally landed at the airport at 2 am and had to start work at 2 pm the same day. Talk about hitting the ground running! He was given his company car a brand new Lexus and sent us pictures by email. Unfortunately the Lexus was mangled four days later as it stood in a parking spot. Because he couldn’t use the car he decided to get a cab to his apartment. He phoned me to tell me what had happened and said he was a bit lost and would be home later and not to have the kids waiting up too long. Ok I thought I can finally use my Arabic, so I told him what to say to someone and ask how do I get to ......what’s the name of your apartment? “I dunno” was the response.......okay what road do you live in?.…”erm I dunno” ...... well the area .....?

“I dunno I just got up and went to work each day and drove home!” Well I said, that’s why we teach a five year old their address in case they get lost. All the Arabic in the world isn't going to help you here if you don’t even know where you live, how can I help you? Two hours later

and this…..

to this…..

he managed to get back to the city centre!

What is it with men and directions?

He was then given a replacement vehicle which was rear ended by a taxi driver two weeks later. He had to go to the police station and I couldn’t get hold of him and was getting really worried. I had heard horror stories of what can happen to foreigners in police stations but it turns out they were polite, courteous and helpful.

So the first month for Barry was very eventful, including getting the inevitable tummy upset. It is very odd being here, your life rolling on as normal and they are going through all this stuff that you should be sharing. The first two weeks were the

hardest and we spent all our time trying to just push towards the goal of getting out there asap, but we had to wait until Barry got his residents visa to come through then we would get automatic resident status.

It has been equally difficult this end with all the moving and upheaval it has upset our daughter immensely. Her aspergers means that she likes routine and hates change. Unfortunately the last few weeks have been anything but routine which has affected her behaviour. I have had to deal with this by myself which has been hard, but the end is in sight and I have so much to organize that somehow I have coped. I never knew that in just seven years we stored enough rubbish to fill 10 land fill sites. I’m almost on first name terms with they guy at the tip (recycling centre).

We were going to fly out in early July, but our daughter really doesn’t want to go and hates me for ruining her life and losing friends and boyfriends so it’s sad. I feel bad for her as she has finally found acceptance, so out of guilt I allowed her to stay for her final birthday in England.

By the time you read this her party will be over as it is planned for the 10th July. We will also have landed in Abu Dhabi as we have flights booked for 13th July.

It is really hard trying to fit people in to say goodbye. I have also been attending Arabic classes and have made some good friends there, so this is another wrench. Everything seems to be

34 Money 38 Moving to Canada

Line of credit or loan?

conspiring against us. My mother has been taken ill and requires major surgery and my sister in law is due to give birth to her second baby shortly after we leave.

When you decide you need a little So I feel very guilty that i won’t be around extra cash, and who doesn’t, the first for these significant events. place you will probably go is your financial The funny thing is it’s finally hit me institution for a loan. But is a loan the right that we are not going to Canada and I find thing to ask for? If you are a home owner, it quite distressing, though the odds were you will be borrowing against the equity in stacked against us from the very start, so your home, essentially a second we jumped at this chance. However, I feel mortgage. You should discuss with your like I had mentally moved to Canada and financial advisor the differences between being able to live and breathe it here loans and lines of credit. Depending on reading muchmor it really now feels like what you need the money for will the end of an era......however new determine which options will be best for beginnings are abound. Barry is currently you. in a beautiful apartment and we have reserved our four-bed villa with a pool. We Loans have just got the kids in a great international school with entry tests With abut loan you see agree to borrow a set pending, I can’t a major problem amount of money which you repay by fixed installments over a fixed period of time. For homeowners this is referred to as a Home Equity Loan (HEL). This is

great as it means you get the whole there (famous last amount up-front to words do withbut asyou younever please, know). but you are making payments on the I still have so many loose ends to tie whole amount, even if you don’t use it all up, it feels like I will never pull it off but in at once. By this we mean that if for the end it has to happen. There always example you borrow $20,000 but only use comes a point when you say okay enough $10,000 initially and keep the rest in the - the flights in 12 hours what’s not done bank for a rainy day, you are still paying isn’t getting done, so literally every minute interest and repayments on the whole is spent preparing. I have turned into a $20,000. shape shifter, spend hours simply moving Generally a HEL is more suitable for stuff from one place to another in order these one-off payments such as a car just to get things done. Can’t fill one box purchase or major home renovation. without empty the contents of another cupboard, so on and so-forth.

Line of Credit I’m exhausted and very irritable with all and sundry. I wont believe this is real Homecustoms Equity Line of Dhabi Credit and get until A I clear in Abu (HELOC) works in a different andI is in my husbands car and headway home. much more flexible.

You still have to agree have mentally moved out of this address to an amount you can borrow and the time and cannot wait to leave - I just want our period it is but youIt’s willtaking only pay family to beavailable, together again. its interest on the amount you borrow.

This is toll on everyone concerned. especially useful for someone who wants the security of knowing the money is

available but wants to be able to use it as haven’t sold our andWe when they need it. UK house yet.

We were going to rent out of butcredit we really If you agreed to aitline of cannot be bothered with the hassle, so $20,000 for a ten year period, you can dip have decided to sell and have left it in the into that money as and when you need it hands of our solicitor and estate agent. and only pay interest on the amount used.

Hopefully we will find a buyer soon.

Use $10,000 and pay interest on $10,000.

We have certainly come a long way If you pay back the $10,000 then you have since we first had dreams of moving to the $20,000 still available to you. This is Canada a few years ago. Unfortunately basically a revolving credit similar to a for now at least Canada is not to be, but credit card. you never know what will happen in the This type of credit is useful for future. After all, if you had told me six ongoing needs such as tuition payments, months ago that we would all be living in ongoing renovations,or perhaps a holiday the United Arab Emirates I would have each year. laughed, so you never know what lies around the corner - you just have to hope With either of these options you home it is something good! is at risk if you default on the payments.

So, by the time you all read this we Both can be set as fixed rate or flexible will (hopefully) be residents of Abu Dhabi rates of interest and interest on both types and the family will once again be reunited. of loan are usually tax deductible.

I will catch up with you all once we are Always consult with an advisor before settled to tell you about our new life there. taking on either type of loan to be sure you are opting for the one which suits your circumstances.

Location, location, location.

Fluctuating exchange rates could put your dream property out of reach To minimise the risk of paying more when moving or buying abroad, call us now and speak to one of our expert advisers or visit www.hifx.co.uk

0845 370 5133 (all calls charged at standard local rates)

Currency Specialists Morgan House Madeira Walk Windsor Berkshire SL4 1EP

Moving to Canada 39

Sold on Donna!

Congratulations , you’ve got your visa and have arrived in Canada!

Hi , my name is Donna McNeil. My partner, Mark Spindloe and I are Realtors® here in Halifax Nova Scotia.

As you begin the search for your new home you will notice some differences in purchasing a home here in Nova Scotia as compared to the UK. We would like to take a few minutes to explain these differences to make your house hunting experience as stress free as possible. After all this should be an exciting time!

As a typical Nova Scotian (Bluenoser) I am still surprised that many of our UK buyers comment on how business dealings here are much more congenial and personable than they are used to in England.

To begin with we will have built up a good rapport through meetings during your fact finding trips, SKYPE conversations and E-Mails and at this point I’m quite familiar with your ‘wish list’ , so once you have arrived, had a chance

Anthony Kawalski to their new home

to rest and settle in, Mark and I will have found some homes for you to see.

As a Realtor® I have access to every listing on MLS® (Multiple Listing Service) and can show you any of them. This means that you will be working with only one Realtor®, which is quite different from the UK. I will make arrangements to visit houses you wish to see and will escort you on a tour of the property as the owners are not present while there is a ‘viewing’ going on.

Jeff and Angie Phillips receiving the Although Realtors® are associated with a Brokerage, in keys to their new home in Bedford, our case Exit Reality Metro, we NS from Donna McNeil are self employed. Our commission is paid by the vendor are buying your home outright you will with half going to the Listing Agent and need to have preapproval for a mortgage half to the Buying Agent. The associated from a bank or mortgage broker. This will Brokerages then take a percentage. give you an idea of what you can afford Commissions are paid at the closing of and gives us a better idea of options the transaction. This is why there is no available to you. Preapproval will also charge for our services to you as the guarantee you a mortgage rate for 90 Buyer. days.

When working with you, we are There will always be compromises dedicated to protecting your interests and when it comes to choosing the right house are often amazed at how many Buyers for you and your family but rest assured are not aware of the booklet “Working that we are often working on your behalf With a Realtor®.” It is prepared by The well into the evening and also on Nova Scotia Association of weekends to get an offer on the table or to Realtors®(NSAR) and contains very take you to viewings, as we have heard, useful another difference between Real Estate and Jon Twinley receive the keys information Agents here and Britain! in Selma NS from Mark Spindloe. on buying It is my and Marks goal to make each Real Estate in and every one of our clients happy and Nova Scotia. contented in their new Nova Scotia home.

Before we Here’s what Anthony Kalwaski and Jon begin our Twinley had to say on the completion of home search their new home adventure… we will have “Having recently climbed the rapid you read and learning curve of the house buying understand process in Nova Scotia, I have fallen to the booklet earth with a gentle bump.The soft landing and clarify is into the house of my lifelong dream. All any points thanks to Donna and her eloquent Nova you may not Scotian approach to realting.” understand.

Visit Donna’s website at Unless you www.donnamcneilatexit.ca

40 Working Life

So, you want to be a Realtor eh?

The Canadian Real Estate Association (CREA) currently has in excess of 94,000 brokers, agents and salespeople working in the real estate industry throughout Canada. So, it is obviously a popular career for many people - but is it the career for you?

Everyone working as a Realtor速 must meet the provincial licensing requirements. Although the majority of people start their real estate career as a sales person employed by a brokerage, some start as office assistants, rental agents or in mortgage departments of real estate companies.

The process of becoming a sales person involves both experience and education, so you must be prepared to study, sit exams and learn from more experienced colleagues.

As a sales person you will normally be classed as self employed, so will be responsible for keeping records of your income and outgoings for tax purposes.

Most newly appointed sales people are required to work in association with an established broker for a number of years before being able to become a broker themselves - if that is what they eventually want to do.

So what does it take to become a sales person?

In order to be successful there are certain personal skills which you will need such as a basic understanding of math as well as a good understanding of the English or French language depending upon where you plan to work. A basic understanding of computers is also required.

You need to be organized and have self-discipline as well as be selfmotivated. You will require good negotiating skills and have good people

skills. You will also need good problem solving skills as well as be prepared to do lots of research. You will need to be a good communicator and a good listener and also be able to handle rejection.

You must be prepared to work long and odd hours. When people are buying or selling property they will have little consideration of your personal time. If they require a viewing in the late evening, you will be expected to drop everything to facilitate this. Likewise many people search for property at the weekends which means that you are working.

The first few years are the hardest as you set up your real estate business. Be prepared to work hard for little initial reward. You should have sufficient capital behind you to keep you afloat for at least six months, preferably longer. Industry studies show that 10% of newly qualified sales people leave the industry within the first year.

Fees In order to become a sales person you will need to be licensed. This involves attending courses and sitting exams. The courses and costs vary by province but you should allow on average $1,500 to

complete the course and sit exams and allow anything from six to eighteen months to complete them.

Once licensed you are required to work for a broker for a number of years in order to build up your experience. You will then have the option to become a broker yourself and set up on your own.

Whilst working for a brokerage you will have to pay brokerage fees. Again these can vary greatly between companies and some will have several options available to you. The fee will enable you to use the company name and office facilities. An example of a typical brokerage fee would be: Franchise fee: $120.00 per month Commission 50/50 split This would mean you have to pay a fee of $120 per month regardless of how much you earn. For this you would typically get office space, admin facilities, use of photocopier, fax, long distance calls, advertising opportunities, for sale boards etc.

If you list or sell a property the commission will be paid to the brokerage and the commission split 50/50 between yourself and the brokerage.

There are many variants of this package and you should look at several local brokerages in your area to see which

appropriate premium rates.

costs by replacing duties once tended to by lawyers with paralegals, growth of this profession is expected.

offers you the best package for your receive the remaining 2.5%. needs. Remember you will have to pay If you have a brokerage the brokerage fee regardless of whether package you will then have you are earning money or not. to split this again. An Once licensed you will need to example would be a become a member of several real estate property sells for $195,000 Subscribe to Muchmor Magazine and associations: It is a mandatory and results in an available not only will you5% becommission remindedofwhen requirement to become a member of the $9,750. new issue isThis published but you Canadian Real Estate every Association is split 50/50 between (CREA). You will alsowill need also to become a you andathe listingto agent be placed into draw win member of your provincial association i.e. giving you $4,875.

This a $50 TimCard™ the Ontario Real Estate Association as amount is then split with well as your local board i.e. The Toronto your brokerage according to Real Estate Board. You will also be your contractual required to have insurance. All these arrangement but can memberships cost money and usually typically be 50/50. So you incur a one-off membership fee followed will walk away from the sale by an annual fee. You can expect to pay with $2,437.50. read muchmor for the latest winner more for memberships of large If you both list the and to subscribe at metropolitan areas such as Halifax, property and introduce the Toronto and Vancouver. The first year will buyers you will keep the include both the membership and annual whole 5% commission fees. which would then be subject So, in the first year you will have to to your brokerage split. pay for all courses, exams, association Here is a quote from the membership fees, insurance and Nova Scotia Association of Realtors®. brokerage fees. Depending on where you “You want to earn $90,000 in gross are working and the type of brokerage commission income this year. If the agreement you have, you can expect to average commission earned per real pay out around $5,000 in fees in the first estate transaction is $3,000, you need to year. Remember also you may incur other be involved in 30 transactions (listings or expenses such as purchase of a sales). Industry statistics indicate that it computer, stationary, work clothes etc. takes approximately five leads to secure This is before you start to earn anything. one listing or sale, and 50 sales-related or You will also be required to sit prospecting activities to secure one lead. refresher courses and exams throughout This means it takes approximately 250 your real estate career which will incur activities to secure one listing or sale. additional fees.

Therefore, securing 30 listings or sales will require 7,500 activities over the course of the year or about 145 specific So what can I earn? sales and marketing activities each week.”

Working Life 41

CareerBuilder® is one of Canada’s top job sites allowing you to get the best and most up-to-date employment information available.

readmuchmor.com

There are no guarantees when it comes to earnings. Some sales people can earn hundreds of thousands of dollars, but the majority do not. Many factors can influence your income such as local market conditions, commission structure, types of property sold and your own personal input.

Typically the sale of a house earns a commission of around 5%. This commission is initially split between the listing and selling agent. This means that the agent who lists the property will receive 2.5% of the sale value and the agent who introduces the buyer will

Sign up completely free to receive job recommendations or add your resume to allow employers to search for you.

For details of real estate careers please visit the following website: Canadian Real Estate Association Nova Scotia Association of Realtors British Columbia Real Estate Association Ontario Real Estate Association Manitoba Real Estate Association Alberta Real Estate Association

Who can become a real estate agent?

Although requirements for the real estate industry differ across the country generally you need to be at least 18 years of age, be a Canadian Citizen or Permanent Resident. You will have to have a good record of financial responsibility and a good reputation. The associations will check your criminal and financial records.

Check the Real Estate Associations listed here for full career details.

New Brunswick Real Estate Association Prince Edward Island Real Estate Association Association of Saskatchewan Realtors® Quebec Real Estate Association Newfoundland and Labrador Association of Realtors®

42 Working Life

Women in business – different from men?

By Lia Bandola As a founder of a women’s networking organization I get asked this question all the time: “Why start a group just for women?”

Well, the answer is simple – women do business differently than men. They operate their businesses differently, they buy differently and they want support in a different way.

And of course they network differently.

Many studies have shown that women are all about relationships and emotions.

They do things based on how they feel about it and what their “gut” reaction is for the most part. Even if they are not fully conscious of this, that’s what they are doing.

Recent statistics have shown that women comprise over 86% of the buying power. Even if they are not doing the purchasing directly, they often influence purchases by men. When women purchase anything, product or service, they need to feel trust and confidence in the person selling and in the product or service itself.

Even though women typically have gotten a bad rap for being impulse buyers, most women will not buy something if they don’t feel they’re getting

the best price and quality. And they need to know it will continue to deliver what they want from it, whether it’s continued health or that the item “will keep on tickin, despite taking a lickin”!

Of course men want the very same things, however, they make their buying choices in a different way. They typically are more factually inspired and are interested more in research and statistics.

Men more typically make decisions using logic, while women tend to make those decisions from an emotional place.

So back to the question of why women would want to have their own networking group, well for us at POWE, it’s all about building relationships.

Everything we do is to facilitate starting the process from the minute you walk through the door where we have you choose a random spot to sit so you’re “forced” to meet new people. We then have two targeted networking exercises where again you meet and start to know people at each table. You could make 18 new contacts that have just gotten to know you a little better and vice-a-versa!

And that’s just the networking exercises.

There are several other opportunities to make one-on-one contact with other attendees and rather than just collecting business cards, you have actually gotten to know many people and they have gotten to know you.

Remember, for women doing business it’s all about trust and this is the number one benefit from the way we network, especially at a POWE meeting.

When you know and trust someone

you’re much more likely to buy from them or use their service. It’s a noncompetitive environment, which is also very attractive to women. We truly want everyone else to succeed as well as us and it is our belief that everyone has something unique and wonderful to offer. It’s all about who you connect with and how you present what you have to offer. There are many opportunities to “show your stuff” through speaking, vendor tables, door prize donations and so much more.

Through the relationships our members form in our organization, many have formed very effective alliances to present their businesses. Even when businesses may be very similar, women will very creatively come up with ways they can work together to ensure success for everyone involved.

We encourage our members to go to our directory first whenever they need anything and to send everyone they know to our directory. In effect we have a huge sales force working for you in our members because it’s not just about who you meet at our meetings, it’s about their entire circle of influence which for most people is in the hundreds.

Which brings me to yet another reason women do business differently.

Working Life 43

POWE Chapters Bay of Quinte Meets at the Holiday Inn, Trenton on the 4th Tuesday of each month Registration from 11:00 am.

Dee Miller of Renewed Strength It’s about the “connection” they feel, whether buying or selling. And yes, we’re all selling something, even if it’s services or ourselves as a service provider. When we feel a positive connection, it deepens our sense of trust and therefore we’re more likely to make the sale or buy or send others we know to buy from others.

Yes, women do business differently than men and neither way is right or wrong – just different. Recognizing that fact is half the battle and takes us all a long way to getting everything we all want. Go out and find what you want and what works for you and celebrate our differences!

POWE mixes pleasure with charity work During June, several members of various POWE chapters took part in a number of fund raising initiatives.

In Durham a team of cyclists got together to take part in the Heart and Stroke Big Bike Ride. Between them they managed to raise $2,121. This made POWE the second highest fund raisers for the day with over $900 donated online alone.

The Relay for Life was also well represented by POWE members. There were two teams taking part, one in Durham and one in the Bay of Quinte.

The Durham team consisted of the following members: Kristy Gorny – Captain, Emilia Gorny and friend, Tina Dezsi, Lia Bandola, Terri Bicknell-Potts, Cheryl Bronson, Yvette Maxwell, Joanne

Gawlik, Melanie Warren-Smith and Carol Drew.

This team raised a total of $1,391.14.

The Bay of Quinte team consisted of: Vann Gouweleeuw - Captain, Brenda Bryson, Bernice Bound, Ginette Dehne Denise Franklin, Sandy Grenning, Kristiana Kumpunen, Rose-Anne Kumpunen, Heather Lang, Darcelle Runiciman and Sherry Turner.

This team raised $3,948.00.

In total POWE raised $7,460.14 for charity just in June. Congratulations to all who took part and all who sponsored.

Another round of applause should go to POWE member Dee Miller who is Executive Director and founder of Renewed Strength. She set off on a 100 day bike ride through Ontario raising funds for Renewed Strength Inc who provide strength and mobility training to men and women recovering from chemotherapy, radiation therapy and/or cancer surgery. Dee set off on her ride on June 10th and will have visited around 80 towns and cities by the time she completes her journey on September 17th.

In August POWE will be holding their second Annual Golf Tournament in Ajax. The event will take place at Spring Creek Golf Course on August 15th between 8 am and 2 pm.

The event is open to non-POWE members and men as well as the members themselves and all proceeds will go towards the POWE Empowerment Fund which helps women in business to grow or expand their businesses or just

Clarington Meets at Bobby C’s Dockside in Bowmanville on the 4th Tuesday of each month. Registration from 6:30 pm.

Durham East Get together at the Harmony Creek Golf Centre in Oshawa on the 1st Tuesday of each month.

Registration from 11:00 am.

Durham West The Forest Brook Community Church in Ajax is the location of this meeting with registration from 11:00 am.

Kingston Meet at Zorba’s Banquet Facility in Kingston on the 2nd Tuesday of the month. Registration starts at 11:00 am.

Markham This chapter meets at La Rosa Banquet Hall in Markham on the 2nd Tuesday of the month with registration at 11:00 am.

Ottawa West Meet at City View United Church, Ottawa on the 1st Tuesday of each month. Registration starts at 11:00 am.

get that little extra money they need to get over a hurdle.

For further details go to this link:http://www.powe.ca/index.php? id=0000008622

44 Motoring

Buying a car in Nova Scotia – the route to freedom?

By Jeff and Ange Phillips OK, so you don’t want to rely on the limited public transport in Nova Scotia (that’s if you’re living outside Halifax Regional Municipality) and want to buy a car!

If you’re anything like us, you will have researched several dealership websites prior to leaving the UK, marveled at the prices (£ vs $) and possibly settled on a choice. Reality check number one, what we were not aware of was that the dreaded HST (similar to VAT and charged at 13%) also applies to used as well as new vehicles – be aware!

As for the vehicle search and seeking suitable recommendations, we used the services of Relocation Nova Scotia (June & Mark Spindloe), who suggested we try Kelly Bryden of Bryden Auto Services (www.brydenauto.ca). Kelly has an arrangement with Relocation Nova Scotia whereby you select the vehicle of choice,

place a deposit and Kelly will agree to you taking the vehicle to an independent garage for a presale check. For any new resident, this gives you peace of mind in that the vehicle is checked to your satisfaction prior to purchase. In addition, if you can’t find the vehicle of your choice, Kelly will do her best to find one for you at the price and specification you provide!

Reality check number two! Be aware that the motor vehicle permit (or road tax) that you will be charged for the car of your choice is based upon vehicle weight, the larger/heavier the car, the more you pay (see http://www.gov.ns.ca/snsmr/rmv/ registration/register.asp#Passenger)!

So, you’ve selected the car, now you need insurance before you drive away.

Our choice for this was Rob Peters at Eisenhauer Insurance (robpeters@eisenhauerinsurance.com) who provided us with a very good deal and a superb personable service. Reality check number three! Before leaving the

Jeff with his car in Nova Scotia

UK, make sure you obtain all your previous year’s No Claim Discount/Bonus information from your vehicle insurers, as these can be used to assist your first insurance quote.

Initially, as the vehicle is not licensed (no number plate or motor vehicle permit) Kelly will place a temporary 30 day permit on the vehicle, which allows you to drive within the Province until you are able to purchase the relevant permit.

To licence the vehicle, you will need to visit your local Access Nova Scotia office http://www.gov.ns.ca/snsmr/ contact/locations.asp who, amongst other government services, arrange for the licensing of all vehicles and also conduct the vehicle road and theory test for your driving license, but more of that later! For your vehicle licence, you will need to produce: • your vehicle insurance • transfer of title or Form 8E (this is arranged by the dealership, similar to a vehicle transfer V5 in the UK. However, be patient as this may take some time to arrange) •NB If the vehicle you’ve purchased has previously been registered outside Nova Scotia, the dealership will have to provide Access Nova Scotia with a “paper trail” identifying the vehicles previous history. The dealership should be aware of this, but there’s no harm in asking!

•Plus, you will need to provide identification selected from the following link http://www.gov.ns.ca/snsmr/rmv/ other/id_req.asp Once all this has been done, the documentation accepted, and been relieved of your payment by debit/credit card/cheque, you will be provided with: •a Certificate of Registration (which needs to be kept securely and safely, as this is your proof of ownership)

Motoring 45 • a bright and shiny new vehicle licence plate, which needs to be affixed to the rear of your vehicle (try Wal Mart or Canadian Tire for the fixing screws!)

• a sticker with a month, two years in the future, signifying that you have paid for two years road tax, which needs to be affixed in the appropriate place on the licence plate TIP – Whilst applying for your motor vehicle permit, it would be a good idea to also apply for your Nova Scotia Identification Card, which provides you with a more readily acceptable method of identification within the province rather than carrying around your passport (it’s only $15.20!) Be aware that you’ll also have your photo taken for this!

So, there you go, vehicle purchasing, insuring and licensing in a no nonsense manner. Welcome to freedom! Reality check number four! And now the bad news, you have 90 days from the time of arrival, until your UK driving license privileges expire and you’ll be placed on the Graduated Learner Scheme, which is similar to being a learner driver again in the UK!

Applying for your first Nova Scotia driving license The first major difference, as if you hadn’t already noticed, would be that you drive on the right in Nova Scotia and the speed limits are lower and frequently change as you move around. Whilst the signage is somewhat similar, there are subtle changes and rules (e.g. you can turn right on a red stop light, provided you come to a complete stop and make sure it’s safe to proceed).

My suggestion would be to obtain the Nova Scotia Driving Handbook http:// www.gov.ns.ca/snsmr/rmv/handbook/DHChapter1.pdf or http://www.gov.ns.ca/ snsmr/rmv/safe/handbook.asp before you arrive, which at least prepares you for the rules of the road and your test.

Applying for the test couldn’t be easier. When you feel you’re ready, visit your local Access Nova Scotia office (or go on line) who will conduct a vision test,

Jeff once again with his car followed by a knowledge test (road signs and driving theory). You will need to achieve a pass mark of 80% (16 correct answers from 20 questions for both parts) and a sample test can be tried using the link at: http://www.yd.com/test.aspx? path=stream539 Once you’ve passed these elements and paid for your road test, you will be given a road test receipt and identifier number, which you will use to phone the call centre and arrange your road test. Be aware that during the school holiday periods, test centres (normally located at the Access Nova Scotia sites) will start experiencing heavy bookings, so check out other centres availability using their on line help at http://www.gov.ns.ca/snsmr/ contact/service_locations.asp? service=Driver_Exams .

And so, to the actual road test! I took my test at the Dartmouth centre, as they offered the least amount of waiting time (one week) at the time of booking the test through the call centre. Upon arrival, I would recommend reversing into the allocated parking space for road test appointments, which then makes it easier to start your test! At the Access Nova Scotia reception desk, you hand in your road test receipt and UK driving licence and wait for your appointed driving examiner. Firstly, you’re asked to demonstrate operation of the lights, indicators etc, followed by a demonstration of hand signals (check out

http://www.gov.ns.ca/snsmr/rmv/ handbook/DH-Chapter1.pdf ). The examiner then sets out what instructions he will ask you to follow and you start the test.

For those of you who remember your UK driving test, this is nothing compared to that experience and the examiners here are really friendly, approachable and relaxed. My test comprised of a number of left turns, four and three way stops, parking on a hill (incline really!) and negotiating a construction site on a set of traffic lights (not something I would expect everyone to face)! Upon returning to the test site, I was asked to reverse into the designated parking bay. Despite all my early worries, the test (all 20 minutes from demonstrating lights to parking) was a remarkably relaxing experience and, as long as you remember basic road craft and speed limits, it should cause no difficulties to an experienced driver.

The examiner advises you that you have passed, issues you with a pass certificate, suggests improvements (if any) and you then follow him inside. Here, you have more money taken off you, your UK licence returned, a photo and signature obtained and your new and shiny Class 5 Nova Scotia driving licence (renewable after five years. No! You don’t have to retake the test) is issued.

Welcome to Nova Scotia, the road’s all yours......

Kidzone 46

Plan a back yard treasure hunt A fun way to spend a summer day with friends, neighborhood kids or cousins, is to set up and conduct a treasure hunt.

By Elece Hollis, Suite 101 What fun to go on a treasure hunt!

Pretend you are looking for a lost pirate treasure chest. This hunt will keep you on a busy adventure for a whole summer day. It is great fun for a birthday party or any kids’ get-together.

Treasure hunt materials • If you live where you are allowed to dig holes—a couple of shovels hand shovels or gardener’s shovels will work.

• Plastic containers with lids to hide treats in and clues in.

• Candy or gum for treats. Bubble gum or chocolate coins in foil are especially fun.

• Small toys, comic books, balloons, or any small goodies.

• Paper and pencils for clues.

• A compass • Four or more kids.

Team Up If you have enough people divide into teams. Each team should choose a leader who can read and be fair. You can do this hunt with only two or three kids if you try. But it is even more fun with more kids.

Hide the treasure The first team should fill the treasure box and bury it or hide it above ground out of sight. Mark the spot with stones or some natural item that will not draw suspicion. Each team should have a different treasure and not let the other team members see it or know what is in it.

Write and hide the clues Next, write the clues on slips of paper. Also, write them on a separate sheet for the treasure hiding team in case of a mix-up. The first clue should be held by the team leader.

Clue #1 should tell treasure hunters how to find clue #2. Clue #2 will tell how to find clue #3. Clue #3 tells where to find clue #4 and so on until the last clue tells how to find the treasure itself. It is easier to start with the treasure and write the clues backwards so that that they lead to the treasure. Clues can be riddles or simple directions. Remember to make them hard enough—deciphering them is a large part of the fun.

Use landmarks for clues, such as the front door, the mailbox or a large tree, the swing set, the sandbox, the back gate, the east pole that holds up the clothesline, etc. Then add number of steps to north, south, east, or west.

Remember that is fun to dig up the treasure, but the clues need not be buried —just well hidden. They can be hidden in small plastic containers, sandwich bags, envelopes, or even plastic Easter egg shells.

Hide the clues in the right spots and check your list to see that they are in the right order.

The hunt The leader of the first team should present clue#1 to the leader of the second team. Their leader should read the clue out loud and then when the group has a guess at the location, yell “Go!” Say the first clue says something like this. “Start at the mailbox facing west.

Cross the porch and go to the backyard.

Look for the bush with red flowers. Look under the bucket on the north side of the bush for clue #2.”

The treasure hunters will all run around back and to the red bush and behind it they will find a bucket with an envelope marked Clue #2.

The leader reads Clue#2 and it says where to look for Clue #3. These all lead to the treasure which has to be dug up and shared. After a rest the group can hide the second treasure and team one begin looking for that treasure. Both treasures should be shared among both teams to make the treasure more fun for all.

Kidzone 47

Top kids stuff….

Bestselling books 1. Twilight, Stephanie Mayer 2. New Moon, Stephanie Mayer 3. Eclipse Special Edition, Stephanie Mayer 4. Love You Forever, Munsch & McGraw 5. Gallop, Rufus Butler Seder 6. Eclipse, Stephanie Mayer

7. The Battle of the Labyrinth, Rick Riordan 8. Oh, The Places You’ll Go, Dr Seuss 9. Goodnight Moon, Brown Clement Hurd 10. Scaredy Squirrel, Melanie Watt

Family DVD rental 1. Step Up 2 The Streets (PG) 2. Drillbit Taylor (PG) 3. Penelope (G) 4. College Road Trip (G) 5. The Spiderwick Chronicles (PG) 6. Bratz Interactive: Lil' Bratz Party Time (G)

7. Batman: Gotham Knight (PG) 8. Superhero Movie (14A) 9. National Treasure: Book of Secrets (PG) 10. Fool’s Gold (PG)

Bestselling family video games X-Box 360 Battlefield: Bad Company (T) Guitar Hero: Aerosmith (T) Grid (E) PS3 Battlefield: Bad Company (T) Sid Meier’s Civilization Revolution (E10)

Beijing 2008 (E) Wii Super Smash Bros. Brawl (T) Lego Indiana Jones: The Original Adventures (E10) Wall-E (E)

Top family movies in theaters 1. Batman: The Dark Knight (14A) 2. Mama Mia (PG) 3. Journey to the Center of the Earth (PG) 4. Hancock (PG) 5. Wall-E (G)

6.

7.

8.

9.

10.

Hellboy II: The Golden Army (14A) Space Chimps (G) Get Smart (PG) Kung Fu Panda (PG) Kit Kittredge: An American Girl (G)

48 Kidzone

Activities for the summer Make a bird feeder

critters. All you need are some shell of different shapes and sizes, glue and some wiggle eyes.

Arrange the shell into animal shapes, glue together and add some fun wiggle eyes. You can make them into absolutely any shape you like. Get an adult to help with the glue if you are unsure.

Stone Pets

Why use a boring store bought bird feeder when you can make your own fun version for free? All you need is a used milk carton, some scissors, non-toxic paint, glue, dowel and popsicle sticks.

You may need an adult to help with this project.

First wash out the carton and dry then cut out two holes on each side of the box about half way up. Paint your carton with non-toxic paint. Lay the popsicle sticks across the top to form a roof. Next insert a dowel below the side holes on which the birds can perch.

Now all you need to do is fill the bottom of the feeder with seed and hang from a branch. Watch the birds come to try out their new feeder.

If you cannot get your hands on sea shells, we bet you can find some small rocks and stones. All you have to do is paint them with acrylic paints, add faces by using paint or adding wiggle eyes, beads, glitter or any fun item. Make sure you wash and dry the stones before you start to paint.

Decorated photo frame

Bug Safari

Seashell Critters

If you a visiting the beach this summer then why not collect the sea shell you find to make you own fun

Look under rocks, on plants and flowers, near water, under logs, in fact anywhere in your garden or park.

Depending on the environment you can expect to find beetles, crickets, centipedes, spiders, ladybugs, snails, caterpillars amongst others.

Remember not to touch the bug, instead use the bug net to keep it in place and put it in your container. You will then be able to see the bug better and take a photo if you want. Use your magnifying glass to get a closer look. Once you have see all you need of the bug set it free.

You may want adult supervision when collecting your bugs.

Keep a list of the bugs you find and if you donâ&#x20AC;&#x2122;t recognize them, look them up in your bug book.

You can do this on your own or with friends, but always make sure an adult is around to supervise.

This is an activity that you can do in your own back garden or at the local park. Get your parents involved too, we know mum will love seeking our caterpillars and snails! All you need is a magnifying glass, insect net, transparent plastic container and your imagination.

You might also want to have a bug identification book available so you know which bugs you find.

Why not turn a boring plain photo frame into something special but adding your own touches?

All you need is a plain photo frame, preferably with a wide border. You will then need bits and pieces to decorate with and this can be shells, flowers, glitter, paint, string, in fact anything you like.

Simply paint and glue your personal items to the frame and you will end up with a beautifully decorated frame. You can make the frame fit the photo by decorating beach photo frame with shells or garden photo with dried flowers.

Kidzone 49

!"##$%&'()*+,Summer holiday word search .(%+&!$,%/0 n q u m h o l i d a y j e z c p u q z x k a e

h m m x n l m h a i i i u r m w t i q t z z s

o s h o l i d a y n t w m v q j w r n v y f u

l q h c u d g v b r u o s u m m e r o a p e m

i w y o u q h j r s u m m e r w v e b h u k m

d r p j l s u m m e r x s u m m e r a n h s e

a o v h o i f q n k w n v o b s m j b b y o r

y u y o o c d g e r n w h l h o l i d a y t l

a z s g z l v a p i l s e o s l f d e z g j g

z s k u z y i e y a h t u k l h f h m g k l c

o u b w m p y d c w x d x h s i o w v e z n u

s m f y u m j m a d s u m m e r d l u i x f o

y m s h f o e y v y z s u m m e r a i q a y w

w e x u o c a r d s p b l d h n s n y d k r l

z r e x m l i y z m c d h w o g u o m h a j r

h h v u z m i t z s x h s b l i m w x o s y i

h o o d v f e d a r o o u s i n m o c q h r d

t s l l d r h r a i d l m u d m e s k t s f l

u u y i i b i o i y a i m m a q r w r t u o l

x e b o d d l r o f h d e m y o u n t o m n a

j d q b h a a y d g k a r e p v f f q d m s p

g q l e p s y y k j m y v r m y w q f z e w o

How many times can you find the words “summer” and “holiday” in this puzzle?

n t h o l i d a y v g h a y a i h j g c r r n

Walk with a goal: to stay away from the doctor’s office

© WWF-Canada / Linda Lee

50 Health and Wellness

Health and Wellness 51

By Emilia Klapp R.d. B.s.

It is free; you can do it at any time and it doesn’t require being in top shape. In addition, walking improves high blood pressure, tones the muscles, has many cardiovascular benefits, and helps you get rid of some calories. What are you waiting for?

According to experts, walking at least 5 days a week is one of the best ways to be in good shape. It is a healthy exercise and it is easy to perform. It’s not expensive –a pair of good tennis shoes will do it- and it is free. If you don’t feel like going to the gym, here is what you can do to have great cardiovascular benefits.

Take it seriously You need to be aware of the importance of practicing some kind of daily exercise and maintain your body active. Cardiologists tell us that a 30minute walk every day substantially reduces the number of heart attacks. So, it is not just about losing weight or burning calories; it is much more than that because when you walk, all the muscles in your legs and arms move, so you are guarantee to be performing a complete exercise.

According to the Institute of Medical Investigations in Barcelona, if everybody would walk regularly, heart attacks will be reduced by 20%. This includes children, teenagers, young adults, adults and elderly.

Before going for a walk Choose shoes that are comfortable and that perspire. Remember that your feet support your body weight so they need a good allied. Use shoes with flexible soles and make sure they are your size.

• Always use socks to avoid blisters.

• Use loose-fitting clothes that allow you to move comfortably and perspire.

• It is recommended to do some warming exercises before and after your walking.

• If you don’t feel like walking by yourself, invite a friend or a neighbor to go with you.

• Mark yourself a route according to your goals, taking into consideration the length of the walk, the intensity, and the difficulties of the ground.

• Remember that as any exercise, walking also has a technique and a period of preparation.

Let’s go!

• Your abdomen and back have to be straight; this will guarantee you proper breathing.

• As you walk, look 2 or 3 yards in front of you with your head and chin straight.

• Move your arms forward and backwards with your elbows close to your body.

• You can alternate the pace of your walking: you may walk fast during 10 minutes, slow down for other 10 minutes, and so forth.

• Take your steps always in this order: heel, sole, and toes. It will help you adopt a natural posture.

• Increase a little the distance you walk every day. If you walk one or two miles a day, increase it by 200 yards.

• Keep yourself hydrated. Remember to drink before you are thirsty.

Great benefits • Walking improves cardiovascular capacity; therefore, it lowers the risk for cardiovascular disease and heart attacks.

• It tones the muscles and stimulates basal metabolism.

• Walking 30 minutes burns about 150 to 300 calories.

• It lowers LDL, the “bad” cholesterol and increases HDL, the “good” one.

• It lowers the risk of osteoporosis.

• It strengthens the leg muscles.

People who exercise regularly and have a good physical resistance enjoy

better health than those who rarely practice any sport.

And keep in mind that low intensity exercise, but constant, can have the same results than the one done with higher intensity.

Final thought Walking is the best pill you can take.

Not only it improves and maintains health but may prevent many chronic illnesses.

In addition, it has no side effects. So, what are you waiting for to start your daily walk?

Emilia Klapp has a degree in Nutrition Science and is a Registered Dietitian.

With her new book, “Your Heart Needs the Mediterranean Diet”, she has helped many people just like you reduce the risk of heart disease and lose weight at the same time. For more information on the book and to receive a free especial report on the “Top 10 Mediterranean Curative Ingredients” go to: http:// www.mediterraneanheart.com

52 Health and Wellness

A change in lifestyle is a good remedy to stop snoring

By Dirk Blurd Almost half of the population in North America today snores now and then. And, almost 80 percent of the couples living together sleep in a separate room, all of that because of the sleeping disorder called snoring.

It is a fact, that snoring not only endangers the relationship of most couple, the sleeping disorder is also applicable to all sorts of people that have it. The effect of snoring to the social relationship of those who have it is quite serious. A mere snore has the possibility of developing into sleep apnea. Sleep apnea is a sleeping disorder wherein the individual who have it will stop breathing for about sixty long seconds. That is the reason why snoring must not be taken lightly, snoring is a life threatening malady.

Also, recent studies and research shows that snoring may also lead to diabetes. The reason for that is because snoring reduces the oxygen intake of the body, as a result, the human body will then produce more catecholamines to compensate for that. And that may lead to the one of the most prominent symptom of diabetes, which is insulin resistance.

Most of us probably have asked ourselves why people snore. Let is probe further. When a person sleeps, the air goes through its nose, throat and lastly the lungs. Normally, this process is unimpeded and somewhat noiseless.

However, the flow of the air passage will eventually get disrupted. This is somewhat natural mainly because of certain aspects, such as clogged nose, or in some cases, the bottom of the tongue is obstructs the breathing.

The most common cause of snoring is because the soft tissue in the throat or the upper palate vibrates. And once the air passage is obstructed as it goes through to the lungs, the problem arises. Loud

snoring is basically the result of the hindered air flow that goes through the narrow tissue in the throat or upper palate.

But how do we lessen snoring, or better yet, stop this sleeping disorder?

Truthfully, there is no specific general solution for that predicament. On the other hand, numerous solutions have been made to assist individuals that are suffering from this problem.

The most practical solution for that problem is by changing into a healthy lifestyle. Also, there are now numerous medications â&#x20AC;&#x201C; prescribed and herbal â&#x20AC;&#x201C; that not only help reduce snoring but also may eliminate the disorder once and for all. There are also some mouth and throat exercises that broaden and tighten the throat to reduce snoring.

There are some essential factors that one must observe in order to have healthy lifestyle, of which will eventually treat your snoring problems.

It is important that you must observe proper and healthy diet. Eat a wide variety of foods and increase your fluid intake by drinking lots of water. It is advisable that you avoid foods that are rich in fats; it is best that you minimize (or if possible stop) your intake of foods that have high contents of saturated fats, meat and foods that contain high levels of sugar. Also, minimize your egg, nut and bread intake because these foods are rich in saturated fat. Lean meat products, low fat or non fat milks, egg whites, fruits and vegetables are highly recommended. Avoiding foods that contain caffeine is a good way to relieve snoring.

Aside from proper diet, one must also observe proper eating pattern. In order for the body to properly digest the food that you consume, you must chew the food that you consume properly. It is possible that the disorder will stop if the food that you consumed are properly digested, that

is because sleeping with your stomach full can most likely trigger snoring.

Also, regular exercise can help prevent snoring. It is best that you start your regular exercise by walking. Do it at least every other day. And if possible, you can also register in a local gym near you.

They mostly likely will have exercise programs that will help you monitor your progress. Recent studies show that regular exercise can help prevent one from snoring. Exercise helps remove the excess fat of the body, of which, will clear the air passageway and thereby stops one from snoring.

It is highly recommended that smoking and drinking alcohol must be avoided. Smoking clogs the air passageway up, thereby will make the breathing difficult and will most likely increase the chance of snoring. While alcoholic drinks can loosen the muscles in the throat, of which leads will intensify snoring. Aside from that, there are other health issues that smoking and drinking bring about.

Sufficient amount of rest is also essential in preventing the said disorder.

Those who have insufficient amount of rest are more prone to this disorder, especially those who have rigorous daily activities. It is important that one must have sufficient amount of sleep.

Sleeping is one of manâ&#x20AC;&#x2122;s basic needs, that is why it is important that you must find a way to stop or prevent snoring in order for you to sleep properly. One sure way is by start having a lifestyle that is healthy.

Dirk Blurd is writer and owner of www.problemsnoring.com . Find the highly recommended and effective snoring remedy from the many treatment alternatives available from this site and get the good night sleep you certainly deserve.

Health and Wellness 53

Testicular cancer & the young men and boys dying from embarrassment

By Nick Maxwell Every year, thousands of young men and boys die of cancers that began in a testicle and spread to other parts of the body - as far away as the lungs and the brain.

But what is even more shocking Testicular Cancer and especially Survivor Ribbon alarming for mothers and fathers of boys - is that the majority of these die because they're just too embarrassed to ask Mom or Dad, or even their Doctor, when they find 'something not right' in their testicles.... and they leave it until it's just too late.

A big part of the problem, too, is that in the case of Testicular Cancer, in almost 100% of diagnosed cases, removal ('orchiectomy') of the infected testicle is required to stop the spread of the cancer, assuming it hasn't already done so which is what happens when the cancer goes undetected for an extended period of time. And in the USA alone, during the year 2007 an estimated 9,500 Men and Boys lost a Testicle to TC (Testicular Cancer) or some other ailment.

So even when a young man suspects that he may have a testicular problem, the subconscious fear of a) cancer and b) the partial loss of his manhood are the principal factors that contribute to putting off that trip to the Doctor in the hope that

whatever's wrong 'down there' will heal up by itself - 'it's just a muscle strain...'

The fact is that Testicular Cancer from here on in we'll just call it 'TC' - is far more common than the general public realises. TC is the biggest cancer killer of boys and men from 14-34, and the figures in most Western Countries are rising rather than falling. What is tragic is that while TC is a major cause of death in young men and boys, it's also a cancer with the highest probability of complete cure - well over 90% - but only if it's diagnosed early enough.

TC is pretty easy to spot too- but the shocking truth is that the vast majority of men and boys have no idea how to selfcheck for signs of TC. Most guys know more about their car, their motorcycle or their computer than they know about their testicles - two neglected orbs that should give the owner more pleasure (and more performance!) than their car, their motorcycle or their computer.

But boys will be boys,whatever their age - and when they have a favourite car, for example, they jump right in and drive it. Only when something goes wrong do they stop and look at the Owner's Manual.

The exact same logic applies to the male body - only when something goes wrong, will a man look for information; but in the case of the testicles, there's never been an 'Owner's Manual'... until now, in the form of the new Testicular Care Manual.

Everybody knows about the dangers of Breast Cancer - most Health Authorities in the Western World have done a fantastic job in educating women about the dangers of the disease, how to selfexamine, early detection, screenings... to the extent that most Men know almost as much about Breast Cancer as women.

With TC it's not the same. Most people don't know, for example, that if left

untreated, TC can spread quickly through a man or boy's body along a very predictable path - from the testicle, to the abdomen, then to the liver, lungs and to the brain.

There's lots of info out there on breast cancer, regular screenings, women are told and taught (from adolescence) how to check themselves and selfinspect... but where's the info on TC for young men? In comparison to breast cancer, it's almost non-existent and information is usually dry and factual, without any explanation as to why a young man should self-inspect for TC in the first place.

The Testicular Care Manual is essential reading for every proud owner of a fine set of testicles and it's written in a fresh, non-technical, easy-to-follow format that brings a new, man-to-man approach to 'Man Health', and not just with relation to the testicles.

The book shows clearly how prevention of death from TC is literally in the hands of the 'owner', and in addition, there's a huge amount of general information on how to promote and maintain good health within the male reproductive system.

This is information that is essential not only to men and boys, but mothers, too, should be aware of Testicular Cancer and other male genital problems, as these can occur in baby boys less than a year old.

Nick Maxwell is the author of the Testicular Care ManualŠ is a PowerPacked Male Health Guide with over 250 informative pages and pictures that will help you boost your sex drive, energy levels, fertility, cancer awareness and lots more. Order you copy at www.testicularcare.com

54 Home and Garden

The changing Alberta property market

By Helen Parnell - Alberta property relocation specialist Anyone who has been watching Alberta real estate in the last few years will know that in 2006 things went really crazy over here. As with any commodity we have the rules of supply and demand.

Low supply, lots of demand drives the prices up. This is what happened in the Alberta real estate in 2006. People saw over night the prices jump. They brought a house in April and by the time they moved in, in June it had gone up $20,000 in value.

So what is happening in Alberta in 2008? Basically not a lot. The Canadian Real Estate Association, the umbrella group for the country's provincial and local boards, says Alberta had the largest sales decline compared to the same time last year.

When you look at real estate figures anywhere there are few main figures to compare.

• How many houses are for Sale • How many Sales have taken place • What was the Sold price.

Basically Alberta’s sales fell 30 per cent. It also saw the strongest gain in the number of homes for sale, posting a 36per-cent hike.

Just to give you an idea of figures, here are the statistics for Calgary for June 2008. (For ease of this article I have combined all properties for sale together.)

Last year in June 2007 there were 8,519 properties on the market to be sold.

This year there are 14,255. A 40% increase. There is just so much choice out there. When you then learn that there was a drop of 15.9% in the number of new listings from June 07 to June 08 that means that nothing really sold in April, May and June.

Just comparing June 2007 to June 2008 there was a drop of 21.76% in the amount of sales. There were 3189 sales in June 2007 and only 2495 in June this year. So not only do we have a great choice to choose from but less people are buying.

So of course less people buying, more to choose from has left the buyer with the great option to bargain and so the average price has dropped over the year 4.03% from $444,332 to $427,115.

Average price information can be useful in establishing trends over time, but does not indicate actual prices in centres comprised of widely divergent neighborhoods or account for price differentials between geographical areas The easing of prices, the increase in listings and declines in mortgage rates have made it possible for first time buyers to get into the real estate game. And thus there is some movement.

When we look at the figures again but compare June 2008 to May 2008 there is some hope for those trying to sell a house. The number of properties for sale in May 2008 was 14,940. In June it was 14,255. So slightly less choice. We had more sales 2455 in May and 2495 in June (Ok not a lot more, but it is a start) and the average price dropped from $381,000 to $378,000.

The slight increase in sales indicates that more homes are being priced to fit the current market conditions. There are a lot of sellers out there who refuse to believe the market has changed from the "crazy market" of 2006 and 2007 and have refused to budge from prices they are asking. Their "for sale" signs are likely to get cobwebs and grow moss on their north sides. I know of one person who had his house listed for $729,00 and refused an offer of $680,000. He now has his house listed at $689,000 and chances are he will not get an offer of $680,000 again.

So what does the future hold for those of you still in the UK wanting to come over. I am not willing to predict what is going to happen. Every realtor in Town has buyers who are waiting for the house prices to drop more. They would rather rent and wait, than buy. Every realtor in Town also has sellers desperate to sell.

Some realtors state that despite inventory climbs, the easing in the rate of price increases and decline in sales, Calgary's market will hold. Calgary is somewhat sheltered economically because of our natural resources. In the past, when other regions have been hit hard, we have been able to avoid much of the negative impact.

Other statistics claim that net migration is down, less people are moving over from the other provinces and thus demand is less and that this will continue.

Normally the market is always steady in July and August and then we have more movement in September/ October.

Personally I am just waiting to see if my buyers want to buy before Christmas. I know all my sellers are now at their lowest price. They will not reduce any more. If my sellers and buyers are typical people then hopefully we may get some improvement in the real estate markets in the Fall.

Helen Parnell is real estate expert for Calgary and Southern Alberta. She can help with all your real estate needs. See her list of services at www.helensellshomes.ca Helen is also a relocation specialist, so if you are moving to Calgary or Southern Alberta from another area of Canada or from overseas Helen can help with everything from meeting you at the airport and finding a property to arranging your mortgage. See her relocation services at www.moving2alberta.com

Home and Garden 55

Helen Parnell Tel: 403-932-8888 www.moving2alberta.com MLS: C3340604 City: Calgary

Price: $318,500 Bedrooms: 2

Province: Alberta Bathrooms: 2

This end unit town house is located in the heart of Mckenzie Towne within walking distance to all amenties. This home offers lots of upgrades Oak kitchen cabinets, island w/eating bar & paddle fan over kitchen nook, Tile entrance, stairs and bathrooms, "Lauzon' Red Oak pacific natural hardwood throught out, Custom linds & Kitchen curtains , Impressive Pewter & Crystal Chandelier in the 10 ft. entrance. Duo-vac vaccum system, upgraded appliances, ADT security system. The upper floor has two bedrooms with walk-in closets and ensuites, Private fenced front yard with concrete patio double attached garage and more.

MLS: C3313479 City: Cochrane

Price: $599,000 Bedrooms: 4

Province: Alberta Bathrooms: 2

What a walkout bungalow! This house has recently been renovated with new paint throughout. Upon entering you are welcomed by a bright clean house with the MOUNTAIN view right from the new front door! The main level features the kitchen with tons of counter space, new stove, and light fittings, corner pantry, all black appliances and rounded high breakfast bar. There is also a private den/office and large mud room. The large Master Bedroom has a spacious 4-piece en suite with soaker tub and walk-in closet.

The main level boasts incredible windows that allows lots of natural light.

MLS: C3307045 City: Cochrane

Price: $555,000 Bedrooms: 5

Province: Alberta Bathrooms: 2

BEST OF BOTH WORLDS, 2 HOMES IN ONE, RARE LEGAL SUITE. Live up and rent down. This unique walkout bunglow in a cul-de-sac location has a rare LEGAL 2 bedroom suite in the basement with own private entrance and patio. Rental income from this suite can be used as income when appying for a mortgage. The main entrance has a great slate floor and den/home office. Upstairs you have a good size kitchen with island come kitchen table. Family room has cosy fireplace already fitted with wood surround. There is also a formal dining room or this could be the home office! hardwood flooring throughout.

MLS: C3337156 City: Cochrane

Price: $489,000 Bedrooms: 3

Province: Alberta Bathrooms: 3

The main floor boasts rich hardwood flooring 9ft ceilings. The main living room has a gas fireplace to cosy up to in winter. The large master has a four-piece ensuite which included a seperate shower. The kitchen has a large island and breakfast bar, plus large eating nook to enjoy the view of green space. The main level currently has a den, which could be used, as a separate dining room and a third room, which could the 2nd main floor bedroom or office. Walkout basement with bedroom, ensuite, rec room with wet bar.

MLS: C3323063 City: Cochrane

Price: $279,900 Bedrooms: 2

Province: Alberta Bathrooms: 2

This amazing 3rd floor condo is one of the few PREMIER suites. Placed on the corner you have extra windows making it a bright spacious apartment. The kitchen has some of the many upgrades with maple cabinets and breakfast bar lighting. There are two good size bedrooms with the master having a walk though closet and 4 peice ensuite. The ensuite was upgraded with a soaker tub and tiling to the ceiling. The second bedroom is large enough for a double bed or even an office. There is a separate laundry room ensuite,plus an additional storage room. The price includes one underground parking stall on a separate title.

56 Home and Garden

How to reface kitchen cabinets and make them look new Remodeling your kitchen is one of the most expensive home remodeling jobs that you can undertake. The costs can be trimmed somewhat by doing some of the work yourself. One area that allows you to save a good deal of money is refacing your kitchen cabinets rather than replacing them.

While refacing kitchen cabinets is less expensive than installing new, it is not always worth it. If your cabinets are generally in good condition and made of real wood and plywood, then refacing them will result in a good looking kitchen. If your cabinets are in poor condition or made of particle board or press board, it does not make sense to go through the expense of refacing them

Planning and Preparation Once you decide to reface your kitchen cabinets, you have some decisions to make. Will you do the refacing work yourself or hire a professional? While there are many companies that provide refacing services, it you are handy and patient, doing the work yourself is an excellent way to save some money. Whether you decide to complete the refacing work yourself or hire a professional, you need to decide how extensive of a remodel you want to

conduct and how you want your finished kitchen to look.

Refacing your kitchen cabinets can be as simple as removing and replacing the doors, to painting the cabinets to the most extensive refacing, applying a wood grain veneer to your old cabinets.

Regardless of how minor the remodel, you can significantly change the look of your kitchen by changing your drawer pulls and handles.

Getting Started If you decide to do the refacing work yourself, there is a good deal of preparation involved. As in many home remodeling projects, the prep work is more time consuming, but just as important, as the actual work.

Get organized. Remove all of the kitchen doors and label them, so that when it is time to return the doors, you will know where they belong. Remove all the hinges and handles, setting them aside and putting your screws in a small container so that you will not lose them.

Get clean. No matter how meticulous you keep your kitchen, your cabinets are going to need a thorough cleaning before you begin the refacing process. After an initial cleaning with a general cleaning solution, follow up with paint thinner or denatured alcohol. This will cut through the greasy residue that everyone's cabinets accumulate. The residue will be particularly noticeable where the hinges and pulls were located. To clean the cabinets effectively, scrub a small area at a time with your cleaning product and a piece of steel wool. Immediately wipe the area dry with a clean paper towel.

Repair. Once you have the cabinets and doors thoroughly clean, you can repair any dings or dents that they have developed over their life. Use wood putty to fill the damaged area and then sand lightly. After all of your repair work is complete, it is time to clean again.

Clean some more. As you fill and sand the cabinets, you stir up dust. This dust will prevent the veneer from sticking to the surface of the cabinet. After all of your repair work is complete, wipe the cabinet again, and follow with a tacky cloth, which should remove the last traces of dust from the cabinets.

Apply the veneer. The actual process of applying the wood grain veneer is simple, but you must take your time. It is easier to do if you have someone to help you. The veneer backing is very sticky, and if you make a mistake putting it on your cabinets, it is very difficult to move.

Reassembly time. Once the wood grain veneer is on the cabinets, you are ready to replace the doors. If you numbered the doors before you removed them, this should be a relatively simple process.

Final Touches. To polish off the look of your new kitchen, add new handles and door pulls. If your cabinets had door pulls and handles, replacing them is a simple process. If your cabinets did not have them, measure carefully and mark all of your drawers and doors before drilling the holes.

Now stand back and admire your handiwork. Your new kitchen is sure to receive rave reviews.

Home and Garden 57

Getting started in container gardening Sometimes, the urge to garden might be stomped out by other circumstances, such as living arrangements or space constrictions. If you live in an apartment, you can't really operate a full garden, just because you don't really have a yard! I think that one of the best solutions for this problem is to grow plants in containers.

You can hang these, or just arrange them on your patio, window sill or balcony. Just a few baskets or pots, and your whole living area will look much classier and nicer.

A benefit of growing in small containers is the fact that you can move them around to suit your needs. If you rearrange your furniture and you think that it would look nicer if it was in the other area, it's no trouble at all to scoot it over.

As long as the lighting is about the same, your plant shouldn't mind the transition at all. Another benefit of the containers' versatility is the fact that you can adapt it to simulate any environment depending on the type of soil you fill it with and where you place it.

If you are trying to make an aesthetically pleasing arrangement of containers and plants, you can adjust the containers to be at different heights by hanging them from the ceiling or placing them on supports. Hanging them will allow you to make the most of the space you have. This is called "vertical gardening". If you pull it off right, you can make a very pleasing arrangement of plants while conserving your valuable space. If you live in an apartment, you know how important it is to conserve space! One method of vertical gardening is the use of a wooden step ladder. If painted correctly, you can arrange all the plants on it in a beautiful, stylish cascade of color.

The maintenance of container plants takes slightly more time, since you have to water more often and go around to each individual container. However, the

square footage for container plants is much less than that of an actual garden, so the time spent on maintenance and watering is more balanced. It is important that you don't over-water your container plants, as this can be just as fatal to their health as under-watering.

When choosing containers for your plants, you'll want to buy them all at once along with some extras in case they break or you add more plants later. You don't want them to be all the same shape and size, but definitely the same style so that the compliment each other. Plastic containers are the best and require the least amount of watering, but if you want to stick with clay or earthen pots then you should line the inside with plastic. This helps it retain water more, as the clay will soak up water.

Another thing to remember when buying pots is the fact that the size of the pot will ultimately constrict the size of the plant. Make a careful choice of pots according to what you wish to grow in each one. If you search for the plant you chose on the internet, you should be able to find specifications as to how much root space it should be given. This can even be an advantage for you if you choose a plant that can grow very large. If you only have a limited amount of space for it, you can constrict it by choosing a pot that isn't large enough to support huge amounts of growth.

If the benefits of container gardening sound appealing to you, then you should start planning out your container garden today. If you write a list of all the plants you desire to have, you can do the necessary research to find out what size and shape of pots you should get. After that, it's just a matter of arranging them in a way that makes your home look the nicest.

Examples of container gardening

58 Home and Garden

MLS: 2081104 Price: $289,900 City: Adolphustown Bedrooms: 2

Province: Ontario Bathrooms: 2

Hobby farm for horses. Newly renovated home on hill top. Original hardwood in living and dining rooms. All new windows (2007). New flooring in kitchen and bathrooms (2008). Main floor laundry and walk out to deck. Hill top views of orchard and Adolphus Reach from front porch. 10+ acres with two quonset huts. One is used for stable for horses. 100' x 125' riding ring plus 4+ acres fenced pasture. Virtual tour: http://www.Obeo.com/464998

MLS: 2082283 City: Hillier, Quinte

Price: $269,000 Bedrooms: 4

Province: Ontario Bathrooms: 4

Immaculate home on pleasant bay. Walk-out from basement with guest suite potential.

Large insulated double garage plus: Marsh waterfront for the naturalist, Central air conditioning, Central vacuum system, TV antenna, Garage: double, Garage: attached, Garage: detached, Double width or more driveway, Paved driveway, Crushed stone driveway, Oil or heating oil, Brick exterior finish, Vinyl exterior finish, Asphalt shingles roofing, Smoke Detectors, Garage with inside entry, Carpeted Floor

MLS: 2082988 City: Picton

Price: $224,900 Bedrooms: 4

Province: Ontario Bathrooms: 2

Brick century home in good area of Picton. Owners have completely renovated kitchen, 2 baths [one with clawfoot tub]. Newer roof, electrical upgrade including breaker panel plus gas furnace. All pine floors, 9' ceilings, 3 season sunroom, back stairway, 10' x 10' deck plus insulated garage/workshop.

MLS: 2081511 City: Prince Edward

Price: $649,000 Bedrooms: 2

Province: Ontario Bathrooms: 2

Custom Built home on 2.73 Ac. with approximately 190' of waterfront on East Lake.

Laminate, ceramic tile and carpet floors, 11 sets of French doors plus double hung windows.

Large lliving room with propane fireplace, ensuite bathroom with heated floor, 6x8 wallk-in closet and claw foot slipper tub in main floor bath. There is also an outbuilding that has potential for a studio. Minutes to Sandbanks, wineries and local artist studios.