e-Payment Solutions Market – India October 2014
SAMPLE
Executive Summary Market
Drivers & Challenges
Trends
e-Payment is expected to witness a tremendous thrust in near future with the market already posting a growth of ~x1% in 2013 Role of the Reserve Bank of India (RBI) is considered to be significant in driving the country towards a cashless economy Challenges Drivers Secure payment concern Growth in e-commerce Lack of awareness and low service quality Increasing Internet penetration and PC users Soaring adoption of mobile devices and reduction in their prices Saving cost on printing notes Increasing use by government Ease of transaction e-Payment through mobile application Emergence of mobile wallet Growth of prepaid cards Key Players
Competitive Landscape
Avenues (India) Pvt. Ltd.
E-Billing Solutions Pvt. Ltd.
ICICI Merchant Services Pvt. Ltd.
TimesofMoney Ltd.
Transecute Solutions Pvt. Ltd.
PayPal (India) Pvt. Ltd.
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•Macroeconomic Indicators •Introduction
•Market Overview •Drivers and Challenges •Trends •Government Regulations •Competitive Landscape •Market Opportunity •Strategic Recommendations •Appendix E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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Macroeconomic Indicators (1/3) GDP at Factor Cost: Quarterly INR tn 15 14 d1 c1 13 b1 12 a1
c4 b4 a4
c3 b3 a3
d2 c2 b2 a2
11
Q1
Q2 2010-11
2011-12
2012-13
Q3 2013-14
Q4
Inflation Rate: Monthly % 2 1
p
r
s
q
0 -1
-t
-2
Jul 2013 - Aug 2013
Aug 2013 - Sep 2013
Sep 2013 - Oct 2013
Oct 2013 - Nov 2013
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Nov 2013 - Dec 2013 4
E-payments set to grow steadily with consumers opting for faster and smoother transactions
SAMPLE
e-Payment – Market Overview
Digital Payment – Market Size & Growth
• Electronic payments whether Person to Person (P2P) or Person to Business (P2B), usually take place through two ways:
INR bn f g
Online payments carried out through the medium of Internet
d
Proximity payments facilitated through the use of cards (card payments)
• Substantial number of customers in banks is registering for Internet banking facility and there has been a considerable increase in the usage of the same for funds transfer through National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS) • A significant trend noted in this regard is the surge in the customers registered for mobile banking in recent years • Though there is an increase in the consumer acceptance of electronic mode of payments, vulnerability towards risks and threat of frauds have emerged as major bottlenecks for the sector
e
a
c
b
0 2013
2014e
2015e
2016e
2017e
2018e
Digital Payment – Segmentation (2013) m x
n o
w
p u
v
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Drivers & Challenges – Summary
Drivers Growth in e-commerce Increasing Internet penetration and PC users
Challenges
Soaring adoption of mobile devices and reduction in their prices
Secure payment concern
Saving cost on printing notes
Lack of awareness and low service quality
Increasing use by government Ease of transaction
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Trends – Summary
e-Payment through mobile application
Key Trends Growth of prepaid cards
Emergence of mobile wallet
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Porter’s Five Forces Analysis
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Threat of New Entrants • Text text text text text text text text text text text text text text text text text text text text text text text text text Impact Medium Bargaining Power of Suppliers • Text text text text text text text text text text text text text text text text text text text text text text text text text
Impact Medium
Impact Medium Competitive Rivalry • Text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text
Threat of Substitutes • Text text text text text text text text text text text text text text text text text text text text text text text text text
Impact High Bargaining Power of Buyers • Text text text text text text text text text text text text text text text text text text text text text text text text text
Impact Low
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Competitive Benchmarking (-/-)
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Key Ratios of Top 4 Companies – Operational Basis (FY 2013) (1/3) Operating Margin
%
Net Margin
b1
c1 c2
a1 a2
b2
0 company1
company2
company3
• Text • Text
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SAMPLE
Private: Domestic Company – Company 2 (1/5) Company Information
Offices and Centres – India
Corporate Address
Tel No. Fax No. Website Ahmedabad
Year of Incorporation
Head Office
Products and Services Category Products
Products/Services
Key People Name
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
Designation
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SAMPLE
Private: Domestic Company – Company 2 (2/5) Shareholders of the Company Name
Ownership Structure
No. of Shares held
Corporate Bodies
Foreign holdings
X X Total
70%
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SAMPLE
Private: Domestic Company – Company 2 (3/5) Financial Snapshot Total Income
Key Ratios
Particulars
Net Profit/Loss
INR mn
INR mn u4 u2 u1
v4
v1
v2
u3 v3
2010
2011
2012
0
2013
Financial Summary
2011
2010
Operating Margin Net Margin Profit Before Tax Margin Return on Equity Return on Capital Employed Return on Working Capital Return on Assets Return on Fixed Assets
Cost Ratios Operating costs (% of Sales) Administration costs (% of Sales) Interest costs (% of Sales)
Liquidity Ratios
• The company reported total income of INR - mn in FY 2013, registering an increase of -% over FY 2012
Leverage Ratios
• The company reported debt to equity ratio of - in FY 2013, a decrease of -% over FY 2012
2012
Profitability Ratios
• The company earned a net profit of INR - mn in FY 2013, as compared to net loss of INR - mn in FY 2012
• The company earned an operating margin of -% in FY 2013, an increase of - percentage points over FY 2012
y-o-y change 2013 (2013-12)
Current Ratio Cash Ratio Debt to Equity Ratio Debt to Capital Ratio Interest Coverage Ratio
Efficiency Ratios Fixed Asset Turnover Asset Turnover Current Asset Turnover Working Capital Turnover Capital Employed Turnover Improved
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
Decline
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SAMPLE
Private: Domestic Company – Company 2 (4/5) Business Highlights Description
News • Text text text text text text text text text text text text text text text text text text text text text text text
Overview
text text text text text text text text text text text text text text
• Text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text
Extensive Product Portfolio
• Text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text text
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Private: Domestic Company – Company 2 – SWOT Analysis (5/5)
SAMPLE
S
W
O
T
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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e-Payment Vendor – Opportunity
Target Tier II Cities
E-Payment Solutions Market – India
Mobile Platforms
Social Media Domain
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SAMPLE
Strategic Recommendations (1/3) •Text •Text
S1
S2
• Text
• Text
• Text
• Text
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