Tampa Bay News & Lifestyles. Odessa/Lutz/Land O' Lakes Vol. 11, Issue 05, May 2020.

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Vol. 11, Issue 05, May 2020

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Your community. Your magazine. ™

The Premier “Shop Local” Community Magazine Directly Mailed To 20,000 Homes In Odessa, Lutz & Land O’ Lakes Areas This Independent Community News, Business & Dining Guide Is Directly Mailed Once Each Month To:

Ashley Lakes, Ballantrae, Belle Meade, Calusa Trace, Canterbury, Cheval, Citrus Greens, Concord Station, Devonwood, Dolce Vita on Lake Keystone, Echo Lake, Farmington Village, Fern Glenn, Grey Hawk at Lake Polo, Heritage Harbor, Ivy Lake Estates, Keystone Groves, Keystone Manors, Keystone Reserve, Keystone Shores, Lake Charles, Lake Church, Lake Parker Estates, Lakeside Grove Estates, Northlake Village, Northbridge at Lake Pretty, Northton Groves, Oakstead, Orange Blossom Creek, Reflections, Steeple Chase, Starkey Ranch, Stillwater, Stonegate, Suncoast Crossings, Suncoast Meadows, Swan Cove, Van Dyke Estates, Van Dyke Farms, Villa Rosa, Wyndham Lakes

A Christian-Focused Financial Advisor – Brent Hulling

By Tom Bostock

Have you ever heard of a faith-based financial advisor who believes in and incorporates biblical references and Christian core values into his financial practice; without pressure, he is happy to discuss them with his clients, but only if they are interested. Well, neither did I, until I recently interviewed Brent Hulling, First Vice President, Investments with Raymond James. He also is a member of Kingdom Advisors since 2017. Brent earned a prestigious designation called the Certified

Kingdom Advisor (CKA) where he was taught a process to help incorporate Christian values into his financial practice and continues to offer biblically wise advice when asked for. Through his church, Grace Family, Brent works with a small group of other Kingdom Advisors. Brent and his caring family are an integral part of their neighborhood, supporting the community that they live in. He actively participates in his 9 year old twin boys activities. One son is active in baseball and Brent, not one to sit on the sidelines, coaches his son’s baseball

See “Brent Hulling” on page 22

Let Olympus Pools Put a “Theme Park” in Your Backyard

From the Editor..............................5

By Tom Bostock Does this sound familiar? It’s a beautiful morning in the Tampa Bay area. Load the kids in the car and fight the interstate traffic to get to the beach. Now, find a place to park or at least to stop long enough to unload the oversized beach umbrella, towels, miscellaneous supplies, and the family. Retracing your steps, pray that you even find a parking place. Now search for the family and find a bathroom for your youngest child. Not a fun way to spend your day at the beach, is it? Why put yourself through that hassle, when Olympus Pools, known throughout the Tampa Bay area as “THE Premium Pool

INSIDE THIS ISSUE:

Bliss Dental Lounge....................8-9

SAT & ACT Improvement.......12-13

Water Conservation Program........16

Bob the Computer Guy...........18-19

See “Olympus Pools” on page 20


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Staying positive through everything that’s been going on in my life was challenging enough before the Coronavirus. Now, it’s a million times harder. I am sure it hasn’t been easy for anyone, much less for those essential workers and healthcare professionals. I would personally like to thank all of you for your courage, dedication, and perseverance during these trying times. With all these tragic things happening, it seems like an unusual time to discuss ways of staying positive. Yet staying positive and remaining calm are critical ingredients in the recipe for successful coping in a crisis. So how can you feel optimistic when all around you is all doom and gloom? Here are some ideas of things you can do to get you into a more positive mindset: 1.) Limit Your “Depressive News” Intake - Seriously, try to limit how many hours you spend listening to all these devastating world news on a given day. Choose a single news source that you trust and restrict yourself to an hour (or two tops) a day. That way, you’ll still be informed of the latest events, without feeling overwhelmed by all the negativity. These days we’re all constantly bombarded with articles and “questionable” news that are not even 100% accurate. Like I said, limit your news sources to only trusted sources. 2.) Take Care of Your Loved Ones & Strengthen Your Connections - You may be young and healthy, but it may not be the case for some of your relatives, friends or even neighbors whose immune systems are compromised. Check with them regularly to make sure they are doing ok. Offer to go grocery shopping for them. 3.) Support Your Favorite Local Business! We frankly don’t know how much longer this social distancing will last. Still, we know that it has negatively

affected many small businesses in the Tampa Bay area, bars, and restaurants in particular. Show your support by buying online gift cards, ordering to-go, and using apps like DoorDash and UberEats. 4.) Take Advantage Of Your Free Time - I cannot begin to express how annoyed I get when I hear people say they are bored. Make use of your new-found time to learn a new skill or practice your favorite hobbies (by respecting social distancing rules, of course). Learn to cook or improve those family recipes. Read a book, read another, read one more. Take care of all those items on your Honeydo list. Clean your closet. Clean your children’s closet. Clean your partner’s closet. Declutter. You’ll feel so much better with less stuff. Best part? You can donate all your gently used items to charity and organizations currently helping thousands of struggling individuals right here in our city. 5.) Be Thankful and Treasure Every Small Moment - Even during quarantine and a global pandemic, you still have many small moments to appreciate and feel thankful for. Cherish that kiss from your spouse, that warm hug from your child. Laugh out loud at that silly yet funny video your friend just sent you. If you’re a pet parent, enjoy your four legged-friends companionship as much as possible. Go on many walks with your dog. Play with your cats. Open that nice bottle of wine and enjoy it, because why wait? Enjoy today, live today, be in the moment. Allow your brain a chance to process these happy little moments, and they will boost your serotonin, the feel-good neurotransmitter that will help elevate your mood and make you feel more relaxed. Stay safe, stay positive! Until next time,

Carla M. Dubis. Tedeschi.


6 MAY 2020

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Bliss Dental Lounge, a Spa-Like Dental Practice. Caring for the community, keeping them safe and healthy. By Deborah Bostock-Kelley When you walk into Bliss Dental Lounge, don’t be surprised if you feel the need to step back outside and confirm you have the correct address. The office looks nothing like the typical white, sterile dental office with the cringe-worthy drilling sounds and that distinct pervasive clove odor. Bliss Dental Lounge seems more like getting your dental services at a resort spa and that is precisely as Dr. Sheetal Suryawanshi, DMD intended. After working in other dental practices for 20 years, Dr. Sheetal knew exactly what she needed when opening her own private practice. For two years, she researched and perfected her dental lounge to be the antithesis of what one would anticipate when going to the dentist. Whether it is soothing background music piped throughout the modernlooking office, a hint of aromatherapy, the walls a showcase of artwork available for purchase by local artists, a coffee and snack bar for patients on the go, private suites with luxurious massage chairs, two televisions, and scenic views with regular visits from cows in the pasture behind the office, Bliss Dental Lounge is a one-of-a-kind, innovative

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approach to dentistry. With the recent unprecedented Covid#19 events a lot has changed for the health safety of our communities and family . At Bliss Dental Lounge we have always followed the CDC guidelines of universal sterilization and infection control. We are now taking additional steps to ensure the safety of our valued patients and team. 1.We will now be screening every patient before their appointment. 2. In our effort to follow safe social distancing our patients will have the option of waiting in their cars until we are ready to see them. 3.We have installed top

of the line HEPA filters in our reception area and treatment rooms for air purifications . 4. Our clinical team will be using additional PPE and face shields. 5. We have installed the latest state-of-the-extra oral suction evacuators in the treatment rooms to minimize aerosols . When you speak to Dr. Suryawanshi, it is easy to see that she is absolutely passionate about her career choice and wants to make every patient and staff member feel like family. “I didn’t want to just create a great experience for the patients, but also team. I believe in team culture. We are like a family. All pa-

tients become a part of that family. I’ve been fortunate enough to have a team always happy to see patients and are passionate about what they do. The goal is to change the perception of dentistry and the patient’s experience. People don’t like going to the dentist, and that’s what we are trying to change.” Dr. Suryawanshi’s interest in dentistry came from her own fear. “As a child, I was always fearful and nervous dental patient. I wanted a profession where I could help people. Both things merged for me. When I started dentistry, I always paid attention to what made people anxious coming to the dentist,

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what were the fear triggers, what made them stop seeking dental care.”.“The first thing that intimidates patients is walking into the reception area, the traditional uncomfortable the medical office chairs, smells, sounds, and the feel of the office,” she said. “That’s why I created an office that people can come into and feel relaxed and calm.” We have invested in the latest and greatest State-of-theart Dental technologically. CBCT ( CT Scan ) machine for advanced dental treatments , digital xrays , massaging chairs to name a few. A graduate of Boston University, Dr. Sheetal moved to Florida to escape the snow and frigid temperatures in the north, “I wanted to serve the people where I live.” and could think of no better location

than Lutz, the city she calls home for the last 12 years. Using anxiety-free sedation or nitrous oxide (laughing gas), Bliss Dental Care offers services in general family dentistry, implants, dentures, crowns, bridges, Invisalign, veneers, teeth whitening, emergency dentistry, and will soon provide sleep apnea dental appliance solutions and oral surgery. As a family dental practice, Dr. Sheetal sees patients of all ages. Most new patients are family, friends, or coworkers of current patients. “We want to be your family dentist forever.” While some people avoid the dentist due to lack of dental insurance, Bliss Dental Lounge offers a private in-house insurance Membership program, payment plans, and third-party

financing. “Our unique Membership plan gets them the basic coverage that they need and also saves them money on any additional services that might be needed.” In addition to sponsoring children’s dental health, Dr. Suryawanshi participates in “Give A Smile.” Potential recipients will write a letter and provide photos for dental services needed. The dentist and her staff will select a person to receive a dental transformation without cost. Dr. Sheetal explains that routine dental exams and cleaning prevent gum disease (periodontal disease) which is linked to heart disease, Alzheimer’s disease, and prostate cancer because germs start in the mouth and travel throughout the body.

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“Dental care isn’t expensive. Dental neglect is,” she clarified. “Getting to meet people and bringing smiles to them is what I love best about my job. At the end of the day, when they come with a problem, and I’m able to fix it – that’s the most rewarding thing. I’m absolutely passionate about dentistry and I enjoy coming to work every day.” Bliss Dental Lounge is located at 17735 Hunting Bow Cir, Lutz (Ballantrae Professional Center ,SR 54 ). Hours of operation are Monday, Tuesday, Wednesday, and Friday from 9am to 5pm, Thursday 10a to 6pm, and Saturday 9am to 2pm by appoint. To learn more or make an appointment call 813-995-6178 or visit https://www.blissdentallounge.com or Facebook: BlissDentalLounge. MAY 2020 9


10 MAY 2020

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MAY 2020 11


SAT AND ACT IMPROVEMENT: NEW OUTLOOK AND THE FUTURE By Dr. Wayne Adams Upcoming Test Dates in 2020: SAT on June 6 has been canceled, August 29 still scheduled ACT on June 13 and July 18 still scheduled. Early reports say that students trying to register for the SAT Exam on August 29 are receiving the message that there are no spaces available. NEWS FLASH: While cancellation of the SAT Exam in June was not a surprise, not being able to accommodate students for the August 29 Exam is. And the next SAT Exam after that is scheduled for October 8, which is about five months away. The SAT announcement also said they were working on an on-line exam, implying that large numbers of students

would not have to come together in one place to take the exam. This has always been a possibility, and I understand

the ACT is also working on this. The big problem is how to know the student taking the exam on-line is actually the

student they are supposed to be, and not a “ringer�. My students are already shifting to preparing for the


ACT if it is given in June or July. Their first exam in fall 2020 is scheduled for September 18 if the exams on June 13 and July 18 do not take place. THE FUTURE: As we all adjust to our new realities resulting from the coronavirus, I have been reading many articles about the possible future impacts on high school, college, and graduate level education. Needless to say, our educational and working worlds have been severely jolted, and probably changed for many years to com. For our high school students, one of the first questions is, “What will their working world be like when they graduate from high school, colleges, and/or graduate schools?” From this projection, we can work backwards to see how to be best prepared for the future. I highly recommend every family sit down and talk about what the future may hold, and how to best prepare. This can affect selection of colleges, majors, graduate schools, the best way to prepare (such as on-line, in a classroom, independent study assignments), and actual value of different degrees vs the investment. The SAT, ACT, GRE, GMAT, MLAT, ILAT, medical boards, bar exams (law), real

estate licensing, insurance licensing, professional engineer, and other standardized tests will still be with us … and perhaps more important than before. Whatever their flaws, these tests give “decision makers” additional information about an applicant (student, grad student, job applicant, budding professional) as part of determining if they qualify for what they are seeking and how they might do in that role. Our on-line SAT and ACT classes are off to a roaring start with multiple students improving rapidly. Here are some comments: “I can’t believe how much we learn so quickly.” “The format is great, enabling me to move ahead with a lot of support and key information when I need it.” “When I saw your first evaluation test, I never believed that later I would get every question right!” “The time goes by so fast.” For our classes, I send my students their Reference Books (2), Reference Binders (2), and Sealed Envelopes (4) via UPS before we begin. We use an excellent, on-line platform with many options for helping students learn and perform. From my last article, you also know that I have had extensive experience helping students around the country on-line.

At present, you can see the scheduled SAT and ACT exam dates at the beginning of this article. I think the ACT in early June is possible, and the ACT in July and the SAT in August will happen. If an exam is canceled or postponed when one of my students and I are preparing, I will also include one or two additional review classes before the actual exam as part of our prep course package. If You Would Like To Talk More About Your Student … Please contact me at 727-2530639 or send me an e mail at wwa0811@mykolab.com. As a personal note, my undergrad and grad school experiences were in a standard, classroom environment. My doctorate was different - I never set foot in a classroom, everything was done by remote assignment, and even before I graduated I had a position as the new Dean of a Graduate School of Business and Full Professor. The school was fully accredited, and recognized as a leader in its field. So I know from experience that on-line and off-site education at all levels can work very well. Dr. Wayne Adams is one of the leading SAT and ACT tutors in the country. His students normally improve 200 – 350 points on the Writing, Reading, Writing and

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Essay, and Math, and 4 – 7 points on the ACT composite. They have been admitted to eight of the top ten universities in the country, eighteen of the top twenty-five, and many schools in Florida. These schools include Harvard, Yale, Princeton, Columbia, Stanford, U Chicago, Duke, U Penn, Johns Hopkins, Cornell, Notre Dame, Emory, UC Berkley, UCLA, USC, UNC (Chapel Hill), Wake Forest, NYU, Northeastern (Boston), Boston College, Georgia Tech, Service Academies: Navy - Air Force - and Merchant Marine - Penn State, LSU, Auburn, UF, U Miami, FSU, USF, UCF, Florida Atlantic, Florida Gulf Coast, FIU, New College of Florida, Stetson, and Julliard – Manhattan - New England - and Berklee Conservatories of Music. Many have received academic, athletic, or music scholarships. This year, he also tutored three juniors who scored at the national merit finalist/ semi-finalist levels on the most recent PSAT. He is a former Dean of a Graduate School of Business and Full Professor, and began college teaching at the University of Maryland in 1968. He has degrees and advanced studies at Harvard, Yale, Vanderbilt, Columbia International, and Luther Rice.

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14 MAY 2020

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MAY 2020 15


New water conservation program aims to save up to 11 million gallons a day by 2030 Rebates available to residents, business owners and contractors in Tampa Bay region Five local governments are partnering with Tampa Bay Water and the Southwest Florida Water Management District to save water in the Tampa Bay region. The water conservation program – Tampa Bay Water Wise – offers rebates to residents and commercial property owners who take proactive steps to reduce water use and demand on the region’s water supply. Residents and business owners in participating areas including Hillsborough, Pasco and Pinellas counties and the cities of St. Petersburg and New Port Richey may qualify for Tampa Bay Water Wise program rebates and can check their rebate eligibility at TampaBayWaterWise.org. Residential property owners can qualify for rebates ranging from $100 for toilet replacements up to $250 for smart irrigation controllers. Commercial property owners can qualify for rebates too. These range from $75 for installing high-efficiency toilets and urinals to $1,000 for water-saving cooling

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towers. Restauranteurs and food service professionals are also encouraged to change to water-efficient options for dishwashers and spray valves with rebates ranging from $50 to $400. “Small individual changes can make a big impact,” said Amelia Brown, Tampa Bay Water’s demand management program manager. “Taking water-saving measures can positively impact our community now, and in the future. When we save water, we all win.” Demand projections show the Tampa Bay region will need an additional 10 million gallons per day of new water supply in 2028. The Tampa Bay Water Wise program aims to conserve up to 11 million gallons of drinking water per day by 2030 through conservation efforts alone. Conservation efforts are a smart choice for growing communities. Funding conservation measures costs about a quarter of the least expensive new water supply source. “Effective conservation programs save water

and money,” said Brown. “We can keep water rates down by delaying the need for new supplies and capital expenditures.” Visit TampaBayWaterWise. org to learn more and see if you qualify for rebates and incentives. About Tampa Bay Water Tampa Bay Water is the largest wholesale

water supplier in Florida, providing high-quality drinking water to its members, who in turn, supply water to more than 2.5 million residents of the Tampa Bay area. Tampa Bay Water member governments include the cities of New Port Richey, St. Petersburg and Tampa, and the counties of Hillsborough, Pasco and Pinellas. To learn more, visit tampabaywater.org.

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MAY 2020 17


Bob the Computer Guy: STAY ONE STEP AHEAD OF THE SCAMMERS! By Bob Dalles Buckle up my friends. Hang on and get ready for the ride. Trillions of dollars of government relief money is up for grabs. Your phone is likely to get bombarded with phone calls and text messages from scammers promising to help you claim your share of that money. Some might tout that they can help get you your money faster. The IRS says it can take as long as 20 weeks for some people to see their money. Meanwhile the assault on your email’s inbox will continue by criminals drooling at the chance to steal your money. If you have an email address or phone number you can be an easy mark, because just about everyone is expecting to receive some type of financial assistance from the government. And with all of this happening… Many people still take a casual attitude when comes to their computer security. They have become so comfortable

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using the internet that they don’t think about its dangers. It’s like driving a car. Probably the most dangerous thing we do on a regular basis, but we never think about it. Do you say to yourself when you get in your car, “I have a 1 in 114 chance of dying by getting behind the wheel today?” Probably not, but you do, according to the National Safety Council’s website at the time of this writing. After all, it’s our nature to not think of the dangers and consequences of our choices and actions; while we bask in their conveniences. I have been receiving calls from folks who have an increasing concern regarding the security of their computers. As they should, with the growing number of people working from home, attending school, conducting their financial affairs and just plain trying to stay in touch with each other. The safety and security of their computers concern them and they want to know what measures to take to stay one step ahead of the scammers.

A simple three-step process can help you head off a world of problems with your computer… First, make sure your digital environment is clean. Your digital environment is the intangible software that instructs your computer to be a web browser, tax software, or solitaire game. You need to begin with a clean software environment in order to create a safe environment. Your computer needs to be thoroughly scanned for any

infections; then eradicate those infections. The only way to know for sure if your system is infected is by using multiple methods to deeply analyze the safety of your computer’s environment. Your computer has hundreds of thousands of files on it, perhaps even millions. If you are serious about this, I recommend you have a trained professional do this for you. Their experience is invaluable when it comes to the “looking for a needle in a

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haystack tactics” they develop from doing this for years. Second, once your digital environment is clean, you are ready to maintain your computer’s safety by implementing an anti-malware solution to your computer. There are many options available, both paid and free. Some are better than others. None are perfect. I suggest you implement one and keep it up to date. Unfortunately, many people who take the lead and install anti-malware on their computer, drop the ball by failing to keep it up to date. Third, count to five before you click any link, especially links in unsolicited emails that show up in your inbox. Most phishing scammers hope to tempt you into clicking their link. They play on your emotion and hope you will act without a second thought. I’m telling you to consciously give it a second thought by counting to five before you click. You’ll be glad you did. That’s it! Implement these three simple steps today and you will significantly reduce

your susceptibility to being yet another internet crime statistic. If you need help call me. I have programs in place to provide the solutions you need. We can scan your computer and clean out the infections. We can do it all remotely without you having to leave your home or office, and without us coming to your location. See not only does your computer stay safe, so do you and my team while we provide this vital service to you. Isn’t that what it’s all about? Each of us looking out for each other. Cyber criminals will exploit the easy victims and unprotected systems. Protecting yourself online is your responsibility. Don’t go it alone. We’re here to help. If you are not sure your system is safe, please have it looked over by a Professionally Certified IT Specialist. Call us now at 727534-4000. We’ve been helping folks restore their peace of mind, and sanity, with their technology for decades. Be Safer In Your Digital World!

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MAY 2020 19


“Olympus Pools”

- continued from page 1 Builder,” has a better idea? With multiple financing partners and budget-friendly programs, it’s easy to put a theme park in your backyard with an in-ground pool, designed to your specifications and limited only by your imagination. With a staff where each team member averages at least ten years’ experience or more, you can be sure that you’re in good hands with Olympic Pools! If you are wondering what your friends and neighbors think about the Quality and customer services provided by Olympus Pools, just read several excerpts from the unsolicited testimonials of a few of Olympus Pool’s satisfied customers and make up your own mind. Dave Hoversten: “If I could give Olympus Pools 10 stars, they would have earned every single one of them. If you are looking for a company to build you a pool, then you can stop reading now and pick up the phone because Olympus Pools is the premier pool builder in Tampa. If you want to know why, then I can, and will, tell you, in great detail, because they just finished a masterpiece in our backyard, and they did the whole thing in only one month! I called at least a half dozen companies to bid on our pool project, and James, the owner of Olympus, was the first to respond and the first to meet with me. From the moment

20 MAY 2020

that I met James, I knew that I wanted to work with him. Not only did he know every aspect of pool building, but he was extremely professional, easy-going, and seemed to know exactly what we were looking to accomplish…” Antonio Chavez: “Our journey with Olympus Pools began after meeting with more than six other pool builders in the Tampa and Sarasota areas. The reason we chose Olympus Pools is, they were knowledgeable, professional, had competitive pricing, and they listened to our vision.

Also, we liked their website, mission statement, and other pools they had completed in our area. We met with Mike Cook, a salesman for Olympus Pools, at our house, to discuss our ideas and vision. Mike listened, took measurements of our yard, copious notes, and scheduled another meeting with us a week later at their office in Tampa. This meeting was nothing short of impressive. They had put our ideas together in a 3D presentation that visually showed us how the pool, spa, and deck would look in our backyard…”

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salt chlorine system, and LED lighting included in the Olympus pool, which was additional costs with the competition…” Your total pool experience begins with a visit with one of Olympus Pools, talented pool designers. There are three convenient locations to choose from Tampa (Lutz), Lakeland, or Bradenton. Since Floridians live outdoors at least as much as indoors, your designer can help you with other options in your pool design, including materials, pool finish, shape, style, tiles, and accessories (with samples available to be seen in their offices). His/her expertise can also assist you in creating the outdoor kitchen of your dreams, including custom cabinetry, a grilling island, grills, smokers, and pizza ovens. Would a fireplace or fire pit add to your evening enjoyment? How about the wine cooler? Purchasing an in-ground pool is a significant investment; there are many pool contractors to choose from. After you have tried the rest, choose the best, Olympus Pools. You’ll become another one of their many satisfied customers. Olympus means Quality!

Locations:

Tampa: 21859 State Road 54, Lutz,

Eric Wingard: “We have a tiny and unique space in our back yard. We had several pool builders draw a design and price a pool for us, but nothing seemed to fit. Olympus was

able to take our space constraints and create a fantastic pool design that is now the envy of my neighborhood. There were many “extras” like an upgraded dual speed pool pump,

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FL 33549. Phone: 813-983-7854

Lakeland: 625 Commerce Dr, Suite 302, Lakeland FL 33813. Phone: 863-646-6466

MAY 2020 21


“Brent Hulling”

- continued from page 1 team in the Lutz Little League. His wife Erika was a teacher at Oakstead Elementary School since 2007 but moved to McKitrick Elementary this past year. He had previously noted that he was especially proud of his charity work, both financial and through personal involvement, and his church’s own financial support of charities that help make the Tampa Bay area a better place to live for all of its residents. Brent came to his chosen profession by a somewhat circuitous route. Originally interested in a technology-related field, after his graduation from Chamberlain High

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School, he attended the University of South Florida where he earned a degree in Organizational Communication. Not surprisingly, throughout his financial career, the skills that he learned in that course have made him a more effective advisor,

able to empathize and communicate with clients from all walks of life, assisting them with their financial needs. Following a fiveyear stint with another investment firm, Brent decided to broaden his employment experiences,

working in insurance, property and casualty for only a single year. In his heart, Brent knew that his first love lay in helping people with their needs and returned to financial services as a financial advisor. He noted that “I really love finance and I love going to

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work every day.” Bridging the gap between “just getting by” and financial independence for his clients with timely investment strategies has always been Brent’s goal for his clients. With an average life span of 70 years for men and 81.1 years for women, according to World Data. info (2019), unprepared seniors can potentially face financial vulnerability in later years; timely financial planning today is no longer an option, but a necessity! Living longer, financially unprepared seniors may find themselves with their Social Security payment as their only source of stable income. Their “golden years” may quickly tarnish, leaving financial worry in place of the freedom that they had envisioned.

With Brent’s assistance, the future can be planned better. He can review existing portfolios and make sound investment recommendations or create initial portfolios, depending upon needs and specific financial goals. What about you? Stocks, bonds, futures, options? Questions about liquidity or long-term security? What do the terms like “bull” or “bear” market mean to you and how do they impact your investments or potential ones? What does upward movement in the bond market tell you about the economy? Are you a young family with children just starting out, in your middle age with older children getting ready to start college, an “empty

nester” preparing to start a new, more solitary life, or a senior, ready to retire or already retired? Each represents a different need that Brent considers as part of the formulation of his individualized financial strategy for his clients. These are just a few indicators that Brent Hulling willingly shares the wisdom of his extensive financial background, experience and biblical perspective (optional), with clients from all stages of life without discrimination or regard to race, color, creed, religion, sexual orientation, or ethnicity. It is his ingrained core value of “giving back” to both his clients and community that guides Brent in both his business and personal life. There are many financial

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advisors in the industry to choose from, consider Brent Hulling. He is helping to build a more confident tomorrow, today, for his clients, one investor at a time! Brent Hulling: 100 N Tampa St, Suite 2400 Tampa, FL 33602 Call 813-202-1102 Disclaimer: Raymond James & Associates, Inc., Member New York Stock Exchange/ SIPC Raymond James is not affiliated with and does not endorse the services of the Kingdom Advisors. Investing involves risk and you may incur a profit or loss regardless of strategy selected.

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