My Community Spanish Fork Magazine - November 2021

Page 11

COMMUNITY EXPERT - Financial Advisor

PROTECT YOUR INVESTMENT ACCOUNTS AGAINST A FALLING MARKET! by Dustin Smith, Black Swan Legacy Group The financial industry is in the business of selling products, and very few accept responsibility for actively adjusting your accounts as the economy continues to shift and change. As a result, they love to sell you things like stocks, bonds, and mutual funds. A major problem with these sorts of investments is their pervasive lack of down-side protection. In other words, when the markets drop significantly, the overall value of your funds do as well. And since most advisors are not equipped to do anything to stop it, you just have to go along for the ride. This is what's referred to as "buy and hold" investing. You buy into an investment and hope the markets go up significantly more than they go down. When they do go down, you have to play catch-up to get back to where your account value once was, losing valuable time that could have been spent compounding the money you no longer have. Conversely, institution-grade tactical management firms use artificial intelligence algorithms to enable your investment accounts to dynamically adjust themselves in response to the economy. The best ones are able to protect themselves when the markets drop, often pulling the money out automatically, or investing in something more stable, or, in some cases, even earning money while the markets drop! Their primary objective is to protect your money from massive declines, while generally outperforming

the overall markets. Up until the advent of the internet, only large institutional investors and the ultrawealthy would qualify to have their money managed this way. Everyone else had to put up with retail investments such as stocks, bonds, and mutual funds. Now those who don't have the previously-required multimillion-dollar account size are able to have their accounts managed like the big boys!

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Trusted advisor to those who want to identify their best options while being protected from conflicts of interest. November 2021 |

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Articles inside

Senior Spotlight - Connie Shepherd

2min
page 29

Home Projects - Winterizing Your Home’s Plumbing

1min
page 27

Why I Changed Careers to Help a Broken Industry

1min
page 27

Keep Your Eyes on the Pies

4min
pages 25-26

Food Critic - Los 2 Potrillos

4min
page 24

Recipe - Pumpkin Bread Pudding with Pecan Butterschotch Sauce

1min
page 22

Recipes - Pumpkin Pie Cake

1min
page 22

Hunting - The Space Blanket

2min
pages 17, 19

Sports - Student Athlete of the Month

2min
pages 16-17

Craft - Edible Turkey Jar Centerpiece

1min
page 15

Health & Wellness - What is Foot Zoning?

1min
page 9

Health & Wellness - Equine Therapy

1min
page 9

Pet Corner - 8 Mice, Mozart, & AD/DC

1min
page 6

Meet My Pet

1min
page 6

Why Are Sponsors Important?

3min
pages 30-32

Travel - Winter Holiday Road Trip Must-Haves

2min
page 28

Chef's Secrets - Thanksgiving Dinner

3min
page 23

Feature Family - Meet the Garners

7min
pages 12-13, 19

Pet Corner - Charlie & the Mange Outbreak

4min
pages 7-8

Motorsports - Avalanche Safety

2min
pages 18-19

Expert Article - Financial Advisor

1min
page 11

Fine Arts - Spanish Fork & the Power of Music

3min
page 14

Pet Corner - Foster Kitten Program

1min
page 8
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