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REASONS

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A L e t t e r f r o m t h e P r i n c i pal s As the principals of Actuarial Careers, Inc.®, we are pleased to invite you to learn more about our organization. Notably, we are proud to be the most prominent of the few firms who focus exclusively on recruiting and placing actuaries domestically and worldwide. With decades of actuarial recruiting experience, we built our business by working with tens of thousands of actuarial candidates and clients, having placed actuaries in virtually every discipline within the profession. Aimee Kaye, President and Theodore S. Jackness, CEO Actuarial Careers, Inc.®

We personally involve ourselves with each and every client. We supervise every aspect of the daily operations of the company, directing and working with the team of professionals we are so proud to have as our staff. As an organization, we have achieved clear superiority in the field by speaking with the actuarial community on a daily basis. We know who is doing what, and who is seeking change. We capture every detail in our proprietary, stateof-the-art custom database, which helps us track virtually every actuary in the world.

quality candidates and the finest, most responsive service in the industry. We are adamant about respecting our clients’ requirements, their time and the reputations of their businesses. We do it so well by adhering, with unwavering dedication, to these five guiding principles: To maintain our position as the experts in our marketplace n To present only the best, most qualified candidates n To never waste our clients’ time n To always be active and responsive communicators n To maintain our stellar reputation by enhancing the reputation of our clients and their Human Resource Departments n

We invite you to call us directly. We believe you will discover all of the many reasons Actuarial Careers, Inc.® is the only choice for actuarial recruiting. Sincerely,

Because we know what we’re doing, we have earned a reputation for delivering the highest

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I f yo u w a nt r e s u lts, c a l l u s at 914.28 5.5100.

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REASONS Why You S h o u l d W or k w i t h A c t uaria l Care ers, In c . ®

1. Expertise. Actuarial recruiting and placement is 100% of our business. 2. Agenda. Our only agenda is to serve the client’s staffing agenda. 3. Results. You will get results in less than half the time of other firms. 4. Candidates. The globe is our territory.

If you read nothing else, read this.

5. Guarantee. We are personally and financially committed for the long term. If the client is not satisfied, there is no fee for our services. 6. Technology. Within seconds, our custom database connects us with relevant information about virtually every actuary in the world. 7. Communication. Responsive – Considerate – Informed – Professional – Timely! 8. Disaster Recovery. You will always be able to reach our office, and your confidential information is always secure. 9. Clients. Our esteemed client base speaks for us. 10. Integrity. Ethical practices. Professional service. The highest quality candidates. 2

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1. E x pertise Actuarial recruiting and placement is 100% of our business. Aimee Kaye, President of Actuarial Careers, Inc.® has been exclusively in the business of actuarial recruitment and placement since 1986.

Actuarial recruiting and placement is of our business.

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Focusing in the industry for so many years, Actuarial Careers, Inc.® is not only well versed in the marketplace, we are able to remain poised on the cutting edge of the market’s intelligence. Our immersion keeps us current in the trends and transitions of the ever-changing community, and the individual expertise of the candidates. We believe our knowledge keeps us in a position to speak with confidence about the actuarial profession, both domestically and internationally. This makes us a consultative resource for our clients, who are among the most recognized companies in the world.

I f yo u want res u lts, call u s at 914.285.5100.

When it comes to our core expertise, placement of: Chief Actuaries, Fellows, Associates and Actuarial Students of both the SOA (Society of Actuaries) and CAS (Casualty Actuarial Society), we find our clients the best candidates for their positions and their corporate culture. Our in-depth knowledge, decades of specialization and our richly populated database of candidates enable us to quickly pinpoint a specific talent profile in minutes. In fact, our agility and prowess is so recognized within our own arena that other agencies come to us when looking for actuarial candidates. To best serve our clients and candidates, our expert recruiting staff, led by President, Aimee Kaye, focuses exclusively on interfacing with our clients and candidates, while our Research Department, IT Department and business operations are all directed by CEO, Ted Jackness.

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2. AGEND A Our only agenda is to serve the client’s hiring agenda. It’s a fact, that in order to comply with another’s agenda, a company must be highly organized, agile, flexible and responsive. We are all of those. We put clients’ requirements at the top of our list. We can do that because our own internal structure and corporate culture eliminates internal competition among our recruiters, which leaves us free to focus all of our energies on our clients’ agendas.

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Our team approach dictates that every recruiter is versed in every requisition. While clients enjoy having their own familiar point of contact, they benefit from the resources of our entire staff. They also know that President, Aimee Kaye oversees every placement and the entire recruitment process. Understanding that our client’s point person may be tasked with tracking more than one active opening, Actuarial Careers, Inc.® recruiters are prepared to assist with the record keeping. We will help track the review and interview processes of the candidates we submit, using any format, portal or software that meets the client’s recordkeeping needs.

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Our only agenda is to serve the client’s hiring agenda. I f yo u want res u lts, call u s at 914.285.5100.

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We can have you reviewing candidates within a week, and sometimes within a day, or even within hours of getting the assignment. Throughout the entire process, we always present all qualified candidates as soon as we identify them. We never hold back resumes, and we are not satisfied until our client is.

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Our detailed, robust database of more than 40,000 candidates allows us to fast-forward to near-pinpoint results in minutes. We can produce a short list of appropriate candidates within seconds. With that in hand, we go on to speak directly with each candidate, screening them against requirements and submitting only those who are a real fit, and always with the candidate’s permission.

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When a client calls us with a position, we don’t go into reactionary mode because our research, industry and candidate information is “fresh” and always up-to-date, and our staff always has its finger on the pulse.

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Some executive recruiting firms glorify the process they go through, which usually includes expounding on the time they spend researching the marketplace and recruiting for the position. We offer a significant advantage, because we “live” in the marketplace.

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you will get results in less than half the time of other firms.

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4. Ca ndidates

The globe is our territory. Diversity Our clients employ nearly 50% of the world’s actuaries. 42% of our placements have been minority candidates (23% of those are women).

The globe is our territory. Our candidates are all over the world and their talents are all over the map. Because of our professional reputation, we attract the highest quality candidates. We are both well known and easy to find. Our optimized website comes up first in most actuarial searches, and it makes it easy for candidates to submit resumes and perform job searches. We maintain an extensive advertising program in every actuarial periodical and online venue. Once a candidate makes a connection with us, we actively take the lead to keep in contact. Through inbound and outbound calling, we speak with hundreds of actuaries each day, every day, capturing so much more than simple contact information. From our conversations, we update specific fields of information as well as narratives, consisting of thousands of words of information about each candidate’s background, business relationships, expertise and experiences.

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We know about their personal lives and ambitions. We know which companies they have interviewed with in the past, and how they are viewed by hiring managers and subordinates. Because we recruit and fill positions all over the world, we don’t always have the luxury of meeting every candidate in person, but we screen them thoroughly, understand their professional capabilities and interview them extensively before we submit them to a client. Our database helps us keep track, but our highly trained professional recruiters are the relationship experts. Candidates often call us to explore possibilities before they even begin to look.

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If you are not satisfied, there is no fee for our services.

5 . G u ar antee If you are not satisfied, there is no fee for our services. It’s easy to make promises. It takes the financial resources and commitment to live up to them. We’ve been successfully living up to our promises for as long as we’ve been in business. Where others have come and gone, we’ve prevailed, through up markets and down markets, no excuses. We stand responsible and accountable for all our actions. We put our commitment right up front on our name; we trademarked it. We can’t simply close our doors one day and open up the next under a new name to avoid responsibility for our actions. We are very proud of that differentiation. We believe it speaks to our accountability. We are not going anywhere. When we say, “We guarantee”, trust it. In fact, if the client isn’t satisfied there is no fee for our services.

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yo u s 5.5100. at 914.285.5100. I ff yo u uw awant nt r e s ures lts, uc lts, a l l u scall at 914.28

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6. technology

Within seconds,

Within seconds, our custom database connects us with relevant information about virtually every actuary in the world.

our custom database connects us with relevant information about virtually every actuary in the world.

Unlike other firms, we don’t wait until we get an assignment. We spend all of our day, every day, talking to and keeping track of the global actuarial community, and updating our proprietary database with what we’ve learned. For nearly two decades, we have refined the development of our custom database to create the most state-of-the-art recruiting tool in our industry. Add to that as many years of concentrated effort updating 40,000 candidate records, with current information

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I f yo u want res u lts, call u s at 914.285.5100.

about: skills, expertise, qualifications, career objectives, personal lives, education, professional designations and credentials. We update literally hundreds of candidate profiles each day. Today, our exquisitely searchable, state-of-the-art, custom database contains relevant information about virtually every actuary in the world. We know where the best talent is and where they hope to go on their career path. With a few simple clicks, we can find the longest list of the very best candidates in less time than anyone else can. Our information is always accurate.

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7 . COMMUNIC ATION Responsive – Considerate – Informed – Professional – Timely! We understand that in addition to actuarial placements, our clients have many other initiatives to deal with every day. That’s why we are conscientious about keeping clients updated without burying them in communications. If they find the need to reach out to us during the search process, they get what they need expeditiously. Our singular focus on the actuarial profession puts us on the cutting edge, always allowing us to be the on-demand, responsive resource for consultation, questions and talent searches. We are driven by our desire to satisfy our clients at every step of the process. From requisition through hiring, we pride ourselves in being accessible, dexterous and responsive with clear, open communication and honest feedback throughout. Our clients have come to rely on our ability to offer a consultative approach, with a “make it happen” code of conduct that goes far beyond the requisition and the resume.

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Responsive Considerate Informed Professional Timely! I f yo u want res u lts, call u s at 914.285.5100.

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8. d i saster recovery You will always be able to reach our office, and your confidential information is always secure. Our clients depend on our responsiveness; our candidates rely on our confidentiality. We rely heavily on our database and communications systems to satisfy both. That is why we have a complete disaster recovery plan for all of our records and documentation, including our proprietary database and phone system. All of our data is totally secure with 256-bit encryption supplied by state-of-the art proprietary software and security safeguards like advanced systems, routers and firewalls to prevent unauthorized access.

In addition to the system and database structure, our data is backed up four times throughout the day, using three different backup software packages. This insures that should one backup fail, we have many flexible options from which to restore our data, leaving us with only a minor disruption for a few hours. Our telephone system is also protected under a disaster recovery plan, so that in the case of an unanticipated incident, the system automatically switches to a pre-programmed virtual system that mimics our own. Our candidates and clients will never be inconvenienced by the inability to call us.

You will always be able to reach our office, and your confidential information is always secure.

Each night an entire image of our servers and system are backed up at several off-site locations, using a protocol that would allow us to recreate our entire system, within one day should our hardware ever fail.

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Our esteemed client base speaks for us. Our clients are the most recognized names in the insurance and financial industries.

Our esteemed client base speaks for us. 2 0 | | AActuarial ctu a r i a l Ca r eCareers e r s, I n c . , I nc. ® 20

All the companies we serve rely heavily on actuarial expertise to drive their core businesses. They know the hiring decisions they make will impact their business. That’s why they engage and trust us. We work with each and every discipline within the actuarial profession. The expanded list of businesses and industries that prefer our expertise include: n

Insurance companies

Investment banks

Reinsurance organizations

Consulting and accounting firms

Financial institutions

Non-traditional employers who hire actuaries.

Healthcare organizations

9. C LIENT BASE www.actuarialcareers. w w w. a ctu a r i a l c a r e e r co s.c om m

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10. integrity

Ethical practices. professional service. highest quality candidates.

Ethical practices. Professional service. The highest quality candidates. Good reputations are earned by consistent performance over time, but they can disappear overnight.

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President Aimee Kaye earned her stellar reputation in the industry, by always exhibiting the highest degree of professional integrity and ethical conduct. She now trains every one of her staff to perform to those standards as well.

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Adhering to that code of conduct is what reinforces the company’s reputation, and it also serves to enhance the reputation of our clients’ internal staffing departments, because they can always be confident that the Actuarial Careers’ candidates they forward on to their hiring managers are the very best the industry has to offer.

yo u s 5.5100. at 914.285.5100. I ff yo u uw awant nt r e s ures lts, uc lts, a l l u scall at 914.28

Our self-imposed standards dictate that we deliver the finest and most qualified candidates, never waste our clients’ time with candidates that do not fit the criteria and never put our interests above those of our clients. Satisfying the actuarial staffing needs of our clients is the foundation of our company’s success. The fact that we do it in the most professional and ethical way is what makes Actuarial Careers, Inc.® the only choice in actuarial recruitment. We’ve given you ten of the top reasons why we’re the very best choice in actuarial placement. You only need to make one phone call to begin experiencing them. Call us today.

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If you need actuaries, you need Actuarial Careers, Inc.速

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11 Martine Ave., 9th Floor, White Plains, N.Y. 10606 Tel: 914.285.5100 Fax: 914.285.9375 www.actuarialcareers.com