Vol. 11, Issue 4, April 2022
®
Your community. Your magazine.
The Premier “Shop Local” Community Magazine Directly Mailed To Over 15,000 Homes In Citrus Park, Westchase & Surrounding Areas This Independent Community News, Business & Dining Guide Is Directly Mailed Once Each Month To:
Arlington Park • Aston Villas • Bay Arbor • Berkeley Square • Calf Path Estates • Enclave At Citrus Park • Fawn Ridge Fawn Lake • Forest Lakes • Hampton Lakes • Highland Park • Lake Chase • Mandolin • The Eagles • Tree Tops Twin Branch Acres • Waterchase • West Hampton • Westchase • Westchester • Westwood Lakes • Windsor Place
CMK Construction–Your Kitchen and Bathroom Remodeling Experts By Tom Bostock
It’s not by accident that CMK Construction has become the “go-to” contractor for kitchen and bathroom remodeling in the tri-county areas of Hillsborough, Pasco, and Pinellas counties in Florida. When wife and husband owners Courtney and Manny Kavouklis first established CMK Construction in 2004, they committed to providing the highest quality kitchen and bathroom remodeling products, accessories, and services available in Tampa Bay. From that See “CMK Construction” on page 8
How investment fees impact your return Presented by Cody Kimble
Cody Kimble - Financial Consultant Charles Schwab
As a financial professional, I’m encouraging people to get gutsy and ask themselves and their financial professional a question they probably haven’t asked before: How much am I paying in fees? It’s a question that you might expect would have a simple answer, but if you dig into it, you might find yourself doing a bit of head scratching. In the world of financial services, there are different kinds of fees— trade commissions, fund fees, and advisory or management fees to name a few. While cost is only one factor when it comes to dissecting the value of an investment or your relationship with a financial professional, it’s important for investors to understand what they’re paying, why and how these costs impact their returns.
According to Schwab’s 2021 Modern Wealth Survey, only about half of investors (56 percent) are aware of the fees and costs of their investments. But the fact is a seemingly small difference in fees can make a potentially big
See “Charles Schwab” on page 12
INSIDE THIS ISSUE: From the Editor................................5 CMK (cont.)...................................8-9 Charles Schwab (cont.)..................12
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Autism Awareness Month Recent CDC statistics revealed that autism spectrum disorder (ASD) is 4.3 times more prevalent in boys than in girls. According to the Child Mind Institute, girls “often go undiagnosed because they don’t fit autism stereotypes and mask symptoms better than boys do.” April 2 celebrates World Autism Awareness Day. Autism prevalence is now one in every 59 children in America. There is no better way to support this day than by becoming aware of the characteristics of people with this condition and how we can do better to increase our understanding and promote kindness.
“Help Us. Help You” Tampa has expanded an innovative program that aims to enhance communication between first responders and individuals with special needs such as autism or any disability that affects their communication. This is a dual effort between Tampa Police Department and Tampa Fire Rescue to ensure citizens are safe when interacting with first responders. The first step is to voluntarily collect addresses and primary contact information for individuals with special needs. First responders will be able to access this vital information in an emergency or call For Advertising Info 727-943-0551 I info@nnlflorida.com or visit tbnewsandlifestyles.com
for service. Registered residents will be mailed stickers to place in the windows or doors of their home or vehicle. Please visit tampa.gov to fill out a City of Tampa Voluntary Special Needs Registry Form.
Additional Resources: Please go online and visit autismspeaks.org for valuable information and pledge to help create a safer world where all people with autism can reach their full potential by increasing understanding and acceptance.
Puzzle Ribbon - Show your
support for people and children with autism by wearing the Autism Awareness Puzzle Ribbon - as a pin on your shirt, car magnet, or social media picture.
Until next time,
Carla M. Dubis Tedeschi. APRIL 2022 5
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“CMK” story continued from page 1 humble beginning, their commitment to their customers remains as strong as ever. With multiple fivestar online reviews, read what just a few of their many recently satisfied customers had to say about their experience with CMK Construction: What a difference a project manager makes! Carole P. 5 months ago “What a difference a project manager makes! After a slow and stressful start… Everything went smoothly after the project manager, Collin, took over my shower remodel. He was knowledgeable about construction, so he was able to make suggestions to improve the project. He communicated daily and kept me informed about what to expect. All crew members were professional and considerate. Everyone was on time. This includes the demo crew, plumber, and Joey, who framed, installed the Schluter system, and tiled it. Communication and responsiveness from Collin and the crew turned an initial stressful situation into a positive experience. The result was a beautiful shower.” Master Bathroom Remodel Bill H. 7 months ago “I recently got my master bathroom
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remodeled by CMK Construction. I am very happy with their work, and they made the entire process go very smoothly. From my initial meeting with Kelly for a quote, which was by far the best quote out of three companies, while using the best quality material, to my meeting with Jessica to pick out all the materials, where she understood my taste and offered her ideas, to my meeting with Anthony, the project manager, who was my point of contact throughout the entire project and kept me informed every step of the way, everyone knew exactly what I wanted before construction began. The construction crew, Joe and Scott, did an amazing job, and I was very happy with how the bathroom turned out. It looks absolutely beautiful. Even with a couple of minor issues noticed after completion, CMK manager, Dylan, sent
the electrician and the guys back to take care of them. They did not finish until I was completely satisfied. Dylan and Anthony made sure that everything that I wanted to take care of was finished in a timely manner. I plan to have CMK remodel my other two bathrooms in the near future. I would highly recommend CMK to my friends and family for their home improvement needs. Thank you to everyone at CMK Construction.” If you visit their website https://www. cmkconstructioninc.com/ or Facebook page, there are many more similar reviews to choose from. “Products are a big part of our customer experience,” Manny said, stressing the quality of the products CMK installs during their remodeling projects. “We are the bath and kitchen remodeling experts,” he noted, explaining that doing
the same thing over and overdevelops and installation expertise. Their product choices also reflect CMK’s focus on quality. One of their bathroom providers, Schluter, like several of their other vendors, even provides a lifetime warranty. The ’customer experience’ Manny noted begins with your initial phone call. Unlike other contractors, following an initial, no-cost consultation visit from an experienced installation expert, a project specialist, to determine the cost of your project during an in-house consultation. Then design experts at their 4000 square foot showroom feature hundreds of products and accessories to customize and enhance your remodel project to your perfection. All materials, ordered and received in their special warehouse, are delivered to your job site, ready for installation by the experienced CMK team,
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overseen by a project manager, explicitly assigned for your remodel. Your satisfaction is their goal! Caveat Emptor. Buyer beware. Not all remodeling
contractors are the same, and Manny offers several suggestions to potential buyers: Research the company and the products they
will use. Are they quality products, or more inferior ones? Do they offer a warranty on those products? Is the company large enough to get your
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remodeling completed promptly? In our Covid era, workers are in short supply. Are they licensed, bonded, and insured? When looking for a remodeling expert, you owe it to yourself to choose the best, CMK Construction, voted the Best of the Best by the Tampa Bay Times, ‘Triple A’ rated by the Better Business Bureau, and recipient of multiple awards for quality and service. Call or come by today for all your bath and kitchen remodeling needs. You’ll be so glad you did! CMK Construction, 13329 W. Hillsborough Ave, Unit 104. Call 727800-1644 for a FREE, noobligation consultation for your remodeling project.
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“Charles Schwab” story continued from page 1
difference in your return, especially over It’s important to understand, however, that not all investing fees are bad. It’s really a matter of understanding the value you are getting from what you pay. You might be willing to pay a slightly higher fee for different add value, such as more
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