Vol. 11, Issue 08, August 2020
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Your community. Your magazine. ™
The Premier “Shop Local” Community Magazine Directly Mailed To 20,000 Homes In Odessa, Lutz & Land O’ Lakes Areas This Independent Community News, Business & Dining Guide Is Directly Mailed Once Each Month To:
Ashley Lakes, Ballantrae, Belle Meade, Calusa Trace, Canterbury, Cheval, Citrus Greens, Concord Station, Devonwood, Dolce Vita on Lake Keystone, Echo Lake, Farmington Village, Fern Glenn, Grey Hawk at Lake Polo, Heritage Harbor, Ivy Lake Estates, Keystone Groves, Keystone Manors, Keystone Reserve, Keystone Shores, Lake Charles, Lake Church, Lake Parker Estates, Lakeside Grove Estates, Northlake Village, Northbridge at Lake Pretty, Northton Groves, Oakstead, Orange Blossom Creek, Reflections, Steeple Chase, Starkey Ranch, Stillwater, Stonegate, Suncoast Crossings, Suncoast Meadows, Swan Cove, Van Dyke Estates, Van Dyke Farms, Villa Rosa, Wyndham Lakes
Land O’ Lakes Water Treatment Provides FREE Water Testing and FREE Second Opinions By Kelly Stuart Williams, MA Treating Hard Water Helps Your Budget and Extends the Life of Your Appliances. Servicing Pasco and Hillsborough Counties, Land O’ Lakes Water Treatment is locally owned and has been in business for 40 years, or as their slogan describes, “Treating bad water good
since 1980.” Owner Jeffrey Crocker said that his company prides itself on honesty, and that’s how he got into the business in the first place. “Like many, I retired from a job up north and moved to the Tampa Bay area, where I quickly learned our new home required water treatment. Our first call to a company
Owners Jeff and Debbie Crocker
Compassionate Cosmetic Care in Tampa Bay with Dr. Manik Bedi By Tom Bostock The COVID 19 pandemic has drastically changed how professions engage with their clients and patients today. No profession has been more visibly impacted than medicine. In the forefront in protecting his patients from accidental exposure to this deadly threat is Dr. Manik Bedi of Tampa
Surgical Arts. To assure his patients of the safety of his facilities, considering the threat of the coronavirus, he has subjected everything to rigorous testing this month by the pre-eminent AAAHC (Accreditation Association for Ambulatory Health Care) as an additional safety See “Surgical Arts” on page 14
See “Land O’ Lakes Water” on page 20
INSIDE THIS ISSUE: From the Editor..............................5
Ehrlich Animal Hospital...............8-9
Tech Talk with Bob...................12-13
Charitable Giving....................16-17
Dr. Manik S. Bedi, owner, Tampa Surgical Arts
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Keep The Faith The coronavirus pandemic continues to challenge us in ways we could never have predicted, from unprecedented amounts of family time to homeschooling to working remotely, or not working at all. Staying positive and optimistic during times of crisis can be challenging, but it’s critical to your mental well-being and immune system. Remember this will not be this way forever. It is a difficult time, but it is just that, a time. It may be tough right now, but this too shall pass. Think about all the physical, logistical, financial, mental, and emotional struggles you may have encountered throughout your life, and the good ways you approached and handled all those challenges. Go You! Practice gratefulness. Some circumstances right now may be hard to change or may contribute to your feelings of helplessness. But there are other things in your life that are good and inspire gratitude. Making a list of the good things that you appreciate, whether big or small, can help shift your focus in a more positive direction. Communicate. Feeling Isolated? There’s no need to cut all communication while trying to social distance. Thanks to all the communication technology most of us in the industrialized world have access to, doing video calls, and jumping into group chats, and even attending virtual parties and concerts, are valuable options for which we should be grateful. Checkin with your friends and reconnect with those you may not have heard from for a while. Keep in mind that your friends and family are likely suffering from the same types of anxiety and stress that you are experiencing right now, so make a mental effort to contribute positively to the conversation. Incorporate humor and laughter into your day. This is one of the most important steps you should take in improving your positivity and benefiting from a more optimistic disposition. Numerous studies have confirmed shortterm and long-term benefits of laughter on the human body and mind. Everything
from stimulating your organs to lowering your stress levels, improving your blood circulation, strengthening your immune system, and even relieving physical pain – laughter is the best medicine. Walk away from distressful conversations and situations. In today’s highly stressful pandemic environment, it is easy to get pulled into negative interactions and exchanges that can leave us feeling distressed, frightened, insecure, and pessimistic. Recognizing these encounters early on and removing ourselves from these situations and interactions can help us manage our stress and contribute to our positivity. This also includes obsessing over constant news coverage, and updates about the spread of the virus. Staying informed and aware of what is happening locally and globally is important, and we should all make sure we are as educated and prepared as possible. But creating a healthy balance between news consumption and our daily routines is also crucial in helping us maintain a sense of normalcy and control over our mental health. Have faith. I’m not talking about religious faith, although if you are a religious person and can draw from your belief systems, you most definitely should! I’m talking about having faith in humanity; in science; in technology; in our health care heroes; in collaboration; in the good in people; in our resilience; in our perseverance; in our ability to overcome even the most outrageous of obstacles to grow and evolve; in our future; in our constant and mutual commitment to improving ourselves and our communities; in our kindness; in our empathy; in our desire to provide a good life for ourselves and our loved ones; in never giving up until we find the right, permanent solution to bring this virus to heel. In life after Corona and everything we will have learned after all of this is done. Always believe in yourself and your endless capacity to love. Stay safe, until next time.
Carla Dubis Tedeschi
6 AUGUST 2020
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Ehrlich Animal Hospital Provides Compassionate Care In-Office AND Via Telemedicine! Dr. Saleh’s 36-Member Team Includes Six Doctors and a “new” Dr. Benjamin Turner. By Kelly Stuart Williams, MA If there were a time when we needed a best friend, a fur baby, or an emotional support animal, it has been during “shelter in place” orders in 2020. But what has “stay-athome” orders meant for your pets? In most cases, pets and owners have enjoyed their time together; it also has resulted in pet owners noticing more nuances in their pet’s behavior. Fortunately, Ehrlich Animal Hospital & Arthritis Therapy Center (Ehrlich Animal Hospital) has been considered an essential service that has not only remained open for pets
and their owners, but they are open seven (7) days a week and do not surcharge (extra fees) for regular appointments on weekends. They are also offering elective surgeries on Saturdays now. According to Dr. Farid Saleh, VMD, it is vital that we not forget the healthcare needs of our pets while we are attending to our own needs, “During COVID and also at other times, it is essential to practice preventative care for pets. Since pets are very tolerant of many diseases, pet owners are not always aware of what is happening to their pets. A yearly exam for younger pets
and twice yearly for senior pets (dogs over seven and cats over nine years old) is highly recommended to find a disease
early. This allows us a better chance of “fixing the issues.” While staying at home, people have been walking their
dogs more often and spending more time with them outside. In the Florida heat, pet owners must be aware of the additional stress this puts on their pets, “During the summer, pets are very susceptible to heatstroke. Ways to avoid heatstroke are to 1.walk your pet early in the am or later in the evening 2. Always provide fresh water and shade for your
pet. 3. Keep them indoors in the middle of the day,” advised Dr. Saleh. In a survey conducted on May 11-May 15, 2020 by Wakefield Research, 45 percent of pet owners reported that their household’s happiness increased while spending more time with their pet at home, and 39 percent revealed that their pet helped lower their anxiety
and uncertainty caused by the pandemic. But what if you need to consult your veterinarian, but you don’t want to leave home? In addition to curbside drop-off and pick-up of your pet, Ehrlich Animal Hospital will be providing telemedicine very soon. “Through telemedicine consultation, you may discuss your reason for scheduling th appointment and go over any questions/concerns you may have. As telemedicine consults are video calls, your doctor will be able to view and observe your pet for a better understanding of your pet’s health. Telemedicine is an excellent extension of hospital capabilities, which we are excited to offer very soon to our pet parents in need. Dr. Saleh and his team are pleased to introduce their new doctor, Benjamin Turner, DVM, who is not unique to Ehrlich Animal Hospital, “Dr.Turner started working at Ehrlich Animal Hospital in our kennel as a teenager. He quickly advanced into a nursing position. Shortl after that, he became a surgical nurse while attending USF to prepare to apply to Veterinary School. He recently graduated from Midwestern University Veterinary School and started
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working as an associate veterinarian at Ehrlich Animal Hospital. We are very excited that he joined Ehrlich Animal Hospital, and he is available for appointments and surgery,” said Dr. Saleh. Dr. Turner already is receiving 5-star reviews from our clients on Google, “Dr. Turner was extremely nice and caring towards our dog when we were worried and in a crunch for time...Thank you for everything, and I’ll be sure to recommend my friend who lives nearby to your vet,” said Joseph Bruseski, owner of canine “Faith.” Ehrlich Animal Hospital and Arthritis Therapy Center is located at 8009 Gunn Highway Tampa, FL 33626. Hours are 6:30 a.m. to 8 p.m. Monday through Friday; 8 a.m. – 6 p.m. on Saturday and 10:00 a.m. – 5 p.m. on Sunday. For more information or to schedule an appointment, call 813-920-0566 or email ehvet@ehrlichanimalhospital. com. You also can get more information from their webpage www. ehrlichanimalhospital.com or on Facebook at https:// w w w. f a c e b o o k . c o m / EhrlichAnimalHospital.
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Tech Talk with Bob: I Think I’ve Been Scammed! Cybercriminals are using successful techniques in their quest to separate you from your money. I have been receiving an onslaught of calls lately from folks saying, “I think I’ve been scammed! What do I do now?” My friend Kathryn fell victim to a scammer just last week. She was minding her own business surfing the web when a message popped-up on her screen. This “official looking” pop-up message instructed her to call a specific phone number because she had “a malware infection that needed immediate attention.” If that wasn’t bad enough, she also found herself locked out of her computer. It was frozen. No mouse. No keyboard. She felt her only option was to call the phone number on the screen. Which she did. By the time those scammers finished with her they had not only taken control of her
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computer, but also convinced her that they could restore it to working order once she paid them $499.00. Which she did. These scammers called it a service charge. I call it extortion. Now mind you, Kathryn is a bright, intelligent woman who would typically never get taken for a ride by such crooks. But these cybercriminals are extremely good at what they do. They constantly hone their skills conning trusting people who think they’re in trouble. Why do they do it? Scamming people in this fashion has proven to be extremely profitable. Few get caught. Most are offshore. Your best defense is internet safety awareness and developing safer online habits. So, what do you do if you get a popup on your screen that tells you to call a phone number or click on a link? Take a picture of your screen with your
cell phone. Be sure any phone number or website address is readable. Do not click on any links. Do not call any phone numbers. Have your system examined for malware by a technology professional. Do not conduct any transactions involving private or sensitive information until you know your system is squeaky clean. What do you do if you receive a phone call from a stranger telling you that you
have a malware infection or something else is wrong with your computer? Immediately hang up. Do not engage them in conversation. If they call back, hang up again or don’t even answer. What do you do if you have already downloaded their software to give them control of your computer? Immediately turn your computer off. If you leave it on, they can monitor your activity, steal your data, and even ransom it. Leave your computer off until a professional looks over your system. What do you do if you have given them your credit card number? Immediately call your card issuer and have your card and the transaction cancelled. Don’t wait to get your credit card statement. Call your bank and deal with this as soon as it happens. Some banks may require you to file a police
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report. This story does have a happy ending. I was able to purge the malware from Kathryn’s computer and give it a clean bill of health. She called her bank. They flagged the transaction for their fraud division; cancelled Kathryn’s credit card; and had a new card in the mail to her the very next day. If Kathryn had done nothing, she would have been scammed out of nearly 500-bucks. But even worse, those crooks would still have control of her computer. They could spy on her or ransom her computer whenever they felt like it. Kathryn changed from being a passive victim to a vigilant internet user by recognizing and taking immediate control of her situation. These crooks can be intimidating. They’re relentless. They prey on a person’s fear of, and inexperience with, technology. Every time I speak with a victim of this scam, they always say the same thing. “I can’t believe I fell for it.”
Sometimes their embarrassment of being scammed prohibits them from reaching out for help. Kathryn felt less violated when SHE took control of the situation. Be safer not sorrier. You do not have to be a casualty of these high-tech outlaws. If you are not sure your system is safe, please have it looked over by a Professionally Certified Computer Technician. If you need a certified professional, call us now at 727534-4000. We’ve been helping folks restore their peace of mind, and sanity, with their technology for decades. Have a tech question? Email it to TechTalk-TBNL@ BobTheComputerGuy.NET. Questions will be selected by the popularity of a topic and answered in this column. If you have a more urgent need or have a unique situation you may schedule an appointment with one of my Professionally Certified Technicians by calling 727-534-4000. Until Next Time… Be Safer Out There!
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“Surgical Arts” story
continued from page 1
precaution. It passed without question. Their certification confirms an organization’s commitment to provide safe, high quality service to all patients. To further reassure his patients during these trying times, Dr. Bedi has implemented additional protections including but not limited to controlling the number and location of patients in his facility (social distancing), waiting in the car instead of inside the facilities, and several other preemptive precautions. His Tampa Surgical Arts website’s mission statement offers patients the vision of a dedicated professional, providing a unique insight
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into the philosophy of this compassionate physician’s practice: “Continually striving to achieve your best overall health through patient communication, meticulous technical skill, sound surgical judgement, compassion, and innovation, while constantly holding the interest of you (the Patient) paramount… Our unwavering commitment to provide a caring atmosphere filled with comfort, trust, privacy, and safety.” Although he is one of only few triple-boardcertified surgeons in the Tampa Bay and a multi degreed doctor in both dental surgery and medicine with certificates in general cosmetic surgery, facial
cosmetic surgery and oral and maxillofacial surgery, Dr. Bedi said that the practice of ‘high definition’ liposuction held a special interest to him. “I love having the ability to change people’s lives,” he said during a recent telephone interview. He noted that high definition liposuction wasn’t
for everybody. To qualify for hi def or 4 D liposuction, a patient’s BMI (body mass index) should not exceed thirty. BMI is an indicator if the body mass is too fat, too thin, or a healthy amount. It considers height as an important factor. Standard liposuction differs from that performed by Dr. Bedi. It removes
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body fat but does not reinject it. Dr. Bedi’s HD process eliminates controlled amounts of stubborn fat from problem areas (belly fat, hips, etc.) that remain untouched by normal training and routine physical exercise. Muscles, previously concealed by the body fat, become visible. The strategic removal of fat sculpts the body, but it is not a substitute for weight loss, Dr. Bedi warned. The process only removes about eight pounds of fat, the
amount safely extracted by a single high definition surgical procedure. The surgical procedure allows the surgeon a chance to exercise his artistry and creativity as he sculpts his patient’s body. The liposuction equipment, used by early pioneers like French surgeon Charles Dujarier (1920) and gynecologists Arpad and Giorgio Fischer (1974) (www.lipo.com), bear little resemblance to the sophisticated equipment
used by Dr. Bedi’s body sculpting processes today. Terms like power-assisted lipo (PAL), vibration amplification of sound energy resonance, (VASER) are just two of the devices he employs. PAL uses a special canula that, according to lipo.com, pulses while it suctions. Another tool, VASER, is a device that helps liquify fat before removal. Dr. Bedi noted that he has these and other tools available today. Another device, JPLASMA, uses helium to tighten the skin. These high-tech devices ensure maximum results from all of Dr. Bedi’s body sculptures. While the corona virus has interrupted his upcoming marriage plans, he remains an active part of the community. Dr. Bedi takes part in the “Feed America of Tampa” program that helps under-served
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residents of the Tampa Bay area, working with local groceries, distributing vegetable and other foodstuffs. During my interview with Dr. Bedi, he mentioned what he called the ‘pillars’ that guide and sustain his practice. Each had a special significance. The first was an unexpected gesture. After a patient wakes up from surgery, Dr. Bedi installed a smoothie machine that provides his patients with a vegan-friendly, healthy, nutritious pick-me-up option before leaving–an unexpected gesture. Of second and equal significance was a memorable experience, achieved by the actions of both the doctor and his caring staff from their first contact to make the initial appointment through final recovery-a memorable experience. Dr. Bedi vows to “make his patients comfortable, every step of the way”-creating a memorable experience. Most important to Dr. Bedi was changing lives. That is what he is all about. Changing or improving a person’s appearance can also give them the selfesteem that they previously lacked, a new self-image. In the Tampa Bay area, you can probably locate other plastic surgeons, but you will never find a more credentialed, qualified, or caring practice than Tampa Surgical Arts. Dr. Manik Bedi, 17751 Gunn Hwy, Odessa, FL 33556. Call today. 813 826 7202. Your body will thank you. AUGUST 2020 15
How to make charitable giving part of your financial plan Presented by Justin Cole Author Nelson Henderson is quoted as saying “The true meaning of life is to plant trees, under whose shade you do not expect to sit.” This philosophy is a keystone to how many of our clients manage their wealth legacy. Over decades of observing financial behavior, it is inspiring to witness how families in our local community level-up their philanthropic pursuit as they pass into new wealth tiers. As an Independent Branch Leader at Charles Schwab, I’ve noticed a boost in interest among our clients, particularly Baby Boomers who have spent decades accumulating their wealth and are keen on being good stewards of their assets. Many clients attend charitable events and often
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write checks to support causes they believe in, but they’re also more interested in having conversations about how they can incorporate their charitable giving goals into their broader financial plans for the long-term. It’s an encouraging interest, as we find that when our clients stick to a plan, it helps them build wealth and meet their financial goals, which can put them in a better position to give with greater impact to the causes that are meaningful to them. Plus, having a thoughtful strategy for your charitable giving can help you make the greatest impact with your generosity while also receiving some tax savings. One of the most common ways our clients tend to choose to make the most of their giving is through a donor-
advised fund (DAF), which is a charitable giving vehicle typically administered by a public charity and designed to help donors manage their charitable giving. You can open this type of account with a tax-deductible contribution and then make donations to public charities over time. The contribution is irrevocable but you pick the charities that it will benefit, as long as they are 501(c)(3) organizations. You can contribute a variety of taxdeductible assets, including appreciated securities, real estate and cash, and the fund sponsor handles the administrative details. (Please note that each DAF has its own rules around donations and grants.) For clients who are interested in making meaningful contributions while also adding another
source of retirement income, charitable remainder trusts may be an appropriate choice. A charitable remainder trust is an irrevocable trust that you set up and make a contribution to in cash, investments and property. The trust provides you and other income beneficiaries you may select with distributions from the trust annually for life or a period of time up to 20 years. After that period, the
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remainder of the trust passes to the named charity. There are various types of charitable trusts, and the rules governing them can be complex, so they can be expensive to set up and will require an attorney to draft the trust document. There are a number of additional vehicles to carry out your giving goals as well. But remember, if you make charitable donations with a more holistic plan in place,
you will likely have a better impact on the organizations you donate to and your overall financial picture. And as you consider where to make your donations, check an organization’s tax status. Nearly all 501(c)(3) organizations are eligible to receive tax-deductible contributions, but it’s always best to ask the charity you plan to donate to about its tax status or you can check
the IRS’ online databased for qualified organizations. As you can see, your family’s philanthropic initiatives and financial plan are not mutually exclusive. There are plenty of tools and resources to help optimize your desire to help those around you. We are living during an era of socially consciousness and a shared value system of lending a hand to lift those who are less fortunate. Consider marrying those values with your financial plan to better elevate your impact. Justin M. Cole is an Independent Branch Leader at Charles Schwab with over 20 years of experience helping clients achieve their financial goals. Mr. Cole also holds his Certified Financial Planner ® designation and has obtained his Masters degree in Business Administration (MBA) from the University of South Florida (USF). Some content provided here has been compiled from
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previously published articles authored by various parties at Schwab. A donor’s ability to claim itemized deductions is subject to a variety of limitations depending on the donor’s specific tax situation. Consult your tax advisor for more information. Information presented is for general informational purposes only and is not intended as personalized investment, tax or legal advice as individual situations vary. Charles Schwab does not provide tax or legal advice. Information presented is for general informational purposes only and is not intended as personalized investment advice. Where specific advice is necessary or appropriate, Charles Schwab recommends consultation with a qualified professional. (0720-0CT5)
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“Land O Lakes Water” story
continued from page 1
did not go well! They told us that our existing water softener was a “throwaway” model, and it would be $5000 for a new softener, then proceeded to charge us $98 for a service when they serviced nothing,” said Crocker. “My wife proceeded to Google “water treatment in Land O’ Lakes,” and when she spoke with Land O’ Lakes Water Treatment, they offered FREE water testing and offered an affordable water treatment solution AFTER they checked our water,” added Crocker. The Crockers were so impressed with the honest treatment they received and the a water treatment system that solved the hard water problems that they asked the owner if he was hiring. “I had retired and was looking for something to do, and the owner replied with, “Buy my business; it’s for sale,” explained Crocker. After a two-month trial of working with the company and its many repeat (and happy) customers, Jeff and Debbie
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Crocker bought the company in 2015. Five years later, they are delighted to report they have grown the business and have helped many residents “…improve the quality of their water for healthier, safe living and cleaner water.” Other clients on Google Reviews have shared similar experiences with the company. David L. wrote, “I just bought a property that had a water softener system which I knew nothing about. I called several water treatment companies,
and none would offer guidance on the operation. I called Jeff, and he was accommodating and sent Josh to my house, which he guided me through the process and set the unit up…many thanks to Jeff and Josh. If you need water treatment, call these guys.” Many customers of Land O’ Lakes Water Treatment are on well water that requires additional water treatment, though county and city water in the Tampa Bay area also remains hard (high mineral content). Minerals like calcium and magnesium accumulate in the water that has a wide range of adverse effects from spots on the dishes in your
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dishwasher to dry hair and skin on your body. Hard water quickly ages your appliances, because water-using appliances like washing machines, dishwashers, and water heaters experience scale buildup that makes them work harder
and become less efficient. Less efficiency causes more significant expenses in both the operation and maintenance of appliances, and that means greater expense in your energy bills. We asked Mr. Crocker if scaling and buildup are why
we hear about water heaters bursting in Tampa Bay homes. “All appliances should be checked regularly for scale and buildup,” said Crocker, “We’ve even heard stories about pipes bursting over time, and it’s not unusual to hear customers say that the water pressure (flow) is reduced in their pipes. That’s a tell-tale sign that your home needs water treatment,” he added. Customers of Land O’ Lakes Water Treatment characterize the company as being caring and honest, and Crocker said they understand that clients are looking for affordable pricing and dependable service. Crocker shared a story about a local celebrity who has become one of his repeat customers, “He called me while I was on vacation, and I told him that I would come over and take a
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look at his system—he couldn’t believe I would do that on my day off.” In a recent Google Review, Alicia S. wrote, “Helpful and knowledgeable about the equipment. The owner was interested in installing what was best for our household concerning the type of treatment and our budget. Thanks, Jeff!” Let Land O’ Lakes Water Treatment find out what is in your water! Call them today at 813-996-4479 for FREE water testing. After the water analysis, they will recommend the best water treatment solution to improve your water quality. For more information, visit their website at www.landolakeswater. com, or contact them at landolakeswater@gmail.com.
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