Take your best shot And Focus
FamilyMatters Compassion Fatigue
Ways professionals cope with compassion fatique with Franklin Covey’s Compassion Fatigue (FOCUS training).
NCNG Teen Invited to be on NGB Guard Teen Panel You're Approved Child identity theft is 51 times higher than adults Find ways to Protect your child against Identity theft
Inside Look: Military Families attend Back to School Event at NC Executive Mansion page 10 Quick Tips: Single Servicemembers returning home page 9
NCNG FamilyPrograms September2013
Content
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Page 6
Some things are worth the effort.
Your child! The new identity target
Family Days
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Page 10 Back to School Event
ON THE COVER: Courtesy of Microsoft Clip art.
Want on the Cover of Family Matters. Email a photo you have persmissions for to ncngfamilyprograms@gmail.com with a description of the photo and who took the picture.
05 Some things are worth the effort Plan your next Family Getaway at our last Family Retreat for the year 2013.
06 You're Approved Over the years child identity theft has increased to 51 times higher than that of adults. Research conducted by the Carnegie Mellon CyLab showed the youngest victim of identity theft was 5-months old and the largest fraud amount against a 16-year was $725,000. Find ways to identify identity fraud and how to report it.
08 Family Fun Family Days
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Governor and First Lady Hand Out Free Back-to-School
Supplies to Military Families Military Families attend "Back to School Brigade" at North Carolina's Governor's Mansion.
12 Shooting Financial Blanks? Military Family Life Consultant, Mr. Chip Jurgensen, CFP, NCJFSAP talks about financial prioritizing and ways to mitigate financial stress.
15 National Guard Teen represents North Carolina at National Panel
Blake Stoddard shares his experience in DC while attending the National Guard Bureau Teen Panel. Only a few teens from regions across the state have the chance to interact with leadership and provide insight about military teens.
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Compassion Fatigue
Being a burnt out volunteer is helping know one. Learn some ways professionals cope with compassion fatique with Franklin Covey’s Compassion Fatigue (FOCUS training)!
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Hi Everyone, I can't believe that it's September. Where does the time go? I guess it goes with busier days, more phone calls, more appointments, more duties and responsibilities. In addition, there might have been a few unforeseen challenges, and adjustments that had to be made. And, of course, the Holidays are just around the corner. With all of that being said, this Month's Family Matters is all about "Giving it Your Best Shot". No one is perfect; no situation is perfect. In fact, there are times when circumstances aren't ideal. Our program, along with the resources and information that we provide, are here to bridge the gap... to help make life a little easier... and where we can, provide some fun, too. Sometimes you might need to vent, you can talk to one of our Military Family Life Consultants (MFLCs). Or you can contact Integrated Behavioral Health (IBHS) or even contact Military OneSource (MOS) at 800-3429647. MOS provides free services and can help schedule sessions for individual issues. Please don't forget that we also have a Personal Financial Counselor (PFC) on board to help answer your financial questions. In addition, Legal Assistance is available to help save you some money by providing a variety of service (i.e. Wills, POA, etc.). "Giving it your Best Shot" is all about doing the best you can, in any given situation with what you have at your disposal. By adding the resources and information that we have available for you, your options can certainly expand. Remember, sometimes life hands you lemons, so let us help you make lemonade.
MESSAGE F R O M The Di r e c t o r
We are honored to have the opportunity to partner with you throughout the various stages of your military family life. We so appreciate the service of our Military Members, as well, and wish you all a Happy Labor Day.
It is our hope that all NCNG children returning back to school will have a fun and productive school year. Remember that Tutor.com is also free for our National Guard children. Use them! At least, give them a try and see what it's like and if it works for you. It works for College students, too. Parents, when all the hustle and bustle gets to be too much, remember that you also have a FREE membership in Sittercity.com. Please check it out. Stay tuned to our Facebook page and Twitter. Most importantly, stay in touch with your local Family Assistance Center, where you'll get first-hand information on upcoming events, activities, discounts, etc. They are also the ones to call if you have questions or concerns. If you are, or know of a Family in need, please contact your Family Assistance Center Representative. Make sure they have your email address, and/or your current phone number, so you can receive all the latest and greatest info. October festivities, Thanksgiving and Christmas Holidays are heading our way. So, we'll have lots of great information for you. Let us know if you have ideas and/or suggestions for this publication. We welcome your photos, comments and stories on our Facebook page. Your feedback helps our NC National Guard community to know that you're not alone and to better spread your story. If you ever need assistance, please contact one of my staff members or me.
Sincerely,
Diane Coffill
Dia n e C off il l S t a t e Fa m il y P rog r a m Direct or d ia n e. l . coff il l . civ @ m a il . m il ( 919) 664- 6324 M S G R a m on a S cot t Fa m il y P rog r a m s S pecia l is t r a m on a . k. s cot t . m il @ m a il . m il ( 919) 664- 6000 E x t . 47005 S G T Ta m m y Fow l er Fa m il y P rog r a m s A s s is t a n t t a m m y. l . f ow l er. m il @ m a il . m il ( 919) 664- 6000 E x t 46876 L a n a G reer S t a t e FA C C oor d in a t or l a n a . m . g reer. ct r @ m a il . m il ( 800) 621- 4136 E x t . 11667 Ter r y H en d er s on Ai rm a n & Fa m il y Rea d in es s P rog r a m M g r. t er r y. h en d er s on @ a n g . a f . m il ( 704) 398- 4949 A l ice Dea n L ea d C h il d & You t h C oor d in a t or a l ice. c. d ea n . ct r @ m a il . m il ( 800)621- 4136 E x t 12183 A n g el en a Docker y M a r ket in g & C om m u n ica t ion s Ma n a g er s a l l ie. a . d ocker y. ct r @ m a il . m il ( 919) 485- 9570
NC National Guard and Families first line of Defense Call the Behavioral Health at
1-855-322-3848 About Family Matters Family Matters was created to provide Servicemembers and Families the most up-to-date information and services available. If you would like to contribute to future issues, or if you have suggestions and comments, please contact the NCNG Family Programs Marketing and Communications Department personnel, Angelena Dockery or Kathryn Jarvis, at ncngfamilyprograms@gmail.com. E-Versions of Family Matters can be downloaded at the NCNG Family Programs webpage at www.nc.ngb.army.mil. References in this newsletter to any specific commercial products, processes, services, or the use of any trade, firm, or corporation name does not constitute endorsement, recommendation, or favoring by NCNG Family Programs.
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FA MILY MAT T ERS Se pte mb e r 2013
FA M I LY M AT T E R S   S e p t e m b e r 2 0 1 3
Ka t h r y n Ja r v is M a r ket in g & C om m u n ica t ion s Ma n a g er ka t h r y n . a . ja r v is . ct r @ m a il . m il ( 919) 485- 9571 Ju d y R ich a r d s on S en ior FR S A ju d it h . r. r ich a r d s on . ct r @ m a il . m il ( 800) 621- 4136 E x t . 11346
Plan to attend our last Family Retreat of 2013. Family Wellness Retreat September 13-15 Raising a Family is hard work. When faced with the challenges of being a Military Family, it gets a little more complicated. During Family Retreats, Families gain practical information based on a curriculum designed especially for Military Families. Through small groups and one-on-one activities, family members (including children 8+) learn how to maintain closeness during the challenging times, like long deployments) and repeated reunions/reintegrations. Come and join the FUN!
Some Things are Worth the Effort Friday Night
Registration: 4pm-6pm
Icebreaker/Hors’doeuvres: 6pm-8pm Saturday: Breakfast/ Lunch Provided
Sunday Breakfast (retreat concludes prior to lunch) No registration fee, free hotel accommodations, networking with other Military Families and all in a great location. Childcare is available. Location and additional information will be provided, when available. Space is limited, so reserve your space today. Registration Forms online at www.nc.ngb.army.mil/SS/FP/Pages/SB.aspx Direct questions to Wendi Bell, Family Assistance Center Specialist, at 800-621-4136 Ext. 46078 or email wendi.h.bell.ctr@mail.mil S e p t e m b e r 2 0 1 3 FA M I LY M AT T E R S
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Ta ke Yo u r B e s t S h o t
Yo u ' r e A p p r o v e d Protect your child from identity theft A child's Social Security number can be used by identity thieves to apply for government benefits, open bank and credit card accounts, apply for a loan or utility service, or rent a place to live. Check for a credit report to see if your child’s information is being misused. Take immediate action if it is. Many school forms require personal and, sometimes, sensitive information. Find out how your child’s information is collected, used, stored, and thrown away. Your child’s per4,311 or 10.2% of the children in the report had someone else using their Social Security number – 51 times higher than the 0.2% rate for adults in the same population Child IDs were used to purchase homes and automobiles, open credit card accounts, secure employment and obtain driver’s licenses
sonal information is protected by law. Asking schools and other organizations to safe-
The largest fraud ($725,000) was committed against a 16 year old girl
guard your child’s information
The youngest victim was five months old; 303 victims were under the age of five
can help minimize your child’s
Source :Child Identity Theft "New Evidence Indicates Identity Thieves are Targeting Children for Unused Social Security Numbers" By Richard Power, Distinguished Fellow, Carnegie Mellon CyLab
risk of identity theft.
Warning Signs Several signs can tip you off to the fact that someone is misusing your child’s personal information and committing fraud. For example, you or your child might: ▬ Be turned down for government benefits because the benefits are being paid to another account using your child’s Social Security number ▬ Get a notice from the IRS saying the child didn’t pay income taxes, or that the child’s Social Security number was used on another tax return ▬ Get collection calls or bills for products or services you didn’t receive 6
FA M I LY M AT T E R S S e p t e m b e r 2 0 1 3
I d e n tity t h e f t http://www.consumer.ftc.gov/articles/0040-child-identity-theft#credit Continued from Page 6
Does Your Child Have a Credit Report? You may want to check whether your child has a credit report. Decide how often to check based on whether you think information is at risk. For example, if you see warning signs, lost your child’s Social Security card, had a break-in, or your child’s information was compromised in a data breach, you may want to check whether there is a report using your child’s name or information. Check at least as often as the law entitles you to do it for free.
16th birthday, which is probably before the child applies for a tuition or car loan, apartment, or job. If you find a report with errors, you can work on correcting the errors before the child needs credit.
TransUnion. Contact each credit reporting company and ask it to search to see if your child has a credit report. Each company will check for files related to your child’s name and Social Security number, and also for files related only to the Social Security number. You must provide the credit reporting companies with proof that you are the child’s parent or legal guardian.
TransUnion childidtheft@transunion.com Ask each company to search for your Ask for a manual search based only on the child’s Social Security number. Provide proof that you are the child’s parent or legal guardian. name, date of birth, and home addresses for the last five years. The credit reporting companies may require copies of: the child’s birth certificate listing the parents your government-issued identification card, like a driver’s license or military identification,
Alert Each Credit Reporting Company
Contact each of the three nationwide credit reporting companies. Explain that your child is a minor, and can’t legally enter into any type of contract. Ask each company for its mailing address. To prove that your child is a minor, send the credit reporting companies a completed copy of the Uniform Minor’s Status Declaration which can be found online at FTC.GOV/. Next, send a letter to each credit reporting company. Ask them to remove all accounts, account inquiries, and collection notices from the credit file associated with your child’s name or personal information.
Place an Initial Fraud Alert
If a credit file was created for your child as a result of identity theft, consider placing an initial fraud alert on the credit file. An initial fraud alert requires potential creditors to verify a person’s identity before extending credit. When a creditor knows that a minor is involved, it will not ordinarily extend credit. To place an initial fraud alert, contact any one of the three credit reporting companies. The company you contact must contact the other two companies. All three will place an initial fraud alert on the file they have for your child. After you place the initial fraud alert, the credit reporting company will explain your rights, including your right to get a free copy of your child’s credit report from each credit reporting company. Also, Consider Placing a Credit Freeze. If you place a credit freeze, potential creditors cannot get your child’s credit report, which makes it less likely an identity thief can open new accounts. You must contact each of the three credit reporting companies directly to place a freeze. The credit reporting companies may request proof of your child’s Social Security number, a copy of the child’s birth certificate, and proof that you are the child’s parent or legal guardian. Putting a freeze on a minor’s credit file can be a useful deterrent to additional fraud. You must lift the freeze from the credit file before the minor applies for student or auto loans, an apartment, or job. Once the child turns 18, he or she can ask to lift the freeze. In the state of North Carolina citizens may place a free online at not charge. However, if the freeze is requested through mail each credit agency determines the fee for such requests. For North Carolina specific information regarding freezing your credit or your child's visit the North Carolina Department of Justice at www.ncdoj.gov, search "Freezing Your Credit".
File a Report With the FTC
Experian 1‑888‑397‑3742
the child’s Social Security card
YOUR CHILD’S IDENTITY HAS BEEN STOLEN: WHAT NOW?
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Equifax 1‑800‑525‑6285
Include a cover letter with the child’s full
There are three nationwide credit reporting companies: Equifax, Experian, and
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Contact each credit reporting company.
child’s credit report.
It’s a good idea to check whether your child has a credit report close to the child’s
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HOW TO CHECK FOR YOUR CHILD’S CREDIT REPORT STEP BY STEP:
or copies of documents proving you are the child’s legal guardian proof of your address, like a utility bill, or a credit card or insurance statement Ask each company for its mailing address.
For More Information about Identity Theft and Ways to Safeguard you and you family's personal information visit the federal Trade Commission's website at www.ftc.gov/ , Search "Child Identity Theft"
File an identity theft report at www.ftc.gov or call 1-877-438-4338. Provide as many details about the theft as possible. Save a copy of the completed complaint, which is called an Identity Theft Affidavit. If you file a police report, give a copy of the Affidavit to the police.
S e p t e m b e r 2 0 1 3 FA M I LY M AT T E R S
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A c r o ss t h e stat e
Family Days
7-September from 8am-3pm 139th Regiment Family Day NCNG Military Academy Butner Road, Fort Bragg, NC 7-September from 9am-4pm Unit Family Day, 1454th TC Dan Nichols Park 6800 Bringle Ferry Rd., Salisbury NC 7-September from 10am-3pm Family Day, A-Co 1/120th CAB Jacksonville Armory 142 Broadhurst Rd., Jacksonville, NC 8-September from 10am-3pm 1-131st AV BN Family Day Dan Nicholas Park 6800 Bringle Ferry Rd., Salisbury, NC
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FA M I LY M AT T E R S S e p t e m b e r 2 0 1 3
14-September from 11am-4pm 690th Family Day (Co. A; Det. 1 Co. A; Det. 2 Co. A), Location TBA 15-September from 10am-4pm 230th BSB Family Day 1433 Scout Road, Four Oaks, NC 24-September from 1pm-5pm 211th MP Co. Family Day Canton Recreation Park 40 Dryer Avenue, Canton, NC Family days are hosted by units. The North Carolina National Guard Family Programs role is to support events respective to their assigned region.
T a k e y o u r b e st s h o t
Quick Tips for Single Service Members Returning Home
Take Aim Coming home after a deployment can feel great, but it's also a time of adjustment. These tips can help: •
Tell your friends and relatives how you'd like to celebrate your return.If you want to keep it low-key, gently tell
them that you're not ready for a large gathering yet. •
Avoid a tight social schedule for the first few weeks. Instead of trying to see everyone right away, give yourself time to
relax and return to life at your own pace. •
Establish your new living situation as soon as you feel ready. If you need to find new housing after deployment,
doing it soon can help you feel more settled. •
Expect to feel out of sorts for a while. Loneliness, fatigue, anger, and sadness
are normal parts of readjustment.
Upcoming Yellow Ribbon Events
•
6-7-September- PDHRA
Talk about how you're feeling and encourage friends and family to do the same.
People may wonder what you've gone through, but may hesitate to ask you.
514th MP CO (Soldiers Only)
•
Location Concord, NC
Be patient with yourself and with others. Remember that those who are close to
you are also adjusting to having you home. •
Limit your use of alcohol. Overuse of alcohol can increase feelings of
20-22-September- 30 Day/PDHRA
depression and loneliness.
(Families and Soldiers)
•
1131st EN DET & 1132nd EN DET
Watch your spending. It's tempting to celebrate your return with a shopping
Location, Concord, NC
spree, but it's important to stay within your means. •
Know when to seek help. If you're feeling signs of stress, physical or
emotional, it's important to seek expert help - the earlier the better. Contact our North
20-22-September- 30 Day/PDHRA
Carolina National Guard Integrated Behavioral Health Program at 1-855-322-3848, a
(Families and Soldiers)
VA Vet Center in your area at (877) 927-8387, or Military OneSource at
112th FI DET
(800) 342-9647
Location, Concord, NC
North Carolina has additional support networks available to ANY Service member or
22-23-September- Pre-Deployment
Family member. Our Integrated Behavioral Health Program is on-call 24-hours a day
(Families and Soldiers)
seven days a week at 1-855-322-3848.
211th MP CO Location Clyde, NC
Original article can be found at www.militaryonesource.com S e p t e m b e r 2 0 1 3 FA M I LY M AT T E R S
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Military Families attend Back to School Event at Governor's Mansion Governor Pat McCrory and First Lady Ann McCrory hosted a "Back to School Brigade” on Augsut 24 for Military children. The first couple welcomed Military Families to the
See the original press release at: http://www.governor.nc.gov/ newsroom/press-releases/20130824/governor-and-first-ladyhand-out-free-back-school-supplies-military
North Carolina Executive Mansion where.children received free backpacks stocked with back-to-school supplies. “I am very proud of my wife, Ann, for taking on such a great project," said Governor Pat McCrory. “North Carolina Military Families make many sacrifices for our freedom so we are glad to help by providing the supplies they need for the start of school." The back-to-school supplies were donated by John Deere Ag & Turf Division - Cary Office, Wells Fargo Team Members and Operation Homefront. "We had so much fun with the children...," said First Lady Ann McCrory. "Thanks to the caring business community and Operation Homefront we helped make a difference." (Below) Military Families across North Carolina gathered at the Governor's Mansion on Saturday, August 24 for the exclusive "Back to School Brigade." During the event military children received school supplies donated by several community businesses. (Above) Governor Pat McCrory and Andrew, son of North Carolina National Guard Sgt. Robert Hasting and spouse Elizabeth Hastings, had a little one-on-one on the court. Photos from the North Carolina Governor's Facebook page at www.facebook.com/GovernorPat.
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FA M I LY M AT T E R S S e p t e m b e r 2 0 1 3
Child and Youth Programs
September 27-29th, Operation Kids on Guard Overnight Camp, Camp Butner Training Center, 539 Roberts Chapel Road, Stem, NC 27581 (ages 8 and up) For more information contact Alice Dean, alice.c.dean.ctr@mail.mil or 800-621-4136 ext 12183
Do you have questions about military-connected students and education? Aunt Peggie has the answers!
Aunt Peggie - is an expert researcher for the MCEC and serves as a trusted resource for families and educators around the world. She has
Zero to Three Learning doesn’t begin when children start school, it begins at birth. By the time children have turned three, they have already begun to lay the foundation for the skills and abilities that will help them succeed in school. At the link below, you can discover more about how to support early learning in babies and toddlers. http://www.zerotothree.org/child-development/school-readiness/ Military Child Education Coalition, School Quest Initiative The SchoolQuestTM Library is here to help. It is stocked with great resources to answer questions you may have about educational transitions, college and workplace readiness, special needs, and many other subjects. See if we can help you.
©Tutor.com, Inc. (ML408006176)
Did you know the Military Child Education Coalition also has a Library for parents, students and professionals? It is filled with MCEC®-specific information, such as programs, applications, scholarships, downloadable documents, trainings and archived issues of the On The Move magazine. Visit the Military Child Education Coalition® Library Visit www.schoolquest.org/library
www.tutor.com/military
Aunt Peggy
Peggie Watson –
School Tools
homework, studying, projects, papers, test prep
Ask
Active Duty, National Guard & Reserve Families
answered thousands of e-mails over the years. www.militarychild.org/ask-aunt-peggie About Aunt Peggie Peggie Watson is a former military-connected child who attended nine schools by grade 12. Her 34 years of experience in school administration and the classroom have made her a fountain of information on all things related to military and education.
North Carolina National Guard Child and Youth Programs Alice Dean Lead Child And Youth Coordinator (800)621-4136 Ext. 12183 alice.c.dean.ctr@mail.mil Kristi Wagner Youth Coordinator homework, studying, projects, (800) 621-4136 Ext. 14761 kristi.l.wagner4.ctr@mail.mil
pape
www.tutor.com/m Active Duty, National Guard & Reserve
Go to www.tutor.com/military/eligibility for a complete list of who is eligible to access the program.
Go to www.tutor.com/military/eligibility for a complete list of who is eligible to access the program.
(ML408006176)
S e p t e m b e r 2 0 1 3 FA M I LY M AT T E R S
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T a k e y o u r b e st s h o t
Shooting Financial Blanks? For those parents that have had the pleasure of their children at home all summer long, I want to send out a congratulations to you for making it through, I know when I was growing up my mother was very excited to send me back to school, along with the after school programs and sports so I did not get home until 8pm with no energy. So now that you have a little free time (or not) I thought it would be a good idea to talk about setting you sights on financial stress as we move into Football season I mean the Fall season. I recently read an article that indicated adults born between 1980 and 1984 are estimated to have approximately $5,500 more in credit card debt than their parents' generation and about $8,000 more than their grandparents' generation, wow that’s a lot of stress!! I always advocate putting money away for a rainy day, but what should you do when you're in the middle of a torrential downpour?
The first thing to do is prioritize. Some bills will always be more important to pay than others. With so many to take care of, it's easy to lose track of which bills should be on the top of your list. Importance of the bill would dictate which ones get paid with one possible order of prioritization looking like this: 1. Mortgage or rent 2. Food 3. Utilities 4. Health costs 5. Insurance 6. Student loans or children's college expenses 7. Other debts you've incurred On the other hand, and as an example of why it's so difficult to make these decisions, here is another ranking of importance. 1. Basic foods 2. Medicine 3. Electricity 4. Water 5. Transportation 6. Rent or mortgage So when you look at the two options what should you do? How about using the "10-1010 rule" to evaluate the consequences of these financial decisions. "How will paying this bill as
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opposed to that bill affect the next 10 minutes? Ten months? Ten years? Whichever outcome has the better effect on the 10 month or 10 year time period should be the one you choose. This suggestion may not always work, depending on the situation, but it may keep you from, say, taking out an exorbitant, long-term loan to pay off short-term debts. In such tough times it is Not the time to be humble. If you're new to being impoverished, you may not realize many creditors will cut you some slack if you call and ask for more time to pay. If all you need is a few days or weeks' time due to cash flow problems, don't hesitate to pick up the phone. All of this advice is easy to offer but can be difficult to follow, especially if you're trying to maintain a certain lifestyle. But whatever you do to mitigate financial stress, the most important thing to do is...Don't panic. It sounds obvious, but it can be easy to forget to stay calm when debt collectors are bombarding you with phone calls, snail mail, and emails, and the numbers in your bank account look like something out of a first-grade remedial math book.
FA M I LY M AT T E R S S e p t e m b e r 2 0 1 3
I always recommend that people make financial decisions with their head—not their heart. I know it can be a hard thing to do especially with so many emotions in play but use the 10-10-10 rule and add a 5 before it…meaning take 5 minutes to relax then take aim at the problem. And remember you can always contact me for advice or help with the situation. Keep your financial sights aimed on the long term…. Article contribted by Mr. Chip Jurgensen, CFP, NCJFSAP. If you would like to talk with Mr. Jurgensen contact him at (919) 334-8313 or email cjurgensen@mflc.zeiders.com.
@ncngfamily
You Create
Conquer
Together We This month's meeting
Kicks Off NCNG Triangle Teen Council's (ages 13-18) Second Year Tuesday, September 17th, at the Wake County Extension Office 4001 Carya Drive, Raleigh, NC 27610. Meeting is from 5:30pm to 8:00pm and includes dinner. Interested in attending? Contact Alice Dean, NCNG Lead Child & Youth Coordinator office 800-621-4136 ext 12183 or email alice.c.dean.ctr@mail.mil Let me introduce myself, my name is Joshua Cook and I am the President of the NCNG Triangle Teen Council. I would like to invite you to join our Council.
MESSAGE FROM The Council President
During last school year, a group of teens and our NCNG Child & Youth Program began the Council. We met monthly to discuss the future of the club, participated in leadership development, and hosted a 4-day NCNG Teen Challenge Retreat for other NCNG teens. The experiences over the past year have been priceless and the advantages that come with this council are endless! In the coming months, we plan to serve our community in a greater way and continue to network with National Guard teens to help us with this challenge. If you are interested in attending, please contact Alice Dean, NCNG Lead Child & Youth Coordinator at office 800-621-4136 ext 12183 or email alice.c.dean.ctr@mail.mil. I look forward to meeting you this September and to have you a part of our team.
S e p t e m b e r 2 0 1 3   FA M I LY M AT T E R S  
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F I N A NCE
Talking With Kids About Money (How Do I Rate) Place a 0, 1, 2, or 3 in front of the blanks below
3 means you talk about the topic often 2 means you occasionally talk about the topic 1 means you have talked about it once or twice
0 means you never have broached the subject
Basic Concepts
Do you talk to your kids about. . . . ___ Why money is valuable
___ Borrowing money
___ Saving money
___ Rainy day funds
___ Spending wisely
___ Investing
Everyday Conversations and Actions ___ Do you find little ways to regularly bring up the money theme? (For example, talk about the price of grocery items, brag about things you found on sale) ___ Do your kids understand what it takes to run a household? (For example, do you mention the types of monthly bills you pay, do they understand why you ask them to turn off lights when not in use) ___ Do you model good financial behavior? (For example, let kids see you paying bills on time, balancing your checkbook) ___ Do you delay your own gratification? (For example, do you wait for a sale or save up for something and then pay cash) ___ Do you model good shopping habits? (For example, let the kids see you examine the quality of items before you buy, shop sales) ___ Do you weigh purchasing decisions out loud? (For example, do you talk about the pros and cons of a purchase with the family)
How did you do?
Go back and look at the numbers. You will see where you are strong and where you need to improve. Remember, kids are observant and will learn good or bad financial habits from you – their most important source. Be a good role model and talk about money with your kids.
Adapted by Anita McKinney, Extension Educator, Duval County Extension Service from information for parents on the web at www.themint.org
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FA M I LY M AT T E R S S e p t e m b e r 2 0 1 3
with outside organizations/companies. Thursday also featured a presentation from one of the partners that we featured in our presentation, Tutor.com. Tutor.com is a resource that I personally have found to be invaluable for helping me with homework that I did not understand. One of their largest philosophies is not to give you the answer. They work to help you understand how to do it, and to complete the problem yourself, but they will never give you the answer. The Department of Defense has graciously funded the ability for all Military Kids to use Tutor.com free-of-charge! I would highly recommend that you check it out, as I have found it extremely useful. Later that evening we attended the Nationals v. Giants game. We watched the Nationals almost add a “Curly W” to the books, but sadly, they fell short in the last inning.
National Guard Teen represents North Carolina at National Panel
All of our travel, as a group, in Washington was accomplished either by walking or via the Metro. The Metro is Washington’s public rail transit system that is extremely easy to use and understand, but it tends to get a little crowded after Nationals games. All-in-all, using the Metro, while there were big crowds making use of it at the same time, was able to show us what people that live in big cities face on a daily basis, in regards to transportation.
My name is Blake Stoddard and I was recently selected to serve as the Region 4 representative on the National Guard Teen Panel. The Guard Teen Panel (GTP) is a national panel of teenagers with parents in the National Guard (both Army & Air) who come together to represent their respective regions at the national level to the leadership of the National Guard. Region 4 is the largest in the United States/Territories and encompasses eight states (North Carolina, South Carolina, Tennessee, Georgia, Florida, Alabama, Mississippi, and Kentucky). Our job as regional representatives on the GTP is to serve as the liaison between the teens in our region and the lead Family Programs staff.
The next day, Friday, included just as much fun as the first. We were able to gather all of the information that we needed for our presentation while also having another presentation from another partner, MilitaryKidsConnect.com. Military Kids Connect is an extremely unique resource that serves as an online community for military children, while also providing age-appropriate resources that help throughout the deployment cycle and beyond. We were able to see several of the games, activities and videos that the site has to offer as well as give our input on what we think could make the site better! We wrapped up our final day together with a trip to Hard Rock Cafe for dinner. Everyone was extremely friendly and the food was great!
Most newly-chosen representatives are not able to attend the summer GTP meeting, but as Kirsten, the representative before me, had already started college, I was asked to attend in her place. The summer meeting was August 14 - 17 in Washington, D.C. At this meeting, we were able to meet with several high ranking officials. We also heard from several of the Child & Youth partners!
Saturday morning brought the time of the meeting where everyone returned to their "Region" so they could share the things that were accomplished at the meeting and what their plans are for the future that will be discussed at the next GTP meeting. Overall, the meeting was extremely fun and a lot was accomplished!
On Thursday, we started on our task, a presentation that we are able to use that helps explain the different national and state Family Programs, as well as several of the partnerships that exist
Photo contributed by National Guard Bureau Child and Youth Program Manager, Lauara Helsel.
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FRI OCT Anth 25 F
6pm-8pm
NC National Guard Family Programs
Annual
Carnival Games
Fall Festival Games--Prizes—Food--Candy Costume Contest
Haunted House For additional information and/or to RSVP please contact Gabrielle O'Flanagan by Friday, Oct. 18th gabrielle.h.oflanagan.ctr@mail.mil
Bounce House
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Phone: 704-344-2352 ext.1 4240 West Blvd. Charlotte, N.C. 28208
FA M I LY M AT T E R S S e p t e m b e r 2 0 1 3
V OLUN T EER Compassion Fatigue (FOCUS) Guest Presenter: Deanna Cole Are you tired of volunteering? In this session we will be highlighting best practices, tools, and some exercises found in the Franklin Covey’s Compassion Fatigue (FOCUS training) Please register using the following links. (Or you may cut & paste entire link into browser)
(800) 621-4136
Session 1 September 3rd 10:00 AM -11:00 AM, Eastern https://www2.gotomeeting.com/register/781398370 September 5th 9:00 PM – 10:00 PM, Eastern https://www2.gotomeeting.com/register/489187778
Charlotte: Nikkie Newsome genesia.k.newsome.ctr@mail.mil Ext.14548
Session 2 September 10th 10:00 AM – 11:00 AM, Eastern https://www2.gotomeeting.com/register/617383962
Clinton: Sarah Strickland sarah.r.strickland.ctr@mail.mil Ext. 14735
September 12th 9:00 PM – 10:00 PM, Eastern https://www2.gotomeeting.com/register/521509538
Goldsboro: Greg Smith gregory.p.smith14.ctr@mail.mil Ext. 15423
This is a Voice over “Internet” (VoIP) session, please use where possible. Follow prompts post login. Speakers for sound are required & microphone (optional) to participate in the conversation.
High Point (Temporary location due to Construction): Gloria Fields gloria.d.fields.ctr@mail.mil Ext.15620
If you do not have a microphone & want to be able to speak or attend by telephone please use the toll free line: 1-877-380-7755 - access code 4665215
Jacksonville: Judy Richardson judith.r.richardson.ctr@mail.mil Ext. 11346
Training Program Background: In 1984, the first Franklin Day Planner was produced, followed by a popular time management workshop. New designs and formats are created continually, and the FranklinCovey Planning System is now used by more than 15 million people worldwide.
Morrisville: Darlette McCormick darlette.s.mccormick.ctr@mail.mil Ext. 16313
In 1989, The 7 Habits of Highly Effective People by Stephen R. Covey was published, and training and consulting based on its concepts were developed. The book has become one of the top-selling business books of all time. Franklin Quest and Covey Leadership Center announced their intent to merge January 22, 1997. The new company, FranklinCovey, was finalized on May 30 of that year. After registering you will receive a confirmation email containing information about joining the Webinar. Upon joining the webinar, you will not be able to hear the sound through your computer. You will have to call the phone number provided in the registration. System Requirements, PC-based attendees, Required: Windows® 2000, XP Home, XP Pro, 2003 Server, Vista, Macintosh®based attendees, required: Mac OS® X 10.4 (Tiger®) or newer.
FAMILY READINESS SUPPORT ASSISTANTS
Oxford: Norman Dean norman.g.dean2.ctr@mail.mil Ext. 12182 Raleigh: George Lane george.w.lane2.ctr@mail.mil Ext. 46714
Now we're easier to find. Just type (or search)
NCNGFP
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Statewide Locations Asheville Military Family Resource Center 7 Yorkshire St. Suite 101, 28803/Fax: (828) 274-7209 Vacant, (828) 274-8571 Charlotte Unit Family Contact Center 4240 West Blvd., 28208/(800) 621-4136 Carry Bandy, FAC Specialist, carry.s.bandy.ctr@mail.mil, Ext. 14573 Gabrielle H. O'Flanagan, gabrielle.h.oflanagan.ctr@mail.mil, Ext 14547 Greenville State Family Assistance Center 1401 N. Memorial Dr., 27834/(800) 621-4136 Ext. 11150 Dawn White, dawn.m.white2.ctr@mail.mil Lenoir State Family Assistance Center 1535 Beecher Anderson Rd., 28645/ (800) 621-4136 Ext. 11242 Frances Johnson, frances.r.johnson28.ctr@mail.mil Raleigh Unit Family Contact Center 4105 Reedy Creek Rd., Raleigh, NC, 27607/(800) 621-4136 Lisa Faison, lisa.m.faison.ctr@mail.mil, Ext. 47100 Mark Woolbright, mark.l.woolbright.ctr@mail.mil, Ext. 47102 Bob Bowman, robert.a.bowman1.ctr@mail.mil, Ext. 46979
Raleigh JFHQ Unit Family Contact Center 636 Gold Star Drive, Raleigh, NC, 27607/800-621-4136 Ext. 46078 Wendi Bell, wendi.h.bell.ctr@mail.mil Smithfield Unit Family Contact Center 406 Hospital Rd., 27577/(800) 621-4136 Ext.12784 Abby Millsap, abigail.e.millsap.ctr@mail.mil Southern Pines Unit Family Contact Center 510 W. Morganton Rd., PO Box 1317, 28387/ (800) 621-4136 Ext. 12863 Earlene Capps, earlene.b.capps.ctr@mail.mil, Wilmington Unit Family Contact Center 2412 Infantry Rd., 28405/(800) 621-4136 Jim Marley, james.e.marley.ctr@mail.mil, Ext. 16918 Winston-Salem Unit Family Contact Center (Temporary location due to construction in Greensboro) 2000 Silas Creek Pkwy., 27103/(800) 621-4136 Ext. 15651 Sandy Harrison, FAC Specialist, sandra.b.harrison2.ctr@mail.mil
Family Assistance Centers Family Assistance Centers are located across the State to provide assistance to ALL Military Service Members and their Families. If you know of a Service Member or Military Family that has a question or concern, please share our contact numbers, web site, newsletter, and Facebook link. We're here to help.
Personal Financial Counselor Our Personal Financial Counselor can provide FREE one-on-one financial counseling services to you and your Family. Mr. Chip Jurgensen, CFP, NCJFSAP (919) 334-8313 cjurgensen@mflc.zeiders.com
MFLC PROGRAM ~Provides short-term, situational, problem-solving counseling services to Servicemembers and their Families ~Provides psycho-education to help military Servicemembers and their Families understand the impact of stress, deployments, family reunions following deployments and the stresses of military life ~MFLC services augment existing military support services ~Flexible service delivery (Outreach/Rotational and OnDemand); Services can be provided on or off military installations ~Services provided to individuals, couples, families, and groups ~Children’s Support Program addresses military impact on children ~MFLCs are mandated reporters of child abuse, domestic abuse and duty-to-warn situations ~Services are otherwise confidential and private ​ taff: S John Alleman Adult and Family Specialist (919) 745-9635 Betty Steelman Youth and Family Specialist (919) 665-9178