HOME& Northfield News
C real estate Ideas for painless home economization Northfield News Saturday-Sunday September 20-21, 2008
Quick improvement ideas to keep your home’s appeal up and its costs down
it to be installed,” says journalist Kat Carney, who used it in her Durham, N.C., home. She also repainted her wood cabinets rather than replaced them and installed new hardware. “The room went from looking like an old, dated kitchen from the ‘80s to a nice, bright kitchen” of the 21st century, she says.
By Barbara Ballinger CTW Features
Recirculate Your Water
Maintaining and furnishing a home is costly, yet there are ways to reduce expenses while increasing your home’s value. Investing in budget- and homebuyer-friendly features will improve your quality of life in your home and make it more appealing if you’re looking to sell.
Americans waste thousands of gallons of water waiting for water to get hot for showers, baths and cooking needs. Installing a hot-water-recirculation pump can save you more than 10,000 gallons a year. Such pumps can be purchased for about $200 at many home centers, says Fatima Mehdikarimi, who writes a consumer-shopping tip column and blog at TheShoppingQueen.com.
Fan Out the Heat
Energy costs keep escalating in price and staying cool or warm without breaking the bank is a growing challenge. Ceiling fans can lower the perceived temperature in a room by several degrees at less of an energy expense than increased air conditioning. In the Southwest and humid climates, many homeowners put a ceiling fan in every room, says Jeffrey Crane, president and CEO of Concept to Creation, a Gilbert, Ariz.-based construction consultancy. A good ceiling fan can cost upward of $500 on the high end, but plan to spend around $150 to $200, he says.
Change the Looks of a Room
Paint has long been considered the least expensive way to alter a room or spruce up one you’ve just moved into. But paint can do far more. It can also alter the mood, whether it’s applied to all four walls, just one or a ceiling, says James Charles, founder and CEO of DesignerAtHome.com. What
Quick ‘n’ Dirty Curb Appeal color to paint? Barb St. Amant, an agent with Harry Norman, Realtors in Atlanta says earth tones are hot. She also suggests taking down dated wallpaper and changing fixtures to antique bronze from brass, which are a bit dated. “These all make a huge difference and instantly update a room,” she says.
and sturdy enough that the kids still play games on it, and it can be mowed but doesn’t really need to,” she says. Meredith also suggests selecting xeriscape plants. If some require watering, group them according to their watering needs, she says. And she recommends using a rain barrel to catch water from roofs and gutters. Other ideas can be found in Xeriscape with Groundcov- her forthcoming book, “Beyond ers Light Bulbs: Lighting the Way to Eliminating your grass in fa- Smarter Energy Management” vor of a native groundcover that (Emerald Book Co, 2008). doesn’t require watering or mowing saves on water bills as well as Spruce Up Walls with Millpersonal energy, says Susan Mer- work edith, an engineer and founder of For every $2,000 you invest in HumanExcel, an Austin, Texas- molding and millwork, you may based company that works to im- gain $10,000 in increased home prove business efficiency, reduce value, according to the Wood waste and save energy. For her Moulding and Millwork Producown lawn, she selected horse herb ers Association in Woodland, groundcover. “It’s low enough Calif. Shay Mitton, a residential
contractor in Kennesaw, Ga., says they’re both a great bang for the buck both on the exterior and interior of a home. “They add distinction and give the home buyer a feeling of a higher-end home,” he says. To add crown molding to a 15-by-20-foot living room may cost as little as $1,500 to $4,000, depending on how many pieces are involved, the design’s intricacy, type of wood and whether it’s paint- or stain-grade finish, Mitton says.
Go Granite - No Demolition Required
Granite remains an appealing countertop and backsplash material for kitchens and bathrooms - sometimes even an expected one. Some companies now offer an overlay alternative that can be installed on top of countertops. “It required less than three hours for
Good landscaping can make a difference in whether a potential buyer wants to get out of a car and scout your interior or drive on to the next house, says salesperson Joe Russo, author of “Selling Your House/Condo in this Housing Emergency of 2008” (Outskirts, 2008). The quickest and cheapest fixes are: • Colorful flowers in beds along a walk or near a front door • Nicely trimmed shrubs • Clean tidy walks that don’t have weeds growing up between pavers or stones • Ornamental trees that are fast-growing, such as a weeping willow. If you have extra time and funds, get windows washed before showings and open houses; also, paint a front door a neutral light color that won’t absorb heat. Be sure screen doors have no tears, and check that the door knocker
1281 Bollenbacher Dr. (Hwy. 3 South) 507-645-4491 • 800-646-4491
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OPEN SATURDAY 1-3 & THURSDAY 5-7
OPEN SUNDAY 1-3
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843 Headley Ct.
306 Waterwheel Dr., Dundas Really one of the best deals on the market! Enjoy one floor living. 2 BR, 2 bath, 2 car garage. Situated on a pond. $141,500
Leigh Schrader 612-290-1430
OPEN SUNDAY 12-1
Very cute and clean townhouse. Nicely updated and ready to move in. Fantastic starter home at a great price with quick close Scott Douville possible. $109,900
608 Maple Ct.
Traditional 2 story walkout with 5 roomy BR’s on one floor. Main floor office and laundry. Almost 3,000 sq. ft. plus unfinished Pat basement. Informal and formal Johnson 507-581-9820 dining. Quality const. $369,900 507-271-1656
OPEN SUNDAY 1:15-2:30
OPEN SUNDAY 12:30-1:30
1358 Bluff St.
Very nice 2 story with a walkout LL and woods in the backyard. 4 BR on one floor including a spacious master suite. Pat Hardwood floors, gas fireplace. Johnson See for yourself. $249,900 507-271-1656
OPEN SUNDAY 1:45-3
705 Carter Dr.
New construction one story with fully finished walkout LL. Beautiful and upgraded with nice pond setting. $399,900
1140 Woodland Trail
Meticulous home tucked into Wangs woods on .68 acre private lot. Convenient north Pam Pam side location. Many extras! Gillespie Gillespie $319,900 507-645-1181 507-645-1181
OPENSUNDAY SUNDAY12:30-2 1-2:30 OPEN
OPEN SUNDAY 2:30-4
PRICE REDUCED
305 Plum St.
1940’s rambler with deep, beautiful yard and mature trees. 2 BR, 1 bath, 1 stall garage. Room to expand. Walk to St. Olaf, schools, parks and Mary Beth downtown. Great starter home. Anderson $133,000 507-645-2162
2501 Valley Drive
Beautiful 4 BR home in an amazing setting. Flooring includes Brazilian cherry wood inlay, marble, laminate and tile. Large sunny kitchen, vaulted ceilings. $237,000
2422 Valley Dr.
1201 Highland Avenue
Mary Beth Anderson 507-645-2162
G N I D
N E P
2119 Hidden Valley Rd
Newly painted, new carpet, Pergo floors and many updates. Vaulted 2 story living room with open stair case and balcony. A must see! $167,900
PRICE REDUCED
Fabulous town home, everything on one level. All new flooring and very well maintained. $113,100
1512 Archibald St.
Nancy McGregor 507-645-1171
425 Bunker Drive
Come be pleasantly surprised! 3 BR, 3 bath this one is a real wow! New everything! Wonderful location, every inch Ruthie tastefully done. Large master Gilbertson suite w/spacious full bath. 612-987-5980 $199,900
Craftsman style bungelow. Built in 2004, 3 BR, 2 full baths. Stainless steel appliances. Freshly painted interior. Ruthie Walking distance to parks and Gilbertson schools. $199,900
1004 Superior Drive
1515 Pheasantwood Tr.
612-987-5980
NEW LISTING
1119 Nevada St.
Fabulous family 4 BR, 2 bath home with many updates & new appliances. Huge yard. Lower walkout. $199,900
Nancy McGregor 507-645-1171
Nancy McGregor 507-645-1171
Everything on main level! 3 BR, 2 bath, huge unfinished LL. Great neighborhood by Target and Cub. $309,900
510 Washington St.
3 BR, 2 bath home with updates. Large fenced yard. Zoned SF & commercial. Blocks from downtown, Nancy library and Carleton. McGregor 507-645-1171 $184,500
Nancy McGregor 507-645-1171
Gorgeous 5 BR, 4 bath home with many extras. LL finished in 2008, previous model. Still looks fabulous! $409,900
Beautiful end unit, main floor living room with many, many updates and finished lower level. Seller pays $5,000 Nancy Nancy towards buyers closing costs. McGregor McGregor 507-645-1171 $195,000 507-645-1171
G N I D
PRICE REDUCED
N
1904 McKinley Drive
4 BR rambler near schools, parks and senior center. New carpet in the LR, FR & steps. Great back deck, large shed Pat for extra storage. Call to see. Johnson 507-271-1656 $214,900
1704 Washington Street
Excellent value! Single level townhome with pond view. 2 bedroom, 2 bath, also features a spacious design and a sunroom. $179,900
300 9th Street W
1011 Lonsdale Blvd.
Pete Mergens 612-741-4257
Incredible opportunity! 4 BR, 3 bath walkout rambler. Nestled on 35 wooded acres. 48x96 heated outbuilding. A truly spectacular property! $799,900
Pete Mergens 612-741-4257
PRICE REDUCED
811 Mayflower Ct.
Elegant 2 story on a prestigious cul-de-sac. 5 BR includes 2 suites with private baths. InPat ground pool & fenced yard. 6 Johnson 507-271-1656 car garage. $564,000
317 Linden Place S. Comfortable one story on large grassy lot on quiet street. Close to town and schools. Full LL. $169,900
Pam Gillespie 507-645-1181
1518 Judicial Road Spectacular corner twinhome, 2 BR, 3 bath. Large family room. Great location. Great price! Clean, looks like new $148,500
Why rent? Take advantage of the market and own this cozy rambler close to downtown. $159,900
414 Grindstone Lane
1101 Elm Street
Pete Mergens 612-741-4257
NEW LISTING
Bob Stangler 507-581-9373
PE
2015 Grant Drive Shows like new! This home on .34 acres boasts a nice open floor plan, 4 season porch, Pam oversized deck overlooking Gillespie nature area. $249,900 507-645-1181
Great established corner lot with well built 4 BR, 2 bath split entry home. Wow! Check out the deck! $199,900
Paul Smith 612-685-0605
NEW LISTING
1617 Cannon Valley Dr. Gorgeous 4 BR, 3 full bath home with many extras. In-ground sprinkler. Full master bath with jett tub. Motivated sellers! $279,500
Bob Stangler 507-581-9373
Very nice 5 BR, 2 bath home, LL finished in 2008. Huge backyard. Shows like a model home, only a transfer makes this possible. $227,000
Nancy McGregor 507-645-1171
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PAGE 2C
WWW.NORTHFIELDNEWS.COM
SATURDAY-SUNDAY, SEPTEMBER 20-21, 2008
Straightening out your home, one wire at a time How to take your cords from chaos to control
cord, inches away from an outlet, leaving you with yards of loose wiring. Both the Improvements catalog and Lilian Vernon catalog sell a cable roller that lets you wrap up to 16 feet of cord or cable into a pill-shaped, black plastic shell.
By KIT DAVEY CTW Features
• Many older homes have outlets spaced miles apart, forcing you to run wires long distances around the perimeter of the room. You can purchase U-shaped nails at the hardware store and carefully nail them over the cords to the baseboards or flooring (Of course you’d do this with the appliance unplugged, and avoid puncturing the cord to avoid a nasty shock!).
They’re dirty and unsightly and we do our best to pretend they’re not there. They lurk in corners, peek out behind our couches and gather dust bunnies and spider webs to annoy us. We’re talking about those nasty tangles of twisted cords and wires that clutter up our homes. Lamps, stereos, clock radios and computers are essential to every day life, but their hard-totame cords can be visually distracting. Want to keep your wires from going haywire? Try some of these tips to keep those unruly cables under control: • For a free, quick solution, you can pick up the slack on loose cords by neatly looping the excess together and tying it in a bundle with bread ties or the plastic ties for garbage bags. For a little cash, you can buy strips of Velcro from a hardware or fabric store which can be wrapped around a fat bundle of wires or used to attach the wires to the leg of a chair or table.
ener, cake mixer or record player? If you seldom use it, store it away, or keep it unplugged and hide the cord behind it.
a slab foundation, and you have a furniture arrangement you know you’ll keep for eons, and you have the money to spend on the services of an electrician, why not install outlets in the middle of a room on the floor? This keeps wires from crawling across open space, prevents safety hazards and allows you to place lamps in furniture arrangements which “float” in the middle of a room.
• Can you use an outlet which is not in plain sight? By adding an extension cord to a lamp or your stereo you might be able to plug in your device in an outlet that is less prominent. This may allow you to re-route the accompanying wires • Reduce the number of wires behind a couch or under the curon view by eliminating any of the tains. • Wouldn’t you rather see a appliances or gadgets you don’t tidy snake-like tube behind your use regularly. How often do you • If your home does not have TV than five dusty wires? Try a actually use your pencil sharp-
Living Green. Features, tips and updates on local sustainability efforts. Published the fourth Wednesday each month.
www.northfieldnews.com
tubular cord control kit offered by electronics and hardware stores. It’s a flexible, corrugated, hoselike gizmo into which you can squeeze up to 20 wires and cut off at the length you need to cover the cords. • Don’t laugh, but one of my frugal friends made her own cord management system by cutting up the cardboard from paper towel and toilet paper rolls.
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Autumn all-stars plants add curb appeal By LEIF KNECHT Guest Columnist
In a difficult real estate market it can be an advantage to be able to show prospective buyers that the house you have for sale has some appealing features that set it apart. Top quality landscape plants that also show outstanding autumn color can be just the thing to trip the trigger and bring you a purchase offer. If you have plants that paint the landscape in eye popping colors be sure you take plenty of good digital pictures this fall, and assemble them into an on-line slide show. Your agent can then see that this selling tool gets included in the sales materials that people looking for a home can look
through and any time of the year get a real feel for all the best the house has to offer. If your landscape is a bit drab in the fall and you think you may be selling in a few years, now is a great time to put in some trees, shrubs and perennials that can add some amazing curb appeal. This is the time of year when you can visit your favorite nursery and see plants in their fall glory. Don’t wait too long to go and look because the autumn color show doesn’t last forever. What follows are just a few examples of the many landscape plants that can add stunning seasonal color to dress up your house. A knowledgeable nursery professional can show you more when you stop to see
them for yourself. Perennials: A u t u m n Joy Sedum offers rosy fall blossoms and a nice middle size upright but mounded texture. Purple Dome Aster has iridescent purple blossoms that can last through the early frosts of autumn. Turtlehead is another fall blossoming perennial with dark green foliage and bright pink blossoms. Perennial geraniums often show lovely fall leaf color, as do Bergenia, Amsonia, and Tiarella Minnesota hardy mums are always a good choice to brighten up the fall garden, and some of the ornamental grasses are at their best in the fall, with tawny golden stems and silvery heads waving gracefully in the breeze. Don’t forget the vines – Bittersweet,
llmn.
fall and winter is a hallmark of several flowering crabs, including Red Jewel, Sugar Tyme and Firebird. Amur Maple Tree form is yet another option for a smaller ornamental tree with good fall color. In shade trees, Sugar Maples and Hybrid Maples dominate the ranks, displaying various mixes of yellow, gold, orange, red and burgundy. Majesty, Fall Fiesta, Green Mountain and our Native Sugar Maple are good choices for a nice hard maple. Autumn Blaze, Autumn Fantasy, Sienna Glen, and Firefall are all hybrid maples that grow quickly and have outstanding autumn hues. Pacific Sunset is a very nice hybrid of Norway Maple and Tartarian Maple that has beautiful shiny deep green leaves that are handsome all summer, and then offer a mix of yellow/ orange and red fall color.
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Engleman Ivy and Boston Ivy all have their fall color show. Shrubs: Burning Bush (Winged Euonymus) is hard to beat for glowing red fall color, but Grace Smokebush, Emerald Carousel Barberry, Tiger Eyes Sumac and Staghorn Sumac, Magic Carpet Spirea and many of the Viburnums also are star performers delivering excellent autumn color. Amur Maple and compact Amur Maple show fluorescent reddish/ orange colors that catch the eye from afar. Trees: Korean Sun Ornamental Pear can stop the show with its mix of yellow orange and red. Prairiefire Crab compliments its rich red spring blossoms with nice red/burgundy/orange in fall. Burning Bush is now available in a dwarf tree form, and brilliant red fruit that persists on the tree branches throughout the
as
Luxury single and multi level townhomes from the $120s blend artistry and function to create impressive spaces.
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(c) CTW Features
• Sometimes you’re stuck with an appliance with a really long
Single family homes from the $190s offer a variety of styles and floor plans, with exceptional living spaces and architectural details.
Launch.
• Stores that sell organizing supplies offer several different types of wire clips and ties, all for usually under a few dollars per set, which grab the wire(s) and then can be either screwed in or taped to the wall or floor. For those who like a tidier solution, try cord covers, available at many hardware stores. These are long, rigid, plastic channels with an adhesive backing which attaches to most flat surfaces. The channels allow you to run wires on top of baseboards, under crown molding and up walls to fixtures. A variety of attachments allow you to go around corners and connect sections together.
r
MN BLDR LIC #20005657 WI BLDR LIC #946949 Information deemed reliable but not guaranteed.
7554 Hwy 19 Blvd.
Cannon Falls, 5 acres, peace & quiet, paved road, turn around drive, great for contractor or large family. Freshly redecorated. 4 giant BR’s, 3 baths, 2 car att’d and covered patio area overlooks peaceful yard. New price $295,000
Janie Tutewohl, REALTOR
Downtown Farmington, MN • Keller Williams Preferred Realty, Inc. C) 651-247-5132 O) 651-463-TEAM • http://JaniesHomes.com
Saturday-Sunday, September 20-21, 2008
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Ask Our Broker: Answering your real estate questions By Peter G. Miller CTW Features Q: I would like to know if I can get help lowering the interest rate for my mortgage. I have two loans. My first loan is a 30-year, adjustable-rate mortgage with a rate of 5.875 percent fixed for five years, interest-only. My second loan is a conventional regular balloon loan with a 9.875 percent rate fixed for 15 years. A: Let’s say you borrowed $400,000 at 5.875 percent. On an interestonly basis your monthly payment for principal and interest will be $1,958. Miller After five years - if the interest rate does not change - the payment will increase to $2,547. If the interest rate rises to 7 percent, then the monthly payment will increase to $2,827 taxes and insurance are extra
in all cases. With an interest-only loan, once the five-year start period ends you effectively have a 25year mortgage. Less time to repay the loan means higher monthly payments, even if the interest rate remains steady. As to the second loan, what are the exact terms? It has payments based on a 15-year amortization schedule, but if it also has a balloon payment does that mean the actual loan term is shorter, say five or 10 years? It would be great if you could refinance, but the odds are against it. Why? You have piggyback financing. You bought with two loans and little or nothing down. Now, in most areas of the country, the value of your property is less than your total loan balances. If you sell you will either have to bring cash to closing or get the lenders to agree to a short sale. The first lender might agree to a short sale if it was not going to take a loss. But the second lender? The second lender may lose all of its loan in a short sale or a foreclosure so
why should it help? What about a rate reduction? Unlikely. The first loan already has a below-market rate - if anything the rate should be higher, thus a rate modification with the first lender is improbable. As to the second lender, it has a high-risk loan. It should get a higher rate for more risk. What else can you do? Here are some strategies to consider: • You or your attorney should contact the first lender. They may be able to give you a modification, perhaps extending the start period for one to three years or adding your unpaid payments to the end of the loan. • You or your attorney should contact the second lender. Is it a balloon note? Would the lender agree to a longer term, say from 15 years? That would keep the current interest rate and payment but stave off foreclosure. In practice, the loan will likely be paid off in much less time. • Ask yourself: Can you offset your costs by renting the property? Taking in board-
ers? Working several part-time jobs? • Look into the HOPE for Homeowners Act of 2008 that was passed as part of the FHA reform package over the summer. Under this program, the FHA can refinance some toxic loans. However, the new loan cannot be more than 90 percent of the property’s appraised value - which means your current lenders must be willing to take a loss. They must also be willing to waive all prepayment penalties as well as outstanding fees and charges. To qualify for a HOPE loan your current mortgage must absorb at least 31 percent of your income. Under the program you will pay a 3-percent up-front mortgage insurance premium plus an annual premium of 1.5 percent, paid out monthly. If you sell the property after having refinanced with a HOPE loan you must then equity share with Uncle Sam. In year one the government gets 100 percent of any apprecia-
tion, in year two the government gets 90 percent, in year three the government’s share drops to 70 percent, in year four Uncle Sam is down to 60 percent and in year five and thereafter the government gets half of any appreciation when the property is sold. Why is Uncle Sam demanding an equity interest when a property is refinanced under the HOPE loan program? There’s a lot of risk refinancing distressed borrowers. The FHA is an insurance program and needs to get back as much of the money it can because some borrowers will inevitably default. In effect, HOPE loans are a costly form of refinancing - but less costly than a foreclosure. (c) CTW Features Need real estate advice? Peter G. Miller, author of “The Common-Sense Mortgage,” would like to hear from you. Send your questions to peter@ ctwfeatures.com. Due to the volume received, not all letters may be answered.
COLDWELL BANKER The New York Times Crossword Puzzle SOUTH METRO
507-663-1234 OPEN Sat 1-3 17839 180th Street W, Faribault
$259,900 MLS#3517953
Great Lake Home, Great Price! 3 Bedrooms, 2 Baths, 100 feet of Shoreline! Like a Private Retreat!
OPEN Sat & Sun 1-5 2105 Ontario Circle $199,800 MLS#3575322
Main Level Living in an award winning Cottage Home. Newly Constructed, Open Floor Plan and ENERGY STAR CERTIFIED!
OPEN Sunday 1-2:30 704 4th Street E $249,000 MLS#3518050
Beautiful 4-Square in one of Northfield’s Best Locations!
OPEN Sunday 1-3 700 Green Meadow Court $218,900 MLS#3565273
Retreat – A Private Backyard, quiet cul de sac, new kitchen, updated décor, 4BR/2BA, abundant storage… A Perfect Home for you!
OPEN Sunday 1-3 1702 Humphrey Court $199,900 MLS#3432120
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Great townhome with one-level living. 2BR on main level, 1BR & ¾ BA on lower level. 4-season porch, main floor laundry & gas fireplace!
OPEN Sunday 1-3 411 1st Street W $184,900 MLS#3596960
3BR Bungalow with many updates: roof, bath, furnace, porch, deck and fireplace…. Your Host: Larry Defries.
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1114 Greenvale Avenue W
$89,900
MLS#3446036
Delightful Condo at a Superb Price! 2BR, private deck, wonderful décor, close to St. Olaf. Assn Fee: $100. Priced to Sell!
OPEN Sunday 3-4:30 809 Joann Court $349,900 MLS#3556296
Wonderful, Quality Home. 4BR/5BA, fully landscaped, sprinkler system, zoned heating and so much more!
NEW LISTINGS! NOSTALGIC VIEWS! 1900 Jefferson Road $229,900 MLS#3599426
Spacious Rambler on ½ acre, treed lot. Over $45,000 in improvements. 4BRs, chef’s dream kitchen, 2 fireplaces… Move-In Ready!
ORIGINAL WOODWORK 914 Forest Avenue $299,000
MLS#3596884 This beautiful 5-bedroom vintage home is located on Northfield’s west side across from a park. It has original wood floors and woodwork throughout and built-in buffet and bookcase with leaded glass doors.
1080 Highway 3 South Northfield, MN 55057
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Year-round BY jeremy new ton Edited by Will Shortz
A c r o ss 1 Portraitist of George Washington 7 Robot maid on “The Jetsons” 12 Sorority chapter 17 Leader of a flock 18 Do away with 19 Spreader of holiday cheer 21 Singer who said “At least I had that, one guy understood me” 22 Possible punishment for steroid use 23 Enhance 24 When Cannes heats up 25 Native tongue of R&B singer Rihanna 26 Bow to 27 Wise guy 28 Ear part 29 “Esq.” titleholders 31 Keep an eye out for 33 Meager 34 Prefix with sphere 35 Fuming 38 Daring 39 Alvin and the Chipmunks, e.g. 40 Experts at exports 43 Genre explored by Run-D.M.C. and Aerosmith 44 Diurnally 45 “Hop ___!” 46 Mexican mouse chaser 48 Inner circle 51 Proust title character 53 Job interview topic 57 Sioux tribe member 58 State capital on the Colorado River 61 Economy-size 63 Langston Hughes poem 64 Cry at sea 66 Cancún resident, once 68 Farm call 69 Hall’s partner in pop 70 “This is how it’s done” 71 Worth mentioning 72 Pattern for light or sound 74 Soft hat materials 76 Actors Max and Max Jr. 78 See 79 ___ Taylor, co-host of “Make Me a Supermodel” 80 It appears when things go bad 82 Boils down 85 Thrill seeker 91 “If you ask me,” online 92 The “A” of James A. Garfield 94 Some exams for joint pain sufferers 95 Litigant 96 Symptom of catarrh 97 Focused (on) 99 Brisk pace 100 Cavs, on a scoreboard 101 Nativity figure 102 “Was it ___ I saw?” (classic palindrome) 103 Samuel L. Jackson’s character in “Pulp Fiction” 106 Were present?
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D o w n 1 Weightlifter’s helper 2 Have a break at 4:00, say 3 Troop troupe: Abbr. 4 Basic travel path 5 First name in gossip 6 Paris was part of it 7 Equips with new clips 8 Small African antelope 9 It’s darn likely 10 “My, my, old chap!” 11 Dusk, to Donne 12 Unlikely event for puritans 13 MADD member 14 Foe of Spider-Man 15 Like some modern maps 16 Coffee table item 19 Mustang rivals 20 Gene who sang “Back in the Saddle Again” 21 Cause of many uprisings 27 Members of the bar? 30 Biker’s add-on 32 Early Chinese dynasty 33 Admit defeat, in a way 34 Lucratively 36 Polite disclaimer 37 ABC a.m. show, briefly 38 Last resort in poker, often 41 Doesn’t waver 42 Euripides drama 43 G.P.S. suggestion
A P M O B E
S A W E D
H U M A N E
R U M P S T E A K
S C U S I
L E A T H U N S A T A E N N D I S H L I E D
K N I G H T L I N E
S E N H O R A
Y O H O O T H T O A R I S E
M S R P S U E R
H O N E
E Y M E A N G T E
O K E E F S E E M I B P E R E O P
N I L L A A T S E A
G L I T Z
S H E L L F S I P R E S O A T H L M O O A N I O T O N W O N E A N O T N
46 Bottle opener’s surprise 47 Vegas openings? 48 Untangles, in a way 49 Cyberball maker 50 Pop singer who appeared in the movie “Sgt. Pepper’s Lonely Hearts Club Band” 51 It’s called in a political convention roll call 52 Undercover device 53 Campaigns for 54 “Quite possibly” 55 Surface-___ 56 Singles and jingles 59 Sub with sauerkraut? 60 White wine from Verona 62 W., e.g.: Abbr. 65 Professional with many contacts? 67 Lords and ladies 73 Is past? 75 Scrape (out) 77 Like some professors 79 Sask. neighbor 80 Drinks in frosted glasses 81 Married
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105
O L S L E T A B L E K E T H E A M E S T E R E N O O N L R A G L Y F A O U R E N A S M I S E L A S S N G A I L S E A K C R E E E D
106 111
O D S O N
L E A D A
I S A A C S
S E T
S E A S O N S
T W O D A Y S H O W
I V E S S I L U U C E S T V A T I O N O M N T H O U R E N E D O Y S O R F M N I S E A L T V I E Y E W E S D E A R S A L E E L L S L S A T
82 Hit Sony product introduced in 1984 83 Model after 84 American, Swiss, etc. 85 Design feature of many a viaduct 86 Lookout, maybe 87 “OMG, that’s sooo funny!” 88 Kind of bar 89 Squared away 90 First name in cosmetics 92 Now, in Nogales 93 Wages, before overtime 97 Beer serving in a pub 98 “Yippee!” 101 Jabbers 102 U.S. gas chain 104 Triple-edged sword 105 Part of a horse’s genealogy 108 Cool ___ 109 Genealogical grp. 111 S, on a French compass